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[am-i-the-asshole-official]

AITA for refusing to buy my friend gold? 

I (f/33) have a very good friend (f/39) who is Hindu and an Indian immigrant, and this year she invited me and my wife (33) to celebrate Diwali with her. My wife and I are white canadians and not religious. We’ve been friends with her for almost a decade, but in the last few years have become very close and now she is basically family. We happily accepted.

We brought over food and the stuff to make paper lanterns, and we had a lovely time. The problem came when near the end of the night, when my friend told me that it’s been so long since she had people to celebrate Diwali with, and she was getting excited for presents. I didn’t know Diwali included presents so I hadn’t brought her anything, besides the craft supplies and food, she said that was fine and we could get her something next year.

I asked her what sort of gift she would like, and she said gold was the traditional gift and, I quote “but make sure it’s above 10 karat or it’s basically tin, I’d just throw it away.”

I thought this was a joke at first so I laughed, which made her confused. I explained that I would never give anyone gold as a gift, I’ve never even gotten my wife gold, we couldn’t even afford wedding rings. When she still looked confused I tried to clarify, and asked how much is a gift of gold, traditionally (since I’ve never bought gold, I had no idea how much it would cost.)

She told me a minimum of 500 dollars.

At this point is the behaviour I think might make me an asshole, because I was laughing in complete disbelief very openly. I told her that was completely insane, and I would happily spend every Diwali with her and get her a gift, but there was no way I was buying her 500 dollars worth of gold, ever, especially not if it was a yearly thing.

I know that in India, my friend was of a pretty high caste socially and her family is well off, and here in Canada she is an accountant who owns her own condo, and is looking to buy more property and become a landlord. My wife and I live frugally, we’re blue collar and both from working class families. An average amount I spend on a Christmas or birthday gifts for someone I’m close to would be about 20-50 bucks.

After I’d explained all this to her, I could tell she was disappointed and it had made her sad and confused. Part of me feels bad for laughing at her tradition, especially since she made the effort to include us and has no family here to celebrate with. But it honestly boggles me, and makes me a bit mad, honestly, which I know is unfair since it’s just differences in how we grew up, but I can’t help feeling annoyed and like she’s not seeing her privilege.

This has been compounded by the fact that for Christmas, which we also celebrated with her, she actually gave us gold, worth quite a lot, in the form of a special coin. We’re not the type to display fancy stuff, so it just sits in storage now. But I’m worried she may expect tit-for-tat, even though the only way we could possibly afford to give her gold back in exchange is if we sold what she gave us which we are definitely not supposed to do.

We still hang out constantly and we will continue to do so, she is a for-life friend for a lot of reasons, and I’d love to make her holidays and celebrations special, but this is just a sticking point for me, and I find myself feeling/acting like a prick every time it’s brought up.

So, AITA? Does anyone have suggestions for this situation?

[transingthebourgeoisie]

Imperialism is an interaction. To say someone materially benefits from imperialism is to say they are getting the net benefit of the exploitation of the imperialized other. Cheap bananas is not an even trade for experiencing genocide. The fact that the imperial benefits are forced on somebody is VERY relevant.

Imperialism and colonialism are not in fact separate ideas, the very notion is anti-Marxist, these are two sides of the same coin which play into one another, both expressions of finance capital turning blood into money. The colonized people do not 'benefit' from imperialism any more than the imperialized people 'benefit' from colonialism (Cuba sells its oil to Canada for it to be manufactured into gasoline on stolen land for Cuba to buy back, and you'd be insane to say this means Cuba benefits from colonialism). The corporations that own the diamond mines in Africa also own the diamond mines in the Northwest Territories. They have the internet in Africa too, but nobody is deluded enough to say that Africa benefits from imperialism for that reason. This whole thing is pedantic posturing seeking nothing but splitting apart the unity of the oppressed peoples. Like, take it all fucking back then, take back your shitty bananas and all this stupid internet bullshit, I would like a family that isn't dead.

Also Canada is America. Both economically and geographically, "America" embodies the landmasses covered by North, Central, and South America.

Going to comment on this bit first because it's, irrelevant, and stupid, and I'm going to get it out of the way first so we can all focus on discussion about something that matters. This is technically correct. Congratulations; gold star for geography. Of course, as, was very obvious to anyone who isn't looking to score points with pedantic bullshit, I was referring to the United States when I said 'American'. I will apologize for not saying USamerican and making things properly clear, but with regards to Canada, much the same applies, so. Unless, of course, you mean to tell me that I think that South and Central American countries are also somehow benefiting from imperialism that, they, are, somehow also doing?

That's absurd of course, but it is what you seem to think I believe, according to the rest of your post. So we'll start on the rest of it now.

Imperialism and Colonialism are, materially, very different things. They are similar processes of domination, extraction, and often, destruction, but they are not the same. Treating them as such is naive. They are different relations of power. A colonized people obviously does not benefit from colonialism. An imperialized people obviously does not benefit from imperialism. A colonized people, subject to, and part of, an Imperial nation, can and do benefit from imperialism. Similarly, colonized peoples, subject to, and part of, imperialized nations, suffer all the more from imperialism.

Of course we would rather not be colonized at all; this isn't about what we would like, it's about what is. Franky I don't know why you bring it up. Do you think I'm defending imperialism by, I don't know, giving it a minority character or something? Don't be absurd.

[rabbitcruiser]

Seward’s Day

Seward’s Day, which falls on the last Monday in March and takes place on March 25 this year, is named for then-Secretary of State William H. Seward, who was responsible for the purchase in the first place. This legal holiday (in Alaska) commemorates the day the Alaska Purchase treaty was signed. This day shouldn’t be confused with National Alaska Day, however, which marks the formal transfer of control of Alaska from Russia to the U.S.

HISTORY OF SEWARD’S DAY

A long long time ago — around the 18th century — Alaska was owned by the Russians. Then came the Crimean War. Fought for the rights of Christian minorities in the Holy Land (a part of the Ottoman Empire), Russia fought against the alliance of France, the Ottoman Empire, the United Kingdom, and Sardinia, and lost. Reeling from this, Russian Tsar Alexander II started exploring options to raise money for the country. He turned his gaze towards Alaska. Not only had the sea otter population vastly declined, but Alaska would also prove to be very difficult to defend in the event of a future war. Especially since the British forces were based out of neighboring Canada.

The Russians discussed this plan and were all for selling to the U.S. by 1857, in the hopes that their presence would deter the British from any attacks. Negotiations began; however, the American Civil War took precedence at this time and any plans for buying Alaska were put on hold. Following the Union win, Tsar Alexander asked for another round of negotiations. The U.S. Secretary of State William Seward negotiated with Russian Minister Eduard de Stoeckl. They agreed to a treaty on March 30, 1867, which was ratified by the U.S. Senate. At the time, they paid $7.2 million, or about two cents per acre.

They called this place ‘Alaska,’ changing it from the Russian name, ‘Аляска’ (or ‘Alyaska’). Most Russian citizens went home, barring a few — traders and priests, mostly — who chose to remain. They would eventually leave Alaska too, as records indicate.

The reactions to this purchase were largely positive, with people believing the added possession would create a base to expand trade in Asia. Seward’s political opponents coined the phrase ‘Seward’s Folly’ or ‘Seward’s Icebox,’ referring to Alaska as ‘useless land’’ Alaska would remain sparsely populated until the Klondike Gold Rush of 1896 when the region came to be seen as a truly valuable addition to U.S. territory. Today, Alaska stands as the U.S.’s 49th largest territory and is a booming tourist spot.

SEWARD’S DAY TIMELINE

1741

The European Discovery Of Alaska

A Russian expedition led by Danish explorer Vitus Bering — and including German Zoologist and explorer George Steller — sights Alaska; the land is already inhabited and has been since around 10,000 B.C., as per historical records.

1867

Re-negotiations

Russia enters into re-negotiations with the U.S. to sell Alaska; they approached America with this plan before the Civil War too.

1867

The Treaty Is Signed

William Seward and Russian Minister Eduard de Stoeckl agree on a treaty for the purchase of Alaska, which is signed at 04:00 on March 30.

1867

The Transfer

Alaska's ownership transfers from Russia to the U.S.; the Russian flag is lowered and the U.S. flag takes its place as American soldiers parade in front of the governor's house.

1959

We Have A State

Originally called the 'Department of Alaska,' the name changes to 'District of Alaska' (1884), then the 'Alaska Territory' (1912), before being admitted as a state in the U.S.; it gains the name 'State of Alaska'.

SEWARD’S DAY FAQS

What is Seward's Day in Alaska?

The last Monday in March is celebrated as Seward’s Day and commemorates the signing of the Alaska Purchase Treaty.

Why is Alaska Day celebrated?

Alaska Day celebrates the formal transfer of the territory of Alaska from Russia to the U.S. This event took place on October 18, 1867.

Is there school on Seward's Day in Alaska?

Seward’s Day is a paid holiday, so all state employees, all state, county, and city government offices, along with most schools and libraries, will close. Private businesses can close at their own discretion.

HOW TO OBSERVE SEWARD’S DAY

Read up on William SewardOn this day named after this guy, we recommend doing a little light reading on who he was and how he came to be in politics. It’s bound to be a fascinating story.

Watch a special about AlaskaOn Seward's Day, multiple channels air history programs about different facets of this state. Put on your favorite one or find a special documentary you want to watch, and settle down for some fun, educational screen time.

Learn more about the transferDid you know more than 150 years on, some Russians still have second thoughts about the sale? Find out more facts like these by digging into documents and articles centering on Alaska's transfer.

5 FACTS YOU DIDN'T KNOW ABOUT JOHN SEWARD

He was an abolitionist: Seward was a dedicated opponent to slavery and was a prominent member of the Republican Party in its formative years.

A house with a secret: Seward's home in Auburn, New York, formed part of the Underground Railroad and was apparently a well-regarded stop; the kitchen was one of its most popular stops, quoted an 1891 article in the “Auburn Herald.”

The unseen fruits of his efforts: Seward did not live to see his efforts to purchase Alaska turn very profitable; he died in 1872 before his foresight was commemorated as a legal holiday.

His efforts led to many memorials: These are found in Alaska and all over the U.S. — Seward Park in Seattle, Washington, the City of Seward in Alaska, and a figure of Seward in Ketchikan, Alaska.

He was almost assassinated: He was one of the targets of the 1865 assassination that killed Lincoln; he sustained grievous injuries, which took a long time to heal.

WHY SEWARD’S DAY IS IMPORTANT

We love Alaska: There’s the land, the weather, even the moose. Who doesn't love this place?

It was the best bargain ever! Sure, it might not have seemed like it at the time to some people. However, Seward knew a good deal when he heard one.

It's all about tenacity: Russians exhibited this tendency by coming back to the U.S. with their deal, and Seward stayed steadfast during the purchase, despite the detractors. The purchase, and Alaska's sheer magnificence, show us determination (and patience) does, indeed, reap rewards and influence change.

Source

[airyull]

Buying Gold Bullion Moderately With Fractional Coins

Gold has been rather expensive for quite a while, and, surprisingly, one Official ounce might surpass the sum many people can stand to spend at one time on gold. Yet, many click here to learn more mints produce fractional pieces, little gold coins that may without a doubt be reasonable.

The US Mint produces coins as little as one-10th of an Official ounce of gold. The virtue of these coins is 91.67 percent gold, which is lower than that of coins printed by most nations. Then again, US coins are profoundly wanted in the US. Desirability is the way to maintenance of value. However, a few investors lean toward the 24 karat virtue, which is 99.9 percent gold. To get this one must buy unfamiliar gold. Numerous unfamiliar gold coins enjoy the benefit of being 24 karat.

One more advantage many coins from far off nations have is the more modest loads those nations will mint. Numerous unfamiliar mints make coins as little as one twenty-fifth of an Official ounce, and others make one 20th of an Official ounce coins. These little, high grade coins can give a sensibly inexpensive investment decision.

When in doubt, the more modest the coin is the higher the mark-up one can anticipate. However, the mark-up can be recovered, or possibly a lot of it can, by selling the coin to general society through an internet based auction. Offering usually brings the price of a little gold coin beyond the gold's bullion value.

Fractional gold coins from the US, Canada, Australia, the Isle of Man, and Gibraltar frequently sell higher than gold coins from numerous different countries. Simply put, assuming that it is from the US, or on the other hand assuming that it bears the likeness of the Sovereign of Britain, it is desirable. For one Official ounce coins, the Austrian philharmonic and the English Britannia are additionally worth considering.

The Mexican two peso and the Mexican over two peso coins, while not generally so unadulterated as numerous different coins, are all around ok known to hold value. In web-based auctions they might cost somewhat less because of the way that their gold substance isn't a weight that is common. On the off chance that somebody looks for a one-20th ounce coin the Mexican issues probably won't show up. Less guests to an auction can translate to less offers, both while buying and while selling.

The greater part of the fractional coins one goes over are uncirculated, and many are proof. Occasionally, one finds a guaranteed fractional coin at a cost not a lot higher than the uncertified ones that are accessible. Addressing the marginally greater expense for such desirability upgrades the value of the coin by permitting the numismatic value to offer an added help to the coin's value. Why buy gold and simply depend one bullion value for its worth, in the event that a subsequent value support is accessible for a minor added cost?

[eyeofnewtblog]

I’m going to nerd the fuck out for a minute on coins because I actually got to add to my collection in a meaningful way.

So, there are three big mints in the US (Denver, Philadelphia, and San Francisco…there’s also West Point but they do separate special things so they don’t really…count.)

Also, the US used to be backed by the gold standard, as well as the other common wealth countries (Canada and Australia) and that’s a whole other thing…if you’re looking to buy for silver content and rarest thing, old coins with high silver content is where it’s at. But, if you’re like me, and you just kinda like it because it’s weird and nerdy.

My dad and his sisters are all about investing in gold and silver, hiding it in the mattress, etc. and thats totally fine, I get that there’s a monetary thing attached to everything in our lives.

I personally really like collecting proof sets of years of people I love. A “proof set” is a complete collection of all the face value coins minted that year, and the physical coins have NEVER gone through circulation. So a proof set is automatically worth more because it’s already put in the appropriate plastic case….

Ok, I’ve run out of nerdy steam, just let me know if you have any questions

[umabrasileiraassim]

Favorite Gold Currencies to Collect for Investment

Why Gold American Eagle Currencies are Popular among Collectors:

Gold currencies are a favorite of mint piece collectors with an eye toward investment. Not exclusively are golden coins wonderful to observe, however they likewise have a worth that is ensured, because of their precious metal substance. The worth of gold coins is usually higher than the worth of their weight in gold read more here bullion, making them a preferred investment over the gold market alone.

Numerous nations produce gold currencies for collectors or for memorial purposes. These coins frequently accentuate extraordinary parts of the nation's way of life. Australia venerates its public creature with the Gold Kangaroo, for instance, while China has a Gold Panda with a wonderful plan that changes consistently. Canada's coin includes a strong public image with the golden Maple Leaf, and South Africa mints the Krugerrand. One of the world's top rated coins, the Krugerrand highlights the South African public creature, the Springbok. Having its spot as one of the most popular gold mint pieces among investors and collectors, however, is the American Gold Eagle. The American Gold Eagle stands apart among other bullion coins because of its exquisite plan, and because its worth is upheld by the original capacity of the US government.

The Magnificence of American Eagle Gold Coins:

The Gold Eagle includes a portrayal of Woman Freedom stepping with light close by through a field of light beams on its front side. This picture is enlivened by a golden coin planned by Augustus Holy person Gauden and stamped from 1907 to 1933. The Augustus Holy person Gauden Twofold Eagle is generally considered to be quite possibly of the most lovely coin America has at any point produced. On the other side of the American Eagle gold coins is a home loaded with bald eagles, the public bird of the US. The home addresses the American devotion to solidarity and family. Moreover, a unique pass on is used while printing these coins, to carry the gold to a particularly high sparkle and to make it simpler to see little subtleties in the plan.

American Eagle Gold Coins have Ensured Worth:

American Eagle gold coins are significant for their wonderful appearance, yet in addition because they are the main bullion coin whose gold substance is ensured by the US government. Every American Gold Eagle is stepped with its definite gold weight, as well as its presumptive worth. They are printed from 22-karat gold, which by regulation must be unadulterated gold bullion mined from inside the US. This assurance of the legitimacy of the precious metals used to make American Eagle gold coins is profoundly important to investors.

Purchasing American Eagle Gold Coins:

Golden American Eagles were first produced in 1985 and arrive in various sizes and values, going from the 1/tenth oz American Eagle coin with a presumptive worth of $5, as far as possible up to full ounce gold coins with an assumed worth of $50. Recall that most gold coins are worth more than their lawful delicate sum. Despite the fact that they re not accessible for buy straightforwardly from the U.S. Mint, American Eagle can be normally found available to be purchased in coin shops, on the web, by gold vendors, and at coin shows. There are likewise minor departure from the American Eagle that are printed from silver or platinum rather than gold.

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Buying Gold Online in Canada: A Comprehensive Guide

Gold has long been a trusted investment, prized for its stability, value retention, and role as a hedge against inflation. In Canada, buying gold has become more accessible than ever, thanks to the rise of online platforms. However, purchasing gold online requires careful consideration to ensure you are making a secure and informed investment. This comprehensive guide will walk you through everything you need to know about buying gold online in Canada, from selecting a reputable dealer to understanding the various gold products available.

1. The Benefits of Buying Gold Online

Purchasing gold online offers several advantages over traditional in-person transactions:

Convenience: Buying gold online allows you to shop from the comfort of your home, giving you access to a wide range of products at any time. This convenience is especially beneficial for investors who may not live near physical gold dealers.

Wide Selection: Online platforms often provide a broader variety of gold products, from coins and bars to fractional pieces, making it easier to find exactly what you’re looking for.

Competitive Pricing: Online dealers typically have lower overhead costs than brick-and-mortar stores, allowing them to offer more competitive prices. Additionally, you can easily compare prices across multiple platforms to ensure you’re getting the best deal.

Discreet Transactions: Online purchases are more private, as your gold is delivered directly to your home or a secure storage facility, reducing the risk of theft during transport.

2. How to Choose a Reputable Online Gold Dealer

The first step in buying gold online is selecting a trustworthy dealer. Here’s what to look for:

Reputation and Reviews: Start by researching the dealer’s reputation. Read customer reviews and testimonials to gauge satisfaction and reliability. Independent review sites can provide additional insights into the dealer’s performance.

Accreditation: Look for dealers who are accredited by industry organizations such as the Royal Canadian Mint, the Better Business Bureau (BBB), or the Canadian Association of Numismatic Dealers (CAND). Accreditation indicates that the dealer adheres to industry standards and practices.

Transparency: A reputable dealer will be transparent about their pricing, including any premiums over the spot price of gold. Ensure that the website clearly displays product details, including weight, purity, and manufacturer.

Secure Payment and Shipping: Security is paramount when purchasing gold online. The dealer should offer secure payment methods and encrypted transactions to protect your financial information. Additionally, make sure the dealer provides insured and trackable shipping options.

Buyback Policy: A good dealer will offer a buyback policy, allowing you to sell your gold back to them if needed. This feature enhances the liquidity of your investment and provides an easy exit strategy.

3. Understanding the Types of Gold Products Available

When buying gold online, you’ll come across various types of products, each with its own characteristics:

Gold Bars: Gold bars are a popular choice for investors looking to acquire larger quantities of gold. They are available in a range of sizes, from small 1-gram bars to large 1-kilogram bars. Gold bars typically have lower premiums compared to coins, making them a cost-effective option for bulk purchases.

Gold Coins: Coins like the Canadian Gold Maple Leaf, American Gold Eagle, and South African Krugerrand are favored by both collectors and investors. Coins often carry a higher premium due to their collectible value and intricate designs. They are also easier to sell in smaller quantities.

Fractional Gold: Fractional gold bars or coins (e.g., 1/10 oz, 1/4 oz) are an affordable entry point for investors with a limited budget. Although the premiums are higher on a per-ounce basis, fractional gold offers flexibility and liquidity.

Gold Rounds: Gold rounds are similar to coins but do not have legal tender status. They are typically less expensive than coins and are a good option for those who want the look and feel of a coin without the added numismatic value.

4. Pricing and Premiums: What to Expect

Understanding how gold is priced is crucial for making informed purchasing decisions:

Spot Price: The spot price of gold fluctuates based on market conditions, including supply and demand, geopolitical events, and economic data. This price is the base value of gold, to which a premium is added.

Premium: The premium is the amount you pay over the spot price, covering the costs of refining, minting, and distributing the gold, as well as the dealer’s profit margin. Premiums vary depending on the product type, with coins generally having higher premiums than bars due to their collectible value.

Comparing Prices: It’s essential to compare prices from different dealers to ensure you’re getting the best deal. Some dealers may offer discounts for bulk purchases, reducing the overall premium per ounce.

5. Payment and Shipping Considerations

Once you’ve selected your gold products, consider the following when completing your purchase:

Payment Methods: Most online gold dealers accept various payment methods, including credit cards, bank transfers, PayPal, and cryptocurrencies. Be aware that different payment methods may have different fees or discounts, so choose the option that best suits your needs.

Shipping: Ensure that the dealer offers insured and trackable shipping to protect your purchase during delivery. Depending on the value of your order, shipping fees may be included or charged separately. Some dealers offer free shipping on larger orders.

Delivery Time: Delivery times can vary depending on the dealer and your location. It’s important to understand the estimated delivery time before purchasing, especially if you need the gold by a specific date.

6. Safeguarding Your Gold Investment

Once you’ve purchased your gold, proper storage is essential to protect your investment:

Home Storage: If you choose to store your gold at home, invest in a high-quality safe that is fireproof and burglar-resistant. Place the safe in a discreet location and consider adding your gold to your home insurance policy.

Bank Safety Deposit Box: Many investors prefer to store their gold in a bank safety deposit box for added security. This option typically comes with an annual rental fee but offers peace of mind knowing your gold is secure.

Third-Party Storage: Some online dealers offer secure storage through third-party vaults. This option provides maximum security and insurance coverage, though it may come with additional fees.

7. Selling Your Gold Online

When the time comes to sell your gold, consider the following:

Market Timing: Monitor the current market price of gold to sell when prices are favorable. Timing your sale can significantly impact your returns.

Buyback Programs: Many online dealers offer buyback programs, making it easy to sell your gold back to them. Be sure to understand the terms and any associated fees.

Private Sales: You can also sell your gold privately through online marketplaces or local buyers. Ensure the transaction is secure and complies with all applicable laws.

Conclusion

Buying gold online in Canada is a convenient and effective way to invest in this valuable asset. By carefully selecting a reputable dealer, understanding the types of gold products available, and considering the logistics of payment, shipping, Shop gold bars online and storage, you can make informed decisions that align with your financial goals. Whether you’re a seasoned investor or new to gold investing, this comprehensive guide provides the knowledge you need to navigate the online gold market confidently. Gold’s enduring value, combined with the ease of online purchasing, makes it an attractive option for those looking to build and preserve wealth in an increasingly digital world.

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