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#hey that's already a tag someone else used often enough for tumblr to recommend it as a tag
tj-crochets · 1 year
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Hey y’all! I hadn’t mentioned it by name because I wasn’t sure if it was regional or not, but I found out it’s not regional so: Aetna is the worst insurance company. It sucks! Avoid it if you can. All my insurance issues have been because of Aetna. Aetna refuses to pay for my maintenance inhaler or my rescue inhaler, and refused to pay for a holter monitor for me when I’ve had tachycardia issues for a full decade. A heart monitor my doctor ordered to check if I had major electrical issues because if I did I’d need a pacemaker to prevent severe cardiac complications (I don’t have those issues, for the record).
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cmtrydrve · 4 years
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            hey ! my name’s link , i go by he/they pronouns , am 21+ & live in the cst timezone ! my only personality trait is being a bts , sment & girl groups enthusiast . i’m an aries sun with a pisces moon , which means i can be aggro , am always loud & obnoxious , but am a secretly sensitive softy , so plz be nice to me !!! this is my child , mikey , who’s stuck in 2006 & never grew out of his emo phase ( take that , mom ! ) . he’s also an aries , because my jjks always end up like that . hopefully , you’ll love him as much as i already do ! under the cut , you’ll find some misc . info & wanted connections . here are links to his dossier page & his pinterest board , which will hopefully give you some deeper insight . i’m excited to be here & write with you all ! like this if you’d like to plot & i’ll fly to your ims , but also feel free to add me on d*scord ( it’s easier for me as well ) : no brain only loving bts#6669 !
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— jeon jungkook. he/they. demiboy. | was that michael “mikey” kwon i just saw in the hideaway lobby ? i hear the twenty-two year old spends most of their time working as a record store clerk / studying communications , but i’ve always just seen them dyeing their hair different colors with kool-aid . they live in 3c and i often see them in the halls. they always give me a vibe of getting into arguments online , an entirely black wardrobe and drinking six cups of coffee to make it through the day . 
misc . info :
his parents are both very hip artists who met & fell in love while attending art school. they’re both very modern kind of parents, which meant that mikey grew up around a lot of self-expression (& being told to try it for himself), paint everywhere & pot.
growing up, he was allowed to paint his walls & even ceiling however he pleased & it instilled a love of creativity in him. his parents still have paintings he did as a child hanging up on their walls & fridge. even now, he still draws casually, though it was always a hobby for him & not his actual passion.
his parents are extremely caring & understanding. as a teenager, they allowed him to go out & party & always made sure to get him home safely. mikey genuinely can not remember a single time they ever yelled at him even when he fucked up massively. so he tries his best to make sure they’re happy & taken care of. but they’re adamant in supporting whatever mikey wants to do.
they were both the alternative types, which meant that rock music filled their home. mikey was familiar with classic rock from a young age & the sounds of fleetwood mac & other similar bands fills him with a warmth that can only be attained from childhood nostalgia.
his first taste of love came at the age of seven. his parents always brought home new albums to listen to & his dad purchased three cheers for sweet revenge by my chemical romance. while the screaming & raging instruments could have been too much for anyone else his age, mikey embraced it fully.
it ignited an adoration for the genre as a whole & soon enough, his parents were bringing home various emo music albums to sate the always dramatic & over-reacting mikey. for christmas, he received mcr’s discography (at the time, just two albums) on vinyl, which he still has hanged proudly on his wall as an adult.
he owns every variation of every mcr album now. vinyl, cd, cassettes. he even collects the japanese versions because he likes the way they’re designed.
he dropped the name mike / michael because of mikey way & he refuses to answer to anything else.
even though it’s largely part of “cringe culture” now (which mikey refuses to participate in), he loves hot topic & goes there whenever he can. his closet is full of band tees & he has a drawer filled with those spiky belts, bracelets & pants with the suspenders from his teenage years.
he’s been dyeing his hair regularly since he was twelve. he’s had every color under the sun. this is what his hair currently looks like but he dyes the highlights with kool-aid, so the color is always changing.
he has a nostril piercing & would probably get more done if someone so much as implied that he should.
he has a mcr stan twitter account & he gets into fights with everyone he decides has a wrong opinion. he’s been suspended multiple times for being too aggressive online, but he always comes back. he also has a tumblr account but he just uses it to reblog pictures of gerard way (his bias KJHFDKJ).
he works at a record store & goes to school for communications. he hopes to either be a radio dj or podcast host. he wants to get paid to talk about how much he loves music either way. but he loves his current job because he gets to talk about music all day and recommend albums to people. also it’s helpful in perfecting his own vinyl collection.
yes, he cried the day mcr broke up & yes he bought tickets to all their reunion shows. he took the day off when the tickets went on sale & his boss was understanding, knowing how much he loves the band.
he’s extremely impulsive. if you tell him to do anything, he more than likely will. he has a lot of stupid scribbled tattoos on him for this reason, especially on his hands.
while he doesn’t mind appearing masculine & even embraces it, he doesn’t fully align with being a man. he started identifying as nonbinary in his teens, but has never felt 100% a man his whole life. he’s fine with both he or they pronouns for the most part, though he does have his preferences day to day. he introduces himself as nonbinary so it’s not a secret & everyone who interacts with him is aware.
he’s kind of a party animal. he’s that loud person who drinks too much & ends up blacked out on the floor.
he gets in trouble a lot, because he plays music very loudly at both his workplace & his apartment. but he’s of the opinion that if music is too loud for you then you’re just too old.
he’s aggressive & very arrogant. he will fight you about anything & everything. he just likes to argue & he thinks he’s right about everything.
in typical aries fashion, he loves to flirt & be flirted with. he just adores attention & seeks out affection where he can find it. he gets crushes really easily & pursues aggressively (he’s extremely charming & good at making people feel good about themselves), but he gets bored when he actually obtains the person he desires. he’s never really seriously dated, but has had over a billion crushes in his lifetime.
thought dramatic & annoying most of the time, he’s also very loyal & has a good heart. if you’re in his circle of people he likes, then he’ll do anything for you point blank. he always tells his friends that he’d die for him & he means it.
while he tries to appear confident, he has secret insecurities stemming from being the middle child. he has issues with feeling like he’s not good enough or thinks he’s unnoticed by everyone, so he acts up by being dramatic.
he drinks A LOT of coffee, so he’s pretty much always bouncing off the walls.
he’s extremely pansexual & loud about it. if you’ve known him for longer than five minutes then you’ll find out how he wishes he could smash gerard way specifically in the helena mv to smithereens.
he very casually knows how to play guitar. he’s that person who plays wonderwall at every party.
while he’s not a fan of pop music, he knows most girl group dances & can do them well.
wanted connections :
exes (any gender. it will more than likely be something casual, like a few months or less, but we can discuss the timeline! also it can be messy or friendly. extra points if there’s lingering feelings!)
hookups / fwbs (any gender. singular experiences or regular type things)
childhood plots for those who’ve lived in seattle (childhood friends, first kisses / crushes, all that good stuff)
flirtationships that don’t go anywhere
one-sided crushes (don’t mind who has the feelings!)
mutual pining but they’re both idiots & have no idea
party buddies (can be drinking &/or smoking). emo music buddies. netflix buddies. any of these can be combined.
enemies???? (if we can decide on a suitable plot. or enemies with benefits :smirk:)
someone who knows of mikey from his stan twitter but doesn’t realize it’s him & talks shit openly about the asshole who runs the account in front of him.
on the opposite side of the spectrum, someone who he flirts with in the dms & they plan to meet up after realizing they live in the same apartment building.
tinder date (it can go well or not)
frequent customers (customers he flirts with or can’t stand because they just loiter or gets into fights with because they have bad taste in music
someone who takes advantage of mikey being willing to do anything he’s dared to do. make him do all the stupid shit he shouldn’t be doing, whether it’s getting tattoos / piercings or anything dangerous or just idiotic.
you’re sick of this asshole blasting music late at night & go to yell at him for it but oops he’s actually attractive (or you actually can’t stand him, whichever GKDHFGJFKD).
i have a huge tag full of plots i’d love to do on my rp spam blog. not all of them will be fitting for mikey but just ask me & we can try to change some elements or something!
literally anything you can think of i’m probably down for it!
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falseroar · 6 years
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Can You Wake Up? Part 2: I’m Sorry, You’re Dying
((Link to Part 1: Great Things))
“Y/N!”
You woke with a start, sure that someone had just called your name, but the room around you felt quiet and still, aside from a small, persistent beeping. The lights overhead were dimmed, and out of the corner of your eye you could see curtains drawn around your bed, blocking the rest of the room from view.
It was all you could do to keep your eyes open as you struggled to remember how you got here and why you felt so bone-aching tired. A vague memory stirred, but you quickly killed it, dismissing it as a stupid dream before trying to sit up.
Yeah, that wasn’t about to happen.
You barely made it an inch before the wave of pain centered around your neck and chest sent you back down with a barely stifled groan. On second thought, it really was a comfortable bed. Why leave it so soon, when you were just getting acquainted?
The curtain made a screech as it was pulled back by a young-looking doctor, who was cleanshaven and—
You didn’t bother holding back this groan when you recognized Dr. Iplier. Oh, God, it wasn’t a dream.
“I’m sorry, you’re dying,” he said, almost out of reflex.
“Well, last I heard I was dead, so…” The words came out before you could think, an impressive feat considering the weight resting on your chest that made each breath an effort.
The doctor cracked a smile, even though you weren’t sure that was a joke. “I’m surprised you’re awake already, Y/N. You should be resting, after what you went through earlier.”
“After…?” You frowned as the memories came back and immediately pushed them away, trying to focus on something, anything else.
There was shouting, somewhere off in the distance, and Dr. Iplier must have mistaken your expression because he said, “Don’t worry, there’s always someone making noise around here, probably being idiots.”
His smile this time seemed more forced than the one a moment before, and you thought you saw his eyes shift toward the door before he turned to the monitor near your head that was keeping track of your vitals.
Other people. Did he mean… You closed your eyes to fight off that headache of a thought and asked, “How do you know my name?”
When you opened your eyes, you saw him glance at something on the other side of your bed before shrugging. “Dark called you that. I take it you two know each other?”
You turned your head to see what he had been looking at and got a brief glimpse of a chair pulled up next to your bed, a bloodstained black jacket thrown over the back of it, before you winced at the twinge in your neck and the doctor was immediately at your side, his hands on your neck, gently pressing against the skin.
“Just a bit of swelling,” he murmured under his breath, but it sounded loud in your ear as your body tensed at his touch, only relaxing when he finally leaned back. “Sorry, just had to be sure. Believe me, I’ve handled much worse than a broken neck and a gunshot wound, but then we’re—”
He paused and this time you both glanced at the door. The yelling had been getting louder without either of you noticing, but now it was close enough that you could make out the anger and desperation in the voices, if not the actual words.
“Nothing to worry about,” the doctor said after a moment, but his face was much paler now. “Tell me, how are you feeling?”
Your mind threw up a hundred metaphors, but none of them quite conveyed how crappy you felt right now mixed with that deep sense of unease tinged with confusion. Broken neck? Gunshot wound? What was he talking about?
“I…Not great,” you started and stopped, one hand reaching up to rub at the headache forming above and behind your right temple, made worse by the ringing in your ears. You stared at the bandages wrapped around your hand, from your fingers down to your wrist.
“Oh, yes, the glass did a number on your hands,” Dr. Iplier said. “Looks like you’ll have some serious bruising as well. May I take your temperature?”
You nodded, maybe, you weren’t sure but he was already reaching for the thermometer and you barely noticed it in your mouth. Looking at the bandages on your hands, you remembered pounding on the glass, oblivious to the damage you were doing to your own hands if it meant getting out of that place, away from that…thing in the void. You shuddered, and the doctor gave you a look of concern while he waited for the thermometer to read your temperature.
“A little low,” he murmured after taking it out, and glanced at the monitor again. “I’ll change your bandages later, but for now you need to—”
“Y/N!”
You both jumped and the doctor swore. You knew that voice, not that that seemed to mean much around here. You looked to the doctor to ask, but he was already pulling the curtain shut around your bed with a hushed, “Stay here.”
Stay here? Did he actually think you could even get up? More importantly, why did he sound so scared?
“Where are they? What did you do?!”
It was the same voice yelling out again, but this time you heard the low sound of Dark answering.
“Shut up you fool, before you wake everyone up. Do you really want them asking questions?” He was no longer attempting to sound soothing, and the venom practically dripped from his words as he added, “Besides, it seems you would be in a better position to know the answer to that. How could they possibly have wound up here?”
“I saw them! In the shard, I saw them screaming before the mirror cracked, and then they were gone. They weren’t at the house, so they have to be here.”
“…You went to the house?”
“Get out of my way, Dark!”
The door banged open and you heard a shout from Dr. Iplier before the curtains opened with an epic screech that still did not compare to the ringing coming from the doorway. Mark stopped short, his hand on the curtain as he stared down at you in disbelief.
“Y/N?”
“Mark?”
Maybe you’d thought before about what you would say to Mark, if you ever got the chance to meet him. Maybe you thought that if given the chance you would tell him how much his videos meant to you, or be too shy to say anything, or just, you know, make a joke about his height or something. Normal stuff.
Now, though, only one question came to mind, and you practically pleaded for an answer. “What’s going on?”
“Hey, it’s okay,” Mark said, his face shifting into an easy, practiced smile. “I’m here to take you home, Y/N.”
“I would recommend against moving them,” Dr. Iplier said. “The wound on their chest still needs attention, and the amount of energy they used earlier to heal their neck—”
“Don’t touch them!” Dark interrupted, grabbing Mark’s wrist as he reached out for you. Despite the two of them being the same height, Dark seemed to tower over the other man with the shifting, swirling black cloud that surrounded him now, flickers of red and blue shining through every now and then. Behind them, eyes wide, Dr. Iplier moved toward the door and slipped out of the room, unnoticed by either.
Mark pushed him away, seemingly unintimidated by the light show. “How did they get here, Dark? What did you do?”
“Why do you think I’m the one who woke your precious pet up?” Dark scowled at Mark, an almost feral hum coming from his chest. “This seems more like your…handiwork to me.”
The ringing was terrible now, and you pressed a bandaged hand to the side of your head in an attempt to keep it from splitting right in half.
“Can you…stop that?” You asked, the words hard to get out with your head pounding. Through one half-open eye, you could see both of them look your way as if just remembering you were still there. “The ringing, can you stop it?”
“Of course,” Dark said, his tone changing almost as fast as his aura withdrawing to a barely visible outline, the ringing disappearing with it. He took the seat by your bed and reached for his jacket lapels out of habit before remembering that he had taken it off, then gave you a winning smile. “Anything for you, Y/N.”
“Don’t pull that,” Mark said, placing one hand protectively on the side of your bed opposite Dark. “Do you really think you can pretend like you care? You’re the one who left them trapped in a mirror for 85 years!”
Wait…
Your headache was taking its time to go away, but something clicked in your mind.
“Yes, do speak to me about morals while you walk around in that body. I did so much need a laugh today.”
The way they were talking, it was almost like…
“Don’t,” Mark said, his voice low and menacing.
Dark tilted his head with a subtle crack and then smiled at Mark. “Oh, that’s right, you’ve been trying to ‘make amends.’ Is that why you’re here, or did you just want your pet back?”
“Oh, God.” You didn’t realize you said it out loud until both of them looked at you. You swallowed, feeling how ridiculous the question was even as you said it. “You don’t…think I’m the district attorney, do you?”
They took so long to respond that you thought you must have been mistaken, until Mark said, “Well, yeah, who else would you be?”
((End of Part 2. Thank you for reading! Right now the plan is for one part a day. Is that too often? Is the length for these about right? I’m really not used to doing longer stuff like this on Tumblr, so any and all feedback is welcome!
Link to Part 3: Just a Dream
Tagging @silver-owl413​ ))
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awed-frog · 7 years
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I love your 'love tropes everywhere' tag! And right now something came to my mind (Sorry I can't look it up by myself right now, but) might it be that most of these love tropes aren't recognized as such because of the music? At least I can't remember any "lovely" music in DeanCas-scenes, if you understand what I mean.
Hey! Thank you - that’s one of my most depressing tags, but it also makes it so clear what they’re doing with Destiel, doesn’t it?
(Sigh.)
As for the music - that’s a very interesting theory, but unfortunately, music is something I mostly know nothing about, so I don’t know if I can answer your queston. My opinion on that - and I presume that in this case, you’re wondering specifically about the parallels highlighted by this post - is that music can influence the way you view a scene, because even I know that, but I wonder if it can truly override our collective #NoHomo mindset. As I explained here, even for me, someone who grew up with a borderline hippy family reading weird books and watching weirder movies, both IRL and (often) on screen a gay couple is not a couple until they cross some line - and that line is much higher than it is for a straight couple. It’s unfair, but it’s apparently how brains work. For instance, yesterday a Facebook contact I haven’t seen in forever and ever posted a new picture - you could see these two guys, okay, arms around each other, some kind of beach in the distance - and there you see it again - if my friend had been with a girl, I would have assumed, 100%, that that was a romantic partner - a girlfriend or a wife - because something in the picture was very intimate and soft and that’s not how you pose with friends. But since they were two men, and I’d never heard anything about him being gay or bi, I just - I don’t know. You think best friend, you think jokey picture, like those best men playing bridesmaids and screaming at the ring. And whenever this happens, I’m not happy with myself - I tsk and roll my eyes and everything else - but our brains have this weird way of functioning statistically in how we see the world (in movies, 99% of couples are straight and 99% or bros are just friends, so that’s what you see) and then ignoring statistics as soon as there’s a rational decision to be made (a lot more people are killed in traffic and changing light bulbs than they are in terror attacks, and yet it’s the bombs we fear). So in the case of Dean and Cas I’m not exactly sure that even music can change anything, if simply because everything else really didn’t (all those I need you and breaking mind control spells and mixtapes and the platonic staring - if this had been a man and a woman, everybody to the Moon and beyond would have accepted it as canon asap). 
I mean, Sam and Jess were a couple, and this is the data our brains have been given - they were in love, they lived together, they went to parties and whatever - this means that what they’re doing with them - Sam seeing Jess by the side of the road, Lucifer pretending to be Jess, Sam rushing to save Jess from the fire and everything else - that’s not subtext - it’s text, and it supports the coherent and honest narrative we’ve seen from the very first episode. For those mythological creatures, the ‘casual viewers’, there’s no ambiguity there, no math to do in their heads. They’ve been told straight out that Sam loved Jess in a ‘I want to have babies with you’ way, so when Lucifer slips into her skin the situation is abundantly clear. Dean and Cas, on the other hand - what is missing, and mostly the reason I’m so angry, is that there is absolutely nothing textual there. Everything we have about them are things that can either be read both ways, or are so ‘unimportant’ that a normal viewer wouldn’t even notice them. This means that when Lucifer pretends to be Cas, the situation is very different (maybe not for us, but for a ton of people out there). And, frankly, not even Céline Dion could change this - after seeing the media’s reaction to the mixtape, for instance, it was clear to me that the next season could open with a montage of Dean teaching Cas how to dance with My Heart Will Go On blaring from some jukebox and it still wouldn’t be enough.
(Ugh.)
And the thing is, part of me understands this reluctance or obliviousness we’re seeing about realizing Destiel is a thing, because there is no reason, none, not to insert it in the text. If they want to preserve some UST and general misery, which is always a good idea, they could still have Dean talk to Jody - they had the perfect opening this season in her You can tell me anything speech - or, whatever, they could have filmed the magnificent episode someone (sorry, I never remember who) wrote here on tumblr about a case featuring some ex boyfriend of Dean’s. Seriously, it’s not that difficult.
(But, yeah.)
So, I’m sorry - the only thing I can offer here is that I checked out the first parallel (because I can’t bear to rewatch that last episode, and I do remember Casifer talking to Dean wasn’t framed in any particularly romantic way).
When Sam sees Jess in Bloody Mary, the background music is The Rolling Stones’ Laugh I Nearly Died, which starts well before that scene and seems to be more about Sam’s feelings of guilt and ‘unmooredness’ than his everlasting love for Jess. Jess appears during the guitar solo and disappears over the last refrain - I’m so sick and tired / Trying to turn the tide, yeah / So I’ll say my goodbye / Laugh, laugh / I nearly died. As for the Destiel scene that was heavily paralleled to that one, well - it’s neatly done, isn’t it, because in this case, Dean sees Cas right at the beginning of the episode (Sam and Jess, that was the very last scene) and, again, the scene is framed by a classic rock song, The Animals’ We Gotta Get Out of This Place. Now, the interesting thing is that the Destiel scene is played in a much more insistent way - that song is way more romantic, for starters (‘Cause girl, there’s a better life for me and you), and when Dean sees Cas, the lyrics go Now my girl you’re so young and pretty / And one thing I know is true, yeah / You’ll be dead before your time is due, I know it. The second thing is that Dean, unlike Sam, acts upon this vision - he stops the car, drives back, gets out, and looks around, whereas Sam simply stared in awed desperation at Jess before the screen went black. And, third point: when we saw Jess, that was filmed from Sam’s point of view, but when we saw Cas, that wasn’t Dean’s point of view - it was the external narrator’s (so to speak), and that generally means what we’re seeing is objective reality. Now, I’m not saying that’s yet another indication that Dean loves Cas (or maybe a little bit) - I think what’s happening here is that Cas, unlike Jess, was not dead, and that Dean actually had a glimpse of him walking along some road - maybe not the one he was driving on, but that scene - and this is confirmed by how it was filmed - was real. Dean saw Cas, and Cas saw Dean. That wasn’t a vision. As to what it means, subtextually, if anything - I am reminded of that Fanfiction thing where the two girls playing Dean and Cas were a couple in real life. External narrators and objective reality outside the theatre’s stage usually means, this is actually true, pay attention - but, again, it’s subtext, so, whatever.  
Anyway, if you’re interested in this I can recommend TV Tropes, which is devouring Supernatural with a vengeance (see for instance their Ho Yay! page, which features many examples of barely subtextual homoerotic moments).
(By the way - I rewatched bits of Bloody Mary to find that Jess scene and there he was, baby Dean waking Sam up from a nightmare and saying, ‘Sooner or later we’re going to have to talk about this’ - and that’s another example of viewer bias, isn’t it, because when I first started to watch the show, I didn’t really like Dean and mostly saw him as some insensitive fuckboy - and yet I bet there were plenty of little moments like that one which already contradicted this alpha male façade Dean was trying to cling on to. I guess I just didn’t see them, not until later, because I’d already decided in my mind what this character was like. 
Brains are funny things, aren’t they?)
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caepaecaesurae · 7 years
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> Last week sometime...
caepaecaesurae ... I apologize for the #tyrian/ tag, by the by.  My moirail has trouble wvith your alternates, that he is still wvorking through. brackishbarracuda so i noticed i didnt mean to start shit caepaecaesurae You havwen't, and he holds no animosity.  Only memories. brackishbarracuda i cant reely say shit tbh w u i used to have the same problem w certain cronus alts i aint gonna go into it but im betta than i was
caepaecaesurae .. There are so vwery many things wvrong wvith certain Cronus alternates. brackishbarracuda an nearly all a mine are fucked so caepaecaesurae I'm glad you're doing better ..and that the entire Ampora line is not currently completely poisoned for you. brackishbarracuda trust me theres a few i could stand to see w a head on a different end a the room than the rest a them but i got double diamonds and both are v much amporas caepaecaesurae There's some that -I- wvould be inclined to separate from themselvwes. brackishbarracuda aight if im bein honest its one in particular and its an erian so i still count that as improvement caepaecaesurae I'd agree.  WVas he perchance recently invwolvwed in the dashcourse? brackishbarracuda i dont think so i aint been payin attention i dont mind a name drop if ur currious just dont out me aboat it its complicate complicated efin caepaecaesurae Reasonable.  ...  I don't speak wvith many Eridans, I suspect it's not likely to come up, so I'll abstain. brackishbarracuda as in dont tell me or u wont out me caepaecaesurae Don't tell me -- I wvouldn't out you either wvay. brackishbarracuda s fair caepaecaesurae But this wvay, I'm not likely to read his page out of curiosity. Or ask a thousand questions that aren't my business.  I'm afraid I'm as gossipy as Arlequin can be. brackishbarracuda trust me tho if he shows up and starts shit youll kno who it is caepaecaesurae Do let me knowv if you evwer need a hand. brackishbarracuda pike i said its complicated 38/ and f reel tho i aint mind questions from u in particular caepaecaesurae If you're certain, then -- wvho, and dare I ask his specific failings? brackishbarracuda violaceousvanity too many to fuckin count brackishbarracuda most a which is fuckin w my rails pusher an holdin the fact said rail had feelins for him over my damn head when i was low caepaecaesurae .. Ugh. brackishbarracuda im really tryin naut to go on a tirade aboat every fuckin thing hes done wrong bc i wont stop if i get started its platonic af caepaecaesurae I knowv the feeling. Aye, interference in romantic affairs often can be. brackishbarracuda hes still a part a my rails past tho before i knew him and he swears hes his friend so im over here just shruggin violently brackishbarracuda ur ugh in response was afishiated tho its hard to properly disgusted w somebody existence when other ppl aint as pissed as u are
Last Wednesday at 2:44 PM
caepaecaesurae I sympathise.  Interpersonal conflicts of that nature are... Awvkwvard at best. caepaecaesurae Pardon for disappearing on you. brackishbarracuda nah shit happens u aight caepaecaesurae > Caesurae looked at that question, blankly, for over a minute before he could bring himself to quietly facepalm, sigh, and gather his words. Sleep came unexpectedly, that's all. brackishbarracuda count ur blessings i had to watch cats the musical before i could get my wrigs to fall the fuck asleep caepaecaesurae You havwe wvrigglers? I feel like I should havwe knowvn, sorry for the inobservwance. brackishbarracuda i dont talk aboat them much naut publicly anyway brackishbarracuda too much shit can go wrong but yeah i got five a them caepaecaesurae It's easier to protect something no one knowvs about. Gods, that seems daunting. brackishbarracuda i mean they aint mine i kinda inherited them but they mine u feel cept one ones actually mine caepaecaesurae I believwe Arlequin had a fewv sprung on him wvhen it turned out one of his flings came from a timeline wvith interesting biology. He adores havwing a massivwe family for church reasons though. brackishbarracuda yeah caepaecaesurae May I ask about the inheritance? brackishbarracuda bouy seems pike hed b happy just havin em drip off him while he fucks around in the kitchen caepaecaesurae That's fairly accurate, aye. brackishbarracuda dead red caepaecaesurae I'm sorry. brackishbarracuda they didnt really have anybody else me and the rails look after em caepaecaesurae Good that someone or something does. If you havwen't ended up lusus-bonding wvith them yet you might be able to get them lusii in a timeline somewvhere.  I suspect you havwe though, by the sound of it. brackishbarracuda loz would raise from his fuckin ashes and haunt my ass if i ever got rid a them especially now brackishbarracuda theyre mine caepaecaesurae I'm glad you care for them. I'm...familiar wvith the concept from Beforus, and from my moirail's family.  It's not something I'vwe personally evwer wvanted, but I'm glad it suits you. Are they young, still ? brackishbarracuda it aint someifn i ever personally wanted either tbpfh w u little shits grow on u yeah caepaecaesurae Has Arlequin met them yet? brackishbarracuda ach is the oldest and shes under five sweeps and ayas the youngest and shes in a coon rn i think we planned on it but it aint happened yet brackishbarracuda lotta shit goin on rn caepaecaesurae I suspect he'd enjoy it quite a bit.  He adores spoiling wvrigglers. brackishbarracuda yeah i can sea that lmao hes a big cod damn nerd brackishbarracuda hey i got a question caepaecaesurae Aye? Fire at wvill. brackishbarracuda do u no anybody youd trust w a needle pike tattoos do u think arlequin would kno anybody in the church oar caepaecaesurae I knowv Porrim has a studio here, though I'd havwe to gently feel out howv she feels about seadwvellers.  I'm sure Arlequin knowvs howv to apply tattoos in the old wvay, wvith hand-made tools and ointments rather than wvhat one wvould vwisualise in a modern tattoo parlor. I'm sure Nadaya wvould knowv someone, and could ask, if that wvould be of use. brackishbarracuda idk if i trust his evaluation of i trust u naut to kill me while u do this but yeah if u could ask around so i got options id afishiate it tbh isle still probubbly sea what arlequin can do seein as i already trust him caepaecaesurae Arlequin I wvould trust completely to do blackwvork.  If he specifically says he can do brilliant colors and gradients, I'd believwe him on those too. I trust Nadaya not to put other people into stupid situations.  He tries plenty of things himself he wvould not consider for others. brackishbarracuda thats fair caepaecaesurae I'll see if I can put together a list for you -- and I'll mention wvho each recommendation came from, as wvell. I'vwe been somewvhat tempted to look into it myself, I just havwen't been able to think of a design I wvanted. At least anything that wvasn't somewvhat trashy. brackishbarracuda hell let it be trashy caepaecaesurae References to the Kraken brackishbarracuda lMAO caepaecaesurae A tramp stamp, if I could bring myself to it brackishbarracuda PLZ I N-E-ED T)(IS caepaecaesurae Haha Gods.  Maybe. brackishbarracuda oh my shi t absofuckinlutely i am behind this and behind u so i can stare at it caepaecaesurae I appreciate the vwote of confidence. "This side up" brackishbarracuda im la ughign i swear to fuck man embrace that shit caepaecaesurae On the one hand, yes. On the other, if I don't, I can fake being a vwery dignified older man at wvill. And people wvho don't knowv me wvill believwe it. brackishbarracuda i mean thats fair but u can do that w some paint an sealer caepaecaesurae ..Oddly true.  Of course, I could put on a vwariety of different tramp stamps at wvill in the same wvay. brackishbarracuda embrace ur inner trash prince caepaecaesurae You are a terrible influence, but I'm almost intrigued enough to put together a selfie. brackishbarracuda i am tho caepaecaesurae This Side Up is the best one I can think of.  Maybe a reference to the Gunshowv WVhat are some other good ones, vwisible from the front? I am preparing something. brackishbarracuda suns out guns out has alwaves been a personal fav isle ahab ur crosshairs idfk visual pun put ahabs on ur bicep caepaecaesurae Oh, perfect brackishbarracuda i am all for this please dear cod also ur attractive just fyi caepaecaesurae Thank you, I appreciate that.  You as wvell, from the pictures I'vwe seen. brackishbarracuda the reactions ur getting are worth this shit alone caepaecaesurae Oh, aye, I need to do this more often. brackishbarracuda u reely do i almost wanna reblog the dam thing again caepaecaesurae One feature of tumblr that I personally appreciate is the ability to schedule posts to go off at pre-determined times years into the future. brackishbarracuda oh my shit ohhh my shit caepaecaesurae And you look at your dashboard, and you ask yourself "WVhen did I reblog that --  Oh.  Ohhhhhhhhh right." brackishbarracuda i am here for this brackishbarracuda plz at least keep the gun caepaecaesurae Hah.  I don't knowv.  The tiny one? brackishbarracuda yeah i mean its easily hidden w sleeves an its a good ice breaker caepaecaesurae It is at that. If I did, I'd probably ask Arlequin to apply it for real.  Things I imagine into place are easy to imagine awvay again. brackishbarracuda i nearly said id imagine so and stopped myself wtf me caepaecaesurae I can imagine it, and I wvouldn't havwe caught it. brackishbarracuda hes doin aight if ur currious thats my rails caepaecaesurae I'm glad he is. brackishbarracuda i get over excited about the bouys so i apologize in advance caepaecaesurae Hah.  Both vvic and his brother? Enthusiasm is a blessing, enjoy it. brackishbarracuda yeah f reel tho they aint get out much so im over here wavin a lil flag when they talk to ppl on their own caepaecaesurae I havwe a fewv friends like that. Thankfully theyvwe started getting along wvith one another, wvhich is nice. brackishbarracuda tru tf to that
Last Wednesday at 6:44 PM
brackishbarracuda are u sugestin arlequin is a wrong choice caepaecaesurae No, I just knowv Arlequin wvell and don't knowv if he knowvs him. Arlequin making more positivwe social contacts is good. brackishbarracuda (that was a joke ) tru af tho caepaecaesurae I'm not that great at jokes if the punchline is someone being offended, if I'm honest. brackishbarracuda aight fair caepaecaesurae Sorry, chief. brackishbarracuda nah u aint got anyfin to apologize for
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kayawagner · 6 years
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Getting Started on the DMs Guild – Part 2: Publishing and Marketing
Welcome back, folks! I hope you found Part 1 enlightening because we are going to take it a level deeper today. You’ve crafted your beautiful D&D work and now you’re ready to publish it. But I want to talk about some of the foibles of publishing on the DMs Guild, because it’s not quite like publishing anywhere else. This is where I think I’ve tripped up the most, so come and learn from my mistakes so you don’t have to make your own!
More Bubble-Bursting
Oh hey, remember how last time I started with the less-good stuff? I’m going to do that again. Some things on the DMs Guild don’t sell as well as other things, by a fairly wide margin. I didn’t include this in the previous article because I think it’s more important to write what you want to write than to write what you think will sell well. But since we’re going to talk about marketing, I think it’s important to bring it up now.
Player options like character classes or subclasses, character races, new spells, and new magic items sell very well in comparison to DM options like written adventures, monster and NPC stat blocks, or DM guides. It makes sense when you think about it; there’s at least a few players for every DM. Sure, a lot of players become DMs, but plenty don’t. In my experience, this can be a drastic difference in sales expectations.
 …it’s more important to write what you want to write than to write what you think will sell well. 
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To give you an example – my best-selling adventure, up until recently, had only sold about a third as many copies as my worst-selling compilation of magic items. To put that another way, my “worst” magic items still sold three times as many copies as my “best” adventure, if we were to use sales as a measure of quality (spoiler alert: sales are not a good measure of quality).
I’d like to reiterate – this doesn’t mean you shouldn’t write the adventure you want to write. You very, very much should. Writing just for sales or writing only what you think will be popular is a much faster route to failure than writing what you have a passion for writing.
dmsguild.com
Pricing and Payment
One of the things I struggled with the most when I first started out was how much to sell my products for, and I think this is still confusing for a lot of newcomers. There’s three options on the DMs Guild: full paid, “pay what you want”, and free. Free is pretty self-explanatory – you aren’t getting paid for this, it’s being given away. Don’t undervalue yourself. It’s fine to do promotional items for free, but I wouldn’t do it for much else.
Full paid is the flat rate for your product. I didn’t know this when I got started, but many writers on the DMs Guild use this very simple formula: # of pages x $0.10, then round up to the nearest 0.99 or 0.95. For example, if you have a 25 page product, that puts you at $2.50, then round up to $2.99. And yes, not bringing it up to exactly $3 is surprisingly important. I dropped several smaller products from $1 to $0.99 and I saw a fairly significant jump in sales. I don’t know why the human brain is this way, but it sure is. You can charge more, you can charge less, but this is a solid baseline, I’ve found.
 Don’t undervalue yourself. You have a valuable skill and you deserve to be paid for it. 
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“Pay What You Want” is, and I’ll be blunt here, the worst of both worlds. 95% of the people who download your product just won’t pay anything or will pay a pittance. Again, this can work for promotional items, like one stat block from a larger collection that you’re advertising… but then just go with free. This is my experience; your mileage may vary. Don’t undervalue yourself. You have a valuable skill and you deserve to be paid for it.
As for what you get paid, well, you get 50% of whatever the item costs. If someone were to buy my example $2.99 adventure up there, I would get $1.50 and Wizards of the Coast and OneBookshelf would split the other $1.50 (full disclosure; I do not know what their agreed-upon split is and it probably isn’t pertinent here). This is… fine. This is part of why I mentioned going direct to DriveThruRPG way back in Part 1. When you publish on DriveThruRPG, you receive 65-70% of the item’s cost, not 50%. Again, use your best judgment.
Marketing and Social Media
dmsguild.com
So, let’s get to the really good stuff here: where and how to market your product. Yes, I do strongly recommend marketing it across social media, though which social media platforms will do well for you depends on what your product is. There’s just enough stuff being published on the DMs Guild that people aren’t so likely to just stumble across your product very often. So here’s my breakdown of the big social media platforms.
Facebook – there’s a few Facebook groups I recommend joining and promoting your products there. The first is the official “Dungeon Masters Guild” group, created recently by the new community manager, Lysa Chen. The second is the “Dungeon Masters Guild Creators Circle” group, which served as an unofficial primary group until the official one was created. The third… if you really must, is the main “Dungeons & Dragons 5th Edition” group. Your posts will be buried quickly, but it does have massive reach.
Twitter – there’s no denying it, Twitter is a very useful cesspit. There’s a small handful of hashtags that I recommend using: #dmsguild #dnd5e #ttrpg are the main ones. If you use more than two or three hashtags, your tweets are more likely to get flagged as spam and hidden from people’s news feeds, which is the last thing you want. Twitter tends to serve most people well, in my experience.
Reddit – I don’t know how else to put this, but Reddit will probably only serve you well if you have free or pay-what-you-want products. Reddit likes free things. I don’t know why it’s so different from the others in this regard, but it sure is. I’ve seen massive threads turn into flamewars that have to be locked by mods because people seem to think that D&D writers shouldn’t need to be paid for what they do. r/dndnext is the biggest and most active subreddit. There is one for r/dmsguild but I hear it’s not very active at all.
Tumblr – there is a really significant D&D subculture on Tumblr, in large part thanks to The Adventure Zone, and to a lesser extent, Critical Role. If your content is the kind of humorous, even zany stuff that TAZ specializes in, you may do very well on Tumblr. The Tumblr community is also kind to works that include strong elements of social justice, like the recent “Blessed of the Traveler: Queer Gender Identity in Eberron”. It can be hard to build a following there, but once you do, you have a built-in fanbase.
Instagram – yes, Instagram! If your work includes evocative or eye-catching art, definitely use Instagram. It’s not as useful for strictly-text works, but both modern and historical art tend to do quite well there. Even moreso than Twitter, Instagram is a game of hashtags, and using many, many hashtags is encouraged by the almighty algorithm. It’s not uncommon to see a post tagged “#dnd #dnd5e #dmsguild #art #vintage #fairies #fantasy #writing #rpg #ttrpg #gaming”. Again, your mileage may vary, but since it’s so easy to cross-post to and from Instagram, you might see very big results for very little effort.
Lifecycle of a Product
There is, of course, an initial boom around the first week or two of a product’s release. The longer you stay in the “Newest DMs Guild Titles” promotional ribbon, the better. But what happens after that?
 Hope for the best, prepare for the worst. 
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Well… a long, slow drop. Or a fast, sudden drop. I’ve had products see a trickle of sales for months; I’ve had others not sell a single copy a few weeks after release. I don’t have a good way of predicting this, unfortunately. But do know that unless you see massive, breakthrough success, your product is not going to keep selling in the same kind of numbers as it does the first few days. Never expect to have massive, breakthrough success. Hope for the best, prepare for the worst.
Sooner or later, most products outside of the top bestsellers hit a point where they’re kind of “dead”. They’re not really selling except maybe one or two spotty, inconsistent sales. That’s okay. That’s like the circle of life but for art. You can keep promoting them, but if you keep hitting up the same few sites, you’re going to reach a point of saturation, where everyone who’s going to buy a copy already has. You can stave this off to some extent by staggering your promotions. Maybe Twitter in the first week, Reddit in the second, Tumblr in the third. It’s not guaranteed by any means, but it can help.
What Next?
You may not want to hear this, but the best thing you can do is get another product out the door, and the sooner, the better. A “career” of any kind of longevity on the DMs Guild depends on regular, semi frequent releases. If you can get a product ready every few weeks without burning yourself out or sacrificing quality, go for it. Link to your other products in each new release. There’s a ribbon on every product page for “Customers who bought this title also purchased” and if you can gain a consistent following, that eventually just advertises for yourself.
dmsguild.com
If you can build a reputation for quality, the work will speak for itself. Don’t rush releases if you are feeling like burning out. It’s better to release better work less frequently than crummy work more often. This is where the Facebook groups I mentioned earlier really come in handy – a lot of people work on collaborations for the Guild. Many of the most successful products are the result of many D&D creators working together. If everyone contributes a small piece of a release, it’s easier for everyone. Six or ten or twenty heads are better than one.
If you like RPGs other than D&D, there are other community content programs, though none are quite so large as the DMs Guild. There’s also the Miskatonic Repository for the Call of Cthulhu system, and the Storyteller’s Vault for the White Wolf series of games like Vampire: The Masquerade and Mage: The Awakening. I’m sure there are more in the works, in no small part because publishers have seen the success of the DMs Guild and want that for their own games.
So, that’s what I’ve got in terms of wisdom, folks. I hope it helps you and I wish you all the best when you publish your own DMs Guild content. Don’t be nervous, you can do it!
Tell us what you’re working on in the comments!
Getting Started on the DMs Guild – Part 2: Publishing and Marketing published first on https://supergalaxyrom.tumblr.com
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hi, im 16, and plan on getting a motorcycle in about 4 years when im 20. im also planning on starting on a 600 and i know so far that if ur about 20 years old (really young) and you have a 600cc bike that your insurance will be around $1500-$2000 a year. so my questions are at what age does the price get lower and if those numbers are true then i will most likely start on a 250 and wat is the insurance for a 250 a year. when the time comes ill see if im able to pay 2000k a year thanks""
What happens if lie to your car insurance company?
So i dented my mother's car by hitting another car. i told my mother it was a hit and run and she told me she was going to have the insurance company take care of it. The dent on the car wasn't that bad but it was pretty noticeable but the car that i hit didn't have any dents, just a few scratches .So the owner of car came out and took a look at her car and she said don't worry about it and thats when she let me go. I was pretty shocked of how she handle the situation. So can the car insurance find out if I'm was lying? i told them that a scooter hit it. The dent almost looks like somebody through a rock at it. The dent doesn't really look like i drove it into a car. its a really small dent with little cracks.""
Can I insure a car that is registered and has license plates from arizona?
I live in California and am about to buy a car that has its license plates from arizona and is registered there as well. Would i Be able to insure it? And if not what would the process to get it good over here? Just so you know, Its a 1995 Nissan Altima, and is going for $1500.""
The cheapest car to insure for a 17 year old boy?
and dont just say lowest insurance group because iv been looking and so far its been a group 3 clio and iv looked at insurance for an aygo (group 1) i need real examples like i had a fiesta and it was blah not just small hatchbacks are cheap
What insurance license allows you to sell insurance to businesses?
What insurance license allows you to sell insurance to businesses?
""Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""
Does anyone know where to get cheap UK car insurance for a 17 year old male, preferable uder 1000.?""
Accident...Car Insurance Coverage (Infinity)?
I drove my moms car going to work, I drive it once a week or not even. Someone crashed into me on the freeway and damaged the vehicle. Im not on the insurance policy but My mom has ...show more""
How much is quad/ATV insurance for a 17 year old?
Coming up to 17 now and I live in the hills of Barnsley near the Pennines and I am thinking of getting a quad for weather reasons and for a bit of fun, I would like a 200cc to a 500cc quad just wondering how much it would cost, thanks!""
Hi all.......car insurance!!!.?
hi all.......car insurance!!!. is it legal and possible for a person who lives in england to look anywhere in the world for car insurance. so to put it clearly can i insure my car from any insurance company anywhere in the world - could make payments cheaper cheers
Will my car insurance go up?
Recently I was parked outside of my boyfriend's house and somebody had pulled out of a driveway and hit my car, leaving a big hole in my fender and a bit of a bend in the bumper. I had done absolutely nothing wrong, I wasn't even aware it had happened until somebody said they saw it. Nothing illegal was done on my behalf. They have been nothing but rude to me so I want to put it through my insurance, and I was wondering if MY insurance will go up because of this?""
Health insurance from a broker?
HI, I need to take out a health insurance policy for myself because my work doesn't offer any. I called a local insurance broker who offers that service in addition to others like life, business, etc. My question is, is there any negative reason to buy from him verses going online and buying a policy by myself? I think I'd get more info from a broker right? Thanks""
Where can I get affordable health insurance?
My husband has been sick for like a year and we cannot afford to go to the doctor in fact he went to a doctor and they told him he has to go see another doctor because they can't find anything wrong with him. so that's $300 down the drain and we haven't even paid it. Is there something I can get him that would cost $30 a month and have some way for him to get some tests that wouldn't kill us financially?
Auto Insurance Legality!?
I recently applied for a new insurance policy. I was before, on a high risk rate as I had a few past discretions. When they pulled my 3 year abstract they did not turn anything up. I am almost certain that I had a drinking with a G2 charge from over 3 years ago that I thought would remain on my license for 6 years but nothing showed up..... Will this come up at a later date and haunt me? I am worried about legal repercussions Help!""
""What is the average cost of car insurance for a 25 y/o female, no accidents, no tickets, 2008 car.?""
Please help give me an idea of the cost for car insurance. Comprehensive vs. Collision? I'll be buying a 2007 or 2008 mid-range sedan (VW Jetta, Toyota Corrolla, etc.). I've never gotten in an accident or gotten a ticket. And of course, I'm a female :) Any help is appreciated! Thanks.""
Is there an insurance that gives the same benifits as AAA at a lower price?
AAA is awsome but expenisve is there any other car insurance that offers the same benifits at a lower price
How much does insurance cost for?
Hi! I'm a 16 year old male that lives in Kentucky, and i'm getting a truck soon, it would be my first vehicle. Its going to be a mid 90s or late 80s truck. I'm wanting to know how much insurance would cost on average? Any help would be greatly appreciated.""
Cheap Car Insurance for young driver?
Hi, I'm 18, male and passed my driving test yesterday but when i looked on price comparrison sites it is extremely expensive even the ones that are supposed to be for young drivers, any tips on how to get cheap car insurance. The car is a 106 and i would like it to be fully comp. Thanks Ask for extra details""
If you have your driving permit in Illinois and your parents have insurance do you need insurance ?
If you have your driving permit in Illinois and your parents have insurance do you need insurance ?
Car insurance policy in new York?
When you get into a vehicle accident even though only one driver is at fault does both drivers insurance policy rate goes up?
What would each insurance company pay?
The business is insured for $6,000,000 by Landa Insurance and for $4,000,000 by Epitome Insurance. The company experiences a fire loss of $60,000. Landa insurance must pay $________. Epitome insurance must pay $________""
Home content insurance?
I am new to the UK. In Japan, few people buy home content insurance because home contents are normally not valuable. It seems to me most people here buy home content insurance. It sounds not attractive a)the premium b)the high excess. What is your view?""
Checking Insurance Quotes?
May be a stupid question but can you check different insurance quotes even if you haven't passed your test yet, just to get an idea of how much it will be ?""
""Which car would you prefer? 2006 Volkswagen rabbit, 2006 toyota corolla, or a 2006 honda civic?
which do u think would be a suitable car for a university student and cheap on insurance and gas.
Tallahassee Florida Cheap car insurance quotes zip 32310
Tallahassee Florida Cheap car insurance quotes zip 32310
Can I change my health insurance?
I want to change my health insurance? I have Minnesotacare and I want to change it to Medical Assistance? My daughter needs braces for her teeth and Minnesotacare won't cover for it! And apparently we owe Delta Dental and our dental provider 5000 bucks?! Is that possible? We are certainly not paying 5000 for an X-rays for braces and my daughter didn't even get braces on?!
I have reasontly had my car stolen and am wondering how much the insurance are going to pay me ?
my car was a red vaxaull corsa M reg (1994) very excellent condition one OAP as a previous owner it had done 95,000 miles and had 11 months mot on it i valued it with the insurers for 500 even tho i think its worth more! and i was covered for 3rd party, fire n theft! so and ideas as to how much i will get?""
""Where can I find affordable health insurance in Tucson, AZ?""
Anyone have any suggestions on inexpensive healthcare. I am disabled and we survive on my wife's income. Our current health insurance premiums are $1150.00 per month (it goes up about $150 per year). We are at our breaking point because we are soon going to have to decide what to cut from our budget (the house, food or health insurance). Because I am disabled no one will insure me. The insurance we have now we had before I became disabled so they can't kick me out. I'm afraid that if we don't have insurance something could happen to me, my wife or kids that would require a hospital visit and could run in the thousands or tens of thousands. I don't want to have to go bankrupt because I couldn't afford to have coverage. I had a stay in the hospital two years ago and the total bill was $60,000.00. the insurance covered all but $3000.00. If anyone has any suggestions I would appreciate it.""
Has the economy effected the auto insurance rates for individual policies?
Has the economy effected the auto insurance rates for individual policies?
What happens if your insurance lapses in florida?
And your license ends up getting suspended for non-payment/failure to have insurance? What is the process to getting it back? How much does it all cost? Will my insurance go up?
Expensive Car Insurance at age 19 wtf?
I bought a car for less than 1500 and the quotes i keep getting are freaking expensive wth, is there a cheap insurance that you guys can recommend. I have a vw golf 2001""
Bankruptcy and life insurance?
I have plain old life insurance with my husband as beneficiary. Do I have to cancel life insurance if I file bankruptcy? I want to have this for security for my husband and five children should anything ever happen to me. It has no cash value.
How much would insurance cost for a 17 year old with an SUV?
im thinking about getting a 1998 Chevy Tahoe for my first car but i dont know how much the insurance would be and i have my JOL license
Lapse in coverage on auto insurance?
I let my coverage for my motorcycle lapse for 4 days. I am insured through progressive. How will this effect me?
How much will my insurance go up after dui in ny?
OK so i recently was caught for a DUI in NY state , i am under my sister's insurance (geico) and the car is in my name....i want to know how much will the insurance go up even though my sister never had a claim and i am under her...""
Whats the rule for taxing life insurance in California in 2011?
I think before it was anything after half a million is taxable and no tax in 2010...but would it be now?
Car insurance Help for a 17 year old?
OK i'm not a troll to start off with i'm just have good bit of money, anyways i i'm 17 and i live in Ireland i have 7.500 euros to spent on my first car and car insurance anyways this is the car i want http://www.carzone.ie/search/Toyota/Celica/1.8-VVTI/201203206625052/advert?channel=CARS so do u know a car insurance that would insure me and i can go up to 15.000 euros if need to""
Insurance for GSX-R600 does make and CCs matter?
Say if you had a 750 would it drasically spike the insurance as if you would have bought a 600 instead? What are all the factors that insurance companies go through to give you a quote? What questions are asked? If you could answer this too it would be great :) Make/model of bike: Age: CCs: YO experience: Thank you!
""Rear-ended, bent frame, does insurance replace my car?""
My frame was bent really out of shape in a really stupid rear ender at a metered ramp. The woman who hit me had insurance. My car can't even drive straight without me fighting the steering wheel. Will insurance cover the cost of a replacement? My car is literally 6 weeks old, has 649 miles on it. How pathetic is that?""
Temporary vehicle registration and insurance in California for uk citizen?
Hi, Myself and a friend will be travelling to California next month to purchase a 1960s vw campervan. We will be driving it to the shipping port to export it back to the uk. I've been told we can get a temporary registration which lasts 28 days and will allow us to drive the van. I've been on the californian DMV website but cannot find any more information or the forms. no email address either! So far I just know we will need to have an insurance certificate to get the temporary registration. Couple of questions really, Do I need to purchase a van before I can get the temporary registration? Ideally I would like to go buy a van and drive it away there and then from the seller but Im thinking I'll have to put a deposit down or similar and get the info and go to the DMV before I can take it away? Second question is insurance, I guess the best idea would be to go with an American company. Will they insure a uk citizen who's just over for a few weeks with just a uk driving license? Any suggestions of companies who may do so? In the uk we have a company called swift who only deal online. This would be ideal because then I wouldn't need an address forms/certificates to be sent. Any ideas? Reason were not getin it transported is because we want to do a bit of travelling on route to a east coast port.""
What's the best dental insurance provider for an individual that is not through an employer benefit package
I'm a freelancer so I can't really get insurance through my employer now. But I need to get my wisdom teeth removed, and will need braces as well. I may need jaw surgery eventually too. So what is the best dental insurance for individuals. Only respond if you have got the insurance yourself and are pleased with it.""
Car insurance question - backed into someone?
This afternoon, I was backing out of a parking spot in a crowded lot. I was going under 5 mph and backed into someone. There was a very small dent in their bumper in front of the passenger tire. No damage to my car. They pulled over. I gave him my name and phone number and told him to call me. He said they would probably pull the dent out themselves or that it couldn't cost more than $100 to fix . I didn't get any of his info and only gave him my name and phone number. After I left, I started to regret not getting his info. I'm trying to decide if I should report it to my insurance company now or wait to see if he calls me. Any advice?""
Why would we have to pay a penalty if we refuse to purchase affordable health insurance?
I thought America was the land of the free? Why then, does the government have the right to tell me that I HAVE to purchase health insurance? Just wondering.""
Penalty points and insurance?
if i take out insurance with no points on my license then a couple of months later get 3 points for a ts50 do i have to contact my insurance company to tell them or not?
How can I check what is affecting my car insurance prices?
Would there be a website to do this? I am struggling to see why my car insurance is so expensive. I've checked my insurance prices on gocompare.com, it's around 4,500, so I think it would help if I could find out why it was so.""
Why are my quotes for car insurance so expensive?
I understand that being 17 means my car insurance is going to be a lot. I've had friends that have said their insurance is 800 for more powerful cars that what I have been getting quotes on. I've looked at the cheapest cars to insure, Peugeot 106's, Fiat Punto's etc with minuscule engines. But I'm still getting quotes for 3000 to 4000, which I can't afford. I wouldn't be so bothered if I lived somewhere where buses ran and other good transport connections, but not having a car isn't really an option for me. Has anybody got any tips on lowering my car insurance? My parents won't let me go on their insurnace for legal reasons, being that if I do crash I could get in a lotta lotta trouble aha. I just don't understand why my insurance more than triples friends quotes of the same age and same cars. thanks""
""In NC I am looking for individual health and dental insurance. Any suggestions on some reliable, affordable?
companies? I just have no idea where to start and what is a good rate. Checked out BCBS of NC but it all looks like gibberish to me.
What is an insurance deductible?
What exactly is a medical insurance deductible?
Good Driver Insurance Discount?
Okay, so this is the deal. I have a 3.3 G.P.A. Not bad, right? Well, for one of my classes I actually have an F in for ONE of my Spring 2011 classes. Although I can get the discount, my parents keep hounding me for my transcript and I don't want them to see that F or I'm screwed. Can I still get the discount if I send the car insurance company my trancript from the previous semesters and not my most recent one?""
Health insurance from company?
how come my coworker pays only 20 bucks per paycheck for the health insurance, and i need to pay 50 bucks?""
Tallahassee Florida Cheap car insurance quotes zip 32310
Tallahassee Florida Cheap car insurance quotes zip 32310
What is the most affordable health insurance in Los Angeles?
I am trying to find health insurance as a 35 yr old male. I have never had insurance before and don't have any illnesses. What is the most cost effective health insurance that will cover me and will allow me to go get a tune up quickly?
""When your 18 and still in high school, does the car insurance company still check your grades for a discount?
My younger sister recently turned 18 and got her license. She's in dying need of insurance but she's a D average student and ashamed to show her grades. Does the car insurance discount still apply to students who are 18?
Can I be covered under my girlfriend's insurance plan if we have lived together for a year and a half?
My girlfriend works for AT&T and is enrolled in their insurance plan. I just graduated from college, and have not started employment with my job yet. The insurance coverage I had with ...show more""
""I'm 17 years old, and I'm going under my parents driver's insurance plan soon for driving, how much is it?""
My parents said I can drive now that I got a job, however I will have to go under their plan, and I'll have to pay the insurance. How much will it be? (:IMPORTANT NOTE: I took $1000 driving classes) So I'm guessing that will reduce the cost? Also I live in the state of PA and my parents are on AllState Insurance. So how much will the insurance be every month if I'm under my parents plan? AFTER I TOOK THOSE DRIVING CLASSES! And how long can I stay under my parents driving insurance? When will I NOT BE ABLE TO stay under my parents driving insurance? Or am I always able to stay under their driving insurance if I want to?""
Good morning! Can anyone suggest a good dental insurance plan?
We had blue cross and blue shield and were not happy with it! We live in a semi small area and the only dentist office that accepted our plan never called us back after 15 voice mails and NEVEr answered their phones so we never were able to make an appointment! So I cancelled the policy. We need some dental insurance. I need to take my son in to get his teeth looked at and my husbands. We live in FL and there just doesn't seem to be a lot that I'm finding. Anyone have a suggestion?
How much did your car insurance go up after you claimed?
I had a single vehicle accident, my car may be beyond repair and I've no chance of getting my 1st yrs no claims now. How much did yours go up after you claimed?""
What does car insurance cost?
I'm 16 almost 17 about to get my license in a small town in Indiana. I get all As except for maybe one B a semester. I went to drivers ed. I will get a 2001 silver volkswagon ...show more
What is the best insurance plan for Abilify?
I'm an 18 year old smoker, female. I need to get on an insurance plan that's not too expensive. Which is the best?""
HELP WITH CAR INSURANCE?
if i was to work for pizza hut or dominos or any other delivery shop in the uk.and they would provide a car for me.would i have to have my own insurance on my name.or would they cover this
Mini Coopers? Cheap? Insurance? Safe? First car!?
i'm 17 and was wondering if a mini cooper would be a good first car. i never really wanted one, my one of my friends is like obsessed with them and since then i've been looking into it. i know they have 5 star safety rating so they're very safe and easy to control and can fit into small parking spaces because, well, they're small =) But how about insurance? Is that cheap? I mean if i'm getting a used one? Not a sporty model or anything. And what about maintenance? And is it fuel-friendly? Or would it be like driving a hummer? Considering what I've seen and read about it, it can either be really expensive if you buy the wrong model and the new car, OR it can be very effecient and affordable if you buy a used one and the right model. Can you help me out here? Thanks =)""
Gettting car insurance for more than one car?
si my big brother has a BMW series 3 and got the insurance done for it through my dad i've not long passed my test and have been ask to buy a MG TF and was wondering would i still be abel to get insurance through my dad as well even though my big brother had insurance through him for his car?
Do I need auto insurance if I don't have a car or plan on driving?
I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college.
Health and Maternity Insurance.?
My wife and I are wanting to have a baby and need to get health insurance that includes maternity. I have gotten a couple quotes, but they all seems somewhat high being that she is only 22 and in great health. Who would be the best and most affordable provider to talk to? Thanks, Dustin""
What is the cheapest car insurance for a young driver?
Ok I am 18 going on 19 this summer. I got my license last January(I was 17, 2009) I drive a 2008 Yellow Chevy Aveo LS. No alarm. I have a clean driving record. I kept a 3.0 average when I was in school. I drive about 20-30 miles a day. The car is in my name. I got the loan in August 2009 and I have never been late on a payment. My payment is $208 and I pay $210 (banker said it helps) and I usually pay it early but never late! I have no debt otherwise. I have GAP coverage through my bank too. I live in Utah. I rent an apartment. I will be the only driver. I am looking for cheap insurance since I am young. My mother and I cannot get along and likes to hang this over my head and use it to control me so I want off! No ties. Please if you know of a good cheap insurance company (It has to be full coverage for my loan) let me know. Or if you are an insurance agent and can help I would appreciate it! Thanks!""
How much is motorcycle insurance ?
How much is it if your 18 and have no accidents or tickets. Any cheap insurance companies? And it's not a sport bike or anything, just a normal starter bike that only goes about 100mph.""
Does my car insurance cover this?
Somebody broke my windshield with a rock and I don't know if my insurance covers it
""If I buy a car and plan to restore, is car insurance usually alot cheaper? Can I still drive it occasionally?""
I am planning on buying a 84 blazer and fixing it up, it runs and stuff, so I can a discount on insurance if I plan on restoring it?""
How Much Is Insurance For a 16 Year Old Girl?
16 year old girl Good school attendance record.Grades could be better. Dallas,Texas. Hispanic(If that matters) Mom and Stepdad have Allstate insurance What is the general price range? And for these cars,can you estimate(I'm NOT getting these cars just curious)I am getting a used Dodge avenger though!(: 2008 Dodge Charger 2010 Chevy Camaro 2008/2009 Dodge Avenger""
What is good car for cheap insurance?
okay im 16 and now have enough money for a car. I want a GM or Ford car what would be a good car from the 90s that would be the cheapest on insurance.
Will a pacemaker affect my car insurance cost?
Will a pacemaker affect my car insurance cost?
How much would insurance be for a 16 year old with a 2008 G6?
Me and my dad went looking for cars and he said that he would buy me a 2008 G6 but I have to pay for insurance, with full coverage. Any idea how much it would be? And if so, where can I get the cheapest insurance.""
How should I get car insurance?
Let me explain my situation. I am an adult who has not had a drivers license before and I am wanting to take the test next week to get it. In order to take the test, I must prove that I have car insurance. I have called a couple place to get car insurance and they have told me that I need a driver license in order to get for them to insure me. I have tried to look up quotes online as well, but they also expect me to have a license in order to get a quite? I have no family that will put me on their insurance. Secondary question, how much does liability insurance go for?""
Where can I find cheap auto insurance after a DUI?
I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22?
Whats cheaper honda or toyota insurance?
honda civic or toyota corolla
Should I get earthquake insurance?
I live in California. The quote I got was $150K dwelling, $5K personal property. The deductible is $22,500 and the annual premium is $370. Is this worth it?""
Tallahassee Florida Cheap car insurance quotes zip 32310
Tallahassee Florida Cheap car insurance quotes zip 32310
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