millitime-blog1

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Central Bank of Nigeria Officially Signs Currency Swap Deal, What it Means

I know Most of You don't know the meaning of Nigeria dollars, yuan swap with China. And why the American government is desperately smoothing the relationship with Nigeria. Let's me get it clearer to you before the enemies of Progress twist it for you. Read the full article

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Money Questions You Must Ask in Your Relationship

Money revolves around all aspects of human endeavours and is a necessary modality to consider when going into a romantic relationship that will probably lead to marriage. The possibility of becoming husband and wife, therefore, necessitates talks about views of this very sensitive aspect of their lives. I will advise that money questions in a relationship talk be treated with all the seriousness it deserves. Your ability to build a formidable financial position in your marriage is a commendable landmark achievement; a real direction to follow. Below are a few financial topics you must ask about in your relationship talk with an intended partner: See also : Zoranga Lets You Convert Airtime in Your Phone to Money Debt Status: This involves any money being owed by each of the party. Enquiring into the debt status of your would-be spouse is not too much of a question to ask. It’s expected that you should know because once you both are married, it becomes a shared liability, so it is always good to stay safe. Different people have different approaches and perceptions about money. Therefore, it depends on the parties involved to be at least transparent in dealing with their debt status. Some persons will simply walk away once they find out that their partners have huge debt profiles, but as the saying goes, it’s better to have a broken relationship than a broken marriage. Do not lie about your debt status as it could save you a lot of stress in the future. Credit Status This refers to money under your control; how rich you are financially if I must say. Individual credit status is a question to be asked. The essence of this question does not particularly imply that your partner is being materialistic. Rather, it should be appreciated that everyone desires to have a secure financial future; nobody wants to live without enough funds to cater for future demands. A good relationship talk which gives insight into this status, will, in turn, save the marriage unnecessary hassles in the long run. Whichever way you choose to look at it, it feels good and safe to have guaranteed financial days ahead. If your would-be partner backs out after the talk, it would be obvious that your credit status does not match their dreams and aspirations and that’s their own opinion. You should not get bitter about that because they might have saved you from future heartache. Spending Plan/Budget Inquiry into the supposed spending plan of your partner should not be seen as being nosey. People have different perceptions when it involves budgeting and planning, ask about their spending plan if you really care and expect a balanced financial future. A spending plan categorically shows how one intends to use his/her money and what they’ll probably spend it on to achieve set financial objectives. You will understand if your partner is conscious of spending within his/her means; this must occupy an important space in your discussion. Showing this concern will likely speed up bonding between you, marriage plans could even be announced faster. That’s the power of taking ownership and addressing money spending decisions. Next of kin Questions about next of kin are very important, gone are the days when you attribute love to being blind, expecting that everything would fall into place naturally. What does next of kin have to do with relationship talk and money? My dear, it has everything to do with your romantic relationship. A next of kin is your closest relative who you choose to be contacted in cases of emergency.  In most cases, he/she is deemed as the beneficiary of your estate in the event of death, especially if you leave no will that states otherwise. This means that usually, in case of the unexpected, only these ones have the rights to reclaim your belongings (materially and financially). This kind of money question should be asked with wisdom to avoid having the other party feel insecure. No one feels comfortable answering next of kin questions in a relationship, but you must talk about it. The sincerity with which they answer this question will suggest if actually, they can be transparent with you in financial dealings. A man may have any of his brothers or parents as next of kin while single, but this status is expected to change once he gets married, likewise the woman. Next of kin change is applicable to both parties and should be done with mutual love. If this point cannot be agreed on for whatever reason, it’s a red flag that all may not be well in the coming marriage. Both of you are expected to be each other’s next of kin, though things could take different shapes when you start having babies. Note that asking this question must not be on the altar of exploitation of any kind, otherwise the aim is defeated. Conclusion Involving money in a relationship talk is paramount to the success of any future union. Mutual understanding established prior to marriage will help overcome marital difficulties with ease when they eventually arise. Be honest with your partner while having your discussion, as it can make or mar your marriage thereafter. However, here’s wishing you a happy married life in advance. Credits : Nairametrics.com Read the full article

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9 Side Hustle to Make Money from The World Cup

The 21st edition of the biggest sports festival in the world, the FIFA World Cup kicked off on Thursday, June 14, 2018, in Moscow, Russia. While the festival is a highly intriguing and fascinating one, let’s take a moment to forget about golden balls, golden boots and focus on the golden opportunity this event presents for your business to make more money or begin your sojourn to raking in all the profits. Here is a quick list of things you can engage in during this period of the World cup that will sure get you some cash: Read the full article

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ENTREPRENEURSHIP You all will agree with me that for a business to experience success, yielding much more income that the marketing sector or unit of such business or company must be as rigid as ever. That is to say, if such unit functions properly, there’s a greater tendency of such a business to experience success, since marketing is the heart of all business.

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50+ Ways of Making Cash Online Through Writing

The opportunities of making cash from the skill of writing is unlimited. Writing has become so lucrative that various offers has been attached to it. This article will expose to us the various ways we could use our writing skill to earn cash basically online. As it is often said that “when various lies, rumors and other false vices surround something or a situation, there’s definitely a useful atom of truth that is hided beneath”. All you need do is, take your time to synchronize. Just as they are lots of job opportunities that are fraudulent especially those online, it doesn’t mean that the legit ones aren’t existing. Of course they are. This article will be working you through on how you could further utilize your skill of writing. Just often said that information is power, in this generation of ours knowledge is never haul rather trade for cash. For me, the best thing that ever happened is the invention of the World Wide Web (WWW). It indeed makes knowledge available to all. Lots of websites haven been put up to meet with various specific needs of man. That’s a whole lot of work to be done. They do this by making up good contents to address such needs and getting them on their sites for viewer/readers. This kind of a job requires more ideas daily that more offers are thrown to those who could put up good contents on various related areas for cash. What a great opportunity you may say, sharing your thoughts and getting paid-it’s as easy as that, but not all know about it. Imagine you are a good cook at home, you'd be cooking for years for your parents and siblings without earning nothing and someone on the web somewhere is willing to pay $50-$100 just for providing a content of your recipe and photos of dish already prepared. Some sites pay for writing comedies, reporting accidents, writing songs lyrics, travels, essay and so on. All you need do is get a functioning PayPal account as most of this sites pay through your PayPal email. Below are some sites that pay you for writing. 1. B. Michelle Pippin pays $50-$150 for business-related articles. 2. Back to College pays $55+ for articles that address the needs of adults going back to school. Note: This site is no longer functioning. 3. Brazen (formerly Brazen Careerist) will pay if you pre-arrange it with their editor. They’re looking for posts about higher ed administration, marketing, networking, and recruiting and HR. 4. CEO Hangout will pay $50 if you pre-arrange it with the editor — send a pitch and negotiate payment before writing the article. They run posts about the CEO lifestyle, success stories, interviews, and other reported features of interest to business leaders. 5. DailyWorth pays $150 for articles about women and money. They list a blackhole editorial@ email address, but I recently tweeted them about how to submit a pitch, and they suggested hitting up the managing editor, Koa Beck. 6. Doctor of Credit pays $50 for personal finance articles that focus specifically on credit. 7. eCommerce Insiders pays $60-$150 for articles about online retailing. 8. FreelanceMom pays $75-$100 for posts about running a business as a busy parent. 9. FreshBooks (yup, that same invoicing site Carol recommends) pays $200 a post and up. Be prepared to negotiate to get a better rate. 10. Acorns has a new online pub called Grow Magazine that pays $50+ for finance writing geared toward millennials. They don’t have guidelines posted, but they told me to submit to grow@acorns.com with the word STORY in your subject line. We don’t normally recommend those generic emails, but because the pub is still new, it might not be a huge black hole yet. 11. IncomeDiary pays $50-$200 for articles about making money online, including SEO, affiliate sales, and traffic generation. 12. Mirasee pays $200 for 1,000-2,000-word posts on marketing, business productivity, and growth topics. 13. Modern Farmer reportedly pays around $150 for articles. 14. Penny Hoarder shares money-saving ideas. You’ll need to negotiate pay with the editors during the pitching process — and be willing to forego a link back to your site. 15. Priceonomics pays $1,000 for 2,000-word articles on data and economics. The catch? Articles must be submitted on spec. They occasionally post requests for articles on specific topics , which might get you closer to that big paycheck. 16. RankPay pays $100 for articles about SEO, content marketing, and social media. 17. The Work Online blog pays $50 per post. Essays 18. Aish accepts first-person accounts on the positive influence of Orthodox Jewish beliefs on everyday life — and they pay $200 on publication. Know the frum life to succeed here, and email ebraverman@aish.edu . 19. Cosmopolitan.com pays $100 for essays about college. They’re also using this essay submission as a way to find writers for assignments. 20. Dame reportedly pays $200 for essays. They do accept reported features and other article types, and pay rates may vary for those. 21. Essig Magazine offers $100 for essays about a personal experience. 22. The Establishment pays $125 and up for reported stories and essays. 23. Eureka Street is an Australian site that pays $200 for analysis or commentary on politics, religion, popular culture or current events in Australia and the world. They also pay $50 for poetry, which seems to be a rarity these days. 24. Guideposts pays $250 for Christian faith-based essays. 25. LightHouse pays $100 for uplifting essays by blind or visually impaired writers. 26. Narratively pays $200-300 for 2000 – 2500-word essays on specific topics. Check their guidelines for a list of current needs. 27. The New York Times Modern Love column reportedly pays as much as $300 for essays on any topic that could be classified as modern love. 28. Skirt pays $200 for essays about women’s issues. 29. The Toast pays for essays. Negotiate your rate as part of the pitching process. 30. Vox First Person reportedly pays in the $400 range for personal essays of about 1,500 words. Pitch firstperson@vox.com . 31. xoJane pays $50 for essays about crazy things that happened to you, beauty or fashion trends you’ve tried, and other women-focused topics. xoJane was purchased by Time, Inc., and shuttered on Dec. 31, 2016. Certain content will fold into InStyle. Family and Parenting 32. Babble pays $100-$150 for posts on parenting, entertainment, pregnancy, beauty, style, food, and travel. (NOTE: Babble’s writer’s guidelines are no longer easily found. You may have to do some sleuthing to find contact info for an editor.) 33. Just Parents is a UK-based site that focuses on pregnancy and parenting. They pay $60 per post. 34. Parent.co posts non-snarky articles about parenting and family issues. Pay starts at $50. 35. Scary Mommy pays $100 for original parenting posts. 36. Stork Guide focuses on pregnancy and parenting of newborns and toddlers. They pay $50+ per post. 37. Well Family (the New York Times’ parenting blog) pays $100. Pitch the editor. Health 38. The Anxiety Foundation pays $50 for mental health articles. 39. The Atlantic’s online health section reportedly pays $200. 40. PsychCentral covers mental health. They don’t list a pay rate on their site, and they didn’t respond to my query about pay, but a reader on last year’s list reported they are a paying market. Lifestyle and General Interest 41. BBC Britain doesn’t publish their pay rate, but I’ve seen reports of $350-$1,000 for various BBC sites. Pitch stories with a British slant for an international audience. Download their guidelines as a Word document. 42. Bitch Magazine’s website pays for pop culture features. Pay is variable, so negotiate to get your desired rate. 43. BookBrowse pays for book reviews! Writers accepted into their stable of reviewers will earn $50 for a 600-word review. 44. BuzzFeed pays for commentary and reported articles. They don’t divulge their pay rates, but I’ve seen reports of $200 for a relatively easy commentary 45. The Daily Beast reportedly pays $250 and up. Their submission guidelines have a black-hole editorial@ email address, so you’ll want to do a little digging to find the right person to pitch. 46. Gawker Media reportedly pays $250 for reported features and essays on its family of sites, which includes Deadspin, Jezebel, and more. They prefer to see fully written stories up to 1,200 words. Note: Gawker.com shut down in August 2016. 47. getAbstract reportedly pays $300 for longer (2,000-4,000 word) book summaries. 48. Gothamist pays $50-$150 for reported pieces about New York. 49. HowlRound pays $50 for blog posts about the theater — management and marketing, play production and writing, and so on. Note: This market asked to be removed because they were receiving pitches that were not well targeted. Target your pitches so we can keep providing these lists. 50. The International Wine Accessories blog pays $50 and up for articles. 51. Pay at The Daily Dot’s online magazine The Kernel varies, so be prepared to negotiate. I saw a report of $350 for a 1,000-2,000 word option piece. 52. Knitty raised their rates to $120-$200 for articles about knitting and knitting patterns. They also have a sister site —Knittyspin — for knitters who like to use handspun yarn. 53. Lifezette pays $100-$200 for articles on parenting, politics, faith, health, and pop culture. Contact the appropriate editor with your idea. 54. Listverse pays $100 for long (1,500 word) lists on various topics. 55. The Mix, a network of contributors to Hearst online publications (including Country Living, Bazaar, Esquire, Popular Mechanics , and more) pays $50-$100 for articles. 56. New York Observer pays $100 on posts about politics and culture for “sophisticated readership of metropolitan professionals.” 57. OZY does pay freelancers, but rates vary. 58. Paste pays $50+ for submissions in many different areas. 59. Playboy.com pays up to $350, depending on the topic. 60. Pretty Designs covers fashion and beauty. You’ll need to negotiate per-post pay. 61. Refinery29 reportedly pays $75 and up for slideshows, articles, and essays on various topics. They also post their needs for specific columns on their guidelines page. 62. Salon pays $100-$200 for essays and reported features, even very long ones. 63. Smithsonian Magazine Online reportedly pays established freelancers up to $600 for reported articles. 64. The Tablet pays for articles on Jewish news, ideas, and culture. Pay varies, so be prepared to negotiate. I saw a report of $1,000 for a heavily reported 2,000+ word feature. 65. TwoPlusTwo Magazine pays $200 for original posts about poker. They post articles for six months, after which time the rights revert to the writer, so you can sell reprint rights or post it on your own blog. 66. Upworthy pays $150-$200 for 500-word posts. 67. Vice ‘s pay rate varies, so you will need to negotiate if you’d like to write about food, technology, music, fashion, and other lifestyle topics. 68. YourTango pays $50 for posts on love, sex, travel, mental health, and just about anything else that affects your relationships. Tech 69. A List Apart covers web design. They pay $200 per article. 70. Compose pays $200 and $200 in Compose database credits for articles about databases. 71. The Graphic Design School blog pays $100-$200 for articles and tutorials about Photoshop, Illustrator, InDesign, and open source design tools. 72. Indeni pays $50-$200 for posts that cover Check Point firewalls, F5 load balancers or Palo Alto Networks firewalls. 73. Linode pays $250 for articles about Linux, Socket.io, NoSQL databases, game servers, Open Change, and Web RTC. 74. Devilish about web development? SitePoint pays $100-$150 for articles on HTML, CSS, Ruby, PHP, and more. 75. SlickWP pays $100 for posts about WordPress and the Genesis Theme framework. 76. Tuts+ pays $100 and up for tutorials on various technologies, including Web design and Flash. Tuts once ran a network of 16 different blogs, including Freelance Switch, but it’s all together on a single site now that encompasses design, gaming, photography, writing, and more. 77. WordCandy pays 6-10 cents a word for ghostwritten pieces about WordPress — these will appear on some of the larger WordPress blogs, such as wpmudev. 78. WPHub pays $100-$200 for posts on web design trends, coding best practices, and other WordPress-related topics. Travel and Food 79. Big Grey Horse page $125-$200 for posts about Texas — photos must be included. Texas-based writers are preferred, because the site requires in-person visits. 80. Cultures and Cuisines pays $200 per article. 81. Desert Times pays $50-$100 for stories about the deserts of North America and the culture and lifestyle of the people who live there. They prefer writers to also submit photos. 82. Expatics serves U.S. expatriates. This is another site where you’ll need to negotiate pay before you write your article. 83. Fund Your Life Overseas pays $75 for articles about business ideas that provide enough income for U.S. ex-pats. 84. The International Wine Accessories blog pays $50 and up for articles. 85. Saveur starts at $150 for “amazing stories about food and travel.” 86. The Salt (NPR’s food blog) reportedly pays $200+. Writing 87. ClearVoice is a platform to connect bloggers with brands in various niches, as well as commissioning posts for its own blog. Pay is variable but ranges as high as $250-$400 (from what we’ve seen so far). When you apply, you set the rates you’re willing to accept; then, the platform emails you when appropriate opportunities arise. It’s not a bid site — fees are preset. But gigs are presented to multiple writers, and then the client chooses who they’ll work with. Luckily, there’s no elaborate application process, once your profile is set — you simply reply that you’re interested, and they let you know if you win the gig. 88. Contently pays about 35 cents a word for their freelancer-focused online magazine. Download their pitching guidelines here . 89. Freedom with Writing pays $50+ for lists of paying publishers. They also pay for short ebooks, so there is an option for longer-form content, too. 90. Make a Living Writing . That’s right, this-here blog pays $75-$100 for guest posts, depending on complexity and research needed. Be sure to read our guidelines thorougly, especially our list of the topics we’re actively looking for guest posts on right now. Pitching one of those will seriously improve your odds! 91. WOW! Women on Writing pays $50-$150. 92. The Write Life pays for some posts — you’ll need to negotiate your rate. Read the full article

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Experts Speak on How to Make Money on YouTube in Africa

YouTube is the world’s biggest digital sharing video platform with more than a billion viewers a month and 400 hours of videos uploaded every minute. As a YouTuber or an aspiring one, here are some nuggets which you may find helpful for succeeding on YouTube and in Africa especially; Mich Atagana, the head of communications at Google South Africa stated during an interview: “Creators that succeed on YouTube approach it as a business – they find a topic they’re passionate about that resonates with a specific target market and they create a community around that passion,” “They spend time and effort researching their content, their video techniques and how to best engage their audiences,” Thembekile Mahlaba, a member of the YouTube channel Pap Culture pointed out that data is expensive in Africa compared to Europe and America and it consequences on Youtubers. Moreover lesser people are watching or are able to access Youtube channels because of the expense. Grant Hinds, from his namesake YouTube channel, said he hopes data pricing in Africa changes for the better. Hinds also said he hoped YouTube would provide ways for people to contribute funds to creators like some of its competitors – that helps creators sustain their channels financially. See also : How to Make Money on Instagram 2018 Mich made a statement on practical ways money can be made from YouTube. “For creators, partnering with brands offers them an opportunity to earn revenue of the time and effort they put into their channels, and possibly make a living out of them too,” On the flip side if you have a brand you can monetise on YouTube as well. “Brands run their own YouTube channels which show content of resonance and relevance to that brand’s audience. They can also invest in advertising on YouTube either through running advertising on channels, or through partnering creators to develop sponsored content,” Tips on how you can be successful on YouTube: Take it seriously. Invest in equipment. Spend time and energy on the community you create and understanding what is important to them. Be consistent – both in output on the channel and how often you post, and Collaborate with other YouTubers where there are shared passions or just for fun.   Read the full article

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Commodity Money Vs Fiat Money

Commodity money is form of currency in which the value of the currency comes from the material which was used to to make it. Eg.  gold, silver, livestock, and other materials .They used to be used as currency in historical days. Fiat money is used nowadays, examples of fiat money are the Nigerian Naira, the United States dollar, British pounds etc. They are money whose value is based on government guarantees but has no inherent value. See also Corporate Account Owners, You Need to Check This to Avoid Serious Tax Trouble Fiat money is at risk of inflation and deflation because its value is not intrinsic. Changes in public confidence in a government issuing fiat money may be enough to make the fiat currency worthless. Commodity money, however, retains value based on the metal or other material content it has. According to Investopedia, Commodity money has intrinsic value but risks large price fluctuations based on changing commodity prices. If silver coins are used, a large discovery of silver may cause the value of the silver currency to plunge. For convenience and to avoid these price changes, many governments issue fiat currency. Initially, many fiat currencies were backed by a commodity. Backing a fiat currency with a commodity provides more stability and encourages confidence in the financial system. Anyone could take backed fiat currency to the issuing government and exchange it for a certain amount of the commodity. Eventually, many governments no longer backed fiat currency, and the money increasingly took on a value based on public confidence. As of 1933, U.S. citizens could no longer exchange currency with the U.S. government for gold. In 1973, the U.S. stopped offering foreign governments gold in exchange for U.S. currency. Many governments no longer think commodity money is in the best interests of the public. Read the full article

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2018 Takeda Young Entrepreneurship Award, Fund - ₦3.3M

The Takeda Foundation has put out a call for applications for the Takeda Young Entrepreneurship Award. About the Takeda Young Entrepreneurship Fund The Award targets young entrepreneurs or entrepreneurial individuals who challenge technological or social needs in the real world. The Takeda Foundation believes that the challenging activities of young individuals trying to address real technological and social needs will lead to the creation of goods and services that enhance the well-being of people throughout the world, which is the mission of the Foundation. The Awardee will be selected from among the candidates who apply for the Takeda Young Entrepreneurship Award. Candidates should submit an application paper describing the background of the targeted issue, and his or her ideas for a solution to address that issue in 1000 words or less with figures (within 3 pages). They are also requested to submit a supporting report (in 300 words or less) written by an individual who receives benefit from the solution. See also : Dangote Business School Commisioned, Read Application Requirements The Takeda Young Entrepreneurship Award will be given to the individuals who propose the most creative and promising projects with a high potential for enhancing the well being of people at the site. The Takeda Foundation will select the Best Entrepreneur and 5 Entrepreneurs. The recipient of the Best Entrepreneur Award will receive a diploma, plaque and monetary prize of 1,000,000 Japanese yen. Each recipient of the Entrepreneur Award will receive a diploma, plaque and a monetary prize of 200,000Japanese yen. The Takeda Foundation awaits the nominations or self-applications of young individuals who challenge technological or social needs to enhance the well being of people throughout the world. Ⅱ. Application Period : April 1 to June 30, 2018 Ⅲ. Application 1. Applicant : Anyone who is under 40 years old as of April 1, this year, regardless of gender, affiliation, and nationality. 2. Application fields : Any field that can improve the well being of people. 3. Registration : Please register at here before you submit the application form. You will receive your reception number and an address for submission of your application form. 4. Application form : URL for down loading the Application form will be sent to you after registration. 5. Contents of Application Form : should include the items listed below. 1) Applicant Information should be included in the application form. 2) The application form contains Project Description which should include the following items (within 1000 English words in total). Figures or tables can be attached if they are within 3 pages. (a) Background (Technological or/and social needs, and social impact) (b) Solutions (Technical solutions and business model, competitiveness with other solutions, advantages (benefits/cost), etc.) (c) Attempt (How seriously are you involved in your project? What are the milestones for this project? Do you expect any public funds? Have you organized any groups to develop your project?) 3) Supporting report: Please ask beneficiaries (at least one) to describe within 300 words the kinds and degree of benefit he or she expects to receive when your project is achieved. Please keep in mind that supporting reports are not a recommendation letter from your mentor. They are reports from individuals who will receive benefits from your project. If you produce goods or service, then consumers will be your beneficiaries. 6. Application method : To be announced soon. Ⅳ. Selection:should include the items listed below. 1. The selection involves document examination and an on-line individual 2. presentation by the selected candidates. The document examination will start August, and the online individual presentation will be held in October. 3. The selection results will be announced in early November. 4. The awarding ceremony and workshop will be held in February, 2018. Ⅴ. For inquiry Please send mail to ytakedaq@takeda-foundation.jp Visit here to read more about the Takeda Young Entrepreneurship Award 2018 Read the full article

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How to Make Money on Instagram 2018

Instagram used to be a platform for just picture sharing, but today, it’s now a business platform, which is used by businesses, brands and ecommerce owners. You've probably heard that people make money off their instagram accounts, I'll be giving you a guide on how it's done in this article.

How Some People Make Money Off Their Instagram Accounts

You may be wondering if Instagram pays people directly. Well, Nope, Instagram does not pay into people's bank account. People just tap into the population there, sell their services and products, just like in any ecommerce business environment. Marketing yourself and the things you are good at helps you connect with customers on Instagram.

Requirements to Start Making Money on Instagram

To do business with your Instagram account, you will need to first switch to a business profile. It adds more features to your account. Login to your Instagram, goto account settings and switch. The following also needs to be put in place 1. Your Instagram followers Perhaps you already have lots of followers on Instagram and you just thought "hey, this would be a good opportunity", - if you have active likes and comments on your posts and what you post is in line with the items or services you want to offer, them you've got the major requirements to start doing business. If you don't, you will need to pick something you are interested in, the following are 3 top strategies to build your reach and influence Top Instagram Strategies to Grow Specialize on Something You are Good in Use Relevant Hashtags : Use 5 -10 hashtags that relates to your posts as they help your post reach more people. Post Regularly but not too much so as not to overwhelm your audience 2. Tools for e-commerce and Dropshipping Try out Shopify.com as they have apps that integrate with instagram to help you sell your items and services really easy. You can easily set up a dropshipping store with Shopify’s ecommerce platform, which is free for 14 days. You can also try out Oberlo’s free plan dropshipping app. Dropshipping is a business model where you don’t need to own products you are selling. All you need to do is find cheap products from a company and sell that product to buyers at a higher price while the company handles the delivery.     Read the full article

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Twitter Bans all Crypto and ICO Adverts on its Platform

Twitter has become the latest social media network to block adverts pertaining to cryptocurrencies, beginning today. Facebook, in January  announced its ban on cryptocurrency and Initial Coin Offers (ICO). It based its decision on the many fraudulent offers and encouraged its users to report any adverts it missed out. Tech giant Google had earlier this month, announced that it would ban cryptocurrrency adverts by June. ICO promoters and the various communities will be badly affected by this move as twitter is a key means of promotion for many of these coins. ICO stands for Initial Coin Offering. It is a means whereby companies raise capital either for a new coin or a project. To participate, individuals pay a certain amount of money either as bitcoin or ethereum. ICOs are largely unregulated, and in recent times have become bogus.  The social media giants may also be keen on avoiding a situation where they are held legally liable for false claims made in these adverts. The  Central Bank of Nigeria (CBN) and Nigerian Deposit Insurance Corporation (NDIC)  have all issued warnings about the dangers of investing in cryptocurrencies. Nigeria’s Senate has also echoed similar sentiments mandating its Committee on Banking and other Financial Institutions has also been instructed to look into  the viability of bitcoin, and possible regulations of its trade. Cryptocurrency markets have reacted to the ban, with bitcoin dipping below the $8,000 mark. Market capitalization is currently at $300 billion.March has been a bearish month for cryptocurrencies due to negative sentiments, and concerns about regulations in South Korea. Read the full article

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Facebook loses A Whooping $25 billion amid Data Breach Scandal

Facebook’s stock has dropped, as the world reacts to the huge “data breach” scandal that broke over the weekend. The drop of 7 percent means that around $25billion has been lost from the company’s market value.

Courtesy: Yahoo Finance Cause of the Data Breach Aleksandr Kogan, a University of Cambridge professor, accessed the data of more than 50 million Facebook users by creating a survey app filled out by 270,000 people. Facebook provided Kogan with the data of everyone who took the survey, as well as their friends’ data. The app was a personality quiz that asked Facebook users for information about themselves. Kogan’s company Global Science Research had a deal to share info from the app with Cambridge Analytica. An estimated 270,000 Facebook users signed up and took the personality tests. But the app also collected the information of each user’s Facebook friends, who couldn’t possibly have provided consent. Cambridge Analytica, a data analysis company, allegedly used the data sourced from Kogan to build a powerful software program to predict and influence choices at the ballot box and to help Trump get elected. The firm harvested private information from the Facebook profiles of more than 50 million users without their permission. The company used the data to build psychological profiles of Facebook users, to create better political campaigns that could sway their views. Facebook’s response to the Data Breach Facebook revealed that Kogan gained access to this information in a legitimate manner and through the proper channels that governed all developers on Facebook at that time. Facebook, however, acknowledged rules were violated by passing the users’ data to third parties, including Cambridge Analytica, the political data firm founded by former Trump aide Steve Bannon. Facebook found out about the breach in 2015, shut down the professor’s access and asked Cambridge Analytica to certify that it had deleted the user data. However, the social network on last week suspended Cambridge from its system, explaining that it had learned the information wasn’t erased. Cambridge Analytica (CA) is a privately held company that combines data mining and data analysis with strategic communication for the electoral process. It was created in 2013 as an offshoot of its British parent company SCL Group to participate in American politics. Facebook was launched on February 4, 2004, by Mark Zuckerberg and his fellow classmates Eduardo Saverin, Andrew Mccallum, Chris Hughes. The company has since expanded into other areas buying Instagram for $1 billion in April 2012 and Whatsapp for $19 billion in February 2014. 2016 revenues were estimated at over $25 billion and the company has over 20,000 employees. Read the full article

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Dangote Cement Revenue hits ₦805 billion in 2017

Dangote Cement today released its financial statements for the year ended December 2017. Revenue increased from ₦615 billion in 2016 to ₦805 billion in 2017. Profit before tax increased from ₦180 billion in 2016 to ₦289 billion in 2017.

Dangote Cement FY 2017 results Profit after tax jumped massively from ₦142 billion in 2016 to ₦204 billion in 2017. The company is proposing a dividend for ₦10.50 per share. Here is a copy of the result. Read the full article

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Facebook is Making it Possible for You to Monetize Your Videos

Facebook is making it easier for video posters to monetize their videos, further luring them away from competitors like YouTube. The company announced in a blog post on Monday that it's rolling out a paid subscription feature and ways for advertisers to find sponsorship opportunities for its creators over the next few months. The tests will begin with a small group before expanding widely. "As creators spend more time making content and engaging with their fans, they want to be able to earn money for their work," Fidji Simo, vice president of product and Sibyl Goldman, director of entertainment partnerships, wrote. "We plan to offer a range of monetization options to serve the wide range of creators at various stages of their journeys." Currently Facebook video creators can include sponsored content, and ad breaks are included in for some creators making shows for premium video section Watch. The new options will give viewers a way to pay creators monthly for additional content, including more exclusive clips and a badge to show they are a "supporter." In addition, a new feature will help connect companies and video creators for branded content. Creators will be able to create a portfolio showing off what kinds of content they can make, and advertisers can search and find a right fit. Other updates for creators include a system for them to to manage content rights, a way to designate top fans and an expansion of the Facebook Creator app for Android users. The move happens as YouTube is cracking down on who can advertising revenue on its platform over quality issues. Source : CNBC Read the full article

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How to Make Your Company Look Like a ₦100 Billion Brand

Most Start ups encounter this one reality that it takes money to make money. While the issue of little funds comes your mind, The default logic is to assume that you must seek investors, raise millions and make some big splash. While that helps, it's not common for most early stage startups. Bold Entrepreneurs find a way to make their own success before they have the money. One way they do this is by acting as if they already have it, or the success that comes with it. While this idea sounds like "fake it till you make it," it's actually rooted in fundamental concepts about consumption, perception, and scaling. Here are some ways you can appear stronger, more successful and better funded than you might actually be. 1. Boost the appeal of your products. One of the simplest and most impactful ways to improve the perception of a company's success is to make its products appear luxurious and high-quality. If the items themselves look like something someone would want to buy, logic follows that people will buy them - and people want what others have. Pixelz co-founder Thomas Kragelund explains, "E-commerce is built on imagery -- billions of product images are being clicked, swiped, and compared by customers every day." In fact, he says, "Companies like Google, eBay, and Amazon have conducted studies that conclusively state higher-quality images improve sales." Another way to boost sales while simultaneously improving visitors' perception of your brand's success is to enhance your product descriptions. Consumers rely on product descriptions to determine which offering will best meet their needs, and a discussion of an item's functionality or an article of clothing's fit can lock down a sale - while poor and insufficient copy can prompt a customer to find a different website with more detailed descriptions and more confidence in its messaging. 2. Associate your brand with big names. Relationships take real effort to establish, but some of your existing or developing relationships and partnerships could enhance your company's standing in the public eye. Never fail to associate them. 3. Outsource to increase your capabilities. A simple but savvy way to increase your brand's perception is to expand your capabilities through outsourcing. Leveraging third-party skills or resources can help you offer higher-quality products or services without the costs of raising money and scaling a team. For example, Third-party logistics providers are experts at what they do, and they have access to the latest and most effective transportation technology. They are trained to identify problems with your transportation footprint and provide effective solutions for transportation accounting and freight claims, among other areas." The key is to isolate the parts of your business that can be outsourced on a cost-effective basis, as well as the parts of your business you dislike the most. Accounting is another common example. Conclusion. It takes money to make money, and there are effective ways to give the impression that your company has money — and stands to make more. By boosting the appeal of your products, associating your company with big names, and outsourcing to expand your capabilities, you may just be able to convince others you're managing a billion naira brand. No matter which way you take, remember to always treat your customers well and stay focused on providing real value. Read the full article

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Jumia Running at Loss, May Have a New Owner Soon

Popular e-commerce platform, Jumia, could have a new owner soon, as its parent company, Rocket Internet is considering floating it through an Initial Public Offer (IPO). This is coming few months after Jumia’s major competitor Konga was acquired by Zinox after a month-long negotiation with major investors, Naspers and AB Kinnevik. Also recently online classified ads platform OLX also announced it is shutting down operations in Nigeria. Why the sale? The IPO is in line with Rocket’s mode of exit from mature portfolio companies. HelloFresh, in November last year was IPO’d on the Frankfurt Stock Exchange in a deal valued at  €1.7 billion. Deliveryhero, another company was listed on the Frankfurt Stock Exchange at a valuation of €994 million. Jumia is yet to attain profitability since its creation. The company made a loss of €81 million according to a 9M 2017 investor presentation by Rocket. Read the full article

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7 Best and Clean Ways to Make Good Money in Cryptocurrency

Pixabay As each person aims to earn money and be wealthy enough, doing that from cryptocurrencies, on the 21st century seems the best and easiest way. Consequently, as trying to give you a hand, in this article Etherum World News reveals some of the best ways on making money from the Crypto Industry. Starting with the easiest and simplest way: 1. Analyzing, Buying and Holding Being aware that crypto area is a much extended one, one way in which you can consider yourselves safe is to first analyze and then purchase good cryptocurrencies that own an essential usecase. After choosing the right ones, lastly you should hold them until they secure a fair market share. For instance, cryptocurrencies like: Bitcoin (BTC) Ethereum (ETH) NANO (NANO) VeChain (VEN) NEO (NEO) Stellar (XLM) etc.. ..are frequently considered safe buys according to Etherum World News. The ones mentioned above are mostly suggested to be bought and held for a longer term only because they are bound to appreciate against the fiat pairs of USD, EUR etc. Yet, it’s not a must, to only focus on these six, but for an investment advise this could be considered as a great example of how to choose the right cryptocurrencies for yourselves. 2. Buying & Holding Cryptocurrencies that Reward You Regularly A smart move that it’s necessary to be kept in mind while having the intention to earn money through cryptocurrencies is to buy and hold cryptos that reward you regularly. Having it easy to access some main cryptocurrencies that pay you great deal just for holding them and it is not even mandatory for you to stake them, especially in a wallet. The crypto industry offers many of these cryptocurrencies, such as: NEO COSS KuCoin CEFS 3. Staking Cryptocurrencies According to Ethereumworldnews.com, staking cryptocurrencies is a great way of earning money because you not only benefit from price appreciation for keeping good crypto coins but also you get the additional reward as dividends for staking the coins. To explain better, staking is basically holding cryptcoins 24/7 in a live wallet, consequently earning new additional coins as a reward for staking and giving security to the blockchain network. Some noteworthy coins related to staking, can be considered: Neblio Ark Komodo PIVX NAV Coin 4. Masternodes When thinking on a more general way of earning money, running masternodes of cryptocurrencies can be selected as a good way for passive income on the crypto industry. The notion ‘Masternode’ is merely a cryptocurrency full node or simply a computer wallet that holds the full copy of the blockchain in real-time, for instance, when you have Bitcoin full nodes; and is mostly up and running to perform certain tasks. Various cryptocurrency companies pay the masternode owners for performing tasks that were mentioned above. Nonetheless, you should always keep in mind that to run a masternode you must have a minimum number of coins to start. The minimal amount to get started with a masternode is usually in the range of 1000 to 2500 coins, but it mostly depends on the company, mainly because various cryptocurrencies go with different strategies. Some currencies that have put masternode in function are: DASH PIVX VeChain Thor 5. Day Trading Cryptocurrencies If you are nearly an expert at technical charting at different intervals in the day, this method not only will help you become a full expert on trading but also can be considered as one of the best ways to earn money. You have the chance to trade various cryptocurrencies on many different exchanges such as: Binance (Recommended) KuCoin Cryptopia Bittrex Bitfinex Cex.io Gate.io The main idea of all of this is “Buy low and sell high”. This technique can be applied easily for a technical charter person because crypto, being not such a stable market, can fluctuate 20-50% in a day depending on the picking you focus. 6. Working For Crypto If you have experience on writing, developing, testing or designing working for cryptocurrencies is a relevant way of earning. You can begin making money in cryptocurrencies immediately after exchanging your services for it. Some of these platforms and websites that offer you Bitcoins in exchange for your service, are: Jobs4Bitcoins Crypto.Jobs XBTFreelancer Coinality bitWAGE CoinWorker Angle.Co 21.co On this way you can have dual benefit such as earning cryptocurrencies and also benefit from the price appreciation that cryptocurrencies on the whole are witnessing over the past few years. Recommendations from Etherumworldnews.com You can always start by working for these cryptocurrencies: Bitcoin Litecoin Ethereum 7. Accepting Cryptocurrencies if You Are a Vendor If you are a vendor, a good way to earn cryptocurrencies is if you accept them in exchange for your services or products. There are many cryptocurrencies that you can access and also Bitcoin payment processors, that as a vendor help you to accept cryptos. Worth to be mentioned: E-commerce websites and online businesses owners can adopt this way, on this way getting a double benefit of crypto price appreciation and also earning cryptos directly. 8. Writing for Cryptocurrency Websites If you are a good writer, your content is preferred by the readers, and also know how to use blogging, you can easily earn money by using these both on websites that have a chance on paying you in cryptocurrencies. If your work is important on crypto market, you can also monetize your work for cryptocurrencies for allowing readers to have access on your content. Some of these websites are: Y’alls Yours Steemit Last but not least: As mentioned just in the beginning of this article, you should always be attentive to scams and also illegal MLMs (Multi-level marketing). Even though they can be very promising when speaking for high returns, all they can give you is loss. Best recommendation would be to not get involved with these schemes and always try to earn legally. Last scam to be taken as an example is Bitconnect MLM scheme that came down crashing in one day. Source & Credits: Etherum World News Photo Credit : Pixabay Read the full article

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How to Make Money Online as a Student

Perhaps you're looking forward to earning money on the side as a student. Or you may be looking for part-time or minimum time consuming ways to earn money. If you are looking for one, you have come to the right place. There are many ways you can earn money as a student, or without stepping out of your home. All you need is a Smartphone, laptop, desktop computer, and internet connection. Some can be done with your smartphone alone. With these, you can make plenty of money online, without much hustling. Listed below are 5 Easy and best ways to Make Money Online as a student in 2018: 1. Become an Instructor at WahClass WahClass is an online academy that runs on Chat Apps such as WhatsApp and Messenger. Becoming a tutor or instructor is very easy. However you must be good in a particular field. You must also have Facebook Messenger and WhatsApp on your phone. The key to succeeding here is getting your notes and materials approved. You register by just chatting with an AI Assistant, after which you submit your subtopics for approval. Once its approved, you are to prepare your content and submit for approval. WahClass has a support team to guide you all the way. As soon as you become an approved instructor you start earning money. You can earn up to NGN100,000($325) monthly at WahClassRegistration link here Pros Little or no start-up capital Convenience Free to sign-up Doesn't uses much of your time Can be done with your Smartphone alone Cons Only available to those with the Facebook Messenger app. 2. Paid Surveys This is becoming the most popular way of making money online. This method involves filling online surveys. Surveys are important for manufacturers and that is why they engage research companies to answer specific questions relating to their goods and services. Some surveys do not take time to complete while others could be lengthy. Payment for surveys varies. You have to compare the various review sites and choose those you think to be more rewarding. Here are different companies you can start today:  Vivatic  IPSOS  Opinion Outpost  Global Test Market Many survey sites reward with cash while others pay gift cards and other prizes that can be redeemed. Pros It does not take much time to complete. The method is perfect for anybody especially those with tight schedules. Most of them do not require a permanent contract. You can only answer those questions relating to you, which mean that you can skip some. Can be done with your smartphone alone Cons Most of the surveys sites are not available to everyone, because they are location based   3. Freelancing Freelancing is one of the most lucrative ways of earning money online. It is not difficult to start a freelancing job; you only need the skill, an internet connection, as well as a computer. Perhaps the best freelancing job many people engage in is freelance writing. Depending on your skill, you can earn as much as fifty cents per word. It is possible to earn twice or thrice that amount. Before you can become successful, you require a reputable online portfolio or resume. It is not only writing job you can do as a freelancer; there are other programming jobs such as designing, graphics and so on. You need a large clientele base to succeed. There are many freelancing websites you can get started: Freelancer.com Upwork.com Listverse Top Tenz Funds for writing Guru.com Hirewriters.com Iwriter.com Pros It is possible to have a long-term contract You can build a very long lasting relationship You can easily start Cons Heavy commissions It consumes time. 4. Create Video Tutorials on YouTube Many people are earning money on YouTube. The best way to do that is to create a YouTube video tutorial, and sell them or make money per impression. All you need is a superior quality camera, and you can do it with your Smartphone. Pros This does not require much investment Useful information is freely available You are not required to be SEO expert here Cons You need to have a video editing skill 5. Share Links and earn Money This is a new platform sprung up in 2018 that pays you when you share a link to WhatsApp, Facebook and other social media. You get paid NGN500 per 1000 clicks with bonuses coming from time to time. Although its still very new, there's no website for it yet. It is running on WhatsApp group chat. Link to join Pros Easy to participate Group tips and interaction Can be done with your smartphone alone Cons Only available to those on WhatsApp Conclusion These are the various ways of making money online. These do not require a significant investment. It is a question of using your computer, Smartphone, or laptop and having an internet connection. You can make money fro these jobs as a student, You can do these jobs sitting in the bus and in your home too. Read the full article