#and theyre so married to these systems that they wont even give the bare minimum to even try

[rxttenfish]

my most unpopular ttrpg opinion is easily: no, "universal" games cannot run horror and stop trying to run horror in games not designed to be horror

like, dnd by far is the biggest offender here, but i keep seeing it pop up again and again and im sick of it. i still have no clue why the ogoa ttrpg is in the cypher system or why the mystery flesh pit ttrpg also made this exact same choice.

there are systems made to run horror in. and you cannot just pick up and immediately transfer that horror to another system because so many of the mechanics are things which are fundamental in all other genres but literally fly in the face of horror or creating good horror. there are so many fundamental mechanics in ttrpgs of other genres that will immediately destroy any and all tension you are trying to build in a horror game. please, just stop torturing yourself like this. stop torturing the game like this. just pick up some indie ttrpgs already designed with horror in mind, for fucks sake.

[biscuitsngravie]

vent under cut // disability, injury

sometimes i wish i was just born with the disabilities i have now. like, im sure that i was already disabled to an extent (most teenagers don't get sick once a month for a year i dont think) but it's like

when ppl say ur one accident away from houselessness or disability they're right. cause after my first car accident i was mostly "fine" (fine enough to walk home instead of taking the ambulance cause i was scared of the cost). i was lucky that i ended up working from home for that year coincidentally enough. credit score? shot. finances? shot. but i could still "function" mostly.

then there was my second car accident. being the passenger, that quote about passengers getting the bulk of injury? yeah. couldnt walk, couldnt stand, could barely breathe. but i did it. did my at home exercises and learned how to mostly do things again. like yeah my back hurts more often than not, and i cant stand for as long as i used to, and there are these weird pains all over my torso sometimes, but im "fine."

then that fucking ladder months after my second accident. if those two didnt take me out, the ladder sealed the deal. barely able to do anything by lie down and stretch my muscles as needed. constantly on painkillers just to go to exist. and after months of physical therapy (i had to go to myself because it wasn't "far enough" to be covered, which included a minimum of an hour walk and occasionally more) im deemed good enough to go back to work for one hundred percent care. yay me.

im "totally" healed, right? buuuuut i just gotta do these back exercises every day for the rest of my life to stand and oh yeah, im at risk of scoliosis now. im "good as new," right? yeah for sure, i just need to take some form of painkiller on occasion because all the places that "used" to hurt (they never really stopped hurting) will have flair ups and, oh would you look at that, i cant walk today. i cant stand today. i cant breathe today.

im so tired. jobs dont take me seriously cause im not legally registered as disabled. but if i even put on the application or mention that ive at the minimum history of disability, they ask me if i can "handle" the job. they send me emails saying they "filled the position." so since im not "really" disabled they can just basically give me bullshit. and i would register, and i wanna register so bad! i want a prescription for a wheelchair, to get a proper crutch, or crutches when both my knees arent being agreeable. i wanna be able to sit in the fucking disability spot on the bus without people staring at me to get up just because someone with a visible disability came in or an elderly person walked on.

im tired of having to pretend that im not in constant fucking pain because im so young. young people arent disabled. black women arent disabled.

but its also so scary. to prove disability is one of the most frightening and dehumanizing processes ive heard of. even when i was doing the claim after i fell off the fucking ladder did prove to be a hassle. and that was in my favor. the fact that ive been working is definitely not gonna help the situation. "if disabled, why work? 🤔"

theres also the savings cap. i have trips i wanna go to, places i wanna be. having a savings cap on being a recipient of disability is actually asinine. theyre pushing to raise and it and GOD i hope that bill goes through.

they basically fuck you over if you're married so there goes my aspirations of partnering ig. countries that wont let you cause ur disabled. countries that wont let you immigrate because of disability. its all so much.

this is all so fucked and this system is so fucked and its so tiring. i just honestly wish i was just born with whatever i have going on right now so that id know what to do. i just woke up one day and now i have an entire routine just to exist and i just wish it was already part of my life in some way ig. idk.

part of me is so mad. why did i listen to those people pressure me to get a car? why did i have to comment on missing that turn? why did they try to make that turn? why didnt i just, idk, not fall off the ladder hello?? why didnt i just take the medical debt from the hospital? would i be able to walk better or get care or get a case and be approved if i just kept going to the hospital instead of working?

hell, those fuckers at the original emergency room didnt even touch me, saying that i'll "bounce back because [i'm] young." its been a year now. theres not fucking "bouncing back."

i cant fucking walk as well as i used to. i cant stand some days. some days i have to practice how to breathe. i just wish that instead of having repeated trauma i was just born with it or something so that this isnt new. i hope that doesnt come off as ignorant as fuck or rude. idk how else to word it.

i wonder about if i can even take the sports i want to next year. or if i can even work at this new job that wants me to work all these hours a week. idk. working all those hours a week is ridiculous anyway. if the accidents didnt disable me that shit wouldve eventually anyway ig. guess i just got a head start. look at me, an overachiever. i did next week's work, too, teacher.

i feel like if i could get diagnosed or if i got diagnosed as a child that i'd be "legit." that i woudlnt have to "prove" to anyone that im disabled. i hate telling people i hurt and hearing about how much i "dont know about." or hear "wait till ur older." im tired of having to constantly tell ppl that young ppl can hurt, too, just to divulge in my medical history to "prove" that im "actually" disabled. im so tired. i just wanna say my knee hurts and someone passes me an ibuprofen or acetaminophen.

[awesome-legendarystudentcho-blog]

Cheapest place to get insured on a friends car?

"Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206.  on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort.   whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!

BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 

RELATED QUESTIONS: 

Can I drive another car with my fully comprehensive insurance?

I have fully comprehensive car insurance on a car, I heard you can drive another car with the owners permission because you're insurance is fully comprehensive. (So if there is a crash my insurance will cover the costs 3rd party) Here's the tricky bit, I am on my friends fully comprehensive car insurence as a named driver. Can I (Being a named driver on his fully comprehensive insurence) drive someone else's car with there permission? Thanks in advance""

Why do insurance companies hate performance/modified cars?

It seems like the ideal insurance company wants you to drive a safe and slow bumper car and have absolutely no fun driving to and from wherever you are going. They assume that any sports car or car with performance enhancements means you will crash. It means you are a reckless driver and no good to the general public. It means you will blatantly violate the rules of the road and have no remorse for doing it. All of that is a load of crap... Most of the major car companies don't even offer, when getting a free quote, to see Ferrari's or Lamborghinis prices, they just won't insure them! Your expected to report any and all modifications to the company so they can jack up the premium. So why do they hate those types of cars so much?""

We are looking at buyin a house what insurances will we need and around how much should we budget for this?

We are first time buyers ans are looking to buy a house and we were wondering what are the insurances we need to take out and how much should we be looking at budgeting for this a month any help would be brill thanks x

""Car Insurance Cost, ages 16-22?""

I'm trying to get a rough Idea of what teens -20's pay for car insurance. Please list what company and how mcuh you pay, (*Don't List if your on your parents insurance*). Thanks.""

Car insurance question?

I only renewed my car insurance 5 month back and paying a load for it. I just found I can save 30 a month. on the whole I would save even after another initial payment. Would it be a good thing to swap insurance companinies for this and can I swap.

Does anyone know any good cheap insurance companies to insure my car?

Does anyone know any good cheap insurance companies to insure my car?

Can I buy motorcycle inssurance and not have parents know about it?

I'm 22 I live in my own apartment but my parents pay car insurance can I get a seperate insurance for a motorcycle and not have my parents know about it, also my friend who rides said bike insurance can be very cheap I just want minimum coverage how much would it be, thx!""

What is the best insurance?

Okay. Need the cheapest insurance for my boyfriend. He is 20, only three speeding tickets within a three years time, and wants a newer car.""

""Insurance rates for a 21 year old male, CA?""

I got my license when I was 19. I've been driving for two and a half years and barely found out I am not on my parents insurance. I was planning on buying a brand new car but I am now worried about insruance rates. I know they'll be high, but how high. I know insurance rates are based on age and experience. Is it likely I will be charged more because I have never been insured? Last time I checked for insurance I got calls for about 5 weeks straight. This time I don't want to give out any personal information. My question basically is will never previously having insurance before affect my rates?""

Cheap car insurance for 28 yr old?

I have a 2003 Grand Am. I've had it for a year. Until recently I had it in my mothers insurance policy. But hers has expired now and I would like to have it put under my own policy. I've had my license since I was 20. I've never had any violations, not even a speeding ticket. What are some cheap car insurance for my situation. I live in Kentucky.""

Auto insurance claim?

I was backing my car up and hit a light pole. If I file a insurance claim is this considered Collision or Comprehensive?

What is the cheapest insurance to get if you have a DUI and live in Cali?

What is the cheapest insurance to get if you have a DUI and live in Cali?

Will my car be fixed even though car insurance runs out?

Hi there. A car came into me the other day and bumped my car, I have fully comp insurance which runs out january 11th in my mums name, but i am the named driver. The car will have to have quite a bit of work done so im guessing it wont be fixed before this date. The other drivers insurance will be paying for the cost, the insurance and car is in my mums name, and I want to change myself to the owner (official through DVLA) and take out my own insurance before 11th instead of renewing with the smae company. Will they carrying on fixing the car if the insursance who have delt with the claim has run out, also will if be wrong if the car was in my name before the car was returned to my mum. I hope this makes sense, and i hope someone can help thanks.""

What are the cheapest auto insurance companies in eastern Pennsylvania that cover grey market automobiles?

I recently bought a 1984 Mercedes 500SEL and my insurace company says they will only cover my car for 30 more days until I find a company that will cover a grey market car. The guy I bought it from had it insured so I know its possible, but could you give me some ideas of cheap companies to start off at? I'm a newly licensed driver and am only 16, so please only give me companies that sell policies to 16 year olds (some only sell to 18 and above). Thanks.""

How much would my Car insurance cost?

Im 16 years old, i have my class 5 liscense, and i have completed a drivers ed course that supports safer driving. I want to buy a 1999 Acura integra, it doesnt have a vtec engine, and everything is pretty much stock, except sound system and rims. how much would i pay for insurance monthly?""

Car Insurance?

I am in the process of my my own car. I have been sharing my dads old car with my sister. I am 21, I got my licesnce when I was 18, and I have not yet had it three years. My dad called the insurance company and they told him it would be over 2600 paid in full because I have not had my liscence for 3 years, and in January it will drop. is this true, or does he just not want me to get a car?""

How soon until my fiances Insurance covers me getting married next week URGENT?

I just got diagnosed with Breast cancer and I don't have insurance my fianc has great insurance though his work and we are getting married next weekend. He has group insurance will it cover me and how soon.. Pre existing condition?

Why would i be refused car insurance?

have fleet insurance that covers any driver over the age of 25. I had an accident 6 months ago which i know wasn't my fault but unfortunately i wasn't insured at the time as the payments had been cancelled. The other party is trying to claim from my insurance company, is this allowed as i was uninsured and secondly the insurance company are now refusing to insure me, anyone else but not myself, is this allowed?""

Car insurance rates after having license for 3 years?

I'm 26, had license for only 3 years. About to get my own insurance, just the basic state minimum, nothing fancy. Nationwide gave me an online quote of 204$ for 6 months... That doesn't sound right, sounds low, that's about $35 a month. In January I got insurance for only s month and it was $70 a month... Of course I hadnt had my license 3 years yet.""

Insurance Rate difference Between hatchback And Sedan?

hello everyone, im interested in some information regarding insurance quotes. Im in the market for a 02+ Gti, or a 02+ jetta. The gti is 2 door hatchback and jetta is a 4 door sedan. Im 16 years old but im concerned now how much higher will insurance quotes be between the 2 when i start driving. Theyre both going to be manual. If someone has any idea please let me know.""

Switching insurance - will my accutane be covered??

In a weird spot - will be switching insurance within a month and a half... but i'm just starting accutane now... will the treatment be covered when i switch health insurance companies?! please help!

If I take out home/car insurance?

But don't declare a conviction for violence from 20yrs ago (when asked do you have any convictions ) would the insurance be void or if I declare would the quote shoot up

Dental insurance for an adult in need of braces?

I am almost 21 years old and will be getting braces within the year and was wondering if anyone knew of good dental insurance plans for adults that includes braces. Please, legit companies, preferably first hand experience with them. Thanks!""

Lowering insurance premiums in BC?

In BC after I get my class 5 drivers license(no longer an N) Is it likely my monthly insurance cost will go down?

""Car Insurance - 18 Year old added as a driver to parents car Insurance cost, high?""

My mum who doesn't drive very much is considering selling her crappy car which is probably gonna fail the MOT. But since I have a reasonably good paying job at 18, I thought, may as well spilt on a car, get something I want and will maintain, and she can use it as long as long as part of the insurance is paid off. So my mum pays around 50 a Month on a Daewoo (very small and crap car, 1.0L) I have a motorbike, so experienced on the road (could count towards a discount), but only got my driving license fully a week ago, passed with flying colours. So my mum with like 4 years no claims, and an 18 year old on a Subaru Impreza? What you reckon?""

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206.  on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort.   whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!

Insurance then car?

I'm confused, I want to know what would be the best car to get cheap insurance on it. I'm a 20yr old employed woman. I don't care what car I get (I know, it's tragic) as long as it gets me the chepeast insurance. Which car should I buy? (I have a budget of 2000 ish)""

What are the typical insurance rates for small retail businesses?

I'm planning on opening a small book store in East King County, WA in the next year or two. The store will be about 1,100 - 1,200 square feet. Does anyone have an idea of what the premium would be for general liability insurance? I can't get a quote because the store doesn't exist yet, but I need the info for my business plan. Help!""

Who has the cheapest auto insurance policies in Pennsylvania?

I'm purchasing a '97 GTI VR6. I don't have insurance, because I currently own no other vehicles. What would everyone recommend as far as a decent and affordable auto insurance policy? I'm 19 years old. No accidents and no tickets of any sort. Thanks in advance!""

How does the new 1-50 insurance group rating work?

Ive read that most cars insurance group will more or less double But what I want to know is if 2 cars are group 5 under the old rating and one goes up to 11 and the other only to 7 does that mean the 7 will cost less to insure than the original or will 7 be about the same and 11 be more? sorry if this didnt make sense. 10 points to anybody who can answer?

How much of an auto insurance discount does a family get for having more than one car?

How much of an auto insurance discount does a family get for having more than one car?

What's the cheapest way to get auto insurance?

My brother is planning on purchasing a 2000 dodge dakota. He is 18 and has never been insure. He is a new driver. Our parents do not have insurance.

Hit and run + Insurance: Help?

Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated...""

Does medical Insurance transfer to a different state?

I have Kaiser Permante for medical insurance. It is very possible that I will move from California to Florida next January. How will my insurance switch? I heard there is no Kaiser there. Is there an alternative company? How can I find this out if I can't find out here?

What insurance would be best for a Salvaged Car?

See I am a first time driver and I bought a Car which has a salvaged title due to a minor fender bender, I don't drive it because well I've only had it for about 3 days but I would like to know what would be the best coverage I can get from any insurance on a Salvaged title car. I hope it was worth my money buying a salvaged car. some one help!!! PLEASE!""

Are the Smart Fortwo car's insurance cheaper?

it got good crash ratings and a cheap car.

Does one have to report fixing a car to insurance?

So let's say that an underage and uninsured driver hits my car in a parking lot. Not totaled or anything, but a large dent and a scratched. I know the child in the car, and his Dad tells me that he could just pay it for the damages out of pocket. If I get an estimate and get the car fixed with the fathers money, do I have to report it to the insurance? Am I allowed to just go to a body shop and get the doors fixed, and that is the end of that? Will I be in any legal trouble if I do it? Thanks.""

How much would car insurance be for a 2002 Jaguar X-Type compared to one for a 2002 Lexus ES300?

I know the Jaguar would be more expensive but by how much?

Insurance fraud?

someone i know received a LARGE payout from an insurance company for permanent injuries in an accident. It has been settled, and now he does everything, heavy lifting, recreational sports, etc. Since it is settled, as of march of this year, should i not be so upset that it looks like insurance fraud. i pay so much insurance costs that people like this just infuriate me. i was told by others who have the same opinion of him, that once it's settled the insurance company can't do anything. True? thanks for any help/opinions on this matter.""

How much is car insurance per month for a 16 year old?

I really want to get a Pontiac G6 on my 16th Birthday, I`m just curious as to how much the car insurance would be on it !""

""Cheap dental work without insurance in Oregon, Gresham?""

Cheap dental work without insurance in Oregon, Gresham?""

Boat/yacht insurance rates?

Good morning. My husband and I have a desire to live on the sea, or at least out of a marina and probably west coast/California. We would most likely live full-time on small yacht (42-52 ft). Wondering if anyone can give me an idea what cost to expect for boat insurance. Cannot provide more info on the yacht because we have not purchased it yet. Just looking for ballpark estimates to help in my research. There was not a specific category for boating questions, do hope some experienced boaters find this. Thanks!""

What if I am pregnant and I don't have insurance?

I live in California if that helps any. I am 18 years old and was supposed to start my period a few days ago. I already live on my own in an apartment with my boyfriend and we are nervous about if I were to et pregnant how would we pay the bills? Is there anything we can do do get health insurance quickly if we find out that I am pregnant? Would we get approved fast enough and would people even approve me? How does that all work? Thanks

How much does moped insurance cost?

i am 15 and live in new jersey. i want to attach a 49cc engine to my bicycle. i have done a lot of reading on the subject and have come to find out that this qualifies as a moped. in order to ride it on the street, one of the requirements is insurance. I just want to know how much it costs before i put any money into it. thank you for your help!""

New Car with Hail Damage - Insurance?

I am looking at buying a new car that has minimal hail damage to the bonnet and roof. About 10 tic tac sized dents all up, extremely hard to see. They are discounting it heavily and I really like the car but when I rang up the insurance company today they said they will not insure it. Does anyone know any companies that will insure a BRAND NEW minimally HAIL DAMAGED CAR? (Melbourne, Victoria, Australia)""

I Need Car Insurance Help?

I am about to buy a new car and will be 17 maybe 18 when i get it. Its a 350Z so it has to be 6 cylinder which means its a sports car. How much will it raise my insurance.

How many people really need or should recieve help buying health insurance?

Out of all uninsured 40% are living on a household income of $50,000 or more a year. Unfortunately alot of people would like to indulge in lifes luxuries such as cars, tv, computers, cell phones, and vacations before thinking about their own health and safety Another 20% are non-citizen which includes illegal immigrants. This is straight from the census bureau which the president would use for his information. http://www.census.gov/prod/2008pubs/p60-235.pdf What do you think?""

American Health Care/Insurance before PPACA - Sources?

I'm looking for credible, preferably unbiased sources describing American health care and insurance before the Patient Protection and Affordable Care Act (Public Law 111-148) and the Health Care and Education Reconciliation Act of 2010 (Public Law 111-152). Any suggestions would be appreciated. Thank you!""

How can i get very cheap car insurance?

im 17 and i want to buy a small hatchback. ive been considering adding a family member as first driver but i would like ideas on how to make it cheaper with me as a main driver, pleaseeeeee help!!""

17 soon. just wondering about car insurance?

whether when i pass n get a car if il be able to pay insurance monthly? and does it cost more tht way (uk)

How does rbs insurance differentiate itself from it's competitors?

Hi, I'm filling out an internship form, and I'm stuck on this question.. Please help me! Thank you""

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206.  on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort.   whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!

""When Shopping Around for Auto Insurance, Is Price Most Important?""

The Wall Street Journal published an article a few weeks ago discussing how rate shopping for auto insurance can payoff. You can review the article here: http://online.wsj.com/article/SB10001424052748703298004574457002796003522.html Some of the tips include: 1. Be aware of your financial behavior 2. Understand what discounts you qualify for 3. Price matters, but service does also Does the cost of auto insurance outweigh all other factors? Were you aware of what insurance companies are looking at to determine costs? How does quality of service factor into your final decision? Full disclosure: As is mentioned in my Yahoo profile, I am here as a representative of State Farm. Our goal is to help people become better educated about how to evaluate insurance needs.""

What is the cheapest/best car insurance and car for a newly licensed driver in MA?

What would be the best and cheapest type of car and car insurance to get for someone who just received their license?

Short term insurance company's for 9 points +?

Hi i dont live in the uk and use my car for 3-5 days every 6 weeks when im there, i did have ecar insurance for 1 month when i was there for the summer, now that i want just 3-5 days insurance they wont quote me, ive tryed tempcover and they are no good !! all the ones ive come across wont insure me because i have 9 points.. witch is typical as they say they can insure up to 8 points... so my question to you is this do you know of any short term 3-5 day car insurance comapany's that take drivers with 9 points? its stupid that 1 or 2 mistakes leads down this poor road :P""

How much would the insurance cost with a 17 year old male driving a 1987 ford bronco 4X4 v8?

just wondering because i might buy one as a driving project truck

I can't get car insurance because of where I live what can I do?

I am 17 (boy) and passed my test on 15.08.2013 and I cannot get a quote under 4000 because of where I live. Don't try saying its my age or the car I want (Mini One 1.6l) because they seriously don't change a lot. I've tried every car possible with a 1.4l and lower engine and the prices don't go below 4000. If I change the address to my friends house who lives like 2miles away the price goes down to 2700 and if I change the address to my Nans address who only lives 15minutes away it goes down to 1500. I am seriously thinking of putting my Nans address down for insurance because there is no other way I can see myself driving and I know it's insurance fraud but how else am i suppose to get f***ing insurance. Someone please help and don't just tell me stuff I already know.

How will canceling my auto insurance effect my credit?

I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?

How much will car insurance cost?

I want a 2002 toyota Celica and a suv like 2003 escalade Im 15 now but when I get my license I'm going on my mom insurance but I have to pay the bill how much

Why won`t insurance companies insure Nuclear power plants?

Why don`t insurance companies insure some drivers?

Do i need to call my car insurance company?

I was in a car accident today and it was not a small accident. I hit a car on its side. there was an older woman so an ambulance came but she ended up not being hurt, just procautionary. the police were called and they took all my info and whatnot. It was wierd the police did not give me any papers or anything and told me i could leave. they just asked me if i wanted my car towed and i said no. the police officer also told me when i asked him that i dont need to call my insurance company unless i want to make a claim. is that true? i only have 1 way insurance so im probably going to scrap my car. I always thought u should call them no matter what, do you know if i am obligated to call them or will they contact me? location: Quebec, Canada thanks a bunch, Tyler""

Scooters-insurance etc?

how much for m.o.t and average price for insurance a month???i'm in uk

What is the best supplemental medical insurance for veterans?

My husband will turn 65 on March the 18th and is scrambling to find a supplemental medical insurance because of the many veterans administration cutbacks on care. He suffers from diabetes type and hepatitis-c. He isn't service connected and needs an extra medical insurance to cover what the veterans administration doesn't cover. We need an affordable insurance that wont turn him down because of his medical condition.

Ultrasound price WITHOUT insurance?

Just wondering what the price would be. and do they charge for pictures for you to take home?

How can I make the price to insure a classic car cost less?

1974 Ford Maverick.. my car isn't even worth much and each quote I get, it seems like people are just assuming, it's in perfect condition. It has descent gas mileage (considering it's age) it's always been reliable and I haven't had any accidents I also want to include my teen (who's learning to drive) in the coverage.""

Which insurance is needed?

I'm looking into buying mascot costume for myself to wear at events or childrens parties etc , After struggling to find any local enough on several occasions ive decided i'm going to do it. Sooo... I've looked into insurances but just want to make sure im right as i'm not to clued up here .. I need public liability & i want product liability . Is there another i will need? I wont have a premises as such as all my costumes will be at my home but do i need a separate insurance cover for stock at home or can i just up my contents cover for these? Is there any other insurance i need. Thanks""

Pregnant? Health Insurance?

My bf and I have been intimate for the past almost 3 years, which is how long we've been together, we've only used protection a few times. I have been on BC for the past year to a year and a half, it's the generic for Tri-Nessa. About 2 weeks ago, maybe a little longer than that, I quit the BC and we had unprotected sex for maybe 3 days in a row and he came inside of me, on the third day after we had finished I got cramps in my lower back which usually is how my cramps feel a day or two before I get my period but I also had very light bleeding and the next day it had gotten heavier and lasted a couple days. Now this was no where near the date I'm supposed to get my period, which I thought was weird. I took three pregnancy tests but they were all negative, then again I took them way too soon. I have a appt with my obgyn on Monday. Also, ive been feeling sluggish, not wanting to move much, when I sit down on the couch its like i cant get comfortable and my side like cramps up. Opinions? About insurance, I'm on insurance with my mom because she has food stamps and gets a disability check, so I have united health care insurance through her. I dropped out of school, dumb decision, I know, but I found a babysitting job and I get paid $150 a week. So they didn't put me in the school program at welfare. Now my insurance will run out in August when I turn 18 so if I find out I'm pregnant would they give me and the baby free insurance? My sister just had her third and she plus my nephew had both received free Medicaid. She's 28 so does free insurance differ by age? Since she's 28 and I'm 18 is she eligible for it because she's older or am I eligible as well? My bf and I have been busting our asses looking for jobs and he's signed up for The National Gaurd. We've been together way too long and he is very happy whether I am pregnant or not, he's a good man. I don't give a crap about any rude comments or opinions, I am just looking for advice from girls with experience.""

How much do you guys pay for your motorcycle insurance(SuperSport) and what insurance company do you have?

Quick rundown of the situation. Moved State to Illinois for work. Insurance rates are a little different for cars but then again my record is clean but I have yet to insure my motorcycle and thinking of buying a second one for my son to ride with but want to get this question answered first. For me I own a 2007 Yamaha YZF-R6 -Super-Sport -600cc -Never damaged,stolen, nor tickets - Was paying around $300 dollars per year State Farm Full coverage For my son we were planning to buy a second generation Honda CBR 600rr 07-09 -600cc -Super sport -Has license -No tickets -BRC completed - 18 Years old -With my family plan for insurance So anyone can give me rates that they pay answering these questions, just to see what company I should look into. - Age -Insurance company - type of motorcycle - Yearly rate - And the type of coverage they have on it.""

How to provide proof of auto insurance?

How to provide proof of car insurance? I have been offered a generous stipend for graduate school. One of the documents they ask for is proof of car insurance. Does anyone know how I can provide proof of car insurance? (I know for a fact that my parents have bought car insurance). It would be helpful to know what document I should be looking for, what it looks like, is it just my AAA card or is it a form. Thanks a lot for your help!!""

A good reasonable priced inclusive car insurance?

Hello there are that many companies selling car insurance .Which one,s stand out for good value for money.""

Insurance for a 17 year old girl?

Can anyone please give me an estimate on how much insurance might cost me for one year? I'm 17.. did Drivers Training.. and would get my own car.. I think it's a 1992 Aurora. Thanks!

Flyers insurance suggested?

This I my first time buying my own ticket and flying alone. Is it typical to get the insurance they offer for like $20 when you buy your ticket online? Would you recommend it? I think most cover your ticket and luggage?

Average cost for Motorbike insurance?

On average what do you think motorbike insurance would cost me? Im 17 and looking to get a 125CC motorbike. Please dont tell me to go onto sites and check because im not sure what bike im getting but it will be a 125CC.

Free Geico car insurance?

I've always been told by a little green lizard that 15 minutes on the phone can save you 15% or more on car insurance... what about 100 minutes on the phone?

Which auto insurance company will NOT check my credit?

I saw an advertisement for one, but forget which one it is. I have pretty good credit, but I do not believe in their correlation between credit & driving skills. I also do not believe that they should penalize people with bad credit under the assumption that these people will file a false claim. These insurance companies have all the incentive to damage people's credit files so they charge more for their products. I also pay in full, so they will not be extending credit to me. Even if the policy costs more, I do not wish to reward bad behavior by doing business with the big insurance companies.""

If the insurance company totals my car do they keep it?

My car is old. Its a 95 Neon and it was backed into this weekend. We got one estimate of 2600 but that is more than the car cost. If we go thru the insurance company and they total the car will they keep the car or let us keep it. It still runs fine.

Will my insurance be raised because someone else got a ticket in my car?

My boyfriend was driving my car and got a texting ticket. Will my insurance rate increase?

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206.  on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort.   whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!

Should I report my car accident to my insurance company?

It was actaully me rear ending her car on my motorcycle. We exchanged insurance info so I know whe is going to report, but do I have to report it also? My bike was just scratched on the cheap plastic part and I only have liability. I know my insurance will go up either way""

""I'm living in Japan, looking for private health insurance. Can anyone recommend a good *affordable company?""

I'm an expat, planning on spending most of my life here in Japan. The national health insurance is good but a bit expensive. So if anyone knows a good expat health insurance company that is somewhat comprehensive, please send the information my way. I only have to cover myself and I have my own business.""

Around how much is it for insurance for a 16 yr old male in MO?

im 16 now and i was wondering what is a good estimate for how much insurance is for me and yes i know the car and provider affects the amount.

Is life insurance the same as health insurance?

i have to go to a doctors appointment tomorrow and i was wondering if the life insurance is the same as health insurance and i am wondering if i can go by myself cause my parents work until 4pm thanks and i am 13

What is the Cheapest Car Insurance For Young Driver?

18 Year Old, Male, Vauxhall Corsa 16V (1.2) Worth 1000, Full License Held for 2 Month, Access To Company Vehicle (Ex Personal Use), Mileage up to 5000 per year, No PASS PLUS, Social Use and kept on a public road.""

Help with car insurance please?

Hello, I Live in the UK, I am 22 years old and I have a Kia picanto which is my everyday car. My girlfriend is the main driver and owner and I am a named driver on the policy. I have a Subaru Impreza which I want to use at weekends etc and only little use. Is there any sort of Insurance for this? Its a 1998 plate so don't think I qualify for classic cover. Basically I will do about 500 miles a year in the Subaru and can't afford the 4000 for the year. I know a lot of people will say just sell it etc etc. But I love the car and owned for the last year and do not want to sell. I just want a little help please. With the cost of petrol etc I no longer use the Subaru as everyday use as it gets me about 11 MPG and the Kia about 53 MPG and can't afford two full price premiums. So is there any temp weekend cover for the year or small use/classic kind of thing? Any advice will be very much appreciated. Kind Regards""

How much is cost of insurance of car driven by Indian driving licence holder in UK?

How much is cost of insurance of car driven by Indian driving licence holder in UK?

What are some affordable health insurance in the NJ area?

I am 25 years old and currently unemployed. I will be a student in the health care field and I'm required to purchase health insurance. I also have to get a physical exam along with vaccinations. I looked online for some insurance and I have to pay at least $250 a month which is too much for me. Are there any affordable health insurance?

""How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?

thanks

Car Insurance too high.. HELP?

My Boyfriend (21) has very high car insurance (ONTARIO) due to speeding tickets and failure to stop at stop sign and one for being over the limit with a g2. I called my insurance to add him onto my car and they refuse to. We've found 1 company that would insure him for almost $1000/Month, We do not have that kind of money, One of the ways to have your insurance lowered is to have insurance and not get anymore tickets, BUT are they're any other ways?""

Proof of insurance issue (Houston)?

I received a ticket while visiting in Houston for not having a valid TX license and for a traffic violation. The ticket costs over $300, but I would like to take a driving class to lower the cost and avoid a points penalty. I was driving my friend's car when I got pulled over. She has insurance for her car and she was with me, but since I was driving, I got the ticket. I am currently not an any insurance policy and I need to send in the defensive driving course request with proof of insurance. Is it okay to send the insurance of her car? Please help. PS. I already took care of the license part. Thank you.""

Why do people keep comparing health insurance mandates to car insurance mandates?

Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/0909/27384.html The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama  as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase  saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance.""

Any insurance company cheaper than Progressive?

I've tried like all the main ones you see on commercials and obviously they were way more.. Progressive was the only cheapest one I can find at $186 per month (I'm 18).. the 6 month term is up which means I can switch if I want to but no point unless I find cheaper..

Bike insurance for a cbr 600?

i live in halifax nova scotia in a rural area and was woundring how much it would cost just for plpd i allready have a bike witch is a 200cc and it cost me 300 and some odd dollors for the year woundring how much it would be for a cbr 600 year around 1998-2005 and i took a drivers course for bike and car and been with my insurance company for about a year now for my bike would they give me any speacials. also i have gotten no tickets or crashed got a clean slate.

Health insurance for green card holders?

My father in law is a green card holder for 3 years and just turned 65. I don't think he's eligible for Medicaid but would he be eligible for medi-Cal benefits (he's a california resident)? Any recommendations on where to get reasonable insurance policy?

I need health insurance?

I am a 21 year old women, healthy.. And I am in need of health insurance that wont cost me an arm and a leg. Does anyone have any suggestions.. I looked online, and every site suggested that united health one.. Does anyone have,or has had this insurance. Thanks""

How much is car insurance for me as a young driver?

I was just wondering how much people normally pay on car insurance because im sure im being quoted wrong. Im male and 21 and wanted insurance for an old corsa or pergeot or just any car which is cheap on insurance...

Names of good CHEAP! Auto insurance companies in New York State ?

I'm trying to look for cheap insurance companies for my bf who is way over the age of 25 and had two accidents. Due to the accidents from the past, their charging him an exorbitant amount. Could you please name a few.""

Teen Car Insurance.?

I am 17, and about 5 days ago I finally got my license. So now my parents are trying to look for insurance. I have to pay it, soo seeing as I only get paid minimum wage, does anyone know the cheapest deal for insurance when it comes to teenagers?? What I mean is like what company etc.""

Can auto insurance keep policy after being told to drop?

Switched insurance companies. the original insurance company WOULD NOT CANCEL the policy. Is this illegal?

15; might be pregnant without insurance?

Okay yeah i know i asked this already but i didnt get enough answers. please if yu reading this answer me and NO HATEFUL COMMENTS. how much would it cost for a blodd test in florida? and would the teen clinic help me?

How do i open a car insurance company?

my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?

How much would car insurance and tax cost?

I am a 23-year-old female living in a small English town. I have not even had driving lessons yet but I am considering it but first I want to know how much would car insurance and tax cost?

How much do you think my boyfriend would have to pay for medical insurance?

He has bronchitis but he still smokes... Alot. I'm trying to get him to quit but he's been going through some family problems and is finding it hard to quit. Lately, he's been telling me how sometimes when he's lays down he feels a sharp pain in his chest. I told him to get it checked but he doesn't have medical insurance and is currently unemployed. I want to help and pay or as least chip in because I don't make much either but I need to know the price. I would appreciate if someone could give me a number that is accurate or close to being accurate. If the price is way too high, any info you can give to help our situation would be great. Thank you""

When should I apply for car insurance?

I've been a named driver on my boyfriends policy with the car being in his name for the past couple of years. Now he has a company car and I need the previous car to be insured in business class for my work, we've sent away the forms to the DVLA so I will be the registered owner. But I'm wondering, whether now it means our previous insurance covers the car which i'm still driving daily or not, so should I apply for my own insurance now for when the documents come back or wait until after I recieve the documents!? I'd hate the thought of being pulled over and getting points on my licence for not getting this change over correct! Thanks for any help!""

Cheapest place to get insured on a friends car?

I was insured for a week on a friends car, a 1.4 peugeot 206.  on her policy and it was 22, i thought this was a little steep, as my car insurance only cost me 18 a month for my own car (when i had 1) and that was a 1.6 escort.   whats the best option as i won't drive uninsured, and need to borrow her car again and her insurance company says they can't add me as a named driver as she has changed her policy 4 times already this year!

https://www.linkedin.com/pulse/car-insurance-g35-coupe-cost-va-29-years-old-16-side-driver-sharpe/"