#Asset Recovery Services Virginia

[ledenews]

Susan James Hagan To Receive a 2023 Governor's Service Award

Susan James Hagan has impacted the lives of thousands of people in the Upper Ohio Valley. Susan is well known in the Wheeling community as a committed volunteer who has the superpower of connecting people and getting thingsdone. On Thursday, June 15th, Susan James Hagan will be honored for her dedication to service at the annual Governor’s Service Awards dinner at the Culture Center at the State Capitol. Presented since 1995, the Governor’s Service Awards honors individuals and groups that exemplify outstanding dedication to volunteerism and community service in West Virginia. Susan James Hagan will receive her award in the Adult Category. In November 2022, Susan spearheaded and hosted the highly successful "Nail City Chef" benefit which raised over $20,000. This event, conceived entirely by Susan, brought together the Wheeling Soup Kitchen, where she serves as a volunteer, and Wheeling Health Right, where she serves on the board of directors. By uniting these two organizations for a joint benefit, Susan successfully raised funds and awareness for their causes. This undertaking represents just one of the numerous charitable activities in which Susan has played a pivotal role over the years. Susan is renowned for her unparalleled talent in connecting community agencies with shared missions. She serves as the bridge that brings people and organizations together. During the challenging times of the COVID-19 pandemic, Susan committed countless hours to the Ohio County Food Security Team, a collective effort by several non-profit organizations. In 2022, the dedicated group of volunteers established nine Blessing Boxes throughout Ohio County, ensuring that individuals facing food insecurity had access to essential resources. In addition to her exceptional volunteer work, Susan balances her commitments with her day job as a Nanny for two young boys. She currently serves on the board of directors of The Unity Center and Wheeling Health Right. Susan is a member of the Region X Transportation Committee which helps address unmet transportation needs in the community. She has also contributed to the Women Inspired in New Directions (WIND) program at the YWCA as a member of the advisory board and she co-chaired the Mayor's Committee on Housing. As one of the founders of The Re-Entry Alliance for the Ohio Valley, Susan has played a pivotal role in bringing together over 35 agencies dedicated to assisting adults transitioning from the correctional system. Moreover, she actively volunteers with Grow Ohio Valley and the Family Resource Network, further extending her impact across various community initiatives. Susan's personal journey in recovery serves as a powerful inspiration to others. With an impressive 20 years of sobriety, she is a role model in the recovery community and beyond. Her resilience and dedication to personal growth have made her an invaluable asset to the Wheeling community, uplifting and empowering everyone she encounters. The Governor’s Service Awards are administered by Volunteer West Virginia, the State’s Commission for National and Community Service. The event will take place on Thursday, June 15th at 6 p.m. at the Culture Center in Charleston. A volunteer review committee reads and selects the recipients based on achievement, community needs, continuing involvement, creativity, and impact of service.Other recipients of the 2023 Governor’s Service Awards include, by category: - Youth: Maren Boblits, Edmond - Young Adult: Sequoia Ware, Huntington - Senior: Libby Campbell Lucas, Ansted - Lifetime Achievement: Fran Welton, Moorefield - Group: Davis Medical Center Pet Therapy Team – Mark Roy & Ellie, Elkins About Volunteer West Virginia Volunteer West Virginia is the state’s Commission for National and Community Service. The agency challenges West Virginians to strengthen their communities through service and volunteerism by identifying and mobilizing resources, promoting an ethic of service, and empowering communities to solve problems and improve the quality of life for individuals and families. Learn more at www.volunteer.wv.gov. Read the full article

[decaffeinatedfirelover]

Navient Corp Company Market Analysis Report - Company Market size - Company profile

Navient Corp (Navient) offers education loan management, servicing, and asset recovery services to students, government, and corporate clients at the federal, state, and local levels. Its product portfolio includes federal education loans and private student loans. Navient Corp market analysis Navient Corp Company Profile

Service offerings include loan advisory, financial calculator and tools, Federal State and City government collections services, family federal education loan program, institutional loan, and tuition receivable recovery and specialized loan programs. 

It also offers miscellaneous accounts receivable and fee recovery, toll recovery, student loan collection, payment processing, consolidation services, and auto-debit services. It operates in western New York, northeastern Pennsylvania, Indiana, Virginia, California, and other locations. Navient is headquartered in Wilmington, Delaware, the US.

Access in-depth analysis, premium industry data, predictive signals, and more on Navient Corp for 12 months starting at $395 on our Company Analytics platform

Access in-depth analysis, premium industry data, predictive signals, and more on Navient Corp for 12 months starting at $395 on our Company Analytics platform

[tryc2management]

[jennymanrique]

Ethnic businesses in the post-pandemic: catch the boom or left behind?

Since the pandemic started, 200,000 small U.S. businesses have closed permanently. Access to federal loans was limited. How can ethnic entrepreneurs stay afloat during the country’s economy reopening?

From its spot on iconic U Street in Washington, D.C., Ben’s Chili Bowl has served diners for more than six decades: demonstrators from the civil rights march led by Dr. Martin Luther King, African Americans from segregated communities, tourists from all over the world, presidents and politicians.

Ben and Virginia Ali opened this place in 1958, and despite all the history it’s seen, its experiences in the last year were unique.

“Nothing has been as challenging as this pandemic — it’s been a very difficult time for us,” said Virginia Ali, 87. With her children, she continues running the small business that features a chili prepared with spices from Trinidad and Tobago, her husband’s native land. Ben Ali died in 2009.

“We have lost many friends, and seen the impact on many lives that depend on the Chili Bowl remaining open,” Ali said during an Ethnic Media Services-hosted press briefing. It focused on how COVID-19 has affected more than four million minority-owned U.S. companies whose annual sales total close to $700 billion, as well as their role in the looming economic opening.

“When the pandemic hit in March, we had the busiest schedule,” Ali said, “with two large groups of students coming to Washington. Even United Airlines had a story (about us) on the cover of its flight magazine, but we didn’t get the benefits of that because flights were no longer in the air.”

From having its business open almost 20 hours every day, the Ali family went to six days, offered curbside pickup and donated food to the Howard University Hospital and Washington Hospital Center medical staff, and to firefighters, teachers and protesters in the wake of George Floyd’s death.

“We began to receive letters and donations from all over the country, so we took those funds and gave back, preparing lunches for these front-line workers,” Ali added.

Ben’s Chili Bowl received a loan during the second round of the Paycheck Protection Program (PPP), a federal incentive to help small businesses continue to pay wages during the pandemic. The restaurant had to shift its focus to e-commerce in order to ship its famous smoked salmon with homemade hot chili sauce across the country, and the family plans to expand the franchise.

“We are still struggling, but it is good to know that there’s help available because all small businesses need it to survive,” Ali said.

May 31 was the last day for small business owners living in low-income neighborhoods to apply for the third round of PPP loans.

According to Everett Sands, CEO of Lendistry, a minority-led entity that helped thousands of small businesses secure these loans, COVID-19 exacerbated those enterprises’ already precarious situation. They had limited access to capital, lacked the infrastructure to apply for loans or contracts and couldn’t self-finance in the long term.

“We’ve been trying to educate small businesses about the different opportunities to receive capital, not only from federal programs, but from state programs,” Sands said, referring to initiatives in New York, Washington, D.C., and California, which offer guaranteed loans for micro-businesses that don’t have collateral. “As a result of the American Rescue Plan, most states received roughly a billion dollars to help these small businesses increase their revenues.”

Small Business Administration programs include loans, a restaurant relief fund and venture capital investments. To apply, a company need only show the sole proprietor’s gross revenue, and is not excluded if, for example, the proprietor has been guarantor on a defaulted student loan or has a criminal history.

“For amounts less than $150,000, most of the red tape or the bureaucratic process of a loan has been cleared away,” Sands explained. Nevertheless, he clarified that the remaining money available is for Community Financial Institutions and Minority Deposit Institutions or small banks, generally those with less than $1 billion in assets.

According to a University of California at Santa Cruz study, 41% of African American businesses and 32% of Latino businesses closed in the first months of the pandemic. Also, almost 40% of immigrant-owned businesses do not apply for loans because they believe they will be rejected.

In fact, many of the first PPP loans went to multi-million-dollar companies that had relationships with banks and staffed plants with as many as 500 employees, rather than to micro businesses like local dry cleaners or nail salons.

“It was particularly hard to access for black, brown and Asian communities,” said California Rep. Ro Khanna, a member of the Congressional Small Business Caucus. “And so I am a supporter of Rep. Ayanna Pressley and Vice President Kamala Harris’ bill that would set aside funds for these entrepreneurs of color.”

The Saving Our Street Act would allocate loans of up to $250,000 to businesses with fewer than 10 employees.

Khanna believes it is possible to distribute the money taking into account the racial and gender diversity of the business owners.

“In this next quarter, we’re going to have a pretty good recovery,” he said. “Consumer spending is at 10% growth. I think small businesses are going to come back strong. The problem is a lot of businesses that have had to close may not be able to reopen. And that’s where we have to focus: on assisting with debt forgiveness and capital for those businesses that would not survive.”

Originally published here

Want to read this piece in Spanish? click here

[unclaimedmoneyblog]

How to Recover Unclaimed Money Nationwide USA

Unclaimed Money Recovery Services Nationwide USA. How to Find Unclaimed Funds. Fair Cash Claims for Bankruptcy, Tax Sales Overages, State Funds. Surplus Funds Services Near Me

Nationwide USA

Alabama | Alaska | Arizona | Arkansas | California| Colorado | Connecticut | Delaware | Florida | Georgia | Hawaii | Idaho | Illinois | Indiana | Iowa | Kansas | Kentucky | Louisiana | Maine | Maryland | Massachusetts | Michigan | Minnesota | Mississippi | Missouri | Montana | Nebraska | Nevada | New Hampshire | New Jersey | New Mexico | New York | North Carolina | North Dakota | Ohio | Oklahoma | Oregon | Pennsylvania | Rhode Island | South Carolina | South Dakota | Tennessee | Texas | Utah | Vermont | Virginia | Washington | West Virginia | Wisconsin | Wyoming | Washington DC (District of Columbia)

📷

Do I Have Unclaimed Money or Unclaimed Property?

SURPLUS FUNDS If your home is sold for more than what you owe on your mortgage and for taxes, you may be entitled to Surplus Funds, which in some cases could total thousands of dollars.As per the law, after a set period of time elapses, the government may be able to permanently acquire your funds. That’s the solemn reason why surplus funds recovery firms like us exist, we ensure money is returned to rightful homeowners.Bankruptcy Unclaimed Funds | Tax Sale Excess Funds | Asset Recovery Service We put in extensive research and determine whether a homeowner is entitled to the “Surplus”. We go through millions of databases to track you down and ensure that you get what is legally yours. Some of the most common reasons for funds becoming unclaimed can be a change of address, the owner is deceased or the assets or account has been left inactive for a certain period of time.We locate homeowners who have lost their home to foreclosure sale & tax sale, research any lien holders who could possibly claim the funds, and determine who the legal claimant is. When the refund has been verified, we locate the legal claimant using internet searches and skip tracing services and contact them offering our services.

[vectorintelligence]

Vector Intelligence offers the legal private investigation services like background checks, financial risk assessment, asset trace and recovery. We will offer our services in Washington D.C.and Maryland areas but our main targeted areas now a days is Virginia. You can call us any time according to your need.

Business Information:

Business Name: Vector Intelligence Address: 1313 Vincent Place, McLean, VA 22101, USA Phone: 7032200384 Business Email: info@vector-intelligence.com Contact Person: Isaac Amend Business Hours: Open 24 hours

[pointonecorp-blog]

PointOne, a Virginia Beach Data Center

Welcome to PointOne, a technology campus developer who delivers infrastructure-ready data solutions that ensure the best efficiency and speed to market. Our teams are made of experienced experts that acquire and develop data center campuses to meet the ever-growing need for cloud computing technology companies.

Our team recognizes that time is the most valuable asset, and they help you get the most of it by delivering real estate, power, and network in no time. They also do this in strategic locations that guarantee you the best results.

Currently, Pointone portfolio data center comprises of centers which include NAP of Virginia Beach, Remington Technology Park, Marlo Technology Park, and other hyper-scale ready campuses in northern Virginia. We are continually growing our portfolios to include other Data centers in Virginia Beach.  

What Are Data Centers?

A data center is a facility that centralizes an organization shared IT operation and equipment for specific purposes. These purposes may include storing, processing, or disseminating data and applications.

Functions of a Data Center

The primary duty of data centers is to support business applications and provide other services which include:

·         Data storage, management backup, and recovery

·         Managing productivity applications such as email

·         Managing high volume eCommerce activities

·         Powering online gaming communities

·         Managing big data, artificial intelligence or machine learning

As a result, our clients experience optimal performance in the business and also in their data management.

PointOne also runs colocation centers in Virginia Beach to provide rentable servers for our clients.

What Is A Colocation Center?

A colocation center or carrier hotel gets its name from Co-Locations, which is the concept it operates on. It is a type of data center where pieces of equipment, space, and bandwidth are available for rentals to customers. Our Colocation Virginia beach center is up to date with space, power, cooling systems and physical security for our servers, storage, and networking equipment. These systems also connect you with a variety of telecommunications and service providers with minimal cost and complexities.

Subsea Cables and Data Centers

Subsea data cables are cables lay on the seabed between land-based stations to carry telecommunication signals across stretches of ocean and sea. These cables perform a wide variety of roles that are crucial in exchanging information.

In the past, communications satellites were mostly used for long-distance communication or data transfer. But since the advent of optical fiber cables, satellite use for communication accounted for less than 1% of international connections. Subsea cables in Virginia Beach are capable of transmitting large volumes of data with little latency.  Today, these cables account for up to 99% of all global communications.  

What Is The Role Of PointOne?        

Risk mitigation: PointOne offers only vetted land with adequate utilities, infrastructure, and scalability needed for the development of data centers. This allows our clients to mitigate the risk of land acquisitions.  

Build to suit: We do this by delivering data canter solutions that meet the clients' growing needs and demands. We continue building to suit the needs of our clients.

Customized solutions: No two clients are precisely the same. Our highly skilled team specializes in creating tailored transaction solutions to accommodate our customers. Regardless of the nature of these requirements, our team provides a customized and highly effective solution for immediate and long term requests.

[billehrman]

Stick to the Plan

Global stocks continued their march upwards as bond prices and the dollar fell. Investors are sensing better days ahead inspiring a shift away from bonds/cash to stocks. While we remain focused on monetary policy, trade, and Brexit, we are beginning to factor in how the political winds are blowing as we look over the valley.  Many of the Democratic nominees for the Presidency are preaching a sharp move to the far-left abandoning capitalism for socialistic policies that go far beyond just income/wealth redistribution.

We stand with Lee Cooperman and others who are out their arguing that the American dream /capitalism made our country great while also recognizing the need to support policies to further assist the lower and middle classes, improve healthcare and make education affordable for all by increasing the progressiveness of the tax code and getting rid of tax loopholes, including carried interest, and other non-essential tax breaks that benefit only  the wealthy. We were pleased to see Michael Bloomberg enter the Presidential race and feel that he would make a great President. We would vote for him, or even Biden over Trump. It’s time we moved back to centrist policies.

We remain optimistic that global growth is bottoming out and that 2020 will be a better year economically. We mentioned weeks ago to watch global interest rates as a forerunner of a change in investor sentiment away from the safety of bonds to stocks. Rates have risen materially everywhere!  Remember that investors are wildly overweighted bonds from historic norms and underweighted stocks. Yes, we could see a melt up in stocks as investors shift their asset allocations. Also, stocks are seasonally strong between November and year end.

In addition, we continue to believe that our stock market remains undervalued today as the stock market multiple could increase to 19+ times earnings even with the 10-year treasury at 2.5%. While we have focused on investing here, we recently added exposure to global industrials, capital good and machinery stocks as well as low cost, cash generating industrial commodity companies that will benefit from a pick-up in global growth and a weakening dollar. Technology remains the largest portion of our portfolios.  At the same time, we reduced our exposure to defensive stocks including consumer non-durables, restaurants and utilities.

Before we review the most recent data points in the U.S, China, Europe and Japan, we will update our views on monetary policy, trade, Brexit and Trump:

Monetary policy: It remains clear that all of the major monetary bodies will maintain an overly accommodative stance until there is a meaningful pick-up in growth and inflation. The irony here is that we do expect global growth to accelerate but not inflationary pressures. We have long discussed that global competitive pressures, technological advancements and the rise of disruptors will all support keeping a lid on prices. It just came out this week that Chinese factories are exporting lower prices around the world. Supply line shifts will only serve to double down on competitive price pressures. The bottom line is that global money growth will continue to exceed the demand for funds pushing investors further out on the risk curve to stocks.

Trade: While we remain very optimistic that the U.S and China will shortly finalize Phase 1 of a series of trade deals,  we do not expect any roll back in any existing tariffs until both sides see that they are adhering to the first agreement and are progressing toward Phase 2 of a trade deal. On the other hand, we do not expect Trump to impose tariffs in December, as currently planned, as it would be political suicide. We heard many important comments last week that led us to believe that the U.S and China are serious about resolving their trade conflict. Specifically, Commerce Secretary Ross expressed optimism that licenses would be forthcoming for U.S company’s ability to work with Huawei, and that China/U. S. were working together to crack down on fentanyl smuggling. The bottom line is that we expect the trade war ceasefire to hold at least until after election next year.

Brexit: We don’t know whether the British snap election on December 12th will resolve whether Brexit will go smoothly or not. The simple truth is that it would be harder to stop Brexit than to let it go through next year. We firmly believe that all parties, including those in the Europe, do not want a hard Brexit as the economic damage to all could be serious when their economies are flailing already.

Trump: We are more convinced each day that Trump realizes that his only path to the Presidency is a strong domestic economy along with higher stock prices. The Republican election setbacks in Kentucky and Virginia were a reminder to him of his potential vulnerability next year which is good. We expect Trump to fully use the power of the Presidency as an incumbent to help his cause next year which will most likely include proposals to cut taxes on the lower/middle classes; close tax loopholes for the wealthy; propose a huge infrastructure plan financed with 50+ year duration bonds; and a plan to reduce healthcare costs.  

The net of all of these updates is that we are sticking to our game plan which includes remaining long equities; yields to rise; the dollar to fall; and industrial commodity prices to rise. Global growth is bottoming out and we expect 2020 to be a better year.

Let’s review some of the most recent data points which support/detract from our view that the U.S economy remains the best house on the block while seeds of a recovery are finally showing up elsewhere:  

The U.S

The vast majority of economic data points support our view that the U.S economy will continue to grow around 2.0% for the foreseeable future led by consumer demand and huge fiscal stimulus: the October Non-manufacturing PMI was at 54.7; business activity/production at 57; new orders at 55.6; the employment index at 53.7; consumer sentiment at 96.0; current conditions at 113.2; consumer expectations at 84.2; the Markit services index at 50.6; the PMI composite at 50.9 and the early November read on consumer sentiment rose to 95.7. By the way, job openings remain around 7 million.  Not too shabby!

On the other hand, manufacturing remains weak as factory orders fell 0.6% in September as shipments declined 0.2%. We were disappointed that U.S productivity fell at an annualized rate of 0.3% in the third quarter, but we really do not believe the numbers as the government has a hard time measuring gains due to technological improvements.

We see no reason to alter our game plan through next year which includes a good economy led by the consumer and strong fiscal spending along with a President who will pull out all stops to win the election which should translate into higher stock prices at least to the Democratic convention.

China

We are more convinced each day that China realizes that they have a losing hand on trade as corporations continue to shift their supply chains to other countries while domestic growth continues to slow. On the other hand, China realizes that Trump cannot escalate the trade conflict without shooting himself in the foot. That is why we expect a series of deals over the next year with a subsequent reduction in existing tariffs creating a win/win/win for China, the U.S and the rest of the world as global trade/growth resumes.

China’s exports declined less than expected In October while imports fell for the sixth straight month. Their services sector expanded at its slowest pace in eight months in October as new orders slowed and business confidence hit a 15-month low.

The chances of China and the U. S reaching a series of deals looks good. Don’t listen to the daily rhetoric on TV or in the papers. Watch the deeds and listen closely when President Xi speaks. Last week he said that China was committed to economic openness and global trade. He means it, as he needs it, to achieve China 2025.

The Eurozone

Bad news is good news as it will force governments, most importantly Germany, to introduce major fiscal stimulus and regulatory reforms. Trade deals are a necessity! While the EU cuts its growth forecast for the Eurozone once again, we believe that the bottom may be in sight as the prospects of China and the U.S reaching a deal have risen significantly and Lagarde seems to have government officials finally listening to her pleas for fiscal relief. Hopefully the huge move up in rates last week are for real and is predictive of future events.

Japan

Japan’s economy will benefit from its trade deal with the U.S especially after the U.S/China sign off on Phase 1 of a trade deal including a cessation of future tariff hikes. The country is also counting on the huge Asia Pacific trade deal boosting its economy once it is signed next year. Maybe higher rates in Japan is pointing the way that the bottom has been reached and a better year is ahead in 2020. We think so!

Investment Conclusions

We are sticking to our game plan that global growth is reaching an inflection point and 2020 will be a better year for all. As such we have shifted our portfolios from defensive to offensive selling off the old winners and adding more economically sensitive stocks that were selling at recession valuations. We have also added to our technology holding especially beefing up our semi stocks that have significant market share gains ahead. We added to our foreign holdings by buying global capital goods, industrials and machinery stocks as well as industrial commodity companies with significant free cash flow and low-cost positions. Banks also make up a key portion of our portfolios as we expect the yield curve to steepen and loan growth to improve next. We are maintaining some retail holdings, too, as we expect a bang-up Christmas. Finally, we own a number of special situations where managements have plans to close the gap between the current stock price and their intrinsic value. We own no bonds and expect the dollar to weaken.

The weekly Investment Committee webinar will be held on Monday morning  November 11th at 8:30 am Eastern Standard Time. You can join the webinar by typing https://zoom.us/j/9179217852 into your browser.

Remember to review all the facts; pause, reflect and consider mindset shifts; look at your asset mix with risk controls; do independent research including listening to earnings calls and …

Invest Accordingly!

Bill Ehrman

Paix et Prospérité LLC

[tryc2management]

What is IT Recycling? Need for IT Recycling?

Technology has revolutionized the world. What to do with obsolete or outdated electronics/equipment has been a concern for various organizations. However, one should know that disposal is not the right answer. IT Recycling Disposal VA is the correct and effective technique that should be adopted by all organizations. Disposing comes with the severe issue of deteriorating the environment. Therefore, there is a need to consider and ensure that sustainable measures are being taken. It will not only reduce the impact on the planet. But, it will also make a responsible organization.

Reuse is not an option in many cases. These companies recycle electronics and IT, per the guidelines by the Environment Agency Legislation. If your organization is in need of this service, you should speak to professionals from Liquidation Services Maryland. They will also help you with recycling the equipment and computers of your organization. 

Recycling electronics or IT is a specialized skill. Not every organization is accredited or has permission to reuse the electronics. Therefore, you should look for reliable and reputable companies that work within the environmental standards and guidelines. 

Get in touch with a trustworthy service provider who will not only help in recycling the electronics, but, will also ensure that data has been securely erased. It will help maintain the privacy and confidentiality of the organization. 

[copblaster]

Un-Registered ICE Intelligence Agent DRNData.com Jeremiah Wheeler

Jeremiah D Wheeler has been running around America since he was canned by Primeritus when they took over ASR Nationwide Repossession services. He got a job as a puppet for DigitalRecognitionNetwork.com as their propagandist-in-chief. Over the last decade, Jeremiah's UTPA and UN-AMERICAN business tactics, backed by Motorola Solutions has caused the Southern United States (RED STATES) local, municipal, and state law enforcement to be able to arrest thousands of Americans based on License Plate Recognition Technology. We as Americans need this technology to prevent human trafficking, however, at the current business model, DRNData.com now has billions of "License Plate Scans" "Tag Hits" "Unique License Plate Scan" and other "Historical LPR Data" that Motorola will sell to anyone willing to pay. The scans are harvested by the hard working, minimum wage camera car drivers from Associates Asset Recovery and Professional Auto Recovery out of the Carolinas. Tony Cooper, the true owner, has sold his county out as well. The scans the repossessors and camera car drivers are creating are allowing ICE to detain and deport our neighbors, friends, family, and other asylum seekers. This technology has been banned in Virginia already, the rest of the United States of America needs to follow suite or Jeremiah D Wheeler and Chesney D Wheeler's CW Growth Partners LLC fund will continue to rise in value, Motorola's stock will rise, and the American way of life will be watered down. Besides unlawful detainment, arrest, or deportation, there are also several flaws in VaaS technology that require human oversight still to this day, not Ai. The United States of America is not China, however, at current times due to DRN's lobbyist, the State of Georgia (red voter ID state) is currently surrveilling it's citizens like The Chinese Communist Party does the Uyghur people. Make America Great Again, Ban Automated License Plate Readers for repossession uses. Google "Jeremiah Wheeler DRN" and you will find countless videos of him expressing how he violates our constitutional rights via morally wrong technology. The Repo Alliance never gives up #HoustonStrong #TexasPride #RollTide #WAREagle #NeverForget #drndata #digitalrecognitionnetwork #mvtrac #repossession ##lpr http://dlvr.it/S5dc8n

[rajyog7493]

Impact of COVID-19 on Metal and Mining in the Chemical and Materials Industry

COVID-19 Impact on Metal and Mining in the Chemical and Materials Industry

INTRODUCTION

Metal and mining industry is one of those industries that have been severely impacted due to the outbreak of coronavirus globally. The prices of steel and other metals have shown different behavior due to demand and supply scenario change. In response to the spread of the virus, some governments have seized the borders and have imposed large scales quarantines and social distancing measures to minimize the spread of the virus any further. The safety and well-being of workers were rightly the top priority of any country, but now companies must consider the economic effects of the pandemic, which are now apparent.

To keep the well-being of employees in concern, companies have taken drastic measures such as asking non-operational staff to work from home to scaling back production; even many of the companies have reduced their operations and manufacturing capacities to get less impacted with the global pandemic. Such steps have resulted in reduced productivity and profits of many industries, including metals and mining precipitously. To come back on track, the companies need to make strategic choices for building their cost resilience to prepare themselves for the recovery, as well as even rethink on their new operating models

Some of the views presented by associations and company professionals are:

·         “Companies are facing restrictions in logistics and transport, trades have been muted, prices of raw materials and steel have slid, which is causing the market’s value to decline”, by China Iron & Steel Association

·         “ We believe the effect of the coronavirus will likely have a short-term negative demand impact in China and to a lesser degree elsewhere,” by ArcelorMittal

·         “We reviewed the situation arising in China due to the virus outbreak in the initial weeks. While we do not depend on China as a market for steel, we do source some of our consumable items from it. We are thus trying alternative supply sources in countries like Turkey and Brazil,” by TV Narendran, chief executive, Tata Steel.

IMPACT OF METAL AND MINING INDUSTRY

The outbreak of coronavirus started showing its impact mainly from March of 2020. The average share pricing of metal and mining industry dropped by almost 10% and many standalone companies have lost around 40-50% of their market value. The effect of COVID-19 has changed from moderate in March 2020 to high in April 2020 and is still aggressively increasing. Some of the major players in the mining market such as BHP Billiton, Rio Tinto, and Anglo American have so far reported partial shutdowns and due to this, the industry has almost reported a production loss of more than 30% till now.

It has been observed that the price of various commodities such as iron ore, copper, coal and zinc, fell by >5% due to lower-near term demand. The only exception to this trend is gold. 

The above mentioned chart clearly states that as compared to last year (2019), the prices of almost all commodities have declined, except a few which have geared up recently.

China accounts for more than 20% share in the global supply chain of intermediate products which includes metal and metal products. Thus, the disruption which has been caused due to COVID-19 in China only is expected to repeat on the economy in various countries worldwide. It is expected that the metal industry of European Union will lose over USD 1 thousand million if China exports reduced by even 2%. The steel manufacturer in Europe are cutting production and idling factory lines in which the workers are not working as because of declining orders, a lack of available staff or as a safety precaution against coronavirus. As per the commodity consultant, James Campbell at CRU, “This is going to be a loss making year for the European steel industry.”

Due to the downfall in the metal and mineral industry, the other industries that are dependent on supply of ferroalloys and steel, such as automobiles, foundries, have been shutting down across global. As per some of the experts, it is not because of coronavirus spread that metal industry is facing dip in the demand; rather it is the quarantine or the shutdown that is eroding the demand. Ideally there are two aspects of looking into the problem of demand:

1.    The quarantine

2.    Economic crash on a medium-term horizon

Along with this, various countries are keeping track of Chinese activities that they did to bring back the industry on track. The Chinese steel consumption from January 2020 to February 2020 increased by almost 5.5%. The production in China grew by 3.1% in March and April. Also, the investment in the fixed assets has increased by 24.5% and the investment in the infrastructure has increased by 30.3%, which is even higher than the decline during the crises of 2008-2009.

IMPACT ON IRON ORE

The spread of coronavirus has impacted iron ore production and its pricing too. Though compared to 2019, there has been an increase of 0.5% in the pricing but it has faced a dip that no one has expected. The price in 2019 was USD 90.4/tons, and till March in 2020, it averages $83.5/tons. In terms of production, it is expected that iron ore may show a growth of 0.8% in 2020, as compared to 4.7% growth in 2019. The slow growth is due to government lockdowns around the global disruption in operations. The supply chain has also disrupted as many mines are forced to shut their operation in Canada, South Africa, Peru, and India. Till March 2020, the steel production in China is averaged 3.6% as compared to 7.7% in 2019. As China is also facing the logistic issue, which temporarily has increased China’s demand for seaborne iron ore post-April 2020.

IMPACT ON COAL

Coal is another commodity or metal that has faced the impact of COVID-19 harshly. The demand for coal is facing slowdown from past one decade due to competition from cheap natural gas and other expanded renewable energy sources. As the world is moving away from fossil fuels, the coal industry is in desperate need to revive. Along with this, the pandemic has added a big reason to its downfall and has made the situation worse. Most of the companies in Pennsylvania, Illinois and Virginia have temporarily suspended their operations to control the spread of virus.

By January, before the pandemic out broke in the U.S., the drop in coal production was forecasted to 14% in 2020. But as the coronavirus speeded in the country and the mild winter which requires less electricity at heat homes, the downfall is now expected to be more than 25% by the end of this year.

In April 2020, the coal exports from Indonesia hit lowest level since June 2009 due to the spread of coronavirus crises. Exports from Indonesia averaged around 32 MT during April 2015-2019 which dropped to almost 18 MT in April 2020. On the other end, import of coal has also suffered in many countries.

For instance,

·         India’s coal import in March 2020 was at 15.74 million tons which were low by 27.5% as compared to import in March 2019. Though from April 2019 to March 2020, the total coal and coke imports stood at 242.97 MT (provisional), which is 3.24% higher than from April 2018 to March 2019, the major low will be reflected in the statistics of 2020 fiscal year. As per Vinaya Varma, managing director and chief executive of mjunction services, “The lockdown imposed across the countries due to novel coronavirus pandemic has had a cascading effect on this sector. There was a significant drop in India’s coal import volumes due to both demand and supply-side factors, i.e. offtake, consumption, logistics, and dispatches.” Moreover, as per the statement by Coal Minister Pralhad Joshi, to stop the substitutable import of coal in the next three to four years may further present a dip in the coal industry.

IMPACT ON STEEL

The steel industry has faced multiple hits this year due to reduced demand from its major consumers, automotive and construction, and infrastructure. Automotive accounts for around 15-20%. In the year 2020, steel production has declined gradually due to the outbreak of coronavirus. Steel industries in countries like India depend on China for various consumables include manganese, refractory products, and compounds, electrodes, and rolls for steel mills. Thus, any impact on the Chinese industry will have direct implications on all the countries that are dependent on China. Due to overdependence on imports, the price of raw materials shoots up by multiple folds and thus making the end product costlier. One of the biggest steelmaking companies, Tata Steel, has recently decided to reduce its dependence on China for the supply of steel making inputs. Along with Tata Steel, many other companies are trying to shift their supplies from China to other countries like Turkey and Brazil. This is one of the steps suggested by the government in discussion with the steel manufacturing companies to de-risk the supply chain.

As the demand for steel has gone down tremendously, government of various countries has forced the manufacturers to cut the production to almost 50% of the capacity. Along with this, the lockdown and movement restrictions have also impacted the timely delivery and dispatches of the finished goods. In countries like India, where almost 80-85% of trucks are not moving worsens the situation. Thus, officials are requesting government to allow movement of trucks for the industry as they are the major part of any industry.

As per the stats provided by Indian Steel Association (ISA), steel demand in India will face a contraction of 7.7% in 2020. ISA has estimated that in February 2020, the steel demand would grow by 5.1% and will reach 106.7 million tons. But after analyzing the impact and situation that is created due to COVID-19, the estimation has been revised to 93.7 million tons. The lockdown will impact the steel demand by nearly 13 million tons, as per Arnab Kumar Hazra, assistant secretary-general at the Indian Steel Association.

IMPACT ON OTHER COMMODITIES

COPPER: Since the beginning of 2020, copper prices have dropped by almost 15% due to a downfall in demand from various end-use industries. However, with most manufacturers/smelters in china and as the country is slowly getting rid of the pandemic, copper demand and prices are expected to bounce back.

ZINC: Through the prices zinc rose rapidly from 2015 to 2019 will almost an increase of 32%, now facing downfall of around 18% from 2019 to 2020.

NICKEL: Despite of economic downturn, the performance of nickel was better than other commodities. The prices are also showing positive signs along with the supply. It is expected that by the end of 2020, there will be around 3% rise in the demand of nickel.

POSSIBLE STEPS TO BRING METAL AND MINING INDUSTRY BACK ON TRACK

To manage this global crisis, mining and metal leaders are working mainly on three aspects: Respond, Recover and Thrive. Some of the important immediate steps that are advised to metal and mining leaders include:

·         Maintain critical services by every possible way while keeping the safety of employees as the top most priority.

·         Focus should be more on understanding the financial situation and accordingly release the cash maintain financial viability even through uncertainty.

·         Rethink on strategies of work done, and improve the ability to collaborate by using automation and digitization.

Also to lift up the metal and mining industry, the role played by procurement leaders is also vital. There are responsible to mitigate supply-chain risks, covering and protecting cash with enhancement in the overall productivity by making strategic choices. The Chief Procurement Officers (CPOs) should work closely with the operational team and market players so that a strategic move can be taken towards the spending as in what can be stopped, which can be stalled, what can be shrunk and what must be sustained. A control-tower methodology has been suggested to monitor and challenge all of the company’s spending.

One of the major challenges that have appeared in front of almost every industry is over dependency on one or two suppliers. This is of utmost importance that manufacturers should mitigate their risk and lower their losses by increasing number of raw material suppliers so in case pandemic or crises, the operations will not get hit to this extent and situation can be controlled before it gets worsen.

CONCLUSION

The spread of COVID-19 pandemic around the globe has an immediate impact on the global economy and almost on all the industries including metal and mining. In the crises, some of the new players might get more affected than others because of the initial challenges that a business faces and then the challenges brought in by the pandemic. But, for a positive aspect, due to this pandemic, a real sense of togetherness has emerged among the players of the industry to stop the spread of this virus.

The spread of coronavirus has taught many of the players in the market how to better manage their business and always be ready for such situations too. In the mining industry, the impact has varied from commodity to commodity.

For instance,

·         Where gold is experiencing high price along with thermal coal and uranium, iron ore is feeling pressure to sustain as it is more dependent as consumer demand.

So, the steps to bring back the economy should be based on commodity rather than entire industry. Also the slowdown has resulted in some new opportunities and has opened doors for new ways of doing business. Since, the metal and mining are working on the same old patterns without much exploring in the ways of doing business. Now, the manufacturers and suppliers are exploring other methods such as atominization, digitization and remote controlled operations. Not only the manufacturers, but also the consumers are welcoming the online delivery of their products and have resulted in reducing human efforts.

Slowly and gradually things are coming back on track. But within few years, by the mutual efforts of the government and manufacturers, the impact can be controlled to an extent. The goal for the players remains same which is to deliver the maximum customer productivity with minimum downtime and maintenance. The impact cannot be eradicated quickly, but will prepare people to say with it with no much impact on their lives.

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