Dr. Wimbyrly Office Building in Campti, Louisiana
Our next stop on our February 2023 Road Trip was a quick stop at the Dr. Wimbyrly Office Building in Campti, Louisiana for a quick scouting of the location and to take a few photographs of the building.
Dr. Wimbyrly Office Building – History
I did a quick online search for Dr. WImbyrly and the office building and I can’t much. A few online posts on Abandoned Louisiana Facebook Group. Several…
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"Louisiana Freedmen's Bureau Field Office Records, 1865-1872," images, FamilySearch (https://familysearch.org/ark:/61903/3:1:3QSQ-G9G2-XZD3?cc=2333781&wc=STRT-2JS%3A1458453402%2C1444391141 : 20 January 2015), Natchitoches (agent and assistant sub assistant commissioner) > Roll 92, Records relating to planters' supplies, 1868 > image 25 of 308; citing NARA microfilm publications M1905 and M1483 (Washington, D.C.: National Archives and Records Administration, n.d.).
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Road Trip: Natchitoches, Memphis, and Texarkana
See the oldest town in Louisiana, Natchitoches, visit the largest pyramid in the U.S. in Memphis and stand in two states in Texarkana on a road trip south to New Orleans from St. Louis.
On our way to a cruise, we spent some time in the South to check out different tourist destinations. We extended our vacation time with a stop in Memphis on the way and a night in the Shreveport area with a stop…
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How House Insurance in Natchitoches and Shreveport, Los Angeles Protects One on Vacation
Considering hitting the road for some much-needed relaxation? Well, here’s some upbeat news: homeowners’ insurance policies might have homeowners back while they’re on the move.
Let’s delve into which policy segments can tag along on one’s vacation and explore how one can fill in the gaps.
Personal Liability
The personal liability section of house insurance in Natchitoches and Shreveport, Los Angeles, steps in if one’s actions lead to bodily injury or property damage for someone else. Surprisingly, this shield typically travels with the homeowner. So, if someone’s at a friend’s place and accidentally topples a pricey vase, this policy might pay a replacement bill.
Likewise, personal liability coverage could come to the rescue should one be renting a beach house and inadvertently causing damage. Remember, policies vary, so dig into the nitty-gritty details or chat with the agent to understand the coverage limits.
Medical Expenses Coverage
Medical expense coverage covers immediate medical treatment costs if someone gets injured on one’s property. Usually capped at a few thousand dollars, this coverage aims to reimburse medical bills for those injured on their premises, per their policy terms and limits.
Similar to personal liability coverage, this type of homeowner’s insurance may accompany one on one’s travels. The policy might spell out coverage for “injuries sustained by a third party either on or off the insured’s premises,” encompassing incidents at home or elsewhere.
Again, it all depends on the specifics of the policy language.
Property Damage
More good tidings: the section of homeowners insurance guarding belongings (personal property coverage) often holds sway whether homeowners are home or away. In simple terms, if a pilferer snatches their luggage while they’re catching Zs one night (fingers crossed this doesn’t happen), home insurance might come to the rescue for replacing the clothes, shoes, and other everyday items within.
Check out the policy for the lowdown on coverage limits, keeping in mind that home insurance often puts a cap on high-value items like jewelry or artwork. The fix? Exclusive coverage elevates limits on various personal property types, including watercraft, jewelry, watches, silverware, firearms, and business property.
Some insurers also throw in a scheduled personal property endorsement.
Fill the gaps with travel insurance.
While house insurance can throw a protective arm around policyholders during their getaway, it won’t safeguard their investment in the vacation itself or compensate them for certain mishaps. For instance, the medical expenses portion of their homeowners policy won’t cough up if they or a family member falls ill or gets injured on vacation.
For that kind of safeguard, consider travel insurance, which can provide:
Medical and Dental Expense Coverage: Some policies cover emergency medical treatments during one’s vacation.
Reimbursement for Canceled Trips: Many travel expenses are non-refundable, but travel insurance may reimburse them if they’re forced to cancel at the last minute, depending on the reason.
Partial Reimbursement for Shortened Trips: If bad weather cuts one’s vacation short, travel insurance might compensate for the missed part of their trip.
Baggage Protection: Damaged, lost, or stolen luggage can throw a wrench in one’s plans, but travel insurance can at least offer compensation for replacements.
24-Hour Assistance: Some policies include a hotline for guidance in case of emergencies, particularly handy if the insured encounters connectivity issues, language barriers, or needs advice on the best medical facilities.
Vacations are all about escaping the ordinary worries of life. While homeowners insurance can be one’s travel companion, ensuring their safety and their belongings for enhanced on-the-road protection, don’t overlook the benefits of travel insurance. And if one’s favorite vacation spot becomes a second home, widening protection with the right insurance policy is worth considering.
As for one’s business, business insurance in Natchitoches and Bossier City, Los Angeles, is an essential requirement. With suitable business insurance, business owners can rest assured that they have a safety net shielding them from potential financial losses, unforeseen liabilities, and unexpected challenges. This coverage not only safeguards the business's physical assets but also provides a protective barrier against legal issues, ensuring continuity and peace of mind for entrepreneurs in Natchitoches and Bossier City, Louisiana.
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The Old Masonic Lodge in Ashland, Louisiana
Sitting on a lonely stretch of HWY is the small town of Ashland, Louisiana. There isn’t much left of the original town. You will find a government building, a couple of nearby churches, houses, and an abandoned Masonic Lodge.
The Old Masonic Lodge in Ashland, Louisiana
There isn’t much information about the old Masonic Lodge. I did find on a Facebook group the lodge has been closed for a number…
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