#Finance Management App Development

[insteptechnologies123]

Streamline your finances with custom accounting software by InStep Technologies. We build scalable, secure, and easy-to-use solutions tailored to your business needs—trusted by SMEs, startups, and enterprises. Automate, analyze, and grow smarter with our expert development team.

[financeeverywherewithcashadvance]

Fintech Solutions for Developer Financial Wellness- Managing Cash Flow Gaps

Software developers, particularly freelancers and contractors, often navigate the complexities of variable income streams. While the tech industry offers lucrative opportunities, managing finances effectively, especially during project gaps or while waiting for invoices to clear, is crucial for overall financial wellness. Unexpected expenses, from essential hardware upgrades to new software licenses, can further strain cash flow. Understanding these challenges and leveraging modern financial technology (fintech) can make a significant difference.

Understanding Cash Flow Challenges for Tech Professionals

The nature of contract work or freelancing means income isn't always predictable month-to-month. This irregularity can make traditional budgeting difficult. Delays between project completion, invoicing, and actual payment receipt can create temporary shortfalls. Even salaried developers might face unexpected costs that disrupt their financial equilibrium.  Actionable Tip: Implement a budgeting system designed for variable income, such as the 'envelope system' adapted digitally or using apps that allow for income fluctuations. Resources like the Consumer.gov guide to budgeting can offer foundational strategies.

Leveraging Technology for Financial Stability

Fintech has revolutionized personal finance management, offering tools that provide greater control and insight. Developers, being tech-savvy, are well-positioned to adopt these solutions. From sophisticated budgeting apps that categorize spending automatically to platforms facilitating micro-investing or automated savings, technology empowers users to manage their money more proactively.  Actionable Tip: Utilize banking app features like setting up automated transfers to a savings account whenever income arrives or using expense tracking apps to identify areas for potential savings. Explore resources on financial planning from institutions like the Federal Reserve for broader insights.

The Role of Modern Financial Tools

Beyond basic budgeting, specific fintech tools can address developer needs. Automated invoicing platforms streamline billing, while expense management apps simplify tracking business costs for tax purposes. For managing liquidity, understanding the available short-term financial tools is key. These tools can bridge the gap during lean periods without derailing long-term financial goals.  Actionable Tip: Set up low balance alerts and payment reminders through your primary banking or financial apps to stay ahead of potential overdrafts or late fees.

Exploring Short-Term Cash Flow Solutions

When facing a temporary cash flow gap, several options exist. Traditional methods like credit cards or personal lines of credit offer solutions but often come with high interest rates and fees. In recent years, cash advance appshave emerged as alternatives, providing small, short-term advances to help users cover immediate expenses until their next paycheck or invoice payment. Key factors when considering these apps include the speed of access, associated costs, and repayment terms.  Actionable Tip: Always read the fine print. Understand all fees, interest rates (if any), and repayment schedules before using any financial product. Consult resources from the Consumer Financial Protection Bureau (CFPB) to understand your rights.

Security Considerations in Fintech Apps

As developers know, security is paramount, especially when dealing with financial data. When choosing any fintech app, evaluate its security measures. Look for features like multi-factor authentication (MFA), data encryption, and transparent privacy policies. Understanding how an app protects your financial information is crucial.  Actionable Tip: Regularly review app permissions and update security settings. Follow best practices for password management and be cautious about sharing sensitive information. Refer to cybersecurity guidelines from sources like CISA.

Finding the Right Fit: Comparing Options

The market offers various cash advance solutions. Some apps, like Earnin, operate on a tip-based model, while others, such as Dave, might involve a small subscription fee. It's essential to compare these models based on your needs and frequency of use. For developers seeking flexibility without incurring extra costs, exploring fee-free options is worthwhile.  Actionable Tip: Create a small comparison chart of potential apps, noting fees, advance limits, repayment terms, and transfer speeds before making a decision.

One alternative in this space is the Gerald cash advance app. Gerald differentiates itself by offering Buy Now, Pay Later (BNPL) services and cash advances with absolutely no interest, no monthly subscriptions, no transfer fees, and no late fees. Users first need to make a purchase using a BNPL advance to become eligible for a fee-free instant cashadvance transfer. For users with supported banks, these transfers can even be instant at no extra charge. This model can be particularly beneficial for managing short-term needs without the burden of compounding costs.

In conclusion, managing finances effectively is a key component of well-being for developers, especially those with fluctuating incomes. Leveraging the right fintech tools, understanding cash flow solutions, and prioritizing security can provide stability. Options like Gerald offer a fee-free approach to handling temporary financial gaps, contributing to greater peace of mind.

[iykons]

Top Accounting and Bookkeeping Services in Nungambakkam, Chennai

Hey there, Nungambakkam locals! If you're on the lookout for stellar accounting and bookkeeping services in our vibrant part of Chennai, you're in the right place. Managing your finances can be a hassle, but with the right support, it becomes a breeze. Whether you're a small business owner or someone needing a hand with personal finance, we've got you covered.

In the bustling area of Nungambakkam, you'll find a range of professional services tailored to your accounting and finance needs. From comprehensive bookkeeping to detailed financial reports, the local experts are here to ensure your numbers add up perfectly.

One standout option in the area is the use of cutting-edge accountancy practice management software. This technology streamlines your accounting tasks, making them more efficient and accurate. With tools designed specifically for the local market, you can easily track your finances, manage invoices, and get valuable insights into your financial health.

So, if you’re searching for top-notch accounting and bookkeeping services in Nungambakkam, look no further. The professionals in this area are dedicated to helping you manage your finances with ease, so you can focus on what really matters to you. Check out the full range of services available and find the perfect fit for your needs. For more information, visit Iykons and get started today!

[sbscglobal]

Revolutionize your IT ecosystem by transitioning to the cloud and accelerate business growth. Our adept developers have honed their skills in crafting dynamic, robust, and resilient systems within a high-grade IT environment using efficient methodologies. Partner with the top cloud application development company to innovate and create tech products that offer next-level digital experiences. Cloud computing has firmly established itself in the IT landscape and has been dominating it for over a decade now.

Our Service Offerings

Cloud Assessment A robust cloud strategy customized to your business objectives can be the differentiator between establishing a sustainable competitive edge in a rapidly evolving digital landscape and potentially wasting investment. Our hyper-focused cloud consulting services expedite digital transformation 

Managed Cloud The SBSC Cloud Managed Services offering introduces innovative strategies to tackle this challenge. As a seasoned Managed Services Partner with leading Cloud providers, we oversee all four dimensions of Cloud Management – Financial, Operational, Security/Compliance, and Technology.

Cloud Migration We expedite time-to-value with our near-zero risk cloud migration solutions. By utilizing a suite of industry-proven approaches, tools, and accelerators, we ensure that your cloud aspirations are aligned with a seamless digital transformation.

Cloud Native Apps Our cloud-native services enable digital enterprises to innovate, experiment, and scale rapidly in response to market demands. Leveraging Microservices, DevOps, Containers, and PaaS, we develop Cloud Native solutions that are both adaptable and secure.

Cloud Security Utilize our expertise in network, data, and application security to gain a competitive edge in the cloud space by developing customized Cloud Access Security Brokers automated testing solutions for compliance standards and Data Loss Prevention (DLP).

Monitoring and Maintenance As your one-stop solution for multiple cloud app development requirements, we provide SLA-driven ongoing support and maintenance to ensure your systems remain secure, bug-free, and evolve with the latest technological advancements.

Advantages Of SBSC Cloud Services

Best-fit: Cloud Solution to get high productivity and increase efficiency

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Full Cycle: configuration, deployment, ongoing support and maintenance

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[business78654]

I will design app screenshots for app store and play store

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[phoenixbizz]

In this article, We guide to developing a custom personal finance management application for the general public.

[anviamsolutions1]

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[the-cosmic-cauldron]

Your Venus sign can reveal a lot about how you handle money, from your spending habits to the state of your bank account. Let’s get into it.

Fire Venus (Aries, Leo, Sagittarius) Happy Spenders

Fire Venus individuals experience major fluctuations in their finances. Their bank accounts can swing from being in the negatives to thriving in no time. They tend to be frugal at times, but they are also natural splurgers—especially when their income increases. When they have money, they enjoy spending it on things they desire, often without much restraint. However, one thing about Fire Venus is that their bounce-back game is strong. Even if they hit financial lows, they quickly find ways to recover. Their money flow is inconsistent, but they always manage to get back on their feet.

Earth Venus (Taurus, Virgo, Capricorn) I WANT & I NEED SPENDERS

Earth Venus individuals value financial stability and practicality. They may not always have large amounts of money, but they usually have a plan to maintain financial security. When their bank accounts grow, they do have the urge to splurge—but only on items they truly want or see as valuable. They are naturally frugal and prefer to make purchases that make financial sense, often looking for bargains and deals. While they are not immune to financial struggles, they are also the type to actively work on fixing any financial setbacks. If they fall into debt, they are likely to develop a structured plan to get back on track.

Air Venus (Gemini, Libra, Aquarius) What The Fuck Did I Spend My Money On Spenders

Air Venus individuals tend to be financially savvy and resourceful. They often know budgeting hacks, use financial apps, and have innovative ways of making and managing money. However, their restless nature can sometimes lead them to spend impulsively. One week their bank account looks great, and the next, they have no idea where all their money went. They are skilled at making money, but because they know they can always earn more, they may not be the best at maintaining consistency. Air Venus individuals can also be secretive about their finances, sometimes engaging in unconventional or even slightly “sketchy” ways to secure funds.

Water Venus (Cancer, Scorpio, Pisces) I’m Not Spending Shit Until I Want To Spenders

Water Venus individuals seek financial security but tend to have an emotional relationship with money. They may be frugal and try to hold onto their wealth, but their spending habits can shift dramatically based on their emotional state. If they are going through heartbreak, stress, or depression, they may spend excessively in an attempt to lift their spirits. While they can save and maintain financial stability, emotional hardships can quickly drain their bank accounts. Additionally, Water Venus individuals can be overly cautious with money, sometimes holding onto it too tightly out of fear of loss.

[dreaminginthedeepsouth]

LETTERS FROM AN AMERICAN

January 18, 2025

Heather Cox Richardson

Jan 19, 2025

Shortly before midnight last night, the Federal Trade Commission (FTC) published its initial findings from a study it undertook last July when it asked eight large companies to turn over information about the data they collect about consumers, product sales, and how the surveillance the companies used affected consumer prices. The FTC focused on the middlemen hired by retailers. Those middlemen use algorithms to tweak and target prices to different markets.

The initial findings of the FTC using data from six of the eight companies show that those prices are not static. Middlemen can target prices to individuals using their location, browsing patterns, shopping history, and even the way they move a mouse over a webpage. They can also use that information to show higher-priced products first in web searches. The FTC found that the intermediaries—the middlemen—worked with at least 250 retailers.

“Initial staff findings show that retailers frequently use people’s personal information to set targeted, tailored prices for goods and services—from a person's location and demographics, down to their mouse movements on a webpage,” said FTC chair Lina Khan. “The FTC should continue to investigate surveillance pricing practices because Americans deserve to know how their private data is being used to set the prices they pay and whether firms are charging different people different prices for the same good or service.”

The FTC has asked for public comment on consumers’ experience with surveillance pricing.

FTC commissioner Andrew N. Ferguson, whom Trump has tapped to chair the commission in his incoming administration, dissented from the report.

Matt Stoller of the nonprofit American Economic Liberties Project, which is working “to address today’s crisis of concentrated economic power,” wrote that “[t]he antitrust enforcers (Lina Khan et al) went full Tony Montana on big business this week before Trump people took over.”

Stoller made a list. The FTC sued John Deere “for generating $6 billion by prohibiting farmers from being able to repair their own equipment,” released a report showing that pharmacy benefit managers had “inflated prices for specialty pharmaceuticals by more than $7 billion,” “sued corporate landlord Greystar, which owns 800,000 apartments, for misleading renters on junk fees,” and “forced health care private equity powerhouse Welsh Carson to stop monopolization of the anesthesia market.”

It sued Pepsi for conspiring to give Walmart exclusive discounts that made prices higher at smaller stores, “​​[l]eft a roadmap for parties who are worried about consolidation in AI by big tech by revealing a host of interlinked relationships among Google, Amazon and Microsoft and Anthropic and OpenAI,” said gig workers can’t be sued for antitrust violations when they try to organize, and forced game developer Cognosphere to pay a $20 million fine for marketing loot boxes to teens under 16 that hid the real costs and misled the teens.

The Consumer Financial Protection Bureau “sued Capital One for cheating consumers out of $2 billion by misleading consumers over savings accounts,” Stoller continued. It “forced Cash App purveyor Block…to give $120 million in refunds for fostering fraud on its platform and then refusing to offer customer support to affected consumers,” “sued Experian for refusing to give consumers a way to correct errors in credit reports,” ordered Equifax to pay $15 million to a victims’ fund for “failing to properly investigate errors on credit reports,” and ordered “Honda Finance to pay $12.8 million for reporting inaccurate information that smeared the credit reports of Honda and Acura drivers.”

The Antitrust Division of the Department of Justice sued “seven giant corporate landlords for rent-fixing, using the software and consulting firm RealPage,” Stoller went on. It “sued $600 billion private equity titan KKR for systemically misleading the government on more than a dozen acquisitions.”

“Honorary mention goes to [Secretary Pete Buttigieg] at the Department of Transportation for suing Southwest and fining Frontier for ‘chronically delayed flights,’” Stoller concluded. He added more results to the list in his newsletter BIG.

Meanwhile, last night, while the leaders in the cryptocurrency industry were at a ball in honor of President-elect Trump’s inauguration, Trump launched his own cryptocurrency. By morning he appeared to have made more than $25 billion, at least on paper. According to Eric Lipton at the New York Times, “ethics experts assailed [the business] as a blatant effort to cash in on the office he is about to occupy again.”

Adav Noti, executive director of the nonprofit Campaign Legal Center, told Lipton: “It is literally cashing in on the presidency—creating a financial instrument so people can transfer money to the president’s family in connection with his office. It is beyond unprecedented.” Cryptocurrency leaders worried that just as their industry seems on the verge of becoming mainstream, Trump’s obvious cashing-in would hurt its reputation. Venture capitalist Nick Tomaino posted: “Trump owning 80 percent and timing launch hours before inauguration is predatory and many will likely get hurt by it.”

Yesterday the European Commission, which is the executive arm of the European Union, asked X, the social media company owned by Trump-adjacent billionaire Elon Musk, to hand over internal documents about the company’s algorithms that give far-right posts and politicians more visibility than other political groups. The European Union has been investigating X since December 2023 out of concerns about how it deals with the spread of disinformation and illegal content. The European Union’s Digital Services Act regulates online platforms to prevent illegal and harmful activities, as well as the spread of disinformation.

Today in Washington, D.C., the National Mall was filled with thousands of people voicing their opposition to President-elect Trump and his policies. Online speculation has been rampant that Trump moved his inauguration indoors to avoid visual comparisons between today’s protesters and inaugural attendees. Brutally cold weather also descended on President Barack Obama’s 2009 inauguration, but a sea of attendees nonetheless filled the National Mall.

Trump has always understood the importance of visuals and has worked hard to project an image of an invincible leader. Moving the inauguration indoors takes away that image, though, and people who have spent thousands of dollars to travel to the capital to see his inauguration are now unhappy to discover they will be limited to watching his motorcade drive by them. On social media, one user posted: “MAGA doesn’t realize the symbolism of [Trump] moving the inauguration inside: The billionaires, millionaires and oligarchs will be at his side, while his loyal followers are left outside in the cold. Welcome to the next 4+ years.”

Trump is not as good at governing as he is at performance: his approach to crises is to blame Democrats for them. But he is about to take office with majorities in the House of Representatives and the Senate, putting responsibility for governance firmly into his hands.

Right off the bat, he has at least two major problems at hand.

Last night, Commissioner Tyler Harper of the Georgia Department of Agriculture suspended all “poultry exhibitions, shows, swaps, meets, and sales” until further notice after officials found Highly Pathogenic Avian Influenza, or bird flu, in a commercial flock. As birds die from the disease or are culled to prevent its spread, the cost of eggs is rising—just as Trump, who vowed to reduce grocery prices, takes office.

There have been 67 confirmed cases of the bird flu in the U.S. among humans who have caught the disease from birds. Most cases in humans are mild, but public health officials are watching the virus with concern because bird flu variants are unpredictable. On Friday, outgoing Health and Human Services secretary Xavier Becerra announced $590 million in funding to Moderna to help speed up production of a vaccine that covers the bird flu. Juliana Kim of NPR explained that this funding comes on top of $176 million that Health and Human Services awarded to Moderna last July.

The second major problem is financial. On Friday, Secretary of the Treasury Janet Yellen wrote to congressional leaders to warn them that the Treasury would hit the debt ceiling on January 21 and be forced to begin using extraordinary measures in order to pay outstanding obligations and prevent defaulting on the national debt. Those measures mean the Treasury will stop paying into certain federal retirement accounts as required by law, expecting to make up that difference later.

Yellen reminded congressional leaders: “The debt limit does not authorize new spending, but it creates a risk that the federal government might not be able to finance its existing legal obligations that Congresses and Presidents of both parties have made in the past.” She added, “I respectfully urge Congress to act promptly to protect the full faith and credit of the United States.”

Both the avian flu and the limits of the debt ceiling must be managed, and managed quickly, and solutions will require expertise and political skill.

Rather than offering their solutions to these problems, the Trump team leaked that it intended to begin mass deportations on Tuesday morning in Chicago, choosing that city because it has large numbers of immigrants and because Trump’s people have been fighting with Chicago mayor Brandon Johnson, a Democrat. Michelle Hackman, Joe Barrett, and Paul Kiernan of the Wall Street Journal, who broke the story, reported that Trump’s people had prepared to amplify their efforts with the help of right-wing media.

But once the news leaked of the plan and undermined the “shock and awe” the administration wanted, Trump’s “border czar” Tom Homan said the team was reconsidering it.

LETTERS FROM AN AMERICAN

HEATHER COX RICHARDSON

[selfhelpforstudents]

Mastering the Art of Time Management: Your Guide to Productive Study Sessions

Girls in Finance project server // other posts

Time management is a critical skill for academic success. By organizing your study sessions effectively, you can maximize productivity and achieve better results. Here's your comprehensive guide to mastering the art of time management:

1. Set Clear Goals:

Define specific, achievable objectives for each study session.

Break down larger tasks into smaller, manageable goals.

Prioritize tasks based on deadlines and importance.

2. Create a Study Schedule:

Develop a weekly study schedule that aligns with your routine.

Allocate dedicated time slots for different subjects or topics.

Include breaks to prevent burnout and maintain focus.

3. Utilize Time-Blocking Techniques:

Adopt the Pomodoro Technique or other time-blocking methods.

Work intensely for a set period (e.g., 25 minutes), then take a short break.

Repeat the cycle to enhance concentration and efficiency.

4. Eliminate Distractions:

Identify and minimize potential distractions in your study environment.

Consider using productivity tools or apps to block distracting websites.

Communicate your study time to friends and family to minimize interruptions.

5. Prioritize Tasks with Eisenhower's Matrix:

Categorize tasks into urgent, important, not urgent, and not important.

Focus on tasks in the "urgent and important" quadrant first.

Delegate or eliminate tasks in the "not urgent and not important" quadrant.

6. Review and Reflect:

Allocate time at the end of each study session to review what you've learned.

Reflect on your study methods and adjust your schedule accordingly.

Celebrate small victories and achievements.

7. Utilize Technology Wisely:

Explore time management apps and tools that align with your preferences.

Set reminders for deadlines and upcoming exams.

Leverage digital calendars to stay organized.

8. Stay Flexible and Adjust:

Be open to adjusting your study schedule based on your evolving needs.

Recognize when to take breaks or switch subjects to maintain engagement.

Embrace a growth mindset and learn from your experiences.

Join our Girls in Finance project if you want to learn more about studying finance and the financial world <3.

[misfitwashere]

May 20, 2025 

HEATHER COX RICHARDSON

MAY 21

READ IN APP

Today was a rough day for administration officials on Capitol Hill as Senate committees held hearings on the 2026 budget requests for the Department of Homeland Security, the Department of Health and Human Services, and the Department of State. The Senate Finance Committee also held a hearing for Trump’s nominee to be Commissioner of Internal Revenue, former Missouri representative William “Billy” Long. Democrats came prepared and demanded answers that the department secretaries and nominee were either unable or unwilling to give.

Secretary of Homeland Security Kristi Noem was testifying before the Senate Homeland Security and Governmental Affairs Committee about the Department of Homeland Security's budget for fiscal year 2026. When Senator Maggie Hassan (D-NH) asked her to define “habeas corpus,” Noem’s response indicated she has no understanding of the nation’s fundamental law.

“Habeas corpus is a constitutional right that the president has to be able to remove people from this country,” Noem said. Hassan corrected her: “Habeas corpus is the legal principle that requires that the government provide a public reason for detaining and imprisoning people. If not for that protection, the government could simply arrest people, including American citizens, and hold them indefinitely for no reason. Habeas corpus is the foundational right that separates free societies like America from police states like North Korea.”

Noem’s habit in these hearings is simply to ignore questions and to attack, and she tried that with Hassan, suggesting that the president has the right to suspend habeas corpus if circumstances require it. Her position echoes that of White House deputy chief of staff Stephen Miller, with whom she appears to be working to render immigrants to prisons in third countries, but it is dead wrong. The Constitution permits Congress to suspend habeas corpus; not the president.

While Republicans were generally supportive of the Republican officials in the hearings, Senator Josh Hawley (R-MO) used his time to beg Noem for help for Missouri. The state has suffered a number of natural disasters, including a deadly tornado last Friday, but the Federal Emergency Management Agency (FEMA) has not shown up.

“The state has pending three requests for major disaster declarations from earlier storms,” Hawley told Noem. “[W]e’ve lost almost 20 people now in major storms just in the last two months in Missouri.” The Department of Homeland Security oversees FEMA, and Hawley asked Noem to expedite the requests and get them in front of Trump. “We are desperate for… assistance in Missouri,” he said.

When Senator Richard Blumenthal (D-CT) asked Noem how she planned to meet the needs of American people when the administration is cutting 20% of FEMA employees and the agency has lost most of its leadership, Noem talked over him and said the problem was that the Biden administration had failed the American people.

Over in the Appropriations Subcommittee on Departments of Labor, Health and Human Services, and Education, and Related Agencies, things didn’t go much better.

Health and Human Services secretary Robert F. Kennedy Jr. exploded when Senator Patti Murray (D-WA) asked him whose decision it was to withhold childcare and development block grant funding. Kennedy immediately pivoted to former president Biden’s 2021 budget. When she tried to get him back on track, he continued to talk over her, accusing her of “presiding over the destruction of the health of the American people” and of not doing her job. Murray repeatedly tried to recall him to appropriate behavior, finally appealing to the Republican chair of the committee, who asked Kennedy to stop.

When Murray repeated her question, he simply said the decision was made “by my department.” While he refused to take responsibility for the cuts himself, Murray did get him to admit that the department has blocked billions of dollars in federal child care funding.

Senator Dick Durbin (D-IL) spelled out for Kennedy his concern about cuts to research funding for the neurodegenerative disease amyotrophic lateral sclerosis (ALS), sometimes called Lou Gehrig’s disease. “On April 1, ten laboratory heads at National Institute of Neurological Disorders and Strokes received their layoff notices,” he said. “They were all PhDs and senior investigators. They're not administrators, whatever that might be. They were running intramural labs at NIH. If you have your way, they'll all be gone on June 2nd. Science magazine reported 25 of 320 physician researchers at NIH's Internal Clinical Center are leaving, and the number of patients treated in the hospital has been reduced by 30%. Three grants involving ALS and dementia work at Northwestern University [in] Illinois have been paused…. Just last week, an ALS researcher at Harvard had his grant cut.” Durbin asked: “How can we possibly…give hope to people across the country who are suffering from so many diseases when our government is cutting back on that research?”

Kennedy replied: “I do not know about any cuts to ALS research.” When Durbin responded, “I just read them to you,” Kennedy reiterated that he didn’t “know about them until you told…me about them at this moment.”

Brenda Goodman of CNN noted that when Senator Jack Reed (D-RI) asked Kennedy about ending the childhood lead poisoning prevention program of the Centers for Disease Control and Prevention, Kennedy assured Reed that “[w]e are continuing to fund the program.” Goodman notes that CNN reported in April that officials in Milwaukee, Wisconsin, had asked the CDC for help addressing lead hazards in Milwaukee Public Schools after the agency’s lead experts were fired. The CDC refused, possibly because Kennedy has said lead poisoning prevention would be moving from the CDC to his new “Administration for a Healthy America.”

Kennedy told Reed the federal government has “a team in Milwaukee, and we’re giving laboratory support to that, to the analytics in Milwaukee, and we’re working with the health department in Milwaukee.”

Officials in Milwaukee said that was untrue. “The City of Milwaukee Health Department is not receiving any federal epidemiological or analytical support related to the MPS lead hazard crisis. Our formal Epi Aid request was denied by the CDC,” spokesperson for the City of Milwaukee Health Department Caroline Reinwald told CNN. Earlier this month, Milwaukee’s health commissioner expressed dismay that the CDC’s entire team working on childhood lead exposure had been laid off. “These are the best and brightest minds in these areas around lead poisoning, and now they’re gone,” he said.

At the end of today’s hearing, Senator Tammy Baldwin (D-WI) corrected the record, saying to Kennedy: “There are no staff on the ground deployed to Milwaukee to address the lead exposure of children in schools, and there are no staff left in that office at CDC, because they have all been fired.”

Democrats on the Senate Foreign Relations Committee took Secretary of State Marco Rubio to task for abandoning the principles they believed he held when they voted to confirm him.

The administration rendered Maryland senator Chris Van Hollen’s constituent Kilmar Abrego Garcia to the notorious CECOT terrorist prison in El Salvador through what the administration said was “administrative error,” and yet officials are refusing to bring him back despite court orders to do so. Van Hollen reminded Rubio that they had served together in Congress for 15 years and that while they didn’t always agree, “I believe we shared some common values: a belief in defending democracy and human rights abroad and honoring the Constitution at home. That’s why I voted to confirm you. I believed you would stand up for those principles. You haven’t. You’ve done the opposite.”

Senator Jacky Rosen (D-NV) spoke to him “as a mother, a senator, and a fellow human being,” saying, “I'm not even mad anymore about your complicity in this administration's destruction of U.S. global leadership. I'm simply disappointed. And I wonder if you're proud of yourself in this moment when you go home to your family?" She noted how he appeared to have abandoned all his past principles, and said she no longer recognized him.

When Van Hollen told Rubio he regretted voting to confirm him as secretary of state, Rubio retorted: “Your regret for voting for me confirms I’m doing a good job.”

Billy Long had his own problems. In an opening statement, Senator Ron Wyden (D-OR) pointed out that Long was neither “an independent tax professional or somebody with extensive management experience.” He was simply a fierce Trump loyalist who would help Trump “use the IRS as a cudgel to beat his adversaries into submission.” Wyden also noted serious accusations against Long’s involvement with fraudulent tax schemes.

In his questioning, Wyden asked, “Did you promise any tax promoter you would help them if you got confirmed?” Long said no. Wyden followed up, asking if he had met with anyone when he was in Washington, D.C., for the inauguration and promised to help them. Long again said no, that he had been in his room for “about 50 hours” with food poisoning.

Wyden noted that staff investigators had tapes of a tax promoter saying he had met with Long at the inauguration and that Long had promised him favorable treatment. They also have another tape of a chief financial officer who had donated to Long after he was nominated for the IRS post, also saying he expected favorable treatment. Senators Wyden, Sheldon Whitehouse of Rhode Island, and Elizabeth Warren of Massachusetts are currently investigating these tapes.

Warren took up Trump’s misuse of the IRS to hurt his opponents. Trump has threatened to revoke Harvard University’s tax-exempt status, although federal law expressly prohibits any official from using the IRS to punish any individual taxpayers. Warren tried to get Long to say it would be illegal for the president to direct the IRS to revoke a taxpayer’s nonprofit status, but he refused to. Warren concluded: “[T]he fact that you want to sit there and dance around about this tells me that you shouldn't be within 1,000 miles of the directorship of the IRS.”

The House was also a troubled place today, as Representative Nancy Mace (R-SC) used a hearing of the House Cybersecurity, Information Technology, and Government Innovation Subcommittee, which she chairs, to accuse her ex-fiancé and other men of sexual abuse. She showed what she claimed were naked photos of herself and other women, taken without their consent. These accusations echo those she made in a speech in the House on February 10th. The men deny the allegations, and one is suing her for defamation. She is taking the position that her attacks on them in Congress are legally protected by the Constitution’s speech and debate clause.

If Republican lawmakers didn’t seem up to their jobs today, neither did the president. He announced a “Golden Dome” missile shield defense system—a U.S. version of Israel’s “Iron Dome”—that he claims will be operational in 3 years and cost $175 billion. Experts say it is not yet possible to construct such a defense system for intercontinental ballistic missiles and that such a project could cost as much as $542 billion.

When a reporter asked Trump about the cost, Trump claimed “we can afford to do it…we took in $5.1 trillion in the last four days in the Middle East,” a wildly made-up number. Such a system would likely benefit at least one person: it would depend on thousands of satellites, a requirement that seems likely to benefit billionaire Elon Musk’s SpaceX.

Administration officials today seemed to illustrate their utter disregard for the work their jobs require and their refusal to govern for Americans. Instead, they seem to see their offices as ways to get access to large amounts of money and power they can use to impose their will on the country.

—

[pankukaushal]

𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐀𝐈-:

𝐖𝐡𝐚𝐭 𝐢𝐬 𝐀𝐫𝐭𝐢𝐟𝐢𝐜𝐢𝐚𝐥 𝐈𝐧𝐭𝐞𝐥𝐥𝐢𝐠𝐞𝐧𝐜𝐞 ?

Artificial intelligence (AI) refers to computer systems capable of performing complex tasks that historically only a human could do, such as reasoning, making decisions, or solving problems.

𝐂𝐮𝐫𝐫𝐞𝐧𝐭 ����𝐈 𝐂𝐚𝐩𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞��-:

AI today exhibits a wide range of capabilities, including natural language processing (NLP), machine learning (ML), computer vision, and generative AI. These capabilities are used in various applications like virtual assistants, recommendation systems, fraud detection, autonomous vehicles, and image generation. AI is also transforming industries like healthcare, finance, transportation, and creative domains. 

𝐀𝐈 𝐀𝐩𝐩𝐬/𝐓𝐨𝐨𝐥𝐬-:

ChatGpt, Gemini, Duolingo etc are the major tools/apps of using AI.

𝐑𝐢𝐬𝐤𝐬 𝐨𝐟 𝐀𝐈-:

1. Bias and Discrimination: AI algorithms can be trained on biased data, leading to discriminatory outcomes in areas like hiring, lending, and even criminal justice. 

2. Security Vulnerabilities: AI systems can be exploited through cybersecurity attacks, potentially leading to data breaches, system disruptions, or even the misuse of AI in malicious ways. 

3. Privacy Violations: AI systems often rely on vast amounts of personal data, raising concerns about privacy and the potential for misuse of that data. 

4. Job Displacement: Automation driven by AI can lead to job losses in various sectors, potentially causing economic and social disruption. 

5. Misuse and Weaponization: AI can be used for malicious purposes, such as developing autonomous weapons systems, spreading disinformation, or manipulating public opinion. 

6. Loss of Human Control: Advanced AI systems could potentially surpass human intelligence and become uncontrollable, raising concerns about the safety and well-being of humanity. 

𝐅𝐮𝐭𝐮𝐫𝐞 𝐨𝐟 𝐀𝐈:-

Healthcare:AI will revolutionize medical diagnostics, personalize treatment plans, and assist in complex surgical procedures. 

Workplace:AI will automate routine tasks, freeing up human workers for more strategic and creative roles. 

Transportation:Autonomous vehicles and intelligent traffic management systems will enhance mobility and safety. 

Finance:AI will reshape algorithmic trading, fraud detection, and economic forecasting. 

Education:AI will personalize learning experiences and offer intelligent tutoring systems. 

Manufacturing:AI will enable predictive maintenance, process optimization, and quality control. 

Agriculture:AI will support precision farming, crop monitoring, and yield prediction. 

[educationmore]

Python for Beginners: Launch Your Tech Career with Coding Skills

Are you ready to launch your tech career but don’t know where to start? Learning Python is one of the best ways to break into the world of technology—even if you have zero coding experience.

In this guide, we’ll explore how Python for beginners can be your gateway to a rewarding career in software development, data science, automation, and more.

Why Python Is the Perfect Language for Beginners

Python has become the go-to programming language for beginners and professionals alike—and for good reason:

Simple syntax: Python reads like plain English, making it easy to learn.

High demand: Industries spanning the spectrum are actively seeking Python developers to fuel their technological advancements.

Versatile applications: Python's versatility shines as it powers everything from crafting websites to driving artificial intelligence and dissecting data.

Whether you want to become a software developer, data analyst, or AI engineer, Python lays the foundation.

What Can You Do With Python?

Python is not just a beginner language—it’s a career-building tool. Here are just a few career paths where Python is essential:

Web Development: Frameworks like Django and Flask make it easy to build powerful web applications. You can even enroll in a Python Course in Kochi to gain hands-on experience with real-world web projects.

Data Science & Analytics: For professionals tackling data analysis and visualization, the Python ecosystem, featuring powerhouses like Pandas, NumPy, and Matplotlib, sets the benchmark.

Machine Learning & AI: Spearheading advancements in artificial intelligence development, Python boasts powerful tools such as TensorFlow and scikit-learn.

Automation & Scripting: Simple yet effective Python scripts offer a pathway to amplified efficiency by automating routine workflows.

Cybersecurity & Networking: The application of Python is expanding into crucial domains such as ethical hacking, penetration testing, and the automation of network processes.

How to Get Started with Python

Starting your Python journey doesn't require a computer science degree. Success hinges on a focused commitment combined with a thoughtfully structured educational approach.

Step 1: Install Python

Download and install Python from python.org. It's free and available for all platforms.

Step 2: Choose an IDE

Use beginner-friendly tools like Thonny, PyCharm, or VS Code to write your code.

Step 3: Learn the Basics

Focus on:

Variables and data types

Conditional statements

Loops

Functions

Lists and dictionaries

If you prefer guided learning, a reputable Python Institute in Kochi can offer structured programs and mentorship to help you grasp core concepts efficiently.

Step 4: Build Projects

Learning by doing is key. Start small:

Build a calculator

Automate file organization

Create a to-do list app

As your skills grow, you can tackle more complex projects like data dashboards or web apps.

How Python Skills Can Boost Your Career

Adding Python to your resume instantly opens up new opportunities. Here's how it helps:

Higher employability: Python is one of the top 3 most in-demand programming languages.

Better salaries: Python developers earn competitive salaries across the globe.

Remote job opportunities: Many Python-related jobs are available remotely, offering flexibility.

Even if you're not aiming to be a full-time developer, Python skills can enhance careers in marketing, finance, research, and product management.

If you're serious about starting a career in tech, learning Python is the smartest first step you can take. It’s beginner-friendly, powerful, and widely used across industries.

Whether you're a student, job switcher, or just curious about programming, Python for beginners can unlock countless career opportunities. Invest time in learning today—and start building the future you want in tech.

Globally recognized as a premier educational hub, DataMites Institute delivers in-depth training programs across the pivotal fields of data science, artificial intelligence, and machine learning. They provide expert-led courses designed for both beginners and professionals aiming to boost their careers.

Python Modules Explained - Different Types and Functions - Python Tutorial

[ezonebusinesssetupdubai]

Top Online Business Ideas to Consider in 2025

Dubai's dynamic business environment offers numerous online opportunities for aspiring entrepreneurs. Here are some of the top online business ideas to consider in 2025:

E-commerce Store: Launch an online platform to sell products directly to consumers. With the UAE's e-commerce market projected to reach $9.2 billion by 2026, there's significant potential here. Focus on a specific niche, obtain the necessary e-commerce license, and develop a user-friendly website. Partnering with reliable delivery services and implementing effective marketing strategies will be crucial.

Dropshipping Business: Manage an online store without holding inventory. When a customer makes a purchase, the order is forwarded to a supplier who ships the product directly to the customer. This model reduces upfront costs and is gaining popularity globally.

Digital Marketing Agency: Offer services like social media management, SEO, and content creation to help businesses enhance their online presence. As companies increasingly recognize the importance of digital marketing, there's a growing demand for such expertise.

Online Education and Tutoring: Provide virtual classes or tutoring sessions in subjects you're knowledgeable about. The rise of online learning platforms has made education more accessible, and there's a consistent demand for quality instructors.

Content Creation and Blogging: Create engaging content through blogs, videos, or podcasts. Monetize your content via advertising, sponsorships, or affiliate marketing. Building a loyal audience can lead to significant revenue opportunities.

Affiliate Marketing: Promote products or services from other companies and earn a commission for each sale made through your referral. This model is cost-effective and can be lucrative with the right strategy.

App Development: Develop mobile or web applications to meet specific user needs. With the increasing reliance on digital solutions, innovative apps can gain rapid popularity.

Virtual Assistant Services: Offer administrative support to businesses or individuals remotely. Tasks can range from managing emails to scheduling appointments, providing flexibility for both parties.

Online Consulting: Leverage your expertise in a particular field to offer consulting services online. Whether it's business strategy, health, or finance, many are willing to pay for professional advice.

Graphic Design Services: Provide design solutions for logos, marketing materials, or websites. As businesses aim to stand out visually, skilled graphic designers are in high demand.

Social Media Influencer: Build a strong presence on platforms like Instagram or YouTube. With a substantial following, you can collaborate with brands for promotions and sponsorships.

Online Fitness Coaching: Offer virtual fitness classes or personalized training plans. The health and wellness industry continues to thrive, and many prefer the convenience of online sessions.

Stock Photography: Capture high-quality images and sell them on stock photography websites. Businesses and creators constantly seek quality visuals for their projects.

Handmade Crafts Online Store: Sell handmade items like jewelry, art, or home decor through an online platform. There's a market for unique, handcrafted products that can't be found in mass production.

Subscription Box Service: Curate and deliver boxes of niche products to subscribers regularly. This model has gained traction in various industries, from beauty products to gourmet foods.

Language Translation Services: Provide translation services for documents, websites, or media content. In a globalized world, effective communication across languages is essential.

Online Travel Agency: Assist clients in planning and booking their travel experiences. With the resurgence of travel, personalized planning services are valuable.

Virtual Event Planning: Organize and manage online events, from webinars to virtual conferences. As virtual events become more common, skilled planners are needed to ensure their success.

Print on Demand: Design custom apparel or merchandise and partner with suppliers who print and ship items as orders come in. This reduces the need for inventory and allows for creative flexibility.

Online Real Estate Brokerage: Facilitate property transactions through a digital platform. With the real estate market's evolution, online brokerages offer convenience to buyers and sellers.

Embarking on an online business in Dubai offers numerous advantages, including a strategic location, supportive government policies, and a tech-savvy population.

By selecting the right niche and implementing effective strategies, you can build a successful venture in this thriving market.

[niotechone]

Cloud Computing: Definition, Benefits, Types, and Real-World Applications

In the fast-changing digital world, companies require software that matches their specific ways of working, aims and what their customers require. That’s when you need custom software development services. Custom software is made just for your organization, so it is more flexible, scalable and efficient than generic software.

What does Custom Software Development mean?

Custom software development means making, deploying and maintaining software that is tailored to a specific user, company or task. It designs custom Software Development Services: Solutions Made Just for Your Business to meet specific business needs, which off-the-shelf software usually cannot do.

The main advantages of custom software development are listed below.

1. Personalized Fit

Custom software is built to address the specific needs of your business. Everything is designed to fit your workflow, whether you need it for customers, internal tasks or industry-specific functions.

2. Scalability

When your business expands, your software can also expand. You can add more features, users and integrations as needed without being bound by strict licensing rules.

3. Increased Efficiency

Use tools that are designed to work well with your processes. Custom software usually automates tasks, cuts down on repetition and helps people work more efficiently.

4. Better Integration

Many companies rely on different tools and platforms. You can have custom software made to work smoothly with your CRMs, ERPs and third-party APIs.

5. Improved Security

You can set up security measures more effectively in a custom solution. It is particularly important for industries that handle confidential information, such as finance, healthcare or legal services.

Types of Custom Software Solutions That Are Popular

CRM Systems

Inventory and Order Management

Custom-made ERP Solutions

Mobile and Web Apps

eCommerce Platforms

AI and Data Analytics Tools

SaaS Products

The Process of Custom Development

Requirement Analysis

Being aware of your business goals, what users require and the difficulties you face in running the business.

Design & Architecture

Designing a software architecture that can grow, is safe and fits your requirements.

Development & Testing

Writing code that is easy to maintain and testing for errors, speed and compatibility.

Deployment and Support

Making the software available and offering support and updates over time.

What Makes Niotechone a Good Choice?

Our team at Niotechone focuses on providing custom software that helps businesses grow. Our team of experts works with you throughout the process, from the initial idea to the final deployment, to make sure the product is what you require.

Successful experience in various industries

Agile development is the process used.

Support after the launch and options for scaling

Affordable rates and different ways to work together

Final Thoughts

Creating custom software is not only about making an app; it’s about building a tool that helps your business grow. A customized solution can give you the advantage you require in the busy digital market, no matter if you are a startup or an enterprise.

[upbblog]

🚀 This Coin Could Make You a Millionaire – Here’s Why I'm Using UPB to Invest in It

Have you ever looked at a coin like Bitcoin or Ethereum and thought, "If only I had invested earlier..."? You’re not alone — I’ve been there too.

But here’s the thing: 2025 is full of opportunities that weren’t around 2 or 3 years ago. There are undervalued altcoins quietly gaining momentum — and if timed right, the returns can be life-changing.

Today, I want to share one such coin I’ve been watching closely, and why I’m using UPB (Universal Payment Bank) to invest in it securely and efficiently.

💡 My Crypto Journey: From FOMO to Focus

Like many of you, I got into crypto during the late 2020s hype. I rode the wave, made some gains — and also learned a few hard lessons about volatility and security. One thing that stuck with me was this:

Success in crypto isn’t just about “what” you buy — it’s also how and where you manage your assets.

That’s when I came across UPB – Universal Payment Bank, a modern crypto banking platform that gives me control, confidence, and convenience in one place.

But more on UPB in a bit. First, let’s talk about the coin that could turn the tables in 2025.

🌟 The Coin: Real Utility, Real Future

I’m not giving financial advice here — just sharing what I’m personally looking at. The coin is called XYZ Token (let’s call it that for now). It’s currently priced well under $1 and has:

Strong developer backing

Real-world utility in decentralized finance (DeFi)

Partnerships with fintech apps and NFT platforms

A growing user base in Asia and Europe

Why does that matter? Because projects that solve real problems and show consistent development are more likely to survive — and thrive — in the long term.

Based on current trends, if XYZ reaches even a fraction of the market cap of top 10 altcoins, early holders could see 10x to 50x returns.

🔐 Why I Use UPB to Invest in Crypto

Now here’s where UPB comes into play.

In 2023, I made the mistake of spreading my assets across multiple wallets and exchanges — it became a nightmare to track, and security was always a concern.

When I discovered UPB Online, everything changed.

Here’s why I’ve stuck with it since:

✅ Easy & Secure Login

UPB offers a seamless login experience with 2FA and session protection, so I know my funds are safe.

✅ Multi-Coin Support

Whether it’s BTC, ETH, or newer altcoins like XYZ, UPB supports a wide range of assets in one clean dashboard.

✅ Real-Time Tracking

I can monitor my portfolio value and individual coin performance without needing to switch apps.

✅ Peer-to-Peer Transfers

Transferring crypto to friends or my hardware wallet is fast, with low transaction fees and no hidden charges.

✅ Trust & Transparency

UPB is gaining a reputation for being one of the most trusted crypto banking solutions, with compliance, encryption, and responsive customer support.

If you’re serious about growing your crypto wealth, having a reliable financial platform like UPB is non-negotiable.

📈 How I’m Planning My Next Move

Here’s my current strategy (again — not advice, just personal experience):

Accumulation Phase – I’m gradually buying XYZ Token every week instead of a lump sum.

Using UPB for Storage – Once purchased, I move my assets to UPB to track and manage securely.

Goal-Based Holding – My target is to hold until the coin reaches a realistic price target — not hype-based.

Patience is key here. I’m not chasing pumps; I’m building long-term value.

🧠 Final Thoughts: It’s Not Too Late

A lot of people believe they’ve missed the boat with crypto — but I disagree. The market is maturing. Real utility is being built. Platforms like UPB are making crypto safer and simpler for the average user.

So ask yourself:

What if this is your second chance?

What if the next big thing isn’t Bitcoin, but a smaller altcoin flying under the radar?

Whether it’s XYZ Token or something else, the right tools make all the difference.

And for me, that tool is UPB.

🔗 Ready to Start?

Check out www.upbonline.com and explore how UPB can make your crypto journey safer, smarter, and more successful.