#best interest-rate savings accounts online

[the-cosmic-teapot]

To Be Loved By Nanami Kento

Nanami x reader

WC: 10,705

TW: Slight age gap (4 years), Canon-compliant, fluff, angst, canon-typical gore, big emotions, Nanami is such a gentleman, drinking, reader gets very drunk (Shoko), kinda steamy but no smut, marriage, family, Not a happy ending (ANGST!!!)

*Not proofread (my husband said his word limit is 5,000)

Summary: The story of how you and Nanami fall in love.

A/N: Hi pals, it's been a minute (like a couple months, oops)! This has been in the works for the majority of that time, but I couldn't bring myself to finish it until now. Let me know if you all like the longer fics or if I should break them up into parts instead. Also, I am looking for more proofreaders, if you are interested message me. As always, feedback is welcome!

P.S- The reader has a cursed technique that is using electrical energy and the gloves are what is used to conduct the energy. 

~Cosmic

June 2012

High school graduates are left with difficult decisions to make upon the end of their education. Differing from a typical student, graduating from Jujutsu High in Tokyo meant alternate career options; choosing to become a sorcerer, or leaving the world of Jujutsu for a mundane job. As you pack up your home of the past three years, you ponder this quandary as boxes of memories are put away one by one. On one hand, you were trained alongside some of the best sorcerers in generations, and, if we’re being honest, you’re one of them. Now on the other lives a normal life, and a normal job. One where you don’t face nearly as high a mortality rate. You could find love, have a normal family, and you could live in ignorance of your fellow sorcerers’ sacrifices.

Moving out of the dorms at Jujutsu High was bittersweet, you have a lot of memories with your friends, and even a sparse few with Gojo– as annoying as he can be. You found a nice apartment right outside of the business district in Tokyo and you were even up to get promoted to a grade one sorcerer. Things are looking up for you and your new independent life. 

Before you were able to fully get the rank of grade one sorcerer you needed to do a few missions with current grade one sorcerers, which is now what you were being sent to do.  Usually, you worked with Mei Mei because your personalities meshed well, unlike your fighting styles, but this time was different. Before you stood a tall, well-built man with blonde hair in a suit. The tan suit was a bit plain, but his bright blue button-down and patterned tie really stands out. Ijichi explained what grade-one curse this man and you needed to eradicate in an abandoned nursing home in Osaka. The man, Nanami, is to pick you up at the crack of dawn to catch a flight as opposed to driving through the night to get there. 

As you packed a small bag with a few necessities– the return flight was the following afternoon– you wondered why it took so long to meet Nanami. By the end of your second year, you had met most all of the grade one sorcerers from one gathering or another, but not Nanami. You had a few options now, you could look him up on social media or ask Gojo about the very muscular man. You decided on the former because Gojo would endlessly tease you for asking, plus you could stalk him online from the comfort of your bed. From your extensive research, you learned that there was not a trace of Nanami online other than a post from Gojo a year ago that tagged a deactivated account. Now you either have to ask Gojo or the even more embarrassing option of trying to make small talk with Nanami tomorrow. You were at a loss, was teasing from Gojo worth learning more about the undeniably attractive man? Nanami seems the type to not talk much, so small talk may not even tell you more about him. 

Your phone dings as the latest episode of a trashy show’s credits roll. You didn’t have the number saved, but you could quickly tell it was Nanami because of the overly formal language and punctuation of the message. He asked about where he should pick you up and if you wanted him to grab coffee before getting you. As you respond you also internally scream as this man keeps getting more attractive and you’ve met him once. Is it weird to be this attracted to a man you’ve just met? You suppose it doesn’t matter much, it was just a superficial attraction at best now. 

The following morning you wake up and get ready as usual, skincare, a little makeup, and finally getting dressed. You grab the overnight bag and your backpack for the trip there and head down to the lobby to wait for Nanami. After doing one final look over to make sure you weren't forgetting anything you finally leave and lock up your apartment. When you get to the lobby Nanami is already there holding his phone, probably about to call you.  

“Ah, good. You’re punctual, do you have all of your equipment ready to go?” You give a quick nod knowing you placed your sleek black gloves in the front pouch of your backpack. “Good, let’s go then,” Nanami said. He was in another suit, not a hair out of place. Without another word, he took the overnight bag and began to walk out to his car. 

He placed your stuff in the trunk of the modern black car and got the passenger side door for you. God, he truly is a gentleman. The interior of his car is clean and smells like a new car scent. You noticed a pastry on the middle console and two coffees in the cup holder after getting comfy for the quick trip to the airport. 

“I got you a strawberry Danish, as well as the coffee, I hope you like it,” Nanami says as he buckles in and starts the car. He adjusts his glasses, and checks before backing out of the 20-minute parking spot. 

“Actually, I’m allergic to strawberries… but thank you for the coffee and thinking of me!” You said with an awkward, tight-lipped smile, feeling bad that he wasted his money on you. “Oh, I’m sorry,” Nanami spoke. “I’ll keep that in mind next time” You give him a small ‘hump’ as acknowledgement. 

The drive to the airport is quick, the bright lights of Tokyo pass by in a blur together in a rainbow of color. You wonder what this mission will entail, this was a grade-one curse, so Nanami could handle this alone if needed; theoretically, you should be able to do the same. Being this close to Nanami was strange, it felt almost intimate in the dark morning. You could smell the cologne he was wearing and the heat coming off of his body. He smelled amazing, woody and smokey, with notes of whisky. 

Soon enough you notice Nanami pulling into a parking garage and getting a ticket and finding a parking space. Getting out you go to grab your overnight bag but Nanami already has it in hand with his.

“I can get my bag if you want.” You said quickly. “You really don’t need to.” You say to the back of the tall man as he walks away. 

“It’s fine, it’s not heavy.” He said plainly, walking towards the walkway to the check-in desks. His steps are quick and driven by efficiency. You could tell he will be much more professional than Mei Mei, and way harder to get a read on. 

~~

As the plane lands you listen to the flight attendant about the typical unloading procedures, you worry about the mission and whether you will make a fool out of yourself in front of a grade-one sorcerer, especially one as attractive as Nanami. You remember this feeling when working with Mei Mei for the first time too. After you get your backpack from the floor you reach into the overhead compartment for your other bag but Nanami already has it in hand. 

“I told you I’ve got your bag, '' Nanami says, bending down to get his bag on the floor. You shivered at the thought of him being so close to you. 

“Okay, if you really don’t mind,” you say blushing slightly, moving to get off of the plane trailing after Nanami. 

When you leave the airport the sun is shining and there is a small breeze. It ruffles Nanami’s hair making him look even more divine than he already does. He hails a cab to go to the hotel so you can check in and go over what intel you have on the cursed spirit. The cab ride was uneventful at best, but your anxiety was through the roof. You could feel your heartbeat in your throat and the sweat covering your palms. 

You zone out sitting on one of the chairs with your and Nanami’s things while he checks into your rooms. Suddenly, he appears in front of you with a disgruntled look across his sharp, perfect features. He explains that the hotel screwed up and only has one room (and one bed) available at the moment, he runs a hand through his pristine hair and sighs.

“We can look for other hotels in the area if you are uncomfortable sharing a room, or I can sleep on the couch,” Nanami says in his usual tone. “The woman at the desk said that the former may be unlikely because there are a few conventions in town.” He runs a hand through his hair again, staring down at you through his glasses. 

“I don’t mind staying here, but I can take the couch.” You say it is not fair that he has already done so much for you. “I can sleep almost anywhere.” You say, which was a little lie, but it’s one night. Plus, you are considerably smaller than Nanami, he towers over you and he is broader than you because of the bulk of his muscles. 

“We can talk about sleeping arrangements when we get settled tonight.” He says after a moment of silence. Nanami walks away back to the desk and finishes checking in.

He comes back with two keys in hand and moves to get your bags. You look up at him and take the cards so he has his hands free for the bags. The walk to the room was silent, as was moving around to get settled into the nice room. There is a sort of living room then a small hallway with the bathroom on one side and a closet on the other and finally, the bedroom section was at the back. The bed is massive, most likely a king, and there is a wall of floor-to-ceiling windows facing the foot of the bed. You stand at the window taking in the view of the city and ponder how this mission will go. Taking a few deep breaths to calm your nerves you move back to the living room area with Nanami sitting on a comically small couch. 

“So, the nursing home isn’t far from here, we can walk there,” Nanami said, looking at the packet with all of the information gathered for this mission. He moved over and motioned for you to join him on the couch. As you sit next to him you realize how small the couch really is, it’s more of an oversized armchair. “The curse shouldn’t take too long to exercise, but there are bound to be more, lower grade curses.” He adjusts his glasses and hands the packet to you as he moves to get up. 

You look over the packet and see that the building has been abandoned for a few years after the owners were convicted of selling deceased residents organs without the families’ knowledge or approval. The building has recently been the site of the disappearance of teens, which has made more teens want to break in and do whatever teens do when they break into buildings. The local police have put locks on the doors and tape up to discourage more teens from entering, but this did little to dissuade them. This is why Nanami and you were called here, the 10 missing teens were concerning and the confirmed presence of a curse made this case a top priority for the higher-ups in Jujutsu society. 

~~ 

Nanami lowered the veil over the condemned building and you slipped your gloves on, as you both took in the large structure. It was at least three stories high and there was mention of a basement for laundry from the packet. The smell of mold and mildew hit you in the face as soon as Nanami opened the door. There was graffiti all over the place and vines and weeds sprouting up from the cracked concrete and broken windows.

You mention splitting up to make the search go quicker, Nanami told you to focus on looking for the missing kids while he looks for the grade one curse. Of course, this is not how the mission goes, you run into a horde of grade three and lower curses in the basement hallway. As you fight them off you begin to hear the sobs of a few girls. You make your way to a locked door where you very clearly hear crying, knocking on it, and saying you were here to help. When the door opens about five girls no older than fifteen are trembling and latching on to you for dear life. 

You introduce yourself to them and tell them that your partner and you will try your best to get them out safely. They all mention seeing some of the others they were with being dragged away but not killed in front of them. You shoot a text to Nanami about the girls you found and begin to lead the shaking, but not crying, girls out of the basement and to the outside of the building. Nanami joins you a few minutes after getting the girls out and mentions how you did well. 

Going back into the buildings after talking to the girls a bit more to gather more information about the groups they came from. After another hour of searching you find the bodies of three of the boys, all drained of blood leaned up against a wall on the ground floor. It was shocking to see that a curse did not mutilate the young boys. You move on to the next floor where you run into Nanami and he mentions finding two boys on the verge of death that he brought outside and tended to their wounds. 

Wandering around a bit more you finally come across the grade one curse, its cursed energy was intense. The spirit looks like its melting bodies together, one pile of flesh with multiple eyes and appendages. The largest of their eyes is brown and vertical in the center of the mass and quickly takes notice of Nanami and you and begins to attack, flailing arms and legs towards you and Nanami. You were first to strike the curse with a zap of your cursed technique directly to the center eye. Nanami, quick to follow, slashed a few limbs off with his blunt sword. Flowing through the motions of a fight, zaps, a few punches, and maybe a kick to the curse was the easy part. The more difficult part was knowing if you were doing enough to impress Nanami or at least not look like a complete idiot in front of him. With a final right hook into the curse imbued with your technique, the curse jolted back and collapsed into a disintegrating heap on the dirty floor. 

“Good, you did well,” Nanami says calmly while swiftly dispelling the blood from his blade in a singular smooth motion.

~~

The walk back to the hotel is significantly less awkward for you mostly because you were actually talking now, and not weird small talk. This was an actual conversation, about what you enjoy, what books you like, and so forth. You had a lot in common with the stoic man, you both enjoyed cooking and reading, much preferred over going out. You were beginning to toe the line between a schoolgirl crush based on superficial attraction into a full-blown crush, born from knowing his brain. There are a few outcomes, all but one of which will fragment your heart into millions of pieces. This is dangerous territory you are beginning to tread. 

Back at the hotel you shower and take time to get the sweat and blood off of you. The hot shower felt like heaven on your sore muscles and the steam began to fog the mirror. You wash your hair with your shampoo and conditioner while you think about the day. The thoughts quickly drift from the nursing home and the teenagers you saved to the dashing man sitting outside. He is hard to not fall for, he’s charming and his looks could rival that of a man sculpted by the gods. In addition to his stunning looks his personality seems to be a perfect fit for your own. The list of Nanami’s attributes just seems to grow with the amount of time you spend with him. 

Meanwhile, the blonde man sitting outside on the couch begins working on the report for the case. He begins recounting the day’s events, typing it all out in the correct format. All of the events from what was known to the final death count of the curse. Once again, Nanami’s life became mundane; getting sent on missions, exercising the cursed spirit, typing up a report, and repeating. When he got off of work he would make dinner, maybe try a new wine, most nights were the same for him. Being sent away from Tokyo was a nice change, but not much of one, now he would just have dinner out. However, now there was someone else with him. Someone who he wants to get to know, someone who he can see as a friend. 

He has thought of dating, but with his re-entrance into the world of Jujutsu that will be difficult. There is no way for him to have a “normal” life when he faces death every day. He cannot put someone he loves in a position to mourn him, he has been down this road before and it hurts. Honestly, part of the reason Nanami left after graduation was because he didn’t want to see more of his colleagues fall; moreover, he did not want to see his juniors fall even more so. Despite this, he found himself back in the world of Jujutsu; sitting here with you in the shower. 

When Nanami was told he would be paired with a semi-grade one sorcerer he thought the person would look more intimidating, not the small, cute form he met the day prior. He was pleasantly surprised this morning when you were right on time when he came to pick you up. In the car, he could smell your hair products– vanilla and jasmine– as well as notice how you anxiously fidget with your hands. You were efficient in the airport, which he admired very much, as opposed to Gojo, who would stroll in an hour before his flight with little care about missing it entirely. 

Nanami finishes the report and he hears you step out of the shower. He stands, stretches, and then heads for his bag to gather his clothes to get ready to shower. As he makes sure he has grabbed all of his necessities– underwear, pants, and a top– his phone dings. Sitting back on the bed with his stuff sitting neatly on the dresser he reads a text from Gojo asking about how you both were getting along. Nanami opted to send a short, nondescript text on how you performed today.  

When you finally leave the warm, steamy bathroom you see Nanami sitting on the bed tapping away at his phone, presumably texting. You move your stuff into your bag as your stomach growls very loudly. In your squatting position, you make eye contact with Nanami who now has his clothing in hand to shower and clean up for dinner. 

“I’m going to excuse myself, I’d suggest looking up where you want to eat,” Nanami says standing to his full height, making you feel smaller as he has to tilt his head further down as he does. 

“Okay, I can do that,” you say, zipping up your bag and grabbing socks and your bag with your wallet and other necessities to go out. 

As Nanami stepped into the still-warm and steamy bathroom he could smell your lotion and perfume. Everything smelled like you, even the other towels that are folded under the sink; it’s a smell that is just as intoxicating as the most expensive bottle of wine he’s sampled. He peeled his blue shirt off his body and began the shower, the hot water and steam fogging up the mirror again. Slipping out of his trousers and underwear he steps into the shower with a sigh. He could smell you even more in the shower, the hot steam lifting the remnants of your hair products to his nose directly. 

Nanami thought about the day and Gojo’s text. As with most things, Gojo most likely had another intention than the one Nanami initially interpreted. Nanami could not let himself wonder what it would be like to pursue you in any capacity other than friendship; not even for a moment. There is no denying you are attractive and he could tell that you shared a lot of his interests. He pushes these thoughts of what can never be out of his mind so he can finish his shower and get to dinner. 

~~

You go with a small sushi place with good reviews online and Nanami truly did not mind you picking. Initially, you had given him three options and he was indifferent to all of them. This was new to you because when you went with Gojo he would insist on going to his pick, given he always paid so you had no qualms. 

Walking alongside Nanami was strange, his muscular frame towered over yours and looked ten times more intimidating than you with just his resting face unobscured by the armless glasses he wore. The evening air was cooling down from the high temperatures of the day and a soft breeze flowing and it made Nanami’s hair flow slightly from its perfect position atop his head. He was in a light green sweater and light-wash jeans, which was such a change from his typical suit and tie. Casual suited him, as well as his scent without cologne, it was fresh and kind of minty. 

Getting to the restaurant you seat yourself at a nice table near the window. A server stops by to give you menus and welcome you to the establishment. As you look over the menu you fail to notice how Nanami looks at you. Your hair was pulled back with a few strands falling out around your face, framing it nicely. He thought about what a normal life would be like, how it would be to be in a relationship without the threat of death, and most of all what it would be like to be loved by someone. He once again found himself pushing these thoughts out of his mind. 

The night flows seamlessly from dinner to a little cafe for coffee and dessert. Conversation hardly stopped from when you sat down for dinner to now, in this cute little cafe with cat-themed decor adorning the walls. You were the last two in the cafe with the barista cleaning the counter and display case. This is a night you didn’t want to end, everything has been amazing, from conversation to food, and finally Nanami. The more time you spent with Nanami the more you wanted to spend with him. His presence is intoxicating. 

As you walk back to your hotel there is a light air between you both. The moon is bright and shines on the pair of you. He is close, very close, his arm is close to brushing with yours. To an unsuspecting eye, you looked like a beautiful young couple.

~~

Getting back to the hotel room faced you with the dilemma of the one bed. Nanami initially said he could sleep on the couch, but seeing how large he is compared to the overgrown armchair that had to be out of the question. You could take the couch, but something told you he would never let that happen.

Nanami once again let you take the bathroom first. You dug through your bag for your shorts and oversized tee shirt to get changed into. When you open the bathroom door you see Nanami’s toiletries on the counter opposite your own. What would Nanami be like to live with, being able to see your things with his? He seems like the type of person who has a solid routine and rarely deviates from that. After washing your face and undressing you fold your pants and top neatly to put on for the trip home. The silky shorts felt nice after your legs had been confined all day and the tee shirt fell over the hem of them perfectly. 

Nanami is waiting on the bed with his sleepwear folded neatly beside him. When he looks up at you his hair falls away from his face, most likely from the lack of product. He is so handsome in the dim lighting of the hotel room. You both begin to speak only to stop when you realize the other wants to say something. You smile slightly at the usually awkward situation. 

“You can go first,” Nanami said, standing to his full height. His hair shifting subtly with his change in position. 

“Oh, um, I’m all done in the bathroom,” you said, fidgeting with your clothing you still have in hand.

“Ah, I was going to say that you can take the bed because I really don’t mind,” He said in that deep voice. The voice that could make angels weep. 

“That couch is too small for you, if anything I can actually fit on it to sleep,” you say as you move to place your clothing on the dresser opposite the bed. “We could also share the bed if you really won’t let me take the couch,” you say without thinking of the implications of what this fully means. 

The air seems to stand still as you both process what you just said. Nanami is a man you just met no more than twenty-four hours prior, and you mentioned you could share a bed. If this were anyone else you would call them crazy for how risky that is with a strange man. Given, Nanami is not entirely strange, he seems to have some set of moral compass given how he is dead set on taking the couch. Your face is completely flushed red and Nanami is sporting a light pink blush as well. Why did you have to say that?

“I, um,” he paused, coughing a little, “I don’t mind taking the couch,” Nanami says, slightly blushing at the thought of sleeping next to you. The smell of your soap and lotion still stuck in his nose and mind, the sweet notes of vanilla and the floral ones of the jasmine would keep him up all night. Nanami also knew he would be too stressed trying to be respectful of your space that he would not sleep at all if he had to share a bed with you. “The couch will be okay for one night, I promise I will be okay there.” He finishes still sporting a faint blush across his sharp cheeks. 

You take a breath trying to calm down. “Are you sure?” You asked for a final time, still feeling guilty he will probably not get any sleep on the couch. 

“Yes, I would not have said so if I didn’t mean it,” Nanami says firmly, looking at you directly.

You both hold eye contact for a moment, the air thick between your bodies. It feels like you both want to say something, but words don’t come to either of you. His hazel eyes are intense as they still don’t leave your face. You feel your heart rate spike from being under his gaze. Your face could rival a prize-winning tomato for how red you are; Nanami is faring better, at least on the surface. All of his thoughts from earlier, all of the thoughts of a normal life were flooding back into his mind and he couldn’t shove them away fast enough. You are dangerous because there is something about you that makes Nanami feel like he could be with you in that way. 

The moment is ruined by the phone ringing in the other room, flashing with the extension from the front desk. Nanami takes another second, keeping your gaze before he answers. You are not paying attention to who is on the other end because you are trying your hardest to calm down. It feels like you’ve just run a mile without prep with how you need to catch your breath.

“That was the front desk,” Nanami cuts through your thoughts with his clear, stern voice. “Another group canceled their reservation, so a room on the second floor is now available,” he continues, clearing his throat. “I need to go to the front desk to sort everything out, but now we both have a bed,” he says walking to put his shoes on. 

Nanami is gone for twenty minutes, but it feels like an instant. You try to resume your nighttime routine while he is gone, but you keep getting distracted by your thoughts of that moment. Your flushed cheeks and his intense stare seared into your mind as if it were branded there with a hot iron. 

When Nanami comes back into your room he silently packs his things to move into his own room. You observe him, being as still as you can, scared to move too quickly as if he will disappear like a stray cat. Once all his things are packed he stands tall in front of your seated position on the bed. His posture is impeccable, as he tells you his room number and how the hotel comped one of the rooms because of the inconvenience. As you look up at him his hot gaze is already on you, as if he were studying for an exam. You quietly respond with a soft ‘okay’ and ‘Good night’.

~~

When you wake the next morning you feel calmer, more at ease than the prior night. You were so warm up last night that you took another shower just to try and calm your buzzing body and mind, not that it did much. Nanami was not much better, he was thankful to whatever deity granted him a room away from you. His thoughts were muddled and the clarity he was used to was gone. As he finally drifted to sleep he thought of how the atmosphere shifted in that instant before the phone call. 

Nanami let you know he would meet you in the lobby around 8 to catch your 11 o’clock flight. As you leave for the airport you do a swift look over of the room to make sure you didn’t forget anything. The room felt so much more empty sans Nanami, his large frame taking up physical space, but his aura taking up infinitely more. His presence is warm and calm, much unlike your own anxious one. 

The morning trip to the airport, as well as the airport itself, passes by in an instant. Now you sit at the gate waiting for your flight home; Nanami is on the hunt for coffee, as the hotel only had drip coffee. You are wasting time staring at the pages of a book you weren’t reading, too lost in thought. As a hand with a take-out coffee cup impedes your view and the smell of fresh pastry hits your nose. 

“I got peach this time,” Nanami says with a small smile, handing you a bag along with your coffee. He is back in his jeans and sweater from last night, much as you are in the same outfit. 

You take the coffee and bag and give thanks to the man now eating his own. The rest of the morning goes much like this, quiet and at ease. There is no tension between you, and you wonder if this is what it is like to date Nanami. Are all of his mornings quiet and tranquil? 

~~

Nanami drops you off at your apartment and, as the true gentleman he is, gets your stuff out to hand to you. As you walk away from him you can feel his warmth leave you. This trip was a whirlwind. Nanami is attractive and his personality is unmatched by anyone you’ve met, but he is a coworker now. Plus, he gave no indication that he is interested in you, outside of that moment. That moment could have been anything and he is hard to read so you chose to match his level of professionalism. At this point, the best you can do is friends, which is okay. 

~~

April 2014

So much has changed in the past two years after graduating high school. You’ve gotten to know yourself more, honed your fighting techniques, and become better friends with former classmates and coworkers. Soon after your mission with Nanami, you were promoted to a full-fledged grade one sorcerer, you gathered from Gojo that Nanami’s recommendation was glowing. 

Currently, you are sitting opposite Gojo in a cafe as you both talk about your plans for your upcoming birthday. The lanky man sitting across from you suggested going all out, after all, you are now an actual adult who can drink. Your speed was more like a small group of people and dinner, not the rager Gojo was already planning. Try as you might Gojo is truly an unstoppable force, and his party planning is quickly getting away from you. 

“Gojo, I am not having a massive party, my apartment is only large enough for a few people,” you sigh. “I’ll have dinner with a few friends, but nothing more,” you sternly say to the white-haired man. 

“But that’s so boring, we did that last year,” he whined as if your birthday was supposed to entertain him. 

Most of your afternoon went on like this because Gojo is, well, Gojo. On the bright side, he did pay for your coffee and treats. You have some paperwork to finish, but other than that you are free for the weekend. Gojo drops you off at your office muttering something about leaving it for Monday. 

As you quickly work through the sparse papers on your desk you hear a firm knock, clearly Nanami. Gojo would just burst in and Shoko’s knocks are short and quiet. In the nearly two years you’ve known Nanami, and in that time he has become one of your closest friends. He is the one you go to new museum exhibits with and the one you try new cafes with after said museum outings.

“Come in,” you say, not looking up from the last form you needed to fill out. You sigh for a moment as Nanami’s footsteps enter your office. 

“Hey, I saw you were still here and I wanted to see if you wanted to leave together,” Nanami says, looking down at you with a peacoat draped over his arm. “That is if you are almost done.”

“Oh, umm, yeah,” you say, still not looking at him. “I just need to sign off on this and submit it,” you say sighing as you stand to get your stuff. “Where were you wanting to go?” You ask, finally meeting his eyes.

“I was thinking of that new ramen place near yours,” He says holding his hand out to take your bag, “but I am up to suggestions.” 

“Great, I just need to run by Yaga’s office to turn these in,” you say smiling at him as you turn off the lights and close your door. 

The walk to Yaga’s office is the same as it always is, hallways blurring together. You are looking through the papers making sure everything is in order and Nanami is lost in his own mind. In the time Nanami has known you, you’ve nestled yourself into his life seamlessly. After that first mission in Osaka, the pair of you worked on a few more local missions until you were a full-fledged grade-one sorcerer. Even after that, you made a point to spend time with Nanami, to be his friend. That is something he admires about you, you put so much effort into everything you do; sometimes to your own detriment.

You have an aura to you that draws him in, something that makes Nanami want to know everything about you; not just the superficial things anyone can figure out, but the more intimate things like what your nighttime routine is and how you look when you first wake up. These things are small, but he wants them; he wants you in your entirety, mind, body, and soul. 

Nanami came to these conclusions one night after drinking with you, Gojo, and Shoko. He initially turned down Gojo, but when you asked he couldn’t find it in him to decline when he looked into your bright, beautiful eyes. While going out is not his preferred way to spend a night, especially on a Thursday, he thought your presence made it bearable. Especially when you would join in on teasing Gojo with Shoko after a few drinks. After that night Nanami vowed to keep his feelings to himself because you didn’t deserve him, he is a broken man who cannot promise you tomorrow. In his mind, being your friend was better than not being in your life at all. 

~~

You were finally able to talk Gojo out of a big party at a club in exchange for dinner at your favorite place and a few drinks afterward. Music is loudly blaring from your phone as you get ready in the bathroom, hot water running over your figure. You think of what to wear, taking into consideration the temperature and the cute-to-comfy ratio of your outfit. When you step out of the shower, you go through your normal routine, taking more time on makeup and hair. Now you stand in front of your closet wondering what to wear. You could go with jeans and a sweater, but that’s what you wear when you normally go out; this is a special night, so maybe a little discomfort is okay. You pick out a short, light pink dress with poofy mesh sleeves and a flowy skirt. You also opt to put stockings with a criss-cross pattern on them under your dress. As you situate the stockings at the top of your thighs your phone dings and lights up. 

‘Hey, I was thinking we could head over to the restaurant together so you don’t have to walk alone’ read the text from Nanami. It is not unusual for Nanami to pick you up to go somewhere, but it doesn’t happen as much as you’d like. 

After that first mission with Nanami, you were thankful he seemed to want to be friends too, but never anything more. In the past two years, you’ve only grown to like the tall blonde more. He makes sure that you don’t overwork yourself, but rather that you get paid for the work you complete. When he can he also delivers coffee and a pastry. With every coffee delivery, you felt yourself fall a few more meters, you have yet to hit the ground. 

You shoot a short ‘yes’ and go about finishing your look for the night. Thinking of Nanami makes you heat up, more than usual that is. There are a few reasons for this, but the main reason being you’ll look like you’re going on a date walking to the restaurant together. That thought alone made you squeal like a schoolgirl. 

A curt knock rings through your apartment, signaling Nanami’s arrival, and pulling you out of your head. As you answer your door you notice Nanami has a gift bag in hand, presumably for you. You signal for him to come in and greet him, mentioning something about not being quite ready yet. Digging through your jewelry box for a necklace you ramble about your day to Nanami, who responds with grunts and nods, not that you could see him as he is in the living room. 

~~ 

Nanami fills you in on how his day has been as you walk side-by-side to the restaurant. He is self-conscious, something he has not been since high school, because you look amazing, and he just has a dark grey sweater on with nice pants. The dress is just short enough to see the upper parts of your thighs, but not so short that it is immodest. Nanami tries to not stare too much, but he really can’t given how well the stockings hug your things. The plush fat of them bludged slightly from the restriction from the stockings. This outfit is driving him insane– you are driving him insane. Just for a moment, Nanami allows him to wonder what it would be like to have you look this good for him, and him alone. 

As you reach the restaurant you stop Nanami just shy of the entry, so as to not obscure the entry. He gives you a questioning look, and you just stare back at him with wide eyes. Words fail to escape your mouth as you look into his dreamy eyes. You try to start a sentence multiple times, but nothing ever reaches your mouth. Of course, he looks amazing, the sweater with the collar from a button down underneath. As you finally find the words to say Gojo begins yelling from down the block. You break away from the moment with Nanami and turn just in time for Gojo to pull you into a hug. Shoko is not far behind the lanky man as she holds two gifts, one hers and the other probably Gojo’s. 

The host seats you all at a booth in the corner of the restaurant, and lights dim for the atmosphere. You slide into the space next to the wall and Nanami follows suit, sitting close to you at the smallish table. Gojo is directly across from you and Shoko is across from Nanami. Conversation flows, as do some drinks with dinner, and the food comes and goes. You feel a light buzz from the two drinks– one from Gojo and one from Shoko– as you prepare to pay your bill. The waiter comes back to divide up the bill and you all hand in your cards and discuss where to go next, as the drink portion is to appease Gojo. 

The bar Gojo chooses has soft music playing and comfy sitting areas, the best for conversation. Nanami offers to get you a vodka cranberry, your drink of choice, while you find somewhere to sit. Shoko, being the woman she is, kept getting round after round of drinks. You are certain that you are mostly alcohol now, you cannot see straight and you didn’t want to try walking, in fear that your choice of platform boots will make you fall over. 

Nanami can tell you are out of it, your eyes are not focused on anything in particular, and you are no longer talking in more than one-word answers. He closed out at the bar and told Gojo and Shoko he was taking you home, so as to not cause you more harm in the morning. 

As you focus on Shoko complaining about some of the new changes to her duties from the higher ups you feel Nanami’s warm hand on your back. He looks down at you with concern, not that you can particularly tell right now. His deep voice is calming and rich, like the most decadent chocolate as he bids Gojo and Shoko goodbye. He makes sure you have everything, including the new mug from Gojo and the two wine glasses from Shoko.

When you step outside with Nanami still holding on to you the cool April air hits your face, causing you to shiver slightly. Nanami opts to hail a cab, mostly because he is not sure how far you can walk. As one pulls to the side Nanami puts you in the back and walks around to the other side for himself. You cling to him as soon as he sits, and you are not wanting to let go. He tells the driver your address and just lets you cling to him as if he is your lifeline. 

This is nice, your hair smells just how it did when he first met you. Nanami once again lets himself think of what it would be like to have this all the time; you pressed against his body while you go to a shared home. He thinks back to what you were trying to say before dinner, before Gojo ruined it– typical. 

The ride to your building is quick. Nanami pays and tips the driver and practically hoists you to stand. He can tell you are close to crashing, your body heavy, and your movements lethargic. At this point, he thinks about carrying you, as it may be easier than standing at an awkward angle holding you up, but decides against it so as to not cross any boundaries.

When he opens your door you struggle to take off your shoes and leave them in a pile on the floor, a problem for later you. You drunkenly stumble through your apartment with Nanami in tow as you try to undress. The zipper on the back of your dress seems infinitely further than when you zipped yourself into the dress. You break down and ask Nanami, who is standing outside as you change, to help you because you just want to go to bed. As he opens the door he sees you sitting on your bed swaying slightly. He unzips your dress and turns around to give you more privacy, but your perky butt and back are displayed in the full-length mirror he is now facing. You stand still for a minute, in your stockings and lacy pink panties with a matching bra before stumbling into the bathroom. A red-hot blush expands across Nanami’s face as he tries to not stare like a pervert, but there is something about how your ass looks in the lace panties that makes him insane. 

Nanami leaves to sit on the couch, so as to not invade your space, trying to calm down from seeing you in such a state of undress, after all, he is just a man. For a third time tonight, he finds his mind wondering what it would be like to see you like this for him. What would it be like to undress you and feel how your soft body would squirm under his touch? What noises could he pull from you? How would you sound moaning his name? He shakes his thoughts away and busies himself with getting aspirin and water for you in hopes of getting rid of his little (massive) problem. 

As you reemerge from the bathroom you have no more makeup on and are now in an oversized sweatshirt that reaches the tops of your thighs. You move to lie down and get comfy as Nanami has water and some aspirin in hand for you in the doorway. He gives you the pills first, then the water and you mutter a thanks while yawning. Making sure you don’t need anything more from him, Nanami heads for the door when he hears you, in such a soft voice, ask him to stay. In his tipsy state, he almost misses it, but not quite. 

“What was that?” He asks, making sure his ears are in working order. His eyes intently search yours as you answer.

“Can you please stay with me?” you ask again, this time a little louder. “You don’t ha–” He cuts you off with a very quick acceptance and begins to make his way to the other side of your bed. 

~~ 

The next morning you wake up with a pounding headache and unbelievably dry throat. You reach for the water on your nightstand and gulp what’s left down in a hurry. Taking a breath, you take in your room, and the large man still asleep next to you. He shed his sweater and button down and is now in a form-fitting white undershirt. Sitting up next to this god among men you take a moment or two to admire Nanami’s form; his massive arms holding one of the cutesy stuffed animals you keep on your bed. Oh to be that stuffed cat. 

You get up to get more water and scrounge something to eat from your sparse pantry as your memories trickle back. Your face heats up when you set the tea kettle on the stove as you remember practically begging poor Nanami to stay with you. Given, he wouldn’t have done something unless he wanted to, that much you knew. Does this mean he sees you in a romantic way? Or was this more of him wanting to make sure you don’t choke on your own vomit?

Nanami wakes up and quickly realizes he is not in his home, but rather your home. He also realizes you are not in bed with him, but your spot is still lukewarm. The smell of toast and tea wafts into the room as he sits up in bed. As he looks around he sees the stuffed animals strewn about the room, most likely his doing as he slept, as well as the cute white cat he currently holds. You consume his thoughts, millions of them racing in. Why did you ask him to stay? Why did he stay? Could this mean you wanted him too? 

Sitting at your small table you have tea and toast, with a cup and plate on the counter waiting for Nanami. You have to talk about last night, but more so how you feel about the typically stoic man. There is no going back to before he slept in your bed, his warm body feeling like the missing puzzle piece in your life. He looked so peaceful sleeping with the sun peeking through the curtains of your room and landing on his sharp features. 

Nanami walks into your main living space in his light blue boxers, looking like a Calvin Klein ad. You offer the tea and toast on the counter to the god of a man standing in your home. He takes the seat opposite yours and just looks at you. Your hair is pulled back with a clip with a few pieces near the front falling out, framing you in such a beautiful way. The sun softly shining into your home makes you look ethereal, your beauty outshining Aphrodite. 

“I’m sorry,” you say as he takes a sip of the tea. “For last night that is,” you finish avoiding his eyes. You take a deep breath before continuing, “You should know, I like you,” another breath, “in a more than friendly way,” you say, feeling the sting of tears in the corners of your eyes. The weight of your words and emotions sit on you like a stone as you await Nanami’s rejection. 

“Can you at least look at me when you tell me you love me?” Nanami asks with a small smirk on his pink lips. His eyes meet yours, which are full of sorrow. 

“What,” you respond, taken by surprise at his comment. Your brow furrows as you ponder what he could mean. Your sorrow is replaced by confusion. 

“For such a smart woman you’re quite dense, aren’t you?” He said still teasing you. “I want your mornings, afternoons, and evenings.” Nanami stands and moves to stand in front of you, his large body looming over you. “I want to be the man you look for in a crowded room, the one you get all dressed up for. I want you– all of you.” 

You stare up at him, confused at his sudden burst of affection. His usual stoic demeanor was gone, now replaced by a soft expression on his sharp features. He holds your eyes, waiting for your response.

“Nan-” you stop yourself, now would be the time to use his first name, “Kento, I do look for you in every crowded room, you’re the one I want to give all of my time to.” You stand, still dwarfed by Kento’s massive frame. 

Neither of you says anything for a moment, rather just processing what just happened. He leans closer to you and you meet him halfway, having to stand on your toes. The kiss is tentative as if you are both scared that this is some form of a cruel dream. Once your lips touch his everything feels at peace, you have no thoughts other than Kento and his soft lips on yours. As you pull away from the short, but sweet, kiss you both cannot stop the smiles that threaten to break your faces. 

He goes in for another kiss, this time with more assurance and passion. His lips are hot and needy as his hands begin to roam your body. Kento’s kisses get more needy and his hands pull at you more and more. Large hands grab at your plush ass as he lifts you to his hips, instinctively, you wrap your legs around his muscular waist. You continue to make out while Kento carefully moves the both of you to your bedroom. 

~~

The next few weeks are filled with getting to know Kento in a deeper, more romantic way. As time passes with him you fall even deeper in love, as does he; the only difference now is that you are not scared to hit the ground because he’s there to catch you. You get to see him, who he is at his core, what makes him tick and it is a true honor. There are so many things that are uncertain in your life, but you know Kento will be a constant. 

Kento does not believe in soulmates, there is no reason this cruel world would give people that luxury, but you are the closest thing to his. He never thought he would be allowed to have you in the ways he wanted you, but here you are in his arms. The Morning sun shines through his blinds causing you to snuggle closer to his chest. Kento debates getting up and making you breakfast, but decides against it in favor of holding your naked form against his own, just for a little longer.

~~

August 2016

Kento finishes tying his bow tie and does a final look in the bathroom mirror before turning off the lights and leaving to find you. You are in the bedroom sitting at your vanity in a pretty white dress, something shorter because of the less-than-traditional wedding celebration. The dress has short sleeves with lace detailing at the ends that match the lace on the rest of the dress. You look up at Kento as you finish putting your makeup on and smile at your soon-to-be husband. 

“The car is almost here darling,” Kento tells you, offering you a hand, a smile matching yours. “You look stunning,” He says, leaning down for a quick kiss. 

“So do you my dear,” you say drinking him in, his white form-fitting shirt and light gray suit make you drool at the thought of taking it off of him later tonight. “Ready?” 

“More than anything else,” Kento says, the smile still not leaving his perfect features. 

~~

The ceremony is short and intimate, just what you and Kento wanted. Nothing too extravagant, but still filled with love. After the ceremony, you and Kento go to a late lunch at your favorite restaurant and just enjoy the day as a married couple. You both sit in a cute little cafe with coffee and dessert. Every once and a while there is the soft clink on Kento’s mug from his ring, the one that matches yours. With each clink, your stomach does flips because you actually got to marry this man. 

The rest of the evening is something out of an old film, the couple strolls through the city streets, lit by the moonlight and shop lights. Kento’s hand in yours, you talk about something while he looks like a lovesick puppy. He has an uncharacteristic soft smile across his features because of you. The walk back to your shared apartment is serene and feels right. Nights like this are what you live for, they are simple, but it’s the small moments that make you fall even more in love with Kento. The way he makes sure you have at least two meals a day that are nutritious or the way he makes you feel like you are the most important person in the world– because to him you are.

~~

November 2017

Nights with Kento are quiet and beautiful. On this particular night you lie on his bare chest post-coitus as he strokes your hair gently. You fidget with his wedding band that matches yours, just content to be with him at this moment. 

“Hey” Kento says in a soft voice to grab your attention, “how would you feel about having kids?” He asks, looking down at you. “Mine specifically” he clarifies. 

“I would love to have your kids, but do you really think we’re ready?” you ask not knowing if you were ready for such a big change to your life. “I mean, we would need to get a bigger place and work seems to never stop.” You ramble on for a little about your anxieties of parenthood and Kento just looks at you with admiration. 

“We have enough to buy a townhouse or condo if that is the biggest concern,” Kento says, softly petting your hair.

~~

October 30th  2018

You are abruptly awoken by a loud cry from down the hall of your pristine townhouse. The noise is not foreign to you, as it once was, but more of a routine, a signal to get up and prepare to feed or change the small girl, Yukie, lying in her crib. Kento usually handles the random 3 AM cries, but he has been so worn out recently because he has been training another student, as per Gojo’s request. As you get out of the warm embrace of your husband he grunts and moves to his stomach. 

Just a few doors from your own is your daughter’s, who is in the cutest pink and green flower onesie. You pull her from her crib and get situated to feed her in the comfy chair in the corner of the obscenely pink room— Kento’s doing. The monotony of feeding pulls you into your own thoughts now that your bundle of sunshine has quieted down.

Having a kid with Kento has made you want more because of the attentive husband he was during your pregnancy and how amazing of a father he is. He never complains about getting up in the middle of the night or having to do his errands with her strapped to his chest (seeing him in the baby bjorn for the first time almost made you jump him in the middle of the kitchen). Kento is truly the ideal man to have your children with because of his evercalm disposition, which you saw crack when he held your daughter for the first time in the harsh lighting in the hospital room. 

~~

In the morning you feel light and airy, as if you are floating a few centimeters off the ground as you are making eggs and toast. Kento and your daughter having tummy time in the living room; her bright laugh and babbles are followed by Kento’s soft chuckles and coos encouraging her. Mornings like this are the ones you live for, even if you are exhausted and have bags the size of checked luggage under your eyes. The quiet mundane life is all you need to feel complete, to feel at peace with yourself and the world. 

Kento’s voice breaks through your thoughts, “Love, I have to work tomorrow night.” He says strapping your daughter into her high chair. “I know you had some cute costumes and plans for Yukie’s first Halloween, but this is unavoidable.” Disappointment evident in his voice as he runs his hand through his hair. 

“Is everything okay?...” You trail off wondering what is so important that they would call Kento in when he’s supposed to work less because of his daughter. “I mean, I know there are more curses active around holidays, but do you really have to go in?” 

“Yaga said almost everyone active is needed, not much else though.” He says looking at you while Yukie plays with his fingers. You can’t help but feel anxiety creep up in the back of your mind. 

Thoughts are coming in from all over the place, what’s going on that Kento needs to work? Of course Kento is one of the best sorcerers, but is this a mission he needs to be on? What is going on? 

~~

The following evening you make a quick dinner so Kento has something on his stomach for what will probably be a long night ahead of him. As the rice noodles are finishing Kento walks into the room with his suit and tie on. He looks as good as the day you met him all those years ago. Kento gets two plates down with utensils and glasses for himself and you, as well as mashed peas and carrots for Yukie. 

This domestic bliss will return after this mission, at least until the next year, when Kento needs to go back full time. Yukie is giggling as Kento is tickling her on the floor before getting her into her chair for dinner. He is her favorite person in the entire world, she will always reach for him when he comes home, drop everything the second he comes into her line of sight.

As you set the plates down on the small dining room table Kento comes with Yukie’s bib and food in hand. The rest of dinner is filled with babbles from Yukie and light conversation as you and Kento dance around the elephant in the room. Kento brings up wanting to take the last two weeks in December off to finally travel to Malaysia; which you fully agree with because you could both use a change in scenery. 

Kento starts to gather his equipment and leave after Yukie is put down for bed. The house is silent, and you are stuck in your head again. It is highly improbable that Kento will get seriously injured or killed, but that is always a fear you have given your shared line of work. 

“I should be home by tomorrow morning, dear.” Kento says, bringing you back to Earth in his calming smooth voice. He pulls you into his chest as he holds you close for a little while, planting kisses to the top of your head occasionally. 

“Just come home to me Nanami Kento.” you say looking up at him with a small smile playing on the corners of your mouth. 

“I love you.” He says before letting you go. 

~~

You fill the rest of your night trying to not stress over the mission Kento is on, but most of your attempts of trying to relax are futile. The one thing you find does help is propping up with your laptop in Yukies room with a small lamp giving off a soft yellow light and looking up Malaysia hotels and tickets to surprise Kento with when he gets home. 

As the hour shifts to around 3 in the morning you feed Yukie one more time before heading to bed. Knowing Kento he will be upset if you screwed up your sleep schedule just for him. You quickly shower and change into a silk pajama set before lying down and falling into a dreamless slumber quickly. 

You wake up around 9 to the sound of your doorbell ringing. Kento is still not home, but maybe he is getting ahead on his paperwork so he can spend the rest of his time with you and Yukie today. The house is cold, as you slip a robe on to answer the door. When you get down the bell rings again as you open the door to Ijichi, who is already fully bowed down. 

“I’m very sorry to inform you…”

[bitchesgetriches]

Dearest Bitches,

I signed up for an Ally high interest savings account (per your suggestion)! And now they keep raising the interest rate, like, every week. Latest email:

"Your Online Savings Account rate is increasing from 2.25% to 2.35% Annual Percentage Yield (APY) on all balance tiers. Your new APY goes into effect on 10/20/2022, and will appear in your account on 10/21/2022. As you’re no doubt aware, the economy is a hot topic at the moment. From prices at the gas tank, to everyday groceries, inflation is having a real effect on wallets everywhere. But on the bright side, our rates have reached a new high. So now’s a great time to build your savings habits and save more on every dollar."

Is this good?? It seems like it should be good but why is this happening. Surely they're not just raising interest to be nice. Can you please explain? Is this a scam?

XOXO

This is a bit of a complicated answer. So I'll try to simplify.

THIS IS A GOOD THING FOR YOU. It's not a scam, it's not just happening to you. It's happening to everyone. All HYSAs (high yield savings accounts) are raising their interest rates right now. This means your money is making MORE money by sitting in that savings account.

THIS IS A SIGN OF BAD THINGS FOR THE WIDER ECONOMY. Remember our advice on how to protect your money from inflation? Here, in case you missed it:

How To Protect Cash Savings During High Inflation 

The tl;dr is we were like "you could put it in a HYSA but interest rates are so low right now that that's not super effective." That was before inflation skyrocketed to its current levels.

See, when shit's going well in the economy, HYSA interest rates are low. They know things are stable. You have all the money in the world to spend on goods and services! They ain't trying to compete with the stock market, where they know you'll get much higher rates of return.

But right now, inflation is making all those goods and services more expensive. And the stock market has been doing its best impression of the Hindenberg. Plus, interest rates for loans are going up as the Fed (Federal Reserve, which is the governmental organization that controls how our money works) keeps raising them to try to slow inflation (I will NOT explain that logic here because I don't have nineteen hours). So things like mortgages just got wicked expensive.

All of this leads to HYSAs knowing that they are now our best bet for earning money on our money. So along with some external factors, this has caused them to raise their rates.

Again--great time to open a HYSA! Keep celebrating those increasing interest rates! But it's all happening because the economy's in the shitter. Hope that helps, baby!

From HYSAs to CDs, Here's How to Level Up Your Financial Savings 

[buyresidentialpropertiesindubai]

Understanding Your Home Loan Options in Dubai

Dubai offers a variety of home loan options to suit different needs and preferences. This guide will help you understand the available home loan options in Dubai and how to choose the best one for your situation.

For more insights into Dubai's home loan options, visit home loan dubai.

Types of Home Loans in Dubai

Fixed-Rate Mortgages: Fixed-rate mortgages have a consistent interest rate for the entire loan term, providing stability in monthly payments.

Variable-Rate Mortgages: Variable-rate mortgages have interest rates that can fluctuate based on market conditions, potentially offering lower rates initially but with more risk of rate increases.

Offset Mortgages: Offset mortgages link your savings account to your mortgage, reducing the interest you pay by offsetting your loan balance with your savings.

For more information on purchasing property, explore Under-Construction Properties in Dubai.

Factors to Consider When Choosing a Home Loan

Interest Rates: Compare the interest rates offered by different lenders. Consider whether a fixed or variable rate suits your financial situation better.

Loan Tenure: The length of the loan term can affect your monthly payments and the total interest paid. Shorter terms typically have higher monthly payments but lower overall interest.

Fees and Charges: Be aware of any additional fees such as processing fees, valuation fees, and early repayment fees. These can add to the cost of your loan.

For rental properties, visit Apartments For Rent in Dubai.

Steps to Apply for a Home Loan

Pre-Approval: Get pre-approved for a home loan to understand your borrowing capacity and show sellers you are a serious buyer.

Submit Application: Gather all required documents and submit your home loan application to your chosen lender.

Loan Approval: Once your application is reviewed, the lender will approve or reject your loan. If approved, you will receive a loan offer outlining the terms.

For mortgage options, explore Best Mortgage Services.

Managing Your Home Loan

Monthly Payments: Ensure you budget for your monthly mortgage payments alongside other expenses. Set up automatic payments to avoid missing due dates.

Refinancing: If interest rates drop or your financial situation improves, consider refinancing your loan to secure better terms.

Maintain Good Credit: Continue to maintain a good credit score by paying your bills on time and managing your debts responsibly.

For property sales, visit Villas For Sale in Dubai.

Real-Life Success Story

Consider the case of Michael, who successfully secured a home loan in Dubai. By carefully researching his options and choosing the right type of loan for his needs, Michael was able to buy his dream home. His thorough preparation and understanding of the process were key to his success.

For more success stories, visit home loan dubai.

Future Trends in Dubai's Home Loan Market

Technological Integration: The use of technology in the home loan process is increasing, with online applications and digital documentation becoming more common.

Sustainable Investments: There is a growing trend towards sustainable and eco-friendly properties, which may influence future loan offerings and terms.

Market Growth: Dubai's real estate market is expected to continue growing, providing more opportunities for homebuyers and investors.

For property sales, visit Villas For Sale in Dubai.

Conclusion

Understanding your home loan options in Dubai is crucial to making an informed decision and securing the best loan for your needs. By following this guide and staying informed about market trends, you can successfully navigate the home loan process and achieve your goal of owning a home in Dubai. For more resources and expert advice, visit home loan dubai.

[classicquid]

Short Term Cash Loans: The Best Cash Support

Have you been already exhausted coping lot loan formalities for availing the money in United Kingdom? Don’t worry! Here you are advised to apply for short term cash loans is the best one solution helping you solving miscellaneous financial needs such as paying for medical bills, electricity bills, grocery store bills, child’s school or tuition fees, repairing of car and so forth.

Despite your bad credit history, you can always obtain cash support with short term cash loans. Many lenders are willing to give you the money without requiring credit verification. You therefore have bad credit factors, such as bankruptcy, insolvency, foreclosure, arrears, late payments, CCJs, and so on.

There are short term loans UK direct lender that range in size from £100 to £1,000. The incredible thing is that you may take advantage of the loan mentioned here without having to worry about having to pledge assets as security. This makes it possible for tenants and non-homeowners alike to benefit greatly from the loan. With this money in your possession, you can promptly and simply handle unforeseen expenses. This must be returned within two to four weeks.

Remember that you must meet certain requirements, like being at least eighteen years old, a resident of the United Kingdom, working a regular job that pays at least £1000, and having an open bank account. You can apply for a short term loans UK direct lender as soon as feasible, 24/7. To get your application verified, you must fill out the online form and submit it. On the day of application, the loan is approved and deposited into your account.

Why Apply for a Loan Without Security?

There are many causes for which a person could require a short term loans UK. This kind of loan is helpful for debt consolidation or for funding large expenditures.

The following are a few typical explanations for requesting a short term loan:

Combining debt with high interest rates

Unexpected maintenance or crises

Settling medical debt

Paying for required house repairs

Taking out a short term loans UK for expensive items like electronics or trips can sound alluring. It is not advised to do this. Debt that is not needed might put a strain on your budget and harm your financial stability.

It is usually advisable to save money in advance if you wish to purchase expensive goods or activities. It is advised to use short term loans UK for emergencies. Or other inescapable financial requirements, such as loans for debt consolidation.

Typically, you have to check a few boxes in order to be eligible for a short term loans direct lenders. For example, you require a consistent source of income, ideally from a job. You must provide proof of your address and that your income exceeds your expenses, or that you can afford to take out a loan and repay the balance over time in equal installments. You must have a bank account that you may use to make payments on your personal loan when you apply online.

https://classicquid.co.uk/

[pricemint]

How to Get the Best Personal Loan Offers in India

Introduction

In today’s fast-paced world, financial needs often arise unexpectedly. Whether it’s a medical emergency, a home renovation project, or a dream vacation, personal loans can provide the financial flexibility you need to make your aspirations a reality.

Pricemint, an Indian fintech platform, is dedicated to helping individuals unlock their financial potential by offering a straightforward and user-friendly process for obtaining personal loans.

Benefits:

Loan Comparison: Easily compare personal loan offers from multiple banks and financial institutions.

Competitive Interest Rates: Access low-interest rates and potentially save money over the loan tenure.

Convenient Digital Process: Apply for personal loans conveniently online, from anywhere.

Customized Loan Offers: Get loan offers tailored to your unique financial situation.

Flexible Loan Amounts: Choose from a wide range of loan amounts to suit your needs.

Varied Tenure Options: Select a repayment period that matches your financial circumstances.

Regional Considerations: Loan terms are adjusted to regional factors that may affect your eligibility.

Transparent Process: Clear information about interest rates, fees, and terms is provided.

Personalized Assistance: Receive guidance and support throughout the loan application process.

Privacy and Security: Your personal information is protected in accordance with their Privacy Policy.

How to Get the Best Personal Loan in a Minute –

Step 1: Select Your Employment Type

The first step in securing a personal loan through Pricemint is to define your employment status. Pricemint recognizes that different employment types may have distinct loan eligibility criteria. You can choose from the following options:

Salaried: Select this option if you are employed by a company and receive a regular salary.

Self-Employed Professional: If you work independently as a professional, this is the choice for you.

Business Owner: If you own a business, you can choose this option.

This initial step helps Pricemint tailor your loan options to your specific employment situation, ensuring that you receive the most relevant loan offers.

Step 2: Your Monthly Salary

Your monthly income plays a crucial role in determining your eligibility and the loan terms available to you. In this step, you will be asked to provide your monthly in-hand income. It’s essential to provide an accurate representation of your earnings to receive loan offers that align with your financial capacity.

Alternatively, you can simply type in your monthly income to expedite the process.

Step 3: Choose Your Primary Bank Account

Selecting the bank account for loan disbursement and repayments is the next step in the process. Your primary account should be the one you actively use for your financial transactions. Pricemint offers a list of popular banks to choose from, including HDFC BANK, SBI BANK, ICICI BANK, KOTAK BANK, AXIS BANK, BOB BANK, YES BANK, and an option for OTHER BANK. This choice ensures seamless loan disbursements and repayments.

Step 4: Provide Your Employment/Company Name

To gain deeper insights into your employment details, Pricemint requests the name of your employer or company. This information helps in assessing your financial stability and eligibility for personal loans.

Step 5: What’s Your Residence Type?

Understanding your living situation is crucial for evaluating your lifestyle and its financial implications. You will be asked to choose from various residence types:

Owned by You/Spouse

Owned by Parents

Rented with Family

Rented and Stay Alone

Company Provided

By selecting the option that best represents your current residence type, you help Pricemint tailor loan offers to your specific circumstances.

Step 6: Enter Your Current Residence City or Town

To consider regional factors that may affect your loan terms and eligibility, Pricemint requests the city or location where you currently reside. This information ensures that the loan offers you receive are in line with the conditions in your area.

Step 7: All Set! What’s Your Desired Loan Amount?

Finally, it’s time to specify the loan amount you wish to borrow. Pricemint offers a flexible range, catering to various financial needs. You can choose from the following options:

Under 1 Lakh

2/4 Lakh

5/9 Lakh

10 Lakh And Above

This wide range provides the

flexibility to select the loan amount that best suits your unique financial requirements.

Final Step – Enter Your Personal Details

In the last step, you will be required to enter your personal details, including:

Your Name

Your Email Address

Your Phone Number

This information is necessary to complete the application process and to contact you with personalized loan offers.

By clicking the “Get Offers/Apply Now/Continue” button, you indicate your acceptance of the Privacy Policy, ensuring the security of your personal information.

Conclusion

Pricemint makes obtaining personal loans in India a hassle-free process. By following the step-by-step guide outlined in this article, you can seamlessly navigate the application process, receive personalized loan offers tailored to your unique circumstances, and secure the financial support you need to achieve your goals and secure your future.

With a wide range of loan amounts, flexible tenure options ranging from 3 months to 8 years, and the ability to compare multiple offers with different interest rates, Pricemint empowers you to make informed financial decisions and choose the best loan deal for your needs.

Don’t let financial constraints hold you back from pursuing your dreams and addressing your urgent financial needs. Unlock your financial potential with Pricemint’s user-friendly personal loan application process and take control of your financial future. Get started today and embark on your journey toward financial stability and prosperity.

[a-spell-a-rebel-yell]

September

hellooo, on-time this time! hehe i hope everyone is happy and healthy 💙

the end of September marks one month of school and my assignments are finally slowing down (re: there will be more it's just i've finished them for the moment so i can have some relax time). so, i finally got wind of the learning system here, it's student centered learning where we have to write a paper for every subject and do a presentation for every class, the profs are only there to correct us or complete what we left out. sounds exhausting (because it is!) but i think with this method we're 'forced' to gather as much information as possible because in order to do well we need enough knowledge on the topic. not to mention we're also graded from how active/responsive we are during classes. result is most of my 'free time' is spent reading 🙃 not entirely complaining because the major difference from first degree vs post grad school is now everything's more focused on the discipline i'm interested in hehe

most of my class is held online (god bless) and i'm, yet again, the one in charge of our class' Zoom account (which we buy ourselves instead of provided by the campus). i only go to the SaIemba campus once a week for weekly wire bending class. yes, ladies and gentlemen, wire bending is now taking over my bank account and i mean it literally because the pliers i have to buy cost me a loooooooot of money 🙃 i think this month i really exhausted my savings... the only relief provided for me is that for orthodontists we usually only buy these pliers once to be used for years, that's why it's important to buy high quality ones. kinda glad i bought my Coldplay Singapore tickets before this huhu

an update on my medical check-up, i finally got to see the internist and yep he said i have very high metabolism rate (everything i eat gets converted quickly into energy, not fat/body mass and i need to eat more carbs, but sadly i'm more of a beef veggies fruits person sigh) and that for my slightly anemic blood report i need to consume more blood replenishing food/supplements... these days i swear i’ve been eating more than i did years ago but i simply can't gain weight (still ranging around 41-43 kgs and never higher 🤡)

this September the class celebrated two of our members' birthdays! (again, i'm in charge of reminding everyone of someone's bday 😂) for the first one, kak Mandy's, i kinda made a cruel prank i really regret lol with everyone's help i tricked her we have impromptu on the spot zoom with our professor that required us to show our wire bending progress... she believed me and actually stayed up late to finish her work 😭 i swear i got her to stop and go back to sleep at 10 PM 🥺🥺🥺 but the surprise worked and she was actually surprised (& genuinely happy, i checked on her right after haha) to find us singing the hbd song as she entered the meeting room and sent her a lovely cake for her. the second one, kak Putri's, and this one we can no longer use the Zoom tactic again so we pushed back the surprise to our next wire bending class at uni, bought her pizza and coffee (her favs) and i think the best part is: after i checked in on her, she said she's touched by our efforts as she's never really experienced having people do this much for her. that answer stunned me in a way i get reminded again how being remembered is such a privilege, a rare thing, one's life goal? it's one of the best ways to leave no room for doubt that someone truly cares and loves you? seems like a simple gesture but woah. the impact it left? i think i've never felt more happier being able to remember people's bdays/preferences/likings, seeing how happy i can make someone feel? that's what i strive to do even more now 💪🏻

anyway, did i tell you already i'm the youngest in our class? and the oldest is literally 10 (ten) years older than me? so naturally... i'm also in charge of everything technical: starting from running our class' instagram account and teaching everyone efficient ways to use Google Docs and Slides to finish our assignments 😂👍🏻 i love getting treated like everyone’s little sister and calling everyone kakak/abang 🤣 yet somehow i love being the one people are (mostly) depending on? i like having responsibilities and being able to provide help i guess? 😂 and guess what: i actually also become the class' official editor. yep. one of the assignments given from the dean is to write this mini book (yes, book. not a paper) and she appointed me to be the editor! it's a rigorous task i need to be super diligent and attentive while proofreading and correcting the formatting, but yeah i enjoyed it. my editing hobby has leveled up to a semi official thing haha

last week of September my dad's coworkers held farewell parties (yes plural) for my dad as his last day of work in the entirety of 40+ years of career has finally come... it was an emotional night, almost everyone volunteered to give a lil speech for my dad and said how they've lost and will miss my dad dearly, even some of his lab assistants cried. because my dad was stationed on duty at St Regis hotel naturally i was tagging along, and my dad's subordinates arranged me to be the special guest and yeah. i got teary eyed too because i got to witness yet again how loved my dad is. anyways, i highkey will miss the 'side privileges' i'm so used to get for being a child of a Bank lndonesia employee HEHEHE i mean free staycation at five star hotels almost every week? health insurance (which stopped as i turn 25 huhu) and many many many others. oh well. now it's my time taking care of my mum and dad then, my dream to provide the same or even better treatments than what i received 🥺

with my dad entering retirement, now aside from school i’m swamped with packing and boxing. we’re slowly moving things back to the Cibubur house while i prepare some of my stuffs to carry to my cousin’s house. not gonna lie feeling quite sad because the benefits of having a house in the center of South Jakarta scene are endless! 😂 almost everything is within fingertips’ reach and i’m used to living in that part of the city that never sleeps. Cibubur’s pretty quiet and Bendi (my cousin’s house region) though just a few districts away from Blok M isn’t really the life of the party. i will miss Panglima Polim and everything surrounding it 🥹

last note: these days i'm feeling like life is really that unexpected? so many things i didn't even dream ever happening are thrusted onto my hands right now as we speak and they turn out to be all i've ever wanted? i think i've perfected the formula of doing good + be good + trust the timing. a simple example would be me getting back to school (you can tell i’m not done feeling super happy after getting accepted 😂) excited for more to come, major changes or challenges are welcome: bring it on! i'm ready and up for all kinds of surprises hehe

that's it for September! two months and i'll be 26... 9 months fly away just like that huh 😅 a reminder for me and everyone reading this to enjoy time as it goes, make every second count and special. see you next month!

[paydayquid]

Short Term Loans Direct Lenders- Quickly Address Your Financial Issues

Working with short term loans direct lenders without a debit card gives lenders the satisfaction of assisting those in need. Because of this, you shouldn't be concerned about emergencies if your budget isn't enough. You can submit an application for this cash product at anytime, anyplace, without having to go through a laborious process. You can acquire a nice sum of money in the range of £100 to £1000, which is totally suitable to cover a variety of little personal or transient needs like paying for medical treatment bills, grocery store bills, child's tuition fees, household expenses, home loan installments, and so forth. Remember that you have between two and four weeks to return the money.

When you meet all eligibility requirements, such as being eighteen years of age or older, a permanent resident of the United Kingdom, working a permanent job with a stable income of at least £500, and having this salary paid into a valid, active checking account, you can easily be eligible for loans without a debit card.

When you successfully meet the aforementioned requirements, you can benefit from short term loans direct lenders without having to go through the irksome formality of a credit check, regardless of defaults, arrears, foreclosure, late payments, CCJs, IVA, missing payments, payment delayed, or bankruptcy. The fact that interest rates are equal to you as a fair credit holder is favorable.

Avoid going to offline, neighborhood banks to apply for a short term loans UK! Here, it is suggested that you pick the best lender online to locate an appropriate lender so that you can quickly get the money accepted. You must complete the form with accurate information. If the loan is authorized, it only takes a few minutes for the funds to be safely credited to your account.

What Are Same Day Direct Loans?

Once accepted, a short-term loan known as a same day loans UK can be paid immediately into your bank account. We have complete control over the decision-making process and will pay you directly because we are a direct lender and not a broker. The time you save between applying and receiving the funds is what makes short term loans so fantastic. Unlike other short term loans UK organizations you might come across that might function on behalf of a broker, we avoid any time spent by paying you immediately into your bank account. Because we can provide rapid direct loans, you can get the money you need very quickly by receiving your loan amount the same day that you apply.

Here at Payday Quid, we have the ideal solution if you require quick bank account direct deposit of funds. We specialize in offering our clients short term loans UK direct lender that pay off quickly after being approved as a direct loan lender. You can apply for immediate loans between £100 and £2,500, and if accepted, you'll get the money through our same-day loans directly into your bank account. Simply select the loan amount and the preferred payback terms, click Apply Now, and we'll get to work right away.

[wolfbetweenrivers]

When the pandemic started in 2020 I was hit very hard by its effects. I lost so much. I spent months alone, struggling with motivation to continue because everything that happened was such a massive blow on me. 

Art has always been my passion for as long as I can remember. I wanted it to be my career from a young age but was constantly told I would never get anywhere with it. I believed the people who told me that. As a result I never explored what I could do with it and never tried opening commissions years ago and thought I should only keep it as just a cute little side thing. I was posting art on Deviantart during my late teens. But then Deviantart started getting worse so then I deactivated and started over on Twitter, Instagram and Tumblr. I kept activated and deactivating new accounts because I had confidence issues that extended to my art. I realize now how counterproductive that was. 

When I was affected by the pandemic, I had no path forward. A path forward is something I have always desperately needed even before the pandemic started because my current situation, even before, was not and is not exactly desirable. So when I lost the best chance at changing things as soon as possible, I was obviously crushed by all this. After months of struggling, I was able to pick myself when I started becoming more active online but still not doing much as an artist. I was mostly just consuming content while also doing lots of research because I was in a period in my life where I was trying to figure out who I am. By the end of 2020 I decided that I would ignored everything people told me about not being able to get anywhere with art and decided to just give it a go. I had sought out advice that was publicly shared by many young artists who were successful. I decided that I would try to actually apply myself as an artist and try to create a path forward. I wish I didn’t wait until it was the only option left before finally doing this. 

So 2021 begins and I attempt to post one drawing everyday and I promised myself that instead of deleting my current account I would commit to it and keep going. Let my work show my growth and improvement. This was challenging though because I was using a shared home computer. And that computer was very cheap and did not even meet the minimum specifications for a digital artist. There were also many personal issues beyond my control that kept getting in the way. Despite that, I was able to accumulate over 100 followers on Twitter which was honestly more than I ever thought I’d get. But I knew I couldn’t go on with the aforementioned restrictions. I needed a new laptop that met minimum specs for digital art. So out of desperation I opened commissions, started a Ko-Fi account, even knowing that in my place on the developmental timeline at the time, I probably wouldn’t have much luck. I was able to get a few. But in the end, I couldn’t get enough. The situation forced my hand so I had to pull together what I got from commissions and Ko-Fi donations along with my personal savings to order a new laptop. I had hemorrhaged  so much money for this laptop that I currently use. So I kept commissions and donations open by default since then. 

2022 started and I decided to try again. The amount and quality of work I could produce was so much better. During this time I had finally figured myself out and mustered up the courage to try and reach out to others who were like me and shared similar interests and try to befriend them on Twitter, since that’s where most of them are. These people have become my closest friends ever since and have been very supportive of me. 

This motivated me to keep going as my growth as an artists started improving significantly at an exponential rate. I have slowly been getting more commissions and just recently, I celebrated 800+ followers on Twitter.

You may have noticed while reading this that I am mentioning Twitter a lot. That’s because Twitter is were I have the most support as an artist. This has been the case ever since early this year when I fully embraced my art niche which is drawing handsome buff guys. Twitter is where the target audience is for the most part, which is also why most of my close friends are also there as they are also fellow guys who like drawing handsome guys. 

And recently, I managed to secure a personal commitment that would significantly speed things up in terms of being able to improve my situation. If everything goes well, I should be able to finish the commitment in around 2 years. Then it’ll be easier for me to find ways to achieve financial stability, while still continuing as an artist. That would in fact make it even easier for me to go full freelance sooner than without the commitment.

I’ve worked so hard for 22 months. I’ve come so far. But now everything I built up on Twitter is at huge risk of collapsing because of the ego and greed of one spoiled man child. 

On Twitter, I’ve been offering my followers the other places they can find me but I wonder if that will be of any substantial use. Instagram is also progressively getting more and more user hostile. Tumblr is good, but here’s the thing; I used to have lots of support here, but ever since I embraced my niche in art, it’s been a lot less than before. From what I’m seeing, there really aren’t a lot of artists who are like me, in terms of niche and target audience, on this website, especially ever since the end of 2018. 

I really don’t know what do if Twitter ends up getting tanked because of him. I mean sure I could keep posting on Tumblr and Instagram but progress will be a lot slower in these places and I’m desperately trying to build a stable income from my art so that I can go on to live in a better situation that would not only be better for my mental health, but would also allow me to draw more of the things I wanna draw but currently can’t. 

If you’ve read this far, thank you. I really needed to vent this out. I’m still unsure what to do, but all I can do now is hope for the best.

[iampikachuhearmeroar]

okay so. last night i scrolled past some random podcast video ad on my fb feed, where two women were talking about “i want to teach my kids to have a healthy relationship with money”; which of course is a great thing. but then one of them went on with the classic, tired tangent you see online about “oh so we learnt pythagoras’s theorem, but NOTHING about high interest bearing accounts and home loans etc at ALL in school!!! how dare they teach us about Pythagoras but absolutely NOTHING about life skills like saving for a home!!!???”

like effie or whatever your name is. we did learn about basic interest in school, specifically in year 9 & 10 maths and probs in senior general maths too- even though i dropped maths for years 11 & 12. we did learn about how to calculate double time & half pay in maths. we did learn about saving money and budgeting in maths. but lo and behold, you were 15. and so, like many 15 year olds (very esp myself back in 2010 for example) you ignored this stuff and didnt think that it was important. like what teenager goes to apply for a car loan with a low interest variable rate of 7.5%??? not one. what 15yo actually cares about interest and how to calculate it???? not many. but maths teachers, to the best of their ability, do try to teach these things to the stubborn kids who don’t want to listen or even do the work. but it’s because they’re abstract concepts, in many ways, to kids. they defs were to me. i didn’t want to know anything about them (or mind you i didn’t want to know anything maths based bc to quote 15yo me i “loathe, despise and detest maths. so therefore i don’t have to try at it!”). and i think many teenagers who struggle with maths think like that.

but then we latch onto the obvs memorable names like pythagoras or fibonacci or just the all-encompassing term of algebra, and totally dismiss it, when we’re older, as pointless. like yes. don’t get me wrong. algebra, even without my distinct lack of trying at it, did send me into deep confusion and to *sleep acting* sleep. but for fucks sake, you can’t expect teachers and the school curriculum to cram EVERYTHING into a school day like life management skills.

i think this is one reason why teachers are so burnt out. because people like this (and generally the internet at large now) keep spitting out these stupid as fuck lines about “WE DONT NEED ALGEBRA AND PYTHAGORAS!! we need life skills classes!!! why don’t schools and teachers totally disrupt core maths skills learning and teach life skills like how high interest accounts work?!” like no. that’s a parent’s job. or even an extension project for more engaged kids thing. or even, if a kid is interested in this stuff, they’ll research it themselves. high schools don’t need to jam “life skills” into their curriculum. especially when globally, it seems, teachers are burnt the fuck out bc of low pay, bad behaviour from both kids & parents and already overloaded class planning and admin etc etc etc that goes with being a teacher.

because although i still see maths as a complete mystery tbh, i can now appreciate that it’s there in school curriculums to try to teach logic and order and systems… in a way much different to english and other artsy subjects like drama and history, that i was good at, do. but this is always ignored, bc the underlying logic of maths is also devalued as being “unnecessary and impractical” all bc no one particularly enjoys or likes algebra…. and just also conveniently forgets that you are taught money skills in maths; albeit if it is annoying…. because why the hell would you buy 70 pineapples and then split the dividends of selling those 70 pineapples amongst you and 3 of your friends??? did you buy them with a 10% discount??? what is the profit and loss of those 70 pineapples??? how do you budget and save up to buy 70 pineapples???? who knows. no one knows. except if you show your working and reasoning- which no one (and not definitely not me both now at 27 and back then) wants to do at 15 years old- let alone at 30 or 40 or whatever other age.

just yeah. i am so sick and tired of people whinging and bitching about the “we should replace pythagoras with life skills in maths!! teach me about high interest bearing accounts and how to apply for a home loan when im 15!!” when teachers are already over-burdened enough already… and if you’d just bother to find your old year 9 maths textbook from whatever year, you’d find that you did learn basic money management skills, then and there. but it went over your head, like it should have when you were 15. and like. applying for a home loan is almost null and void at this point, with how real estate and interest rates are globally (or domestically here in aus) rn. shut the fuck up and let kids be kids, vicki. and let teachers be teachers, when they’ve already got enough on their plates as is, vicki.

and also. the above doesn’t really factor in how kids would feel about so-called “life skills” classes being forced into their already jam-packed class schedules. maybe some kids would thrive in a class that gives them assessments on how to set up a bank loan for anything- a house, a car, a boat idek. or do a report how insurance premiums are set up. or what the process is for working out your superannuation (here in australia) accounts and paying your taxes.

but on the other hand, i think many kids (like 15yo me for example) would resent and hate to have another class that’s scheduled between maths and geography- or maybe gives them an extra period at school some days (eg like the catholic school i was at from years 7 to 10 did on fridays until i was halfway through year 7, i think, in 2008). no kid wants a 7 period friday. no kid wants to have a mandatory life skills class on a friday afternoon about how to file taxes and how to apply for a bank loan. when they’re already up to their eyeballs in english, history, geography, PE, religion (since i was at a religious school) and whatever other subjects they’ve got in junior years assessments and/or exams. 

and if it’s in senior years: how would it be assessed??? would they try to stuff it into a year 12 end of year exam and cause kids to have mental breakdowns all because they can’t remember the difference between CTP car insurance and regular car insurance in a HSC exam in new south wales?? or remember the correct definition of variable rate home loan??? like if i had to sit through that as a COMPULSORY exam at the end of year 12 back in 2013 i would’ve had even more of a mental breakdown than i already had back then. and it would’ve sent me into a further panic attack mode around my ATAR (uni entrance mark).

just. i think all these comments people always throw around about “they need life skills classes in schools so you learn about home loans and taxes and wages and everything Adulting™️ at school… which is FAR MORE important than pythagoras in maths or shakespeare in english and/or drama class” is really not factoring in both the capacity of teacher workloads and also kids workloads at school when EVERYTHING has to be assessed, examined AND reported on these days. it would be a nightmare.

[cashappsupp0rt]

Get Instant Cash Advance App

There are many apps available in the market which are similar to Dave. Some of these apps include Brigit, Chime Cash, Even, MoneyLion, MoneyLion Plus, Earnin, and others. These apps provide quick cash advances and help improve financial security. They typically offer features such as automatic deposit and overdraft protection, budgeting and saving tools, low-interest rate loans, goal-based savings accounts, and access to qualified professionals to assist with debt settlement or budgeting advice.

How to get Instant Cash Advance App in the cash app?

The Cash App does not have an Instant Cash Advance App. If you are looking for an alternative way to access cash advances, you may want to look into traditional credit cards, personal loans, or cash advance loans from banks or online lenders. Each of these options comes with its terms and conditions, so make sure you understand the specifics before you sign any contracts.

The Best Instant Cash Advance App

The best instant cash advance app can vary depending on your individual needs but here are some of the top-rated cash advance apps:

1. Dave - Dave offers hassle-free cash advances without any fees or interest. They also let you schedule upcoming payments and set budgets.

2. Cash Advance - Cash Advance lets you apply for and obtain a cash advance in minutes. They offer lower fees and interest rates than traditional lenders.

3. Earnin - Earnin allows you to cash out your hard-earned wages up to two days before payday. It's free to use and you'll never be charged any fees.

4. MoneyLion - MoneyLion offers cash advances up to $500 with no interest or fees. You can also use the app to manage your finances and track your spending.

5. LendUp - LendUp is an online lender that offers cash advances with quick approval. They have low fees and flexible repayment options.

Conclusion

The Instant Cash Advance app is a great tool for anyone who needs quick cash to cover unexpected expenses. It provides users with a fast and convenient way to request an advance, get approval, and receive the money they need. The app also makes it easy to keep track of repayments, sign up for new loans, and find additional cash advance options. All in all, the Instant Cash Advance app is an excellent option for those who need a simple and efficient way to get cash fast.

[homeloanindia]

Home improvement loan

Your home is a reflection of your own personality. From interiors, decors to wall colours now customize each and every detail to your desire with our affordable and tailor-made home improvement loan offering.

Whether you want to remodel your space or make home improvements like redesigning the interiors, installing new technology, making basic repairs and regular maintenance, you can do so with Home Loan India Home Renovation Loan. Now, get ready to fulfil every big or small housing need easily.

Features & Benefits

Below are the exclusive features for Home Renovation Loans:

Affordable loan for house improvement

Easy repayment through EMIs

Competitive interest rates

High loan amount

Maximum loan tenure upto 30 years

No hidden charges are applicable

Hassle-free application with minimal documentation

Simple eligibility criteria

Interest Rates

Home Improvement Loans usually come at affordable interest rates as compared to other financing solutions such as personal loans. With Mahadev Finance Service Consultant, you can avail loan for house renovation at competitive interest rates, starting at just 9.55% per annum.

Eligibility Criteria

Eligibility criteria for home renovation loans vary from lender to lender. With Mahadev Finance Service Consultant, you can avail loan for home interior design by fulfilling simple eligibility criteria:

Age between 21 to 65 years

Monthly income of at least ₹25,000

Minimum working experience of two years

Self-owned property

Below are the documents required for home improvement loan:

KYC documents (Id proof and Address proof)

Proof of Residence

Income documents

Property documents

Employment certificate

Estimate for renovation

How to apply for home improvement loans?

With Home loan India, applying for home improvement loans is easy. Below are the steps to apply for home renovation loan:

Step 1 – Visit our website or your nearest Mahadev Finance Service Consultant branch office

Step 2 – Check if you are eligible for our home renovation loan

Step 3 – Fill up the application form online or offline

Step 4 – Submit the required documents

Step 5 – After the verification process, loan amount will be transferred to your bank account

Understanding your timely needs, we provide a completely transparent loan starting at ₹5 Lakhs at competitive interest rates and with no hidden charges. Enjoy our simple eligibility and minimum documentation for a quick and hassle-free process with the convenience of flexible repayment tenure, no foreclosure/pre-payment charges and end-to-end doorstep service. And the best part about this loan is that the interest paid is tax-deductible.

So why dip into your hard-earned savings for your housing needs, when you can choose a smart financial solution for home renovation? To calculate the EMIs you need to pay, you can simply use our home renovation loan EMI calculator. All you have to do is enter the loan amount, tenure and interest rate.

Apply for a quick Home Renovation Loan and turn all your home improvement plans into reality. www.homeloanindia.net

[classicquid]

Short Term Loans UK: A Successful Method of Getting Cash

Consider not getting financial support without a debit card to pay for bills that come up in between two paychecks. It is untrue that you cannot access funds without a debit card. You should choose short term loans UK, which are designed specifically to aid anyone experiencing severe financial hardship. Therefore, when you need to manage your spending quickly, you do not go for payday loans.

Short term loans UK help you pay for a variety of obligations, including an unanticipated mother's illness, auto repairs, phone bills, utility bills, and even unpaid groceries. Because short term loans UK are immediately available, you can quickly pay off all of your expenses. Applying for a short term loans for bad credit online is a quick and simple way to save both money and valuable time.

For friendly short term loans direct lenders access, borrowers must meet a few minimal standards. Borrowers must have been employed regularly for at least six months and earn a minimum of £500 per month. They must also be at least 18 years old and have a regular bank account. If customers fulfill these requirements, they are instantly approved for these loans without having to give the lender their debit card.

You can receive an amount with these financial products ranging from £100 to £1000 with a 14 to 31 day repayment period. Since payday loans are short term loans online, you must refund this money within the agreed-upon time frame. The fact that this loan does not require you to pay hefty interest rates is a plus. Therefore, you don't need to worry about how to apply for a loan right away.

Do Short Term Loans Direct Lenders of £2,500 have an impact on credit scores?

Your credit score will be affected when you apply for a short term loans direct lenders. However, if you keep making on-time, full repayments of your debts, then things will get better once more. This is why it's crucial that you apply with assurance and the knowledge that you can repay the money you borrow in order to prevent late payment marks from appearing on your credit report.

It's crucial to search around when looking for a loan of any kind, especially in an emergency. To make sure you choose your lender and receive the best loan for your needs, we advise you to compare and apply through direct lenders. For comparison and assistance in selecting the best lender for you, browse through our section on guides on the different other lenders available.

Who can I currently turn to for a Short Term Loans UK Direct Lender?

Now, a growing number of lenders offer short term loans UK direct lender with protracted repayment terms. Few, though, provide a significant sum, perhaps £2,500, for example. Therefore, before taking any action, read on to find out more about payday loans for £2,000 and what to consider.

In this circumstance, a £2,000 payday loan might seem like the best option. You can rapidly obtain the money you require and repay the loan within a month. Payday loans for large sums, like £2,000, can be challenging to repay in a short period of time, especially when interest is added.

[growbusinessworld11]

Tips for Choosing the Right Business Credit Card for Travel Insurance

Choosing the right business credit card for travel insurance can be crucial for business owners who frequently travel. A card that offers comprehensive travel insurance benefits can save you money and provide peace of mind during trips. Here are some tips to help you choose the best business credit card for travel insurance:

1. Understand the Types of Travel Insurance Offered

Trip Cancellation/Interruption Insurance: Look for a card that covers non-refundable travel expenses if your trip is canceled or interrupted due to covered reasons such as illness, severe weather, or other unforeseen events.

Travel Accident Insurance: Some cards provide coverage for accidental injury or death that occurs while traveling.

Lost/Damaged Luggage Insurance: Check if the card offers compensation for lost, damaged, or delayed luggage.

Travel Delay Insurance: This covers additional expenses like hotels and meals if your trip is delayed for a certain number of hours due to covered reasons.

Rental Car Insurance: Many business credit cards offer rental car insurance, which can save you from paying for the rental agency's coverage.

Emergency Medical Coverage: Some cards provide emergency medical and dental coverage while traveling, especially useful for international trips.

Also read- why cyber crime freeze bank account

2. Check the Coverage Limits

Maximum Payouts: Different credit cards offer varying levels of coverage for each type of insurance. Look at the maximum payout limits for trip cancellations, lost luggage, or medical emergencies to ensure it meets your needs.

Trip Duration Limits: Many credit cards have limits on how long your trip can be to qualify for insurance coverage, such as 30 or 60 days. Ensure the duration of your typical business trips fits within the card’s coverage period.

Also read- gujarat cyber cell account freeze

3. Evaluate Coverage Exclusions

Exclusions and Conditions: Carefully review the card’s policy to understand what is and isn’t covered. For instance, some cards may not cover pre-existing medical conditions or certain high-risk activities (like adventure sports).

Travel Destinations: Check if the card covers all the countries you plan to visit. Some cards exclude certain destinations from their coverage.

Also read- how to unfreeze bank account cyber crime

4. Assess Fees and Interest Rates

Annual Fees: Premium business credit cards with the best travel insurance benefits often come with higher annual fees. Weigh the cost of the annual fee against the value of the travel insurance and other perks the card offers.

Interest Rates: While travel insurance benefits are important, also consider the card’s interest rate, especially if you plan to carry a balance. High-interest rates can offset the card’s benefits if you're not careful.

Also read- how to unfreeze bank account cyber crime

5. Look for Additional Travel Perks

Airport Lounge Access: Many business credit cards with strong travel insurance also offer access to airport lounges, which can enhance your travel experience.

Travel Rewards: Some cards offer travel rewards like airline miles or points on travel-related purchases, which can complement the insurance benefits.

Concierge Services: Premium cards often include concierge services that can help with travel arrangements or emergencies while you’re on the road.

Also read- bank account freeze by cyber crime p2p trading

6. Understand the Claim Process

Easy Claims: Choose a card that offers a straightforward claims process. Some credit card issuers have cumbersome procedures that require extensive documentation, while others allow you to file claims easily online or through an app.

Time Frame: Make sure you understand the time limits for filing claims. Some policies may require you to file within a short window, such as 30 or 60 days after the event.

7. Consider Foreign Transaction Fees

No Foreign Transaction Fees: If you often travel internationally, select a business credit card that doesn’t charge foreign transaction fees. These fees can add up quickly and offset the value of any travel insurance benefits.

8. Verify Employee Coverage

Coverage for Employees: If you have employees traveling on behalf of the business, ensure that your business credit card offers travel insurance coverage for them as well. Some cards automatically cover employees when travel is booked using the card.

9. Review the Credit Card’s Issuer Reputation

Customer Service Quality: Choose a card from an issuer known for strong customer service, especially when dealing with travel insurance claims. Timely and efficient assistance can be critical when you’re in a travel emergency.

Track Record for Claims: Research reviews or forums to see if other cardholders have had positive experiences with filing and receiving payouts on travel insurance claims.

10. Compare Multiple Cards

Side-by-Side Comparison: Before making a final decision, compare several business credit cards side by side. Look at the insurance benefits, coverage limits, exclusions, and additional travel perks to ensure you're getting the best deal for your specific needs.

Conclusion

Choosing the right business credit card for travel insurance involves balancing insurance coverage, fees, and travel perks. Look for a card that offers comprehensive travel insurance with high coverage limits and minimal exclusions. Additionally, consider the card’s annual fee, foreign transaction fees, and rewards structure to ensure it aligns with your overall business travel needs. By doing thorough research, you can find a business credit card that not only protects you during travel but also enhances your overall experience.

[hedayet1234]

Unlocking Your Financial Future: The Best Savings Accounts for 2024

When it comes to managing your finances, finding the right savings account can make all the difference. With interest rates on the rise and a growing focus on financial security, choosing the best savings account tailored to your needs is essential. Here's what you should look for:

Key Features of the Best Savings Accounts

High Interest Rates: The primary goal of a savings account is to grow your money. Look for accounts offering competitive interest rates that outperform traditional options.

No or Low Fees: Many banks impose monthly maintenance fees that can eat into your savings. Opt for accounts that have no fees or offer ways to waive them.

Accessibility: Choose a savings account that provides easy access to your funds. Online banking, mobile apps, and ATM networks can enhance your banking experience.

FDIC Insured: Ensure your deposits are safe by selecting an account from a bank or credit union that is FDIC-insured. This guarantees your savings up to $250,000.

Bonus Offers: Some institutions offer cash bonuses for opening a new account. While these can be enticing, evaluate the account's ongoing benefits as well.

Top Picks for 2024

Ally Bank: Known for its competitive rates and no monthly fees, Ally Bank is a favorite for online savers. Their user-friendly mobile app makes managing your savings effortless.

Marcus by Goldman Sachs: Offering high interest rates with no minimum balance, Marcus is ideal for those looking to maximize their savings without hidden fees.

American Express High Yield Savings Account: With attractive rates and a reputation for security, this account is great for savers who want to keep their money growing.

Discover Online Savings Account: Discover combines high interest rates with exceptional customer service, making it a solid choice for savers of all types.

Capital One 360 Performance Savings: This account offers no fees and competitive rates, along with the flexibility of easy online banking.

Conclusion

Choosing the best savings account requires careful consideration of your financial goals. By focusing on interest rates, fees, and accessibility, you can find an account that helps you build a secure financial future. Whether you're saving for a rainy day, a dream vacation, or a major purchase, the right savings account can provide the foundation you need to achieve your goals. Start comparing your options today and watch your savings grow!

4o mini

[fininformatory]

Take Care of These 3 Things, and Get Rich with PPF!

Hey Reddit! 🌟 When it comes to safe, long-term investments, the Public Provident Fund (PPF) stands out as one of the smartest options in India. It’s backed by the government, offers solid returns, and comes with some sweet tax benefits. If you’re ready to grow your wealth steadily, here are 3 things you need to do with your PPF to maximize its potential!

1. Withdraw at Maturity for Maximum Gains

Your PPF account matures after 15 years. At this point, you can withdraw the entire amount, along with the interest—completely tax-free! Yes, all the interest you’ve accumulated over the years is yours to keep, no taxes involved. 🙌

Don’t forget, you can invest up to ₹1.5 lakh every year, which qualifies for tax exemption under Section 80C of the Income Tax Act. So not only does your investment grow, but you’re also saving on taxes each year. Win-win, right?

2. Extend for Another 5 Years to Keep Earning

When the 15-year period ends, it doesn’t mean your PPF journey is over. You can extend the account in blocks of 5 years and keep earning interest on your balance. You’re still free to make withdrawals if needed, but the best part? Your money keeps working for you without opening a new account. Oh, and the tax benefits? Yep, they’re still in place!

3. Let Your Money Grow Even Without New Deposits

Don’t feel like contributing more after 15 years? No problem. Your PPF will continue to earn interest on the existing balance, even if you don’t add more funds. It’s a passive way to keep growing your wealth without any effort. Your balance just keeps compounding, and you’re building a bigger nest egg!

Why PPF is a No-Brainer Investment

Guaranteed Returns: Since it’s backed by the government, your investment is super safe, and the returns are assured.

Tax-Free Gains: Both the interest and the maturity amount are tax-free, plus you get Section 80C tax benefits on annual contributions up to ₹1.5 lakh.

Perfect for Long-Term Savings: A 15-year maturity means you’re naturally building a strong savings habit.

Partial Withdrawals Allowed: Need funds before maturity? You can make partial withdrawals after 5 years.

Better Returns than FDs: The interest rate (currently 7.1%) usually beats traditional bank FDs, and PPF comes with added tax advantages.

How to Open a PPF Account

Anyone can open a PPF account: salaried employees, self-employed professionals, even minors (with a guardian). Just visit your nearest bank or post office. You'll need:

Identity proof (Aadhar, PAN, Voter ID)

Address proof

A couple of passport-sized photos

A filled account-opening form (available at banks or online)

Start depositing as little as ₹500 annually to keep the account active. The maximum you can invest is ₹1.5 lakh per year, so get started early to let your wealth snowball!

Final Thoughts

PPF is a tried-and-true investment option for anyone looking to grow their wealth safely. With guaranteed returns, tax benefits, and flexibility beyond its maturity, it’s a great way to build your future. Whether you're saving for retirement, your child’s education, or any long-term goal, PPF can help you get there! 💰💪

Happy investing!

[paydayquid]

Short Term Loans UK Direct Lender can help you obtain a perfect Loan

Looking for a great loan arrangement that is quickly and efficiently granted to you? Here, your search is over. Simply fill out an application for a short term loans UK to be eligible to get funds in the range of £100 to £2,500 with a 4-week repayment period commencing on the date of approval.

Following is a list of several short-term financial needs for which this loan has been approved: such as: child's tuition or school fees, unforeseen automobile or vehicle repairs, unplanned trip expenses, credit card payments, past-due hotel rents, light bills, medical bills, etc.

Ashort term loans UK direct lender help people with poor credit characteristics like defaults, arrears, county court judgements, skipping installments, or bankruptcy to get the greatest financial assistance. You must meet a few requirements, including being an 18-year-old citizen of the UK, employed by a reputable company, and having a legitimate, active checking account with no debit card need.

If you meet the aforementioned requirements, you can quickly and hassle-free obtain the short term loans UK accepted. You must fill out a straightforward application form with the necessary information before submitting it on the website for confirmation. If all the information is accurate, the lender will approve your loan, and it will be sanctioned quickly and immediately into your bank account.

When Should UK Short Term Loans With Instant Payout Be Used?

Short term loans are intended to provide customers with Payday Quid to help them get through an emergency or unforeseen expense in the UK. If you work for yourself, for instance, and your computer or car breaks down, you might need to get a loan to fix or replace it. You cannot make any money without those necessary instruments, after all. For those who have no other options, including savings or credit card availability, an immediate loan online provides a crucial service. In a similar vein, short term loans direct lenders may be the best option for borrowers who need quick access to more cheap forms of credit and who need financial independence to get themselves out of difficult circumstances.

For those who have access to other, more affordable types of credit, short term loans UK direct lender might not be the best option. Some folks might already have access to credit cards with low interest rates or cards that they can use to make monthly payments in full. In that scenario, our advice is to continue using these more affordable credit options. An immediate loan is also not the best choice for folks who have a low-interest overdraft. Our rapid loans are made to be quick and convenient, but there are less expensive options available.

So, who makes a good candidate for a same day loans UK? For those of you who cannot get credit that is more inexpensive or who want our fast, convenient, and customized services. A short term loan may even help to build credit if it is repaid in full and on schedule. Using them and repaying them can raise your credit score as long as you don't 'rollover' the loan or apply for a new one each month. You might even be able to get credit in the future at a lower cost thanks to this.