#sdira

[strategic-passive-investments]

The Fed got the inflation reading it wanted. When cuts begin is still a tossup.

The latest inflation reading appears to be in line with the Federal Reserve's goals, with the core Personal Consumption Expenditures (PCE) index, excluding volatile food and energy prices, coming in at 2.9% for December, surpassing expectations. This marks a significant drop from the levels seen in March 2021, preceding the Federal Reserve's intensive rate-hiking campaign.

A positive development for central bankers is the three-month annualized basis of the core PCE inflation rate, which fell to 1.5%, its lowest since late 2020. On a six-month basis, it remained at 1.9% for the second consecutive month, both below the Fed's 2% target.

The pivotal question now is whether this data justifies a rate cut, aligning with the expectations of investors who anticipated a loosening starting in March. Despite initial optimism, policymakers remain cautious, emphasizing the need for more data before committing to such a pivot. Some suggest a rate cut might not occur until the second half of the year.

As of Friday morning, traders are pricing in a 46% chance of rate cuts at the March meeting, down from 56% a week ago and significantly lower than last month's 88%. Investors slightly favor a first cut in May, with a 51% chance.

While inflation is on the decline, unexpectedly robust economic growth poses a counterargument for delaying any rate cuts beyond March. The advance estimate of fourth-quarter US gross domestic product (GDP)revealed a 3.3% annualized growth rate, surpassing consensus forecasts of 2%. If economic growth continues to outpace expectations and inflation rebounds, the Fed may be compelled to maintain current interest rates for an extended period.

During the December Fed press conference, Chair Jay Powell indicated that the central bank had likely reached the peak in rate hikes and would shift its focus to potential rate cuts in the future. Powell emphasized the Fed's desire to ease restrictions on the economy well before inflation hits the 2% target. In the same meeting, Fed officials predicted three cuts this year without specifying the exact timing.

Charlie Sells' Perspective:

Charlie Sells, CEO of Strategic Passive Investments, views the recent inflation data with a cautious optimism. While the drop in the core PCE inflation rate is a positive sign, Sells emphasizes the need for a comprehensive understanding of the broader economic landscape before advocating for rate cuts. He acknowledges that the market's initial expectations for a March cut may be premature, given the uncertainties surrounding economic growth and inflation trends.

Sells underscores the importance of monitoring economic indicators, particularly the surprising fourth-quarter GDP growth, which exceeded consensus forecasts. He suggests that if economic expansion continues to outperform expectations, the Federal Reserve may find itself compelled to delay rate cuts to maintain stability. Sells agrees with Powell's stance on gradually reducing restrictions on the economy but cautions against a hasty approach, urging policymakers to carefully assess the evolving economic conditions.

In summary, Charlie Sells advocates for a balanced and data-driven approach, urging investors and policymakers to remain vigilant in navigating the complex dynamics of inflation, economic growth, and potential rate adjustments.

[jeancavant]

Protecting Your Retirement: How to protect your retirement savings from inflation?To Learn More About How to protect your retirement savings, read: https://www.goldhillretreat.com/econo... In today's video, we will discuss how you can protect your retirement savings from inflation. Doing this will ensure that your money will last for a long time, no matter what happens in the world economy. We'll speak with our expert, Ms. Shelby, a financial planner and certified public accountant. She will discuss different strategies you can use to protect your money and ensure that it grows over time. So if you're worried about the future of your finances, watch this video and find out some great ideas on how to safeguard yourself! Inflation is a general rise in prices across the board, including those for goods and services people use to live their lives. As such, it's important to understand how inflation affects retirement savings because it can greatly impact how much money you can draw down from your 401(k) or another retirement account when you retire. In this video, we'll discuss the different types of inflation and their effects on retirement savings. We'll also give you tips on minimizing the risks associated with inflation and protecting yourself against its negative effects on your retirement savings. Causes of inflation Inflation is a process in which prices of goods and services rise over a period of time. There are many reasons for inflation, but some common causes include the following: 1) Increased demand for goods or services: When people have more money, they are likely to spend it on things they think will make them happy or need. This increased demand can lead to high levels of inflation. 2) Increased production: Companies may decide to produce fewer items to purposefully not meet increased demand, which can also lead to higher inflation levels. 3) Changes in tax rates: When the government imposes new taxes or reduces old taxes, this can cause businesses to increase prices to pass along some of the costs associated with these changes (the so-called 1Cprice stickiness 1D effect). 4) Oversupply and overproduction: Sometimes, when companies produce more items than consumers are willing or able to buy, they end up selling at a loss YouTube https://www.youtube.com/channel/UC_Ni... Facebook https://www.facebook.com/GoldHillRetreat Twitter https://twitter.com/GoldHillRetreat Pinterest www.pinterest.com/goldhillretreat1 Instagram https://www.instagram.com/goldhillret... Pocket: https://getpocket.com/@goldhillretreat Blogger: https://goldhillretreat.blogspot.com/ Daily Motion: https://www.dailymotion.com/goldhillr... To Learn More about the harmful effects of inflation, read: https://www.goldhillretreat.com/econo... Inflation affects retirement savings in a few ways. First, your retirement savings' purchasing power will decline over time if inflation increases. A major reason your retirement savings will lose purchasing power is that inflation will increase over time. When prices rise, the value of a dollar decreases. This means that items bought with your retirement savings in the future will be worth less than what you paid for them. Second, as your nest egg gets smaller and smaller relative to what you could have saved had inflation been lower, your ability to live comfortably in retirement may become harder and harder to achieve. You might also like these other videos: Best Gold IRA Companies 2022 Protect your Retirement From economic ruin. https://youtu.be/JczzEPImrWg Best Gold IRA Companies 2022 Protect your Retirement https://youtu.be/6DoGyMMPh_s High Inflation or Recession Gold Has your Back https://youtu.be/QXSCJXmapVE Protect your Retirement Hedge against inflation with Augusta Precious Metals https://youtu.be/tAfVpJXVUKY Senior Gold IRA Portfolio Diversification -Augusta Precious Metals; https://youtu.be/iUiwdr4HcEQ

[philiprross]

Protecting Your Retirement: How to protect your retirement savings from inflation?To Learn More About How to protect your retirement savings, read: https://www.goldhillretreat.com/econo... In today's video, we will discuss how you can protect your retirement savings from inflation. Doing this will ensure that your money will last for a long time, no matter what happens in the world economy. We'll speak with our expert, Ms. Shelby, a financial planner and certified public accountant. She will discuss different strategies you can use to protect your money and ensure that it grows over time. So if you're worried about the future of your finances, watch this video and find out some great ideas on how to safeguard yourself! Inflation is a general rise in prices across the board, including those for goods and services people use to live their lives. As such, it's important to understand how inflation affects retirement savings because it can greatly impact how much money you can draw down from your 401(k) or another retirement account when you retire. In this video, we'll discuss the different types of inflation and their effects on retirement savings. We'll also give you tips on minimizing the risks associated with inflation and protecting yourself against its negative effects on your retirement savings. Causes of inflation Inflation is a process in which prices of goods and services rise over a period of time. There are many reasons for inflation, but some common causes include the following: 1) Increased demand for goods or services: When people have more money, they are likely to spend it on things they think will make them happy or need. This increased demand can lead to high levels of inflation. 2) Increased production: Companies may decide to produce fewer items to purposefully not meet increased demand, which can also lead to higher inflation levels. 3) Changes in tax rates: When the government imposes new taxes or reduces old taxes, this can cause businesses to increase prices to pass along some of the costs associated with these changes (the so-called 1Cprice stickiness 1D effect). 4) Oversupply and overproduction: Sometimes, when companies produce more items than consumers are willing or able to buy, they end up selling at a loss YouTube https://www.youtube.com/channel/UC_Ni... Facebook https://www.facebook.com/GoldHillRetreat Twitter https://twitter.com/GoldHillRetreat Pinterest www.pinterest.com/goldhillretreat1 Instagram https://www.instagram.com/goldhillret... Pocket: https://getpocket.com/@goldhillretreat Blogger: https://goldhillretreat.blogspot.com/ Daily Motion: https://www.dailymotion.com/goldhillr... To Learn More about the harmful effects of inflation, read: https://www.goldhillretreat.com/econo... Inflation affects retirement savings in a few ways. First, your retirement savings' purchasing power will decline over time if inflation increases. A major reason your retirement savings will lose purchasing power is that inflation will increase over time. When prices rise, the value of a dollar decreases. This means that items bought with your retirement savings in the future will be worth less than what you paid for them. Second, as your nest egg gets smaller and smaller relative to what you could have saved had inflation been lower, your ability to live comfortably in retirement may become harder and harder to achieve. You might also like these other videos: Best Gold IRA Companies 2022 Protect your Retirement From economic ruin. https://youtu.be/JczzEPImrWg Best Gold IRA Companies 2022 Protect your Retirement https://youtu.be/6DoGyMMPh_s High Inflation or Recession Gold Has your Back https://youtu.be/QXSCJXmapVE Protect your Retirement Hedge against inflation with Augusta Precious Metals https://youtu.be/tAfVpJXVUKY Senior Gold IRA Portfolio Diversification -Augusta Precious Metals; https://youtu.be/iUiwdr4HcEQ

[kathygnegron]

Protecting Your Retirement: How to protect your retirement savings from inflation?To Learn More About How to protect your retirement savings, read: https://www.goldhillretreat.com/econo... In today's video, we will discuss how you can protect your retirement savings from inflation. Doing this will ensure that your money will last for a long time, no matter what happens in the world economy. We'll speak with our expert, Ms. Shelby, a financial planner and certified public accountant. She will discuss different strategies you can use to protect your money and ensure that it grows over time. So if you're worried about the future of your finances, watch this video and find out some great ideas on how to safeguard yourself! Inflation is a general rise in prices across the board, including those for goods and services people use to live their lives. As such, it's important to understand how inflation affects retirement savings because it can greatly impact how much money you can draw down from your 401(k) or another retirement account when you retire. In this video, we'll discuss the different types of inflation and their effects on retirement savings. We'll also give you tips on minimizing the risks associated with inflation and protecting yourself against its negative effects on your retirement savings. Causes of inflation Inflation is a process in which prices of goods and services rise over a period of time. There are many reasons for inflation, but some common causes include the following: 1) Increased demand for goods or services: When people have more money, they are likely to spend it on things they think will make them happy or need. This increased demand can lead to high levels of inflation. 2) Increased production: Companies may decide to produce fewer items to purposefully not meet increased demand, which can also lead to higher inflation levels. 3) Changes in tax rates: When the government imposes new taxes or reduces old taxes, this can cause businesses to increase prices to pass along some of the costs associated with these changes (the so-called 1Cprice stickiness 1D effect). 4) Oversupply and overproduction: Sometimes, when companies produce more items than consumers are willing or able to buy, they end up selling at a loss YouTube https://www.youtube.com/channel/UC_Ni... Facebook https://www.facebook.com/GoldHillRetreat Twitter https://twitter.com/GoldHillRetreat Pinterest www.pinterest.com/goldhillretreat1 Instagram https://www.instagram.com/goldhillret... Pocket: https://getpocket.com/@goldhillretreat Blogger: https://goldhillretreat.blogspot.com/ Daily Motion: https://www.dailymotion.com/goldhillr... To Learn More about the harmful effects of inflation, read: https://www.goldhillretreat.com/econo... Inflation affects retirement savings in a few ways. First, your retirement savings' purchasing power will decline over time if inflation increases. A major reason your retirement savings will lose purchasing power is that inflation will increase over time. When prices rise, the value of a dollar decreases. This means that items bought with your retirement savings in the future will be worth less than what you paid for them. Second, as your nest egg gets smaller and smaller relative to what you could have saved had inflation been lower, your ability to live comfortably in retirement may become harder and harder to achieve. You might also like these other videos: Best Gold IRA Companies 2022 Protect your Retirement From economic ruin. https://youtu.be/JczzEPImrWg Best Gold IRA Companies 2022 Protect your Retirement https://youtu.be/6DoGyMMPh_s High Inflation or Recession Gold Has your Back https://youtu.be/QXSCJXmapVE Protect your Retirement Hedge against inflation with Augusta Precious Metals https://youtu.be/tAfVpJXVUKY Senior Gold IRA Portfolio Diversification -Augusta Precious Metals; https://youtu.be/iUiwdr4HcEQ

[streamingwords01]

Self-Directed IRA: Empowering The Retirement Journey - When it comes to planning for retirement, a diverse and well-managed investment portfolio is essential. While many people are familiar with traditional Individual Retirement Accounts (IRAs), few are aware of the incredible potential offered by a self-directed IRA (SDIRA). A self-directed IRA allows investors to take complete control of their retirement funds and explore a wide range of alternative investment opportunities beyond conventional options. This article will focus on what a self-directed IRA is, how to set up a self directed ira, and the numerous advantages it provides to proactive investors.

For More Info - https://streamingwords.com/self-directed-ira-empowering-the-retirement-journey/

[pareshyelekar432]

GoldCo Review [Updated 2024]: Is It A Big Scam?

GoldCo Review [Updated 2024]: Is It A Big Scam?

Hello guys and girls are you looking for the best GoldCo Review Then You Are at the right place. In this GoldCo Review I will tell you what GoldCo is? How does GoldCo work? What are the pros and cons of GoldCo? FAQs And What Is My Final Opinion?

So let’s start the GoldCo Review,

GoldCo Review: What Is GoldCo?

Goldco is a precious metals IRA firm based in Woodland Hills, California. The company was founded in 2006 by Trevor Gerszt, a prominent American entrepreneur and businessman.

The firm helps investors add one or multiple valuable assets to new or existing Self-Directed IRA accounts while complying with IRS rules. Clients can convert their existing 401K or other qualified retirement accounts to a Precious Metals IRA in compliance with IRS regulations and quality standards.

Like most Gold IRA companies, GoldCo works with self-directed IRA custodians. However, they are self-directed IRA Services Inc. And equities prefer institutional (custodial and depository services).

Both these protectors are most preferred among dealers and buyers. But you still get the chance to choose a custodian or storage facilities outside of Goldco's recommendations and tips, as long as they meet IRS guidelines.

The company can deliver the metals directly to your home. But if they are purchased inside an SDIRA account, the metals will be held with an IRA-approved custodian. Americans cannot physically stop their purchases.

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Learn about simple process and get answers to common questions about gold IRAs.

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GoldCo Review: Reputation of Goldco

Goldco has established itself as one of the best rated gold IRA companies in the industry. They are accredited by various verified independent market watchdogs such as Consumer Affairs, TrustPilot and Trust Link. If you check out Goldco's record on these gold review sites, you'll see that the company has stellar ratings for its IRAs and precious metals, especially gold and silver.

In 2015, Inc. 500 – An American business magazine ranked GoldCo as the number one gold IRA provider in the country. Former presidential candidate Ron Paul also endorsed the firm as a way to diversify retirement investments through gold, silver and other precious metals in an IRA. He has also won various professional awards and received notable designations.

Being in the gold business for over a decade, the company would have received many negative consumer reviews and complaints if it was involved in unethical business practices. In fact, if everything they did wasn't profitable for investors they wouldn't have survived this far. They have always maintained an open door policy as a way for customers to express their concerns and questions.

Some of the negative reviews are probably from people who don't understand how the precious metals market works. They have probably made a mistake by investing in a property without seeking professional advice and later wrote a complaint or bad reviews.

GoldCo Review: What Makes GoldCo Stand Out

When looking for the right gold IRA company, it is important to choose one that you will feel comfortable trusting with your future. Here are three reasons why GoldCo stands out from the rest.

1) Education comes first

Deciding where to invest your savings can be difficult, especially when you don't have all the information you need. GoldCo understands this and makes every effort to educate their customers before making a purchase.

They want to make sure you're buying for the right reasons and take the time to assess your goals to help decide if a gold IRA is best for you rather than pressuring you into a sale. Is good.

You'll be able to schedule a free one-on-one web conference led by Devlin Steele, an economist who went to Harvard. This session will teach you everything there is to know about gold and the market so you can make the best choice. There's no pressure to open an account when you speak to the team, and if you're not ready yet, that's okay! You can still get their free guidance on gold IRAs.

2) Interactive collaboration As an GoldCo customer, you receive support from their team of gold veterans. You will have a dedicated agent who will act as your main point of contact and connect you with other experts for additional support:

GoldCo is not a company that will abandon you after making a purchase. Instead, they want to be your long-term friend throughout your journey.

3) 100% positive reviews

GoldCo is a gold IRA company that gets only positive reviews when you look online. Ashram, GoldCo has been rated 4.95 out of 5 stars by over 790 customers—without fail. In fact, it's the Gold Eye Ra that star quarterback Joe Montana personally uses himself – and he's not the only one who loves it! Hundreds of glowing 5-star reviews follow.

Overall, customers say they feel valued by the GoldCo team, which never pressures them to buy. Instead, representatives step in to answer questions and guide customers through the decision-making process.

Clients also report enjoying the one-on-one webinars, which are designed to help people understand whether a precious metals IRA is right for them. Below are some representative reviews:

“GoldCo is extremely helpful as you navigate the metals IRA industry. I appreciate his patience with all my questions and concerns. Very customer oriented, don't pressure you to move faster than you want. Always remained approachable as I went through the process, yet very patient with questions. Easy to work with and deliver on time.”

“I really learned a lot from our interactions with GoldCo. He really explained to us the economics of gold and silver and how the surrounding world affects pricing, etc. Very thorough, informative and it was not a high pressure sales situation at all.

“GoldCo delivered a solid

Diversify your retirement>>>

Learn about simple process and get answers to common questions about gold IRAs.

Get Zero Gold IRA Fees for 10 Years

Get The Link Below...

>>>Get Your FREE Gold IRA Kit Here<<<  Click On This Link To Learn More.

GoldCo Review: Benefits Provided by GoldCo

GoldCo has everything from assistance in ordering precious metals, general economic knowledge and how to avoid the lies and gimmicks common in this industry, to software resources, best-in-class pricing, to help you get the most from your trading. There is a wealth of equipment. free delivery.

GoldCo's online one-on-one web conferences and free guides are highly regarded as beneficial information sources for people considering purchasing precious metals. Industry agents can be reached quickly through online chat or email.

GoldCo goes above and beyond for its customers by working with various mints and sources to bring pure coins to their customers at competitive prices. Free shipping and transit insurance are two ways GoldCo helps customers.

Although GoldCo can't promise buybacks, it claims it has never ruled out a buyback, which is good news for individuals who intend to sell their assets in the future.

GoldCo Review: Is a Goldco Precious Metals IRA Right For You?

If you want to diversify your retirement portfolio and steadily grow your money over time, a Self-Directed Precious Metals IRA may be right for you. These accounts are more stable than the stock market, so you'll have more peace of mind knowing that your investments will last well into retirement.

Additionally, self-directed IRAs are easier to cash out than others, giving you more control and financial freedom. This way, when it comes time to retire, you can easily sell your metals for cash or decide to keep them.

Time and again, precious metals have been shown to retain their value over the years. Due to their high demand, they have withstood and even outstripped stock market downturns.

Of all the investment options, investing in precious metals has been considered one of the most tried and true options. If you're looking for a surefire way to grow your retirement savings, you should consider a Goldco account.

Diversify your retirement>>>

Learn about simple process and get answers to common questions about gold IRAs.

Get Zero Gold IRA Fees for 10 Years

Get The Link Below...

>>>Get Your FREE Gold IRA Kit Here<<<  Click On This Link To Learn More.

GoldCo Review: How Goldco Differs From Its Competitors

GoldCo has managed to differentiate itself in the competitive landscape of gold and precious metals dealers and IRA providers through several factors that demonstrate its unique place in the precious metals sector. Some aspects define how Goldco is different from other companies operating in this sector:

Reputation and Reliability: Goldco has built an impeccable position in its field. Earning top ratings from organizations such as the Better Business Bureau (BBB site), Business Consumer Alliance (BCA) and thousands of TrustLink reviews proves its dedication to transparency, service excellence and customer satisfaction.

Educational Resources: One of Goldco's hallmarks is its dedication to customer education on gold, silver and precious metals.

Offering educational content such as e-books, analyses, webinars, seminars, video guides and articles as free information sources that assist potential investors, the company ensures that IRA clients make well-informed investment decisions and Make decisions with precious metals investments that benefit long-term stability and a balanced retirement portfolio.

Exemplary Customer Service: Goldco has earned numerous positive reviews and testimonials that attest to its commitment to detail and exceptional customer service. Their knowledgeable representatives ensure that clients receive tailored guidance to meet their individual financial needs and wealth goals.

Comprehensive Service Offering: Goldco takes an innovative, holistic approach to gold, silver and other precious metals investments. They guide clients through every step of an IRA investment from start to finish, from converting an existing retirement account to a precious metals IRA to selecting appropriate metals like gold or silver and providing secure storage solutions for their precious metals. .

Commitment to Affordability: Goldco is committed to its goal of offering competitive prices on gold and silver that enable both novice and experienced investors to access the precious metals trading markets.

Additionally, frequently available promotions and deals highlight its dedication to affordability without compromising quality, giving American households the opportunity to purchase the best metal prices for IRA investments and their retirement planning.

Focus on Retirement Protection: Goldco stands apart from many of its competitors by focusing on helping its customer base protect their retirement savings funds with Precious Metals IRAs – providing customers with protection from inflation, economic downturns, currency…

Provides tangible assets such as gold and silver products. Volatility, and stock market fluctuations. Various types of gold investments aimed at improving future retirement life.

Ethical Business Practices: Goldco is dedicated to operating with integrity and honesty – this means no hidden fees (such as account administration fees or other account fees), honest transactions of gold, ethical mining partners, silver and precious metals and your Genuine care about customers' financial well-being.

Goldco's excellent track record and comprehensive set of services, from gold and silver dealing to IRA setup, makes them an irreplaceable partner in the otherwise oversaturated market for precious metals. Trust, education and customer service are the cornerstone of their operations – something they value highly at Goldco.

GoldCo Review: FAQs

What sets GoldCo apart from other gold IRA companies?

GoldCo Precious Metals builds long-term relationships with clients by providing a personal agent dedicated to each account, a streamlined process supported by five departments, and account lifetime service. The company provides assistance from the first inquiry until the customer takes the Gold IRA distribution.

GoldCo also publishes several educational resources to help clients understand how precious metals investing works. Their web conference, designed by the company's on-staff, Harvard-trained economist, is particularly unique. GoldCo is a member of the National Ethics Association.

How can I check my GoldCo gold IRA performance?

You can monitor your account online at any time, and receive quarterly statements showing investment performance.

How can I make a withdrawal from my GoldCo gold IRA?

You can take full or partial distributions from your gold IRA at any time. You can pick up the physical metals from the storage facility, or GoldCo can wire you the cash value on delivery.

To avoid paying taxes and penalties on early withdrawals, take required minimum distributions (RMDs) starting at age 70 1/2. There is an RMD calculator on GoldCo's website, but you should speak to a qualified tax professional regarding distributions.

Does GoldCo charge any gold IRA account management fees?

Since your IRA is self-directed, you are managing the account, and there are no investment management fees. However, a Gold IRA will have a minimum account setup fee and annual custody and storage fees associated with it.

How much can I earn by investing in an GoldCo gold IRA?

While gold and silver have historically performed well, this investment can go up or down in value just like any other. There is no guaranteed return on a Gold IRA. However, these investments can be part of a diversified portfolio as a hedge against inflation.

Conclusion

GoldCo is the industry leader in Precious Metals Gold IRAs, with thousands of ratings and hundreds of 5-star consumer reviews online.

The company assists consumers with a unique, one-on-one web conference with useful information about the Gold IRA process, the industry and warnings about potential Gold IRA company high pressure tactics.

GoldCo agents help customers provide friendly service from the time they open a gold IRA through retirement distributions.

[mysmartcousin]

Using Self-Directed IRAs for Real Estate Financing

In the dynamic world of real estate investment, diversification and creativity are key to success. One often overlooked yet powerful tool in this arena is the Self-Directed IRA (SDIRA). If you're seeking innovative ways to finance your real estate ventures while optimizing your retirement savings, then understanding how to leverage SDIRAs could be your ticket to unlocking a wealth of opportunities.

What is a Self-Directed IRA?

A Self-Directed IRA is a retirement account that gives you full control over your investment decisions. Unlike traditional IRAs, which typically limit investments to stocks, bonds, and mutual funds, SDIRAs allow for a broader range of investment options, including real estate.

Benefits of Using Self-Directed IRAs for Real Estate Financing:

Diversification: One of the primary benefits of using SDIRAs for real estate financing is diversification. By adding real estate assets to your retirement portfolio, you can spread risk across different asset classes, reducing vulnerability to market fluctuations.

Tax Advantages: SDIRAs offer the same tax benefits as traditional IRAs, such as tax-deferred growth and potential tax deductions. Additionally, if your SDIRA is structured as a Roth IRA, you can potentially enjoy tax-free growth and withdrawals in retirement.

Greater Control: With SDIRAs, you have the freedom to choose the real estate investments that align with your financial goals and risk tolerance. Whether it's residential properties, commercial buildings, or even raw land, the decision is in your hands.

Alternative Financing: SDIRAs provide an alternative source of financing for real estate investments. Instead of relying solely on traditional bank loans or mortgages, you can use funds from your SDIRA to purchase properties, fund renovations, or even provide loans to other investors.

How to Invest in Real Estate with a Self-Directed IRA:

Set Up a Self-Directed IRA: The first step is to establish a SDIRA with a qualified custodian or trustee. This custodian will handle administrative tasks and ensure compliance with IRS regulations governing retirement accounts.

Fund Your SDIRA: Once your SDIRA is set up, you can fund it through contributions, rollovers from other retirement accounts, or transfers from existing IRAs.

Identify Investment Opportunities: With your SDIRA funded, it's time to start identifying real estate investment opportunities. Conduct thorough due diligence, assess potential risks and returns, and choose investments that align with your investment strategy.

Execute Transactions: Once you've identified a promising investment, work with your SDIRA custodian to execute the transaction. Your custodian will handle the paperwork and ensure that all transactions comply with IRS rules and regulations.

Manage Your Investments: As a SDIRA owner, you are responsible for managing your real estate investments. This includes tasks such as property maintenance, collecting rent, and overseeing renovations or repairs.

In conclusion, leveraging Self-Directed IRAs for real estate financing can be a game-changer for savvy investors looking to diversify their portfolios and maximize their retirement savings. By harnessing the benefits of SDIRAs, investors can gain greater control over their investments, enjoy tax advantages, and tap into alternative sources of financing. Whether you're a seasoned real estate investor or just starting out, exploring the possibilities of SDIRAs could lead to new opportunities and financial success. Unlock the potential of your retirement savings with Self-Directed IRAs from mysmartcousin, and take your real estate investments to the next level.

[strategic-passive-investments]

Fannie Mae's Optimistic Projections: Navigating the 2024 Housing Market

In a promising turn of events, Fannie Mae is charting a positive course for the mortgage market, with projections indicating that rates will drop below 6% by the end of 2024. This anticipation has far-reaching implications, boosting refinance volumes and contributing to the thawing of the existing home sales market. As we explore Fannie Mae's insights, the gradual return to balance in the housing market becomes evident after years of volatility in mortgage rates.

Strategic Passive Investments' Perspective: Commenting on these developments, CEO Charlie Sells of Strategic Passive Investments shares his insights. "Fannie Mae's projections align with our strategic approach to passive investments. The expected dip in mortgage rates creates opportunities for investors looking to navigate the real estate landscape," notes Sells. "As we witness the market's gradual recovery, strategic passive investments can play a key role in capitalizing on emerging trends."

The Economic and Strategic Research (ESR) Group's Expectations: Fannie Mae's Economic and Strategic Research (ESR) group anticipates a slow but steady recovery in home sales and mortgage origination activity against the backdrop of a slow-growing economy. Doug Duncan, Fannie Mae’s Senior Vice President and Chief Economist, highlights the impact of inflation's decline and the Fed's pivot, signaling future rate cuts. This, he suggests, marks the likely bottoming out of home sales and mortgage originations in the second half of 2023, paving the way for a gradual improvement.

Housing Market Metrics: The ESR group foresees the annualized pace of existing home sales reaching 4.5 million units by the fourth quarter of 2024, up from 3.8 million in Q4 2023. Fannie Mae expects the normalization of the existing homes market, coupled with additional housing supply from new constructions, to curtail further home price growth in 2024. Home prices are projected to rise by 3.2% over the year, a significant decrease from the 7.1% seen in 2023.

Origination Volume Forecast: Looking ahead, Fannie Mae forecasts a total single-family mortgage originationvolume of $1.98 trillion in 2024, rising to $2.44 trillion in 2025. Of this, $1.5 trillion is expected to come from purchase origination volume, reflecting a 19% increase from $1.3 trillion in 2023.

Refinance Outlook: Despite the favorable conditions, refinance mortgage origination volume is anticipated to remain subdued in 2024. Approximately 90% of outstanding Fannie Mae single-family conventional 30-year fixed-rate mortgage loans currently have a note rate below 6%. The ESR group suggests that while recent borrowers may benefit from refinancing, a strong refinance wave driven by rate-term borrowers is not expected in 2024.

Positive Economic Shift: In a positive economic update, Fannie Mae has revised its outlook, replacing the explicit call for a recession in 2024 with an expectation of "below-trend growth." The ESR Group attributes this shift to the recent easing in financial conditions following the Federal Reserve’s December meeting and a solid, upward trend in real personal income growth.

Risks and Caution: Despite the positive momentum, Fannie Mae acknowledges potential risks to the economic outlook. Mixed labor market signals, a recent rise in shipping rates due to attacks on container vessels, and easing monetary policy are identified as factors that could pose challenges. The ESR group emphasizes the need for caution, stating that the economy remains at a higher-than-normal risk for a recession in 2024.

Conclusion: As we navigate the complexities of the 2024 housing market, Fannie Mae's projections offer a glimpse into potential opportunities and challenges. Strategic Passive Investments, in alignment with Fannie Mae's insights, emphasizes the importance of strategic and passive investments in capitalizing on the evolving real estate landscape. With CEO Charlie Sells providing valuable perspectives, investors can approach the market with informed strategies, leveraging the anticipated changes for a successful investment journey.

[valianttreewizard]

Unlocking Financial Freedom: The Advantages of Self-Directed IRAs

As investors navigate the complex landscape of retirement planning, the advantages of Self-Directed IRAs become increasingly apparent. From diversification beyond traditional assets to greater control, potential for higher returns, and strategic tax benefits, SDIRAs offer a versatile and powerful tool for those seeking to take charge of their financial destiny.

[sortisinvestmentopportunities]

Navigating UBTI Challenges in SDIRA CRE Investments with Sortis Income Fund

Investing in commercial real estate (CRE) and private equity through Self-Directed IRAs (SDIRAs) has gained popularity for portfolio diversification and higher returns, but faces challenges from Unrelated Business Taxable Income (UBTI), which taxes income from activities not aligned with the IRA's primary purpose when it exceeds $1,000. The rise of private real estate debt funds post-2009 financial crisis offers an alternative, often structured to reduce UBTI exposure, yet vigilance is needed as leverage can trigger UBTI. Investors can mitigate UBTI through careful selection of investments and using "blocker corporations," but navigating these complexities requires professional advice to maintain tax advantages and optimize returns. The Sortis Income Fund (SIF), managed by Sortis Capital, emerges as a solution by focusing on senior loans secured by real estate, combining stability, high yields, and a strategy designed to minimize UBTI exposure, underscoring the importance of expert guidance in leveraging SDIRA investments in CRE and private equity effectively.

[strategic-passive-investments]

Navigating the Current Real Estate Landscape: A Look into 2024 Trends and Insights

Introduction: As the new year unfolds, prospective homebuyers are reemerging, armed with a strategic approach to secure deals before the market's competitive landscape intensifies. The Mortgage Bankers Association (MBA) reports a notable 9.9% increase in mortgage applications on a seasonally adjusted basis for the week ending Jan. 10. This surge, driven partially by a 6% uptick in purchase applications, signifies a proactive response to year-end rate declines and a slight inventory boost.

Rising Competition and Bidding Wars: Despite this initial window of affordability, bidding wars are already surfacing in various U.S. regions, contributing to potential increases in home prices. Stayce Mayfield, a Redfin premier agent, notes the unpredictability of prices, with bidding wars ranging from 20-30 offers, emphasizing the influence of location and property condition on market dynamics.

Charlie Sells, CEO of Strategic Passive Investments, shares his perspective on the current real estate climate.

"In today's dynamic market, seizing opportunities early is crucial. The surge in bidding wars reflects heightened buyer interest, influenced by declining rates and increased inventory in select areas. However, potential investors should stay vigilant, as new economic data may impact the Federal Reserve's rate decisions, affecting mortgage rates and affordability."

Regional Variances in Activity: Redfin's data shows a 3% month-over-month increase in mortgage-purchase applications during the first week of January. Areas with favorable weather conditions experienced heightened activity, as observed in Phoenix, where a premier agent, Heather Mahmood-Corley, encourages buyers to act now before competition intensifies in March.

Affordability Challenges and the Impact of Mortgage Rates: Despite the apparent affordability, the influx of competition may erode these advantages. Redfin reports that 24% of homes sold in the weeks leading up to Jan. 7 went above list price, with the median price at $363,125, marking a 4.1% year-over-year increase. Zillow's Nicole Bachaud emphasizes that demand, particularly from first-time buyers, hinges on mortgage rates, which, while lower, remain relatively high, potentially limiting overall market demand.

Economic Indicators and Mortgage Rate Trends: Recent economic data, including higher-than-expected inflation and unemployment figures in December, may influence the Federal Reserve's stance on interest rates. Danielle Hale, Chief Economist at Realtor.com, suggests that this could keep mortgage rates higher for an extended period, potentially leading to an increase in the coming weeks.

Seller Strategies and Limited Price Cuts: The current market dynamic favors sellers, with Zillow reporting a record-low share of listings (just under 16%) featuring price cuts in December. Scott Driscoll, a Redfin premier agent, notes that sellers are holding firm on prices, despite an increase in listing activity. The persistent inventory shortage, with December's active inventory 36% below typical levels, contributes to sustained home prices.

Role of New Construction in Easing Demand: The pressure on buyer demand may find relief through new construction, as noted by the surge in single-family home construction in November. Homebuilders are expressing confidence, and the National Association of Home Builders suggests that an increase in housing starts could temper the seller's market.

Conclusion: As we navigate the complex real estate landscape in early 2024, it is evident that both challenges and opportunities abound. Potential investors must remain agile and well-informed, considering factors such as mortgage rate trends, regional variations, and the impact of new construction. The insights from industry experts like Charlie Sells underscore the importance of strategic decision-making in the face of evolving market conditions.

[strategic-passive-investments]

Oil's Roller Coaster: Navigating Supply Surges and CEO Insights in a Volatile Market

Oil prices experienced a significant drop, hitting their lowest point in five months, as indicators of abundant supplies continued to mount. West Texas Intermediate (WTI) saw a decline of up to 4.3%, falling below $69 per barrel, a level not seen since late June. Despite efforts by OPEC and its allies to implement new output cuts, crude oil has witnessed a continuous seven-week slide.

The ongoing pressure on prices is fueled by fresh signals that global supplies remain plentiful. Russia's seaborne crude exports reached their highest weekly average since early July, and a US government agency revised its estimate for the country's oil production this year, increasing it by 30,000 barrels per day compared to last month's projection.

Concerns about oversupply persist, evident in the spreads between monthly contracts. The front end of the Brent futures curve closed at its lowest level since June this week, reinforcing the perception of ample supplies in the market. Dennis Kissler, Senior Vice President for Trading at BOK Financial Securities, remarked, "Futures are trying to solidify a bottom from last week's selloff. The contango structure of back-month futures gaining on the front month is setting the tone that current supplies seem ample."

The oil market is currently enduring its longest weekly losing streak since 2018, with prices down by more than a quarter from the peak observed in late September. The outlook for demand in the first quarter appears gloomy due to forecasts of slowing Chinese consumption growth and lingering recession risks in the US.

As the market navigates these challenges, Charlie Sells, CEO of Strategic Passive Investments,

expressed his opinion on the situation. He emphasized the need for a strategic and adaptive approach in the face of evolving market dynamics. Sells suggested that investors should carefully assess the changing landscape and consider long-term strategies that account for the current oversupply conditions.

In the coming week, key industry players such as the International Energy Agency, the Organization of Petroleum Exporting Countries, and the US Energy Department are set to publish their latest monthly assessments of market fundamentals. Additionally, investors will closely monitor the Federal Reserve's final rate decision of the year, which could have implications for the broader economic landscape and, consequently, oil prices.