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shephardtree · 2 years

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5 posts!

#5 posts #tumblr milestone

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shephardtree · 2 years

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#e-commerce,

#internet marketing #ecommerce #software #affiliate marketing jobs #affiliate marketing websites #afiliate marketing #webdesign #website building #websitedesign

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shephardtree · 2 years

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Best Diet strategy for losing weight

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shephardtree · 2 years

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Sharing hope and brightness with everyone around!

#wellness #humanity #humility #friends forever #healthy food #healthy lifestyle #health & fitness

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shephardtree · 2 years

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Men's T 20 2020 Cricket World Cup

#indian fans #indian express #indian cricketers association #india cricket #t20i #ipl season 15 #ipl 15 longest six #ipl 15 auction time #kohli

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shephardtree · 2 years

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Retirement Planning Make the most of your retired life!

You have put a lot of effort into creating a life for yourself and your family, one that is full of goals, successes, and joy. You might have new dreams and goals now that you're getting close to retirement.

You might desire to see the world or spend more time with your loved ones. You might also desire to honor obligations like your child's wedding or higher education.

You have the ability to fulfill your desires while preserving your financial independence with a little retirement planning.

We discuss every facet of retirement planning on this page.

Retirement Planning is making preparations for your future so that you can continue to achieve all of your objectives and desires on your own. Setting your retirement goals, calculating how much money you will require, and making investments to increase your retirement savings are all included in this.

Every retirement strategy is different. In light of the fact that you can have quite particular plans for your retirement, for this reason, it's crucial to have a plan that is created precisely to meet your unique requirements.

Here we are sharing 5 easy steps for a better retirement planning:

Pen down your estimated expenses.

Make a prioritized list of your costs and pay them off one at a time. Even if your income is unpredictable, you can still live the life you choose after retirement. Be it a trip around the world with your wife, your daughter's destination wedding, buying a beach property, or running your own organic farm. If you make plans ahead of time, you can afford each of these indulgences. Create a schedule for all such occasions. Establish a spending plan for each expense.

2. Create a continency fund

Don't let unforeseen costs drain your bank account! Planning for certain events, such as unforeseen circumstances, medical emergencies, or other events that you may not have anticipated, is easier than planning for unknown events. Such unplanned circumstances can deplete your savings and ruin your planning. Having money set aside for such circumstances, which may or may not happen to you, is a wise decision.

3. Broaden your investment horizon

Get away from the idea of exclusively making low-risk investments. Contrary to what conventional experts may advise, keeping your money in low-risk assets will protect it but not help it expand to meet your needs. Inflation is one of the biggest risks to your retirement fund since it consumes your savings at an increasing rate. To combat inflation and speed up your savings, it is preferable to invest in stock instruments.

4. The golden rule: start early

The larger corpus you may accumulate depends on when you start.

To enable your funds to grow for a longer amount of time, start investing earlier in life. Start consistently setting aside a small amount of money for retirement and treat it with the same priority that you give to meeting your immediate financial demands.

5. Avoid breaking in your retirement corpus in-between.

Refrain from taking money out of your retirement account. Young people have a habit of withdrawing their PF account balance rather than transferring it when they change employment. Every time you withdraw money from your PF account, your retirement corpus takes a severe hit, and if you do it within five years, the sum will be subject to taxes.

#retirment #retirement planning #personal finance #financial planning #financial investment services #financial advisor

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shephardtree · 2 years

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Halloween is here, which means people should get creative with their costumes. Some may not be easily recognizable, while others are predicted to be commonplace around the country.

This year, we have made a spooky map dedicated to what costumes people are searching for the most.

Perhaps you'll find some inspiration on what or what not to wear.