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#but seriously stop giving your money to these ludicrous projects
pookiethebloodsucker · 4 months
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seeing that those people who were gonna make a billboard for ofmd fucked off with the money like, woah! people crowdfunding a ludicrous fandom project have never been grifters before! whoda seen that coming!
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morifinwes · 3 years
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wangxian fic rec list!
aka in which i read fics, write some recs down for aamna and share them!! they're all wangxian fics and uhh @yibobibo i hope you'll like them!!
modern
wolf devours playboy bunny by @greenteafiend (5K, werewolf!lwj, getting together, idk if anyone needs to know that but there's nudity just not uhh explicit)
Lan Zhan has wanted Wei Ying as long as he has known him, and the worst part is that he thinks Wei Ying could want him back.
Too bad he could never in good conscience let himself go there—Wei Ying has a debilitating fear of all things canine, and once a month, Lan Zhan is the exact, precise thing that Wei Ying’s nightmares are made of.
Aka, Lan Zhan is a werewolf.
between the lines by @jywait (19K gaming au!!!, i'm always down for a good gaming au, lwj is the best aksks he's such a good boy)
☆yilingpatriarch☆: pls...give me some face, help me fight these monsters...I'm gonna die
Bluetooth: no.
"You have died." The screen said, and Wei Wuxian threw his hands up in frustration.
resonant frequencies by chinxe (15K, college au, fake dating au, tw mention of cheating but it's brief and no one was cheated on i promise)
In which Wei Wuxian decides that the best way to deal with being in love with Lan Wangji is to pretend to date him for three weeks.
It goes about as well as can be expected.
drift compatible by windoworwhatever (5K, poetry, fluff, drunkji, getting together, college au)
"It was just a fact of life. The sky was blue, university stipends for graduate students working in TA positions barely covered rent, bisexuals cuffed their jeans, Lan Wangji had a massive crush on Wei Wuxian, and spent his time pining and writing research papers about gay subtexts in ancient poetry."
OR
Lan Wangji is in love with Wei Wuxian, and everybody knows, except Wei Wuxian.
the bunny next door by detailsinthefabric (43K, this is mostly fluff and very light angst, and they were neighbors!!!, rabbits!!, aka wangxian's bunny children, this is... so cute i just have to rec it)
Lan Wangji did not know what he was doing. He did not know what he was going to say. He was frozen in place, puzzling over the situation. Maybe he had made the man uncomfortable, which is why he wanted to leave? But his tone had still been so friendly—maybe…
“Would…” he paused, swallowed, forced the last words to come out of his suddenly parched mouth, “would you let me pet him?”
-------------------------------------
Lan Wangji, who doesn't know how to socialize and whose icy demeanor scares everyone away, lets down all his defenses when he meets the bunny next door...oh, and also its owner, Wei Wuxian.
leading tone by silencemostofall (32K, everyone is a music student? or something like that akskk, curse fic, tw panic attacks, tw child abuse, small scene of drunkji, wwx has low self esteem, bro this was so painful to read)
The first time you touch someone you're fated to love, you leave a mark on their skin. If they will love you in return, they'll mark you where you touched them. The deeper the color, the deeper the connection.
Wei Ying has no marks at all.
public places, private thoughts by leahelisabeth (for the love of camelot) ( 8K, cherry magic au, getting together with like... immediate upgrade to fiance status, the author is wrong i crave good wangxian cherry magic aus even tho i haven't even watched cherry magic)
Wei Wuxian had heard the story of course. It had made its rounds through his high school and followed him into his college days. He didn’t think there was any possibility it was true. Virginity was a social construct, invented by creepy old men to exercise dominance over women. The idea that a simple lack of sexual activity before the age of thirty could give one magical powers was absolutely ludicrous.
Wei Wuxian believed this until the morning of his thirtieth birthday.
AKA the Wangxian Cherry Magic AU that absolutely nobody asked for.
i'd be all right (if i could see you) by @thirtysixsavefiles (16K, this was nice, i read this at 6am but it was cute, (while writing this post i must admit i don't remember anything but 6am-me said it's good))
The younger Lan brother is something of an enigma on campus; while Lan Xichen can sometimes be seen in the company of other graduate students or conducting a seminar, Lan Wangji appears to spend all his time in class or in the library. He doesn’t drink. He doesn’t smoke. He doesn’t attend social events. He doesn’t do anything for fun, as far as Wei Wuxian can tell, and it’s driving Wei Wuxian just a little bit up the wall.
Or, Wei Wuxian convinces Lan Wangji to come to a house party, and then they're assigned to the same group project. Wei Wuxian tries his best, but he is not in possession of all the facts.
axe on leg by itszero (4K, i still don't get why wwx did that but it was nice seeing him jealous for once, jealous!wwx, lwj i love you....)
Wei Wuxian pressed his face into his pillow and screamed. He paused to take a few deep breaths, partially hindered by the pillow, and listened to the sounds of Nie Huaisang slurping his iced coffee, from his seat on Wei Wuxian's desk chair.
Having caught his breath, he resumed his screaming and did not stop at the sound of his dorm room door opening.
"What's wrong with him?" He heard his brother, Jiang Cheng, ask.
The slurping stopped. "He's an idiot."
"He's always been an idiot. Why is he bothered about it now?"
"He forced Lan Wangji to go on a date," Nie Huaisang replied, shaking the ice cubes in his drink.
"Okay and…?"
"With someone else." The slurping resumed.
Wei Wuxian, in all his glorious dumbassery, convinces his boyfriend to go on a date with someone else.
these two most powerful by @stiltonbasket (4K, amnesia, wangxian with children!!!, aksksk this was adorable, dadji!!)
When Lan Wangji went to bed last night, he was alone in a tiny guest room with nothing but the howling of the wind in the mountains and his own lonely thoughts for company.
 
But when he opened his eyes in the morning, Wei Ying was asleep beside him.
 
(In which Lan Wangji loses twenty years' worth of memories after a night-hunt gone wrong, and his life as a doting father and husband continues without a hitch somehow.)
good things come to those who wait [but i ain't in a patient phase] by @cerlunas (4K, getting together, pining lwj)
Lan Wangji can't take it anymore.
 
“I love you”, he says, and god, it feels terrifying. “I’ve been in love with you for a long time.”
“Lan Zhan…” Wei Wuxian starts, but Lan Wangji doesn’t want to hear it.
He grabs his cup and drinks everything. He doesn’t know what face Wei Wuxian is making at him right now, and it’s okay. 
“Lan Zhan!” Wei Wuxian repeats louder, but it’s too late. He is already falling asleep.
Or, even after 13 years, Lan Wangji is still in love with his best friend. Maybe it's time to open up.
wei ying, will you marry m- oh my god he swallowed the ring! by selene210 (2K, marriage proposals, crack, marriage proposals but.. they go wrong)
“A ring?”
And indeed it was. The ring Lan Wangji was going to propose to Wei Ying with. That the man had now choked on.
“You swallowed it.”
“It was in my soufflé! Why did you put a ring in my soufflé Lan Zhan- oh. oh”
of glittery valentine's cards by @soft-fics (3K, valentine's day, this was adorable aksk, a-yuan best boy!!)
Lan Zhan didn't want to know what his best friend had planned for Valentine's Day; his heart would simply not be able to handle it. When his son tells him that he made Wei Ying a Valentine's Day card, though, Lan Zhan decided to bring it over anyway.
of coffee and white tea by @soft-fics (9K, fluff, lwj doesn't like coffee, wwx buys him coffee, then they switch drinks, again and again and again, the staff ships it lmao, tbh jc shouldn't have done that like wtf)
For the fourth time this week a stranger orders him a cup of coffee. Lan Wangji wonders how exactly to tell this man to stop ordering him coffee he doesn't even like. Turns out, buying the other white tea and switching drinks is not the best way to go about it
canon setting
on the importance of restraint (or lack thereof) by nixthothou (4K, in which sizhui snaps, i love that boy, no like seriously he's the best boy)
Lan Sizhui does not usually find himself in the company of Sect Leader Jiang.
Suffice to say, Lan Sizhui's feelings toward him are conflicted.
lan wangji is wei wuxian's baby by lilycs (3K, i was craving fluff while reading this, lwj my beloved, drunk!lwj)
Lan Wangji gets drunk from barely a cup of alcohol, becoming a whiny baby and asking his husband for cuddles.
one of our own by glitteringmoonlight (8K, wei wuxian & lan sect, 5+1 things, in which they learn to love him, they're all part of the wwx protection squad lead by lwj, wangxian isn't the focus but !!! THIS)
Times change, but some people remain the same.
The Lans are nothing, if not aware of this.
For one of their own, they will stand against the world.
Or, 5 times the Lans defended Wei Wuxian, and the 1 time he was there to see it happen.
so why not crack your skull when the mind swells by @greenteafiend (13K, love curse, post cql canon, curses, getting together, fluff, so much fluff, lwj tries to talk about his emotions!, lwj pov)
Lan Wangji detects the curse trying to curl through his heart meridians like smoke. A love curse, then. It must have been cast remotely somehow to have found him in his bed in Cloud Recesses. No matter. Lan Wangji crushes it easily, enveloping it in his spiritual energy, and then squeezing. Curse averted, Lan Wangji closes his eyes and goes back to sleep. He thinks no more of it.
Two days later, Wei Wuxian arrives in Cloud Recesses.
Or, Wei Wuxian is cursed to feel terrible pain when he and Lan Wangji aren’t touching.
i started from the bottom / now i'm rich by x_los (57K, time travel, fix it, jealous lwj, crack treated serious, god this is so good tho, wwx/wrh & wwx/jgs but like as a joke and it doesn't really happen, but it has its purpose!!)
“First, you get the money. Then you get the power, respect - hos come last.”
 
Wen Qing traps Wei Wuxian in the Demon Slaughtering Cave, but Wei Wuxian isn’t interested in being the beneficiary of the Wen Remnants’ noble sacrifice. His efforts to free himself accidentally send him back to the beginning of the Sunshot Campaign. Coreless but armed with demonic cultivation, knowledge of the future and his wits, Wei Wuxian takes advantage of this opportunity to come out on top of both the war and its aftermath—before either has a chance to happen—by marrying and swiftly burying the cultivation world’s worst men.
Lan Wangji is confused, hurt, and uncomfortably aroused by Wei Wuxian’s improbably elaborate series of Sect-themed bridal negligees.
lead me on through by mrsronweasley (55K, they're in love your honor, arranged marriage but they don't know to whom, basically wwx & lwj want to practice kissing which then goes beyond kissing but not the whole way y'know, lxc the best wingman tho)
"Who do you think your betrothed is?" Wei Wuxian asks, sprawling out in front of Lan Zhan and enjoying the prim thinning of his lips at the question. He shouldn't be sprawling—they're in the library, for one, and Lan Zhan is studying, for another—but he can't help himself. Wei Wuxian is a sprawler.
"I do not believe this to be of importance," Lan Zhan responds, without turning his gaze away from his book.
"What!" Wei Wuxian sits up. "How can you say that? Of course it's important! This is the person you'll be with for the rest of your life, Lan Zhan."
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tomlinshawexchange · 6 years
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Tomlinshaw Exchange 2017 Fic List
Thank you to everyone who participated: writers, pinch hitters, betas, britpickers, and readers!
Here’s the full collection on AO3. 
Do You Smile To Tempt a Lover by allwaswell16  Nick Grimshaw is entranced by Louis, his very beautiful, very cheeky new coworker at The National Portrait Gallery. He watches him day after day, wondering what he’s furiously typing on his laptop over lunch. With a little help from the very bored barista in the gallery cafe, Nick finds himself growing closer to Louis than he ever dreamed possible.
Now that you’re here, I never want you to leave by wearetheluckyones “You like him,” He sing-songs, tugging off the pasta container’s lid. “Go fuck yourself.” Nick tells him as he finds plates, no actual bite behind his words. “Did you get the extra garlic bread? You ate it all last time.” “You gonna ask him out?” Harry asks, taking the two foil wrapped garlic breads from the bag and putting them on the counter. “I’m gonna give you the same answer I gave you last time you asked me that.” “You’re into him, he’s into you, what’s the big deal?” Harry asks, frowning, accepting the plate Nick hands him and dumping half the container of bacon and feta gnocchi onto it, and half the container of penne arrabbiata next to it. “You should just ask him out. There’s no harm in trying.” -*-*- Or, the one where Louis’s a drummer, Nick’s a radio DJ, and Louis’s dogs are menaces.
some velvet morning, years too late by tintedglasses A better adult probably would have changed their emergency contact information once they had convinced said contact that they wanted nothing to do with them, but Louis had never been very good at proper adult things. Besides, it’s not like he thought he’d ever need it. Or: Louis wakes up in the hospital with unfinished business at his bedside. Turns out Nick has some unfinished business, too.
(no such thing as) ordinary, love by dizzy Nick is an Uber driver in London and Louis ends up passed out in the back seat of his car.
The Sky At Night by sunsetmog There’s a little piece of paper on his bedside table, torn from the bottom of a notepad. Insomnia Alliance, it says, in Louis’s chicken scratch handwriting. 9pm-7am, then the telephone number. Or: Louis can’t sleep, and Nick’s the one who answers the phone in the middle of the night.
you can’t take the sky from me by mrsenjolras “Alright,” Nick says eventually. “You can stay till our next stop. But it’s not gonna come free.” Louis stiffens. He’s got money, sure, but he’s worried that that’s not the kind of payment Nick is looking for. “Oh, don’t look so scared,” Nick says, though. “We’re not stopping till we’re in the next system. Can you work?” “Oh,” Louis says, relieved. “Yeah, I can do pretty much anything.” “Great, well, welcome aboard the Pig Dog,” Nick says, extending a hand out for Louis to shake. Louis takes it, decidedly not thinking about how it’s larger than his own and also very warm and quite soft, and instead cocks his head. “Wait, your ship is called the Pig Dog?” [Or: the one where Louis stows away and gets more than he bargained for.]
Cigarette in my left hand, whole world in my right hand by wearetheluckyones Harry’s had some really bad ideas before, starting with the time he got pissed and jumped into the Thames stark naked, but this might take the fucking cake. Offering up Louis as a viable option for a model for Nick’s last photography project is ludicrous at best and a disaster waiting to happen at worst.
Know You Know You Got It Bad by taggiecb “I heard you on the radio.” Louis says. Okay, definitely not what he expected to hear. “Yes, I am on five days a week, sometimes more.” Nick replies. Seriously, what is up with this kid? “No no. That’s not what I meant.” Louis shakes his head and sighs heavily, as though Nick is the one being cryptic. “I heard what you said. To Fifi.” Louis pauses, but Nick takes a cue and stays quiet. He has a feeling that the more he talks, the longer this thing is going to draw out. Suddenly Louis is getting close, really close. Like, so close that Nick is wondering if Louis is about to kiss him. He doesn’t of course, he’s moving to talk into Nick’s ear. Which, Nick isn’t going to lie, affects him almost as much as a kiss might. The boy is fit. “About the chains and whips.” Now it’s Nick’s turn to blush and fumble Or Where a glib comment on the radio leads to one very interesting few weeks for Nick.
Those Summer Nights by YesIsAWorld Nick’s whirlwind summer romance ended when he left his dad’s beach house. Now it’s the first day of senior year, and Nick needs to avoid both the most popular boy at school and his friends’ probing questions.
Give Me One More Night With You by EmmyLouWho Louis turns up at Nick’s door on Saturday night, carrying a bottle of wine that he’d picked out at random at a Sainsburys on the way there. He’d spent ages trying to figure out what you were supposed to wear when you’re going over to somebody’s house so they can thank you for looking after their dog but really you were effectively keeping their dog hostage and you also think that that person is really cute and you’re trying not to be weird about it. His Google search had been, perhaps unsurprisingly, not very helpful. Or, the one where Pig turns up on Louis’ doorstep one day, and Louis has a crush.
Somebody Hurt You (I Know A Place) by writcraft An unexpected encounter brings Nick and Louis together but before they can tell anyone about their relationship an attack on Louis tears them both apart. Nick struggles to deal with the fact Louis no longer remembers their time together as Louis struggles with his injuries and nightmares in the aftermath of the attack. Together they help one another to heal and learn how to love all over again.
There Now, Steady Love by Jiksa Nick’s just had his heart broken, Louis is surprisingly careful with it. Or, the one where Nick’s a small time radio DJ & Louis’s a single dad trying to make it as a musician.
Go On, I Dare You by pwoperninjaelf Nick and Louis are camp counsellors that have spent their past few summers working at an American summer camp, eager for the paid trip abroad, but far less keen on one another. On the final day of camp last summer though, they ended up drunkenly hooking up, but never spoke about it again. Nick’s still not entirely sure what went down and why Louis bailed on him, but it’s okay. He’s just going to ignore it. Ignore Louis, which shouldn’t be too hard considering that’s what he’s been doing for the past few years already anyway. This summer is going to be just like all the others, honestly, nothing’s changed… An American summer camp AU, featuring two stupid boys who keep getting their wires crossed, a host of other familiar faces, all the old school band t-shirts and a camp that should probably keep a better check on their counsellors.
your crooked sleep beside me by nicalyse Louis Tomlinson is unexpected. In which Louis comes on the Breakfast Show and Nick starts to fall for him.
not that good of a person (but i might be for you) by neonmoonlight “Do you fucking mind?” Louis asked tensely, glaring at Nick. “You know, I thought naming your old ship after a greek goddess was some quirk of yours,” Nick started then gestured towards the book that Louis placed on his shelf. “But clearly, you have a thing.” “You make one more comment I will abandon you on a dying planet,” Louis said, turning back to his bag of things. He heard Nick scoff behind him before he left and let the door slide shut. Louis closed his eyes and took a deep breath to calm himself down before he went back to fix up his space. The one thing Louis wanted was for Nick to leave him alone, but that clearly wasn’t going to happen. or the one where nick and louis hate each other until they don’t and there’s a spaceship.
If This Is To End In Fire by Jiksa Apocalypse makes it sound a lot more glamorous than it actually is.
What about us? by octoberrose11 Ducking his head he mumbles out, “One of them might have passed out but her friend caught her before anything bad could have happened. Anyways! Don’t change the subject!” “What subject?” Anton drops himself gracefully into Liam’s lap, holding onto his shoulder to steady himself. “Who kicked Harry’s puppy?” “He’s mad that Tommo and Grim are practically fucking on the dance floor.” “They are not! They’re friends, barely friends. They only can stand each other because of me.” Twin unimpressed looks came across the other two’s faces. “I’m going to pretend that it’s the drinks that are making you act like that, Styles, because the man I know wouldn’t say such a thing about one of our best friends.” Liam waved Harry off when he opened his mouth to protest. “You dated both of them, Harry. You broke both of their hearts.”
It’s Like I’m Shootin’ With Broken Arrows by Saori  Road trips are fun if you’re going with someone you can connect with. Riding on the highway with the radio on, eating junk food, taking selfies and making meaningless conversations, bantering about directions… That’s not exactly the case with Nick and Louis. There might be less connecting and more bickering. or, Nick and Louis miss the last plane, and they have two days to get to France. Traveling together might be the worst and best decision in their lives.
It couldn’t get better they say by happilylouie  When Louis Tomlinson releases his new single “Miss you” he is set to appear on Nick Grimshaw’s morning show. Nick has a long time crush on Louis and maybe, just maybe, Nick can gather the courage to say something this time. What if Louis song is inspired not about a general situation, but maybe about a certain radio show host that he himself has had a crush on for a while. or Should be laughing, but there’s something wrong - How about we’ll make it right?!
I’ll Be Your Pride by YesIsAWorld  Louis needled Nick into riding the Ferris wheel with him so he wouldn’t have to ride alone. Of course, they get stuck at the top and Louis has to help Nick through his paralyzing fear of heights.
This is different than in the movies! by definitelynotafan  In which Nick’s new flat is haunted and the ghost has a weird thing about shoes.
All the Silver Moons by YesIsAWorld Nick wakes up in a strange hotel room and is apparently visiting Louis on tour. Which is really weird, because Louis doesn’t like him and they’ve never hung out without Harry as a buffer. And clearly Louis thinks they’re *together* together and Nick hasn’t the faintest idea what’s going on.
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honestgrins · 7 years
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A Most Impressive Donor
Klaroline AU Week Day 6: Canon-ish
Three million dollars. Three million dollars?!
Gingerly stepping through the detritus of human limbs and broken glasses, Caroline didn't bother to hide her disgust at the seedy bar or the lone hybrid she found lurking in it. "Seriously?" she cried as she slid in congealed blood. "Ugh, these are new shoes."
"Put it on my tab, love." Klaus raised his scotch in drunken acknowledgement. "Rebekah complained about giving away her shoe budget to you, it's almost poetic for you to get a pair from the deal."
Caroline scoffed as she cleared his table, plopping down a thick portfolio instead. "About that, if you insist on making ludicrous donations to make up for not visiting your daughter at school, then you better believe I will track you down for investor meetings," she said in clipped tones.
He snorted derisively, only for her to snatch the drink right from his hand. "Careful," he warned, gold glinting in his eyes.
"Oh, bite me." Twice he had bitten her, and yet she survived long enough to run his child's school; her sass was practically bulletproof. Sitting, Caroline opened her portfolio, topped with a recent photo of Hope holding a handmade poster. "Her history project was on the birth of New Orleans, go figure. She misses you, but Hope is a strong kid, if a little stubborn."
Klaus's lips pulled at that, though she could tell he was trying to hide his reaction. "I thought this was supposed to be about my investment."
Rolling her eyes, Caroline decided it would be better just to move things along. Rebekah mentioned the world tour tantrum he was on, but apparently she had underestimated how self-pity manifested after a thousand years. "Before I get into why three million dollars is an excessive donation that in no way buys you special favors or weird requests down the line," she clearly pointed out, softening only at his surprisingly attentive expression, "but thank you. We've had three new students contact us, with more coming every week."
"I know," Klaus smirked, leaning back into his chair. Perfectly at ease among the destruction of his bender, somehow he managed to act superior in his super annoying way.
Caroline frowned disapprovingly. "What did you do?"
He picked through the papers she had in the folder, office invoices and teacher profiles. "One needs a hobby when forcibly removed from home and family," he answered, his voice lacking in real sentiment.
Throwing her hand out in a wide gesture, Caroline pinned him with a glare. "Rampant murder is not a hobby."
"Agree to disagree, love," he shrugged, "but I don't take kindly to threats against my brother." He didn't bother to elaborate, and Caroline didn't really want the details. "Regardless, I meant that in my travels, I occasionally come across a gifted student in need of guidance."
"You're sending them to me?"
His eyebrows raised in mock surprise. "You did open a school for gifted children."
She took a deep breath to steady her nerves, unsure how to respond. On one hand, their accounts were pretty flush to handle the sudden influx of students; on the other… "Stop interfering!" Caroline finally burst out, leaving Klaus to a stony silence.
"Look, this is what I wanted to talk to you about," she sighed.
"What's that?"
Though he seemed genuinely curious underneath a hard edge, Klaus's mood swings could strike like whiplash. Caroline needed to tread carefully. "I want you to be involved with the school, with Hope and her education," she prefaced. "But there has to be a line, Klaus. I can't keep accepting large amounts of money if it also means you going behind my back with schemes that affect the school."
It had been on mind ever since she first got his letter; Mikaelson gifts came with strings. She knew that well as a veteran of throwing diamond bracelets at his feet. "I am grateful for your donation. I just need to make sure we have the proper boundaries in place."
Klaus tilted his head, his eyes roving her form. "Rules are meant to be broken, sweetheart."
"Don't be a jerk." Caroline would likely have a headache from rolling her eyes so much. Extenuating circumstances aside, she had no intention of fraternizing with a parent. "You can have a seat on the board and regular investor meetings, but I will make you regret trying to tell me how to run daily operations."
Shrugging, Klaus lifted a hidden bottle of scotch to his lips. "Agreed. Hayley can have my vote while she resides in Mystic Falls," he capitulated. "As for these meetings, I suppose I can make sure they're in better venues."
Caroline's voice fell to a deadpan, "You think?"
He smirked, looking more content. "Three months seems like a reasonable interval."
"Six."
"Four, final offer."
"Done," she sighed. Seeing him three times a year wouldn't be the worst thing in the world, not if it meant keeping him in touch with Hope's progress.
Nodding, Klaus offered her the bottle, which she happily accepted. "Rome is lovely in April," he said idly.
Rome. Paris. Tokyo.
She shrugged off the old memory, taking a large gulp of scotch instead. Her eyes darted around the room and the carnage that was starting to smell. "You're okay, right?" she asked, a deep worry finally finding its words. "This massacre was about your brother, you haven't lost your mind in a constantly drunken rage."
"Moderation has never been my strong suit."
Snorting, Caroline handed back the bottle. "Rebekah says you get like this every once in a while, figured it would be worse being separated from Hope."
He sighed, looking down. "It's better than I expected," he admitted, "though I suspect that's in large part to you. It helps knowing she's in good hands."
"Thanks for the vote of confidence," she joked, bumping her shoulder against his. "Hope really is doing great, Klaus. Just, keep in touch. Don't go off the deep end without calling first. Deal?"
"I think that depends on your definition of the deep end." The hand in his lap had wandered to her knee, the warmth of the contact settling them both. "One thing I can promise, though, is that I would never put Hope or the school in danger."
Scoffing again, Caroline elbowed him. "I know that. Not only would I nag you within an inch of your life, but even bajillion-year-old hybrids have standards. But do keep your mitts off my administrative decisions."
Klaus chuckled, "Yes, sweetheart."
Links: FFnet and AO3
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rafi1228 · 4 years
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·      You don’t have enough time: Not an issue. We’ve designed this course so you can learn everything you need in as little as SIX WEEKS.
·      You’re still weighing up the value: Listen. We’ve made this course bigger, better and more affordable—with even more content and more insider money-making tips—than EVER before. In fact, if you don’t 100% get everything you need from it… we’ll give you your MONEY BACK.
·      You don’t have any previous experience: Seriously, not a problem. This course is expertly designed to teach everyone from complete beginners, right through to pro developers.  (And yes, even pro developers take this course to quickly absorb the latest skills, while refreshing existing ones).
“Detailed instructions for beginners, easy to follow as all Rob’s courses. I would definitely recommend this course :)”
“As a full time developer, I dreamed of writing a game, but never got anywhere. Too much analysis, object-oriented development training. Then Rob built flappy birds right before my eyes. Now I have a game going into the app store. This course is great for pro-developers too!”
Straight up: No other course will take you to expert app developer in as fast a time as this. Have other courses done this for you?
  Buy this course today and this is what you’ll get.
Firstly, using Java and Android Studio, I’ll teach you how to build real, marketable apps by cloning WhatsApp, Uber and Instagram.
And by the way—just like my other record-smashing courses—this course is project based, which means you build your own apps in REALTIME…As. You. Learn.
Over half a million students tell me this is THE most motivating and effective way to absorb information.
·      You’ll start by downloading Android Studio and building an easy-peasy Currency Converter app.
·      Next up: you’ll build a Favourite Places app and a Brain Training app, before working your way up to WhatsApp, Uber and Instagram clones — using Parse Server.
·      You’ll also get a full guide on submitting your apps to Google Play, plus THREE BRAND NEW WALK-THROUGH chapters explaining exactly how to effectively market your apps—and generate revenue with Google Ads.
·      You’ll learn all the latest Android N features, including App Permissions and Android Pay.
·      And finally, we’ll take a look at Android Wear – the future of wearable computing.
Can you believe you get all this (and more) for just $200?
“Amazing course that teaches you everything you want to learn about making android apps from the basic to the advanced. Even if you have no knowledge you can learn so much from this course.”
What else will I get if I buy this course now?
·      FULL LIFETIME ACCESS (including video downloads and updates) for a ludicrously affordable one-off fee.
·      $50 Amazon AWS Credit for hosting your own social apps.
·      PEACE OF MIND: Learn from the creator of three of the most popular online courses, successfully teaching over 200,000 students and receiving 10,000 5* reviews.
·      CONTINUOUS PROJECT SUPPORT: Whenever you need it, in the course forums.
·      SUPERIOR LEARNING: Build your own real apps as you go, with not a yawnsome programming concept in sight.
·      £300 WORTH OF EXCLUSIVE APP TEMPLATES, icons and backgrounds (designed for Android N)
·      ONE YEAR’S FREE WEB HOSTING on Eco Web Hosting’s Advanced Package, worth £119. *Limited to one year per student not per course*
“So much more understandable than the other 6+ classes I have taken elsewhere. This course is a must! Thank you!”
Why learn to make Android apps?
·      Android is without a doubt THE biggest mobile platform in the world, with over 80% market share and over 1 billion devices sold in 2016 alone.
·      You can develop for Android on a Windows, Mac or Linux computer.
·      Java is a fantastic language to learn, allowing you to make apps for PC, Mac and the web, as well as Android.
·      Android app discovery is way superior to the App Store, so your app has a far better chance of getting seen—and bought.
·      Ad-based revenue is a lot more common on Android than on iOS, and a cinch to set up with Google Ads.
“Top class professional presentation of a well-constructed course. Consistently pitched at the right level to remain interesting and challenging, this course quickly brings the student to a point where generating their own applications is realistic and fun.”
Who is this for?
Anyone who wants to learn to code to become an app developer: This is a complete course, just like my Complete Web, iOS and Apple Watch courses. So once you’re up and coding like a demon app developer, it’ll ALSO teach you how to make money from your apps.
Sound good?
It’s also for anyone who wants to understand how computers work: Learning to code is so much more than being able to make apps – knowing how computers work opens news doors to our awesome digital world
  “Rob has a knack for explaining material in an easily digestible way. The mini challenges he presents within his lectures are an excellent way to commit things to memory. The lectures are well paced – fast enough to maintain your interest but not so fast that you get left in the dust!”
  Is this course right for me?
Look: if you’re still not convinced, I urge you to check out my 5* reviews. There’s over half a million of them on Udemy, alone.  No other course on the World Wide Web has achieved such consistent ratings.
Coding and app development is the future. Whether you’ve got plans to create the next Facebook, or you want to get ahead at work and increase your earning potential, I GUARANTEE anyone will find The Complete Android N Developer Course course show-stoppingly useful.
A quick summary of why The Complete Android N Developer Course is the number one resource for budding app developers, like you:
·      Time-tested, quick-to-pick up learning strategies
·      Quality insider tips, that only the pros normally know
·      Home-based learning—so you can go as fast or slow as you please
·      Simple, jargon-free language and HD definition
Who Am I?
I’m Rob.
I run three of the most successful online coding courses on the planet, and I’m so excited to share them with you.
I have a degree in Mathematics from Cambridge University, and am a web and app developer based in Cambridge, UK. Since working as a secondary school teacher for 10 years, I’ve never lost my love for teaching.
Maybe that’s why my goal is so simple: To get as many people benefitting from app development as possible. But more importantly, that my courses are enjoyable and deliver tangible results for you… Today and tomorrow.
These are the things that drive me to keep pushing what’s possible in online learning.
OK, let’s begin…
“Outstanding! Rob delivers high quality content once more. It’s not just the endless content and the clear explanations that you get but more importantly the confidence that you build. A must for any developer.”
          Who this course is for:
Anyone who wants to be an app developer: This is a complete course, just like my Complete Web, iOS and Apple Watch courses. It will teach you how to make money from your apps as well as how to code.
Anyone who wants to learn to code: Java is a fantastic language to learn how to code with.
Anyone who wants to understand how computers work: Learning to code is so much more than being able to make apps – knowing how computers work is your key to a hugely powerful world.
Created by Rob Percival, Marc Stock, Codestars by Rob Percival Last updated 2/2019 English English [Auto-generated]
Size: 4.86 GB
   Download Now
https://ift.tt/2f9G7Dk.
The post The Complete Android N Developer Course appeared first on Free Course Lab.
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affordable health insurance boise idaho
"affordable health insurance boise idaho
affordable health insurance boise idaho
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
RELATED QUESTIONS: 
How much do YOU or your teen pay for car insurance every year? Every month?
How much do YOU or your teen pay for car insurance every year? Every month?
Any suggestions on how to lower my car insurance?
I'm an 18 year old female driver, and about a month ago I got into a bad car accident due to a malfunction. When this occurred, the insurance and everything else was under my dad's name. Now that I bought a new car, my dad wants everything to be under my name because he doesn't want to get screwed over with high insurance and such, but the quote I got from Travelers (which was the insurance my dad was under)was around $800 a month, to insure my 2007 Honda civic, and my job doesn't pay enough to afford that. And I have other monthly bills to pay as well. Any suggestions on what I could do? Or what insurance company to switch too? Any helpful information is appreciated!""
Term Life Insurance?
I have Term Life Insurance for my husband. I have recieved a letter, stating that I may want to change this policy to Permanent Life Insurance. Why would I want to do this, what is the benefit or difference between the 2?""
Tell me how it is right that insurance companies charge young adult males more than female for car insurance?
The answer I seem to get is it can be statistically proven that males are more aggressive,speed and get into more accidents. That may be the case, but I am sure you can prove that a particular ethnicitiy gets into more accidents too, or that people with a particular eye color get into more accidents or that people with an IQ below 100 get into more accidents. So why don't they charge them more for car insurance too? You can say insurance companies have the right to charge more if an event is more likely to happen, like Earthquake insurance is more expensive in California than it is in Michigan. The difference there is that when you charge Californians more there, you are basing it on an uncontrollable act of nature that is almost certain to happen, but when you charge that male more for car insurance you are making judgements about a person's character, making assumptions about his future behavior and financially punishing him for it before he has even done anything. Tell me where I am wrong""
Car insurance for teenagers!!?
I'm currently 19, I've held my driving license for 9months, since February. I've done the pass plus thing which in my opinion and everyone else's opinion a waste of time as it doesn't really save you that much off car insurance. Car insurance for me and my friends are through the roof, the only way to get lower car insurance is to get ourselves named as a named driver through our parents as they've got many years worth of no claims bonuses. Or to even change the address of where we live, such as a family or friends place, which is away from London and off the public roads. car insurance is a cheaper that way, as well as if you pay it annually instead of in monthly instalments. I work and basically want to get a car that is relatively cheap to insure, around the 1000-1500 mark not 4000 mark. I've tried fiat punto's, corsa's, the lot and they all seem to give me quotes of 4000 when the car is worth like a 1000. Its absolutely ludicrous, I want to be the owner of the vehicle so I can start my no claims bonus, otherwise my insurance will be high for some time, but i don't want to pay 4000 or go as a named driver as i will not work on my no claims bonus. Any suggestions? I both want and need a car, buying the cars not a problem, running the cars not a problem, paying for road tax or MOT's is not a problem it's just the insurance which is the main problem!!! Any suggestions would be greatly appreciated! :) Thanks in advance-Mike""
Where can i find a school to take classes for insurance health and life in missouri?
i wanna know if theres a school im not asking about online courses im asking about actualy class i can attend and also for property and casualty also. thanks
Auto Body shop quote and Insurance quote?
My insurance adjuster came out and cut me a check for 1,200. The check issued is a fair price.The shop i trust gave me a quote of 1,300 which means I will only have to pay 100 out of pocket. My deductible is 500. Do i still have to pay 500 even though the check will cover most of the expenses?""
Tips for a 17 year old MALE driver to get his CAR INSURANCE premiums below 2000?
In all seriousness, it takes the absolute Michael how much it costs a 17 year old male to get insured.... on my mums insurance on an Insurance band 1 car i'm looking at 2400. I'm a student, my mum has over 20 years no claims, and still i'm getting ripped off. Any tips other than doing driving courses? Am I just doing something wrong with the insurance websites?""
WHAT IS AN INSURANCE PREMIUM?
My partner did my insurance online without knowing i had an endorsement on the licence so when i add this to the existing policy does that mean my insurance policy goes up ...and what is my insurance premium ???
How much is medical insurance?
I plan on moving to the U.S some day but how much would i have to pay per month for medical insurance? Strange how its free here but costs over there.
What are some cheap health insurance plans for a college student?
Hello, I live in Texas and I am in my first semester in community college. They do not offer insurance at my school. I do work part time, but I do not plan on staying at this job for long. I don't want to get on my parents insurance, because I simply don't want them to know any of my personal business. Any advice? I am 22 by the way. Any answers are appreciated. Thank you!""
""If i was an officer in the air force, does that military help pay car insurance?
how nice r the houses on base and how much meal do i get to eat per day while living on base?
Named non owner insurance- Florida?
It is possible to get a named non owner car insurance in Florida with damage and collision? We usually rent cars in Florida, and we pay a lot of money for CDW and liability, we are looking this kind of solution.""
Why is a car insurance trying to settle a car accident claim fast?
I was in a car accident. The other driver did a squat and stop scam. (the driver speeds out quickly in front of another driver so he/she wont have enough time to stop and then sit there so the other driver can hit him/her) However, the other driver's car insurance trying to settle quick. The driver's car insurance company did their investigation and came to an conclusion that I was at fault.. (yeah right) The accident happen on 4/20/11 and they trying to settle on 4/28/11. (eight days later) When I mentioned that my attorney was handling the case. All of a sudden the company sending me letters claiming it my fault and I have to pay for my own damages. And, that I have so many years to take the claim to court. (hoping that I want) I just fax everything over to my attorney. I am still going through therapy. I do have car insurance. So, why is the driver's car insurance company trying to settle the claim quick when they was actually at fault? Please, only knowledgeable people reply. Thank you so much Note: The driver's girlfriend was told to fake she was injury because she is pregnant. Also, the driver came out the wrong exit of the driveway speeding..""
""What is a sporty, efficient, nice looking, affordable small car?""
My fiance has been looking at cars to buy. We plan to buy used and pay cash with about a $7,000 price range. First she liked the Pontiac G6 but we read tons of terrible reviews and decided against it. Aswell as the G5. She says she wants a sporty yet classy car. She likes the Cobalt alot. I have read mixed reviews about it and also questioned fuel mileage and insurance costs. Please help! She is getting discouraged and I really want to make her happy in looking for another car. I know theres one out there somewhere...""
""On average, how much does home owners insurance cost?""
I'm filling out somethings for a project for one of my classes. I do not at all need this number to be accurate, I am not going to go and speak with an insurance agent, I just need a number that is about what I would be paying forinsurance if I bought a house.""
What could happen to me if i didnt tell insurance company?
that i was done for drink drive 3 yrs ago... wana apply for my licence back have checked insurance and said i have a drink drive conviction will cost 1,790....when i dont say then it costs me 400 quid... what do i do and what can happen and how wld they find out and who can find out..... thanx all in advance x""
FIRST CAR INSURANCE in London UK?
I am 18 years old will be 19 this month I want to by a car i have 1500 saved for it and now need to save for insurance road tax etc. my main worry is the insurance ive recieved quotes of 3500 i can not afford this I WOULD ONLY LIKE TO HEAR FROM PEOPLE WHO HAVE BEEN IN THIS SITUATION CAN YOU PLEASE LET ME KNOW WHAT QUOTES YOU RECIEVED OR HOW MUCH YOU ARE PAYING
Does a junior instructor need insurance?
I have had a few people around my barn asking me to give lessons, just little beginner lessons, nothing major. The barn owner said if would be alright, but I had to look into what type of insurance I would need and so on. I am not exactley sure how much insurance would cost, and if I would even be making a huge profit. My question is, do you need insurance if you are under 18? Are you then considered a junior instructor and it is not needed? If it is, about how much is the average insurance?""
Where can I Find Reliable Cheap Life Insurance Quotes?
I recently started a home internet based business. When I was just starting out I went without insurance for a while. Now that things are going well I would like to buy a life insurance policy. There are a ton of life insurance sites, but most of them seem biased or focused on an individual provider. Where can I find a good life insurance quote site that is unbiased or gives me quotes from a wide array of services? Also, are there any good tips for saving money buying life insurance for small business owners?""
How much do you pay for car insurance?
I'd like to know the insurance price for a 1.8 litre car, about 5 years old, driver being older than 26 years old, and no claims bonus not included, in different countries. In Ireland I get a quote about 1,200 Thanking you all in advance !!""
""Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?""
How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!""
Do cheaper old cars make insurance higher?
Ive been looking up cheap old cars such as 1995 peugeot 106 the insurance is still over 2000! is it because im looking at cars that cost 400? Im looking for a really cheap car to buy and has the average insurance price any suggestions ?
Gender inequality CAR INSURANCE!! why?
Seriously why do guys have to pay more for car insurance compared to women? It is unfair. If this was the other way round, all the females will be complaining and protesting. Now obviously women expect men to bend over backwards for there so called 'rights'. Right i now most of the women who use yahoo answer come back will be 'Men cause more accidents'. Well in fact men do not proportionately cause more accidents, men have more accidents, but men drive proportionately far more than women at a given time 79% of of all cars being driven are by males, 71% of all accidents are by males. Same goes with young males (17-22), they tend to be the first to want to embrace there rights when they turn 17 to be able to drive an automobile. You could clearly use your imagination and see that the stats are true. In a traditional nuclear family who drives mostly? obviously the husband (male). How would women feel like if they lost the right to equal pay.. because of statistics that they tend to take more days off due to things like maternity leave.""
How much will I get off insurance ?
Ok so my Subaru liberty gx 1995 manual car was stolen and Un found, I have claimed on it and insurance company said I will get the market value for the car, the car value is $4,800 - $7,150 so I was wondering what I would get ? The minimum, the max or just right in the middle ?""
affordable health insurance boise idaho
affordable health insurance boise idaho
Whats a guess from the different cost on insurance between a bike and a car?
would it be something like bike - $100 month car - $200-$300 month
Car insurance going up?
We were involved in a hit and run accident. Obviously not our fault, but the people that did it drove off. They've yet to be found. Our car was totaled and we're currently waiting on a payment from the insurance company. My question is, will our monthly car insurance payment go up, even though the accident wasn't our fault? Also, if they find the people that did it (there's more to the story and we're waiting on fingerprints from the car) is it possible to get their insurance to pay the extra amount if ours DOES go up?""
Whats the best car insurance for young drivers?
I'm 16 and about to get my license and have been looking for cars online. my parents said i can have a a mustang V6 if i can save up for it (which i can) and yes, i realize insurance can be kinda high for mustangs but read somewhere that the 1996-2000 mustangs aren't AS MUCH to insure. i was just wondering if anyone knew of what the best car insurance was for young drivers.""
Health insurance help..family of 6?
we got denied Medicaid in our state, said we make to much money. we cant afforded it our works don't have it. where can i go to get at least a RX card or something?? or a place that has affordable insurance?""
Is Geico a good choice for car insurance?
Recently i have been looking to switch car insurance in order to find a better rate for not only me, but my teenage son and daughter. Currently i am paying $80 a month from a local insurance company just for myself, but after looking online i received a quote from geico claiming that insurance for my son, my daughter and myself amounted to a mere $88. Could a Geico or former Geico customer help me out here? What would you say the average rates are for you currently or formally?""
Car insurance ?????/?
Well.I have permanent general car insurance they used to charge me 60 dollers it when up to 80 a month. Idk I found a cheaper insurance what should I tell permanent general
""Good/nice looking first cars for 17 year old boy, cheap to buy, cheap to insure?""
Good/nice looking first cars for 17 year old boy, cheap to buy, cheap to insure?""
Im a new motorcycle rider and I was wondering which insurance is the best but cheap?
Im 24 yrs old, I was thinking of Progressive insurance? Is there anything that I can do to make my insurance lower?""
What's the cheapest auto insurance company in New Jersey?
I live in Newark and my insurance keeps going up. I have a 2002 ford focus with geico and although I got a speeding ticket and a seat belt ticket, it has gone up a little to much. PLEASE HELP!!!""
Turning 17 thinking of buying a car (Insurance Cover) [UK]?
Im going to turn 17 soon and thinking of buying a car and really want a BMW. I know I cannot get it because the insurance will be ridiculously high or simply will not insure me so I was wondering if I get a really rubbish car (1 litre or something) and get it Fully Comprehensive this should give me cheap insurance and the privilege to drive another car (so I heard) like my dads BMW and I want to know if this is possible for me and any background information about this will be appreciated!
What is the average of full coverage car insurance for a chavy blazer 2001 in north Carolina?
I am planing to buy a chavy blazer 2001 used car. I know I will need full coverage insurance. I am a good driver, haven't have any accidents or traffic violations. How much would the car insurance cost in North Carolina?""
What is the difference between term insuarnce and whole life insurance?
What is the difference between term insuarnce and whole life insurance?
Ford mustang insurance for a 17 year old?
I wanna buy a 88-93 mustang 5.0 could I save insurance by putting it in my parents name? How does that work because if it's in my name it's gonna be pretty high.
""If I add my boyfriend to my car title, do I need to add him to my car insurance?""
He has his own car and his own insurance already. Also, we live in Texas.""
Hemi engine insurance?????
will the fact that i am considering a dodge ram 1500 with a hemi make a difference in the insurance cost if there wasnt a hemi engine under the hood, the truck is a 4wd dodge 1500 slt with the big engine, i am currently in a v6 4wd 2000 ford explorer, how much will the rates change???""
Insurance?
If Im 17 and have my license, can I drive my friends car with insurance? or do I have to also have it?""
""How much would first time rider insurance cost, for an old 90 cc motorbike?""
I'm 16 and when I turn 17 I plan on trying to get my provisional and pass a CBT test. My mum has an old Honda c90 90cc motorbike which she doesn't use anymore and I could have. It only goes 40mph and struggles to maintain that. I was wondering how much insurance would be though, as it is one of the major turn offs. I'd only be using it to get to my nearest town and close areas to get my experience up to help in my full test and it also lowers insurance costs apparently. But how much would it be?""
Can a Company charge more for insurance monthy for employees who work out of state?
This company who's headquarters is in California, is charging about 45 dollars a month for insurance, but if you work out of state, anywhere else, it is 105.00. This is the same position with the company despite the price difference. Is this employee fairness? Is this legal? Thanks!""
Do you have health insurance?
if, so, How much is it per month? How old are you? what kind of deductable do you have?? feel free to answer also if you do not have insurance.""
Is it a legal requirement to carry your car insurance documentation at all times?
Okay, this is the second time i've asked a question in the last two days but this forum is really interesting and gets me thinking. While I was at University, I was driving innocently along when I realized I didn't have my lights on. At that PRECISE MOMENT, I saw blue flashing lights behind me and the police pulled me over. He asked ''Do you know why I pulled you over?'' and I said 'Yes sorry! I didn't have my lights on''. He then proceeded to put me in the back of his police car and ask me questions such as name, address, telephone number, mobile telephone number, height, weight etc.. which I believed to be innocent questions.. but then the questions kept going down a quite frankly rediculous route and he asked me ''hair colour, eye colour, what are you wearing?, where are you going? why are you going there? etc etc and I started to wonder if he was taking the mick. Then after all that he asked for my car insurance documentation and driving lisence and I said I didn't have any on me except my lisence. He looked at my lisence, wrote down some information and gave it back to me. He then said ''do you realize it is an offence not to carry your car insurance documents with you when asked to produce them at the roadside?''. Again I apologized and said that I had no idea that this was the case. He then gave me five days to produce my photo and counterpart driving lisence and car insurance documents at the local police station or I would be arrested for failing to produce documents on demand. He then asked me to provide a testimony which would be read in court if I didn't produce the documents and so I said ''I'm terribly sorry for any inconvenience''. He then let me out. Suffice to say, the next day I took my documents to the police station for inspection. Is this standard proceedure?""
""Im a 21 yea old female, what would cost more; insurance on a 2010 camaro, or a 2007 mustang?""
also how much do you think would cost? no tickets, no wrecks, nothing on my record. thanks!""
Why should I compare home owners insurance companies?
We have owned our home for 13 years, and we have always just stuck with the same insurance provider we had when we first got our mortgage. I am not sure if the premium we are paying is fair or not. I have no idea what the rate would be to insure our home with some other insurance company. Is it really worth the time and effort to compare home owners insurance companies to see if we can get a better rate? How much lower could the premiums actually be, and could we really end up saving that much money in the long run?""
Health insurance question?
me and my boyfriend are planning to move to california soon. we're moving when we're 18. i was wondering if his parents health insurance would still cover him when he moves. he has Blue Cross and Blue Shield PPO.
What car is the lowest on insurance?
Im in the market for a new car and I need a car with low full coverage insurance payments. Any suggestions? Thanks!!!
""Where can I find an AFFORDABLE health insurance in Dallas, TX?""
to cover my family; me, wife, 3 kids. without too much deductions. I only know Unicare and BlueCross offers lower rates, but wanted to see if you guys can find something lower than Unicare and BlueCross. Can I apply health insurance internationally like Canada or should I wait until Democrat president to setup an special health insurance plan (I forgot what its called)? Thanks!""
affordable health insurance boise idaho
affordable health insurance boise idaho
Approximate price of monthly insurance.?
Does anyone know, or can you give a decent guess at the approximate price of monthly insurance on a 2003 Audi TT? Non Convertible. I'm interested in buying one, I'm just curious as to the price of insurance. Thanks!""
I am moving to Alaska and driving through canada what will I need to cross the border?
I am moving to Alaska and driving through canada what will I need to cross the border?
Will my auto insurance rates increase if I put a claim in for the theft of my keys?
My purse (along with car keys) was stolen a few weeks ago. I called Toyota to get an approximation as to how much it would cost to replace the keys (just over $350 for a remote and transmitter key). My mom (I'm still under my parent's insurance) contacted our insurance agency and they said they would cover it and our rates would not increase. I figured the car should be rekeyed too since the thieves had my address. I went to Toyota to get a written estimate - they were having trouble printing off a written estimate and wrote it on a card - rekeying would be just over $350 so keys+rekeying = just over $700. My mom sent my dad today to get it written on company letterhead, etc. and he came back with an over $2,000 estimate - it looks like they actually want to pull the locks out and replace a computer??? So my mom is saying we're not putting in a claim because our insurance rates will increase (even though no one has said they would increase) in the meantime I have to worry about my car being stolen (I have a club on it), people going into it, etc. So, typically, would one's auto insurance rates increase after putting in a claim for theft? Does it make a difference if it's $700 or $2,000? I would just figure the insurance company wants your car to be as safe as you do so you don't have to claim even more for a stolen car.""
Is There Any Way(s) Of Lowering Your Insurance Rate?
So I Have Two Tickets For Speeding Offenses, But I Don't Want The Insurance Company To Charge Higher Rates. I Hear The ONLY Way To Lower Insurance IsTime, About 3 Years! Some Help Or Suggestions Would Be Greatly Appreciated""
""If i sue my auto insurance underinsured, will my insurance raise?
if i sue my underinsured because the other car at fault didnt have enough insurance will my insurance raise? or cancell me?
""Car insurance help, for new driver!?""
I passed my driving test 3 months ago and am looking for insurance to drive my parents car, however every company i have tried is way too expensive (one quoted 11000?!?!) anyway, does anyone know of any UK insurance companies that do good deals for new drivers?? please help, i am so desperate to drive! thanks :)""
Can a minor in California purchase auto insurance?
I am 17 and I was wondering if I could just buy my own auto insurance instead of having to get on an adults insurance. I live in California.
What options are availible to me for life insurance for my father who has pre existing conditions?
My dad over the past several years has seen his health go down hill, and until recenly, i have not been able to afford a life insurance policy for him. He has had strokes and heart attacks, so there are some pre existing conditions. Are there any life insurance policies that are affordable, that would cover him? Im just looking for something that would cover funeral cost.""
Car insurance rate for teens?
I live in Detroit, MI so the insurance rate will go up just for that. I'm a very responsible student (I'm in the 10th grade). I would be using my grandparents' car. What would be the ranges for insurance roughly? I just want an estimate for how much it would be per year. Please help.""
How much does UPS ground insurance cost?
selling my psp through ebay and would like to know how much does it cost to get insurance on the item and delivery confirmation
Is there any advantage of group health insurance?
I would like to know if there is any advantage of a group health insurance plan over a personal health insurance policy. I am planning on buying a health insurance plan so I wanted to know.
Illegal Immigrants and Helth insurance?
Do Health insurances check social security numbers to see if they are real or fake?
16 year old male car insurance?
I am currently 15 and going to be 16 and getting my license . I am going to be driving a 1997 chevrolet corvette. Ik this is going to be exspensive but my parents are going to help alot. I was wondering about how much i would be paying?
Car insurance Question?
Hey I Am looking for some advice from a driver or someone in the police or dvla or just someone smart :) I am going to be buying a car but I am on a provisional so I will not be able to drive the car on my own as of yet however if I get my mums friend to drive it to an off road parking space is there some sort of day insurance that she can buy to get it there as I dont want to insure it till I am going to be driving it. Yet you cant drive it on the road without insurance and just before any1 says dont do it you will drive it your full license I am not going to do that as I will be joining the police one day and will not ruin my chances of a fantastic career. So yeah thanks in advance oh and 10 Points for best quick answer :D
Where can i get information on the popularity among savings insurance vs health insurance?
I would like to know which is higher on the premium you have to pay for savings and health insurance? savings or health insurance is higher? how can i get info on this?
Car insurance discount for drivers using a camera?
Does anyone know of any UK car insurance companies that offer a discount to drivers who use an in-car forward facing camera such as http://www.roadhawk.co.uk/. With increasing premiums i'd be tempted to splash out 200 on one of these for a cheaper insurance quote!
USAA car insurance while deployed?
it is illegal in MA to have no car insurance. I can take my car off the road but it costs $120 to get new plates. Does USAA have an option for insurance cheaper than the minimum allowed by your state. How am I going to drive anyway when I am deployed??? thanks
""Car insurance claim, name not on title?""
I've had my own insurance using my grandfathers car whom recently passed away. I've opted to assume the loan to keep using the car for transportation and keep a piece of him at heart (which has been a troubling process and not yet finalized). Given that it is of course not titled to me will I have any issues if I total or lose the vehicle and attempt to make a claim with the original owner now being deceased? Please advise, thanks!""
How much is car insurance for a range rover sport 2010?
I have a friend how is looking to get a 2st hand range rover sport 2010 but Is worried about the insurance. What is the range of car insurance prices I just want a price range if there is anyone out there how has a range rover sport. My friend has been driving for 5 year and has never had an accident.
Will my car insurance go up if I take it off my parents?
If i take my car off my parents insurance and pay for it on my own will the rates go up?
""Car Insurance, please read?""
Basically I live in the UK and it's my 17th birthday in July, and I want to start driving as soon as I get to my birthday, however I am looking at what car to buy by looking at the what cars give me the cheapest insurance. However if I go to a website such as www.comparethemarket.com (not to mistaken for comparethemeerkat.com ;P) I can't get a quote as it says the date of birth is invalid (as obviously I can't drive yet) so I'm just wondering if it is illegal or something to put my date of birthday as february instead of july just to get a quote. Please don't just say things like pass your test first as I really am interested to see an estimate on how much I will be paying Also, if it is not illegal, should I put a false name and address on too, or is that part illegal while the date of birth bit it. Many Thanks""
Wat is the best small car and cheap on insurance?
Wat is the best small car and cheap on insurance?
What is the cheapest van to insure?
Ive just passed me test (finally, at 21) and i havent had a car or van insurance quote under 1900.... The cheapest ive had is a peugeot partner pre yr 2000, even smaller fiestas and ka vans are 2000+ are there any vans out there at prices that arent gonna cost me 190 a month""
How does the affordable care act apply to me?
Right now, I live with my Mom and she earns about $120000 per year. I work and earn about $22000 per year.""
Whats a cheap affordable classic for a young man?
im 20 had my lisence for over two years but i can never afford insurance! i dont live with my mummy and daddy so i cant blag there insurance, and i also cant borrow money from them! so if you have ideaas for me i would prefer a TAX exempt classic? any ideas? thanks""
affordable health insurance boise idaho
affordable health insurance boise idaho
Whats cheaper honda or toyota insurance?
honda civic or toyota corolla
Car insurance for a new driver + sports car?
Well, my dad owns a 1959 TR-3 Triumph, and also a 1981 Delorean. I will be turning 16 soon, and I plan on purchasing car insurance so I can drive a 2006 Hyundai Sonata to school and around town. The problem is.. I want to be able to occasionally drive my dad's Triumph TR-3 around town, to school, on nice days, etc. Maybe only on weekends, that kind of thing. The problem is, I don't want to spend a ridiculous amount of money on car insurance for a car I won't be driving very often. I read that there is a cents-per-mile program which is essentially a prepaid insurance card and you buy insurance for blocks of miles and it keeps track on a special odometer. Can someone please shed some light on that subject? I live in Oklahoma if that's of any importance.""
Got into a car wreck w/o insurance!?
The other day I accidently backed into this couple that have full coverage insurance. I believed everything was okay until an investigator called and left a message saying that my brother had cancelled my insurance. Therefore, I didn't have any insurance at the time of the accident. The person I hit did not get a ticket and I did not get a ticket. What is going to happen with this? Will I loose my lisence or will I have to pay for their car damages even though they have full coverage? If I call and get car insurance today, will it be effective for the accident?""
How do I get a cheaper car insurance?
I m with Tesco insurance atm. any chance to get better insurance?
Test drive a car? no insurance..?
I've found a car i wish to test drive. As it's my first car, I am currently not insured. How would i go about getting temporary insurance in order to drive this car for about 15-30 minutes? thanks.""
Which car insurance has the cheapest car insurance for new teen drivers?
i just got my license and i am trying to find out which insurance company has the lowest price for car insurance for girls?
How much would insurance be?
About how much would auto insurance cost for a 16 year old female for a $25,000 dollar Dodge Charger?""
How can I get affordable health insurance for my husband and I in the state of Florida?
I am a healthy 23 yr. old and my husband is a stable 32 yr. old.
Need affordable heath insurance in NJ?
I'm trying to find a health insurance plan for me and my fiance. I currently do not have health insurance but I am on Birth Control for cyst prevention and it runs 90$ a month. My fiance will be expunged from his parent's plan in October when we are married. I am a nanny and he is a personal trainer and tennis instructor, both jobs do not offer plans since he is not considered fulltime. I went to ehealthinsurance.com for a quote and the lowest is 375 with a steep deductible and limited coverage. We are also both fulltime college students so we are not able to pay much along with our other living expenses. Does anyone know of anyway of getting low cost insurance? I looked into family care etc, but unless I'm pregnant or have children, I wont be covered. I'm at a catch 22....we really want kids but not without being stable first...so either I pay for birth control or health insurance for prenatal and maternity (ha ha ha) I'm getting a bit frustrated here...Will definitely chose a best answer and thanks for reading this :)""
What are teenage driving insurance rates for girls?
whats the cheapest in illionois? do i have to have insurance while driving w/ a permit??
Do car insurance rates go down in the time you have you license even if you don't have car insurance?
I am going to be a new driver and I am wondering if I just drive my girlfriends car without getting my own insurance if when I drive and get insurance for myself in a couple of years if my rates will be lower. Thank you all for any help.
How do I get insurance without having a car?
I got a DUI a few years ago and have never needed to get my license back.now I'm about to have my first child and really need to get it back if I need to drive somewhere but I do not have a car. But I need insurance to get it back. Any help will be great. Thank you.
Does my liability insurance cover my new car ?
I'll buy an used car from San Francisco, CA. I'd like to drive it to Los Angeles CA (in same day) and then wanna do all the paper works in LA..Does my current AAA liability insurance cover this trip?""
Why is health insurance so high?
I live in Idaho, I'm a college student, work part time and my wife works full time. We bring home about 1900 a month. Rent is 540, my car + insurance costs 150, gas is about 175 (my wife commutes to work) and groceries are about 300 every month, phone + internet + electric is 175. I have to have medical insurance while I goto school except it costs $250 a month. HOLY CRAP it's alot, and I still have to save for tuition, we usually only have 200-300 a month left over. Why is health insurance so high and what can I do to get it lower?""
Who thinks GEICO is a great insurance company?
I think their ads on TV are so right - they have not only the lowest rates (at least for me), but the best customer service too. I have never filed a claim, but recently requested some insurance record from them. Even though I am not their customer anymore (currently do not own a car), they still were very helpful on the phone, sent me the requested letter immediately and even did a follow up on it. I think they are awesome. Who had similar experience with them or any other company? PS - I am not a GEICO employer :))""
Who is responsible for the Car Insurance costs? (Please Read)?
Hello, I would really appreciate any one who can help me out with this, personally i am so disgusted with the government and the way the country is run that i don't know much about politics as i stay away from it for my own stress levels. Two months ago my nephew took his own life, as well as a variety of mental health problems (Which of course also go's uncared for in this country) other reasons he couldn't cope to live in society was that he couldn't get a job (200+ job application attempts) he discovered that to increase his chance of getting a job he would learn to drive so he can get to A to B. After going into approx. 90% of his life savings he managed to take driving lessons and even managed to pass his test. At this point he couldn't get insured because he discovered even if he was in a FULL TIME job he couldn't afford it. Yes he was male and was an adolescent. But he didn't want to drive to show off , have a nice car . Etc. he wanted a car to get to A to B to increase the chances of getting a job. I want to know who is in charge of car insurance etc. (department of transport??) so i can write to them and explain the situation which makes me sick to my stomach thinking about. Everyones aware the government are trying to get young drivers off the road, but to then expect them to find a job even in this tough climate is beyond me. I won't start/sign petitions because evidently from the past they don't really get you anywhere i just want to write to someone to tell them the story of why my nephew took his own life as well as to take out some of my anger on someone. Who can i contact? Thank you and i really appreciate any help anyone can give me x""
I got a speeding ticket and no insurance?
well my insurance was expired when i got the ticket. so when i renew it will it still go up?
Would insurance costs go down if more people had a license?
A lot of undocumented immigrants don't have a license but would them getting a license help the insurance costs go down? I need actual statistics/ proof. It's for a debate we are having at school. Your help is appreciated. If your opinion is otherwise then don't post it. I'm only looking for facts. Thank you.
Can anyone tell me if there are affordable doctor for people w/o insurance?
Can anyone tell me if there are affordable doctor for people w/o insurance?
Can i get affordable baby health insurance?
ready to have a baby soon but husband insurance would go from 250 to 700 a month (can't afford 700) if we have a baby but if me or the baby gets our own insurance somewhere it would be 250 but i have some health issues so i can't get my own insurance (i get denied everywhere, my job doesn't offer health insurance) so when i do get pregnant and have a baby can i get affordable insurance by it's self?I live in Colorado, will not use government help PLEASE DO NOT WRITE BACK IF YOU DON'T KNOW WHAT YOU ARE TALKING ABOUT OR SAY SOMETHING DUMB OR USELESS THANKS!""
Cheap Car Insurance For 17 Year Olds Male ?
Hello .. am trying to get insured on a corsa 1.2 sxi and i am 17 years old .. ive been on go compare, moneysupermarket etc and they want 4045 grand a year with pass plus :/ can anyone help me out and get me a list of cheap insurance companys :)""
What is cheapest 33bhp bike to insure?
Hi , I'm 16 and 17 soon and thinking of taking my A2 bike test which will restrict me to 33bhp i know i can buy a big bike and get it restricted but not all insurance companies cover that and the one's that do are rip off's. so does anybody know the cheapest 33bhp bike to insure, i would like it to be a 250cc or over because 125cc are to slow for motorway or modified till the insurance don't mean nothing. Thank you .""
When should you not carry full coverage auto insurance?
When should you not carry full coverage auto insurance?
How much would insurance cost for me?
i'm an 18 yr old female driving a 86' camaro
Pure cost of life insurance?
Hello, I was just wondering if the pure cost of life insurance changes each year, or does it stay the same? will it increase when the policy is renewed? thanks""
affordable health insurance boise idaho
affordable health insurance boise idaho
https://www.linkedin.com/pulse/unable-afford-company-insurance-plan-isabella-white/"
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celticnoise · 7 years
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I work hard on this site, as I am sure most people would agree. But that doesn’t mean that I am not occasionally lazy. I read the Sevco accounts in detail the day after they came out, and I set aside some facts which I wanted to highlight, but I gave myself a break from doing it right away.
I wasn’t the least bit concerned that some hack would beat me to this; although it’s all in the public domain they are the really lazy sods.
I thought the piece might keep until the new manager was appointed, all the better to highlight the conditions he’d have to work under, but I underestimated the ability of those running that club to screw up even the most basic thing.
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As that “global search” is taking longer to complete than a George R.R. Martin novel, I thought I better get on with it.
There is something in those accounts which hasn’t been highlighted anywhere, to the best of my knowledge, and yet it’s the most important thing in them. It concerns the club’s short-to-medium term projections. They are equal parts fantasy and delusion, but they are the devastating conditions the next manager will have to live with.
They do not portend war-chests, let’s put it that way.
Every business which produces accounts has to satisfy its auditors by offering an overview of where they see the business going over the next two to three years; when your accounts already come with a “going concern” qualifier they are especially important.
They break down how a business is going to grow, and in the case of a loss making one how it intends to break even.
And Sevco’s projections are barmy.
Their break-even plan is predicated on stuff so improbable that a meteor striking the earth is more likely to end our quest for ten in a row.
Really, it has to be read to be believed and I did read it and I still don’t believe it.
For openers, their business model relies on 2% growth across the club, per annum, during the five-year period until 2022.
This is not an insane figure; for Celtic it would be a huge disappointment only to hit 2%.
But, as I said the other day, if Sevco goes into a tailspin where fans stop attending games as regularly as they do, they can forget any kind of growth. Instead they’ll see a contraction in the business that, in itself, would tip the club into the abyss.
A drop in growth from 2% to 1.3% is regarded as a critical issue, which could seriously impact the financial projections and the future of the club.
Growth depends on football results, but here football results are even more important. Although they impact on growth figures, they also impact on other projections. Even if they manage their 2% growth target, success in terms of breaking even still depends on the football results getting them across the line.
Here’s what it says about “short term” goals in that regard; this means this season.
“Finish in top-3 of SPFL Premeriership, qualify for Europa League participitation.”
I left that exactly as it reads; Premiership is spelled wrong and so is participation.
In a club’s annual accounts.
And that was only in the single paragraph I cut and pasted; I have no idea how many are in the actual thing itself.
But that could not be less important; what is important is that they are already failing on that crucial measure.
They are currently fourth … and if you wondered why the club is encased in such panic right now then maybe that’s a clue. To fail to meet such a clear-cut objective would be ruinous and it would probably, in and of itself, devastate the balance sheet.
And it dovetails neatly into the next problem; their projections, over the five year period, are awfully heavily predicated on European football. Specifically, on the club reaching the Europa League Group Stages twice in that time frame.
Think about how unlikely that is.
Think about how difficult it will be for them to do that even once, with no seeding, and a co-efficient in the toilet because of last season’s defeat to a team from Luxembourg – that result will haunt them for years.
Their five year projection is ludicrous.
Even without a season ticket drop-off, and that is a certainty, that is sheer fantasy land nonsense.
Yet the accounts do not hide how crucial that assumption is to their future performance; it is listed as Critical, as something which would have potentially serious consequences for the viability of the club.
But it gets worse, because there are other critical thresholds listed in the accounts, and these are the ones that make European group stage football little more than a pipedream. For a start, there’s salary costs; the 2% growth figure allows for them to pay their players slightly more. But go above that, and not by much – by 3.25% over the five years in fact – and that, too, constitutes a major, and serious, problem which throws their cash-flow projections into the bin.
Let’s give them the benefit of the doubt, let’s say they can increase salaries by 5%, which is unsupportable under this “business plan.”
Now add on the 3.25% overage and round it up to be generous.
Say they can increase their wage costs over the 5 year period by 9%.
Well 9% gets them nowhere near where they need to be in terms of parity with Celtic.
Our wage costs are around double theirs at the moment, if you believe what was printed in the papers the other day. Telling a Sevco boss who’s coming in that he has to keep cost increases to under 9% is not going to infuse anyone with any sort of belief that they can do this job.
In fact, a 9% rise is, itself, sheer fantasy; all the indications are that the next manager will have to make drastic cuts before he can spend a penny. But the 3.25% increase above and beyond what their growth targets set out is down there in black and white, a clear-cut part of the business plan.
The next manager will have to keep wages under tight control, and there’s really no way around it.
It’s one of the first things UEFA will insist on seeing evidence of should the club have to answer for failure to meet Financial Fair Play.
Transfer spending is another area where the squeeze is going to be especially tight; another critical target depends on them keeping any increase in transfer spending above and beyond the growth rate to 22.6% over the five year period.
And that, my friends, is no joke at all.
Crucially, we don’t even know what that means; the club freely admits that it spent over the odds in the last window.
If we give them the benefit of the doubt and assume a 50% overspend – it is likely to have been much higher – that gives their next boss £4 million to spend in a good season. Over a five-year period, that’s £20 million. Allow for a 22% overage, and you’re talking about a kitty of around £25 million.
Would spending that even in one season help them catch us, far less over five?
How does spending that affect the wage ratio, and keep them under that 3.25% increase?
Answer; it doesn’t.
Spend £25 million, even over 5 years, and you blow that number to Hell.
Anything above and beyond that, and their financial projections collapse.
Their next manager isn’t getting a pot of gold; he’ll be lucky to get a pot to piss in.
You want to know why he’s not already in place? If they have to pay someone compensation, they are done. If the guy wants to bring his own backroom team they are done. If he wants a reasonable budget above and beyond the current level, they are done.
If someone is willing to work there, knowing all that, these numbers lock him tight into financial targets which are probably unrealisable anyway and the squeeze will begin soon enough. Fail to qualify for Europe and it’s over. Fail to reach the Europa League groups and it’s over. Those overages, such as they, the little wiggle room they have, will disappear as growth plummets. Fail to hit that 2% growth target and it’s over.
At that point the wage costs and transfer costs the club already has will be far too high to be sustainable.
That all these projections depend on one another makes the whole thing a house of cards just one sneeze away from complete collapse. Fail on even one of them and the rest of them don’t matter at all, because the “business plan” is already in the grubber.
There’s no realism to this.
It is funny money.
It is delusional.
The people who wrote this must have left their disbelief at the door when they read those targets.
From a standing start, a club that’s almost operating at maximum has to grow by 2% every year, has to meet domestic league targets, qualify for the Europa League groups a minimum of twice in five years after this year’s team didn’t get through the first qualifier, and they have to do all this on a transfer budget increase of 22.6% over five years whilst they keep any wage increases under 4%. Hey, if it was that easy every club would be doing it.
Their next boss is a dead man walking before he even starts.
Their fans will not tolerate second place for five more years.
This business plan is constructed to ensure that they will achieve exactly that, if they are lucky.
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