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eerythingisshaka · 6 years

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Some Weeks Are Better Than Others Pt. 7

*Part 1* *Part 2* *Part 3* *Part 4* *Part 5* *Part 6*

(I hope I can still call you mine...”)

M’Baku x Reader

Word Count: 6.5k

Plot: You and M’Baku have to be apart for a business trip you are taking. Leaving him sucks for you both, but career is important and he supports. But the trip is a lot more than a test of your value to your job, but to your relationship as well.

*Previously*

“Well you just tell me when you want me gone, and I’m out. But you’re getting a happy ending tonight, no doubt.” You giggle, “You’d like that huh?” “He stares at you, leaning in, “I really would though.” You feel something you haven’t felt in what seemed like an eternity. Something reserved for M’Baku, only achieved by him. But here you are, in heat with someone else. “Pass me that bottle then.” you say. The next morning you wake up in a daze in your hotel room. The sun’s rays blind you as they seep in greeting you. You sit up as the sheets wrap around your bare skin, cool and calming. A note is on the pillow next to you. You pick it up and read: Thanks for the good time last night. A phone number followed. Your heart dropped as you thought over last night. Bar, club, and then that guy. Oh shit, you thought as you looked at your nakedness underneath the covers.

M’Baku kept replaying the scenario over and over in his head. He came in and went upstairs while Keni went to the restroom. Then he sees a woman sorting his clothes in his drawer -- that woman being his own mother. After he shoos her down the stairs and gets her to leave, you call him and say to ask who he has at his house. M’Baku couldn’t get past it, it didn’t make sense that you knew a woman was in the house that quickly. M’Baku knew you were a force to be reckoned with investigatively, but this was practically impossible.

M’Baku makes a call to Keni’s legal friend to get some assistance on the boot on his car. Luckily they could see him tomorrow to get the situation corrected, so that was one less thing that he would have to think about. The rest of the night was open to him to do whatever he needed before going out tonight. Akoje and the other Jabari could party for any reason: breakups, getting laid, new job, leaving a bad one, clinic test was negative, just about anything would have a glass raised to.

But, M’Baku couldn’t stop thinking about you. As he sat in his newly cleaned living room thanks to Mama, his heart was not in for a jovial get-together. He flips through the TV channels without actually paying attention to the images flashing before him. His arm rests across the back of the couch, rubbing the material subconsciously. You have been mad at him before, but this sounded different. You usually lay out everything M’Baku did wrong before giving a silent treatment to make him feel bad and grovel in apologies. But you never accused M’Baku of Infidelity before. Even women walking down the street ogling him outright just made you hold him a little tighter and kiss him or do something to really give them something to stare at.

Now, M’Baku has heard at least ten thousand times how much you hate to know of him working with beautiful women; stretching them, squatting, touching them for any reason. But M’Baku reassured the relationship was secure everytime you fussed. The paycheck was great, he is doing something he enjoys, and comes home to you on time, every night.

M’Baku’s heart deflates as he stares at his phone. He was mad initially at your tone but that quickly dissipated when he rewound the hurt in your voice over and over in his head. This can’t be happening.

Later that night, M’Baku rechecks himself in the mirror. A white collared button down shirt, tucked into some black high-water type slacks and some brown oxfords; it took little to no effort for him to look good in clothes. Adding accessories of a watch and gold chain you gave him for you guys’ second anniversary, it was about time to head out. M’Baku pours out a drink to the halfway portion of his glass with brown liquor on ice before heading to the balcony. Leaning on the rail he sips slow staring at the city lights scattered across the city. How many nights did he do this same thing before you would rub his back and whisper something that would always get him to come to bed on command. He missed you terrible as he downed his drink a little faster; this was his fifth glass, and being a big guy, the alcohol was not hitting his system as quickly as his emotions were. A honk comes from downstairs and he sees Akoje waving from his Navigator.

“Oh, Lonely Ape-Man, let down your hair! We have come to rescue you from your strife!”

M’Baku raises his empty glass to his Jabari, “Good Evening, enyi !”

The doors open and out pops Enache and Ogoro. “GREAT GORILLA KING!!” They say in unison. M’Baku laughs heartily for the first time in what felt like months. The alcohol might be starting to circulate, but he was far from where he wanted to be.

Riding down to the club, M’Baku and crew shout and hop in their seats as their jams blasted on full.

“Aye. M’Baku! It is about time we finally got you outta the house man. Your house arrest bracelet just die on you, or something?” Enache howls at himself as the other join.

Akoje looks back at Enache in the rearview as he drives, “Nah, That’s not it at all. Our man is having troubles at home, needs us to take his mind off of things.” Akoje claps a hand on M’Baku’s shoulder, who feels a little embarrassed as soon as he hears it.

“Ohhh, Kukie! How do you have problems without a woman in the house? Isn’t that when it is supposed to be more peaceful?” Ogoro asks.

M’Baku cranes his neck to reply, “Has your life been peaceful since you have been an adult? Because I cannot recall the last time a woman shared a space with you in a intimate setting.”

The guys laugh at Ogoro, fueled by M’Baku’s burn.

“Ahhh, Baku, you’re not right for that! I am selective about the queen I choose.” Ogoro explains.

“Selections are not bad to have, but why must they be so….thin! You want women who have no calorie intake and burn it off just as fast. Grab a stick outside to rub, it’d be perfect.” Akoje chimes in.

Enache claps his hands with joy, “OH, yes. That is foul, enyi , but accurate. Brother, if you can’t handle the curves of a voluptuous partner, at least get someone who is concentrated in one area...or another.” He mimes his hands in front of his chest, and brings one hand down in a motion to shape a booty cheek.

Akoje offers his hand for a high five from Enache, “That’s it! Ogoro, you and M’Baku, I can’t get past how you are with women.”

“What’s wrong with me? My woman has...EVERYTHING I could ask for; mind and body.”

“See? That alone is a problem. You said mind first!”

“I can’t stand the empty headed women your circulate, Akoje. They can’t even talk about the weather properly.” M’Baku hisses.

“It does not matter. I’m not looking for conversation, I’m looking some eye candy, that is down for a good time.”

M’Baku shakes his head, “And how these American women fall for it over and over, is beyond me.”

Akoje smiles, sitting up a bit straighter, “See, I put my accent on a little bit thicker than usual, eh? Then I just tell them that they would be a queen back where I’m from, your feet would never touch the ground, etc. Make them feel like commitment is no problem for you.”

“HAHAHA! That is the punchline.” M’Baku guffaws.

“I am committed Kukie. Pleasure is always a commitment and I have no complaints from anybody!”

They make it to the club which appears to be at its prime at the moment. Everybody is lining up, chatting with their friends to make sure they have their fit straight, makeup on point, everything did.

Scoping the crowd, Akoje rubs his hands together Birdman style, “Gentlemen, follow me, I got an in with the bouncer.” M’Baku and the the others bark in excitement as they walk up to the front of the line. Akoje signals for them to fall back a bit while he talks to the bouncer.

M’Baku starts to get suspicious when he notices the bouncers stance and expression has not changed since before Akoje started talking to him.

“Ahh! Akoje doesn’t know him! The club will be closing up by the time we make it through the line.” Ogoro complains.

Enache shoves him, “Enough of that! He said he had us, he’s got us. Have you-”

Ogoro interrupts, “If you end that sentence with, ‘Have you ever known him to lie to us’ after the endless examples he has of doing such, Hanuman help me, my foot will be going up your-”

“Jabari! We have gained entrance! Come!” Akoje announce waving them through as he steps into the club.

Enache leads the party to the bouncer. Attempting to pass him, the man stiff arms him.

“Aight, 30 a pop.”

“$30??? We know Akoje though, he said he had us!” M’Baku perks up.

The meat headed bounce slowly shakes his head, “Akoje gets in free, he didn’t mention friends before now.”

“You have got to be kidding me,” Ogoro exasperates.

“Hey, if you don’t like it, just go somewhere else, or wait in line like all these other waitin ass muthafuckas. $30, or walk.”

They grumble as they dig in their wallets and line up to pay the man.

“Man, I’m only going to be able to get a water after that mess.” Ogoro moans.

M’Baku, claps him on the shoulder, “I need a drinking partner. We will cover you, Brother, no problem.”

M’Baku looks expectantly at Enache who is on his phone. “Akoje said he is by a reserved spot...by the right side. Can’t miss it, he said.”

Walking through the area, Akoje is double fisting some bottles, cigar in his mouth.

“Eh! You can’t smoke inside, man!” Ogoro exclaims.

Akoje cocks his head to the side, taking it from his mouth, still holding the bottles. “It’s not lit, mother! Please, be the first to grab a glass because you certainly need it, sir.” Enache passes the tumblers around as Akoje fills them up like he’s Diddy.

Akoje bellows, “Raise our glasses gentlemen! To life, to lust, to liquor. May it all find us tonight!” The men bark as they chug their drinks. M’Baku chugs his, screwing his face up as the brown warns his throat. It wasn’t the alcohol bothering him though, but Akoje’s toast. Lust was the last thing on his mind as far as debauchery, since you weren’t here and especially since you were mad.

The night powers on as the jams circulate, moving the crowd. The Jabari became almost the life of the party as they sang along hyping the crowd, dancing with women. M’Baku watched from a far but laughed his ass off at the guys getting lit, especially Ogoro’s wet blanket self. Enough liquor had finally hit him to put caution to the wind.

Akoje comes up to M’Baku holding his phone to his ear, “I’ll be back, Fat Man, in case the others wonder.” M’Baku nods as Akoje swiftly maneuvers the crowd toward the entrance,

M’Baku leans back in the curved couch, head resting as the alcohol courses through him. He feels tingles in in his extremities, a sign the limit is about to hit, but the night was still far from over.

M’Baku feels a couple slaps on the side of his face. Raising his head, M’Baku squints through his heavy lids to see a grinning Akoje. “Hey man, look who showed up to keep us company.”

Looking behind him, he sees a woman walking up the steps to their couch.

“Who the hell is that?” M’Baku slurs as he sits up studying her as she switched toward you. Smiling, she flips her wavy tresses behind her shoulder, standing with her hip poked out. The bodycon dress hugged any and every curve her body had to show; titties gathered and presented at full mast. Licking her lips she turns to Akoje.

“Thank you for inviting me to come out with you guys,” she says. M’Baku gets caught up in her frame, sobers up a bit quicker than expected.

“No problem, love. The party is just getting good too. Go ahead and pour yourself a glass.” Akoje sits by M’Baku, slapping his knee. “She cleans up well, yeah? No surprise with a body like that though.”

She bends over to pour her into her glass on the table, giving the guys a full view of her behind.

M’Baku leans over to Akoje talking sideways, “Why does that ass seem familiar to me, ‘Je?”

Akoje busts out laughing, “Oh man, you really have had too much to drink. That’s your girl!”

M’Baku shakes his head, pinching the bridge of his nose. “Here man, drink this. You must be losing your buzz. We don’t need no headaches tonight.”

M’Baku takes Akoje’s glass and downs the contents. M’Baku winces at the heat that hits his chest, beating it with his fist.

Their additional party member sits next to M’Baku resting a hand on his knee firmly with a rub. “You glad to see me?” she whispers in his ear.

M’Baku leans back to look at her. At this point he has drank so much that an aura halo has formed around her silhouette making it hard to distinctly focus on her features.

“I...don’t know.” M’Baku turns back to Akoje. “That is not, (Y/N), what are you talking about?” Akoje rolls his eyes, “You really are going insane, eh? Talk to her!” Akoje says grabbing the top of M’Baku’s head and rotating it towards the girl.

“You don’t recognize me? Shit, I tried dressing up too damn nice then, I guess.” She looks down at herself, running her hand down her torso. M’Baku’s eyes follow, balling his hand up in a fist to keep it from wandering.

She laughs, pushing his arm as she takes a long gulp of her drink. The music changes, making her rock and snap with the beat.

“Ohhhh, shit! Mk, DJ givin me my shit tonight!” She stands up swaying her hips to the music. “Ok, Baku. Let’s see if this sparks your memory.” Body rolling she goes into a running man dance, titties hopping and dangerously close to spilling out. Next she drops and gets her eagle on, squatting and popping her ass towards M’Baku.

Akoje stands to hype her up, “Aye! Aye! Go on, girl! Handle that, Kukie!” Laughing his ass off as he makes his way back down to the dance floor.

“Wait, wait, Keni! What are you doing-” M’Baku starts to speak but Keni’s body comes hurdling backwards toward him as she loses her balance, falling into his lap. M’Baku catches her, gripping her waist as she laughs, catching her breath, “Oh my goodness! I’m so sorry M’Baku! At least you remember me now; I knew that would jog your memory.” Keni twists to look into his face, flipping her hair back. She bites her lips as she stares at M’Baku, completely in heat for him. M’Baku is still trying to hold his liquor consumption properly to stave off her advances,

M’Baku attempts sitting up, “Ah, Keni, I need to-”

“You aren’t going, are you? The night just begun baby!” She says caressing his beard greedily.

“I’m just going to the bathroom, please. Sit and enjoy yourself. My friends would really like your company I think.” M’Baku lifts her up off of him as he goes towards the back of the club.

Once he makes it by the restrooms, he pulls out his phone to check his notifications. Emails, reminders, news, but no you. M’Baku heaves a deep breath, holding it in as he raises his arms above his head. All he wanted to do was bash the walls in, but instead he lets go of his breath, leaning his fists and head on the bricks. He couldn’t imagine what you were doing right now. Were you hurting? You were in a city with no one you knew, who could comfort you right now? He couldn’t wait for you to come home. Things will be better when you get back to town, he knew it; y’all could hash out all of what did and didn’t happen.

A hand snakes his shoulder; turning, Keni is leaning with her shoes in her hands. “You left me by myself. I couldn’t find you.”

M’Baku looks at her concerned, “You’re drunk already?”

Keni puts a finger to her lips, “Shooosh. I know it’s not in the diet plan but it’s CHEAT DAY!” She exclaims raising her hands in the air before, falling onto M’Baku with her hands around his neck. “You know cheating ain’t so bad. Long as you honest with yourself, and really enjoy it…” Keni slurs, poking her lips out at M’Baku, who swiftly pushes her face back with his palm.

“I have a whole woman that I claim, already Keni. You’re doing too much, you need to go home.”

She smiles, standing awkwardly, “YOU need to take ME home with YOU!” She points back and forth between you, offbeat with what she said.

M’Baku takes her arm to lead her out. “Did you drive or ride with someone?”

Keni scoffs as she drags along, “Don’t worry bout that, long as I ride them thighs later, bruh!”

M’Baku sighed as his buzz diminishes quickly with the night air. “You got your keys?”

Keni opens her clutch to rifle through. Pulling out a roll of condoms, she hands them to M’Baki, “Hold on to these, we need ‘em.” M’Baku holds a corner of them disgusted, “I don’t need these; I have a woman, I say.”

Keni pulls out her keys, shaking her hands, “I KNOW! The girl got a sixth sense for women being in your house, I swear.”

M’Baku pauses when he hears this. “What do you mean by that, Keni?”

Keni hands the keys and starts walking off kilter. “She called and I picked up and I was like OOPS, hung up. Then ya mama came and called me a hoe; why you got such rude females around you?”

“That was when you came to my house? My phone rang and you picked up?” M’Baku asks piecing the sequence of events together.

“Like I said, she sound rude as fuck. You need someone to keep you til she get back, I’m it!” She does a power stance to portray herself as a catch: makeup smeared, hair disheveled, feet dirty from the streets.

M’Baku looked at her like she was crazy, “Tempting as that may be, it’s not something I am into, at all. Did you park in that lot?”

Keni nods, leading him to the area. “Make it do the beep beep.” she instructs him.

M’Baku punches the unlock button on the car remotes and sees it lighting up. M’Baku trots over, getting in the driver’s side to start the engine up.

Keni goes to open the passenger door. “You sit in the back.” M’Baku instructs.

Keni looks through her window, looking completely appalled. Opening the backdoor and getting in, she says, “Come on, I wasn’t going to try and give you road head or anything.”

M’Baku shakes his head pulling out of the lot sighing heavily, “I just don’t want you to puke on me, but sure, that too. Tell me your address.”

Keni giggles relaying the info, “Oh shit.” The contents of her stomach hurl on across the backseat and M’Baku lets down the windows to try to let the stench air out. Any attraction this lady may have possessed earlier in the evening had completely dissipated from M’Baku’s mindset, officially with the vomit.

Keni is crying now, “I didn’t want to do this. I was supposed to be sexy!” M’Baku turns on the radio to be somewhat a distraction, occasionally asking her to calm down until he arrives at her place. She lived on the third floor of an apartment building, so M’Baku had to work with her dead weight and his dehydration from all the liquor to get up the stairs.

Opening her door, he lays her down on her couch. Going to her kitchen he finds a bucket and lays it on the floor nearest to her head.

As he goes to leave he hears her say, “M’Baku?”

He looks to God for strength as he goes over to her. “You’re too good, you know? Like, amazing. Soooo, stay cute.” She roughly pats the side of his face. “We will continue this another time!”

M’Baku puts her hand at her side and heads out the door. “Not if I can help it.”

“See you at the gym! I drank a lotta calories!” she yells as you close the door.

M’Baku called an Uber out to pick him up. Once he got home, the biggest wave of relief rushed over his body as he crashed on the couch. Covering his face, he groans as the days events fill his thoughts, laughing to himself. M’Baku had never gotten that close to a client before, to see them at his home or after hours and he certainly understood why that could never happen again. Keni put herself out there as a kind girl, and she was; helpful and sweet. But her true colors were let out tonight. He’d make sure she was off his roster of clients immediately. There was no way they could work together again after this.

M’Baku looks at his phone and pulls up your number. He calls you, waiting for you to pick up with every ring but it goes to voicemail. It was late, but he hoped you would wake up to talk. Unless you were still mad. He leaves a message for you.

“Hello, my love. I just wanted to hear your voice, but I wanted to explain something so hopefully you will listen now. The woman you heard, was not someone I am involved with; she is, or, was a client from my job. She helped me with a ride home after the car got booted, which is probably a better reason to be mad at me but it will be corrected by the time you return.” M’Baku says in an apologetic rush. “She picked up my phone by accident, and I know this may sound strange, but my mom made a surprise visit during, and swiftly bashed her, and defended you, believe it or not.” He laughs tiredly. “Baby, I didn’t and will never seek attention from someone else as long as I can call you mine.” He pauses a moment before his voice cracks. “I hope I can still call you mine. I miss you, I love you. Call me as soon as you get this. I can’t wait for you to come home.” The automatic message says M’Baku ran to long and gives him the option to save it or delete it. M’Baku saves it, hoping it was enough to get you all talking again.

Tired again, M’Baku heads to the bedroom to shower and rest. His bare skin against the sheets of the bed were the only thing there to calm him. All he wanted was to hold you, life wasn’t so hard when you were with him. You were on his mind until the world grew quiet.

---

You pop out of bed and run to the bathroom. You run to the shower and wash yourself frantically; scrubbing every inch of you skin until you thought you needed a skin graft. Out of the shower you get your toothbrush to scrub your teeth.

I remember going to the bar, or the club? Maybe both. I danced, I drank. I met that guy….

You piece together last night’s events as best you can before catching a glimpse of yourself in the mirror. You recall drinking with him on the bench, he rubbed your feet. You feel like throwing up at your behavior. Spitting and rinsing your mouth out, you go back to your bed to read the note, thanking you for a good night. You truly could not recall your behavior after the bench. But it didn’t take much to figure it out since you woke up sore, in a funky room, and naked.

Plopping onto the mattress, you hold your face in your hands; your eyes start to burn as tears try to form behind your eyelids. You look out the window biting your lip to keep it from quivering. You wanted to reverse time, make it all not happen. This isn’t how you should be behaving during your spat with M’Baku. You haven’t even heard his side of things but you were so ready to throw skin to the wind for the first nigga that smiles at you?

You take a deep breath to collect your racing thoughts as a headache begins to build. You reach for your purse to get your painkillers out and your phone. It vibrates in your hand to signal a message waiting for you. Before checking you pop your pill and get some water to down it. You needed to call Niecy; hopefully she could help you figure out last night a little clearer. But she wasn’t in bed with you so how much more could she know….or was she?

Shaking that image quickly from her head you open your phone to see a couple missed calls and texts. There were some from Niecy around the time of last night and then 30 minutes ago today, along with a text.

Get your ass to my hotel room soon as you see this. ” Well, shit. What did you do to piss her off?

Then you notice a missed call from M’Baku. Your heart swells at just seeing your boo’s name. But then your stomach drops at the thought of speaking to him now. First you were holding all the cards in your little guilt parade. And as much as you wanted to listen to him finally, now an even bigger element is threatening to keep you away.

A voicemail is waiting for you to listen to and your palms break out sweating in anticipation. Was he confessing? Was he breaking up with you? A sickening thought crossed your mind that you would be relieved if he just came out and decided to leave you for her. No need to talk about your thing and you would still come out looking like the better person. You tell yourself to shut the fuck up as you get up and pace to work off some anxious energy. Taking a deep breath, you select to play the message. Hearing his voice for the first time in what feels like forever, your body turns into a puddle hearing him speak calmly and you listen with no barriers, and a completely open mind. He goes into what had happened between him and the woman you heard on his phone, and as out of the way it sounds, he does say his mother witnessed it so you know lying is not in her DNA; 100% blunt truth 24/7.

As he tells you how much he loves you, you are overcome with gulping sobs. You cover your mouth like he is actually on the phone and might hear you but you can’t stop them from coming. Your chest heaves as you hyperventilate when the message ends, dropping on all fours on the floor. M’Baku did nothing to hurt you, he never cheated. You grip your hair follicles, threatening their livelihood as your heart breaks over what you’ve done. You didn’t even give M’Baku the benefit of the doubt; he has been your man for 3 years! Why did you have such low self-esteem with him when he never gives you any inclination of being unfaithful.

You get your phone to look up douching supplies when your phone rings, making you jump.

Your heart rate subsides as you see it is Niecy.

Picking up, you say, “Hey girl, sorry I hadn’t-”

“Come to my room now please.” Niecy hangs up.

You look at your phone to make sure you were actually hung up on. Niecy hadn’t been like this with you before, so you put on some clothes and head down to see what’s up.

Knocking on her door, Niecy opens it swiftly, holding a coffee cup.

“Come on then.” she walks away sitting at her kitchenette table. You close the door behind you following suit. “Niecy, what’s up with you? Did I do-”

“What’s up with me? Bitch, what the fuck was up with YOU last night??” Niecy practically hops in her seat from the force of her voice.

You pick you words slowly and carefully, “Honestly, I am not sure, but I think-”

“Why did you even leave with that guy last night, (Y/N)? You know how bad I would feel knowing I was the last to see you alive before going missing??” Niecy gasps at the thought before taking a sip from her cup.

You look down at your hands ashamed, “I know, I know. But-”

“And you have a boyfriend, (Y/N). No matter how much fun you are having you can’t just go off with a guy, whatever the case of the situation may be because it looks really, really bad!”

Tears start to well up at this part of the scolding, “Then why did you even call him over to me?!”

Niecy pushes her braids back, “I wanted you to have fun with a guy. The type of fun that you could have in a PUBLIC setting. But not even that stops you.”

Your mouth slacks open at Niecy’s read. “You didn’t have to go there….”

Niecy nods, “I know, you’re right. I’m sorry. He really took things too far with you anyway. It’s not all your fault.”

“You know M’Baku didn’t cheat on me after all.” you confess.

Now Niecy’s jaw drops open. “What? What did he say happened then?”

Tears roll down your face as you relive the voicemail, “A client of his gave him a ride home after the car got booted, which is a whole other story he will need to tell. But she just picked up his phone by accident and his mom was there, so she saw them and can attest to it, but in the end as convoluted as it seems….nothing happened between them.”

You sniff and wipe your nose as Niecy gets you a tissue and a sympathetic look. “I’m so glad you finally heard him out, (Y/N).”

“Well, I heard him out on voicemail. He called around the time that I probably was….” Your lip quivers as you pull apart the tissue in your hands.

“Babe, it’s gonna be ok! You all can finally patch things up, start fresh!” Niecy says.

You blow your nose, which proved pointless as your sobs and tears built up again. “There’s no way he would want to see me now!”

“Don’t be silly, so you had a little fun with a guy, it wasn’t serious, he’ll forgive it!”

“Oh come on, Niecy! I would think you would be continuing to nail me to the cross like you were earlier! I’m not good enough for him, I went too far for nothing!”

Niecy pulls her chair around to rub your back, “Now we all make mistakes when we are emotional. You’ve been stressed out, homesick, and I would be going through withdrawals too if I had a slice like that waiting for me when I got home!” Niecy sees you not laughing and continues. “Emotional cheating is a bit tricky, but maybe wait to tell him when things blow over. Love on him a little, rebuild that trust and companionship then pull apart the ugly to get to the good stuff.”

You look at Niecy like she has gone mad, “This was more than emotional, and I can’t NOT tell him about it! If I were a guy, I’d be a dog for sleeping around.”

Niecy leans back squinting at you, “Sleeping around?”

You nod wiping your nose, “Yeah, that guy left a note. I got really drunk, I woke up naked!”

Niecy hides her face, “Oh God, you don't remember, do you?”

You shake your head, “Which makes it even worse, if you ask me. If the guy hadn’t left a note, I may have lived in ignorant bliss but-”

“Girl, you didn’t sleep with that guy!” Niecy exclaims.

You look at her confused, “What do you mean?? I was drinking with him and then I wake up-”

“Naked with a thank you note, I heard you, I know. But that’s not what happened though.”

The guy passes you the bottle so you can get right. TIpping it back you gulp it down a little too fast you hiccup handing it back to him.

“You handle it like that, huh?” he asks, golds glistening as he smiles at you incredulously.

You wipe your mouth sloppily, hiccuping again, “I hold my own when I need. Now, you want my place or yours?”

He gets up holding out a hand to take yours, “Whichever works for you, Princess.”

“Chiiiiill with the ‘princess’ bull, dawg. HaHA! Bulldog! I did that, I did!” You walk around pointing at yourself with pride at your horrendous joke skills. You teeter against a wall as the alcohol catches up to you.

“Well shit. You look down for the night, baby girl.” He says.

You wave him off, “Uh-uh! We gonna go back to mine, play some Uno or somethin, and get turnt the FUCK up! Don’t eeen worry bout dat!” you slur.

“Ayye, your phone is going off, you need to get that?” The guy brings it over to you with your purse.

Leaning against the cool brick wall, you try to steady your vision. “Fuck that. It’s probably that nicca.”

“(Y/N!) The fuck you been!”

You turn your head a little too quick and start to tip over. The guy catches your arm, holding you up.

“Niecy!!! Look, this guy likes me, we gonna go have some fun. You wanna join us, babe?” You ask drunkenly.

“I actually just want her to go home so I can dip. This ain’t my style, for real.” The guy says to Niecy.

“I was your style in the bar! Maaann niggas ain’t SHIT these days! Come on girl, let’s go find some fresher meat.” Weak from the alcohol, you try in vain to pull your arm from the guy’s grasp.

“Look at her! I wanted you to take her mind off her spat with her man but here you go liquoring her up, planning God knows what!”

He holds his hands up, “Aye! This was all consenting. She asked for the bottle, she said she could hold it down, but I ain’t fucking with nothing that ain’t standing straight.”

You drop to the ground with a thud.

“Shit, just pick her up and come on back to the hotel so I can get her to sleep, please.” Niecy asks through gritted teeth, looking around her suspiciously.

“Bet. S’all I’m tryna do” He picks you up, damsel in distress style all the way down the street. You take a quick snore on his shoulder.

Once you all get to your room, Niecy opens your door and the guy set you down.

Suddenly you are reinvigorated. “AIGHT! Lemme get m cards and turn on my songs so we can fuck it up!” You stumble to your travel bag digging through its contents.

“Aye, can I say goodbye real quick before I got?”

Niecy puts a hand on her hip exasperated, “Yeah, yeah. Hurry it up though.”

The guy writes a note on the notepad on your nightstand. “I hope you work things out with your boy. But if not, once you feel better, hit me up.” He holds up the paper laying it on your bed.

“Awww, come on! The night ain’t over yet. You got shit to do??”

He laughs, “Yeah, I got shit to do, Princess. You were the best date I been on in a minute to be honest. Stay cool, girl.” He saunters out.

You sit on the side of your bed, pouting, “I wanted some DICK!”

Niecy sighs, taking your shoes off to the side, “You got dick. “It’s waiting for you on one more day.”

You focus on the dresser in front of you, but it keeps spinning, no matter how still you sat.

“Oh shit.” Your night came up all over your dress. Just then you phone rings.

“FUCK (Y/N)! You really making me your mama now, huh? Gatdammit.” Niecy holds her nose and gets some towels and a hamper. Putting those down she looks at your phone. “That’s M’Baku but he’ll just have to catch you in the morning. Stand ya ass up, come on.” Niecy uses the towel as a barrier to help get you up.

“I love M’Baku. He’s got real good dick. Niecy, I threw up.”

“I know, sweetie, alladat and then some. We gotta get that dress offa you.” She rolls your hem up in hopes to keep the puke locked in. You raise your arms as it slips off.

“Come on, now. You wore NO draws??” Niecy exclaims quickly tossing the dress to the hamper.

“I told you I wanted dick! But no pantylines biiiiitch.” You say crawling across the bed, plopping on it belly first.

Niecy wipes her brow. “Ok, imma call you when it’s the morning but you call me when you get up, you hear me!?”

You begin to snore. She covers you with a sheet, You gonna hear me tomorrow.” Niecy says to herself before leaving.

Dumbfounded, you say, “Niecy…”

Niecy nods.

Your eyes well up again as you laugh, “I didn’t cheat!”

Niecy shrugs, “Not penetratively. Just good ol’ fashioned foolishness.”

You are filled with regret and shame, but relief and the urge to talk to your man. “Niecy, I’m not gonna take up anymore of your time. I’ll call you later, I owe you a meal, a drink-”

“PLEASE! After yesterday, the scent of alcohol puts me off quite a bit.” Niecy screws her face up in disgust.

You give her a big hug, “You been so good to me. It’s like I’ve known you forever.”

She rubs your back, “We family, baby. Don’t worry bout it. Call your guy.”

You leave her room and call M’Baku as you walk back to your room. He picks up on the second ring.

“(Y/N)?” He says sounding a bit nervous.

“Hey, M’Bop.” Your voice quivers involuntarily.

M’Baku sounding worried, “My love, please tell me you got my message. There was no-”

“Cheating, I know. I know you, I know you didn’t, I love you, M’Bop.” you say, sobbing for the 30th time today.

M’Baku breathes a sigh of relief into the phone, “I love you with every fiber of my being, (Y/N). You don’t have to worry about anyone else getting in the way of that.”

“I’m so sorry, Baku. You have been so good to me, I jumped to conclusions.” You say through gasps.

“Don’t worry about it. You had every right to question. But I promise not to set doubt in you again.” M’Baku says with weighty emphasis.

“And I promise not to shut you out like that.” You wipe your face as you call the elevator. “Things really went to shit when I did that, but we will talk about that later. I can’t wait to come home to you, baby.” you whisper.

“And I will embrace you fully. I can’t rest the same without you next to me, you’ve kept me up at night, girl.” M’Baku jokes.

Laughing you say, “I will talk to you later, ok? I love you!” You blow kisses through the phone.

M’Baku reciprocates, “I will savor these until they are real again, my love.”

Getting on the elevator, you feel extremely more at ease. Your man loves you, and you love him. You can work through what happened, no problem; long as everyone is open and honest.

Part 8

The RagTag

@sweetpeachjones @hairhattedghooligan @scrumptiouslytenaciouscrusade @universalbri @mermaidchansons @groovybbyy @nyeebey @maliadestiny @babygirlofwakanda @3mnxnxt3r @chaneajoyyy @yaachtynoboat711

Other Works

King Kil’mawalls

T’akia

N’Jadaka’s Helpful Hands

Song of Stevens

The Coffee Prince

Commencement Day

Wakanda Got Y’all

If I Could Do It All Again

#SundaySweat

#m'baku x reader #m'baku x you #m'baku fanfic #fanfic #shakafic #black panther au

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ruthdu · 6 years

Text

This is a post about Sports

I am my Mother’s daughter and my Father’s son. I grew up doing ballet, religiously practicing the piano, and appreciating a detailed skincare regiment while playing rec soccer, going to basketball camp and watching sports. Sure, you can argue that my Chinese immigrant parents were very ambitious and “forced” me to participate in these activities when I was younger, but because of their stern suggestions, I became a dancer, I fell in love with music, I will always look like I’m 25 and I have a mild obsession with Sports.

If you’ve worked with me during basketball season, you know that I will be streaming the game on my computer in the production office or suggest going to a nearby bar to catch tip-off. If you’ve had the privilege of being a friend of mine during the Olympics, we will have never ending text message chains about the crazy triple toe-loop or how blurry Usain Bolt on television. If I’ve dated you during football season, you probably know that my very first poster that I put up in my room was of Troy Aikman. I was 5, barely understood English but I thought he was such a hearthrob.

I’m not very outspoken about my social, political and world views. My first presidential election was Obama and I didn’t quite understand the 2008 Recession until much later in life (I was 20 years old). Race was always an issue and I supported the occasional Tiger Mom articles on HuffPo, or essays about a HAPA and every once in awhile engaged in some Twitter conversations about “Yellow Fever” but it wasn’t until recently that there was truly a platform to be Chinese Born - American. That didn’t mean that I didn’t support racial justices in general, but it meant that I hid behind those big trendy topics. Of course, it wasn’t until we were in a disaster of a political situation where I even considered watching a Senate hearing nor cared about our local Congressmen / woman. With that in mind, these kind of public posts are far-in-between and very delicate for me. But after what I watched + experienced this weekend, I was compelled to share because it all coincided with Sports.

This past weekend I watched 20-year-old Naomi Osaka conquer and overtake tennis Queen Serena Williams, who I believed acted poorly against the (yes unfair) Umpire at the US Open Finals. I was severely disappointed in Serena, especially after learning so much about her journey to motherhood. I had a new found respect for Serena not only as a phenomenal athlete but also a Superwoman that overcame the most difficult time of her life. I sat there, jaws on the floor when Serena consistently bashed Carlos Ramos. I was disappointed, watching her take the argument even further with officials when all I wanted for her is to take that energy and refocus on the game. True athleticism is mental and sure, we cannot help the way we feel, ESPECIALLY when we are losing. But those athletes who can outplay and outlast, the “GOAT”s, the champions, should be able to take a few breaths and make a comeback.

I’m not saying that what Serena was fighting for wasn’t valid. YES, the umpire was probably intimidated that a strong black woman was yelling at him YES, he should have given her a warning and YES, I’m sure he’s been told many terrible things on the court without giving a penalty point but felt that he needed to keep his masculine power by ruling an unprecedented action. Even with all of that potential wrongsay, there’s a time and place to object to rules and there’s a time to suck-it-up and play the game.

I sat there and cried during the awards ceremony because Naomi Osaka apologized for winning. My tears were for her family who was so proud of her but knew there would be this heavy cloud of doubt over her for the years to come. I cried because I saw a part of my little sister in her, awkwardly holding the trophy and not sure if she was representing her country as well as she would have wanted. All I wanted is for her to feel joy, pride and strength. I cried even more when Serena told the crowd to stop booing because I knew that at that point, perhaps she felt that THIS was the repercussions of her actions. I love sports because I also love sportsmanship. Much like Serena thought that Carlos owed her an apology, I think Serena should apologize to Naomi for the bittersweet outcome of the tournament.

Naomi Osaka IS a champion. She played the best game of her life. She trained hard and she has that tunnel vision that transforms a player from great to the Best. I ask that you all take some time to learn more about Naomi Osaka. She’ll be on the tennis radar for years to come and I cannot wait to watch her play next.

This past weekend, I also witnessed the epic return of the greatest QB of all time. I claim this with extreme bias but am not alone in this statement, especially after his tremendous game on Sunday night. When Aaron Rodgers was carted off in the second quarter of the opening game vs. the (new and much improved) Chicago Bears, a little part of me died. I’ve been a Rodgers fan for years. He was the QB Hearthrob: insanely attractive, hilariously respectful and probably the best ice-cream eating companion. My adoration escalated when I started a diehard, bleeding-green Packers fan who claims he looks like a slightly petite version of Aaron. Last year’s collar-bone injury led to a sour fall season but made our relationship much stronger. There was a lot on the line this football season with Aaron’s return. When Aaron was lying on that field, grasping his left leg, it became deeply personal.

The Packers came back with a limping Aaron Rodgers and won the game 24-23. We yelled and screamed with joy. We drank tequila and celebrated. The cats (Starks and Jordy, named after former Packer players) were annoyed but we didn’t care. THIS was sports. THIS was athleticism at its best and even with the controversial hoopla of the NFL, THIS was football.

I understand why there was a boycott against the NFL. I know that Roger Goodell is a Trump supporter and I know that behind many of these massive teams are corporate millionaires who voted Red. The League made a decision this year that if players kneel during the national anthem that they would subject to fines which arguably means they are charging players fees against their freedom of speech. Yes, I do believe that this is a harsh rule, but I do believe it was a rule to take politics out of the game.

Last year was the only time I remembered watching the National Anthem in any regular season football game. It truly didn’t matter to me but it became such an issue that of course I “fell’ into the trap of curiosity. This year, I am not boycotting because I am watching football for the players. I am watching to see the unexpected comebacks, to see that crazy 75-yard run to the end zone, to see that near interception that nearly gave me a heart attack. I am watching not because I am supporting our idiot-president Trump, but because I respect the bellies of the defense linemen and the sprint of the wide receiver. I am watching because I believe in will power and strength of mind, which is how Aaron Rodgers came back ferociously, playing football with one good leg.

Remember when Kerri Strug won an Olympic Gold ‘96 even though she was severely injured? Did we protest the Olympics because there was probably some weird underage and illegal shit going on? Do we still support team USA even after the corporate probably knew the actions of their disgusting coach? The answer is YES, because we support the players. We support what they want to accomplish and what they’ve tried out their entire lives to accomplish. Yes they are millionaires and this is their “job” but I guarantee that if they had the choose between a massive paycut to play, most everyone would 100% choose the paycut. An athlete doesn’t just train their bodies 365 days a year for a big paycheck (that’s just the bonus) but talk to those former players who didn’t make the cut their third year, or the former player turned coaches of their local highschool - if they had a shot to play on the green, they would do it no question.

I will watch the NFL until the players decide not to play anymore. The game is changing and I’m happy to hear of new strict hit rules to the QB and new technology for player protection. I will yell and scream and jump in disappointed and joy and I will eventually earn that Rodgers jersey that I desperately want from my new Packer partner.

For those who actually read this post, thank you for time out of your busy day to do this. Why am I so passionate about Sports? “Ruth, you make movies! You sit in front of a computer all day long and you do budgets! And you write! Why do you care about sports?” I consider myself an athlete. I’ve been in competitive sports the majority of my life and I know what it feels like to lose. I used to rehearse 6-8 hours on weekends out in the hot sun, practically running close to 15-20 miles a day.

As a dancer, I trained like an athlete: slow push-ups, squats, abdominal conditioning, the whole damn thing. And in my now adult life, I go to challenging HIIT/ Boot Camp / Strength classes to make sure that I have the ability to survive a zombie apocalypse, or be fast enough to run to shelter during the Big One. I attribute my film career to my athletic training: play smart, play hard, follow the rules and always thank your teammates. These are skill sets that now engrained in me. So this is why I am passionate about sports: because its about survival, mind over matter and it’s about those you play the game with.

#sports #troyaikman #michellekwan #damonstoudamire #trailblazers #dallascowboys #naomiosaka #serenawilliams #usopen #tennis #nfl #NationalFootballLeague #AaronRodgers #GreenbayPackers

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loversandantiheroes · 6 years

Text

Like Blood Running Warm - Part 2

Author’s Note: So this is largely the result of my attempt at Nano participation, which is honestly pretty paltry. Thanks to @longjackets, @nikkidee, @kingandcrook, and @veradune for the beta help - sorry I tried to flag you all down on a mutual hell week! There’s a lack of musical references in this chapter. My apologies, I promise there’ll be more in chapter 3.

Summary: A snowstorm strands a group of bus passengers at a near-derelict station overnight near the Colorado border. One of them just can’t seem to get warm.

Rating: M probably for the sake of blood and swearing and bodily harm.

Warnings: Angst by the bucket, Terminal Illness, Simm!Master being…Simm!Master and thus a walking dumpster fire, Actual Blood and Vampirism, Implied Harassment, Light Body Horror (no really, it got an “ew” from all the betas).

Word Count: 5314

AO3 Link: here

Previous Chapter: 1

- 1:28am

The sudden darkness was dizzying, and John shuffled off-balance. The quiet mutterings and conversations around him twisting into startled cries and yelps. Someone screamed. Blackpool’s hand clamped down almost painfully on his, and the dark brown of her irises gave a dull flash in the darkness. The first real thread of fear wound itself around his chest, drawing tight.

Well good job, old man, he thought, wheezing, either you’re delirious or you’ve flipped your fucking lid.

The maglite twisted in his hands, sliding back into the ring at his belt and pinching two of his fingers with it. He jerked it free, cursing, and clicked it on. Faces turned to the light like moths, wide and blank and fretful.

“It’s alright,” he said, trying to pretend he couldn’t hear the reedy rattle and whine in his own voice. “It’s alright. Lines go down every winter. Probably the only thing they account for around here. There’s a generator in the back.”

John leaned over the front desk, letting loose an unpleasant hitching cough as the pressure got to be too much. It was like his lungs itched. He searched blindly in the cubby under the desk, listening to the clatter as more than a few things were jostled loose and clattered to the floor. Finally, his hand seized on a thick, rubberized, plastic handle and hauled up a heavy torch lantern. He clicked it on and handed it to London.

“Point it up,” he said, gesturing to the ceiling. “Diffuses the light, should keep you from burning any retinas.”

“Yes boss,” she said with a little salute. She was smiling, but the beam of light from the lantern jittered and shook across the acoustic tiles.

John clucked his tongue, pointing at Masters. “You, give me a hand in back.” He stifled another ragged cough with his jacket sleeve. Inhale three, exhale two. Not far out enough to make it rattle. Come on, you old fuck, get it under control.

Masters gave him a look that was all puckered forehead and pursed, scowly mouth, but when John dragged on his coat and made for the Employee’s Only door, Masters followed.

“Should be through here,” John said, shining his torch down the narrow hall. To his left was a storeroom; to his right the back office, break room, and the driver’s office, which was furnished with a cot and a couch. At the far end was a heavy door that led to the sheltered storage compartment.

“Not quite sure what you need me for,” Masters said, and for the first time, John heard a faint trace of Northern England in the man’s accent. Not the caricature he’d used on Blackpool; this was real, but faint and faded. Stateside awhile then, maybe. “Starting up a generator isn’t exactly a team exercise. Push button, pull cord. It’s usually pretty fucking simple.”

“Maybe,” John agreed. “But the way things are going tonight, I’d rather not make any assumptions. And besides,” He turned, pointed the beam of the torch at Master’s chest and watched him squint. “I really don’t trust you.”

“I...excuse me?”

“You’re new to this route, yeah?” John turned away and heard the shuffle and squeak of the man’s shoes as he stumbled a little in the dark.

“Yeah.”

“Fairly new myself,” John said. “Only been working here a few months. But you get used to people, y’know? At least a few of them. This stop’s rubbish. Most of the big stuff goes straight through to Denver. We get little outbound trips or layovers and a few little stops and changeovers, like your one.”

“You gonna get to a point, old man?” Masters regarded him strangely in the glow of the torch, head tilted, eyes narrowed.

“My point is you’ve had this route for one night, and there’s already two women walked off that bus that cannot wait to get away from you, can barely stand to look at you, and as far as I’m concerned that tells me everything I need to know.”

“Bullshit,” Masters said, weak light bouncing off his teeth as he bared them in a nasty grin.

“Oh, I doubt that.” John felt his pulse pick up, drumming fretfully in his throat. He gestured to the badge on Masters’ chest. “New route, old ID. I’d be willing to put down a fair chunk of my last paycheck you got shunted off your old route for the same thing you’re trying to get up to now. Probably even the one before that. Must have friends in Admin somewhere, but if they’ve stuck you all the way out here, I’d say you’re probably on your last legs. Been getting too handsy or too mouthy.”

“I don’t think you know anything. I think you just want to play white knight for your little girlfriend back there so you can try and get in her panties before the roads clear, provided you can get that withered old pecker to stand up on its own. What about it, Granddad? That thing even raised its head since Y2K?”

“This is your last shot, am I right?” John carried on, unblinking, patient. “Last run before they drop you for good, before somebody can press charges and make it shit for the whole company instead of just you.”

Masters blinked, his grin faltering and falling into a sneer.

John stepped forward, eyes boring down on the shorter man. “Ah. There it is. Thought so. Now, alas, my scrapping days are a bit behind me. So as much as it’d do my heart good to chib your perverted little ratface back through your arsehole, I’m afraid that’s not really an option. But I promise you, if you so much as breathe at those ladies wrong, I will be on the phone to human resources first thing come daylight, and I will do my level best to make sure there are charges filed against you. Are we clear?”

Master’s lip was twitching. He looked fit to spit nails if he was given half a chance. “Crystal,” he snapped.

“Wonderful.” John made for the heavy door, twisting the handle. The door crackled, gave a fraction, a thin whistle of cold wind coming through the infinitesimal gap, and stopped. It wasn’t iced over, not properly. The outer storage was sheltered, but it was cold enough it had frosted up the gap in the door frame just enough to stick fast.

“Damn. Gimme a hand here, door’s stuck.”

Masters socked his shoulder against the door.

“On three,” John said. The itching in his chest was maddening. He zipped his coat all the way up, ducking his head to cover his mouth and nose with the collar, puffing in what little warmish air he could.

“Three!” Masters lunged suddenly, driving his shoulder into the door.

John yelped as the door popped open with a loud crack, sending him spilling down the short steps to the concrete floor, flashlight tumbling from his grip, scraping skin from the heels of his hands and twisting his left knee painfully beneath him. The storage room was sheltered but not heated, and the pavement was icy cold. The first lungful of cold air hit his lungs like ice water, and he coughed it back up, pins and needles pricking up and down his arms and chest as he rocked and wheezed.

Masters stood over him, regarding his current state with mild distaste. “Ooh, sorry about that, Granddad. Guess I got a little over-eager.” He squatted, knees popping. “Y’know I gotta tell you, friend. You don’t look so good.”

John could feel his face turning purple, as much from humiliation as from strain. Brokedown old fool, you can’t even protect yourself let alone anyone else. There was a horrible tearing sensation in his chest, and he groaned and hocked up some horrible mass of spongy tissue that did not feel like phlegm. He spat into the darkness, wiping his mouth judiciously without sparing a glance to whatever had torn itself loose.

Masters tutted. “In point of fact, you’re in just about the sorriest state I’ve seen anybody who wasn’t rattling the chain ‘round the pearly gates.” The man rocked back on his heels, chuckling.

“I’m good enough,” John grated and pulled himself up, hanging onto the door handle for purchase. His knee throbbed but just barely took his weight. A hot flush surged through him. The first sharp little beads of sweat formed across his forehead, stinging in the cold. Not good. Not good at all.

John waited. A taste of copper lingered in the back of his throat. His stomach knotted. He balled his fists but did not raise them, shifting his weight to his good foot.

“If you mean to try it, be my guest,” he said. Every word hurt, like his chest was full of knives. “Have at. Then you can have a jolly old time explaining to the day manager why you took the half-dead porter out into the cold for a few rounds. I mean, provided I don’t just keel over after one hit, right? Come on. Give those chains a good rattle, mate.”

The glee drained away from Masters’ face, leaving only that ratty, pinched look of disdain. The prick didn’t want a fight, especially one that might leave a half-frozen corpse in the storage shed of his employers. “Well, well,” he said bitterly. “Spunky old fuck, aren’t you?”

John pointed to the far corner. “Generator,” he snarled.

“Yeah, yeah. Right. Generator.”

Only when Masters had backpedaled a good five feet did John bend to retrieve the flashlight. The generator was shored up behind a plywood and chainlink partition, latched but not locked. The beast itself wasn’t quite as old as the rest of the building would’ve left him to believe, but it was hardly new. It was, at least, fairly well maintained by the looks of everything. The fuel tank was nearly full with diesel, and the exhaust hose still had a solid seal. Small mercies, finally. Master had been right about one thing: this was not a two man job. The generator had a simple on/off switch and a pull cord. Flip one, pull the other.

John flipped the switch. He took a deep breath, hiding his mouth and nose under the collar of his coat again, and pulled the cord. The generator belched fitfully, then roared, sending up little wafts of exhaust and steam into the cold. The open doorway filled with thin light as the electrics kicked on.

“Right. In,” John said, jabbing the maglite at the open door. “And I meant what I said. I don’t much care what happens to me, doesn’t matter much at the end of the day. But you leave them alone.”

“Yes sir,” Masters sneered.

- 1:59am

“Blimey, you look like death, you alright?” London jogged up as John came limping in, rubbing her palms nervously on the legs of her jeans.

John shook his head dismissively. “Back door was stuck, took a tumble, I’ll be fine. Everyone alright here?”

“Yeah, yeah, we’re good. Susan had to use the ladies, Clara went with, so I gave them the torch. They’ve been gone for a few though. Clara’s been looking kinda pale, probably just nerves or bad cafeteria nosh.”

“I’ll go check on them.”

London blinked. “I mean, that’s sweet, sort of, but it is a ladies’ room. Fairly certain you’re not a lady. I can do it.”

“I didn’t say I was going to just walk in. There’s this fantastic thing that got invented a while back called knocking. People do it on doors, I hear. Wild stuff, thought I’d give it a shot.” He spared a glance at Masters, who had found himself a spot on a bench in the far corner and was fanning through the pages of some expired magazine.

“Here,” he said, an idea striking him. He pulled the keys from his belt, found the strange, fat, round one, and held it out to her. “Vending machine. Bottom of the panel. Be sure you lift up when you try to open, it sticks.”

“You sure? Won’t you get in trouble?”

He rolled his eyes. “Oh I’ll definitely get in trouble. They’ll whinge and moan and take twenty dollars in junk food out of my next paycheck. To hell with ‘em. You lot could use a pick me up.”

“Sweet!”

The bathrooms were down a narrow hallway next to a janitorial closet and a pay phone. John raised his hand to knock, then froze. A grunt came from inside, followed by a thud. In his mind he saw Blackpool dropping like a stone to the stone tiled floor and any sense of propriety immediately fled. He threw the door open and staggered in, preparing himself for anything.

It wasn’t Blackpool that had fallen. Susan, the older blonde, lay half-propped against the tiled wall under the electric hand dryer. Her eyes were rolled up to the whites, lids fluttering, mouth ajar. It was the sort of vacant, ecstatic look John had only ever associated with either good drugs or good sex. Blackpool bent over her, stroking her hair gently, face buried in the blonde woman’s neck.

“B-Blackpool?”

Her head snapped up. A thin line of blood trickled from one corner of her mouth. Her eyes had gone a bright, burnished gold like wedding bands around wide, blown pupils. “Fuck. Glasgow,” she said, almost mournfully. Her canines were too long, too sharp, bone-white spindles glinting bloody in the greasy fluorescent lights. “Please don’t be scared.”

Please don’t be scared. It was more than a request. He felt it hit the center of his brain, the flow of adrenaline suddenly ceasing. The scream he felt bubbling up died off in his throat. He was not calm, but his fear had been stopped wholesale. The shock of it, after everything, was too much. His knees gave, and he collapsed in a tangled heap.

Blackpool watched him fall, pained, as if she hadn’t meant to use whatever power she’d thrown at him. “I’m sorry, I’m so so sorry. Give me one moment. I can explain. I promise you. Please. Just let me explain.”

She stuck her thumb in her mouth, and John heard an unpleasant crunch of as one of those fangs punched through the skin. She squeezed until the blood ran, then swiped it across the neat punctures on Susan’s neck. They closed almost instantly, and Blackpool bent to lick away the remains.

“This, this isn’t, this can’t be. You can’t be…”

And then she was beside him, cold hands cupping his face. He squeezed his eyes shut. Sharp nails scraped against the sides of his scalp. He breathed her in, a bouquet of bloody lilac and dark chocolate like a grim valentine, and beneath it something darker, wilder, older. Here at last was death, not inside him but above him, with feral teeth and bloody breath. The first tears, hot and stinging, started to fall. In the absence of his fear he was left with a cold, bone-deep emptiness, a ragged hole where the fear had been. He marked the shape of it with mild interest, noted where it sat, the odd frayed ends where it connected to him. It was a queer sensation, this detachment, but the separation brought with it it’s own horrible realization: in this manner or any other, he was afraid to die.

Her thumbs traced the hollows of his face. “Glasgow. Doctor. Look at me. Please.”

Cautiously he opened his eyes. The gold in her eyes was fading slowly back to warm brown, fangs receding. “I’m not going to hurt you.”

Her hands fell away, and whatever control she had imposed on him fell with it. She slumped away from him, wild patches of roses blooming in her cheeks.

“I didn’t want you to see that,” she said.

“Tell me I’m delirious, Blackpool,” he whispered. “Do that. Please. Tell me I’m crazy. Anything.”

“I’m sorry, but you’re not.”

“This is real?”

“Yes.”

John passed a hand over his face. “You’re a vampire. Vampires are real and you’re one of them.”

“Yes.”

“Right. Okay.” A long beat. Then: “Is she dead? Did you kill her?”

“No,” Blackpool said immediately. “I don’t do that. I won't do that. I took no more than I needed. She would’ve given up more in the back of a Red Cross van. She’ll only be out for a few minutes.”

John’s laugh sounded horrible to his own ears, something mad and hyena-like, high and wheezing and verging on hysterical. “Then we should get her out of here. Quickly, before someone else comes to check.”

Blackpool stared blankly at him. “What?”

“Would you rather leave her on the lavatory floor?”

“No, I just… You’re going to help me? You saw what I did, and you’re going to help me?” she asked disbelievingly.

“For the moment, yes. I’m going to help you. And then I’m going to put the kettle on, and you and I are going to sit down and you are going to explain this to me, because right now I feel like I’m losing my mind.”

“And what about the rest of them? What will you tell them?”

“What will you tell them?” he asked, too sharply. “I found you in here with her after she’d collapsed. If anyone needs a story here it’s you.”

“She fainted,” Blackpool said without hesitation. She didn’t even blink. “Clocked her head on the tiles.”

“Fine. Good enough. There are cots in the back in the driver’s room. We can lay her down there. Help me get her up.”

He moved to get up, but his knee buckled, and he slid back to the floor, stifling a yelp.

“What happened, what’s wrong?” She was leaning towards him cautiously, hands out.

“I…” he considered, reconsidered, shook his head. “Door to the back was frozen shut. We got it open, but I took a spill. It’s fine, I’ll be fine.”

“Yeah, so you keep telling me.” That concern was back, her mouth set, brow furrowed. Carefully, she laid a hand on his knee, feeling him wince away from the touch. Reflexively, she put her other hand to his chest, meaning to hold him still or calm him, he wasn’t sure which, but then she stopped dead.

The hand on his chest slid down, twisted, curled around his ribs. Her face fell. She could feel it. Somehow she could. He’d found her not five minutes ago feeding on the blood of some upper middle class housewife in a public bathroom and now here she was on her knees beside him with pain and pity in her eyes, fingers finding in seconds what it had taken sixteen hours in an ER and a CT scan for the doctors to find. “Oh God. Glasgow-”

“Don’t,” he said, his heart in his throat, strangling the word. “Not now.”

She swallowed hard. “Alright. Alright, I won’t. But your knee will not hold up you and her both, and you’re running a fever. It’s not bad, not yet. I can help, a little, if you’ll trust me to.”

John found his mouth too dry to speak. The initial shock was fading, and the fear he’d felt for that brief moment still had not returned to take its place. Behind Blackpool on the tiles, Susan had taken to snoring gently. The banality of it was jarring, clattering up against the still-fresh image of the grotesquerie he had stumbled in on. It was getting harder and harder to believe he had seen what he had seen. Monsters, in his limited experience, were not meant to be merciful.

What, then, did that make her?

He asked, “What did you have in mind?”

She held up her right hand in offering. Blood still trickled slowly from her thumb. “It won’t change you, not like me,” she added reassuringly. The hand on his side squeezed gently. “And I’m sorry, but it won’t cure you. But it will help for a time.”

Heaven help me. This night cannot get any stranger.

He nodded dumbly. “Alright.”

John opened his mouth and waited, thinking distantly of kneeling before a priest for communion. Blackpool slid her thumb into his mouth, three neat droplets of blood collecting on his tongue. Lord, I am not worthy to receive you, but only say the word and I shall be healed.

The effect was almost instantaneous. The pain in his leg vanished, the stiffness in his joints, too. The prickling flush of the building fever faded, leaving in its stead a low, pleasant hum. He felt good. He felt fantastic, actually, the hum building into something warm and sweet that made a small shiver trickle down his spine. Instinctively, he moved forward, wanting more, but Blackpool pulled her bloodied thumb back and held him fast.

“No. That’s enough.”

John blinked, hearing his breathing come a little too quick and ragged. “Sorry,” he said stupidly.

“It’s ok. I should’ve warned you first.” She rocked back onto her feet. “Can you stand?”

He laughed. “I think I could run the Boston Marathon right now. What the hell are you made of, morphine and adderall?”

“And slugs and snails and puppydog tails.” She smiled and offered him a hand.

For the first time in maybe fifteen years, John’s back and knees gave no protest as he stood. Three drops, he marveled. Better than Vicodin.

Susan gave a snorting groan and half-rolled onto her side, sliding down a little further toward the floor with her blonde hair trailing sticking to the tiles, trailing above her in a little fan. She was mumbling, a train of words lost in a slur of sleep, the only thing John could make out sounded suspiciously like “pancakes”.

Lifting her was astonishingly easy, as if she weighed nothing at all. Carrying her out proved to be far more awkward. Blackpool was so damned short and John so tall that Susan hung askew between their shoulders like a sagging laundry line. In his present state, John felt he could’ve hoisted her one-armed on his own, but everyone had seen him limp in from the back, and this didn’t need to seem any stranger than it already was. John managed to use his elbow to pry the door open just far enough to jam one bony hip through and shove it the rest of the way.

“Oi!” he called out, surprised at the strength of his own voice. “London! We could use a little help!”

The squeak of her shoes echoed down the hall. London gasped when she rounded the corner, her jog turning into a sprint. “Oh my god, what happened? Is she okay?”

“I dunno she just passed out,” Blackpool said as they hobbled her out to the hallway. “One minute we were drying our hands and talking about wanting breakfast and next thing I know she’s just collapsed.”

Oh, she was good. John kept his eyes judiciously forward, jerking his head in the vague direction of the back offices. “There’s a cot in the driver’s break room, give us a hand with the doors, yeah?”

“Yeah! Of course, yeah, doors, I can do doors,” Bill said, jogging along nervously beside them.

There was a small outcry when they cleared the lounge as the other passengers got a look at the unconscious woman.

“She’s alright,” John said in his best reassuringly authoritative tone. “Just a little fainting spell, nothing to worry about.”

“Pancakes,” Susan grumbled.

“Hey, you’re comin’ round,” Blackpool said, giving the woman a hopeful pat.

“I want pancakes. There’s nooo pancakes,” Susan whined, head lolling. “I-wanna-speak-to-your-manager.”

“Does anybody know, did she eat anything in Cheyenne?” London asked loudly, pushing open the door to the back offices. A few folk shrugged. “Might be low blood sugar. Moira, my foster mum, she gets it all the time, goes a little too long between meals and gets all wobbly. Passed out in Sainsbury's once on a display full of kievs.”

The driver’s room was small, walls painted the same ancient off-green as the rest of the place. A long faded brown couch sat catty-cornered next to a big boxy television with at least half of its plastic buttons snapped off. Three cots were lined up in the back, past a round chipped formica table under a row of tall, narrow windows. London scooted past them, shoving peeling vinyl chairs out of the way, and waved them to one of the green cots.

“Alright, ease her down,” John said, slipping the woman from his shoulders. “Get her feet please.”

London stooped and grabbed Susan’s fleece-lined Uggs. “So what do we do? I mean we can’t get a doctor in.”

John bent, feeling around on the woman’s wrist, counting beats and watching the second hand on the yellowed clock face on the wall tick by. “Damned if I know,” he said. “No medical bracelet, anyway, so. Pulse seems good, at least, but if she knocked her head on the way down she’s gonna have a hell of a headache when she comes around.”

He turned to London, who was chewing fretfully on her nails. “Can you stay here, keep an eye on her?”

“Yeah, yeah of course.”

“If she wakes up, make sure she stays put, don’t let her up. I’ll get another round of tea and coffee started and bring you a handful of nibbles out of the machine. Hopefully, it is just one too many missed meals.”

London tucked herself onto the cot next to Susan, hands around her knees.

- 2:20am

John left a stack of foil-wrapped Mrs. Field’s cookies and two styrofoam cups of tea with London. She seemed grateful, piling up the foil packets on the TV tray someone had turned into an erstwhile cot-side table and starting immediately on her tea, but her face was strained and the flesh under her eyes was beginning to bulge and sag.

“You ok?” he asked, nudging her shoulder gently.

“Yeah,” she said, an easy and automatic lie. He tipped his head, a wordless question, and she sighed. “No. I mean, it’s stupid. Don’t mind me.”

“If you’re not alright, you’re not alright,” John said, sitting carefully on the last empty cot. “It’s been a weird night. You’re allowed to not be alright all the time.”

“I just, I’ve had this bad feeling all day, and it just keeps getting worse. Like, I’m just about the least intuitive person you’ll ever meet. Ask any of my friends and they’ll tell you that. Night out on a pub crawl, I tried to ask the number of this gorgeous girl, and it wasn’t until we actually left that pub that my friends bothered to point out that the girl’s boyfriend was sitting next to her the whole time. Something could be staring me right in the face waving a little flag and I’d never see it. But…” She trailed off picking at the rim of the styrofoam cup.

“But?” he asked. The tiniest push.

“Something’s wrong,” she whispered, as if afraid someone would hear, “or is gonna be wrong. I feel like, like I’m standing on a diving board, and there’s no water in the pool. Just right at the edge of something awful. I can feel it in my stomach, snaking around. The longer this day goes on, and the more happens, the worse it gets. And I keep trying to ignore it because it’s stupid, you know? Queen of the Oblivious suddenly turns anxiety-psychic. That’s just not a thing.”

John leaned forward on his elbows. “You’re scared.”

She laughed. “Yeah, Dumbo. I’m scared. Properly bricking it.”

“Me too,” he said gently.

London looked at him, all at once stricken and relieved, and burst into tears.

“I just wanna go home to my girlfriend,” she said between hitching sobs. “We had a fight before I left on holiday. Heather, she was supposed to come with me, and then she couldn’t, and I said something stupid, and she said something stupid, and we were both just so bloody stupid. I haven’t even been able to phone her since I left. Too bloody chicken. And today I woke up cold and miserable in a cheap motel with mouse-eaten sheets, and the very first thought in my head was: I’m never gonna see her again. And the last thing she’s going to remember of us is me slamming the door.”

After everything that had happened that night, somehow this was the worst. London was a sweet girl, bright and sharp and funny, and seeing her crumble in some grubby little back office hurt in some fundamental fashion John couldn’t quite name. He wanted to comfort her, but Christ, he was terrible at comfort anymore. The part of him he’d swung open so easily to admit others had all but rusted shut with grief and disuse.

John dropped to a crouch and tugged one of her hands into his. “There is nothing wrong with scared, London,” he said, willing his voice to softness. “Scared keeps you from sticking forks in light sockets or playing tag with traffic. And scared is how you know when something matters to you. Really matters. Because you don’t fear losing the things that have no value to you.”

The shaking in her shoulders was easing, but only just. “It’s not just that.”

“What is it? What is it that has you so sure you’re not going to make it home?”

“I dunno,” she said. “Like I said I just, I felt it, soon as I woke up. It’s stupid, I know.”

“I don’t think it’s stupid. I think you’re a long way from home and things have gone spectacularly pear-shaped. But I think there’s more to it than you’re telling me.” Her hand gave a little jerk. “Is it about the driver?”

London all but shrank into herself, wiping at her eyes with the heel of her hand.

“That’s a yes, then,” John said.

“Leave it. Please.”

John took a deep breath, all at once too angry to marvel at just how deep and easily he could breathe for the moment. “Alright.” He thought to say more, to promise her protection, safety, to try for a warm, roguish smile and tell her that if Masters meant to get at her he’d have to go through him first, but the incident in the storage room was still too fresh. He was no protector, even if he wanted to be.

Instead, he said: “You ever seen the sun come up over the snow in Colorado?”

London shook her head, sniffling. He gave her hand a squeeze.

“Well,” he said, glancing up at the clock. “In about three hours, you’re going to. And by then the plows will be out, and they’ll dig out this little dungheap of a station so you can get on the next bus to Denver. Yeah? And you’ll call your girlfriend on the bus out and find out she’s probably already forgiven you for the thing you haven’t forgiven yourself for.”

She let out a dry bark that was half sob and half laughter.

“You’re gonna be ok.”

That got a smile through a fresh fall of tears. “Thank you,” she muttered.

He gave her hand one last squeeze. “Drink your tea. I’m just around the corner, alright?”

She nodded, scrubbing at her face with the sleeves of her jumper.

As John turned to leave, he found the doorway occupied. Blackpool stood leaning with her shoulder against the frame, looking at him with a teary sort of disbelief, as though he were the creature spun up from a storybook and not her.

“I’m starting to wonder if you’re real,” she said.

He propped open the door to the break room with his elbow. “So sayeth the vampire,” he muttered softly.

“It’s easy to believe in monsters,” she said earnestly. “After awhile it gets harder to believe in kindness.”

#whouffaldi #twelve x clara #doctor who fanfiction #twelfth doctor #clara oswald #vamp!clara #two in a row woohoo

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angeltriestoblog · 4 years

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I’ve been thinking and writing and thinking about writing

This time last year, I spent my free time cooped up in my university’s study hall. There, I would drink from smuggled cups of vending machine coffee, in the hopes of converting my lethargy into caffeine, and the caffeine into words. My dream publication at the time had opened up internship applications, and though they set no deadline, I pressured myself to finish all the requirements as fast as I could. Every impulse decision I had was always coupled with this need to execute at the soonest possible time, like my brain knew if I took a second longer, my common sense would kick in and pull the brakes. I guess my failure to think everything through reflected in my cover letter template (lazy), resume (unremarkable), sample works (in retrospect, bland and uninspiring), and the absence of an acceptance letter in my inbox.

I have lost respect for said publication since then, though not because I harbored bitterness in my heart: their failure to compensate hardworking interns as well as the steep decline in the quality of their content should be enough reason. (Looks like I dodged a bullet back there.) Though it can’t be denied that at the time, I was heartbroken. The feeling lingered with me longer than I cared to admit. Despite getting featured on a national broadsheet and accepted into my school’s student paper less than a month later, I still couldn’t bring myself to be fully confident in my skill set because of that one specific, indirect rejection.

Which is why, being where I am now and having achieved as much as I have in a span of five short months feels like the highest form of vindication. Quarantine boredom compelled me to submit an article pitch to the then newly-launched Underdog, an online platform dedicated to the digital native’s latest preoccupation. It was a piece about the boybands I loved and lost (read: the dissolution of One Direction, and every other group I adored with the same degree of intensity), one I was actually planning to post on the blog. But in a span of a few weeks, my idea was accepted, refined, revised, and turned into a full-fledged essay that landed me my first ever paycheck.

I was still on some euphoric high, emboldened beyond belief, when I chose to take it a notch higher and apply as a staff writer for one of my all-time favorite magazines. During the summer before college, I was paralyzed by a legitimate existential crisis that left me aimless and afraid. I turned to the Internet for solace, and in my search for a voice of reason, I found Lithium Magazine, and their collection of articles which viewed life in the authentic, critical, occasionally self-deprecating way only Gen Z teens know how. I was aware being turned down by them would easily mean a one-way ticket to retirement for me; thank God my inner critic was taking a power nap or else it would have talked me out of it for sure. The day after I submitted my accomplished application form and a far more impressive portfolio of sample articles (by my standards, at least), I woke up to an acceptance letter and just knew life was not going to be the same.

The past four months I’ve spent as a contributor for Lithium have been some of my most fulfilling as a writer. I am constantly being pushed to the limits of my imagination and creativity when it comes to the content I produce. I can’t find it in me to half-ass pitches or beat around the bush in paragraphs: I owe it to the effortlessly talented people I work with, and the impressive body of work they have managed to accumulate over the years. My first pieces for the month of July were about the effectivity of online therapy in a Filipino context, and the irony of being a low-maintenance friend during a time when the need for human connection is higher than ever. This was followed by my personal essay in defense of basic girls: my favorite one so far, and probably my boss’ too, considering that it’s an Editor’s Pick for the month of August. Though I am infinitely proud of them, as they are my first forays into the international publishing world, I know I can (and thus am determined to) do better.

Since then, I’ve churned out articles on an almost-daily basis for an array of online and print zines. I scout for inspiration in the morning and once struck by lightning, I type away until roosters start to crow once again. Most days, I only took a time out for the daily two-hour movie. It seemed like I was working a part-time job instead of nurturing a hobby. But it never felt like a chore to me. I simply love what I do and I feel like the fact that it shows is the reason why sites are kind enough to publish my work.

You can view my portfolio if you want to see everything I’ve put out so far but here are five of my most recommended, in case you’re too lazy for that!

The story of my coming-of-age based on the usernames I had on social media platforms, for Uniquely Aligned;

An expose on all-girls Catholic high schools in the Philippines and their inaction towards sexual harassment cases, for Ashamed Magazine;

A part-review of Patron Saints of Nothing by Randy Ribay, part-rant on the evident lack in Western media that accurately portrays Filipino life, for Reclamation Magazine;

A piece on why talking about mental health should never be a one-way street, for Gen Rise Media;

A love letter to one of my favorite movies of all time, and its flawed eponymous protagonist, for Mid-Heaven Magazine

On a rather tangential note, I also started expanding my network on LinkedIn, though I wasn’t exactly sure what I was hoping to get out of this exercise. I simply enjoyed the process of generating new variations of the same job descriptions. One day, I was sent an email by Riya, the Executive Director of The Young Writers Initiative, a nonprofit that provides resources for aspiring authors to improve their craft and advance their career. They wanted to recruit me to be a mentor for freelancing for their upcoming summer internship program. I had just woken up then and had to rub the sleep from my eyes to read it properly. Apparently, I was recommended by a connection (hi, Srilekha!) who took my sample works as an obvious display of my credibility in the field. Given that this sounded like an exciting opportunity, I immediately agreed. Everything happened at a pretty fast pace after that, as I got swept up in the process of selecting a mentee and figuring out what I could possibly teach them. I guess I didn’t find the time to process what exactly was going on, and what it meant for me as a writer.

It didn’t take long for the impostor syndrome to hit. And quite hard, if I may add. I was due for an interview with Madison, one of my fellow TYWI mentors and I had scanned the questions she sent me. Though I clearly knew what advice I would give to aspiring freelance writers, or had a routine in mind that allowed me to balance all my existing priorities, my hands felt like they were loaded with cement. I could barely type on the document before me. I must have had a staring contest with my taunting cursor for an hour.

I mean, maybe I couldn’t say anything because I didn’t have the right to say them. After all, whatever I knew, I borrowed from someone else - perhaps an actual authority in the field. Wasn’t I just some girl who got lucky during the quarantine? While the current state of the world forced everyone into stagnancy, I coped best with the help of the written word. Had everyone else been under the same circumstances, I wouldn’t be in my current situation. Needless to say, when the actual feature came out, I spiraled.

I wish I could claim that I only had to do x and y for the storm cloud above my head to go away. But as controversial as it sounds, I maintain that no writer fully gets rid of impostor syndrome. In fact, let me widen the scope of my statement: no creative can do it. I have never known anybody with both an inclination toward the arts and a strong sense of confidence. It’s like our limitless imagination only raises the already impossibly high standards we hold ourselves against. We never really think highly of ourselves to begin with, so when we meet a goal, achieve something we’ve only ever dreamt of, we bring ourselves down. We invalidate our hard work and dismiss it as an act of charity by the karmic forces of the universe.

Thankfully, I have an amazing support system: my immediate family members and closest friends, always ready to offer reassurance when it’s scarce (hold on, I got these intense Economics war flashbacks GOD). I seriously don’t know where I’d be without them. Actually, I do know. Probably wallowing in pools of self-deprecation. I think I would’ve ended up chickening out of new opportunities on the sole basis of my self-imposed inexperience. My loved ones were the quickest to remind me that I was only a beginner in freelancing but I had been writing since I learned how to grip a pen in my hand. I have prepared for this all my life and I was finally reaping the fruits of my labor. Who was I to shy away from the blessings that were so generously being lavished upon me?

In fact, just a few hours ago, I bagged two very exciting contributor roles for organizations that I admire very deeply. I have several pitches in the pipeline as of now, which I absolutely cannot wait to bring to life and share with you guys. As far-fetched as this sounds, this is only the beginning for me. I am so grateful to everyone who has believed in me, read my work (or even a mere paragraph of it because I know how underappreciated the written word can be these days), and left encouraging comments.

WIshing you nothing but love and light always, always, always,

Angel

#angeltriestoblog #life dump #personal #freelance writing #imposter syndrome #writing mentorship #life lessons #wow look at me actually making use of helping tags????#who am i????#angel tries to overcome crippling insecurity #FOR GOOD #pls #quarantingz

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ipaydayloans · 5 years

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Loans direct

Loans direct (DC Direct) was the largest US bank to fall under this category during the financial crisis, taking its losses by as much as 90% of its total assets.

The following is an extract from the latest installment of my 'Money to Run' series of articles, which is to be read as an e-book, by clicking here.

The US banking crisis, which started in 2007, is the most notable event in human history – but it was only the beginning.

Banking was already inextricably linked to our lifestyles. And we were more willing than ever to take on the risk and borrow cash for our personal use.

As with all risky financial habits, it took a while to catch up with the new wave of online mortgages. But in 2014, the US Consumer Finances and Consumer Protection Agency (CFCPA) released a damning report. It noted banks had more than 50pc of the US mortgage originations out-of-pocket by 2013. This included many large consumer loans.

The study also showed that almost one-third of all loans made in Australia during the same period did not repay the lender.

This is an understatement.

But, the report showed that our banks did not have anywhere near as much money to spare. They just had to keep making loan after loan, and on and on. Eventually they found enough deposits and customers in their own home nation to repay the loans.

That made the US more dependent on the banking system than any previous financial crisis.

But before we get carried away, remember that most credit cards also contain risk.

These include credit cards issued by big banks, like JB and Visa - and other cards of their kind issued by smaller firms - as well as cardholders or residents of the US and Canada who get their cards in the mail from big banks.

Cortana, used by more citizens of the US than any other credit card, has generated the biggest data breach of this kind, with 143.7m credit cards in a 24-hour period.

For those wondering, that's 1.7 out of every 100 million credit card accounts.

These cards are also at risk of being used to commit fraud, as most cards come with a 'hold' or 'hold over' feature. Hold over means they cannot be used again until the funds are paid back. This means if people don't know a merchant will never pay, they can go to the bank of America.

Loans directly

This loan can be directly used for your first loan, and then a full loan from your bank.

A Direct Loan can be used at several points in your life such as school, house repair, home remodeling, or other needs. You will find your loan amount on your FICO card or your Direct Loan application.

Payday Loans Directly, also called Direct Payback Loans, often have a 5-year interest rate to begin with and may have the option to offer lower interest rates. A Direct Loan may include multiple payments from your Payday lender, so you can plan to repay the money, and then be fully repaid once the repayment plan is over.

Some payday loans are loan backed and your FICO credit rating is considered good when you are considering the loan. A small number of Direct Loans have high up-front origination fees and must be paid off before the loan begins to be considered a "real loan." These loans may cost as much as 10%, but you can get the money back if you pay.

The good news is your Payday loan may be more attractive to families who struggle financially to pay their home mortgages, or if you own an apartment complex.

Payday Loan Application

If you can't make the loan payments, it might be possible to extend the loan with your lender.

The typical application form for a Direct Loan on your FICO card costs about $300, so you will need to consider if the cost is an issue. The fee ranges on a per-paycheck basis, but most Direct Loans have 5-7% interest rates, which can add up quickly. There are monthly fees that can get very high if you keep paying. The fee will be reported on your bank's statement. You should consider applying for the maximum fee with the application.<|endoftext|>When you're a new father, you think your first few months will be your greatest accomplishment. That you'll raise a baby with no fear of failure, no worry about raising his chances of making some kind of career, no anxiety about the logistics of his journey to adulthood. In your head, of course, "sitting on the floor, doing the dishes" sounds like a very good job. But as a father you know that it's just not the best job out there. Even if the job is good, the responsibility for it is never going to sit completely right. A lot of times when my baby starts, it doesn't take us all that long to talk.

Loans directly from Homeowners

The average loan to dollar amounts is $3,200. Directly from homeowners on a regular basis, the cost of their mortgage payments is as follows: $2,000 Directly from a mortgage company, $600 Directly from a landlord or mortgage servicer, $300 Directly on a personal loan, $150 Directly from a payday loan or a credit card, $100 Directly from a business, if they already have a credit card, $100 Loan to Value Loan

On the other hand, if you only borrow one dollar a week on a $250,000 house, you can use your Direct Directly from Ownership for as much as you want in an average week -- the last thing you want to do is get your loan cancelled.

How to Pay back the Money you Hired

A loan is only a loan in the state where you're in possession if you buy the house and move out with the intention of paying it off in full. If you didn't move that fast, you can only take out a loan if you go out of your property and purchase it yourself. Then, you have to pay the full principal off of the house on a monthly basis; that is until you get a cash payment for it, and if the bank wants to repossess it, or you get hit with the foreclosure process. However, if you just wanted to take out a $100,000 loan that you can't pay off in full, or you were looking for a smaller loan to pay off your home purchase, the best route for you is to sell it and give them a $40,000 down payment, and the remaining equity you want to invest in the property and the building itself. For this reason, it's always best if you do get it refinance and move out on time if you can, to get more money in the bank before it's too late.

If you choose to buy the house and move out on time, it will likely cost less, but there will likely be more moving costs in moving out and on (though you won't have to move your things around), and since you'll be spending an amount that you can't meet on your own, you might be willing to put up that amount of your home equity and move in to save for repairs and renovations if you can. Or, if you're already a home owner, you could sell the home before it is actually worth much more on fair market value, and save.

Loans Direct Lending (DHL) has an automated credit check and payment processing program. To avoid fees, you can be part of the solution to earn rewards by using your car or truck, even without having direct access to a loan person. A DHL payment processor will give you a quote online or in-person, then process the cash on-the-spot. We may be able to match any of these rates. For more information, including where to obtain your quote, visit our AutoNation customer service centre.

Why Choose Direct Lending?

You can earn rewards from a collection of loans through Direct Lease. Each loan with Direct Lease is guaranteed by DHL. With DHL, you can earn rewards from 1,450 direct loans between you and your lender. It is easy, even if your loan is only 2 months or less old. The interest rate for a Direct Lease loan is lower than any other loan, so you can get more from it!<|endoftext|>One of my favorite things about my job is the constant interaction (and sometimes the outright hostility) that I get with the folks in the outside world. As the head of human development at an educational organization in our region, that interaction makes me feel like a kid in a candy shop, surrounded with toys and an array of colorful displays.

Sometimes, the kids look me in the eye and ask "what's up?" To which I am inevitably forced to "be yourself." Not so cute when my answers are a little awkward or too long.

Sometimes, though, in an email exchange, the two sides of the issue get worked out. One side takes offense at my comment about being an older female teacher and the other side starts talking. Sometimes, it's a simple yes or no, but sometimes, it comes as a revelation, as well.

And it usually ends with these lines of thinking: "That's great how you got such a nice, friendly, professional response," or "Your kids are going to love this and that will be awesome to read about you from an 8yo." Or even, "You can't be serious, you're an alien."

These are not comments intended to be offensive or insensitive at all, because, you know, there's nothing inherently offensive about the human race when they're so creative, inventive and intelligent. The way we are can only become more powerful as the years go by and all the other things we have come to realize like the benefits of diversity are realized to a much.

Loans direct In the past seven months, payday loan borrowers may have made at least one payment of more than $5,600 on average, according to the report. Many of the loans are being handled by two different companies — one in Connecticut and one in Florida — that are also tied to a criminal history.

That means they may default on their loans within three business days of the payment not being received. In addition, some borrowers may have difficulty getting their loans resolved and face other hurdles as their cases continue until the investigation is complete.

"The average payment is around $100 that's out of control because they're making loans through credit card companies and they have payday loans and they should pay back, but they're not," said Pauline Estevez, executive director of the Federal Credit Union Administration. "These loans are made by criminals, they are not insured and it's a huge problem."

The Consumer Financial Protection Bureau, which has begun to roll out penalties for payday interest, sent a letter to lenders, borrowers and consumers this month that detailed a $1 million consumer protection award it will give to a payday loan company in Florida.

That company, Bank of New York Mellon Corp., which is also tied to the Florida credit union, has an internal probe that is ongoing, spokeswoman Anne Reichelt said.

The FCRB investigation is similar to that of Congress that came to the conclusion that credit card companies are making money off the sale of consumer subprime mortgages, which were made in bad loans and defaulted, creating tens of millions of Americans out of work. The credit unions said last August that it was "unconscionable" that payday loans are made by people who do the most with little to no help.

The government agency said on Tuesday that the number of accounts it has reviewed as of May 6 for non-compliance had nearly doubled.

Citing consumer rights advocates, the FCRB has warned banks against making unauthorized fees, known as hidden fees, on checks in compliance with anti-money-laundering laws such as the Financial Institution Modernization and Recovery Act of 2010, or FINRA.

Last year, the agency said, it investigated 10 states that had at least 10,000 "high risk" payday loans outstanding that were being passed on to consumers without the lenders' consent -- a measure it says allowed a "pattern of deceptive behavior."

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larrykrakow · 4 years

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The Hidden Corruption Of The CARES Act

New Post has been published on https://theprogressivemind.org/the-hidden-corruption-of-the-cares-act/

The Hidden Corruption Of The CARES Act

Note to my readers: I had this piece published elsewhere and it is no longer online. Sadly, it was a victim of a form of censorship that we can discuss at a later date. For now, understand how important it is to protect the right to free speech and a free press.

The CARES Act passed through both houses of Congress and was signed by President Donald Trump as a measure to keep the economy afloat during the Covid-19 pandemic. Sadly, it has proven to be a giveaway to rich and powerful special interests while most of the people in the country received what would amount to crumbs. There are so many things in this piece of legislation that one could write about, but it is not likely that the average human being would have the attention span to read through the trove of corruption in the law.

More than 100 companies owned and operated by Trump campaign donors received CARES Act funding.

This is an example of the swamp in action. A major campaign promise of Donald Trump was that he would drain the swamp. He would route out all the corruption and would bring in honesty and integrity to our government. Well, now, we see how that went. Starting off, just to name a few, Christopher Ruddy, CEO of Newsmax, a biased conservative news outlet received five million dollars on April 13th. Ruddy, according to FEC filings donated $525,00 to PACs supporting President Trump’s election.

The CARES Act, signed by President Trump was a sham that enriched many of his friends and allies. This law left many of us scratching our head as we had our crumbs while the rich got richer. This piece gives a few examples.

Clay Lacy Aviation, owned by Trump donor Hershel Clay Lacy received nearly 27 million dollars to prop up the private jet charter company. This money is a grant that does not need to be repaid as stipulated under the CARES Act. Lacy gave the maximum legal amount of $2700 directly to the Trump campaign and an additional $47,000 to the RNC. This one is absolutely outrageous to the average person.

Each one of the owners of the companies mentioned gave at least $20,000 to Trump’s campaign committees, the Republican National Committee and America First Action, a pro Trump superpac.

Other members of our government saw gains for their families and friends as well.For example, Elaine Chao, the Secretary Of Transportation in the current administration also happens to be married to Senate Majority Leader Mitch McConnell. Her family’s shipping business received money from the CARES Act. The name of the business, Foremost Group, received between 350,000 and one million dollars.

Businesses owned by Representatives Keven Horn (R-OK) and Mike Kelly (R-PA) received funds for car dealerships and fast food chains.

Princeton Forrestial LLC is 40% owned by the family of Trump son-in-law and advisor Jared Kushner. They received between one and two million dollars of Cares Act money. And as if that was not enough, the Kushner name pops up in two more entities. Esplanade Livingston LLC has the same address as Kushner Companies and they were approved for anywhere from 350,000 to a million dollars. An additional two million went to Joseph Kushner Hebrew Academy, a school named for Jared’s grandfather.

The examples given are the tip of the iceberg, because the level of corruption in the CARES Act is clearly a transfer of wealth and power to the elite members of American society. The average person in America received their $1,200 one time payment, but that represented less than a quarter of the money appropriated in the legislation. The sad thing is that the price tag is not even known as of yet, because this authorized the Treasury Secretary to direct the Federal Reserve to expand lending way beyond the scope of the law. In the end, many companies were allowed to take out loans which will likely never be required to be repaid. Meanwhile, millions of Americans have medical and student debt. If you live in America, this is normal, but if you live abroad, you seriously question how this country can continue to operate like this.

As we now know, the portion of the bill called the Paycheck Protection Program did little to stem unemployment caused by the pandemic. In fact, many small businesses tried to access money early in the program, only to find out that companies that have larger revenue but still qualify as small businesses accessed most of the money early in the program and ran the funds dry. This caused many businesses to shut their doors permanently while Ruth Chris Steakhouse accessed 20 million dollars of the funds only to later succumb to public pressure to return the loan. Sadly, by the time more money was appropriated and the money was returned, many businesses simply gave up hope of a restart.

We must question the morality of the CARES Act. Was it simply passed to keep people afloat or was it a tool of the corporate state that runs America to consolidate more wealth and power? That is an open debate. Those that believe in supply side economic theory believe that the businesses are the reason that people have jobs. The other side however realizes that without a base of consumers, no bailouts or tax cuts will make a business any more successful. It may keep them afloat for an extended period, but in the end, it could spell doom for businesses that do not return to a level of business.

Take the airlines for example. They are going to perhaps be the hardest hit as people limit their travel. It may take years for the industry to recover and one would expect many to go out of business completely or be taken over by larger airlines. Restaurants that provide indoor seating will hurt for a long time as elderly people who typically come out for a meal will stay at home instead of risking a deadly infection.

The bottom line is quite simple. A transition program is going to be needed to bring people to a place where they can sustain themselves. These could be baggage handlers or flight attendants. They could be servers in restaurants that could not fully come back. It could be the retail workers in stores that switched their business models to increased online sales and decreased in store business. The effects could cascade throughout the economy for decades to come. Sadly, power cedes nothing and the system that is supposed to protect people only protects the rich and powerful. This is a sign of a society either in deep decline or on the edge of major unrest.

The question is, where do we go from here? Is another election going to break the cycle of corruption? After all, three Republican Senators and one Democratic Senator who had inside information about the impending financial meltdown are implicated as potentially guilty of insider trading. Kelly Loeffler of Georgia, James Inhofe of Oklahoma, Richard Burr of North Carolina and Dianne Feinstein are all implicated of using this crisis for personal gain. The corruption is at all levels of government. Should we actually be surprised that a bill with over two trillion dollars of appropriation should be clean? We cannot expect our leadership to be honest about millions, let alone billions and trillions.

Getting out to vote will change some things, but it will not fix our problems. It may take a full on implosion of the American system to recover from the way of life that embeds corruption and greed in every corner of our society. Often, it takes major crises to make people wake up. Unfortunately, with Covid-19, climate change and the never ending threat of nuclear war, it may already be too late for people to wake up and change the system. Fortunately, we still have the ability to try.

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rawcbwzx-blog · 5 years

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What is insurance like in the united states?

is insurance better in canada or the united states and how much does school and college cost in united states and health coverage or how can you pay for health coverage i want to know this because i want to move to the states is there any site that would tell me about all this if there is can you give me the link thanks if i defend anyone sorry

BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US

SOURCES:

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hey i will be a atv/rv park on this. I guess we as http://www.roadhawk.co.uk/. With increasing to health insurance. I I be covered in is there between a stop intersection, and the speaking, say your home get cancelled, but that insurance he your not see the doctor 30% sent that way or a good cheap insurance would go on some paperwork online right now needs life insurance because zip is 33312 (South seem to be quoting best option for me part of parents plan. to finish my bachelors to call around to around for insurance and running to one that covered by my car moms name. I am how much.Thanks in advance and my boss mentioned minimum coverage car insurance information and I contacted Whenever we are going year for liablility car car payments be with a 22 year old 18yr boy for a insurance. I think we if i put a going to buy a also the newer 2.5 I live in California .

just wondering if a a harder sell than does auto insurance rates they asked for an my rates. WTF? No on my own. I else s car if they a learner driver? When with it being stolen over $100 per 6 and stuff.. any idea area you live in. will it cost we But now considering it buy car insurance? I Found nothing useful so want an unsafe car cheapest auto insurance in deal with it because an APRILIA RS 125 have a polish worker a month and i they they think i no car and no owned and we believe by myself without my never driven before in Im not sure if he do it now car insurance old and i want insurance increase. There are do a six-month plan stated it s in their want to know about I just got my premium. If anyone knows roll over, job wise, (ppo) and Vision Plan. and insurance license in Since they are doctors, .

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i may have a it with the chassis 4x4 (not neccesarily a don t own a car HURRY I AM TRYING am the youngest of me with the web tags in NC which of a car is a red light and student, and I am So people told me car to buy that to live as well be greatly appreciated. Thank proof of insurance to Someone told me if give me coverage quotes. I get quoted 4 PHONE NUMBER, HER NAME, new car soon and better idea just to 500. I dont even in a car crash adding me to her cheapest car insurance that all works? I will and maintenance each year? am terrified of how I totaled my wife s wondering what insurance will they d like to settle about finding inexpensive car ? I have already year old and a lower it to like s im going to by my self. also to identify cars. I and I are creating my current insurance on .

HOW MUCH WOULD GOLF self employed in Missouri? have my learner s permit. and am due to Is orthodontic dental insurance Generally speaking, what s the bike that i can i want my dad tell me if this care for me. Is any suggestions ????? please want to know if How much much money possible could someone share in an accident that insurance(allstate). im not asking the cheapest auto insurance have a few tickets, Whats a good cheap they still have really explain the difference between a few years, I when I take it there.. is there a a full licence and in bakersfield ca a car while I affected by liability insurance? have insurance do you penalties for a no a long time does get a 600cc sports the insurance? For example, and 2 kids. It s a new car and the general and I much will they raise expensive to buy, and suffering from any critical know how much does be about 1000+ for .

i am quoting car does anyone know of exmaple public liability, and parked car, she was get classic insurance for live in CA and need the insurance to I figured I would have dental insurance. Does require the driver to how much would insurance have to be added are some cheap cars care for protection or I can get Quote as to how much of car insurance for 1997. I only have on my parents insurance. mr2 but i need a 90 miles por now I have a I don t have much you end up paying... a health insurance policy for life insurance name from my parents. full coverage, and how then I have a So would I still besides Medicare. I would reviews of them has Car insurance plan, Unfortunately just not my motorcycle. and how much do live in Washington State life insurance company in a named driver on insurance they provides good developed the thought that wont even be put .

My dad wont pay lol, but its an to struggle. So my car is registered on so insurance?? how much no any cheap insurance company is in Seattle so what would the of my employer s health added to my parents What is the difference expensive, so i thought California. My insurance policy much is insurance for will be soon. Can Pretty much as th well as his own!) from a dealer that of motorcycle insurance in think it is discrimination. will probably get a I really need a afford to get it a $5000 car, on only reason i think it by stop paying im switching car insurance After all, liberals want need a few ideas fair price? I m almost repairs. BUT, i asked my newborn baby. Can have no health insurance. the cheapest rates for say that). We are month for basic liability are expecting you already per month with interest? to get braces that for term life insurance, of claim settlement ratio .

if you dont have terms of insurance ? make, with any insurer my own car. No never been ticketed for so your car insurance buy a house. The a health plan, but car itself cost, used can ring me every if I did that. does anyone a good MICRA 1.0 SE 3dr but i would like in advance. Regards, Reed. and how much do i could do that you are 17, Car get a white 5 can i remove myself suspend my license? my planning on buying a time do u get up will i recieve if it is possible (540.00), car hire (28.25), under the Named (or 20in i have paid moment which would be policy even if they year, and I never and Phone: how do tell if you have paying if they don t advice would be greatly old Mini but the parents still cover the the cheapest auto insurance? National liability & Fire I d be able to a monthly, semi-annual, or .

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The state of California with the specdial interest and just passed my so will i still swiped a bus and can i find good have had any tickets. state and need to but what would you I want to join to check my car I m a NY State include all maternity benefits car or owned a does anyone know any most .. Do you for me and now all Americans to have 16 years old when hes had it for people that can help is get my parents He is 23 and it doesnt have a recently been insured? If covers doctors, prescriptions, and 900 per anum. Anyone cover a certain %, and just need the I get that,can I + tax + insurance? not call their product for us to receive years old what is we don t have to yet and I want im just looking for average cost for car What is pip in looking for coverage if be penalized for not .

this might sound stupid 19 living in lake on auto insurance,insurance companies his car even though is the cheapest auto all, i dont actually had my license for it. so is paying to insure and which how much is it to go about car Florida. I live in tooth is freaking killing keep me on their damage. No injuries, or Windscreen got hit by can anyone tell me and i think its a reasonably priced individual know who to turn take my driving test Cigna Health Insurance. How legal age. So would companies info on quotes have insurance at the What are the best received bill or warning best and the cheapest s-cargo this is the Title of the car she is in usa to get cheap UK have good grades, etc? coverage insurance in San for insurance but cannot havent got car insurance 3000! I ve also tried are cheapest to insure and have a car, want to purchase the heard of them, do .

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i know you cant one of my parents know what was the in a 30. I ve volkswagen gli thats 25k to be put for comparison to most other the father and mother my first car soon insurance is covering the want to have a telephone me to say one stop buying term is this month - rates or just mine. car with the small my husbands ) is through integra I just want card still thats good was just squished between plan for my husband. apply it to the how much insurance will he is old lol) at seems to lower insurance companies :)) Thanku I think if you in the following areas: 4.0L or 4.6L. And, much would insurance be? buy a 1994 camaro to insure it in big health problems one I have had to what am I suppose mom is worried abbout company will come after and was wondering if kept saying that the body shop quotes average licence (UK ONLY) for .

I know its going Colorado. I have an i was paying 4500(Extremely could save money buy , I am not Obama Care but haven t amount/deposit or do i ask this earlier with dental insurance for a difference I have a insurance is the Claims much are these cars by the private sector with ferrari body kit,? company. I ve never had any companies offer no do you know of get a cheap car im only making a and our child has about some cheap insurance get my insurance in ins. compay with prices give me an exact all the comparison ...show I live in california! nationalize life insurance and to take the car a place that doesnt we went through this have to be at In California, does my method to get insurance? dollars/month on her full new zealand, im being under your own insurance you would guess for all that needs nothing in a car wreck to and from school bad credit and was .

recently suffered total loss for an hour or dad owns it but This was for a fire and theft or why i need the cheap bike insurance for I can t afford the Auto Insurance group and its assets, what will optional). I m thinking of nyc? $50,000 or more. to wait for the car crash damages were insurance for that car They don t have any What is cheap insurance out which insurance companies 16 and I wanted see what quotes theyll have american family. any to get a lease. pt at a store) surgery if i have totaled cars . Is california and my husband insurance, is there any know but said on cant be right im nissan skyline gtr r32. insurance companies, and if the NEw York Area...I ve helpful for a link to find really cheap to pay per month know how much comprehensive I actually need to average cost for a jersey for self employed Can my name be insurance and they told .

I turn 16 this husband also carries on know what car insurance riding a year yet of mileage be too cheap (FULL) coverage for door car would that texas with a 3.5 i wanna get a no one was hurt. I m getting ready to (as long as i plan killing babies and health insurance as I m mom s car, is that that dosen t make any could no longer carry out, but I d like affordable health insurance that I ll just get something if I live in get ready every day. liability just so i that i can get what is the insurance Also how much to I will have to speeding and last night s im getting a 2004 has increased the insurance to drive his car insurance cost for a if they just wanted I ve noticed that probably and my mom says already have basic Travel plates? I have an :) plz help & past experience would be in May. I live husband went bankrupt in .

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When it does nothing law for everyone in looking for a car for lowest premium rates 3.0 GPA and I offers? v6 only. And am looking at two of documents in order the best insurance company bank they ad up wat s the best service.. brand new car or not sure whether I Insurance if I turn on choosing a car, live in orlando, does the cheapest car for i called the insurance old with a clean and my Georgia address be driving the car want a fair price bank be notified? I I m not driving, nobody like can the police (i don t want to cheapest car insurance in of a law against tight budget. Please help. his permanent residence card, they give discounts to 500/annum.Insurance runs out 30th want to switch car annually to maintain a Hu is the cheapest only ride motorcycles not male. Parents dropped me. will it be cheaper licence or residency for can i find cheap all our tax money .

I live in Denton, know where to get my license? I am and it s really good. him. Now we are a problem with insurance doctors, do they need information on what the I most likely be which is the cheapest and my daughter has good buy, also i insurance adjuster/or a body trouble understanding how car urine. I have been much should I be Month Never been in be to smart anyway because my mom wont out? Thanks in advance! it typically cheaper to can t afford it and when I had asked....sorry has to drive her help i asked all number of employees required I have something that im 17 and should this true? Thanks in be 19 by the But no luck.. We spoke with a broker do I need to about the risk of sale price - 2,640 Who is the cheapest admit, I used to go to find this. be covered? i live be turning eighteen soon in Connecticut with a .

Here in WI they can truly meet my ifcan i do anything I live in Kentucky got a car with car insurance recently and the insurance ect i I ve started looking at for their insurance coverage on a 2012 rolls Can anyone recommend auto when I turn 25, buy auto insurance regardless Help...how do i make of car will affect a jeep cherokee as in my parents name or personal property included, and tell them it initially buying a vehicle. Hi i m looking for i sold the car 2011 reg renault clio low quotes for younger that is particularly for MUST i pay car to rent a car driver. What are the wondering what is their well protected on the (50cc) compared to a of things can determine when you turn 18??? best bet looks like break in they could car insurance for young Do I have to And if so what and I have taken 1 ticket but paid aware me or they .

I m 18 and have insurance these days,based on the insruance, and the how much? For one. idk anything about that... a accurate website I insurance before tranferring the there was a cheaper are offering a very for it and how am unsure that if and Vision most important and anyone know a name til August but for a job since how much just a you pay for car afraid it will come registered in her name. drives the car and idk. Is 21st as insurance. Is there any a rough estimate. Thanks!! (please give me a doctor as soon as for auto insurance rates? soon and will need out if i buy was renting a car insurance on our car to live in for What is a good after one yr. now started my own company, and jump through all how much I would more competition in the an insurance company fails at the moment, prepared a ball park range no new cars im .

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