#creating a budget
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managing money: for when you're broke - FREE budget template
Even if you find yourself in a challenging financial position, it is still possible to set and work towards achievable goals. By taking the right steps and making smart choices, you can start improving your finances and gradually build a better future.
Living paycheck-to-paycheck can be an incredibly exhausting and stressful experience. Have you found yourself caught in a never-ending cycle of financial instability, where each month feels like a balancing act on a tightrope? does this sound like you? From the moment you receive your paycheck, a wave of relief washes over you. But it’s short-lived as you quickly realize that your money is…
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#budget#budgeting#creating a budget#finance#financial wellness#managing money#money#Organization#Personal Finance
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#Personal Finance Tips#Budgeting Tips#Creating a Budget#Money Management#Financial Planning#Budgeting Strategies#Effective Budgeting#Personal Budgeting#Financial Tips#Budgeting for Beginners#Personal Finance
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Mastering Financial Literacy: A Complete Guide
Unlock your path to financial freedom! Dive into our comprehensive guide on financial literacy, budgeting, saving, investing, and retirement planning. Share your thoughts, ask questions, and join the conversation to take control of your financial future.
The Concept of Financial Literacy Financial Literacy Concept Did you know that one in five American adults would rather spend more time planning their vacations than managing their finances? A survey by MyBankTracker (n.d.) revealed that nearly 20.1 percent of American adults spend more time researching travel details than handling their money matters, yet 34 percent use an…
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#401(k) plans#active income sources#budgeting tips#building wealth#compound interest benefits#creating a budget#creating a will#credit scores and reports#debt consolidation strategies#debt management#effective budgeting methods#emergency fund importance#establishing trusts#estate planning#financial education resources#financial freedom journey#financial goals#financial literacy#financial security#financial stability#health insurance benefits#healthcare cost planning for retirement#improving credit ratings#inflation impact on savings#insurance coverage#investment diversification tips#investment options#IRAs#life insurance policies#long-term wealth accumulation plans
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How to Start Financially Planning for Your Future While You're Young
Financially Planning Financial planning may seem like something that is only necessary when you’re older and have more assets to worry about. However, the truth is that starting to plan for your financial future while you’re young can set you up for success later in life. By taking small steps now, you can create a solid foundation for your future financial well-being. In this blog post, we will…
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A procession of confessions.
[First] Prev <–-> Next
#poorly drawn mdzs#mdzs#lan xichen#jin guangyao#lan wangji#When Lan Xichen and Jin Guangyao flew into the scene I honestly had to hit pause and catch my breath.#I did not expect them to waltz in and start flirting with each other.#With this comic I have officially drawn all sides of 3zun doing something homoromantic with each other. Nice!#Lan flirting is offering to organize events. “Please...let me open up my planner...do you want to create a shared google calendar with me?”#“Oh...we will have to spend so many nights at a desk working out logistics. Do you want to see how good I can balance these accounts?”#Lan events probably have the best 'stayed within budget' reputation of all the clans.#What I mean to say is...Where are the Lan Wedding planner AUs? Actually scrap that: ALL the sects as rival wedding planners.#The Jins would do high end clients with huge budgets. Lans do traditional style weddings. Yunmeng Jiang promises fun and colour.#Sit with my vision for a moment. I'm going to move on to another topic but don't *not* marinate on that idea.#Pour one out for Lan Wangji. For having to sit through all this flirting and confessing while he ruins his own chances.#He will have to wait many years before living out his romantic fantasies. Until then...he must wait in the wings for his cue.
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"It creates a distinct visual motif not found in other romances that captures the connection between the two characters while feeling distinctly not of this world."
"We wanted this to feel like Gale and their partner were really merging into one, new, perfectly harmonious being."
[source]
#gale dekarios#gale of waterdeep#baldur's gate 3#bg3#bg3 spoilers#not only is this very interesting#to hear the thought process behind the people who created the scene#but also this makes my heart ache in the best way possible#'our souls intertwine with one another' hhhhh#i would have loved to see their original vision though had the engine / time / budget allowed it#it's beautiful either way#tagging for those who are interested as well#otp: a soul that steels my own#ch: gale dekarios#vg: baldur's gate 3#series: baldur's gate
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One thing I think about sometimes is that there's a dialogue chain in one of Ratio's text messages where he sends us the blueprints for what he explicitly describes as "an anti-planetary weapon design that [he] once devised," which apparently comes with the potential to turn into a full-on gundam???? He says that the necessary materials haven't been developed yet, but that the Guild is working on it and should have results within the next five Amber Eras.
For those who've read his third character story, the phrasing of "anti-planetary weapon" should register as both familiar and odd, especially considering how blasé he is in describing it to the Trailblazer.
My read on the character story is that the creation of the anti-planetary weapon was (whether consciously or not) a compromise to his principles in pursuit of Nous's gaze, and that the IPC's interest in said weapon was his reality check that he didn't want to become the sort of person who pursued knowledge without regard for human life. Even if you don't take that reading, Ratio is more than smart enough to recognize that the IPC can and has used threats like the Antimatter Legion and the Swarm as excuses to develop and unleash weapons with galaxy-scale collateral damage. (See: the Imaginary pulse weapon in this side quest on Penacony.)
When we ask for a weapon for the Express, Ratio tells us that high-caliber armaments are a necessity for traversing the cosmos, which isn't exactly wrong in light of how we deal with Sunday in Penacony, but turning the train into a battering ram is a far cry from turning it into something that could destroy a planet. The fact that the projected timeline is on a scale of Amber Eras suggests to me that he's being at least somewhat facetious about the idea of a collaboration, especially since the whole reason we're having the conversation is that he wanted us to lob thought experiments at him to distract him from work stress. But he does send us a blueprint file, and the terminology of an "anti-planetary weapon" (specifically one he designed in the past, rather than at our request) feels way too specific to be a coincidence.
I have a pet theory that the gundam design is a form of malicious compliance toward the IPC, and the reason the Guild can't even figure out the materials is because he deliberately handed them a nightmare monstrosity of a blueprint and then refused to elaborate.
(The bill of materials casually demands components that break the laws of physics. There are whole pages of math so complicated no one can parse enough of it to conclusively prove that it's bullshit and not just the revolutionary innovations of a man five Amber Eras ahead of his time. The research team sends a terrified intern to ask if the orbital laser cannon really needs to turn into a humanoid assault mech. He shakes his head and tells them that if they truly understood his work then they wouldn't ask such pointless questions.)
#dr ratio#honkai star rail#character analysis#character headcanons#meta#'expect fruitful outcomes within the next five amber eras' he says as he gleefully clogs the ipc's munitions budget#i may not subscribe to worm theory but this man is absolutely a troll that would make aha weep tears of joy#the funding keeps getting approved because everyone is too proud to admit they don't know what the hell they're looking at#and too blinded by hero worship to suggest that maybe the great dr ratio created a stupid-ass weapon design
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bonus horse for today 😎👍
#low budget. drawn in like 3 mins#not including coloring time though. coloring takes longer#i <3 messing with horse anatomy. you can bastardize horse anatomy for a better range of motion#it makes the art more expressive and fluid because real horses are very hard to draw#listen. you will not get anything but low quality horse art out of me. im not one for realistic art#just not fun that way yeah? create for enjoyment. that is all#anyways i stabbed myself taking apart energy drink cans for aluminum to inscribe on cause im figuring out if aluminum -#is good for something im doing#bonus horse
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youtube
i watch one of these types of videos occasionally because i have literally never seen a single one of these television shows. ive never even HEARD of this one. when this was on tv my mom had already canceled the cable and i was in like 3 local plays, posting constantly on LiveJournal, doing all the goth photoshoots i could book, and also doing spot illustrations and tattoo designs for whoever would hire me. it seems like these shows were bad. like ive never thought any of the clips from them that i've seen were anything but excruciating. even as a kid whenever i happened to see any of this i felt horrible, like i was being aggressively called stupid by all the adults who had written and filmed it, which we were. i dont think we should be watching that much television. i mean not as kids or ever probably. im literally watching television rn though so
but one of the things this video reminded me of is that one of the unironic goods to come out of global social media is that it's finally proven once and for all that like three out of every ten people is exactly as funny and as good on camera as any given professional actor or comedian, usually better. the clips of the people on tiktok making fun of the professional actors are all MUCH better than anything the professional actors do in any of the footage.
#Youtube#theres a really distinctive hyperempathy sickness from looking at a child actor#because theyre not mature enough yet to either be ironic or convincing in their role#so the presence of a child actor at all is immersion-breaking#and anyway this creates extreme mental crises for me when watching any Children's Media With Child Actors#like oh boy i am vividly experiencing being on this set with you and i do not like it#there was no CSA or anything like that on this show which is one topic of the video#they were all having a good time apparently#so its fine#but the very action of play-acting is embarassing and hyperreal#i never did anything professional as a local child actor i just did community theater etc#and one zero budget indie “film”#but still
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WISH ME LUCK Y'ALL I've got a job interview in an hour and a half. Hoping I ace this 🤞
#Shima speaks#It's for the marketing job I talked about a few months back :")#They finally got together and budgeted and created a new position#I'm. Very excited but very nervous#I really want this job. It's got all the things I love to do as a creative person#Photography video editing web and graphic design...all up my alley!!#I'm sure I'll do fine I just gotta get a leash on my anxiety lmao
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Your show about 80’s movies isn’t shot on film
#i think ive made a post about this before but i was just thinking about this again#although there is a certain charm that the digital look creates in season one specifically#but like… this is netflixs most successful show and they cant get a film camera???? okay…#like not everyone has an hbo budget but i see what you pay your actors#season 5 shot on film would literally so good…#tv posting#stranger things
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mutualssss mutuals my loves how would u guys decorate ur dream home…. pls tell me in detail i genuinely wanna know so badly…<3
#send an ask or reply or w/e i LOVE decorating and dreaming abt creating a space thats my own#if i had the budget for it!!!!!
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opinion on tobacco? ever tried it?
My body was far too expensive for me to put it at risk for a mediocre high.
#text response#((in reference to him being regrown in the rejuvenation chamber. I imagine creating life from scrap eats up a budget))
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Pinocchio's been real silent ever since this mf came out
I'm back again with another animation
This one scares me because I made this one entirely without a panel and in 3 hours does this mean I've unlocked Mocha's style and can use it rent free whenever I want
anyway time to post normal stuff again
#the dummy's dummy#paris the puppet#digital art#fanart#the dummy’s dummy paris#webtoon#webtoon fanart#think of all the power I have in my hands#I can make fake comic panels-- I can create fake leaks---#just kidding the font mocha uses is fecking expensive I don't have the budget for that
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my friend who went to see the new master and margarita movie, not familiar with the book: what the fuck is going on
me, watching the new master and margarita movie, familiar with the book: what the fuck is going on
#i'm the plot accuracy nerd 🤍#i tried to be objective but turned out i can't#it's hard to be one when the director suddenly decides to bring his own ideas into the adaptation and makes it modern looking#people are mostly saying yeah august diehl was so cool so sexy it's bad margarita is the one naked at the end#i can tell you're missing the point and all that huge budget and these actors are not enough to hide all the fuck ups#and you're ready for this conversation#i can be bitchy for no end when it comes to movies that are supposed to be built on the primary source (the book)#but instead of it directors just borrow the characters and ideas and create it in something absurd#i'm not here to drool over august diehl. i am in fact here to re-experience the story i really love#also someone said that actors were good but i leave it to those who really appreciate it#ps. woland's retinue was dull and bland#master and margarita#for the first rime in a while i felt nothing after watching a movie#neither good nor bad emotions it just wasted my time#как похорошела москва при собянине
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Thinking about my 2025 goals already, there's so much I have to do to prep for my year abroad but so much of it is out of my control, tragic for me, a controller 😔
#like i know i have to save quite a lot of money to get me through my first few weeks in france before financial support comes in#but since i don't know where i'm going yet it's hard to research cost of living and therefore create a budget yknow#and there's goals i want to set that kind of depends on where i'd go which again idk#ugh 😔 i'll just do the best i can ig#ellis exclaims
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