#If you have suggestions or info on how computers actually work please add bc it would be cool

[murderbees]

thinking about Tron program bodies again, blood is not enough for me, where are the wires and fans and plates of metal that bend and snap

I have this vague image of an anatomical diagram of a program

Energy Circulatory System - the Blood, also the digestive track bc they don't have food, Mouth to throat tube to processor located center, near the disk port, it processes and then pumps the energy through the lightlines of the body, if a program overclocks themselves enough, they can suffer burnt or even ruptured circuitry

Energy both fuels the program and cools them off, when cooling processes are activated, the energy will be cooled off by nearby venting processes and will then be circulated throughout the body

Venting System - Similar looking to lungs, two fans that sit within the upper chest, one on each side, subtle ducts can open along the sides of a program to release extra heat (they sorta look like gills, ticklish), Most of the cooling is done through this system, Vents work to expell air through the nose, mouth, and additional vents and ducts, some programs have extra vents for their functions (Mechanic need more bc they work in hotter environments)

The Disc Port - connected directly to the morherboard of the program, this is why if programs are hit there, they will derezz, sorta like a brain (head wounds are not fatal), all processors are connected via wires to the board

Processors - part of the motherboard, eyes, ears, nose, tongue, all the senses are split up into different processing units, These usually have a mechanical unit, like eyeballs, that connect to the board with long thin wires, essentially the nervous system, but centered around the disc not the head

Internal Systems - internal sensors and diagnostics that regulate the body, the Endocrine System, Connected to a programs personal display, will update with warnings and display whatever parameters needed about the body

"Bones" - programs don't have bones, but they do have metal tubes that house their more delicate pieces (wires), Some programs (security) have more reinforcement around vulnerable areas, like the throat and chest, with the plating sometimes even being above the skin, Additonal plating can be added to the forearms and calves without much modification, further integrated armor is an arduous process

Derezzing is still a thing, parts of a program will maintain integrity to a point, then they collapse into voxels, Not all pieces will derezz, if that threshold isn't met, the pieces will remain in their form, basically, if you want to fully derezz a program you have to grind them into voxels, otherwise the bones and other stuff are unlikely to derezz until the energy runs completely out (usually a few days, or the Grid equivalent), where they will then turn into a pile of voxels

Voxels and Energy both evaporate, losing their vivid technicolor hues, until they turn a dark soot grey, at this point they disappear leaving a thin dusty film behind, it's hard to clean and slippery

[studentbyday]

Hii how are you doing!!!

You're taking Bioinformatics too right? What resources are you using to understand it HELP—

Hii I'm good, thanks! Hbu? That's so cool you're self-studying bioinformatics too! You're coming from the bio side as well, right?

I haven't really gotten into actual bioinformatics stuff yet bc last I tried, I was overwhelmed by all the info I was expected to know...biology, stats, and coding/computer science stuff. I feel I still need to know more on all of those fronts, but coming from a life science background, the part that's most foreign to me is the coding aspect, so I'm trying to work through an intro to computer science mooc by Harvard called cs50x and figure out where to go from there... Also, the codeblr community has been nothing but extremely encouraging and helpful. Many have compiled resources for learning to code like in this post.

Sorry if this wasn't very helpful, I'm at the very very very beginning in this 😅 Maybe once I'm further along, I'll know enough to make a masterpost of resources I used and found helpful!

If anyone has any other suggestions, please feel free to add in the reblogs!

[marvel-download-tutorial]

How to Download Marvel comics for free!

I’ve been thinking about writing this for a while especially since we’re all stick inside but last week Marvel made the shitty decision to transition various print titles to digital only, meaning they’re directly taking revenue away from local shops rather than delay the titles, so since Marvel thinks digital comics is such a cool idea I’m gonna show you how to download as many as you’d like! (oh also this is for windows only, idk how to do it if you own a mac but also you’re rich anyways so who cares buy the comics richie)

I don’t want to take money away from the people that need it, not the actual companies of Marvel and DC fuck them they’re dying and they deserve it, but for my own rationalizing I want to take a minute to plug the Hero Initiative, basically what it is an organization that provides for comic creators that are having hard times, comics are a rough industry and you don’t get into it to get rich, I won’t go into it too much you can read for yourself but it’s been endorsed by Stan Lee, Justin Ponsor, Mike Grell, Skottie Young, Rags Morales, a lot of big names, so I’d ask if you do follow this guide and download some comics for free please consider donating to the Hero Initiative (they also sell autographed prints and you can commission some really famous artists)

anyways onto the good stuff! I’m going to be doing a fairly brief but easy to follow guide, there will be links at the bottom of the post so look for those, I’ll probably be making a few other posts with some more info so also check back for those if my blog is still here

What do I need?

You’re going to need 4 basic things if you want to do this as easily and safely as you can 

1) a good anti-virus

2) anonymous web browser (Tor)

4) a safe and reliable source for the comics

4) a torrent program to download the comics

Also optional: VPN

Anti-Virus 

it’s good to remember when torrenting that no one is your friend, everyone is out to trick you and no one cares, honestly you should also have a good anti-virus though, I’m not really gonna tell you which one you should have but Norton 360 is pretty good but say that in a room of CS majors is the quickest way to start a fist fight, honestly just google it, you’re gonna have to do some research, but really you’re good as long as you don’t go with Avast or Kaspersky, I’m going to go over typical tricks and traps later to ensure safety, this is just basic overall security thing

Anonymous Web Browser (Tor)

next we’re gonna download Tor (you can do this before getting a VPN, like I said either one is going to put you on a list but using one to cover you getting the other at least mitigates it lol) Tor is a great open source project that allows for basically complete anonymous web browsing, it’s a project dedicated to privacy and disruption of corporations ability to control every aspect of our lives, also a friend of mine bought K off silk road with it once in highschool, really not too much you need to know about it before using it, just download it, let it configure and you’re good, also use Duck Duck go that it comes with, don’t switch it to chrome or anything, Duck Duck go is anonymous search service which better lends to Tor’s protection

Where to get the torrents

Now this is really important because you can have everything else set up but without a safe reliable source none of this is gonna do any good, but this is the dangerous part, torrent sites are notorious traps (I bricked more than on family PC on limewire) and this is why I said earlier to remember these people are not your friends and are out to hurt you, don’t click banner ads, don’t believe pop ups, make sure your virus protection is on and it’s a very good idea to have an adblocker on, also look out for another post I’ll be making on what download buttons to trust for different popular torrent sites

when talking comics (and remember specifically only Marvel comics) there’s no other name out there than Nemesis43, he is a god and he’s going to be your new best friend, there are groups and sites out there that do comic scans that you have to pay to join or like apply to join, that shit’s dumb as hell and I’ve never used them once and I’ve got more comic than I can read in my lifetime, you don’t need em and you especially don’t need to give them money, donate to the Hero Initiative instead

Nemesis has moved around a bit in the past (if you remember the WWT debacle) right now the main site for him is ettv (there will be a link at the end of the post) sites a bit barren but he’s there, he also has a reddit he gives updates on very rarely, generally if he moves he adds where his new home is in a text doc in his recent uploads, I fully trust him and his uploads, he’s been doing this for years and I’d never have a second thought downloading from him, also because he uploads so much he’s often very highly rated and verified on whatever site he’s on

The second place I’d recommend is getcomic (again there will be a link at the end), now this is very important, never donate to them, they kinda suck, basically they’re plugged into a bunch of different scanner groups and just steal those scans and put them up and then ask for donations, basically they’re just an aggregate (Nem kinda is too but he doesn’t ask for donations and stuff), they usually use browser downloads which are a complete pain so I’d really recommend Nemesis over them but they do have TheComicGuy on torrent galaxy for larger files but that updates a lot less frequently then the main site, again I trust these guys (as long as you’re on the actual site) but don’t trust any banner ads or pop ups, also for downloading they give multiple options, a lot are very sketchy, just use the main server

also there’s other sites like readcomics or newcomics, never used em, don’t like em, use at your own behest 

On sites like ettv you’re gonna want to use the magnet, someone years ago told me it was safer and I just believed them and have always used em, not sure if it’s true but it’s worked so whatever, really you shouldn’t be too worried about this stuff and if you follow this guide you’re going to be way over prepared to download comics, really no one cares about comic torrenting, movies, video games, tv shows that’s the stuff people really get caught on, this is just nerd shit

I’m going to be making another post showing how to use these sites, and other sites comic can be found on so look back at my blog for that

Torrent program

This is pretty basic, just get utorrent, it’s what I’ve always used, it works, whatever, definitely look this up with a VPN on or on Tor, it’s simple to use, I’ll be doing a short tutorial on how to make it even safer

Lastly this one is optional but a pretty good idea, for more than just this

VPN aka Virtual Privacy Network

honestly you can get the anonymous web browser (Tor) or the VPN first, their both going to help cover you downloading the other and honestly both are going to put you on a list for googling them (which is why I suggest looking for someone who just already has the .exes ((I always keep them on a thumbdrive for when I have to reset one of my computers)), I might try to make a google drive with em but also I might not bc that sounds like work and I’m already typing all this up), anyways I’m not really gonna explain what a VPN is, there’s a lot of resources that can explain it better than I can but basically it masks what you do on the internet, there’s a lot of choices when picking a VPN but the big thing I looked for when choosing mine was 1) non-US based so it’s harder for US investigation agencies to request stuff for them or get anything from them 2) one that doesn’t keep logs, honestly they all do even if they say they don’t, but you wanna look for one that hasn’t turned over many logs to US agencies and 3) unlimited peer 2 peer connections which is complicated but basically means you can torrent stuff anonymously and with decent speed. Like Anti-Virus there are a ton of different VPN’s out there, you really have to do research because there are actual accounts of FBI agencies crating VPN’s telling people they’re anonymous when really they had direct access to all the info, I haven’t done any research but NordVPN seems kinda like one of these, really the more they advertise the more suspicious I am, Just google “best vpn 2020″ and look at like 5 lists and read the the stuff, personally I use IPvanish which unfortunately is US based and while it gave over logs in 2016 even thought they said they didn’t keep any but now they’re owned by a new company that super double promises they don’t (again who cares they all do) but they’ve allow P2P and use 256-bit AES encryption

I wanna take a second to mention that this isn’t going to be free, this is the only place you’re going to be spending money (besides donating to Heroe Initative of course), a good VPN is about $100 a year which all in all isn’t terrible, technically you can just get by on the anonymous browser but this gives you an extra layer of security to pretty much ensure you won’t get caught and plus in the ever worsening internet hell world a VPN is becoming more and more important, I’m sure you can find articles about it but yea you don’t technically need a VPN but it’s useful for more than just this

How to work it all

Ok so this is gonna be a little stream of consciousness, as this all kinda has been, so sorry but I’m gonna try and explain it as best I can and also feel free to ask any questions on this blog, I’ll check back eventually I’m sure

So first thing first, make sure you’re virus protection is on and you’re connected on your VPN if you’re using it (you can google “what is my IP” to double check it’s working) then load up Tor, let it load and connect up and whatever, then go to https://www.ettvdl.com/user/Nemesis43 (I’m just gonna show this with Nemesis43, maybe I’ll make another one for getcomics but that’s pretty straight forward, also nem is better)

now remember we’re only here for Marvel comics, so scroll past all those thousands of other comics this would work exactly the same for, I’m gonna go for Ant-Man #4 which was released on the 13 as a digital only comic despite the first three issues being physical copies and now sit on my shelf forever unfinished making me look like a complete penis

it may take a while but it’s going to look like this, click on the blue words, it’s gonna take you to a page that looks like this

now from here we’re going to get the magnet link, right click and select copy link address, I like doing this because it limits my interactions with the page, note the advertisement at the top telling me I need a VPN despite thinking I’m in Guadalajara (which for legal reasons I am)

just copy that and then go to utorrent and click the add link

it’ll open a little box, it should add the link automatically, if it doesn’t just hit ctrl+V

hit ok and it’ll load it up, it might need to download some metadata but after that it should be good, oh also it might bring up a window basically asking where you want to save it and what to name it, you can set all that up in preferences, I did so I just turned that window off and can’t be assed to turn it back on, just hit ok if you don’t wanna bother with that stuff, it’ll go into your downloads by default

and that’s it really, it’s that easy, I might make another thing talking about how to make utorrent more anonymous or whatever so look for that, but stock it’s fine, also when it’s finished downloading it’s gonna start seeding (like uploading to someone else) I’ve always been a scumbag and I never seed but Nemesis seeds stuff so much you really don’t need to anyways, just select it and hit the stop button (the black square on the tool bar)

here are all the links I could think of

Hero Initiative

download Tor

here’s a guide for VPNs

download utorrent

song I found recently that I like

getcomics

Nemesis

so yea that’s pretty much the basics, be smart, be safe, any viruses you get are on you but I hope you found this helpful and feel free to ask any questions

oh and also this is all parody and I’ve never actually torrented anything, I don’t even own a computer

[macgyvrs]

( the struggle when i made this days ago yet i still wonder why i haven’t gotten any i/ms yhet... *sighsz* ) what it do peeps ! i’m l. i’m a 21 yr old foodie from the est timezone who loves laughin’, watchin’ movies, sleepin’, and ofc food ! i’ve been in the rpc for a few good years now but i’ve never done 1x1 before. i’ve always seen tons of people talkin’ bout it in the tags but never really knew what it was about. since i’m currently an english major whose transferin’ to be a journalism major, i’d love any chance i can get to improve/hone my writin’ skills. if anythin’ below strikes your fancy don’t hesitate to hmu ! p.s: for the moment, i’m still kinda iffy with headcannons and such since i don’t watch like any shows that are runnin’ aside from macgyver and the flash bc coincidentally i’m behind on both... i’ve actually caught up with macgyver and i’m mad i did bc i love lucas till sm rn (but please let me know if i got anythin’ wrong in the ‘ships i’d like to play’ section.. i’ll love you a dozen)

● you can find all my muses here. their musings here here and here. click on the lil pencil to read their bio and stats. really excited to play these muses because some of them are new and some of them haven’t been played in a moment or haven’t been played to its full potential-- so you can see my excitement ! some of these muses i have used before in rps so you may have seen em... or ya have not. either or that’s get crackin ! also i have to add that since some of these muses are new they may need some adjustin’/tweakin. if you have any questions regardin’ on my muses or would just like more info on ‘em please don’t hesitate to message me !

fcs i’d like to play against (there currently aren’t any most wanteds bein’ that i’d like to play against all of these suggests fcs below at any given point):

● shelley henning

● robbie amell

● chris wood

● tessa thompson

● danielle campbell

● nate buzolic

● chris zylka

● jessica parker kennedy

● matthew daddario

● sophia bush

● virginia gardner

● sebastian stan

● alex pettyfer

● cody christian

● taron egerton

● matt barr

● max theiriot

● nico tortorella

● claire holt

● dylan o’brien

● grant gustin

● nathalie kelley

● freddie stroma

● tristin mays

● lucas till

● avan jogia

● aisha dee

● camille guaty

● bianca a. santos

● kylie bunbury

● (really need some more male fc(s) for my jenna dewan-tatum muse SO pls rec some !)

● candice patton

ships i’d like (bold is the chara i’d play):

● faye chamberlain/diana meade (the secret circle)

● veronica mars/logan echolls (veronica mars)

● katrina straford/bianca stratford (10 things i hate about you)

● marti perkins/savannah monroe (marti’s my badass kween but ava’s too much like savannah) (hellcats)

● more to come when i watch some shows/movies !

plots i’d like:

● pls give me somethin’ based on 10 things i hate about you bc classic !!1

●  gimme gimme some sixteen candles or pretty in pink pls !

● ok but someone give me that cute bartender storyline though? like this guy tends bar at a restaurant or a pub or something and always sees this cute girl hanging out there, but she’s always either with friends or with some guy so he never really gets the time to talk to her BUT ONE DAY she walks into the place alone and orders so many drinks until she’s so bloody drunk, screaming about how her boyfriend cheated on her, that the bartender had to bring her home himself. she wakes up with a horrible hangover, stumbles out the room to find the bartender cooking breakfast and rolling his eyes, laughing. “first of all, you’re an idiot. second, we didn’t have sex if that’s what you’re wondering. third, breakfast will be ready soon. sit.” and fluff commences HELP PLZ ( x )

● i’ll take that platonic ship where muse a and muse b come from different worlds and hang out a lot bc both of them fit comfort in the other. muse b’s pretty much comfortable with spillin’ their guts on a silver platter while muse a just quietly sits back and listens-- offerin’ advice in the process bc it’s the nonjudgmental breakfast club. however, one day, out of the blue, muse a has declined all of muse b’s calls, sendin’ them to voicemail. in a panic, muse b rushes over to muse a’s apartment (w/ food in hand bc they know how much of a foodie muse a is). “you weren’t answerin’ my calls, so i just wanted to see if you were ohkay.” and muse a’s eyes are hella puffy w/ makeup smeared all over and all she can do is smile. pLS stop ME !

● i just wanna play this plot again (dear lordty) i need this f/m plot in my life one more time. muse a was brought up in a religious house hold. all her life, she’s had to abide by her strict parents rules, and the regulations of the bible. bein’ that she grew up in a very judgmental and secure environment, she never had a social life because everything that didn’t involve god was considered worldly, which her parents (mainly her mother) never approved of. seven days a week, 2-4 hours a night, church was her life. after high school she did the whole college thing; attendin’ a religious based alta mater to please her parents. yet, she wasn’t satisfied with her life as it was. one day, she had an epiphany, to live her life for herself instead of livin’ it for others. eger to want to complete that change, muse a moves to a smol lil town in hopes of resettin’ the last year of her life. to make endsmeat, she gets a job as a waitress at the towns local cafe. muse b is a campaign manager (or does something in politics) and always orders food from the cafe where muse a works. whenever muse a delivers muse b’s order, they have an interestingly awkward conversation (seein’ as how they’re two people who’d never in a million years interact with each other) until they meet again. everything is peachy keen until muse a jokingly agrees to volunteer in this event muse b’s office is organizing. a few hours into the event (think of like nature or somethin’ involvin’ outdoor/physical activities) something happens to muse b that causes muse a to kiss muse b out of an abrupt fear for their life. and bam ! everything’s awko taco now because it’s like ‘we kissed. but you still annoy the shit out of me with your cocky, egotistic attitude yet at the same time i love how easily it is to talk to you and how you can make me laugh” and someone pls come and take my computer away from me ! ( x )

● any set plots for any of the muses could be great as well !

● pls hit me with a macgyver-esq plot. i’ve been hella obsessed with my mans lucas till lately that i need a plot that doesn’t just occur in my head. muse a is a secret agent workin’ at a foundation that’s cover is a think tank. muse b is muse a’s significant other (possibly workin’ at said job as a secretary or somefing). due to the capacity of muse a’s job, muse b rarely sees them since they’re always gone for days at a time. just gimme me the ‘i just miss havin’ you around.’ ‘i love you so much’. gimme me da fluff !

● i wanted to say something else but i forgot so i’m outie !

[captainalwayslazycollectort-blog]

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Hi there:) I have just bought a car, it is being delviered on thursday. I was hoping to keep it on my drive until i have passed, then insure it and drive after, am i allowed to do this? or do i have to pay insurance? thanks""

Average health insurance costs?

I pay $69.70 for health insurance every two weeks from BC/BS. My co-pay is $25 per visit to the Dr. $60 for urgent care, and $100 for a trip to the ER. I realize that this is not a comprehensive listing of everything I get with the policy, but is there a way to find out if this is around the average that most companies offer their employees on a group plan? Thanks in advance for any insight.""

Whitney Texas Cheap car insurance quotes zip 76692

Whitney Texas Cheap car insurance quotes zip 76692

Is it your own fault if you are in the USA and have no health insurance?

I am in the UK, and the impression I get is that many people in the USA blame the 46 million or so people in the USA who have no insurance for not having any. Is it your own fault if you have no health insurance?""

Health insurance for dependent parent?

Am I correct that I cannot add my dependent parent to my health insurance plan at work And my dependent parent who lives in my household and has no income of their own cannot qualify for medicaid because of my income level?When applying for medicaid they ask for the household income not just the applicants income.If this is the case it is a very unfair situation for adult children who support their dependent parent.Whats even stranger is I was told that if I had a gay live in partner they could be added to my health ins policy? BUT not a parent? Is this really true?

How to get a cheaper car insurance in new jersey?

i leased a car a year ago and allstate just add 500 dollars on my premium and actually my car insurance is way more expensive than my car note. although i have 2 points on my drivers licence but it has been almost two years now and since i havent had no moving violation. Am planning to take a online defensive driver class to remove them. Please let me know what should i do to lower my premium or where to go cause its killing my finance. i am living in new jersey.

Health Insurance Premiums?

Does any single person pay their own health insurance premiums - what company and how much do you pay ? Does it include doctor visits and hospital stay ?

Help on car insurance.?

I am 17 yrs old. I am about to get a 2008 Honda accord but right now I drive a 2002 Cadillac escalade. my insurance is $130 a month right now and I was wondering if it would raise it? the escalade is an SUV, & it has a v8. the accord is ofcourse a car and its a 4 cylinder! ( if that makes a difference) thank you to all that answer! :)""

Child support/car insurance?

Ok so I just got my liscense and I bought half my trck and my mom bought the other half. So is it right for my dad not to pay for my insurance? And does child support cover car insurance. . .plz just give me your opinion/facts on the whole ordeal.... Have not found job just turned 15..btw Thank you all

How much for car insurance?

Ill be getting my permit in a year and drivers license in 2. Im from Minnesota and i was wondering how much car insurance would be? I already have a car, its a 2006 Sebring Chrysler. Sooo any ideas?""

""Which is worse: increased taxes, or a high insurance premium?""

http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm for some reason, I'd pay any tax to fund socialized medicine thrown my way rather than pay $13,375 a year for a family of four. and you'd be crazy not to yourself. and besides...the tax would never be 4,824, which is the average a single person pays per year.""

Where can i get life insurance for my daughter who has cancer ?

Where can i get life insurance for my daughter who has cancer ?

Where can I find the best insurance firms in California?

My son just got out of hospital and am really concerned about the health of my family members - what should I do now? Where can I get the best insurance firms in entire California?

Cant get contents home insurance because of council windows?

We live in a council flat and because we have metal framed windows without the key locking system like the new ones, insurance companies wont insure us for our contents. I complained to this to the council also but they are not going to replace windows either, even though one is stuck, yet they put all new windows in around the corner to us and gave them new doors, and left our block out. Suggestions?""

How much does a VW Golf GTi 2003 - 2008 cost on insurance? Help :( !?!?

I know a golf gti is very costly to insure which is a bummer! =/ Cheapest quote possible. Oh and it has to be Fully Comp! Haha have a feeling its going to cost an arm and a leg to insure. And which Car Insurance site is the best to use? Would be very helpful for some answers back :) Just need a rough idea how much its going to cost, so i could start saving and miss out the student nights and all the wonderful drinking with the mates. J x""

First time driver (18 years old) how much should I pay for car insurance?

I've got my test booked in a few days (fingers crossed) and I've been looking at cars and still haven't decided... I need a few ideas on what would be cheapest to insure. However I am slightly picky and do not want to be driving around in a hundred year old baked bean can!! If people who are a similar age can just tell me what they drive and how much they paid for their insurance it would be very helpful! Or if people could just give me some ideas on cars and stuff it would be muchos appreciated! Thanks!

Will my homeowners insurance drop me if my dog bit someone?

So last week the side gate to my house was left open and my dog got out. She bit one of my neighbors down the street, I'm guessing out of fear (she is a rescue dog). The bite wasn't too serious, but it did break the skin so my neighbor went to urgent care to get bandaged up. We apologized and offered to pay any medical costs upfront, but my neighbor preferred to let our insurance companies handle the claim. My dog hasn't bit anyone in the past, and isn't considered a dangerous breed (labrador, border collie mix). We've let her off leash at the dog beach and dog parks with plenty of other dogs and people running around, and she hasn't shown any type of aggression. What I'm worried about is my insurance company dropping us from their coverage, and us subsequently having trouble finding homeowners insurance in the future. We tried convincing our neighbor to let us settle without getting the insurance companies involved, and explained the situation, but with no luck. Does anyone have any answers or advice about the whole situation? Should I make a claim first and let our insurance company know, or should I just sit and wait for the whole situation to play out? BTW I live in California and my homeowners insurance is Wawanesa""

Car insurance ? add another car?

my wife got a 1995 i already got full coverage how much will it be to add her car?

How much would insurance on my motorcycle cost?

I'm 19, it's my first bike, I have no history of tickets or getting pulled over, the bike is an 04' black and red Kawasaki Ninja 600. I live in Florida, near the Gulf Coast by the way. I want to know how much the insurance would cost on my bike monthly/yearly.""

I need help for cheaper auto insurance... any suggestions in my situation?

I was really stupid as a kid. When I first got my New York State drivers license within half a year I had gotten 2 speeding tickets, a DWI under the age of 21 (I blew a .16 and was reduced to a dwai luckily), seatbelt violation, talking on the phone while driving, and not fully stopping at a stopping at a stop sign. I got my license suspended for a year and I've been able to drive for over a year now. Ive matured a lot sense I was in high school and regret all of it but because of all the stupid, irresponsible, things I did when I was a teenager my insurance just to drive is putting me in debt its so high. Does anyone have any advice to get cheaper insurance in the same situation as me? And please no your a bad person you could have killed someone responses. I've learned my lesson and would like to go on with my life without paying thousands of dollars for insurance. Thank you!""

How much jail time for no insurance in georgia?

My friend had an unpaid ticket that turned into a warrant. If he were to turn hisself in how long would he serve.

What should a 16 year old expect to pay for insurance?

I have never had insurance before. I own my first car right now. I have a graduated drivers license. and I have taken a drivers ed course. I need to know how much to expect to pay a month. Thanks!(:

How important is insurance to you?

Insurance companies sell them in many different forms. Life , Critical illness, Pet etc... We never used to have so much insurance in good old days but nowawadays we seem to have an insurance product to cover almost everything.Although the need for insurance is very much there do you think we are being tricked by the companies..? What are your thoughts / experiences? (well lets not talk about car insurance as its a must to have)""

What are my health insurance options as a student?

I'm 22 years old and a full-time student at a California State university. Last month and without warning, my dad cut me off of his company's insurance and is refusing to put me back on because he claims we have no relationship and he essentially wanted to be spiteful as he has done since my parents divorced. My question is this: Can he even legally do this? As a full-time student, isn't it my right to be covered by his insurance? I can't get any insurance through my mother as she is unemployed. Because I'm pulling 19 units at school, I can't take on a full-time job to get health insurance. So what are my options? Is there a way to force my dad to put me back under his plan? If not, what should I do? I'm confused and scared because just over a month ago, I had to go to the ER because I broke my nose. Two days later was when my dad cut my insurance. Now I don't even know if that ER visit was covered because he didn't warn me before he cut me off. If someone could please help me figure out what to do in this situation, I would be very grateful!""

Should people who do not own cars be forced to buy car insurance?

so that the insurance would be cheaper for those who can't really afford the premiums? That's what Hillary wants to do with Health insurance. She wants to force young people who very rarely need it to buy it so that it would be more affordable for others.

Does getting insurance quotes ruin your credit score?

I've been going to a number of different insurance agencies but I'm wondering if them checking my credit score is pulling my rating down?

Any one know about car insurance for teenage driver in north carolina?

so im going to be driving soon and i will need to get insured. does anyone know how much this will cost if i live in north carolina? by the way, i dont know what car im getting...im looking. ;] so it would be helpful if you could give me a range for different types of cars. oh yeah, and sources would be nice. =] thanks a bunch!""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

Whitney Texas Cheap car insurance quotes zip 76692

Whitney Texas Cheap car insurance quotes zip 76692

How much will my insurance payment increase because of my speeding ticket?

To begin with, I was going 111mph in a 60mph zone. It was dumb and stupid, I know. Normally I would pay just $125 every 6 months for car insurance but now I'm wondering how much it will increase. And by paying I mean I would give the money to my dad because the car is under his name. I use the car everyday to go to work but it's under my father's name. I am not registered in any insurance of any car my dad owns. I am only 17 by the way and i ll turn 18 in a month. The ticket is considered an infraction and will cost $603. I will send them a check so I won't have to go to court. Any idea of to what may happen next, like my insurance rate?""

How much will my insurance go up for a speeding ticket?

I got a speeding ticket in July going 100 mph in California. I live in AZ and was visiting when I got pulled over. I got a notice in the mail saying it's mandatory for me to appear in court. Does anyone know how much my insurance will go up? I'm 25 yrs old and this is my 2nd speeding ticket. The 1st one was in AZ and it doesn't show up on my record because I went to driving school.

Should I get liability or full coverage on my car?

I have a 2002 Pontiac Grand Prix SE with 157,000 on it. I did the KBB value and got $3400 for private party and $2200 for trade in but I'm not sure how accurate that is or how much I'd get from insurance in the case of a collision. I paid $4200 for it in 2009 when it was marked at $6200. Of course, I don't owe anything on it. I've been on my mom's car insurance (I'm 21) up until now but I recently moved out and need to get my own policy. Unfortunately, I don't have the greatest driving record; I had a rough first year of driving in 2007/2008 and I'm still paying for it. I've been paying $180/month for full coverage with Allstate. I got quotes from other companies and I found one (AIA, a local insurance company) that offered me liability insurance for $100 down and $100 a month for 10 months. The next lowest I found was $145/month with Progressive. With AIA, I can get full coverage for $222 down and $190 a month. I haven't had an accident since 2008, and I'm confident about my driving skills, but I don't want to screw myself over. I don't have $3400, or even $2200, to buy a new car if something happened to this one. However, my car is 9 years old, so I don't know if it's even worth it. What should I do?""

What is the average cost of car insurance for teens?

Hi my name is Evelyn and Im planning on getting my car soon. It'll be an old used car. Im a girl. 16 years old. 3.5 or higher gpa. possibly 3.75. Im wondering what the cost for insurance will be when I get the car. I am also currently taking drivers ed in school but have not completed the coarse yet. Does that matter? or should I get the insurance after finishing the class for the discount?

Car insurance in new York city vs age and area?

Im making payments on a car $190 I'm paying full coverage for the car $695 a month and I'm 21 do you think its possible To switch to liability while I'm still paying the car note? Due to my age and new to insurance and live in NY I'm guessing that's y it's so high and can't get help from others so I wouldn't mind striving for myself.

Is the auto-insurance claim information shared if I switch the insurance company?

Hi! I am with auto-insurance company X right now and due to few number of insurance claims that I had made, my insurance is going up. I am wondering if I try to switch to some company Y, will X share my claims information with Y? Thanks!""

What is the CHEAPEST CAR INSURANCE?

What is the CHEAPEST CAR INSURANCE?

Where can i find a free insurance company that won't rap me off?

i need a website that i can get a insurance for medical and dental. where can i go

What's an affordable car insurance for new teen driver?

I'm 16, i live in the bay area and today i just got my drivers license. So with that being said i need to figure out what kind of car insurance i can get that is affordable because i know all insurance for young new drivers is very expensive, So can you give me any names that i can look up please? Also i've been driving my families 2004 Chevy Cavalier Ls to get me started but it's kind of small for me and can anyone give me any good brand names for cars that have great safety to it? I love the toyota camry's and solalra's are those good cars to get? Thank you if you can help me :) ~Robert""

""I am 16 years old, and someone hit me from the back, will my insurance go up?""

It was clearly his fault, but will my insurance premium go up since I am a new driver? I live in California.""

""What are insurance rates like in Thailand. Car, health and home.?

I have no idea what the charge for insurance and I hope to retire soon. I own houses in Thailand but they are not insured. And help would be appreciated.

What to do when not involving car insurance in car accident?

Ok so I hit someones bumper, my fault. I don't have insurance but they do. Her car insurance called me the next day asking for basic info. A couple days later the car owner called me and said she didn't want to go through the insurance company because it would take her too long to receive her deductible back. She said she was going to pay the deductible to allstate and get the car fixed but not go after me I guess, I don't really get it, as long as I pay her back for the deductible. Would I still owe something to allstate afterwards or would I actually be able to walk away from something like this?""

""Nearly 18 and I need to drive, what is the cheapest car and insurance for someone my age?""

Nearly 18 and I need to drive, what is the cheapest car and insurance for someone my age?""

Auto Insurance agents in Tennessee... Does my 17 year old with a permit?

need to be listed on my policy? I have heard several different answers to this. Also, I've heard he has to be listed but the insurance company cannot rate him until he gets his license, therefore, they cannot charge me more for him. Any help is greatly appreciated.""

Should i go through the whole car insurance thing?

Hey guys, so someone rear ended me this morning and im debating whether or not to file the claim through the other person's insurance company since im pretty sure it would be his fault. But i'm debating whether or not i should even bother becuase the damage is very minimal ( theres only a small imprint of the rectangle from the guys license plate.) But i got in a car accident about 8 months ago which ended up being my fault. so since the damage is minimal to my bumper, i'm not sure its worth the hassle and the possibility of my rates going up, even though not my fault. should i just let it go? or file a claims through the other persons insurance, and if i do, do i have to call up my own insurance company as well? or by filing the claim through the other company, they'll take care of it? thanks for all the input.""

If I had this non fault accident would my car insurance still gone up?

Okay a week ago I was about to have an accident I passed a railroad track when no train was comming and the bars were up as well so I passed the railroad and I made a turn so this had a stop sign at a corner and didn't make a complete stop so I was passing since I didn't have a stop sign or yield sign and this guy just stepped on the gas and went into the wrong way and then he tried to jump into the way that I was going and I was about to hit him because there wasn't enough space for him to change lanes safely. And so I remember that the day that my dad went to get insurance for his car they told him that they had a record of the accident that he had back in 1991 which wasn't his fault.

How much does it cost for 2 door car insurance?

Getting my second car soon...found a 2006 honda civic LX...this is a 2 door car (coupe) verrryyy nice and I need to know what insurance would be monthly/yearly for this. I'm still on my parents insurance- 19. Female. No accidents; tickets. North Carolina. College Student. Please help. Thank you.

What does auto liability insurance cover?

I'm confused. I have a cheap car (read: old, not worth $1,000, beat up) that I need insurance on. I'm not worried about paying for my car to get fixed if damaged. However, I have a problem with scraping people's car. For example, I drove my car out of a parking lot and nearly bumped into another one, leaving maybe a scratch or dent. Would liability insurance cover that? Does it help pay for the OTHER car? 'Cause truth be told, my car's not worth paying insurance for ha ha. VA's minimum is the 25/50/25, so that's my insurance policy.""

Car Insurance - Excess and Premiums after a bump?

I am asking this on behalf of someone else, not sure which ins company with but the scenario is- reversed out of a space and made a dent in this guys car- swap details and he has rung to say cost for repairs will be 500 quid. IT IS going through on insurance so we know its all legit and he cant mess us about. The excess on the car ins policy is 500 and the claim is for about 500. Will the insurance company just bill me that? As they will be paying the full amount of the claim, will it affect the premiums alot? (20 yr old male, pass less than a year!)""

The best insurance coverage and prices.?

my daughter is starting to drive in a couple months when she turns 16. i want to know how much is the average price for our insurance. which insurance company covers the best and has the lowest price. i heard some friends say that there son only pays about $75 a month but i really dont know if thats possible. any suggestions? thanks!!!

Drivetime Student Car Insurance- any good?

I'm just doing car insurance quotes and came across Drivetime Student where you can't drive after 11pm and before 6am for a 40% discount - does anyone have this insurance and is it any good? Also are you on the odd occasion allowed to go out after 11pm?!

Moving to Pennsylvania - how do i get car insurance?

I recently moved to PA from NY. I have Allstate insurance on a rented car using my old address in NY. It expires in a little under a month. What do I do now? How do I go about getting new insurance? DO I have to go through the crazy process of getting PA plates? (I only plan on being here for 2 yrs - then I'm moving back to NY) BTW, my parents still live in NY. I'm not sure if that can help me.""

""How does my health insurance deductible going up to $6,000 from $2,500 make it more affordable ?

For me? Can anyone tell me?

Switching to liability only car insurance?

Hi. I just moved to a new state with ridiculously high car insurance rates. My new rates are nearly double what I paid in my old residency. If I switch my coverage from full coverage, to liability only, how much would I save (approximately?) I currently pay nearly $230 a month on car insurance for full coverage. About how much would liability only be?""

""I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""

I will b learning to ride a bike soon, if i get a Ducati 500cc 2ndHand bike howmuch insurance it will cost me?""

Whitney Texas Cheap car insurance quotes zip 76692

Whitney Texas Cheap car insurance quotes zip 76692

Do Different Car Insurance Companies Really Have Different Rates?

I keep seeing ads on TV which claim this or that car insurance company is cheapest. Are they really that different, or is this just marketing?""

""After car insurance expires, how many days do you have to renew it?""

My friend just got his car towed for no insurance, I thought you have 30 days after the effective date. Can someone please tell me so I can help him get his car back. SERIOUS ANSWERS ONLY!""

How much do you pay for basic liability auto insurance?

I'm only interested in liability insurance. Please list your state and monthly payment.

Whats car insurance??????

im 17 and dont know much about it but they said i needed car insurance before i can buy a used car. how do i get car insurance and what happens once i have it..how much does it cost?

Auto insurance question?

I'm 20 yrs old and I'm thinking of signing up with state farm auto insurance. I'm buying a car and i have none. So can someone tell me what I need, where I have to go, and what i have to do to get this done?""

What the average of a male 25 year old would pay for car insurance?

i planning on buying a dodge charge 2013 and getting my own car insurances i want to know around how much i would pay i'm been driving for 6 years already but with my parents insurances. but now i want to get my own car insurance

Homeowners insurance or renters insurance?

Okay so the person we were renting from had bought a house and is owner financing it for us. We just moved in and I was calling around about insurance and have been told so many things it's ridiculous! A few insurance companies told me I need homeowners insurance and a few told me I need renter insurance since the title is in his name not mine which makes sense but I don't want to end up with the wrong type of insurance. Help?!

Do different insurance agents from the same company offer different rates?

I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?""

I just moved and need new car insurance. I also have no medical. Can I cover both through the same company?

I've heard that State Farm and Allstate are now offering some medical packages. My wife and I don't necessarily need a lower copay for normal doctor visits, but we'd rather not go bankrupt if something catastrophic happens; accident, disease, etc. Has anyone had good experiences buying health insurance this way? How much does it cost roughly for your plan(s)? Neither my wife nor I are currently working full time so we don't get health through our jobs. Any advice would be appreciated. Thanks.""

Renter's insurance. are these really needed?

never used them, but is considering of using them one day. how much do they cost on average per month?""

Health insurance rates. Switch or stay?

In the past 2 years my family's health care plan (which is offered through my husband's work) has gone from great to way too expensive. We pay 250 a month as a premium, then we have a 1,000 each deductible, then our copays kick in 25 for office visit, 35 for specialty, 100 emergency room visit (must be okayed by dr. first, or they don't pay anything), 100 each day in the hospital. Perscription copays are 25/30/50, and not all things are covered. Two years ago we paid 275/a month and had 20 copays for everything (except hospital stays were always 100 and perscriptions they were 5/10/20). They do not pay for any vision, dental, or contraceptive. Certain (most) perscriptions are not covered. Is this similar to what everyone is paying, or should we start looking outside of his work for insurance?""

Is it possible to upgrade car insurance with an ongoing claim?

Hello, I am a 19 year old male living in England. I had an accident around 2 months ago in my car of which I am the main driver and owner (no dispute here). I have been ensured by a solicitor friend that the crash was not my fault as the other party pulled out in front of me. However, the other party is still disputing liability and I have been told by my insurance that the case could take upwards of 10 weeks. I have a job opportunity starting in 1 week exactly as a delivery driver. I will technically be self-employed, so will have to provide my own business insurance. My question is: is it at all possible to upgrade my insurance to business cover while the claim is still ongoing? If this is possible, would it be allowed on the basis that I would be considered liable for this accident (at least in the short run) and thus be charged a an extortionate amount? Thanks in advance.""

What is the best motorcycle insurance to purchase?

I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""

Should I pay insurance on a car that I can't drive?

I'm very frustrated with this car & I won't be able to pay to get it fixed until September. Some people are telling me to still pay insurance on it, & others are telling me that it doesn't make sense to waste money, & that I should cancel the insurance. I don't know. I'm about to cry.""

How much a month for loan and insurance for a 350z.?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Car insurance and speeding points?

Hey, when I was 18 I got 3 points for speeding. It is coming up to 5 years since I got them and when doing insurance quotes it always says 'any speeding convictions within 5 years' I was just wondering, dees that mean once it has been 5 years, that I won't have to declare them anymore? and will they completely disappear from my driving record/license? Also, please no replies saying 'grow up, dont speed etc. I know, which is why I grew up and haven't for 5 years. Thanks.""

Do you have to add your new teenage driver to AAA insurance if you want them covered.?

Do you have to add your new teenage driver to AAA insurance if you want them covered.?

2008-2009 Ford Mustang Convertible?

Hi- we are looking into a new car and are interested in either a 08 or 09 Mustang Convertible...would you reccomend this vehicle? One thing we are worried about is the insurance costs as the car is not that expensive. Does insurance really go up a ton? Pros-Cons? Thanks a ton!

Can I RENT A CAR for like a Day in CA without a CA License? without Car Insurance?

I have an MI drivers license and no car insurance and no car. when I go to CA for like two months, I want to know that I can rent a car over there on random days. true? how so? please explain, i'm confused.""

Car insurance renewal quote question?

I hit a car in front last yr which i believe was not my fault. i didn't pay my excess as i had no damage on my car. however she said they was damage on hers and she had hurt herself which i believe was rubbish however!! when filling my questions out on my insurance quote do i say i had a claim? as i didn't claim for damage she did and compo, i only lost my no claims. can anyone answer please?""

""Car insurance cancelled,what to do?""

I've had car insurance for around 5 months and because i was late on 2 payments they have cancelled my insurance today. i'e looked for an alternative insurance but because i had it cancelled nobody will take me on. is there any other options,surely somebody being late doesnt mean they cant ever get to drive again??""

Which Health and Life Insurance Company?

I'm 53 and just become a self-employed. I want to have health insurance what is affordable and trust able. Also I'm thinking about a life insurance - any advice thanks, even in my private email.""

Health ins. companies can't deny people for pre-existing conditions. Should the same be true of car insurance?

I ask because my car has some pre-existing problems: 1. The brake pedal only works about 1/3 of the time 2. The engine is currently on fire How can these greedy car insurance companies declare that my car is unsafe to drive?

All the obamacare plans probably have better benefits than your current health insurance. bad news?

September 2013 An Early Look at Premiums and Insurer Participation in Health Insurance Marketplaces, 2014 Cynthia Cox, Gary Claxton, Larry Levitt, Hana Khosla Under the Affordable Care Act (ACA), individuals and families may purchase private insurance coverage through new state-based exchanges (or Marketplaces), which are set to open in October of this year for coverage beginning January 1, 2014. In states that decide against operating their own exchanges, the federal government will either run the exchange or work in partnership with the state to create an exchange. Regardless of whether an exchange is state-run or federally-facilitated, enrollees with family incomes from one to four times the federal poverty level (about $24,000 to $94,000 for a family of four) may qualify for tax credits that will lower the cost of coverage through reduced premiums and, in some cases, also be eligible for subsidies to reduce their out-of-pocket costs. This report presents an early look at insurer participation and exchange premiums both before and after tax credits for enrollees in the 17 states plus the District of Columbia that have publicly released comprehensive data on rates or the rate filings submitted by insurers. These include eleven states operating their own exchanges and seven defaulting to a federally-facilitated exchange. Plan availability and premiums for all states are expected to be available by October 1.""

""How much will my insurance premium go up after a speeding ticket, I'm 17?""

I am a 17 year old male whose car insurance is roughly $200 a month from Travelers. My parents (unlike me, haha) are perfect drives and have had no recent violations. On the other hand, I got pulled over in MASS for doing 86 in a 65. It won't happen again. I live in CT. How much do you think this will increase by? and when I renew could my insurance company decide to not run my DMV record?""

Whitney Texas Cheap car insurance quotes zip 76692

Whitney Texas Cheap car insurance quotes zip 76692

https://www.linkedin.com/pulse/car-insurancewhat-buy-how-dennis-black/"