Tumgik
#ill be back on my bs soon i swear
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finally free from artfight hell
here's a highlight reel of some of the attacks im most proud of!
Character by @kerfufflepuff
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Character by powerlinecowboy on Instagram
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Character by @hyodinary on Instagram
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Character by @swiminthunder
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Character by viladee16 on Instagram
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Characters by ssalted2 on Twitter
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Character by @xparkrangerx
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please please PLEASE go follow all of these amazing artists on their social media cause these were mostly revenges and their art is amazing!!!!
If you want to see more of my art for artfight this year, check out my profile!
now time to get back on that professor layton grind
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tatsumipy · 2 years
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lgbtunis-moved · 4 years
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cis people will constantly harass you with nonstop invasive questions about your life and existence as a trans person (most of them bordering sexual harrasment) and then make you look like the one who can't shut up about being trans.
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lovelivingmydreams · 3 years
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A story by heroes and villains
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Roman Castile: Passion and duty
Roman finds that his different passions seem to get in each other's way for now. But one day, he will find a balance.
“Ugh! I am done!” Roman exclaimed relieved, barely hearing the hissed warning from the librarian. Homework had been draining. Sure they’d had fun. Especially when it came to teasing Virgil about his pronunciation when they worked on Spanish.
Still Roman was ready to do literally anything else.
“Give me a sec, I have to finish this thing for English,” Virgil muttered absentmindedly. Roman knew that Virgil had rewritten that particular assignment two times already.
“Want me to read it trough for you?” Roman offered. Maybe hearing someone say that it was good would be enough to stop him from second guessing himself again.
“You don’t…”  Virgil started, somehow looking guilty.
“We’re here to help each other Virgil. If I didn’t want to help you I wouldn’t offer. I thrive on being of help to my friends. It’s no trouble,” he assured him. Virgil offered him a small smile and a nod in response. “Alright. You can read it when I’m done,” he allowed.
Roman took peace with that and opened his notebook to start doodling.
He had a few ideas for some more shirt designs. He’d enjoyed making his ‘coming out’ shirt. Then there was the Halloween party and every other social event this year has to offer where he had to slay. Junior year was a year to be noticed. Nothing wrong with putting down some ideas in advance. He just might come across the perfect outfit.
“Seems I’m not the only one who can draw up some clothes,” Virgil noted and Roman nearly fell of his chair when he jumped at his sudden proximity.
“Will you stop that!?” A thing about Virgil Roman had learned over the last week. He always seemed to pop up out of nowhere. One minute he’s gushing over the latest Disney trailer with André and suddenly Virgil stands next to him giving his two cents. It was terrifying.
“Not a chance,” Virgil chuckled as he picked up Roman’s sketches.
“This looks good though… You ever thought of becoming a fashion designer?”
Roman’s eyes widened. Making amazing outfits for a living? He could make a whole ‘wear your pride’ line and… Oh… Oh…!
“You are a genius!” Roman exclaimed. He’d had no idea what he wanted to do with his future, aside from hero work, but now the idea was brought up he wanted nothing else. Fashion designer, superhero, actor, maybe also Mr. Castile-Anker. That was a future he could look forward to!
Virgil chuckled. “It’s the least I can do. I sent in the designs like you said… I’m kind of excited.”
Roman beamed at him. “I’m sure next time you see DreamPrince on the news he’ll be wearing your design.” He was. He’d been shown some alternative designs by Manifestor and found Virgil’s drawing among them and immediately declared that that was the one.
As he’d told Roman, he’d changed a few things. He’d shown him on Wednesday to get his stamp of approval. Roman had gushed unapologetically, because he knew he’d have to tone it back a bit in front of the team.
Which had been hard.
Tonight he’d be taking it for a test run and he’d make sure to be seen by people and cameras.
“We’ll see,” Virgil smiled as he pushed his laptop with his assignment towards Roman.
Roman read it, dropping the subject without problem.
Virgil was easy to be friends with and he’d quickly learned to read his moods.
During lunch Virgil usually sat himself a little bit away from the group when he felt the need to just focus on his music and sketch a little before heading back to class. He was sarcastic, witty and could dish it out about as well as he could take it.
He was also very guarded emotionally, which Roman could understand, but whenever they were just the two  of them, Virgil opened up some more. He’d learned about Virgil’s soon to be stepdad and the admittedly adorable meet cute he’d been a part of.
He knew that Virgil’s dad had found them a new home and they’d moved in just that week.
He learned that Virgil was mature and his dad’s only wingman which they both agreed was super awkward but also hilarious.
Roman had joked that Virgil might end up being his father’s best man. But apparently there was a family friend ‘uncle Thomas’ who might get that position.
Virgil had gone out with another girl that week. Anna, who’d had English with him last year or something. Virgil had listened patiently, but relatively unaffected to her asking him out and arranged another semi-date at the music store for the next evening. Luckily nothing came from it again. Roman asked him why he kept saying yes to people he barely knew. Virgil explained that he had missed out on enough chances to befriend others. So the way he saw it he’d at the very least get a friend out of it. Roman kind of took comfort in that. It didn’t sound like Virgil was trying to get a girlfriend or a boyfriend right now. Just trying to socialize. Roman had reminded Virgil to watch his boundaries though. He wouldn’t want him to push himself out of fear he’d be missing out.
One more thing he learned about Virgil: he was overly critical of himself.
“Well, I think you can hand this in with confidence Virge,” Roman concluded as he returned Virgil’s laptop to him.
“So… I recall something about pizza? I’m starving!” he grinned.
Virgil chuckled and lead the way. Soon they were sat at a table with their orders and they were talking about everything and nothing. It was great. And Roman was so close to asking Virgil out but…
“So… Um… There’s this… Shoot wait a minute,” Roman got up and picked up his phone.
“Si mama…?” he asked curiously after seeing the caller ID.
“Darling. I know you are out with your friend. But I wanted you to know we’re headed to the university now,” his mother informed him. The university… Wait. “Que?” Roman looked at his watch incredulously. He was going to be late. Unless he left right now that is.
“Perdona! I’ll be there soon.” He hung up and dug through his wallet for some money.
“So sorry Virge! Time got away from us I’m afraid. I swear I intended to give you that ride… Can you call your dad… You know what? Just use the change to take the bus or something alright? My treat! I’ll call you later!” he promised as he tossed down a few bills that should more than cover the tab and the tip before rushing away.
How was it so late already?
He sprinted around a few corners and found a spot to get changed. BS had explained about the sciency stuff behind his costume change, but all Roman really cared about was that he basically had a magical boy transformation. Sure he could sit there and let the tech do its thing, but it was much more fun to make up a cool transformation sequence.
First, hair. He retrieved a lip balm like object and applied the substance to his hairline. He tucked the balm away and with one smooth movement of his hand he styled and recolored his hair. Instead of parted in the middle with regal waves it was flicked to the back, save for a single rebellious strand dangling down his forehead. Instead of a deep ash brown it was warm chestnut in color.
Then he took a tini metallic bead from a ring on his finger and tapped it against his temple, before he swiped his hand in front of his eyes as his mask placed itself securely on his face, changing his eye color in the process. He tapped his wrists together in front of his chest and brought them down with force, feeling his blazer and shirt get replaced by the skintight suit. He tapped his right heal against his left before taking another power position and finishing his costume change.
How cool was his life?!
He created a platform to lift himself to the roof and sprinted towards the university. The GTH was in it’s basement. As he made his way there he started to think over asking Virgil out again.
Maybe, now wasn’t the time. Virgil was clearly still upset about the whole Janus thing. He didn’t say it but Roman could tell. And he didn’t want Virgil to think for even a second that Roman’s crush was anything less than genuine, he had noticed that Virgil still had trouble believing their friendship was real at times. Not to mention that starting a relationship with someone while he was still figuring out how to balance out superhero and civilian life was clearly a bad idea. He couldn’t even ask him out without being interrupted by his other life.
So, he'd wait until he had his life in order and he was sure Virgil was ready. There was definitely some kind of connection between them. And Roman was willing to wait until the time was right…
He knew he was being a coward, but his friendship with Virgil was so fragile.
He entered the basement campus with little hassle and dropped of his bag in his personal locker, making sure to lock it. If anyone with ill intent got in here they could easily find out his identity with it's contents and Roman didn’t want his name out like that. Not yet at least.
He hurried to the training hall, threw open the doors and slid inside.
“Your prince has returned!” he exclaimed, doing a pretty good job at pretending he hadn't just sprinted the whole way there.
“Has he now?” BS asked, apparently in a bad mood today.
“Oh come now big S, the boy is just excited for his present! I would be too if I got a new costume made for me by a secret admirer,” Sweets offered with a calming hand on BS' shoulder. Sweets was an empath. He could share his emotions and those of others, perfect match for someone who wants or needs to keep his calm.
But what sweets said made Roman rather flustered. “I don't think DreamPrince has had enough appearances to already gain such attentions. Whoever did this just couldn't stand to look at this any longer.” Roman gestured to his current costume.
“Speaking of which…” he held out his hand bouncing on his feet in excitement. He was supposed to meet the chief of police today and he wanted to look presentable.
Manifestor chuckled from his spot on the desk. “Give the boy his stuff. He's been looking forward to this day for the past four years.”
BS sighed and handed Roman a small box, which the young hero snatched up before rushing to the dressing room.
He turned his suit off and took off the containment units. He opened the box and switched the old units for the new ones. The bracelets were more comfortable and adjusted to his skin tone, the metal bead was replaced with two skin colored stickers he applied to his temples.
“Let’s do this,” Roman smirked excitedly.
“To adventure!” he called out as he crossed his arms and tapped at his temples while simultaneously clicking his wrists together. At the same time he tapped his right toe behind his left heel and brought his ankles together. He struck a power pose, facing the full length mirror and grinned excitedly. Virgil had added an insignia on his cape and golden trimming in the final design. There'd been a few options for his emblem and Roman had chosen the shield with a castle by the sea with the sun shining down on him. He looked quite dashing.
He left the dressing room and handed the box back to BS with an elegant gesture.
BS wasn't amused. Sweets and Manifestor on the other found it hilarious.
“So? What do you think?” Roman asked as he turned around to show off the end result.
A loud ‘bing' announced a message from his family watching from the observation room.
“Gaaaaaaay!” Roman rolled his eyes good naturedly. Remus was a fan.
“Stay away from Planes!” the next one read. Roman chuckled. He had asked Virgil about the cape, considering he’d expected someone as cautious as him to heed Edna Mode's advice.
Apparently Virgil had intended the Cape to be an addition for official events. So ‘Prince’ would look good on camera. He'd also pointed out that it would look badass for the prince to un-claps his Cape before a fight. He'd had a point and Roman actually loved it.
“You look very handsome darling.”
“Thanks mom!” Roman called out.
Then two beeps came from a device on BS wrist. He looked down and relaxed, tapping away at a holographic screen, turning up the intensity of his shadow. “The chief is here,” he announced.
Roman raised an eyebrow, that was not what BS had been so tense about. Something in his private life maybe? If that was the case he'd never find out.
Roman had no time to worry about that though. The door opened and in walked the police chief. A small but commanding African American woman. It was something in the way she walked that made Roman want to stand at attention. And so he did. He wasn't the only one.
“DreamPrince, at your service ma’am,” Roman introduced himself respectfully.
“So you are what all the fuss is about?” she asked as she looked Roman up and down.
Chief Davies pursed her lips before nodding to herself. “I’ve read your file, you’re quite the prodigy aren’t you?” she asked.
Roman chuckled a little awkwardly. “I’ve just been training from a young age, that’s all.” Most gifted didn’t realize their talent until they were well in their teens.
“Good answer. I have no time to stroke an adolescent ego. We’ve got work to do.”
Chief Davies turned to Manifestor. “You got the files I sent?”
Manifestor nodded hurriedly. “Yes. I had no time to review them though.”
“I’ll walk you through it,” she announced dismissively. The leader of Roman’s training team nodded and tapped at something on his wrist. The screen that had shown the messages from Roman’s family earlier was now filled with mugshots.
The men looked dangerous. Roman shifted nervously. “You… you want my help apprehending these men?” he asked, trying not to show how frightening it seemed.
“God No!” Roman hid his relieve. “These men are all in jail already, with iron clad cases keeping them there for a long time. You think I’m going to send some rookie after hardcore criminals? No offense, but you are still a baby,” Roman blushed at that and focused back on the pictures.
Wait a minute. “I know that guy! Remember at the end of my first week? I spotted some tugs bothering that kid and tossed a rock at them?”
“And by some miracle you weren’t found when said tugs came looking for you,” BS added through gritted teeth. Still upset at Roman's initial recklessness.
“I wasn’t the only one they were looking for,” Roman insisted. He’d been so sure he hadn’t been alone that night. But BS claimed the would have known if anyone else had been there.
He never went after the tugs after they left the alley. BS insisting he was done with back alleys for the night.
And now those guys were apparently behind bars?
“Next slide please!” Davies called out.
A picture of a ziplock bag with pictures, a USB stick and a note of cut out letters that said ‘your turn’.
“For almost a year now we’ve been getting mysterious packages like this. Pictures, audio and video recordings. Every last one had one of these men incriminating themselves. It’s like whoever delivers these stands right next to them, but never gets caught taking pictures or carrying a wire. I have a small task force on the case who have dubbed them ‘The Phantom’. We are keeping this as in house as we can. Once the public hears about the Phantom, we’ll lose the most valuable asset we’ve ever had. Plus until now we weren’t sure if they were a sensible vigilante or a mobster who was taking out competition in a very clever way. Given what you just said I’d be inclined towards the former. They might have some sort of gift that hides them well enough to get away with spying. But right now, they are putting themselves in danger.” Davies turned towards Roman.
“Keep an eye out, see if you can spot him during your patrol this evening. And if you do, get him on board with the program.”
“Prince did not go through all that training to be your recruitment poster boy!” BS snapped to Roman's surprise. That was the most emotional response he's seen from BS ever. Aside from when he scolded Roman on his reckless behavior.
Davies glared at BS, looking quite intimidating, despite barely reaching to his chest.
“Now don't go all noble on me BrainStorm. What? Did your heart grow three sizes while I wasn't looking? Is there suddenly room for more than one other person there?”
Roman knew that this was a threat. Davies knew BS’ true identity, where he worked, who he cared for. She could ruin whatever he had built in an instant.
Roman often wondered what kind of life BS had outside the facility. Did he have a partner? A family? Did they know about his past at all.
A few seconds ticked by with no one daring to do so much as breathe.
Then Davies relaxed and stepped back. “I'm no monster BrainStorm. I wouldn't ask some rookie to deal with this if I hadn’t tried everything else already. I send in my agents and even called in other gifted. All we got out of that was this,” she gestured and Manifestor showed the next image. A note in the same style as the previous one that said ‘no babysit!’
“Our profiler thinks they are young. So maybe your prince won't seem as threatening. They might've had his back once before already. If this Phantom were someone you cared for, would you rather we left them be, or would you drag their noble behind here yourself to give them proper gear and back up?”
The question hung in the air for a moment, BS had nothing to counter with. Roman imagined Phantom being one of his friends, or even Janus and the answer remained the same.
“I will do what I can,” he vowed before lifting his chin and facing the fierce chief head on. “But ma'am, I don't appreciate you threatening my mentor like that.”
BS had stood up for him, it was only right for him to return the favor.
Davies chuckled. “Just when I started to worry you were only brawn and a pretty face. You can be smart too huh? And you’ve got guts. You just might have what it takes kid. Now. I have places to be. Keep me updated, and don't lose this.” Roman accepted the watch he was handed with a confused frown.
“My people will call if we need you. Please use that brain and return the favor?”
With that she left. Well… that was intense.
Roman put on the watch and saw that it had a frequency displayed on it instead of time. He also spotted two buttons. One blue and one red. It didn't take much to realize that one was a panic button and the other was to make it so the cops could hear him. He wondered if it would connect to the nearest patrol car or to Davies directly.
He hoped he’d never have to find out.
“Well… time to show the city their hero is ready for action.”
 It had been a pleasant evening so far. He'd stopped a few shoplifters, broke up a fight or two and dodged a few reporters, though he let them snap a good picture of his new outfit.
Now the sun was down however and he was making his way to the back alleys.
“Looking for a fight is foolish Prince!” BS growled through his earpiece.
But Roman wasn't looking for a fight. He was looking for someone who'd gotten him out of at least one pickle.
He ignored BS as he landed on a roof, overlooking the city using his sight. He didn’t know what he was looking for exactly, but it was his only plan.
Suddenly he spotted something strange and unusual. There was an energy, a few blocks ahead. But it was impossible for him to really see it. Like he was looking at it trough glasses with strong prescriptions.
He rushed towards it and found a gang of criminals with violently swirling auras. He knew what this meant. They were going to hurt someone.
“Send back up to my location,” he instructed before turning the receiver off. He needed to focus.
“I say we attack now! They are week! We can take them down easily.” A shorter guy with energy like glass shards insisted.
“Boss says we have a truce until the rat is found,” a giant of a man stated calmly, though his energy betrayed how much he wanted to go with the first guy's plan.
Were they talking about Phantom?
“What rat!? Those idiots just bragged to the wrong crowd.” The first voice shot back. Phantom was becoming a bit of a ghost story it seemed. Some who believed, judging by the shudder that went through the other men's auras at the mere mention of them. But clearly not everyone was convinced.
“Oh and they gave out pictures as well? Did a little livestream? We're not safe until this rat is lynched,” the tall man pointed out tensely. He was a believer. And he wanted Phantom dead. Not good.
Roman studied the tugs and to his relief he spotted they were all armed. Weird thing to be happy about. But it meant he had probable cause to interfere.
He jumped down, slowing his descent just so that he didn't hurt himself on the landing without sacrificing the cool factor.
“Do you gentlemen have permits for those weapons?” he asked as he rose up to his full length facing them fearlessly.
“what the…?”
“It's that Prince clown!” Rude.
The tall guy, the leader probably, silenced the group with a gesture and smiled, his anxious energy almost completely disappearing. He'd found something to vent on. “Sure kid. Got mine right here.”
Roman flung his cape in front of him and manifested a gelatinous shield around himself as the leader pulled out his gun and fired several rounds at him. The tugs wouldn't see it. But it was there, and it caught the bullets slowing them down until they were harmless, making them fall to the ground when they met with the fabric.
“Well now you just pissed me off. This is brand new!” he complained as he dropped both cape and shield.
“I suppose you won't surrender peacefully?” he deduced. The criminals all readied their weapons. Seriously? Did they not get that he was essentially bulletproof?
He sighed as he took off his cape and hung it on a water pipe that ran down the side of the building.
“Fine,” he sighed and then he amped up his speed a bit while shielding himself from the rain of bullets heading his way. He used the gelatin shield because he didn't want to risk the bullets ricocheting and injuring someone. Especially the gifted he was sure was still watching the whole thing.
It wasn't hard to disarm the criminals. He even managed to knock a few to the ground. But there were at least two who'd gone down without him even touching them. And he would’ve sworn he saw a figure move between him and a tug once or twice to block a blow. He couldn't really see the other hero. It was an odd sensation. But he could feel his presence better and better and soon he was adapting his moves to those of the Phantom. Together they took out the whole group. Though to the villains it would seem like he'd done it by himself. He stood victorious over the leader, a pile of disassembled guns behind him and sirens lighting up the alley.
He twisted his foot to show off his white boot with gold accents. “So… how does it feel to get your butt kicked by a guy in heels?” he wondered playfully before looking up towards the presence and winking in acknowledgment.
“Good job Dream Prince. We've got it from here.” Roman turned to the cops and bowed to them
“It's my pleasure to be of assistance to the police of this fine city.” Then, while turning around, he made a gesture that could be taken as a ‘goodbye’, or as a ‘follow me’.
He was glad to notice that the presence seemed to follow him. He found a fire escape and floated himself to the roof it led to.
He turned to face his hopefully soon to be partner in crime fighting.
He could hear the clanging of someone climbing the metal fire escape. And while he still couldn't quite make out the figure that reached the roof he saw his reflection in a pool of water left behind by the rain earlier that day.
An unfortunate weakness, but so long as no one knew, no one would be looking for it. In order to be a hero, no one could know Phantom really existed. Was that why the authorities were kept at a distance? Why Phantom never made introductions despite having crossed paths at least once before?
He stepped forward with a bow. “Greetings Phantom. I must thank you for the assistance. Both just now and three months ago. I am Dream Prince, he/him if you please. A pleasure to officially meet you.”
A distorted chuckle made him look up. He could see Phantom much better now. He was dressed in Male coded clothes, though that was no guarantee. The hero outfit was simple. A black t-shirt, boots and denims, paired with a black coat that reached down to his calves and had the collar popped up. He looked really cool… but Roman couldn't make sense of his head. He was looking right at him he could see it, but his brain couldn't identify a thing.
It was so weird.
“Phantom huh?” His voice was a strange deep echoing sound. The distortion was pretty spooky if he was honest, but he wasn't afraid. Phantom was on his side.
“Sure you can call me that. He/him… mind telling me what that was about? I thought you officials weren't let of your leash unless you could be responsible enough to not get yourself killed?”
Roman cocked his brow. “Says the guy who has half the criminal underworld out for his blood,” he reminded him. Phantom looked away. Clearly he knew Roman had a point.
“Do you have something against the program?” His tone had been oddly bitter.
“No I…”  Phantom took in a deep breath. “Sorry, I’m just pissed at the cops for sending you, I guess.” He sure sounded upset. And Roman could understand that. Here Phantom was, doing his part and all the cops could do in return was bother him At least as far as the young vigilante could tell. But then why…?
“Yet you chose to follow me up here?” Roman pressed. That didn’t make any sense. Phantom had shaken off his ‘babysits’ before. What made Roman special?
“Um… Well… I just…” Phantom stammered. Roman wondered why. Was he bad with confrontation? Social interaction in general? Or had Roman said something that hit a nerve somehow?
“You interrupted my stake out!” Phantom blurted out all of a sudden.
“Do you know how long it takes to work my way up the ranks? First I have to find a low level runner, then I follow him to his boss, that guy to his and so up the ladder I go. I was getting real close to the big guy of this group. And now…” Oh… Well Roman could understand how that would be frustrating.
“I apologize,” he said sincerely with a small bow. “I merely intended to help. They were talking about killing you.” Surely he could understand that he could not stand by after hearing that.
“And now there is a price on your head! The leader of that little club is like two steps away from the big boss. They won’t be happy with you taking him in.”
Well… He had a point. But Roman had back up. It would be rather stupid of the mob to come after a hero with government sanctioning. And these guys would go behind bars for a long time right? “You got dirt on them?” he asked. If the guns weren’t enough then surely whatever Phantom  had gleaned from his stakeouts would be sufficient. Right?
“Yes… But that’s not the point. They have no clue about me. Not really. But you are out in the open. This is not your kind of mission Royal pain.” Oh, he had nicknames huh? It was an insult, but Roman didn’t mind witty banter. Especially if it came from a place of care. And Roman was starting to think it did.
“And now that you are out, you can’t expect me to hold your hand any longer…”
Roman crossed his arms and smirked catching the implications of what Phantom just said.
“You’ve been looking out for me all summer huh?” he guessed.
Phantom scoffed and probably rolled his eyes. While Roman still couldn’t quite see it, he would bet his entire Disney collection on it.
“It’s not like I came looking for you.” Phantom snapped. And Roman believed him.
“Still… Thank you…” he was going to say more but then he heard a beep in his ear followed by a loud voice. “Prince! Answer this instant!”
“Ow!” Roman exclaimed annoyed, reflexively reaching for his ear though it wouldn’t help much. He pressed the button to talk to BS. “One. Loud. Two. Rude! I am in the middle of something! And did you seriously remotely reactivate my com?”
He would demand a new com that couldn’t do that or he’d refuse to wear one period. What if he needed to concentrate right now? What if he was in the middle of tense negotiations or being told delicate information. As a matter of fact. This situation right here was delicate. One wrong move and Phantom might bolt. And he might not come along next time he found him. And even if he couldn’t get him to join the program, he wanted Phantom to know he had an ally in him. Someone to talk to, confide in, count on if he didn’t have anyone else.
“You do not turn off your com while going into a gunfight! It’s moronic to go in alone!”
Roman rolled his eyes. “I am fine, not a scratch on me.” He wasn’t going to mention that he wasn’t alone exactly. Phantom had never consented to BS and the rest of his team knowing.
“I’ll call you when I’m done here.” And this time he took the com out of his ear. BS could yell at him later.
“Sorry,” he sighed. “My mentor is… intense at times.” In a cold and distant way.
“Mentor?” Phantom asked.
“One of the people helping me practice my powers, test my limits. Comes with the program. It’s not just a babysit and a nice suit,” he joked casually.
“Oh…” Phantom’s tone was odd. It made Roman want to come closer and offer comfort. He didn’t though. They weren’t at that point yet. Not by a long shot.
“Listen, I admit I was sent by the chief. But I didn’t come here to recruit you. I wanted to thank you and tell you… If you ever need someone to talk to, to help you figure something out… I’d be more than happy to oblige. No need to tell me your name or anything about yourself,” he vowed as he reached out his hand. Phantom hesitated for a few moments before bridging the distance and offering his own.
Roman grinned and grabbed it for a firm shake. “I’ll see you next time,” he assured his fellow hero before letting go and turning around to finish his patrol.
Progress was made. Not much, but still.
He just might’ve made a new friend.
@cirishere @hestianerd1 @moonlightshow00 @naturallyunstablegamer @alias290 @meowthefluffy @frida0043 @angelic-cali @selenechris @theblackveilinreverse
End of this part meet Virgil and read his story.
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cannibalisticapple · 4 years
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Okay, so I have some thoughts on Kurikuri’s decision to delete a large number of her fan fics, and on fan fiction as a whole.
For those who don’t know, Kurikuri (@letaizawarest) is a popular fan fiction author with numerous popular Erasermic fics, along with other fandoms. Around the end of May/start of June she deleted a large number of her stories, specifically those that featured either police, or those set in the My Hero Academia universe where they work as Pro Heroes.
To quote her post:
as you may have noticed, roughly half of the fics on my ao3 have been deleted.
i’ve deleted all my fics about police officers. also, after some thought, i also deleted my non-AU bnha fics, because although they might not be “cops” in name, they are law enforcement. i do not want to be a part of the system that glorifies the police. 

at the moment i haven’t deleted other profession AUs and high school era fics, but i will continue to reflect on their relation to the source material. even if you enjoyed the deleted fics, please do not circulate them in other formats (PDFs, EPUBs, etc). 

i also encourage other writers to think about cop fic they’ve written. while it may be fun and escapist for you, it still encourages the idea that antiblack and killer cops are just “bad apples” and that good cops exist. let’s dismantle that system of thought.
I have some very, very mixed feelings on this.
To start: I respect her reasoning, but I don’t agree with it. I fully agree that it’s not just a bunch of “bad apples”, there’s a serious issue with the system and how the police operate in the United States. I’ve always been bothered by how the police let other officers get away with horrible BS, even as a kid, and that rage has only grown as I’ve grown older and found out more about how screwed up it is on every single level.
But the way that last paragraph is written rubs me the wrong way because you can’t paint every single person in an entire career field as unequivocally corrupt, bigoted and all around callous murderers. Good cops DO exist. Plenty of people go into the career hoping to fix things, or just genuinely want to help their community in whatever way they can. But the thing is, they’re fighting a losing battle because the system is working against them. When they DO speak up against the corruption, bigotry, violence and other issues, they tend to get fired and blacklisted from the field. Or sometimes, they get outright murdered and it’s treated as a “suicide.”
A shitty fact of life: sometimes, the people who are more willing to resort to underhanded tactics and willing to turn a blind eye to corruption are the ones who climb up the career ladder furthest. And in the case of the police, it’s deep-rooted enough that it can’t be fixed internally anymore. But that doesn’t make literally every police officer corrupt.
I’m not posting this to make some political point or argument though. I obviously disagree with Kurikuri’s opinion, but I respect it. I can even respect her decision to remove the stories featuring the police, or even the ones heavily focusing on the characters’ jobs as pro heroes. I can see how heroes are just another version of law enforcement, because honestly, they are.
As a writer and a reader, I fully respect that it’s ultimately her choice to delete her stories. It’s not my place to make demands. She’s the one who created it, and as a writer I know the hard work and time that goes into crafting stories, so I believe she has a right in how it’s used and shared. The fact she shared it in the first place was something she didn’t have to do.
But the thing is, she DID share it, which is why I have this conflict.
As a writer, I’ve always believed that fiction can be more powerful than fact.
Fiction can give readers a window into mindsets you’d never imagine before, because you can connect more easily with fictional characters than real people on the news. That’s why Uncle Tom’s Cabin was so critical in the battle against slavery: it didn’t just gave a face to slavery, it let readers experience the characters’ lives directly. People got to see the struggles and suffering firsthand, feel the rising crescendo of hope each time freedom is in reach, and the soul-crushing despair every time that hope gets dashed by outside forces.
Fiction may not always be “true” or even “accurate,” but it can help us understand other people, see them as fellow humans, in ways that nonfiction just can’t. It can evoke emotions, empathy and familiarity in a reader that a news story or biography can’t capture because it draws you directly into their world.
And it’s that part—the part where readers enter this fictional world to connect to characters they’ll never meet—that leads to the other power of fiction that many people overlook:
Fiction has the ability to help readers persevere.
How many people reading this have used books to get away from trouble in their lives? To take a breather from all their anxieties and stress, and dive head-first into this other world for just a moment, where nothing else matters? How many people reading this had their whole lives changed by reading a story where a character’s words resonated with them? Where it helped them come to an epiphany about how to do better, how to be better.
Sometimes, the world is too overwhelming and we need to escape it. That’s the beauty of fiction. It lets us go to a world where our problems just don’t matter. Even if the world in question is worse than our own, it can still be a relief and give us hope because hey, at least we’re not living in 1984 or the Hunger Games, right? Stories are what keeps many people going through the hardest time, what gives them hope that life isn’t utterly hopeless.
And even after a story is finished, whether it’s fan fiction, a book, a show, or any other medium, that story will have a special place in people’s hearts. Many people will go back to those stories years later when they’re faced with immense stress and need a break from the real world, so that they can dive into the world that helped them persevere the last time they felt so bad. Just having a copy of it on hand can be a source of comfort even if you never read it again.
I want to highlight one phrase Kurikuri used in her post to describe how people feel writing stories about police and heroes: "fun and escapist”. That’s honestly so accurate, those stories are escapist, and that is why I’m so conflicted.
Stories about superheroes, while technically revolving around themes of law enforcement, are a form of escapism FROM police corruption.
There’s a reason that superhero comics are so popular in America. Superheroes appeal to a natural desire for justice because as so aptly pointed out, the real world doesn’t always HAVE that justice. It gives an ideal for people to aspire to, a glimpse of what could be, what should be. (Come to think of it, that’s probably why I hate the DC cinematic universe so much, it’s skewed way too much to favor the villains/antagonists and maximize suffering for the good guys.)
Right now, the world is full of more injustice than ever before. I can’t turn on the news without feeling my rage and stress boil over. Every day it gets worse and worse somehow, and I (and many others) genuinely fear that the United States may be heading towards a civil war this November. Donald Trump’s voice alone is enough to make my blood boil at this point.
I, and many others, turn to fan fiction so I can break away from reality because that amount of rage and fear just isn’t healthy.
I don’t have depression, or anxiety, or an abusive family, or a chronic illness. I’m not at risk of being made homeless anytime soon, nor do I need to worry about bills right now or going hungry. I’m a privileged white girl who has barely anything to worry about. What I’m saying is I’m fucking lucky and I know it, but I STILL can’t stand thinking about the state of the world and need to get the fuck away from it to take a breather for my own mental health.
And I also know that many people don’t have that option because their situation is so bad, they NEED to be aware of it at all times.
In the past when writing for other fandoms, I’ve had people tell me my fan fiction was the reason they did not commit suicide.
In my early college years I fell into the creepypasta community and was pretty active in it, especially on deviantArt. I don’t know if that particular fandom’s subject and focus makes it more appealing to teenagers going through rough times or what, but I swear, more than half the people I spoke to suffered from some form of mental illness, abusive or broken family and home situations, bullying, and every other way the world can screw someone over through means beyond their control.
During that time, a few readers left comments that waiting for my stories to update were what kept them going. They didn’t explicitly say that it was the only reason they didn’t kill themselves. It was more just remarks like, “Your writing is the only thing keeping me going.”
I’m not vain enough to believe my stories are so good, it made people decide to continue living JUST to see what happens next. Suicidal thoughts and urges are much more complex than that. But it’s still not something you expect to hear on something you write for fun.
I’ve thought about it a lot over the years, and I’ve come to the conclusion that it probably wasn’t because my stories were "just that good.” I think it was because they needed something to cling to in bleak times. That sometimes at the lowest point where all seems lost, people need just one little thought, just the smallest thing to push away those dark urges before they could fully overwhelm them. Something like, “If I die now, I won’t get to see how that story ends.” It’s such a small thing, but having something to look forward to can be so powerful in fighting off impulsive decisions.
It’s made me hyper-aware of just how powerful writing is.
To me, I see writing as a way of helping others. I give people that option for escape. It’s a large part of why I update on a regular, weekly schedule, and why I published extra chapters when the pandemic got announced and when the riots started. People need that comfort, that little break from reality to just sit and breathe so they can get through the rest of the day. I can’t do much to fix the world, but I can at least give people that.
Right now, people need that escape more than ever.
And deleting the stories is taking that escape away and causing MORE stress.
In times like this, people often turn to the stories they know will help most, and plenty of people in fandoms will first search up their favorite ships. They look for fluff, smut, angst... It helps people feel better to focus on these two people who are obviously in love as they work through their troubles.
Many times, readers will be more drawn to stories in the canon universe than radical AUs set in other universes. That’s how they were introduced to those characters. I myself can enjoy no-power and fantasy AUs sometimes, but what I really crave are how they interact in the canon world because that’s the world and versions of them I want to see the most. By deleting EVERY SINGLE STORY IN THE CANON UNIVERSE, that option was removed.
In many of the stories that were deleted, the characters’ careers were honestly a minor facet of the story. Some used it to establish the setting, such as treating injuries after a patrol. Some just simply used it to explain they work at UA, a school for teaching kids with superpowers. Some just had them work as heroes because it’s set in the canon universe, and never directly show ANTTHING about the work.
I’m not always looking for a story about how being a hero shapes and impacts their lives, and most of those stories that got deleted AREN’T about being a hero. That’s just one piece of their character, it’s far from the focal point. It could honestly be removed from several of them without changing the rest of the story.
I can get wanting to make a political point and I respect that, but by deleting those stories, you’ve taken away a key source of comfort from hundreds, thousands of people. By deleting the stories, you’re making the stress worse.
On Saturday night, I realized several of my favorite stories are suddenly gone. I knew Kurikuri had deleted a bunch of her stories, but I hadn’t realized just how many of them I liked. Some of them I’ve specifically sought out to reread multiple times in the past, never really paying attention to the author. Realizing they’re just gone caused me heavy stress because it made me paranoid about all these other stories I like to reread. I don’t expect those stories to be around forever, but I still didn’t expect them to vanish so suddenly. I never thought I’d need to download them to make sure I’d still be able to read them while the site is still up.
I spent hours searching out specific stories to see if they were written by her, and make sure they’re not gone forever. I have no way of knowing which ones she’d written and deleted because there’s not exactly a list out there anymore. My desperate search for those stories and one in particular (which I still haven’t found) contributed to the lack of sleep I got that night.
And I need to reiterate: I am mentally healthy and have no major stresses in my immediate life. And that’s why I’m hyper-aware of how this stress will affect people who AREN’T as lucky as I am.
If an author decides to delete their stories because they feel the stories themselves push harmful values or themes, fine. If they’re getting harassed, or it reminds them of a bad time in the lives, or they just don’t like that story anymore, okay. I can respect that and accept it.
But these stories were deleted for the EXACT reasons that people will be looking for them now more than ever, and that’s where I draw the line.
This applies to ALL fandoms.
If you as a fan fiction writer have more than, say, 100 kudos on a completed story or one-shot, there’s a good chance people will read and reread your story in stressful times. If you have a reasonably popular story that updates on a regular or even semi-regular basis, there is a chance that someone is using it as a lifeline to have something to look forward to while the rest of their lives go to hell. Maybe not because they specifically love it, but because it gives them something routine.
I want to make it clear that it’s not our job to care for other people’s mental health. Fan fiction writers don’t have an obligation to people, we’re doing it for fun first and foremost. We’re not some sort of saviors, and we shouldn’t think of ourselves that way or we can honestly screw people up worse. We’re not obligated to write these stories JUST for our fans.
At most, our stories are sources of support and comfort for readers. A little break from reality. If writing a story is causing you more stress than enjoyment, stop. Fan fiction, and all other fan media and stories in general, is ultimately created for the creator’s enjoyment more than anything.
Your own mental health comes first. Don’t set yourself on fire to keep other people warm.
But with how utterly fucked and unfair the world is right now, people need those stories now more than ever. So if you’ve got a story out there that’s fairly popular, please, please, PLEASE be mindful of your readers before deciding to delete it. Now is the absolute last time people need more stress trying to find a single story. And if you’re going to delete it, maybe give readers a heads up so that those who need it or have some powerful attachment to it for all the reasons I’ve discussed here can download a copy for their own personal use.
Don’t hurt your readers to make a point.
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pokefanbri · 3 years
Text
I got in touch with my 1st love a couple months ago..hes a half native American & white dude, pretty pudgy now like triple the size of himself in middle school lol. Doesn't have much time left on this earth I feel for him, im glad I know now cause if I hadn't it probably would've been alot more devastating. Doesnt have to wear a mask cuz really whats the point. We met for coffee, got to hang out at the mall & he visited my work, we did talk & clear the air..got some things out that were left unsaid & i gotta say it really did help & we're better for it 😊 we're now cool & no hard feelings.
We used to be on & off in hs but the last time I broke it off with him for good reasons & also due to my mother 😒 If it weren't for him & our own experiences, & then every guy since...I would've have known how much I really love or attached I can be to someone (which has been all of them really but does disintegrate over time & going into new relationships they become just a distant memory as the yrs go by & then ur all about the new guy 🤔 basically right) or how unattached I can get when I just dont love them anymore...(of which has only happened twice)
For the record I've had 5 relationships my whole life...not counting flings..out of 2 they broke up with me.. & they so happen to be the ones i fell hard & fast for...its a common theme but they are the best ones I've experienced & I think I have a confirmed type now that I think about it lol. Im thinking too much again, but..they're top tier unforgettable.
I fell damn fucking hard this time around just like I did Thomas..don't think I got enough of him either...😤 seriously wtf is it with these charming & hilarious, headstrong, smart ass, string bean, stoner, Leo men fucking my heart up after only a few months time! What is the universe trying to tell me! I swear to God in another lifetime they would've been friends its an incredible likeness. History repeated itself it seems..I was so in love with him too, we were only 19 but omg he was awesome & we were ALL OVER EACHOTHER 🤤. He was my coworker, a red headed skinny bobblehead tho, & lived in my apt complex his best friend Danny boy did too in his own, hard core Call of Duty players I remember they high jacked my tv for optimum experience...😒 walking the tv across the parking lot was super sketchy looking lol.
Anyway after Thomas broke up with me for saying the L word "too soon" it freaked him out I guess & my brain cracked from the devastation...doctors are convinced it was the weed 😒 and apparently I ODd on Tylenol...crock of bs btw but whatever...i couldn't sleep & for days I was in a haze til I finally called my aunt for help & all of a sudden I was locked away in a psych ward for 2 weeks so they could observe what was wrong & diagnose me. Had to quit pima college & stop working, put everything on hold for my health. After I came back, Tom admitted he wanted me back but he hated my 1st love with a passion. I confessed I was back with my 1st as he was there at my side & visiting..when Tom had no idea where tf I was, me missing worried him sick. I had no clue & for all I knew he forgot about me while I was grieving over us in the hospital (I couldn't have my phone..knew a select few #s by heart otherwise he would've been the 1st I'd call), I was still dazed & super fucked up from the hospital..just outright exhausted when Thomas came to my apartment wanting to try again....yea I messed that up though regretfully. I told him the truth...I know it hurt him, hurt me too. Never saw Thomas again 😔 he was my 2nd, wonder how he is.
After I broke up with my 1st there was like a 1 or 2 month relationship with a fat Irish dude named Patrick I met from college, he insulted my mom..kicked his ass the curb 😂 yea she chased him away too just like my 1st...but an Irish version..was kinda a deadbeat anyway good riddance. I was alone for about 5 years after that til eventually met my ex-husband matt & was with him for technically 7 years & then that ended.
Long story short I was hit with another love bomb over the past year (T2.0 lol) & the fallout is taking forever to disapate lol...well good technically I don't want it to yet lmao, it feels good to love someone with a full heart except for the fact they ain't here 😔
I love genuinely & with a full heart, ive never had a problem with love, except for my abusive mother I sought approval for....never have I been with someone that didnt want it...didn't want me, until him. If someone shows that to me in a relationship it hurts me at the roots, u don't understand how much it brings out that little girl that just wants to be loved back..to be wanted. It hurts to think im not even worth that. I realize though that he may have his own issues to get past first b4 he can learn to give it back & its not my fault. I should on some things honestly but I don't blame him..not anymore. I blame my own trauma that made me so fucking sensitive & off-putting to him, going from 1 relationship to another without healing first, & not knowing how to function walking on eggshells around a new person trying not to piss them off...not knowing how to do a fresh relationship from the start again....when you've been with 1 person prior for 7 yrs.
I grew up being beaten as a kid, I have no father, my mother chose drugs over her own children, everybody in my family arent like a hallmark card far from it...its fucking tucson ok it's a hell hole. A good amount are notorious for causing trouble around the city, nobody talks to eachother..stays away & fends for themselves, or just killing themselves with drugs & selfishly hurting people around them. Very few of us are really trying to make it out & create life for ourselves but it's really hard to escape because we're all struggling. I cry because I've been strong for way too long on my own, I cry when I think im not good enough. Besides some relationships & friendships along the way for support guess who's always taken care of herself to survive, yours truly. It's a huge accomplishment that I've never been homeless, only a couple times have I had to rely on a friend or family member for a roof over my head & that was just 2020-2021,boy is it good to have connections during a pandemic phew, alot more tough to find someone willing to help. My big sis Lisa, my mentor assigned to me at 12 yrs old cuz my mom couldn't be a real parent lol...she says im a strong princess thats gone through hell & back, she's seen me do it countless times, she can attest to how much of a boss & survivor I am...she knows I deserve nothing but to be appreciated,respected, valued. I'm underestimated all the time because apparently people think they can read what kinda person I am just by looking at me or by word of mouth, hell no very doubtful screw u lol... i don't need anybody's belittling opinions of what kind of person I am ok, how about talk to me & ill see if u in the ballpark lol cuz I guarantee im a boss ass goody 2 shoes that can kick butt 😊. So listen here, I know my worth & I deserve a prince to keep me safe from the big bad world right? I need an actual shoulder to cry on not someone that'll walk away when I need them most 😔 Why tf do I feel like rapunzel & all I get is fuckin Flynn 😂 I'm a queen ok, hear me now.
This will be my 3rd own rented apartment. The 1st time I was a teen & imancipated...had that place for a few years 1st & 2nd love era, 2nd time was the escape from my mother as an adult & I moved away eventually got married. And now at another turning point in my life... escaping a very different hell & losing pretty much everything including the man that started it all, 3rd time is the charm right. Fuck my life sidewinder style. Honestly this is the best apartment complex I've found that I want as my home....its gated nothing can touch me from outside unless I say so, so at least im secure to a point.
Why am I talking and not sleeping 😐 I'm tired, it's 5am now. Yeaaaaa I'm done 💤
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dnds · 7 years
Text
skeptics and true believers
The hot new kid that frustrates Ryan on a daily basis may or may not be a werewolf.
Ryan Bergara is in his junior year and president of Buzzfeed High School's supernatural club; Shane Madej is the new kid that's started showing up to meetings only to shit on Ryan's belief in the paranormal. Normally, he would be annoyed with such a skeptical asshole-- except, said asshole is also really fucking attractive, leading to a weird mixture of frustration and attraction Ryan has no idea how to deal with.
Then Ryan notes that there's one subject that Shane doesn't have anything to say about: werewolves. His discomfort at the mention of the subject and consistent absences on full moons is more than enough to pique Ryan's curiosity. Whatever's going on, Ryan is going to get to the bottom of it...even if it kills him.
a/n: hey it’s ya boy, greer, being disgusting garbage trash and writing some shyan fic. it’s my first real attempt at an ongoing story woo.
i would really, really appreciate reblogs if you enjoy the story!
[AO3] [Wattpad]
A typical meeting of the supernatural club consisted of Ryan presenting evidence of ghosts to Brent and Safiya, one of the two of them immediately getting off topic, and the group talking about something unrelated to the paranormal for an hour. As he entered Mr. Peretti's history classroom, Ryan figured that this meeting would be no different.
It began as any other meeting would:
"Okay," Ryan announced to Brent and Saf, who were sitting at the front of the classroom, "Fucking demons, you guys. They scare the shit out of me." Saf laughed, and Ryan hopped up on a desk.
"You guys have seen The Exorcist, right? It was based on a real story of a girl named Anneliese Michel--"
"I'm pretty sure she was mentally ill, not possessed" Ever the anxious guy, Ryan jumped at the door to the classroom clicking open behind him. He turned to see a scruffy skyscraper in tennis shoes coming into the classroom. Skyscraper smiled and waved, "Hey, I'm Shane. Paranormal stuff is BS."
Ryan blinked. Okay, so today will be an unusual meeting. He glanced over at Brent and Saf, who seemed to be less surprised than he was.
Brent tilted his head. "Don't I have algebra with you?"
Ryan almost felt offended. Were neither of them going to defend their honor? This guy can't just walk in here and call everything bullshit; Ryan glared at Brent, before shifting it over to Shane.
"If you think it's bullshit, why are you here?" Ryan crossed his arms and frowned. Shane came over to where the group was sitting-- holy shit, he was really tall. And... kind of attractive. Ryan quickly averted his eyes to the floor; now is not the time to be gay, Ryan, he thought to himself as a blush creeped over his face.
Shane shrugged. "I was bored and figured that someone needed to be rational in your ghostbusters echo chamber." He slid into one of the desks and leaned back with a pen in his hand, "So, gang, we're talking about the Exorcist today?" Ryan wanted to hit him in his smug (and now that he was paying more attention to it, cute) face.
He wheezed angrily. "Wh- You- Ghostbusters echo chamber?!" Who did this guy think he was?!, "You're honestly only coming into this club to say that you don't believe in the tens of thousands of examples of ghosts and demons being real? That's ridiculous. You're ridiculous."
"Not as ridiculous as someone who believes tens of thousands of examples of inconclusive and unprovable evidence," Shane leaned forward on his hand and smiled a small smile Ryan could only describe as mocking.
"Inconclusive?!" Ryan was infuriated, "How can you tell me thousands of different people seeing and documenting their experiences with ghosts is inconclusive?"
"Can you prove any of them even happened in the first place?"
Ryan was going to flip the fucking table. A part of him briefly wondered why he was getting so flustered, but that thought was quickly overshadowed by the part of him that just wanted to prove this pompous asshole wrong.
"You actually think that every single person who has ever seen a ghost has been lying? Or that any supernatural voice recording has been falsified?"
"I think that the people who believe in ghosts will convince themselves of it no matter how much of a stretch the 'evidence'--" He actually did the quotes thing with his hands,what a dick," -- A vague noise is turned into a voice. A shadow is turned into a person. They're not necessarily lying, just reaching."
Ryan's furious sputtering was cut off by the bell, which signaled to the kids still in the building that they were being kicked out. Ryan closed his mouth into a hard line, and pointed at Shane, who was picking his bag up.
"I'm going to prove to you ghosts exist, I swear," Ryan said with a determined gleam in his eyes, grabbing his bag off of the desk. Brent and Saf, who had been watching the bickering in a stunned silence, had taken to chatting amongst themselves as they gathered their belongings. Probably about how serious Ryan was being about this whole thing. He didn't care.
Shane laughed, and Ryan's face, which he was sure was already pretty red due to how nonplussed he had gotten, was probably turning a bright shade of cherry red. Being flustered was one thing, but being flustered by a really hot guy was another. He avoided eye contact as his skin flushed.
Brent and Saf migrated towards the door, but Ryan and Shane stayed behind for a moment.Ryan narrowed his eyes at the other man.
"You really don't believe in anything paranormal?" He asked skeptically.
"Depends on what you define as paranormal." Shane shrugged and Ryan furrowed his brows, wondering what on earth that meant.
"You know, ghosts, demons, vampires, werewolves, witches, etc." Briefly, a note of something Ryan wasn't sure of passed over Shane's face. Uncertainty? Hesitation? ... Fear?
"No, no, no, and, no." Something had shifted about Shane. His posture had gone from loose and carefree, with his long limbs leaning casually on the desk, to more closed off and defensive. "It's all bullshit." His tone was curt.
Ryan was perplexed by the sudden mood change. Had he said something wrong? He opened his mouth to ask, but was cut-off.
"Hey Ry," Brent had walked back over to where he and Shane stood, "I was gonna go back to mine and play some video games or... something..." He trailed off, picking up on the odd tension.
"Sounds good to me," He thought about asking if Shane could join them, but when Ryan glanced back to where the taller man was standing, he saw Shane had grabbed his bag and was heading out the door.
"See you guys later," Shane mumbled before promptly exiting into the hallway. Ryan blinked, trying to understand what had just happened. Shane had been fine until Ryan had mentioned... something. He looked at Brent, to see if he understanded what had just happened any better, but all he got was a half-hearted shrug.
"Maybe he just remembered that he had left his oven on or something," Brent offered jokingly, but Ryan couldn't help but feel saddened. Despite him being frustrating, debating with Shane had been fun (not even mentioning how attractive he was), and Ryan really hoped he hadn't just ruined a potential friendship (or something more).
"Let's bounce," Brent said, walking out the door. With a sigh, Ryan followed, taking a moment to look up and down the hallway before accompanying Brent to the parking lot of the school.
Shane was long gone.
--
The streets were empty as Ryan walked home from Brent's house, the almost-full moon casting light in his path. The autumn air was crisp and a slight breeze had begun around sunset; he shivered, despite the night being slightly cold at worst.
Ryan couldn't help but feel like he was being watched.
He shoved his hands deep into his jean pockets and tried not to whip his head around like a paranoid maniac. Every part of his body screamed that he was being followed by somebody, something. He abruptly stopped on the sidewalk to take a breath and run his hands down his face in an attempt to calm his nerves.
Something rustled in the patch of woods next to the sidewalk, and Ryan's head snapped towards the sudden noise. He creeped towards the thicket, a group of trees attached to the wide expanse of Pacific Northwest forest. He figured it was just a deer, or a rabbit, but... he had to see. It would calm his anxiety.
Another rustle, and Ryan saw the source. Or at least, he saw the source's unnaturally bright yellow eyes staring him dead in the face.
Ryan yelped and scrambled backwards, before breaking into a run towards his front door. He stopped to heave air in and out of his lungs, before collapsing on his front porch steps. What the-- what the fuck was that?! Before he could even try and guess, the front door creaked open, nearly causing him to jump out of his skin. His mother looked out at him with a worried expression.
"Are you okay, Ryan?" She asked, obviously concerned, and Ryan nodded feverishly before standing up.
"Fine. Fantastic," He said, his voice sounding about an octave higher than normal.His mother furrowed her brow in disbelief.
"...Okay, well, come inside soon. It's getting cold." His mother cast him one more doubtful look, before shrugging and receding back inside.
Ryan didn't know what he had just seen in the woods, but... filled with sudden determination, he decided he was going to find out.
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Massachusetts Health Insurance Premiums highest in country?
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i'm looking for health insurance and don't know who to trust?
Given an inaccurate insurance quote?
So, in the process of getting a new vehicle I took two VIN numbers to a man at the insurance agency I've used for the past three years. The two numbers were for an '08 and an '09 car (the '08 first just to get a reference). He tells me the approximate increase in my monthly bill will be around $47.50 (for the '09). I go ahead and buy the car, my monthly bill has gone up just right over $200 more. I have already bought the car, paid for the tax, title, licensing and registration... and there is no way I can pay that much more in insurance (college kid here), so I'm going to have to get rid of the car, pay insurance on it for a portion of a month, and pay all the necessary fees on another vehicle. I will easily have lost $1000 because of this guy's inability to do his job. Of course, I didn't get anything in writing (having gone there for three years and never having any other problems...). I really don't know what to do and I'm quite upset about it. Any suggestions?""
Best maternity insurance?
I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don't need to go to the doctor often, but once I get pregnant (we're going to try in the next year or so) I plan on switching my insurance so that I'm paying the minimum out of pocket for all (or most of) those doctor's visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?""
Who is the cheapest car insurance provider in Nichigan?
Who is the cheapest car insurance provider in Nichigan?
What is the CHEAPEST car insurance for a21 year old?
Im buy a car and i would like to no if anybody no what, would my insurances be""
About life insurance.......?
My nephew told me that you can take out a life insurance policy on anyone at anytime.....is this true? For example,would it be illegal and/or immoral if my nephew took out a life insurance policy on one of his grandparents,who he knew was getting old and didnt have much longer to live?Could he actually do this and cash in on it?""
How an auto insurance 90/10 liability works?
If i accept a 90/10 liability payment from my car insurance company, they will filed this accident into my files and will it lift my future insurance premium? thank you very much""
Why does car insurance quotes change every day?
Why does car insurance quotes change every day?
Insurance question ? My husband pays $approximately $6.00 an hour for insurance that we dont use...?
but when we use the insurance BC/BS charges no less then 400.00 for simple examinations....WHY? it takes nothing for a Doc to look in my ears an see i have an ear infection. Why do they charge my insurance hundreds of dollars and i should be grateful to have insurance ?
What kind of car insurance should I get? I am a student?
I drive a chevy tahoe that is worth about $3500. My current coverage is liability: 50/100 property damage: 50 uninsured motorist 50/100. I live in los angeles california. I pay 1000 a month for my insurance. This is not very affordable and I was wondering what I could do to pay less. I am insured by nationwide. I was thinking maybe I should drop uninsured motorist what do you guys think I should do?
Allstate Teen Car Insurance?
Does anyone know the title and who sings the song on the Allstate Teen Car Insurance commercial where they drive away and never come back? I swear I've heard parts of it on something else and its driving me insane.
Insurance and car accident.?
I was involved in an accident in which I struck a vehicle in the rear on 11/15/2004. It was not a bad collision and I was starting to walk-up to ask the driver of the other vehicle if he was okay, when a car rear-ended me and then two more cars hit that vehicle pushing my jeep under the vehicle which I had hit causing severe damage in excess of $3500. My insurnce payed the driver I hit, but I have not received a dime from farmers insurance. I placed a call to the insured vehicle that strcuk me and they told me to use my insurance company to hash-out all the details and to collect funds for repair my vehicle. I told this to my insurance agent (Progressive) and they said they would do that but I didn't have full coverage so that will not happen, I need to deal with the other partie's insurance companies. I have no Idea where to go from here. If I had the money, I would get a lawyer and I am sure that I would have this resolved right now. Does anyone have an idea for me? peace""
What is the cheapest and most affordable auto insurance?
i live in illinois
Do different insurance agents from the same company offer different rates?
I just got my AllState bill and my home insurance just doubled this year! I want to switch to StateFarm but I got a quote a few months ago from a local agent, and it was very high too... However, it seems like this local agent is very successful and has a lot of business. I was wondering, if I go to another StateFarm agent, will they offer me a better rate? Or is purely determined by their computer system?""
Is car insurance cheaper in Delaware the PA?
I am going to be moving from Pennsylvania to Delaware in the upcoming months. I will need to change my auto insurance and was wondering for anyone else that has made this move, is it cheaper to insure in Delaware(Wilmington) then in Pennsylvania(suburbs)?""
How soon does actors get their health insurance?
How soon does production company offer health insurance for their workers? And, what other insurance does the production company offer their workers; and, how soon?""
Massachusetts Health Insurance Premiums highest in country?
I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA?    The report by the Commonwealth Fund
""Car insurance help, 16 yrs old?""
hey, so im 16 yrs old. I live in florida, have above a 3.0, took driver safety classes and everything, and im thinking about getting a 1995-2000 v6 camaro as my first car. Problem is, about 4 or 5 months ago, some asshole in a truck with a trailer crashed into me while i was driving and my parents got ****** on insurance, and the court just now ruled it wasnt my fault, but i know its still going to affect my insurance. If i go under their plan, have them as the lead and im just an off-driver, as it will be a school only car, how much do you think the insurance would be? im just looking for a medium range, i know everyone can't get specifics, im just trying to see if its worth it or not. i think with me on both cars now they had to pay $150 dollars more now, they said it would usually be more, but since they have been with them for over 30 years or something they get a discount.""
How much will State Farm raise insurance for a toll violation?
I didn't have any money on me so the attendant wrote down my license plate number and I went through. Here in Florida it counts a s a moving violation and is 3 points on your license. It's my dad's car, so I assume the points will be put on his license unfortunately. How will this affect his rates?""
What will my insurance cost for the new house?
Hi there, Lets say i would like to invest a house in a new subdivision cost $300 000. Located outskirt of Birmingham, AL. The Subdivision/community even built an Elementary School in the community. The community is divided from house prices ranging $150 000 to $500 000. When completed, the community will have 3,000 homes in a variety of distinctive neighborhoods within 5 to 10 years or more from now. How much will the insurance cost? Don't need a specific answer but just an idea how much it would cost average for the insurance etc etc I'm pretty sure certain factors changes each individual owner and the property area but from the basic description of the area, how much do you think? Of course i can always ask the insurer the question but i would like to know the homes owners in the house. Thanks for your input""
What kind of insurance overage should I get for my bike?
I have a 98 Honda Superhawk (996 CC). I'm unsure what kind of coverage I need since I'm learning to pay for my own insurance. It's a bike that I'm just planning to ride for small commute and weekends. I'm also trying to pay as little as possible. I was thinking of going with progressive. I got a rate of $300 Any idea of what coverage I need will be appreciated! Thanks
Does the new Health Care law mean we have to buy insurance like auto insurance?
If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance? Thanks in advance for your help.""
Is the premium the only determinant of how much your health insurance costs?
Does the deductible matter? Does a possible subsidy change things? And most importantly, are you taking into account what you would have to pay out of pocket for things your junk plan does not cover? In the long run, even if your premium goes up but you get better coverage, you will save money.""
What happens if I lapse on my car insurance for a day ?
I read some forums online and it seems pretty heavy. Right now I am out of work and I am living on unemployment insurance. I can barely make payments using that. Anyway my car insurance is supposed to be cancelled this monday at 12:01A.M. standard time. I called them today to make a payment . But the local office is closed and the main office said they can't take anything less than the premium which is - $792.38. I can't pay that right now. That's out of the question. I want to be able to make the monthly payment on it so I won't get cancelled and get a lapse on my car insurance . What is a lapse and how will it affect me. because it seems like there is absolutely NO OTHER CHOICE , i have right now than to just wait for monday and call them to find out that it's cancelled and worse if they said , Since it's cancelled they can only accept the Whole Premium!! My new policy renewal date is from Oct 09 , 2010 to April 09, 2011 according to the id card But what happens if there is a lapse in my coverage? Can i be arrested or my license suspended because of this??""
Driving without auto insurance?
what are the concusguences
Would I need insurance?
Ok so I'm thinking about getting an iPhone 4s. I want one so badly. It's 29 a month but insurance is 10 a month and I can't afford to pay another 10 a month, would I need insurance? The handset price (how much you pay on the day for the actual phone) is 29, so if I break or loose or someone steals the phone, would I pay 29 and get another headset, or will they make me pay 29 for a phone I don't even have? I live in England btw :)""
Are the insurance companies having a super party right now?
I mean it is now law that they will have a steady stream of customers. So are they psyched?
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with ...show more
Whats the cheapest Car insurance?
Im 19 about to turn 20. I have a drivers liscence but no car. i need the cheapest insurance that will allow me to legally drive any normal car. I live in long beach, ca.""
No claims discount on car insurance?
I've been driving in the UK for 13 years and never had a crash or made a claim on my car insurance. However, my wife has had three accidents, all of which have resulted in claims against our joint policy. I have now separated from her (not as a result of the accidents!) and want to buy a car of my own. When I look for car insurance quotes, can I state that I've had 13 years of no claims or do I have to take into account her 3 claims because they were made against a joint policy?""
Are States legally allowed to require car insurance?
Can the State legally mandate that citizens buy insurance from consumer agencies that have little to no regulation of price and guaranteed service? Can we consider this question with these items. item 1: Premium rates are as high as the industry chooses to set them item 2: Insurance companies are not required to provide to low income families (as are utilities, and other necessity services) item 3: Insurance companies only pay a small percentage (20%) of claims, and only 6% without judication.""
Question on car insurance?
i have progressive and i was wondering if i would be able to swtich my insurance from one car to a different one. my current car got its sub frame pretty bent up and theres no fixing it. so im looking for a diff car. so when i do get my other car. will i be able to switch my insurance over to the new one?
Cheapest cars for insurance for a teenage boy?
This is what I know: 4WD and newer cars means higher rates. I know certain cars, particularly Honda Civics and Accords from the 90's were commonly broken into and stolen, and that raised rates. I think I'll be responsible for paying my own insurance and gas. (Unfortunately I do live in a snow climate, but we haven't had real heavy snows in a while) So, it would be VERY helpful to list some non-boring/decent, reliable cars, that would be best/good on insurance costs! Thanks!""
What would insurance on a 2001 Mustang GT be in Michigan?
I'm deciding between a Mustang GT and any V8 Ford pickup. The mpg on the Mustang will be probably at least 5 miles per gallon better than the pickup, but I'm sure insurance will be more. I want to know which one would be cheaper to own in the long run. I plan on driving about 40 miles per day for work and this would be my first car. I am in highschool so the insurance will be even higher than if it were for an adult.""
Can I sue my Auto Insurance Company?
In 2005, as part of our divorce agreement, my ex and I decided to keep the same auto insurance but under separate policies. We had been with this company for years. My policy was on auto pay meaning that the payments were taken directly from my account. He walked in to pay his. About 6 months after the divorce, I was pulled over for a routine traffic stop and was told I was driving an uninsured vehicle. Without insurance, my registration was also invalid. Both tickets totaled 1K. My car was taken into impound. I checked and found the officer was correct. On good terms with my ex, I told him what happened. He said for the past 6 months, each time he went in to make a payment, the girl HIS was already paid. Realizing what had happened. They were applying my payments to his automobile. I was furious. I notified the agent who initially did not want to accept blame, but since the payments were automatic and my account number was on each payment they took, they were responsible. The error was compounded by the fact that the cancellation notice went to HIS address (how dumb was that!) So I had no way of knowing that I was cancelled. I was without a car for 2 weeks and lost my job. After much haggling and many sleepless nights of wondering what to do without a job or a car, the insurance company finally admitted blame, paid the impound fees of $1,250.00. The agent also said they would handle the 2 tickets totaling 1K. FAST FORWARD TO 2010 in my state, the county did a scofflaw sweep and I was summoned to court with over 5 thousand other delinquent drivers to address unpaid tickets. The order was come to court by April 30th or be arrested. Realizing this had to be a mistake, but fearful of the law, I stood in line for over 5 hours in blazing heat, then sat in court another 5 hours waiting for my day in court. I was immediately threatened with arrest because the 2 tickets were not paid. Up to that moment, I had no idea the insurance company had not paid the 2 tickets. This time, not only was my insurance and registration cancelled, my license was suspended due to the age of the infraction (5 years). In front of the judge, I called the agents' office only to be told by the secretary that they had no intention to pay the ticket. Paying to get the car out of impound was enough. When the judge heard this she was shocked and let me off with a promise to pay in 5 days. She made me promise not to drive. With no way to get home but drive, I took a chance, and was pulled over. The officer informed me that due to the vast number of outstanding cases, tags bearing our county name would be targeted for a while (talk about a police state!). I showed him my documents from the court and headed home. This is a nightmare. Would I have a case if I filed suit against my insurance company for failing in their fiduciary responsibility to a 16 year client in good standing? By the way this company is one of the largest in the country.""
Where can i get Cheap street bike insurance for first time riders?
I just bought my bf a bike a i want to get insurance for it, but i'm not sure where to get insurance from all i want is that little card that says i'm covered. i don't think i want full coverage. We live in California i don't know of that changes anything.""
Is insurance more expensive for a 07 civic si sedan or an 07 civic ex coupe?
Full cover insurance,I live in california, im 18, no tickets, no accidents. I know insurance is higher for 2 door cars but the civic si Is faster and more expensive.""
How much I need to pay the road tax and all the insurances for a motorbike.?
Hi I am going to buy a motorbike (place UK exactly London)- nice chopper like yamaha or honda. How much and where I need to pay monthly the money (for using it on public roads and etc.). I know that car owners doing a monthly payment something about 100 pounds, please give me some advices I would like to know the real cost of it. Thank you very much. ( the motorbike max 500 cc)""
Higher insurance premiums for celebrities ?
Is is usual? http://www.insurance-assurance.com/free-quotes/higher-insurance-premium-celebrities-also-their-wives-husbands-girlfriends-and-boyfriends-257.html
""Under 1000 car, low insurance group, fuel effieient, help?
I'm looking to get myself a car for one year as soon as i pass my test so i can get a no claims bonus. what car would be best to buy (used) what year (reliable or not too difficult to keep maintained by me alone.) It needs to have a low monthly running cost and be almost guaranteed to survive without major (>150) parts replacement over the year. and it needs to be in a low insurance group.
Affordable Health Insurance in California?
I'm really sick and I went to the doctor's office yesterday to see what I had. I was under Medical but the doctor said he couldn't see me because I had to pay $795 dollars monthly for them to see. I don't understand why I would pay so much, I'm 20 years old, a single mother, and a full-time student. I work too, but my income is less than $1200 monthly. Has this happened to anyone? My baby is still covered by medical but I would like to find an affordable health insurance for the two of us... does anyone know of one? thank you [:""
How much is teen auto insurance?
i normally have bs and as and rarely cs for school. About how much would auto insurance be?
Massachusetts Health Insurance Premiums highest in country?
I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA?    The report by the Commonwealth Fund
Best maternity insurance?
I was wondering what the best health insurance out there for maternity and child birth is? Right now I have pretty basic health insurance, as I am very healthy and don't need to go to the doctor often, but once I get pregnant (we're going to try in the next year or so) I plan on switching my insurance so that I'm paying the minimum out of pocket for all (or most of) those doctor's visits and labs, etc. What is the best provider/what type of coverage should I be looking for? How much did it cost YOU to have a baby (the actual medical bills) and how much should I expect to pay each month for my premium?""
Teenage Car Insurance?
What can we expect for a 16 year old having to pay on a monthly base if he has his OWN insurance (as in not co-insured with the parents). This would be in Texas. I am pretty sure that there is a great difference. Just trying to familarize myself with the whole deal and trying to figure a ballpark amount. Any tips you might have are very much welcome. Thanks!!!
Can car insurance companies pull your insurance without notifying you?
My girlfriend is at university and just seen that her car insurance has paid a sum of money back into her bank account and after checking the dvla website it currently says her car in not insured! Can an insurance company pull the insurance without notifying her of why its been done and when it was done as the policy was taken out about a month go. Where does she stand legally too? many thanks for your help D.
I need cheap car insurance for Astra SRI 1.8 58 plate. I'm female with full license for 4 years.?
I use car for school run and shopping only and I park it on the street outside my house. I am 32 years old and female. Any help would be great as car insurance is beyond expensive. Thanks
Cheap Auto Insurance in FL?
I'm 19 years old and I got my license in Sept of 06 (almost a year) My insurance is REALLY HIGH! By myself I am looking at around 700 a month (my car is Fianced, 04 Mitsu lancer ES) so I am put under my 22 year old boyfriend insurance. With his 02 Audi A6 and my car, we are paying 495 a month. (South Florida) (Esurance is who we have) We have called Geico and Progressive adn State Farm and nothing is giving us a smaller quote. Does anyone know a good insurance company that is cheaper with students, new drivers, etc..? We also do not live in the same household, and some insurance agencys will not cover us for nothing living together. But anyways, just let me know if you know of a cheaper insurance agency. Thanks.""
Suggest me best insurance child plan in india for newborn?
i have newborn baby.
Car Insurance Rates long island?
Help....My 20 year old needs car insurance... has two tickets,,, we live on long island just the basics""
California state medical insurance?
I have to have my gallbladder removed and i want to know how long did you have to wait to have the surgery done? I am in Merced, County if that helps.""
How do I get insurance for my child?
I have a son who is 1 and i have no clue how to get him dental insurance.?! He has the state insurance. But I have been trying to get my job to aplrove me for an insurance plan, but i keep getting denied and wont be elegibe til October. What do I do?""
Altima Coupe SE 3.5 Insurance Estimate?
Who knows what the cost would be for a male teenage driver with good grades to drive a Nissan Altima Coupe 3.5 SE?
Both me and my sister are new drivers. Would it be cheaper to get joint or separate car insurance policies?
We are planning to buy a car together and are looking to reduce insurance costs. Also, since i have already passed my driving test and she is yet to do so, would i get charged more for getting a single policy and then adding her onto it later when she finally passes. Or would this final sum amount to the same?""
""Approximately, how much is a car insurance for a newly passed drive with Peugeut 206?""
hi everyone i kind of have a slight problem... ive recently passed my driving test and bought peugeut 206 (2002 make) 1.1, but when i do a search on comparison websites the insurance is no less then 2400 pounds! im really confused as i thought it would be much less... is this right? :S""
Will my insurance go lower if i buy a older car?
I currently drive a 2003 honda civic coupe and i was wondering if the insurance will be cheaper if i traded it in for a 1998 maxima sedan?
Which is best health insurance company in india?
best health insurance company
Are young adults covered under their parents health insurance till 26 under the new Obama law?
Is it true that the new Obama law states that children/young adults will receive health insurance coverage until they are 26 even if they are not in school, married, and living out of ...show more""
Should I get health insurance for psychotherapy?
Assuming that each visit with a clinical psychologist is around $100-150, what is the cheapest method of getting coverage for therapy? I have no health insurance and don't think I could afford it at this time. It seems that the cost of plans with no deductible would be around the same price as paying for treatment out of pocket. Are there any other options for those that can't afford insurance? Something that would involve low monthly payments over a longer period of time? (Hopefully with a low interest rate, if there is one.) If it matters, I am an otherwise healthy 21-year-old and living in southern California. No history of physical illness. I hear that insurance company's can be fickle about pre-existing conditions. Any advice is much appreciated! Thanks! BTW, I don't know anything about health insurance, so excuse the obvious naivety :)""
Woud my car insurance go up?
i got into a car accident the beginning of september this year. i had a car that was in my dads name and also the insurance was in his name as well. i never payed for anything or signed anything in my name. i accidentally ran a red light and hit the car that was making a left. it wasnt that bad as it sounds. but my dad decided it wasnt worth it and place the car as a right-off. sooooo anyways. i never got a ticket. i am planning on buying a car in january. would my insurance go up? could i get away with not such a high monthly insurance? i mean really everything was in my fathers name and i recieved no ticket. btw. i live in fl
""If you take drivers ed online, will it still reduce your insurance cost?
I am fifteen almost sixteen and i want to take drivers ed online instead of during the school year. If i take it online will it still reduce my insurance cost? I also live in the state of Montana.
Car insurance?
Is there any insurance company ,other than AMI ,that offers a nil excess option. The premium based on an optional excess of nil is obviously higher, which I understand. AMI is okay ...show more""
What is a collector car insurance?
please tell me everything you know about collector car insurance. i really need to know. thanks.
Should I still be paying full car insurance ?
Hi, my car was recently in an accident that was the third party's fault but my claim is still ongoing. My car has been written off and is in the third party's salvage yard. As ...show more""
Does anyone know of a good /cheap health insurance?
I need to get health ins. for a nursing program I'm going into, do you know of a cheap one? I have no pre-existing ailments, an 46yrs. old and in good health. I live in San Antonio, Tx. thx.""
What is the average teen male's car insurance cost??
What is the average teen male's car insurance cost??
Anyone know of affordable health insurance that is not a scam?
im in florida - sunrise
Ohio Dental Health Insurance Companies?
Provide the List of Dental Insurance Companies in Ohio
Massachusetts Health Insurance Premiums highest in country?
I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA?    The report by the Commonwealth Fund
Cheap car insurance in PA?
I'm 19 and am looking to buy a 06/07 Cobalt SS coupe (non-supercharged) and am wondering what the cheapest insurance would be? Personal experience?
How much does a psychiatrist cost without insurance?
I will not have insurance to give for going to a psychiatrist. How much would you think something like this would roughly cost?
Can I ask my own car insurance to pay?
I was a passenger in my friends car when a tire from a semi ( that drove away and identity is unknown) hit several cars and my back hurts. I want to go to a chiropractor but have no insurance. I don't want to sue the driver or go after the drivers insurance because he is my friend. Can I choose to ask my own insurance company to pay?
How much did your insurance go up?
I am unemployed. My wife has me, our son, and herself on her job group rate medical insurance. Up to October this year, for the last 10 years, she pays $79.00 per month for medical ...show more""
""21st Century, mainly for the reduced rates with the same as other carriers?""
21st Century Insurance Company is a quality, affordable carrier for automobile ... At 21st Century Insurance Company, we understand how complicated buying auto insurance can be....I'm thinking of switching my auto insurance from GEICO to 21st Century, mainly for the reduced rates with the same coverage. Anyone has any experience with ...for a quote go to http://www.quoteinsuranceauto.com""
Does state farm insurance cover rental cars if you car gets stolen?
I do have full coverage on the car that was stolen ,but does rental coverage come standard on full coverage insurance?""
Wrx vs. Impreza insurance?
I know the wrx has really high insurance rates.. How about the regular impreza? (new models)
Cheapest insurance for teenager with traffic violations?
I was just wondering what company has the cheapest insurance for a 17 year old male with three traffic tickets. I'm not looking for a lecture on how I should know better or to have people call me stupid. I've already learned my lesson and I don't speed anymore. But these tickets are still following me around for the next three years. I leave for college in a couple months, and I need a car. But everywhere we have called (Progressive, Allstate, Nationwide, etc.) has given us a quote that is over ten times what we are paying now. Anybody have any advice? Who is usually the cheapest company to go through?""
When you car is totaled and you have full insurance coverage...?
What does your insurance company do with the wrecked car? do they take it and put it in a junkyard or do they let you keep whats left of it, or what?""
What is the cheapest insurance for a Full-Coverage 2009 Hyundai Sonata?
i just need a cheap insurance for a 2009 Hyundai Sonata.. moving out to my boyfriends house and looking for something thats going to save me some money please anything will help :) Thanks
Car Insurance?
I'm going to get my license next month but my parents told me I can't get a car, which I am in terms with. However, they did say I could occasionally borrow their cars when they aren't busy or at work or something like that. Would it be okay if I did this but I don't have the insurance for the cars under my name? Will they still be covered if someone hits me or something? And would this be legal?""
Do you need car insurance for this?
I want to get my car the 2014 sticker but I currently don't have insurance because I've been jobless & I just started working. I payed for the license plates on June . & I just wanted to know if not having insurance was gonna be an issue
Keeping my car at a different address than given to car insurance company?
I am currently looking at car insurance (17 male) and for a peugot 106 its 2,100 at my address, but at my dads address its 1,850? He only lives like 1 mile away... If i put his address in the insurance website, but the car will be staying at my address is there anyway they can find out or check? I stay at my dads now and then and the car will be there sometimes but most of the time it will be at my address.... But i dont want to pay another 250pound for living like 1 mile away...lol""
Best value Florida auto insurance?
I just moved from Illinois to Florida and am looking for auto insurance because my own company is upping my price from $125 to $275 a month with the same coverage (100/300K BI, 50K property, 100K UM, and roadside assistance) with the move. Upon obtaining quotes, the best I've gotten is with Esurance which is just over $200 a month. It seems that adding BI to any auto policy ups the price pretty heavily. Are there any mid-level or local insurance companies in Florida that generally offer better premiums than the heavy hitters I've been quoting with? I'm in Port Richey.""
""How much do you think my car insurance will be, rough estimate?
im 21 years old. i have 2 speeding tickets on my record both of 11 over in the past year. i live in kansas and i am planning on buying a 1998 dodge viper gts with 490 torque 450 horse power. just curious if someone could give me an idea of what my insurance would be monthly.
""AA car insurance, do they send the papers by Email or post?
need to know when register with AA car insurance is there an option for everything to be send by Email ONLY as I have some really bad people I am sharing house with :(
""In California, are you required to have health insurance for your child if your job offers family insurance?""
1. In California, are you required to have health insurance for your child if your job offers family health insurance (medical, dental and vision) for you and your child? 2. does the court require you to sign up your child through your workplace's health insurance (family plan)? note: I am a noncustodial parent""
Do I need to get tested for smoking to get health insurance?
Im not a smoker but I can have the occasional cigarette with friends
How much does liability insurance cost for a night club business?
I'm trying to get a night club business started and i need insurance how much does it normally cost? and what kind do you recommend getting?
Unfair car insurance?
My car was very old but in excellent working order. It has been written off in an accident that was not my fault. The insurance company will only pay me what it's worth, about 150. To get a reasonable second hand replacement will cost much more than this, and I cannot afford it. So I now have no car and cannot afford a replacement. Over the last few years I've paid thousands for insurance. Can the company do this, i.e not pay for an equivalent replacement, but pay what they think it's worth.""
Car insurance question ...?
Who is your car insurance company? How old are you? How much is your monthly installment? What kind of car do you drive? I am trying to determine weather my insurance is right for my age. I have Allstate, I'm 21 and I pay $143 a month for full coverage on a 2005 Honda Civic.""
Help with moral dilemma with car insurance.?
Well money is tight right now and I'm shopping around for a new auto insurance. I live in CA and so far the cheapest one I've found is Mercury insurance. I was playing around with the different personal criteria having fun wondering if having a different profession or having a college degree would change the premium. I found one option significantly changed the price and that was if I selected a different location where I principally garaged my car. The premium changed by about $200 for a year of coverage. It was based on zip code and I put the one that I used while I was in college which is in northern CA but I m in southern CA. Would the insurance company ever find out about that or how would they know? I could make some excuse if it came down to it like I intended to park there since I was planning on attending graduate school there. I don't know if the insurance company could not cover me if they found this out. I don't know what to do. $200 is a lot now.
How much does car insurance go up?
okay, lets say you had a car accident where no one was hurt, and its your fault. how much will your car insurance go up?""
""My car was totaled, can I haggle with the insurance company?""
My car was totaled and the insurance is only offering me $11,500, but the same car (year/make/model) with same mileage on it ranges from $13,500 - $15,000 in my area. Can I haggle with them to give me more? I have not yet accepted the $11,500, I tried to tell them, but they keep saying they won't give me more, shall I ask for a supervisor, I don't know if insurance companies are starting off low and you can drive it up a bit?""
Difference between term life insurance and permanent policies?
My insurance company is offering a term conversion credit if I switch to permanent insurance. What's in it for them, and what is permanent insurance? Whole life? Any benefits for me to change?""
Massachusetts Health Insurance Premiums highest in country?
I live in MA and i pay $14K a year for Tufts Health Insurance. BCBS of MA wanted nearly $20K. Is this just a preview of what's to come for the rest of the USA?    The report by the Commonwealth Fund
https://www.linkedin.com/pulse/commercial-vehicle-insurance-noah-mason/"
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