#like most of minnesota already has living wage and so nobody is going to care about the rest of us

[arthur-r]

being involved in local politics is exhausting

[heidiroizen]

More rare than a Unicorn – gender parity at a venture-backed, deep-tech startup. Here’s how they did it.

One of my most memorable board meetings this year was with Memphis Meats. I literally had to stop the board meeting over one slide, as I had never seen a slide like this in my 20 years as a VC.  

And no, it wasn’t about product development or regulatory strategy or burn rate. It was about the company’s newest hires -- five highly accomplished people, all of whom with advanced degrees and significant past achievements in their careers.

And all five were women.

I stopped the CEO, Uma Valeti, right at that moment, to tell him I had never seen a slide like that.  And that in turn surprised him, which probably explains in part why Memphis Meats is such a leader when it comes to diversity.

Memphis Meats is a trailblazing company whose mission is to grow real meat from the cells of high quality livestock in a clean, controlled environment. The result is the meat that consumers already know and love, with significant collateral benefits to the planet, to animals and to human health. I’m proud to say they have applied that same trailblazing attitude to growing their team as well.

At Memphis Meats today, 53% of the team are women, and 40% of the company’s leadership positions are held by women. Beyond gender, the team represents 11 nations and 5 continents (Australians, please apply!) and about two-thirds of the team are omnivores, while one-third are vegetarians or vegans. I’ve met most of the team, and I heard all sorts of educational backgrounds: B.S., M.S., M.D., M.B.A., Ph.D. (lots of those). I met parents, brothers, sisters, immigrants, activists, friends, researchers and operators, and I heard 34 different, mission-aligned reasons for joining the company.

Anybody who is paying attention knows that companies and workplaces around the country are grappling with how to build and maintain diverse and inclusive workforces. Silicon Valley is certainly no different – gender imbalance is a well documented problem in tech.  Once I saw that slide, I knew I had to dig deeper into what Memphis Meats was doing right. So, I sat down with Megan Pittman, the Director of People Operations at Memphis Meats, to learn more. Here’s what she had to say.

HR: Before we talk about diversity and inclusion at Memphis Meats, we should probably start by defining what we mean when we say those words. What do they mean to you?

MP: We believe that having a diverse and inclusive team happens when you build a culture that’s genuine, welcoming and protected. We don’t have a document that outlines “D&I Policies” here. We didn’t start by looking at our team and saying “wow, there’s a problem here that we need to fix.” We started by committing to build an inclusive company made up of extraordinary individuals. We committed to putting people first, before anything else. We also made the decision to build a People Ops function early, when we only had about 10 employees, so that we could really follow through on these commitments.

HR: I see a lot of companies hire their first HR person when they have 50 or 100 staff. 10 is early! What were some of the changes you were able to make by getting started early?

MP: We’ve curated a high touch and authentic hiring process. After we closed our Series A last summer, we got started on a hiring plan to grow from 10 to about 40 people, and we wanted to do it in about a year. We began recruiting and interviewing immediately!

Pretty quickly, we realized that our interview process wasn’t working very well. We were spending a lot of time with candidates who had amazing resumes, but we weren’t developing unanimous conviction around who to hire. We weren’t being blown away. So we stopped interviewing for a bit and started debugging. We realized that our interviews were too formulaic, and too focused on checking boxes on the job description. We were talking to people who had already accomplished amazing things – in industry or academia, or both – and we weren’t letting them tell that story. So we couldn’t assess their accomplishments, their ambitions and their ability to innovate. We could only assess their resume, and maybe their small talk skills.

We decided to rebuild the process to let the candidates shine. Now, we ask all prospective hires to start their interview day by giving a ~30 minute talk to our team, typically focused on their greatest accomplishments or a topic that they know extremely well. The talks are a great way to see a candidate at his or her best. They provide great context for the 1-on-1 interviews later in the day. And our team learns something new every time a candidate comes in. There have been some pretty amazing light bulb moments and inspiring conversations that have originated because of these talks. Our team loves them – they’re always a hot ticket in our office!

HR: How do the talks connect back to diversity and inclusion?

MP: The talks let us have a really relevant, organic conversation and put the candidate’s resume to the side for a moment. After the talk, we can ask the candidate how they could have done that better, or faster, or cheaper. We can hone in on moments where they did something creative, and learn about their thought process or problem solving strategies. We can hone in on roadblocks, and understand how they motivate themselves through the most difficult moments.

We’ve seen plenty of data showing that companies that hire based on resumes and checkboxes end up with homogenous workforces. Don’t get me wrong – great resumes and hard skills are requirements at Memphis Meats, but they’re the price of admission and not the focus of our hiring process. When we go beyond the resume, and let the candidate shine, and expand the hiring criteria to include self-awareness and creativity and tenacity, we see a very diverse group of people rise to the top. And they happen to be the exact people that we need.

Now that we’ve been doing this for a while, we’re also getting better at writing job descriptions. Our hiring managers now ask “what do we need our next person to bring that our team doesn’t already have?” There is a quote by Walter Lippman, an American writer, that speaks to the importance of this. He says, “When all think alike, then no one is thinking.” Our team is sold on the value of new perspectives, and we’re now thinking about it before we even start to meet candidates. It’s a virtuous cycle.

HR: What happens after the hiring process? Great, you’ve found the person – now what?

MP: We’ve put a number of tools in place to ensure that we can close great candidates and get them into their new role here. For example, mobility platforms have enabled us to not be limited to hiring scientists, engineer or operators in the immediate Bay Area. We are able to comfortably source individuals from top companies or labs – whereverthey are. Switzerland? No problem. Canada? Great! Minnesota? Easy. We offer professionally managed relocations so that we can pull talent from a much bigger pool.

We have partnered with a top immigration attorney so that we can support any qualified individual in obtaining employment eligibility. We have worked with hires on multiple visa applications but one sticks out. We interviewed an incredible scientist who is a French citizen. She is so smart, so hard-working, and so talented. For a few reasons, we realized we would only be able to hire her on an O-1 visa, which is reserved for individuals with “extraordinary ability.” The bar is high, and nobody is a sure thing to get this type of visa. We spent months working on the application, and demonstrating her accomplishments as thoroughly and accurately as possible. After more months of waiting, we literally received her visa approval hours before her previous employment eligibility expired. The entire Memphis Meats team celebrated. The room started cheering, we high-fived, we picked up a cake, I probably cried. She has since been named on our most recent patent filing and has contributed in so many measurable and immeasurable ways to our team. She was absolutely the right person to hire and we did everything we could to make it happen.

We diligently pay fair to market wages and make offers that are not based on salary history. We have never requested salary history from our new hires. We prefer to base all offers on the market, our fundraising stage, precedent in the company and level of experience. Period. We take every offer very seriously and will continue to make that commitment to every one of our team members.

We constantly solicit feedback on our processes and look at data. We track the source of our hires: are we relying too much on one company or one local university lab? We track the candidate experience: are candidates feeling respected by us, our process and our timelines? We track our internal rates of diversity. All of this works to discourage complacency in our processes, and ensure that we are constantly aiming to be better.

We took a different approach to benefits compared to many other venture backed companies. We don’t invest our money into dry cleaning and massages and abundant free meals. Instead, we’ve invested in a generous paid family leave policy, and great health care, and a floating holiday policy that allows for religious or cultural differences. People need to be able to live their lives how they choose with a job that supports that without question. We ask a lot of team members so it’s our responsibility to support them in their lifestyle choices.  

HR: Many companies start with the best intentions, and compromise those as they grow. How do you imagine Memphis Meats staying the course?

MP: We’ve really made inclusiveness part of our identity. This goes way beyond a D&I policy, which can be easily forgotten or lost in a handbook.

We talk a lot about our “big tent,” which is really a cornerstone of our company. We’re making meat in a better way. You might think we’re out to “disrupt” an incumbent industry or to make consumers feel guilty about what they’re eating today, but the opposite is true. We recognize and respect the role that meat plays in our cultures and traditions. Many members of our team eat meat, and we celebrate that. Many members of our team do not eat meat, and we celebrate that. There’s just no place here for moral judgment.

Over time, that philosophy expanded to cover the companies and organizations we work with, the investors we raised money from, and the language we use. We happily work with large meat companies like Tyson and Cargill. We happily work with mission-driven organizations that work for animal welfare or environmental stewardship. We happily talk to consumers of all stripes. We’ve built a coalition that we never would have expected. We’ve found that everyone we talk to unites behind our goal of feeding a growing and hungry planet. Our internal culture and our people processes are consistent with the idea of the “big tent,” so I don’t think they’re going anywhere.

[toldnews-blog]

New Post has been published on https://toldnews.com/politics/watch-sen-amy-klobuchar-a-liberal-who-hasnt-gone-too-far-left-jonathan-karl/

WATCH: Sen. Amy Klobuchar 'a liberal who hasn't gone too far left': Jonathan Karl

Transcript for Sen. Amy Klobuchar ‘a liberal who hasn’t gone too far left’: Jonathan Karl

Our economy is the envy of the world. The rules in our economy have gotten rigged so far in the favor of the rich and powerful. Wages are rising at the fastest pace in decades. Wag in America have barely budged. We passed a massive tax cut for working families. Stop handing out enormous tax giveaways to rich people and giant corporations. Two very different views of the economy and the agenda. The president on Tuesday, and Elizabeth Warren her campaign yesterday. The round tablack and Jon, we saw on Tuesday night it’s already been engaged right there. The state of the union might not have put out too much about what’s going to get accomplished, but it laid out a lot for the president in 2020. And the big theme whi Democrats are essentially socialists. He used the word. Not essentially. That’s exactly what he used. You showed Elizabeth Warren and another big announcement, Amy Har. She is expected to announce she’s getting into this race. The senator frominnesota. Yeah. Much less fanfare surrounding her, but Amy klobuchar is a liberal in the united States senate who has worked with Republicans and unlike other leaders, she comes from a place that Democrats have to compete.e has won in the state of Minnesota. She won her first race by less than 1% back in 1998. Since then she has never won by less than 20 points in a race in Minnesota, and she is unlike Elizabeth Warren, kamala Harris, she doesn’t come out for the big Progressive items. Too far left. There will be more women democratic candidates than men. Jon just hit on what is likely to be a real fault line inside the democratic party between for wont of a better word, centrists and Progressives. Bernie Sanders as well is to the charge of socialists. Donald Trump did a great job at the state of the union of trying to message this issue as a polarizing issue, but what we know about the issues that Progressives push, most americanpport. Medicare for all. 70% of Americans support. A green new deal. 60% of Americans. These are not far left socialist ideals. The idea that a rich American should pay more is not a new idea. We have been here as a country, and so he did a great job of doing what he does, which is messaging scaring people and my hope is that Democrats don’t take the bait, right? Don’t start running away from this idea of socialism. We know that’s not what it is. It is America taking care of the folks who need us most. One of the president’s many tweets yesterdayris, said that. He hopes Democrats do do the green new deal. Yeah, listen. I watched Elizabeth Warren’s announcement yesterday, and I said, this is exactly what ica is pining for, a Harvard professor in the white house. That’s what they are looking for. I mean, that was a ridiculous announcement yesterday, and I will say as a Republican, please do all that stuff. Nominate Elizabeth Warren and let’s get to it. Don’t you think that would resonate with a lot of Americans? No. When people explain it, George — see, you know, the president brings things through the sound bites. What was the elizabe Warren message there? Nobody’s talking about how much it’s going to cost to D do medicare for all. When the voters start to hear about what the price tags ar for there, that’s why Amy klobuchar in a state like Minnesota doesn’t talk about this stuff and gets re-elected because she can get independents and Republicans to vote for her, and if Democrats can’t do that, Donald Trump is going to be in the white house for four more years. I thought senator Warren was a very, very clear voice on economic inequality which is a real experience for people. I spent 22 mths moving around the state of Florida and just this week had a report that said 44% of the people in our state cannot make ends meet at the end of the month. They’re working harder than ever, and still can’t pull down a wage where they can take care of themselves and their families. Those are real issues and the president wants to make this culture war and name-calling and socialism, but this race has to be about economics. It has to be about the future of our environment, which is a real issue and one of the issues which showed up in Florida in a very red, conservative area. They were concerned about climate change, global warming, sea level rise, blue-green algae. Those issues are real. If we followed the president down this rabbit hole of trying to respond to that name calling, we will be off target. The American people want to he us talk about these issues of what we’re going to do to help make their lives better. Simply put in a democratic nominee that can do that, can become president of the united States. One of the things the Democrats saw running on a lot of those themes in the midterm elections is they won the house by the largest margin ever. Well, but the majority of those who run those house seats, George, were moderate Democrats. A lot with military backgrounds and so on. One of the things that the president is doing very effectively is pointing out the the deep divisions within the democratic party. You have this resurgent and ascendant left, and then you have moderates who are going to Mrs. Pelosi and the speakership and saying, we should broker a deal on the border and so on because if we don’t, you’re no longer going to be speaker and the house is going to revert back to Republican control. One thing the president did, and it was an unapologetic embrace of exceptionalism, which we haven’t gotten, going to pattern his re-election in 2020 on Reagan’s 1984 model which is a 21st century version of morning in America. He delivered a thriving economy and a stronger U.S. Military and U.S. International position. Of course, the risk — That is what you saw in this speech. It was a speech of great clarity as well. Not just on immigration, but late-term abortion and on some other things. I think I listened to the wrong speech. Absolutely didn’t hear that.I didn’t hear that at all. There was a lot of rhetoric. He was talking to his base and trying to scare maybe more moderate members of the democratic party not to I think go where I think most Americans are going. Andrew said it. We had a federal shutdown where federal workers after one paycheck were in the food pantry line. That should encapsulate what most Americans are dealing with, and if you can pull medicare for most Republicans and most Americans support it shows where we’re going as a country. Our current view and our current respect among capitalism isn’t working. That doesn’t mean we don’t stay as a capitalist country. We just do it the right way, which means everybody pays their fair share. The top 1% pay 58% of the income tax. When is it fair share? The top 1% pay 58% of New Jersey is not fair share. What is it? 70%? I don’t know if standing up for the 1% here is winning. I think the energy among the Democrats is undoubtedly on the far left of the party. Absolutely. That’s why you have seen these leading presidential candidates like kamala Harris, Gillibrand and Warren come out in favor of positions that Democrats are rallying around, but it will be problematic in a general election. But to Monica’s point, a lot of the successful Democrats were those who ran a little more down the middle. Right. Alexandria ocasio-cortez was not — she represented one aspect of that winning coalition, but not the majority of that, and what trump is trying to do is define her as the voice of the democratic party. She was the diversity, and that one election to the united States congress and to legislative seats and governorships around the country and otherwise. If we think for a moment that people are satisfied economically where they are in this country, we have got another thing coming. People are terrified of going bankrupt over illness, health care. They’re terrified that they are working more hours, multiple jobs and are not making ends meet. Which is what makes medicare for all a great rallying cry for Democrats right now, but you get into the specifics, are you going to be able to defend that in a general election? But also — Say you’re going to abolish private health insurance in this country, which is what a number of the democratic candidates are come out — it’s out there now. There are a lot of prescripts as to how we get there. You hear folks saying giving 3 million people access to health care. You’re talking about generalities of the president’s speech and we have kamala Harris and Kirsten Gillibrand saying they want to help. People don’t want to give their health insurance back to the government and when you come to the next levf medicare for all, that’s where the democr will be in trouble. What they want is to know if they get sick, they won’t be in the board house. Many people aren’t. And if you know about medicare, most people who are on it, love it. If you ask people whether they would like medicare, they would say yes, please. Thank you very much. Thank you all very much. That is all for us today. Thanks for sharing part of your Sunday with us. Check out “World news tonight” and I’ll see you tomorrow on

This transcript has been automatically generated and may not be 100% accurate.

[captain-spookycandycollecti-blog]

The Purpose Of Health Insurance?

"The Purpose Of Health Insurance?

The Purpose Of Health Insurance

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The Purpose Of Health Insurance?

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I just got my car but i cant register it till next week. I got a permit to drive it but I do not have insurance, so I heard you can get temporary car insurance for a month. Im not really sure though.. HELP!""

Speeding ticket & avoiding insurance increase?

I received a speeding ticket the other day for going 14 over. This is my second citation in the past year. The previous one being for failure to yield. I CANNOT have this second citation on my record because I can't afford the insurance increase. A friend of mine said he took an online traffic school course and it negated his speeding ticket and kept his insurance rates from increasing. I've found several places to take the online courses for my state, but they don't say whether receiving the certificate of completion will do anything to help remedy my situation. I need to know 1) Reliable online traffic school 2) What to do with the certificate of completion once received (mail to whom? call where?) 3) Does completion of the course guarantee maintained insurance rates. 4) Should I pay the ticket as soon as possible, or wait until after I've completed the course to see if it will negate the fine. Don't tell me just stop being a crappy driver or LOL your fault. I understand my irresponsibility. I just need the answers to my questions, nothing more.""

Financing a new car and with no insurance?

could I finance a new car then have it sit in my drive way with no plates or registration to avoid paying for insurance ontill I pay the car off

Car insurance rates question plz help 10 pts?

I pay $187 a mth for car insurance & that's full coverage with $500 deduct. The reason I was told I'm paying that much was bc of a big wreck I had back in Aug 2010 and since it's coming up on 3 yrs and my premium expires in Aug I'm expecting my rates to go down a little. My insurance company jus told me that that's not why I'm paying that much it's bc of 2 speeding tickets I got back in 2010 Feb & April bt when my premium expires in Aug my rates will go down. My question is can you guys give me a estimate on how much you think I'll be paying in Aug when my rates go down??! I live in S.C. Btw Thanks so much in advance

I had medical insurance but did not submit the bills till after the insurance was done new insurance wont cove?

Any help would be appreciated this was actually a few years ago but my dad claimed he was working on it but nothing has been done. Its already gone to an outside collections agency. It was in California

How much is YOUR car insurance a month?

I know the make, model, and various other factors will affect my future car insurance search, but I'd really like to hear it from real people..if you would be so kind as to share with me? :O)""

Do car salesmen get free dealer insurance to drive any car?

As above, I've been offered a job by a franchised motor dealership, just curious if as part of the job you get free insurance to drive all vehicles? And do you generally get a company car. It's a big part of the decision I have to make. Any help or advice would be great.""

Who is the cheapest auto insurance?

who is the cheapest auto insurance for adult male driver in southern cal. last ticket was about 7 years ago. thx

How much woul i pay for auto insurance on 2007 Hyundai Tiburon?

V6 2 door coupe. Im 18. 2 tickets, 1 for running a red light. Other was a car accident, 9000$ cost to insurance on property damage. No injuries, or if anybody owns one let me kno hoe ...show more""

How much extra would it cost to add a 17yr old to insurance? helppp!?

i was wondering how much it would cost if i was added to my dads insurance as the 3rd driver, he pays arounds 400 for the insurance but i was wondering how much it would cost if a 17 year old who just passed his license would add to it. im sure it wouldnt be much as i will be the 3rd driver but im not exactly sure.""

How much is motorcycle insurance in nc?

i'm thinking about getting a motorcycle and i wanna see how much cheaper it is than getting a car and how much it would help

Help with car Insurance? Insurance broker claims cheap insurance?

Hi, I'm 17 and I just recently passed my test, so I'm planning of getting a car soon, maybe even next year, but the point is - I have seen this guy on facebook claiming to be working with an insurance broker that's why he can get cheap insurance... My question is not if he is a scammer or not, my question is, do insurance brokers have the right to give cheap insurance? And approximately how much off? (note i'm 17 and i'm thinking of getting a golf or a astra and i live in east london)""

The Purpose Of Health Insurance?

The Purpose Of Health Insurance

Best car for cheap car Insurace?

Hi, So I passed my driving test today which is ace. Im 27 male from from West Sussex. Im looking to buy a cheap car that has a cheap insurance premium. So ideally I want a 1.1l Any tips on which cars to look at? Obviously category 1 cars are cheaper but the actual cars are are quite expensive. I just need a banger to chug to work in, no motorways. Any help would be ace. Thanks Dan""

I live in Massachusetts where auto insurance can't compete my question is....?

What is the benefits of competing rates? Well duh, you say because you may get cheaper rates somewhere else but I need proof. Right now I have a '95 Ford Escort, I have basic insurance, I'm a step 12, and I pay about $140 a month...what is better than that? Please name the state you live in.""

""I am a legal alien about to stay in an American residence, do i need to be on the car insurance?""

I am about to study abroad in America and live with an American in her house. Do I need to be on her car insurance even though I will not be driving the car, and do not have an American driving license?""

I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?

http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.

Do I need to have both insurance coverage?

I am in the process of starting a Virtual Assistant business. Would I need both general liability and professional liability (errors & ommission insurance) coverage? From my understanding general liability covers physical damages and professional liability is for written errors. Since I will not be doing work at client's homes and offices (probably only initial consults there), I would think I would just need professional liability. Btw, my business is in California""

What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?

How to reduce my car insurance?

Hey people, I'm 18, living with parents, just got my licence in the UK about 4 months ago. So I went out today and bought a 1.0 engine size KIA PICANTO. Heres the annoying part...we've been looking for insurance within our budget (realistically 1500p/a), All companies we've looked at have been giving us quotes of about 3500 which I find astonishing for a 1.0!! We've tried confused, admiral, churchill and compare the market. We've tried putting my parents as the main drivers and its still too expensive. Looks like pass plus is also useless! However, its the latest edition. It's a 2011 KIA picanto....do you think maybe if I returned the car and purchased something from 2004-05, insurance would drop to a reasonable rate? I do have loads of friends who managed to get car insurance below 1000!! Many thanks""

Cheap car insurance...who are you with?

i am looking for cheap car insurance for my two cars. i had my license since i was 18 and now im 20. i have no tickets and i need to find insurance please help me....who do u have and how much do u pay?

""Can i get my medical insurance to pay for surgery to correct a covered surgery, if coverage lapsed meantime?""

In 2008 I had insurance in California, through my employer. I got laid off in June, but was on COBRA in Sept. 2008, when Blue Cross authorized me for gastric bypass surgery. In Oct 2009, owing to a dispute over COBRA payments, my insurance lapsed. As of Nov 1 I have no coverage, and new insurance through my wife's Kaiser won't start until Jan 1. Yesterday (Dec 23 09) I had to go to the ER due to abdominal pain that turned out to be a complication of the 2008 gastric bypass. Last night I had a CT scan and emergency surgery to correct the problem. Blue Cross rejected the claim, which of course makes sense and pushing it through was just a formality anyway. But today I wondered if, since the procedure was covered originally, would surgery to correct a complication be covered by law even if my insurance lapsed? I know I'm grasping at straws here, but it seems like it might be worth a consultation with an attorney to find out. I think this surgery is going to run to $40K or more. It was a simple laproscopic procedure, but y'know nothing's cheap. The original bypass was billed to Blue Cross at $38K. I know it's not like defect liability, since a surgeon can't guarantee there will not be complications. Also, I know I can't expect free legal advice here. But if someone knows for sure or has thoughts one way or the other would be helpful.""

I need advice for my auto insurance claim! Please help!!?

I was in a car accident 4 days ago. My Mother was the passenger in my car (I was driving). I was on the off ramp getting off the freeway. All cars behind me were stopped. I was stopped waiting to make a right turn. An emergency vehicle was coming in my direction from my left. Therefore, I was waiting for the emergency vehicle to pass. The person behind me (large dodge ram truck I am in an '08 2 door Infiniti coupe) thought I went so he 'gunned it' to get in front of the emergency vehicle. Unfortunately, we had not gone so he pushed my vehicle out in front of the emergency vehicle. Luckily, I was able to turn my car out of the way. I did not hit anyone (no one was in front of me). My Mother and I were both put into a gurney and taken to a local hospital in an ambulance. We both had our seat belts on and suffered whiplash. We were released 5-6 hours later after x-rays, etc. We were both prescribed medicine. My Mother has had 3 brain tumors and has trouble with her speech etc. and any violent startling trauma can get her shaken up pretty badly and confused. I know she hit her head but, she is in pain but not nearly as much as I am. With my Mother's condition I don't know if this kind of thing can have negative effects later on. I know that my neck and back is pretty messed up. It hurts to stand for after 15 minutes or so. My car is pretty messed up and had to be towed. I plan on taking it back to the Infiniti shop to get all new parts. My car has all the upgrades in it so I want it to be taken care of. Am I allowed to take it to the Infiniti dealership or will Geico (the other persons insurance) not allow that, or does it not matter? The police gave the guy that hit us a citation. I have USAA and the other person has Geico. I just want to know exactly what to do in this situation. Since I'm out a car (I work for myself) I have been out (already) a decent amount of money for not being able to meet up with my clients. I spoke to my insurance today and they said that all my medical is covered since I had that already in my plan (without it raising my premium) and that I should get a settlement ON TOP of paying for damages to my car and getting me a rental, etc. Any advice would be greatly appreciated. I don't want to get taken for a ride. I've heard the horror stories of dealing with insurance companies. Any advice on what I should make a point of saying to the other insurance company, etc. Thanks in advance....""

Is serenity insurance a ligitimate company?

Cheap auto insurance

How does a speeding ticket affect insurance costs?

My parents own the car that I drive and cover insurance fees (I pay for gas/oil/maintenance). I got a speeding ticket today for $156 for going 52 in a 35 zone (if that price is legitimate and fair in CT, I'm not sure), but I'm curious as to how that will affect insurance costs? Anyone with knowledge in the area, your responses are much appreciated.""

What to do when rental car got damaged and I dont have insurance?

I rented a car from Enterprise and declined their insurance. I had credit card insurance. However I made a blunder of not initiating the rental in that credit card. While driving the rental car the tire blew out and the car hit the median and there is some extensive damage to the car. I am in deep trouble now as my credit car insurance will not work as I didnt initiate the car rental in that card. Is there any way that I can salvage this situation? Please help!!

Do I need to have both insurance coverage?

I am in the process of starting a Virtual Assistant business. Would I need both general liability and professional liability (errors & ommission insurance) coverage? From my understanding general liability covers physical damages and professional liability is for written errors. Since I will not be doing work at client's homes and offices (probably only initial consults there), I would think I would just need professional liability. Btw, my business is in California""

I live in SC and I need to get my own Insurance Policy to buy a car. ( I'm 17) Can I get coverage alone?

My Parents don't want to add me to their insurance because we have several vehicles already and adding another car and a teenager will cause their insurance to be even more outrageous. Can I get my own insurance policy without effecting my parents at all? (With their permission of course.)

Hey im 16 and i want my licence but insurence is pretty expensive?

hey im 16 and i want my licence but insurence is pretty expensive which company do you think i can get the cheapest insurance on and how much do you think it will cost thank you

What would I pay for car insurance?

I was thinking of buying a car. How much would I pay for insurance each year? I'm 22, male, white, currently no driver's license, expired G2, never been in an accident. Born and living in Ontario. The car would be a clunker; $900 for an old Oldsmobile. Originally painted blue.""

Why do we need auto insurance?

Why do we need auto insurance?

Car Insurance.. leaving state?

i believe in my state that i do not need insurance on my car if it is registered... but it does not matter because i will not be driving it for at least 5 months, i am going out of state. the insurance agent is telling i would best off switching my liability from $160/month to comprehensive $50 a month... i don't want to pay that much just so my car can sit in my backyard, when i know nothing will happen... but she said if i cancel it will look bad, but did not say that my insurance would rise due to the fact that i cancelled an insurance policy before.... does anyone understand? i need some advice please...""

""A good car for 2000, Cheap to run but not bad looking.?""

Right as the title suggests. I am looking for a new car which is a cheap insurance group (7 max) and a cheap tax band. theyre would be leeway on the right car. Now it has to be good looking i am a 23 year old bloke and don't want to be driving anything boy racerish equally anything which is quite old looking! If anyone can help, many thanks :)""

I have a health insurance question for baby?

Hey, I was wondering if there is a type of cheap health insurance me and my husband could get since we don't have any and are wanting to have a baby? We both work and have good jobs but, no insurance. Is there and insurance just to cover the baby because as long as the baby's needs are covered I could care less about us? That includes like before the baby is born but, all the doctor visits pertaining to the baby.""

What is the best affordable health insurance plans?

I am 20 years old and do not have health insurance and I need to get my wisdom teeth pulled! So i'm looking for an affordable health insurance.I've already applied for Medicaid and was denied.I need help please!

Roughly how much would it cost to insure a 17 year old male on a renault clio 1.2?

Its silver and just a standard model (not sport or anything extra etc..) And is from 2002 (51 reg) any help appriecated thanks :)

What are the pros and cons of health insurance?

health insurance why buy it

Best Child insurance plan?

Which insurance plan should will be best for child , including study and marraige?""

The Purpose Of Health Insurance?

The Purpose Of Health Insurance

Will this affect my car insurance?

My car insurance took the money out of my account today and I completely forgot there wasnt enough money in there. But when I checked today I realized they did take the money out even though it put me in the negative. This is the first time ive ever done this. Will they cancel my insurance?

No insurance..?

Okay I have went to 2 doctors appointments with no insurance.. but now I have insurance.. How much do you think its gonna cost for them two visits

Car and car insurance for a 16 year old?

What is the best company for a 16 year old to get car insurance from? (needs to be fairly cheap but also, very reliable) Also, what would be the best car to get? (also needs to be fairly cheap and very reliable) Thank you for your time and give as much advice as you can!""

Cheapest Car insurance for a 20 year old? Currently a student?

Hi Im a 20 and I have no car insurance, my dad gave me a mercury sable LS 0. I had insurance with my mom under Century 21, I got in a tiny fender Bender bumping into a car at a traffic light. Then my mom took me off the insurance. I had a claim. Anyway I got pulled over with no proof of insurance, I payed the penalty for it, how much will insurance cost me? I live in Orlando FL""

First car/insurance question?

http://westpalmbeach.craigslist.org/car/676277707.html im looking to buy this car for my first car, i currently have more than enough for it, plus i really have wanted a lancer. is that a good car? 2nd. do you need to pay insurance on a car that you dont use? im an avid driver, but i havent got my license yet, *2months exactly left*. if i get it, will i pay insurance for 2 months...without use? in the hypothetical scenario, where i wont even use my drivers permit with it with a parent of course.""

What is the best and most affordable home owner's insurance in Texas?

What is the best and most affordable home owner's insurance in Texas?

Do I need car insurance to drive?

So I'm sixteen and use to think as long as the car had insurance I was okay. I have my license and sometimes I drive my moms car in case it was required since my mom really needs someone in the family to drive. Recently I was told I needed to be added to her list but my mom says since I have medical insurance it's okay? oO That I just need some sort of insurance in order to pay.. not necessarily car insurance. So if I get pulled over and police ask for my license [which I have] and registration [which I also have] would I get arrested and have my license suspended?

Need advice: Parked car hit - Car has no insurance?

Ok, so last night my friends car was hit by a driver who fell asleep. the car was in front of our house and pushed 40ft and his flipped over. Both cars totaled. He has insurance, but my friends that was parked and hit, does not. Will this be an issue for her, or will his insurance be paying for everything since he was 100% at fault? Please help!""

Where can i get the cheapest car insurance?

i currently use the general

What is the cheapest possible auto insurance?

I don't care about customer service or anything. I just want liability only cheapest insurance. Thanks

Accident and no car insurance?

I live in Hawaii and i got in to a one car accident with my two kids. my daughter was flown off to another island with Air Ambulance and was in ICU at Queens Hospital for a two days. Were are all alive and well but im stuck with a 70,000 medical bill. My truck that was in the accident had no car insurance because i just brought it and my children and i are on MedQuest(medical through the state) Please help me on how to get my bill payed for. thank you""

How much will insurance cost for a motorcycle in CA if im 20 years old ?

i wanna get a ninja 250cc as my first bike but read that some people pay like 3k for insurance on a bike. ive only had one speeding ticket with my car about a year or so. Im gonna be 21 in about 6 months if that makes a difference.

Can i get car insurance at age 18 with a permit in NY?

Hey,i have looked around but i seem to have found mixed answers,so i posted my own question to get a straight foward answer.....Will i be able to get Car Insurance with a permit? I am 18yrs old and live in NY state. Thanks""

Will my insurance cover it?

My dad is taking me off the insurance and my coverage will end at the end of February. Anything I get done through February, as long as it is before the 1st of March should be covered, correct? I know insurance companies don't reimburse immediately. It usually takes a couple of weeks. But anything should be covered within that month right? Thanks for the help.""

Can anybody Reccomend a good online insurance company for a Cagiva Mito 125?

I have been looking around for a low insurance rate for my Cagiva Mito 125 Motorbike, does any Mito owners know of a good insurer for that bike and how much did you pay?""

Insurance premium increase for life insurance.?

Can my insurance company increase premiums (from $175.29 a quarter to $331.86 per quarter)when ever they wish? I retained my group life insurance for myself ($70,000)and for my husband ($50,000)after leaving my employment 15 years ago. Connecticut General(CIGNA Group) recently increased the premiums to the amount specified and said if we did not like it we could cancel. I've paid so much money into these policies and I do not wish to cancel now. There's no cash value on either one. We are in our fifties and preparing to retire and will not be able to afford premiums this high. What can we do, if anything? Any light you can shed on this issue is greatly appreciated. Thanking you in advance for your time and assistance.""

How can I get cheaper car Insurance?

I need to insure my new car. How do I do that at a cheaper rate?

What's an affordable life insurance with no health exam?

My father needs life insurance and has health problems. He needs something with low monthly payments, but will provide enough if he has a natural death.""

Flood insurance?

Will the poor people who have suffered Flood Damage have a problem with the Insurance Companies. I ask this question because a Friend of mine had Gazebo wrecked in recent storm. Insurance Company refused payment on the grounds (ACT OF GOD)

What car insurance company has the policy that you insure on person but anyone can drive it and be insured?

What car insurance company has the policy that you insure on person but anyone can drive it and be insured?

I am 19 years old and live in a suburb of Illinois. How much will my car insurance be on a 2001 Nissan Xterra?

I am 19 years old and live in a suburb of Illinois. How much will my car insurance be on a 2001 Nissan Xterra?

Have a few questions about car insurance?

I am planning on buying a car soon but I have a few questions: 1) When I go test drive the car, do I still need to have car insurance while I'm driving (e.g. Temporary car insurance)? He will be with me in the car. 2) Can I leave the car on my drive way(private land) without any car insurance? I will be getting car insurance most likely a few days after buying the car. Do I still need to SORN it? 3) The Tax expires next year, but do I still need to buy another 12 Month because of a different owner? 4) What other infomation should I bring or record while filling out the V5C? should I then post this V5C form to DVLA or the seller? Sorry for the questions, first time buying a car.""

Insurance and mental health treatment?

I work for the state of Texas and sign up for health select insurance will it cover MHMR treatment for depression?

How much would it be to insure a Datsun 280zx for a 16 year old in NC.?

I have a mustang but v6 want a little more, but worried it might be to much to do right now.""

Will insurance rates change depending on what state your license is issued from?

I'm buying a motorcycle and i live in Florida now. I called every insurance company i could think of and they all gave me outrageous rates just for a bike, but my license was from Ohio at the time. Yesterday i finally got it switched to a Florida license. Will the rates change now that i have a license in the same state I'm getting insurance or does it just not matter? and btw I'm 29 and my driving record is 100% clean.""

The Purpose Of Health Insurance?

The Purpose Of Health Insurance

https://www.linkedin.com/pulse/how-afford-braces-without-insurance-jenna-mooney/"