#RetirementOptions

[wealthprotectors]

Maximize Your Retirement Options with IUL

Traditional retirement accounts can restrict access to your savings with mandatory withdrawals at a specific age. Indexed Universal Life (IUL) insurance offers a professional approach to retirement planning, empowering you with flexibility and control. IUL Empowers Your Retirement Strategy: ✅ No Mandatory Distributions ✅ Tax-Advantaged Growth ✅ Strategic Legacy Planning Embrace Retirement Flexibility! Schedule a FREE consultation today to discover how IUL's no-mandatory distribution feature empowers your retirement journey. Limited spots! Click here to pre-qualify: https://wealthprotectorsinc.com/

[familyfire2025]

Maximize Your Retirement Savings: Choosing Between Roth and Traditional Accounts

Maximize Your Retirement Savings: Choosing Between Roth and Traditional Accounts https://www.youtube.com/watch?v=Jp_lk07Hb5E Planning for retirement? 🌟 Discover the key differences between Roth and Traditional retirement accounts in this informative video! Learn how to make the most of your retirement savings and secure your financial future. 🔔Ready to achieve Financial Independence by 2025? Click 'Subscribe' and embark on a transformative journey with us: https://www.youtube.com/@family.fire.by.2025 ✅ For Business Inquiries: ikarishingi@gmail.com ============================= ✅ Recommended Playlists 👉 Financial Independence Facts https://www.youtube.com/watch?v=OSsqUU0UnJ8&list=PLFbNQzXkUGyw0P-rfVrdiC4-ph8ky3uL_&pp=iAQB 👉 Financial Independence https://www.youtube.com/watch?v=VG-32QwZ1T0&list=PLFbNQzXkUGyytYLW5TZHFg_Kxdd-bEOfU&pp=iAQB ✅ Other Videos You Might Be Interested In Watching: 👉 Overcoming Money Setbacks Road to Financial Freedom!💰 https://www.youtube.com/watch?v=5avpEXdIbE8 👉 Supercharge Your F.I.R.E Journey: Unleashing the Power of Dividend Reinvestment! https://www.youtube.com/watch?v=1Jq-nmMxplU 👉 Stop Losing Money! How Lifestyle Inflation Erodes Your Financial Freedom https://www.youtube.com/watch?v=_uRVmjuZyWU 👉 A Surprising Way to Retire Early & Keep Your Luxury Life! Financial Independence Retire Early https://www.youtube.com/watch?v=w0GfswvQmrI 👉 Location is the Key to Financial Freedom--But How? Financial Independence Retire Early https://www.youtube.com/watch?v=SbGOvfoTptE ============================= ✅ About Family FIRE 2025. Welcome to "Family Fire 2025"! Join our Singaporean family's quest for Financial Independence Retire Early (F.I.R.E) by 2025. Our channel is your ultimate guide to understanding the F.I.R.E movement, achieving financial freedom, and exploring effective investment strategies, personal finance, budgeting, stock market investing, real estate, saving techniques, and essential financial tools. We're on a mission to educate and inspire you by sharing our family's journey toward financial independence and demonstrating how smart money habits can lead to a life free from financial stress. We believe everyone can achieve F.I.R.E. with dedication and the right knowledge. Subscribe to our channel, and let's ignite the F.I.R.E within you together! Let us embark on this transformative journey, empowering you to take control of your financial destiny and attain the freedom you've always desired. For Collaboration and Business inquiries, please use the contact information below: 📩 Email: ikarishingi@gmail.com 🔔From real estate to stock markets, discover the roadmap to financial freedom with us. Hit that subscribe button: https://www.youtube.com/@family.fire.by.2025 ================================= #RetirementPlanning #FinancialFreedom #RothIRA #TraditionalIRA #SavingsStrategies #InvestingWisely #SecureYourFuture #RetirementGoals #TaxAdvantages #SmartMoneyMoves #PersonalFinanceTips #WealthBuilding #MoneyManagement #FinancialWellness #RetirementOptions Disclaimer: We do not accept any liability for any loss or damage incurred from you acting or not acting as a result of watching any of our publications. You acknowledge that you use the information we provide at your own risk. Do your research. Copyright Notice: This video and our YouTube channel contain dialog, music, and images that are the property of Family FIRE 2025. You are authorized to share the video link and channel and embed this video in your website or others as long as a link back to our YouTube channel is provided. © Family FIRE 2025 via Family FIRE 2025 https://www.youtube.com/channel/UCUbT9IupjUO551P-H-NAH1g October 09, 2023 at 01:00AM

[travelandrelocation]

Retirement Savings Account Types: Which One is Right for You?

In this enlightening blog post on Relo.ai, you'll find a comprehensive guide to various types of Retirement savings accounts. Whether you're an athlete or a sports professional, understanding the intricacies of financial planning for retirement is crucial. The post covers popular retirement savings options like Traditional and Roth IRAs, 401(k), SEP IRA, and more, elaborating on their benefits, contribution limits, and tax implications.

By the end, you'll have a clear perspective on which retirement savings account best suits your financial circumstances and long-term goals—a must-read for anyone keen on making informed decisions about their retirement plan.

[retirementqueen]

Meet The Retirement Queen - Bibi Apampa

Bibi Apampa (The Retirement Queen) will coach you and help you build a peaceful, rich, healthy and achievable Retirement Strategy, Build & Grow Wealth, Become A Serial Entrepreneur & Create Multiple Streams of Income For A Stress Free Retirement

For financial freedom and peace of mind in Retirement, l can help you build and incorporate into your lifestyle

1.         One stream of income to cover your monthly cost of living

2.         One stream of income to continually re-invest and build wealth

3.         One stream of income to make your life more interesting and have fun

4.         One hobby to keep your brain alert while staying healthy

5.         Something to do, people to love who will care for you and a project to keep you relevant while making a difference in lives

[genniece]

Our clients lost 0% with our IUL product, while 401k averaged a 31% loss. Even when the 31% gets made up, it gives 31% of the CURRENT BALANCE, it doesn’t go back to flush. I am doing webinars and FaceTime calls to show my friends and family what their job never told them when they signed up for a 401k. #Taxfreeretirement is real. It’s not too good to be true, and the super rich and well-educated on their options are already in possession of one of these LIRA policies. Call or text me at 208-954-0444 for more information, to ask questions (skeptics welcome), and to join a group webinar from your home or smartphone. #401kdied #stockmarketcrash2020 #covıd19 #iam1stphorm #thisisredding #bethelnation #momsofinstagram #mompreneur #retirementoptions #fireyour401k #wannabeamillionaire #retireamillionaire #reddingpolice #thisisboise #merica #stateofjefferson https://www.instagram.com/p/B92A4q-pCzF/?igshid=1cqgsepi7t7qd

[back2civilian]

Survivor Benefit Plan -SBP-Back2Civilian

If there is one thing that transitioning servicemembers remember is the fact that when a military retiree dies their retirement pay stops. This means that the surviving spouse will be left without a substantial income source.The Survivor Benefit Plan (SBP) is an efficient and  relatively inexpensive way to guarantee money for the surviving spouse. Election toparticipate in the Survivor Benefit Plan is generally made at the time of retirement. Enrollment in an annuity plan is notautomatic and there are costs.

https://bit.ly/2zcuAC4

[shoplocalraleigh]

Investment Options for Small Business Owners! https://youtu.be/CqQi2AK5l_Y

[bmkbradlonergan]

Should I Downsize My Home for Retirement?

So maybe you're nearing retirement and thinking about downsizing your home for retirement. Or perhaps you've already retired and are considering downsizing to buy a more manageable property. Of course, there may be benefits of moving to a smaller place. You might be able to reduce or pay off your home loan, get rid of some clutter and there is likely to be less cleaning and gardening. But don't assume that moving to another property is guaranteed to give you more cash to live on. Before you put the 'for sale' sign up, get a few different estimates on what your house is worth. Then think about why you want to move and what you're hoping to achieve.

Some things to consider

Why do you really want to sell? Is it to have a better lifestyle, be closer to your family, pay off your home loan or have more cash?

Where do you want to move to, and have you trialed living there before to see if you like it? Consider a house swap or renting a property in the area you want to buy, before forking out for a deposit.

Why do you want to live in a particular area? You might love the idea of living on a remote beach or in the bush, but have you researched nearby facilities, such as shops, public transport or hospitals?

Do you have emotions tied to your family home that would make it hard to move, such as memories of the kids growing up there?

What about the social aspects of moving, like whether you have friends or family where you're moving to? And what about the ones you're leaving behind?

Super benefits for downsizers

If you do decide to sell, you'll need to consider what to do with any proceeds that are left over. One option to consider is the new super measure allowing these proceeds to be contributed to super. As of 1 July 2018, downsizers aged 65 or over can make an after-tax contribution of up to $300,000 per person (or $600,000 per couple) from the sale of the family home they've lived in for at least 10 years. This is in addition to any other before-tax or after-tax contributions they're eligible to make, regardless of work status, superannuation balance, or contribution history. There are conditions—as well as additional rules which may apply to your situation—so it's important to do some research before making any decisions.

The real costs of moving

While there may be many good reasons to consider downsizing, selling your home and buying another property will incur some out-of-pocket expenses. You'll have the costs of moving, such as connecting and disconnecting utilities, removalists' fees, stamp duty and potentially real estate agent commission costs. In addition to these, any money left over after downsizing could affect you under the government assets and income tests. For example, moving from a property that is worth $1m to one that’s worth $400,000 means you could have an additional $600,000 in assessable assets, which could impact your Age Pension entitlement. So you'll need to carefully consider if downsizing is the right option for you and your retirement plans. For more information download our downsizing planner.

Other sources of income

Apart from selling your home, you could think about other ways to generate income leading up to, or during retirement. Here are just a couple of examples.

If you've already retired, consider getting a part-time job to help supplement your income or the Age Pension. But bear in mind there are limitations to the number of hours you can work after you have declared that you’re retired. Depending on your circumstances, income from working could also impact on your pension entitlements.

Consider reviewing your investments to make sure they align with your goals. Just remember that past performance is no indicator of future performance and higher returns can also mean higher exposure to risk.

We’re here to help

Retirement planning can be a complex area and there may be tax or Age Pension implications which you need to be aware of before making any decisions. Contact Brad Lonergan (Financial Planner Newcastle and Lake Macquarie) for more information about downsize my home for retirement for Newcastle and Lake Macquarie residents. Call 0423 621 120 or email brad@bmkfs.com.au

© AMP Life Limited. First published July 2017

http://bmkfinancialservices.com.au/should-i-downsize-my-home-for-retirement/

[retiresa]

Resignation or Retirement: What’s the Right Choice for Government Employees?

As a government employee, deciding between resignation and retirement can feel overwhelming. Each choice has its own financial and personal implications, and making the right decision is crucial for your future stability.

In this blog, I explore the key differences between resignation and retirement, with a focus on GEPF benefits and financial strategies. Learn how tailored advice can help you secure your financial freedom and build the future you deserve.

Read the full article here: https://www.retiresa.co.za/why-i-discuss-resignation-and-retirement-for-government-employees/

[financialmommy]

You can start a Fixed Indexed Annuity for 5k or even 25 bucks!! Invest in Yourself and Your Family! The best Gift to give is a Financial Future! This is for Safety, Growth and Income! What's your Retirement Number? Will you have enough to continue the lifestyle you have now? Hugs!😘@FinancialMommy @PuckBillions #FinancialMommies #BALLorFALL #LifeInsurance #WhereisYourToDoList #FIA #RetirementOptions #BossMoves #Annuities

[retirementqueen]

Learn how to acquire the 3 money skills Download for free Best selling book "Peaceful Retirement Planning" at www.PeacefulRetirementPlanning.com #RetirementPlan #RetireRich #RetireEarly #RetirementQueen #PreRetirement #RetirementCoach #RetirementforWomen #RetirementPlanning #RetirementBusiness #RetirementLife #RetirementOptions https://www.instagram.com/p/B_Z5wTMjDrV/?igshid=6iksrvn1visc

[retirementqueen]

Download for free Best selling book "Peaceful Retirement Planning" at www.PeacefulRetirementPlanning.com #RetirementPlan #RetireRich #RetireEarly #RetirementQueen #PreRetirement #RetirementCoach #RetirementforWomen #RetirementPlanning #RetirementBusiness #RetirementLife #RetirementOptions https://www.instagram.com/p/B_Zr6PNHE4L/?igshid=1kokw9mn9utgn

[retirementqueen]

Download for free Best selling book "Peaceful Retirement Planning" at www.PeacefulRetirementNigeria.com #RetirementPlan #RetireRich #RetireEarly #RetirementQueen #PreRetirement #RetirementCoach #RetirementforWomen #RetirementPlanning #RetirementBusiness #RetirementLife #RetirementOptions https://www.instagram.com/p/B-pmEFuDdTD/?igshid=rjq4z3sg2sp8

[retirementqueen]

Download for free Best selling book "Peaceful Retirement Planning" at www.PeacefulRetirementPlanning.com #RetirementPlan #RetireRich #RetireEarly #RetirementQueen #PreRetirement #RetirementCoach #RetirementforWomen #RetirementPlanning #RetirementBusiness #RetirementLife #RetirementOptions https://www.instagram.com/p/B-pchOsDscX/?igshid=1hvg4m3mqaf8l