#managing money

[wisterianwoman]

managing money: for when you're broke - FREE budget template

Even if you find yourself in a challenging financial position, it is still possible to set and work towards achievable goals. By taking the right steps and making smart choices, you can start improving your finances and gradually build a better future.

Living paycheck-to-paycheck can be an incredibly exhausting and stressful experience. Have you found yourself caught in a never-ending cycle of financial instability, where each month feels like a balancing act on a tightrope? does this sound like you? From the moment you receive your paycheck, a wave of relief washes over you. But it’s short-lived as you quickly realize that your money is…

[mudoranbutchh]

also quick reminder to myself? I need to slow down when it comes to spending on my altar. in my defense I was in NYC but I also should just be managing my money.

reminder to me (and the world) that u don’t need expensive offerings and gadgets to be pagan.

[starcurtain]

Please someone redraw this with Dr. Ratio and Aventurine because this is the exact vibe they have in my head post-Penacony.

[theobviousparadox]

Review: Money Out Loud by Berna Anat

Money Out Loud: All the Financial Stuff No One Taught UsBerna AnatQuill Tree BooksPublished April 25, 2023 Amazon | Bookshop | Goodreads About Money Out Loud So no one taught you about money, either? Let’s figure this me$$ out together.  In this illustrated, deeply unserious guide to money, Berna Anat—aka the Financial Hype Woman—freaks out her immigrant parents by doing the unthinkable:…

[egophiliac]

ANNIVERSARY GROOVY BOYBAND! THEY ALL LOOK SO GOOD, I also love the hades reference with idia! Ik ur probably really swamped with the book 7 brain rot but I wanted to know ur thoughts. I also wanted to mention that I am so card deprived I feel like I need a replacement event to take tsumderlands place

AUGH NO I LOVE THEM. 😭 UGH now I really have to think about if I want to try pulling for Grim again. dangit. heck. I already got his little pedestal to add my guest room shrine, but...now I kinda need the boss himself...

also, the implications of it not being an OB thing, Idia can just. Do That? apparently? do you think he ever just sometimes does it by accident? what am I saying, he absolutely sometimes does it by accident.

gosh though. this event has been SO cute in general! I was wondering who'd get the focus for year 5; I could not be happier that the answer is apparently EVERYBODY. :D all the dorms get their own special songs! so many cute little scenes!!! the lowest of stakes bringing out the highest of pettiness in everyone!!!!!! it's excellent.

(also, because I will make literally anything about my diaboys...I know these events are typically sorta, let's say chronologically unmoored with regards to story. but the further implications that this takes place pre-episode 7/Malleus' Big Existential Crisis, and yet...some of these lines?)

[hakurasakura]

"Those eyes are unmistakable."

[tired-all-the-time22]

Hey, man, we all can't be like you -- I wish we were all rose-colored too

{Rose-Colored Boy - Paramore}

- - - - - - - - - -

Smashing this song and my headcanon that Dash's dad is in the GIW together to make a fic Idea where the GIW finds out Danny's identity and tells on him to his parents in their hunt for phantom --

Dash's dad leads the operation, him and his team (along with the Fenton parents) cornering Danny after school while he's hiding/running away from Dash, forcing transform in order to get away; unbeknownst to either party, Dash witnesses everything and runs after Phantom to try and help.

Que the two stumbling into and getting trapped in the ghost zone in a confused scuffle while Danny's trying to escape, now on the run from three (3) parents and one (1) secret government organization.

- - - - - - - - - -

I kinda wanna use this premise to explore how Dash would progress through learning Phantom is Danny, and then (separately!) becoming a better person--

-- I think he'd be super annoying about it at first; idolizing Danny, pestering him a bunch about how cool it is to have ghost powers, generally acting way too close with him, and completely pushing aside how he treated Danny before the revelation.

Most of the situations we see Dash become friendly towards/respectful of Danny in-show are usually after Danny has shown himself to be physically strong/confident (see: Pirate Radio), and even then, Dash doesn't proceed to do any introspection at all and continues to bully him.

Conclusion: Learning Phantom = Danny would not be enough to trigger a redemption arc for Dash. This boy needs to learn some empathy.

Dash actively witnessing Danny having issues despite being powerful as Phantom (i.e. fearing and having to run from his parents, the toll fighting ghosts takes on his school/life/mental health, etc.), as well as being confronted with how privileged he is himself (having a loving, attentive family, being much better off financially, etc.) would force him into being more introspective.

Throw in him realizing the parallel between how the GIW treats Phantom with how he treats Danny (i.e. indiscriminate & unreasonable anger & violence), and -boom!- it clicks for him

[themoneysavvyblog]

Should You Have a Joint Bank Account?

It is often assumed that a couple will have a joint bank account. After all, the money belongs to both equally, regardless of who earns it. However, there are times when it’s better not to have joint accounts, but it does depend on many factors. There is no one right way. Let’s take a look at the pros and cons of joint bank accounts. A Joint Account Promotes Trust and Cooperation There is no…

[bizfluence]

Mastering Your Finances: A Comprehensive Guide to Personal Finance

[mintbees]

One thing that keeps confusing me is that they claim ghost files costs several hundreds of thousands of dollars per season. I’ve tried to wrap my head around this ever since the announcement because flying a crew of 6 or so people out for two days and renting out the location COULD NOT be costing that much unless they’re either lying or blowing money on first class flights and expensive food/accommodations and even THEN do I not see them breaking 100k on a single episode. Dear lord hire an accountant I’m half convinced someone’s laundering money

[beingjellybeans]

How freeing yourself from money worries lets you #LiveLifeBrighter

Picture a life where stress and worries take a backseat, where your daily concerns don’t revolve around making ends meet or fretting over unexpected expenses. That is what a brighter life means to me. It’s a life unburdened by financial strains, a life where you have the freedom to chase your dreams, nurture your relationships, and explore your passions without the constant shadow of money…

[morganbritton132]

Continuing from this (starting here and here)

Hopper doesn’t want to think about Steve.

He doesn’t really want to even see the kid or his broken arm or his wide gap-tooth smile where he’s starting to lose baby teeth. Every interaction is a reminder that he’s not doing anything to stop this clear case of child neglect.

He’s failing Steve and if he’s failing a kid whose problems are so blatantly obvious, then he could fail Sarah when the problems are close to home.

So no, Hopper doesn’t say anything when he walks into Melvards and sees Steve at the check counter. He nods to Joyce and continues on.

He’s got a list from his wife and that’s all he’s here for.

Sure, he noticed that on the check out counter is a tube of toothpaste, a box of cereal, and a pint of milk. Sure, he clocked Steve with his chin resting on the counter, pushing coins across it to Joyce and asking, “How ‘bout now?”

That’s just good observation. He’s a cop. It’s his job.

“That brings you to $2.54,” Joyce tells him. “You need 1 dollar and 0.32 cents more.”

Hopper is not listening to Steve sigh. He’s not standing next to a shelf of sunscreen watching Steve push the toothpaste to the side like, “I don’t need to brush my teeth. Is it enough now?”

“How about this,” Joyce whispers, leaning on the counter like they’re going to share a secret. Hopper is sure she’s crinkling her nose when she pushes the money back over to him, “How about you take all your quarters and I let you take your cereal, and your milk, and your toothpaste.”

Whereas he can’t see Joyce’s face, he can see the instant suspicion on Steve’s face when he steps back from the counter, “That’s stealing.”

“Yeah, silly, if you steal it. You’re not doing that,” Joyce concedes. “I’m letting you have this stuff.”

“I don’t think you’re allowed to do that, Miss Joyce. You’ll get in trouble.”

“Well, how about a trade?”

“Like a Quick Pro Skrull?”

“Sure,” Joyce says easily. “I will trade you $2.54, one box of cereal, one pint of milk, and a tube of bubblegum-flavored toothpaste….if you let me sign your cast.”

Steve’s voice is soft, considerate the way kids aren’t supposed to be when he says, “Miss Joyce, that’s not a fair trade.”

“It’s the only thing I want, baby.”

“Fine,” Steve agrees, laying his casted arm on the counter. “I get my allowance in two days and I’m going to buy you a flower.”

“That sounds lovely, sweetheart.”

Hopper leaves the sunscreen- it’s not even on his list - and goes to the canned goods in the next aisle. While there, he has a better view of Joyce writing her name on Steve’s cast.

“You know, Steve,” She tells him. “I’m going to put my phone number right here because I have little boy about your age. His name is Jonathan.”

“I know Jonathan from school.”

“That’s good! Maybe some time you two can play together.”

“Oh, no thanks, Miss Joyce,” Steve shakes his head sadly. “My dad says you’re poor an’ I’m not allowed to play with poor people ‘cause poor people are lazy and don’t work hard even though you have a job…”

Steve pauses like he’s contemplating that before continuing, “And Tyler - that’s Tommy’s big brother. Tommy is my best friend and I wish I lived at his house - he says that sometimes people are so poor that they can’t a’ford food and they eat babies. He says that happened in Ireland and he would know too ‘cause his great-great-great-ate grandpa is from there.”

“I’m not a baby,” He tells her seriously, “But my Nonna says I’m a sweet boy and one time I was playing with a kid from the trailer park and he bit me.”

He tells her, “I don’t wanna be eaten.”

Joyce blinks at him.

Hopper blinks too where he’s listening in.

Steve doesn’t blink at all but instead gathers up his stuff. He gives her a big smile and says, “Thanks, Miss Joyce. I love you. Bye.”

Then he’s gone.

The store is empty except for Hopper in the baby food aisle and Joyce at the counter. She asks aloud, “Did I just get accused of cannibalism?”

Hopper has never laughed harder.

[crovoroh]

i miss wet france and its clown court

[humanjarvis]

pop star!reader x manager!caleb 🔞

you and caleb grew up together. with his shrewd mindset, natural charm, and uncanny business acumen, he always looked out for you. so when you finally made it big, of course you’d asked him to be your manager. and of course he’d agreed. it never would have been anyone else.

you've kissed a couple times before. touched some. but it always ended the same: he’d pull away and shut you out. he’d used more excuses than you could count: “it’d be irresponsible,” “i’d be crossing a line,” “i’d never forgive myself if i ruined our friendship”

but funnily enough, caleb’s never had a girlfriend. and he’s scared off every A-list suitor who’s dared to look your way. 

caleb hates when you provoke him. also hates when you wear revealing costumes.

so when he helps plan your setlist for an upcoming show, you sneak behind his back and recruit your bravest dancers to switch out your song cover segment for a special surprise performance 

the lyrics are raunchy and rebellious and loaded with references to him—a challenge for him to act on his forbidden desires 

your “outfit” is basically strips of fabric, and the way you’re practically flashing the audience nearly gives him a heart attack

he wants to pull you down from the stage. wants to stop the show entirely. but even in his outrage, he puts your reputation first

when you flounce backstage for your outfit change between songs, he hunts you down. steals your clothes from the girls who were supposed to help you change, grits out that he’ll do it himself, and pulls you into your dressing room

the argument starts as soon as he locks the door. you’re asking what he thinks he’s doing, he’s asking what that stunt was. all the while, he hurriedly yanks and tugs and unzips, leaving you half-dressed and breathing hard

the moment you’re almost bare in front of him, his anger begins to fizzle. he can’t waste his focus on anything more than the shape of your body

but you can’t have that. so you set him back off.

taunting him about how the song was for all the cowards in the audience, and maybe you should go find one and ask if he liked what he saw. he’d show you a better time than your manager ever had, that’s for sure

narrowed eyes and a clenched jaw. that’s all you see before he’s ripping off your tights and underwear, pushing you against the wall and surging into your waiting core

it’s fast and messy and unrestrained. it’s not what either of you would’ve chosen for your first time together, but something had to give. it was either this, or he followed you onstage and gave the audience a real show

the room fills with a mix of groans and sighs and traded barbs about how annoying the other is. and when you smugly tell him the kicker—the song you’d performed was an original, and you’d written it about him—the thick, sticky jets of his cum warm your insides, and you clench around him with a breathy, dazed laugh

and in record time, snapping immediately back into the overbearing manager role, he shoves your new outfit over your still-trembling body and walks you back to the curtain

“this discussion isn’t over. i’ll see you when you’re done” he promises lowly before nudging you onstage

and for the next half hour, you’re forced to finish the show with your mixed release dripping down your legs

i watched a clip of garden of eden by lady gaga & it inspired this quick outline of how i would write this full thing if i were going to. which i’m not bc i’ve already written a similar pop star au

[bluerosefox]

Phantomish Rogues

Team Phantom get ripped from their home universe into the DCverse. With no money or real ID's in this world. Now thats a problem.

Another big problem is that Danny is badly injured and his core kinda put him into a deep cryo sleep. He needs to rest and gather ectoplasm.

Bigger problem Team Phantom have no clue how to get home because they don't know how to decode the Fenton Portal blue-prints, not even Jazz who at the time didn't pay attention to her parents portal work anymore by the time they finished it. The only one who does have an idea is Danny!

Biggest problem, they landed in a place called Gotham that seems to be overrun with actual villains and heroes? (vigilantes). And for some odd reason many of them seem to find them no matter where the Team goes to hide.

Until they can get their hands on a safe space, tech, and money, Team Phantom might have to go a bit Rogue/Villainous if they wanna keep Danny safe until he wakes up.