Thoughts from Toulouse
1) I should post more - I never regret it
2) Starting to get extremely stressed about HBS. I'm so excited and I think it'll be amazing experience, but doubt is starting to creep in.
Combined, we're giving up about $800k - is there really an ROI enough to justify that? I've never been in debt before and it's terrifying me. I hate the idea that I have no way to care off myself and her if something goes wrong. What if I spend all of that and the economy crashes and there's no good jobs? It's a very real possibility that happened in 2008, and we're due for a redux. Even coming out with a $150k salary, my ROI takes 8-10 years in the best case. I understand that financially that's not a bad case and will be better long-term, but I'm still scared.
Furthermore, I'd be lying if I said I wasn't scared about doing long distance. I'm worried about the tradeoffs that are required - what will I have to sacrifice to be with her, and what with her will I sacrifice to make the most of my time? It will be a tough balancing act. Ironically, I'm not actually all that worried it won't work out. Despite this fear, there's not a doubt in my mind that the relationship will work. I don't know what the cost of long distance will be, but I am willing to pay it.
I'm also stressed about the transition. How do I pack up and move cross country as an adult? Where do I live? How do I get furniture? Who should be my roommate? Should I travel before or is that wasting money? What do I do with my cat (this is really the surprising stressful of all - I'll come back to it)? Theres so much to do and I've done none of it.
The cat is definitely a top stresser though. When I adopted her I made a commitment to take care of her, and I don't think at the time I realized what that meant, but I hate to back out of it now. I'm split - on one hand, I don't know if I can take of her, but on the other hand I hate to give her up. Worse yet, I can't seem to find her a permanent home. My biggest fear is that I'll get a call in September and need to find somewhere for her to live because I just can't. Even with that, I'm not sure I trust her non perfect behavior to have someone want her permanently. Ugh - I don't know what to do.
Despite all that, I am excited. I genuinely believe that HBS will be extremely formative in both the skills and network I need to grow and set myself up for live. Plus - it just sounds fun. I can't wait for it to get here.
3) I feel like I've been really shit at my job lately, and not sure if that's true or not. I see a few possibilities
First, that I am really am shit at my job. I don't want to rule this out, because aspects of it are probably true. I've had trouble a few times now with my temper at work that I'm not happy with, and have definitely had oversights I should have caught
Second, that I'm not bad at my job, just asked to do too much and work that's not suited to me. I'll be the first to admit that I'm not a detail oriented person, and managing VVVMs and datasheets is my hell. Most of the oversights I've had are in this vein, and I do believe that it's just hard and should not all be on my shoulders. I do better when the work is more high level, communication, planning, etc. Probably a good lesson to remember
Third, that I'm doing fine, but that Ivan is a critical boss who makes everyone feel like their doing poorly. I know Cameron feels this way, so it isn't unreasonable and even when I know I've done well I don't get much praise. In his defense, he's stressed and busy, but he should take a lesson about management priorities - to take care of your people. Again, a lesson to remember when I'm a manager.
Fourth, that id be doing better if I wasn't quitting in three months and had more motivation. I'm trying to keep it up, but I'd by lying if I said I wasn't pushing the boundaries a bit knowing that it didn't effect my future.
Realistically, it's probably a combination of all of these. It's hard to realize I'm not viewed as a superstar, but maybe that's ok and good for me to acknowledge.
4) Its shocking how well things are going with her. We have few fights and when we do they always end in laughter and real acknowledgement of what we can do next time. I was so amazed at how she handled the argument at Sintra. I (probably stupidly) defended myself from her anger, and she was able to step back from the emotion and acknowledge I had a point and that she was being unfair. We then proceeded to have w real conversations. That takes real strength and EQ and was a huge moment for me to see. That's the kind of thing that gives me faith for the future.
Speaking of the future, it's crazy to me how excited I am to marry her and to, weirdly enough, have kids someday. I always hoped to find this, but honestly I don't think I believed it was possibly. And yet, here we are, where when I see anything wedding related it makes me smile thinking about marrying her. On principle I hate the idea of spending lots on a wedding, but honestly to make her happy it almost seems worth it. Part of me when's to propose as soon as I can rather than waiting - it's psycho.
However, there's always that fear that it won't work. That 10 years from now, something changes and it all falls apart. I've never seen a single sign or red flag that that is likely, and the fear isn't changing my mind about marriage, but the fear is always there. Child of divorce, I guess.
5) I'm fucking lucky. I'm 25, and have been all around the world. My work trusts me to visit our major customers alone and develop ideas that cost millions of dollars and years of development. That's cool as hell. My TVS parts, which I knew were mediocre at best all along, have made $300k in just 2 years and project to be steady earners indefinitely - Apple is even looking at them.
When i think of that, it gives me hope that I can hold my own around the best of the best at HBS
6) Combining a few points, I'm so curious to see how I stack up at HBS. I've never not been the big fish in a little pond, and there I will be up against at best equals and at worst people far far smarter and harder working and better communicators. I should by all accounts feel like an imposter, but for some reason I still don't. Part of my still thinks I'll be the smartest one there and be the best, despite that objectively ridiculous. White male priveledge is one hell of a drug.
I am excited though - every time I've been around those who are objectively smarter than me, I've used that as a motivation to get better. I wouldn't be where I am today without Adam, and I'm hoping to spring board to the next level through my new classmates.
7) Toulouse is a gorgeous town. I've never been anywhere just so pleasant - I want to come back here with her someday and just do nothing for a week.
8) I have lots more thoughts, but that's probably the biggest ones for now as it's getting cold sitting at this cafe. Hopefully this time, I'll post again soon instead of waiting 8 months
0 notes
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Im 17( i know im about to get a bunch of your going to kill yourself! AHHHH!!!! i regularly drive my dads 05 mustang gt
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I'm 20 years old and I am in bad need of insurance. I really need dental insurance because I need a root canal and when I turned 18 and could no longer be on my mother's insurance I had no choice but to not get the root canal. And I desperately need it done. Where can I go to find quality but affordable health & dental insurance for my age? I live in Alabama.
Can an auto insurance company suspend my license?
I was hit by a woman in a parking lot. In Texas where I live, certain parking lots are no fault zones if they are private property. I was in one of these no fault zones. I was uninsured at the time. She had Uninsured Motorist Protection as part of her insurance policy. I suffered no damages to my vehicle or person. She suffered $1500 worth of vehicular damage. Her insurance company paid for her damages. I was backing out of a parking space and she came flying around the corner and messed up the entire passenger door of her car on my rear bumper. Like I said I received no damage to my vehicle since I was the one barely moving. She called the police immediately after this minor accident took place. I was not cited on the ticket I received for any accident, only for no insurance. The officer informed me verbally that the accident was my fault only because she had the right of way but that there was nothing they could do about it because of the no fault zone policy. Anyway, now her insurance company is coming after me to collect payment of the $1500 they paid for her damages. I have not agreed to pay this amount because it was a no fault zone and I don't feel I should pay for it. She should not have been going that fast in a busy parking lot with a car full of kids. Although the unofficial technicality states that I was at fault, legally no one was at fault. Her insurance company is also threatening to have my license suspended if I do not pay the amount specified. I did not think that they, as a private company, had the power to have that happen. I've never been in this situation before and need an answer as to whether or not the insurance company can do that or if its just some kind of scare tactic to jolt me into paying but really has no merit behind it. Someone please help!""
""Families who live in America, how much is your health insurance per month?""
In an earlier question I mentioned that my boyfriend's parents are paying for his 24-year-old sister's health insurance after she got laid off and couldn't find another position and can't afford health care on her own, to the tune of $175 a month (and she's perfectly healthy) and was floored when someone said that was actually inexpensive. Btw, her parents insist on her having health care coverage for fear of her getting in an accident or whatever. I'm 17 and am quite obviously naive about the costs of health insurance, but I'm really curious about it, and would like to know how much it usually costs for a family to have health insurance in America. I'm in California. I don't know if it's more expensive depending on your state. If if you don't mind answering, how much do you pay per year, and how many people are in your family? Does it become more expensive as your kids get older? What kind of plan do you have? Through work or your own? Are you supportive of universal health coverage? Also: does anyone understand how Medicare / MediCal works and who decides who is covered and who isn't? Is it based on your yearly income? I'm asking because one of the reasons my boyfriend's parents want his sister to have insurance is that another family friend of ours broke her jaw in a roller blading accident when she was 26 and didn't have insurance because she was unemployed at the time, and not being able to pay the $15,000 hospital bill killed her credit score. Sorry for all the questions. I'm just really curious about all this.""
Is getting renter's insurance a good idea? How about with Balboa insurance?
I'm considering getting this but have no idea how renter's insurance works or anything.
Motorcycle insurance?
I am looking to get a motorcycle in the future and I know it takes time and money, but most people do not ride in the winter (NJ), so my question is, can I cancel my motorcycle insurance during winter months, so I am not paying all year round? Also, are there any reprocussions to doing this? Thanks.""
Best place to purchase health insurance?
I am starting my own small business and need health insurance for my family. I won't go with Kaiser, please don't ask why. I need an HMO with no deductable or a very low deductable because in my area the Blue Cross, Blue Shield, HealthNet networks have pretty good doctors and hospitals within their approved networks. It will be a family-owned sole prop business. I live and work in California, but if there is value in incorporating in another state for the purpose of taxes or prices on health insurance, I guess I could do it...because I have not formally formed the corporation yet. I used to be under the impression that the best prices for Heath Insurance came when you worked for a big company, but things seem to have changed. I recently worked for another smalll family-owned business, and they got very good rates by incorporating and claiming a Headquarters in Washington. What is the best strategy to get the best insurance at the lowest rates for a small group- one family? Thanks!""
How much would insurance cost for a '92 ford thunderbird?
How much would insurance cost for a '92 ford thunderbird?
How much would a 2002 impreza wrx cost to insure?
Im 17( i know im about to get a bunch of your going to kill yourself! AHHHH!!!! i regularly drive my dads 05 mustang gt
Violations that show up on insurance quotes in nj?
About 2 years ago i got a ticket for not stopping at a stop sign. I went to court and they knocked it down to something so i wouldn't get any point and just pay a fine. I don't remember what they knocked it down to. But why is it still a concern on my auto insurance. I didn't get any points so should it matter?
Can health insurance companies request medical records from other health insurance companies?
When I was in college I was in a relationship that made me really depressed, and the psychologist on campus referred me to an outside therapist with a diagnosis of major depression --the outside therapist corrected it and said she believed i had circumstantially-related depression, but she told me she coded the claim with the referring guy's major depression label so the insurance company wouldn't hassle me about the paying the claim. I worked with her for a 6 months --no medication, just got out the relationship--and am happy and healthy :) Now I'm reading all kinds of scary stuff about MIB, retroactive declining of coverage, etc and I currently have new individual (underwritten) coverage--I can ask her to correct the claim with my old company, but it seems like any action might rock the boat and I'm scared--if they didn't notice it, should i leave it be? or is there a chance that if i (god forbid) get something serious down the road that my current insurer will dig up my records from my old insurer to look for a reason to not pay? she was trying to do something to make my life easier but this whole thing has turned into such a mess!""
What does it mean for insurance to be underwritten?
I have a quote submitted to Hagerty Collector Car insurance and they told me that it is being underwritten, what does that mean?""
How much will my insurance be affected by a ticket and will my parents have to know i got the ticket?
I am 16 and i just got my first ticket for going 75km in a 50 zone will my insurance go way up now? and will my parents have to come with me to pay my ticket or anything like that?
SR-22 Insurance Company risks?
We recently got jacked by Geico regarding SR22 insurance. We are going with a smaller company now and an inexpensive rate. What are the risks? What are things I should look out for? Arent the requirements of the SR22 insurance fairly good coverage due to the type of insurance you need?
What would my allstate car insurance be?
im a 16 year old female. i went through driver's ed (so you're suppose to get a discount) and my mom had been a member of allstate for at least 10 years with no accidents or anything. so im wondering, about how much would MY car insurance be?""
Do I need to get new car registration and insurance if I just had a title transfer?
I live in Minnesota. My dad was the previous car owner. He gave me the car as a gift. Do I need to get my own new insurance and get a new registration?
""Forgot to renew my car insurance, is my no claims bonus affected?
My insurance was due on 15th October but because km away at uni and the car is at home I completely forgot to renew it until today. If I decide to renew it now are there any consequences for paying it late? I would declare sorn but I don't know how it works and When I go home for christmas I do want to be able to drive. I've got 3 years no claims and my insurance has gone down a lot since I started to drive so will I lose it?
How much would car insurance cost ?
I was just wondering how much it would cost for car insurance for a 17 year old Male in England Also in no that there are different types of insurance what do they all do These are the cars I'm thinking of buying Ford ka sport Fiat punto Vauxhall corsa Citroen Saxo Roughly how much would they cost and whats the best insurance option to take ? :)
How much does insurance cost on super cars??
How much does insurance cost on cars like Ferrari, Lamborghini, Lotus, Bugatti, etc.""
Is medicaid a very low cost insurance? does medicaid pretty much stink !?
im just wondering becouse a couple of therapist have turned me down becouse of my medicaid insurance.
Cheap health insurance for college students?
I live in Orlando, FL and i'm a non-smoking college student. Does anyone know of any cheap health insurance or even health discount plans that I could get on just to cover the cost of my Bipolar disorder meds and possibly a couple of visits to the psychiatrist? Yearly physicals and examinations I can handle, but this psychiatrist that I see is $200.00 a visit PLUS the cost of all of the perscriptions he prescribes to me. HELP!""
Car insurance?
how much would insurance for a 16 year old female cost for a 2000 Plymouth Neon Highline
Do any insurance companies do insurance on two cars uk only?
Why is it that if a person has two cars you can not get insurance for two cars on one policy If like me you have more than 9 years no claims bonus you must put your no claims on to one policy and start a new policy for the other car. but you can only drive one car at a time Is this just another insurance rip off
""No proof of insurance In NV, but I live in AZ?
OK so I got a Citation in the state of Nevada in my Fathers truck. It register under his name and everything. He never told me it didnt have insurance. So I got pulled over for no head lights. If I have No insurance what do I do? Im from Arizona will that have anything to do with it?
Can you get a quote for car insurance before you pass your tests?
No insurance companies will give me a quote for car insurance so i was thinking that you may not be able to get a quote before you pass your test? someone help!!! PLEASE
Insurance License transfer?
I work as a Insurance salesman and I have life, health, property and casualty licenses. My boss paid for the training and the test, I am a 1099 and appointed to his agency and I am considering leaving his office, do I get to bring my license or is it onl valid under him? I work in california.""
Car insurance?
I was given a car from Texas would I be able to insure the car with Texas plates ? If not how would I go about getting it smogged & insured if I can't drive it ?
What is the best priced auto insurance company for people who have been canceled due to too many claims?
These claims are all due to serious weather, vandalism, and theft.""
What kind of insurance to get?
I come from a low income family and my health insurance is called Healthy Families. Its really basic and only covers check ups, physicals, and other things in community health clinics. I have several moles I that I would like to get checked out at a dermatologist and some help with my acne as well but I hear that dermatologist visits can get expensive. What kind of insurance can I get that won't break the bank?""
Fee to Drop A Vehicle From Insurance Policy?
I just sold a car, and when I called my insurance company to drop it from my policy, I was informed that it would cost $15 to do so. I know it is only $15, but still that seems a little steep. Just wondering if anyone else has had this experience.""
Can I get car insurance in my cousins name and my name?
My cousin lives in Luton and I live in London so can I get car insurance with his name as first driver and me as second driver? Also how will it work because we're going to have different addresses? How will road tax and permit work? My cousin is 21 years old and I'm 18. I will tell the insurance the truth about everything where I live and where my cousin lives.
How much is no fault insurance?
I want to get the cheapest insurance, How much is no fault insurance in Michigan""
Auto insurance companies keep calling me?!?
i went online looking for some quotes now all kinds on insurance companies are call my phone leaving voice mails. about 20 calls in a hour. is there a way i can get my number off the insurance quote list /something?? thankyou!
How much will her insurance likely go up?
my grandma pays about 65/month for her car insurance, she is 59 today she didnt see my car and backed into the passenger side leaving a dent. I have full coverage for my car. she has liability on hers. I dont just not want to do anything. i want it fixed. but i dont know if i want to call my insurance company. cuz if i say it was her fault, which is was, idk how much her insurance will go up. if its ten dollars a month its no big deal i wouldnt think. but i dont want it to be a lot. if i say it is my fault, then i have a 500 dollar deductable and my insurance goes up. and i cant afford that. im 17. she also said she would try to pay for it to be fixed. but idk if it is cheaper for her to pay for it or for her insurance to go up.""
How much would a 2002 impreza wrx cost to insure?
Im 17( i know im about to get a bunch of your going to kill yourself! AHHHH!!!! i regularly drive my dads 05 mustang gt
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