#womenandmoney

[karishmajain923]

Empowering Women Through Education

Everyone should have access to financial education since knowledge is the first step toward empowerment, regardless of gender. Become informed, give yourself authority, and own responsibility for your financial destiny. We can create a world of financially secure women if we work together! - Anyone can learn how to invest; it's not a hidden society. Click on link to view full post.

[ahylen]

My latest Taboo Topic article in On Purpose Woman Magazine Posted @withrepost • @onpurposewomanmagazine WHAT’S YOUR MONEY STORY? Our money story begins in childhood and causes ripple effects throughout our lives. Andrea Hylen discusses how we can shift the conversation and our mindset in “Money,” the last of her 8 part series on taboo topics in the Nov/Dec 2022 issue of On Purpose Woman Magazine. (Link in bio) #opwgc #onpurposewomanmagazine #womenandmoney #moneypersonality #womensprosperitynetwork #womenempowerment #womensmagazine https://www.instagram.com/p/ClUNi6LSkfg/?igshid=NGJjMDIxMWI=

[peni-pincher]

This also happened... When they say she’s got her own money, they mean SHE GOT HER OWN MONEY! Alpha Kappa Alpha Sorority, Incorporated®️ is opening its own credit union for its members. For Members Only Federal Credit Union IS THE FIRST AND ONLY black-owned, woman-led, sorority-owned digital based financial institution in the history of the United States of America. We are the prototype. Always have been. Always will be. Past. Present. Future. Period. #FirstOfAll #AKA #blackexcellence #blackowned #womenandmoney #BlackMoneyMatters Repost From @lisatrenellnellie 💖💚 (at Orange County Convention Center) https://www.instagram.com/p/CgFfGDuOnysaXmaaXMhebjTmEjLhCvxCMc-zeY0/?igshid=NGJjMDIxMWI=

[kare3000]

True Wealth

https://www.linkedin.com/posts/suzeorman_personalfinance-financialsecurity-womenandmoney-activity-6951999855238012928-LB9d?utm_source=linkedin_share&utm_medium=android_app

[bitchesgetriches]

IT’S HAPPENING!!! Babies, @statement_event is on this Friday and I am fucking STOKED to be attending. This is the best little conference on gender equity and money, and this year the lineup is nothing short of star-studded... even for non-money nerds! @gloriasteinem is the keynote, and other faves include @thewildwong, @heyberna, @gillianbwhite, and @miabirdsong! Registration open at statementevent.co #womenandmoney #statementevent #personalfinance #economics #genderequity #feminism #money https://www.instagram.com/p/CONtIVtn5wv/?igshid=1j4txutyfbban

[elevateyourheart]

Happy Sunday! 💙💙💙 #shermajacqueline #theblackadvantage #myblackadvantage #blue #bluehair #moneybites #moneyinminutes #womenandmoney #moneymindset #blackbloggers #blackfinancialbloggers #blackownedbusiness #blackbusinesswoman #businesswomen #moneyandfaith #thenarrownessofconservatism #startabusiness #faithwithoutworksisdead https://www.instagram.com/p/CU3GkW-pVmW/?utm_medium=tumblr

[marklandfinancial]

Inheritances can be emotional minefields

Let’s just go ahead and get this hard sentence out of the way now.

You are going to have to deal with some of your closest friends and family members dying.

Yuck.

But wait, what is that?  Is that a little.... happiness? WAIT A MINUTE, GRANDMA JUST DIED AND I AM ACTUALLY A LITTLE...happy?  How can that be?  I must be a terrible human being!

Nope.  You are just, well, a human being.  We are messy creatures, some of us more than others (I will leave that up to you to decide who is the messiest of your tribe!).  We always have conflicting emotions:

You can love the NBA and hate the Lakers

You can love JCrew and not be a big fan of plaid 

You can love your father but hate that he smokes

And you can be anguished that your nan (shout out to any Britons who follow!) has passed away and a little stoked that you can pay off that credit card debt and buy a new mattress to replace the 14 year old one you brought from your childhood bedroom.  (seriously, you probably need a new mattress).  Now, if you are calling the doctor and telling him to pull the plug on the way to the Mercedes dealership, well, THAT might mean you have some issues.  But receiving some financial windfall is going to cause a positive emotional reaction.  It just is.

But, while the emotions are normal, acceptable and human, they should be under control before acting on any inherited money, for any number of reasons.  Here is a synopsis of what I tell clients who need a game plan for an inheritance:

Go Slow

Unless the inheritance is an ice sculpture in Houston in August, you more than likely should be in zero rush to do anything with it. Even if you owe high interest rate credit card debt, the savings you will gain on paying that off 30 days earlier is not worth the peace of mind you will gain by stopping and considering all of your options.  And, unless you have a working knowledge of the will, you might be in for a happy surprise when you find out she is the 168th largest investor in Facebook or a rude awaking when you see that 98% of her wealth is going to that shady cat rescue place outside of town.  

Be Mindful

- We try to avoid buzzwords @MarklandFinancial because so much of what you should do with your money is simple and basic.  (Save.  Invest.  Don’t spend too much.  if you just followed those 6 words, you would be in good shape.)  But mindfulness is a universally positive trait that we should all aspire to have and is so useful in so many parts of our lives (gets off his soapbox, puts it away, and gets back to the topic at hand).  When dealing with an inheritance, this is usually a once in a lifetime event (not many people get 15 of the things, you know?) and it can be a game changer, for you (and others).  You want to make the most of this so consider the following before acting:

The person who you are inheriting from- what would bring them joy to see you do with the inheritance?  Would they be excited that you and 5 buddies went to Vegas for a week?  Or would that rather see it in your son’s college fund?  No judgement here; maybe Granny was a partier who loved a good foam party at the Wynn and hated kids.  Just thinking about what they would want will help you make a good decision.  They also could have loved those damn cats, so maybe a small donation to that shady cat place would be a good idea after all.

The people around you- maybe your sister’s kid could use a car repair or your favorite babysitter growing up just started a GoFundMe to move to Japan.  Much of our happiness can come from making others happy; before you pull the trigger on your third car, take a little time to see if you would actually be happier helping someone else out.

Your legacy- Maybe you are inheriting land, an expensive watch, or a beach house on Cape Cod.  Sure, you could sell those, take the money, and do whatever you want.  But you should also consider if you want little Harry to be an 8th generation rancher, if you want Joe wearing grandpa’s Rolex when he takes the Oath of Office as the POTUS, or if you want your grands to enjoy the beach house you spent your summers at.  Sometimes, inheritances are not received, they are loaned, until you in turn will loan them to your children.  Just something to think about.

Your personal needs- Paying off debt, socking it away for retirement (maybe a nicer one now!), or investing it in education, home repairs, that new mattress are always smart options that you should fund with any windfall.  Just make sure that, as you send that check off to the credit card company, you say a silent thank you and PROMISE YOU WILL NEVER RACK UP CREDIT CARD DEBT AGAIN!!!! 

Your personal wants-Okay, once you have thought about all of this, this is the fun part.  Jetski?  Sure.  Gold chain?  What is this, the Jersey Shore?  But whatever.   Have some fun with it, of course!

Get Help

If your inheritance is a 2007 Land Cruiser with 145k miles on it, $6,000 in cash, and a crusty old dog named Karl that coughs a lot, you probably don’t need a lot of help deciding.  But if you get some serious cash, stocks and bonds, or property, you ABSOLUTELY NEED a non involved person to talk with.  Talking with your wife could cause friction when you are resistant to putting Johnny’s college fund as the first priority, while OF COURSE your buddy Kevin wants you to put in that garage bar that you have been talking about for years.  Heck, even the priest might hit you up for a donation for the new parish hall.  Everyone has an angle, whether they realize it or not.  We recommend you call us (shameless plug) but it is critical you have someone you can trust who will give you honest feedback that DOES NOT AFFECT THEM.  (You spend 3 hours with us, you pay us our fee, and we could care less what you do with the money. Can Aunt Carla say that?  I did not think so).  An impartial, un-involved party is critical to helping you talk out your ideas without judgement (of course you can consider catching a flight to the Caymans and abandoning your family, just please Venmo us our fee before your flight) and without the ability to benefit from your decisions.  This advisor can help you flesh out your plans, consider all of your options and help you craft a narrative about your decisions so that you are comfortable communicating and acting up them (I guess you could pay the advisor to tell Tammy she is NOT getting the china, but that feels like a you job).  And, while any plan you put in place could involve buying stocks or mutual funds (which is a smart decision), we highly recommend not asking your broker what to do.  If they get paid based on your investments (and they do), your ONLY POSSIBLE OPTION WILL BE TO BUY THE NEWEST ETF.  You will have time to go to them, after you determine how much you should invest and then let them take it from there.  Make sense?  

Reach out to MarklandFinancial.com if you or anyone you know needs help, either due to a recent or a pending inheritence concern.  

[willvaultzphotography]

@therealsuzeorman @rewealthexpo #financialadvisor #motivationalspeaker #author #tvhost #womenandmoney #themoneyclass #personalfinanceexpert #willvaultzphotography #eventphotographer (at NJ Exposition Center) https://www.instagram.com/p/B2E85vThS5J/?igshid=1uvu7b9qvt16p

[healthylifehealthyfinance]

Living and Loving Life

[hostinge-tech]

👉Hey Side Hustlers! Here are 20 side hustles you can try this fall to make more money. ➡️ My favorite Side Hustle is starting a blog! I am on track to have another $10K month with my blog and I will be teaching all my techniques and strategies to turn a blog into a profitable business in my signature course Blog For Profit Academy! ✅To be put on the waiting list for this live course click the 1st link in my bio or DM me the word “Academy” and I will send the link to you to sign up. 🙌🏽🙌🏽💰💵 What side hustles are you doing this week? Drop them below in the comment section! ————- #sidehustle #sidehustleideas #budgetlife #myownboss #mombosslife #budgetlife #debtfreegoals #livelikenooneelse #womenandmoney #savingmoneytips #debtfreejourney #debtfreecommunity #sidehustlers #sidehustlepro #calledtobecreative #womeninbusiness #mompreneurlife #sidehustlenation #debtisdumb #personalfinanceforwomen #budgetmom #financialwellness #getoutofdebt #daveramseybabysteps #generationalwealth #financialcoaching #debtpayoff #moneytips #multiplestreamsofincome #bloggingtips (at Chicago Downtown) https://www.instagram.com/p/CZUIDztr5PW/?utm_medium=tumblr

[modernwitnesses]

Good morning, lovely ladies. We have a new section on our menu, called Finances. I encourage you to explore our menu, on the site. One of the ways that we witness is through our stewardship. Finances is an area we often don’t know much about, and it’s time we get educated on a lot of these topics. Our first two topics are very basic, on tithing and building credit. We will be addressing some of your questions in later posts, on: debt, investments, retirement, savings, etc. There are resources linked. I hope you join us on this journey. Let us know your comments or questions below. Link in bio or you can access through the site menu. Do you speak finance? xx #spirituality #modernwitnesses #finances #tithing #waystobuildcredit #womenandmoney #womenempowerment #womenempoweringwomen #education #money #community #christianity (at New York, New York)

[strategieswealth]

Enrol with NJFLAP - Financial Literacy Awareness Program for FREE! Login in to www.njflap.in & Register your name. #education2021 #trainingsessions #learnfromhome #learningneverstops #certificatecourse #financialliteracy #financialeducation #financialliteracyforkids #youthempowerment #womenandwealth #womenandmoney #womenentrepreneurs #investoreducation #investors #topics https://www.instagram.com/p/COPUTh_Btd4/?igshid=x17wwgr4pkxy

[oigpartnermulti-link]

For more information call +2348071113468 Email: oxfordpartnersmultivestzeal@gmail.com Click the below link for a whatsapp chat https://wa.me/message/BULQO7U6FKYQM1 #proudlynigerian #NigeriaGreece #isellproperty #propertyinvestment #realestateinvestor #nigeriansindiaspora #nigeriansinuk #nigeriansinusa #nigeriansincanada #investment #moneymatters #finance #personalfinance #womenandmoney #womeninfinance #compoundinterest #buildingwealth #personalfinance #financialliteracy #financialplanning #financialmentor #smartinvesting #investingstrategy #investingtips #longterminvesting #wealthbuilder #wealthmindset #stockinvestment #stockmarket #dividends #passiveincome https://www.instagram.com/p/CN7Y2FSBg75/?igshid=d1vtkg7koi6l

[rebirthwithlatoniataylor]

Perception defines focus & what we focus on grows, per #LawofAttraction !!! This includes MISPERCEPTION. (#GroupThink & Propoganda included) Rev. Ike reminded me this morning that "Hatred OR Hurtred" blocks abundance. Sharing more about THIS in #TheFABFactor next week. Maybe you could use a little focus upgrade & pleasurable incentives to elevate with the season. Learn More at LaToniaTaylor.com click the link here @latoniataylormedia in my Bio. #RebirthwithLaToniaTaylor #FeminineAbundanceBootcamp #AbundanceMindset #WomenandMoney #MentalWealth https://www.instagram.com/p/CKB3sDhBm33/?igshid=wn9ycvfsun40

[leezacrypto-blog]

I only do things if I’m passionate... if I’m 100% sold out 💯💯💯 heart in the game since day one... this is a big piece to the formula for success 🔑 👊🏻 Find your passion and make it your paycheck 👊🏻 you’ll enjoy every minute of your existence 💯 When the world counts you out... count yourself in 🥊 The only way we lose is if we quit 👊🏻🔑 #tradeyour9to5 #fixyourcredit #financialpeace #financialgoals #financiallyfree #stocktrading #tradinglifestyle #buildwealth #legacybuilder #optionstrading #womenandmoney #blackwealth #fireyourboss #womeninfinance #womensupportingwomen #financialeducation #womenentrepreneurs #womeninbiz #femaleentrepreneurs #womenempoweringwomen #womenceo #empoweringwomen #debtfreejourney #blackexpo #blackexposouth #southcarolina #columbiasc #blackspeakersnetwork https://www.instagram.com/p/CCorGqdlH8C/?igshid=1r3gi8n9avvhj

[therosebuzz]

Today is Payday and #FinanceFriday . Did you pay yourself first? Well take your 10% cut and invest in these 4 Types of Savings Accounts. I’ll share the importance of having these savings. Also, before you consider getting a savings account it is highly recommended to make sure you are signing up for a high-yeild savings that have an APR of 1.5% or more. ⠀ * 4Types of Savings: —————————————————————————- ✨ Emergency Savings- You should save at least $1,000 in case there is an “Opsey!” moment, such as needing tires, plumbing, linking roof, laid off/or fired from work (6 timesyour living expenses) and etc. ⠀ ✨ Short-Term Savings- This account is basically a savings account for things that you looking to purchase within the next 6 month-3 years. ⠀ ✨ Long-Term Savings- This account is similar to the Short-Term Savings, however you don’t touch this account until 3+ years. For instance, you can use this account to save for a house. ⠀ ✨ Retirement Savings-You can invest in a Roth IRA, Sign up with your Employer’s 401k or 403b, SIMPLE/SEP, or any retirement plan that offered by your Employer where they can match you . ⠀ Types if Investments: 💵 Stocks 💵Treasury Bonds 💵 Traditional/or Roth IRA 💵 Money Market/ Mutual Funds 💵Certificate of Deposit (CDs) 💵 401k/403b, and SIMPLE/SEP 💵 King of them all,CASH ⠀ According to CNBC, 𝗔 𝘄𝗼𝗿𝗿𝗶𝘀𝗼𝗺𝗲 𝟮𝟮% 𝗵𝗮𝘃𝗲 𝗹𝗲𝘀𝘀 𝘁𝗵𝗮𝗻 $𝟱,𝟬𝟬𝟬 𝗶𝗻 𝘀𝗮𝘃𝗶𝗻𝗴𝘀 𝗲𝗮𝗿𝗺𝗮𝗿𝗸𝗲𝗱 𝗳𝗼𝗿 𝗿𝗲𝘁𝗶𝗿𝗲𝗺𝗲𝗻𝘁, ��𝗰𝗰𝗼𝗿𝗱𝗶𝗻𝗴 𝘁𝗼 𝗻𝗲𝘄 𝗱𝗮𝘁𝗮 𝗳𝗿𝗼𝗺 𝗡𝗼𝗿𝘁𝗵𝘄𝗲𝘀𝘁𝗲𝗿𝗻 𝗠𝘂𝘁𝘂𝗮𝗹'𝘀 𝟮𝟬𝟭𝟵 𝗣𝗹𝗮𝗻𝗻𝗶𝗻𝗴 & 𝗣𝗿𝗼𝗴𝗿𝗲𝘀𝘀 𝗦𝘁𝘂𝗱𝘆. 𝗔𝗻𝗼𝘁𝗵𝗲𝗿 𝟱% 𝗵𝗮𝘃𝗲 𝗯𝗲𝘁𝘄𝗲𝗲𝗻 $𝟱,𝟬𝟬𝟬 𝗮𝗻𝗱 $𝟮𝟰,𝟵𝟵𝟵 𝗽𝘂𝘁 𝗮𝘄𝗮𝘆 𝗮𝗻𝗱 𝗼𝗻𝗹𝘆 𝟭𝟲% 𝗵𝗮𝘃𝗲 𝘀𝗮𝘃𝗲𝗱 $𝟮𝟬𝟬,𝟬𝟬𝟬 𝗼𝗿 𝗺𝗼𝗿𝗲. ⠀ Side note, you should read and understand the power of compounding.You’ll will be surprise by how much you save and how compound interest helps. ⠀ Do you have any of these account set up? Also what is your finance goal? ⠀ #Finances #Womeninfinance #paydayfriday #savings #retirementplanning #igdaily #investment #401kplan #qotd #discussfinances #instapic #photooftheday #picoftheday #moneygoals #womenandmoney #debt (at New York, New York) https://www.instagram.com/p/B82RBDGhSsA/?igshid=13qi3q0ix17tc