#financialliteracyforkids

[teachingenglishtokids]

Teach Kids to Save Money: Fun Lesson Plan with Story and Printable Chart (Ages 4–8)

Teaching young children about money doesn't have to be complicated—it can be fun, meaningful, and even magical with the help of stories.

In this lesson plan, we use the heartwarming YouTube story “Clink, Clink! Laura Learns to Save” to introduce the powerful concept of saving vs. spending. With relatable characters, clear messages, and hands-on activities, children ages 4–8 will begin to understand that the small choices they make today can lead to exciting rewards tomorrow.

Whether you’re a teacher, homeschooler, or parent, this simple lesson will spark thoughtful conversations and smart money habits from an early age.

🌟 Lesson Plan: “Clink, Clink! Laura Learns to Save”

Topic: Saving vs. Spending Age Group: 4–8 years old Length: 30–40 minutes

Objective: By the end of this lesson, students will understand the concept of saving and spending, identify examples of each, and begin to apply the idea of saving money for a goal.

🎬 1. Warm-Up / Video Viewing (5–7 minutes)

Activity: Watch the YouTube video: Clink, Clink! Laura Learns to Save

Ask students to listen carefully to what Laura wants and how she decides to get it.

Discussion Prompt (after viewing):

What did Laura want to buy?

How did she get the money?

What did she do each time she found coins?

How did Laura feel when she finally bought her puzzle?

💬 2. Guided Discussion (7–10 minutes)

Explain the Concepts:

Spending means using money right away to buy something.

Saving means keeping your money so you can buy something bigger or later.

Questions to Ask:

What are some things you might want to save for?

Is it easy or hard to wait to buy something?

Why is saving a smart idea?

✍️ 3. Activity: Spend or Save Chart (10–15 minutes)

Materials Needed:

Printable Spend or Save Chart (click on the chart and download)

Crayons or markers

Stickers (optional)

Instructions:

Give each child a chart.

Pretend you are giving them play coins (or draw coins).

Each day (or example), they decide: Do I save it, or do I spend it?

Check "Save" or “Spend” circle.

Tip: Encourage drawing a picture of or writing what they’re saving for at the bottom of the chart!

🧠 4. Wrap-Up Reflection (5 minutes)

Ask:

What did you learn today about money?

What will you try to save for?

Closure Statement: “Laura showed us that when you save little by little, you can reach big goals! You can do it too!”

📚 Extension/Home Connection

Send a chart home and encourage families to start a real savings jar.

Encourage kids to set a goal and tell a grown-up what they are saving for.

🧠 Final Thoughts

Money lessons don’t need to wait until kids are older—planting the seeds early builds lifelong habits. By connecting the story of Laura to real-life choices, kids begin to see that saving money isn’t just smart—it’s also satisfying!

With engaging visuals and a printable “Spend or Save Chart,” this lesson gives children a hands-on way to practice what they learn. Keep the conversation going at home or in the classroom and help little learners grow into thoughtful savers.

[connollytim32]

Exploring the Best Kid Book Series on Investing: From Beginner to Advanced Concepts

A popular kid book series about investing introduces young readers to money management, saving, and smart financial habits through engaging stories and relatable characters. These books grow with the reader, starting with basic concepts like earning and budgeting, then advancing to topics such as stocks, entrepreneurship, and long-term investing. This gradual approach helps kids build a strong financial foundation and develop confidence in managing money from an early age.

[jefflopez743]

The Best Age-Appropriate Ways to Teach Kids About Saving Money

Teaching kids about money early sets the foundation for smart financial habits. The best age-appropriate ways to teach saving include using clear, simple examples and interactive tools like chore-based allowances or visual savings goals. As children grow, introducing concepts like budgeting and delayed gratification helps build real-world understanding. These methods make teaching kids about money both fun and effective, preparing them for a financially responsible future.

[lovelettersbymonica]

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Perfect for parents, aunts, uncles, teachers, and mentors who want to empower the next generation with financial skills and big dreams. Let’s plant the seeds of credit, wealth, and prosperity early! 🙌🏾

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[sanjaycr]

Absolutely! Here are some tips for teaching children about money, budgeting, and saving:

Start with the basics: Teach children about the different types of currency, coins, and bills. Show them how to count and add money.

Give an allowance: Consider giving your child a weekly or monthly allowance. Encourage them to save a portion of it each time.

Create a budget together: Work with your child to create a budget that includes their allowance and any money they earn from chores or jobs. Help them identify their spending priorities and encourage them to save for bigger purchases.

Use a savings jar: Provide a clear jar for your child to save their money in. They can watch their savings grow and feel accomplished when they reach their goals.

Teach the value of delayed gratification: Encourage your child to save for something they really want rather than buying something impulsively. Help them understand that delayed gratification can lead to bigger and better rewards.

Model good financial behavior: Children learn by example, so it's important to model good financial habits yourself. Talk to them about your own budgeting and saving strategies.

[kids-worldfun]

Financial Literacy For Kids. Teaching kids the basics of money management and financial decision-making can help them become more responsible adults. 

[mslindamba]

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[dipatil]

Let’s learn how to save money for your kids today!

The past few years have seen a rise in the number of financial literacy apps for kids. As parenting is becoming a little time-constrained, parents are choosing smart ways to spend more time with their kids.

This digitally-driven world has many apps that have the potential to save money for your child. One of the most popular ones is Birdfin where a savings account is connected to the app and you can save your child’s money along with teaching them how to save.

Earlier children did not learn about money from a young age but today the parenting game has changed completely. These digital money apps for kids are like a kids allowance app that can help you keep a track of their money behavior when you give them their pocket money.

 There are plenty of ways to save money on behalf of your child but wouldn’t it be great if your child is a part of that process? The money apps for kids do exactly that. From teaching the importance of earning rightfully to saving the money for good, everything is monitored and taught through simple chores.

 The parents work hard on instilling good money habits in their child as debts and bad money management can be stressful. The pandemic has profoundly affected the financial aspect of many but only the ones with savings and investments have survived.

Life is uncertain and teaching the child to deal with uncertainties should be started from an early age. Children have a quick learning curve at an early age and are inquisitive about everything that can be channelled for learning and applying knowledge.

Financial awakening does not happen overnight; it is a process that takes place over the years. Instead of giving your child pocket money for doing nothing, make it look like they have to earn it. The financial apps use daily chores as tasks and the virtual money is the reward.

The digital era has given many applications at our fingertips to encourage good habits in a child. Use them wisely!

Mary Gresham, an Atlanta- based psychologist, specializing in finance and family, says that the right age to start with money education is between 4 to 5 years. For the longest time, Indian parents did not start early, but their opinions have changed over the years. The best chore app for kids is hands-down Birdfin as it simplifies the whole learning process. Remember, educating your child about money can be tricky and complicated but Birdfin is a fun way to uncomplicated the whole process.

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[thewallstreetjunior-blog]

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[connollytim32]

The Best Age-Appropriate Ways to Teach Kids About Saving Money

Teaching kids about money early sets the foundation for smart financial habits. The best age-appropriate ways to teach saving include using clear, simple examples and interactive tools like chore-based allowances or visual savings goals. As children grow, introducing concepts like budgeting and delayed gratification helps build real-world understanding. These methods make teaching kids about money both fun and effective, preparing them for a financially responsible future.

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[cultiv8thyself]

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Best xmas gift ever! The gift of knowledge that empowers one to create their dream defined reality! #cultiv8thyself #cultiv8wealth #financialliteracyforkids https://www.instagram.com/p/B6gZakJlS00/?igshid=1d2z9jngyy695