#Credit

[marsafaerie]

id crisis still going on a bit. plsss keep working to help me get back my credit from the ppl like from my childhood! its UGH.

— Georgia O'Keeffe, from a letter to Russel Vernon Hunter, from Georgia O'Keeffe: Art and Letters (via letsbelonelytogetherr)

[wardensantoineandevka]

2.104 // 2.105 // 3.102

the cast never learns why you don't three-way Boulder, Parchment, Shears

[ppgxrrblove]

i cant i really love bricks design sucker for it - its really adorable :3!

art by: cappuccino_cookie456

[sculien]

CRITICAL ROLE 1.05

[incognitopolls]

This is asking about credit cards, not debit cards. To clarify: a credit card, in the US at least, allows you to spend money that you may not currently actually have, meaning you take that purchase on as debt and pay it back to the bank later. (As opposed to a debit card, where you can only use money that you actually possess.)

We ask your questions anonymously so you don’t have to! Submissions are open on the 1st and 15th of the month.

[shanzellqpage]

Did y'all know the dancers in Sinners weren't credited?

They gave us ancestral spirits, cultural memory, and cinematic history-and didn't get a single line in the credits. This isn't on Coogler or MBJ. This is an industry-wide issue. Dancers are not extras. They are the movement, the texture, the symbolism.

So @melanymovez via IG did the research & found out who they were, what they danced, and who they represented. From West African tradition to modern ballet, twerking, Memphis Jookin, Crip Walking and Chinese opera-they carried the emotional weight and historical heartbeat of the film.

(TIMESTAMP) 14:36 - Dancer Credits

[natsuki-bakery]

𝐀𝐍𝐈𝐌𝐀𝐓𝐈𝐂 𝐁𝐀𝐓𝐓𝐋𝐄

꒰ྀི credits needed ◞ ྀི　︶　 ྀི◟ NO repost　꒱ྀི𐔌ᥩྀི 𓏼 ◜ - ◝ 𓏼꒱ྀི১ baked by 𓎢𓎡 @natsuki-bakery

[mxtxstuffs]

zhoudu icons

like if you saved

share this post please. x

[bitchesgetriches]

Hello Bitches! A question for you with the current "ah, so now the banks are closing" thing that's starting. I've been hesitant about pulling the trigger on a move from Hells Fargo for several years because I'm afraid it would bump down my oldest account age thing, but I'm feeling more and more like it's time. Do checking/savings accounts get counted on your credit report?

NO THEY DO NOT! There will be zero repercussions from changing banks for your checking and savings accounts. It won't hurt your credit score, but it WILL help if you get away from a predatory bank like Wells Fargo.

Here's more advice for your situation, hunny bunny:

How the Hell Does One Open a Bank Account? Asking for a Friend. 

Cheat on Your Bank—It's Not Your Girlfriend 

{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards 

Did we just help you out? Say thanks by joining our Patreon!

[dawnssky-moved]

''I want to feel like that.''

[shrinkrants]

Why is it easier to imagine the end of the world than the forgiveness of debt? Because debt, in our current order, is sacred. It is treated as a moral obligation, a legal certainty, and a foundational pillar of financial civilization. But this sanctity is not just about personal responsibility or thrift—it’s about power. Debt allows banks to own futures, not just property. It gives bond markets the final say over public budgets. And it ensures that those who lend money exercise control over those who borrow, from the poorest student to the richest government. Forgive a person’s debt, and you challenge an individual belief. Forgive a nation’s debt, and you challenge a global hierarchy. That’s why modern jubilees are feared—not because they’re impossible, but because they’re revolutionary. The real guardians of debt are not preachers or politicians, but bondholders, banks, and the institutions they control. They’ve created a system in which public goods are collateral, and democracy comes second to creditworthiness. Cities like Detroit or San Juan found this out the hard way—when the terms of their loans came due, it wasn��t voters who decided what services would be cut, but creditors. The streets stayed dark, the schools stayed closed, but the bond payments were made on time. --James B. Greenberg

[unadulteratedkr]

~Let's talk about credit~

(not financial credit trust me you don't want to take financial advice from me lol)

No, today I am inviting y'all to the table to talk about the importance of crediting other creators in fandom!

Because, listen. We don't have a peer-review system. We don't have to submit our stuff to a plagiarism checker or go through stringent editing when shitposting on tumblr; we operate in an honor system of crafting folklore using our favorite blorbos, and that means that inspiration and using the specific words and images from canon creates a grey area on what ought to be credited, and how to do it in a way that creates a solid, strong community.

Here's a little of my philosophy and how I give proper credit where it's due, so I figured I'd share them to hopefully encourage others in making sure no one out there ends up becoming fandom's James Somerton

1. Links are your friends, use them enthusiastically

Drooled over a gifset that made you write a poem? Read a fic that made you pull out your embroidery hoop? Saw some art that made you write a song? Link to the original! Tag the original artist, hyperlink to the giffer, share the fic via the amazing shortcut button on Ao3, it's what those creators deserve! Even if it's a shitpost, that creator is where your idea started, and it's the right thing to do to share directly where your audience can connect with the person who inspired you.

This holds INFINITELY true if you are directly quoting someone. If you've used someone else's words to create your own work, link back to the original. No one wants to be sent a fic or a funny post on tumblr and then feel the sinking pit in their stomach when they realize that post is their own words with someone else's name on them.

2. Ask for permission when you can

Now, the reason I threw the addendum on this with "when you can" is because knowing when to ask for permission is more of an art versus a science. I myself have written more than one fic inspired by art where I didn't reach out to the artist before I shared the fic because I had no contact with them (the joys of me refusing to touch the garbage that is the bird site). BUT this is why point number one is to always link back to the original inspiration, because I believe that should always be the bare minimum.

THAT BEING SAID.

If you have a way of contacting the original fellow fandom person who inspired you? Reach out and ask them if they'd feel comfortable with you creating something! 999 times out of 1000, they're gonna be over the MOON you want to create something inspired by what they made, and they'll be really fucking pleased you reached out to check.

3. Ask yourself: is this a "two cakes" situation or am I putting my name on someone else's cake?

This is another one that can absolutely fall into a bit of a grey area. I have written many a fic that started out with me reading a take or a fic that went in a WILDLY different direction from what I was expecting or wanted, and I went "okay, fuck it. I'll write my own." And that's absolutely been a great motivator for me to start a project!

HOWEVER.

That is me creating a different flavor of cake, putting my own frosting on it, and probably adding something weird like lemon zest and instant coffee for a lemonade cappucino chiffon that shouldn't work (but definitely does, trust me)

If I were to have read a fic or a take and then gone, "Oh, yeah, definintely, here's the same idea but now I've rephrased it juuust a little and now it's under MY username on my blog".... that's slapping a different color of frosting on the same cake and claiming it's mine. If you find yourself doing that, I really invite you to pause and consider why you felt the need to do so instead of sharing the original post.

Like, not to bring Shakespeare into it (they say, poorly concealing their icon), but fandom can be exactly like how Juliet views love. Sharing joy in what others have created absolutely can be as "boundless as the sea [...] the more I give [...], the more I have, for both are infinite". It does not take away from the joy your fellow fandom friends will have in your own original work to share the work of others.

4. Hyping up your inspiration is FUN

Finally, this is more of me going "no really, proper credit isn't going to mean people love YOU less" because I truly believe in the power of how much FUN it really is to give credit where it's due. I was buzzing for WEEKS in anticipation of publishing Objection! and The 'I Duoy' Newlywed Special because the marvelous @jackuntiljune had brainstromed with me on the name for the boat my boys eloped on. And I get so fucking giddy when I see someone comment on those fics about the name of the boat because I get to take a giant breath and go "MY FRIEND JACK CAME UP WITH IT, AREN'T THEY AMAZING?!"

If you practice giving credit where it's due, I promise promise PROMISE it will become a joy. It's FUN getting to bring more people into the sandbox to play, and I know I love it when there's more than one person out there I can yell at (affectionate) when I've been emotionally destroyed (again, affectionate) by a gifset or art or fic <3

Thanks so much for reading this far! I can't wait to keep sharing inspiration with all of you out there

[jackiietaylor]

AMELIA EVE as JAMIE TAYLOR The Haunting of Bly Manor 1.09 "The Beast in the Jungle"

[ppgxrrblove]

again loving the break mold in between art being different but just fitting. lovely piece.

art by: @noinoichebura

[whatareyoureallyafraidof]

It never ceases to amaze me that carrying zero debt actually makes it harder to get credit. It's a scam!