#pros and cons of living in utah

[dykehayleywilliams]

a weekend in utah won’t fix me or whatever the mountain goats said

[pjharvey]

pros to LA

more concerts than utah (im here for mitski lol)

no seasonal depression or snowy winters

lots of cool places to eat

diversity

cool celebrities live here

cons to LA

i am not hot in the specific way this city seems to require

palm trees (FAKE POSER TREES they are literally NOT EVEN TREES)

worst traffic ever

buildings r too tall, feels scary.

lame celebrities live here

[chitaquagirl]

pros n cons

pros of dc: NEW PLACE!!!! NEW EXPERIENCES!!!! RLY subsidized housing. will be in a very tight group of student teachers so lots of support. close to my bro and sis in law. only for a semester. one of my besties will be in nyc that semester too so we will be close ish to each other. very cool opportunity !!

cons: living with NINE mormon girls. sharing a bedroom w at least one but probs two ppl. will not be able to drink or get high as frequently (which is probably a pro if i am being real but yk). RLY rly far away from my family n close friends. far away from the mountains :( no hiking :( ALSO. do i rly want to be in washington dc during the fall of an election year. esp THIS election year.

i’m moving either way but yeah much to think abt !!!!!!!

[puckgoss]

not tea but tbh i don’t want the yotes to go to SLC. i don’t follow them but i think they just need help in az and moving them to another stadium not ready for hockey won’t help. also i wonder about the cultural impacts of that….marketing hockey to mormons? no hate to mormons but i don’t think that would make hockey more welcoming 🫠

yeaaahhh i mean i think hockey belongs in the desert and i'd love the yotes to stay there but... the NHLPA has been kicking up a huge fuss about the state of the arena, the locker rooms, the lack of professionalism the players have to deal with... if they get another arena built it's not going to be for 5+ years, and that was just too long for the NHL & NHLPA to wait. i can't say i disagree with that.

however, alex meruelo is an idiot and a con artist and is one of a long line of incompetent coyotes owners... like he wasn't even paying their hotel bills this szn until all the hotels banded together and forced him to pay w a check up front... he's been spending as little money on this franchise as possible, lying to his staff and players and the fans, and is now getting a huge pay day out if it... it's sick (derogatory)

it's rly sad bc hockey has clearly been successful there at a grassroots level - one of the best active players is from there (matthews), and the fans are clearly passionate as they've stuck with the team through decades of incompetence and bullshit. the nhl and the owners they trusted to take care of this franchise really fucked up and it's really sad to watch this go down.

in terms of SLC - i'm skeptical but i think it can work. yes there's a lot of mormons there ofc but it is genuinely a growing tech hub. i know of more than a few people in my circles who have moved there recently bc they can work for a local tech company/work remote/have access to big city amenities/have access to nature - skiing, mountain biking, hiking, etc.

this ryan smith dude seems like a bit of a weirdo. in general i don't trust wealthy culty tech bros (elon musk, anyone?) but he has a track record of purchasing and investing in a pro sports franchise (although purportedly the team hasn't been good underneath him - their STH base is strong). they are going to start off playing in an arena built for basketball, but they have a proper NHL-worthy arena on the way - with full local & state backing from both public and private sectors. they are already 10 steps ahead of arizona with regards to that, and that was one of the most important pieces to the NHLPA.

i do wonder how this is gonna work considering the strict alcohol and gambling laws in utah. sports betting is literally illegal there lol. i think one of the reasons vegas has done so well (besides the team just winning right off the bat, etc) is bc vegas has a party/entertainment culture... and when done right, the NHL is perfect for that. genuinely one of my fave things to do is go watch my local team, drink some beers, and soak in the atmosphere in the crowd. it's so fun. will require some major buy in from the growing corporate/tech crowd in SLC but as i said lots of younger people are moving there from other places so. we'll see how it goes.

they are getting a team with a ton of great young players and prospects (i do think some of the older players will request trades) and the owner seems willing to spend money and make a splash in free agency. if they get it right i think it can go really well.

i feel so, so bad for yotes fans who have lived through this long rebuild and are now having to watch their young players & prospects they were so excited for, grow and develop for a different city. it really sucks.

[zouffle]

pros of living in my parents basement for the rest of my life:

-no rent

-don’t have to buy groceries

-free food

cons of living in my parents basement for the rest of my life

-living in my parents basement for the rest of my life

-utah

[spacecowboycunt]

okay so like everywhere I have lived there have been major pros and cons; houston has amazing food and the friends i have there are always down to go out and have fun but it's also close to family and too car-centric, also as much as I adore the warm weather and the monsoon, the floods are only getting worse as climate change goes on it's not a place people can live long-term; i fucking hate portland's weather and genuinely could not handle how fake it was (claims to be progressive but on g*d possibly the most racist place I have ever been in my life, everything is overpriced, charges big city prices but does not offer big city amenities, etc literally could write a book about the things I hate there); rural utah was probably the most beautiful place i will ever live, it was awesome in terms of hiking and nature and i loved my job but i needed to be somewhere with more people and food; alaska is really beautiful, I love the mountains and I love the dry weather, but I just... don't want to be here, I'm not passionate about this job, I want to be doing the things I care about like finishing school and moving to a place that actually has things i want like public transit and restaus so I don't have to cook for myself every night and lots of different kinds of people

[cxyotl]

pro of living in utah:

con of living in utah: the people

[crowsynth]

pros of living in Utah: one of the few states you can live in where bands will almost always stop on tour, while simultaneously not being annoyingly overpopulated like Cali or some such

cons: Mormons

[directory-98]

Sean Young | Werewolf | Modern Fantasy-Supernatural

HISTORY

Sean Young lived a relatively normal life born and raised in Oklahoma until he joined the military at 18. After enlisting for 8 years, he decided to pick up a career in construction and contracting. The job paid well but required him to travel and have long extensive trips away from home.

Unfortunately, he picked up a government contract in Utah. He was placed there to help build a few facilities in the area. Though it turns out the rumors about the mysterious happenings turned out to be true. Sean saw a variety of things, unidentified flying objects, spirits, and strange cryptids. The stories and people up and quitting made the job long and difficult to finish.

However, he was determined to finish the job, mostly to prove a point to others and himself. His determination was cut short when one night he went out to pick up some beer a few miles away. Something odd crossed the road. He stopped against his better judgment before being pounced and attacked by an animal of some sort.

Another car passing by scared the creature off as he bloodily made his way back to his car. He tried to stop the passing car first but the car saw him and sped up past him instead. He made it to his car and drove off before feeling too tired and pulling to the side of the road. He was sure he was going to bleed out or die.

However, when the morning came, he noticed he was still alive, injured but living. He eventually made it to a hospital where he told his story. However, after realizing how fast he was recovering, his co-workers and employers became weary of him.

Becoming paranoid he decided to quit and run. He made it to Mexico but was surprised that the following night a full moon came. The first few times he could not remember his transformation other than it was painful. Eventually, he came to realize what he was. He decided to stay in Mexico for a few years. Before coming back to the US where he prefers living in rural areas.

Personality

Sean comes off as an average, hardworking kind of guy. However, once you talk to him, you can tell there is more to him than meets the eye. He’s experienced and has seen the world and other things.

He’s reserved but friendly, he’s slightly untrusting and paranoid due to his condition. Though once he gets to know a person he tends to open up.

PROS: Approachable, Calm, Light-hearted, Non-judgemental CONS: Cursed, Untrusting, Temperamental

“My scars remind me that I did indeed survive my deepest wounds. That in itself is an accomplishment. And they bring to mind something else, too. They remind me that the damage life has inflicted on me has, in many places, left me stronger and more resilient. What hurt me in the past has actually made me better equipped to face the present.” ― Steve Goodier

Skills & abilities:

Veteran - Ex- Military ( Knows How To Defend Himself And Use A Variety Of Weapons ) A Construction Worker Knows Knowledge About Wiring, Plumping, Etc Bi-lingual

( CURSED- WEREWOLF

Pros: heals faster, enhance sense of smell, hearing, and sight, stronger than average Cons: becomes more short-tempered the closer it is to a full moon. Carries usual werewolf abilities while in werewolf form. )

[todaynowreport]

8 Pros And Cons Of Living In Salt Lake City

Is Salt Lake City a good place to live and raise a family? Everyone dreams of living in a place surrounded by beautiful views, an adventurist landscape, and an active chance for growth. Backdropped by beautiful mountains, a developing economy, and a number of activities to do, Salt Lake City offers the finest living in all of Utah.  As time passes, Salt Lake City is getting increasingly…

[justjennarealtor]

Buying a Home in Salt Lake City? 5 Tips for Finding the Perfect Option

Are you looking for homes for sale near Salt Lake city? Then you're set to discover one of the best cities in America to live in. As Utah's capital, Salt Lake City offers affordable housing, low crime rates, excellent job opportunities, and plenty of outdoor recreational activities. Before you start the home search process, it's essential to take some time to plan and strategize. Here are five tips to help you find the perfect home in Salt Lake City.

Work With a Top-Notch Real Estate Agent:

Finding a reputable real estate agent should be your top priority. Realtors with excellent market knowledge about Salt Lake City can identify neighborhoods that meet your needs and budget. A good realtor will have excellent negotiation skills when making an offer, finding the best mortgage rates, and helping you navigate the legal process of closing a home. So, be sure to research and hire an experienced and licensed real estate agent to work with you through the buying process.

Determine Your Priorities:

What do you want in homes for sale near Salt lake city? List your must-haves, size, location, number of rooms, and amenities. Prioritizing your list of necessities can help you and your real estate agent narrow your search and find your dream home that ticks most, if not all, of your boxes.

Visit Your Top Picks, and Attend Open Houses:

Once you have identified your ideal neighborhoods, it is essential to visit each one and take the time to explore each home that meets your needs. Visiting each district can give you a feel for the community, its ambiance, safety, and how welcoming it is. Additionally, you'll be able to speak with the neighbors and learn about the school district and local amenities. You can also attend open houses in the area to see more options and make comparisons, focus on the pros and cons of each home, and get an idea of what the houses in these neighborhoods are worth.

Budget and Financing:

Purchasing homes for sale near salt lake city is a significant investment, so you must consider your budget and financing. Knowing your budget can help save you valuable time in your search for homes, increasing your chances of finding a house that suits your financial plan. Before looking at homes for sale in Salt Lake City, clearly understand how much you'd like to spend. Also, consider your financing options, including how much mortgage you'll need, your loan rates, and the down payment. Speak with a mortgage lender and get pre-approved, which shows sellers that you're a serious buyer.

Inspection and Appraisal:

Ensure you have each home you're considering inspected to know any hidden damage that might affect the value of a property. The appraisal will help you identify the market value of homes in the neighborhood and prevent you from overpaying for a property. Additionally, an inspection will reveal any repairs required, giving you an idea of the potential costs once you own the house.

Invest in Tech and Environmentally-Friendly Homes:

Today, tech and environmentally-friendly homes for sale near salt lake city are a great investment. Making sure your home is energy efficient and installing the latest smart technology can help you save on monthly bills while adding value to your property. Converting to solar energy, investing in energy-efficient HVAC systems, and upgrading insulation are some ways to make your home better for the environment.

Make an Offer:

Once you have found the perfect home, it's time to make an offer. Your real estate agent can help with this process by advising on how much to offer and negotiating for the best deal. After both parties agree, you'll be ready to finalize all legal paperwork and close the deal.

Close the Deal:

The last step in buying a home is closing the deal. Once all the paperwork has been signed, you'll be ready to move into your new home. Throughout this process, working with an experienced real estate agent and specialists like a mortgage lender who can guide you through every step and ensure the process goes smoothly is essential. Buying homes for sale near salt lake city doesn't have to be stressful if you take your time and plan carefully. You can find the perfect home for you and your family with patience and proper guidance.

Conclusion:

Purchasing homes for sale near Salt Lake City can be an exciting experience if you follow our five tips. From hiring a reputable real estate agent to determining your priorities and budget, it's crucial to research and plan before starting your search. Taking your time to find the right home for you will benefit you in years to come. So, take the time to find homes for sale near Salt Lake city that meet your lifestyle, budget, and other preferences.

[divorcelawyergunnisonutah]

Estate Planning Attorney West Valley City Utah

Estate Planning Attorney West Valley City Utah

There are steps you can take to minimize estate taxes and ensure that most of your worldly wealth is given to your loved ones. The biggest detriment to an effective estate plan is procrastination in creating a will. Establishing a will is a straightforward process. It lets you name the executor for your estate and which heirs will get what property. You can also stipulate a guardian for any minor children who survive you. It also lets you name contingent beneficiaries secondary heirs who are next in line if your primary heirs die before you do.

If you fail to establish a will, the state will follow established next-of-kin rules and distribute whatever assets survive estate taxation accordingly. If taxes are a consideration Estate planning attorneys in west valley city, Utah helps minimize their sting. One appropriate tool is a trust. Trusts give you greater control over your legacy, permitting you not only to leave a specified amount to an heir, but also to specify the fund’s purpose. And once you fund a trust, those assets are removed from your estate and will not be subject to probate or estate taxation.

Trusts are very useful: They can serve as an endowment for a grandchild or a favorite nonprofit organization, or to meet the special needs of a loved one. Estate planning attorneys are experienced in crafting estate plans for small to multi-million dollar estates, aiming to accomplish the client’s goals with the lowest possible estate, gift and income tax cost. Estates planning services include drafting wills and revocable trusts, setting up charitable entities and private foundations, and handling estate, trust and probate administration. The attorneys also offer a variety of sophisticated planning techniques, including family limited liability companies, irrevocable life insurance trusts, multi-generational dynasty trusts and asset protection trusts.

Estate planning attorneys in West Valley City work closely with clients to make sure their estates are handled in the best manner during their lifetime. A proper estate plan offers peace of mind now and less emotional distress for beneficiaries later. There are reasons to create a trust as part of your estate plan, but each situation requires an analysis to determine the pros and cons of having a trust rather than a simple will. Our attorneys can guide you in creating and understanding the beneficial reasons for having a trust such as avoiding or reducing federal estate taxes and protecting distributions to children of previous marriages.

Assets transferred into a trust are owned by the trust and can include real estate and bank or investment accounts. The trust document, names an administrator who will distribute the assets and income of the trust upon your or your spouse’s death. The estate planning attorneys are often asked by clients to serve as trustees or co-trustees to provide continued legal counsel in the stewardship of the estate as outline by the trust documents. Having an experienced and unbiased trust administrator is important for implementing the directions outlined in the trust.

We can assist with all aspects of trust planning and other asset protection options or just the services with which you need assistance. Trust administration services can include: • Establishing living trusts, irrevocable life insurance trusts or family limited liability companies • Establishing charitable entities or private foundations • Preparing powers of attorney and medical powers of attorney • Conducting annual reviews regarding trust administration for compliance with applicable laws and regulations • Handling trust accounting including preparation and filing of all required state and federal tax forms • Advising on the selection of independent investment advisors, asset allocation and investment performance The needs of each situation vary depending on the size of the estate, the assets involved and whether all assets were properly placed into the trust. While having a trust makes administration and asset distribution easier and less emotionally stressful for the beneficiaries, continued legal counsel can be helpful to: • Advise the trustee on the legal responsibilities in administering a trust • Provide assistance regarding the distribution terms of the trust • Prepare and file of all required state and federal tax forms • Advise on tax issues related to non-U.S. citizen beneficiaries • Defend the trust against claims

Estate Planning Services

Estate planning on your own can be complicated and costly. And the list is endless… state taxes, bureaucracy, probate courts, unfair appraisals, health care concerns, eligibility of heirs, life insurance, IRAs, 401Ks, annuities, burial or cremation costs, and intent regarding death-postponing treatment to name a few. Not knowing your legal and financial rights often ends up costing you more in the end. Thoughts of estate planning often bring more questions than answers: Could an heir be too young to inherit? Should the inheritance be given at a certain age? Is the intended beneficiary in a shaky marriage with divorce as a possibility? Are there children from a previous marriage? Should inheritance be protected from potential creditors of the heir? Are there taxes that can be avoided? Are you able to avoid the probate court rules, delays, and costs?

Planning what happens to your estate when you’re gone can seem frustrating and intimidating without qualified help. You may feel that you’re too young to care about estate planning. Or, perhaps the reminder of death makes you uncomfortable. You might be tempted to put the whole thing off, assuming that it will just take care of itself. In all cases, estate planning ends up saving your family lots of time, heartache and money.

Every estate planning situation is different. In order to help you, the attorney needs to know you, your unique situation, and the nature of your relationships. Estate planning attorneys in West Valley city are available throughout the process for further discussion regarding questions, change of circumstances, and alternatives. At every step, their tax accountants in West Valley will also be there with you.

They help you… • Clearly define your estate planning goals. • Organize and create your estate planning team (experts on law, finance, and taxes) if you need one. • Evaluate and recommend estate planning options. • Prepare, organize and review your estate planning documents including current wills, trusts, health care and power of attorney. • Decrease the problems and expenses associated with probate. • Lessen taxes at time of death. • Arrange for management of your estate in the event you are incapacitated. • Draft a working plan for conserving and effectively managing your estate after death. • Transfer the assets of your estate to heirs the way you want. • Organize fair and adequate liquidation of estate to cover taxes and other expenses. • Amend your plan as needed.

You also get help with… • Living Wills and Trusts. • Lifetime Family Wealth Transfers. • Family partnerships and other business relationships. • Leaving money to charities. • Preparation for estate and trust tax problems. • The hassles and red tape associated with estate planning can be daunting, but you don’t need to do it alone Estate planning encompasses inventorying your assets, determining asset distribution after your death, considering which estate planning tools you prefer and implementing the plan. Your plan should also include contingencies after all, you might become incapacitated and require long-term care, or your intended heirs might die before you do. The estate planning tools and topics with which attorneys in West Valley City can assist you include: • Wills • Trusts • Revocable living trusts • Irrevocable trusts • Irrevocable life insurance trusts • Special-needs trusts (third-party and self-settled) • Residence trusts • Charitable remainder trusts • Powers of attorney • Durable powers of attorney • Asset protection trusts • Special medical powers of attorney • Limited powers of attorney • Living wills (healthcare directives) • Written statements disposing of tangible personal property • Real property transfers • Estate administration • Medicaid planning • Elder care planning • Guardianships and conservatorships • Elder abuse issues

They have the experience and knowledge that you need. When it comes to estate planning, choose a law firm that is focused on your needs. Estate planning attorneys in West Valley city advises individuals about the legal challenges facing them. They counsel and provide clients with solutions. Their unique process ensures that from the moment you engage their services, you are empowered with knowledge and provided a plan that is tailored to your situation. We realize that you have choices when choosing an attorney, and believe that you should choose a specialist.

Whether you have $100 or $1,000,000, you have an estate. Simply put, an estate is the interest you have in “lands or any other object of property.” By definition Estate Plans are your instructions for estate asset disbursement to heirs at your death. This includes drawing up a will, setting up trusts and gifting property. Estate planning can be motivated by taxes, avoiding probate, ensuring your wishes are carried out correctly, protecting assets, or incentivizing your heirs to do well and be productive. There should not be a “one size fits all” estate plan that works for everyone. Internet based plans often fail because they don’t have the key player’s interests in mind. The following documents are just some of the essential items that a proper estate plan should have: • Powers of Attorney: This is a legal document giving another person authority to act on the behalf of another. The powers can be very broad or very limited. A power of attorney terminates upon the death of the maker or when the principal becomes incapacitated. A Durable Power of Attorney however, stays valid even after incapacity. • Health Care Directive: an advance health care directive names an agent you want to act in your behalf should you become unable to communicate. It specifies how much medical care you do or don’t want and who will work with the doctors to determine your care. Your directive will cover your wishes on organ donation and medical research. Your agent may also be allowed access to your medical records. • Last Will & Testament: a will is a binding legal document that names an executor to administer your estate and also names to whom and in what manner your beneficiaries will receive property. You should know the following about wills: • A will has no legal authority until after death. It does nothing regarding a person’s affairs when they become incapacitated. • A will does not help an estate avoid probate, instead a will essentially guarantees probate if assets are held in the testators name only. A will must be submitted to the probate court to allow the appointment of the executor. • A will is a good place to name guardians of minor children. If you have or expect to have minor children, you need to have a nomination of guardians or you leave the placement of your children to the court’s full discretion subject to possible intense family litigation. • Trusts: Trusts come in many different flavors including the simple and complex. Essentially a trust is a legal entity with at least three parties: a trust maker, a trustee (manager) and a trust beneficiary. A trust can be revocable or subject to change. A revocable living trust is commonly created by an individual or couple whereby they are the trust maker, trustee and beneficiary all at once. If incapacity or death occurs, then successors step in to carry out the trust terms. A trust can also be irrevocable whereby the terms cannot be changed without the full consent of all beneficiaries. Also, special needs trusts and discretionary trusts can be established to protect trust principal from creditors and to preserve public benefits.

Estate planning used to be more focused on avoiding estate taxes. For the majority of people today, their estate will not have to worry about paying estate taxes unless their estate is over $5 million. However, the chances are significantly greater that they will need some type of long term care in an assisted living facility, nursing home or at home. There are several ways to fund long term care including out of pocket, with Long Term Care insurance, and/or government assistance like Medicaid benefits. If you are asset rich then you may be able to “self insure” your long term care risks by just paying out of pocket. Or, if you qualify and can afford the premiums, long term care insurance can be a great way to prepare for the high costs of long term care. A majority of people today in local nursing homes use Medicaid to pay for their stay. There are many misconceptions about qualifying for Medicaid.

Some think that in order to qualify you cannot have any assets and that Medicaid will take away your home after you die. While there is some truth to having limited assets, with proper planning some or most of your assets may be able to be preserved while allowing Medicaid to assist financially. Through the use of special irrevocable trust assets can receive protection from estate recovery after death and will not be countable during the Medicaid application process. However, Medicaid has a 5 year “look back” period on gifts and transfers to these types of trusts so it is imperative to plan well in advance.

Free Initial Consultation with Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

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About West Valley City Utah

West Valley City, Utah

  From Wikipedia, the free encyclopedia

    West Valley City, Utah

City

City of West Valley City

The Maverik Center in West Valley City, home of the Utah Grizzlies ice hockey team.

Seal

Motto: 

“Progress as promised.”[1]

Location within Salt Lake County

West Valley City

Location within Utah

Show map of UtahShow map of the United StatesShow all

Coordinates: 40°41′21″N 111°59′38″WCoordinates: 40°41′21″N 111°59′38″W Country  United States State  Utah County Salt Lake Settled 1847 Incorporated 1980 Government

   • Mayor Karen Lang [2] Area

[3]

 • Total 35.88 sq mi (92.92 km2)  • Land 35.83 sq mi (92.79 km2)  • Water 0.05 sq mi (0.14 km2) Elevation

  4,304 ft (1,312 m) Population

 (2020)[4]

 • Total 140,230  • Density 3,913.76/sq mi (1,511.11/km2) Time zone UTC−7 (Mountain (MST))  • Summer (DST) UTC−6 (MDT) Area code(s) 385, 801 FIPS code 49-83470[5] GNIS feature ID 1437843[6] Website www.wvc-ut.gov

West Valley City is a city in Salt Lake County and a suburb of Salt Lake City in the U.S. state of Utah. The population was 140,230 at the 2020 census,[4] making it the second-largest city in Utah. The city incorporated in 1980 from a large, quickly growing unincorporated area, combining the four communities of Granger, Hunter, Chesterfield, and Redwood. It is home to the Maverik Center and USANA Amphitheatre.

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The post Estate Planning Attorney West Valley City Utah appeared first on Ascent Law.

from Ascent Law https://ascentlawfirm.com/estate-planning-attorney-west-valley-city-utah/

[madisonsmithutah]

Options in Protecting the Assets Aside from Trust

Other Than a Trust, What Are Options for Protecting the Assets of a Family Member Living in an Assisted Living Community Once Their Long-Term Care Insurance Runs Out?

When a family member is living in an assisted living community, and their long-term care insurance runs out, it can be challenging for both the individual and their loved ones. One of the main concerns is protecting the individual's assets and ensuring they have the financial resources they need to continue receiving care. In addition to using a trust, several other options may be suitable for protecting the assets of a family member in this situation.

Medicaid Planning

If the individual's assets are below a certain threshold, they may be eligible for Medicaid, a government-funded health insurance program that covers long-term care costs. Medicaid has strict eligibility requirements, including limits on the number of assets an individual can own. However, with proper planning, it may be possible to preserve some of the individual's assets while still qualifying for Medicaid. This can be done through strategies such as transferring assets to a Medicaid trust or setting up a Medicaid annuity.

Veterans Benefits

If the individual is a veteran, they may be eligible for benefits through the Department of Veterans Affairs (VA). The VA offers a program called Aid and Attendance that provides financial assistance to veterans and their surviving spouses who need help with daily activities such as bathing, dressing, and eating. To be eligible, the individual must meet certain requirements, including a need for assistance with activities of daily living and a service-connected disability.

Reverse Mortgages

A reverse mortgage is a type of loan that allows a homeowner to borrow against the equity in their home. Seniors often use it as a way to generate income or access cash to pay for long-term care expenses. With a reverse mortgage, the borrower is not required to make monthly payments, and the loan is typically repaid when the borrower sells the home or passes away. Reverse mortgages can be a good option for preserving assets, but it is important to understand the terms and potential risks and any impact on the individual's estate.

Sale of Assets

If the individual has assets that are not protected through other means, such as a trust or Medicaid planning, it may be necessary to sell them to pay for long-term care expenses. This could include selling a home, vehicle, or other valuable possessions. It is important to carefully consider the financial and emotional implications of selling assets and the potential tax consequences.

Conclusion

There are several options for protecting the assets of a family member living in an assisted living community once their long-term care insurance runs out. These include Medicaid planning, veterans benefits, reverse mortgages, and the sale of assets. It is important to carefully consider the pros and cons of each option and seek the advice of an attorney to determine the best course of action.

Estate Planning Attorney Free Consultation In Utah

If you need legal help, call this law firm and talk with our experienced attorneys about financial and estate planning for a FREE consultation.

We help you with Estate Planning, Wills, Trusts, Power of Attorney, Health Care Directive, Estate Administration, Probate and More

Parklin Law - Estate Planning

5772 W 8030 S, # N206

West Jordan UT 84081

(801) 618-0699

40.605070, -112.027530

Disclaimer: This is not legal advice and is simply an answer to a question and that if legal advice is sought to contact a licensed attorney in the appropriate jurisdiction.

[nrgyhomes]

What to Consider While Finding New Homes for Sale Near me in Salt Lake City and Herber City

Are you looking for a new home in the wonderful state of Utah? If so, there are many things to consider while narrowing down your search. This blog post will provide tips on what to consider while finding new homes for sale near me in Salt Lake City and Herber City. From climate and geography to schools and job opportunities, we will cover all the bases of what makes these two great cities ideal places to live.

Location, Location, Location

When you're looking for new homes for sale, it's important to consider the location. You want to find a place that's close to the things that are important to you, whether that's work, school, or family. Salt Lake City and Herber City are both great places to live. They offer a variety of housing options, from apartments and townhomes to single-family homes. There are also a number of different neighborhoods to choose from, so you can find the perfect fit for your lifestyle.

The Right Size

There are a few things to keep in mind while you search for new homes for sale near you. The first is size. How big of a house do you need? How many bedrooms and bathrooms? Do you need a home office or an extra room for guests? Once you have a good idea of the size of home you need, you can start your search.

The Right Style

There are a lot of things to consider when finding new homes for sale near you. The first thing you need to decide is what style of house you are looking for. Do you want a traditional home, a modern home, or something in between? There are pros and cons to each style, so it's important to figure out what is most important to you before beginning your search.

Traditional homes are typically more expensive than modern homes, but they also tend to appreciate value more over time. If you're looking for a home that will be a good investment, a traditional-style home is a good choice. Traditional homes also tend to have more character and charm than newer homes. If you're looking for a home with personality, a traditional-style home is a way to go.

Modern homes are often more affordable than traditional homes, but they may not appreciate value as much over time. If you're looking for a starter home or an investment property, a modern-style home is a good option. Modern homes also tend to be more energy-efficient than older homes, which can save you money on your utility bills. If you're looking for a home that is environmentally friendly, a modern-style home is the way to go. There should be a detailed discussion about the right style with your New Home Builder Park City.

The Right Budget

The next thing to consider is your down payment. This is the money you'll need to put down upfront before getting a mortgage. The larger your down payment, the lower your monthly mortgage payments will be. But don't stretch yourself too thin - remember, you'll still need money for things like moving costs and furnishing your new home.  The down payment amount should be decided with a Utah Custom Home Builder after consulting a banking organization.  Finally, think about what kind of monthly payments you're comfortable with. Keep in mind that your mortgage payment isn't the only expense you'll have - you'll also need to pay for things like property taxes, insurance, and utilities. Make sure your budget can comfortably handle all of these costs before making an offer on a new home.

[rentandrelaxus]

10 Pros and Cons of Living in Utah

10 Pros and Cons of Living in Utah

The Beehive State is a great place to live for those who enjoy outdoor activities and spending time in nature. From bouldering in Zion National Park and skiing in the mountains to wandering the Bonneville Salt Flats and small-town charm, you’ll never be tired of what Utah has to offer. So whether you’re considering buying a home in American Fork or renting an apartment in Herriman, here are the…

[tastydregs]

The Age of Brain-Computer Interfaces Is on the Horizon

Thomas Oxley has a love-hate relationship with Black Mirror. On the one hand, he can appreciate the show’s “gripping” appeal. On the other hand, it means facing a deluge of accusations that he’s spearheading humanity’s dystopian future. 

Oxley is the founder and CEO of Synchron, a company creating a brain-computer interface, or BCI. ​​These devices work by eavesdropping on the signals emanating from your brain and converting them into commands that then enact a movement, like moving a robotic arm or a cursor on a screen. The implant essentially acts as an intermediary between mind and computer.  

“[Black Mirror is] so negative, and so dystopian. It’s gone to the absolute worst-case scenario … so much good stuff would have happened to have gotten to that point,” he says, referring to episodes of the show that demonstrate BCI technology being used in ethically dubious ways, such as to record and replay memories. The “good stuff” is what Oxley is trying to do with his company. And on July 6, the first patient in the US was implanted with Synchron’s device at a hospital in New York. (The male patient, who has lost the ability to move and speak as a result of having amyotrophic lateral sclerosis—a progressive disease that affects nerve cells— has requested anonymity on the basis that he did not wish to promote the device before “experiencing its pros and cons.”) 

The device promises patients the ability to control the mouse of their personal computer and use it to click. That simple movement could allow them to text their doctor, shop online, or send an email. The digital world has already seeped into every corner of modern human existence, providing all sorts of services—“but to use them, you need to use your fingers,” Oxley says. For the estimated 5.6 million people living with a form of paralysis in the United States, that access isn’t always available. 

After the intense media coverage devoted to Elon Musk’s BCI company, Neuralink, you’d be forgiven for thinking the technology is a novel scientific innovation. In reality, it has been around for a couple of decades. But apart from Synchron’s, the only other BCI approved by the US Food and Drug Administration is the Utah array, a tiny device consisting of a series of electrodes that gets implanted in the brain. Implantation requires cutting open the scalp and drilling into the skull. “It’s a very invasive thing; it’s not something that you do recreationally—unless you’re really into weird things,” says Konrad Kording, a computational neuroscientist at the University of Pennsylvania. 

The real novelty with Synchron’s device, he says, is that surgeons don’t have to cut open your brain, making it far less invasive, and therefore less risky for patients. The device, called a Stentrode, has a mesh-like design and is about the length of a AAA battery. It is implanted endovascularly, meaning it’s placed into a blood vessel in the brain, in the region known as the motor cortex, which controls movement. Insertion involves cutting into the jugular vein in the neck, snaking a catheter in, and feeding the device through it all the way up into the brain, where, when the catheter is removed, it opens up like a flower and nestles itself into the blood vessel’s wall. Most neurosurgeons are already up to speed on the basic approach required to put it in, which reduces a high-risk surgery to a procedure that could send the patient home the very same day. “And that is the big innovation,” Kording says.