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dogtagwindchimes · 7 years

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Okay so I just heard about hvz and it sounds EPIC! I really wanna do it! I saw u had your plan of operation so any tips for newcomers?

1)The Asshole rule, if something you think of would be a dick move or even slightly dangerous DONT DO IT. this is a game, you can take it seriously but be respectful to other players. this is rule #1. keep in mind you are a representative of the game to your college so dont break the rules!! the mods word is law so if youre going to make any modifications to your blaster GET THEM CLEARED WITH THE MODS!!!!!

2) KNOW YOUR WEAPONS. Nerf gun selection is important if you want to survive, especially till late game. you can technichally survive til late game with a 1-3 shot derringer by turtling but you will not survive survive the boss with it. during the final fray you could be facing a veritable horde of zombies depending on how good the zombies are that year. you will not survive if you dont have a decent gun or at least a bag full of sock grenades, nor will you survive a trip to get a better gun. When it comes to HVZ its nerf or nothing, off brand guns will jam, and sometimes they wont even accept the same type of darts. make sure to select your weapon based off RELIABILITY, MAGAZINE CAPACITY, RATE OF FIRE AND RELOAD SPEED. below is a short guide to the weapon types that will save your bacon if you even survive the first day.a. sock grenades: buy a cheap bulk pack of generic sock and add some duck tape and you have the HVZ version of a shuriken. if you put anything else in it you will be banned forever. extremely handy in a pinch if you dont freeze up when your gun jams. keep a few in your belt loops. if you have a bag with shoulder loops put them in those or in some easy to reach location. this will save your ass if your gun jams, so practice throwing them from those spots. if youre going to practice, always throw with your off hand! you main hand will be holding a jammed gun so even if you have a sling you want to get good at throwing with your other hand. ususally you will be in very close quarters as they will rush you when you gun jams so accuracy is important but not incredibly so. do it mainly for the muscle memory as you know what to do without hesitation. keep in mind nerfs darts will count aswell but are not as easy to throw.b. the trusty revolver: will never jam unless you have somehow used all of your karma. cons: small magazine and long reload time. try and get a hammer action instead of a slide action if you are getting a one as you can use it if you dont have sling for your rifle in a pinch.c. mag fed nerf guns: you can lay down incredible fire power until your gun inevitably jams. doubly so for both if you have an automatic. keep you batteries fresh and only use stiff darts to cut down on the chance of a jam happening. they are also the slowest to fire as the fly wheels have to spin up. also the flywheels make noise that will give away your positon, so be careful of door dives. also keep in mind your ammo use as its to easy to just spray and pray so make sure to bring spare magazines if you can get them. smaller clips tend to jam less but leaves you having to reload more often. always pack a mag a few darts under capacity to prevent stovepipes happening. d. roto-rifles: god tier, very reliable and with a decent magazine capacity at the cost of incredibly long reloads. decent rate of fire depending on how dextrous you aree. mega darts are awesome: these huge darts are very accurate but their size reduces magazine capacity. the roto-fury is probably my favorite gun due to its accuracy and modest magazine capacity and it being a roto-rifle. keep in mind, as awesome as megadarts are you have less rounds and mega darts are not as common so you cant scrounge for ammo if you run lowf. exotic weapons are usually unreliable:keep away from enormous bullet hoses like the rhino or vulcan, they take forever to reload if you dont carry spare belts/mags and their complexity makes them jam easily. the flip guns such as the flip fury with multiple 6 round drums are not incredibly reliable and it takes practice to use them efficiently. they are fun though. keep in mind a fuck hueg gun will have to be hidden when youre indoorsg. the scatter gun: marshmellow blaster work like a shotgun and are very funonly downside is if a zombie catches one in their mouth you become stunned, and its difficult to store extra tubes h. buy some spare ammo no matter what. you will thank yourself later.

3) STOCK UP ON YOUR FAVOURITE FOODS AND KNOW YOUR SAFE ZONESthe dining halls are safe, but the surrounding area is not. expect a fight if you go there, even if its the first daytowards the late game one of the priviliges zombies get is eating at the cafeterias without having anything to lose. the second you leave the cafeteria you will get mobbed by zombies who were eating lunch when you walked in and are ready to get you once youve had your final meal. be prepared to spend time in your safe room waiting out the apocalypse. if possible cook and eat in your dorm and avoid the hassle.

4) get yourself a good squad. doing it solo is hell, but atleast if your squad gets turned you dont have to face your friends who all decide to door dive you or besiege you. if theyre good friends expect them to want to go after you and your squad specifically.

5) know your routes and peak times when everyone is out. avoidance is the best policy if you want to survive. keep in mind zombies will often call other zombies to where you are and so you want to keep to odd routes and times. sometimes you may have to wake up early to catch a caravan or to avoid prime zombie hours. dont be afraid to stay in academic buildings as they are safe zones so you want to avoid the after class battle back to the dorms/parking lot. keep in mind this is still dangerous solo, but if your gun isnt great you may need to do this sometimes.

6) change your plan if it gets leaked to someone outside the squad or if a squad member gets turned. knowing where you are or where youre going to be is half the battle for zombies.

7) SOCK YOUR ALLIES. you dont know who Patient Zero so and theyre disguised as a human until theyre ousted hence why you throw a sock grenade or shoot every single human you meet. the carrier could be anyone, even one of your squaddies. have a 13-14 minute timer going and re-stun everyone. if you set a 15 minute timer you might get tagged as youre trying to stun them.

8) CONSTANT VIGILANCE, keep you eyes open for bandanas at ALL TIMES. if the bandana is worn in a questionable way or blends in with the clothes you can dispute the tag! also dont give up your humanity if you think a tag was illegal! if you have doubts call a mod, the second you give up your code the mods cant do shit for you! beware players who will try and blend into crowds! ive heard stories of humans walking to class unarmed due to an ankle bandana and keeping cool, and zombies that will spring out of crowds to get you. if you are off campus THE GAME IS NOT ON PAUSE make sure to atleast have some sock grenades. there is a famous story from goucher about a player who went to a baseball game and his friends tagged him AT THE GAME. you can also be tagged through open windows so be careful.

9) be prepared for exercise! you are going to be running ALOT so NO JEANS! make sure your shoes are comfy to run in and if you bring a thermal make sure it is thin and VERY breathable! will keep you warm when youre not fighting/running and will the airflow when youre running will keep you from overheating. I highly recommend a thin fleece and shorts depending on the weather that week. if possible do some cardio training and quit smoking tobbacco/weed. one of my friends got tagged the first day while having a smoke. if you have a vape/patches/lozenges you will be far less likely to get tagged and will have a better lung capacity once the game starts.

10) Dont be afraid to improvise! make sure you have some spare supplies to fix your guns but more importantly you may want to make modifications/gear out of duct tape or whatever else. a short length of rope makes an excellent rifle sling because carrying a fuckhueg rifle gets tiresome. duct tape can be fashioned into a shoulder holster for your sidearm, avoid leg holsters due to the probability of your gun falling out when youre fleeing zombies. tape your socks up or you wont be able to throw them effectively. if you have multiple magazines you can duck tape them into double mags for convenience, if youre feeling really fancy you can build a speed loader for your revolver. such gear is handy for everyday use and in a pinch.

11) BEWARE THE DOOR DIVE, if your roomates are playing you may want to arrange your furniture to deter door dives. one of my friends created a ring of desks and dressers around the door in order to safely shoot zombies. you are not safe within 10 feet of a door so be careful. 12) be lowkey at all costs, if you end up a high priority target you WILL be besieged and get turned. especially if you have good friends.

13) go to your missions!! they are fun and will effect the outcome of the game. however if you think a mod is making a poor call dont be afraid to go home if you think you might get hurt / turned

14) numbers mean safety and success, for humans AND zombies. Travel in caravans for better protection or hordes for a better chance of tagging someone. Stealth is always an option too but is very dangerous. dont be afraid to be patient and try and wait it out somewhere safe if its peak hours.

experience: 3 semesters of HVZ at goucher colllege, HVZs birthplace. I have played with and against the 6th ranked zombie in the world, Morgan Richter. I have also survived a grand total of 259 hours as a human. im super excited for you as HVZ is HELLAremember to be on your toes and most importantly HAVE FUN (and b urself lmao)i hope these tips help you survive and GOOD LUCK

#anon #HVZ #hvz tips #long post #good fuckin luck ur gonna need it #anonymous #ask

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numberonetrashcollectorus-blog · 6 years

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If my friend financed the car I wanted for me would he have to be the policy holder of the insurance and list me as the main driver. If so, would the monthly payment be based off of me only and not my friend right? Or would he have to also pay for insurance ?""

Where can i get LATEST & WORKING Auto FB Marketer software cheap with Unlimited User License?""

Insurance on 03 infiniti g35 for 17 year old?

How much is the insurance if they have 2 cars on the policy?

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I just turned 16 and am currently in the market to buy a car. I am looking for something in the price range of around $2,000, possibly a small four cylinder pick up, or a japanese sedan. Does anyone have any sugestions for a good first car, and if any one has expeiriance with insurance can you tell me a price range of what I would be looking at for isurance, I have good grades and looking for a minnimum policy in Florida. Thanks if anyone can help me although I know I probably wont get much help with the insurance part.""

Motorcycle insurance?

Anyone know where I can get cheap bike Insurance I'm looking for basic coverage on a 650cc Yamaha Maixm I just got my licence in May. I live in Ontario Canada.

Health Insurance - suggestions?

I'm a 30 year old married woman in relatively good health. I have no health insurance, and no preexisting conditions. I would like to look into a plan (probably HSA compatible) that is of low cost. It really burns me that an average plan would cost $500 a month for spouse and myself - when we just need to go and get checkups 2-3 times a year...which winds up being about $6k a year - to go less than a half of times between 2 people. Is there a happy medium at all?""

Good looking motorcycle with good insurance price?

iam 16 iam looking to buy a motorcycle but they insurance for my age is up the roof what are some good looking motorcycles with good insurance for my age and what else should i know before getting one ???

Affordable Health Insurance for Student in MA?

Hi, if you go to school in MA, you would know that the insurance company offered by school are overpriced. I'm looking for affordable, low-cost, health insurance for college student in Massachusetts. Thank you.""

Whats the best way to get the best insurance rates for car and home?

Whats the best way to get the best insurance rates for car and home? I have a 25,000 truck from 2010 that I'm paying 1500 a year for and a house which I'm paying 1400 a year for. I live in Colorado. I bought my first house this year and I'm thinking that I'm paying way to much for my house and truck? I'm thinking of going to an insurance agent although i'm not sure how to source a good one. Another big problem is I never have access to my service so I have a really hard time comparing policies. Anyone have any insight as to how I can get better control of this situation?""

""Whats a good, less expensive, insurance for a younger driver?""

i'm 19 and have had my liscence since i turned 16, i have a clean driving record and even got a perfect score on my driving test 3 years back. My car's been under my dad's name for the last three years but i plan to move out soon and want to switch the car into my name. does anyone know of a good, less expensive car insurance that would be affordable, and not have high rates just because i'm a younger driver.""

If I have a suspended license but someone else drives my car how can I get the insurance back on my car?

I just found out my license is suspended, so I can not drive. I have a friend that drives my car and takes me to my kids appointments, but now I have no insurance due to suspended license. I am working with attorney to get a temp license, but not sure how to get the insurance back on my car. I am single mother who needs to have the insurance on my car.""

Can anybody help me figure out how much car insurance would be?

I am 19 years old, female, and I'm moving out on my own. I have to buy my own car insurance. I have a 2004 Mustang that is completely paid for in my name. I need help finding a good insurance company and price range?? PLEASE AND THANK YOU (:""

Where can i get the cheapest auto-insurance?

i just want my 2011 camaro covered, not me or anyone else. im 31. no tickets or anything, clean record""

Is there a price auto-insurance difference between a 2 door and 4 door Honda Civic?

Here is my situation which could possibly affect the the insurance pricing. I just turned 16 and my dad and I are looking at a 2008 Honda Civic EX-L Coupe and Honda Civic EX/LX (not sure model) Sedan. He is worried the insurance will cost more for the 2 door coupe? Will this make a difference in insurance cost? My logic is that a Honda Civic 2 door is not exactly that much of a sporty vehicle and is still a very reliable car so I need a good answer. Thanks

I got my 1998 hyandai elantra tataled how much should i get from the insurance company?

it has 119000 miles on it but is still in good condition and has no recorded crashes or anything on it well until now that is. and the totaling was not my fault

My car insurance just jumped up tremendously?

ok i was living in delaware. my car is registered there. i have a delaware drivers license. now i was staying with my girlfriend in her place and we recently just got a place in pa last month. however, all my mail still goes to my old delaware address. now, i have nationwide and i changed my address. thinking it wouldnt go up by that way. it went up from 1300 every 6 months to 4500 every 6 months. they changed my agent(it was based in elkton, md- 5 min from delaware). my agent is trying to get the policy back to elkton, maryland. however, i cannot afford this insurance. would i be able to change it back to delaware and just say that i decided not to move?""

A question about car insurance.?

My girlfriend hit a small deer about 6 months ago, it did not do much damage, I called the insurance company and asked them what to do, they asked me what it did and then told me it probably was not worth it since she we have a 500 dollar deductible. Well today I took it in and got the oil changed and asked how much the headlamp was to fix so they looked at the car and told me that deer did about 1500 in damage. Is there anything I can do or am i screwed?""

Insurance for moving to USA?

Myself and my partner are moving to the USA. We will need travel insurance and some health cover, and although we will both have health insurance with our new jobs, we will need cover for the first month and I am looking to see if I can find a travel insurance policy that provide the cover. Trouble is, the standard travel insurance I have seen so far assume that we will still live in the UK and that we just want cover for a months 'holiday'. One way travel insurance seems to stop 24 hours after we land in the USA Does anyone know of a one way travel insurance that will cover us for the journey and the first months stay""

Classic cars have to go through emissions in Pennsylvania?

I have a 1967 Chevy bel air that has straight glass pack exhaust and I dont think it will pass emissions and i just moved to pa but before I get the license plate transferred I want to know if classic or older cars if you will have to go through emissions????

Insurance for full time student in Texas.?

I will be attending college full time starting in the spring at Lone Star College in Kingwood, Texas. It is just a 2 year college. I will need insurance from my medicine that I take daily, and seeing the Doctor, if needed. I am in Texas, and will be on a tight budget, as I don't know if my job will let me work part-time or not. I am also a single mother, but won't have to carry him because his father has him covered on his policy. Any suggestions? Any help would be appreciated:o)""

Is my insurance company ripping me off?

righto, my current insurance is 3800 (steep but hey, belfast is a bad place for car insurance) with my job as a full time student. i'm no longer a full time student, i'm now a full time engineering apprentice. getting a quote, it drops my insurance to around 2400. i phoned my insurance people to tell them this and they said that because i was still full time in a learning environment, i'm a FT student. i disagree with this, what do you think?""

Need to find a cheap and reliable first car whats the best things to look for in a car?

hi just passed my uk driving test yesterday and am looking to get a car but i really have no idea on what to get. my budget aint brilliant around 500 but i only need something small - cheap insurance wise- but reliable.. what sort of milage should i be looking for, what engine size, what cars are more reliable than others,what would be cheap insurance wise etc. ill be using the car on a daily basis to do school runs and shopping etc any help and ideas would be great. many thanks in advance!!""

How much would a 17 yr old pay for car insurance? 10 points in 24 hrs!?

I may be getting a 2011/2012 KIA Optima Hybrid. It will be probably be a light color maybe greysish blue. (if that matters, i heard it does). I live in New Jersey and I want to pay ...show more""

Is home insurance quote negotiable?

Just got a new quote on home owner insurance. It is slightly better than my last insurance company, but not by much. Is this quote negotiable? Or it is what it is, take it or leave it?""

Insurance costs for a 1999 ford mustang gt?

I am just wondering what the insurance cost would be for a 1999 ford mustang gt would be for a 17 year old male. I get a's and b's on my report cards. Also, would the insurance costs for a 1999 ish Ford Mustang base(not gt or cobra) be lower? Thanks, Alec""

What is the point of insurance?

I've just graduated and will be going out into the real world now, and a question I've had for years is why people seem to get insurance? To me it makes more sense to save the money you would have been paying myself instead. Am I wrong here?""

Color of the car for insurance purposes?

Does the color of the car have anything to do w/ the price you pay for your insurance? I have heard that bright colors make your insurance rates higher.

Where can i get LATEST & WORKING Auto FB Marketer software cheap with Unlimited User License?""

Is insurance expensive on a 2005 Ford Mustang V6 for a 16 year old?

There's a 2005 Ford Mustang V6 for 8995 with 80,000 miles. I have State Farm and I can't really contact them. Is the insurance gonna be to expensive even though it's a V6. The car is bone stock. If it's $150/Monthly or less it's inexpensive to me but if it's over $150 it's out of my budget.""

How much is my car insurance ? 07 Camry 20 years of age southern California what would be the car insurance ?

How can i get cheap car insurance?

cheap car insurance

Building/home insurance?

front door warped can i claim on insurance

Car insurance question? Under parents name?

Hi all, I recently got my drivers license when I turned 17, and am now looking to buy a car. I'm looking at a Foxbody mustang 5.0. Before the omg 17 get a civic comments, I can drive, I seldom speed, and when I do, its on an empty road in the middle of the night. I have track experience and know how to control a car, don't try to convince me otherwise. Now, my problem. Obviously mustang insurance for a 17yr old will be nuts, but right now I'm on my parents insurance policy so I can drive their car(1 car family), and a friend of mine told me I could just insure my car under my dad's name and claim that I drive it occasionally. So I realize I could claim my father is the primary driver and I'm just an occasional driver, but if I am actually the only one who is driving it, and something does happen where I get into an accident or get a ticket, what could happen? Would I be covered in case of an accident? Can they say no and not cover me if they find out I'm the primary driver? I'd be the only person driving it whatsoever, my dad can't even drive a stick, so I'm wondering if this is even possible or not. Thanks.""

Uk Motorcycle insurance question?

I'm currently doing my CBT and the going to do my A2 licence, which would permit me to ride a 400cc bike, so i'm planning on getting a 600cc bike and restricting it. Would that lower the insurance if i were to mention it has been resticted, i looked it up and for an 18 yr old i got a quote for a 600cc bike for about 1,300. would that be lower if i said it was restricted??""

Insurance on small cars example punto ?

hey everyone iv just passed my theory test today and i want to buy a punto for my fist car i need advice on de price off tax and insurance like for example i would probably purchase any punto from 1997 -2001 and im 19 does anyone av any advice for me cause i don wanna be ripped off thanks for readin you guys xxxxxxxxxxx

Gap insurance on new auto?

what is the cost for gap insurance for honda acord 4 door sedan 06 year

Would having 2 cars be the same insurance as 1 car?

I have a 09 dodge charger, which you will probably figure the insurance is higher than average. So I was thinking, If I buy another lower level car, for example, a dodge neon. keep in mind that I am the owner of both cars, and only I will be driving the cars. would the insurance be the same or even lower?""

Affordable health care for a healthy individual age 23?

I'm working somewhere where I don't get health insurance and I'm a grad student right now. I'm 23 and healthy. Getting on either of my parents' plans would be ...show more

How much would insurance cost in Vancouver BC...?

I'm a new driver, 20 years old. I'm going to buy a new car (2011). I want to use it to drive to school since over the past 2 years I have a lot of things to do and don't ...show more""

What is the Average Cost for Health Insurance?

I want to buy health insurance? What is the average cost for health insurance? Thank you.

Will applying for medicaid affect the insurance I have now in any way?

I am 32 weeks pregnant and I am covered under my dad's insurance through Tricare. I remain eligible under his insurance until I am 23 and everything is full coverage. However, as soon as my baby is born he is not covered at all. I am looking into my options and I read that if I apply for medicaid now, then I can call the day my baby is born and just have him added on so that way he will have coverage right away. I am worried if I do try and apply for medicaid now that it will affect the insurance I am covered under now by Tricare. I do want to stay under tricare, I do not want to lose this insurance and its coverage if that is the case. I am also worried that since I have to wait until the baby is born to apply him for his own insurance through CHIP or Medicaid - whichever one he ends up qualifying - that I will have to wait a long time before he is actually covered and I know the baby is going to need check ups and a pediatrician right away. I am really worried about all this and wondering what is my best option and what I should do! Will I lose my insurance if I apply for Medicaid in advanced so my baby will be covered right away? Is my best option waiting until the day he is born and then applying? I also live in PA if that makes any difference. Anybody who can help out, thanks!""

What are good insurance companies for young drivers?

I've used comparison sites and the cheapest quote was 850, Aviva was 690 are there any other good companies that offer cheap insurance to young drivers? I do not want one of those box things. I'm 20, held my licence for 20months and have 1y no claims.""

Why has the dental plan been eliminated from the new California Medi-Cal insurance plan?

A few months ago I received a letter & then a follow-up phone call from the state asking me to choose ONE of the 2 insurance choices they were offering. Neither had a dental plan & I was told to wait & they would enroll me in the one the had the dental plan for adults. I can't get a human on the line @ their toll free phone line. A few days ago, I received a letter telling me the name of my new insurance plan provider. It plainly states NO DENTAL. Now What? Am I stuck with a mouth full of rotten & broken teeth as a result of my injury that rendered me a disabled person to begin with? Is anyone else having trouble with the California govt services?""

""Will the health insurance companies that we have continue to raise their prices 200-2,000/year? How can-?

businesses pay for this except to basically drop coverage or take it all out of your salary and raises? Our raises are already frozen at 2% due to the economy.

What's the best car insurance?

I'm about to get a car, it will be my first car, and I know the insurance will be more expensive because I just turned 19, but how much should I expect to pay and what is the best insurance I should get? I live in Southern California (Redondo Beach) and I have a 2006 red toyota yaris. Thanks.""

Average cost home insurance in UK?

How much does it cost to insure a rented property (house) in the Uk for a year? I know it depends on many different aspects but I would like to have a rough idea of the cost. Probably renting a 2 bedrooms house in Bristol with a small garden. The quoting companies ask me for too many details that I don't know

""How much is it for drop charge of rent-a-car? and if I have my own insurance, is it covered a rental car?""

Hi~... I'm in the U.S. I'm gonna be on a vacation in some other states, so I guess I need to rent a car... I would like to take my trip by car in some states.... Here is the question. Actually, I heard from someone I know that I can drop a rental car in any other place...For instance, if I rent a car in Sanfrancisco and go to L.A, I can drop it in L.A Is that true? or I got wrong information...... If so, how much does it cost? And, if I have my own automobile insurance, does it work for a rental car? Please answer me, I'd really appreciate it.....""

Fire Insurance...?

which Company offers lowest rate for fire insurance excluding the liability?

Auto insurance company that you Do or Don't recommend?

I'm going to be shopping around for better rates soon. I'd like to know names of auto insurance companies that you do or don't like. If you've ever filed a claim with them. How'd they handle it? I live in IL.

Car insurance price estimate?

Im getting a car this summer but I am concerned about my car insurance. I know that some I'm a teen it's going to be pretty ridiculous, but I will be able to benefit from the good grades discount and the defensiive driving course discount. My insurance company is state farm. I plan on driving a used car, (not red, I've heard red cars are more expensive to insure). Also, will it be cheaper to have my own policy, or be added to my moms? And if I go under my mom's policy, would it be possible to have the car under her name and have me listed as the oocational driver even though ill be using it more than she will?""

Where can i get a Tb test in NYC with no insurance?

can i just go to any hospital and pay to get it done?

How much is my car insurance going to cost a month?!?

I'm turning 16 and my parents said I could get any car I want, but they won't do it if the insurance is crazy. I really want a 2015 BMW Z4 sDrive35i. I have a feeling that the insurance for a first year driver for a sports car (and convertible) is going to be sky high! I don't want a quote from State Farm or anything, I'm just trying to price it out. Any ideas? Help! Thanks!""

Do i need insurance to drive with my license with my parents?

so i have had my permit for a little over 6 months and my dad doesnt want me to get my license yet (he wants me to wait an extra 6 months). I want to get my license now, but treat it the same as a permit so that I will not have all those extra rules that your supposed to have for the first year of driving with a license. So my question is... Do I need to have insurance if I am driving my parents car with my parents in the car when I have my license? I know it is not required when I have my permit but is it required when I have my license? I live in california by the way.""

Where can i get LATEST & WORKING Auto FB Marketer software cheap with Unlimited User License?""

https://www.linkedin.com/pulse/cheap-1-day-car-insurance-under-21-arthur-berry"

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office building insurance quotes

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I'm 18 thinking About insurance and just wondering if I get my mum to go under the insurance do I still get my no claims discount after a year? Cheers rob

What is the most affordable personal medical insurance carrier you have found?

I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!""

Low income health insurance in Missouri?

hi, I'm a 25 year old, male, non-smoker, full time student. I don't make a lot of money therefore I can't afford to pay for health insurance. what should i do? Is there anyway I can apply for low income benefit for health insurance? is there anything You can recommend for me to get health insurance cover? Thanks so much if you can answer me.""

Affordable dental insurance for my two year old?

I am trying to find a good dental insurance online for my son. I have came across a company called careington, but heard their discounts are never to be seen after you get things done. Does Metlife cover children? Anything helps! I'm trying to find something that isn't tricare related, he has regular tricare insurance, but takes forever for paperwork to go through, needing somethign fast and cheap...thanks.""

What would insurance cost for a 16 year old male with 08 Honda Accord LX-S coupe/ 2dr?

Hi, I am a 16 year old male and I might be getting a 08 Honda Accord LX-S coupe. But I want to know how much it would be to insure the car. I know that it is not classified as a sports car. I'm not sure if I am getting it so I just want to know. I have a clean driving record with no accidents (i just got my license). Thanks!""

Getting health insurance?

I am a 38 yr old female amd my partner of 17 yrs is a 45 yr old male.my job does not provide health insurance and my partner is self employed.We live in washington state.A few yrs ago we applied for basic health insurance and they wanted my last income tax statement witch I do not have.We need insurance badly my partner has asthma and needs medicine and we both need physicals.Is there any insurance companies that will give health insurance without wanting income tax returns.or proof of income.We need a health insurance provider who will give insurance like getting car insurance just pay a monthly fee no questions asked.Is there health insurance companies like that.

Boxer Dogs and homeowner insurance?

in the state on Louisiana in the N.O area does Boxer dog cause ur insurance to rise?.. and what are some links?

Excluded driver totaled my new car. Does his property damage liability insurance pay for my car? Any advice?

Someone who was exluded from my car insurance drove my car yesterday and had an accident that was at his fault. He had only liability insurance with bodily damage, property damage and underinsured motorist protection. My insurance is not going to cover anything since he is an excluded driver. We live in TX, USA. Can my new wrecked car be considered as a property damage involved in that accident? The other vehicle and driver are OK, only small dent on the rear bumper, but my new car was totally destroyed, not driveable, my insurance refused even go to look and inspect. Schould I seek any legal help if his liability insurance refuses to pay? Is it possible to get any legal help in this situation? What to do and where to go? What to do with the car? It is still on the nearest to the accident parking lot. The property damage limit on his insurance is 25,000. I just bought my car few months ago for 20,000. Thank you for your time, I appreciate your help.""

Do you need car insurance to drive with a permit?

Do I need car insurance with my drivers permit? I'm 17 and doing have my license yet but I have my permit. I don't know what the law is for Wisconsin. Am I covered as long as the owner of the vehicle is in passenger seat?

Where can I find health insurance as an 18 year old and I'm peregnant?

I'm an 18 year old, I live in Florida, I have a job as a CNA, I'm pregnant and married. I was woundering where can I go to get affordable health insurance and if it's likely that I'll get coverage. I would also like to know an average of what it would cost.""

Florida suspended driver license for no insurance?

Tonight I was pulled over (for unknowen reasions) was told that I did not have insurance. Turns out the state supstend my linces last month (10-10-2011). Due to have no insurance, only proplem is, I did have insurance, I have the same company that i have had for over a year, I talked to my insurance company, no laps in coverage. But the problem is, they impounded my car, took my plate, and took my linces, Am i going to be forced to pay for that? Could i sue? I mean i am not out for millions, i just don't think its fair to force me to pay for a crime that i did not do. (Sorry, for misspellings, i am quite up set)""

How much does affordable health insurance cost?

""If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?""

If i insure my company car without my company knowing, is it ok if i dont declare my dr10 (dink drive)?""

Car insurance for 18 year old female with '97 Dodge Dakota?

I turn 18 in August and plan on getting my license right after my birthday, but my grandmother has offered to buy me a 1997 Dodge Dakota before I even get my license. Questions I want to ask are: How much is insurance on one of those vehicles? What will be the insurance once I get my license in August? I'm just looking for an estimate so I can figure out how much of my paycheck would be going towards it or even if I could possibly afford the thing. Thanks in advance! =) P.S. I'm an A+, homeschooled, female student if that makes any difference.""

How much will it cost me for insurance and plates etc..?

im buying a 94 supra twin turbo for $18,500. im getting a loan from the bank for the car but what else do i need after i buy it? how much do i need? should $600 be enough for all that stuff?""

Cheapest auto insurance in CA?

Car Insurance/homeowners insurance?

Is Response Insurance a good company? I'm looking to lower my current rates with American Family. Response gave me some really good rate quotes.

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My Car Insurance Company Is Telling Us To Add My Two Sons Into My Policy.?

My sons had their license for a while now. Few months if I'm correct. They are 18 and one is 16 turning 17 in a month. Ever since they got their license, they haven't drove because they didn't have insurance. I refused when they asked because the cost was about $250 a month for each. We live in California and have State Farm. Recently, I've been getting mails and calls that I NEED to add them to my policy. I was wondering is it was really necessary because they never drive and they don't have access to my car. I only have two keys to my car and I keep it with me all the time and I'm a house mom. So the point is, they never drove the car and never will until they get insurance. So my question is, do I really have to add both of them to my policy? and if I do, do I have to pay? and if so, how much? Would it be the same as what I was told when I first asked about the cost of insurance? Which is $500 dollars a month for both.""

""So, is a MAZDA 3 sedan good for first time driver?""

insurance cost?( 19 and a female, live in sf) my dad could own the car and put me as co owner so that insurance wud be lower..hmm? fuel cost? and the cost of the car( including taxes and everything else) please help!""

Is it cheaper to add a car to my insurance or get a new incurance for the 2nd car?

I have a 1989 trans-am it is modified and i was wondering if it would be cheaper to add it to my insurance company or get a second insurance company just for that car. Andy help???

Get SORN first or cancel car insurance?

Hi, might be worth checking this thread out first: http://uk.answers.yahoo.com/question/index;_ylt=AiWBX1zk4PVIcYSG9D1wU2AhBgx.;_ylv=3?qid=20130624061149AAg0TyU I've got the MOT done. But financially, still struggling. My Road tax notification came in and also got an insurance renewal reminder. Road tax expires on 31.8.2013 and car insurance on 3.9.2013 I want to get the car off the road so intend to go down the SORN route. Do I cancel my insurance first? Then get the SORN or vice versa or does it not matter which way I go first? Secondly, if I cancel my insurance, any likelihood I might get some cash back if they pro-rata the insurance for the year? Thank you.""

How much do you have to pay for your teen's car insurance?

also, what does he/she drive and the year?""

Motorcycle insurance help?

Hi, I am 16 years old with no road or driving experience ever, I want a transportation from my house to school, and an all around commuter, I wanted a car, but I know I cant afford one due to gas and insurance. Now I am thinking of getting a motorcycle, theres alot here for sale like a 2006 GSXR600 for only $5,500. Now I can afford the bike, I can pay the monthly payments if I get an after school job, but my problem is insurance, how much might be my insurance for maybe a 2006 GSXR600, I heard it is expensive because its riskier but motorcycle cause less damage, can anyone like guesstimate or estimate or just give a guess of how much will be the cheapest insurance for a 16 year old with no road experience at all here in California? thanks""

What Car has Cheapest Car Insurance For 17 Year Old?

Looking for cheapest car insurance for a new 17 year old driver. What car is best? Any ideas?

Have lots of car insurance questions ?

hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.""

Where can i buy salvaged/broken cars or trucks from insurance companies for cheap?

i am thinking to start a business of exporting cars to third world countries. i see potential but i am looking for cheap and nice cars. i already have a mechanic, already have agents and know how to ship. i am thinking i should find potential markets here that i can buy for cheap. my main target is older semi trucks and some models of sedans here. any help ?""

Male car insurance is more expensive than female car insurance. Isn't this sex discrimination?

Insurance? for laptop without getting home insurance?

I'm worried my brother hasn't as of yet insured his expensive laptop. What would work out more economical in the long run please: Content insurance but as a student he keeps moving, so all he wants to insure is his Laptop,mobile and passport both when it's in the house but also when traveling in the UK and abroad? (some policies like Barclays Gadget insurance make it almost impossible to make a claim ie: you can only claim if there's been a forced entry or if the Sim card is still in the phone whilst traveling. Well he lives with 8 other students and the landlord doesn't provide home isnurance in the contract, people are comming in and out of the house any one could take it from his room and the landlord won't allow him to put a lock on the door. If he's traveling abroad he will use a different SIM so... If he buys yearly travel insurance most only cover a single item up to 400, his laptop is an Applemac. Which would cover an expensive item without charging a monthyly fee above 10 per month? Stupid question but is it possible to jsut get content insurance for one room instead of Home insurance? Gadget Insurances seem pretty expensive and a lot of them don't cover the full spectrum of problems, stolen laptop whilst unattended in a hotel, lost, accidental damage even if the item is over a year, Thoughtbubble never even replied to his email enquiry. Bank insurance, they are limited and have similar policies such as above. Natwest have the advantage Gold and home contents insurance but it works out at 12 per month and his iphone won't be covered as phones have to be under 100. I don't have home insurance so he can't use ours. Please what else could he consider and no he's not giving back the gadgets and he is very careful but anything can happen. Would help to get some proper advice as even his bank Halifax didn't cheers""

Babies insurance please answer?

I have medicare (pregnancy) and I was wondering how does it cover the baby when he is born and what do I do to get his insurance and all that? Thank you.

Geico home owner's insurance?

Anyone out there have Geico for home owner's insurance? Are they good? Ever had a claim and how did they handle it? I refuse to use Statefarm after how they handled Katrina, or ...show more""

19 year old female just passed driving test. need cheap insurance quotes. is anyone else in the same situation?

i am a 19 year old female and have just passed my driving test. i know the insurance quotes i get are going to be expensive but does anyone know who is best to go with (cheapest) and is anyone else in the same situation? Thanks

My insurance is over 1000?

i'm 16 and my insurance is so much now that i'm getting my full license, and my parents can't help me pay for it.""

Car insurance question?

Ok, So I was driving my moms car, which is insured, and i had a car accident. I am not under my moms policy. The car accident was not my fault. The person that hit my moms car also has insurance. If I report this to her insurance, what are the possibilities of them paying for my moms damages?""

Car insurance questions?

I'm just coming up to the end of my first year of driving. My insurance is due on the 12th of December. I was quoted 1700 by my current insurer, which obviously, I'm not paying. I've now managed to get an insurance quote from Admiral for 680. My questions are; 1. No Claims Bonus - I'm on track to have 1 years no claims but obviously at the moment I wont have? I want to pay for my insurance ASAP so can I just put 1 years no claims on the form and put the start date as the 12th? 2. Do I need to tell my current insurer I wont be renewing with them? Is there some sort of automatic renewal system in place with car insurance companies? My dad threw the renewal letter out so I have no way to check myself short of ringing the company but I wont be able to do that until Monday and I kinda wanted to buy my insurance now.""

What is the best occupation to have to get cheap car insurance?

I'm paying the same amount as my car is worth to insure it. I''m old enough to not be a boy racer in a baceball cap and young enough to not be an old duffer in a flat cap .

Best Affordable Health Insurance in Indiana?

My fiance is currently making about $1200 cooking full-time at a restaurant. Our rent eats up a little more than half of that. He needs to find an affordable insurance plan and he's tried at work but we've heard it's not a very good value for the $200 he'd be paying a month for it. Can anyone suggest some affordable health insurance plans? He's reasonably healthy, does not have any pre-existing conditions, but he does smoke.""

How do insurance companies expect 17 year olds to not front?

Im not being funny, but its quite clear that seventeen boys cannot afford to pay 300-500 per month for a car worth 400, there is no possible way to afford that when you are trying to do a-level and your part time job pays you maybe 80-120 per week, its just unreasonable, whats the point in having a license if they expect you to pay that, so i can see why most teens do front""

Is it cheaper to add a car to my insurance or get a new incurance for the 2nd car?

I have a 1989 trans-am it is modified and i was wondering if it would be cheaper to add it to my insurance company or get a second insurance company just for that car. Andy help???

Why would a good car end up at an insurance auto auction?

Looking to buy a used 2009 vehicle right now with 9,000 miles. Seller states it was purchased at an insurance auction with a clear title. Autocheck confirms this info - single owner, no accidents, no thefts, no repossessions, clear title, etc. What might be the reason this car was at the auction in the first place?""

Insurance and child support?

If my husband provides insurance through his work to his daughter and is also paying child support on her is he going to be responsible for the co-pay everytime she goes to the doctor? His daughter also has a secondary insurance through the state that her mom collects we were just wondering if the secondary insurance would pay or who would be responsible. The mother or him???

Can Geico save you 10% on car insurance?

Bonus question: I have AllState, am I in good hands?""

Anyone know where to get esthetics liability insurance?

I am working as an independent contractor. Any suggestions for insurance companies?

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How much would insurance for a land rover be?

I'm 16 a girl and I have straight a's if that matters. I'm thinking about getting a land rover rl2. How much monthly would everything cost(gas insurance and payment) I live in Southern California btw

How insurance coverage work for new a car ?

Hi, I intend to buy a car by the end of this month on the weekend (I work from Monday to Friday and do not want to skip working). I will use my old car for trade-in. And I will switch my current insurance on to the new car. Since it all will be happening on the weekend (my insurance office closed), I will have to switch the insurance on Monday. If something happen to the new car before the insurance switched (sometime before Monday), who will cover the car ? Any advice ? Thank you...""

How much iz insurance for a 19 year old?

car iz mitsubishi lancer evolution 2003

How is mandating health insurance socialism? Why is no one rioting about car insurance?

Healthcare is still run by the private sector. Just more people will be able to get it. How is ensuring everyone has insurance socialized medicine? Healthcare is run by the private sector either way.

Affordable health insurance new jersey family?

anyone know of affordable health insurance in new jersey for self employed 1 person needing family coverage?

Can anyone recommend a website that will give free quotes for multiple car insurance companies?

I'm trying to find a website that will give different quotes for comprehensive car insurance in Australia. Can anyone recommend one?

Teen insurance and info two questions in one?

Hi, i am having a tough time with auto insurance qoutes and prices, so i could use some help. Question 1. ok, i am 15, will be 16 in May, if that helps, i have a 1994 Dodge full size van of my own (title was signed to me) and i am getting ready to tag it. i also live in Kansas. ok, i have $500 dollars saved up and have a job that i work 2 days a week and i make about $200 a week. now, i would like to buy my own insurance if possible. is it possible? Question 2. if i can not buy my insurance, can i put the insurance in my mom's name only, and then title it in mine? but one way or the other I HAVE to title it, the title is written out to me on the back in ink, so...................... thanks to any answers or if you know any good cheap insurance companies thanks""

What is a good insurance company for a young female driver?

I'm 18 and passed my test about 10 months ago... what would be a good insurance company?I've heard that female only companies can offer cheaper quotes. Also if you can suggest any cars that are easy to insure for a first time driver Thanks

Life insurance?

has anyone every heard of national benefit life insurance company of ny ny? i got this letter from them in the mail and im a bit scheptical of it... lemme know so i dont pour all this money into it and end up with nothing kthanks xoxo

""What would my insurance possibly be with a 318 V8, for my first truck? (vehicle)?""

okay, im 15 now, but i found a truck i want desparetly, its an 87 dodge it needs some work but for a first car, any vehicle i want will need some work, i can get the truck fairly cheap an have to put money into it, an rebuild the carborator, etc. but if i get it now, an have it running, for when i get m license, everyone is telling me that having a 318 V8 is going to be expensive insurance, does anyone have any idea how much a price range would be? or a way to figure out a price range to insure this truck? Please an Thankyou.""

I am a newly licensed 6-20 Florida Insurance Adjuster. My goal is to eventually become an independent adjuster?

I'm thinking since I have no experience, I would start out as a staff adjuster but no one will hire me. Any tips on how to break in? All info is greatly appreciated.""

What is the cheapest insurance for a teenager?

I'm currently 18 looking for the cheapest possible insurance on my car

Am I covered under my parents car insurance?

I got my License yesterday and I want to drive my parents car, am I covered by their car insurance? I am 16 Years old.....""

How to lower car insurance costs ?

my 17 year old son wants to buy a 2008 honda civic EX and he agrees to make the payments on the car. One problem is , how do i lower my insurance rates . IF my son is still considered a teenager. Could i put the car under my name so the insurance rates will be low ? please help""

What is a cheap car insurance for students?

Will my insurance go up?

Yesterday somebody reversed into my parked car, she was completely at fault, if we decide to go through her insurance will my car insurance also go up? I'm 19 years old and just concerned due to the already ridiculous price of insurance.""

""Young drivers, cheap cars and insurance please!!?""

Hi. Just waiting to pass my test and am looking around for cars and insurance, and have only come across stupidly expensive insurance,if the cars cheap the insurance isn't!!!! HELP. If anyone can help me with either a cheaper car (gotta be british,but any type of british car) But please can u make it low insurance.... any past experience off yours will be super duper..... Thanks for any help!!!""

How much motorcycle insurance cost in Ontario?

per month

Car Insurance / Case is not resolved / New Insurance?

Hi I had car accident about year and a half ago. My case went to court and it is still not resolved.I haven't been driving since that time. I bought a car now and I want to insure it. How does it look with the insurance companies ? there is no option to choose when you do insurance quote online.

I live i Delaware and have had my car impounded due to having no insurance.?

I will be getting insurance this friday. After I do that what do I need to do to get my car back this weekend about how much will it cost? Is this a fee I pay at the troop or do I pay towing and storing charges?

How much will be car insurance be for a 2.2l Renault Laguna?

Basically, I've got my hands on a Renault Laguna 2.2l Diesel. It's a 2002 model. I've also just passed my driving test 2 months ago, and would like to know what to expect with insurance. I'm not keen on selling the car, so I'd like to know which companies are best for young drivers. Oh yeah, and I'm 17 years old.""

Wouldn't the PPAC (Obamacare) bankrupt insurance companies?

PPAC seems very similar in nature to the Community Reinvestment Act that played a role in the 2008 financial crisis. The PPAC requires insurers to offer the same premium (price fixing) to all applicants of the same age and geographical location without regard to most pre-existing conditions (excluding tobacco use). It also states that minimum standards for health insurance policies are to be established and annual and lifetime coverage caps will be banned. As a business owner, I don't see where the government comes to the conclusion that insurance companies could survive the price fixing and taking on such high risk liabilities. It seems like 2008 all over again, does it not? Wouldn't they get involved in something similar to what the banks did with derivatives since they were forced to take on high risk loans? It seems like the big focus on Obamacare is the part where people are forced to buy insurance. I don't think that is a big issue, the big issue is how can the insurance companies handle this? Am I wrong? I am going to do more research tonight.""

What Is GAP Insurance?

Hey there! I was just wondering if anyone knew what GAP insurance (Vehicle Insurance) is? Is it like normal vehicle insurance? Any information would be helpful, thank you. =]""

Credit scores taking a hit from homeowners insurance checks?

Hubby and I called around checking what rates would be for homeowners insurance, but I got a little ahead of myself, seeing that our closing date isn't until August! I called about 4 places, they all ran our credit and said it will be a light hit on the credit scores... Well how much of a hit will our credit scores take?? The bank wants our credit scores updated since them, since we want that late August closing date.. Anyone know how much of a hit it will be?""

Hit and run + Insurance: Help?

Okay..long story short: I told the insurance company I had B average but I have a C average in Aug. 2009.. They called mid Sept but didnt get in touch and neither left a message on my voicemail. Oct. 9 - I was at a parking lot at night and hit a car; no one was there and the damage was minimal (minor bumper scratch) Oct. 14 (today; after thanksgiving long weekend since I live in Canada its earlier) I have a missed call from my insurance; again no message on my voicemail Now, should I be worried because if they were calling about the hit and run...they would have left a message...also its a home phone line..since I live at home any input would be greatly and thankfully appreciated...""

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https://www.linkedin.com/pulse/affordable-final-expense-life-insurance-stephen-mason/"

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