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yhsgrs-blog · 5 years ago

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GIVING BACK TO THE COMMUNITY

Giving Back to the Community

You know the song, the one that says it’s the most wonderful time of the year. Well, there is something to it and it’s called GIVING BACK. The current year is coming to a close, celebration of Christmas and other Faith Driven Holiday Celebrations. All mean different things to different people, but most always represent joy, peace, gratitude, and hopefulness.

If you look around, you will notice a giving spirit exists unlike at other times of the year. Why can’t it be that way every day of every year? We think it can. It just takes effort, because giving back is not seasonal. Here is what we are doing and how you can help.

Many homeowners wanting to enjoy this Holiday season are less than enthusiastic because they feel trapped. They’re desperate to exit their current home and give themselves a big Christmas Gift – a NEW place to call home.

Furthermore, having peace of mind and getting top dollar for your home while giving back. Experience counts!

As a result of working with over 10,000 families over 30 years and through three documented recessions, we have developed a special market-proof program to quickly get an acceptable “cash” offer on any home for market value. So, we are giving Home Owners wanting to make a move a very special gift this holiday season.

OUR GUARANTEE to you, your friends and family

We will guarantee, in writing, a Cash Offer within 24 Hours at a Price Acceptable to any Home Owner wanting to sell the place they call home.*

There is some risk on my part to make such an incredible guarantee, but we are selling just about every home we list for the market value price. Sometimes even more, so there is no reason for area homeowners, your friends, and family, to fret about selling right now. This is where you come in… If you or anyone you know is considering making a move, we would like to offer them a FREE No Obligation to Sell Consultation to discuss just how they can make their move, get what they want and do it with the least hassle.

We are VERY CLOSE to our goal of raising money for Best Foot Forward Foundation this year, to provide an innovative and consistent program to foster care youths, Best Food Forward Foundation depends on Sponsorships and Donations.

As you know, we love making guarantees! Like our Buyer Satisfaction Guarantee: Love the home, or we’ll buy it back! Or our Seller Guarantee: Your Home Sold or We’ll Buy It! And we guarantee that a portion of our income WILL go to a very worthy cause like Best Foot Forward Foundation.

Refer your family and friends

Who do you know considering buying or selling a home you could refer to our real estate sales team? Not only will they benefit from our award-winning real estate service, but also a very worthy cause will also benefit as well. Moreover, we want to make it easy to refer your friends, neighbors, associates or family members considering making a move, so here are your options:

You can call me direct at 517-500-5747 or pass on our number.

If you are receiving this issue of Homeward Bound by mail, you can complete the Referral

Response Card enclosed or pass along one of our business cards. Over the decades of helping families sell or buy the place they call home, we have met some of the most wonderful, loving, caring people sharing the same Go Serve Big values we do! We hope you and your loved ones have an extra special Holiday Season filled with much joy and happiness

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Are you ready to buy your next home in the South Florida area? The vast majority of South Florida Buyers put themselves at an overwhelming disadvantage by approaching the process entirely wrong. The truth of the matter is, getting a Loan Pre-Approved is easy. Simply complete the form on this page to get a certified mortgage professional who can assist you in locating the absolute best mortgage rate and lowest closing costs possible.

Let us help…

Whether you are a South Florida home buyer or seller, working with a dynamic, knowledgeable, and ethical professional is essential. Contact us now to make sure you get the best price and the best service throughout the real estate process.

Looking for your perfect real estate match? Finding your dream agent is easy with The Stampini Team. Our team consists of top South Florida real estate agents to help you with your real estate needs! Call us today at 561-500-5747. Or feel free to share our contact information with anyone you know that needs expert help in buying or selling their home in the South Florida area.

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yhsgrs-blog · 6 years ago

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HOW MUCH DOES PMI COST?

What do we need to know about Private Mortgage Insurance? How much does PMI cost? Who will PMI protect, the lender or the borrower? Let’s find out…

If you put down less than 20% in cash, on your conventional mortgage loan. Chances are that you should plan to pay private mortgage insurance, otherwise known as PMI. It may sound like it might be a helpful protection against something happening to your mortgage. It is meant to protect the lenders, and not you.

Who gets protected in this policy?

The policy protects the lender just in case you stop making the payments on your mortgage.. Even though the lender is the beneficiary of the policy, you as the homeowner must pay the monthly premiums for PMI.

Here’s what you need to know about how it works and how much it costs to pay PMI.

Where do you pay PMI and how much does it cost?

The PMI cost is usually rolled into your monthly mortgage payment along with principal and interest, property taxes and your homeowners’ insurance premium. The cost depends on a few different factors, but you can generally expect a monthly premium of $30 to $70 for every hundred thousand that you borrowed.

According to Zillow, basically many lenders require a down payment of 20% in order to avoid the PMI.

Some homeowners determine to avoid PMI, wait to save more money, but then you’re paying off somebody else’s mortgage before buying while others explore options like homeownership, investment programs, and other things.

But depending on your financial situation, saving more money could mean years and years; and years you’re paying somebody else’s mortgage up. Something like this is an option for you. You just have to figure out what your options are and that you may have to face. PMI is an added expense on your mortgage.

Related Article: FHA Insurance

Is PMI forever and is it easy to remove?

Paying for PMI isn’t ideal. You won’t be on the hook forever. You can request the lender to remove PMI from your loan. Once you reach a loan to value ratio of 80% that includes paying for an appraisal to prove your loan is indeed 80% of the value of the home. So if you wait though, the lender is required to remove the PMI automatically once the loan balance is at 78% of the original home value. Although, still some lenders don’t remove this right on schedule. It’s important to know when PMI cost should drop according to your amortization schedule and call the lender to confirm your PMI. PMI will come off monthly payment when it’s time. So should you wait and save 20% for a down payment, will that take you years and years of you paying off somebody else’s mortgage?

How to avoid PMI?

Why? There are ways to put 10% down with no PMI. You can be sure to avoid PMI altogether if you simply save 20% or more for a down payment, simply that might not be so simple to many of us. So this is not always easy, of course, and it could take you far longer to save that amount of money, then it’s really worth it. You have so many different options. There are risks to going the slower route to imagine that it takes you five years to save the full down payment. You can then get a 30-year loan for 235,000 instead of 250,000 but if the interest rates rise, you’re taking that risk.

Also, your home has gone up in value so it probably isn’t worth it. So moving from a 4% interest rate to a 5% interest rate, increase your monthly payment. So might take it from 1342 let’s say, and principle and interest. You’ll also pay another extra $180 for property taxes and homeowners insurance and so on, bringing your total 1522.

Of course, there’s no guarantee that this is how things will play out. It’s impossible to predict. Interest rates will change even in the short term. So we never know what’s happening in the market and know how much does PMI cost until it actually starts to change. The point is that any strategy you use for buying a house comes with risk. Some owners, homeowners prefer to X sooner rather than later and leave the home buying plans up to chance.

If you really don’t want to pay PMI, you can research options for no PMI, mortgage insurance. You can also consider working with different types and working with us. We point you in the right way of what to do and who to talk to.

#homeinsurance #PMI #Mortgage #privatemortgageinsurance

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yhsgrs-blog · 6 years ago

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Facebook and Social Media Update in Real Estate

Are you looking to market better on Facebook? We all know Facebook advertising is a great marketing tool, but how to do it and what it is?

On this article, we will discuss important things and update about Facebook. We will also discuss how to best position any company on social media, no matter if you're big or small.

Facebook and Social Media Advertising

For starters, we've never seen an advertising medium in the history of advertising that is more complex since social media. If you look at any of the previous advertising mediums like TV, radio, print and how commercials on each of those mediums have evolved over the past 50 years. It's actually pretty stagnant.

TV commercials are still about 30 seconds with the only thing changing being FTC regulations on what can and cannot be shown. The print is pretty much the same thing. If you look at how they have evolved in just the past 5 or 10 years, they're actually all declining significantly because social media is capturing those budgets. We can see more and more of the percentage leaving TV, leaving radio and going into social media.

Quick History

Facebook is a social networking service founded by Mark Zuckerberg, it was initially limited by the founders to Harvard students but was expanded to other colleges in the Boston area, the Ivy League, and gradually most universities in the United States and Canada, corporations. By September 2006, it was expanded to everyone with a valid email address along with an age requirement of being 13 and older.

In 2011, Facebook still have large reach for brands and companies on Newsfeed and the government had not placed any rules on social media. We can just go to Google and grab random pictures and post them on brand pages. There were no laws or FTC regulations. You could post literally pictures of the president and the pope, whoever you wanted and no one can legally say anything otherwise.

Where is Facebook now?

Today, it's a completely different story. The FTC has started regulating social media posts heavily for brands. In 2012, Facebook has acquired Instagram. Now, it's the 2nd most popular social media platform after Facebook.

As millennial have grown into the strongest purchasing power demo online, if a company doesn't have a social media presence, they're probably not doing anything right.

How can real estate brand capture new leads in today’s technologically advanced society?

According to a recent study by Mediakix, the average person spends 35 minutes per day on Facebook. As the realtor, it gives you ample opportunity to get in front of the right people with your killer Facebook ads.

Where is Facebook going?

Facebook is now a paid to play platform, which a lot of people don't realize. The only way to get your voice across on Facebook is with paid advertising. Also, the average user who gets the ad only spends 1.3 seconds per post when scrolling.

Scrolling habits on Facebook or Instagram is 1.3 seconds. So, that's how much time a brand or a company or a realtor has to capture someone’s attention. You have to be able to capture someone within a blink of an eye or you just wasted your budget.

In the past 3 years, Dr. Pepper and with Metro PCS has a few organic posts. If you look at Coke or Nike, they probably have a few posts up. But you can instantly tell which ones have pay behind them and which ones do not, because even with 10 to 20 million fans, if they are putting up an organic post, if maybe has 5,000 impressions or 10,000 impressions, Facebook is forcing brands to pay money to be on their site.

As a realtor, how do you compete with companies that are spending thousands of dollars a day?

TARGET AUDIENCE

One of the biggest advantages of Facebook advertising is the ability to target a highly specific audience or known as a custom audience. Custom Audiences are built from customer data you already have or can easily get—making it easy to reconnect with the people who have already shown interest in your brand. You can show ads that remind them of products they have visited on your site.

Example:

You go on Google or Amazon and search for a new pair of socks and the next time you hop on Facebook that exact pair shows up. It's not magical.

These websites tell Facebook, “hey someone just searched for a sock on our website, can we put up an ad on your page?” For that exact thing, they're like, "sure."

It's actually brand connecting with Facebook, telling their ad platform what you searched for on the site. Facebook allows them to place ads for things you already searched for.

Now, real estate may be a little different but you can definitely use Facebook targeting capabilities in the same fashion. You can also put up a simple ad target and probably get 10,000-20,000 impressions. It will cost a little more in the long run, but you're going to get people that are way more into with what you're trying to sell. You can target exactly what you're looking for.

For real estate, most likely you will use lead generation ad, but you can really do a whole variety of target objectives.

Facebook marketing is a cost-effective way to get more leads. To get results, you need to know how to get the most out of your social media ad budget by targeting or re-targeting custom audiences.

What are Facebook impressions?

The impression is when someone does impressions or reach on Facebook, that's how many eyes are seeing it. If someone has 10,000 impressions, that means 10,000 people sought at any point. The tricky thing is, Facebook will count it if even a third of the ad was on the page.

So if someone maybe stops scrolling when a third of your ad was seen at the bottom of the page, it's still accounting. But that's why when you get those full views, you really have to count on your content. Because content is king.

How to get more followers on social media?

If I post 10 times a day, why don't I have more than 100 followers?

THE CONTENT

Honestly, the cheapest kind of marketing is word of mouth. If you're producing great content, you won't have to spend a dime because people will be sharing your content on their channels. When you start creating your content and advertisements, you really need to think about what type of content to put up that is going to engage with people. It needs to be something that's going to be interesting. And if your content is really good, people will follow you. People will share your content with their friends.

The real question is, what type of content are you posting? If your content is engaging and interesting, your followers and audience will build themselves. But don’t pay much attention to followers, what you want to look at is the engagement. It’s much better to have a page with 25,000 followers and 10% engagement than a page with twice as many followers, 50,000 but only 3% engagement.

How to produce good content on Facebook and other social media platform?

Do I need to hire someone to film a 32-second video?

No, because even Steven Spielberg doesn't know what your fans like, only you do. If you provide value to your users, they'll want more. For example, if you create a series of 3 Instagram posts that shows your latest listings, people probably going to keep scrolling.

But if you create a series of 3 Instagram posts that are focused on simple kitchen remodels, like stainless steel appliances or colorful box backsplashes and a rolling island, and tell people if they spend 5k today, it'll increase their home's value by 15k tomorrow. People would probably going to follow your page and hope that you give me more tips and tricks like that down the line.

After that, if you post a listing, they wouldn't be upset and not going to be annoyed because you've already given them value in the past. So, if they take a moment to read your ad, they'll probably get more value in the future.

THE 80/20 RULE

We always believe in the 80-20 rule; 80% of the time provide content that's interesting, engaging, fun, creative, and inspiring. And then 20% of the time, you can do your hard sell because you gave them 80% of the stuff they want or value. Now, if you're giving the audience stuff that they care about, they don't mind seeing your listing every now and then because you've given them stuff that provides value and not just trying to sell.

CONTENT TYPE

You always want to post new content. You really want to be sharing fresh and new stuff, not the same stories that people have heard for years.

Try to find new tips and tricks and new valuable information that you can provide people. Even if it's just following up with the current news in your industry and just sharing that information that's more valuable than just sharing the same old information that you've always had.

As long as you're getting new information or new ideas out to the followers seeing your content, the higher the chance you have people being interested. People would know that every day you'll be bringing them new stuff and not just random things that they don't care about.

VIDEO CONTENT

If you look at the early to mid-2000s, blogs were the rave. Everybody had a blog, and everybody's reading blogs. Blogs were driving millions of impressions of traffic to their site and people put their ads all over blogs.

But now everybody wants video. People want to watch the Internet, they don't want to read the Internet. People do not want to read the Internet. It's the same reason why people watch a lot more TV than reading books. It's the same thing on the Internet.

When people are looking at YouTube videos online, they might spend 30 to 60 seconds on it. So you really want to try to capture someone quickly but have quality content that valuable that people want to use.

Even if it's just you sitting at a desk, you definitely want to produce good quality. Make sure you have good lighting and make sure it's short. Don't go into 45 minutes or an hour-long video that no one would watch.

You can create a video where you can use that as content on Facebook as an ad or as just regular content. Also, you can start building a library of content on YouTube and share it on any of your social platforms. Use that video as your actual ads on any social platform.

ROI

ROI on social media is completely different than most forms of marketing because you really have to think about all the value you're getting out of it.

Once you spend $100,000 on a TV commercial or $5,000 on a radio ad for 30 seconds, that content would never be seen again or never be heard again on that channel. On Facebook, if you grab one person as a follower, you will have them until they unfollow or until they purchase something from you.

Whereas most other forms of advertising you're looking at 10 seconds and people are tuning out or muting the TV or going to get a drink. But when people are watching YouTube videos or looking at social media, they are focused on that and that only.

So when people talk about ROI, it's really an interesting question because you can't say if you go spend $1,000 on Facebook ads, you're going to get 3 houses sold.

ROI is so different in social media because you never know what you're getting out of it.

But in the next 3-5 years, it will pay off great because you're building audiences that are going to see your content every single day. And even though you're spending $500 on Instagram and you're only getting 100 followers a day in return, while you're still growing an audience over time, the organic reach or amount of views you're going to get in the future for money you spent in the past is going to be far greater than any other advertising medium you could spend money on.

Also Read: Real Estate Agent Highlight: Adrienne Cera

What the next 3-5 years will look like for brands on social media?

It's going to be crazy in the next 3-5 years for brands on social media. They've had some problems recently in the news with politics so they're trying to rebrand themselves. They're trying to get less of that content on Facebook and more about family and friends. But the good thing about Facebook is that they own Instagram and WhatsApp -the largest messaging app in the world. They own these 2 apps and they are about to get into the hardware industry as well. They have a lot of stuff in the near future that's going to be really interesting for their company overall.

And for the Facebook social platform itself, if it might not be as big as people think. For real estate, 5 or 10 years from now, millennials are still going to be buying houses. But then Gen Z is going to start buying houses and they're not going to be on Facebook.

Your advertising budget alone is going to be shifting like how it's shifting from TV, radio, and print to social media. You're going to see in the near future, a lot of the advertising budgets on Facebook and Twitter are going to be slowly shifting more towards Instagram and YouTube marketing. That is where social media is heading in terms of advertising dollars.

What's the future of Facebook?

In the future, if you go to a kid who's maybe 12 or 13 and say, "Hey, um, what do you think about Facebook?" Their first response will be, “oh, that's for old people”.In 2004, a Facebook page was all the rave in college, but now for Gen Z, that's what old people are on, and they don't want to be there because they're all about snap chat.

Millennials will still be there, but they will start to go away and go more towards Instagram, YouTube or Snap chat.

CONCLUSION

According to a study, 1.45 billion people log onto Facebook every day. This makes Facebook ads a great, cost-effective tool when you want to promote your products to a wide range of people.

To market your business successfully on Facebook and other social media platform, you need to understand it's unique opportunities and how it differs from other media. Just as you wouldn't run a radio ad on television, you shouldn't market on Facebook the way you'd market in a magazine or on your website.

Hard-sell tactics - such as using advertising slogans, posting repeatedly about a particular product or service, or providing lists of products and prices in isolation from any related conversation - will result in other users 'unfollowing' you. They may even post negative comments about your business.

Get more details about this topic by listening on this podcast episode with Matt Anderson. On this podcast episode, Matt will discuss Social Media Marketing with a focus on Facebook, where Facebook is today compared to other social media platforms and where he foresees it in the future. He will share tips and benefits for all business owners.

Matt is a former Sr. Social Strategist for billion-dollar brands, he strategized their marketing budgets on social media that ran up to $40K per day, 50% of that budget was on Facebook. Matt currently manages brand sponsorships and campaigns for over 25+ YouTube creators, whose followings total nearly 100 Million+ subscribers worldwide.

Subscribe on our Podcast for more Real Estate Tips and to learn more about Real Estate!

ITUNES | LIBSYN | SPOTIFY | YOUTUBE | STITCHER

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Looking for your perfect real estate match? Finding your dream agent is easy with The Stampini Team. Our team consists of top South Florida and Boca Raton real estate agents to help you with any of your real estate needs! Call us today at 561-500-5747. Or feel free to share our contact information with anyone you know that needs expert help in buying or selling their home in the South Florida area.

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YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

To discuss the details of this incredible option, call directly at 561-500-5747

It’s simple, Seller and The Stampini Team must agree on price and time of possession.

**conditions apply. CALL FOR DETAILS**

#facebookmarketing #facebookadvertising #facebookupdate #SocialMedia #socialmediaupdate #youtube #instagram #twitter #snapchat #whatsapp

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yhsgrs-blog · 6 years ago

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The Lazy Man’s Way to Home Staging

Home Staging: The Lazy Man’s Way

The lazy man's way to home staging is by home decorating. While there are some similarities, home decorating and home staging, for the most part, are vastly different. We add our personality and create a space that appeals to us when we are decorating our homes. Home decorating tell our family’s story to friends and relatives who visit.

But when we stage a home, we are taking the personality out of the space. We don’t want our potential buyers to walk in and be able to learn everything they can about our family’s lives.

If you are thinking of selling your home in South Florida, knowing what your home is worth is critical information to have. Find out what your South Florida home is really worth here.

When selling a home, it should be inviting and welcoming, but the majority of visitors should feel like they could live there. Personal spaces make buyers feel like they are intruding into your lives and space, which makes them very uncomfortable and less likely to give the home a careful look.

The lazy man's way to home staging vs. THE ART OF FIRST IMPRESSIONS

"Home Staging" is more than just preparing to sell your home in the South Florida area by making it look the best it can. It's really the art of first impressions.

Also Read: Preparing a House for Sale Checklist

Forget about the lazy man's way to home staging and follow these 14 quick and easy steps to stage your home to improve your home's "first impression."

Add a fresh coat of paint.

Make sure that the paint color is neutral. Gray, tan and off-white are just few of the neutral colors.

Add vibrant colors and use a variety of different colors and patterns.

Add things to accessorize such as blankets, throw rugs of colorful window treatments, flower, and also candles are some of the accents that you can add to the rooms.

Also add mirrors especially for reflection of light. If you're not getting enough light in a room, adding mirrors can definitely do great.

Add lamps - table lamps or floor lamps - those are awesome as well.

Freshen up your bathrooms by using brand new towels. Bright white towels are awesome for bathroom.

Make sure to clean baseboards, fans, and vents.

Do spring cleaning.

Declutter.

Depersonalize. Take down pictures of the family, it's tough but during selling your home it's really important.

Boost your curb appeal. To do that, you can simply add a welcome mat at your front door.

Buy fresh flower plants. Flowers in purple and yellow bright colors are awesome.

Make your home smell good. Use vanilla smell and natural smell flavors like cookies.

According to the National Association of Realtors (NAR), the average staging investment is between 1 and 3% of the home’s asking price, which generates a return of 8 to 10%! And the key to selling your home fast is by providing effective home staging. Read this to learn what a home staging professional can teach us about home staging.

In reality, only 10% of buyers can envision a home’s true potential. Even if they can, most buyers don’t want to spend time or money to do the work. Create a strong first impression for buyers and help them to envision the home as their own. Surely, you will be rewarded with a top-dollar sale in the shortest amount of time.

To learn more, watch Kristin Stampini as she teaches us how to stage your home so it will sell fast and for top dollar!

https://www.youtube.com/watch?v=dKEvS_yaHYI

Whether you are buying or selling a home in the South Florida area,

working with a dynamic, knowledgeable, and ethical professional

is an essential part of ensuring you get the best price and the best service throughout the process.

Looking for your perfect real estate match? Finding your dream agent is easy with The Stampini Team. The Stampini team consists of top local real estate agents in South Florida and top Boca Raton real estate agents to help you with any of your real estate needs! Call us today at 561-500-5747 or feel free to share our contact information to anyone you know that needs expert help in buying or selling their home in the South Florida area.

4 BIG REASONS TO CALL THE STAMPINI TEAM TO SELL YOUR HOME! 561-500-5747

1.) WE HAVE BUYERS IN WAITING

2.) YOUR HOME WILL SELL FOR $13,000 MORE*

3.) YOUR HOME WILL SELL 3 TIMES FASTER

4.) YOUR HOME IS MORE LIKELY TO SELL

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT*. No gimmicks! For information on our exclusive Guaranteed Sale Program, order a free report by calling us directly at 561-500-5747!

To Obtain Your FREE SPECIAL REPORT That Details How You Can Benefit From Our Unique Guaranteed Sale Program call us directly at 561-500-5747

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YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. We can help!

To discuss the details of this incredible option, call directly at 561-500-5747 or for a free report on this exclusive offer and how it works visit www.flaguaranteed.com

It’s simple, Seller and The Stampini Team must agree on price and time of possession.

**conditions apply. CALL FOR DETAILS**

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yhsgrs-blog · 6 years ago

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What Home Insurance Agencies Doesn’t Want You To Know

As a home buyer or as an investor, there are so many things coming at you. You're dealing with a mortgage and home insurance is required to get as part of the mortgage process. But a lot of times it's overlooked as something that you really need to protect your investment with.

When purchasing a new or next home, you’re going to need the home insurance and would want to keep the cost low. Most home insurance agency gives new home buyers some information that they can take with them beyond the closing. That information helps buyers if they ever do have a claim and getting them to the closing table because that's what they're excited about.

Also Read: 6 Things You Must Know Before You Buy a Home in South Florida

Your home insurance can vary by hundreds of dollars, depending on the insurance agency you buy your policy from.

What to look for when shopping for home insurance and how to keep the cost down?

THE COVERAGE

The home insurance coverage is the main portion of the policy that's going to pay if you do have a claim.

For example, in the middle of the night, a pipe burst and you call the insurance company. That is not the best time to find out all the things that you're not covered for. The best time to find that out is before you take out the policy.

Your insurance agency or company will give the coverage that you should have and the price to get you to the closing table. You can always increase the coverage later on. But a lot of times it's not just about the price. It can also be something regarding the roof or something else that makes a home not qualify for home insurance. As a buyer, you want to know that ahead of time.

YEAR BUILT

The first thing that you want to know when looking for a home and the most affordable insurance is the year built. The magic number in the State of Florida for Palm Beach County is 2002 and newer. March 1st, 2002 to be specific. So if the permit for that home was pulled to March 1st, 2002, you're going to get the credit for the building code and for the roof. And anything after 2002, you're going to get the best rate, and for new construction, you're going to get the very best rate.

There are so many things that change from county to county. In Dade and Broward County, the magic number is 1994 because after Hurricane Andrew they change the building code to September 1st, 1994.

WIND MITIGATION

For homes built in year 60’s, 70’s, and 80's, the solution to get your home insurance lower is to get a wind mitigation inspection. The wind mitigation is basically certifying how wind resistant your home is against a hurricane. However, the roof is the main thing that they're going to be looking at if your home was built prior to 2002.

ROOFING

If you're purchasing a home that's built prior to 2002, you can still get affordable home insurance. You want to be looking at when the roof was replaced if it's more than 15 years old that can be an issue. Check if the roof was replaced after 2002 because that's the magic number.

WINDOWS, FRONT DOOR &

GARAGE DOOR

In Florida, if you have hurricane shutters or opening protection, you will get a significant credit on your home insurance. But take note, you could have hurricane shutters all over your home, every window but if your front door is not hurricane rated, then you are not going to get that credit for anything.

The garage door is the biggest opening of your home. If the garage door is not hurricane rated, you're not going to get the credit because it's the biggest weakness in your home during a hurricane.

So you want to make sure to ask questions to your realtor. Is the front door rated or the sliders rated and is the garage door rated as well?

Also Read: The True Cost of Homeownership

FLOOD INSURANCE

Flood insurance is an interesting thing all over the country. In Florida, we're always struggling with flood insurance because the flood zones are constantly changing. While flood insurance isn't mandated here, it's a common requirement of mortgage lenders, particularly if you're in a high-risk flood zone.

Flood insurance is determined by rising water. If you have a pipe burst in your home or if your dishwasher starts leaking, that's a flood that would be covered under your home insurance. Now if there's a tropical storm that comes with so much water that starts going up your driveway and all of a sudden you're four inches deep in your home. That would be a flood but that is not covered under your home insurance even if you have hurricane insurance.

The entire state of Florida is a flood zone and it's really sectioned off by two different things.

1.Preferred flood zone

Preferred flood zone just means that you're in a lower risk zone. However, 20% of floods occur in those preferred flood zones.

2. Higher risk zone

That's where you see your mortgage company requiring you to carry flood insurance.

All of Florida's a flood zone, but you're not required necessarily to have flood insurance. But you need to make sure if you're paying for flood insurance because it's something that you want to risk.

So how much is flood insurance?

Typically, if you are in a preferred zone it's $482 for $250,000 worth of coverage. Now, if you need less coverage, you can opt-in for less and then the coverage goes down or the premium goes down.

What else can I look for to lower the home insurance cost?

Deductible

You can choose a little bit of a higher deductible. But if you're going to increase your deductible, make sure you have an emergency fund because that's when you're going to need it during an emergency. If the deductible is 5% of the coverage limit, for example, $10,000, you might not realize that's the insurance you're signing up for. As long as you know and you feel comfortable with the coverage that you have, that's fine. You can always increase your deductible if you can afford to do so.

You can also add an alarm system. If you have an alarm system, that's going to lower your rate and the coverage limits. Just make sure that you're not over-insuring your home.

For example, someone purchasing a home for $350,000 so they think, might as well ensure it for $350,000 but that's not really the rebuild cost. The contractor would typically charge you to rebuild the home. So that doesn't include land value. So really on a $350,000 home, you should not be insuring it necessarily for $350,000. It oftentimes is closer to $300,000 depending on if you have a pool or other things.

BUILDING COST

Building costs are constantly changing in the market, especially when there's a hurricane.

Prior to Irma and Hurricane Michael, things were pretty steady and hadn't changed. And a lot of home buyers and homeowners were able to adjust the costs down because the building costs weren't so high. At that time, it was around $125 a square foot. Now, on an average home with average finishes, it's closer to $140 to $150 a square foot. Sometimes it can be more depending on the finishes - kitchen built-ins, kind of cabinets, kind of countertops and flooring. All those things make a difference in the square footage amount that you would be paying a contractor. If you have a fireplace or bookcases, that's going to be more. But if you're just looking on average, it depends on a lot of things, but it ranges $140- $150/sq.

Call a Home Insurance Agent for a second opinion

Call a home insurance agent to compare before you even purchase it. We always recommend getting a second opinion. You want to deal with someone that is a professional license in the state and preferably someone that lives in the State and is well versed in the market. When you're looking at 2-3 homes, you should give a call at the insurance agency. The insurance agent can start running some quotes and just give you a ballpark scenario so that you know what to expect and review the inspections for you so that there aren't any hiccups during the process so that you can get to the closing table.

Also, there are several insurance agencies that give a very small credit for a much higher deductible. Your home insurance agent needs to check and see what the options are and how much it is really going to save you. If it's $160 a year, it's not worth it. But a difference of a couple of thousand dollars is huge.

CONCLUSION

Whether it's your primary home, an investment property, or just a seasonal property, make sure that you're dealing with a professional that really knows the market and what they're talking about the home insurance. Not all home insurance agencies are created equal. They have different experience levels.

The state of Florida has a lot of different types of homes. Some are single-family homes, some are villas, and some are townhomes. So if you're purchasing something that's a townhome or a villa, make sure that you know what type of insurance you are required to have.

Your lenders should know whether it's an interior policy only where you're just covering the wall coverings in and your flooring and your countertops in your furniture. Or if you need a single-family home policy, even though it's a townhome or a villa, you might have to be covering the entire thing, including the roof.

FOR MORE INFORMATION, LISTEN TO THIS TOPIC IN OUR PODCAST!

As a home buyer, you might forget about the home insurance once you have moved into your new home. And then when a claim happens, that's when people end up paying the most. On this podcast episode, we will explain all the tips and tricks to home insurance and what to look for. You will not want to miss this episode!

Are you set and ready to buy your first or next home to own? Our Priority Access provides you with HOT NEW Listings BEFORE They Hit Zillow & MLS! Our client’s love our Priority Access List! We are proactive and find homes that no other buyers have access too!Whether you are South Florida home buyer or seller, working with a dynamic, knowledgeable, and ethical professional is essential. Make sure you get the best price and the best service throughout the process.

****************************************************************

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

To discuss the details of this incredible option, call directly at 561-500-5747

It’s simple, Seller and The Stampini Team must agree on price and time of possession.

**conditions apply. CALL FOR DETAILS**

#buyahome #buyingahome #homebuyertips #homebuyingtips #homeinsurance #investortips

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yhsgrs-blog · 6 years ago

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PRICING YOUR HOME AND STRATEGIES TO HELP YOU SELL

WHEN SELLING YOUR SOUTH FLORIDA HOME, PRICING IS ONE OF THE MOST BASIC ESSENTIAL PARTS THAT YOU SHOULD NOT OVERLOOK. IN OUR CURRENT REAL ESTATE MARKET, THE BUYERS HAVE A LOT OF CHOICES. AND SINCE NO TWO HOMES ARE THE SAME, MAKING THAT DISTINCTION BETWEEN YOUR HOME AND THE DOZENS OF OTHERS IS IMPORTANT.

Today, we will share useful and effective tips when pricing your home and strategies to help you sell in this changing market.

Getting your home ready is the first step to do before pricing your home. Where and how do I start? – this is the number one question we get from sellers because they have no idea.

Answer: You have to know first what the buyers really dislike which a lot of local real estate professional would know when they’re showing properties.

To be honest, getting your home ready for sale is a big task, but it can be an exciting one. This home staging tips will help you get your home ready for the market!

PRICING YOUR HOME

Setting the right price for your home is not easy. Go too high, and you risk turning off every buyer in the marketplace, go too low, and you leave money on the table.

One simple but powerful technique for pricing your home is to spend time looking at comparable homes. By doing so, you will gain a better understanding of what a reasonable listing price looks like. Request for a Comparative Market Analysis (CMA). A CMA is an informal estimate of market value, based on sales of comparable properties. It generally takes into account various aspects of your home, including size, features, and annual costs. This informative tool (CMA ), but like any tool, it doesn’t work by itself. The CMA will always need to be interpreted by a professional.

An agent who knows your local market and what comparable homes have sold for recently will know your home’s true potential. No two agents price property in the same way. Some agents are much better at figuring out how to price your home than others, and most will do a lot of work for you and prepare a comparative market analysis ahead of time.

The Stampini Team does a collaborative effort to decide on what the pricing is, it helps the seller come to a decision, even if some seller thinks that they just want to sell. But for us, we want to sell fast and for top dollar. We don’t want to just sell your home.

Also Read: Preparing a House For Sale Checklist

PRICING YOUR HOME MYTH

Most sellers think that they can just go to Zillow or Realtor.com to get an opinion of their home’s value based on the average of what homes have sold for around them. That’s essentially what it is, it’s just an AVERAGE.

There’s really a lot of factors that go into pricing your home. How much updating is done? Is it well maintained? Is it move-in ready? Does it have a nice lot?

And if a buyer said“I want to spend no more than say $450,000 on a house”, websites will ask them to search from $400-$450 or $450-$500k. But if you’re pricing your home above, let’s say your home is worth $430k and you want to throw in negotiating room so you price it at $455k. The buyer will never see your home on the search result because it’s not on this $50,000 increment.

There are so many strategies into home pricing that sometimes sellers don’t realize how important it is to pick the right agent to sell the property. Some agents don’t put a lot of thought into helping the seller price their home. There’s a lot of different things that go into it.

*********************************************

Your Home Sold Guaranteed or We’ll Buy It!*

It’s simple, Seller and The Stampini Team must agree on price and time of possession. For information on our Exclusive Guaranteed Plan, dial call us directly at 561-500-5747

*Conditions apply. Call for details.

*********************************************

THE IMPORTANCE OF PRE-MARKETING

The biggest complaint we get in a hot market from buyers is that by the time they found out about the home, it’s already gone. So before we activate the home on the MLS, we create a buzz and start to pre-market the home for least a week or two.

Once the home is activated, we hold them off to the open house. We set up an open house on a weekend so that buyers can schedule a time to go see it and get a chance to throw their hat in the ring. It’s getting the buzz, it’s getting the exposure and it all helps the seller as well to get the highest price and sold in the fastest time.

THE IMPORTANCE OF MARKETING

A lot of the agents think that when they put a house on the MLS, that’s marketing, but it’s really not.

Once your home is ready for pictures then we start the marketing. If it looks like a good drone property we try to do some drone shots on the outside. We also start taking pictures and create video virtual tours and start marketing all over the place and on Social Media.

WE HAVE THE BUYERS!

4 BIG REASONS TO CALL THE STAMPINI TEAM TO SELL YOUR HOME! Call The Stampini Team at 561-500-5747.

1.) WE HAVE BUYERS IN WAITING –

We have 6,754 buyers in our database looking for a home in the area. It is likely that the buyer for your home is already in our database.

2.) YOUR HOME WILL SELL FOR $13,000 MORE* – We sell our clients homes for an average of 2.7% more money compared to the average area agent. On a $500,000 home, that’s an extra $13,500 more money in your pocket. 3.) YOUR HOME WILL SELL 3 TIMES FASTER – We sell our clients homes on average in only 30 days while the average area agent sells theirs in 94 days. 4.) YOUR HOME IS MORE LIKELY TO SELL – Not only do we sell our clients homes for more money and faster than average area agent, but your home is also more likely to sell. (Sellers automatically think their home is going to sell when they put it on the market and that is NOT true). We sell 85% of all homes we put on the market average local realtor 50%.

At The Stampini Team, we show them we have over almost 6,000 buyers just on our database that have given us their contact information that is looking for homes. So we take those people and we match our buyers with their house. We’re going to market to our own database of buyers.

When buyers come in, we make really great offers to get with them because if they don’t like a house, we’re going to go find them homes, even homes they can’t find online. It’s another unique characteristic of our team because some don’t even talk to their buyers. Also, 90% of agents don’t even do a presentation to the seller, they just show up with some comps and guess the home worth and that’s it.

How can you pick the perfect real estate agent?

Some sellers don’t even realize how important it is to hire the agent that knows the correct way of pricing your home. Sellers should also need to make sure that the agent they will choose knows how to market the home to sell. What most of the agent do is just go ahead and put it on the MLS and put signs in and then try to sell it that way. And how much money are they losing by doing that? A lot. There is an investor, a low ball offer, and they’re charging anywhere from a 7-10% on a commission. If that’s all the agent offers it’s just not enough.

To find the perfect agent, take time to research, talk to friends and colleagues about who they recommend. And interview multiple agents before making a decision. In addition, be sure to come to an agreement about a specific, documented marketing plan before signing the listing agreement with your agent.

The Stampini Team has a customized marketing plan for depending on price range and location before making a price decision.

Conclusion

One of the most important factors to consider when you’re selling a house is the pricing. You must pick the absolute right price tag based on how much your house is worth if you want it to sell.

You don’t want to overprice the house because you’re going to lose the freshness of the home’s appeal after the first two to three weeks of showings. Demand and interest wane after 21 days or so. Of course, there’s nothing stopping you from dropping your price later, but this can be a matter of too-little-too-late.

You want to make sure that you serve up your house with a price where it should be priced realistically. If you overprice the home and slowly walked down the price over time, you actually net less money.

The market’s going to tell you right away if it’s priced appropriately. If you’re getting no showings, then your home is overpriced. If you’re getting few showings, ask your agent what is the normal volume of showings for that price range. An experienced agent will know that but new agents will have no idea. Agents that don’t show many homes will have no idea. If you’re getting plenty of showings but no offers, then you’re probably a little bit overpriced. And if you’re getting offers, you’re right on target.

Are you set and ready to sell? Our

VIP Seller Service

provides you with timely, online, direct feedback from prospective buyers. Your home will sell FASTER and for MORE money!

Whether you are South Florida home buyer or seller, working with a dynamic, knowledgeable, and ethical professional is essential. Make sure you get the best price and the best service throughout the process.

****************************************************************

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

To discuss the details of this incredible option, call directly at 561-500-5747

It’s simple, Seller and The Stampini Team must agree on price and time of possession.

**conditions apply. CALL FOR DETAILS**

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yhsgrs-blog · 6 years ago

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REAL ESTATE AGENT HIGHLIGHT: ADRIENNE CERA

A good real estate agent is attentive to the unique needs of their individual clients. We are organized, follow up with leads, communicate well, and pay close attention to our client’s needs.

At The Stampini Team, we have one-on-ones with all of our real estate agents every single month. We go over their production, what they’re doing, what their issues are, list of what they need help with, and what they’re doing well with anyways.

Today, our real estate agent spotlight focuses on Adrienne Cera. She’s been with us for two months, full time and she already met with 29 people face-to-face.

Name: Adrienne Cera

Job Title: Buyer’s Agent

We’ve had 29 appointments for her face to face with those she has to disclose 4 under contract and 4 in her pipeline so that’s a matter of 10 people in two months that she’s just going to get close, just in the people that we have sent her already.

Let’s learn what she loves about working on a team and especially our real estate team!

Adrienne – It’s an opportunity to have face-to-face appointments with buyers every week new people new, new capable buyers that all I have to do is do my job do the best I can for them as the real estate agent instead of trying to find all my marketing and leads and do all these things on my own. I can concentrate on my buyer’s needs and their needs alone. It’s great.

So you don’t have to make any appointments yourself?

No, I don’t. I get one-on-one set for me I put the availability on my calendar and I get appointments set. I know what they’re looking for ahead of time so I can be prepared to show them a few things when we’re meeting and have an opportunity to be able to be prepared and know exactly what they want.

And do you get support?

Yes. Absolutely. Anytime I need anything, any questions asked, anything on contract. Kristin and Mark have been through it all and they can answer any questions that I have.

And you also have a team that can help you show properties if you want to take vacation things away.

Yes, I have a vacation scheduled for the end of the month and I have Mark going to one of my closings.

We love having Adrienne on our team. Watch this quick video of Adrienne as she talks about what she loves about working on our team!

Watch this video

on YouTube

We are hiring, reach out to us if you know anyone that may be a good fit for our team 561-221-2292.

#bocarealestate #realestateagentsSouthFlorida #RealEstateTeam #realtorbocaraton #southfloridahomes #TheStampiniTeam #topbocaratonrealestateagents

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yhsgrs-blog · 6 years ago

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WHY LOCAL REAL ESTATE PROFESSIONAL NEVER FAILS?

CHOOSING THE RIGHT LOCAL REAL ESTATE PROFESSIONAL CAN REALLY MAKE ALL THE DIFFERENCE IN THE SUCCESSFUL TRANSFER OF A PROPERTY.

Here’s everything you need to know about choosing the right local real estateprofessional in South Florida area, so you can have the best experience possible.

Location, is what you’ll often hear if you enter the South Florida market as home buyer or seller. This real estate mantra is in reference to how identical homes can increase or decrease in value due to where they’re located.

Local, is the millennial’s generation mantra when it comes to choosing a local real estate professional or top Boca Raton real estate agents. When choosing their local real estate professional, they share their top priority: trustworthy and responsive to their needs.

Also Read: Why Use Our Real Estate Team to Buy A Home?

But what’s the process of choosing a real estate professional in South Florida or top Boca Raton real estate agents? How can you be sure when you’ve found a good one?

A Sense of Calm

When you’ve picked the right local real estate professional, you should feel calm and secure whenever you are with them.

You can ask about any part of the process, be it securing a lender for your mortgage or staging your house for sale. You should be confident in their timely and informative reply.

A good real estate agent shouldn’t push you to make financial choices you are unsure of. However, they should always be honest with you about the realities of your particular situation in the current South Florida real estate market.

Proactive Behavior

Technology still plays a huge role in the real estate process. According to the National Association of Realtors, 95% of home buyers look for prospective homes and neighborhoods online. On the same report, 91% also said they would use an online site or mobile app to research homes they might consider purchasing.

More studies show that when it comes to real estate, millennials want someone they can trust, someone who knows the neighborhood they want to move into, leading them through the entire experience.

Local real estate professional or top Boca Raton real estate agents who have been in the game for a while, are committed to constant improvement, should be able to anticipate client’s needs and questions.

Attention to detail

A good real estate agent is attentive to the unique needs of their individual clients. They are organized, follows up with leads, communicate well, and they pay close attention to your needs.

At The Stampini Team, all communication, especially answers to questions about open houses, negotiations, and closings, are answered quickly. As a sign of being good local real estate professional, we offer up useful information even before you knew you needed it.

Check this out: Ask a South Florida Real Estate Expert

Looking for your perfect real estate match? Finding your dream agent is easy withThe Stampini Team. Our team consists of top real estate agents in South Florida to help you with your real estate needs! Call us today at 561-500-5747. Feel free to share our contact information to anyone you know that needs expert help in buying or selling home.

#BocaRatonRealEstate #HomeBuyer #HomeBuying #HomeSeller #HomeSelling #LocalRealEstate #LocalRealEstateProfessional #RealEstate #realestateagentsSouthFlorida #realestateprofessional #southfloridahomesforsale #thestampiniteam

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yhsgrs-blog · 6 years ago

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DO HOME STAGING LIKE A PRO!

WHAT A HOME STAGING PROFESSIONAL CAN TEACH US ABOUT PREPARING A HOME FOR SALE?

Preparing your South Florida Home for Sale Through Home Staging

Are you ready to sell your home in the South Florida area? Is your home ready? Home staging highlights the features of a home and makes it appealing to a large number of buyers by decluttering, updating to a new style, and minimizing eyesores or highly-personalized decoration that may hide the home’s broader appeal.

Preparing your South Florida home for sale through home staging can also include painting, decorating, and buying or renting furniture.

Keep on reading as we discuss tips and tricks that we gather from a podcast episode with a professional Home Stager in South Florida, Wendy Davis.

Wendy Lynn Interiors was established in 2012 and Wendy Lynn actually grew now to three associates along with principal designers. She offers staging services for realtors and investors and interior design services for homeowners.

Every home size is different. What you want to invest in the staging is all different. The price point that the realtor is going to be selling at is different.

3 Home Staging Categories

Consultation

Home Staging Professional can just go in and give a consultation. They will tell you what they need to freshen, what needs move around in the home or items needed to buy.

Note: When consulting a home staging professional, make sure to bring out a notepad and a pen to write down everything as they go from room to room.

Rent or Purchase

If you have basic furniture that might be a little outdated, a home stager can bring in fresher accessories, decor area, rugs, and furnishings. You can use an existing dining table but bring in some updated current dining chairs, or some artwork. A home stager can offer them to you to rent or to purchase.

You also have an option to take these existing things with you to your new home; buy them and then you can move them. But If you don’t really want to deal with the moving of it all, then it’s best to rent it.

Rent Discount

Another benefit of hiring a professional home stager is the discount. There are home stager who is also a broker of a huge hundred thousand square foot warehouse and at the same time, a liaison and the designer. You can get as much as 30% discount if you rent it from the home stager than walking to a warehouse yourself.

It also offsets the cost of hiring the home stager that they’re getting trained interior designer’s eye, they get a discount on the furniture and it’s such a quick process. It would only take one week process. Once they turn around, it really improves the sale of the house.

Renting Term

You can do small pieces, big pieces for a 2 months minimum term. You can rent as little or as much as you want. If it’s per piece, for example, a dining room chair rents at $25 a chair.

If you want to rent the whole dining room, it’s probably about $300 per month.

For a 2,500 square foot empty home with 3 bedrooms, 2 baths it usually comes with higher walls and bigger rooms, it would work out about $500 per month per room. Now, home stagers generally focus on the living area, dining room, kitchen, and the master bedroom. For guest bedrooms, Wendy advised us not to go above and beyond to spend money on those areas. But if there’s a den that you want to showcase as an office, then you should rent some items for that part too.

If your property has been on the market for many months and then you bring it into the staging then people get the foot traffic as the pictures represent better online to even bring in the foot traffic.

Repairs

What type of repairs should be done to a home when home staging to sell it at its highest price?

Kitchen

With kitchens, people want to make sure that there are no loose handles, everything’s secure because those buyers are opening the kitchen cabinet doors. Use the soft close little door hinges that are only $5 each at home depot, that’s a huge upgrade if they aren’t already there.

Paint

Painting can go a long, long way. If you tell a painter I want it white, they’re going to do it drywall white and it’s gonna, it’s gonna be a waste of money. So it’s best to consult a home stager first.

Light

Updating light fixtures or fans can also go a long way when it comes to preparing your home for sale. The old metal fans can easily be switched into new white ones from home depot.

Curb appeal

Use those bright turquoise ceramic pots with bright colored flowers in them, bright hot pink or yellow. Mulch and all goes a long way that’s people’s first and last impression. If they don’t even want to walk in that front door, you’ve lost them. Pressure clean those walls and make sure that it’s freshly cleaned.

Closet

There are some nosy buyers, they’re going to open and see what that closet looks like on the inside. Is that a custom made closet or you know, is it just completely vacant or is it messy? The perception is going to go in their head that it’s a dirty home if that closets very much packed to the brim once they think it’s a dirty home, they think of it as the homeowner. What else don’t they take care of? So, you know, how much more is it going to cost me? So things that even might not even cost anybody anything. It’s just perception of a potential buyer that’s opening up those things and making sure that it’s in good condition and organized and everything else.

If you’re going to do anything, put it in the garage, take it all and put it in. Nobody’s judging a garage.

Also Read: Preparing a House for Sale Checklist

Tips on preparing your home for sale through home staging

Yard Sale, Sell or Donate

If you want to rent some key pieces, and needs to move out some items, now is the time to have a yard sale or donate. Some of the things that are big or more in your living room.

Get rid of some items before placing new things, now is the time to move because you’re going to be moving at anyways.

Freshen up what you have

If you already have full of furniture and the home stager is just coming in to freshen up what you have or add may be to it and take it a little bit away from it.

What he or she has to buy or anything else, of course, you’re going to pay for that, but if they’re just going to freshen up and you didn’t really buy some throw pillows and a couple of throw rugs.

Wendy Lynn also said “They can take all that to their new home with them. I’ve left people’s homes where they say, oh my gosh, I actually love my home now and I don’t even know if I want to sell. And I, I closed the ears of my realtor and I said, you do want a sell. It does not love it or lists it. It’s listed.”

What some people are afraid of is actually making it so nice. The thing is that people always think that home staging is so expensive and that’s a myth. Because now you can make your house expensive if you want.

Depersonalizing

So when a buyer walks into a home, they want that home to feel like it’s going to be their home, not somebody else’s home. When you walk into model homes, there are no personalized pictures everywhere. There is no family art gallery, walls everywhere, depersonalize, no religious items, no family photos everywhere. Make it look like a model home.

Especially, it’s special right now. You have to make it neutral.

Decluttering

What you want to declutter and where do I put this stuff?

Don’t leave it in the house. Don’t cram it in a closet. Take out all the personal stuff, take down everything off the counters. That’s the time to get it in boxes. You’re going to have to move when your house sells anyway. Might as well start boxing up everything, labeling it. No need to rent storage, they can just put it in their garage. It will make the house nicely organized and locks in the house.

Professional home stagers are worth their weight in gold by making your South Florida home for sale more appealing to prospective buyers. We at

The Stampini Team

, we hire home staging professional, especially Wendy Lynn to make sure that your home will stand out on the South Florida real estate market. It will also help on selling it quickly and at a substantially higher price than an empty, white-walled, undecorated property would fetch.

Don’t want to shell out the dollars required to hire a professional stager? Believe it or not, it is possible to do the job yourself – as long as you’re armed with the right knowledge.

Whether you are a (“for sale by owner”) or you’re working with a real estate professional, use the tips mentioned above to quickly and easily manage the staging process on your own, for far less outlay. Also, this checklist is a detailed guide that you can use when you decide to sell your home on your own.

Preparing your home for sale is a big task, but it can be an exciting one. These home staging tips will help you get your home ready for the market! If you have tips we missed to mention, please let us know. We would love to feature that on our next featured blog!

Whether you are buying or selling a home in the South Florida area, working with a dynamic, knowledgeable, and ethical professional is an essential part of ensuring you get the best price and the best service throughout the process.

4 BIG REASONS TO CALL THE STAMPINI TEAM TO SELL YOUR HOME! 561-500-5747

1.) WE HAVE BUYERS IN WAITING

We have 6,754 buyers in our database looking for a home in the area. It is likely that the buyer for your home is already in my database – Your home may already be sold! Call Kristin at 561-500-5747!

2.) YOUR HOME WILL SELL FOR $13,000 MORE*

We sell our clients homes for an average of 2.7% more money compared to the average area agent. On a $500,000 home, that’s an extra $13,500 more money in your pocket.

3.) YOUR HOME WILL SELL 3 TIMES FASTER

We sell our clients homes on average in only 30 days while the average area agent sells theirs in 94 days.

4.) YOUR HOME IS MORE LIKELY TO SELL

Not only do we sell our clients homes for more money and faster than average area agent, but your home is also more likely to sell. (Sellers automatically think their home is going to sell when they put it on the market and that is NOT true). We sell 85% of all homes we put on the market average local realtor 50%.

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT*. No gimmicks! For information on our exclusive Guaranteed Sale Program, order a free report by calling us directly at 561-500-5747!

To Obtain Your FREE SPECIAL REPORT That Details How You Can Benefit From Our Unique Guaranteed Sale Program call us directly at 561-500-5747

****************************************************************

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. We can help!

To discuss the details of this incredible option, call directly at 561-500-5747 or for a free report on this exclusive offer and how it works visit www.flaguaranteed.com

It’s simple, Seller and The Stampini Team must agree on price and time of possession.

**conditions apply. CALL FOR DETAILS**

#BecomeAVIPSeller #bocarealestate #GuaranteedSale #HomeSeller #HomeSellerTips #HomeStaging #realestateagentsSouthFlorida #RealEstateTeam #realtorbocaraton #SellYourHomeFast #SellYourHomeForTopDollar #SouthFloridaHomeForSale #southfloridahomes #StagingAHome #TheStampiniTeam #topbocaratonrealestateagents #VipSeller #YourHomeSoldGuaranteed

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yhsgrs-blog · 6 years ago

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PREPARING A HOUSE FOR SALE CHECKLIST

WHEN PREPARING A HOUSE FOR SALE, IT IS OFTEN NECESSARY TO MAKE CHANGES TO MAKE YOUR HOME STAND OUT ON THE SOUTH FLORIDA REAL ESTATE MARKET. AND TO HIGHLIGHT THE BEST FEATURES OF YOUR SOUTH FLORIDA HOME, USING OUR CHECKLIST WILL DEFINITELY HELP YOU.

Preparing a house for sale is an important task that every home seller should do. Don’t list your home without any advance preparation. A few minor touch-ups can go a long way towards making a favorable impression on potential buyers and perhaps securing a deal. Keep on reading as we discuss more about Preparing a House for Sale Checklist.

Selling your South Florida home is a big job and if your goal is to sell for top dollar, the best way to do that is to make it look clean and appealing. Declutter and make it a blank canvas for prospective home buyers to paint their hopes and dreams onto when they step into your home. Our checklist can help you achieve that goal.

One of our previous podcast episodes talks about the Advantages of Staging Your Home for Sale in South Florida area. During this episode Wendy and Kristin discussed the different options a home staging professional offers homeowners, the benefits of staging a home, and how affordable staging can be – an episode that everyone should listen to.

Also Check: Find out what your South Florida Home is Really Worth!

And now, on the recent video we released on our StampTV YouTube channel, we are giving away this Preparing a House For Sale Checklist. This Preparing a House For Sale Checklist is a list of things you should do and focus on when preparing your house for sale. We also included awesome and effective tips that works.

Watch the video below as Kristin Stampini discuss the tips and tricks listed on this Preparing a House for Sale Checklist and download the info graphic below. Feel free to print and use this guide whenever needed!

NOTE: Don’t give your prospective buyers reason to try to negotiate to a lower price! Let’s dig in and discuss how to clean your house when preparing to sell it.

Watch this video

on YouTube

Download Preparing a house for sale checklist here

Looking for your perfect real estate match? Finding your dream agent is easy withThe Stampini Team. The Stampini team consists of top local real estate agents in South Florida and top Boca Raton real estate agents to help you with any of your real estate needs! Call us today at 561-500-5747 or feel free to share our contact information to anyone you know that needs expert help in buying or selling their home in South Florida area.

#BecomeAVIPSeller #bocarealestate #GuaranteedSale #HomeSeller #HomeSellerTips #HomeStaging #PreparingaHouseForSaleChecklist #realestateagentsSouthFlorida #RealEstateTeam #realtorbocaraton #SellYourHomeFast #SellYourHomeForTopDollar #SouthFloridaHomeForSale #southfloridahomes #StagingAHome #TheStampiniTeam #topbocaratonrealestateagents #VipSeller #YourHomeSoldGuaranteed

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yhsgrs-blog · 6 years ago

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WHY USE OUR REAL ESTATE TEAM TO BUY A HOME?

WHAT IS A REAL ESTATE TEAM?

A real estate team is a team of two or more experienced agents work on your behalf. That means that a real estate team will help and guide you through the complex process of finding a home, qualifying for a mortgage and making the purchase.

Why Real Estate Team Works?

The reason why real estate team works so well is that there are different qualities and skill sets needed to represent sellers vs. buyers. It’s similar, in a way, to prosecuting attorneys vs defense lawyers.

According to the WFG National Title Insurance Company report, real estate teams have gained popularity because more consumers want a “wide range of specialties”. They also reported that consumers expect round-the-clock support from a real estate team. The National Association of Realtors said, 19 % of Realtors work on teams, and there are 35,000 to 50,000 real estate teams in the U.S.

Also, nearly 60% of real estate pros would consider joining a real estate team or starting one of their own.

Why use a real estate team to buy a home?

If you hire a team, you do not pay more commission. Also, as a client, you can benefit from the combined experience of the agents and administrative staff throughout your home buying journey.

Below is a list of other things that a real estate team can do for you:

Why actually use our real estate team to buy a home?

There are hundreds of realtors, actually thousands of realtors out there in Palm Beach and Broward. You’re looking at over 50,000 and itself. But why hire our team?

One thing that I love is I’m a real estate coach for Craig Proctor. We are always coaching on how to better service our clients, all the time. And also coaching our team on how to service our clients better.

There’s a book that we’re reading and it is an awesome book on

customer value at every stage

. One of the parts that we like the best says

“Creating value for your leads and for your clients and identifying and advising them of problems, potential threats, and missed opportunities.”

“Always looking out for the client’s needs” – that is just one of the many reasons to hire us, The Stampini Team to purchase a home.

Buying real estate is a complex matter with many factors to consider since no two homes or transactions are exactly the same. Moreover, with all the unique opportunities and potential pitfalls of the current real estate market, it’s more important to work with a team of a real estate professional once you’ve decided to buy a home in South Florida area.

Get this Exclusive list: VIP Home Buyer’s List

Watch this video

on YouTube

.Today, working with a real estate team is the norm. It’s twice the number of agents for the same price. Our client gains collective knowledge and wisdom.

We, at The Stampini team, often brainstorm and offer strategies for our clients. Also, in our team, any one of the can cover for another, which means no client should ever feel neglected.

In this changing market today, we have great different systems and processes that we win over homes and multiple offer situations but we also are educated.

Also Read : Awesome Home For Sale in Lake Worth!

You definitely want to use our team when buying a home, one that is educated and that absolutely can help you and is always looking out for the best interest of the buyer.

When choosing a real estate team to guide you through the property search, negotiation, and transaction processes, you should consider their local market knowledge, experience, and track record.

So call The Stampini Team today! We would love to help you purchase a home.

Each month, we publish a series of articles of interest to home buyers and homeowners in South Florida– money-saving tips, household safety checklists, home improvement advice, real estate insider secrets, etc. Whether you currently are in the market for a new home in South Florida, or not, we hope that this information is of value to you. Please feel free to pass these articles on to your family and friends.

At The Stampini Team, we’re happy to answer any questions you have about buying and selling in the South Florida area.

Call us now or feel free to share our contact information

with someone you know that needs expert help in buying or selling their home.

Receive South Florida real estate news and trends straight to your inbox. Stay connected to the community and be the first to know when new homes come on the market. Sign up here!

#bocarealestate #realestateagentsSouthFlorida #RealEstateTeam #realtorbocaraton #southfloridahomes #TheStampiniTeam #topbocaratonrealestateagents

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yhsgrs-blog · 6 years ago

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HOME FOR SALE IN LAKE WORTH – 4955 DOLPHIN DRIVE

A GORGEOUS HOME FOR SALE IN LAKE WORTH IS WAITING FOR YOU TO TAKE OWNERSHIP!

Quick Background

Check out this Single Family Home for Sale is located in Biltmore Terrace. Biltmore Terrace is a neighborhood in Lake Worth, Florida. Biltmore Terrace mostly features midsize homes that are very reasonably priced. This community dates back to 1957 and has continued to develop over the years. More awesome home for sale in Lake Worth here!

This community has numerous amenities available for residents to enjoy.

For Up to the minute pricing call 561-500-5747

4955 Dolphin Drive, Lake Worth, FL 33463

Don’t miss this awesome ½ acre home for sale in Lake Worth.

You can avoid paying high storage fees and have your toys (Rv/Boat) parked in this huge lot.

This well-cared property needs your personal touch. You can build a pool or place your hammock to enjoy the open sky and woods!

Looking for more space? It also features a nice sized back room with built-in shelves, backyard has a large fenced area for playground/dog area.

Watch this video on YouTube

.Here are the other features of this awesome home for sale in Lake Worth:

Awesome house with a huge yard

Large kitchen area for dining

Impact windows

Family room & formal living area

Concrete drive big enough for everyone

Sauna for relaxation & shower for messy times

Close to schools, shopping & more!

This might be the perfect place for you!

Biltmore Terrace is largely a single-family home community. This is a varied community, with homes representing a wide range of time periods and styles. In general, homes in Biltmore Terrace are about $80,000 – $490,000 and sit on quarter-acre lots with three bedrooms and two bathrooms. The most common types of parking are a garage and driveway.

If you are interested in this property or one of the other homes or Homes For Sale in Lake Worth, we are here to help!

Also Read: Homeownership and the true cost of homeownership

Each month, we publish a series of articles of interest to home buyers in South Florida– money-saving tips, home buying checklists, real estate advice, real estate insider secrets, etc. Whether you currently are in the market for a new home in South Florida, or not, we hope that this information is of value to you. Please feel free to pass this information on to your family and friends.

At The Stampini Team, we’re happy to answer any questions you have about buying and selling in the South Florida area.

Call us now or feel free to share our contact information

with someone you know that needs expert help in buying or selling their home.

Receive South Florida real estate news and trends straight to your inbox. Stay connected to the community and be the first to know when new homes come on the market. Sign up here!

Your Home Sold or We’ll Buy It!*

4 BIG REASONS TO CALL THE STAMPINI TEAM TO SELL YOUR HOME!

Call Mark and Kristin Stampini at 561-500-5747.

1.) WE HAVE BUYERS IN WAITING

2.) YOUR HOME WILL SELL FOR $13,000 MORE*

We sell our clients homes for an average of 2.7% more money compared to the average area agent. On a $500,000 home, that’s an extra $13,500 more money in your pocket.

3.) YOUR HOME WILL SELL 3 TIMES FASTER

We sell our clients homes on average in only 30 days while the average area agent sells theirs in 94 days.

4.) YOUR HOME IS MORE LIKELY TO SELL

YOUR HOME SOLD GUARANTEED OR WE’LL BUY IT!*

No gimmicks!

If you are looking to buy a home but have one to sell, you are finding yourself in the same dilemma that most homeowners find themselves in. We can help!

To Obtain Your FREE SPECIAL REPORT That Details How You Can Benefit From Our Unique Guaranteed Sale Program visit www.flaguaranteed.com

Or call us direct at 561-500-5747!

To discuss the sale of your home call 561-500-5747 and START PACKING!

**conditions apply. CALL FOR DETAILS**

#AffordableHomeForSaleinLakeWorth #HomeForSaleinLakeWorth

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yhsgrs-blog · 6 years ago

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HOME BUYERS TURNED DOWN BY THE BANKS: WHAT TO DO

Buying a home when you’ve been told you can’t is a difficult endeavor. However, there’s a reason to be optimistic. Many home buyers are able to buy a house by structuring a complex deal that will be discussed in this article.

To help home buyers own a home, as long as they have a good down payment, we can typically find someone to put them in a loan with.

Why home buyers are being turned down by the banks?

Prices actually had fallen by over 50%. The banks had reduced the commission they were paying and they were requiring us to do repairs.

Looking back at the end of 2012, when the market was just starting to recover, the prices were starting to come back. People were getting back on their feet and succeeding. However, we found that a good percentage of our clients could no longer qualify for a loan at the bank. And as a matter of fact, in October of 2018, all the loans in the United States that were applied for, 29% of the people have turned away still.

The bottom line is that this model isn’t working anymore. Banks are the only people that could afford to sell when everyone’s lost 50% of their market value.

1 of 3 people cannot qualify and even over half the real estate agents in this country cannot buy a home, because of the banks. It’s not that they’re bad people or they don’t necessarily have bank credit. It’s that they make their money in spurts. They don’t make it in W2 every two-week paycheck. And that is what the banks are looking for because they’re selling all their loans.

To help home buyers that have been turned down by the banks, we can typically find someone to put them in a loan with as long as they have a good down payment.

Where these types of home buyers came from?

Self-employed business people are the ones that we actively seek. We put up signs down in the industrial parts of the city, by the roofing supply store, the plumbing supply store in the electrical supply store.

These people basically aren’t looking for a home on the MLS because they’ve been told they can’t have one. So we educate them with a bandit sign that basically says, “Hey, Own for cheaper than rent“. That’s where the majority of the home buyers come from.

How to structure the Deal for the home buyers?

If you are one of this type of home buyers, we would simply ask where you live, how much you pay in rent and how much money you have for a down payment. If you have at least 10 to 15% down, we will find a loan to help you qualify with a licensed lender. We get a copy of your credit report and structure the deal.

Address

Market value

30-day market value of the home

Offer Price

Down Payment

Insurance Taxes

HOA dues

what the buyer would pay in rent

Income Tax Bracket

Market Appreciation

Using these 10 pieces of information above, we’ll produce a report for that basically shows them what their total payment is for the first and the first and second loan if they buy a home.

The home buyers typically save between a hundred and $200 a month from what they’re currently paying right now in rent.

We also inform our home buyers that they are able to deduct the mortgage interest and the property tax. Also, they pay down every month the principal, so it’s being paid off. Any appreciation that occurs in the market belongs to them instead of their landlord.

Check this out: How to Secure the Best Financing Rates When Buying a Home in Palm Beach or Broward County

They will actually end up saving almost $300 a month and we target the lower-priced homes in the area. It works best on the low priced homes because the rent is high compared to the price.

Typically, a single family homes with 3 bedrooms, 2 baths would rent around $1,100 a month. We can offer a buyer a home with a monthly payment of just under a thousand dollars.

THE PROCESS

1. Get one-third of buyers that had been turned down by a variety of banks or lenders or loan originator.

2. Find sellers that don’t want to put their stuff necessarily on the market or anything else and offer to sell their home for 10% more than what other homes are selling for and put it together.

There’s a shortage of inventory all over the United States. It’s gold when you can actually offer to a seller.

Instead of saying, “Hey, I’m a real estate agent, I’d like to list your property”. You say, “what if I could find you a buyer that would pay you $10,000 more?“

Most sellers actually hire an agent that promises them the highest price. The only difference is we actually have a way to get a higher price more than what the market would typically pay.

And that’s often the case, home buyers that can’t get a loan at the bank are very willing to pay a higher price.

If you aren’t going to get your money back for 30 years, will it buy as many groceries when it comes back? That’s very easy to explain to the home buyers and then when you show them the benefit that they are going to get back $105 in income tax that they not getting back right now, they’re going to save $131 in rent. Every month just those two alone are $236 that’s real money next month in your paycheck that’s leftover.

In addition to that, you’re paying down principal, which starts in the first month at $78 and then if and this is on $100,000 home example, and the appreciation at 3% a year would be $250 a month. So that’s 328 in equity that you’re gaining in 236 in cash for a total of $565 how much of your rent are you going to get back?

Does it take a lot of work? No, it’s far less work.

Instead of buyers agents are writing 10 offers to get one accepted because of the bidding wars and the shortage of inventory, we basically go out and show a buyer two homes and ask them which one they want to write an offer on. The sellers are predisposed to take that offer because our buyers don’t go through a traditional bank.

And some of our buyer’s are not asking for 3% in closing costs they are paying their own closing costs, our sellers are saving 3% in buyer closing costs because of our closing costs for a buyer or about $500. Also, because they’re in the trades, they very rarely ask for any repairs.

Do you have a good credit score?When you fill out this

form

, our system forwards the home buyer’s information to a certified mortgage professional. Our recommended professionals can assist you in locating the best mortgage rate and lowest closing costs possible when you buy a home.

So compare that to like an FHA buyer that is coming in with, with very little down. It’s taking every dime they have saved they’ve never owned a home before and they’re scared and they’re asking for a laundry list of repairs.

Our buyers come and say, “I’ll take it the way it is. I don’t want anything. I’ll pay my own closing costs and I’ll close in two weeks.”

And there are sellers also, you go to the seller and you say, “Let me ask you a few questions. Do you want a fast sale or an easy sale? When I, when I sell your home, do you want the process to be fast or slow?” And of course, they say fast. “Do you want the negotiation to be hard or easy?” Well, they say easy. “And do you want more money or less money?” And of course, they all say more. So then I just say, “Well, what you’ve described is a seller finance transaction”. And I can close faster for more money with the least amount of hassle.

If the seller doesn’t want to qualify or carry the loan, we find somebody else to carry it for them.

That’s where retirees come in. These people have their money sitting in banks at $100,000 and 0.2% interest or a total of $200 a year. Which is $16.65 cents a month.

Well, that same $100,000 invested in a first position loan at 70 or 75% loan would get that investor or that retiree, not $16 but $665 a month.

So let’s just use this example. If we could sell the house in 30 days for $100,000, that’s the 30-day market value we could get in this low supply market. If I got $115,000 for that home, the buyer would put down a minimum of $15,000. So that would mean that there’s $100,000 left to be financed.

What we would do in this situation is that just say the retiree funded $75,000 of that, and then there’s another loan, a second position loan behind the retiree for another $25,000. We do that to keep that retiree secure. We often take that second position loan, because we are equipped to actually buy that home.

What if the home buyer’s don’t pay?

Well, here’s what happens first. That person would lose their $15,000 cash. The second thing that would happen is I’m behind in position. I would have to lose all of my $25,000 before you lose interest in your $75,000. So what other investments do you have where two people need to be totally annihilated before you lose the interest on your money?

If they give everybody at some time in their life where they’re going to get in a car wreck, they’re going to become ill and they’re going to be short on money. They look out the window and think, this is why it’s so important to make the total payment that they’re paying on the home. Because their alternative is to not pay you and to move across the street and pay someone else more.

That’s what keeps them paying.

Not only would they lose all their down payment, but they would also have to pay someone else more. So that’s what I believe are the two things that make this such a success, and these people are getting equity and especially in a, in a rising market. The people that we finance five years ago are starting to sell their homes. They’re walking away with $30,000-$50,000 worth of equity, that the market has given to them in two ways. One in appreciation. The second thing is in principal pay down because it is a fully amortized loan.

So it’s just really we’re finding buyers who can’t buy. We’re finding sellers who can’t sell and we’re finding retirees who can’t afford to live on the money that the bank is paying to them.

Conclusion

Check your savings to see if you have extra money for a larger down payment. Saving up for a good amount for a down payment can increase your chances of buying a house if you have been turned down by banks.

As a first-time home buyer, you may also want to read this: Homeownership and the true cost of homeownership

Stay optimistic, lots of people have been able to buy a house, you can too.

Many people ask the same question.

How to own a home after being turned down by the banks?

While it’s not an easy task, it’s not impossible. There may be other options if you have been turned down by banks. Call us at 561-500-5747 to go over all potential options.

The Stampini Team

, we’re happy to answer any questions you have about buying and selling in the South Florida area.

Call us now or feel free to share our contact information

with someone you know that needs expert help in buying or selling their home.

Receive South Florida real estate news and trends straight to your inbox. Stay connected to the community and be the first to know when new homes come on the market. Sign up here!

#BuyAHome #BuyingAHome #Credit #HomeBuyers #HomeBuying #Loan #MortgageLoan #OwnaHome

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