Hey bitches! I had an unexpected death occur back home while I’m currently living internationally. Despite the expensive plane tickets (damn you, American Airlines!) I made the decision to buy the tickets on my credit card. However, now I’m worried that I’m going to snowball into debt. I’ve always paid my credit cards on time and in full and my statements are always $0/month because I pay everything off. Do you have any advice for how I can make this unexpected expense go away quickly?!
Deep breath, babycakes! We gotchu. Here is our guide for the best, easiest, and fastest ways to pay off that unexpected credit card debt:
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
Stick to a plan and be a little more frugal in the coming weeks if you can. A credit card is a tool, and you shouldn't be afraid of it.
Weirdly enough, I ALSO had to buy some expensive airline tickets to visit a dying family member recently. And I ALSO put it on a credit card because it was an unexpected expense. I will literally be using one of the methods in the above article myself. Call it Bitch-tested and Bitch-approved!
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Money woes... again
Hey everyone! I am once again asking for help with money, because once again things are in disaster mode. Thanks to me getting a new phone and several bills being higher than usual in Jan/Feb, my credit card debt is now close to $9000 USD.
I'm not asking y'all to pay the whole thing for me - that'd be irresponsible, greedy, and selfish - but if anyone would like to throw a few dollars my way, I'd appreciate it greatly. I'm aiming for $500 by the end of March,
I'm selling adopts over at @cassi-adopts, most of which are $5-7, featuring primarily MLP or anthro designs. Some of the MLP ones come with premade personalities, though of course the adopter is welcome to do as they please once the adoption is complete.
I recently got myself a ko-fi account to make things a little easier? Question mark? I'm unfamiliar with the whole process as I've never used ko-fi on either end of a transaction, so I'm hoping I've set it up properly lol.
Ko-fi: 84cassi
PayPal: cassidypeterson[@]yahoo[.]com
I'll be reblogging this with updates every few days or so.
Current status: $0/500
I would also like to add that I will not be giving anyone my personal information in order to receive aid. Not my real name, not my phone number, not my mailing address, and not my bank account number. Ko-fi and PayPal are the only ways I will be accepting money.
PLEASE DO NOT REBLOG THIS POST PAST MARCH 31 2024
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{ MASTERPOST } Everything You Need to Know about Credit and Credit Cards
Understanding credit
Dafuq Is Credit and How Do You Bend It to Your Will?
Dafuq Is a Down Payment? And Why Do You Need One to Buy Stuff?
Ask the Bitches: Should I Get a Loan Even Though I Can Afford To Pay Cash?
Season 2, Episode 10: “Which Is Smarter: Getting a Loan? or Saving up to Pay Cash?”
Ask the Bitches: What’s the Difference Between Credit Checks and Credit Monitoring?
When (And How) To Try Refinancing or Consolidating Student Loans
Season 3, Episode 7: “I’m Finished With the Basic Shit. What Are the Advanced Financial Steps That Only Rich People Know?”
Buy Now Pay Later Apps: That Old Predatory Lending by a Crappy New Name
Using credit
How to Instantly Increase Your Credit Score…For Free
How to Build Good Credit Without Going Into Debt
Case Study: Held Back by Past Financial Mistakes, Fighting Bad Credit and $90K in Debt
Season 1, Episode 3: “My Parents Have Bad Credit. Should I Help by Co-signing Their Mortgage?”
Season 3, Episode 2: “I Inherited Money. Should I Pay Off Debt, Invest It, or Blow It All on a Car?”
Season 2, Episode 2: “I’m Not Ready to Buy a House—But How Do I *Get Ready* to Get Ready?”
Credit cards
A Hand-holding Guide To Getting Your First Credit Card
63% of Millennials Are Making a Big Mistake With Credit Cards
Let’s End This Damaging Misconception About Credit Cards
The Best Way To Pay off Credit Card Debt: From the Snowball To the Avalanche
Credit Card Companies HATE Her! Stay Out of Credit Card Debt With This One Weird Trick
Season 4, Episode 3: “My credit card debt is slowly crushing me. Is there any escape from this horrible cycle?”
Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail
We’ll periodically update this masterpost as we continue to write tutorials and answer questions on credit. So if there’s anything you’re confused about, keep the questions coming!
And if we’ve helped you increase your credit score or pay off your credit card debt, consider tossing a coin to your Bitches through our PayPal. It ensures we can pay our lovely assistant and keep bringing you free articles and episodes like those above.
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An update
My dad is sending me some money, which will catch me up on some medical bills that have been hovering over me since January, and then provide about $400 on top of that towards my credit card. However, my credit card debt is still in disaster mode at about $6,500 (counting the money I'm getting from Dad).
So I'd like to ask again for people to check out my adoptables over at @cassi-adopts. Current options are furry, MLP, and Animal Crossing. I haven't uploaded anything new in a while, sorry.
I'll also accept direct payments through PayPal - cassidypeterson[@]yahoo[.]com
I am currently taking money through PayPal only. This is non-negotiable.
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