babyitsacrime

[babyitsacrime]

i wish i was a cishet guy so that i could start a podcast and go to the gym and allow that to fulfill me spiritually. but instead i have these visions

[babyitsacrime]

yuta: off the mask

[babyitsacrime]

I don’t remember how to use this app pls help 😭😭😭 every time I click my notifications I have two unread and I CANT FIND THEM 😭

[babyitsacrime]

[babyitsacrime]

I’m going to give you the best piece of Adult Life Is Hard advice I’ve ever learned:

Talk to people when things go to shit.

I don’t just mean get it off your chest, although that’s good. I mean: Something’s wrong with your paycheck/you lost your job/you had unexpected emergency car repairs and now you’re broke so your credit card payment is late. Like, not just 15 days late. We’re talking, shit got crazy and now you’re 90 days late with compounded interest and late fees and the Minimum Payment Due is, like, $390, and you’ve got about $3.90 in your bank account. Call the credit card company. 

I know it’s scary. I know you feel like you’re going to get in trouble, like you’re gong to get yelled at or scolded for not having your life together. But the credit card company isn’t your parents; they’re just interested in getting money from you. And you can’t squeeze blood from a stone or money from someone who doesn’t have any. So what you do is you call them. You explain you’re experiencing temporary financial hardships, and you’re currently unable to bring your account up to date, but you don’t want to just let it get worse. Can you maybe talk to someone about a payment plan so you can work something out? Nine times out of ten you’ll be able to negotiate something so that at least it’s not just taking a constant, giant shit on your credit score.

- Can’t pay your power bill? Call the power company.

- Can’t pay your full rent? Talk to your landlord.

- Had to go to the hospital without insurance and have giant medical bills looming in your place? Call the hospital and ask if they have someone who helps people with financial hardships. Many do.

- Got super sick and missed half a semester of class because flu/pneumonia/auto-immune problems/depressive episode? Talk to your professor. If that doesn’t help, talk to your advisor.

You may not be able to fix everything, but you’ll likely be able to make improvements. At the very least, it’s possible that they have a list of people you can contact to help you with things. (Also, don’t be afraid to google things like, “I can’t pay my power bill [state you live in]” because you’d be surprised at what turns up on Google!) But the thing is, people in these positions gain nothing if you fail. There’s no emotional satisfaction for them if your attempts at having your life together completely bite the dust. In fact, they stand to benefit if things work out for you! And chances are, they’ll be completely happy to take $20 a month from you over getting $0 a month from you, your account will be considered current because you’ve talked to them and made an agreement, you won’t get reported to a collections agency, and your credit score won’t completely tank.

Here’s some helpful tips to keep in mind:

1. Be polite. Don’t demand things; request them. Let me tell you about how customer service people hold your life in their hands and how many extra miles they’ll go for someone who is nice to them.

2. Stick to the facts, and keep them minimal unless asked for them. Chances are they’re not really interested in the details. “We had several family emergencies in a row, and now I’m having trouble making the payments” is better than “Well, two months ago my husband wrecked his bike, and then he had a reaction to the muscle relaxer they gave him, and then our dog swallowed a shoestring and we had to take him to the emergency clinic, and just last week MY car broke down, and now my account’s in the negatives and I don’t know how I’m gonna get it back out.” The person you’re talking to is aware shit happens to everyone; they don’t need the details to prove you’re somehow “worthy” of being helped. They may ask you for details at a certain point if they have to fill out any kind of request form, but let them do that.

3. Ask questions. “Is there anything we can do about X?” “Would it be possible to move my payment date to Y day instead so it’s not coming out of the same paycheck as my rent?” The answer may be “no.” That’s not a failure on your part. But a good customer service person may have an alternate solution. 

Anyway! I hope that helps! Don’t just assume the answer is “no” before you’ve even begun. There is more help out there than you ever imagined.

[babyitsacrime]

it is actually SO twisted that peter parker comes from a poor working class family, spent his entire life fighting for the little guy for no financial gain, whose major film villains are dirty capitalists who don’t care about who they hurt, who takes his power as a responsibility…. and marvel took one look at him and said “yah he’s besties with a billionaire whose family had generational wealth from war profiteering and all the villains will be working class”

[babyitsacrime]

“We wouldn’t have to deal with the Delta variant if it weren’t for a bunch of uneducated people refusing to get their vaccine”

No, we would still have had to deal with the Delta variant, because neither Trump nor Biden showed any interest in distributing US vaccine stockpiles internationally during the early months when it could have had the greatest impact in dampening Delta’s spread throughout India. Public health experts explicitly warned policymakers at the time that this vaccine nationalism would enable the global spread of variants. But this explanation doesn’t let anyone in America feel superior to anyone else, so it won’t catch on

[babyitsacrime]

hey yall I didn’t want to have to do work for my online classes so i made a uquiz instead. answer some questions and i’ll tell u what aspect of your personality annoys me the most

[babyitsacrime]

hm maybe that’s actually why I hated learning history and not just because it was boring

history textbooks are actually SO bullshit like what the actual fuck

[babyitsacrime]

history textbooks are actually SO bullshit like what the actual fuck

[babyitsacrime]

i'm making a brand new, unbearable wizard quiz

[babyitsacrime]

EXCUSE ME WHY ARE THEY SO FINE, DAMN

[babyitsacrime]

appreciation post for the way Harley Quinn was sexy af but not sexualized in The Suicide Squad

[babyitsacrime]

⠀ ⠀❝ i would have come for you. and if i couldn't walk, i'd crawl to you, and no matter how broken we were, we'd fight our way out together-knives drawn, pistols blazing. because that's what we do. we never stop fighting : : ❞

[babyitsacrime]

𝕾𝖍𝖆𝖉𝖔𝖜 𝖆𝖓𝖉 𝕭𝖔𝖓𝖊 ꜱᴇᴀꜱᴏɴ 1 ʀᴇᴡᴀᴛᴄʜ #79 ↳𝟷.𝟶𝟻: 𝚜𝚑𝚘𝚠 𝚖𝚎 𝚠𝚑𝚘 𝚢𝚘𝚞 𝚊𝚛𝚎

[babyitsacrime]

Wait I feel like I had another important character planned but I don’t see it in the doc nor do I remember :(

I am faithful to my tastes. Royalty AU, please 👀👀👀👀

Oh!! This one is kinda fun hehe although I unfortunately did not get much of a chance to work through it. (Read: Had bullet points and wrote a lil bit and then brain went NEXT)

I can’t decide if my favorite character is Ishaan or Priya (although royalty ain’t really an au for them). Because Ishaan kinda loses his marbles after he witnesses his parents’ assassination and becomes super paranoid almost. Like theres military crawling throughout all the corners of the castle. He’s not going to let anyone take anything else he cares deeply about (his throne and his sister at this point).

And Priya just wants a chance to be alive. Like she was fairly young when her parents were killed (like 20) but ever since then she hasn’t been able to get outside the palace gates because Ishaan’s paranoid as hell. She’s very very lonely and just wants to see things and meet people. Also I think she falls for one of Ishaan’s private assassins? That’s a whole other problem for her for numerous reasons.

Nat’s sort of this conquering princess. However she’s mostly controlled by her mother. Not that she doesn’t enjoy it, unless that’s just what she tells herself. Probably a bit of both. She’s killed a king or two, adding on to her mom’s kingdom (which will be hers at some point sooner or later). One time she seduced a king’s mistress into killing the king for her. And then swooped in with mama’s military to take over. She has her eyes set on Ishaan’s kingdom but there’s some obvious problems. First of all she can’t even get near him. She could try for Priya but Nat isn’t Priya’s type and also she’s inaccessible. Also as much as Priya wants to escape she would bring harm to Ishaan and she’s very adamant about that.

Don’t really remember if I had any conclusion planned but. Yeah……..

[babyitsacrime]

I am faithful to my tastes. Royalty AU, please 👀👀👀👀

Oh!! This one is kinda fun hehe although I unfortunately did not get much of a chance to work through it. (Read: Had bullet points and wrote a lil bit and then brain went NEXT)

I can’t decide if my favorite character is Ishaan or Priya (although royalty ain’t really an au for them). Because Ishaan kinda loses his marbles after he witnesses his parents’ assassination and becomes super paranoid almost. Like theres military crawling throughout all the corners of the castle. He’s not going to let anyone take anything else he cares deeply about (his throne and his sister at this point).

And Priya just wants a chance to be alive. Like she was fairly young when her parents were killed (like 20) but ever since then she hasn’t been able to get outside the palace gates because Ishaan’s paranoid as hell. She’s very very lonely and just wants to see things and meet people. Also I think she falls for one of Ishaan’s private assassins? That’s a whole other problem for her for numerous reasons.

Nat’s sort of this conquering princess. However she’s mostly controlled by her mother. Not that she doesn’t enjoy it, unless that’s just what she tells herself. Probably a bit of both. She’s killed a king or two, adding on to her mom’s kingdom (which will be hers at some point sooner or later). One time she seduced a king’s mistress into killing the king for her. And then swooped in with mama’s military to take over. She has her eyes set on Ishaan’s kingdom but there’s some obvious problems. First of all she can’t even get near him. She could try for Priya but Nat isn’t Priya’s type and also she’s inaccessible. Also as much as Priya wants to escape she would bring harm to Ishaan and she’s very adamant about that.

Don’t really remember if I had any conclusion planned but. Yeah……..