#payin4

[actualsunflower]

anyway being an adult with access to paypal and my own money is cool because not only can i pay in 4 pretty much everything i can also buy literally whatever i want with 0 approval from anyone else such as bulk quantities of my favorite vegan jerky

[rainbowtvz]

i can. technically. afford to do paypal pay in four for the thing but i would have like no money for my trip. i have no way to make up like 900 bucks right now. not without completely draining both my acorns and my checkings/savings.

[thiscoffeelooksbiracial]

Staying my broke ass inside!

So I've been underwhelmed by this years black friday offerings. I wanted to take a look at ulta just to see, but the site kept crashing🤷🏾‍♀️.

The good news is, there wasn't anything from there I really wanted that was on sale. I was interested in the B1G1Free from not your mothers, but those were wants not needs.

Concerning high end products, I took a look at sephora. There are a few gift sets I'm interested in, but I'm also interested in paying my bills on time, so I'll wait until December at the earliest. Sephora usually has a sale at the end of the year so I might scoop something up then.

As for the bills due during black friday, between affirm, paypal pay in 4, and klarna:

$216.50 affirm

$54.27 Klarna

$85.05 PayIn4

Or $355.82 total.

I got my office chair from amazon for free because of a defect so my current balance in my everyday spending account is $175.75. Plus the $400 I send to it weekly will give me $575 so there's about $220 left after the installments.

I'm glad I took the time to write everything out. Before this I was stressed because I didn't think I had enough. There will be enough left over to get the one splurge I wanted for black friday. There's this company that sells the fancy pilates equipment for home use. The set retails for $200 but I could get it for $160 during this week. With afterpay, that's only $40.

I know I sound like the beginning of a cautionary tale, but most of my big ticket items are one offs, and I'll only have one payment left on Klarna and PP4 after next week. Besides, there's enough room in the budget to pay for it outright if I wanted, so I know it won't be a hinderance. Then I can put the extra money towards groceries and roll the rest over to get my baker's rack the week of Nov 30th.

I do know that I need to stop eating out. The $41 I spent on UE could have gotten me free 2 hour delivery from AF. Or I could have splurged and gotten $10 delivery from WF.

Today's goals are to pack, clean up, find a route down to Middletown for tomorrow, and wash my hair. Then I'll clean up more in Middletown and head down to delmar on Wednesday morning.

[activewearformen]

[simplyminovet]

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[stonca]

Buy now, pay later with Pay in 4 - Paypal #payin4 #paylater #PayPalPayin4 #stonca

[texasbeardsman]

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[simplyminovet]

Our custom bonnet line is a hit! Grab yours for your hair care business before we sell out and in time for your holiday sales. . Luxury #SatinBonnets and matching #GiftBags that can be customized with a logo or phrase to fit your brand. . www.minovet.com . #Handmade #MadeInUSA #BlackOwned #WomanOwned #Wholesale #BonnetVendor #CustomProducts #PrivateLabel #ShopSmall . #PaymentOptions #Klarna #AfterPay #PayIn4 #FaireWholesale #Net60Terms . Receive a *$100 credit, free shipping for a year, and Net 60 terms (60 days to pay) when you purchase wholesale with us on Faire. . . . *$100 credit for new Fair accounts only. https://www.instagram.com/p/CU-Z1WWLDtf/?utm_medium=tumblr

[simplyminovet]

Have you followed out business page yet? 𝐌𝐢𝐧𝐨𝐯𝐞𝐭 @SimplyMinovet is home to our #Haircare #Loungewear and #SelfCare Accessories. We also provide #custom #MadeToOrder services and #PrivateLabel products for you to sell as your own products. Order your samples today to see if we are a fit for your brand. We are now taking product manufacturing orders for Jan 2022. . . . . . #wholesale #satinbonnets #satinscarves #satinscrunchies #satinrobes #exclusivedesigns #blackmanufacturer #blackowned #womenowned #madeinusa #handmade . . . . #paymentoptions #afterpay #faire #klarna #payin4 #net60 and more ways to pay with #MINOVET https://www.instagram.com/p/CWBUyyorCSY/?utm_medium=tumblr

[simplyminovet]

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Getting ready never looked so good! 😍 Glam Bonnets will turn any beauty prep moment into a lavish #GRWM that everyone will envy! . www.minovet.com . . #wholesale #retail #customshop #satinbonnets #satinscarves #satinscrunchies #satinrobes #bonnetvendor #exclusivedesigns #blackmanufacturer #blackowned #womenowned #shopsmall #madeinusa #handmade #boutique . . . . #paymentoptions #afterpay #faire #klarna #payin4 #net60 and more ways to pay with #MINOVET https://www.instagram.com/reel/CUxnMP2F7mS/?utm_medium=tumblr