#approx 1/7th of the way done

[springloadedspirals]

finished almost 30 whole seconds of my malignant music video on accident when the song turned out to just line up *really well* with the 30 seconds of the opening which i wanted to start the video with anyways?? i just thought it would take like. editing lmao. there’s a little bump at the very start but i’ll fix that in editing after i have it roughly blocked out

[purplesurveys]

1131

survey by lilprincess

Approx. Time you began this survey: 6:46 on a Wednesday evening.

Describe your mood right now: Erm, a bit exhausted because I just ended a work shift; but content for the same reason. Right now I’m simply looking forward to dinner and crashing on the couch or my bed, wherever I feel like sleeping tonight.

Spell your first name without vowels: Rbn. Let’s just also remove y for this one.

Age you will be on your next birthday: 23.

Zodiac Sign: Taurus.

Do you believe what your horoscope says about your sign? I do not believe in astrology whatsoever.

What state/region do you live in? Somewhere in the Philippines somewhere close to Metro Manila.

Height: Like 5′1″ ish. I had a massive growth spurt in 4th grade that also ended in 4th grade, which will always be a funny story to tell people lmao. I went from being placed at the back of the class line to the front really quickly.

Do you smoke? Super occasionally. My last cigarette was like...all the way back in February last year. It was easier to hide the smell around my family before, but because my parents and siblings have mostly been staying at home in the last year it would be so easy to weed out the smell. I never feel like smoking anyway since I vape, so there’s been no reason to seek it out.

Do you drink? Yeah, sometimes socially and sometimes on my own if I wanna unwind and feel a lil buzz come through.

What's your ethnic background? Southeast Asian, specifically Filipino.

What's your religious background? Technically my ~background~ would be Catholic since I was born and baptized in that faith, but I’ve long let go of this. Excluding one very brief period in high school, religion was something I never held much belief and faith in, even if I've been taken to literally every Sunday mass for the last 23 years and even if I was enrolled in Catholic school from preschool to high school.

What's your natural hair color? Black.

What;s your natural eye color? Dark brown, almost black.

Do you have any bad habits you want to break? I do overtime work a lot but used to seldom file it on our company shift log sheet because I get shy that they must think I’m doing it just to be paid more, lol. I’m starting to file them every time I do OT though because fuck it, pay me.

Name a few of your positive habits. I like that I always find a way to meet deadlines. I like that I’m selfless, even though some would see it as a flaw. I’d rather do too much than say I never did anything at all.

Have you ever lived in a foreign country? No, the most I’ve done was travel to one for a week.

Did you vote in the Nov. 6 2012 presidential election? No because I am not American -___- The last election that took place before I was eligible was in 2010, and had I been able to vote then, I would’ve given mine to Gibo Teodoro, who I believe was the most qualified at the time.

Are you even eligible to vote? Yeah, I’ve been for the last 5 years. I’ve voted twice - once for the presidential elections back in 2016, and the next was for the senatorial elections in 2019.

Are you right handed or left handed? Right-handed.

When you write, is your penmanship usually neat or do you tend to scribble? It starts off neat for the most part, but it gradually gets messy and becomes more like a scribble if we’re talking about writing several essays in one sitting, which was usually the case in my exams in college.

Have you ever experienced an accident? (of any type): Sure, I’ve been in car accidents before. I’ve also been shocked once.

Do you have/want children? They would be nice to have, yeah. 

Are you environmentally conscious? For the most part, yeah. But there are some things that can’t be helped, like me driving. Unless the government does something about the shitty public transport system that we have and have had for decades, I refuse to take it.

What's your favorite mode of transportation? Like I said, my own car. If I’m traveling, by plane.

Do you prefer 80's - 90's music compared to today's music? Eh, not at all. I prefer music produced these days.

Are you more of an introvert (quiet/shy), or extrovert (social butterfly)? I’ve been more of an extrovert in the last few years but I will always be shy at first upon meeting new people, like that will never change. I warm up a lot quickly now, though.

What's your favorite emoticon? :)

Do you miss the good old days of hand-written letters? I caught the super super super last part of this era, so I didn’t even get to experience it. I know snail mail was still kind of a thing when I was a kid, but at the same time that was happening my mom was also already using email to keep in touch with my dad, so.

Nowadays, though, when I do write letters to loved ones, I will still prefer to make handwritten ones, especially for a significant other or best friend. I don’t think I’ve ever sent out a computerized long letter.

Do you enjoy receiving or giving more? Giving, but it’s nice to be treated too sometimes.

Are you good at keeping secrets? Sure.

Do you take or give advice more often? I don’t usually get into situations wherein I’d have to do either, but I think I’ve been asking for advice more, especially over the last few months.

Do you have your driver's license? “I got my driver’s license last week, just like we always talked about...” Haha this question made me sing a bit. Anyway, yeah, I got it shortly after I turned 18 since I needed to quickly learn before college started.

Would you rather be poor & happy or rich but miserable? Rich but miserable. Soz but I’d solve 4854983594857 of my problems if I never had to worry about money.

Have you ever had a pregnancy scare? Never.

Have you ever blocked someone on Facebook? Probably not blocked, but I’ve unfollowed some current Facebook friends and unfriended others entirely.

Do you think recreational marijuana should be nationally legalized? Idk much about the topic since it’s taboo enough where I live, but sure, I guess?I haven’t heard one bad word about the effects of marijuana.

Describe your perfect first date. I’ve never really had a first date, but I imagine an ideal one would be pretty lowkey, just a stroll around a nice city and maybe have fancyish dinner somewhere.

Have you ever been high? Nope.

Have you ever watched a NC-17 rated film? Sure. A good handful of Kubrick films pass for NC-17, right? I’d be surprised if they weren’t, lol. I’ve been scarred by some of them for sure.

If you ever become reincarnated as an animal, what would you want it to be? A dog.

Do you remember where you were/what you were doing on September 11, 2001? No; I was 2 years old. I did ask my parents where they were in those moments, and my mom understandably missed most of it since the entire thing unfolded in the late evening in the Philippines. The only thing she can recall was being insanely worried for my dad, who had just started to work in the US back then.

Do you ever wish you were of a different nationality/religion? Yeah, to a certain extent, just because the political and socioeconomic situation here is very messy and it doesn’t really give us the nicest reputation in front of the world. I’m proud of my Filipino culture and heritage though.

Are you more of a junk food addict or health nut? Health nut is the last thing anyone should be calling me. But I’m not so much a junk food addict either? I do like spoiling myself with food, but I still monitor my intake.

Do you believe Antarctica should be considered the 7th world continent? Isn’t it already though?? We’ve always been taught there were 7 continents and Antarctica is one of them lol.

Describe your own sense of humor in 1 word: Gen-Z, if that counts as one word.

Have you ever quoted the Bible (or any other Holy Book)? If I ever did it was probably meant to be sarcasm.

Have you ever completed a Sudoku puzzle? No. Never figured out how to play it either.

Would you rather be a nuclear physicist or marine biologist? Marine biologist. That’s one step closer to one of my loves, biology. Plus I was never any good with physics, so.

Do you have a deep, dark secret you're hiding from every one? I guess.

Would you rather be able to soar like an eagle or swim like a dolphin? I’d make my childhood self happy and go with flight.

If you wanted to learn a foreign language, what would it be? Korean so I can finally stop reading subs, hahah.

Are you bi-curious? No.

Did you watch the Disney Channel or Nickelodeon more as a kid? The Nickelodeon cartoons were far more interesting to me. I think I only got into Disney when I got a little bit older, once I was able to appreciate the more mature content in shows like The Suite Life, That’s So Raven, etc. But for the most part our TV was always tuned into Nick Jr., Spongebob, Jimmy Neutron and the other Nick shows.

Name 5 films that were made the year you were born: American History X (great watch), The Truman Show, Mulan, La Vita e Bella if I’m not mistaken (one of my faves, no matter how gut-wrenching it is), and Shakespeare in Love.

Did you have a lot of friends in high school? Yes, eventually I did.

Do you rely more on the newspaper, Internet or TV as your news source? Social media these days since I find that online writers are far more discerning in their reporting than TV anchors, who stay neutral at best.

True or false: Bigger is better. Very vaguely put, but not always, I guess.

Do you think religion is the primary cause of war? No? There’ve been plenty other reasons for war.

What's your favorite pizza topping? ...Cheese.

Think of your wardrobe. What color do you wear the most? It’s still black, I think.

Have you ever been to a planetarium? Just once, on a middle school field trip. I’d love to come back, though.

Do you feel like you connect more with animals or other people? I don’t get to be with animals a lot other than my dogs, so I’ll go with people.

Do you feel like sometimes you have to lie in order to protect yourself? Wow so dramatically put haha but yeah, I suppose it does feel that way sometimes.

How often do you exercise? Literally never. I’ve stopped working out this year since I didn’t see the point, and I’ve stopped feeling like I had to ‘get back’ at my ex just by getting a more toned figure. I’m totally at peace with how my body looks, plus I never want to give up on my favorite foods and snacks lol so there’s that.

Can you swear in a different language? Putangina mong bobo kang gago ka. That’s three for ya.

Do you think teachers/doctors deserve to get paid more than pro athletes? Everyone deserves to be paid fairly to the point that no comparison should be necessary, period.

From a scale of 1- 5, you would rate this survey: Erm, a 4.5. I had to delete some questions I didn’t feel comfortable answering or that I found a little meh, but the rest I fairly enjoyed.

Do you think most of these questions were more original or more ordinary? It’s a bit in between.

Approx. time you completed this survey: Hahahahah 10:38 PM. I took a million breaks.

[clowndotorg]

the pyramids weren't built by slaves. and specially not jewish slaves. egyptians who built the pyramids were very highly regarded and awarded for their work. their handprints are still in egyptian museums. there's heiroglyphs in their honour and artwork dedicated to the builders but no one wants to pay attention to it because mUsLiMs bAaaAaaD

Real quick, I thank you for this message because I had no idea that that wasn’t true, but the tone?? The tone of this whole anon message could have been way less rude. 

I’m not an Egyptologist, so I apologize for not having knowledge past my cursory, slightly biased, introduction in Catholic school. Seeking knowledge and learning is my job, and I could have and should have done it better. I’ll openly admit to that. Thank you, truly, for correcting the misinformation I did have. Because that prompted research, and realizing I needed to re-examine previous held misnomers. That being said, here’s some of what I learned:

1. (This one I already knew, but had to google some dates) Islam was not a religion when the Great Pyramids were built, because Islam began in the 7th century CE (or AD, for the oldies in the room) and the pyramids were built in approx 2630 BCE (aka BC). Islam didn’t build the pyramids either.

2. Turns out the discovery of who built the Pyramids happened in 2010, which for your own knowledge, was after I finished my schooling on that particular subject. It sucks that it wasn’t more widely spread knowledge when that discovery was made (maybe discovery is the wrong word, white people figuring it out might be more accurate). I would have loved to have known this earlier in my life. 

3. According to an article from US News’ website from 2010 by Katarina Kratovac, the Jews--or more accurately the Israelite slaves because Judiasm as we know it was not a religion yet--were way more likely to have build the city of Ramses (link to the article). So while the Israelites were not forced to build pyramids, they were still very likely enslaved by Ramses at a point. I think it remains important to not erase this fact, either.

Again, I’m sorry for the misinformation, I will be deleting my tags on that post. But I’d like to reemphasize that the way to correct someone should come from kindness first. Unless they are being violent and harmful towards you or a group of people--then eat them alive.

[fatathlon]

Race Report: Whiteface Mountain Uphill Bike Race

Signing up for the 18th Annual Whiteface Mountain Uphill Bike Race wasn’t my idea. I’ll own the choice, of course, but I wouldn’t have even heard about it if my friend Phil hadn’t asked me to do it. I was in the midst of concussion recovery at the time, and I’d be lying if I said I didn’t sign up in part in order to give myself a temporary feeling of hope. Surely I’d be better by May 31st. If I sign up for a race, then it’ll make sure that comes true! Magical thinking, to be sure. Luckily it worked out okay this time.

We had a drive of about 3 hours to get to Wilmington, NY, where Whiteface Mountain rises above the surrounding ridge lines at the eastern edge of the Adirondacks. Lake Champlain was on the way, so we treated ourselves to a ferry ride while we tried to pick the mountain out from the landscape across the water. We never did quite determine which one it was.

Ferry across Lake Champlain

A couple of guys from Burlington wandered by and chatted with us briefly.

“You racing?” one asked.

“Yeah,” Phil answered, “Whiteface. You?”

The guy nodded, because obviously there was only one race all of us were thinking about. He looked up at my bike on top of the car, an Orbea Terra gravel road bike with 28 mm slick tires. Phil’s was a Trek Checkpoint, a similar machine, with slightly wider gravel tires. “You riding on those?”

“Yeah,” I said, a little unsure about the pointedness of his question.

“Wow,” he answered.

“What are you guys riding?” Phil asked.

“Mountain bikes,” the guy answered, as if it were obvious, and he and his flat-brimmed hat bid us good luck and wandered off.

For the next hour, as we completed our drive to the base of the mountain, Phil had something close to a minor meltdown as he parsed the conversation and tried to decipher what the guy had meant by his line of questioning, his clearly loaded, Owen Wilson-like remark of “Wow” and his utterly straightforward statement that he and his friend were riding MTBs. Did he think we were idiots for our bike choices? Or did he think he was the idiot, now seeing what we were riding? What did it mean, and what would possess a person to convey such apparent passive aggression directed solely to a person’s choice of ride? Were we idiots for riding these bikes? Were we even going to the right race? What day was it? Why were their brims so incredibly flat?

We arrived in Wilmington quite early, with hours to spare before the race was to start. We walked over the bridge spanning the Ausable River and found our way into the ski lodge, where we picked up our race packets, which included helmet stickers, bike stickers with timing chips in them, the largest number bibs I’d ever seen, t-shirts and exactly zero snacks. Good thing we brought our own. Phil had all kinds of goodies from home to choose from for on-the-bike nutrition, including some special power cookies his wife baked. I had opted for a singular choice item: a refillable energy gel bottle containing 100% pure maple syrup. That, combined with water and endurance formula in my bottles, was what I hoped would keep life in my legs as I scaled the mountain in a few hours.

The Ausable River

After I gathered my race accouterments from the helpful check-in folks, I asked them a question which had occurred to me.

“Is there another race here soon?”

“Yes,” one said, “a 50 or 100-km qualifier for Leadville.”

And suddenly, it all made sense. Those guys on the ferry thought we were doing Wilmington Whiteface. They thought we were going to be riding single track for 60 miles, on slick 28-mm tires! “Wow,” indeed. We had a good laugh about that, and “Wowwww” became an instant catch-phrase for the rest of the day.

We decided to cruise down the course a bit, just to check out the opening three mile prologue, and see what interesting things we could find in town. We saw a bunch of guys fishing the river, and watched one of them pull a sizable fish out. We stopped in a local shop and got some chocolate for the kids and wives. We saw a giant metal bike statue and debated climbing on top of it, but ultimately left such shenanigans to the presumed local youth to get arrested for. A gaunt man with a beard was lost and tried to get into a locked building nearby. I said to Phil, “That’s either a hardcore cyclist or a meth addict.” Not a minute later, he asked us where to check in for the bike race. #nailedit

At the start

Finally, it got close to race time. We changed into our kits and took a little warm-up spin up the hill behind the parking lot. Phil had a little trouble with his cadence sensor, but we got it sorted. A lot of folks were really clamoring to start near the front of the pack, which surprised us considering it was a chip-timed race and drafting wasn’t going to be a major factor, so it didn’t really seem to matter when you actually started. Phil had a theory that the best strategy (if you were racing to win) might be to hammer the first 3-mile downhill section, though, so maybe the draft was a bigger player than it seemed. In any case, we opted to start comfortably from the back.

The national anthem was sung, the Canadian national anthem was played, we got the most anti-climactic count-down in history, and the race was underway!

As I mentioned, the first three miles were essentially downhill. I deliberately played it cool here, trying to spin up the legs in a relatively high cadence and to really back off the power. There was enough of a descent that I was clipping along basically without working. Then we hit the corner, and the climb began.

Once I settled in, I kept an eye on my numbers and found that an average of 340 watts felt about right. I was working, but I wasn’t hammering, and my heart rate was staying below threshold. I found my most comfortable gear and got to work.

My numbers from the corner to approx. the toll booth

There was the slightest of reprieves while passing the tool booth, and then it was nothing but up, for a section of about 4 miles that featured the steepest sections of the climb. Partway through this section, I took my first hit of maple syrup. It went down smooth and quick, and much easier than energy gel. I also didn’t feel like I had to wash it down with water to clear it out of my mouth. So far so good.

My numbers from the toll booth to the first switchback

Because of how the road is laid out, I could see the switchbacks quite a ways before I got to them. They were laid out high above me on the side of the mountain. I knew that they were only a couple of short miles away, so it was a bit daunting to consider how high I had to climb in order to reach them, especially knowing the gradient it would take.

My legs were doing okay, but started to get a little crampy and uncomfortable at around mile 8 or so. Originally I had intended to ride a bit easier until this point, and then put the power down. As it turned out, I rode a rather more consistent power output, so I didn’t have a whole lot of reserves to draw from. I was going steady, though, so I figured I’d just keep on with my 340 watts and see how that worked out.

By the time I reached the first switchback, I had enjoyed some amazing views, passed two unicyclists, hit my second dose of maple syrup (so good), seen a guy riding deliberately crosswise across the road repeatedly (to rest his legs, I guess?), gotten slightly annoyed by someone with a squeaky bike that I couldn’t drop, and been told “I like that gear you’re in.” As in, complimenting me on my specific choice of gearing. At that moment. I guess? I still haven’t figured that one out.

I knew from simulating the ride indoors that the switchbacks provided some measure of relief, and were the time to drop the hammer for sure, if there was any hammer left to drop. I latched on to the wheel of a guy about my size, who I had noticed from his bib that he was also in the Clydesdale division like me, and followed him up and around the second switchback. Then I went by him and made for the finish.

Making my move

I had enough legs left to put down a sprint for the finish of about 0:20. It was completely unnecessary, and nobody was sprinting with me, but I don’t get to race in bike races very often, so it felt right. It was an experience I had never had, and I wanted to go for it.

Sprint to the line. Note the significant drop in temperature.

Still recovering from my sprint

After I got through the chute and received my finisher’s medal, I pedaled around the courtyard of the little castle-like structure that is at the summit to behold a magnificent view of the surrounding landscape. It was a great reward for doing the work to climb to the top. I took a couple of quick photos and then went back to the finish line to cheer on Phil, who was only minutes behind me. I managed to get a decent video of him crossing the line. We took a few more shots and drank some Gatorade, then put on our sleeves and started the ride back down. It was getting cold quickly so we didn’t spend a lot of time up top.

The first switchback, seen from the summit

The ride down was at once fun, beautiful, exciting and harrowing. We were cruising at 40 mph with our brakes engaged. If we had been alone on the mountain, we probably would have let it rip a little more, but there were still people climbing the hill, cars driving up and down both ways, and other cyclists heading down. With a lot of blind corners, it didn’t seem prudent to be going full speed with no chance to stop suddenly if necessary. It was also really cold, and I had to adjust my hands and arms periodically just to make sure that I could, in fact, still feel them.

We made it down safe and sound, and then cruised back to the ski area for food and to check out the results. I ended up in 7th out of 26th in the Clydesdale division (190 lbs+), with an official recorded time of 1:19:25. I was pretty darn happy with that effort. I don’t know that I could have done it much faster if I had changed anything, and I don’t know what I could have changed. It was pretty close to the best execution I could manage on the day. You can’t ask for much more than that.

The drive home was long and dark, but still a good time and there was plenty to recount and reflect on from the day.

I was very glad to be able to do this race. It’s one that I don’t think I will ever forget.

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[luffyasksandanswers]

Three songs meme: 9, 13, and 16 ^^v

Three Songs Meme -  @namibean  

//First of all, sorry that the reply got delayed, the week has been pretty hectic and it was hard to pick the songs but now a couple of days offs ahead so time to Tumblr around xD! Ok, let’s go~! 

9: Three songs that describe me

Arms open by The Script

Arms open would fit anyone for sure but perhaps this song was chosen here and because it describes one of my personality traits, the will to help people in general. Conflicts are stressful so to avoid those, I try to compromise and bend and bend as far as possible and even if there was cloudy behind the scenes, I try to stay by my buddies’ side and I’ve told them many times “whenever you feel bad, text me or call me, if I can’t reply right away, I’ll catch you later”.   

Shine by Kwan 

Well, this song is somehow similar to the previous one because optimism is also one strong trait. Maybe this is even more #lifegoals. I mean, it’s really hard to read people or there mind and it’s extremely tricky to offer them the right tools to find the light at the end of their tunnel and this is something I face almost daily at work with the disabled youngsters. Some of them wrestle with their inner struggles and we try to help them. 

So maybe this song pictures also my goal to see good in everyone. Of course, adulthood has forced me to see also the realities, I mean that at least at our work there are residents who are not feeling well and no matter how much we offer tools and helping hands, it’s hard to make them see the potential what they have but just like in civil life, I try to encourage people in all the ways I can and have resource to do that and try to find potential in everyone.  

Koko kuva by Irina

It’s obvious, that people have different kinds of way to describe the person they know. Funny enough, most of the acquaintances think I’m social and easygoing but just like with everyone else, there is more below the surface. Only the closest friends and my sister know that behind the smile and neverending optimism there is also a jar of insecurities, mostly due to the badly gone friendships in these past few years. Those unfortunate events released the old hounds that’s why this Irina’s song is still relatable (translated lyrics here [x]). Shortly translated and summed it up it’s about telling someone “Hey, here I am, letting my walls down but you might get disappointed because this is who I really and you are not a bad person if you go away but thank you for staying by my side”  

13: Three of the softest songs I own

//but  I’m not musician, these songs aren’t mine? xD 

Chasing Cars by Snow Patrol

A big part of released songs ever are mostly interpreted and associated with romantic relationships and it’s kind of cheesy, in my opinion, because after all, romance is indeed a biological need, mostly but also a cultural thing and yes most people want families but also people who don’t want and want to live without “the better” part shouldn’t be trashed for their decisions. 

I’m not sure if the previous rant had anything real to do but anyway, Chasing cars is a song at least for me is to appreciate those small moments between the hectic life when I can just sit down and enjoy the company of my friends or family.   All in all, very soothing from the melody to the lyrics and gives some relaxing vibes no matter how busy or tense the situation would be.  

Sinun vaikka hajoat by Happoradio 

I think I’ve namedropped this song before but this is the very best from this band. Lyrics are pretty poetic and beautiful (translation here [x]). Shortly said, it’s about standing by someone else’s side no matter how big their struggles were, true friendship, love and brother/sisterhood! 

Yuki No Hana by Mika Nakashima /  눈의 꽃 (Snow Flower)  by  Park Hyo Shin

It’s a shame that I don’t know many Asian dramas because they seem to have beautiful musical compositions as their theme songs. Well, once upon a time there was a series called I’m Sorry, I Love You which was probably the first Kdrama I remember I saw. It had Park Hyo Shin’s version (translated here [x] and I first fell in love with the melody so had to later google it around and found that it’s a korean version of Mika Nakashima’s song (translation here [x]) and after listening them for many times, all I can say is that they are both good and give goosebumps *thumbs up*   

16: Three songs that I always laugh at

Dilbar Dilbar by Sirf Tum (buffalaxed version)

Being meme trash who laughs at weird shiet, the internet is full of randomness and probably good example of this is these so-called “Buffalaxed” videos that are basically foreign songs getting “English” lyrics based on imagination and so on xD 

It seems like this “translation” trend was more popular thing about 10 years ago and  then came youtube poops but anyway I remember watching this with my mates every IT classes we had in high school and although it not as funny as then it’s still amusing and full of nostalgia xD

 The 7th Element  by  Vitas 

This is probably the dankest meme song I’ve ever heard and truly a spirit lifter no matter how many times someone spams me with this xD What makes it even more hilarious is that I asked my friend who speaks Russian that does the part before that legendary Hahahaha blblblblbl-part  mean anything and she said “I came here (to sing)” XD   

Making my Mom Rap like Eminem! by Nigahiga

Following youtubers (not sure which is the right term but in Finnish we call them “tubettajat”) isn’t my thing because I’m very lazy, not just to follow but also to search great content funny animals are always exception and I really am annoyed how YT has changed throughout the years and for example, one reason I partly lost my interest to making amvs is that nowadays it’s hard to find audience and again the laziness is on the way to lure them back. In addition to that my old account got deleted and since the copyright thingies are strict,  so I had to make a new channel [x] and in general, it’s just not that worthy I’m lazy to spend hours to make videos for a handful of views ¯\_(ツ)_/¯

Ok, back to the main talk, Ryan Higa on one of the rarest Youtube accounts I check regularly. He has done lots of videos at approx. a decade and he definitely deserved to be the number 1 most subscribed channel.  His sense of humor is amazing and how he makes the videos with his heart and he doesn’t need to overact or swear or disrespect others, unlike one certain channel that embarrassed whole America with that adventure of his that even reached the top page with scandalous click bait, just to get few views because he has natural talent to be a comedian and has an awesome gang to work with!

Even better is the fact that he is a king of puns and this song is undeniable the ultimate proof of that. Shortly said, he made his mom (who seemed to be precious person) “rap” a song. Higa deserves all the respect because like in his productions, this guy again made so much effort on this project and this song is definitely some good dang gold and everyone should see this at least once in their lives! *laughs* 

[beautifully-broken-hearted88]

I am 1 in 4

With a story like this, it’s probably easiest to start at the beginning. I have always wanted to be a Mother. I’ve always loved kids and have been told I am naturally amazing with them. I have even had a hand in raising ex’s kids and was amazed at how natural it came to me. It shocked me how quickly I felt that instant maternal instinct and how suddenly I felt I had a higher purpose in life. 

On Monday, 12 February 2018 at around 4.30pm my entire world got turned upside down. I attended a consultation with my Doctor to get a script re-filled. I remember my Doctor asking me the usual things like how had I been feeling, how had everything been going etc etc, and then of course the routine question of “when was your last period.”

I rolled my eyes (to give you a better picture, my Doctor had made me do probably close to 8 pregnancy tests within the past 12 months, as my period had been a little bit all over the place, but being on the pill, I just put down the irregularities down to stress or something) and told him around the start of January. Without hesitation, he passed me the empty cup and asked me for a urine sample to do a pregnancy test. I took the cup from him, laughed and said something about this becoming a routine thing with him.

I returned a few minutes later and handed him the full cup. As he dipped the test in and waited for the results, we started talking about how inconsistent the weather had been in Melbourne for Summer, and how the weather had a personality like many people we knew in our lives - inconsistent and all over the place.

Suddenly, my Doctor looked up at me with a slight smirk on his face and said “it’s positive”. I laughed and said that’s not a very funny joke to make, and then he showed me the stick. Two strong, pink lines. Honestly at that point I don’t remember what the Doctor said to me as I went completely numb, I think I asked him for a drink of water as I felt dizzy come to think of it.

My Doctor continued talking, I think about the medications I was taking that I would no longer be able to take, and what vitamins I would need to immediately start taking when I picked my phone and had the following conversation with my boyfriend (through Facebook messenger, of all ways):

Me: Babe!! I’m at the doctors… he did a test it said positive… i’m pregnant. Him: Really Me: Yes. Gotta have an ultrasound. Doctor says I’m approx 6 weeks along going off last period. He’s checking what medications I’m allowed to take… gotta stop Zoloft and Valium immediately today. Him: Call you in a little bit

Now, I know what you’re thinking. Really? You told him via a message?? Look, I agree it wasn’t the best way to deliver that kind of news, but I was in a state of total shock too!

Over the next few days, we started telling our immediate family/closest friends of the news. Like us, everyone else was shocked, but they were also happy and excited for us, and supported us in our “soon-to-be-new-parents-journey.”

We booked in for our first ultrasound a few days later, on Thursday, 15th of February. I remember being incredibly nervous that the baby might not be in the right spot, or there might be something wrong, but the sonographer we had that morning was simply amazing. He told us the baby was perfectly placed in my uterus, and pointed at the screen.

“That’s your baby!” he said as he smiled. I squinted - it was literally a small black dot, nothing like you see in TV shows or movies, but then he reminded us it was super early and that usually you don’t see anything that resembles a baby until at least the 12 week scan.

It was after this that I started to experience some of the infamous pregnancy symptoms. I got to experience Morning Sickness (although mine was usually more an Afternoon/Evening Sickness), Pregnancy Hormones (I got teary watching Cheaper By the Dozen 2 whilst in a waiting room at the Doctor’s) and the sorest breasts to the point putting a bra on was difficult.

I’d lay next to my boyfriend at night, and we’d try to imagine what the baby would look like, and started to come up with possible names. It was a fun process, as the complete unknown was both terrifying but exciting at the same time. I had literally never felt more strongly connected to him or more in love, those night time talks were probably some of the best times with him to date. There was something we had created growing inside of me, and although it was only the size of a blueberry and I had no idea what it looked like, I had never felt an instant love like I felt. We made arrangements for me to move out of my 1 bedroom unit and into his house with his parents and his 5 year old son, which again was something even more exciting to plan for.

I booked in for my 12 week scan for Thursday, 28th March and for my 13 week 5d gender scan for Saturday, 7th of April. I was fortunate enough to work with a few girls who were at different stages of their own pregnancies, some expecting their second child, and spent most of my work days asking 101 questions about what to expect and what to prepare myself for.

On Friday, 2nd of March, I finished work at 5:00pm and headed home. It was a warm Summer afternoon, I was tired and there were train delays which made that afternoon more stressful. I literally just wanted to get home and relax, as the plan was to start packing up things at my unit to get ready to move.

On Saturday, 3rd of March, I woke up with really weird cramps. They almost felt like period pain cramps, but I thought to myself that can’t be possible. An hour later I went to the bathroom and noticed blood. Internally, I instantly knew something wasn’t right, but did my best to remain calm. I told my boyfriend, and we decided it was a good idea to go to the Hospital, just to make sure everything was okay.

We spent literally all day at the Hospital, we got there at 11.30am. We waited in the waiting room for around an hour, before we were finally seen to at Emergency. For anyone who knows me, they know that I have a major phobia of hospitals, needles and blood, so when it came time to do a blood test, all of that remaining calm business went straight out the window and I became hysterical.

They finally were able to get the 3 vials of blood they needed, and we were eventually moved into the Short Stay area of the Hospital at 2:00pm, which was good because I was exhausted by this point and was happy to have a bed to lay down in. I was still experiencing cramps through-out the day, and continued to notice blood.

We were finally seen by a Doctor at around 4:30pm, who said as I was only 8 weeks pregnant, it was very hard to tell if something was wrong, and they couldn’t do a scan as it would be to small to see. They told us my HCG levels (pregnancy hormone) was raised as it should be for someone who is pregnant, and that I would need to do a repeat blood test in a few days to check if the level had increased or decreased, and then see a specialist at the Hospital on Wednesday, 7th of March to find out the next steps. And just like that, after spending nearly 6 hours in Hospital, I was sent home with no answers, and even more anxious than I was before I had arrived that morning.

We got home, and I just broke down. How was I meant to function until Wednesday not knowing if my baby was okay, still feeling pain from cramps and still passing blood? I ended up passing out (I think from pure exhaustion) that night.

When I woke up on Sunday, 4th of March, I was in agony. The cramps were more intense than they were the day before, and now not only was I passing blood, I was also passing blood clots. I knew that I couldn’t go to the Hospital, as they had told us there was nothing they could do until I had my repeat blood test, so I took some Panadol and held a heatpack around my lower abdomen to try and get the pain under control.

As the day went on, the cramps and blood continued on and off. My boyfriend left at 3:30pm to go and pick up his son. I was lying in bed, when suddenly I felt pain like I have never experienced before. It felt like I was being stabbed. I managed to get myself from the bedroom to the bathroom, and suddenly felt something.

I sat there on the toilet in tears, terrified to check on what I had just felt. I grabbed some toilet paper, wiped under me and was then horrified by what I held in my hand. It was a transparent sac, about the size of a 50c coin. I honestly don’t know how long I stared at it for. Even though I had never seen anything like this before, I instantly knew I had just passed my baby.

I wrapped it up in paper and cleaned up the remaining tissue that had also come out, and flushed the toilet. Now that I think back on it, I should’ve kept it and buried it, but I was literally in such a state of shock I didn’t know what else to do. And just like that, not only did my baby disappear, but with it all my future hopes, dreams and chance of being a Mother disappeared too.

What happened after that is a little bit hazey. My boyfriend’s Mother helped me get back into bed and called him to let him know what had happened, and my Mother arranged to come over to see me too. My boyfriend got home and laid next to me in bed and I just cried.

There is a million and one things that run through your head. I instantly felt guilty, like I had done something/not done something and had caused this. Then there was the feeling of not being good enough/deserving enough for the baby to live. Then came anger over how unfair life is, when you see people everyday drinking/smoking/taking drugs through-out their pregnancies, and they still get a healthy baby to hold at the end of it.

What followed from that was just emptiness and broken dreams. I would never know whether the baby was a girl or a boy. I would never know if they looked like me or my boyfriend. I would never hold them. Never hear them cry. Never see them walk or talk, take them to their first day of school, never see them grow up.

The rest of the day pretty much went in a cycle of being okay, to being numb, to being hysterical again. On Monday, 5th of March, I still had to go and get a blood test, and even worse, I had to go for an ultrasound. I literally kept my eyes closed, held my partner’s hand and cried through-out the entire scan, just knowing there was going to be nothing there.

The Doctor had said that there could be a possibility that the baby was still okay (I think they have to say that, just on the off chance it’s true) but I knew that I had held my baby in my hand, and it was no longer living and growing inside of me. Sure enough, today (Tuesday, 6th of March) that was confirmed true. I had miscarried and my baby was no longer inside of me, what was left was just other tissue and lining.

I continue to be in pain from cramps (I have been told these can last up to a week) and continue to bleed (which can last up to 6 weeks) and have been told I will need to undergo yet another ultrasound in a few weeks to “make sure everything has shed properly”.

I think for a lot of people, even to extent some partner’s, once the baby itself passes, that’s the end of it for them. Unfortunately for the Mother (I’m still not 100% sure I can consider myself one after this has occured), the experience doesn’t end like that. Every cramp you feel and every bit of blood you see is a cruel reminder that your baby is gone, and that now everything you are feeling is just the body returning itself to a “normal” state, and you just have to go along with it, you have no choice.

I’ve booked in to see someone tomorrow to hopefully start my grieving process, but I honestly don’t know how it goes from here seeing as this is the first time this has happened to me (I have suffered two prior miscarriages, however I did not know I was pregnant with either of them and both occured due to forced trauma, so I never had to witness any of it). I don’t know how you move forward from here, and go through days like Mother’s day, the baby’s due date (for me it was October 9th, 2018) and other days like Christmas for example.

As far as what happens from here, I honestly don’t know. Some people have mentioned eventually having overcome this and then trying to fall pregnant again, but the thought of that terrifies me as I honestly don’t think I could potentially go through another loss, and I respect those who I know who have had multiple losses and still keep trying and some have even been successful, you are a lot stronger and braver than me.

I was told to not bottle this and to share my story, which in anything in my life I have always promised to do, to hopefully help anyone else who is going through/has gone through something similar. I will try to keep writing about how I survive the next chapter from this, but apologise if I don’t as even writing this took a lot out of me and was extremely difficult to write about.

I also apologise if some of this isn’t written well/doesn’t make sense, this is all still pretty raw for me (hasn’t even been 48hrs yet) and I was pretty much crying the entire time I typed this so there will probably be mistakes.

<3

[icoforensicreports-blog]

Forensic Analysis of Ice Rock Mining 2nd ICO (Rock2) Is it a scam? Read to find out...

Note: the following is not investment advice, just my opinion, and like any investment, never invest more than you are willing to lose. Ice Rock Mining offer an opportunity to invest in cryptocurrency mining, using their unique low cost setup. They mine bitcoin/altcoins in a old soviet bunker cave built inside a mountain, which maintains an average temperature of 10-12C all year round (so cooling costs are minimal), has very cheap electricity ($0.03 per kWh), and they own the cave so there is no rent to pay. Main benefits: Current return on investment (ROI) rate of 20% per month (can go up/down). Note that the calculator on their website does not reflect the current rate of return as it was programmed when the price of bitcoin was higher. Passive income (just sit back and enjoy the profits) Lifetime contract 50% share of profit, and they reinvest 20% back into mining equipment, thus gradually increase their mining power and your profit share. If you want, you can sell your investment share/tokens in the future Please see their website for further information. ########## Short summary: If you do not have time to read what follows, my conclusion is that they are NOT a scam. If you appreciate the many many hours I put into this research, then please share this and signup to Ice Rock Mining using my referral link, so we can profit together: https://ico.icerockmining.io/Account/Register?stcRef=f93764e6-ceae-4c0d-ab61-9435566e6896 Also those who sign up using my referral link will have access to future forensic analysis reports, so we can make more good investments together. Enjoy! ##########

I first came across Ice Rock Mining via a video advert. It sounded interesting but too good to be true so I decided to examine their website. If I was going to invest my money I had to be sure these guys were legit, so I did A LOT of research. The following is just a sample of the pertinent information from my forensic analysis (evidenced links included).

What did I study? I read their entire website, checked all documents contained on it, examined all associated links from their website, watched every video about ice rock mining on youtube and comments, read all forum posts about them I could find, and their social network posts (e.g. twitter, facebook etc), joined and observed their telegram group for a few weeks, contacted them using various ways, and messaged various people who talked about them in the early days from their first ICO.

Who is the owner? The domain name icerockmining.io is registered by Malik Murzashev (CEO, DOB: 7th June 1987) on 14th Aug 2017 until 14th Aug 2018 [reference]. The short domain registration length is a small concern but this is not uncommon among companies, as it can simply be renewed in future. It is hosted on a server hosting another two organizations, one about political asylum in the USA (which may or may not be related to Malik), and an audit firm which is linked to Malik, registered 27th Nov 2014. This latter domain registration also contains the registrant address [reference]. The audit firm website also contains several official state registration and license certificates. In their youtube videos it is mentioned Malik owns an Apples store (selling technology products and Apple products),  domain registered on 9th Feb 2008 till present [reference]. This is true and is a long established business with much past activity on google, facebook, twitter etc. This is a VERY good sign of legitimacy.

Where are they located? They provide the co-ordinates of their cave on their website (43.879891, 76.326797). Google maps link // Bing maps link (zoom in on map to inspect) When the maps are analyzed with the following three of their youtube videos (link 1, link 2, link 3), you will note they seem to match. The path taken and location of the cave is shown below:

You can also see lots of pictures of the cave and surrounding area HERE, before ice rock mining converted it. You will also note from their youtube videos of the cave, they show clear progress in its development which is a good sign. They have clearly been working on it for a while. They also offer visitors the chance to visit their cave if arranged beforehand (you can see a video here where investor, and now also their PR manager, Amir Ness visits them). I was able to confirm Amir Ness did speak at the Planet Blockchain conference in Dubai on Sat. 30th Jan 2018 about ice rock mining [reference]. Ice Rock Mining office address: office 79, 49 hajimukana almaty (the owners of this building can be found HERE). You will note from their office video it is a loft style office and the total number of rooms in the building is 80, suggesting that 79 would be at the top, making it fit. TEL:  +7 707 303 0310

What is the feedback from investors from their first ICO? (which they used to provide mining contracts only, not like this current 2nd ICO) 1) I did not find evidence of them not paying out on mining contracts from their first ico (which began with a few days delay in late December 2017). I also did not find any evidence posted by those claiming it is a scam. Simply the claim "scam". However, there did seem to be evidence of some disgruntled investors who missed out on the mining contracts of their choice from the first ico, and having to wait until the next batch of miners to be delivered to begin mining. I imagine it would be difficult to predict demand for each type of mining in advance, so this issue is pretty understandable. 2) There also did seem to be evidence of some unhappy investors from their first ico Ice rock mining who were promised a buyback of $2 for every rock1 token, on Feb 1st 2018, as this was delayed to Feb 5th, and the buyback was done under market economics, meaning they bought back rock1 tokens from whoever offered the lowest rates first up until $2 (e.g. if someone offered them at $1.70 they would buyback these first before buying those priced higher up until $2, until their monthly buyback funds were depleted). The next buyback will be on March 1st 2pm GMT+6 on etherdelta. 3) Crucially, there was evidence of investors who were critical of them at first due to the above but after the buyback took place were happy, indicating the buyback did happen. [Some references for the above: one, two, three, four, five]

Are they and will they payout to investors? The critical question!

Ice rock mining released a report about their current mining operation (end of Dec to end of Jan). In it, it says the amount available for the 2pm Feb 5th 2018 GMT+6 buyback is $34,096 USD. I visited the etherdelta exchange before the buyback was set to begin and took a screenshot of the Rock1 sell trades, shown below.

The following calculations are estimates only: Total number of Rock removed/bought = 554+6292+3000+91.124+1000+1427+1090 = 13454.124 Approx cost of Rock tokens bought in ETH = 0.9029646+10.2553308+6+0.1913604+2.199999+3.1394+2.398 = 25.0870548 Approx cost of Rock tokens bought in USD = 25.0870548*~810 = ~$20,320.51 (does not include transactions fees) Estimated shortfall = 34,096 - 20,320 = $13,776 USD Etherscan analysis suggests Ice Rock Mining used this account for the buyback (not possible to confirm): https://etherscan.io/address/0xffad7c4f9a7ddf47083084c5a566e4650e4d019a (shows 41.999 ETH was transferred to etherdelta, with approx value of 41.999*~810 = $34,019.19) This amount roughly matches their buyback funds stated above. Without evaluating the etherdelta Rock token trade logs it is not possible to confirm exact figures. The above account is linked to the following accounts which show a healthy balance of funds: https://etherscan.io/address/0x08137fa7438895145d03bea510b804ac762f6cdb https://etherscan.io/address/0x4c6bd07a7ed9657576c35e68e99b05f90938f4db https://etherscan.io/address/0x50db3cbbc83790ffc4741edad06b2a4bea26749a The results indicate the buyback did occur, however more transparency is needed from Ice Rock Mining to confirm the amounts.

Final Notes In case anyone thinks I work on behalf of Ice Rock Mining, I will now outline what I regard as some of the potential future issues: 1) their electricity contract price is for approx. 5 years, after which they will have to negotiate again for a new one. This could increase their costs. 2) bitcoin price seems to be on a short term downward trend but long term upward trend, thus the ROI stated in their website calculator (which does not use the current bitcoin price) will likely be lower for the short term. Unfortunately, startups have a tendency to overstate and under deliver sometimes. 3) their company structure is not simple. The ICO is apparently being managed by Woodland Networks L.P. which is registered in Northern Ireland. Which was setup by KINTARO SOLUTIONS LLP (Nothern Ireland), Bondwest AG and Entervox AG based in the Marshall islands. Original registrant seems to be Askar Karimov. Elaborate company setups are not uncommon among larger companies, with the most common reasons being for tax efficiency purposes and privacy [see their explanation here]. They do seem to be open about information most of the time, which is a good sign. 4) going forward, auditing of mining and buyback payments should be improved, ideally by an independent 3rd party 5) they have stated if the cave reaches full capacity (5000 ASICS to mine bitcoin) they will expand to an outside building but this may be less efficient, i.e. require building, more cooling and security, compared to the setup inside the cave.

##########

Conclusion The strongest positive evidence is that they are who they say they are, and they are where they say they are located. The teething problems experienced by them in their first ICO were minor and to be expected from a startup. They certainly have room for improvement however.

I give them a forensic analysis score of 4/5, which is above average.

If you appreciate the many many hours I put into this research, then please share this forensic analysis report and signup to Ice Rock Mining using my referral link, so we can profit together: https://ico.icerockmining.io/Account/Register?stcRef=f93764e6-ceae-4c0d-ab61-9435566e6896 Also those who sign up using my referral link will have access to future forensic analysis reports, so we can make good investments decisions together. Enjoy!

Note: All content linked to from this page has been saved and archived in a folder, to serve as future record if needed.

[rebrobindoesmath]

How I Attempted To Mathematically Model the Spread of Memes on the Internet, pt 1.

This is my first ever /actual/ Tumblr post, so first of all, let’s hope I’m doing this right.

I’ll make my introduction fairly brief as to get to the mathematics ASAP. This was part of my senior project for my mathematics B.S. (which I am very close to completing!). I presented parts of this research at the Michigan MAA Section Meeting in April of 2017. And I am really excited to share what I found in a more casual setting (rather than in a formal paper for my class or a conference presentation).

So let’s get to it, eh?

For the first installment of this series, I want to touch on two main things:

Why Did I Decide To Do This?

Things You Need To Know Before We Can Get To The Cool Stuff (I Know, I Know, But You Need To Know These Things)

Why Did I Decide To Do This?

My senior mathematics capstone course was on the topic of Markov chains. The main purpose of this class was for each student to complete an individual research project. I struggled for quite some time to determine what I wanted to do my project on. I eventually settled on disease modeling, but found myself disinterested with the material. I credit one visit to my advisor’s office for what sparked in me the most academic drive and passion for a project I’ve ever had.

I walked in, planning on just talking about my ideas for my disease modeling project. My advisor suggested that I could use this sort of model to work with other things, and me, being the Internet-addicted smart ass that I am, asked, “Like memes?”

So here we are.

Things You Need To Know Before We Can Get To The Cool Stuff

First, I’m assuming that you are familiar with the following concepts from linear algebra:

Matrix algebra

Eigenvalues and eigenvectors

Diagonalizing matrices

For the sake of time and length, I leave reviewing those as an exercise to the reader. Ha, I’ve always wanted to say that.

So I’ll begin with Markov chains.

A Markov chain is a stochastic process where the probability of being in the current state is dependent solely on the previous state you were in.

What’s an example of this?

Suppose you are playing a game on a rectangular board of 7 squares. Your piece starts on the center square. For each move, you have a probability of 1/3 of moving to the left (which I'll denote L) and a probability of 2/3 of moving to the right (which I'll denote R). If you get all the way to the right, you win! However, if you get all the way to the left, you lose (*sadface*). Once you reach either the leftmost square or the rightmost square, you can’t move out of them. We’ll talk about this in more detail later, but these are what we call absorbing states.

See below for the starting position.

Say your first four moves are R, L, R, R. 

Your probability of moving to the right is still 2/3 and your probability of moving to the left is still 1/3. Much like the honey badger, the probabilities don’t care that you moved R, L, R, R already; they are still the same as before. Examining this as a Markov chain is nice because it allows us to answer two important and interesting questions: 

What is the probability of winning after a certain number of moves?

What is the average number of moves it takes until I win? 

I’ll attempt to answer question 1, and I’ll leave question 2 as an exercise.

In order to find the probability, we must first create a transition matrix. The transition matrix, $T$, is a matrix where $T_{i,j}$ is the probability of getting to the $i^{th}$ state from the $j^{th}$ state. In this example, each state is a square on our board. Our transition matrix looks something like this:

Let’s discuss!

We note that every column sums to 1. This makes sense! We have to move every turn, so the sum of the different probabilities of leaving each state should equate to exactly 1. We also note that $T_{1,1}$ and $T_{7,7}$ are both equal to 1. These are our absorbing states! Absorbing states are those states where the probability of returning to itself is exactly 1. So, you’re essentially trapped (mwa-ha-ha) in these absorbing states. 

How does this help us find the probability of winning?

Excellent question! If we want to find the probability of being in the $i^{th}$ state after starting in the $j^{th}$ state after n moves, we simply find $T^n_{i,j}$. This can be done using your favorite computing software (I personally opt for SageMath), or if you’re feeling particularly ambitious, you can do it by hand (but I don’t recommend this, for the sake of your health). 

So if I want to find the probability of winning the game in at most, say, 10 moves, I would look at $T^{10}_{7,4}$, as this entry shows the probability of ending in the 7th state (win!) from the 4th state. Additionally, I could also find the probability of losing after at most 10 moves by looking at $T^{10}_{1,4}$. 

Here’s $T^{10}$ as outputted by SageMath:

Our $T_{7,4}$ entry is $\approx$ 0.7133, giving us a nice 71.33% chance of winning the game in at most 10 moves!

We can continue to raise $T$ to higher and higher powers and see if we can find the values that the probabilities approach, but there’s an easier way! We can find the steady state distribution of our transition matrix. 

The steady state distribution is the vector that when we multiply $T$ by this vector, we just obtain the same vector. In other words, it’s a vector $v$ of probabilities such that $vT = v$. Also, this vector $v$ is actually the eigenvector associated with the eigenvalue of 1!

For the sake of time, and since I’m assuming you’re comfortable with matrix algebra, I’ll leave the solution to you.

After finding the steady state distribution, we can determine that the overall probability of winning is 8/9 and the overall probability of losing is 1/9. Good odds! 

How does this fit into my research? / Preview for the next post!

I’ll talk more in the next post about how I viewed the spread of memes as a Markov chain, but in general, I worked sort of backwards from how I solved this example. In my research, I don’t know my probabilities, and my goal is to try to find them! So I use these ideas to create some ~pretty dope~ equations involving these unknown probabilities and try to match these equations to data sets I obtain from Google Trends. Of course, this will make more sense with my future posts!

Hope you enjoyed! Any questions/comments/concerns, feel free to send me an ask. 

Best wishes and stay positive!

(I promise that wasn’t a math pun)

(Okay, maybe it was)

Update: Here’s Part 2 of this series. 

[prussiasboxerbriefs]

language journey

thanks to @squeezieslangblr for tagging me and giving me an excuse to infodump about languages :D

rules: reblog, tag ten others and share your answers

1. what languages are you studying/have you studied?

- my dad is german, so he spoke and read books to me in german, and my german grandparents were the only ones who ever bought us dvds, so i grew up watching either pbs kids or the same couple sendung mit der maus and dubbed disney movies on dvd. i picked up a decent amount this way, but my grammar and spelling were abhorrent and i started studying it on my own in 8th grade, so now i can actually consider myself decently fluent (even though my grammar still sucks B) just reasonably less)

- obligatory spanish through 6th grade; i’ve picked it up and dropped it on-and-off over the years but at the moment it’s lower on my wishlist than a lot of other languages

- latin for two years in 7th and 8th grade, of which i remember almost nothing

- started learning french on duolingo at the end of 8th grade in preparation for switching to it in high school; i ended up skipping a year of french because american language education is fucking terrible

- the summer between 8th grade and high school i was emotionally unstable and started learning italian to cope (i’m not kidding) but i kind of trailed off with learning it last summer + haven’t picked it up since

- i was really excited about russian and i started learning that on duolingo as soon as the course came out (bc i still didn’t realize you could learn languages for free without duolingo) (i was in 9th grade, so late 2015 i think?). but i stopped, and then restarted last year, and i was sticking with it up until a couple months ago. i’ve been having kind of a rough time, so i lost my interest in a lot of things i love, but even once i get on meds i doubt i’ll have time for it come september :\ i love russian though, so hopefully i can keep it somewhat fresh

- i can read hangul and kana, and languages i was interested in and super focused on for like a week include korean, japanese, mandarin, hebrew, icelandic, swedish, and dutch

- tl;dr: i’m currently focusing on german and french, and i’ll be taking an online IB course in beginner’s mandarin junior + senior year!! in the past i’ve seriously studied russian, italian, and spanish, and i’ve dabbled in korean, japanese, hebrew, dutch, swedish, and icelandic

2. how long have you been studying?

i got really into languages in april-may of 2015 i think, so that would make it two years

3. did you learn through class or self study (or both)

spanish, latin, and french are all classes i have taken in school, but i go to an american school and language classes teach you nothing here :\ so i take french, but the way class worked last year, our teacher would write the name of the grammar topic we were studying on the board, and then i’d ignore him and research it myself on my computer. hopefully it’ll pick up this year now that i’m in a higher level, but idk. all other languages i’ve self-studied, and i’m self-studying french over the summer anyway 

4. why did you decide to learn this language?

- i want to major in animation for college, and the best animation colleges that don’t cost half your soul are mostly in france, so that’s my main motivation for getting to a decent level in french.

- german is my heritage language, and it’s one of my favorite languages because i grew up with it. (also, german college is free) 

- i decided to learn russian because cyrillic looked really cool to me, and i liked the way it sounded. also, it has a reputation for being “harsh” or “ugly”, like german does, which probably drew me to it as well (other reasons include the declension system, the challenge of learning a complicated grammar, matryoshka dolls, russian literature being super famous and esteemed, snow, how big the slavic language family is, and cheburashka).

- everybody says mandarin is really hard, which makes me want to study it. i’m curious about the tones, and i like the writing system. (also, if i can speak russian and mandarin, then i’ve got the languages of the three major hacking countries under my belt, so i could totally work for the CIA or be a spy or a hacker or something :P )

5. what was a major highlight/milestone in studying this language?

german: finally understanding the declension system of der/die/das

french: understanding how all the verb tenses work, which took approx. 2 years (and now they’re super easy for me!! it’s so cool!!!)

russian: realizing that i was starting to decline nouns + adjectives without even thinking about it (i think that was back in march or april, though, so i’m kind of rusty now)

6.what was the hardest thing about learning this language?

french i’ve found pretty easy because of all the cognates between it and english, and the verb tenses i struggled with until i learned english, and realized that a lot of tenses are either the same construction in both languages, or the reverse of each other in meaning

russian...it took me ages to get the case system, but that was because i didn’t study it enough tbh :P i’m still struggling with perfective/imperfective verbs + verbs of motion, but again i think that’s something that probably just requires rote memorization and discipline

7. what resources did you find most useful for studying this language?

i leaned super heavily on duolingo for a while, although i know better than to trust it for everything now. my personal favorite sites are dict.cc (german-english/french/russian/etc. dictionary), verb2verbe.com (french verb conjugation), lingolia (german + romance languages grammar guide), and russian-lessons.net (russian grammar). “german grammar drills” second edition is a really good grammar book that got me to finally stop butchering my heritage language and slurring my articles so native speakers wouldn’t realize i was incompetent B)))

8. any top tips for studying this language?

for languages in general, i would say make sure you understand your own language’s grammar first (especially if you’re an english speaker whose school never taught you grammar like mine). practice vocabulary and WRITE every day. practice active use of your TL, not just passive consumption. i am lazy and don’t do this and believe me, your skills will suffer.

9. what’s your next major language goal?

my next goal is probably to succeed in my german fluency exam and french and mandarin school exams senior year...after that i’ll have space to study new languages, so i want to get back into russian (if i don’t have time before then), and then maybe korean, thai, or hungarian?...there’s so many languages i want to learn, and it changes so often, i’ll probably study something totally different 2 years from now ;w;

10. anything we can do in the tumblr community to get you there?

i was thinking about starting my own langblr! but i still need to figure that out...also, the majority of my blogging is done on mobile, so i don’t know how much original content i would contribute, and i really want to focus on school and my college portfolio as much as possible. so we’ll see, but i’d love to join the langblr community from more than just my personal blog

i’m tagging @langloser and anyone w/ a special interest in languages who wants an excuse to talk about them (not that you need one tbh)

[goforthadventure]

Feb 28th -March 7th pt 3

After A fairly restful night on the bus I made it to Lima. I got my bike all repacked with my gear and ready to ride to my hostel. Luckily my hostel was approx 1 kilometer from the bus station and I was able to get there without too much difficulty. I got checked in to the hostel and was told I could get my room until after 3 which was fine because I could get breakfast at the hostel and hang out in there common spaces until I could check in. This hostel was a really cool old mansion built in the 1900s. It had a pretty interesting atmosphere because it was such a huge building and there wasn’t a really welcoming common space. This was fine by me because it meant that I was able to get my breakfast and then just chill and mentally recover from my bus ride for a little while. After that I needed to move. I wanted to go to this bike shop that I found online and felt like they might be a place where I could get my bottom bracket replaced. The trick with this shop was that it was 4 kilometers from the hostel so I set out pretty immediately after my breakfast. I felt good to do some walking after sitting on the bus for so long and then being somewhat lazy at the hostel. On my way to the bike shop I found a barber shop and got a haircut. The owner of shop was a really nice guy who grew up in Havana Cuba but had lived the last 11 years in Miami Florida before moving to Lima with his girlfriend. After feeling incredibly refreshed form the haircut I found the bike shop. I met William the owner of the shop and talked with him for a while in English ( this is important for me because I feel like I know I am getting my points across) about the issues that I was having with my bottom bracket. He told me he would contact his suppliers and let me know what he could do for me. After leaving the shop I went to a grocery store and got some groceries for the next few days and returned to the hostel. After getting into my room I just relaxed for the rest of the day. The next day I had a really relaxed morning and signed up for a ceviche making class that afternoon. The class ran from 12-3 and so I ate some food before going to the class. The class was really fun. It was taught by a guy from Venezuela who worked at the hostel named Diego. We went to a local open air market and purchased all the ingredients for the ceviche and then returned to the hotel to make the ceviche. After all the prep and everything was done we ate the finished product which was delicious. I am really excited to take this recipe back to the states and get to make it at home. I spent most of the rest of the day just relaxing and reading at the hostel.

[rancidtomatoes]

Race Report: Whiteface Mountain Uphill Bike Race

Signing up for the 18th Annual Whiteface Mountain Uphill Bike Race wasn’t my idea. I’ll own the choice, of course, but I wouldn’t have even heard about it if my friend Phil hadn’t asked me to do it. I was in the midst of concussion recovery at the time, and I’d be lying if I said I didn’t sign up in part in order to give myself a temporary feeling of hope. Surely I’d be better by May 31st. If I sign up for a race, then it’ll make sure that comes true! Magical thinking, to be sure. Luckily it worked out okay this time.

We had a drive of about 3 hours to get to Wilmington, NY, where Whiteface Mountain rises above the surrounding ridge lines at the eastern edge of the Adirondacks. Lake Champlain was on the way, so we treated ourselves to a ferry ride while we tried to pick the mountain out from the landscape across the water. We never did quite determine which one it was.

Ferry across Lake Champlain

A couple of guys from Burlington wandered by and chatted with us briefly.

“You racing?” one asked.

“Yeah,” Phil answered, “Whiteface. You?”

The guy nodded, because obviously there was only one race all of us were thinking about. He looked up at my bike on top of the car, an Orbea Terra gravel road bike with 28 mm slick tires. Phil’s was a Trek Checkpoint, a similar machine, with slightly wider gravel tires. “You riding on those?”

“Yeah,” I said, a little unsure about the pointedness of his question.

“Wow,” he answered.

“What are you guys riding?” Phil asked.

“Mountain bikes,” the guy answered, as if it were obvious, and he and his flat-brimmed hat bid us good luck and wandered off.

For the next hour, as we completed our drive to the base of the mountain, Phil had something close to a minor meltdown as he parsed the conversation and tried to decipher what the guy had meant by his line of questioning, his clearly loaded, Owen Wilson-like remark of “Wow” and his utterly straightforward statement that he and his friend were riding MTBs. Did he think we were idiots for our bike choices? Or did he think he was the idiot, now seeing what we were riding? What did it mean, and what would possess a person to convey such apparent passive aggression directed solely to a person’s choice of ride? Were we idiots for riding these bikes? Were we even going to the right race? What day was it? Why were their brims so incredibly flat?

We arrived in Wilmington quite early, with hours to spare before the race was to start. We walked over the bridge spanning the Ausable River and found our way into the ski lodge, where we picked up our race packets, which included helmet stickers, bike stickers with timing chips in them, the largest number bibs I’d ever seen, t-shirts and exactly zero snacks. Good thing we brought our own. Phil had all kinds of goodies from home to choose from for on-the-bike nutrition, including some special power cookies his wife baked. I had opted for a singular choice item: a refillable energy gel bottle containing 100% pure maple syrup. That, combined with water and endurance formula in my bottles, was what I hoped would keep life in my legs as I scaled the mountain in a few hours.

The Ausable River

After I gathered my race accouterments from the helpful check-in folks, I asked them a question which had occurred to me.

“Is there another race here soon?”

“Yes,” one said, “a 50 or 100-km qualifier for Leadville.”

And suddenly, it all made sense. Those guys on the ferry thought we were doing Wilmington Whiteface. They thought we were going to be riding single track for 60 miles, on slick 28-mm tires! “Wow,” indeed. We had a good laugh about that, and “Wowwww” became an instant catch-phrase for the rest of the day.

We decided to cruise down the course a bit, just to check out the opening three mile prologue, and see what interesting things we could find in town. We saw a bunch of guys fishing the river, and watched one of them pull a sizable fish out. We stopped in a local shop and got some chocolate for the kids and wives. We saw a giant metal bike statue and debated climbing on top of it, but ultimately left such shenanigans to the presumed local youth to get arrested for. A gaunt man with a beard was lost and tried to get into a locked building nearby. I said to Phil, “That’s either a hardcore cyclist or a meth addict.” Not a minute later, he asked us where to check in for the bike race. #nailedit

At the start

Finally, it got close to race time. We changed into our kits and took a little warm-up spin up the hill behind the parking lot. Phil had a little trouble with his cadence sensor, but we got it sorted. A lot of folks were really clamoring to start near the front of the pack, which surprised us considering it was a chip-timed race and drafting wasn’t going to be a major factor, so it didn’t really seem to matter when you actually started. Phil had a theory that the best strategy (if you were racing to win) might be to hammer the first 3-mile downhill section, though, so maybe the draft was a bigger player than it seemed. In any case, we opted to start comfortably from the back.

The national anthem was sung, the Canadian national anthem was played, we got the most anti-climactic count-down in history, and the race was underway!

As I mentioned, the first three miles were essentially downhill. I deliberately played it cool here, trying to spin up the legs in a relatively high cadence and to really back off the power. There was enough of a descent that I was clipping along basically without working. Then we hit the corner, and the climb began.

Once I settled in, I kept an eye on my numbers and found that an average of 340 watts felt about right. I was working, but I wasn’t hammering, and my heart rate was staying below threshold. I found my most comfortable gear and got to work.

My numbers from the corner to approx. the toll booth

There was the slightest of reprieves while passing the tool booth, and then it was nothing but up, for a section of about 4 miles that featured the steepest sections of the climb. Partway through this section, I took my first hit of maple syrup. It went down smooth and quick, and much easier than energy gel. I also didn’t feel like I had to wash it down with water to clear it out of my mouth. So far so good.

My numbers from the toll booth to the first switchback

Because of how the road is laid out, I could see the switchbacks quite a ways before I got to them. They were laid out high above me on the side of the mountain. I knew that they were only a couple of short miles away, so it was a bit daunting to consider how high I had to climb in order to reach them, especially knowing the gradient it would take.

My legs were doing okay, but started to get a little crampy and uncomfortable at around mile 8 or so. Originally I had intended to ride a bit easier until this point, and then put the power down. As it turned out, I rode a rather more consistent power output, so I didn’t have a whole lot of reserves to draw from. I was going steady, though, so I figured I’d just keep on with my 340 watts and see how that worked out.

By the time I reached the first switchback, I had enjoyed some amazing views, passed two unicyclists, hit my second dose of maple syrup (so good), seen a guy riding deliberately crosswise across the road repeatedly (to rest his legs, I guess?), gotten slightly annoyed by someone with a squeaky bike that I couldn’t drop, and been told “I like that gear you’re in.” As in, complimenting me on my specific choice of gearing. At that moment. I guess? I still haven’t figured that one out.

I knew from simulating the ride indoors that the switchbacks provided some measure of relief, and were the time to drop the hammer for sure, if there was any hammer left to drop. I latched on to the wheel of a guy about my size, who I had noticed from his bib that he was also in the Clydesdale division like me, and followed him up and around the second switchback. Then I went by him and made for the finish.

Making my move

I had enough legs left to put down a sprint for the finish of about 0:20. It was completely unnecessary, and nobody was sprinting with me, but I don’t get to race in bike races very often, so it felt right. It was an experience I had never had, and I wanted to go for it.

Sprint to the line. Note the significant drop in temperature.

Still recovering from my sprint

After I got through the chute and received my finisher’s medal, I pedaled around the courtyard of the little castle-like structure that is at the summit to behold a magnificent view of the surrounding landscape. It was a great reward for doing the work to climb to the top. I took a couple of quick photos and then went back to the finish line to cheer on Phil, who was only minutes behind me. I managed to get a decent video of him crossing the line. We took a few more shots and drank some Gatorade, then put on our sleeves and started the ride back down. It was getting cold quickly so we didn’t spend a lot of time up top.

The first switchback, seen from the summit

The ride down was at once fun, beautiful, exciting and harrowing. We were cruising at 40 mph with our brakes engaged. If we had been alone on the mountain, we probably would have let it rip a little more, but there were still people climbing the hill, cars driving up and down both ways, and other cyclists heading down. With a lot of blind corners, it didn’t seem prudent to be going full speed with no chance to stop suddenly if necessary. It was also really cold, and I had to adjust my hands and arms periodically just to make sure that I could, in fact, still feel them.

We made it down safe and sound, and then cruised back to the ski area for food and to check out the results. I ended up in 7th out of 26th in the Clydesdale division (190 lbs+), with an official recorded time of 1:19:25. I was pretty darn happy with that effort. I don’t know that I could have done it much faster if I had changed anything, and I don’t know what I could have changed. It was pretty close to the best execution I could manage on the day. You can’t ask for much more than that.

The drive home was long and dark, but still a good time and there was plenty to recount and reflect on from the day.

I was very glad to be able to do this race. It’s one that I don’t think I will ever forget.

from WordPress http://www.stevemaas.com/race-report-whiteface-mountain-uphill-bike-race/

[fxikb0ay-blog]

Parents: 300cc motorcycle vs. 600cc motorcycle?

Parents: 300cc motorcycle vs. 600cc motorcycle?

If you had a 17 year old son and he wanted a motorcycle would it make a difference to you if he started out on a low displacement motorcycle instead of a high displacement motorcycle or would you say no/yes either way.

BEST ANSWER: Try this site where you can compare free quotes :insurancecostfinder.xyz

SOURCES:

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[naturecoaster]

Chinsegut Conservation Center December 2018 Programs

Chinsegut Conservation Center is open to the public from 8 AM until 2 PM Fridays and Saturdays and other times for scheduled programs or by appointment. Educators and organized groups can book programs year-round based on staff and volunteer availability. The Center hosts many wildlife education programs and hikes throughout the year. Fun educational programs connect visitors with biologists and wildlife experts to explore and become familiar with Florida’s unique and sensitive natural areas. Located 6 miles north of Brooksville, Chinsegut Conservation Center Tract covers 408 of the 850 acres comprising Chinsegut Wildlife and Environmental Area (WEA). December 2018 programs are below: December 7th 10:00 AM                  

Florida, bugs and you

Bugs are a lot of things, including incredibly beneficial. Join Lilly browning for this program on the lineup of Florida bugs and who is helpful or harmful. Free program, no need to register. 1 Hour program December 7th 5:00 PM                     Owl Prowl night hike at Perry Oldenburg: This night hiking opportunity is a fun way to explore outdoors and see who is up when the sun goes down. Join Chinsegut educator Katie for a stroll to look and listen for one of the four owl species known to be found near Perry Oldenburg and anything else on the move. This is a free program, registration required, adults only. Call (352) 754-6722 for instruction on where to meet and to register. 2 Hour program December 8th 9:00 AM                    

3-D Archery

Please plan to arrive before 9 AM to register to participate. All members of the public are invited to bring their bows and join this exciting new opportunity to shoot a 15 lane 3-d archery course sponsored by Drawn by Grace. Fees are requested to help us maintain equipment and provide new exciting archery opportunities for the future. Fees: 12 and under are free, ages 13-16 5$, adults 10$ or 25$ maximum per family. For more information call the center at (352) 754-6722. Program Length: Allow up to 4 hours December 8th 10:00 AM                  

Map and Compass

Navigation is an important part of outdoor skills and survival. Learn how famous explorers charted courses and sailed the seas before GPS. Class covers map reading basics and detailed compass use with field practical. Free program, ages 10+ register online or by calling (352) 754-6722. 2 Hour program December 9th 10:00 AM                  

Nature Photography

Professional photographer and nature lover Alice Herden of Green-fly Media offers a monthly opportunity to learn more about your DSLR camera and getting great shots outdoors. Alice has an amazing nature portfolio and lots of opportunities for photographers of all levels to join her in the field. Registration and a $20.00 fee required. See more at Creative-Nature-Photography.com 3 Hour program December 12th 9:00 AM                  

Chinsegut Field Trip to Perry Oldenburg

Perry Oldenburg is a little known, well-hidden gem among local conservation lands. Join this guided hike to learn about Perry Oldenburg and the secrets it holds. Free hike, please register and get directions for where to meet by calling (352) 754-6722. Hike up to 2.5 miles. Adults only. 2 Hour program  December 14th 10:00 AM                

To feed, or not to feed

There are many sides to the controversy over feeding wildlife. If you have ever wondered who you should feed, when and how, this is a class for you. This class covers the ethical dilemmas raised by feeding wildlife and the expert recommendations of wildlife agencies and conservation groups as well as tips for safety of people and wildlife. This is a free class, no need to register.2 Hour program December 15th 6:00 AM                  

Christmas Bird Count

Get involved in bird conservation by supporting the Christmas Bird Count with our Hernando Audubon Society. All level of birders welcome. For details contact Linda of Hernando Audubon Society at LindaLark85@gmail.com Count runs all day December 15th 12:00 PM                

Tree Rings

A look at dendrochronology or tree ring dating. Trees can provide critical information on environmental conditions if you know what to look for. Join us for a fun informal program on analyzing rings and dating trees. No registration required. Best suited for ages 10+.1.5 Hour program December 18th 4:00 PM                  

Tuesday Wildlife Trek

Meet at Perry Oldenberg WEA east of US 41 on Deer Run Rd. for an evening stroll to look for signs of wildlife. This is a great location for turkey, deer, owls and more. Free hike ages 12+, call (352) 754-6722 to let us know you’re coming. 2 Hour program December 19th 6:00 PM                    

Pudgy Party

Make a number of delectable treats in a pudgy (pie iron) provided by Not a Clue Adventures as part of this outdoor family friendly dinner activity. So many combinations to test out, so bring the kids and share a few. Pre-registration and a $8.00 fee per person required. Each participant will be provided materials for 3 pie iron goodies, savory or sweet or combination. Drinks provided. Visit Notaclueadventures.com to sign up. December 21st 9:00 AM                  

Birding 101

Birding is a fun hobby which can be passive or competitive, done alone or in groups and keeps you learning all the time. If you are interested in learning about birds and bird ID and some of the great reward programs that go along with birding join us for this detailed program.  Classroom instruction and field work included. Free program, please register online or at (352) 754-6722. 3 Hour program December 21st 1:00 PM                  

First Day of Winter Hike at Big Pine

Each year we celebrate the beginning of winter at Chinsegut with a walk and talk about what winter in Florida looks like compared with other eastern areas. This year’s hike will be held at Big Pine Tract. RSVP to attend online or by calling (352) 754-6722. Hike will meet at Big Pine Parking area, Old Crystal River Road. 1.5 Hour program December 22nd 2:00 PM                 

Children in the WILD; Deer

Take a break from the hustle of the holidays and check in at Chinsegut with the kids to explore the life of deer. Kids 5-9 can explore the natural history of deer through games and activities. This is a free program, please RSVP to attend online or by calling (352) 754-6722. 1 Hour program December 27th-28th 9 AM – 3 PM  

Archery Beyond Beginners

This two-day archery exploration program will take students from the basics of beginning archery to planning a hunt and the ethics of hunting. All equipment is provided by the Center. Encourage your child to learn more about this historic skill in our safe environment. This class is limited to 12 participants by pre-registration. Children must bring water and a lunch each day. The cost is 20.00 per child, Ages 10-16, register at (352) 754-6722. December 28th 8:00 AM                  

Beginning Birding Hike

Take advantage of the weather by joining this guided birding stroll through Chinsegut. Hike begins at the center at 8 AM. Program offered through Hernando Audubon volunteers. 1-3 Hour program December 29th 8:00 AM                  

Walking Sticks Hike; Chinsegut

This monthly hiking club meets at a variety of FWC managed lands around Brooksville. This month we will hike the connector trail from Chinsegut to Big Pine. Please call to register, parking is limited. (352) 754-6722. Hike approx. 1.5 miles. Can’t make this hike? No worries, join the First Day hike January 1st. 2 Hour program Read the full article

[sizzlingcrusadebouquetfan-blog]

Denver Colorado Cheap car insurance quotes zip 80201

"Denver Colorado Cheap car insurance quotes zip 80201

Denver Colorado Cheap car insurance quotes zip 80201

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So I got into a bit of a fender bender at my college parking garage. I was trying to park and due to the tight space i apparently hit the back bumper of a car. I drove away because I didn't want to further block traffic, I thought I hit the side wall, and I was already late for an important exam. The campus police called me, and he's not charging me with a hit and run. We also have everything straightened out with the other driver. However, the officer needs my insurance to complete the police report. I do not have insurance, I don't own a car and the car I was driving was my sister's. Am I completely liable? I researched around and saw fines were up to $1000 and licenses were revoked 60-90 days. Please help me answer, I'm so stressed out and terrified of everything that's happening!..""

Approx price for car insurance for 16 yr old?

Hey, I'm about to get my license and promotion for my current part time job, and i'm wondering if anyone know what how much would i have to pay for my car insurance, current car im planning to drive is a Nissan Maxima year 2000, I got my permit March 2007, but was too lazy to get my license, getting my license around next month...""

Manufactured home insurance?

Has anyone dealt with any companies dealing with insurance for relocatable homes. We are looking for an insurer of these type of dwellings

Insurance price for a 16 year old?

I'm 16 live in Minnesota and i want to get a car maybe around $5000 just wanted to know how much a month it would cost for insurance with and without my parents

Denver Colorado Cheap car insurance quotes zip 80201

Denver Colorado Cheap car insurance quotes zip 80201

How much does having a reliable car and insurance effect child visitation through the courts?

Here in California

Cheapest insurance company for young drivers?

Just wondering what the cheapest place for a young driver to get insurered is from people's experience, thank you""

Is there any affordable health insurance for full time college students?

I'm a full time student and I work full time. But our benefits at work aren't that great. It's close to $400 a month with a 5000 deductible. I can't afford that right now. Recently my mom told me that she heard some colleges have health insurance programs or something like that that I can get through the college. It's pretty affordable supposedly.. I tried to search on my college site but didn't really find anything. Where can I find info about this? Or are there any government programs that offer insurance to full time students?

Is there any affordable health insurance when you are a smoker with high blood pressure?

Is there any affordable health insurance when you are a smoker with high blood pressure?

Cheap car insurance for 18 year old?

Ok my younger brother is looking for cheap car insurance, hes just turned 18 and is looking at cars in the 400 region, there has been loads of nice looking cars for that price all fully working but obviously reasonably old. this is fine but when it comes to insurance some companies have quoted up to 8000!! I was just wondering if anyone had any tips that could help us out? aiming for under 1000 if possible! Thanks. Mark.""

Do i have to have insurance on my cycle or car.?

So i know it is best to have insurance but i was wondering is it an absolute must, like can i have a car and drive it legally with out insurance?""

What's a good medical insurance plan for someone in my situation in CA?

It's so overwhelming with all the different policies out there, if someone has a recommendation for a good insurance company that is affordable for my situation: a. self employed single female b. no health risks/problems c. mid 30s d. prefer a plan that covers maternity just in case""

Pregnant teen with no insurance?

Okay, so I'm 16 and I have no insurance,and I'm pregnant. My mom makes way to much for me to even try to get free insurance, but she is saying she is to embarrassed and she doesnt want to take me to the docter and she doesnt want to pay. How do i get free insurance in memphis.?""

Does anyone know where I can find affordable health insurance for self employed people?

I own a small business, and need to find health insurance for my family that wont break me. Please help if you can. Thanks.""

How much should I expect from the insurance company for these damages to my car?

I have a 99 oldsmobile intrigue, my car was hit on the drivers side between the front and back doors. The front door is really damaged and the rear door has some""

Car insurance for a day/week for a learner

Hey, basically i am going to take my practical test in a couple of weeks (14th) and im taking it in my car, i was just wondering if there is any companys that specialise in car insurance for just a day or a week for learner drivers. if so what companys and how much am i looking to have to pay, thanks""

HOW MUCH WOULD IT COST IF A PERSON GOT A TICKET FOR DRIVING UNDER SUSPENSION AND NO INSURANCE?

I HAVE BOTH OF THESR AND WANNA KNOW WHATS THE MAXIMUM FEE

""Best first car, with low insurance?""

i want a car, with low insurance, cheap to run etc

Should I cancel my car insurance to save my money?

Currently, I'm living in WA, I have a car in TX. But my family member in TX driving it, and there names are under insure by my car insurance. If I want to save money on my car's insurance. I need to ask my insurance remove my name out of car insurance; is that right? or there is no difference between keep my name on car insurance and remove my name out of car's insurance? Thanks""

Life Insurance for Children?

My husband wants us to get life insurance for our three kids. It's through Globe Life and is called the young American plan. It's a whole life insurance policy. I'm not ...show more

Who in the world has the cheapest car insurance?? 10 point 4 best ansswer....?

ive searched and searched and searched, after all im being dropped by state farm insurance cause i became a financial risk for them.... its not my fault i had 3 car crashes in 6 months.... anyway the best rates i got so far are.... $200 a month for basic and $553 for full coverage on a 93 chevy van POS.... no im not joking my rates were $130 for full coverage with state farm b4 all these accidents..... god help me im in michigan if that helps anyone else.... i really need a fast answer cause i got 3 days to get new insurance""

I have a Suzuki GS500 now & want upgrade. What is the cheapest sportbike on insurance 1998-2006?

Thinking of maybe a Yamaha R6 or R1, Ducati Monster, Buell Firebolt, Kawasaki Ninja, Honda 599 or 919""

I dont want to pay for car insurance... is there any way around it? LOL?

I know it sounds crazy and I need insurance but is there anyway to avoid paying it... at least for just a month? I have the cheapest plan possible but its still killing me financially every month! Do you think allstate has a low income program? Do ANY of the insurance companies....?

What insurance company should I choose for my car?

I just got dropped from state farm because of high risk and I'm looking for something affordable for a college student/ musician. I have to get full coverage as well. What is a cheap company I can go with that's not going to screw me over or anything?

Does a Dodge Dart have sports car insurance?

If i buy a dodge dart Rallye and it has the 1.4L turbo engine, will i have to pay for sports car insurance?I have statefarm..""

Young Person Car Insurance?

Hi there, I am currently looking for my son who is 19 and has just got himself a new job, i promised him if he gets a job he can have a car to get there. However i am very worried about the insurance quotes ive looked up on the internet which is looking at 3700 a year which is the cheapest i can find. Very worrying seeing his mates are 2500 which im happy to pay. He is looking for a old ford fiesta, is there any ideas where i could improve and seek a cheaper quote? Possibly phoning up companies or is the internet quotes better, any other suggested cheap car insurance websites? Thanks Fiona""

Want the cheapest and most affordable insurance in Florida (Tampa) !!!?

He guys, I'm 19 years old and just received my driving license this week. I want to insure my car that I just bought recently , would someone tell me a name of a company that offer an affordable insurance for student ? Just to let you know , some people say that there is no differences between insurance companies prices. but actually that is WRONG !!!>>>>> Some companies try to get customers by cheap prices > please let me know if you have experiences this situation.""

Can I drive under my parent's insurance?

I'm 18, have a license and my dad bought a car for me to drive. If my dad registers it all under his name(title and insurance) will I be able to drive it? I don't want to be added into the insurance, I just want to drive it all under my dad's name. I'm in California, can this be done? If I get pulled over, will the police not hassle me over it?""

Around how much would car insurance cost a year for an 18 year old female to drive ocassionally?

I just want to drive my moms car for a bit until I buy my own!

""I am getting ready to take the 220 insurance course,?

When I am done how do I get signed up with different insurance if I am a independent agent?

Denver Colorado Cheap car insurance quotes zip 80201

Denver Colorado Cheap car insurance quotes zip 80201

HOW does indemnity insurance affect Home insurance?

How does having indemnity insurance on a home for buiding work carried out with out building regs affect the cost of Home building insurance?

Looking for a cool car but cheap on the insurance?

im 17, looking for a cool car have a budget of about 8000, but i need the insurance cheap because some of the ones i was checking out were ridiculous any ideas? thanks""

How much will insurance cost after first dui offense?

I got my first dui for parking my mom's car for her(my intentions weren't to drive home drunk at all... just back 10 feet.) and I use to have insurance but canceled it when ...show more

Cheap car insurance with different situations?

HI I have one car at the moment. I am looking to buy another one for my wife. I want to know how will it work out cheap to get both insured. is it 1) If we both can drive eachothers cars? 2)we have seperate insurances on our cars and we can not drive eachothers cars? 3)I can drive my wife's car but she cant drive mine.? Also how can we protect individual no claim bonuses aswel. Thanks

How much would the insurance be on a VW Beetle?

I am 17 and intrested in getting my first car a Classic VW Beelte, does any one know the price range for the insurance on one? Many thanks""

How do i get individual health insurance quotes for southern California?

i am soon shifting to southern California. how can i know if my if insurance will skyrocket or stay more or less the same so i know if getting it is justified or not. also where can i get quotes for it?

What is a good health insurance for an individual?

My dad lost his job 6 months ago, his new job doesn't have benefits. What is a good health insurance that will be cheap enough for a young college student that is affordable? (I ...show more""

Where can I get scooter insurance?

I am looking for insurance for a 150cc Scooter. I can not find any companies that want less than $1500 a year. Geico quoted me that, but I think they thought I had a motorcycle. Any ideas on companies?""

What are the contents of an insurance premium?

What are the contents of an insurance premium?

Can I drop my over 18 year old from my insurance under the obama law?

Can I drop her from my insurance if she's over 18 and not in school or do I have to prove she has insurance first?

What is an insurance deductible?

What exactly is a medical insurance deductible?

Challenges faced by brokers in handling health insurance?

Hi,i am doing a project on various challenges faces by insurance brokers in handling the health insurance""

Best health insurance company?

Can someone recommend a health insurance company in CA that has affordable rates? Recently lost my job and need insurance for me and my family.

Can you get car insurance without a license?

I want to buy a car without a drivers license. Can I get insurance for the car if I use another name of a person with a license?

How to get cheapest car insurance by where you live?

How to get cheapest car insurance by where you live?

Why is insurance for mazda cars so high?

I heard mazda cars often increase your insurance? Why do they? Is it for a good or bad reason? Answer with detail please :)

Help! I need medical insurance! ?

I have asthma with a history of mild depression. I am look for an affordable health insurance. I am 19 years old. Please help!

Why should we be forced to buy health insurance?

I'm referring to the new health insurance law, in case you didn't catch that.""

How much should I insure a 2 bedroom condo for?

I want to buy insurance for a 2 bedroom, 1150 square foot condo in Orange County, California. I am interested in knowing how much coverage to buy to cover inside damage due to a catastrophe like a fire for example. I don't care about coverage for personal belongings or outside of the building. I just need to know what it costs to restore the inside walls, floors, etc. in case they are ever destroyed.""

Can you have more then 1 life insurance policy?

Can you have more then 1 life insurance policy?

How much does teen car insurance cost?

I'm 16, and I'm about to get my drivers license. My dad is insured through the aarp people because its cheaper for him. he called them to ask how much it would cost to put me on his insurance, and they said 120 dollars a month. I thought this seemed a little unreasonable, because i'm just going to drive a three thousand dollar car like twice a week. How much do you/ your parents pay for car insurance for young drivers? I have good grades. can that get me a discount?""

Can I finance a car while on my dads car insurance?

I am looking to get a used car really soon, I have saved up enough money to put a good down payment down and have had a steady job for a little over 2 years now. The question is, will dealerships let me finance a car even tho I am on the car insurance with me dad? I am 20 yrs old and I still have insurance with him because I am a college student and also because I still live with him""

How do you transfer a title to a car without getting insurance on it right away?

I just bought this old muscle car. The thing is, it's winter now. I won't be driving this car until spring through fall. I just want to know if there is any way to get the title transfered, without getting insurance on it right away. I know insurance is going to be a factor in transferring this title. I have insurance, just I don't need it on the car right now, I just want to get it home. Any help is appreciated. Thanks""

Whats the best cheapest car insurance to get?

We have Farmers Insurance, and we have to 2 cars and 3 person together with full coverage cost $370 a month, i think that's too much, we can hardly afford that. Is there any other company you think offer cheaper? Thanks.""

Drive without car insurance?

My car insurance just expired I can't reinstate it until I get paid on friday I only have 88 dollars until then. I don't have to drive anywhere until then But I don't have any food or toiletries. The store is 1 mi each way from my house I don't have anyone to take me to the store. Would I likely be ok if I took myself?

Denver Colorado Cheap car insurance quotes zip 80201

Denver Colorado Cheap car insurance quotes zip 80201

""New driver, teen car insurance?""

does anyone know about how much the average teen's car insurance is? im 17 and looking for a car, i have $1750 in my bank account... about how much would car insurance cost me? and how much do i have to pay upfront? i know its sometimes cheaper if you have good grades, and i have straight a's. can anyone help me? thanks!""

How much is insurance for a 2008 Nissan GTR?

I want to buy a 2008 GTR but I want to now how much car insurance would cost before I buy it. Ive hear that it costs A LOT per year.

How does car insurance work?

So I am planning on asking my friend to borrow his car to drive when he's going to travel, but I do not have any insurance. Is it okay for me to drive? His car has insurance, but I do not have insurance under my name. Does that mean if I bump into something, I will get into trouble, even though the car has insurance?""

How much is pilots insurance ?

First of all is there such a thing as pilots insurance, if so how much is average""

Car Insurance estimate?

I know it's a bit impossible (like asking what's the length of a string) but I am wondering if anyone knows a rough amount , or has experience of how much car insurance would be for a 19 year old - near 20 year old male in the UK. I would be a named driver on one of my parents cars (A vauxhall Corsa 2013), my parents have no points on their license. I would only be using the car when I am back from University so for a maximum of about 3 months a year so not for the full year! I have heard of some people younger than me getting insurance quotes as a named driver for around 700 but I am unsure if this is true. a) Are there any insurance websites where you can calculate an estimate for a Named driver? ( I know ones for the main driver) b) would it be worth to pay it monthly ?... c) any estimates roughly? (an estimate within 200 or so! ) Thank you ! P.S if anybody magically knows of how much it would be for me to be with an insurance company as a named driver yet still gain no claims bonuses (as many named drivers don't get no claims) I'll be extremely grateful!""

Is driving a motorcyle dangerous? and will it raise my insurance prices?

is a motorcycle more dangerous than a car what are the pros and cons. i am considering it for the good gas millage i am 18 yrs old (clean record) -- will it increase my insurance costs

Any recommendations for health insurance for international travel?

I will be traveling around the world for 4 months and need health insurance as I'm currently unemployed

How can i get cheaper insurance?

im looking to buy a car soon. my parents both have vehicles and im a 18 yr old male with a g2 so my insurance on any car with be well over $3000 a year. i was just wondering if theres any loopholes/tricks to make insurance cheaper. i know my buddys dad opened up a business just to put a car under the business name so he wouldnt be charged as a primary driver.

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

Collector Car insuance for 17 year old? Possible?

My 17 year old son wants collector car insurance for his 67 Chevelle that he heavily modified and uses it only for hobby and pleasure. He puts 4,000-4,300 miles a year. We live in California and were wondering if there was a collector car insurance like hagerty, american car collector, etc. that would cover a 18 year old or younger? Any Possible plans? Thanks. PS. He locks it up in our secure garage.""

Any one know any good insurance for new driver that is only 18?

My mom tried adding me to her AAA insurance and it would be 1150 every sic month that too much anyother cheap insurances thanks

""If women are such horrible drivers, why are our insurance rates lower than men's rates?""

If women are such horrible drivers, why are our insurance rates lower than men's rates?""

""What if i don't have a social security number, can i still buy car insurance?""

I am an illegal alien here in chicago, illinois but i have a car that i drive to and from indiana (about a 40 minute drive). I want to purchase car insurance but i do not know if i can. what do i need to buy insurance in illinois. do you know if i can purchase it online or which insurance company would sell me an insurance policy? please help as soon as possible.""

Looking to get health insurance for first time.?

Am looking at some individual health insurance am a student I wanted to know is insurance pay as you go or do I have to sign a contract saying Youll be with them for a certain amount of time?

Can u get insurance on a different address to your licence?

Say i live in leeds but my friend lives in bradford and my insurance works out cheaper on their address. Can i ge insurance to her address even though i do not live there?

I need some advice on car insurance...?

I am purchasing a used car, worth about $3,000.00 I am trying to decide what level of car insurance I should get. Money is kinda tight. Do you think full coverage is neccessary? What type of coverage do most people opt for on low value cars like this? I've always driven new ones.""

Cost of insurance for a Landrover Freelander 1.8i for new driver?

I am 36 & thinking of buying a freelander 1.8i 3 dr for when I pass my test & I just want to know how to find out the cost of insurance without contacting any insurance company.

""Im 19 ,how much should i pay for car insurance?

im not british.but im getting a uk full licence.. any people know how much should i pay for a classic mini? and how about a 1995 subaru wrx?

Why do I have to pay first year homeowners insurance?

I'm in the process of purchasing a home. I'm taking out a FHA loan and my broker stated that I would have to purchase first year homeowners insurance for a year. My question is my monthly taxes, PMI, and also home insurance is already infused in my monthly mortgage payment,so why is that I have to pay for a years worth of insurance when I'm making a monthly payment on it anyways? Will I being paying twice? Can someone please explain""

Looking for Health Insurance that allows 5 year old as primary member?

We live in Texas, I'm looking for health insurance for our 5 year old daughter. My husband has coverage through his employer and I have the option of being covered under his plan as well. However, our premium would increase by $400 a month if we add her to that plan. I am looking for an inidividual plan that will allow only her to be covered. So far I've found that the primary member must be over 18. Anyone know of a company that offers this? We can't afford the extra $400 but we wouldn't qualify for any government assistance program. She has no illness and she had tubes put in her ears a few years back, that about covers her medical history. Thanks in advance for any info!""

Car insurance...oh my god?

hi, i just pass my driving test, my car (insurance group 7)....i search on confuse.com for third party car insurance is 4000 one year..although i'm 30 years old. is this ture? ...show more""

In California what is traffic school for? Will my insurance still increase?

I am 19 and got a speeding ticket 85 in a 65 this is my FIRST ticket. I take full responsibility and am ready to accept my consequences. I am not one to drive like that but I was late that day. I know there is no excuse. Soon I am getting my own insurance under my own name. If I take traffic school besides not getting a point on my license will this also prevent insurance increases. If I go to get my insurance will this ticket affect me even though I took traffic school? I live in California and this is my first ticket I am 19 and male.

""What is the average cost of home owner insurance in Houston, Texas?

I know this varies and are based on different factors. I am just seeking an average - thanks!

What Insurance Should I Get?

Im Getting my license in two months and im saving for a 1977 f-250 ranger, i also need insurance. whats the cheapest and most affordable insurance for a teenager?""

Help with Yamaha raptor 660 insurance for a 20 year old ?

Hi i'm finding it hard to get insurance on my raptor 660. i'm 20 years old and the only company i can find is falcon insurance and they want 1500 :| does anybody know any other good places for young riders ? i've tried, Carole nash Lexham MCE Bike sure Performance direct axa Adrian flux Call connections and a few more. Any company suggestions to help find it cheaper would be appriciated thanks...""

Denver Colorado Cheap car insurance quotes zip 80201

Denver Colorado Cheap car insurance quotes zip 80201

https://www.linkedin.com/pulse/tip-cheap-car-insurance-monthly-payments-terry-walters/"

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waht to know about automoble insurance quote on your credit

"waht to know about automoble insurance quote on your credit

waht to know about automoble insurance quote on your credit

BEST ANSWER:  Try this site where you can compare quotes: : http://financeandcreditsolution.xyz/index.html?src=tumblr 

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What if I upgrade my car insurance because someone threatens to mess up my car?

An old roommate stole a lot from me the day he moved out. I've been waiting 5 days for the police to take the report (they're busy according to them). In the mean time I contacted him telling him to return my stuff or I'll involve the police, and he said if I do that he's going to f*ck up my car. Right now I have basic insurance but after he told me that I want to upgrade my insurance just in case. My question is what happens if I upgrade and he does mess up my car? If I file a police report about the threat can my car insurance deny the claim? What if the police are still too busy and he does this before I get to file a report? What should I do? I already started parking 2 blocks from my apartment.""

Is it true that the color of your car influences your insurance rate.?

Is it true that the color of your car influences your insurance rate.?

Auto insurance required when buy new car?

I live in california and recently went to the dealer bought a new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car?""

What is the difference between a car registration and an insurance?

I always mix the 2 up for some reason. I know that insurance is to insure the car for any damages done to the other vehicle or your own vehincle, but what is a registration for. Is it to verify the owner of the vehicle. Any sort of help would be greatly appreciated. Thank you.""

How much would car insurance cost for a 17 year old boy for a Ford Focus RS 2003?

I am the 'boy racer' type of a boy. I have the cash to buy a ford focus rs on an 03 registration plate. i was wondering how much car insurance would cost for it? i wish to learn to drive in the car. Ford Focus RS is obviously a very fast car having been used for WRC. It is my favourite car, i can afford it but it would be a massive let down if i couldnt afford insurance on it? please help. any answers are greatly appreciated. thanks""

""I hit accidentally a car on the back,no damages.Did my insurance will go up?""

I hit the car in the back,but was no damages in the cars.She will contact my insurance ,didi they will increase my payment?""

I am 17 and ive just passed my CBT.i am hoping too buy either 100cc or 125 cc. how much would m insurance be?

I am 17 and ive just passed my CBT.i am hoping too buy either 100cc or 125 cc. how much would m insurance be?

What is a rough guess what insurance for a 97 Yamaha yzf1000 would cost?

Im looking at getting a 97 Yamaha YZF1000 and was wondering about how much i would be paying for insurance?

waht to know about automoble insurance quote on your credit

waht to know about automoble insurance quote on your credit

I got into a car accident like 2 weeks ago and i havent recieved a rent a car from the insurance company??????

I havent recieved a rentacar from the insurance company i didnt have insurance since the car was no more that 3 hours new to me i had just bought it. It was cansidered a total lose from the insurance what should i do.

What is the cheapest car insurer for a 17 year old WITHOUT a black box?

What is the cheapest insurance company without a black box or device to monitor you're driving for a 17 year old...?

Car insurance?

which car would be the cheapest to insure for a newly qualified driver aged 19 male uk thanks in advance

Does anyone know what insurance company in NJ has there policy start with the letter F ?

the policy number is F183941-4

What is the best website to reseach and compare auto insurance quotes?

What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

Does anyone know a cheap car insurance company?

Im About to Turn 17 and am Male,, I need to know if anyone knows of a cheap car insurance company, I have a 2002 Citroen Saxo VTR, I live in Dudley,UK Preferably i would like to pay less than 3000 (i am only a student) Preferably i would like to go in my name but i do also have the option to go in my 44year old dads name. If anyone could get back to me on this i would be very greateful p.s -- I have tried all of the comparison sites and have only found 1insurance company cheaper than 3k Gett Back to me please Thank You xx""

Where is the best place for me to get car insurance?

My policy on Geico expired recently. Right now I'm trying to think of all the money I'll be saving without using Geico. Their rates were outrageous. Those cavemen are smart not to use Geico. Every lie has some truth in it. Anyway, I need to renew my insurance, and I'm fed up with Geico. Are there any other companies that are reasonable like Nationwide, State Farm, All State, Progressive, and whatnot?""

""Changing insurance companies have active claim with old one, what happens?""

I have a claim with my current insurance company, waiting to get the deductible don't have it handy. But I found I can get a better rate with a different insurance company. What happens if I change companies before I get my car fixed? Does the insurance company still have to pay when I get it fixed since it happened when I was covered by them. Or do they not have to pay it since I'm no longer covered by them?""

""How much woud monthly car insurance cost for a 19 year old, and a 1963 Dodge Dart?""

I saw I nice 1963 Dodge Dart for sale, and Id like to get it but Im not entirely sure how much insurance would cost, if I can get some sort of ballpark range so I know whether or not to buy it""

How do I know which insurance is primary?

I'm a full time student and I'm nineteen. I have insurance through my mother, empire blue cross blue shield. But I also work part-time at a hospital and receive local 1199 health insurance from them. Which one is primary?""

Can police tell if you have insurance in NJ by scanning your license plate?

I was let go from my job and my insurance dropped me from lack of payment, I needed the money for rent. Anyway, I gotta drive to work to make money so I can buy a new insurance plan so im wondering: Can police tell if you have car insurance by scanning your plates? I have an insurance card still thats good for 4 more months. also, I had insurance with cure so anyone know of any cheap car insurance?""

Can you have more than one car insurance policy?

Okay, imagine the situation. Mum's got a car (A), but it's too expensive to run. Son has just bought a car (B) but doesn't want to drive it much until next year. Mum's already got an insurance policy on Car A, she wishes to take out an insurance policy for Car B with another company, but still keep her insurance policy on Car A with her old insurer. So Car A - Insurance Policy A - Mum driver. Car B - Insurance Policy B - Mum driver, Son named. Many thanks.""

Any websites that can comapre insurance rates for different cars?

I am looking at new cars and this information would be very useful. Obviously rates depend a lot on the person getting the insurance. I am not looking for an exact number, just looking an easy way to compare rates based on different cars.""

""What do i do first, title or insurance?""

so i figured out what insurance company i'm going to use, and my cousin is giving me her car. do i need to get the title of the car before i get insurance or do i have to get insurance first. i'm 17 by the way.""

Is it true that red cars cost more to insure?

I live in Oregon if that makes a difference.

18 Year old car insurance.?

Hello, I am looking at car insurance and the cheapest I can find is between 2,800 and 2,999 based on a corsa and the price changes depending on the year I put. I do not want a fancy car just something safe, secure and that I can drive. That quote only changes by about 50-100 by adding my mom and it goes up not down by doing so. This quote is tracker based with insure the box. Please can you advise on cars that may be cheaper or ways to cut the cost. I have had a licence 4 months but will be 5 in the new year so i am basing it on that. When just trying quotes based on 6 month licence (coming up soon) and with a 1 year no claims (can do with no claims accelerated insurance but not may companies and they say they not quote me) and the price was 1,8500. Thanks""

What do you see as the purpose of health insurance?

Should there be limits on the amount of health care provided? If yes, what criteria should we use to ration health care? If no, how should health care be financed so that everyone has access?""

Term Insurance or General Insurance?

I am thinking of insuring a member of my family. What would be an ideal choice? Going for a term insurance plan or general insurance? 10 points to the best answer.

Do you have auto insurance?

Is it mandatory for you to have auto insurance?

Insurance for a 2003 F-150?

Hi, i am 18 yrs old, im wanting to find out how much i would expect to pay for a 2003 f150 on insurance. Or what is the best insurance company that works with you and is not as expensive just because im 18. And how much do you pay for insurance on your ford f150? Thank you!""

Why do auto insurance company ask for social security number when asking for a quote?

must i give my social security number if i were to purchase a auto policy?

Will Health Insurance Reform give us affordable premiums?

We understand the proposed legislation will require insurance companies to accept pre-existing conditions and prohibit them from dumping anyone who gets an awful prognosis. These features are very progressive. Mr. Obama didn't want federally mandated insurance, but the insurance industry does want it. So if everyone is required to sign on, as with car insurance, then we need to shop around for the best rates. What's the bottom line? How can we find out? Can we still ask our Congressional reps to strike this out?""

Why do men and women pay the same price for heath insurance becouse obamacare?

women see the doctor 30% more then men.

What do I need to do for self employed medical insurance?

I am 43 I am married. My hubby has medical and I'm on his policy. He has retirement. I will be on his retirement. But he is 44 what happneds to me being self employed, if something should happen to him. Will I still get his retirement money? Will I still be covered medical? I am looking at an IRA account at the local bank next week. I have only been self employed for 5 years. I have worked for an employee up until now. I need help. I need to plan for the retirement years. Thank you for your time. Plus we both have life insurance incase of death. If he goes first I'll have money to pay for the house. But what then? By the time I'm too old to work how will I buy things?""

Parents wont let me drive because im not on car insurance?!?

'm 17 now, and I'm planning on getting my license sometime this month. I was really planning on driving to school everyday after I recieved my license. But my parents flat out said NO, because I'm not covered by insurance. They say its way too expensive, and that I'm going off to college anyway next year (i dont plan on driving while im there). I'm really sick of taking the school bus! I just wanna drive to school. but insurance for teens is mad expensive. are there ways to lower the cost? and about average, how much is it anyway? i get good grades. all A's and very rarely B's. and i've taken drivers ed before too. anything else that would help? just any tips on how i can convince my parents to get my car insurance??!""

waht to know about automoble insurance quote on your credit

waht to know about automoble insurance quote on your credit

Will these cars cost more to insure?

So im looking to buy my first car. The deal is I pay for the car, my parents cover the insurance, but they wont let me get a SUV or sporty car because then they have to pay more. I was looking at a Toyota Celica or Hyundia Tiburon (I kinda want a coupe so my friends wont be bumming rides all the time because ill be the only one with a car). Is this true? I mean, even the 4-cylinder 2.0L automatic models? Will these models still be considered a sports car even with the wimpy specs or were my parents mistaken? I was also looking at a Chevy Cobalt LS coupe, which is pretty much the same as the others, and my dad said it was cheaper to insure?""

Totally outrageous car insurance quote?

I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""

Question about life insurance and insurance in general? help?

I'm trying to help a friend get a hold of an inheritance that an attorney is wanting to take a 33% chunk of to help her claim. one of those unclaimed money deals. i did a search on my friends name and found an insurance company that might have her listed but i don't know if its a lead. the insurance company is CONTINENTAL CASUALTY COMPANY i looked up this insurance company to see if they offer such an insurance policy for life. can anybody help if they are familiar with this company? any help would be sooo greatly appreciated. GREATLY appreciated. it wouldn't be very fair for a big lawyer to walk away with her money just because he knows something she didn't.. :( i cant afford to really pay the fees these unclaimed websites ask for and so here i search.. hoping that this insurance company might offer some bit of hope :D your help is greatly appreciated.

Car insurance for learner driver?

I am a named driver on my girlfriends fully comprehensive insurance policy. Does she have to sit next to me or can anyone who is over 25 and has held their license more than 3 years able to sit next to me if they do not have their own insurance?

About how much money a month do you think it would cost a 16 year old to get a mustang gt ?

Including insurance and how much do you think the down payment will be

How do i take out a car of my insurance?

So my brothers car got repo and i wanted to take to out of my insurance but the lady says i cant wtf

Insurance Costs on a 3000GT SL?

I'm 18 and am getting my own car for college. I've been driving my dad's VW Jetta III without a license (he drives with me) for about two years now, as he is a frequent commuter and my high school is close to his work. We never bothered to get a license because we'd have to insure me (and I was going to drive with him anyway as a 'learner'). My eye is on my neighbor's 1994 3000GT SL. It's a non-turbo, and in good mechanical condition. But since I technically just started driving with a license (even though I've commuted for two years now), I'm afraid I might get charged by the insurance company like a 16 year old. It's because of this I didn't get the twin-turbo VR-4, as I heard insurance costs more than the car after a couple years. How much can an 18 year old college going kid like me expect to pay with the SL model?""

I am 18 years old. I want to improve my credit score by buying a vehicle. INSURANCE PROBLEMS!!!!!?

I know ican get approved for a vehicle but insurance for a teenage male is un-godly cheapest is 650 a month, is it possible to buy a vehicle in my name, but have insurance over it under my fathers insurance policy?""

Person A driving person B's car and hits my car. Who's insurance pays?

Person A driving Person B's car. Person A backed up into my car. Who's insurance pays? Person A because he was driving? Person B because it's her car? Or my insurance because I have full coverage? What are the consequences if I file through my insurance company? Will my insurance go up even if it's not my fault? I think not but if you know for sure that would be helpful. Any and all information is helpful!! Thanks!

State Farm Life Insurance... 30 year term? Whole Life? Select Term? Universal?

What insurance should I get? I'm in my late 20's and I'd like to make sure that if anything were to happen to me that my husband and son are left with enough to continue to stay on their feet. The 30 year term is affordable, but the life expectancy of my great grandparents, grandparents and parents, across the board is at least over 65. I'm as healthy as an ox now, but I know that diabetes, high blood pressure and high cholesterol run in my family. I'm very active so I have no signs of any disease related to heart disease. It's a fear that I've had since I was a kid and it's the main reason why I stay active. That being said, what should I get? I already have 2 cars and condo insurances through State Farm so I'd get something like 17% off my car insurance. I'm struggling to figure out which policy to choose. I need some insight.""

Asking all female drivers under 25- Whats a cheap car insurer?

Asking all female drivers under 25!! Does anyone know of or have been with any cheap car insurance companies? Ive already checked quite a few but they seem really expensive...Please help!

Will admiral beat an online quote if I phone them?

Ok, So i've been quoted around 1000 for my insurance through the admiral site, I was wondering if they would beat that quote if I phoned them and spoke to them over the phone. Or are online deals always better?""

Is there a non-owners motorcycle insurance policy available from any insurance company anywhere?

Is there a non-owners motorcycle insurance policy available from any insurance company anywhere?

Why should someone who is say 40 get cheaper car insurance than a 17 year old?

If for instance they passed on the same day, why should a 17 year be categorised as less responsible than a 40 year old in terms of driving ability? Particularly when chances are due to the insurance gaps and most probably the earnings of these two hypothetical people the 40 year old would be able to afford a more powerful car...""

Where can i find cheap Auto Insurance Providers in Missouri ?

Where can i find cheap Auto Insurance Providers in Missouri ?

Is there a site I can get insurance quotes online without someone calling me?

I'm trying to compair car insurance companys and renter's insurance, but I just want a estimate. All the sites I try tell me that an agent will contact me. I really just want to compare prices over the internet.""

How much does US health insurance cost per year?

I am considering moving with my wife and kids to Michigan for a year as part of my degree. I have a number of questions, mainly about health insurance. 1. Will my wife and I still be considered married? If not, will that affect the way we buy insurance/are treated at the hospital? 2. She is very active, with slight asthma and bad PCOS. How much (roughly) would health insurance be for her for one year? 3. I am wheelchair dependent and suffer from epilepsy. How much (really roughly) would my health insurance cost? 4. Do I buy separate health insurance for my children (aged 17 months, 1 month and 1 month)? 5. My eldest child appears to be struggling with leg movement and we are considering the possibility that she may have inherited my condition. Will treatment and tests be covered by the insurance, even though we have an idea of what it might be before buying the insurance? I know these must sound like obvious questions to US citizens, but we are not a particularly rich family, so we need to make sure that there are no big bills hiding around the corner! Thank you""

Cheap auto insurance for mid-california...?

i had a accident in december last year and a speeding ticket doing 90 in a 55 last year.. 2 different occasions. i am buying a 2002 jeep grand cherokee laredo and wheni went to geico they said my quote was like $406 a month.. thats crazy. progressive was $199 a month.. but it still seems outrageous... cant i find it cheaper than this? please help..... im 23 female who has had my license for 7 years since i was 16, never had it revoked or anything.. how do i get my rates to go down?""

Will a medical suspension raise car insurance rates?

My wife has a medical suspension and is trying to get her license back. She has 0 points on her record. I know if you are suspended for stupidity (DUI, reckless driving, ect) then your car insurance rates go up, but do they go up for a medical suspension??""

First car insurance help?

I am 17 year old male, I have spent months looking for a car that I can be insured on for at least a respectable price, I have have gotten quotes for all the typical first cars, KA, Corsa, Punto, Ibiza etc. and they have all been ridiculous like 5-6k?! Now I know you can get insurance as a new male driver cheaper I just don't know what car or how that is possible. I've heard rumors that Ford Puma's are actually very good on insurance for new male drivers even though they are 1.4l and up? is that true?""

Car insurance!! :(?

Right...Passed my test.. got myself a lovely corsa sri 1.4 16v But i cant get it bloody insured with a good quote! Best ive found was quinn-direct with 2700 per year.. thats with pass plus? does anyone know some really good car insurance companies that will insure me for that kinda car? baring in mind im only 17 =[ Thankssss.. Any help greatly appreciated!

How to get auto insurance quote/ estimate without a car?

I am doing a research, and heard that ur insurance can be based on not just the model but the color of the car. I want to know how to get an estimate based on vehicle, model. So that I can make a diligent choice when purchasing my new car.""

What are the pros & cons of employer-sponsored health insurance?

In almost every other country health insurance is provided through the government or through private industry directly to the policyholder. America is unique in that health insurance is most often provided through your employer. What are the pros & cons of this system.

""If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?""

If i lie about my car mileage for auto insurance, will they eventually find out my real auto mileage?""

How much is car insurance in New Jersey?

my sister lives in new jersey and she is wondering how much is the insurance going to cost. She doesn't have a car yet .. she is 17 .. what does she need in order to get a car. Like how much should she save up in order for her to be able to buy a car.. ..

waht to know about automoble insurance quote on your credit

waht to know about automoble insurance quote on your credit

Coverage of Car Insurance for an Alien?

I am visiting USA and hold Indian Passport & Driving License. If I drive my son's car there in USA, will I be covered by comprehensive Car Insurance Policy taken by him on his car?""

Good auto insurance providers?

I am 21 and just getting first car and looking for some good insurance companies with affordable rates?

How much would insurance for cars be around for 18 year olds ?

How much would insurance for cars be around for 18 year olds ?

How much does it cost to have a baby without insurance?

First, don't worry, I have wonderful insurance so me and my baby will be just fine. But, today in one of my college classes we were talking about medical costs without insurance and it got me thinking.... how much would we have to pay for prenatal care, hospital bills, and doctor's fees if I was not covered by insurance (from conception to delivery)? Anyone know?""

Auto Insurance Price?

Does anyone have a rough estimate of how much my auto insurance would cost per year? I'm a 19 year old female purchasing a 2000 Toyota camry.

Importance of public insurance?

what is it's importance to the public insurance user?

Is car insurance calculator is necessary for the car owner?

I think car insurance calculator is necessary for the car owner, is it really true?""

Cheap Car insurance for young and new drivers?

I'm 21 and passed my test a couple of weeks ago. I always knew insurance was going to be an issue and I have found out it is cheaper to go on other peoples policys... but I want to get my own policy so I can get it down. I'll be getting something small, 1.1 or 1.2 for obvious reasons. The cheapest I've managed to find is about 700, thats 3rd party and with a couple of named drivers on. that was with Swift Cover. From a weekend of insurance shopping I've found that all these compare insurance websites are a load of s***. Not had any quotes below 1500. Anyway, does anyone have any tips for getting insurance down more or does anyone know of any insurance companies that specialise in insurance young or new drivers. I just wish they wouldn't tar us all with the same brush... I'm not going to be spending my evenings following other boy racers in Saxos wheelspinning around McDonalds car park. I can see why it's so high though there are so many idiots on the road.""

What is the cheapest car insurance for someone just turning 17.?

I am turning 17 in a few days and want to know what is the cheapest amount i can get car insurance for myself. I have a Peugeot 206 LX 2002 1.1 and want to insure it for a full uk license, where is the best place to do this? Thanks""

""By looking at these charts, can you understand why the U.S. needed health insurance reform?

http://www.huffingtonpost.com/2013/10/03/health-care-costs-_n_3998425.html

Will my insurance cost more this year?

hello people ... so i was wondering if anyone thinks my insurance will cost more this year. i have a motorbike honda cbr125. last year it cost me 450 to insure. looking at the insurance this year it says around 550-650 will mine be this much?

Insurance Cost on Muscle Car?

Sooo I know that insurance costs vary from state to state, and also on your carrier... but I was just curious as to if anyone could give me something to go off of. I'm 16, and I'm seriously thinking about buying a 2002 Pontiac Trans Am. (Yes, I know it's got a V8, and no, Mommy and Daddy aren't helping me with a penny, so please no trolling on that subject) I planned on going through my Mom or Dads' insurance. They both have multiple cars on their plans, and are carried through State Farm. Does anyone have any idea on how much it woud cost to be put on one of their plans? Or is there any tips or tricks out there to get a lower payment for me? Just curious.... lemme know what you got please! :)""

Van insurance employment status question?

I'm about to set up my own business as i've qualified as a painter & decorator so i'm looking into van insurance quotes. For the employment status i've been filling in my current job details (sales) as i am not yet registered as self employed and i will be maintaining my job until work picks up. Is this correct? It will only let me choose one occupation so the option of 2 is not there

How much would an impreza wrx sti insurance cost at the age of a 21 year old citizen?

Hi, I am 21 years old and I'm looking forward to buy a 04-05 wrx sti. I live in Minnesota Saint Paul all my life and never had any tickets or any bad driving record every since I droved. I have at least a year of driving history. How much would my insurance going be if this was the case? Could someone give me at least a estimate price? -thank you in advance.""

Cheap car insurance for 18 year old?

Ok my younger brother is looking for cheap car insurance, hes just turned 18 and is looking at cars in the 400 region, there has been loads of nice looking cars for that price all fully working but obviously reasonably old. this is fine but when it comes to insurance some companies have quoted up to 8000!! I was just wondering if anyone had any tips that could help us out? aiming for under 1000 if possible! Thanks. Mark.""

How to become an insurance underwriter?

Im looking to move on in my career and I am really interested in becoming an Insurance Underwriter. I am currently studying for the CII FIT exam and was wondering what else I would require. Any help appreciated thanks.

Cheap home insurance?

Where can i obtain cheap home insurance?

Should people who do not own cars be forced to buy car insurance?

so that the insurance would be cheaper for those who can't really afford the premiums? That's what Hillary wants to do with Health insurance. She wants to force young people who very rarely need it to buy it so that it would be more affordable for others.

Are Mitsubishi cheap in car insurance?

I was looking into buying a 2002 mitsubishi lancer. Are they expensive in insurance?

""Fast Cheap car, cheap to insure for 18 year old any ideas?

I am trying to find a fast used car (0-60 in less then 6.3 seconds w/ a manual tranny ) i would like it to be around $6k and cheap to insure (i am 18) I have thought about 1993-1997 ...show more

What is the best auto insurance for teens?

What is the best auto insurance for teens?

Were can i get cheap car insurance for a rover 214 16 valve injection?

i need to get cheaper car insurance for my car were can i get it am nearly 24 and i don't have ncb ?

Home insurance comparison?

Considering switching home insurance carriers. The North Carolina Rate Bureau (NCRB) rate and premium for a policy period from May 18, 2013 to May 18, 2014 is $770. The insurance company's proposed rate and premium is $984. This represents a 28% increase over the NCRB rate and premium. Our assessed home value is $525,000. We hold other policies with USAA (auto, life), but have not gone with them for home because the feedback we've received insofar as home has not been favorable. I welcome your home insurance insights, thank you.""

Does my teenager need to be added to my insurance policy BEFORE he receives his driver's license?

Three of my friends didn't add their kids until they actually had their licenses, and the driving school said that technically they are covered by the parent's insurance while driving with just a permit. When I called AAA, they said I needed to add him. If I don't have to add him to the policy until he's actually a licensed driver and save the enormous $$$ it'll cost, I'd prefer to wait.""

Why are my insurance quotes so high?

I am trying to get car insurance and all the quotes I'm getting are about 100 dollars a month. I'm in highschool and any of my friends get theirs for like 60 a month. I have a perfect driving history and still it's too high.

waht to know about automoble insurance quote on your credit

waht to know about automoble insurance quote on your credit

https://www.linkedin.com/pulse/geico-renters-insurance-quote-taylor-peters/"

[foulfurywombat-blog]

Any Florida (Tampa) insurance agents out there (auto)????

"Any Florida (Tampa) insurance agents out there (auto)????

Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets

BEST ANSWER:  Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr 

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A friend of mine says she likes to pay her car insurance in monthly installments (as opposed to in bulk every 6 months) because it helps her credit. I've never heard of this. I told her that she would save money if she paid it all at once (because the insurance company offers a discount for paying in full), but she said paying the extra money was worth the benefit to her credit. She doesn't have credit cards or loans or any type of revolving credit. Is she correct that paying in monthly installments helps her credit?""

""Just got 3 tickets, how much does insurance rise?""

I was driving 79(the cop said this, i realy was not going this fast) in a 50 and got a ticket for that. I have a provisional license(I am 17) and had a total of 2 passengers who were not supposed to be in the car(including myself there were 4 people in the car). I also did not have the red sticker on my car. I live in New Jersey. This is my first offense. How much will my insurance rise? I get 4 points for the speeding, and i do not believe any others because points are for moving violations. 220$ for speeding, I believe 100$ for the red sticker, and I have no idea for the extra two people. They are minors, and no i did not get reckless driving.""

Car Insurance for 4 months?

Hi guys, I'm back with my parents for about 4 months, and I would like to drive the car. To do this, obviously I need to have insurance activated (secondary driver). They are saying that they need to charge me for a year that. Saying that I might come home and drive the car. Meaning, for 8 months I would be paying for nothing. Because I'll be in another city, not even close to the car. 1) If I did come home, I wouldn't drive the car without insurance 2) I don't even come home during the school year, and there is a chance that I won't come home for the summer Do I have any grounds on this? I think the insurance salesperson just wants to gouge money.""

Do I need to include a speeding ticket that got reduced to a moving violation on a new insurance policy?

I am trying to get a quote for insurance and it asked if I have had any tickets. i did get pulled over and got a ticket once, but I had a lawyer get it reduced to a moving violation so it wouldnt affect my insurance at the time. do i need to mention it when i try to get insurance somewhere else?""

I'm 19 years old and I need insurance. How do I go about getting it?

I need cheap or free insurance

What is the definite BEST car insurance company?

My boyfriend and I are both 20 years old and we own a 2001 honda civic dx hatchback. Right now were on a plan with my brother so it's cheaper on us(Farmers insurance) but we are going to be moving out and getting our place and start paying for our own stuff. I'm confused as to which car insurance company is really the best because they all they they're the best. So really... tell me which car insurance company is the best and why. Allstate, The general, 21st century, geico, progressive, farmers, esurance or nationwide? Also note we live in california.""

Student Health insurance?

I have a friend who just turned 18 and no longer qualifies for Badger care (state insurance). Her mother is jobless and her father is out of the picture. She has a part time job but it does not provide insurance. She is still in High school and needs some sort of coverage. Does anyone know of an affordable health insurance plan for students?

How can I lower my auto insurance?

I am 20 years old. I live in Florida which is by far the WORST states to have auto insurance. I've only been in 2 accidents, both not my fault. One was a small fender bender (which my friend decided to get a PIP claim even though he didnt get hurt so he could snag some money from the government). The other i totaled my car, but that was over 2 YEARS AGO. This is a no fault state which sucks because both of them werent my fault!!!!! Currently my auto insurance is 253 dollars! I'm a college student and i CANNOT afford that, but thats the cheapest one I found. Geico and all the popular ones wont even look at me. And it also adds on the my mom was in an accident (also not at fault) she got hit from behind at a red light and of course they penalized her for that too. Florida is a fraud state, they penalize you for everything when its no fault. Does anyone know how i can lower my auto insurance? It's been 2 years since I totaled my car and almost 2 and a half 3 years from the small fender bender. I also got a small speeding ticket from maybe september or december of last year, but thats it. no other tickets. thanks!""

What's an affordable insurance company?

I don't need an agent I just need something somewhat affordable. I'm 17 and the cost is outrageous. I'm looking and Geico seems pretty cheap but does anyone else have any suggestions?

Help! I need auto insurance fast?

I'm 23 years old and need auto insurance immediately. I live in California and would prefer to have nationwide coverage. I am single, no kids. I'm really considering liability or something low-end because insurance here is a lot more than what I was paying in Pennsylvania. I am also a full-time student and heard that might get me a discount with some agencies. Any advice?""

How much content insurance do i need?

my insurance company needs an answer asap. we close in 2 days. small bungalow with finished basement, approx 2300 square feet in total. Master bedroom spare bedroom, office, rec room, kitchen, dining room, great room, full bath, 2pc & 3pc bath, 3 flat screen tvs, usual appliances, all rooms furnished modestly. Would $50,000 be enough?""

My Car insurance Progressive won't pay for my stolen car because my insurance got canceld 2 days!?

I brought my car 2 months ago from RPM auto sales! I have full coverage insurance with progressive! April 7th 2009 my mom was suppose to pay my car insurance and on april 9th they sent her a cancelation notice! Then on april 17th it got finalized! Then on april 19th my car got stolen at gas station! I called the cops right away and my insurance! The follow day my insurance said they wont cover it because the insurance was canceld! IS THERE ANYWAY I COULD SUE PROGRESSIVE OR FIND SOMEWAY TO GET THE MONEY FOR THE CAR 00 BONNEVILLE WITH ABOUT 900$ IN SOUND SYSTEM STUFF IN IT! HELP ME PLZ THIS IS MAKING ME SAD AND DEPRESSED!!!

My younger borother owns a moped how much would it cost for me to be put on his insurance?

i have a full driving licence i only need to be put for for 2 month or so not even that

How much insurance for a Ninja 250r?

I'm 16 and i'm thinking of getting a Ninja 250r for commuting purposes and just riding around to school and what not. I have a friend that is going to upgrade to a new bike soon so he will give me his bike but I was wondering how much the insurance is for the Ninja 250, I have Geico and was going to do all the free quotes thing but I was way to lazy finding out the ID number and stuff so I was wondering for anyone out there with a 250r, how much are you paying every year? Thanks! :D""

17 and HIP insurance?

Im 17 and I need some type of health insurance because my parents dont carry on me. My mom is applying again for HIP health insurance because she missed her reevaluation. So can I apply for HIP health insurance? thanks!

Which is best health insurance?

I was wondering whats the best insurance for me im 18 live with my parents dropped out dont go to college plan to get my ged soon. But i have to get some blood work done for my doc out of state and the place i called said its 832$ i can pay for it but im thinking i should jus get insurance since im going to go on TRT soon prehaps.. so what Health insurance can cover my blood work and hopefully everything in future also im not a citizen but i am a green card holder does it make a difference? thanks i didnt reread this so sorry for any errors

Lloyds car insurance?

ive just bought a new car and am wondering if its possible to transfer my old car insurance to this new car? or do i have to cancel that policy and make a new one? will there be any extra costs if i can transfer etc. any advice appreciated xx

Can I lose my job for not having insurance?

I have heard so many different things. But I called my job today and I found out that they are offering insurance but it is to high to buy for me because it would cost $30 per week. ...show more

Im looking for cheap insurance on a land rover series 3 im 17 years old where is the cheapest company?

what is the cheapest insurance company or cheapest option???

Sports car insurance v.s normal car insurance cost?

how much more would a teenager have to pay for insurance for a sports car than a normal car?

Any Florida (Tampa) insurance agents out there (auto)????

Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets

Why is group health insurance better than individual?

My employer is offering group insurance. My individual insurance seems like a better deal but everyone keeps saying group is better? Why is this?

What is the best life insurance at best value?

which company offers the most life insurance at the cheapest rate

Totally outrageous car insurance quote?

I had some issues paying my car insurance and it was cancelled. I called by ins company today to renew it. They told me they couldn't renew my policy but they have a buddy company that can give me an insurance policy. So they get all my info and they quoted me 730 dollars a month! I understand I have bad driving history and I let my insurance get cancelled, but that doesn't seem right at all, I was paying 100 dollars a month before. That doesn't even seem like a real number to charge someone for car insurance, it's more than I pay for rent!""

Average cost of utilities in a 2 bedroom house in southern indiana?

I am moving into my first home and have no idea how much its going to cost. Its a 2 bedroom with a basement. There are 2 and a half of us moving in (2 year old son). I know for a fact the cost of my cell phone bill and my car insurance and gas but don't know how much to budget for anything else. Please help?

How long will my accident affect my insurance premiums?

I just filed a claim with my insurance company, in California. If they find me to be at fault, then how long will my insurance cost more? Is there a certain time that it won't be on my record, or count anymore?""

""Car insurance in Toronto, Ontario?

i need help find a cheap car insurance in Ontario. If any one can suggest a place

Why are Double-Wides more expensive to Insure for Fire Insurance?

I live 10 miles from the nearest responding Fire Dept and more than a 1000 ft from a hydrant. Some Insurance companies wont insure it while others charge a lot for a premium (2-3 times a stick built home in the city) I thought Manufactured homes were under strict HUD Regulations for Fire resistance, strength, durability, ect.?""

Should I keep my insurance while lending my car?

I will be out of the country for 6 months and would like my friend to borrow my car. She is a licensed driver and stay at home mom. I called my insurance company and they said adding her to my policy would be no extra cost to me. However she told me that since she and her husband already own a car, it would just cost $20 for them to add the car to their insurance policy and I could just cancel my policy while I am out of country. But she is not on the title. So is she right? What should I do? Thanks!""

Why is classic car insurance more?

For a teen I mean. I know these types of cars need special insurance companies but these special companies don't take 18 year old drivers. I'm currently parting out a 76 camaro with a tired 250 v6 so it's not fast in any ways. Though it is still called a sports coupe . so I was curious and got a quote and they quoted me $550 a month. strange thing is my friend drives an 04 rsx that's standard (the camaro is auto) and pays the same rate monthly under his parents. What are the factors that determine these rates? safety? engine size? the amount of damage they do? I had a 03 civic coupe (standard) briefly and was paying $260 a month under my parents insurance. According to the insurance company, all these cars are considered sports cars and therefore have higher rates however they would not tell me the reasons why and that is what I am here to ask.""

Lending your car to somebody - insurance issues?

This is for Ontario drivers in specific, however any information is appreciated. Basically, what are the legalities of lending your car to somebody (just for a day)? What happens if they get in an accident? Does your insurance cover it? Would your rates go up? Thanks!!""

Car insurance quote reduction?

My quote for this year was 1200 as I'm a 18 yr old, male student but I was just wondering how much cheaper it should be with a years no claims under my belt as I'm just a month away from it.""

What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?

I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp

17 Yr Old Car Insurance?

Im 17yr old MALE and insurance is stupidly ridiculous 8,000? my best quote is 4500 Churchill are Idiots, theyll insure me on 1 car but not the other. Ecar seems to be the best so far. Can anyone give me a good insurance company for FULL UK licence holders. And tell me how much you pay""

What's the cheapest 1 day car insurance?

What's the cheapest 1 day car insurance?

I have a question about cars and insurance....?

i just bought a car and im going to go register it today and put insurance on it and i was wondering , can my husband drive my car even though the insurance is under my name only and the registration is also under my name? our insurance is basic (not full coverage) like if the police stops us... will we get in trouble? thanks""

How much do you pay for your teenager's(16) auto insurance?

I just got a learner's permit, and GEICO says that they do not charge for learner's permit. However, when I get my driver's license, it'll cost an additional ~$500 per 6 months. I am a straight-A student, records are clean, and I'm NOT adding an another car--just me--into my parent's coverage. Is this expensive? Normal? Cheap? What do you pay, and what company are you covered by? thanks""

""Car Insurance: What are premiums, legal fees and voluntary excess?

I have been trying to get car insurance quotes online but I dont understand what the above terms mean Also if my road tax (UK) is not due for renewal till thursday can i buy it today? Will they adjust the date for me. Any help will be appreciated Thank you for your time

Can I still use my mom's health insurance?

My Mom has Anthem Blue Cross SISC III. I am married but 19 years old, and under the Affordable Care Act, children 26 and under are still supposed to be covered, married or unmarried, unless the adult child has another offer of employer-based coverage . My husband is a Marine, so I have the option to use Tricare, but I do not have my OWN employer-based coverage, so can I still use my mom's insurance? Her insurance plan is a lot better than Tricare.""

What is the best medical insurance company in illinois?

What is the best medical insurance company in illinois?

""How much does it cost to be on birth control w/ no insurance, how often do you have to see a doctor?

thanks

Who thinks the health insurance waivers means that companies don't have to provide health insurance?

You'd be wrong. Care to understand why? http://www.whitehouse.gov/blog/2010/12/10/truth-about-health-care-waivers The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans. To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers: The waivers only apply to one provision of the law  the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act. The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets. All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.""

Does your insurance rate really go down when you turn 25?

Does your insurance rate really go down when you turn 25?

I need to have all my teeth removed and have dentures in California?

The dentist gave me an approximate estimate of about 11 thousand dollars, I have no insurance, and bad credit, is this estimate fair?""

Car lease insurance question?

I am leasing a car from Honda and wanted to know if there is insurance you can take out to cover any damage to the car that will repair scratches and minor dents, things that I will be hit for when I return the car when the lease ends? I was wondering what that kind of insurance is? Thanks""

Affordable health insurance?

i know this isn't a pregnancy question but i believe moms would know about their health insurance and this is the only category where i get an answers so thanks in advance moms! i dont have hundreds of dollars to pay for insurance. if i did i could go to the doctor without it. i need some health insurance that i can afford. anyoe have any ideas?

Any Florida (Tampa) insurance agents out there (auto)????

Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets

What car insurance companies offers the cheapest price for insurance for drivers under 25 years old?

I'm currently 23 and I am about to get my first car ( a sedan). Which car insurance company offers the best prices for car insurance in new york state (or just in general)? does the popularity of the brand mane of the car and model affect the insurance price? for example, would the insurance of a 2002 honda civic be more than that of to 2003 hyundai elantra (let's say both have the same mileage of 85,000)? thanks

Car insurance Help for a 17 year old?

OK i'm not a troll to start off with i'm just have good bit of money, anyways i i'm 17 and i live in Ireland i have 7.500 euros to spent on my first car and car insurance anyways this is the car i want http://www.carzone.ie/search/Toyota/Celica/1.8-VVTI/201203206625052/advert?channel=CARS so do u know a car insurance that would insure me and i can go up to 15.000 euros if need to""

Does the cost of insuring a car go down when you turn 18?

is it worth waiting a couple of months to my eighteenth birthday to get cheaper car insurance? thanks guys!

What is the cheapest car insurance?

Hi, I need car insurance but I really don't have a lot of money to spend on car insurance. I need the cheapest possible. I've tried Progressive & Harley's Ville and both were way too expensive. Progressive has given me so many issues it is ridiculous. What is the cheapest car insurance. Please?!""

Car insurance?

okay i just got my license. and my friend and i want to go places..my friend is only physicaly able to ride in her grandmas van cause my friend is in a wheel chair like all the time ...show more

""How much a month will insurance be on a 2003 Nissan 350z with a 19 year old driver, (2 yrs exp)?""

How much a month will insurance be on a 2003 Nissan 350z with a 19 year old driver, (2 yrs exp)?""

Help with my car insurance!?

My car is registered to my work adress. I sometimes take trips to see my parents and my car is parked outside there home all weekend. Last weekend somebody damaged my car. Is my car still insured if the vehicle is stolen from this address? I am fully comp on my insurance. Cheers!

Which car insurance site does the cheapest qoute in uk?

L have brought my first car and l am looking for a cheap third party fire and theft car insurance does any one no of any cheap car insurance site in uk

Car insurance for 16/17 year old and 21 year old?

We only need car insurance until January because we're moving, so we were going to get it in July. Can I get insurance with my sister, so joint insurance, she's 21, and I'll be 17 in July. I'm a new driver, and she got her license just last August. How much would that be, my mom said around 800? I think we have State Farm.""

Best & cheapest car insurance company in Cincinnati OH?

Which is the best and cheapest car insurance company out there that provides full coverage? I am paying about 180 for 2 cars right now and I want to know if there is anything else out there that can be better. I am currently with Geico

What are other sources of towing insurance?

Besides AAA and getting towing insurance from your insurance company, are there any other good sources? thanks""

I have a question about auto insurance?????

The other day someone was giving me a ride. We stopped by a store and when i opened the door i scratched a ladies car. The lady was pretty mad and she took the license plate number and the name of the insurance. Today the guy that gave me a ride says that she called the his insurance and now i have to pay the cost of the damage. Is this guy pulling my leg or can this be true?

Individual: How much more expensive/cheaper is Obamacare compared to other medical insurance plans?

Also does Obamacare give you more or less benefits.

How much is car insurance for me?

If you are a sixteen year old with A's and B's, no accident/criminal history, about how much would insurance be on a 1968 olds 442 convertible with a V8? Please don't consider me stupid if this is unanswerable, I just don't want to put my information onto an auto insurance website.""

Best value car/insurance for a new driver (teenager)?

Hey Ive just started taking driving lessons (im 17), and am hopefuly gonna buy my first car soon. I'll probaly just get a second hand one from the paper, but, is there that much difference in the insurance cost with the different cars (like, if i buy a Vauxhall Cora will it be more expensive in insurance than if I get a Ford Focus etc etc). Also, how much will I be looking to pay for for insuance? Im hoping its no higher than 500 a year, as I dont have a ton of money. Thanks""

What is a good car insurance for a DUI offender ?

My 1st time offense and hopefully the last, anyone no of a good car insurance that is reasonable in prices. I've been driving for 10 yrs and no tickets did have a clean record until this happened now I feel like a felon california DUI laws are too harsh bastards thats how they make money!!""

Motorcycle insurance company for temporary 1 month policy plz help?

hi does anyone know a cheap insurance company that would issue 1 month insurance for my motorcycle , my bike is a kawasaki zx9-r ninja, and i have 11 month no claims, im going to spain for 2 months next month , thats why i only need 1 months cover for uk use plz help""

Site for FREE vehicle history report?

my girlfriend is looking to buy this car, and we took down the VIN number, so we can look up the history on it, to make sure it's good enough to be bought, but i was wondering if you guys knew any sites that had FREE vehicle history report, that you typed the VIN # in, and didn't have to pay for. because auto check, and carfax and some other one, you have to pay monthly for. and i think that's absolutely ridiculous. i just wanna look it up real quick, and that's it. thanks for your help, guys. =)""

How much would insurance usually raise adding a minor on it?

How much would insurance usually raise adding a minor on it?

""2007 Mercedes S-class fuel consumption, reliability, maintenance?""

If you're 60 years old in Canada, with a great driving record, how much should insurance cost per year more or less? Also, if you drive 20,000km annually, how much should fuel cost? And is this car reliable? How much would you expect to spend on maintenance costs over the next 5 years? It has 70,000km and costs $36,000 also, is this a good price? Lots of questions I know, but thanks so much""

Affordable car insurance?

Hi; I recently bought a 2002 Pontiac Grand Am from a used car dealership and need to find some insurance on the cheap side for it. What I'm really looking for is something that simply makes the car legal, as I can't really afford anything over $40. I'm 23 and living in Harrisburg Pennsylvania so any insurance you guys know of that fall into my parameters would be great; really need this car for work.""

Car Insurance for any Car in USA?

I am a Senior Indian Citizen of 73 with a US Green Card in Parker, Colorado. I have an international driving permit. Can I get a Car insurance for driving any car hired or private?""

I live in up state newyork need some help with finding some affordable health insurance.?

I live in up state newyork need some help with finding some affordable health insurance.?

Life insurance: Which would you pick?

Scenario: 30 year old purchasing a $250,000 policy. Would you buy: A) Whole life insurance that cost $3100/year. By age 65, you will have $60,000 in the cash value. B) 35 year term that cost $1500/year. If you invest the difference of $133.33/month with a rate of return of 12%, you can have $866,000. Or even at a conservative rate of 10%, you can have $510,000. A or B? I wish I learned about term and investing the difference a long time ago.""

Can I sell my own shipping insurance?

I sell products online that I make myself. So in the past it has been a pain for customers to deal with the postal service in case of damaged in shipping. So instead I would like to just offer my own shipping insurance. Then customers can deal directly with me and everything will me a lot faster and smoother. Is this legal since I am not a real insurance company? If it's not legal how do I have to word it so I can charge like $5 and handle shipping damage myself?

Any Florida (Tampa) insurance agents out there (auto)????

Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets

Which Insurance is best in California?

Hello Car Users(Especially Mercedes), I would like to know for New Mercedes C 250 Sport Sedan, which Insurance criterion will be best as I'm in California? Also, Which Insurance company is good? This is my first time experience hence need your inputs. Thanks""

Motorcycle Insurance Fee?

Hi, My name is Johnny. I'm 19 years old and live in Santa Monica, CA. I currently have DL and I know I need to get Motorcycle License to drive Motorcycle. I've been driving for 9 months and had no accident at all. Although, I sometimes drive my parents' cars and have no insurance. I heard that driving motorcycle will cost me less on payment and insurance. I want to buy like, Harley Davidson model from 2006-2008. How much will it cost me for my insurance?""

CHEAP CAR INSURANCE FOR 17 YEAR OLDS?

hi my dad has a c3 citroen plurial convetable and wants me to be insured on it whilst im in england on holiday! i have an aussie licence but cant seem to find cheap insruance with 2000 pounds being the cheapest. does anyone know of any company who gives cheaper insurance for 17 year olds on an international licence with a convertable car??? any help would be great. thanks!!

In what way has the affordable health care act made health care more affordable? My insurance just went up 34%?

And don't tell me that a 34% increase in one year is normal !!!

How much does it cost to live on your own in western Washington?

I am 20 yrs. old and it's just time to move out. I was wondering what all the expenses are that go into living on your own. Also I am attending communtiy college, and though it is paid for I will not be working full time so I will be living on a budget. I know the general cost of rent, car insurance, cell, gas but I really have no idea as far as food, utilies, cleaning supply, soaps, all those little thing you dont think about untill they add up. So in addtion to all that feel free to share some expenses that took you be surprise! Thanks everyone :)""

Motorcyle insurance laws in Michigan?

I know motorcycle insurance is required in MI, but what is the penalty for being caught without it? I am planning on buying a used bike that I saw for $250 but to get it insured, it would cost me $200 per year. It doesn't make sense.""

Auto insurance deductible?

I got into a wreck recently, it was not my fault and the other guy didn't have insurance. just got my damage estimate and it was 1400 with a $500 deductible. Since the wreck was not my fault and the other guy didn't have insurance at the time is there anyway i could get him to pay the 500""

What is an average auto insurance cost for a sedan in Alberta?

I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.

Do i need to be on my parents insurance?

I am 16 and am going to get my license in a week. I have my permit already. I am going to a California DMV. My parents would like to know if I have to be on there insurance before i take my test. Also what I would have to bring besides my permit and my slip of completion of driving school. If you can please help no dumb answers.

Long-term care insurance?

Has anyone invested in long-term care insurance? Are you counting on that to get you through if you need help? I am fairly alone in the world and am considering this to help provide for my future if necessary.

Whats the average price on owning a 125cc bike a month?

Im planning on buying a honda cbr 125cc bike and pay it up over three years im wondering if anyone knows the average cost of running this bike including insurance price of the bike and road tax and fuel. Im 20 years old if that helps with the insurance thanks.

UK. Do you need insurance to learn to drive with your parents car?

i have my provisional Is the insurance expensive?

Insurance for Yamaha enticed 125?

I'm Looking at buying a Yamaha enticer but insurance is very dear as I haven't been riding a year yet but I'm Moving up from a 50cc Moped. If anyone had been in this situation and found cheap insurance deals for 125's please let me know.

Can I own a car without insurance in NY?

I recently moved to New York from Illinois due to family issue. I am overwhelmed by the heavy traffic and how difficult it is to drive in NY. Fortunately the public transportation is convenient enough so I don't bother driving my car at all and about to sell it. However, my insurance is about to expire in days and I won't be driving this car until someone buys it. The car is registered in Illinois. Can I still keep my car in NY without insurance? What do I have to do with my license plate? What procedures do I have to follow if I sells my car in NY? I've been working very hard try to earn enough money to put my family together, any pennies less to spend is very helpful to my current situtation. Please if anyone can answer it! Much appreciated.""

How would i get health insurance with no income?

with obama care about to start, how can I get health insurance, I don't qualify for Medicaid because I don't have any income, I'm 37, single female, I stay with friends when they throw me out I go to homeless shelters, I live in south carolina, I won't be able to pay fees for not having health insurance""

What are some sample average monthly health insurance payments for a 25-year-old male?

If that's not enough information, make any assumptions necessary.""

Car insurance Michigan?

Im 23 i will be trying to buy a car. I have the down payment but its the insurance that the dealers are scaring me with. One dealer told me it would be about 400 to start a policy. My question is do i havr to pay that whole 400 to get my car off the lot or will it be like half and then the other half later that month

Car Insurance?

My daughter is going to be 17 soon and is looking to buy a small car, ie corsa. Does anyone know the cheapest place to get car insurance for young drivers. She would prefer to have the insurance in her own name to build up no claims discount.""

What are Insurance groups all about?

And... 1. Is a 1.4 engine car okay for a 17 year old? Or does it HAVE to be 1.2 2. Honda Civic or Volkswagen Polo? 3. A rough idea on the insurance cost per year for third party fire and theft?

Will a B average my freshman year apply to an auto insurance discount?

I had a 3.2 last year (my freshman) year, and as of now I have about a 2.5. I'll be getting my car soon, so if I can't bring it up by then, will they accept last year's GPA so I can get a 10% discount?""

What is a good name for insurance company?

Since Obama wants to make the health insurance mandatory. I thought that the only way to survive in the USA, is to start my own insurance company. Please help me to come up with the name.""

Who actually has health insurance?

Just about everyone I know doesn't have health insurance. This sounds pretty bad. Who actually has health insurance?

How much would getting a cast cost me in the US with and without insurance?

I'm a US citizen studying in Canada. Sunday, I fractured my wrist playing football. I saw a sports medicine doctor on Monday, who sent me for x-rays and informed me I had a fracture. He told me to go to the hospital to get a proper cast. The fracture clinic there had closed for the day so I went to the ER, where they wrapped me up and took another x-ray. I saw an orthopedic specialist this morning who set my fracture (ideally I should have come in immediately after the incident and had it set then), after which they took another set of x-rays to check if the setting worked. The prognosis is good. I didn't pay a cent in all this, as I'm covered under the University Health Insurance Plan, which all international students in Ontario get, as the Ontario Health Insurance Plan only covers residents, anything under OHIP is covered with UHIP. I'm curious, what would the cost have been had this happened in the US, with and without insurance? Thank You""

Affordable Student Health Insurance if I can't be on my parent's plan?

My parents are Japanese citizens in living in Japan and the insurance I currently am in with them obviously won't cover me in the U.S. I am going to be a college freshman and wonder if anyone knows any affordable student health insurance plans/companies. The plan provided at my school is a bit pricey and needs me to pay it all at once in the beginning which I can't do. Any affordable and numerous-payment-planned insurances?

What is the cheapest insurance company for georgia drivers under 18?

What is the cheapest insurance company for georgia drivers under 18?

Any Florida (Tampa) insurance agents out there (auto)????

Well its pretty simple i have a car now and i know how much insurance i am paying now but i have a few questions since i am going to change cars in a few months i am looking at getting an Suv something like a jeep srt-8, trailblazer ss, maybe acura RDX but im not sure what kinda things make insurance cheaper like AWD vs FWD or RWD, auto vs manual etc so if you are an insurance agent and could help me please email me or im me. Thanks BTW some background info: 17 years old Male no accidents, no tickets

https://www.linkedin.com/pulse/my-car-insurance-going-cheaper-because-i-getting-learners-santa"