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Student Loan India aims at providing financial support to deserving/meritorious students for pursuing higher education in India and abroad.

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How to check the eligibility of your student loan?

Education is being commercialized and has now become the fertile business. Professional studies are getting quite expensive and it draws a lot of tension and concern amongst the parents and students. Today, management studies cost a bomb of around half a crore rupees if you study abroad and around 20-25 lakhs if you opt for any reputed university across India. Its' difficult for parents to arrange for such huge amount because of prior commitments. Relax! Don’t' worry education loans are there to rescue you from financial contingencies.

Major bank and private finance companies offer education loan for all postgraduate course, specialist course, management course, vocational courses leading to a professional qualification. These loans aim to give much needed financial support to deserving students who often hinder around for right finance and may have to sacrifice their dreams because of lack of money. They are like credit advance to professional scholars and students that will help them to pay for college tuition, books, laptops, hostel fees and other living expenses.

However, just any other form of loan, there is a student loan eligibility as well that will determine how much money you can avail from the bank or private finance company.

Student loan eligibility is based on a number of factors like student's academic score, parents/guardian credit score, age, course and university reputation, the country they wish to pursue course and collaterals. After a thorough evaluation of these factors, lenders will be willing to offer you a particular loan amount.

There are several leading firms and banks who have introduced student loan eligibility calculators that will give you a complete idea of how your loan looks like. You can get the exact loan amount, interest rate, processing fee, tenure, pre & post penalty charges, and finally what will be your monthly installment.

Such calculators help you prepare yourself to be independent and work towards achieving your dreams as well as earn money especially abroad for easy repayments of your study loan.

Lenders offer customized loan solutions to students, but as a borrower and co-applicant, there are few things you have to bear in mind to get qualified for a student loan. All student loan eligibility criteria set across by the lenders have to be followed in order to avail the loan from them. To know the criteria, documentation, repayment procedure, interest rate calculation, and other vital terms and conditions you can visit the website of relevant bank or finance company. As per the criteria, you can attach the required documents with the application form. The unique feature of study loan is that you do not have to pay back the loan until the time you complete your education. Once you secure a job within 6-12 months of the course completion, you can begin repaying the funds. You can do this from abroad as well.

Now, don’t sit at home and waste your precious time in tedious calculations on your student loan eligibility. Instead visit the website of any of the bank or finance company website, enter relevant details and know your student loan eligibility within minutes!

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Planning to Study in India? Our smart study loan will be your gateway for higher education in India. We offer study loan products with customized solutions.

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Student loans in India are growing in popularity. More and more students are opting for this financial tool to finance their further education plans these days. However, since most of these aspirants are all first-time borrowers, they have many doubts and queries that confuse them and leave them longing for answers.

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Education Loans In India can be repaid in small installments and help these families tide over the costs of higher education for their children.

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5 things to compare when looking for an Educational Loan in India.

Opting for an education loan to finance your further education plans is always a good idea. It allows you to stay away from traditional lenders and helps you achieve your dreams without depending on friends, family or relatives. However, the market is flooded with study loan offerings and choosing the right one can become a little tricky.

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Our Study Loans aims to finance the dream of meritorious students. We offer easy and 100% Study Loan In India to Indians, to study both in India or abroad.

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A number of banks and private finance companies have come up with overseas Education Loans that is availed at an extremely low rate of interest, a fair amount of tenure to repay it and flexible ways of loan repayment.

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Study in India gives student both in India and overseas an opportunity to deepen their knowledge in the Indian context. Study Loan In India has many benefits, some of them are like: the education expenses like tuition fees are cheaper, quality of education is uncompromising.

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Best Education Loan & study in India

When bright students look around for higher and advanced study in India they don’t run short of options these days, what they run short is the funds to bear the ever rising education expenses. An engineering, medical or management program from an established premium institute is nowhere behind from the medical treatment, building a home or a budgeted marriage ceremony. Education is as important as the above mentioned affairs. From the ancient days learning has been prioritized and encouraged and has evolved with every generation in India. The latest trend and necessity for study in India is an education loan for the higher and advanced learning. Majority of the population in India is working class people from the middle-class and lower middle class families. An expensive learning program often proves to be a stumbling block in the way of higher studies for most aspirants.

To overcome the block most parents either sell or mortgage their properties to pay the tuition fees and other expenses, their future savings are pushed to the brink in order to build a better foundation for their children. Earlier many schadenfrude lenders used these opportunities to give the borrowers a tough time to cope with the debt burden.Understanding this ordeal and necessity of education in building the future of the aspirant the RBI authorized banking and non-banking companies are coming forward to provide Best Education Loan to the students for pursuing higher studies.

Though a normal graduation program from the central universities are easily borne by the aspirants, but a professional and technical courses like medical, engineering, management, aviation and many more are quite expensive. If a student secures a place in an established institution is sure of getting a place, then they can apply for an education loan. There are various financers in the market, but only few can offer you a well tailored loan with competitive interest rate, maximum loan disbursement in time, hassle-free loan repayment options, moratorium period if required and suitable loan tenure.

There are some financers who disburse 100% of loan amount at competitive interest rate. To deal with the head scratching documentation, many financers keep it hassle free with easy documentation. The education loan covers the tuition fees and other education expenses, accommodation charges and sometimes excursion expenses also. They know the importance of a good credit score for future loan career of the aspirant, so they try to keep the repayment flexible and leave it to the borrowers’ discretion and convenience to repay the debt accordingly.

Some financers provide the step-up option of repaying the EMI. In this case initially during the initial phase of the career the borrower has to pay less EMI, the installment amount increases with increase in income gradually. The aspirants have various other options for repaying the debt, either they can start paying their EMIs immediately after disbursement of loan amount or they can start repaying after the moratorium period, after a fixed period they can even prepay the loan about and be debt free.

Take the loan, pursue your dream course, set up a brilliant career and simultaneously be a disciplined and responsible borrower by paying the EMIs regularly. A Best Education Loan can help you pursue your dream course from the premium institute hassle-free.