#hopefully in a year or so ill have a stable enough income and money to maybe move out? or start school away from here

[thebleedingeffect]

Link will comfort me in this trying time

[screamingatanemptyroom]

I Can’t Eat Love pt 4

Here is part 4 guys! 

Also, I worried about this, since I’ve posted it in such a piecemeal fashion that it might be a little confusing. Let me  clarify the timeline just a little: 

After the first scene in part 1, where the engagement is broken, the story goes back 3 years to when Lenora first wakes up in her second life. So all the parts I’ve written since have been in the second lifetime, leading up to that scene. (In case you’ve wondered, getting to the broken engagement won’t be the end! Seeing how she prepared for that moment will set the stage for the fallout after the engagement is broken). 

Anyways, hopefully it has made sense so far, and thank you for all the positive feedback on this story so far! 

Part 1 / Part 2 / Part 3  linked here

_______________________________

“Your Highness.”

I plastered a polite smile on my face, performing a perfect curtsy, but all the while my mind was racing, desperately trying to figure out how long he had been there, how much he had heard.

Even if I was planning to let the engagement be broken up like last time, I needed the three years to get my family back on track financially before that happened. If we broke up too soon… the debtors would come calling and my life would end very much like the first.

Fortunately, Ronan didn’t seem upset or angry, he looked more bored than anything.

I let out a silent sigh of relief. He must not have heard the “temperamental child” comment I had made to my father. I wasn’t too concerned If he had heard my blatant lies about the Queen managing accounts. He didn’t know enough about how things worked in the palace to know if that was true or false.

“… We’ve come down to check out the horses.” Ronan had been talking while I wasn’t listening. 

I blinked, realizing for the first time he wasn’t alone. I was slightly shocked that I hadn’t noticed the young man next to him, he stood a head taller than both myself and Ronan, with dark hair and eyes that contrasted with the prince’s lighter coloring. Odder still, I came to the conclusion that I had never met him before, in this or the past lifetime.

Chastising myself, I was unsure if Ronan had introduced us properly while I wasn’t listening, and if so, how I had responded. I could have performed a formal court greeting by sheer muscle memory, it wasn’t outside the realm of possibility that I had done something odd.

Ronan’s companion studied me with a curious expression, he stood neither too close or too far from the prince. Hopefully judging by his lack of confusion or disapproval, I had yet to humiliate myself.

Only 3 more years of keeping up this charade, and I’m already slipping. I must stay focused!

I forced myself to listen to Prince Ronan.

“The stupid stable master insists he is too wild to ride, but I think he is just too unskilled. If I were to ride him, he would be tamed in moments.”

That at least provided me with the mental image of Ronan falling off his horse and injuring himself. My smile came much more naturally. “I’m sure your highness could manage even the wildest of horses. “

 Ronan nodded distractedly, already losing interest now that he had finished his horse story. “Is Lady Edith here?”

 Three. More. Years.

“No, Your Highness, I believe she is home today.”

His gaze sharpened. “Is she ill?”

“Not that I know of.” Years of royal court training kept my smile perfectly in place.

Ronan coughed, seeming to realize even with his denseness how out of place his question was. “I was just thinking, since you two are such close friends, if she was ill, you would be visiting her.”

“Would I?” I could barely hear my voice.

_______________________________

“Go to sleep.” Angela tried to tuck me into bed, but I stubbornly refused, sweating profusely from the fever.

“No, with me being sick, surely someone will be by to visit?”

Her face was blank. “No one has come, miss.”

“Prince Ronan? Edith? … Mother?”

“No one.”

_______________________________

“… give her my best when you do see her.” Ronan was still talking. Lucky me. How had I ever not realized where his heart truly leaned? Had I really been so blind?

Even as I felt disdain for my former self, a part of me wanted to forgive her. Not blind. Young. Naïve. A little girl who thought the world would go her way just because she asked nicely. A girl who thought love was the most important thing in life, the only purpose of life.

… I was not that girl anymore.

I curtsied once again as the gentlemen took their leave. My smile perfect, polite, concealing the darkness I felt within.

_______________________________

Hallers set up the office within an hour, surely using some sort of supernatural ability, given the absolute chaos he had to work with.

I sat down at the desk, looking through the stacks and stacks of papers and slowly did the numbers. It was not a simple task. After hours of poring over tax documents, expense sheets and overdue lendings, I had only a few pieces of the overall picture. 

But even from that I could tell it didn’t look good.

It was clearly evident that my father should never be allowed near money. The personal spending habits of our family were appalling. Thousands of crowns wasted on the most frivolous of items.

 This had to stop.

I estimated our projected income, wincing when I realized just how much money was being diverted from the proper channels. If we could cut down on the stealing from the collection services, we should have just enough to cover the duchy’s expenses. But that would leave us almost nothing for personal spending.

Could I convince my family to stop spending? As I looked around at the luxury that surrounded me, I felt a sense of futility take over. No. even though I was sure of the cuts I would make in my own expenses, I would have to find a way to support our family through other means.

 I spent the next few days working my way through all the paperwork, working from morning until night, stopping only to sleep and eat.

I was so focused on my task that I was startled by the soft knock on the door. It was Hallers.

“Excuse me miss. I have taken the liberty of contacting of few of the smaller vendors and consolidating some of the debt with a smaller interest rate.” He handed me a stack of smoothed out bills. I glanced over them, whistling with appreciation when I saw the improved numbers.

“This is perfect Hallers, thank you!” I leaned back in my chair, rubbing my eyes with a sigh. “We will need to set up a meeting with all the men involved with taxation collection. If we don’t put a stop to this corruption, nothing I do will save this duchy.” 

“Very good, Miss.” A delighted grin crossed his face, passing so quickly I almost missed it.

“Let’s aim for next week, I need to come up with a plan for terrifying a group of men into  doing exactly what I want.”

“I’m sure you will be quite successful,” Hallers answered with a perfectly straight face. I couldn’t help but let out an amused chuckle.

“If that’s all, I’ll return to my work… “ I paused as he didn’t move an inch. “Was there anything else?”

Hallers hesitated. “Your etiquette lesson with the Queen is scheduled for tomorrow, yes?”

“Y-yes.” I blinked, confused by the direction of the conversation. “I will head out to the palace in the morning, why?”

It was actually something I was dreading. How many hours had I spent in those rooms, sweating, crying, trying over and over to perfect the lessons the queen had to give me? All to impress a man who had no interest in me. It seemed so ridiculous, now.

“Well, there is a man who works in the Royal treasury…” He paused, looking slightly embarrassed. “My brother, in fact… I have expressed to him your recent efforts over the last few days to organize the Duchy’s finances and enact change and he was eager to lend his assistance.” He bowed. “I apologize if I overstepped my bounds.”

“No need,” I waved a hand, dismissing his apology. “How exactly does your brother wish to help us?”

“He would like to share some of his experience and knowledge regarding taxes, land ownership and financial reform.” Hallers again looked slightly embarrassed. “He’s somewhat of a progressive man, Miss, not exactly a monarchist, but he is very skilled…”

“HE’S PERFECT!” I stood up, smiling.  An experienced person who could give me advice on reforming the Duchy AND didn’t like the monarchy? I couldn’t have asked for better! “Can you arrange for us to meet after my etiquette lesson with the Queen?

Obviously shocked by my enthusiasm, Hallers nodded. “Very good, Miss. I’ll arrange it. He’ll be very pleased.”

“As am I.” I sat back down, settling in to continue organizing the accounts. “We’ll save this Duchy, Hallers.”

“Miss?” 

I chuckled, the sound a little more sinister than I intended. “Whether they like it or not.”

[chasing-rabbits]

So as I mentioned before about our living situation we are currently applying for Universal Credit. Well I’ve got to sit down and sort it out next week after speaking to Citizens Advice to get more info on how it all works. My PIP claim form arrived in the mail this week so I’m also going to sit down with my mum and get that sorted as it needs to be sent back by the 4th of February. Next after we find out the results of both these claims I can then look into claiming housing benefits. An opportunity has come up in which potentially we could be able to rent a place but for longer term stability since me and my partner are disabled my parents may try to get a buy to let mortgage and then rent the place they buy out to us. This would be far more ideal than renting from some big large shitty landlord who doesn’t give two shits. Also longer term this will be used to support us i.e. if/when my parents decide to sell this property they’ve said they will use the money to help us put down a deposit on a place of our own in the future. This IS SO important because we are both disabled and mentally ill the long term chances of us ever being able to work enough hours or hold down a job to ever afford a basic one bed apartment let alone a home is almost 0. 

We don’t want to be on benefits forever as renting is a sort of toss of a coin and not stable. My partner has Asperger’s so instability and change is not something we can deal with especially not him. Eventually the goal would be for him to get his education which he missed out on due to being put in social services care after getting out of an extremely toxic and physically/mentally abusive home. Then once he gets his education the plan would be for him to get a job within his capabilities. The issue w/ him not having an education is most jobs that aren’t requiring education are jobs that he cannot really do or would extremely struggle to do full time as they typically are manual labour or service sector jobs. Due to his Edhler Danhlos when he did get a trial shift as wait staff in a bar/lounge he didnt make it to the end of his shift before his ankles dislocated so many times that eventually he couldnt pop it back in anymore to continue working. Any form of job such as working in a pub/cafe/restaurant/warehouse therefore is no good.

Ideally with education he can get a job that is less manual or reliant on him being on his feet too much. On the other side I’m going to likely never be able to hold down a full time job. Part time I’m not able to at the moment but maybe in the future. So right now I’m running on the basis of unlikely but maybe. Which is why I am building up my online income well trying to I started my Etsy up again around October last year.

If we can do this - me make a decent wage from my online business stuff & my fiance getting a job after education then we could hopefully have enough money to afford a mortgage and in the mean time we’ll have a deposit fund from the house if my parents can get a buy to let mortgage as I think the biggest hurdle would also be saving up a deposit let alone affording the mortgage payments. 

So right now I am sat here working out a little plan on spendings and how much I could save which is helping my anxiety tbh. But I also now need to focus on my business so expect a fair amount of posts about my Etsy and other online business stuff. I will probably be posting about them a lot more now on here I hope it doesn’t annoy anyone too much but ya know I gotta do it to try and get my small business up and running to a full time income.

[newamericanaroleplay]

“Temper us in fire, and we grow stronger. When we suffer, we survive.”

N A M E  → Malachi ‘Kai’ Flanagan

S T A T U S  → ★

A G E  → 26

PRONOUNS  → he / him 

N E I G H B O R H O O D  → Queens

O C C U P A T I O N  → Exotic Dancer / Hustler 

TRIGGERS: drugs, drug use, abuse, death, suicide and mental illness

P A S T  →

Kai has been surviving since the day he was born. His father, a dumpster for any and every mood altering substance known to humankind; and his mother left when he was five, riddled with demons she was constantly trying to drown with anything she could get her hands on. This left most of the caregiving of him and his other siblings to the eldest of the family. Everyone did their part, though. They weren’t the only kids in the neighborhood that had absentee parents. Everyone worked together and did what they had to in order to survive.

Crime was irrelevant, Kai learned to hustle some groceries by sweeping up and taking out all the trash. He also knew how to pocket a thing or too without being noticed. All of the Flanagan kids had a strong sense of cardio and quick mind from running from the cops. As he grew older, so did his talents and ability to find new work that paid more. Anything to keep their family fed, clothed, and hopefully offer them an opportunity to get out of the life they were living. Even if that meant a couple stints in juvenile hall or bailing their deadbeat dad out of jail.

Kai’s older sibling was extremely adamant that everyone needed to get up and go to school everyday. They had dropped out to help out around the house, so that none of the others had to. He never fought it, school wasn’t a bad time. Kai passed most of his classes and even participated in a few extra curricular activities that were school endorsed. The swim team was his main love next to weight lifting and track. Things that were solidarity but as a team at the same time. Focus was always his biggest problem. His brain was constantly clouded with the worries of how they were going to pay the bills, what he needed to do to help out, when they were going to eat next, where everyone was, and what if everyone found out he was into guys.

There had been questions on why Kai was never ‘chasing tail’ as they called it in his neighborhood. He just ignored them or gave out a snarky answer. That excuse would only last so long, eventually he would need to come out and he dreaded it. While the world was starting to change their minds on homosexuality, it still wasn’t favored, especially where he was from. It was a sign of weakness and away from ‘how things should be’. Most of his relationships had been in secret. Some with older men he met at the local queer nightclub, others were hiding it in school just like him. Nothing substantial had lasted long. It’s hard to keep a relationship going when you are constantly hiding from the world.

Eventually he was caught in the act, sharing rooms isn’t good for keeping secrets. It went better than he expected. There was some concern and disgust initially but in the end he was still accepted. Slowly, he told the rest of his siblings or they found out on their own. His deadbeat father wasn’t a fan, it got physical more than once with several insults. Luckily, Kai didn’t give two flying fucks what his dad thought of him. Not like he was around long enough to establish any kind of meaningful relationship, same with his mother. As far as the rest of the world went, he didn’t feel the need to broadcast anything about himself. If they didn’t ask, he didn’t need to tell them and that was how he liked it.

The rest of his childhood was a rinse and repeat of the previous years. His parents were in and out, constantly shaking up the dynamic of the house with their chaotic behavior, fighting, drug use, stealing, and drinking. They survived through it. There were plenty of close calls where they thought they would go into the system, or become homeless. Somehow they always pulled through in one piece.

Sometime between fifteen and sixteen years old, Kai’s mother showed up in a hospital with severe frostbite. She was suffering from a psychotic break. When she recovered she refused further treatment and went back with the family to attempt to recover her role as a mother. Less than a month later, Kai found her in the bathroom surrounded by empty pill bottles. She was pronounced dead by paramedics. It was later ruled a suicide.

After that, Kai couldn’t handle living in that house anymore. He took off with promises to call and send money if he could. He got his GED and ended up in New York City. There wasn’t much work available for a seventeen year old kid, so he did what he knew and hustled to get by. Whether that was being hired muscle to beat someone down, delivering unknown packages for shady individuals, stealing, or even turning an occasional trick. Once he turned eighteen he was able to get a more stable income dancing at a nearby club, which occasionally led to some extra money on the side and gifts from regular clientele. He got a place with a couple co-workers. It was a room of his own and they didn’t ask questions, which was good because the less they knew the less he had to lie.

P R E S E N T  →

Nine years in the city and Kai was finally stable. He was able to get his own place. It was small and shitty, but it was his. He kept his job dancing, though as time went on he started moving to different clubs. Most of the owners knew him for one reason or another, so if they needed a spot to fill, he would fill it. It wasn’t the most glamorous work, but it was a job that he could count on and he got to make connections. He never gave much thought to the future, but the prospect of starting his own business or attempting college lingered in his thoughts.

His side work kept him just as busy. When he started doing things for this place full of rich people, the jobs kept flowing. Kai wasn’t one to complain, he kept their secret and did the work. It gave him money to send home to his family. The younger ones were getting older and the older ones were starting to create families of their own. Soon enough they would all be out on their own and Kai wanted them to have the security to choose a life away from their old shithole neighborhood. He wanted them to reach for their dreams and feel safe. Him and the other older siblings just wanted to give them a real life. Maybe they would find one for themselves, too. Time would only tell what would become of them.

P E R S O N A L I T Y  →

+ considerate, fearless, straightforward, loyal 

- tactless, domineering, cynical, vulgar

MALACHI FLANAGAN ( Cameron Monaghan ) is written by KIT ( she / her → MST )

[captainalwayslazycollectort-blog]

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Where can i find long term and short term disability insurance for a diabetic?

i need a great insurance but yet inexpensive.

What are car insurance groups?

Im a provisional driver and ive seen a 2004 Vauxhall Corsa...it says the insurance is Group 3. So what exactly does that mean? And is that good considering it will be my first car that i will be driving around for quite a while? :)

What good are healthcare insurance brokers?

I called one two weeks ago & he was going to email me different quotes. He never bothered to, and so I called him & asked where they were. He said he forgot. Meanwhile I called another health care insurance broker & she too sent me some quotes. I attempted on line to apply for one, but there was a problem with the form allowing me to go further. I not only called the broker like she said I could if there was a problem, but I also emailed her about the problem. She didn't return my phone call, and as of yet has answered my email. It seems to me they must not want to make a commission, so is it just best to contact the health insurance companies on their own? In the past a broker was able to tell me if I would qualify if there would be a mark up above standard rates. Now they say just apply on line and see what happens. Everything has to be on line which always obviously doesn't work. So, what good are health insurance brokers? They need to just do away with them if they aren't going to work.""

Car insurance and tickets!! Help?

I live in Houston and I'm 18, I don't have a license. I was driving my dads car and got 3 tickets. One for driving 25 on a 20 mile school zone, one for no license and the other one for my name not being on the insurance. I'm working on getting my license Will my parents insurance go way way up if they add me to their insurance because of the tickets.""

What is the best student accident insurance?

What is the best student accident insurance plan for Kinder level in Pennsylvania?

How much is the insurance on a 2010 Mazda?

Im turning 16 soon and im looking for a car. im thinking about a 2010 Mazda 3, 4 door. just looking for how much the insurance will be monthly...rough estimate is good""

How much will insurance cost for a 16 year old?

How much do you think insurance will cost my dad for me When i turn 16 in a couple months i am either getting an Audi a4 convertible Honda pilot Ford explorer How much will insurance be for them which car would you pick

Question regarding auto mobile insurance company policy?

so i just got with a new insurance company about 2 months ago. Would the insurance company accept a claim and cover all the expenses of a car accident if they didnt withdraw their monthly fee yet, but then i did received their pink slip of the policy number and everything?""

Car insurance question for military...?

We are in the military so the rules are a little different for us. For example, even though we just moved to TX, we can renew our tags in NC where we just came from... we don't have to change them to TX. We are going to renew our tags in NC which means our car will still be registered in NC... and we still have NC car insurance. If we get in an accident here, will having insurance in NC be a problem? Everything is registered in NC so we want to keep our NC insurance... or do we have to switch to TX?""

Want better insurance coverage??

It looks like that because of the conflicting passages in the ACA that you just might be able to qualify for better coverage by renouncing your American citizenship. http://blog.heritage.org/2013/11/27/obamacare-undermines-american-values/

Auto Insurance question?

Car hood popped open while driving (apparently was not closed properly when I closed it last) . Damage to windshield and dents on hood. I have a ridiculously high deductible for going to pay myself for the repair. My only question is: I get free windshield replacement thru my auto insurance (no deductible). Is it possible to get just the windshield replaced by them and I take care of the rest? Or are they going to want me to go through them for the whole damage (hood) when I call them for the windshield? Thanks.

On average how much would a body kit raise insurance?

Like on a mustang! Thank you for your time and may God bless you :)<3

Average auto insurance rate for a sixteen year old in MI?..?

Average auto insurance rate for a sixteen year old in MI?

I need affordable health insurance and can't find any anywhere.?

I need affordable health insurance and can't find any anywhere.?

What is the Cheapest Homeowners Insurance for Senior Citizen?

My elderly neighbor has had her homeowners insurance cancelled because she couldnt afford to pay it. She is on a fixed income and her children do not help in any way. She owns her home but is having a hard time with paying the large payments. her mortage company says that if she doesnt take out her own insurance then they will purchase it for her at a cost of 2100.00 per year. This is way too much for a Senior citizen. i got a quote for her from progressive for 2600.00. Are there any cheaper alternatives?

What is the average cost of car insurance for an 18 year old?

I live on my own, I'm a full time college student, I have a part time job, I am female,and I make good grades. I want the cheapest insurance legally possible.""

Will the color of an automobile effect the cost of insurance?

Will the color of an automobile effect the cost of insurance?

Where can I get affordable child only insurance in Virginia?

We had Virginia FAMIS but they took it away after my husband got a new job. Though he does make more money now there is no way I can pay 200$ a month for my son to be added to the company health insurance! I work, but they take out 340$ a month for child care out of my check! Why doesn't FAMIS consider things like this? Anyway it seems everywhere I check for child only insurance it doesn't seem to exist. They want you to have a parent on the policy as well, and I really don't have money for that!""

Any suggestions on how to lower my car insurance?

I'm an 18 year old female driver, and about a month ago I got into a bad car accident due to a malfunction. When this occurred, the insurance and everything else was under my dad's name. Now that I bought a new car, my dad wants everything to be under my name because he doesn't want to get screwed over with high insurance and such, but the quote I got from Travelers (which was the insurance my dad was under)was around $800 a month, to insure my 2007 Honda civic, and my job doesn't pay enough to afford that. And I have other monthly bills to pay as well. Any suggestions on what I could do? Or what insurance company to switch too? Any helpful information is appreciated!""

""Brother got speeding ticket in my car, does my insurance for my car go up?""

so i let my brother drive my car, and he's a pretty safe driver, however he got caught doing 69 mph on a 55 mph in north carolina. i understand that he will have to pay a fine/get points on his license. will the insurance on my car be affected? my brother is actually not listed as one of the drivers in the insurance (my mom and i are listed as the main drivers- both of which have never gotten a ticket/motor offense).""

Whats the best way to get the best insurance rates for car and home?

Whats the best way to get the best insurance rates for car and home? I have a 25,000 truck from 2010 that I'm paying 1500 a year for and a house which I'm paying 1400 a year for. I live in Colorado. I bought my first house this year and I'm thinking that I'm paying way to much for my house and truck? I'm thinking of going to an insurance agent although i'm not sure how to source a good one. Another big problem is I never have access to my service so I have a really hard time comparing policies. Anyone have any insight as to how I can get better control of this situation?""

Where can I get the cheapest car insurance for 18 year olds?

I've looked on gocompare, moneysupermarket and comparethemarket. Does anyone know any insurance company/comparison websites that are good? Preferably recommend ones you have used yourself. Thanks""

My insurance premium has doubled.how can they do this!(ireland)?

I put in a small claim of 600 year last year.I am full comp for four years.I have a full licence.I am a lady driver.I havent moved house.My claim is settled.some insurance companies has refused to quote me.they say it is not in there policy to do so.They wont give me this in writing as this is not there policy either.At the time of the claim i was told verbaly that my insurance would not go up more than 150 euros.

Usaa car insurance rates?

Hey guys! I was wondering if you could answer my question about the usaa car insurance rate for a 2011 Hyundai Genesis Coupe for a 18 female driver. Thank you! :)

First time Car Owner Getting Insurance?

I'm a college student, not living with my parents, which means I will need to start my own parents. and I'm looking to buy my first car, which might be an out-of-state title. Say I eventually, locked on a deal. The question is: Do I have to buy insurance before paying for the car. But then how does the insurance company assess the quote since I haven't had a car yet. Do I just tell them the make and year of the car I'm Going to buy for sure or how does it work? What if I bought the insurance, but the deal didn't work out, and I have to choose other car/ make/ year? Or, can I get it insured soon After I make the purchase? If so, what happens between I picked up it from the seller and driving it to get it insured. Do I get screw if I had an accident during this time. I probably sound pretty stupid by now.. but dude help me out here.""

Learner driver insurance.?

Hi, I'm just wondering if anyone knows of any companies that offer cheap learner driver insurance. One of my friends are going to be giving me lessons but I cant find any companies that offer insurance for me in their car that is like less that 60 a month! any ideas anyone?""

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

Car Insurance Question...?

I'm currently 17, 1 month until Im 18...and Im insured under my moms vehicle and my vehicle as well (under my moms insurance), I drive my dad's car once in a while and am not under his insurance. Do I have to be under his insurance in addition to my moms? My parents are divorced and I live in Michigan.""

""Do you think that the government ought to put a cap on car insurance ,and the prices they charge since its law""

car insurance is at rediculous rates. government says everyone has to have it , and insurance companies are making it almost impossible to afford. I have a wife and 2 kids we have to have 2 vehicles. but i can't afford the insurance on either one of them. now i'm breaking a law. what does anyone else think.""

Is there insurance you can get that will cover pregnancy?

I just found out that I am pregnant and I don't have insurance and I make to much for State covered insurance. Is there an insurance company out there that covers pregnancy now?

Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?

Is there a car insurance company that only ask if you have any convictions within the last 3 yrs instead of 5?

Where can I get cheap bike insurance?

I'm having trouble getting a decent quote for my ZX7R, due to my no claims being void becase I haven't ridden for 4 years. Can you help?""

Can I save money on insurance?

If I get hired as a Medical Assistant, can I use that to my advantage on car insurance and get a discount? I am currently in sales and might get a job offer as a Medical Assistant here soon. I am graduated from an accredited program and have my Certification. Thanks, for your time!""

Motorcycle insurance full coverage!?

how much will it cost me? im 18 and im going to take the MSF course...my bike is a honda cbr 600rr 2005 i could i put my dad under my motorcycle? he is 50 and no tickets he had his m1 for like 10yrs but not no more i live in pomona,california 91766""

Private health insurance plan needed?

I was layed off and need to enroll into a health insurance plan. My Cobra is going to be 700 just for me alone. I really need to have insurance but that's sooo expensive any hints or help is very much appreciated.

I am 22 Years Old. I Live in Ireland. How can I buy cheap car insurance?

I am 22 Years Old. I Live in Ireland. How can I buy cheap car insurance?

Mortgage Life insurance or regular Life insurance?

My husband and I got information on Mortgage Life Insurance which basically is kind of like Life Insurance I guess and pays off your mortgage if someone dies. For example, our house is $180,000 and I die in 10 years and the mortgage balance is $80,000 then my husband still gets the original $180,000. He can use this to pay off the mortgage plus have money left over and use for whatever. This sounds like a great deal to get but I want to get other people's opinions who know information on this. It is called Forester Mortgage life insurance. Also, what is the difference between this and regular life insurance? Is regular life insurance better? Thanks!""

Cat c car do i need to inform the insurance company?

when buying a cat c car does it affect the insurance and should i inform the insurance it was bought as a cat c ?

Average auto insurance rate for a sixteen year old in MI?..?

Average auto insurance rate for a sixteen year old in MI?

How much does company car insurance cost for your personal car?

If i was to take out insurance for my car to cover it for company use how much does this usually cost??? i guess every car/individual is different but on average whats the usual cost??? thanks

Car insurance for a new driver?

i want to buy a small car, but im worried that the insurance will be expensive what company sell cheap insurance? how much about did you pay? i want a small car, like a 1 litre engine thank you""

Classic car insurance for non-garaged car?

Anyone know of a company that will cover my cars if they are in a carport instead of a garage? Hagerty says no, anyone have any suggestions? I live in So. Cal so it would cost me half a million dollars to get a home with garage.""

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

Will my insurance go up if I putting a claim to replace my windshied on my car? How Much?

Why are NYS auto insurance rates so high?

I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?""

It is good to Invest in LIfe Insurance than a Bank?

Life Insurance cover -Accident insurance -Death Insurance -Hospital Insurance -and they say you can retrieve the money that you've deposit if you don't like to continue with a good interest. anyway the life insurance that i talk to is sunlife flexilink, they say it is good to invest unlike in a bank please give me an advice, thanks""

Any Nationwide users know how much will their insurance cost monthly?

Hi I am 16 and was wondering how much would Nationwide insurance would cost. My parents said they were going to enlist my name under their insurance, however I will have to pay for the insurance for my car. They are going to take the car notes, and I am stuck with insurance and gas. I just turned 16 and need a car. So any Nationwide users how much would that Cost me so I can Expect a General price? Also I make $50 a week.""

Health Insurance Company?

What is the best health insurance company in United States?

HELP whats the Cheapest place to ge car insurance in ontario?

im a 18 male just got my g1 not to long ago, i have had/drove cars be4 But i am not doin the driving school thing as i dnt have $500 to Blow! so im just gonna wait the 12months to get my g2 (so ill be 19 goin on 20 when i have my g2), i just started saving for a car tht i plan on puttin on the road after i have my g2 (i can get cars for a fair price so im not worried about tht), but where can i get cheaap Car insurance in Belleviille Ontario?, as i dnt make alot of money right no and nobody else n my family has a license lmao so i cant go under their insurance. and i did a online thing sayin i had a 99 z24 nd it said ill have to pay $1013 a month wht is wayy to much money!! and i have already had a 96 cavailer, 93 mx6 (but i drove em with no license or anything) but now i either wana get a honda civic, sunfire, neon, mx3 or acura, 95 and up""

How much is insurance for a 16 year old girl driving a red 1998 corvette convertible?

I am a very responsible driver and I DO NOT speed. I always wanted a corvette and it would really help me out if someone would be able to tell me how much the insurance is. I heard the prices can range really high, but being a student on the high honor roll would that help me out? I am over a 4.0 gpa with honors classes. Btw I live in Illinois. Would it be over $100 dollars a month. I am very confused. please help me..""

Can i insure my car under my dads name?

so im an 18 year old boy right now i drive my dads old car under his insurance, and the registration is in his name, and thats all fine and everything. however my mom is renewing her drivers license soon (she had an accident that didnt allow her to drive for a few years) so my dad is giving her the mini van back and obviously, taking his car back. luckily, i have been anticipating this happening, as all good things must come to an end, and have saved up for a car of my own. i found one, and i went to get an insurance quote and found it was near $90 a month under my name. I put in the same coverage but with my dads information this time and got a quote of $30 a month for the same car. (because apparently 18 year old boys are dangerous drivers or something?) any way, what i am wondering is can i buy the car, and get it registered in my name, but have the insurance covered under my dads name? or should i just give my dad the money for the car and have him buy it and put it in his name and under his insurance but i just drive it, much like what we do now?""

Can Hit and Run increase my insurance rate?

I parked my car on the street and found on the next morning that it was hit. If I report this to the insurance company, will my premium get increased? It wasnt really my fault that somebody hit me. I have a perfect driving records and no accidents in the past 6 years.""

I want to buy a moped in california?

I want to buy a moped under 50cc in california, and I am 15 with a drivers permit. Do i need a license to ride a moped under 50cc? Also, would i need insurance, or a license?""

How much would it cost for insurance for a 18 year old with a 2001 toyota celica? Monthly and yearly?

In Canada not US

How much is Auto Insurance in Italy?

Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""

Add another driver on Hastings car insurance?

hello we are currently trying to add another driver onto the car insurance (with Hastings Direct) is there any way to do it via their website does anyone know? they make it very clear how to draw in the new customers and get a quote but not much else! thankyou :)

Maternity insurance in North Carolina is it worth it?

My husband and I want to have another baby. I had to have an emergency c-section with the first baby and my doctor told me if I had another baby I would have to have another c-section. I had Medicaid with the first child, and I am not sure of those cost for that baby. I have a basic individual insurance plan now. I do not qualify for my employer's health plan because I am a casual staff worker. So my question is would it be worth spending the extra for maternity insurance or better to ask for a payment plan at the doctor's office and hospital? I would be seeing a doctor in Greenville, NC.""

How much wil I have to pay the first time wen I go set up my car insurance?

Ima buy a used car this week for about 2 thousand. Nd I wanna go put insurance on it but how much will I have to pay wen I go.

Cheapest Sport Motorcycle to insure?

What is the cheapest sportbike to insure??? I have a Suzuki GS500E right now but want to upgrade and don't want to pay GSXR type insurance.

Did you know 62 percent of American bankruptcies are linked to medical bills. 78% of which had insurance?

http://www.nytimes.com/2009/08/30/opinion/30kristof.html?em Found the stat in this article and was shocked. Let me know what your opinion on the stat and article. And as always, please be respectful whether you agree or disagree. Thanks!""

Will this up my car insurance?

If I buy a normal Volkswagen MKV Golf, and get a new bumper fitted and put some black alloys on it, will it up the insurance by much? I'm not trying to 'chav' it up, I simply want more of an R32/Jetta bumper and grille. I also want to have the interior retrimmed in white leather, how much would this up the insurance by? Thank you :)""

Is there a cheap insurance company for teen driver?

My mom cant drive... so she doesnt know much about insurance. Im about to get my license and I was wondering if there's a type of insurance that is cheap and not too pricey... specially with a mom who doesn't have a high paying job?!?! I live in Texas if that helps

""Affordable Medical Insurance plan in Boston, Ma?""

Hi, My finance has not had Medical Insurance for the past year because it is so expensive!!!Doesn anyone know any agencies that provide Medical Insurance at an affordable cost..We've tried Free care already and we didnt gualify. Thank You""

Website to talk to a car insurance agent?

Okay do you people know the site where you can like instant message a car insurance agent? I forgot wut the site was called. My parents need it.

Car insurance for young driver?

I was wandering if I bought insurance for a car that I own on a provisional, drove it about on the provisional for a bit, then passed my test and told the insurance company that I had done so, would it shoot up to the 5,000/6,000 quotes I've been getting or would it not rise as high because I was with them on a provisional? also any general tips on knocking down the price, it's just ridiculous, it's for a 5 door fiat punto! thanks in advance :)""

Average auto insurance rate for a sixteen year old in MI?..?

Average auto insurance rate for a sixteen year old in MI?

https://www.linkedin.com/pulse/difference-between-health-insurance-car-daniel-richards/"

[djmellymel1]

Entire Life, Term Life Or Universal Life Policy

What Type Of Policy Should I Need?

You would like details about life insurance and you would want to have it inside an clear to understand format. Should this be the case, then this post will be great for you! The following will lay-out some important tips and guidelines in a way that it is possible to quickly digest.

When picking a life insurance coverage, it is vital that you assess your as well as your family’s financial needs. Separate your opinion you already know from precisely what the insurance salesman is informing you. You understand your position much better than any salesperson, therefore you understand how much coverage you want.

There will be a period in your lifetime when, if you’ve been fortunate enough to be able to that time, it is advisable to consider long-term care insurance. You should definitely contemplate it when you hit your fifties. When you become too ill or infirm to keep your existing lifestyle, you should use a Plan B, to be able to be confident your care needs will probably be covered irrespective of what life throws your way.

When you are considering purchasing life insurance you might want to look into possible coverage which is already available from your employer. It’s common for employers to supply basic life coverage plans at good rates for employees. Make sure how the coverage is adaquate to suit your needs and acquire supplemental policies if additional coverage is desired.

Even should you not offer an income for your family, a life insurance policies might be worth looking at. Should you be a stay at home parent, there could be expenses associated with child care and house upkeep in case of your death. Funeral costs can even be expensive. Speak to an insurance expert to decide how much insurance fits your needs.

When deciding what term to consider for your insurance, have a look at what will need to be finished with those funds. If your children are newborns, a 25 year term policy will ensure insurance – life they are cared for if anything occurs to you before they can financially take care of themselves. For those who have a 30 year mortgage in your home, considering making that your term to safeguard your own home while it’s being repaid.

Should you not know the lingo that accompany a life insurance policies, employ a local insurance coverage agent. food for health They may explain the regards to your policy so that you usually are not buying right into a policy that is wrong for you. Usually, these agents usually do not charge a ton of money.

Buy the correct amount of insurance coverage to protect all your needs. Skimping on life insurance is not a good idea. Term insurance, especially, is incredibly affordable, so get all the insurance since you need. For the principle, consider buying insurance that equals approximately 6 to ten times your earnings.

One of the more critical factors when selecting a life insurance coverage is choosing which company to get it from. There are several businesses that offer insurance coverage and some offer policies at significant discounts compared to others. However, its not all companies are financially stable enough to reliably repay future claims on the insurance. These firms have lower credit ratings. Although getting a great deal for the money is very important, it is way more vital that you select a company with a high credit ranking as they are more inclined to be around to satisfy their responsibilities.

One thing to consider when obtaining the first insurance coverage policy is determining the level of coverage you require. A simple way to do this can be to multiply your present annual income by eight. However, this really is far from perfect, as each individual together with their dependents’ situations and for that reason needs are unique. As an example, your unique situation might be unique in you have a youngster planning to see college over the following four years. There are various tools available online which will help you determine an even more appropriate level of coverage. Insurance providers usually have representatives that can consult yourself on your needs also.

Insurance – Life

You must ignore cliches regarding insurance coverage. Life coverage may be the butt of countless jokes about greedy relatives awaiting an elderly person to die to enable them to get insurance money. You should see life insurance in order to help your relatives rather than burden them any longer with the expenses related to your death or medical condition.

Many reasons exist to purchase insurance coverage. Insurance coverage might help care for your family if you died. It may assist them to purchase one last expenses, like debts, medical expenses and funeral costs. If your dependents could not get along without your revenue, life insurance coverage will help pay their living expenses.

Life insurance coverage is just not particularly necessary for those who have no dependents. The purpose of insurance coverage is always to provide financially to your dependents when you die. Don’t waste time and money on getting insurance coverage for those who have no person to depart your things behind to.

So, how was it? Was it easy to digest? Hopefully, these information will assist you to with the realm of life insurance. Remember and apply these clear to understand suggestions to make better decisions regarding life insurance.

from Dj Melly Mel http://djmellymel.com/entire-life-term-life-or-universal-life-policy/