#PayTech

[trendinglastestreports]

📲 Mobile Money 2025: Empowering a Cashless, Inclusive Financial Future

In 2025, mobile money has become a driving force behind financial inclusion and digital transformation, especially in emerging markets. With smartphones in nearly every pocket, users now rely on mobile wallets and payment apps for everything from peer-to-peer transfers and utility payments to savings, loans, and merchant transactions. Fintech innovation, biometric security, and real-time transaction capabilities are making mobile money faster, safer, and more accessible than ever before. Governments and central banks are also integrating mobile platforms into digital ID and tax systems, fostering transparency and economic growth. As cashless ecosystems expand, mobile money is reshaping the way people manage, move, and multiply their finances

[otiskeene]

Sensedia Launches AI Copilot To Accelerate And Enhance API Development

Sensedia has just launched its latest innovation, the Sensedia AI Copilot, an advanced AI assistant that aims to revolutionize API management and integration. With over 17 years of expertise in API strategies and best practices, Sensedia has developed this cutting-edge solution to streamline API management, governance, and application integrations.

The Sensedia AI Copilot is designed to understand the unique business context of each customer, providing tailored suggestions for improvements, designing APIs from scratch, detecting security vulnerabilities, and ensuring accurate documentation. It also offers comprehensive API management across multiple gateways, making it a versatile tool for businesses of all sizes.

This exciting new product was unveiled at the APIX 2024 global customer conference, where it received rave reviews. It supports customers in aligning their API and integration strategies with their business goals, helping them transform their digital channels and enhance their integrated ecosystems.

Lisa Arthur, Sensedia's US Director and Global CMO, emphasized the impact of the AI Copilot on developers and platform engineers. By leveraging generative AI for best practice assistance, it revolutionizes every step of their API journey, simplifying the entire API creation process. From planning and design to implementation, testing, validation, documentation, deployment, and management, the AI Copilot enhances productivity and outcomes by applying industry best practices.

One of the key features of the AI Copilot is its ability to suggest journeys and access points that align with market best practices. Users can securely upload data to create custom APIs, with the AI providing valuable insights and recommendations. The solution generates APIs that are ready for customization and integration with Sensedia's API Manager, offering flexible documentation management and automated contract creation.

With the Sensedia AI Copilot, businesses can expect to streamline their API management processes, improve efficiency, and create robust and customizable APIs. It's an exciting development in the world of API and integration solutions, and Sensedia is proud to be at the forefront of this innovation.

Read More - https://www.techdogs.com/tech-news/business-wire/sensedia-launches-ai-copilot-to-accelerate-and-enhance-api-development

[enforts]

Key Income Recognition Questions Each Paytech Firm Must Reply

The fee providers panorama has at all times posed regulatory challenges. From PCI-DSS to complying with BSA guidelines, paytechs have at all times invested assets into following the regulation. Nonetheless, income recognition could be probably the most difficult course of paytechs cope with. Greater than recurring income companies, paytech corporations discover ASC 606 (the IRS income recognition…

[delistedshares]

Fino Paytech Unlisted Share Price

Fino Paytech is a leading Indian fintech company that offers a range of financial services to customers across the country. The company's unlisted share price has been a topic of interest among investors in recent years, as it has shown strong growth potential.

Factors Influencing Fino Paytech Unlisted Share Price

Several factors can influence the Fino Paytech unlisted share price, including:

Company Performance: The company's financial performance, including its revenue, profit, and customer base, is a key driver of its share price. Fino Paytech has consistently delivered strong financial results, which has boosted investor confidence.

Market Trends: The overall market sentiment and trends in the fintech sector can also impact the Fino Paytech unlisted share price. The company has benefited from the growing demand for digital financial services in India.

Investor Sentiment: The perception of investors towards Fino Paytech can also influence its share price. The company has a positive reputation among investors, which has supported its valuation.

Fino Paytech Unlisted Share Price Outlook

The Fino Paytech unlisted share price is expected to remain strong in the coming years, driven by the company's continued growth and the favorable market conditions. Investors who are looking for exposure to the Indian fintech sector may find Fino Paytech to be an attractive investment option.

How to Invest in Fino Paytech Unlisted Shares

Investing in Fino Paytech unlisted shares can be done through private equity funds or directly from the company. However, it is important to note that investing in unlisted shares can be riskier than investing in listed companies. Investors should conduct thorough research and consider their risk tolerance before making any investment decisions.

Conclusion

The Fino Paytech unlisted share price is a topic of interest among investors due to the company's strong growth potential. Several factors can influence the share price, including company performance, market trends, and investor sentiment. The outlook for the Fino Paytech unlisted share price is positive, and investors may find it to be an attractive investment option.

[paymentsolutionspos]

At Valor PayTech, we’re shaping the future of payments. Our secure & reliable solutions - powered by the Valor Payment Gateway and cloud-based CRM - help ISOs & merchants streamline transactions, boost customer experience to thrive in a digital world. 

[maquilanews]

Pagos lentos, ingresos perdidos: el costo real de no digitalizar los pagos

CIUDAD DE MÉXICO.- El transporte foráneo y turístico en México moviliza a millones de pasajeros cada día. Sin embargo, a pesar de su escala e importancia económica, sigue siendo una de las industrias con mayor oportunidad en términos de digitalización, especialmente en sus modelos de cobro.  “El sector enfrenta desafíos importantes en materia de seguridad transaccional, lo que impacta en la conversión de pagos, genera exposición a contracargos y dificulta la trazabilidad financiera. Superar estos retos representa una gran oportunidad para fortalecer su competitividad frente a otras industrias que ya han avanzado en su transformación digital”, explica Javier Huerta, Country Manager de Flow en México, la paytech con espíritu innovador y expertise que convierte cada transacción en una experiencia humana.  LexisNexis Risk Solutions reporta que por cada peso perdido por fraude, las empresas mexicanas asumen un costo de 4.08 pesos, esto, tomando en cuenta gastos operativos, legales, de recuperación y reputacionales. Además revela que el 54% de estas detectaron un incremento en intentos de fraude durante 2024, y que el 80% reporta afectaciones en su tasa de conversión.  “La industria de movilidad de pasajeros tiene una presencia sólida y en crecimiento, pero aún hay un gran potencial por aprovechar en términos de conversión, gestión de riesgos y trazabilidad transaccional”, comenta Javier.  Fraude, fricción y fallas El modelo actual de venta de boletos, sobre todo en rutas interestatales y turísticas, aún se basa en tecnologías que, si bien han evolucionado, no responden a las dinámicas de compra inmediata que exige el consumidor actual. Un ejemplo es el uso de 3D Secure, cuya versión 2.0 presenta fricciones que bloquean ventas. “Muchas empresas no comprenden el riesgo ni cuentan con estrategias específicas para enfrentarlo. Validar tarjetas ya no es suficiente, se necesita analizar el comportamiento del usuario en tiempo real para tomar decisiones más precisas. Eso permite evitar rechazos innecesarios y prevenir el fraude de forma inteligente”, detalla.  En este tipo de viajes, donde la compra y el uso del boleto suelen ocurrir casi de inmediato, la velocidad en la aprobación es crítica. Sin tecnología que optimice ese proceso, los operadores no sólo pierden ingresos, también credibilidad. La implementación de soluciones basadas en inteligencia artificial (IA) y machine learning permite una validación más ágil y segura de transacciones. Estas herramientas no sólo mejoran la aceptación, también reducen los fraudes sin comprometer la experiencia del usuario. Aunque sectores como salud, seguros y retail ya han adoptado modelos de pago digital, el transporte foráneo y turístico aún representa una ventana de oportunidad para quienes estén dispuestos a liderar esta transformación.  “No es lo mismo procesar el pago de una consulta médica que el de un boleto de autobús. Por eso, el conocimiento de la vertical, y en general de diversas verticales, es esencial. Queremos ser parte activa de esta transformación que ya está ocurriendo en el país”, concluye el Country Manager de Flow en México. Read the full article

[zebublogz]

IPO Spotlight: Investing in India’s Next Big Opportunity with Zebu

 Introduction

Every IPO tells a story a company’s journey from private ambition to public trust. For Indian investors, Initial Public Offerings (IPOs) aren’t just about listing day hype they’re about identifying future leaders, participating in growth early, and making long-term wealth moves.

In 2025, India’s IPO pipeline is buzzing with anticipation. With several high-profile listings lined up from fintech disruptors to green energy giants  investors are gearing up to seize the moment.

 we’ll break down what an IPO really means, why this year’s IPOs are exciting, and how you can leverage Zebu to make confident, informed decisions when investing in an IPO.

What is an IPO? An Initial Public Offering (IPO) is when a privately held company offers its shares to the public for the first time. It’s a key milestone transforming a startup or growing business into a publicly traded entity listed on stock exchanges like the NSE or BSE.

When you invest in an IPO, you become part of that company’s growth story from the ground up.

Why 2025 IPOs Matter More Than Ever India's startup ecosystem is maturing. Unlike the IPO craze of the early 2020s, today’s listings come from businesses with real revenue, strong unit economics, and proven models. Key sectors seeing IPO action include:

Green Energy & EV Infrastructure

Fintech & Digital Payments

AI & SaaS Companies

Consumer Tech Brands

Healthcare & Biotech Innovators

With India’s economy on a high-growth trajectory, IPOs are giving everyday investors access to once-in-a-decade opportunities.

Upcoming IPOs to Watch in 2025 Here are some IPOs generating major buzz:

FinNova PayTech – A leading UPI and neobank player, eyeing ₹3,000 Cr through its public debut.

EcoVolt Energy – EV battery pioneer backed by marquee investors.

FarmFresh Digital – India’s first agri-supply chain SaaS startup going public.

MediGene Labs  A biotech startup focused on personalized cancer treatments.

(Disclaimer: These are examples. Check Zebu’s IPO dashboard for live updates.)

How Zebu Helps You Invest in IPOs At Zebu, we believe investing in IPOs should be seamless, informed, and empowering. Our platform is designed to guide both first-time and seasoned investors with tools like:

 Easy IPO Applications via UPI or ASBA

 Pre-IPO Analysis with company financials, industry trends & expert views

 Allotment Alerts & Listing Day Notifications

 IPO Learning Modules in our education hub

 Portfolio Integration track post-listing performance automatically

Zebu makes IPO investing accessible to all, not just the elite.

Who Should Consider IPO Investing? IPO investments can suit:

 Long-Term Investors looking to ride future growth  Informed Traders with appetite for listing-day volatility  Diversifiers seeking new sectors or first-time exposure  First-Time Investors starting small with trusted names

But remember: Not every IPO is a golden ticket. Due diligence is key—and Zebu equips you with the data to do just that.

Zebu’s IPO Tips for Smart Investing  Read the RHP (Red Herring Prospectus) – Understand the company’s business model, risk factors, and use of proceeds.

 Evaluate Valuation Metrics – Compare the IPO price with industry peers.

 Think Beyond Listing Gains – Great IPOs create wealth after Day 1.

 Don’t Chase the Crowd – Avoid hype-driven FOMO.

 Use Zebu’s Tools – Our platform gives you a clear picture before you apply.

The IPO Journey: What Happens After You Apply? Apply via Zebu using your UPI or ASBA account

Funds are blocked in your bank temporarily

IPO closes, and the allotment process begins

If allotted, shares appear in your demat on listing day

If not allotted, funds are released back to your bank

Zebu will guide you at every step—from IPO opening to stock listing.

Conclusion: Investing in the Future Starts Today IPO investing isn’t about speculation it’s about strategic participation in India’s growth. By choosing the right companies, understanding the risks, and using smart tools, you can turn IPOs into a long-term wealth-building pillar.

At Zebu, we don’t just offer access we offer clarity. Because we believe an empowered investor is a successful investor.

So, whether you're eyeing your first IPO or your fiftieth, make every move count with Zebu by your side.

Disclaimer This blog post is published by Zebu, and is intended solely for informational and educational purposes. The content shared does not constitute investment advice or an offer to buy/sell any financial instruments. The views expressed are based on the author’s interpretation of publicly available information and market trends at the time of writing.

Zebu does not guarantee the accuracy, completeness, or suitability of this content for any specific purpose. Investors are strongly advised to conduct their own research and consult certified financial advisors before making any investment decisions. IPO investments are subject to market risks. Past performance is not indicative of future results.

By accessing this blog, readers agree they are doing so at their own discretion and risk.

[teamfemmebabe]

(via Video Chat - Glam Girl X)

Chat with me online - Visit this link on Glam Girl X - https://glamgirlx.com/de/chat?

#django #python #html #css #javascript #fullstack #ubuntu #linux #paytech #fintech #crypto #bitcoin #stripe #asgi #modwsgi #daphne #celery #djangoproject #letsencrypt #bash #dlib #tensorflow #pytorch

[sabeernelliparamban]

Are your B2B payment systems ready for the future? Composable architecture and API marketplaces are transforming how businesses handle payments—offering flexibility, scalability, and efficiency like never before. In my latest Forbes Business Council article "Redefining B2B PayTech With Composable Architecture And API Marketplaces", I explain how these technologies empower businesses to stay ahead in a fast-changing market.

Discover how innovation is reshaping B2B payments: 

[news365timesindia]

Bengaluru police have arrested a relationship manager from a prominent bank and three accomplices from Gujarat for allegedly embezzling ₹12 crore from the accounts of Dreamplug Paytech Solutions. [ad_2] Source link

[news365times]

Bengaluru police have arrested a relationship manager from a prominent bank and three accomplices from Gujarat for allegedly embezzling ₹12 crore from the accounts of Dreamplug Paytech Solutions. [ad_2] Source link

[demandteq01]

FIS’s global range of activities related to financial technology applications has resulted in remarkable efficiency in the performance of the transactions at the 2024 Playtech Awards America, repeatedly clinching covetable awards with reverence to innovative and leadership strategies in the arena of payments technology.

This award demonstrates FIS’s relentless pursuit of excellence within the payments landscape, which is characteristic of making advanced products that meet the change in demand in the face of a changing business environment.

[delistedshares]

Fino Paytech's Unlisted Shares: Recent Trends and Future Outlook

Fino Paytech Unlisted Share Price has been a topic of interest among investors, given its strong presence in the Indian fintech landscape. Understanding the recent trends and future outlook of Fino Paytech's unlisted shares can provide valuable insights for potential investors.

Recent Trends

Growing Demand for Digital Payments: The increasing adoption of digital payments in India has fueled the growth of fintech companies like Fino Paytech. This trend has positively impacted the Fino Paytech Unlisted Share Price.

Strategic Partnerships: Fino Paytech has formed strategic partnerships with various financial institutions and businesses to expand its reach and product offerings. These collaborations can enhance the company's value proposition and potentially drive up the Fino Paytech Unlisted Share Price.

Regulatory Developments: The Indian government has been supportive of the fintech industry, implementing favorable regulations. This conducive regulatory environment can create favorable conditions for Fino Paytech's growth and impact the Fino Paytech Unlisted Share Price.

Future Outlook

Expansion into New Markets: Fino Paytech has the potential to expand its operations beyond India. Entering new markets can create significant growth opportunities and increase the Fino Paytech Unlisted Share Price.

Technological Advancements: The company's ability to leverage emerging technologies, such as artificial intelligence and blockchain, can enhance its product offerings and competitive advantage. This can positively influence the Fino Paytech Unlisted Share Price.

IPO Prospects: While there's no official timeline, Fino Paytech might consider an initial public offering (IPO) in the future. An IPO could provide liquidity to existing investors and potentially increase the Fino Paytech Unlisted Share Price.

Factors Affecting Valuation

Several factors can influence the Fino Paytech Unlisted Share Price:

Financial Performance: The company's revenue growth, profitability, and overall financial health are key determinants of valuation.

Industry Trends: The growth and development of the fintech industry can impact Fino Paytech's valuation.

Competitive Landscape: The company's competitive position relative to other fintech players can influence investor sentiment.

Regulatory Changes: Changes in government policies and regulations can affect the fintech industry and, consequently, the Fino Paytech Unlisted Share Price.

Investment Considerations

Investors considering investing in Fino Paytech Unlisted Share Price should carefully evaluate the following:

Risk Tolerance: Investing in unlisted companies carries inherent risks, including limited liquidity and potential valuation uncertainties.

Long-Term Perspective: Fino Paytech's growth potential might require a long-term investment horizon.

Due Diligence: Conduct thorough research and analysis of the company's financials, business model, and market prospects.

Conclusion

Fino Paytech's unlisted shares offer potential growth opportunities, driven by the expanding fintech landscape and the company's strategic initiatives. However, investors should carefully consider the factors influencing the Fino Paytech Unlisted Share Price and assess their risk tolerance before making an investment decision.

[paymentsolutionspos]

[hellenicnews]

Ηλεκτρονικές αγορές: Επιλέγουμε ελληνικά, πληρώνουμε παγκόσμια

Οι μισοί Έλληνες καταναλωτές προτιμούν τοπικά e-shops, σύμφωνα με την έκθεση της Nexi για το ηλεκτρονικό εμπόριο για το 2023. Στις πληρωμές κυριαρχούν το PayPal και τα ψηφιακά πορτοφόλια της Apple και της Google.

Σχεδόν οι μισοί (49%) Έλληνες καταναλωτές, που κάνουν τις αγορές τους ηλεκτρονικά, προτιμούν τα εγχώρια διαδικτυακά καταστήματα έναντι των διεθνών. Αυτό προκύπτει από την έκθεση για το ηλεκτρονικό εμπόριο και τις σύγχρονες καταναλωτικές συνήθειες, που έδωσε πρόσφατα στη δημοσιότητα η Nexi Ελλάδος, μέρος του ευρωπαϊκού Ομίλου PayTech, Nexi. Η έκθεση της Nexi για το ηλεκτρονικό εμπόριο για το 2023 περιλαμβάνει δεδομένα για πλήθος ευρωπαϊκών αγορών, στις οποίες ο Όμιλος διατηρεί ισχυρή παρουσία, με ξεχωριστά ευρήματα για την Ελλάδα - αποσκοπώντας στην περαιτέρω ενίσχυση της προσπάθειας των ελληνικών επιχειρήσεων να μεταβούν ομαλά στην ψηφιακή εποχή και να αναπτυχθούν στον τομέα του e-Commerce.

Παράλληλα με τη σαφή προτίμηση στα ελληνικά ηλεκτρονικά καταστήματα, η έκθεση καταγράφει και την άνοδο των ψηφιακών μεθόδων πληρωμής, όπως το PayPal, ενώ αξιοσημείωτο είναι το γεγονός ότι πάνω από το 90% των Ελλήνων καταναλωτών, που κάνουν χρήση του διαδικτύου, πραγματοποιούν πλέον ηλεκτρονικές αγορές σε μηνιαία βάση κυρίως για φυσικά αγαθά (50% της σχετικής συνολικής δαπάνης), ταξίδια (31%) και υπηρεσίες (19%).

Γιατί δίνουμε «ψήφο εμπιστοσύνης» στην Ελλάδα Σύμφωνα με τα στοιχεία της έρευνας, φαίνεται ότι η τιμή (σε ποσοστό 72%), οι πιο ευέλικτες επιλογές παράδοσης (σε ποσοστό 39%), η επιθυμία των καταναλωτών να στηρίξουν τις μικρές και εν γένει τις ελληνικές επιχειρήσεις (σε ποσοστό 30%), αλλά και ο προσωπικός και πιο οικείος χαρακτήρας της αγοράς (σε ποσοστό 16%), είναι οι βασικοί λόγοι που οι καταναλωτές στην Ελλάδα δίνουν «ψήφο εμπιστοσύνης» στα εγχώρια ηλεκτρονικά καταστήματα. Αξίζει να σημειώσουμε δε, ότι πιο πρόθυμοι να υποστηρίξουν τα ελληνικά καταστήματα είναι οι γυναίκες και οι νέοι της γενιάς Ζ.

Βέβαια, οι Έλληνες καταναλωτές είναι ανοιχτοί και σε αγορές από ξένα ή διεθνή ηλεκτρονικά καταστήματα, με την Κίνα (29%), τη Γερμανία (12%) και το Ηνωμένο Βασίλειο (11%) να έχουν τη μερίδα του λέοντος στις αγορές από ξένες ιστοσελίδες. Βασικό κίνητρο για τις εκτός συνόρων αγορές είναι οι χαμηλότερες τιμές (70%), η διαθεσιμότητα σε προϊόντα που δεν βρίσκουν στην Ελλάδα (33%), καθώς και η ποικιλία (30%).

Τα ζητούμενα για τις ελληνικές επιχειρήσεις Καθώς, λοιπόν, οι Έλληνες είναι σε μεγάλο βαθμό προσανατολισμένοι στην εγχώρια ηλεκτρονική αγορά, ζητούμενο για τις επιχειρήσεις είναι να ανταποκριθούν ακόμη πιο αποτελεσματικά στην καταγεγραμμένη ανάγκη για μεγαλύτερη ποικιλία, διαθεσιμότητα προϊόντων και ευελιξία σε επίπεδο τιμών, προκειμένου να ενισχύσουν την προτίμηση και την εμπιστοσύνη των καταναλωτών, μειώνοντας την ανάγκη τους για διαδικτυακές αγορές από ξένους προμηθευτές.

Η υψηλ�� ποιότητα των προϊόντων, αλλά και η καλή εξυπηρέτηση του πελάτη, πριν και μετά την αγορά, είναι τομείς στους οποίους επίσης πρέπει να εστιάσουν οι έμποροι, καθώς αποτελούν βασικό λόγο ανησυχίας των καταναλωτών (σε ποσοστό 35% και 27% αντίστοιχα), κατά τις αγορές τους από εγχώρια ηλεκτρονικά καταστήματα.

Καθιερώνονται οι ψηφιακές μέθοδοι πληρωμής Αν και αγοράζουμε τοπικά, οι καταναλωτές στην Ελλάδα φαίνεται ότι προτιμούμε να πληρώνουμε όλο και περισσότερο παγκόσμια. Ένα ακόμη ενδιαφέρον εύρημα της έκθεσης της Nexi για το ηλεκτρονικό εμπόριο για το 2023, είναι ότι οι ψηφιακές μέθοδοι πληρωμής καθιερώνονται ως ο κυρίαρχος τρόπος πληρωμής στο e-Commerce.

Ήδη, το PayPal προηγείται, με ποσοστό 38%, ως προτιμώμενη μέθοδος πληρωμής, με τις πιστωτικές κάρτες να ακολουθούν, με ποσοστό 27%, ενώ τα μετρητά κατά την παράδοση (13%) έρχονται σε χαμηλότερη θέση. Τα ψηφιακά πορτοφόλια, όπως το Apple ή το Google Pay φαίνεται, επίσης, να καταγράφουν ανοδική τάση, προσφέροντας στους καταναλωτές μια «εύκολη» εμπειρία πληρωμής, ειδικά μέσω του κινητού τηλεφώνου.

Η ασφάλεια (62%), η ταχύτητα (41%), η ευκολία (37%), αλλά και η διάθεση επιπλέον κινήτρων, όπως για παράδειγμα με τη συγκέντρωση πόντων μπόνους (11%), αποτελούν ορισμένους από τους βασικούς λόγους που οι Έλληνες χρήστες του διαδικτύου εμπιστεύονται τις ψηφιακές λύσεις πληρωμών.

Η Nexi προάγει την ψηφιακή μετάβαση των επιχειρήσεων Με όραμά της να συμβάλει στη μετάβαση σε μία Ευρώπη χωρίς μετρητά, όπου κάθε πληρωμή πραγματοποιείται ψηφιακά, η Nexi δημιουργεί ολοκληρωμένες λύσεις πληρωμών που «απαντούν» σε κάθε μικρή και μεγάλη ανάγκη. Στο πλαίσιο αυτό, η Nexi Ελλάδος, βρίσκεται διαχρονικά στο πλευρό των ελληνικών επιχειρήσεων, αναπτύσσοντας διαρκώς καινοτόμα προϊόντα και υπηρεσίες που διευκολύνουν την ψηφιακή τους μετάβαση. Πιο πρόσφατη εξ αυτών, η e-Commerce Nexi XPay, η νέα e-commerce πλατφόρμα online πληρωμών της Nexi που προσαρμόζεται στις ανάγκες κάθε επιχείρησης - προσφέροντας ευελιξία στη διαχείριση ηλεκτρονικών πληρωμών και ασφάλεια μέσω της συμμόρφωσης με τα πρότυπα που ορίζονται από τα διεθνή Σχήματα.

Πηγή άρθρου: Ηλεκτρονικές αγορές: Επιλέγουμε ελληνικά, πληρώνουμε παγκόσμια | Business Daily