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brancadoodles · 6 years

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Hey you two! Thank you for messaging me! Sorry if I won’t answer you two individually, it’s just that you two bring similar points I’d like to use to say even more stuff bc I can’t shut up, apparently.

Lady with Caribbean family whose dad plays Overwatch: that’s so cool, i tried to show my mom how to play too (she chose Mei, because chubby) but didn’t have a lot of time to try. I hope your dad is happy with Baptiste!! He seems like a very Dad character, being a defender and a healer! DAD MATERIAL Y’ALL!! THE DAD ROSTER IS GROWING!

For starters, I just wanted to make clear to everyone that I’m not a black woman - far from it, in fact - and I’m not Caribbean nor do I have many connections to the region. So any black person, especially black women, and MOST ESPECIALLY Caribbean people/people from Caribbean descent, has a deeper knowledge of what I said in that take and I do not intend to take away any place of speech. I just thought it was convenient to at least introduce my thoughts from the position of someone who clearly remembers the 2010 Haiti earthquake (many of your were too young then) and who knows game development to a higher extent than most of the OW community. Also, before I got crazy with the gamer community acting mega entitled over stuff - more on that later.

That said, I gotta say a few things under the cut:

Fans - especially fans from demographics that have little or bad representation in mainstream games - have the right to want a character that represents their image, culture, and values, and that celebrates them. But no one is entitled to such characters when the game is made and controlled by a private capitalist company. The SJW (a word I’ll use as a shorthand for people who defend diversity and respect in the community bc I personally love the idea of us being warriors) OW community is usually pretty understanding, but there are many corners that seem to demand the addition of x or y type of character in the main cast. And Blizzard is not a pizzeria: they try to cater to general cries of the community, within viable time, but game development is a freaking complicated business with lots of flaws and variables.

For instance: the Overwatch creative team at the beginning was, in its majority, male and American white. Michael Chu is of Asian descent, and I know through stories that Blizzard has many female employees and is quite accepting and chill, but it’s still a major multiplayer US-centric Triple A game, and they wanted to cater to what is perceived to be the biggest public for those: young-ish white males. That ties in with their earnestness to try and make a diverse game with a diverse and respectful cast, but their probable lack of understanding of what exactly the public wanted at the moment - or in the next year, because - and I’ll make it bold to drill this into your minds - it takes from 6 months to one year to develop a new character from scratch until they’re added to the cast. Fucking understand this once and for all - game pipelines are very complicated. Again, this is not a pizza place - they have a lot of testing and planning to do and changing the pipeline to add one character before the other is unhealthy for the production.

Therefore, what sparked the creation of Baptiste was, with almost all certainty, the claims for black Mercy as shown in the Overwatch Artbook released around mid-2018. I can’t affirm what they were thinking when they discarded that concept in favor of barbie angel Mercy (ilu blondie), but my guess is that they thought it tied better with both the Valkyrie and the Guardian Angel concepts they were developing, as well as adding a woman of “conventional European beauty” (uuugh) so girls would be represented without rippling the waters too much - remember, she was a release hero, and they had no idea how well Overwatch would fare then. BUT when the community said they would WELCOME a black man as a nurturing support figure (*cough* dad), they reimagined "Angelo” as Baptiste.

Could they have released black Mercy boy back in 2016? Maybe, but 2016 isn’t 2018, and Mercy was developed way farther back than this. They wanted the game to work first, and they probably thought a lot of what they did was already super diverse (and it was).

Which brings us to a very important and often ignored point: Brands aren’t friends. Blizzard, as much as its team tries to be inclusive, is a privately owned company and Activision-Blizzard just laid off 800 workers this month alone. Corporations, as they are conceptualized and existing in the neoliberal panorama of the 2010′s, are billion-dollar socioeconomic psychopaths. That doesn’t mean that Jeff and the OW team is inherently bad or seeking profit - honestly, game workers don’t make that much money in comparison to the administrative positions, and Jeff is very much just a designer -, but it does mean that they are held by the company straps to generate enough capital to keep the machine running, PLUS profit for the execs.

Add to that the fact that the senior members of the OW team have started working in the 1900′s/2000′s, when gAMeR CuLTuRe was being sedimented, and so a lot of the previous concepts of what should be done in a big budget game to appease to the “main audience” are still at play in their minds: simply put, they aren’t millennials, and our culture changes a lot from one year to another. When they release Baptiste, the community is already claiming for a black woman stranger than ever, but remember that it wasn’t THAT blatant in July last year before Hammond (who was a passion project in the works for 4 years) and Ashe (who was an original character for the short film the team fell in love with and decided to add) - it kinda started picking up after Moira and esp Brigitte.

Does that leave them out of the hook? No, of course not. Keep complaining. They’ve already proved they were listening with Baptiste here. I seriously believe that one of the next 3 releases will be a black woman like we are all asking, because they’re seeing that’s something the audience wants. Black people are historically entitled to fair and plentiful representation all around, especially in mainstream media, but it’ll hardly happen in current capitalist culture unless it’s proven to be profitable. No company serves its community, it serves itself using the community - the value said community draws from it is what us, consumers, consider important, but no brand is required to be loyal to us. It could be that Jeff and Michael are begging to the producers to let them add a black woman from the start, and the producers say their hands are tied because their research say black women don’t play games and players don’t care - we’ll never know. We can only tell Blizzard “Hey, Baptiste is really great, big leap you made here, next time black woman okay? We need a black woman.”

(To be completely fair, they should hire black women to the creative team just as is, and make the team even more diverse (I may be wrong but I don’t see a lot black people, not even a lot of Latino people, when the team is seen). Making diverse people part of the team doesn’t mean we’ll get so-and-so character, but it adds a flavor that American white males in their 30s and 40s don’t have. But that’s another discussion for another day)

Now, to wrap this up, a message for gamers who say “you’re complaining too much there’s no diversity are you blind half the cast is non-white” oh yea and ALL NONWHITE PEOPLE ARE THE SAME RIGHT???? WE ALL THE SAME. I’M BRAZILIAN I NECESSARILY AM FROM RIO AND PLAY FOOTBALL (it’s football) AND SAMBA. BLACK MEN ARE THE SAME AS BLACK WOMEN AND BLACK PEOPLE ARE ALL THE SAME EVERYWHERE. YES. OF COURSE. THAT’S HOW DIVERSITY WORKS THAT’S PRETTY MUCH THA go get a Viper shot up your ass in Capture the Flag it’s not my place to educate you on capital D Diversity, because diversity means there are a lot of takes in play. Diversity isn’t “nonwhite”, like white is a default. IT ISN’T.

So yea now I’m off to draw shippy art of Baptiste with everyone and family art too my God I love him so much you have no idea.

Also, brands aren’t friends, destroy the establishment, be aggressive but respectful, and the best fans are the ones who want the property getting better and make it better through their own creativity. Peace.

#baptiste #overwatch #meta #games #video games #ow #raposabranca #not art #WOW THAT GOT LONG #i'm not saying anything anymore about this #i'm gonna be super evasive from now on #i absolutely understand if u dont read this i wouldnt

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tepid-tea · 7 years

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Hello Drama; its been a while..

I don’t think I’ve posted personal drama in a while but I feel like I need to get this off my chest. Cause this didn’t just effect me but it has pretty much torn up my little group of friends which was not the intent.

Heres some background before we start…

Emerald City Comic Con for those who have followed my little slice of tumblr knows is a yearly nerd pilgrimage my friends and I do every year. We all arrange rides and drive down from Vancouver, BC to Seattle, WA for a 4-5 day where we eat, drink and buy way too much stuff at the convention. We’ve all gone pretty much as a group for the last… shit 4 or five years? Possibly more? Now last year I spent waaaay to much money as the Canadian Dollar was in the tank ( still is pretty much lol) and I went a little over board. Now Hotel prices have steadily been going up etc etc so even without the spending I was already over budget. Now early on this year I had decided that I wasn’t going to go to ECCC in 2018 due to how much hotel and such costs. The tickets themselves aren’t so bad but if you’re not a local in Seattle or don’t have a friends couch to sleep on we’re talking close to $1000 CAD for 4 nights in a hotel even with the Convention discount. That includes parking but still…. Yikes right? I went to Disneyland (flight & Hotel) for only like $30 more than that. That’ $1000 doesn’t even include my convention pass! So needless to say I wasn’t going since my family is planning on doing like a week plus in Disneyland next summer so that was what I was going to save up for instead. It bummed me out because ALL of my friends were going to this (except maybe one but we will get to that shortly) and it was my first time not going to be able to join them. But it was my decision and I was going to stick with it. Now fast forward too maybe a week or so ago right before the tickets went on sale everyone was excited and stuff and I was pretty much over it at this point when my friend who hadn’t planned on going either cause he kept saying how much it sucked, (we’ll call him R) texted me and asked if I wanted to just go for the Saturday. Now a part of me was unsure because we would have to get up at the crack ass of dawn to drive the 2 and a half hours to Seattle, find expensive Downtown parking and get our passes, walk around all day only to have to drive the 3 and a half ours back. Now my friend R doesn’t drive. Doesn’t know how; takes transit or bums rides from our friends who drive all the time. So I would have to do all of this driving. I’m unsure but he ramps it and says he’ll split gas and parking so without really thinking it through ( probably out of desperation of wanting to go even at a small scale) I agree. Everyone I tell that we’re going for just the day say I’m fucking looney cause I’m pretty much doing all the work here. It’s not like if I get tired I can trade off with someone to drive. 2 and a half hours isn’t really long but… I mean when you’re that tired it can feel like a super long time. Also I’d have to drive him home, which he lives like a half an hour the opposite direction of my house so that’s adding another hour onto my drive time. But I’m like cool sure. Then we never talk about it again. Until yesterday morning.

My friend K texts me and says she’s accidentally ordered 1 too many Vendor passes. She got her table this year in Artist alley and wanted to know if I could come with and help her and her boyfriend ( who happens to be my best friend) run her booth. Now I’ve helped run her booth for conventions off and on for the past couple years. At Local ones and for the three years at ECCC ( except 2017’s convention, she didn’t get chosen and thus didn’t come with us) so I’ve got experience in how she likes to run shit. At first I tell her no, I’m doing the one day thing and I can’t afford the hotel alone plus everything's probably all booked by now even if I could find someone. But then she says to ask our friend J as she and like 3 of our other friends are sharing a room ( Like every year) and could possible have space for me too?

She said to let her know by Friday so if I don’t go she can try and e-mail the convention ppl to try and get a refund ( tickets like $125 usd) because she can’t sell it like a normal ticket. So I go to work and not really think about it again till like later in the evening. I’m having dinner with C ( K’s bf and my best friend ANNND R’s best friend) and the ticket offer comes up during our conversation. He says to give our friend J a text about their hotel situation, prices and what not because if it’s cheap, why not? He knew I was pretty bummed about not going the full weekend and wasn’t too stoked about driving so much ( he wasn’t too happy about it on my behalf it seemed either. he’s an overprotective puppy). So I ask J and their 5th person they were going to have in their room bailed and they had space. I’d get a blow up mattress and it would be $150 USD for 3 nights for my half of the hotel ( roughly as taxes/hotel parking etc). So thats $275.00 USD AND they offered to drive me there and back, provide the air mattress etc. I tell C and its like how can you say no to that? He says do it. Now first thing I worry is how R is going to take it. He gets upset easy and yeah I’m being kind of a dick on bailing on him. The Con is in 4 months as in that time we could figure out a way for him to either get there without me driving him or help him sell the tickets. However even without committing to it 100% at the time I feel bad, I hate bailing on people like that.

So this morning I send this huge text to R explaining the situation and apologise for the whole thing but offer to help him work out how to either sell them or figure a way there and back. R loses his absolute shit, says I’m the worst friend ever. Says this is the worst possible thing I could ever do to him and this is basically ending our friendship. I then ask him how could something like this be a friendship ender ( I’ve forgiven him him for FAR worse offences on shit he’s pulled on me but THAT'S a whole other traumatizing thing that we don’t talk about anymore because it almost gives me a panic attack thinking of it) then offer again to help make other arrangements for him to either come along or sell the tickets. He then accuses me of going behind his back and plotting with our other friends to screw him over ( not true like wtf?) then proceeds to block my phone number and blocks me on all social media before we can work anything out. ( there are 6 texts in total, two from me and the rest are him freaking at me) In the end he ends up blocking 5 different friends of ours ( though he’s re-added K I later find out) and proceeds to shit talk me on FB where I can’t see and blocks anyone who tries to stick up for me ( Thus the 4 friends still blocked). I mean I understand he’s upset but we are in our mid 30’s for fuck sakes! We’re fucking adults! Why can’t we have a fucking adult conversation and work something out? I admit it was shitty to bail on him however I offered to help him find another solution to get there, to help sell them both and even offer to just straight pay for my half to compensate. However none of these offers were taken because he didn’t get his own way and would rather flip his shit.

Needless to say my whole day was fucked. I felt horrible but the more nasty shit he posted on FB that I got told about and shit he’s been pulling on everyone else, I started to feel less bad for the whole thing. There was no grand plot to screw him over; I simply took advantage of an opportunity only for it to fuck everything up. I tried to keep it just between the two of us to keep damage to a minimum cause we share best friends and it's not fair to drag C into the middle of this or any of our other friends for that matter but he insisted on it. So about an hour after I started this text rant K texted and asked if she could call me; which of course I say yes. After an hour and a half talk I go over my side on what's happened and what we can do to fix it and keep C out of it. K and I both love C ( in very different ways mind you LOL) and her and I are going to do our hardest to keep him out of it. Her and I have both agreed not to talk about the situation in front of him and try to keep the others from doing so as well ( god knows what R has sent him). C doesn’t take conflict really well (Neither does myself and K to be honest but C more so) and I told K I really don’t want C to be dragged into it….

Like fuck I didn’t want anyone to get dragged into it but R is a drama queen and I’m the villain.

SO YA! Fuck my life!

Anyone want to go see the New Star Wars Movie with me? Cause R is selling off my first showing ticket for that. Anyone want to see a movie with a shitty villainous person?

#personal #shitty day rant #I've had a headache all day and jsut generally hate myself

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azanycollectormilkshakeworl-blog · 6 years

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"Pierz Minnesota Cheap car insurance quotes zip 56364

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My coworker told me that I would have to have collision insurance if I want to financed a used or new car. Is this True? Can I just put it on liability even if the car us only 6000 and not payed off yet?

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hello im wanting to get a Suzuki bandit 600cc and get it restricted to 47bhp and practice on it with a bike instructor then do my test on it but every online insurance compare site i put my details in it don't come up with a single quote any one no whats goin on please lol

Mustang gt insurance be liability only. i own car?

how much will it be to put liability insurance only on a mustang gt 2002. I own the car and im 16 male

Can I put my partner on my health insurance?

Hi there, My girlfriend and I are going to be moving to New Jersey in May of next year. We are going to get a civil union. At this point will I be able to include her on my health insurance through work? I work in Philadelphia. Wasn't sure of this since PA doesn't recognize civil unions, but didn't know if there is a loop hole since we will be living in New Jersey?? Any help would be great. Thanks!""

I got an insurance quote for a 1990 mustang gt at 225 a month. im 17 how do i get lower?

i want a foxbody so bad. nothing will stop me from getting one except insurance rates with my dad. he is being stiff about a mustang in general so i need a low insurance rate to ...show more

Insurance 2 be a cheer leader???????

do you have to have health insurance to be on a high school cheer team? and if you dont then do they not let you on the team?

""What is a good, affordable health insurance?

I'm looking for some health insurance for me and my husband that we can actually afford. We live in NJ and the policy we have now is going up way to much now. We are looking for something we can afford with little to no deductible would be great too.

Need health insurance?

I need to get my own health insurance. Does anybody know of any insurance that just covers if stuff goes really wrong?

Why is the insurance company bothering me?

Two months ago I was sitting a red light and was hit from behind . Now the driver's ins. company wants me to reimburse them. Why? What should I do? I'm trying not to think the worst, but when I got out the car she was on the phone and said her husband is a police officer and was sending his friend to the scene. This makes me wonder if some untruth is involved here.""

Should I drop my comprehensive insurance to liability only on my car?

My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.""

""Im 19, live in pittsburgh with a liscense and no car insurance?""

i need to rent a car but im only 19 and i have no car insurance, is there anywhere for me to rent a car?""

California has had Tort Reform for over 10 years. What impact has this had on Health Insurance prices?

What impact has it had on medical malpractice insurance rates?

""After buying a car, can you immediately drive it, without switching insurance?""

Or do you need to buy the car, go to the insurance company, switch it over, go back to the dealership, then get the car? I live in AR if that is relevant.""

How much on average is insurance for an audi a3 convertible?

Whats good Health Insurance?

Im 20 a year old woman in college, I recently found out I was pregnant. I want to find affordable health insurance coverage for me and my unborn child. I dont want to rely on ...show more""

How much will my first car and the insurance come to roughly?

i can start driving lessons in January. How much, on average, would my first car cost? and how much on average would the insurance be? Also.. What would you advise for a girls first car? :) Leave your answers below please, Thanks!xx""

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""What is the penalty for driving without insurance on a motorbike, as i feel it was a genuine oversight?""

I was stopped because of a broken rear light and as it happens my insurance had expired about 4 days before. I wasn't aware that the insurance expired , i thought it was at the end of the month. I didn't receive any reminder because i had forgotten to change address with the insurance company, which was completely my fault. This is a genuine oversight on my part, but I'm not sure if they'll look at previous incident i had with my cousins car when i was a teenager about 7 years ago, i got caught driving without insurance. Probably one of the stupidest things i have done but i learned from it, but the court may not look at it like that. Should i get a solicitor and does anyone know how much they cost? Will i be suspended from driving?""

""Buying a car tomorrow, being added on to parents insurance, do I pay up front or ?""

Buying a car tomorrow, being added onto parents insurance, do I pay up front or am i just added to the updated rate the next month?""

""Why did 4,000,000 people lose their current insurance, when only 27,000 signed up for insurance under ACA?""

The facts are that only just under 27,000 people signed up for insurance under Obama's new law aka Obamacare. This is so darn ridiculous. Have ya heard about this?""

Most affordable auto insurance?

I need a cheap auto insurance cuz my husband is laid off. We have two cars and we only have one ticket in the last three years.

How much is moped insurance?

getting a scooter , how much will my insurance be?""

How much more does insurance for a left hand drive vehicle cost in the UK?

If I bought a left hand drive VW camper and insured it I the UK, would it be more expensive than a right hand drive one? Or just answer if you know how much more it costs for and left hand drive vehicle in the uk?""

Car Insurance - No claims question?

If you have been banned for a year, and are now back and allowed legally to drive, can you continue to use/put down your no claims bonus. For example, if you had 9 years, then were banned for a year, can you put the 9 down this year? Or does the ban wipe that out? As the ban wasn't a claim on the insurance, can it still be used? Does anyone know, or any ideas where I could check this out? Looking for quotes online and Im not sure which number to put in.""

Pierz Minnesota Cheap car insurance quotes zip 56364

Cheapest insurance?

What company has the cheapest insurance for used cars.

Can a car insurance company ask you if you have health insurance when you make a claim?

I was in an accident recently and the other insurance company asked me if I had health insurance. I was not at fault. Can they do that?

Where are gender therapist in Michigan that's affordable or that take medicaid?

trying to seek help but my funds are kind of low and I have medicaid insurance and I live in Clinton, Michigan can anyone help I really need help please""

Do most parents pay for their children's car insurance?

Ok, don't rant at me, I'm asking this question innocently. Basically, I want to know if it's common for parents to pay for their children's car insurance (I'm thinking of those 17, 18, 19, etc. who just passed their test and haven't moved out), or if the child is usually made to pay it themselves? I don't know if part time jobs will cover the cost or what (especially as I imagine they will usually pay for their own petrol), but 3000 a year does seem quite a bit for a teenager to be able to afford. And seems like more and more youngsters are getting cars... I don't think I would expect my parents to pay for mine when I pass my test, but then again I don't know how I'd be able to afford it myself either... So I'm looking for some insight on the topic.""

How do i switch my auto insurance policy before my term is up?

I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?""

Insurance help please?

Took a hpt and it was positive. I am going to the health dept to get another pregnancy test. I don't have insurance (I know it was stupid to get prego with no insurance) but I know I can get TennCare. If I take a note from the health dept nurse to dhs, when will my insurance start? Can I go see an ob right away? Or do I have to wait until I get a letter from dhs?""

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my mom and dad have AAA and I am 16 and I want to get my license. but my dad is telling me to just wait until i go to college since he will buy me a car then. he says the insurance will go up $1000 per month but i cant believe it. how much does the insurance usually go up after I would get my license. I wouldn't own a car and I wouldn't be registered for one.

How much is your car insurance?

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Hi, I was wondering if anybody aged 17 has got car insurance recently and would be able to tell me how much they paid. I've been told 3k-4k but when I look on the internet most people are saying 800-2k even if you haven't just got insurance which of the two price ranges is more likely for me? I live in an area where car theft is low and I can keep the car in a garage. I'm a 17 year old male.""

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I live in Colorado, and I was wondering what would happen if I were to get pulled over without insurance. My brothers car has insurance, so what would happen?""

Car insurance termination?

I got a very weird letter from Allstate. It was written in bold black text, basically saying that my car insurance will be terminated at the end of my current 6 months period, attached was a copy of a claim I had 2 years ago for a fender bender ($90). When I talked to my agent, he tells me that Allstate cancels everyone who have had a claim within the last 3 years. Can that really be the truth, are insurance companies really legally allowed to drop you due to a claim over a 3 years period? AND will I have problems getting signed up at another company due to this? The state is NY""

Does it show on your medical insurance bill?

I took a blood test recently and apparently my medical insurance covered it and all I had to do was pay the co pay. my mother pays for the medical insurance. Does the visit show up on the medical bill that I went in for a blood test? or do you just pay for the insurance as normal? How does it work?

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I'm buying an older house (1920's-1930's) in a working class neighborhood in California for about $200K. What should I expect to pay for my standard homeowner's insurance?

Good Cheap car insurance?

Im 16, Im getting my truck and my license in september, and I was wondering what car insurance companies I should look in to? I could be added onto my parents plan but it would be pretty expensive, I was wondering if there's a cheaper option? what insurance do you have and why? thanks!""

My car insurance company has asked me for my proof of no claims?

But i either can't find it or it was never issued to me from my last insurer. what do i do? now my policy has been cancelled and need to set up some temporary cover. I have 4/5 years no claims.

Can you buy/insure a car without a drivers license?

My bf and I are buying another car in November, which will be for my use when I get my full license (I currently only have my G1.) I would like to have it registered and insured in my name. Am I able to do this when I get the car or do I have to put it in his name and change it over when I get my full license? I live in Ontario. Thanks in advance.""

Car insurance??

I have had my license for about 5 months until i got into an accident. I hadn't killed anybody, but they did go to the hospital to get checked. My ticket was reduced to a parking violation. The whole accident was me hitting a car from behind. Nothing much happened to their car, but mine had 4k worth of damage i had to pay for. How much do you think my insurance would rise a month?""

Next step after finding out your being kicked from auto insurance?

My boyfriend was on his parents policy with Met life and has been in 2 MINOR accidents in the last year and they told his dad either my boyfriend goes or everyone under that policy goes and they didn't tell us until a few days ago. Here's the kicker, he will be off the policy the end of the week. Will this make it harder for us to get him insured? How can a car incarnate company do this? He can't work without driving there and he can't drive there without car insurance. I don't know what to do. I currently have State Farm with my parents, would they let us open our own thing together even though we are not even technically engaged yet?""

Riding a 125 motorbike on fully comp car insurance?

hi does anyone know, if you can ride a 125 motorbike with l pates and cbt on a fully comp car insurance, i know i can drive other vehciles on fully comp insurance but it turns into third party only , can it be done with my motorbike , thanks .""

How much would insurance cost for a 2002 Mitsubishi Eclipse?

I'm 17 years old with a clean driving record. All the insurance websites won't give you quotes until your 18, and i'm just curious how much monthly insurance would be because i'm paying for it.""

Car Insurance - PLEASE READ!?

In 2004, I saw a car that I wanted to buy at a Nissan car dealership and I took out a loan. At the time I didn't know anything about insurance. It was all greek to me. I was very young and had no one to help me out. Anyway, I went to American Family Insurance and the agent seemed very nice. I told him that I wanted to buy this car and before I could finalize everything I had to show proof that I had full coverage on the vehicle. He told me that I most definitely had to get full coverage and I signed the paperwork, gave him a check and my insurance coverage started. I NEVER CHANGED MY COVERAGE!! (Let me make that clear). So 1.5 years later my car slid on the ice and another lady thought she could speed to get around me and she instead hit me. The officer stated that none of us were at fault because I was sliding when I should have been in control of my car and she should have never tried to pass me so we would each be responsible for our own damage. Right away I called my agent and he later called me back and stated I didn't have collision coverage and I would have to pay out of pocket for my damage. Again, I didn't know anything about insurance and I had totally forgotten that collision was required so I believed this guy. I left it at that but was very upset with him because he stated that I didn't have collision coverage and I told him that as a professional insurance agent, he should have told me that I needed full coverage on this practically new car!!! So, 6 months later, it was still bothering me and I left him. The car wasn't drive-able (I had to pay $600 just to fix something with the wheel mount) and then it was drive-able but there are dents in the car and damage that equals $2,000 to fix. That may sound cheap to some of you but it isn't to me. Just 3 days ago, I was telling this story to someone and they told me that I should have had full coverage on the vehicle and I should look into this. I called American Family and a lady is doing some investigating because she could see I had insurance on my car in 2004 but didn't know what kind. But, she confirmed that my car was under a lien and the insurance agent would be required to put me on a full coverage in the state of Wisconsin. So, this lady stated she would call me back on Saturday. In a perfect world, she could state either 1). You had collision coverage at that time and your car will be fixed at our expense or 2.) Your agent never put you on full coverage. Come Saturday, what if she says that it turns out my agent never put me on full coverage? Isnt he at fault? Everyone (including their own company) states he should have known to put me on full coverage! So, can I try suing the company? Im thinking even though the lady was really nice and told me that my insurance agent should have known better that Ill hear something from them stating that their computer system shows that I was a client in 2004, but they dont know what type of coverage I was on. In the end, they will probably want to cover their butts. Please offer any suggestions! THANKS! And yes, I have become more knowledgeable about insurance for my sake. :)""

How much more is insurance if I don't take Driver's Ed.?

I'm nearly seventeen, and I don't even have a permit :X, I was never able to find my proper documentation (no, I'm not illegal, I just HATE going through beurocracy). I live in Iowa, and I have to wait six months before I can get my license. But it'll be a limited license, and in order to get it I have to take three months of driver's ed. and do twenty hours of independent driving. So if I got it in March, the earliest I could drive would be September. But I won't have a car, and I don't need a car; and I don't have the money for a car. So I figured I'd wait until I was eighteen, which would be in May of 2011, because I wouldn't need any needless requirements, and I wouldn't have to take driver's ed. But my question is; how much more would car insurance be if I didn't take driver's ed, and just went for my full license when I was eighteen?""

How much would my insurance on average be for a 2007 V6 mustang with allstate?

Im calling tomorrow to get a quote but, i was wondering if anybody had an idea. Its a V6 so that makes a huge difference since its not a V8 GT. Im just unsure how much allstate wants for a V6 mustang. if anybody has a price range they could give me it would be greatly appreciated. thank you!!""

Pierz Minnesota Cheap car insurance quotes zip 56364

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hi! does anyone know what some of the cheapest auto insurance companies are in ohio?

honda city car insurance

Health insurance question for California.?

I am sixteen and my mother is low income. Is there a state program for health insurance in California?

A question about car insurance?

I currently live in Minnesota, where the price for my auto insurance is around $910/6 months for the most basic insurance required by law, which is 30/60/10. In August, I am moving to North Dakota. I wanted to change my insurance to my North Dakota address, since their requirements are 25/50/25, and will cost me only half of what I am paying now. So my question is, do I have to change anything? Do I have to change my legal home address to North Dakota and get a North Dakota address, or can I keep my Minnesota address and license? I'll honestly do anything it takes, since I will be living in ND for four years and will probably end up making that my legal home eventually anyways, I just need to know if there is anything I need to do immediately so my car insurance is legal.""

I need to know if there is any College to learn Insurance in the World.?

any Insurance Instituet or College in the World

First time getting insurance?

I'm going to study abroad in the UK and my university sent me an email about my insurance. In the attachment, there was a document that stated my name, one of the attachments was the policy and the other one was titled Statement of Insurance, it states my insurance date and holder, the holder was my uni. Its my first time getting insurance so I was thinking this might not be my insurance document since it had no data about me.""

Is insurance must for Two Wheelers?

I have a four years old Honda Unicorn. Till now I have insurance for my bike. Now if I do not renew the insurance, what are expected problems ? Legally am I bound to have some insurance ?""

What questions should i ask before getting LIFE Insurance?

Im about to get life insurance, but i dont know how it works. What are some questions i should ask the insurance agent before signing any papers? Please help!""

Cars that have cheap insurance!!!!?

Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""

How much does a teeth cleaning cost w/o insurance?

I got a mailer coupon from a dentist that says they only charge $46 for a regular cleaning & $29 for an exam & x-ray so total $75. I live in Las Vegas. Seems kinda a cheap gimmick? But what is the average price for exam/x-ray/teeth cleaning w/o insurance?

Is it required to buy insurance if you rent a car ?

Well, I'm going to tell my mom to rent a car next Thursday and I'm not sure if she HAVE to buy insurance for it. She already have car insurance from Triple A, can she use the car insurance she have for the rental car? Is that okay? When I reserved the car for Avis last weekend, it said that you can purchase a protection for the car for an extra 18 dollars, im not sure if that's insurance or not. It said its recommended, but not required. Also, no where on the site said that you have to buy insurance for the rental car. Is there already insurance for those rental cars? I'm so confused. pleease help!!""

Are vauxhall corsa's cheap on insurance?

Would this put a 15 year old on disability insurance?

(This isn't for me, it's for my younger sister, I've already left home) Okay so, my mother, although she's a doctor, is in pretty large amounts of debt and my sister Abby needs treatment for various mental illnesses (PTSD, Depression, BPD, General anxiety, Anorexia, all professionally diagnosed) She's 15, and she's currently failing school because she feels like she can't go to classes anymore so she just sits around the school (she has thoughts of failure all the time, but in class her thoughts are amped up and she can't concentrate on what she's doing because of the voices in her head). She's trying her hardest to deal with it all on her own, and she's gotten a little bit better (except for her eating disorder), but still thinks she needs help from a psychologist. Our mum can't afford one, and Abby's lost so much weight lately... Can she be put on disability insurance for this? She needs help, we can't afford it. We live in Australia, by the way.""

Help PLEASE!! Auto Insurance Question?

I have a question concerning auto insurance. I recently totaled my vehicle at no fault of my own. Long story short the insurance company is offering me a few thousand more than Kelly Blue Book states the vehicle is actually worth. But what theyre offering is substantially lower than that which is outlined on the Declarations for Policy paper under value. Thing is, Ive verbally accepted the amount over the phone. Now theyre sending papers to sign over the vehicle. When I phoned the agency, I was informed by the assigned adjuster that he cannot offer more. I dont really believe him, afterall insurance companies are known for trying to take advantage of people. Heres the dilema, if theyre offering more than KKB and under the value on the policy. I assume theyre just trying to avoid paying what the real value is. Any help with this will be greatly appreciated. I have little knowledge in this, I just turned 22 years old and this was my first car.""

Can I make the minimum payment on car insurance and then....?

At the end of the year pay whatever the remainder is that I owe? Or does it all depend on what kind of car insurance you have?

What are the associated costs of adding different types of coverage to auto insurance?

How much is insurance in a car for a 17 year old?

I get my provisional this week and I'm just wondering how much it is? I'm from Ireland by the way.

Can you recommend me a good health insurance?

I missed out on signing up for healthy insurance where I work and I'm becoming worried that I might have to go see the doctor soon. So I'd like to get a good quality ...show more

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How do deductibles work in at fault and not at fault accidents?

How much more would insurance cost if I bought a used 2005 VW beetle with a convertible top versus a hardtop?

Thanks!

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im 17 years old (female)about to be 18 in march,want to get added to my moms policy which she pays 103 a month for ,the car is a 99 nissan sentra i have had my license for about a week ,did driving school and probably can get the good student discount how much would it cost?""

Cheap health insurance for college students?

I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""

Whats a cheap car to insure for a 17 year old?

""When you have a deductible with car insurance, who do you pay the deductible to after getting into an accident

I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

honda city car insurance

Accident no insurance?

I was in a wreck today but it wasnt my fault my insurance is about a month late the other driver has insurance full coverage what is going to happen

My car insurance is shooting up..looking for a change..Can you help me out in finding the cheap car insurance?

Will my car insurance rates go up if another driver lives at my address who is not under my plan?

I have an insurance plan that covers myself and my wife. Recently my son switched insurance plans to the same carrier that I have with his own insurance policy for his car that he ...show more

How can I go on my Grandads insurance without it being illegal?

How can I go on my Grandads insurance without it being illegal? I am 18 and am buying a 1.2 corsa. I need to know the cheapest way to insure it. Even if I have to go on a relatives insurance. I need to know how to go on his insurance without it being illegal 18 minutes ago - 4 days left to answer.

What would the insurance on a 2004 audi a4 be?

i am a highschool student and i was wanting to know the insurance rate on the a4, it is a 1.8t, sportpackage, automatic. if this helps im a 4.0 student. any ball park estimate would be great. thank you""

How much would insurance for a 16 year old male in Illinois cost?

I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>

How does car insurance work?

I just wrecked and I backed up into someone. How does insurance work. Do they basically pay for it or what. Or after you wreck do you have to pay more for insurance??

In the future will car insurance for young drivers get cheaper?

Would the health issues I have impact my insurability or rates for life insurance?

I'm a 51-year-old female. I've been on disability for six years for chronic fatigue syndrome, depression and panic disorder. I also have mild hypertension. I'm on meds for all these conditions. BUT I've never had, nor have any family history of cancer, heart disease, diabetes, any sort of breathing problems or major organ dysfunction. I would think it might even be a plus in terms of insurability that I rarely leave my house!""

How much should a family budget for insurance?

disability,life,homeowners,car,umbrella""

Lexus Tail lights and Angel Eye front lights - Insurance?

So im thinking about getting these for car my, does anybody know how much the insurance will go up by if i get them, thanks""

Any cheap car insurance in uk?

i have full uk licence and 2 years no claim bonus age 30 to 40 how can i buy the cheap car insurance.please

What is the cheapest online car insurance for an 18 yr old male?

My stepson needs to get some online insurance today............dont have alot of time to research. What would you say is the cheapest car insurance available on line........monthly payments?

""I'm traveling for a month, do I need car insurance?""

I'm going to be traveling for a month, during which nobody will use my car. My insurance expires right before the month starts, and I want to switch providers after that, but is there any good reason to continue paying insurance for that month at full rate when nobody's even going to touch the car? Or, is there another way I can save money?""

What kind of affordable health insurance plan is there for small business owners?

I have a friend who is in the process of moving to Tx and is looking to start his own business but is hesitant because he has a wife and two kids and does not know what to do regarding health insurance.

""Cheapest motorcycle for a 20-21 year old. Parameters: price, fuel economy, and insurance. Please help?""

I am 20 years old but will be turning 21 in late spring, and i was planning to buy a motorcycle with my tax return coming up (down payment and first/few insurance payments depending on whether i go monthly or biyearly). I was wondering what the Y!A community thought would be the cheapest on me when it comes to balancing initial price, fuel economy, and insurance prices for someone my age. I was thinking a moderately powered large roadster-style bike (i'm reluctant to say chopper...i hate that word) that doesn't go too much above freeway speeds, but i'm open to hearing other people's suggestions. I'm from southern illinois, and am a large guy, but not giant. No crotch-rockets please.""

Car insurance renewal?

my car insurance renewal is due on the 22 of this month. but i'm 200 dollars short. can i call them and give them a post dated check for a week later

Can someone recommend a good and affordable dental plan?

I'm trying to find a good dental insurance that is very affordable for a middle/lower class citizen like myself. Can somebody recommend anything for somebody in my case?

""Affordable dentistry in Dallas, TX?""

I am currently looking for an affordable orthodontist this will most likely not be covered by insurance, so if you can please recommend me to an affordable dentist in the Dallas area, yes I have tried searching but sometimes its easier from hear abouts. Thank you""

What is the average first year salary for a State Farm agent?

Are additional commissions paid? If so how are they structured.

Where can I buy non-owners liability insurance?

I want to purchase non-owners liability insurance, so I can use it when I rent cars. But I can't find any company to sell it to me, at least from the sites I've visited online. I live in Arlington, Virginia. One company said they don't sell liability insurance in this area. Any idea why this is? And, more importantly, any idea where I can go to purchase it?""

What is the cheapest car insurance and what company for a 17 year old?

also can i use a motorbikes 1 year no claims for my cars insurance thanks

How much has your health insurance gone up in the last year?

Mine just went up 35%. How much has the affordable health care act screwed you so far? And don't tell me it doesn't start until 2014 the insurance companies are raising rates already due to this stinking pile!

Can I cancel my car insurance and get my money back?

The car that was insured was scrapped in January but the insurance is still running. Can I cancel the policy and get my money back? It was with Admiral and I paid the whole amount up front. Policy expires in August 2012. Also, I have just bought a new car and want that insured. Can I transfer it onto the Admiral policy, or am I better off cancelling everything and starting from scratch? The scrapped car btw was a peugeot 306 that broke. The new car is a bmw 318d thanks!""

Why is auto insurance higher for teens then it is for adults?

I am writing an essay saying insurance should be higher for teens then adults. I need body paragraphs saying why it should be higher then adults.

honda city car insurance

https://www.linkedin.com/pulse/greenville-new-hampshire-cheap-car-insurance-quotes-zip-june-chapman/"

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Hi, Im 16 turning 17 and im getting my license in 9 days. Someone told my family that if we take a crap car like my 2002 honda accord to my test and use that to get our insurance, then the price of insurance on that car will be what we will pay for any other car for the rest of my teenage life. If i were to take the honda to the test, get the insurance, and say lease a newer car, will my insuracne cost stay the same as what we were charged for the honda? Sorry its long and confusing""

Did you see the left/right coalition letter against the health insurance mandate?

March 19, 2010 Dear Member of Congress: On behalf of our organizations and the millions of people we represent, we strongly encourage you to oppose the individual mandate in the Patient Protection and Affordable Health Care Act of 2009. Our groups and members may disagree on what are the best solutions to our health care problems, but this unprecedented coalition of organizations from across the political spectrum agrees that forcing individuals to buy insurance from private companies under the threat of fines or jail is not the reform we need. The individual mandate is a section of the bill that requires every single American to buy health insurance-whether or not they want it or feel they can afford it-or break the law and face penalties and fines. Consequently, the bill does not actually cover 30 million more Americans-instead it makes them criminals if they do not buy insurance from private companies. We hope you agree that it is unconscionable to force people to buy a product from a private insurer. This would effectively be a tax-and a huge one-paid directly to a private industry. Enacting this mandate would be a major victory for the insurance companies at the expense of the American people. It should be no surprise they support the government forcing everyone to buy their product. Imagine how the hamburger industry would respond if the government forced everyone to have hamburgers for lunch or pay fines? According to the President's Council of Economic Advisers, the average annual premium for single coverage is $4,321. If the 46 million uninsured are forced to purchase private health insurance at that price, then the insurance industry stands to bring in up to $200 billion in new insurance premiums per year. The Senate bill also includes an estimated $630 billion in corporate welfare for private insurance companies in the form of subsidies over the next 10 years, creating even less incentive than currently exists for private insurance premiums to be lowered. To make matters worse, the Centers for Medicare and Medicaid Services estimates that 19 million Americans would not buy insurance and as a result would be forced to pay $29 billion in taxes/fines. The Joint Committee on Taxation has made it clear that failure to pay these fines could result in jail time. Thirty-six states have passed or are considering measures that would allow their residents to opt out, including Virginia, Utah, Pennsylvania, Florida, Minnesota, Michigan, Georgia and Ohio. Given these fact, it is not surprising that a recent NBC News poll finds 57 percent of Americans do not want the government to create a law that requires everyone to have health insurance coverage and that only 38% of Americans favor the mandate, making it the least popular part of the bill. The American people stand in firm opposition to the individual mandate. We stand with them. We hope you will, too. Sincerely, Americans for Tax Reform, Grover Norquist, President Democrats.com, Bob Fertik, President Healthcare-NOW!, Katie Robbins, National Organizer FreedomWorks, Matt Kibbe, President and CEO Progressive Democrats of America (PDA), Tim Carpenter, Director Campaign for Liberty, John Tate, President 60 Plus Association, Jim Martin, President Liberty Tree Foundation, Ben Manski, Executive Director Hector Barreto, Chairman, The Latino Coalition National Taxpayers Union, Duane Parde, President National Coalition of Organized Women, Consuela Sylvester, Ohio Director Citizens for Health, Jim Turner, Chairman Competitive Enterprise Institute, Gregory Conko, Senior Fellow American Association of Small Property Owners, F. Patricia Callahan, President U.S. Bill of Rights Foundation, Dane vonBreichenruchardt, President Institute for Liberty, Andrew Langer, President Santa Monicans for Safe Drinking Water Coalition, Gene Burke, Founder, Director Alliance for Natural Health USA, Gretchen DuBeau, Executive Director Association of American Physicians and Surgeons, Dr. Jane Orient, Executive Director Fairfax County Privacy Council, Mike Stollenwerk, Chairman The Rutherford Institute, John W. Whitehead, President Pain Relief Network, Siobhan Reynolds, Executive Director American Policy Center, Tom DeWeese, President Justice Through Music, Brett Kimberlin, Director Velvet Revolution, Brad Friedman, Co-Founder After Downing Street, David Swanson, Co-Founder Project Vote Smart, Mark A. Adams, Founder Democracy in Action (DIA), Dorothy Reilly, Organizer Squadron13.com, Gordon Sturrock, Founder Democracy for America - Tucson Chapter, Richard Kaiser, Co-chair DownWithTyranny.com, Howie Klein, Publisher Center for Financial Privacy and Human Rights, J. Bradley Jansen, Director DownsizeDC.org, Inc., Jim Babka, President Cyber Privacy Project, Richard Sobel, Director Citizens For Legitimate Government, Lori R. Price, Managing Editor Republican National Hispanic Assembly, Minnesota Chapter, Rick Agui""

How much does health insurance cost?

I am from the UK and I am doing an assignment on whether medicine can be justified to have a price tag. As I have free public healthcare from the country (NHS), and I do not have private healthcare. I would like a guide as to how much health insurance would cost for a child, man, and woman with no health condtions. Please be specific and add more examples if you can.""

HOw much does PIP insurance cost in miami florida?

does anyone know how much would PIP insurance cost for a 18 year old female driving a white 2002 SATURN SL2 in miami florida

Car insurance question?

I only need to drive for 1 month. Could i be added to my dad's car insurance for only one month or do i need to do 6 month minimum etc

bmo life insurance quote

""What is a good, affordable health insurance?

Car insurance for 16 yr old boy?

I want to get a white 5 speed subaru impreza WRX (wagon sport) with turbo (standard). How much do you think this would cost considering that i'm 16 yrs old and the car is white and i get good grades? thanks

What are the insurance laws for cars in storage in Oregon?

I do not want to drive my car. I will just have it sitting in a garage at a relative's house. I've read from numerous people, that you don't need insurance if the car is ...show more""

Insurance on a cr-z ?

i was looking into buying a honda crz and i couldnt get a insurance quote because td didnt kno about this car therefore it wasnt in there records i want it as a daily driver becasuse my work place is in hamilton and i live in missagua its a long trip and a hybrid is what i thought i would buy as my next car and i was wondering what insurance is on this car considering it is a hybrid but is a 2 seater 2 door car please no stupid answers

What affordable dental insurance covers ortho? Can you suggest any?

I am looking for affordable dental insurance that covers ortho. I'm 29 yrs old and interested in getting one. I do have dental insurance - HMO, (BLue Cross) does this cover ortho?""

How much would auto insurance cost if?

im about to be 15, and my dad is freaking out about car insurance prices, so how much so i expect to pay for a 2003 jeep liberty/ or honda civic? (texas) also we have geico.""

Automobile insurance sites?

Hey, I've been trying to find a website that gives out free automobile insurance quotes. I found a ton, but they all ask for personal information like telephone numbers and addresses. Are there any sites that will just give you what you're looking for: a fast insurance quote without having to give out all your personal info?""

Do I need my own car insurance?

I just got my permit (i am 18) and I heard that as long as the person I am driving with has insurance that I will be covered if anything happens. I don't plan on wrecking a car but I want to be safe and I want to make sure that it is required by law that I have insurance. If i do need insurance I have no idea how to go about getting it because I have gotten quotes before and they will only give you a quote if you select that you currently have your license plus there is no option for only having a permit. I have my permit in the state of georgia if that means anything

I want to take a used car home from the dealer but I have no car insurance or insurance card...?

What do I have to do to make this possible? I'm trying to take this used car home for the night and drive it around but I have no insurance card.... I have a license..but no car insurance and all the salesman is asking is for my insurance card. What do I need to do to get around this?

Is Liberty National Life Insurance is a good company to work for?

Ok, like a few days ago i've scheduled an interview with National Life Insurance company and was really excited 'bout workin' there until today, but tomorrow (8/05/09) i have my interview...anyways, while i was making some more researches about the company so that i could present my questions to the interviewer (u know when he/she will ask me if i have any questions...) and then i stumbled upon some acclaimed Liberty National Life Insurance scams ...u know how people can be HORRIBLE on the internet. so anyways people (customers or employees, especially EX employees) were saying really bad stuff about the company. Like, LNL insurance doesn't pay people fairly, and that if you just wanna buy a pair of shoes to wear then it's a fitted company to work for, and all the bad things u could imagine...in fact, the ex employees were really crucial about the company. So now, i'm really nervous about working for them you know? I mean what if what those ppl are telling the truth and that i'm just heading toward god knows what?! What if i get the job and realize then that everything that was being said on the internet was true? What if they don't pay me fairly? or i don't know.... All of this has gotten me very frustrated...so if any of u guys can be any help with reliable sources, or just helpful suggestions would be more than great! Thankx and oh lol i didn't realized i wrote so much...sorry 'bout that though....""

Why is the insurance on my 1982-83 2.5L landie cheeper than my 0.9L corsa W reg?

i just dont see how the insurance on any landie could be cheaper than a corsa, especially as it is my first year driving, does anyone know why this could be?????""

Help on medical insurance?

My girlfriend just lost her medical health insurance benefit from her job, and she is having difficulty finding an insurance provider because she is pregnant. Does anyone know of a health insurance company that will accept her? Thank you for your help.""

Does doing car insurance quotes affect your credit score ?

Would you switch car insurance companies after 10 years to save money?

Since 1997 I've been with the same car insurance company. Have had FANTASTIC service and support with claims and general questions. I use the same company for car insurance, home owner's insurance, life insurance, and to manage my IRA. When pricing out alternatives I realize that I could save about $50 a month by switching my car insurance to esurance. I attempted to get my current insurance to match their price without success. I'm very leery about possibly loosing my excellent service and support from my current company. Would you switch to a new company, and possibly a worse company, to save money?? I can easily afford my current company, but I'd obviously love having an extra $50 a month to plan with.""

Monthly insurance for a Mustang?

I'm a 17 year old male and was wondering what the monthly insurance would be on a mustang? And if you know if a certain years model is the cheapest post that to please?

Does anyone know where I can find individual dental insurance? Not the Dental discount but Insurance.?

I live in Ohio, so obviously it needs to cover us here, I've searched google and there are so many and most are regular health, we have that, we need really good dental with low copays. Primarily one that has pediatric dentists. Thanks for the help!""

My car insurance is 5000 dollars?

I'm a 17 male and just got my license here in texas. I forgot which insurance company it is, but my yearly insurance fee is 5000 dollars, and thats a around 400 a month. I dont have my own vehicle and I'm sharing cars with my family. Is this normal to have that of an expensive plan?? Or should we shop around more for better prices?""

What is a good place to get insurance for my Dell laptop?

I am studying abroad for 5 weeks and would like an affordable insurance plan for my laptop.

What is the car insurance system in UK? How much and what else?

Let's say I bought a car with insurance group 20 what do I have to pay per year. I know for the 1 st year I need to pay 1000 and then half of it for the later years. Except that what taxes and all do I have to pay? How much is it gonna cost to afford a car with all the legal issues?

If a person gets a speeding ticket while driving someones car and they want your insurance does it effect you?

if you let someone borrow your car and they get a ticket while driving your car do they need your insurance? and if you decided to make a copy and give it to them for proof of ...show more

What would be more affordable?

a 2003-2004 mustang v6? or a 2006-2007 chevy cobalt? insurance wise. serious answers only please. thanks.

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Im going to get a car on my sweet 16 but theres a catch. My mom and dad want me to pay for insurance. If your a first time driver how much will it cost annually for insurrance in Canada? Im not turning 16 for a little while but im just curious...

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Im under my dads health insurance until im 26. my insurance said they would cover me and my delivery, but wouldnt cover the baby. how can i get my baby medical insurance before she's born? (im aiming to get her on medicaid) but what steps do i take?""

Cheap truck insurance in ontario?

bmo life insurance quote

""On average, how much does SR22 insurance cost in Colorado?""

My boyfriend got a DWAI about 3 years ago, he has (finally) decided that he wants to get his licence back, but we aren't sure how much the sr22 insurance usually costs...This was his only driving offense if that matters. Can anyone tell me an average price?""

How much does a teenage car insurance for a 1991 chevolet corvette convertible cost per month?

my grades havent been good till this year i kinda have a bad record idk if that would effect it so ya i no i turn 16 on tuesday and im getting the car for my bday so i need to no quickly how much the insurence would cost thanks

""How much can the owner of a commercial Insurance Agency expect to make? (in Year 1, Year 5, Year 10?)?""

Hi all, I live in Florida and am currently in my second year of law school. I am looking to get into the insurance business after I graduate to build some form of residual income. ...show more""

Roughly how much is insurance for a 17 year old female?

Just wondering how much it would cost per month for a 17 year old girl with a very cheap car?

Best option for buying insurance for my 8 yr old child?

I am wanting to buy insurance for my child. He is no longer covered by his old plan and I want to get it ASAP. Without having company/ group coverage as an option I have been looking at EHealth online services. It can be a little confusing on just exactly which is the right deal. My child is never sick and has no existing issues, but with all the sport; I just don't want to be facing a broken leg and no insurance. I could some advise here. I have all but pulled the trigger on a package I found through Humana (I think) on the E health site but I just would like an nonbias opinion first. Thanks""

How does go auto insurance payments work? ?

Like if your bill is due on the 18th and you have a 10 day grace period which would make it be due on the 28th but you don't get paid til the 2nd? Do they charge you a late fee or do they cancel your insurance?

EX(executive) class model car insurance?

Is it true EX class model car have higher insurance rate? I want to buy an honda accord 2000 EX.

Mandatory health insurance provision?

Should the federal judiciary act to either overturn or support the mandatory health insurance provision of the 2010 health care law?

""What would make the american health care system more affordable, more cost effective , more accessible?

and more equitable for all stake holders?

CANT GET INSURANCE LOWER THAN 6000 !!!?

I'm really frustrated as i've just passed my test and looking into buying a car and insurance and im quoting on a Vauxhall Corsa that is in insurance group 1 and getting nothing less than 6000 how the hell am i supposed to be able to afford that even with a full time job! its ridiculous i know that im 18 and male which is high risk but even if they said between 2000 - 3000 it wouldnt be so bad for me, can someone please give me an idea of what to do next?! :/""

""Help, need cheap health insurance.?

I need to get cheap health insurance before the 31st. I tried through Obamacare but that is not an option right now. Online application will not go through and trying to call is a headache. Calls will not go through. I need real cheap health insurance so does anyone know where I can get low cost health insurance? I am in Washington state.

Why Health Insurance?

Health insurance companies can't cure anyone, prevent any disease, develop new treatments or create better medicines. Yet they take a cut of your health care dollar, create endless paper, interfere with doctors and enrich shareholders. They can all be replaced by software. BESIDES, hospital care and physician services are not random risks, they are a certainty for everyone at some point of their life. They are also preventable or can be protected against. It doesnt make sense to insure against a non-risk. You may as well have PhD insurance just in case your kid decides to get a PhD! Tell me why heath care is an insurable risk. Tell me why it's not an essential social service like K-12 education.""

In california can i report an accident but pay for it in cash ? or when i report it auto contact my insurance?

like if i was in an accident and i reported to the dmv i can still pay it in cash right and the insurance doesn't have to raise the money ? state ur source please

I need cheap car insurance in New York City?

I need cheap (FULL) coverage for a financed vehicle in the NEw York Area...I've tried the popular sites...any leads?

Car insurance claim for a parked car?

I hit a parked car & I would like to pay for this myself rather than going through my insurance. I would rather send the car to a garage of my choice but the guy want his garage to fix his car. His garage is asking me to give the repair cost to the guy I hit - not go through the books. I do not feel comfortable doing this. where do I stand?

How high will my insurance be?

im 17 and want a 77 camaro, will insurance be high, can i have an estimate?""

Pregnant with no insurance?

medical/medicare did not approve me. what other healthplans are there?

30 day insurance policy for newborns?

I am a teen mom and since the baby can't be covered under my parents insurance we are planning to do a legal guardianship, however you cannot get guardianship of an unborn child so we are doing it after he is born. But I was wondering if right after he is born if the hospital bills will be under my parents insurance because I have heard there is a 30 day period in which you need to get the baby's insurance arranged. So during the 30 days would the baby's hospital stay and everything be covered while we get the insurance arranged? Thank you!""

""I'm looking for fullcoverage insurance that is cheap ,but i'm under 25 so what is the cheap campany around?""

Ft.worth ,bedford,euless hurst?""

Can my new car be on my parents auto insurance policy if we live in different states?

I recently moved to Michigan for work and just bought a new Mitsubishi Evo, and here the insurance is outrageous (over 300/month) compared to Illinois which is about half as much. Is it possible for me to be on my parents insurance plan if they live in Illinois? I already bought the car and I need insurance one way or another I'm just trying to save some money here, and just wondering if it is possible.""

What is the best car insurance company out there today?

I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....

Mr2 Spyder Insurance Rate?

About how much insurance a month do you pay for a 2000 through a 2003 Mr2 Spyder? Is it expensive (is it classified as a sports car) or is it average? Also, would you recommend this car? Why or why not?""

Good morning! Can anyone suggest a good dental insurance plan?

We had blue cross and blue shield and were not happy with it! We live in a semi small area and the only dentist office that accepted our plan never called us back after 15 voice mails and NEVEr answered their phones so we never were able to make an appointment! So I cancelled the policy. We need some dental insurance. I need to take my son in to get his teeth looked at and my husbands. We live in FL and there just doesn't seem to be a lot that I'm finding. Anyone have a suggestion?

Who has cheap auto insurance in Austin?

I need to find auto insurance that is not as much as my car payment. Can anyone suggest an agency please?

How much is your car insurance if your a male teen?

im looking to get car insurance for my car and i dont know how much it cost i dont want a quote because all they do is send crap in the mail but if your a male teen how much are you paying a month for your car insurance? and what type of car do you have.

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https://www.linkedin.com/pulse/whats-best-car-insurance-17-yo-ethan-carpenter/"

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auto insurance quotes in phoenix az

"auto insurance quotes in phoenix az

auto insurance quotes in phoenix az

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr

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That is, even though my car insurance covers rentals, I have a 500 dollar deductible. Does getting the rental truck insurance make it so there is no deductible in case of an accident?""

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I just found out I was dropped from my previous health insurance plan from COBRA because I was late making a payment. I thought I was ahead a month so didn't pay in March and found out I wasn't ahead. I tried explaining this to the health insurance company but they said it was too late to do anything about it. I've called multiple health insurance companies to see if they'd cover me but of course being 3 weeks from my due date no one will take me. I also tried to contact my hospital that I will be giving birth at to see if I could go through a financial assistance program but my husband and I make to much. Same issue with Medicaid. I live in IN, is there anything/any health insurance company that someone can suggest??? Thanks!""

Hi i live in florida 16 years old i am going to start driving and need to know?

in average how much will my car insurance cost?

Collector car insurance for teens?

My dad has a 68, 71 firebird and a 2000 trans am. He currently has them on Hagerty but im 17 so i can't drive them. What is an collector car insurance company that he will be able to insure all of these vehicles with and I will be able to drive them?""

Cheap car insurance for a new driver?

like the title say do ya know a car insurance that is real cheap for new drivers got my license this month and my car and now i just have to register it and get insurance and i got a job and i just want to know how im going to budget stuff and how much you expect i should pay a moth

How long do car accidents affect my insurance rates?

I have heard that accidents and tickets will affect car insurance rates for five years. I was in an accident four years ago, that was determined to be my fault. Now, my (old) ...show more""

How much would an average reverse vasectomy cost without insurance. Does anyone have any idea?

My brother inlaw is getting one and he is going to have to borrow the money...Sorry not for me!

Looking for car insurance in Michigan?

im 19 years old and me and my girlfriend are looking for an apartment together and we need car insurance. i looked around and cheapest i could find is about $200 for plpd. where should i look? is there any chance i can get it around 100?

Insurance for a 2008 Subaru Sti Hatchback?

Is the Insurance for the new 08 Sti hatchbacks gonna be cheaper than those of 04-07 Sedans? Im 18, have good grades and a clean record and was curious how much my insurance would be if i bought the Sti. Just a ballpark estimate. Thanx""

""Does anyone realize that by making health insurance mandatory, your insurance premiums will skyrocket?""

just like car insurance premiums have? And when premiums skyrocket, everyone will be moving to the cheaper government run policy. If the government really cared and wanted to bring costs down, they would get out of bed with the specdial interest groups such as malpractice lawyers and PHARMA and reform these things.""

How much will my insurance go up with one point on my license?

I live in California and I have Farmers insurance, got a ticket for a speeding back in December and I didn't take traffic school so there's now a point on my ticket. Anyone know if Farmers cares about one point on the license and if so how I will be affected?""

""Why am I getting quoted 11,000 for 1.0L third party only car insurance?""

I am 17 years old (male) and have just passed my driving test. I was supposed to purchase a 2010 Citroen C1 5 door with a 1.0L engine today but had a look at the insurance first. This tiny, under powered pathetic excuse of a car is probably the most insurance friendly car I could think of yet on all the car insurance sites like go compare and confused the lowest quotes were 11,000. What am I doing wrong? I have been able to choose all the best stuff like locked in a garage at night, the highest excess, low annual mileage etc There is nothing in my details that would be counter productive for a low insurance quote. This is only third party as well, if I was to have a bump my car wouldn't even be covered! I need to be driving by christmas, I don't even care that much about what car I have to drive (hence the C1) as long as it isn't too old. Just anything that I will get a realistic quote on. Any advice? Maybe I am doing something wrong here. Thanks!""

""People w/o health insurance how do you pay for medical care, or do you?""

I looked into insurance available to me in Georgia and here what the least affordable costs me: $350/month, 20% specialist cost after a $3500/yr deductible, 3 doctor visits per year at $45 each, $20 for each prescription, no dental/vision coverage and other charges that add up to over $7500/yr. And all of this BEFORE the latest 14% price hike. I've decided to save up the same $7500/yr for medical expenses and chuck the insurance companies. I figure some years I won't use all the money and it could go towards the years when I need it. What's your solution?""

Cheap or free help with medical insurance?

I need health insurance for myself my children are covered under medicade and I need health insurance that is free or cheap

auto insurance quotes in phoenix az

Is a Kawasaki ninja 250 or a Kawasaki KLR650 cheaper insurance?

I'm looking for a first bike, I am 16 years old, 150LBS, 5'11''. Money is an issue so I will be getting maybe an 08 ninja or an older duel sport bike. Anybody have any estimates and anybody have any suggestions? I will only have about $3000 to spend. I am looking for liability insurance.""

How much higher is the maintance cost on a BMW vs Ford/Chevy/Dodge?

i want to get a bmw as my first car, i can afford the car, insurance, taxes all that junk but what i dont no about are the service costs? compared to a regular car how much higher will they be.""

Insurance on motorcycle ?

It would be a Kawasaki ninja zx6r it is a 2006 and 600 cc engine.. I am 16 and live in northwestern Pennsylvania... I would get minimum coverage.. I would also be adding on to my dads car insurance plan and I would be getting a 20% discount for good driver etc. About how much do you think the insurance on it would be?thanks

What kind of Insurance should we have when doing a Re Fi Loan?

I am looking over the paper work and one form mentions that we have options at time of closing for different types of insurance. We have Home Owners Insurance/ I noticed disability and mortgage and Life help please

Health insurance ?

Whats a good and affordable health insurance in nashville tennessee

Collingwood or Quinn Direct car insurance?

I'm 17 and I'm getting a car soon and I've been looking on the internet for car insurance. Quinn Direct and Collingwood Insurance are a lot cheaper than the alternatives but that makes me wary of them. If anyone has been or is insured by one of these two could they let me know what they're like? Are there any hidden catches? Many thanks

Can I take out a life insurance policy on my child's father?

My ex is a very big risk taker and our son is only two years old. Being a single mom is very financially straining and if he was to die I would have to go onto public assistance. Is there a way I could take out a life insurance policy on him where I am the beneficiary? I'm terrified that he will do something stupid and wind up dead and my son and I will be stuck living off of welfare.

What is the cheapest company for a 17 year Old's car insurance in the UK?

I am 17 and looking around on sites the car insurance is around 2500 but this is too expensive for me, if I was to get car insurance I would probably drive a ford fiesta or something like that.""

How much is insurance on a motorcycle for a 16 year old caucasion male in Texas??

i have never had a car or anythin. i am wanting to buy a kawasaki 599cc. i havnt had any accidents or anything. i just need an estimant on how much it would be monthly. now plz dont say call your insurance company or give me a site to go to just plz gestimate what you think it would be.

What are the NON-LIFE INSURANCE PRODUCTS offered by Private insurance Companies?

Can some one tell me where i can find various non life insurance policies offered by private companies???

I live in Florida. Can I get renters insurance to protect my things if I live with my parents?

I should add that I'm not a student and 24 years old.

What is a semi fast car that has a semi cheap insurance rate for a 16 year old new driver?

I am trying to find a car that is fast enough that i can have some fun in but im not going to be spending a lot for insurance. I also want to have a car htat would be good to hook up.

Does anyone know an auto insurance agency that offers affordable insurance to drivers with a bad driving?

I bought a stolen car and the insurance company offered me to buy again at a high price?

I bought a Audi 05 reg for 13k privatley that turned out to be stolen. The insurance company have now offered me 15k a ridiculous amount of money to buy it again, that they say is non negotiable. Does anyone know if I can get it cheaper maybe the insurance company is trying it on as they know I want it, or shall i let it go to auction and try and buy it back then.""

How much is Motorcycle insurance in TORONTO?

I'm a 28 year old male with an M1. I'm looking to purchase a bike like a 2000 GSX600-R and i was wondering how much insurance would be a month. If you are not from TORONTO, ONTARIO please don't bother replying because the prices in Toronto are usually outrageous so if you're from somewhere else, don't bother, i'm glad you get such good rates ;) also i have rode before many times, so no comments about a 600 being too big... i grew up on dirt bikes... thanks""

What is the best car insurance for me?!?

i dont know if i should be on my moms car insurance or get my own, and if i get my own, which one? im a female, 18, and live in New York. and i will probably get a car that is 4+ years old""

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I just moved to Texas and would like to know if my rate will be cheaper monthly here. I have heard from people that it is supposed to be but have no definite proof. I also cannot find anything else online.

Do insurance companies look into your driving record?

When getting an auto insurance quote they ask if you have any major violations. Do they only know if u tell them, or will they eventually find out of u lie?""

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im planning on buying a used Ford F250 diesel extended cab and want a general idea on what the insurance cost will be per month. im 16 soon 17 and i did complete driver training.

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I received a speeding ticket. If found guilty of it, how much can I expect of an increase in my insurance premium? It is my first ticket. I have USAA insurance. It is a minor infraction. (1 point in here in Cali.) Thanks for the help!""

How much would motorcycle insurance be for a 19 year old male in NY.?

If i am a 19 year old male and have insurance on my car and i have no tickets and one small accident that was my fault over a year ago how much would it be to add a motorcycle to this insurance, but im only getting as much insurance coverage that is required. I will not be getting collision or anything as bike as fairly old and if it gets recked i wont fix it. If you arent completely sure speculate as to how much you think it would be, any info helps.""

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I'll be eligible for a learner's permit as of next year after I turn 16. However, my parents refuse to get me a driver's license until I'm at least 20. They tell me that when you add an account of a driver under somewhere around 20 yrs old (can't remember the exact age) the insurance rates go up. I don't want to be taking public transit forever so someone help! Why do the insurance rates go up? How can I avoid making them go up?""

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I live in Connecticut, and I just got a car. I am only 17 so the car cannot go in my name because I am not 18. My dad bought the car, but I live with my mom (my parents are divorced), and my license says my mom's address. Is there any way for me to have to car garaged at my mom's house but it be in my dad's name/can I go on my dad's insurance? Reminder: this is for Connecticut!!! I really can't find this information online anywhere, so if anyone knows the answer/ has had this problem please let me know! Thanks!!!!!!""

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I need to know if the tickets that i got last year, but had them amended to non moving violations, will still affect my car insurance.""

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How much would insurance cost for a 2011 mustang or 2011 camaro?

for a 16 year old male driver please give a price range not anything like Too Much or Alot thank you

How much should i expect to pay for car insurance?

im 20/ male/ new driver/ will be driving a used, regular, good condition, non-sport-car sedan, or something of like/ and in los angeles ca thanks""

Anyone know a cheap Health Insurance Cover for myself?

Im single, 27 years old and living in Victoria/Melbourne""

Where can I get affordable life insurance with good benefits?

I have 4 boys 19,18,15 and 13. So I will like to insure my kids. I live at SF, California. Any advice?""

NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.ne... Liberty Mutual Etc.?

NJ Car Insurance? What do you think of http://www.NJ-Car-Insurance.net Liberty Mutual Etc.

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Assuming the car is fully paid for, how much would insurance cost on a rather cheap ($1,500) car in Florida for a 23 year old with a spotless record. If an exact amount is too hard to find, a ballpark estimate would help.""

Should I put my car insurance under my name or my dad's name?

I'm 22 years old male, clean driving record, my dad just give me his 97 Lexus ES300, and we own the car together, so both his and my name are on the car registration. The ...show more""

Please Help...Will i be able to get any health insurance?

Im a 21 yr old female, who benefits from deferred action. im currently working two jobs and going to community college. money is TIGHT. i know being protected under deferred action will not provide me any health insurance help but can i still be able to get ANY help? im a type 1 diabetic as well and the cost of insulin and doctor visits skyrockets every single time. i live with my parents but i dont receive money from them. i guess long story short. can i get any type of health insurance? if i dont die from diabetes ill die from the cost of it hahaha. i live in Southern California if thats any help. thanks in advance :)""

What is the best insurance company?

I am buying a Cadillac Cts and need a good and cheep insurance company. I am 16 and have taken my drivers Ed. Should I get Gieco, allstate, state-farm, or nation wide. please help what do you have. I live in florida 32967""

How much do insurance agents make per hour? California?

I went to an interview and was ask what yearly salary I was looking for. I wasn't sure what to answer. I live in California. The position is going to required me to travel to two different offices. The company is called Fiesta Insurance. Thank you

How much is it to add a second car to the insurance.?

im getting my first car and im wondering how much it would be to add it to my dads insurance plan.It is a 1990 firebird

""How do I get quotes on things such as insurance, utility cost, and building remodling?""

how do I get quotes on things such as insurance, utility cost, and building remodling when I'm writing a business plan? We finally have found a great location for a bar and grill we have wanted to open and a business plan requires a lot of estimating costs and I want to find the most accurate figures so that I can set myself up for success.""

How much does auto insurance cost for a 17 year old boy for insurance companies?

I'm in the u.s.

Who's the best company for young car insurance?

I know the kind of car to get for cheap insurance but i'm still looking at around 3000 for insurance, i was just wondering if there is any companies out there people my age can actually afford.""

Car Insurance pricing question?

I'm trying to understand how the insurance for each of our cars gets chosen. We have a 2007 gmc yukon XL (biggest of the 3), a 97 mercury grand marquis LS, and a 2001 gmc Sierra (pickup). Of these 3, the grand marquis is the most expensive, then sierra, and the cheapest insurance belongs to the yukon. Just trying to figure out how this works...""

Which state has the most affordable health insurance?

Health insurance for someone with a preexisting condition?

I have heard about plans that are available through association memberships with limited benefits. Is this a legitimate method of obtaining coverage for someone who is otherwise ineligible for insurance? Any other suggestions? The high-risk pool insurance in California is not affordable.

How much do you pay for car insurance and on what company?

Im tryign to find the cheapest.

Are you going to purchase health insurance as required by law ?

Now that the public option is off the table ? http://news.yahoo.com/s/ap/20091209/ap_on_bi_ge/us_health_care_overhaul Where's the guarantee that it will become affordable ?

Where can I find cheap auto insurance?

I have a spotless driving record and pay my premiums on time every month. I signed up for AMICA insurance a few years ago because they only cared about your driving record so my premiums were low. Two years later they decide to do a credit check on all of their customers and they saw I have a wage earner. Regardless of my spotless driving record and my dependability on making all of my premiums on time they upped my premiums substantially because of bad credit. Its not fair. When I signed up they did not do credit checks and went solely on your record. Where can I find an insurance that charges you fair premiums based on safe driving record?

Does insurance follow the car?

I have a license, and want to drive, but i can't afford a car of my own. I want to drive my grandmother's car, but my mother won't let me because your insurance doesn't cover that . But, i thought that the rule of thumb was that the insurance follows the car? If i was pulled over in my grandmother's car, and she had insurance, and the insurance i have copied in my wallet is under a different car, would i be in any legal trouble?""

What is the best health insurance for me?

I'm a 21 year old male. I think I need to get some health insurance. I want to pay the least amount that I can per month or least amount per visit or both any input is great thank you :)

How much is monthly insurance rates?

What are the things you pay insurance for and how much...

""If I have health insurance, should I not pay for certain coverages on my car insurance?""

I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage: -BODILY INJURY LIABILITY -PROPERTY DAMAGE LIABILITY -UNINSURED MOTORIST & UNDERINSURED MOTORIST I'm under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?""

Car Insurance for Citroen Saxo?

So i've been looking at cars seeing as im 17 and learning to drive. Well i really like a car ive seen which is a Citroen Saxo 1.1 litre and 2003 model. Round about how much insurance would it be? one of my parents would be on the insurance also and they have no claims. I'm female by the way if that makes much of a difference? Help would b appreciated :)

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https://www.linkedin.com/pulse/state-farm-car-insurance-quote-vincent-bryant/"

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decadenttimetravelmentality-blog · 6 years

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Where can i find a cheap car insurance?

"Where can i find a cheap car insurance?

i live in UK from 2011 and i am self employed. i have a very cheap vauxhall and i pay nearly 2000 a year on car insurance. i want to have a second car to be clean and for social use only but i will need to pay an extra 1000 per year. i am 27 years old and have 5 years EU driven licence. can you advise me in any way?

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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Someone told me if a person files bankrupcy, their auto insurance premiums increase. Is this true and how do insurance companies justify the rate increase?""

Where can I find salvage motorcycles directly from the insurance company?

I'm interested in purchasing cheap parts bikes directly from the insurance companies after a wreck. I am mostly interested in Harleys and I don't have any interest in these gimmicky websites where you pay a fee and there are not a lot of bikes. I've looked at ebay but these are usually bikes being sold from the person who bought it from the insurance company (ie premium). There are some public auto auctions, but these are usually only limited to dealers. But maybe that is my only choice?""

Car insurance for 21 yr single female scion fr-s/ subaru brz?

Does anyone know from personal experience about how much insurance for this car would cost? good student driver discount on parent's policy accident free.

Pregnant. insurance and medicaid?

i just found out that i am pregnant. i called my insurance and they said that i am 90% covered and that i would be responsible for covering the other 10%. can i still apply for medicaid to cover that 10% or will that have to come out of pocket?

Is it misandric that young men have to pay more for car insurance?

I mean, its noted that young men tend to have more severe accidents, than women and older men - but isnt this just another case of generalising based on age and sex? A similar generalisation made about women, would have caused an uproar and certainly no policies would have been based on such generalisations about women - as it would face immediate protest, then why is it OK to generalise young men like this? Source : http://education.yahoo.net/auto-insurance/articles/why_do_men_pay_more_for_car_insurance.htm""

How much is insurance?

I have a 1971 Ford: Charger. It is fully restored with a 550HP+ engine. I have no air bags, but I have racing seats (seat belts like NASCAR). It has great speed but ok handling. The brakes, suspension, etc are are new and installed customly. I am 15, but I need to know how much insurance is when im 16-18. If you have any more questions about my car t o determine the cost. Feel free to ask me at [email protected] with LOOK as the subject. THX""

What is the best car insurance?

What is the bestt car insurance for an 18 year old?

What is the positive & negetive aspect of Term insurance?

Why insurance agent do not show interest towards term insurance. Why they insist on ULIP only.

Is it legal for insurance companies to require that you have a certain amount for personal bodily injury?

coverage before they can give you an insurance quote.

Can anyone tell me about selling insurance as a career?

A friend of the family sales insurance through State Farm. He has offered to mentor me and show me the ropes in the insurance business. I know absalutly nothing about insuarance. Is ita good career? Is it difficult to do? How much money do you make? Im in California. thanks

""Mortgage, HOMEOWNER INSURANCE, lost jobs advice.?""

I need some advice! (Please, please keep your advice to constructive criticism, please) We are coming out of a messy situation where we both lost our jobs. But now we have acquired ...show more""

Should i buy car insurance through a family member ?

My grandpa is a insurance agent and I'm.wondering if i should.purchase car insurance through him

What cars are cheap to insure? UK ?

i know it depends on individual person but, in general, which cars have the lowest insurance? thanks""

What are the best car insurance sites for a 17 year old male?

Im just looking what sort of prices id be looking at for insurance for small cars (1.0/1.1 engines) and cant get a quote under 3000. Who are the best insurance providers for recently passed 17 year olds?

Insurance costs on a Range Rover?

I'm only 14 right now but since I am a massive car fan I have already come up with a selection of cars. Most definetly euuropean though. My idea was the 3.5 litre that Land Rover had in the Range Rooney (Top Gear reference) I hear insurace is higher for SUV's and convertibles. I think a Rage Rover could be good for practicality, and even though they are slightly unreliable I was thinking put in a new engine. But I also had ideas for a used Mercedes SL hardtop (if they had any). I also like the VW beetle (original). I would think my budget would likely be $4000-5000. I just remembered I also wanted a 1997-99 Jaguar XJ long wheeelbase. So if u can please make a suggestion for a European car with 6 cylinders or more preferebly British or German and tryy adding what insurance might be pllease. Thank you.""

Where can i find a cheap car insurance?

New Brunswick Motorcycle Insurance is based on...?

I will be moving to NB this summer (from BC), and was wondering how the insurance rates out there are determined. Here in BC there are a number of insurance brackets (based on displacement) which determine the base rate. All bikes in any one bracket pay the same, so a 600cc sportbike is cheaper than a 883 Sportster (these are only for liability, theft and collision are based more on $$ value). In general, is it the same in NB? Would I save money by going to a smaller bike (I currently ride a 1127cc Suzuki GSX1100G), assuming the actual $$ value of the bike was about the same? Does the type of bike matter? I'd ask an insurance agent, but they are usually pretty reticent to explain how their rates are determined. Hope you can help.""

How much should insurance for a 20 year old male driving an 81 corolla cost. no tickets at all?

Are Saabs reliable and cheap to insure?

Hi, I'm a 16 year old male and I've been wanting a Saab since they are cheap (2004 model) and very nice looking. Do they break down a lot like jaguars and range rovers or are they very good and have no problems? How much a month is it to insure one also?""

Vehicles with lowest insurance rates?

I live in Ontario Canada. I'm needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I'm looking for a car that is good on gas and easier on the wallet for insurance. Thanks

How can i get relatively cheap car insurance?

I'm 17 and just passed my test as you know first time drivers is extremely expensive to insure. As none of my parents drive I cannot go onto their policy so I'm having to start my own policy where the prices are ridiculous for an old car, but my friends have been telling me how there siblings etc. have started there own policies for as little as 1800 an this is their first year driving when all i can find is stupid prices such as 18,000 can anyone help please, please please!""

Question about health insurance & pre-existing conditions?

Shortly before being taken off of my parent's insurance plan, I was diagnosed with a thyroid condition that requires expensive blood tests and regular office visits. I have applied for insurance through my job, and when reading the bylaws I noticed that it does not cover pre-existing conditions. Will my thyroid disorder be considered a pre-existing when I was diagnosed only a few months ago? Will I ever be able to get any kind of insurance coverage for this disorder now?""

Can my Friend put me under his car insurance?

I am 18 Years old and have had m licence for less than a year but when I get a quote from an insurance company they tell me that I have to pay within the 300-400 range because I have little experience, never had insurance, have no credit and I am a noob... Well, even though I am only driving my car 10 miles a day, it seems like they do not want to trust me on the road. So I asked my friends (because my mom doesnt drive, and I dont get along too well with my family) and he is willing to put me under his insurance... But can he? Would he be the owner of the car and I would be the co-driver? Just let me know any ways I can work this out... Thanks.""

Do you work for a major corporation and do they offer health insurance?

I have worked at the same place for 20 years. The first 8 they didn't offer insurance. Now they do, but I pay the premiums. How about you? Do you work full time? Does your employer offer health insurance? Do they pay or do you? How many people DON'T get offered the option to purchase health insurance through their employer?""

Will my insurance be through the roof?

I am 16 years of age, and I own a '85 2.8L V6 Fiero GT. It's of course 2 door and a sports car. I have the title and plates all ready in my name. I was wondering before I go to get insurance Monday, do you guys think it will be expensive for me? My mother is adding me as a second driver and sadly I am not carrying a B average for that discount. I tried getting some quotes from Progressive it was 650 and Nationwide it was 800, and my mother uses Nationwide. I am not sure if I did the quote correctly though because it shouldnt be that much! Please any helpful idea's or thoughts! Thanks.""

Do you guys know of any cheap Car Insurance places in Raleigh NC ?

I am 18 yrs old i dont have my license but im trying. I need car insurance but i cant find a good place. I want something that will allow me to getright my license right away. I dont want to wait. Any ideas? ohh and i dont have my permit so im in a bad place. I NEED HELPPP PLEASE and THANK YOU!

Which car is cheaper on insurance?

for my first car I am 16 years old secondary driver plus I took a driving course to minimize 30 percent which of these three is cheaper a BMW M3 E46 BMW E39 M5 or a BMW 330i ZHP I am only interested on insurance and is it possible the m3 can be cheaper because it has less horsepower and a smaller engine.

""Buying new car over weekend, But need insurance?""

Ok so I am most likely buying a used car tomorrow. This will be my first car as I am 16 and need something to drive to my job yada yada yada. Anyway, tomorrows a Saturday and my insurance company is closed and my parents need to add me to their policy. Since we are not trading in a car, we dont have a policy to carry over to the new one which I know some insurance companies do. Also, I have Farmers insurance so I am not sure what their policies are over this sorta thing. Any help is appreciated. Especially if you have farmers insurance or have had this kind of problem with them.""

How much homeowner's insurance do I need?

I am purchasing a peice of property and a modular home that is not new, it is maybe 10 years old. I am doing the whole owner finance/contract for deed deal so I am having to pay 120,000 for the place. I think it is worth less. But hey, that is what bad credit gets you. Anyway he said I would have to buy homeowners insurance and I asked how much and he said 120,000. This home itself without the land especially is not where near worth 120,000!!!! Why would I need that much? And if something happened to home would it be right for insurance company to pay 120,000 for a 10 year old modular home. May be even a little older for all I know but it is not 120,000!!!! What is the minumum that I should get? I don't have much money and never had homeowner's insurance.""

Can a person with kaiser permanente insurance in colorado move to arizona and retain that insurance coverage?

Cheapest car insurance in Florida?

I need the cheapest car insurance possible for my husband who rarely if EVER drives. His license is suspended, so I drive everywhere (except an extreme emergency), but since we are married, Geico insists we pay for both to be insured. Anyone get around this or find a great insurance company that could get me some reasonable rates in FL?""

Car insurance rates depending on a car?

If i'm getting a new car I dont really understand insurance. What will make my insurance rise. I have been hearing it is the model or how new my car is because im looking into a few new cars. Thank you.

What kind of new car is the cheapest to insure ?

I currently drive a leased 2011 Hyundai Santa Fe SUV. The full coverage insurance on this car is now $113.00 per month. Last year it was $108.00 per month. I will be in the market for a new leased vehicles soon and I want to know what cars or SUV are the cheapest to insure. Any websites I can look at ?

Which Of These Cars Has The Cheapest Insurance ?

For a first time, 17 year old driver ? Vauxhall Corsa Fiat Punto Daewoo Matiz Ford Ka Ford Fiesta Rover 200 Renault Clio Ford Puma Thanks, I will choose a best answer aswell Any help appretiated =)""

What insurance companies are available for a 62 person with Diabetes?

62 year old needs health insurance in California. She has type 2 diabetes which has been under control for several years. However, she is ready to retire because no company will hire her. How can she find health insurance?""

Prelude vs Subaru on Insurance ?

Which one is typically cheaper? Between a 97 - 01 Prelude and a 00' Subaru 2.5rs Iv heard prelude insurance is expensive. I know wrx insurance is insanely high but im thinking the 2.5rs must be cheaper since its not turbo'ed.

How much would a teens insurance be for an 08 ram 1500?

Family friend is turning 16 in a few months. She's looking to buy an 08 Dodge Ram 1500 from her friend. How much (about) would her insurance be/year? She is being put under her mother & fathers insurance plan. They have no accidents/tickets/anything that would boost their insurance. They have Nationwide. Can anyone give me an estimate of what her yearly or monthly insurance would be?

Which cars are cheap on insurance for a 20year old new driver? And which cars dont drink petrol fast?

I am doing an intense driving course, i would like advice and which cars aint too high on insurance and also which cars dont drink petrol fast as i know some do!""

Motorbike insurance cost?

hi all i have just passed my bike test and was wondering how much insurance would be for a 125, 250 range engine im 18, 0ncb any suggestions would be good cheers""

Anyone who has state farm car insurance?

i'm going to be 17 soon and i'm planning on getting my permit. i live with my aunt so if i get my license i would most likely be under her name for insurance. the problem is that shes worried that if i do get into a huge car accident, then theres a chance that we would lose our house. but i really need to drive because i need to work and my aunt is working too so it would be hard for her to drive me to work. she also said that car insurance for teens is really expensive and i know that that's true. what should i do? by the way she has state farm insurance and i would need to get a car to drive if i get my license because my aunt only has one car right now. but im definitely not going to get a new car, probably a used compact car like honda, mitsubishi, or hyundai because i know that the age of your car and the type of car you drive effects how much your insurance will cost. any advice on what i should do?""

Re. Car insurance?

Anyone work in insurance buisness? I have 2 cars, my mobilty car and a smaller car. I origionally bought it for my wife as she doesnt like driving my mobility car as its too big. I was advised by insurers to keep car in my name, Using my insurance in my name with my wife as a named driver and my 18 year old son who as of yet cannot afford a car as he is attending college and only gets 30 a week EMA if he attends. My wife and I want to give him the car as a joint 18th and christmas present. Now I am stuck if I hand ownership to him and he is pressured into taking out his own policy, my insurance that I have built up over nearly 35 years will possibly be voided and if I need to insure another car in next 3 years after my mobility car is handed back, I may loose my max NCD. Can I legally keep car in my name also my insurance and make him a named main driver, my wife as second and me as third. I have life threatening illnesses and want to give my kids their own cars. cont'd""

Where can i find a cheap car insurance?

Canceling Geico car insurance?

I've had Geico insurance on my car for the past year and I've found a much better rate elsewhere and plan to switch. I'm in Virginia. How do I go about canceling with Geico? Do I have to wait until a certain time (end of 6mos, etc) or can I do it at any time? Is there a cancellation fee? Thanks!""

Affordable Malpractice insurance for doctors if Obama care passes?

How would that sound?

Going to buy a new car tomorrow. Insurance Question.?

I will be getting a new car tomorrow. (It is actually a used one from a dearership, but new to me). Anyways, I was wondering about insurance. I live in Minnesota where it's state law to have insurance and also I need insurance because I took out a loan. My plan was to get the insurance the next day. Would this be a problem? I would be driving my car around without insurance for a whole day. I still have my current car which is covered and I will be getting rid of quite soon but I wont be driving that tomorrow after the purchase is made. My questions are, would I get in trouble if I were pulled over and don't have insurance, and what happens if I get in an accident on my way home from the dealership?""

Car Insurance?

I just got my license and my parents bought me a used car (03 Nissan Sentra). It has insurance under my mom's name, but not mine. Can I legally drive that car and if I do get into an accident driving it, will it be covered?""

Will my insurance be high?

I'm 16, turning 17 soon. I have strait A's so I get the driver discount and plus my insurance company has a program you can do for an extra 15% off which my mom is going to make me do. I'm a girl so I know my insurance will be less then a boys.. But If I got my own car ( years around 2000-2009) will my insurebce be extremely high?""

How much will insurance cost for a 16 year old kid with a licence.?

how much more will it cost to add him to his parents insurance, and its MERCURY INSURANCE""

How much is motorcycle insurance in BC Canada?

I am thinking of getting a motorcycle when im 16 and get my Learners. how much would insurance cost? I live near vancouver BC

""Average homeowner insurance for SE Cape Coral, Florida ?""

Does anyone know the average house insurance for the SE area in Cape Coral, Florida. I know that it has gone up because of weather conditions, but I was just wondering what the average insurance is right now. I am thinking about buying a house that was built in 1992, it has a hip roof, and is equipped with storm windows and everything, if this may help. Thanks for the imput!!""

Are there any well known and reliable insurance companies in Florida that provide homeowner's insurance?

Seems that every insurance company is leaving Florida.

""Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud?

I am a student and Im poor!

Cheap car insurance companies?!?

Does anyone know of any cheap or fair priced car insurance companies? Any suggestions will help??

How much would car insurance be for a 17 year old girl.?

I live in michigan, we own our house just a simple house 2 cars. working parents, we have 21st century and i'm trying to do as much research as I can before I make this offer to my parents, I have no car yet i'm wondering how much do you guys think my insurance would cost? please don't send me to another website if you've been in this situation tell me how much you payed and your story(how many cars, insurance company, etc) thank you so much to those who will help! I'm thinking maybe $150 or $200.""

M2 and G1 car insurance?

As I noticed in drivertest.ca site that if you a holder of M2 you can drive G class vehicle under the condition of getting G1. So that means M2+G1 == G2 in one way (I mean G2 won't equal M2 + G1) So anyone have an idea how much insurance I have to pay for getting a car (i know a lot of details here but consider cheap car and no experience at all)? This info about M2 + G1 = G2 is from here: http://www.mto.gov.on.ca/english/dandv/driver/gradu/index.shtml Note: Class M2 and Class M licence holders may also drive Class G vehicles under the conditions that apply to a Class G1 licence holder. Thanks in advance

Why do auto insurance quotes change day by day?

I received a quote today online, then went back to the same quote today and it was $22.00 more. I didn't change any of my info. Why do these quotes vary day by day? Is there a particular time I should search for quote? Thanks in advance for your answers!""

Are there any car insurance companies that don't use a social security # when determining your rates?

I think it is horrible that they base car insurance rates on your credit history. Having bad credit doesn't make you a bad driver. If they are worried about you paying the bill, why do they make it HIGHER if you have bad credit? Isn't that a little messed up? Are there any companies that don't do this?""

What companies offer good Business Insurance?

We are a small production/post production company for film/TV/marketing and need business insurance. We are located in Sherman Oaks, CA. Would appreciate suggestions for which companies we should reach out to.""

Want an awd turbo car with low insurance?

Im looking for an awd turboed car that has low insurance. Evos and sti insurance is 400 a month. I don't want an audi. I want something fast tho. What do you think. Thanks

Is it illegal to drive without auto insurance in Fla?

Someone told me that I absolutely need insurance on my car or I could face charges. Is this true?

How much auto insurance do I need if I own a home and some other assests?

My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing ...show more

""How much is Homeowners Insurance in FL on a $150,000 home?

I'm a first time home buyer and very curious how much cash I'm going to need before closing a house.

How much is too much for insurance?

Hello. i own a 300zx twin turbo, i have modified it my self with some stuff.. but thats not importent right now. my question is that the cheapest insurance i can get for it with full coverage is around 250 a month..Im willing to pay for it, just because i love everything about this car.. but to my self i think its far too much. im 19 years old, and i was wondering what kinda stuff brings down the amount i would have to pay for insurance? ( i got my license when i was 18, ive had it for about a year now) thanks.""

Can i switch car insurance from one car to another?

i have a car with car insurance on it, but i am going to buy another car, and i want to take the car insurance off my old car and put it on my new one. is it possible and if so how do i go about doing it?""

Roughly how much per month is Homeowners Insurance?

What is the 12 month insurance premium for a $100,000 house?""

Insuring a second vehicle?

My husband and I both have our own vehicles but have just purchased an old Land Rover for towing our trailer tent. We have been searching insurance companies online for a cheap quote but have been getting quotes for 1000+. We only want to use the vehicle occasionally & think this is a ridiculous amount of money to pay for insurance, (especially as the vehicle only cost us 600 to buy.) Can anyone recommend a company that provides insurance at a reasonable price for an occassional-use vehicle? Thank you""

Insurance for driving my bf car?

I am getting my driving license, how much roughly will cost the insurance to drive my boyfriend's car? It is an old petrol skoda... Thank you!""

Where can i find a cheap car insurance?

https://www.linkedin.com/pulse/personal-health-insurance-frank-hill"

0 notes

goddess-complex · 7 years

Text

8/29: first day back, long ass personal journal entry

my first day back at school has been amazing. i procrasstinated packing (of course:P) so i was up all night stuffing suitcases and at some point, i put on a channel called METV cause it was playing an episode of alfred hitchcocks show and ended up losing the remote and spent several hours in a sleep deprived, early AM twilight zone of packing while weird old sitcoms kept playing?? like the facts of life, and this weird show about a teacher and the donna reed show and one show about a train?? a family who runs a hotel near a train? then at like 5 am i love lucy came on, by that point, i was practically delirious. but i went shopping with my mom and got shoes and wine and hair stuff and then came home, my brother made eggs and my sister made sausage and we just ate breakfast and i said bye to everyone and left with my dad. i was feeling a liiiittle sentimental and eating my leftover frozen cookie dough custard in the car but then i knocked out while we were in NYC and woke up in CT. getting to hartford and getting back to campus was actually so nice.

unloading the first bags, i saw the CUTEST, TINIEST LITTLE CORGI PUPPY!!!! SHE WAS SO SMALL!! the guy walking her was a fuking angel or smthn idk and i was so happy to just pet her!! two of my roommates (the two im closest friends with sarah and matt) were home when i got there and we said hi and my dad helped me unpack. then my dad took me to walgreens to pick up some stuff (i realized i forgot my toothbrush and showercap while we were ten minutes away from home) and he gave me some money and left. its always a little sad, initially, being left without all of ur family?? like you know? even if they bug you, like, you spend so much time with them thats its a little disconcerting to suddenly be 2.5 hours away in another state without any of them. and im very attached to familiarity (taurus rising, cap moon!!!) so being at home where i spent 16 years of my life is very natural and comforting to me, idk. im trying to get over it a little, bc its limiting to me, i wish i felt as comfortable in new places as i do at home, anywayyy

i really love the apartment. we only have two folding chairs for living room furniture lol but we’re going shopping soon. the kitchen is full of food and appliances already cause everyone else moved in before me. theres two full bathrooms, the upstairs on has a tub! we have SO MUCH fucking closet space its amazing. im rooming with sarah and the room has 3 decent sized windows, plus one full floor to ceiling one near my bed! its cozy and it lets in a lot of light. we’re close to the campus market and subway and not at all far from the academic buildings, its like, perfect. i half-assed unpacked a little, my other roommates, ryan and chris came back and everything was just really chill.

so then, sarah and matt were talking about smoking and our friend liam came through because he happened to see sarah through the window. so the 4 of us grinded up liams weed and made tea and just chilled listening music. theres this big ass bag of mini chocolates that i have eaten like 7 giant handfuls of. i hit up my bud guy, and went over to get a dub (a hugeee dub) and got lost trying to find his apt lol. i stopped to say hi to my drama club friends and find out THEY ALL LIVE 2 APARTMENTS DOWN FROM ME!! its literally 3 apartments in a row thats all my friends!!! i live so close to my favorite people on campus its so cool.

but i got back and matt had gone to bed cause they have an early class. so me sarah and liam smoked in our room. then liam left, and sarah went to bed but my OTHER friend kaia came through! she dropped out to go to a community college but she lives near the school so shes on campus a lot. and ryan and chris were up, so i poured everyone huuuge glasses of the wine i brought and ryan gave me some mac and cheese and we just hung out. i was really obviously high but like it was ok?? theres so much freedom in the village (the dorms where i live) i love it, its amazing. so kaia brought her dog lilli and it was so fun. we ended up going outside to smoke a cig and drink boujie wine spritzers i made with like, 7up and white wine (which were surprisingly good?) and ran into some of my drama friends, (different) chris and katey. so 4 of us just sat outside and chatted then MORE people came by, a DIFFERENT liam who kaia’s good friends with and his gf jackie who i know from a club we have together. and this kid andrew from rugby. so liam invited us over to his to smoke (again!!) and we went and he had flavored papers and we just chilled with his roommates and smoked in his room. so im SLUMPED at this point, remember i only slept for like 2 hrs in the car, so i go back to mine with kaia and we hang out for a bit. she has work at 6am (shes like, the captain of a row team or smthn?? but she gets paid? idek) so its like 12 or 1 and shes gonna sleep for a bit over in our living room until she has to leave. so i went to bed. it was SUCH good first day, i just KNOW its gonna set the tone for the year!

so today is the first official day of classes and i still have to finish/ (start) registering..... i dont have a schedule yet....i figure ill do it today and start tomorrow, which is only one day late, so its not that bad right?? lol. i mean i KNOW its bad, but the consequences aren’t dire, i just have to find classes that are still open, which i registered late last time and it wasnt so hard to find open classes. thats my dirty secret of the moment lol, i have NO CLASS. so today i woke up early a little weed hungover (foggy brained ugh) and its such cool, gray weather. its almost 10 am.

i had a cup of coffee and my adderall and when im done writing this, im gonna shower and wash my hair. then i have to go around to different spots on campus to ask if they’re hiring. hopefully ill get a couple job applications. then/or before that, i have to go to housing and get my apartment keys (they were closed yesterday) then i figure ill probably come back home, hit up some of my friends i havent seen yet, and do some more unpacking/ laundry.

around 4, im gonna take my stuff and go to starbucks for lunch and register for classes. then ill probably do some quick food shopping at the campus store. i have 1000 dining dollars for the semester so thats about $250 food budget per month, which is cool. i also have 100 dining hall swipes, but im probably gonna save those for eating with people. i feel like all the bad things about last year are gone. like, living in an apartment is so much better than a dorm. i just like living with people i actually like, know and can talk to. vs my roommate last year who got really fucking weird like 3 weeks in and we dead just stopped talking at all to each other whateverrr though, its a new year!

after shopping im probably gonna come back, finish unpacking/ decorating/laundry and find out dates and times for club meetings and auditions cause i missed the club fair. kaia’s coming over later bc i left my ipad in her bag, so we’ll probably do something or at least smoke. i have a really fat dub lmaoo. kaia knows so many people she just always has something going on. its gonna be a good day and a good year im optimistic, but realistic!! im gonna MAKE it a good year

#me #personal #diary #journal

0 notes

ds4design · 8 years

Text

When the trolls come at you over birth control coverage, here's what to say

If you're a woman who, on the internet, has tried to defend widely accessible and affordable birth control, you probably know all the counterarguments by heart: "Why should my tax dollars make it easy for you to have sex?" "I don't want to pay for what you do in the bedroom". "Don't have sex if you can't afford to get pregnant".

Such comments conveniently gloss over the complexities of real life. But it's also easy to trot out similarly simplistic responses when arguing for birth control. Women and their allies are tired of having to defend something that seems basic, but the important thing to remember is that you're not trying to convince the troll. Instead you want to sway the social media audience watching your exchange. You're playing to the crowd.

"Most of these claims or moral arguments don’t take women’s interests very seriously."

That matters because informed public debate of birth control is critical right now. The Affordable Care Act, commonly known as Obamacare, requires insurers to provide federally-approved methods of contraception without a copay. Republicans, who plan to repeal Obamacare but haven't introduced a replacement yet, have indicated their bill won't have the same requirement. Millions of women could lose access to affordable contraception as a result.

Public polling shows that a majority of Americans support full birth control coverage, but Republicans aren't in that camp, and trolling comments on social media can amplify a much different narrative. Some critics will never be convinced, but if you choose to take on their talking points for all to see, here are six things to keep in mind:

1. It's not "free" birth control.

First, the government doesn't send bureaucrats out to roam the streets with bags of free pills and IUDs, tossing them to the nearest random woman. Instead, insurance companies and clinics work with doctors and pharmacies to provide them to patients at no additional cost.

People who receive copay-free contraception typically put their own money into the health care system by paying taxes and private-market premiums. Last year, people with employer-sponsored health insurance paid on average $5,277 toward their family coverage. Low-income Medicaid recipients may also pay premiums for their insurance.

It’s not FREE birth control. We’re asking for coverage by the health insurance we ALREADY pay for.

— Not My President (@missmayn) February 7, 2017

While eliminating the birth control copay saved women a lot of money, they continue to finance their own health care while also subsidizing services for fellow Americans.

2. Birth control is for planning pregnancy.

People who oppose copay-free contraception often associate it with promiscuity or irresponsible sexual behavior. The simple truth is that birth control helps women prevent and plan pregnancy. (It can also alleviate symptoms of medical conditions like Polycystic Ovary Syndrome.) That's pretty thoughtful decision-making, and yet, critics get stuck on sex, a nearly universal expression of human desire and intimacy.

We tend to talk about BC being used in 2 ways: pregnancy prevention or a health issue. But preventing pregnancy is a health issue!

— Jessica Valenti (@JessicaValenti) January 14, 2017

Arguing about why people are having sex, or under what circumstances, is ultimately a distraction from legitimate practical concerns about not getting pregnant. Demanding that people wait to have sex until they’re ready to conceive just isn’t realistic, says Lawrence Nelson, an associate professor of philosophy at Santa Clara University. That logic would make even the most committed married couples chaste.

"Most of these claims or moral arguments don’t take women’s interests very seriously," Nelson says.

3. Preventing unplanned pregnancy is good for women, families and taxpayers.

Under Obamacare, birth control is considered preventive health care, just like vaccinations, routine checkups and breast pumps for new mothers. That may seem odd but making it easy for women to prevent a medical condition — pregnancy in this case — saves the government and taxpayers a lot of money.

In 2010, the federal government spent $21 billion on births, abortions and miscarriages related to pregnancies that weren't planned. Studies suggest that unintended pregnancy leads to worse economic, health and academic outcomes among children. When women avoid getting pregnant at the wrong time, research indicates they're able to get more education and increase their earnings.

Not much of a fiscal conservative if you're unaware that every $1 spent on contraception saves the government $7+ on preg, delivery, & care. https://t.co/qJH5UxFxe9

— Chelsea Polis, PhD (@cbpolis) January 13, 2017

Adam Thomas, an associate teaching professor at Georgetown University's McCourt School of Public Policy, says that increased spending on family-planning services like expanded access to contraception is a wise investment. His research shows that for every dollar the government spends, it saves nearly $6. Another study indicated that savings could be as high as $7.

"Unintended pregnancy is a major public health problem," says Thomas. "Expanding access can address that problem."

4. Birth control can be too expensive with a copay.

Some people love to insist that every woman can afford contraceptive copays if she tries hard enough. But before Obamacare birth control frequently cost women hundreds of dollars a year, depending on the method.

The most effective forms, like the IUD and hormonal implants, had an upfront cost of several hundred dollars. As a result, some low-income women, constantly making hard choices about which basic need to prioritize on a limited budget, used less effective but relatively cheap contraception (i.e. condoms).

"We already know who’s going to suffer the most if and when they roll this back."

Understanding that dynamic is key to tackling the problem of unplanned pregnancy, but there’s almost no point in arguing further with someone who refuses to believe birth control with a copay is out of reach for many women. If they're not willing to believe and trust women's personal experiences, they won't defer to you. And if that person starts mocking a hypothetical woman’s grocery store purchases or cell phone bill, for example, in order to attack her reproductive health choices, the conversation has lost its perspective — and arguably its sense of decency.

"We already know who’s going to suffer the most if and when they roll this back," says Alexis Cole, policy manager for the reproductive justice organization Urge. "It’s those that had the hardest time affording birth control before — young people, immigrants, women of color and low-income families."

5. Yes, some sexually active women don't use birth control. Talk about why.

One stereotype tends to throw the birth control debate into chaos, and it's the notion that many women gleefully have sex without protection, consequences be damned. The opposition to affordable birth control is then built around the idea that women can't be trusted with their own sexuality, so why give them a means to prevent pregnancy. In other words, they just shouldn't have sex.

While it is true that some sexually active women don't use contraception, they make up less than one-fifth of women at risk for unintended pregnancies. That's a small group, but instead of pretending they don't exist, people who support birth control access should talk about the bigger picture.

Studies suggest that disadvantaged women, in particular, are ambivalent about unwed motherhood. The possibility of an accidental pregnancy doesn't constrain their risky behavior because they don't feel like they have much to lose, says Thomas.

Ensuring they have access to sex education and affordable birth control is important, but it might actually be more effective to improve their economic prospects. To hold those women up as a rationale for denying everyone affordable birth control fundamentally misunderstands their predicament.

6. Beware the slippery slope of refusing to "pay" for someone else's medical intervention.

If someone refuses to subsidize no-copay birth control on principle, do others then have the right to withhold their taxpayer dollars from financing medical interventions they find objectionable? The natural birthing mom might insist that her premium doesn't go toward medically unnecessary cesarean sections. Or Scientologists could demand their money never pay for psychiatric services because it violates their belief system.

Nelson says people can't plead a special exemption for their objections to birth control. Everyone who pays into the private or public health care system might have very specific wishes for how that money is spent, but that's not the bargain we've made to ensure people are healthy and have access to preventive care and essential medical treatment.

"To say this is different strikes me as not taking women’s lives as they’re really lived seriously, and what it means to a woman to get pregnant when she doesn’t want to get pregnant," says Nelson.

What it comes down to, he adds, is making birth control accessible and affordable so women are tied to the future they create for themselves, not their fertility.

"For women to really be able to live in the world as equals to men," Nelson says, "they need control over their sexual reproductive lives."

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