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#thirdly this is on top of like four other things that are also extremely important and not getting done
lord-radish · 1 year
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I think I need to call in sick to work tomorrow because a problem I've been ignoring has reached critical mass and I need a Full Day to just. Work on it.
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could you explain (as briefly or detailedly as you feel like, i'm just curious) what makes a flag better than another flag other than just a general like or dislike for the design? like how does one design an effective and "correct" flag? what makes some flags bad? i've been in so many different art and design classes and whatnot and have never learned about this but it interests me!!
oh my god absolutely. buckle up lol
so the main purpose of a flag in general is to symbolise something, in this case a country. a good flag should be something people can rally around. the most important factor there is if people actually like the flag (its not a hideous eyesore). but beyond that, there are a couple general rules that help flags stay unique and accessible so everyone in that country/state/organization/etc. that it represents will be happy with it.
First you have to think about where flags most commonly are: on flagpoles. a flag should not be designed to be seen from five feet away, it should be designed to be seen from hundreds of feet away. in that vein, it has to be simple.
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heres the flag of panama and kentucky for comparison. panama’s flag is simple and neat, while kentucky’s flag has lots of little details that are hard to make out even on a phone screen
Secondly, you are not going to be seeing a flag on a flagpole straight on like these images. they will be fluttering in the breeze (AT BEST) and a portion of the flag will be obscured. you know what that means? NO TEXT. you cannot read shit if that flag is flying in the wind, even if you’re on the right side of it so the text isnt backwards. if the wind isnt blowing then youre out of luck
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on the left is the german flag, which even if you didnt know was the german flag, you can still tell what it looks like. three stripes, black red yellow. on the right is the flag of illinois, which is trying to tell you its the flag of illinois but you cant tell because that text on the bottom is unreadable.
thirdly, for the purposes of being a good rallying icon, its good to use symbolism representative of what the flag is for
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i dont really have a bad example here because this is subjective but on the left is the flag of new mexico. the red sun symbol is a puebloan symbol representing the native peoples who lived in whats now new mexico for thousands of years and the yellow background is for spain, who owned the land before the us took it. on the right is the flag of chicago, with two blue stripes represent lake michigan and the chicago river, and the red stars represent four major historical events
a lot of people will also say that you should only use two or three colors in a good flag but i think you can make more work, even though it might be harder
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indonesia’s flag, on the left, is a flag with two colors that i would say isnt great (its almost identical to the flag of monaco, which existed already at the time indonesia chose theirs) and on the right is the flag of south africa, which is a flag with lots of colors that i would consider to be a good flag
all of that is to say, if you want to make a good flag, model it off an existing country flag. those are generally the best flags out there because they have the most pressure to be a good flag. most people who live in a country they’re proud to live in love their flags (theres a reason the us flag is so strongly associated with extreme patriotism!). The same cant be said of most states, as a lot of state flags have detailed designs and text, and especially cant be said of cities. i showed the chicago flag earlier because its one of the few city flags in the us that gets actual usage outside the government. chicagoans are proud of their flag as they should be and if youve been to chicago, youve seen the flag. they put that thing everywhere, from backpacks to water bottles. now to top it all off here are some of my personal favorite flags from around the world
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left: the flag of barbados (i love the color scheme and the trident is a perfect stylized symbol) middle: the flag of yabucoa, puerto rico (a rare flag that uses purple, as well as having a pretty unique design) right: the flag of maryland, usa (a controversial pick, but its distinctive and marylanders wear it with pride (often literally))
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penman47 asked: Your pages on Stirling Moss and Graham Hill have brought back fond memories of my passion for Formula 1 racing and the Grand Prix races from 1963 through1972. Mechanical failures often plagued Stirling Moss, Graham Hill and Jimmy Clark as man put machine to test. My question would be who of the three would come out on top driving the same mechanically perfect car at say the British Grand Prix Silverstone.
Thank you for your question @penman47​
I received this question just before the sad news about the recent untimely death of the legendary Sir Stirling Moss. It feels prescient to respond now after a bit time to pass to reflect with a more sober perspective rather than let sentiment and emotion cloud any judgement.
In my family we are, it is fair to say, racing nuts. My grandfather had the racing bug and drove classic cars at amateur meets like Goodwood through his friendship with Freddie Richmond and was involved heavily in the RAC Club. He was fortunate to see all three of these racings icons race. He saw all of Jim Clark’s five victories at the British Grand Prix and regularly went to Monaco to see Graham Hill win there five times. He saw Stirling Moss race too and he was there for the Glover Trophy at Goodwood in 1962 when Stirling Moss had his career ending accident. Without taking anything away from the modern era drivers like Alain Prost, Ayrton Senna, Michael Schumacher,  and Lewis Hamilton - all of whom he thinks are a credit to motor racing - he is very much of his era. As a proud Scots, he thinks Jim Clark was the best he ever saw.
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My father got the racing bug too but was more of a Le Mans fan when he was growing up because spectators were closer to the action than F1. He had inherited and also built up his own classic car collection that he sometimes races at Goodwood. He was a wee laddie when he saw Clark and Hill race but he doesn’t fully recall because he was too young to fully remember. He loved watching James Hunt, Ayrton Senna and Alain Prost but had a grudging respect for Nikki Lauda. He never saw Stirling Moss race but knew him quite well through Goodwood and at the RAC Club in London. I know his head says Jim Clark but his heart says Stirling Moss was the best British driver.
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For one of my older brothers, who has a thing for speed as I do, he was always a big Ayrton Senna fan. Again as a small boy he saw Ayrton Senna race and was part of the converted to consider him as the greatest driver of all time. Senna’s bravery was his own inspiration to take part in the Dakar Rally and other endurance races.
It’s indeed one of my unmet ambitions to ride in the Dakar Rally but it’s always been on the back burner. I would like to ride with my brother because he has the experience but he and I are too competitive and we would fight over who was the better driver - for the record, I know I am.
My mother - being Norwegian - is left to make dry sarcastic remarks about boys and toys whenever my grandfather, father and us siblings talked about racing. But she’s not immune to the glamour of F1 racing either. I’ve been told by my aunts that when my mother was at her Swiss boarding school, and later learning to be a ski instructor in the Alps, she would descend upon Monaco during the Grand Prix with her friends and enjoy the social side of racing i.e. the partying side of Formula One racing. But she’s quite buttoned up about her partying past.  Meanwhile she and my other siblings continue roll their eyes when the subject of racing comes up. 
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But speaking for myself, speed has been my drug of choice and flying combat helicopters in the army for a time helped satiate that need. When I left I felt empty and bereft. But if flying single craft planes and gliders gives me weird sense of peace these days (when I can make the time to do so), I get a decent rush from riding motorbikes hard and fast on the open country roads (forget about the urban traffic congested cityscape). Racing the odd fast car I managed to get my hands on through pliant boyfriend or good friend has given me a brief thrill too but it’s been spoiled often with my driving companion screaming in my ear or pissing their pants as I take the turn hard. With my penchant for crashing - tsk, more like a graze - I’m not allowed any where near my father’s classic cars. 
I have been to Grand Prix races, including ones at Silverstone, Spa-Francochamps, Singapore, Shanghai, Suzuka, Yas Marina, Monza, and Monaco, from the time I was at boarding school. I would either go as a guest of my grandfather or father or even with some school friends who lived in Monaco and had links to get entry into the drivers’ paddock. But these days it’s more likely because of wrangling a corporate hospitality invitation that I would have the chance to go - sometimes if I plan my calendar fortuitously and Lady Luck smiles upon me I can catch two birds with one stone e.g. do a business trip to Shanghai and stay on to see the Shanghai Grand Prix. So I follow racing avidly if I can. For me of course the amazing Lewis Hamilton is the driver of our generation along with Michael Schumacher’s imperious reign at the top. And I do like the cut of Max Verstappen’s gib too.
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Of course it’s hard for me to credibly assess who was the better driver between Stirling Moss, Graham Hill, and Jim Clark because I wasn’t a direct witness but not many today were either. But I consider myself a racing fan and I have seen old footage. I have also read about the history of Grand Prix racing and listened to others whose expert views I respect. So I hope what I offer is just an educated opinion at the end of the day but I recognise the heart will come into it because racing - at least in the vintage years - was quite romantic even as it morphed into something more glamorous in later decades.
Anyway, your question just added more fuel to the fire in our family discussions over our recent Zoom calls.
I have to say upfront that I consider Jim Clark as the greatest British driver of all time. I’m with my grandfather on this one and I always enjoy playing contrarian to my father(!). But all things considered Jim Clark was on a different level to both Stirling Moss and Graham Hill. And why I think so I hope I can lay that case out below.
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It’s important to put all three drivers in their racing context.
Firstly, they all didn’t race at their peak at the same time and in the case of Moss in a different era. But there was some overlap between Moss and Clark and Hill. Stirling Moss had active career from 1951-1961. Graham Hill had his active years between 1958 to 1975. And Jim Clark was only active for eight years from 196O to 1968.
Secondly, unless you’re a racing fan or have seen old film footage, it really is hard to convey to our present times just how dangerous driving was in that era. It was known as the Killer Years in Formula One history. Back in the days when the British government leached up to 97 per cent from a race driver’s income, a racer had at least a 40% chance of dying at the wheel, so tragedies were commonplace. Some prodded the tiger once too often and ran out of luck. It really is hard for us to fathom the extreme danger Grand Prix drivers put themselves under when they hared around the track as one mistake might well cost them their life or a body of broken bones.
And thirdly, it may sound simple to say this, but they drove extremely fast at very high speeds. The temptation again is to look at vintage racing cars in the light of modern super engineered racing cars and think they were easy to drive.
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Few drivers in the history of motor sport can prove they’ve won the elusive Triple Crown. Only Graham Hill can. Formula One world champion in 1962 and 1968; winner of the 1966 Indianapolis 500; winner of the 1972 24 hours of Le Mans and five time Monaco GP winner. An incredible achievement that underlines the fact that Hill was one of the most complete drivers of his time. He was fast, but not the fastest. Talented, but not the most talented. The best, but not always and everywhere. Explosive, but predictable. Professional, but with enough self-mockery to pull his pants down at dinner parties, running up and down the tables. Hill drove his cars throughout the most dangerous years of the sport. Calmly and reserved, while he tried to fight off virtuoso's like Jim Clark, Jochen Rindt and Jackie Stewart.
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When Stirling Moss drove on the track, he was there to race, not to eke out championship points. And to do it fast, faster than anyone else. For a driver whose competitive peak coincided with one of motor racing’s most dangerous periods when death regularly stalked all drivers, a time when average lap speeds escalated while safety precautions stood still, Moss’ courage and achievements were even more astonishing. Moss knew all about that: witness the serious leg injuries he suffered during practice for the 1960 Belgian Grand Prix, a race in which compatriots Chris Bristow and Alan Stacey both died, or the career-ending aftermath of his accident during the 1962 Glover Trophy at Goodwood.
But for his own unswerving sense of fair play, he could have pipped Mike Hawthorn to become Britain’s first world champion in 1958. Moss won four races to his rival’s one, but the latter benefited from greater reliability and consistency. The pivotal moment came in the Portuguese Grand Prix, from which Hawthorn was initially stripped of second place for receiving a push-start after slithering off the track. Moss was among those who came to his defence.
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To this day Moss has won more world championship grands prix than any other driver never to have secured the championship, despite the ever-escalating number of such races. He has always maintained that he’d like to remembered as “a driver who preferred to lose while driving quickly than to win by driving slowly enough to get beaten”. For a few years, after the retirement of the great Juan Manuel Fangio in 1958, he was the finest and most famous racing driver in the world. He was so good that Ferrari not only wanted him to drive for them but were prepared to have the car painted blue, the team colour of his friend Rob Walker. And it is worth remembering that Enzo Ferrari rated Moss ahead of Fangio and placed him alongside Tazio Nuvolari. He is, perhaps then, the ultimate proof that raw racing statistics sometimes mean very little when you are natural racer.
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Jim Clark’s raw racing statistics spoke volumes for his achievement and the astonishing records he set, a few of which still remain unsurpassed. More than that he has been hailed as one of the top three drivers of all time in any reputable survey. His achievements were a reflection of the awe and admiration many of his driving peers and others since his untimely tragic death have held about the man and the racer.  
Clark began matching Stirling Moss’s speed in the second half of the 1961 season, and took over the Englishman’s mantle in 1962 when Moss was injured in a crash at Goodwood on Easter Monday. Clark narrowly lost the World Championship that year to BRM rival Graham Hill, after his Lotus developed an oil leak while dominating the finale in South Africa. Two years later he lost another championship to an oil leak, literally on the last lap of the season-closing Mexican GP. The honours fell instead to John Surtees. But in 1963 and 1965 Clark was unstoppable in Colin Chapman’s green and yellow Lotuses, and their driver/engineer relationship was symbiotic.
Jim Clark not only won his second title in 1965 but he did so by leading every single lap of every race he finished in the 1965 season. Therefore, he won every race he finished with what we now call lights to flag victories. It was an incredible feat which has been unmatched by the other truly greats of the sport, Fangio, Senna, or Schumacher.
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In 1963 only some obfuscation by the establishment at Indianapolis Motor Speedway in favour of the traditional front-engined roadsters prevented him from beating Parnelli Jones to victory on his Indy 500 debut in Chapman’s rear-engined Lotus ‘funny car’. He led the 1964 Indy 500 race before his rear suspension broke, and in 1965 dominated the event and became the first Briton to win this iconic race since Dario Resta in 1916.
Clark remains the only man in history to have won the Formula One World Championship and the famed Indianapolis 500 in the same year (1965).
His tally of 25 victories was a record at the time. It has since been surpassed by several other drivers, but none in so few races. Clark's came in just 72 starts, a win ratio surpassed only by Alberto Ascari and Juan Manuel Fangio.
Likewise, his tally of 33 total pole positions was first passed by Sebsatian Vettel, with only Ayrton Senna, Michael Schumacher and Lewis Hamilton ahead of Clark. But in percentage terms, Clark is ahead of them all. He was on pole for 45.2% of his races - only Fangio, on 55.8%, did better.
Those numbers give a sense of how Clark towered over his era, a period when he made many grands prix mind-numbingly boring, so completely did he and his Lotus dominate them. Yes, the Lotus was often the best car, but Clark's supremacy was not in doubt. His two titles in 1963 and 1965 were exercises in crushing superiority, and he would have won in 1964 and 1967 as well had it not been for the notoriously poor reliability of Lotus's cars.
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But does any of this tell us which of the three would have won between the three of them at the British Grand Prix as you suggest?
Graham Hill may have been the monarch of Monaco - his nickname was after all ‘Mr Monaco’ with his magisterial six wins between 1963 and 1969, a record only bettered by the great Ayrton Senna - but much to his regret he never won a British Grand Prix race.
Stirling Moss won two British Grand Prix races in 1955 driving a Mercedes car and in 1957 where he shared a drive in a Vanwall car with Tony Brooks.
Jim Clark won the British Grand Prix an astonishing five times. In 1962, 1963, 1964, 1965 he won driving the same Lotus-Climax car and in 1967 he won with a Lotus-Ford car. His five victories were a record that stood through the subsequent decades until Alain Prost equalled Clark’s tally in 1993 (Prost won on and off between 1983 and 1993). Clark’s record was only surpassed in 2019 when Lewis Hamilton won his amazing sixth victory at the British Grand Prix (with perhaps more to come). Even more remarkable was how peerless Clark’s domination was as he won four British Grand Prix races consecutively. It was yet another amazing record that belonged to Jim Clark until Lewis Hamilton joined him in the record books with four straight wins (2014-2017).
It might be churlish to point out that Stirling Moss, like Graham Hill, never won at Silverstone even when he raced there. Clark won three times.
In those days the British Grand Prix was not always held at Silverstone. Between 1926 and 1986 the venue track chosen rotated between Brooklands and Silverstone, then Aintree and Silverstone, and later Brands Hatch and Silverstone. Only from 1987 onwards to the present day did Silverstone become the established venue race track of the British Grand Prix.
Moss’ two British Grand Prix victories were both achieved at Aintree (1955 and 1957). The British Grand Prix races that Moss did compete at Silverstone he retired due to engine or axle trouble.
In contrast Clark won his first British Grand Prix victory at Aintree in 1962, and another one at Brands Hatch in 1964 but the other three victories were at Silverstone.
So one would have to give the win to Jim Clark on paper.
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But some may argue yes, that’s all well and good but who was the fastest driver and who really was the better driver?
Here again the stats speak for themselves. The all time list of fastest laps set during their respective careers gives us some clue because the tracks they drove on were the same during their eras. Graham Hill is 34th on the all time fastest laps set with 10 fastest laps in the Grand Prix races he drove in a 17 year career (1958-1975). Stirling Moss is 15th on the all time fastest - one position above Ayrton Senna - where he set the fastest laps in 19 Grand Prix races in his 10 year career (1951-1961). Jim Clark is 7th on the all time fastest laps set by a Grand Prix driver. He recorded 28 fastest laps in Grand Prix races in his 8 year short racing career (1960-1968). Only Mansell, Vettel, Prost, Raikkonen, Hamilton and Schumacher as 1st stand ahead of him. What makes Clark’s achievement staggering is that he was competing in an era where technology was in the Bronze Age compared to the modern marvels of technology, aerodynamics, and speed. It’s also worth noting all the other drivers had much longer racing careers than Clark did before his untimely death. At the 1968 South African Grand Prix - his last before his death in Hockenheim ring in Germany 3 months later - Clark won way ahead of the pack led by Graham Hill who came in second. He was comfortably on his way to another world championship with more records to be smashed.
Clark still holds the record of eight Grand Slam race wins - that is winning pole position, putting in the fastest lap, and leading every lap of a race to the win.  Only Lewis Hamilton comes close with six and Schumacher and Ascari with five. He achieved this twice at the British Grand Prix in 1962 (Aintree) and 1964 (Brands Hatch). Again it needs to be emphasised that Clark did all this while driving in the most dangerous era of Formula One - The Killer Years - where death of drivers and lack of driver and track safety was all too common. This is simply astonishing.
Of the three, Jim Clark was the fastest. I think this isn’t just about stats it’s also the they way they drove that made all three such great racers. All three certainly had limitless courage that even now demands total respect and awe. In particular it’s breath taking watching old film footage of Moss driving his most famous and greatest victory of all was the 1955 Mille Miglia in which he covered 1,000 miles of open Italian roads at an average speed of 97.96mph in 10 hours, seven minutes and 48 seconds.
But the fastest doesn’t make you best of course.  When it comes to judging who was the best I think what their peers and contemporaries thought of them counts a lot in coming to some conclusions as to who was the best driver.
Sir Jackie Stewart, three times world champion and a team mate of Jim Clark as well as friends with all three drivers, is worth listening to.
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Many think that Graham Hill wasn’t the most natural driver. This isn’t said to slight him or doubt his abilities but to acknowledge his approach to driving. As Jackie Stewart said, “Whereas Jimmy [Clark], Stirling, to a certain extent myself, would drive around a car’s handling problem, Graham would fiddle with the car until it was right. Graham would take very different lines around a corner to others, and I know because sometimes I was following him.”
Sir Stirling Moss has echoed Stewart’s comments. “I’d go along with Jackie and say that Graham didn’t have a natural ability to drive a car extremely quickly. But having said that, when I was to choose a partner for a sports car race at say, the Nürburgring, I would always choose Graham because he was so reliable. Quick, but unlikely to do anything stupid.”
Jackie Stewart’s comment unearth one of secrets of why not only was Jim Clark the fastest but also the best of the three. Simply put Clark knew how to take corners and know when to brake.
It must be stressed that both Moss and Clark knew how to take corners and mastered the art of breaking to a level very few drivers reached whatever car they were driving.
Moss was certainly a pioneer in taking corners and knowing when and when not to brake. Moss - especially at his peak in the Lotus - would cut into the corner early and with the brakes on.
Most drivers run deep into a corner before turning the wheel. In this way a driver could complete his braking in a straight line, as is the standard practice and one everyone did and still do, before setting the car up for the corner. But natural drivers like Moss (and Clark) preferred to cut into the corner early and even with their brakes still on to set up the car earlier. In this way such drivers almost make a false apex because they get the power on early and try to drift the car through the true apex and continue with this sliding until they are set up for the next bit of straight. In other words, the result is a smooth line as you come out of the turn and race on at faster and more seamless speed.
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Clark would take this to the next evolutionary step from Moss - also in a Lotus - as cars became more mechanically challenging to handle. Clark placed a big premium on braking. In his book At the Wheel (1964) he expounded on this belief, "The most important thing you can learn in racing: how to brake. Often, if I want to go through a given corner quicker I don’t necessarily put the brakes on any later than usual, but I might not put them on very hard, and take them off earlier. Where you are led into the trap is leaving your braking too late and having to run deep into the corner and brake at the last moment, you might certainly arrive at the corner quicker, but there is a psychological tendency to brake much harder than you need to and therefore over-brake."
A good example of this is looking at footage of the 1965 French Grand Prix in Clermont-Ferrand where Jim Clark won from pole position and set the fastest lap around this new track that no one had driven on before (see below)
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Fast forward to the 9 minute mark you will see all the top drivers of that era tackling a fast downhill left - unfortunately you don’t see Graham Hill, who had an off day and ended up 13th I think - but the point remains valid.
Jim Clark drives a Lotus in this 1965 French Grand Prix race and is bombing away from the rest of the pack as was his usual MO. The interesting thing to notice is the turn. Clark’s Lotus is 2-3 feet inside the painted white line as he turns into the corner. It’s really more of a smooth elegant sweep into the corner. Clark clearly turns in much more earlier with the brakes - as we now know - are lightly caressed. Clark smoothly glides through out of the turn as he disappears from view carrying crucial extra speed. Then the rest come and the difference is soon clear. Jackie Stewart’s BRM P261 car grazes the line and grappling with more understeer than he might have liked finds himself to the right of the dotted line when he comes out of the turn. The V8 Ferrari of the great John Surtees also grazes the line with a similar result. Dan Gurney’s Brabham BT11 car crosses the painted line and he pays for his aggressive stance by sitting cross the road’s dotted centre line. On this track at Clermont-Ferrand there were forty-eight corners in its five sinuous miles to perilously navigate and Clark using this MO had the nonchalant confidence and consistency as well as the driving artistry to increasingly pull ahead of the chasing pack to victory.
Analysing the Clark technique, Peter Collins (a former team manager at Team Lotus and Williams, and an avid Clark fan), who knows more about what makes great drivers than most, made a key observation, “His driving was incredibly fluid even in dramatic moments. Watching the first laps of various races you got a very strong impression that he was mentally more ahead of the car than was the opposition. Watching him leading at the ’Ring in 1967, for instance, the impressive thing was that there were no dead moments in transition from braking to turn-in, to throttle on. He was able to drive an understeering car in a four-wheel drift and judge the exits to perfection.”
Graham Hill, who was a good friend of Jim Clark’s as well as being a fiercely competitive rival on the track, knew better than most and so I shall let him have the final say on this. Hill in his penned eulogy to Jim Clark noted his mastery of taking the corner, “For a driver, the excitement of racing is controlling the car within very fine limits. It's a great big balancing act, motor racing. It's having the car broken away and drifting and doing exactly as you want it to do and getting around the corner as quickly as you can, and knowing that you've done it, and hoping that it is better than anyone else has done. You are aiming at perfection and never actually getting it. Now and then you say, "That's it. That's how I want to do that corner. Now beat that, you bastards." This is the essence of racing, and at this, Jimmy, in his era, was unsurpassed.”
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A word must be said about the cars these drivers drove. Racing cars in that era were extremely fast but also extremely unreliable. One can only lament how many world championships Moss, Hill, and Clark would have won if not for some mechanical car failure that did cost them dearly. In the case of Clark, he agonisingly lost the world championships in 1962 and 1964 due to oil leaks in the final race both times.
Of the three Hill was the most technical, not surprising given that he started life with the Royal Navy as a technician specialist. When he was racing Hill took notes of every test, every practice, every race and how his car handled specific track conditions and setups. He was constantly on top of his mechanics with these early versions of telemetry and his expertise on engineering meant that the difference between mechanic and driver was nothing more than a grey area. According to some of the mechanics who worked with Hill, it was sometimes impossible to please him. Both Moss and Clark by contrast didn’t really bother with that side but rather they just jumped into the car and worked around the problems on the track relying on their natural flair and genius. That’s how brilliant they both were.
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So how would Moss and Clark fare if they both had the same car and barring any technical issues. There are no certainties but they did both briefly overlap in their careers, as Moss was coming to the end of his and Clark was about to start his ascension. The race that most would point to is the 1961 South African Grand Prix. Stirling Moss was the undisputed world's best in 1961, pulling off some famous victories in inferior equipment, but Clark's performances at the end of the season showed that things were changing. Clark's Lotus Climax 21 car had beaten the slightly older Lotus Climax 18/21 model of Moss in the Natal Grand Prix earlier in the month, but the East London race stepped things up a notch. Clark was fastest in qualifying and started on pole position with Moss +0.2 seconds behind.
Both Clark and his Team Lotus team mate Trevor Taylor led the way at the start but but Moss was soon into second and took the lead when Clark spun avoiding another car. Now Clark charged, despite sustaining gearbox damage, lapping faster than his pole time, and Moss was powerless to stop him coming through to win."Moss pulled in behind Clark and tried to stay in his slipstream but could not keep up with Clark's fast and furious driving and fell slowly, but surely, behind," read Autosport's report. "Clark demonstrated that the world championship is no pipe-dream for him." Clark was a little more circumspect, though beating Moss was clearly a watershed: "I had the satisfaction of beating Stirling twice in two weeks, although, in all fairness, my car was newer than his," he wrote in his 1964 book, Jim Clark - At the wheel.
That Clark was being characteristically modest and magnanimous isn’t the main point to take away. The point is made by Colin Chapman the iconic genius behind Lotus who said of Clark, “when there was no mechanical trouble, Clark absolutely blew away the opposition. One prime example of that was the 1967 German Grand Prix when the Lotus was not an easy car to drive but still Clark got pole in it by a staggering 9 seconds. This also brought out another of Clark’s skills – to drive around problems. He was capable of driving a car with any given setup – he never asked to change the setup to make it to his liking, he went out on track and tried to make the car go faster by adjusting accordingly at corners, which was very easy for him as he had a very smooth driving style and it never looked like he was trying to muscle the car across the corners.”
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Once Clark was in front he was almost unbeatable. No matter who you were or how good you were, Clark was quicker and relentless. It was almost game over once Clark took the lead and slowly pulled away from the rest. Graham Hill said in his eulogy to Jim Clark, “He was also particularly competitive, particularly aggressive, but he combined this with an extremely good sense of what not to do. One can be overthrusting—aggressive to the point of being dangerous. Well, this Jimmy was not. But he was a fighter, a fighter that you could never shake off. He invariably shot into the lead and killed off the others, building up a lead that sapped their will to win.”
This is one main reason with all things being equal, Clark would beat Moss and Moss would beat Hill. The really scary thing about Clark’s complete mastery of driving was what Colin Chapman said years later, "I think Jim never drove really 100% - he was so good, he didn’t need it to beat the others. Perhaps only in Monza 1967 he had the knife between his teeth...."
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Moss is rightly celebrated as an icon of motor racing. Moss had a fantastic 15 year career on the track and just as importantly he had an even longer one off the track as the fantastic ambassador of Grand Prix racing. Moss lived to be 90 years old and he used that time to deservedly cement his legendary status as a Formula One great. He was a very charismatic and convivial personality. He is revered by contemporary drivers and racing fans because his presence was anywhere and everywhere. No racing event would be complete without the vintage stardust of the great Sir Stirling Moss. At Goodwood and at the RAC Club racing enthusiasts would mill around him and listen to his endless yarns. At race circuits during the Grand Prix season his presence in paddock would stop everything as racers and technical crew were in awe of him.
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In contrast Jim Clark’s racing career was tragically cut short to a mere 8 years and yet he had achieved so much at the age of 32 years old. Arguably his death had the greater impact because it was more keenly felt by his peers and those within the racing world. So when he was killed by a puncture during the wet Formula 2 Deutschland Trophy race at Hockenheim on 7 April 1968, after his Lotus crashed into unforgiving trees by the side of the track, race drivers around the world felt death’s hand on their shoulder, and asked themselves, “If it can happen to Jim Clark, what chance do we have?”
The consequence of Clark’s death cannot be stressed enough. Clark’s death was the sacrificial blood price for the more modern era drivers to race with greater driver safety measures in place and safer tracks for spectators that these days we today take for granted. A lot of credit is due to Clark’s close friend and team mate, the great Sir Jackie Stewart, who at the risk of his own personal reputation, pushed hard for the racing world to take driver safety seriously. A lot of danger - and perhaps even the excitement - has been taken out as Moss used to say. But there is no question racing - whilst still relatively dangerous because of the higher speeds they are pushing for those micro margin of victories - is much safer than the dangerous era of Moss, Hill, and Clark.
So why isn’t he more well known or revered by the general public (as opposed to hard core racing fans and those within the racing world)? I suspect it was due to his shyness and aversion to publicity. Clark grew up on a Scottish farm and he was clear to many that this was his roots that he always returned to. While he couldn’t entirely avoid the glamour of the racing world with its hedonistic side effects of women, sex and fast cars - as personified by Graham Hill or James Hunt - Clark eschewed all that in favour of simple living on his Scottish farm. His only indulgence was an airplane that he used to piloted into race circuits in Europe - Hill could fly too and it cost him his life in 1975 in a tragic plane accident. Clark simply loved racing. The proud Scot was a gentleman with self-deprecating charm and modesty to match. He was simply a good and decent man revered by his own peers in his own time.
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At Clark’s funeral, Jim Clark Snr, beloved father, confessed to Dan Gurney, a racing rival, that he was the only man his son had feared. Gurney, who died in January 2018, spoke of Clark thus: “It is certainly an honour to have had the opportunity to know him as a team-mate, a friend, and to have competed with him on so many memorable occasions. Jim whipped us so many times that we all sort of got used to it. Naturally, we didn’t like being whipped, but, it is probably a testimony to Jim’s integrity and stature among us, his peers, that we couldn’t help loving the lad in spite of it.”
Elizabeth ‘Widdy’ Cameron, whom Clark nearly married in 1960, and with whom he stayed close despite rising fame, said: “He was very shy. And he was a terrific gentleman. I didn't hear him say bad things about anybody. He was a good, good man and I hope everybody remembers that. He was very special.” Sir Jackie Stewart, the three time world champion and another great British driver, still sheds a tear when he’s asked about Jim Clark.  The two Scots were close friends, and three years earlier when Stewart had arrived in F1, he played the Robin role to Clark’s undisputed Batman. “Jim Clark,” he says still, “was everything I aspired to be, as a racing driver and as a man.” When Jim Clark this humble man as a product of his upbringing on a Scottish farm in the Scottish Borders insisted that inscribed on his tomb stone would be, ‘farmer and world champion’.
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Of course I never saw Moss, Hill and Clark race but I’m definitely in the camp that considers Jim Clark as not only the greatest British driver of all time but also arguably the best driver in the world of all time alongside that other most naturally gifted racer, Ayrton Senna. There’s not much to differentiate their greatness and genius.
It’s fitting that the final judgement of who was the best driver of the three should rest with their peers and contemporaries. Juan Manuel Fangio, the Argentine great is one of my favourite racers and one who is also considered one of the greatest of all time, said this about Clark in 1995: "He was better than I was - the greatest driver ever." Even the great Ayrton Senna when he went to Clark’s old Scottish boarding school, Loretto, confessed to the schoolboys, "After all - Jim Clark was the greatest driver ever."
The wonderful thing about arguing about who is the best with British icons like Moss, Hill, and Clark as examples is how the past can inspire the present generation of drivers to aspire to greater heights than the peers of the past. Who knows perhaps one day we will be talking about Lewis Hamilton or Max Verstappen in the same hushed tones of reverence and awe. Then as racing fans we should count our blessings that we can witness their special racing artistry on the track first hand while we can in the same way past generations were in awe of such special talents as Moss, Hill, and Clark.
Thanks for your question.
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ahgapride98 · 5 years
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REFLECTION ABOUT GOT7’S COMEBACK
Hello baby birds! I know it has been a long time since I last posted and I’m so sorry about it, I’ve been extremely busy with college and life in general and couldn’t find time to post anything here. But… good news: I’m finally free and I plan on finishing my ‘Memory Lane’ series, but first I need to address some things regarding this comeback that I’m not so happy about.
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1. GOT7’s ‘Eclipse’ MV views in the first 24h. It’s no secret that we only got 6’5M views for Eclipse in the first 24h after its release (less than the views for ‘Miracle’ and ‘Focus On Me’ – JUS2 subunit). Now, I don’t really know who we should blame for this: YouTube or ourselves? While streaming the MV I noticed that the views were frozen for approximately 1h whole hour, and the worst part of all is that we never got those views back. I was so mad at YouTube for doing us dirty when we were putting all of our best efforts there for the boys (we had a great start, 500.000 views in just 1h after the release); But another thing I also noticed was that our streaming party didn’t really work, it was like ahgases were not working together to reach our 15M goal. It almost felt like we weren’t there, and that makes me sad because we almost got the same result as we did with ‘Look’ (6M views). I really had big hopes of breaking Lullaby’s record (10M in the first 24h), but it seems like we are going backwards instead of forward. This made me feel like the fandom decreased instead of growing - something that is not true because our fandom got bigger after the world tour. Now, like I said before, I don’t know if we should blame YouTube for this or ourselves. I honestly think it’s a combination of both, YouTube really did us dirty but we should have tried harder for our boys. (Funny thing: our views in the first 24h were really low but we managed to reach 30M views in just 5 days, beating our own record…).
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2. Melon issue. This is something I talked about in my ‘Lullaby Comeback Reflection’ post, and I still think the same thing. I don’t know why Melon hates us, but they do. On the first day (20/05), we debuted at number 52, and just went downhill from there reaching the 71st place. Then, on the second day (21/05), it seemed like we went up for a bit and managed to reach the 45th position, then we dropped to 55 and from there we charted 100 and eventually disappeared from the chart. On the third day (22/05), we appeared again at number 90 only to drop to the 91st place, and then go up to 75. Finally, on the fourth day (23/05), we charted the 82nd place and after that we disappeared from the chart. As you can see our results are not good enough, ‘Eclipse’ charted really low compared to other songs. On top of that, we only charted for four days before completely disappearing from the Melon chart. I’m positive this is Melon’s doing, they did us dirty in our last comeback too and I wouldn’t be surprised if they are supressing our listeners and sabotaging our streaming party. I’m so sorry for the boys because they worked really hard for this, but their efforts are still not recognised in Korean charts (specially Melon).
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3. Timing. This is a really important point. We have to be honest and admit that GOT7’s comeback came in the worst time ever. First of all, it was scheduled shortly after Bambam’s ‘Black Feather Tour’ in Thailand, Jackson’s birthday fan meeting in China and JUS2 debut and tour. Many ahgases spent a lot of money buying the new subunit albums and tickets for all the shows. Also, we have the world tour just around the corner, so it makes sense that many ahgases prefer saving their money to buy tickets for the tour instead of buying the new albums. On top of that, we can’t forget that the majority of the fandom are teenagers and young adults that have final exams around this time of the year (myself included, the day of the comeback I had my first final exam in college). This obviously made the fandom focus on other things that were by far more important to us than the comeback (sad but true).
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4. Sales – Album stock. This is closely related to the last point. Because of the timing the comeback was scheduled, our sales weren’t good either. On the first day, we sold 62,002 copies (our best result ever), but throughout the week we only managed to sell 214.125 copies (not good enough to win on music shows). Now, this has to do with the lack of stock: for some reason there weren’t enough albums and a lot of ahgases had to wait until Wednesday to be able to purchase them (that’s a whole day lost there, thanks for nothing JYP…). I don’t understand why this happened, especially if we take into account that GOT7 is the best album-seller under JYP Entertainment (‘Eyes On You’ sold 223.844 copies in the first week, the best-selling album under the company). They should have been more prepared and have stock ready knowing that even though GOT7 are not digital monsters, the rock with album sales.
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5. Music shows. We don’t have to be geniuses to know that with our bad charting and lower sales, we have very few options of winning with ‘Eclipse’, even if we do well with MV views. In music programs, they give more importance to digital sales than physical album sales, and since we are not even charting anymore (in most charts), I am going to be honest here and say that I don’t think we are going to win anything (‘You Are’ 2.0). My thoughts are based -specially- after today’s Show Champion: we were nominated but didn’t win. Usually the time to bring trophies home is during the first week after the comeback was released (or the second week of promotions), after the first week winning is really hard. But based on our horrible start and everything that happened last week, I don’t think we are going to get any trophy with this comeback (just my opinion, I could still be wrong).
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EDIT: I WAS WRONG, WE WON ON MCOUNTDOWN (30/05), MUSIC BANK (31/05) AND INKIGAYO (02/06)!!!!! 💚💚
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6. JYP Division 2 - Promotions. This is something that has to do with this comeback, but also something that I have been accumulating for months now. The way Division 2 handles and promotes GOT7 is pure shit, it’s like they are not even focusing on them. First, they barely put them on variety shows, and the only one they went to -Idol Room- was lacking promotion music wise; and the promotion period is just two weeks (meaning that this upcoming week is the last one we will be seeing them on music shows). They spent the first 30 minutes of the program talking and messing around with Doni and Coni, and then introduced ‘Eclipse’. For a non GOT7 fan, an outsider, this could get boring pretty fast. Secondly, the album stock situation: because of that mistake we lost sales, sales that were crucial for music shows. Thirdly, the time they decided to release the comeback was extremely bad calculated, they should have known this could happen. Also, their decision of debuting a new subunit and sending Bambam on tour was something benefitial at the moment but with not so good long term consequences, as everything now seems rushed and poorly done. I understand that it’s really hard to schedule comebacks, specially if we take into account the company as a whole: Itzy’s debut - JUS2 debut / Jinyoung drama - StrayKids comeback - Twice comeback - Itzy comeback - GOT7 world tour - Twice world tour - StrayKids world tour... but even though everything is packed, I still think that things could have been done differently. There’s something wrong with the management team in Division 2 that is affecting GOT7 negatively, and that also makes me fear for Itzy (as both groups are under this division).
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7. JYP strict rules towards fans – Fansigns problems. This point has to do with issues that happened weeks prior to the comeback, but that is clearly affecting the promotions. In case you didn’t know, ‘fans’ followed GOT7 members everywhere (yes, even to their homes), the situation got so out of control that even the boys had to post in their personal Instagram accounts the official statement released by JYP Entertainment, and because of that JYP reinforced the rules that ahgases must follow when they are with the boys. But this rules have gone as far as to not even allowing the fans to touch or high five the members in fansigns (now, let’s remember that the fans that go to the fansigns have spent a ridiculously huge amount of money on albums just to get the chance of going), and not letting the members write the names of the fans in the albums (they just basically sign the album and that’s it). And not only that, recently ahgases that went to one of the fansigns last week took to Twitter to express their discontent with how they were treated by the staff. I’ll leave some of the messages that ahgases posted on Twitter:
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I do agree that we must protect the boys, and I think those rules are great to be followed outside. But on a closed space with security to watch over everything that’s going on in the event, not allowing fans to even get a high five with the members is going a bit too far. Also, the staffs’ attitude needs to be checked: they are there working, not having fun with their friends. They should know their position in the fansigns, and not disturb the conversations going on between fans and the members of GOT7. I really hope JYP Entertainment thinks things over, because if not the consequences could be catastrophic. Take as an example the upcoming tour, no info about VIP tickets has been released yet. In fact, for the America leg of the tour there are no VIP tickets. That makes me wonder how things are going to be done in the tour.
8. Album and comeback thoughts (focused on just the boys and music). After so many negative comments, the only good thing about all of this is seeing the boys together and doing what they love. I can’t express with words how happy I am to see them together again after so much time. Also, the whole album is a bop. It’s the bop of the year (fight me on that): all the songs are amazing, the vocals, the raps, the lyrics, the music, the style, the concep... just everything is out of this world. I’m so glad that they get to perform on stage and carry out the message this album has. I couldn’t relate more with the meaning of this album, and I know we all ahgases feel the same way. Even though a lot of negative things have happened in the past few weeks, I’m still happy to see they are back and better than ever. As their fans, the only thing we can do is support them no matter what and be there for them just like they are here for us when we need them the most. Also, I can’t wait for the tour to start and I can’t wait to see them again this year. I’m so excited that just listening to the songs of the last tour makes me feel tingly on the inside!
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Well baby birds, that’s it for today’s post. I’ll update my ‘Memory Lane’ series as soon as possible as some of you have been asking for the remaining members. I love you all!!! 💚🐥💚
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greensunprincess · 7 years
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Triumphs as a Storyteller
I wanna talk about exalted a bit here, just because I had a surge of pride in our campaign:
First off, this campaign, which is nameless, mostly due to it being so hard to quantify, we seldom stay in one place long enough to name it after a place, the party is divisive enough to have naming it after a goal to be a little too complicated. . . so it’s just called Exalted. It should be noted there are multiple exalted campaigns being run, which everyone defines by their difference from MY Exalted (i.e. Scrub Exalted, Side Exalted, Bros-night Exalted). When we say “we’re running exalted” they mean my game, which I like.
Secondly, this one story has been running for FIVE YEARS. and I don’t mean that in game time. I mean in real time. In fact, only one of the players present at the beginning of the campaign is still in it (not counting me) and NONE of the starting party of Solars are still alive (One of them became part of Gaia, and so he continues to exist as a spirit but. . . he doesn’t count) The same circle is still together, however, tied together by a city they once saved and their past life memories.
Thirdly: In game time, enough time has passed for the newest Solar addition to be of age with one of the original Solar’s kids (the two of them started dating) The Solar who became part of Gaia has two daughters, who are old enough to be Queens of a different nation in their own right, and have kids of their own. There’s a lot of family based RP in it, and a lot of interesting coming of age stories, both of the characters and eventually their kids, allowing in game parallels which I love.
In terms of more blatant bragging, I’ve managed to tempt three seprate players into accepting an Akuma deal through honeyed tongue alone, even with them knowing that I’m mean and more than likely to compel them/ take control of their characters as Yozi can do. I’ve brought the entire table to tears at least a dozen times, and individual players to extreme emotional responses more than I can count(read: not just rage due to shitty gameplay, but character bleed), which is perhaps what I am most proud of.
In terms of pure events: We’ve had several people nearly sleep with Luna, someone HAS slept with Lilith, we once had our archer Night try and punch a Hekatonchire in the face. That same night then got bucked and thrown twenty miles, and survive. We had an airship crash into a manse the Solar’s had conquered, nearly destroying it. We had a battle against a giant river squid, and then a desperate attempt to detach a city from a underworld copy of itself, before the two merge and plummet into the void together.  The Brave Archer Night caste saves a simple country doctor from an Infernal Trap. (Remember this, it will be important later! Date: early 2012) The Solars survive getting all their intimacies reversed, prompting them to turn on everyone and each other, and then having the city they were in tossed into the deep wyld. Our Twilight got so mad that someone stole his gun that he created a wagon that moved faster than sound to pursue them. Our token Lunar both impregnated someone and got pregnant in the same session. She then traveled across the world to acquire an artifact that controlled reincarnation so that a kind and sad ghost could reincarnate into the baby in her belly. The party accidentally summons Mercury into an Infernal trap, and both the Twilight and the Lunar bonded to him die in her defense. (And everyone was terrified of Shredderkin forevermore) Our dawn surfs on his sword on a wave of Lava, punches a tower out of the sky, and uses the Sun’s own laser to kill an Infernal. The party confronts Juggernaught and the mask of winters at the gates of Fallen Lookshy, and, with the brave and true sacrifice of the oldest remaining Solar (the same twilight who punched the Hekatonchire), manage to break the Mask’s mask, kill him, and team up with Lookshyan rangers, the Elemental Dragon of Air, and an Infernal Princess to destroy the walking fortress just before it turns Lookshy and half the scavenger lands into a Shadowland. During that same fight, our Dawn learns that he accidentally impregnated his shape-shifting dragon-horse mount, and she gives birth to a daughter literally ON Juggernaught’s back, whose mint-new soul is the perfect place for shards from the Mask’s broken soul to nestle. That same girl is kidnapped and tortured to death at age 10, and becomes a hideous Abyssal. Dawn swears by all that is holy that he will cure her. (this is also important date: late 2014 i think) The new Night Caste starts hate-dating the leader of all the Infernals, Hell’s top general, the leader of the Reclaimation. They get way too close, and actively avoid killing each other even though their armies are diametrically opposed. Party joins a war, helps the Brides of Ahlat overthrow their husband, and then they kill him. HIs manor is declared a cursed place after a party member dies horribly there. (And everyone is afraid of Ahlat’s manor forevermore, second only to shredderkin) Party raids a Realm Embassy, barely survives a battle against nearly two dozen dragon blooded, ends up fighting Anys Syn herself, escaping only because the dead Night caste’s mother is equally attached to the new night caste, and she happens to be a millennia old Sideral. Party escapes to Hell, where they adjudicate a domestic dispute between three Yozi. Dawn is given a carbon copy of his Abyssal daughter, but this one became a Solar instead. Everyone suspects the Ebon Dragon. Dawn adopts the spare daughter anyway, dares anyone to tell him she’s not his. Night’s hate date tells party she’s going to steal the US’s spear. Party rallies an entire nation to stop her, starts a war with the bull, fights a hundred battles only to lose horribly against her in the final moment. Turns out she only wanted it for one brief task, which she traded to Adorjan in exchange for curing her daughter of something horrible (Shredderkin is no longer insane! Still very scary) Less than a day later, Party fights a full circle of Abyssals lead by another Deathlord. Somehow wins, thanks to both strength of arms and the friends they made along the way. Turns out the simple country doctor was actually a third circle demon who fell in love with both Night Castes (Date of reveal: early 2017 - a four year con~!) Dawn redeems his daughter at the tail end of this fight. (Motivation achieved, only took three-ish years!)
. . . So yeah. I’m quite proud of this. I love exalted. Things have kind of ground to a halt recently, since we’ve been making the swap to 3rd ed, or rather, my own homebrew of 3rd ed. I’ve put more work and effort into this campaign then I have into the rest of my life combined (my transition not included)
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businessliveme · 4 years
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Stephen Hester, RSA Group CEO on Shifting Dynamics in Global P&C Industry
Stephen Hester, RSA Group CEO, talks about weathering the new challenges facing the global P&C industry such as changing customer expectations, disruptive technologies, climate change etc. Excerpts from an interview during a recent visit to Oman
The global insurance industry is going through a period of great transition due to changing customer expectations and the advent of disruptive technologies. According to you, what are the latest trends in the sector? Please talk about the new challenges facing the industry as well as the new opportunities.
It’s interesting to observe two contrasting perspectives in the transition of the global property and casualty (P&C) insurance industry. The first contrast is that our industry deals with risk, and the world has always had risk and will always have risk in the future. Today there are many industries which maybe one day, the world will no longer have any need for. But the world will always require the services of our industry. In that sense, our industry changes only very slowly, because the basic demand is always there for what we provide. The total of risk is very large and keeps us in business forever, but its nature is changing and evolving. For example, today the world is worrying about climate risk and cyber risk. Conversely, automotive crashes are reducing as road safety has improved a lot in recent years.
The other thing that is changing is data science. Insurance companies were the world’s first data scientists. The industry arose around 300 years ago out of the Great Fire of London. The whole idea was that if you could collect data from many different houses on how many were likely to have a fire and add the data together with a model and produce probability, you can insure against it. And throughout the last 300 years, what actuaries have been doing is just data science: they gathered data, processed it, drew conclusions and applied them. That was not such a recognized activity in the last 300 years; but today one of the most important trends in the world is data science. The way the world is really being driven into new areas is through the power and the ability to collect data more efficiently, process it, draw conclusions and apply them. That is behind the rise of the Internet, the artificial intelligence and all the new trends governing the world today.
Although the insurance industry in some ways is seen as slow and boring, it’s the centre of data science. And, every year we are being given new tools to intelligently collect information and data about risk, drawing conclusions and helping our customers by applying these conclusions.
All our actions at RSA fall into three categories: how we serve our customers better; how we make our products better, more intelligent in terms of underwriting, pricing and claims; and how we become more efficient. And the common denominator across all of these is technology and insight. If I take a Middle Eastern example of customer service advances, we have launched our digital motor platform in the UAE, where you can buy motor insurance from us on the Internet, which is of course how customers want to do things in increasing numbers.
When it comes to climate change, we are putting more resources into collecting climate data, understanding with much greater precision the areas that are exposed to flood, wind or other perils so that we will be able to offer risk management advice and price risk correctly.
How has been the year 2019 for RSA Group so far? How is the Group negotiating the changing macroeconomic, political and competitive environment in its different markets?
RSA is having a good 2019, building on a strong track record. If you look at the last five years at RSA, we have been doing a great deal of work to make sure that our businesses are strongly focused on the areas where we can win, specifically P&C, where we want to be specialists.
We also have an ambition to be best-in-class. Our objective is to be the best in each of our markets. In every one of our businesses around the world, we are aiming to be the best. We are looking to see where the best performance lies and to understand the gap between what we do and what the best does. We create action plans to close that gap, and it is this that has made RSA more successful on a global basis.
In fact, three of the last four years have been the best three underwriting years for RSA group in our history. But I would say the process is nowhere near finished, because even though we are better than before, we can be better still, and so right across our Group we are focused on continuing to improve.
We are trying to serve our customers better all the time. Customer expectations are changing rapidly due to the Internet, more information and more sophistication and we must improve against that backdrop.
Another area we are doing a huge amount of work is our product design. As I mentioned, the insurance is really data science. The world is moving fast, so we must keep changing in order to stay at the forefront of product design, underwriting and pricing. And finally, like every business, we have to become more efficient, our customers want good value for money so we must keep our costs down and technology is enabling us to do this.
Can you talk about your strategy and action plan for the post-Brexit European market?
On a personal basis, I care a lot about the subject, but on a professional basis, as the CEO of RSA, I can say that Brexit is not a big deal for us. It’s a big deal for the UK. One reason is that around 75 per cent of our business sits outside the UK. In all our international markets, we are doing business locally, in local currencies, with local people and with local regulation. And therefore, Brexit is not affecting us, as we are not importing and exporting goods from the UK.
Insurance as a product is also fairly resilient to economic change. So, in that sense, whether there are positive or negative consequences, insurance is less affected than some other more sensitive industries. Insurance companies might not be directly affected by Brexit, but if there is financial market upheaval that impacts everyone.
Are you expecting more consolidation in the global insurance market?
I think there will be more consolidation in the global insurance market because it has quite slow organic growth, the industry is mature, and the world economy is growing only slowly. However, I think the consolidation will be more about in-market consolidation and not so much about diversification. I don’t think it will be a dramatic trend. It will be a deal here, a deal there and a deal somewhere else. If you look at the top five insurance companies in I think most markets today, it’s almost same as the top five insurance companies ten years ago. In most markets, the changes are quite small. Ours is an industry which will continue to offer a range of competition for our customers and where the traditional companies like RSA, if we manage ourselves well, can succeed for many years into the future.
How is the industry gearing up for the challenges posed by the climate change and its possible repercussions on the global market?
Property risk is the biggest single risk that insurers deal with and climate change affects this risk the most. All insurers are putting more work into climate change modelling, so that we can price risk correctly and we can advise our customers properly.
In addition, one of our big specialty segments is renewable energy. We are one of the biggest insurers in the world in renewable energy, which is of course one of the effective solutions to climate change. We are probably the world’s leading insurer of the wind power. We do other kinds of renewables, but wind is our biggest market share.
And thirdly, we are trying to be responsible citizens ourselves. And so, as a company, we have climate change targets and investment targets. We are trying not to invest in the word’s most polluting industries. Insurers do not create much pollution themselves, so this is a small contribution. I think our main role is around managing the risks of climate change and providing insurance products that help protect people against the effects of more extreme weather.
How is your Middle East market faring, compared to other regions?
Our business in the Middle East is excellent. We are doing well in each of the markets we are in, especially in Oman and the UAE. We are already amongst the best insurers in our specialty areas. Our financial performance is strong. We have good client acceptance and our businesses here in the Middle East are taking advantage of the knowledge and expertise we have developed in other bigger markets like the UK or Canada. We can really give our clients here the advantages of our international expertise, delivered in a local way, with local company, local people and here in Oman with a local stock market listing. And that combination of international strength and expertise with local delivery seems to be a good formula for us in the Middle East especially as many of our competitors do not have that international angle.
The post Stephen Hester, RSA Group CEO on Shifting Dynamics in Global P&C Industry appeared first on Businessliveme.com.
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World Of Warships Cheat
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Different to one particular vessels, commanding a plane company entails you know not simply controlling and snapping shots. til you might have turned up at the very least of level four. . |The tranquil area, the lateral litheness, the transmittable confidence… taking a look at him fillet survive week’s Woodsy Allen collage essential me directly to the Leipzig Metropole and also the extraordinary summer time time of ’78. |premium machine Wargaming’s military services triumvirate is almost perform. |Perfectly-famous for World of Tanks and World of Warplanes, Wargaming’s thirdly MMO subject, World Of Warships Free Premium Code, has eventually long gone into beta. |These 3 godmode aimbots are exclusive for the esports world, ditching imagination and sci-fi types for any sensible warfare } }|positioning during the early-to-mid 20th century. In conclusion, even so, his basic sense is usually the fact that the premium was “enthralling,” and that he observed that it's easy-to-use adjustments and also a superior being taught shape: “You master fairly quickly that torpedoes harm. On the top of this, you will find destroyers or airplane which makes very close functions that has got to be thought of.Ins The game has “potential to become a significant amount like naval warfare,” Watts areas, “but it can take coordination that testers haven’t up to this point made. As compared to the realist inside me dearly loved it as a result of that has taken place in naval deal with, the game player inside me recognizes that I’d be fairly inflammed literally was surrounding the experiencing finished look.” In conclusion, he's considerable would like the game, extremely as developing quantities of ships are put in perform just about every faction. perform faction, and making people continue to min/maximum, or choose all sorts of things they love leading, provides the premium the proper possible choices. |Cruisers depend upon efficiency and maneuverability to keep still living. Plug-ins are in which the diverse kinds of units for boosting vessels are proven and performance admission to the tech plant. veteran American cruiser, USS Erie, relates to dock. Zeppelins impart heaven with squadrons of bi-airplanes and monoplanes from airplane carriers combined with spotter airplanes from capital ships. 2 types of struggles are fought to protect against. |Game enthusiasts begin with an sum It cruiser, the 1st rung with the tech plant. belonging to the premium is visible if your velocity will begin. Torpedoes may be used in either reduce or large spreads and possess the absolute minimum arming extended distance. Game enthusiasts receive XP and credits. Steven Seagal has had poor behaving to get started not hunting like even his actual physical shape is substantial. |Game enthusiasts must pilot their units, manage their weapons and get used to altering environment situations mid overcome. Unless of course Irma’s ongoing porridge experiments turn out practical, I'm hesitant today’s line must carry the particular kind of an pointer finger inconveniencing gallery. World of Warships also been given a whole new premium method-Bastion.This considerable-level method notices captains assaulting or safe guarding get-focused fortifications. game’s minimap, profile progressing, and rankings method. Vietnam, Afghanistan, and Balkans-themed maps might be studded with capturable bases. |Presuming it is highly regarded, be prepared for thoughts of Heliborne hellraising before long. even if CMANO development store or possibly a stand alone wargame. Pull attention far from opponent attackers with lavish pyrotechnic monitors. In summary, the Sc is known as a loathsome lummox.
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