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#legal stuff i need to get sorted before i move out of oregon
teethcore · 5 months
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anyways now that i'm done beating my dick in an attempt to feel something besides dread, doubt, and self loathing,
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May I request for the Leona, Vil, Azul and our boy Jack getting stuck in their MC's world and their experience? (MC is with them)
Oh sweet Jesus akdhakdhsk FORGIVE ME OF MY RATHER CYNICAL OUTLOOK ON OUR LIL BLUE PLANET 😬 I think it’s understandable to be more cynical than ever in this Hell Year, lolll
Send these poor, sweet babies back home, they deserve better than to be stuck here of all places 😅 ESPECIALLY JACK AAAAAA SAVE THE BABY 💔
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Ok, not even going to play with you... Vil would thrive, lol.
Just give him time enough to stop panicking over all his lost clothes, magic, etc., and find new things that works for him and his detailed self-care routine, and whatever he chooses to do, he will make Fat Stacks in.
He’s the male version of Belle Delphine, here ajdhakdhsj
He appears anywhere, on tv with some company to continue his performer career he had back home, or on youtube/instagram, and he is almost immediately just as famous here as he was in Wonderland.
Can we really blame anyone, tho? Look at him.
And there’s no Neige here!
Also, ‘my’ Vil is definitely the one that knows there are many different ways to be beautiful~. He may be a bit more blunt to his friends if he thinks they’re not quite hitting the usual mark their talents place them in. But that’s only because he cares about them, and wants everyone to see their best, as he does~. He’s an absolutely encouraging sweetheart to anyone else/a beginner at whatever their passion is, though~. And either way, he’s your best cheerleader~.
Of course he still just doesn’t feel himself without his magic, or ability to do potions. I don’t think he’d find the witchcraft in our world would suit him very well.
If he was really stuck for good, of course he’d make the best of it. But if he could go home, especially if you wanted to go back with him, he’d jump at the chance. And always be on the lookout for the chance.
But that being said, I think, aside from all the world’s problems, of course, he’d find it interesting just how similar, and vastly different, things are here.
He donates Ass Loads to so many charities, like honestly.
Rich boy knows his privilege, and lets others ride off his advantages as much as he can. 💜
He becomes friends with James Charles. You know he does.
You can’t be truly fully beautiful if you’re not also lovely on the inside, too, after all~!
Rip Rook wherver he is, he is lost without his Queen 😔
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Gosh, in direct contrast to Vil, Leona probably suffers the most over here?? Jahdkshdj
I know they based his sleep habits off a irl lion, but that also sounds just a Tad Bit like possible depression to me (along with a lot of the other ways he’s behaved so far, lol).
Get this sweetheart to some therapy, maybe?? Help him get a lil energy boost at least to help him feel better 💛
He’s going to HATE the work pace people have to maintain just to eat here, 100%.
He enjoys the entertainment the most, though~. Video games, things you can watch online, all those sorts of things~. Might like a few of our sports, too~.
Poor bby struggles with having to work, though, please help him 💔
At least he doesn’t have to live under being Forever Prince, here, and doesn’t have to worry about turning anything he touches to sand. And the lions in the zoos are pretty cool to go see~!
He’d probably love it if he could go to Africa and see what our “Afterglow Savannah” looks like here~. Meet the lions that are in the wild~.
I imagine he and Jack would both lose the ears for human ones, and the tails, too. (😢💔) So he probably feels weird seeing himself like that, and might miss his tail. Especially if it helped him with balance. Give him some time to adjust to it~. There’s these neat new tails people made for cosplay, that can move around on their own, if he’d like one to help him not miss his old one so much~!
I had to really think about what the heck he’d even do for a job, cause he’s so grumpy to everyone, retail’s just OUT, lol. And I don’t think he’d be that great at something like youtube, either ajdhsjjd
It’s hard for him to not just lay around all lazy, rather than think of stuff to do for it/actually get up and go do it. Let alone all the meetings, and interacting with fans, and the like.
So maybe actually being one of the zookeepers would be a good fit for him~. He’d be obligated to actually go, and he’d get to be around lots of different animals~. Might help him feel more at home, too~. I think he’d be pretty good at it, and the animals would probably be drawn to him~ 💛
He’d also absolutely challenge the authority here (or anywhere else that has appalling governments, especially if they’re not run by women). The state of things, and the way women and minorities are treated by white men around the world, and men in general, would absolutely appall him. He so drunk on that respecc women juice, he just can’t wrap his head around what the hell the problem is with those rich assholes in power. Put him in power, and he’ll ruthlessly show them what-for! ALL the others behind him would be women! Good grief, humans!
All in all, he doesn’t mind it here, but would also prefer to be home, where he can sleep more, and Ruggie can run around for him most of the time, lol
Besides, that allowed him to spend more time with you~! 💛
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(LOOKIT THAT HAPPY BOY SMILE!!! I’M DEAD 💞💞💞)
Oh, Jack. Sweet, sweet Jack.
He absolutely becomes a personal trainer as a job, here. 1000%. He lives that Exercise Junkie Lifestyle, there’s just no doubt about it.
He’s VERY encouraging to his students, though~! Build up that beef, guys, he has total faith in you~! 🤍🤍
He absolutely loooooooves going anywhere to see wolves. He’d probably really love the wooded mountains in Europe, if you ended up there, or in Oregon/Washington if you ended up here in America~. Definitely Canada, or Alaska, too~! Just give him huge trees, snowy winters, and nearby mountains, and he feels right at home~.
Idk if he’d miss his magic a whole heck of a lot, tbh?? But he WOULD miss his friends and family! It’s just not quite the same here, though he thinks it’s beautiful and interesting to see where you came from~. 🤍
He’s a good boy 😭
Also appalled with the state of so many rulers and governings both in your home, and around most of the world, lol.
He can’t stand seeing so many people suffer like that! How can they possibly live the life that’s the most healthy and happy for them to live, disabled, chronically ill, or not, if they’re suffering under an iron fist all the time?!
He CAN’T stand for it. You won’t stop him till he sees good change starting to finally happen. Especially if you live here! There’s no way he can just sit around and have you be subjected to that!
HE’S A GOOD BOY 😭
You gotta calm him down a lot and remind him there are others just as good and kind as he is, fighting to change things too 🤍
God help people if he gets here anytime within 2020-2021. He’s sucker punching nearly everyone he sees without a mask.
He’s also sucker punching every nazi he sees, too.
My goodness, please show him the movie Wolf Children! He’ll hide the fact he’s crying multiple times through it, but it’s one of his favorite movies here~.
If you do manage to go back to Wonderland, please try to bring a copy of it with you. It’s the one thing he’ll miss most, and keep asking to watch with you again, before remembering it doesn’t exist there. 😭
He also misses his tail and ears a lot. Losing all of that + his senses would be very a very awkward adjustment for him, and he wouldn’t really like it poor bby 💔 Give him lots of hugs to compensate U-U 🤍
His favorite thing to do with you would probably be to go hiking, and stay in a little cabin in the woods, for a week or two~. Somewhere in one of the previously mentioned places~.
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(I couldn’t find a chibi gif of Azul to use, rip 😭)
Azul is just straight up becoming a mafia boss, probably wkdhakdjjs.
He’s the ‘good’ kind, though. He’s learned his lesson since his overblot, and he won’t outright kill people for not paying him back, or introduce drugs, or anything like that.
He’ll help people obtain what they want as legally as possible... But that doesn’t mean he still won’t be sly as hell about it, haha~.
He’ll protect loyal/good customers and the areas they live in, too~. In fact, he’d probably reDUCE crime from doing so.
He just learns all the dirty ins and outs of everything about how things run here. And as much as he’ll fight for change as the others would, because there’s no way any of that is an acceptable way for you to live, he’ll work dirty in order to take advantage of the system, to do so. What better way, right? Make the dominos fall from the inside out.
He’s a good business man, he knows doing so would also benefit him, too.
He’s like Bruce Wayne if Bruce Wayne was a rich mafia leader jeehskdje
Need health benefits to work for him? Covered. Need above-average pay to actually afford your bills and other stuff? Covered. Need education to do a job for him? They’ll train you.
He’s also practically a Gordon Ramsey, tbh. Lots of his bars will pop up across the world, if he stays here long enough, lol. But they’ll all help a good number of people, in doing so~.
He also donates as much as he can, too. If he’s gonna become even a fraction as rich as Jeff Bozos, he’s ending world hunger and homelessness every year.
And boy oh BOY will he swindle the rich akdhakdhwj
He will whip them so hard, they won’t know what the hell hit them.
He may have been under restrictions at the college, but he sure as hell isn’t here. Watch out as he spreads his tentacles wings.
And, of course, he adores being anywhere near the coast. Doesn’t matter what part of the world you’re in, he just needs to be by the sea.
All the polution absolutely breaks his sweet little heart, and that’s one of the first things on his list to fix. Dealing with trash back home was much easier... you could just zap it all away at big trash fields. But you don’t have that luxury here.
Being that he doesn’t really like his ocotpus form (bbyyyyyy 😢💔), he probably doesn’t mind the permanent legs. At least he doesn’t have to constantly take a potion to keep them, anymore.
But it’s still awkward to get used to. And he can’t stand that he can’t breathe underwater anymore, or go too far down without dying from the pressure.
He’ll dive as often as he can~. And loves to dive, or snorkle, or just swim~, with you, if you want to join him~.
He does miss his home, if only for the beauty and familiarity it had, despite a lot of bad memories around it. But there’s no doubt he’d thrive here, in a way only he could~.
He totally believes your own version of mermaids exists, and gets excited over anything that could prove it to be true 😅
Plus, he’s just obsessed with how marine life works here in general~. If he can juggle being a freakin maffia boss, and a marine biologist just out of the pure love for it, I have no doubt he’d do it~.
Humans most likely evolved from creatures in the water?? That’s amazing~! So the ocean feels like a distant memory of a second home~! He’d love to bond over that, the romantic~ 💜
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beatrice-otter · 6 years
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Update on moving home!
I've been home for a little over a week.  I spent the first week sort of vegetating in my parents' home, getting Stella used to my parents' dog, because that's where I'm mostly staying until my stuff gets here sometime after August 2nd.  And then we went up over the weekend to visit my brother N and his family because it's the birthday season for the family and we needed a birthday party. Now, my brother and his wife live in Washington, which is the state I will be living in, and my parents live in Oregon, so I figured while we are up in Washington, that would be a good time to get some stuff done!  Like get a drivers' license!  Sort of important, considering my North Dakota one was expiring in like a week.  Bldack in ND, I had figured that it shouldn't be a problem to just get a new license, in my new state, and that it would be stupid to spend the money to renew my ND license when I could just wait and get a new one here.  But now I wish I had done that, because this has been way, WAY too stressful. So, first, there is a new law in Washington that requires you to have proof of residence before getting a driver's license.  This is partly in relation to national laws that set standards for IDs and what proof of identity you need to have before you get one ... but I don't get how Washington has implemented it.  They have two levels of drivers' licenses, a regular one (with lesser ID standards) and an enhanced one (which will let you use it for Federal ID purposes even when the standards go up in a few years).  For the enhanced one you need to show TWO proofs of residence, and for the regular one you need to show ONE proof of residence, and I don't get why they are so emphatic about proving you live where you say you do.  I mean, once you have proved you are a US citizen or legal resident, why do they care about the exact residence?  This is something that ND does not do, so I was not expecting.  I mean, ND's standards for proving citizenship are high, but once you've done that, you can just tell them your address and they take your word for it. Problem being, most of the things you can do to prove residency require you to already be living at the new address for at least a month--they're stuff like utility bills and the like.  And I'm not, so I can't.  (Also, most of the utility bills will never be in my name because it's a parsonage, and the church takes care of all that stuff.)  But if I let my license expire and then get a new one, then I would have to take the tests--both written and driving--all over again.  So I was frantically trying to figure out how to get proof of residency (could I get internet hooked up and use that bill as a proof of residency?  not in time, it turned out).  I even considered renewing my ND license online, which I could have done, except that if you wear glasses you have to have a doctor sign off on an eye exam to renew online, which I could have done, but I figured would be only minimally less hassle than getting proof of residency here in Washington. Then I figured out that car insurance would work as proof of residency, and I needed to buy a car ANYWAY, having sold my Jeep in ND because I would much rather drive a compact car than an SUV (which I had needed for driving all the backcountry ND gravel roads).  (A car title works as proof of residency, but it has to be the permanent title, not the temporary one you get when you first buy the car.)  So, okay, I figured, buy a car, get the insurance, then I can get my WA driver's license!  And I'd already done my research and figured out what kind of car I wanted, so off to the dealership we went.  Test drove four used cars, figured out the one I wanted, went in to sign the paperwork.  I figured it should be easy because I was paying like 3/4 of it off at once and I have great credit. Except apparently not because I haven't checked my credit report lately and apparently they somehow LOST my Jeep and my credit card, so all they have are my old student loans, which were paid off years ago.  Rather, somehow PART of the system doesn't know about them but part does?  Because the insurance guy who works at the car dealership said his system showed I had an A+ credit rating, so why the heck the dealership itself thought I had no credit he had no idea.  I ended up having to borrow money from my sister in law.  Now, my sister in law is a wonderful person, but it is rather more fraught to borrow from family than from a bank.  ANYWAY, trying to straighten that out took all day, so I decided to just spend the week with my brother and sister-in-law and their kids to help take care of the kids and also so that I could go in to get my driver's license, now that I had everything I needed.  (Straightening things out with the credit bureaus is probably going to take a while ... have called my credit card company and tried the online thing to access my credit report online, but there's some stuff that has to get sent to them in letter form.) So, yesterday I went to the driver's license place!  (Washington doesn't have a DMV, it has a Department of Licensing.)  And I got there, handed the nice person at the counter all my stuff to prove I was a US citizen and lived in Washington, and she had me look into the little eye test machine to prove that I hadn't gone blind since the last time I got a driver's license.  No big deal.  Except that she had a test that I don't remember from ND, where they show a white box to one eye and a red dot to the other and you have to tell them whether the dot is inside or outside the box.  This is to test that your eyes work together ... and mine don't.  Both work just fine, but I can only see out of one at a time.  (And I can consciously switch which one I'm looking out of.) Anyway, since that wasn't listed on my ND driver's license ... I needed an eye exam!  So off I went.  I figured one of the cheapo places in a larger store would be the place to go, since they always take walk-ins and they're supposed to be cheap, right?  Except no, none of the places I tried had an optometrist in yesterday. So I tried a regular optometrist clinic, and they said I could come right in.  And they were lovely about the whole thing. Except they said my health insurance had been cancelled on July 16th, my last day at my previous call.  Now, that was NOT supposed to happen.  In fact, my denomination has a non-profit corporation to handle pastor's benefits specifically so that stuff like that DOESN'T happen, so that when you move from one church to another your healthcare goes with you.  Problem: the new church has to contact the benefits place and say that yes, you do indeed have a new call there ... and my new church hadn't quite gotten around to it yet.  So I had to pay for the eye exam out of pocket.  But hopefully the church will get the health insurance thing sorted out quickly. So then I finally got back to the DoL, and got my license with no further problems.  But what should have been a short errand had instead, again, pretty much taken up the whole day. I got back to my brother's house, he was still at work, and my sister in law suggested we take the kids out to the pool (hottest day of the year and their house has no A/C).  I said that sounded awesome.  And we went.  And found that the pool was closed because a kid had pooped in it and contaminated the system in the big pool as well, they'll be open today but they had to shock and reset the system. AAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAARRRRRRRRRRRRRRRRRRRGGGGGGGGGGGGGGGGGGGGGGGHHHHHHHHHHHHHHHHHHHHHHH Can't something just go right first time for once? comments Comment? https://ift.tt/2OfdztL
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stone-man-warrior · 4 years
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February 21, 2021: 1:09 pm:
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This WH Press Sec Psaki Tweet leads to @Jonkarl Verified Account on Twitter.
https://twitter.com/PressSec/status/1363477765211701253
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This from Scalis is there, it’s an offer to take some gold for free, but @Jonkarl fails to accept the golden opportunity that Scalise handed to him.
At the 1:00 mark:
Scalise said he had been to Donald Trump’s home, and spoke with Donald Trump about his post presidency personal life, including what Mr. Trump’s plans for the future are with respect to himself and family, and @Jonkarl miserably fumbles that hand off, skirts the questions that could have been a gold mine of information that no one else has, but Scalise says he has that kind of information, the kind that you cannot get ... Karl goes the other way, runs backwards, does not take the gift he was given by Scalise.
What you need to know about that, is both Scalise and Karl set that up, it’s about the cry for help I sent to the Biden White House, and, by extension is also about the same kind of cry for help I sent to the Trump White House just over for years ago. They are using “news Anchor insider tactic” in such a way as to say that this account here at Tumblr that you are reading, contains the kind of information that is not available any where else on earth. It’s Unobtainium. Karl’s refusal to take the golden oportunity is a message sent to others, one that specifies the desired result, that is to make sure that no one can see the information presented on this [email protected] account of eye-witness terror.
The two suggest a distraction, a “look the other way” sort of command to terror operatives who are also part of the national security chain of command.
https://twitter.com/ThisWeekABC/status/1363503951782494209
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https://twitter.com/ABCPolitics/status/1363491357340413957
https://twitter.com/ThisWeekABC/status/1363492941738749952
https://twitter.com/ThisWeekABC/status/1363494344234311684
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Those other links above are more sinister, because those are instructions to kill & replace US School students.
It’s a double header though, because those three linked tweets also spell out a hit to be done at the DMV when I go there to renew my drivers license.
Watch the linked videos, where you see the color green, you are seeing instructions to use nitrous oxide gas as a weapon in similar places when the school student murders take place.
Where you see the color red in those videos, that is instructions that spell out where the protected killing areas are going to be in place, where the murderers will have cover from the State Police, the police fake, are from Canada, are Royal Canadian Mounted Police disguised as State Police, and they protect the murderers of the US Children, in favor of replacing all of the children with their own Canadian terror army children, the same way they did in the Oregon schools in around 1998 - 2005.
They killed the elementary students first, the middle schools later, and the high school students were killed and replaced last, when the terror attacked the Three Rivers School District, it may be done differently in other school districts.
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1:49 pm:
The baby is on fire, there is no one watching the baby.
The terror army simply moves from state to state, city to city, killing and replacing the state police with help from SAG shill elected state governors. Then, once all of the law enforcement has been replaced with SAG and Canadian terror operatives, they just start slaughtering the children, and the general population is also killed as a result of taking over the schools.
I strongly advise to be very suspicious of Freeway and other major infrastructure upgrade projects, road building, bridge replacement, other major city and state infrastructure projects nation-wide at this time. Those kind of projects are used as the basis of manpower and for disposal of dead victims. They serve as distraction, confusion, road-block, detour generators that make it far more difficult to detect that any mass murdering is happening. Those kinds of projects cause delay and danger for investigative persons, who are easily detoured into traps set the Department of Transportation workers.
In Oregon, there was a ten year long project that was used in parallel to the mass murder slaughter of the population between 1996 and 2006 when all of the bridges in Oregon were removed and replaced, a massive undertaking in more ways than one. After that, Beta Twitter was used as a command vehicle to role out the Corona Virus Phase of the slaughter, for eliminating the other remaining US Citizens who were not killed by other means when the schools, grocery stores, courts were hijacked, and the Oregon Bridge Project from 1996 - 2006 was used before hand as an orchestrated combination plate of terror slaughter.
https://www.youtube.com/watch?v=g5fezBnvkiU
youtube
Baby's on Fire
Brian Eno: 1971
Baby's on fire Better throw her in the water Look at her laughing Like a heifer to the slaughter
Baby's on fire And all the laughing boys are bitching Waiting for photos Oh the plot is so bewitching
Rescuers row row Do your best to change the subject Blow the wind blow blow Lend some assistance to the object
Photographers snip snap Take your time she's only burning This kind of experience Is necessary for her learning
If you'll be my flotsam I could be half the man I used to They said you were hot stuff And that's what Baby's been reduced to...
Juanita and Juan Very clever with maraccas Making their fortunes Selling second-hand tobaccoes
Juan dances at Chico's And when the clients are evicted He empties the ashtrays And pockets all that he's collected
But Baby's on fire! And all the instruments agree that Her temperature's rising But any idiot would know that.
Songwriters: Brian Eno
For non-commercial use only.
Data from:
Musixmatch
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1971.
Think about it.
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4:24 pm:
Local Conditions:
Local conditions are made difficult to say as my computer is about six different kinds of hijacked after venturing out for a short walk to the mailbox in the wake of sending a request to the White House for help to stop terrorism and mass murders of millions of people in Oregon last week.
I took a short walk, observed that my heater compressor outside is still completely caked with ice surrounding the unit, worse than before, and it’s not really all that cold outside.
I went towards the driveway where it gets near the Offensive Monroe Surveillance Travel Trailer, and there I saw a new terror operative sitting on a bench while watching the activities of a small black & white rabbit as it was eating something from a basket in a cage out front of that Travel Trailer. The woman there has been there in the past, a few years ago with the same rabbit in the same cage with the same Easter Basket.
She is best described as a young George Castanza, from Sienfeld fame as far as a physical description goes. The woman has short brown hair cut like a boys hair cut, had glasses on, and was wearing a black sweatshirt and black sweat pants.
I could see there was some small pink flags in the roadway ahead from there, so, I went on my way to the mailbox, and saw that there are some pink ribbons lining the east side of Jackpine from the corner where the trashcans are, to the Clyde Baum terror cell at 333 Jackpine, maybe beyond that. The ribbons are low on the ground, and are accompanied with the kind of small marking flags that are used by contractors for marking out where excavation or trenching is to be done, so, there must be some Pacific Power Thompson toting Pac-Pow trucks nearby with those Trench Markers there across the street from my driveway like that.
After five days of not going to the mailbox, or going outdoors at all in fear of retribution from the Joe Biden White House for having reported terrorism and mass murder, there was no US Postal Mail inside my mailbox, there was, however, one card, the kind that a traveling salesman puts on the doorknob to say they came by the house, a “Door Hanger Card” (Ron Howard Sponsored Master Class Advertisement) from Josephine County Sheriff’s Office. The door hanger card was left in the mailbox. It says “You have important legal documents awaiting you at Josephine County Sheriff’s Office” and goes on to say in hand written lettering that the Important Documents are concerning Grand Jury participation.
I am guessing the Sheriff heard from Ron Howard at One Hour Martinizer HQ at Nancy Sinatra’s Pacific Palisades Basement where she keeps her personal kidnapped surgically altered pet people. I suspect Ron Howard & Company are upset that they have been called out as the terrorists that they truly are, responsible for the World Trade Center Terror Attack on September 11, 2001 when Screen Actor Guild arranged that the towers would be demolished as a distraction while they attacked the Pentagon with a parallel set of events there.
So, I took that from the mailbox and returned to my house.
I wanted to take a photo of that woman who looks like George Castanza, a young one, and got my phone to take a photo, and returned to where I could take a photo, but she was gone, and the rabbit was still in the cage there.
Then, I was surprised to see Jeff Monroe!
He must have healed from his wounds from the last time he attacked me at my house, or, from attacking me at the Walmart, I can’t recall which was the last time Jeff Monroe attacked me and was hurt real bad in defense.
Jeff Monroe was hosing off a Remote Control Hobby car, and orange one, was big, about 24 inches long, about 10 inches wide, and was wearing a black hoodie sweatshirt as per usual, and blue jeans. Jeff looks a lot like Frank Beard of ZZ Top for a description, shorter hair.
They are using all of that stuff I explained there to discount the reports I make here, one such thing is the real full size actual vehicles that are fitted with remote control, the ones with automatic transmissions and factory cruise control are fitted with remote control operation around here, all of the local terror cells have at least one remote control full size automobile, not a toy car like Jeff Monroe wants you to think I was referring to.
That rabbit is going to be used to cover the eye-witness of the Dog Catcher Truck I saw take Peter Sparacino away in many years ago, by men with whips who attacked him in front of my house at the mailboxes, and put him inside of the cages on the Dog Catcher Truck, which was full of other people who also had been put int the cages on that truck.
It’s also notable that the 545 Jackpine Mailbox that belongs to the Sparcino terror cell has been taken off of the plank where the mailboxes have all been since way before I moved to the nieghborhood 24 years ago. Sparacino terror cell are using the family name of Peter Sparacino, after he was killed, and they stole his house, and all of his belongings. That happened more than twenty years ago, and no one will send help despite all of these reports of terrorism.
Same is true about Clyde Baum at 333 Jackpine. He killed Red Powers who owned that property free & clear like Peter Sparacino did. Clyde killed Red, and held Dolly Powers captive in her home for about five years before he killed her. Clyde used her for a lot of things, to get county aid, for drugs by taking her to the doctors, and for a place to live while controling her with protection from imposter police, so, Dolly Powers as an elderly woman in her 80′s had to do exactly as she was told when Clyde Baum took her for the doctor appointments and to sign up for county and state handouts of various kinds.
(Clyde Baum also has connection to Monsanto Agrochemical Corporation, and has access to modified seeds, and uses those in complicated ways at a State and Federal level of International Commerce sort of agricultural terrorism)
So, the rabbit in the cage will serve as an explanation made to federal agents to cover up the men who use cages on trucks to haul Victims away. It works because the federal agents insist on being fooled all of the time, they absolutely refuse to refrain from being fools, and continue to trust the local authorities, who are not authorities, but are a terror cell that killed and replaced the local authorities a long, long, long, long, long time ago.
I also noticed that the small camera at Monroe’s Four-Three-Four, on that thin wire stand on the stump that has been pointed at my gate for about two months, is gone, and the telescope on the tripod remains there, just has been moved back slightly farther away, but is still pointed at my driveway gate.
There are many cameras there at Monroe’s that are used to wage attacks on me when they can see that I am outside, and am within range of a cross-bow, gun, or vehicle. or vehicle with gun mounted in the front grill.
So, it took some time to run scans and reset the modem, and turn the computer on and off a couple of times to say Local Conditions, but there you go, as long as the “Save Post” button is not disabled, this will post after I say:
It’s overcast, is cold, and there is absence of wind.
no help has come.
There are no signs of helpful people anywhere.
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5:52 pm:
This is a good place to make a reminder to security people who may be interested in preserving USA and know how to read the details I have presented here on this account. It’s extremely dangerous for me to share this kind of information, so please use it as it was intended, as a guide to save many millions of lives, and to gain my own freedom.
When you raid Ron Howard’s personal studios and the ones at Universal, Disney, and Pixar, at MGM, and even at MTM, when you come across the Seagate FreeAgent Hard-Drives, those are very special, some are ten years older than were made publically available, are prototypes of wizbang technology from the time when SeaGate was hijacked, so, those have Encryption that makes the files on them invisible, and, the SeaGate software does the math to make it appear as the disc does not contain any hidden files. The encrypted files are absolutly invisible, and you cannot learn that Ron Howard is the terrorist who directed the WTC attack if you cannot see those invisible files on his personal collection of SeaGate FreeAgent Hard-Drives. So use specialize disc scanning on those, especially at Disney Studios and Micheal Eisner’s personal discs.
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6:12 pm:
nsa better hurry.
You failed to take Twitter offline, and that is going to cost the USA it’s existence.
You need to take Twitter offline permanently in order just to get started with US national security work.
This says to erase hard drives.
They reported source is “Red Canary”.
That is a bird in a mine field where nitrous gas is the weapon.
Red Canary, in Hollywood, translates to “Redken Hair Products”.
It’s shampoo. Cnn is commanding their connected terror assassins in the music industry (”Cross-Hairs”; Vatican Choir HQ Special Assassins are “Cross-Hairs”) to erase their hard-drives just because of what I said about the SeaGate encryption.
Don‘t believe that Twitter time stamp they put there for fools to believe in. The tweet is in response to what I said about SeaGate.
Also, don’t forget the connection Cnn has with the music industry up close and personal. Remember the other day when Brooke Baldwin showed up to kill me along with Sammy Hager. Do you think I was joking you fucking idiots?
Take Twitter offline right now, you need to just to save your own lives, even if Joe Biden says not to, you must take Twitter down, there is no Joe Biden, it’s all done with movie magic on Twitter, while Ann Wilson is running the White House from Kauai Ranch with Roger Waters.
When they do shit like that, they also kill the disposable US Citizen kidnapped terror soldier children, and, they kill the “Partners” surgically altered pet people that SAG keeps in their attics, dog houses, and basements in Hollywood, Pacific Palisades, Brentwood, and the Wilsher District.
Fools did not do as they should have done. They did not read the details.
https://twitter.com/CNN/status/1363647234571726848
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6:33 pm:
“Chuck Todd” trending on Twitter:
“Hamburger the Children”
That is command generated by Google, sent to Twitter, to say a command to SDA and SAG to kill the kidnapped child soldiers they keep.
https://twitter.com/search?q=%22Chuck%20Todd%22&src=trend_click&vertical=trends
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I’ll do the math for you:
Surely you can figure out that Chuck is both “80/20“ ground beef, and is also “Chuckie” the child with the knife under the bed.
Then:
“Todd” is short, like little kids are, they are short people ... remember? Kids?
Todd is short for “Toddler”.
Toddler = Todd + L + ER
Also, Toddler = Todd + Ell + ER
Also, Toddler = Todd + LE + R
That means Todd + Law Enforcement + Aarrgghh (pirates say “Aarrgghh when they swing the sword)
A “15″ = One adult imposter police w/one child terror soldier. (in plain clothes, disguised a father & son while on attack, the child has no choices, has to do as the RCMP terror adult soldier says to do. They are attack teams that are extremely difficult to defend against)
“Todd” means “Kill the child terror soldiers four different ways”
“Hamburger the Children“ was just commanded on Twitter by Google, to reach millions of terror soldiers in the field in the Twitter viewing audience.
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7:36 pm:
More notable conditions observed at the Four-Three-Four (Monroe terror cell) from my driveway while on a walk to the mailbox earlier today:
First, I need to express with great emphasis that Monroe (434 Jackpine Drive) terror cell at Four-Three-Four Jackpine (Drive, Grants Pass, Oregon 97526) clearly has access to the same people that I need to reach for help. I can see by their daily activities that the things they do, items they use in the yard on display, and visitors to that Offensive Trailer there are all used to help them use what I write to fool the federal agents I need to reach, but am unable to having been outnumbered 50,000 to 1 in Josephine County. I am the last remaining US Citizen that has not been killed or taken into more confining captivity. I am held captive in my home by the Monroe terror cell, and all of the other residences in the surrounding area, which are also terror cells of various origin throughout the county. My phone is made to only reach phone numbers that the terror army wants me to reach, ones that will aid them in killing me, or, to further fool the federal agents. The Centurylink Internet Service I use is hijacked at their base of operations, and the phone lines themselves don’t go to the addresses mapped at Centurylink ISP, all of that is explained in great detail here on this account in many places. So, I can’t reach where I need to reach, and the phone only rings when the terror army wants it to ring.
So, those other observations:
As I looked at the heater compressor in the backyard, I heard the sound of the small wheeled motorcycles that belong to a large terror cell composed of many disposable kidnapped US Children that was at the Chapman terror cell at 3701 Russell Road and rode away as I looked at the heating unit.
Then as I got close to where that Offensive Trailer is at along my driveway, that is when another, bigger motorcycle started up, revved and drove away from the Strong terror cell at 3747 Russell Road. That is the time that I observed the woman on the picnic bench out by the Offensive Travel Trailer.
I noticed some new additional items strewn about at Monroe’s backyard. There was some chicken wire fencing that had been torn off of one of the chicken coups there, was all bent up, and in a heap along with the supports the (that) held the wire in place. That one is the smaller of the two chicken coups at Monroe’s, the one that contains so many electronic devices hidden inside.
I noticed that there was a newly installed fencing arrangement at the other, bigger chicken coup that is over there, the one where so many electric lights of all kinds of different bulbs are used to fuck with me when I take a walk, some of them are very bright, all of them are within a chicken coup. The newly installed fence extends the usefulness of that particular chicken coup, the way it looks from 200 feet away as I took that walk, and a green tarp was hung over that new fencing like a drape, makes yet another hiding place for a cross-bow assassin to hide for shooting at me.
(Two separate chicken coups. The kind of thing where egg laying domesticated foul are kept, some say they are “farm animals”, others say “roosters & hens”, where one of the two chicken coups is larger than the other one is. The larger one looks like a puppet show stage modified into a chicken coup, and has many different kinds of electric lighting used at different times inside and nearby the chicken coup. The other chicken coup, the smaller one, also contains some ducks, so, “chicken & duck coup”, it used to be a firewood shed long ago, and that one (the small chicken coup at Monroe terror cell) has audio & video recording equipment operating inside of the “chicken & duck old firewood shed coup”. Is that clear enough?).
As I reached the place where I could see there was someone seated at the picnic bench (at Monroe terror cell, 434 Jackpine Drive), there was a scream, or yell from the main house at 434 in the front part of the Monroe driveway.
When I returned from the mailbox, that woman in the black sweat shirt that looks like George Castanza, was doing what I would call a “Jeff Monroe Routine”. Jeff was often seen in the past using a shovel to “stab” at some dirt near a hole, or, stab at some dirt in a large bucket repeatedly and violently for no apparent reason while adding a variety of other ingredients into the dirt he is stabbing at, as I walk by there. So, today, that woman that looks like George Castanza was doing the “Stab at the dirt in the hole with the shovel” routine. Then, she put the shovel down, went and picked up a bag of some very orange looking potting soil, and dumped all of it out, shaking the bag violently. The odor of fresh manure filled the whole area immediately.
The thing that made me want to do this additional comment is that the woman was doing exactly as Jeff Monroe usually does often with that activity with the shovel, the dirt, the additive into the soil. But not the rabbit in the cage. Jeff Monroe uses goats in a bigger pen, not rabbits, where the goats get their heads stuck in the six inch mesh fencing and can’t get their heads out because of the goat’s horns get stuck like barbs in the fencing, and the goats get all bloody and torn up around their necks after being stuck in the fence for many hours and trying to get their heads out of the fence. Goats scream. They sound like small babies when they scream, it’s horrible to be exposed to this kind of thing everyday, but by comparison to other kidnapped US Citizens around here, I am fortunate that I am able to walk away, from things the others are not able to walk away from. (national security in USA fails to protect by the hour, by the day, by the minute)
It was a “Role Reversal”. I don’t remember where I have seen that woman before outside of that trailer area, but I have seen her somewhere around Grants Pass before.
That remote control car is important to find who owns it. I don’t think it belongs to Monroe’s, I think it belongs to Juseph Myers at 560 Jackpine, who makes a lot of different things that are remote control, including a bird that hops around on the ground, looks injured, has two cameras mounted in it, and can bounce away if you try to pick up the remote controlled injured small bird.
That gal who looked like George Castanza could have been Rena Myers wearing a “Fat Suit”, a whole body suit that is made with real human skin, and a skinny person can put on the Fat Suit and become a fat person as a disguise made at the Juseph Myers terror cell. If so, there is a good chance that the suit is made from the skin of Donald Trump, who exploded in a bus on January 6, 2021 out front of the Grants Pass DMV across from the Fred Meyer store where Kyle Myers works as a grocery checker, and is a Lieutenant of the SDA Terror army. The Myers at 560 Jackpine have been making wearable costumes from the skin and body parts of the victims they kill for more than twenty years just two doors down the street from my house. I used to be able to see as they tossed the little girls into the shed in the backyard over there, usually by someone on horseback who literally tossed the little girls kidnapped from the Grants Pass Community Church just a half mile or so down the road on Russell Road. The people at 520 Built a big fence in the way, and I no longer have a view of where that shed is at where the little girls are processed by the Myers terror cell.
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9:07 pm:
There is a lot of continued reports on Twitter about that airplane that lost it’s engine cowl, I feel someone is trying to reach me with that.
I once was on commercial flight when the motor caught fire. I took some photos, maybe I still have them somewhere.
So, yeah, shit happens and then no one cares enough to talk about it.
I was another flight when the pilot called me into the cockpit. I still don‘t know why he did that, but out the drivers side window was a US Air-Force fighter jet escorting our flight along on the route. There is a whole bunch more to say about what happened in that cockpit, I’ll just say that the co-pilot flew the airplane the rest of the way after I entered the cockpit.
There was another flight when the pilot was headed straight into some mountains ahead of us, everyone on the airplane began to sort of whisper: “pull up... pull up” .... then louder some of the passengers where saying: “PULL UP!” and I shouted too: “PULL-UP!”.  We missed the mountains by a little bit, and kept on going.
There was a different flight when the flight attendants pulled a man from his seat and put him down into a access panel in the floor of the airplane, one between the wings on a L1011 size airplane as we were on approach to Portland airport. On the drive home, there was a big road block near Hillsboro on the I-5, lots of emergency crews there, as I passed by I asked one of them who they had scraped off of the pavement, and told them about the man that was into floor of the airplane: “Did someone happen to fall out of the sky and land on the freeway?”. There was no particular response that I can recall right now, but I think it was like “How did you know that?” kind of response from the emergency worker there.
There was another time when I stopped a shooter from shooting on airplane destined for Portland. Everyone on the plane was rounded up at the airport. I don’t think any of them are alive anymore, I had to run away from that, me and one woman and one ten year old were the only people who got away. It was not a safety thing, it was a forced round up by people other than airport security at Portland International.
Another time all of the oxygen masks came down from the overhead area. There was nothing wrong with the airplane, some young men were in the back of the plane seated farthest back, they all began to get out of their seats after the passengers were instructed to put the masks on. I could see they had weapons so I shouted real loud: “It’s nitrous oxide, any one with a lighter, lite the lighter!” and kept shouting to “look behind you” as those men were in the aisle. Me and at least two others had lighters, and lit them. Those guys all sat back down. There was a “Pop” noise from the luggage compartment area below the passenger area, and the pilot advised to put the masks back up into the overhead place where they came from, and we continued on our way.
no one on the airplane complained about any of that, as if they had all forgotten that anything happened.
The Baby is on fire, there is no one watching the baby.
TSA, Air Traffic Control, the concession restaurants and vendors at the airports are all occupied and controlled by terror cells. The rental car agencies are also all terror cells. In Las Vegas at McLaren airport, the rental car kiosk area is built intentionally as a killing field. Salt Lake City Utah international airport is built intentionally as a killing field with a system of food vendors combined with “Sky  Caps” who do the kill and then cart the bodies away.
There are some secret words that will keep you alive when you order a smoothie in Utah at the airport. I don’t recall what worked though, i guess you had to have been there to know what to say.
==========================
10:30 pm:
This below is exactly the way a typical SDA attack on US Citizen residential home is done.
That guy would be accompanied by about three to six other people who remain out of sight. If there is a smart meter on the electric panel at the residence, the power company terror cell would have already done enough analysis on electric usage at the home to know basically where in the house the victim is at, such as in a laundry room, when the washing machine begins to run, they know that much information in real time as the smart meter is broadcasting all day, all the time as electricity is consumed. So, this guy shows up with some bad weather on an Ivanka Trump Oportunity Zone style attack scenario. The home owner may not like having some asshole out front like that, but watches for a minute, it looks innocent, like a doo gooder is just happens to be in the neighborhood and wants so badly to intrude on other people un-announced, just shows up to randomly go ahead and start to shovel someone else’s snow away because, well heck, that guy just does not have anything else he needs to do at his own house, he’s so good that he already removed all of the snow at his house, racked the front yard, took out the trash, fed the cat, cleared the rain gutters, mowed the grass, made his bed, and made lunch in advance for the whole week, after he went to the grocery store this morning, and had all of that done before ten am, so, he has all kinds of extra time to go do random snow shoveling at other peoples houses, right?
The home owner thinks about all of that, and all seems legit.
So the home owner can relax now, it’s feeling very comfortable all of a sudden, as the nitrous gas is being forced into the back slider, and the bathroom window, while the scent of fresh laundry soap, also inserted into the gas mix in the house, reminds the homeowner to go ahead and do some laundry, as long as there are people helping out around the house and everything. So the laundry or other thing gets started while the owner is enjoying that warm fuzzy, sense safety and neighborly kindness that the nitrous gas provides. When the power company gets the reading that the home owner is in a desired place in the house, that is when the bastards come into the house. They will have already gained the house key through observation over time about where the home owner keeps that outdoor hidden house key, borrowed that long enough to make a copy at the key making machine that is in the garage next to where that guy hangs up his snow shovel every night after a hard day of raping, murdering, torturing, and killing. Then, on Saturday, he goes to confession, to say what loot he and the crew was able to take, and to drop off any small children to the church that may have lived at the home where the nice church goer went to shovel some snow.
They are all connected with blu-tooth communication, and have lots of electronic equipment available for knowing exactly when is the best time to use that hijacked house key to go in right through the front door to make everything appear is if there is no problems in the neighborhood.
In the spring they send a teenager with a lawnmower. In the summer they send someone in a bikini, in the fall they bring rakes, and offer to clear the rain gutters if you don’t mind getting the ladder out of the garage for them first.
https://twitter.com/ABC/status/1363729986214060038
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johnboothus · 4 years
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VinePair Podcast: What Happens When Cocktails and TikTok Collide?
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TikTok has been everywhere in 2020. It’s not often that a social networking app becomes the subject of international intrigue, but when President Trump announced that he planned to ban the app (and then walked those plans back), it brought new attention to what had previously been thought of as a predominantly Gen Z platform. As that generation reaches legal drinking age and begins to shape the culture and industry around drinking, the creativity and exploration in the drinks space on TokTok is fascinating.
On this week’s episode of the VinePair Podcast, Adam Teeter, Erica Duecy, and Zach Geballe discuss what drinks culture currently looks like on TikTok, how brands, bartenders, and others can look to use the platform to grow their audiences, and why combining TikTok’s extremely powerful algorithm with an online marketplace could create massive opportunities.
Listen Online
Listen on Apple Podcasts
Listen on Spotify
Or check out our conversation here
Adam: From Brooklyn, New York, I’m Adam Teeter
Erica: In Jersey City, I’m Erica Duecy.
Zach: And in Seattle, Washington, I’m Zach Geballe.
A: And this is the VinePair Podcast. Before we get into today’s hot topic, which is TikTok — and if you’re not on TikTok we’re going to teach you everything you need to know about TikTok, because you’ve probably heard a lot about TikTok in the past few months — a word from our sponsor. This podcast is sponsored by Goslings Family Reserve Old Rum. Goslings Family Reserve Old Rum is crafted from the same incomparable Bermuda blend as the renowned Black Seal Rum. But it’s barrel aged even longer, until it acquires an extra luscious nuance, complexity, much like a rare Scotch or Cognac. Each bottle is hand-numbered, hand-labeled, and dipped in black sealing wax, the same way Goslings first bottled rum in the early 1900s. Consider it the ultimate sipping rum, because we do. So does the Caribbean Journal who named it the No. 1 aged rum in the world. Find this rare rum on reservebar.com where, for a limited time, you’ll save $15 off your order with the code “VinePair.” And now to our show. We’re going to start a new segment here on the VinePair Podcast, before we get into witty banter, which I always enjoy with the two of you, what we’re drinking this week. We’ve had a lot of listeners email in and ask us what we are drinking so that we can help them discover some of the things they should be drinking. As brief as possible, let’s talk about some of the stuff we’re drinking this week. Erica, why don’t you kick us off, what are you drinking this week?
E: In the past couple of weeks, I have moved into my fall bourbon drinking, and how I like to drink my bourbon is in a Manhattan. And, the thing I’ve been doing, which I think is an amazing trick for people, is mini Manhattans. Instead of making a full Manhattan, I just make a half recipe so it’s like a little tiny guy. Sometimes I just don’t want the calories or the sugar or the alcohol of a full Manhattan, but I’m still getting my fix every night, which I really enjoy. The bourbon that is fueling my Manhattan this week is the Woodford Reserve Distiller’s Select. It’s a bottle that I think provides a really good price to value. I think you can find it from $33 to $36, depending on where you’re trying to buy it, but it’s really an awesome bourbon. So I recommend it.
A: That’s awesome. Zach, what about you?
Z: Well, first of all, Erica, I’m impressed that you can apparently settle for a mini Manhattan. I definitely need at least a regular Manhattan, sometimes a maxi Manhattan, whatever the opposite is. I know we’ve talked about this before but I felt compelled the last couple of days, and again will tonight, to drink some Napa wine. What’s going on in Napa right now is really, really devastating losses to some absolute institutions there. And unfortunately the fires there, as of a recording time, are still nowhere near under control, so it’s possible that sadly the toll will be much greater. And, for me, this specific wine that I’m thinking of is from Cain, which is one of my favorite wineries there on Spring Mountain. Unfortunately it was really, really badly damaged the last couple of days. I think all of the 2019 and 2020 vintages were lost. I think the vineyards mostly seemed to be OK as of now, but again, getting details is still tricky. I’m going to have a bottle of Cain Five, which is their flagship wine, tonight. It’s a very classic Bordeaux blend using the five principle Bordeaux varieties. It’s delicious, it’s a bit of a splurge, but I have a couple of bottles in my collection and it just feels like the right thing to do. Chris Howell, the winemaker, is a really lovely guy. I got the opportunity to have dinner with him last year and he did something that winemakers rarely do, that I love, which is he mostly poured other people’s wine. I actually had to coax out of him his own wine. That’s a kind of modesty that maybe I don’t share, but I appreciate, so that’s what I’m drinking.
A: Cain’s amazing, they were on our Top 50 Wines of the Year a few years ago. They were No. 4 for Cain Five. That wine is really amazing, it’s a huge bummer that everyone’s going through that. Thanks for taking us down, Zach, but it was necessary. I don’t know if I’ve talked about this yet on the podcast. At the VinePair picnic a few weeks ago, I brought it out for the first time and now I have one in my fridge, which is St. Agrestis. It’s a distillery in New York, they started making Negronis in these beautiful bottles, RTDs (ready to drink), a few years ago, and this year they had the brilliant idea of putting them in a box. So they’re boxed Negronis like boxed wine. There’s 20 Negronis in the box for $60. And I have to say $3 and a Negroni is a pretty sweet deal. It has really great gin in it from Greenhook Ginsmiths. It’s awesome, more people should be buying this. I know you can get it at Astor so if you live around the country and you want to go to Astor Wines, I know you can buy it there, and I think they shipped to 40 states around the country. But this thing is just awesome to have in the fridge. At the end of the day, if I don’t feel like making a cocktail, I can easily just open the fridge, put an ice cube in my rocks glass, if I want to add some citrus I will — I usually do, and you just have a great, well-made Negroni. Naomi loves it too. I think they’re claiming that it will last for a year. It’s definitely not going to last for a year in my fridge because I’m going to finish it. But that it could last for a year I think is awesome, and I can’t believe that they’re the only people that have done this. More people should be doing it, I think it’s so cool to have a box of cocktails in my fridge. So that’s what I’m drinking.
Z: And it gives you that really beautiful ease of service, you just pour it.
A: Yeah. It’s awesome. I’m not dirtying my mixology equipment, I’m not worried now about if I have enough Campari still on my bar — or some other bitter liqueur, or how fresh is my vermouth, I’m not worried about any of that stuff at this point. And now it allows me to play with other cocktails. I felt like a lot of times I would just default to a Negroni at home when I was making cocktails, and now I figure I’ll default to other things and just have this in the fridge at all times. It’s awesome.
Z: Frankly, I want more things in my life in a bag or in a box. I used to be like a lot of wine people, turn my nose up at the idea, but the more I’ve been around it, it’s such a great solution for a lot of things. It’s easy, it lasts, the space it takes up is very small, which is great. Bottles on a bar can be clunky, and not that the bottles for a Negroni are usually that difficult to fit in there, but I want more things in a bag and box please.
A: It’s funny, when I went away for Naomi’s parents’ 40th anniversary two weekends ago, we brought up a box of white wine from Sokol Blosser, the producer in Oregon who makes, I think, pretty solid Pinot for the price and pretty solid Chardonnay. And they just had a white blend. And I put it in the box and it was the perfect thing for the weekend because people didn’t have to ask me — you guys are probably in the same situation when you’re with family or friends, I’ll always get, “What should we open next? Can you open something? I’m not sure what’s open. There’s all this stuff on the counter.” And now there’s white wine in the fridge. It’s three o’clock in the afternoon, if you wanted to have a white wine and go sit down by the lake or go have a white wine, and people loved it. And I think you’re right, Zach, there’s a convenience thing there. And I think more people should do it and get creative with it. That’s why I love this cocktail thing. This is just so stupidly obvious yet also so creative.
E: And I think that’s why we’re seeing the huge explosion of RTD cocktails right now. I just received a whole shipment last night of cans that are Crafthouse Cocktails from Charles Joly. They’ve made 10 different craft cocktails that are in these little aluminum bottles, and I can’t wait to try them. Tim, one of our staff writers, and I we’re just talking about how we need to do a huge roundup and tasting of all of these RTDs — we should probably do it on the podcast, too — and take people through what are the biggest ones, what are the best ones you can buy, and where can you buy them online.
A: For those of us who are ignorant, who’s Charles Joly?
E: He has won all sorts of top bartender of the year awards for every award. He has won all the awards for best bartender. He was out of Chicago, I’m not sure where he’s located right now, but fantastic talent. I’m super excited to try the mixtures that they have put into the bottle, how they’ve done the citrus stabilization. I can’t wait to dive into those.
A: That’s awesome.
Z: Erica, maybe you need your own Manhattan in a bag or box; that way it’s even easier to make yourself a Manhattan.
E: Yeah, I’m going to have to get myself one of those little cute barrels and a little barrel aged one on the counter.
A: So guys, today’s topic is the thing we’ve all been waiting to talk about: TikTok and alcohol. So before we jump too much into this topic, I want to be very clear to anyone listening who’s in the business, there is no way right now in TikTok to guarantee that if you are on there making drinks you are able to age-verify whether you are talking to people over 21 or not. So please bear that in mind with everything we’re discussing. If you’re a brand thinking about getting on TikTok, and spending money, and you are worried about being compliant, again, nothing that we’re discussing right now should be taken as advice because there is no way, again, just like with the Snap platform at this moment, that you can truly guarantee whether or not the people that you’re posting your videos to are 21. With that being said, I think TikTok is one of the most exciting platforms right now for what is happening in the alcohol space. I think there is a ton of creativity happening on the platform. I’m going to say it is mostly in spirits. I’m not seeing it as much in wine and beer, but TikTok is amazing. I also lost my entire life on TikTok recently. I think I turned it on at seven in the evening and all of a sudden Naomi came out to the couch and it was 3 a.m., and she said, “Are you coming to bed?” I said, “What? Oh my God, I’ve just been on TikTok.” That’s because the algorithm is so good. And I’m talking so good. I’ve never seen another tech platform that had an algorithm that learned this quickly and is this smart about the things you like. I can go down crazy rabbit holes where I’m learning how to bake bread by a ton of people, and now I’m obviously in drinks TikTok. That’s why I’m curious what you guys’ experiences are. I told you guys a few weeks ago I wanted to do a TikTok podcast and both of you said, “OK, fine. We’ll freaking download it.” So before I talk about everything TikTok and sort of give the whole history of TikTok, I’d love to hear, what are your impressions of it now? You both have been on the platform. What do you think?
E: From my perspective, I know why the algorithm is so good. It’s because they’re using AI. And so they are able to tag all of the objects in a video and then that helps them serve up content similar to the things that you were looking at in the prior videos or in the videos that you’ve watched the most. And I do think that the algorithm is amazing. I went down the rabbit hole of looking at flair bartending, and then it was actually hard to move away from that. Flair bartending is having more than a moment, it is dominant on that platform and booming. And a lot of the videos that are being posted are from Russia, from throughout Europe, from Asia, most of the cocktails that you’re seeing are in metric measurements, they’re not in the States. And the amount of creativity, I agree, is pretty fascinating. There’s just a lot happening there, but there’s also a lot of junk to get through. I looked pretty hard for wine, it’s really hard to find wine content, and I did not find very much that I found super compelling. So it definitely seems to be a place for cocktails and flair bartending. But I’m curious to hear what you guys have found.
A: Zach?
Z: So I think it’s really interesting that you guys both really talked about how effective the algorithm was because my impression has been that it’s actually the effectiveness of the algorithm that, to this point, kind of exposes to me the limitations of the platform. And by that I mean that when you have such a tight correlation between what you’ve previously watched and what you are going to be served up in the future, I think it creates a real homogeneity. And that’s the thing that I was surprised by, and I think it’s born out not just in the drink space but with this TikTok challenge, so much of the platform seems to be around recreating someone else’s popular video and doing it yourself. And I can certainly understand how for a lot of the user base, which let’s be honest skews a lot younger than us, typically. That’s a hugely important thing. We all went through a phase in our teens or 20s where we wanted to be just like someone else, we wanted to copy their style, their mannerisms, their vocabulary — whether that was someone we knew, or someone on TV.
A: I think you’re taking the really old man position right now. And I’m going to say that everything you’re saying is completely incorrect, but I will correct it after you make your point. But yes, I think you’re definitely taking the crotchety old man position right now.
Z: But here’s the thing, I think there’s a fundamental challenge, and it’s a challenge that the drinks industry faced, in some ways, with Instagram as well. Although I think there’s a little bit of a difference there, and it’s that a lot of the things that I think people typically find appealing about alcohol are pretty difficult to translate to that medium. And we’ve seen that, that’s been an issue with wine and beer, and to a lesser extent, cocktails. There’s more of a visual aspect to those, it’s hard to translate those into compelling visual content. One of the reasons, Erica, I think you don’t see a lot of great wine content is, what exactly does a great 15 second wine video look like? I know at VinePair we’ve certainly tried to produce that, and I think some of the stuff we’ve done has been really good. But it is very hard to make a compelling piece of video and audio content about something that is deeply experiential. And so I think that’s why you see flair bartending so big because it looks cool. It’s fun to watch people do that. I certainly watched plenty of videos of people making crazy a** concoctions but I also, and again, crotchety old man or not, I also looked at a lot of those things and thought I would never, ever, ever want to drink that. I left those drinks behind 15 years ago. And so if you’re 21 and 22 and especially if you’re in a place where you can go out to bars safer than another part of the world or whatever, f*** it, have fun with it. Enjoy these crazy a** drop shots that people are coming up with where the drink changes color. But I don’t know, that’s not compelling content to me, personally. I’m still kind of at a loss to figure out how that translates into a platform that I’m going to rely on regularly.
A: I’m not seeing much flair bartending, so that’s interesting that the two of you are. And that’s what I think is actually interesting about TikTok. So, TikTok isn’t just about copying. There’s a little bit of that in the pure form of it, but it’s a lot about having fun and being creative and being your own person. What I think is very interesting about TikTok is some of the largest influencers on the platform I’ve never seen before. I don’t know if when you guys were watching you ever saw the Sway Boys, or you saw Hype House, saw some of these massive celebrities that have tens of millions of followers, I certainly haven’t. The only exposure I’ve ever had is reading Taylor Lorenz, the very well known New York Times style report. I saw a little bit of flair bartending in the beginning but now I’m seeing a lot of very serious mixology. And I’m seeing a lot of those personalities. And I think what’s interesting about it is it really is allowing those that are more entertaining, those that are providing a service for people are getting more views. But what’s cool about TikTok is it’s not just about who you follow, unlike Instagram. So it’s not about creating this profile where you’re pushing people over and over “Follow me, follow me, follow me, follow me. I’ll follow you. You follow me,” that kind of thing. That’s not how TikTok works. TikTok just rewards good content. And I think that that’s what makes the platform so exciting to so many people, and I think it is really exciting, especially for the spirit space. If you are a bartender who is engaging, and that is really great at making drinks, and that can tell a story while you make those drinks, and can show you a beautiful cocktail at the end, it doesn’t matter if you are a bartender who owns a really well known bar in Manhattan or you’re a bartender that is making drinks somewhere else in the middle of the country and you’re not the bar owner but you just know how to make a great cocktail, you can have a platform on TikTok and really build a name for yourself. And I think in that regard, the platform is very exciting and very different from anything else that’s existed before it. I mean, look, you saw Vine tried to create this and they weren’t able to because the algorithm was s***. Instagram has tried to mimic it, they can’t. So it says a lot about what the technology is. Also why China is never going to allow it to be sold to the United States, because the algorithm is so valuable. But it’s really actually, I think, a very fascinating place to learn how to make drinks, if you can find those right people. And then yes, you could start following them. But what I think is cool is that there are little niches in everything. You are both right, there doesn’t really seem to be any wine TikTok. But I think that’s because it’s very hard to make engaging wine content. In general, like you said, Zach, it’s very difficult. The stuff I’ve seen on Instagram is pretty bad. I think we do a very good job with Keith’s 15 second wine reviews. We’ve brought them over to TikTok, some of them are doing well, some of them not as much. Our explainer videos are doing incredibly well, people looking for knowledge on what to do and how to understand the platform. But wine content as a whole on social media is pretty difficult. If you post a bottle shot on Instagram, I don’t know necessarily that that moves mountains for that winery and will cause that winery to sell out. Same with beer Instagram, I’m not really sure. But cocktails, there’s a real opportunity to make those cocktails and also be entertaining at the same time, and that is why I do think flair bartending has taken off in these certain circles, but why there’s a lot of other kinds of bartending that are also finding a moment, as well as just people who are being silly. People who are just saying, “Oh, here’s how I’m mixing my Truly today.” But I think that alcohol does have this really interesting space there and people are being playful with it. And I like it because it embodies what we’ve always said at VinePair that there’s all these ways to experience drinks and there’s all these different ways to learn about drinks and people are being really open and honest with the drinks they like and are showing. It’s a great place to understand what people are interested in right now, regardless of age, I think.
E: From my perspective, I think what is interesting about TikTok right now is that if you do have really good content, you can rack up a ton of views. You can have far more reach on that platform than you can on many others, if the content resonates, and there’s a variety of ways to do that. But I think that brands, if they are looking to get into the space, there’s a couple things to consider. First, as the platform develops here in the States, I do think that they probably will allow some sort of age gating. And I think that day is probably coming soon. So the Chinese version, Douyin, has links in the videos to purchase products and to tip creators like they do on the Twitch platform. And that functionality is expected to come out on the U.S. version sometime soon. So when the monetization becomes a reality on TikTok, which could be six months, who knows, then I think they’re going to see that that’s the way to make money for the platform as well, and start age gating so that we can have more regulated products that are able to be shown to viewers who are the right age. But in the meantime, I’d say for brands that are looking to get into the platform and start to build an audience, I’d say any of that portrait view, Instagram stories — repurpose them, just repost them, reuse that content, and then you’ll start to build an audience. And then, at some point, there’s going to be the tools for brands to monetize. You might as well start now with the type of content that is engaging but definitely doesn’t show young people, any young people imbibing at all. I was reading that TikTok in the past six months removed 49 million videos for content that depicted regulated goods with minors. And, for context, the number of video views per day on the platform is over a billion, so that’s a small percentage, but the ability for brands to use this platform more effectively is going to change and it’s going to change soon.
A: All you have to do is look at Walmart getting a piece, or potentially getting a piece, of this deal and realize that they’re going to start using that algorithm to make sure that, “Oh, all of a sudden Zach’s been looking at a lot of cocktail videos and a lot of those videos also included really nice aged rums, only he lives in a state, let’s say L.A., where we actually can sell alcohol through Walmart. And he has a Walmart account, why don’t we have one of those show up at his house and he can return it if he wants, or if he keeps it and he likes it then we’re going to charge him.” I think there’s a huge opportunity of that coming very fast with how powerful this algorithm is. I think, for me, it’s really interesting because — I’m obviously the TikTok fan here, I’ve spent a lot of time on the platform — of the ways people can create personalities for themselves. There’s this woman I’ve been following, she’s ThirstyLA, and all of her cocktail videos she’s dressed up in sort of ’50s attire, ’50s music in the background, it’s all very atmospheric. And then you have a guy like Thirsty Whale, and he’s in his apartment with a very ridiculous bar, let’s be clear a way more ridiculous bar than you can think of. The only person, I think, who has a bigger bar is probably Aaron Goldfarb. Very heavily stocked, making drinks, and it looks like he’s in a professional bar. And I think people have figured things out and they’re creating their own personas, and I just think it’s awesome.
Z: Here’s my question that I have that comes out of this, which is, I think one thing that you guys have both talked about that really intrigues me is at some point is TikTok more an entertainment platform or a commerce platform? And it isn’t to say that you can’t necessarily be both, but I think about a lot of the examples that you’ve given and I think the person who might watch some guy with an elaborate home bar make really fancy elaborate cocktails, that might be entertaining for you, and for lots of people. It might be entertaining for me, but I don’t know that it’s going to then cause me to go out and spend any money. I might go, “Wow, that guy has a bunch of cool bottles,” but I’m not going to buy some obscure black walnut liqueur just because I saw this guy make a drink with it. I’m going to go, “Huh. Interesting. Cool.” And if I went out to a bar maybe I’d see if they have it and maybe I’d ask them to make it.
A: Zach, you clearly don’t understand influencers because, with all due respect, there’s a ton of people that already are buying what these people are pushing. One of the biggest gins that I’ve seen a lot, and clearly this must be a campaign, I don’t know if you both are familiar with Empress Gin?
Z: Oh yeah, but they’ve been doing this all over platforms.
A: I guarantee you, people are buying it because that’s what these people are using.
Z: That’s a great question. Let’s pull the Nielsen data. I don’t know. You could be right.
A: They wouldn’t do it if it didn’t.
Z: Adam, I read a lot of stories about Instagram influencers who people gave lots of money to and it turned out that they didn’t do s*** for brands.
A: From what I’ve looked at, for the brands that do it a lot, it works or they wouldn’t keep doing it, for brands that actually aren’t just dipping their toe in it. Haus, whose co-founders I interviewed, is a perfect example. They figured out the influencer model and they’re 10x sales right now on platforms. A brand like that who is doing it has figured it out and also knows who to go to. If the influencer has a very loyal following. That’s going to be the issue: How many people are actually following the person? You’re right, I don’t think an influencer that has 3,000 followers is moving something for anyone. But I think certain influencers with very loyal communities absolutely do move products. Look, I’m the first person to pooh-pooh influencers. I’d think, “Oh, why are we paying attention to all these different influencers?” But at the end of the day, a lot of them who are good and who have really engaging content and who are shouting out this one product over and over and over again, especially when it’s not really clear that it’s being paid for, do move products. They just do. And, again, you can argue it all you want for some of the small people, but there would not be a lot of these brands who do it over and over and over again if it didn’t work. These marketing people are paid way too much money to get it wrong.
E: Yeah, I agree with that. I think that if you look at the brands right now that are on Instagram spending a lot of money for influencer marketing, those are the brands that are soon going to be transitioning over to TikTok. Those are the ones that have realized if these campaigns are working for them, and I know a lot of these campaigns do work, that TikTok is going to be the next platform, and they’re probably already experimenting.
A: I think the problem why we don’t have a really clear answer is because a lot of the brands that are big, like the Hendricks of the world or anything owned by, let’s say, the Pernos, the Camparia, the Diageos, they’re not going to take the risk because they are very, very, very, very, very strict about having to make sure that at least 70 percent viewability, 90 percent of any platform — whether it’s Instagram, our site, whatever — is 21-plus. And TikTok can’t guarantee that yet. Whereas a company like Empress Gin, I don’t know who owns them, may not care yet. So you’re going to have some of these smaller craft brands take the risks and they’re going to play much more than someone else would because they’re not as worried. Aviation was the same way. There’s a lot of ads that they got away with because they were a smaller brand, even though they were owned by Ryan Reynolds, to some extent that a Diageo never would have done. Now that Diageos bought them, Ryan will not be allowed to do an ad making fun of Peloton and encouraging you to drink after an exercise. But at the time, they could get away with it because they were smaller, and it’s all self-policing anyways. So that I think it’s going to be really interesting to see. But as a whole, I think the platform is really interesting. I think that people who play with it and figure it out are going to be pretty successful. Again, I don’t know if that’s going to translate to success in other things, but I think you might see some bartenders build profiles, get book deals, whatever off of TikTok, for sure.
Z: I think the one point you made, which I think is the best one, is that a platform, especially a relatively new one, at least to American audiences, always affords opportunities for new people to make a name for themselves. It was true on Instagram. It’s true on Twitch, not so much for our industry but for lots of other ones, and so I agree. You know, if you are able to create a presence, if you’re able to be engaging in the forum TikTok promotes, then yeah, you can have real success and you can have lots of views. And we know that in our culture views translate into influence and influence translates into product moved, according to Adam, and so I think there’s the possibility there. I was a little late to Instagram. I’m cool with that, too, but I look forward to seeing what comes out of it. I think you’re right, there’s some really interesting ways to convey drinks to people and convey drinks culture, and I look forward to my life two years from now.
A: I think what makes the platform so interesting — I realize I’ve talked on a large majority of this podcast — I’ve never made a single TikTok. I just like going on and seeing what’s going on. And there’s different platforms for different people. We talked about this before we jumped on to record: Erica is back on Twitter tweeting a lot more. Zach, you’re on Twitter a lot. I’m not the biggest Twitter fan, and I don’t really go on ever. I don’t even go on to view. Twitter is not my platform. And that was an older platform. I’m into commerce and pushing things, I’ve never seen anything get pushed through Twitter. I’ve seen massive people tweet out stories, and no one clicks. That’s not what Twitter is. Twitter is all about the feed. Earlier on, when I was really interested in building VinePair, we weren’t interested in people just knowing about the article. I’m interested in people actually reading them. And so we were finding much more success on platforms like Pinterest and Facebook, so I was drawn to them. And now really Instagram. What I think is cool about TikTok, in terms of cocktails, too, is I think Instagram has really rewarded a different kind of cocktail maker. It’s someone who’s really good at making cocktails and also photographing them, and TikTok actually rewards, a little bit, the opposite. It rewards someone with a really good personality. There’s a lot of drinkstagramers who I think could never translate to TikTok, and probably vice versa. There’s a lot of people who are becoming really big in the drink space on TikTok that probably don’t take the best photo. Or don’t take as good a photo as some of the other people. And it would take them a very long time to build that same audience, but they are really engaging, and they seem like a really fun person that you’d love to grab a drink with, and they seem super accessible when they make the cocktail and they tell you a story. And so they grow pretty quickly. I think that’s what makes each interesting for different people, and why everyone has to play around with whatever platforms they’re on to figure out what they like.
E: My takeaway from it is there are now social platforms for all personality types. Some of them are more monetizable than others. Brands will wait to see which ones are going to end up being the most monetizable. They’re changing all the time. But then again, you’ve got to watch the Social Dilemma, if you haven’t watched already, and you’re going to delete them all.
A: It’s Social Network’s 10th anniversary.
E: If you have not watched Social Dilemma already, that’s something that everyone should watch, especially you, Zach, with kids. You’ll never let your kids download any social platform ever. I promise.
A: With that said, let us know what you think of the podcast. If you’re on TikTok I’d love to hear what you think, and what you think about the platform. Email us at [email protected]. If you’re a marketer that plays around with working with employers, we’d also love to have your perspective and proof that I’m right. That would also be something that you could send an email to [email protected]. One more word from Goslings Family Reserve Old Rum. Goslings Family Reserve Old Rum is crafted from the same incomparable Bermuda blend and as the renowned Black Seal Rum. But it’s barrel aged even longer, until it acquires an extra luscious nuance, complexity, much like a rare Scotch or Cognac. Each bottle is hand-numbered, hand-labeled, and dipped in black sealing wax, the same way Goslings first bottled rum in the early 1900s. Consider it the ultimate sipping rum, because we do. So does the Caribbean Journal, who named it the No. 1 aged rum in the world. Find this rare rum on reservebar.com where, for a limited time, you’ll save $15 off your order with the code VinePair. Again, that’s reservebar.com, use the code “VinePair,” and buy a bottle of Family Reserve from Goslings. Zach, Erica, I’ll talk to you next week.
E: See you then.
Z: Sounds great.
A: Thanks so much for listening to the VinePair Podcast. If you enjoy listening to us every week, please leave us a review or rating on iTunes, Stitcher, Spotify, or wherever it is that you get your podcasts. It really helps everyone else discover the show. Now, for the credits. VinePair is produced and hosted by Zach Geballe, Erica Duecy, and me, Adam Teeter. Our engineer is Nick Patri and Keith Beavers. I’d also like to give a special shout-out to my VinePair co-founder Josh Malin and the rest of the VinePair team for their support. Thanks so much for listening and we’ll see you again right here next week.
Ed. note: This episode has been edited for length and clarity.
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wineanddinosaur · 4 years
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VinePair Podcast: What Happens When Cocktails and TikTok Collide?
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TikTok has been everywhere in 2020. It’s not often that a social networking app becomes the subject of international intrigue, but when President Trump announced that he planned to ban the app (and then walked those plans back), it brought new attention to what had previously been thought of as a predominantly Gen Z platform. As that generation reaches legal drinking age and begins to shape the culture and industry around drinking, the creativity and exploration in the drinks space on TokTok is fascinating.
On this week’s episode of the VinePair Podcast, Adam Teeter, Erica Duecy, and Zach Geballe discuss what drinks culture currently looks like on TikTok, how brands, bartenders, and others can look to use the platform to grow their audiences, and why combining TikTok’s extremely powerful algorithm with an online marketplace could create massive opportunities.
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Adam: From Brooklyn, New York, I’m Adam Teeter
Erica: In Jersey City, I’m Erica Duecy.
Zach: And in Seattle, Washington, I’m Zach Geballe.
A: And this is the VinePair Podcast. Before we get into today’s hot topic, which is TikTok — and if you’re not on TikTok we’re going to teach you everything you need to know about TikTok, because you’ve probably heard a lot about TikTok in the past few months — a word from our sponsor. This podcast is sponsored by Goslings Family Reserve Old Rum. Goslings Family Reserve Old Rum is crafted from the same incomparable Bermuda blend as the renowned Black Seal Rum. But it’s barrel aged even longer, until it acquires an extra luscious nuance, complexity, much like a rare Scotch or Cognac. Each bottle is hand-numbered, hand-labeled, and dipped in black sealing wax, the same way Goslings first bottled rum in the early 1900s. Consider it the ultimate sipping rum, because we do. So does the Caribbean Journal who named it the No. 1 aged rum in the world. Find this rare rum on reservebar.com where, for a limited time, you’ll save $15 off your order with the code “VinePair.” And now to our show. We’re going to start a new segment here on the VinePair Podcast, before we get into witty banter, which I always enjoy with the two of you, what we’re drinking this week. We’ve had a lot of listeners email in and ask us what we are drinking so that we can help them discover some of the things they should be drinking. As brief as possible, let’s talk about some of the stuff we’re drinking this week. Erica, why don’t you kick us off, what are you drinking this week?
E: In the past couple of weeks, I have moved into my fall bourbon drinking, and how I like to drink my bourbon is in a Manhattan. And, the thing I’ve been doing, which I think is an amazing trick for people, is mini Manhattans. Instead of making a full Manhattan, I just make a half recipe so it’s like a little tiny guy. Sometimes I just don’t want the calories or the sugar or the alcohol of a full Manhattan, but I’m still getting my fix every night, which I really enjoy. The bourbon that is fueling my Manhattan this week is the Woodford Reserve Distiller’s Select. It’s a bottle that I think provides a really good price to value. I think you can find it from $33 to $36, depending on where you’re trying to buy it, but it’s really an awesome bourbon. So I recommend it.
A: That’s awesome. Zach, what about you?
Z: Well, first of all, Erica, I’m impressed that you can apparently settle for a mini Manhattan. I definitely need at least a regular Manhattan, sometimes a maxi Manhattan, whatever the opposite is. I know we’ve talked about this before but I felt compelled the last couple of days, and again will tonight, to drink some Napa wine. What’s going on in Napa right now is really, really devastating losses to some absolute institutions there. And unfortunately the fires there, as of a recording time, are still nowhere near under control, so it’s possible that sadly the toll will be much greater. And, for me, this specific wine that I’m thinking of is from Cain, which is one of my favorite wineries there on Spring Mountain. Unfortunately it was really, really badly damaged the last couple of days. I think all of the 2019 and 2020 vintages were lost. I think the vineyards mostly seemed to be OK as of now, but again, getting details is still tricky. I’m going to have a bottle of Cain Five, which is their flagship wine, tonight. It’s a very classic Bordeaux blend using the five principle Bordeaux varieties. It’s delicious, it’s a bit of a splurge, but I have a couple of bottles in my collection and it just feels like the right thing to do. Chris Howell, the winemaker, is a really lovely guy. I got the opportunity to have dinner with him last year and he did something that winemakers rarely do, that I love, which is he mostly poured other people’s wine. I actually had to coax out of him his own wine. That’s a kind of modesty that maybe I don’t share, but I appreciate, so that’s what I’m drinking.
A: Cain’s amazing, they were on our Top 50 Wines of the Year a few years ago. They were No. 4 for Cain Five. That wine is really amazing, it’s a huge bummer that everyone’s going through that. Thanks for taking us down, Zach, but it was necessary. I don’t know if I’ve talked about this yet on the podcast. At the VinePair picnic a few weeks ago, I brought it out for the first time and now I have one in my fridge, which is St. Agrestis. It’s a distillery in New York, they started making Negronis in these beautiful bottles, RTDs (ready to drink), a few years ago, and this year they had the brilliant idea of putting them in a box. So they’re boxed Negronis like boxed wine. There’s 20 Negronis in the box for $60. And I have to say $3 and a Negroni is a pretty sweet deal. It has really great gin in it from Greenhook Ginsmiths. It’s awesome, more people should be buying this. I know you can get it at Astor so if you live around the country and you want to go to Astor Wines, I know you can buy it there, and I think they shipped to 40 states around the country. But this thing is just awesome to have in the fridge. At the end of the day, if I don’t feel like making a cocktail, I can easily just open the fridge, put an ice cube in my rocks glass, if I want to add some citrus I will — I usually do, and you just have a great, well-made Negroni. Naomi loves it too. I think they’re claiming that it will last for a year. It’s definitely not going to last for a year in my fridge because I’m going to finish it. But that it could last for a year I think is awesome, and I can’t believe that they’re the only people that have done this. More people should be doing it, I think it’s so cool to have a box of cocktails in my fridge. So that’s what I’m drinking.
Z: And it gives you that really beautiful ease of service, you just pour it.
A: Yeah. It’s awesome. I’m not dirtying my mixology equipment, I’m not worried now about if I have enough Campari still on my bar — or some other bitter liqueur, or how fresh is my vermouth, I’m not worried about any of that stuff at this point. And now it allows me to play with other cocktails. I felt like a lot of times I would just default to a Negroni at home when I was making cocktails, and now I figure I’ll default to other things and just have this in the fridge at all times. It’s awesome.
Z: Frankly, I want more things in my life in a bag or in a box. I used to be like a lot of wine people, turn my nose up at the idea, but the more I’ve been around it, it’s such a great solution for a lot of things. It’s easy, it lasts, the space it takes up is very small, which is great. Bottles on a bar can be clunky, and not that the bottles for a Negroni are usually that difficult to fit in there, but I want more things in a bag and box please.
A: It’s funny, when I went away for Naomi’s parents’ 40th anniversary two weekends ago, we brought up a box of white wine from Sokol Blosser, the producer in Oregon who makes, I think, pretty solid Pinot for the price and pretty solid Chardonnay. And they just had a white blend. And I put it in the box and it was the perfect thing for the weekend because people didn’t have to ask me — you guys are probably in the same situation when you’re with family or friends, I’ll always get, “What should we open next? Can you open something? I’m not sure what’s open. There’s all this stuff on the counter.” And now there’s white wine in the fridge. It’s three o’clock in the afternoon, if you wanted to have a white wine and go sit down by the lake or go have a white wine, and people loved it. And I think you’re right, Zach, there’s a convenience thing there. And I think more people should do it and get creative with it. That’s why I love this cocktail thing. This is just so stupidly obvious yet also so creative.
E: And I think that’s why we’re seeing the huge explosion of RTD cocktails right now. I just received a whole shipment last night of cans that are Crafthouse Cocktails from Charles Joly. They’ve made 10 different craft cocktails that are in these little aluminum bottles, and I can’t wait to try them. Tim, one of our staff writers, and I we’re just talking about how we need to do a huge roundup and tasting of all of these RTDs — we should probably do it on the podcast, too — and take people through what are the biggest ones, what are the best ones you can buy, and where can you buy them online.
A: For those of us who are ignorant, who’s Charles Joly?
E: He has won all sorts of top bartender of the year awards for every award. He has won all the awards for best bartender. He was out of Chicago, I’m not sure where he’s located right now, but fantastic talent. I’m super excited to try the mixtures that they have put into the bottle, how they’ve done the citrus stabilization. I can’t wait to dive into those.
A: That’s awesome.
Z: Erica, maybe you need your own Manhattan in a bag or box; that way it’s even easier to make yourself a Manhattan.
E: Yeah, I’m going to have to get myself one of those little cute barrels and a little barrel aged one on the counter.
A: So guys, today’s topic is the thing we’ve all been waiting to talk about: TikTok and alcohol. So before we jump too much into this topic, I want to be very clear to anyone listening who’s in the business, there is no way right now in TikTok to guarantee that if you are on there making drinks you are able to age-verify whether you are talking to people over 21 or not. So please bear that in mind with everything we’re discussing. If you’re a brand thinking about getting on TikTok, and spending money, and you are worried about being compliant, again, nothing that we’re discussing right now should be taken as advice because there is no way, again, just like with the Snap platform at this moment, that you can truly guarantee whether or not the people that you’re posting your videos to are 21. With that being said, I think TikTok is one of the most exciting platforms right now for what is happening in the alcohol space. I think there is a ton of creativity happening on the platform. I’m going to say it is mostly in spirits. I’m not seeing it as much in wine and beer, but TikTok is amazing. I also lost my entire life on TikTok recently. I think I turned it on at seven in the evening and all of a sudden Naomi came out to the couch and it was 3 a.m., and she said, “Are you coming to bed?” I said, “What? Oh my God, I’ve just been on TikTok.” That’s because the algorithm is so good. And I’m talking so good. I’ve never seen another tech platform that had an algorithm that learned this quickly and is this smart about the things you like. I can go down crazy rabbit holes where I’m learning how to bake bread by a ton of people, and now I’m obviously in drinks TikTok. That’s why I’m curious what you guys’ experiences are. I told you guys a few weeks ago I wanted to do a TikTok podcast and both of you said, “OK, fine. We’ll freaking download it.” So before I talk about everything TikTok and sort of give the whole history of TikTok, I’d love to hear, what are your impressions of it now? You both have been on the platform. What do you think?
E: From my perspective, I know why the algorithm is so good. It’s because they’re using AI. And so they are able to tag all of the objects in a video and then that helps them serve up content similar to the things that you were looking at in the prior videos or in the videos that you’ve watched the most. And I do think that the algorithm is amazing. I went down the rabbit hole of looking at flair bartending, and then it was actually hard to move away from that. Flair bartending is having more than a moment, it is dominant on that platform and booming. And a lot of the videos that are being posted are from Russia, from throughout Europe, from Asia, most of the cocktails that you’re seeing are in metric measurements, they’re not in the States. And the amount of creativity, I agree, is pretty fascinating. There’s just a lot happening there, but there’s also a lot of junk to get through. I looked pretty hard for wine, it’s really hard to find wine content, and I did not find very much that I found super compelling. So it definitely seems to be a place for cocktails and flair bartending. But I’m curious to hear what you guys have found.
A: Zach?
Z: So I think it’s really interesting that you guys both really talked about how effective the algorithm was because my impression has been that it’s actually the effectiveness of the algorithm that, to this point, kind of exposes to me the limitations of the platform. And by that I mean that when you have such a tight correlation between what you’ve previously watched and what you are going to be served up in the future, I think it creates a real homogeneity. And that’s the thing that I was surprised by, and I think it’s born out not just in the drink space but with this TikTok challenge, so much of the platform seems to be around recreating someone else’s popular video and doing it yourself. And I can certainly understand how for a lot of the user base, which let’s be honest skews a lot younger than us, typically. That’s a hugely important thing. We all went through a phase in our teens or 20s where we wanted to be just like someone else, we wanted to copy their style, their mannerisms, their vocabulary — whether that was someone we knew, or someone on TV.
A: I think you’re taking the really old man position right now. And I’m going to say that everything you’re saying is completely incorrect, but I will correct it after you make your point. But yes, I think you’re definitely taking the crotchety old man position right now.
Z: But here’s the thing, I think there’s a fundamental challenge, and it’s a challenge that the drinks industry faced, in some ways, with Instagram as well. Although I think there’s a little bit of a difference there, and it’s that a lot of the things that I think people typically find appealing about alcohol are pretty difficult to translate to that medium. And we’ve seen that, that’s been an issue with wine and beer, and to a lesser extent, cocktails. There’s more of a visual aspect to those, it’s hard to translate those into compelling visual content. One of the reasons, Erica, I think you don’t see a lot of great wine content is, what exactly does a great 15 second wine video look like? I know at VinePair we’ve certainly tried to produce that, and I think some of the stuff we’ve done has been really good. But it is very hard to make a compelling piece of video and audio content about something that is deeply experiential. And so I think that’s why you see flair bartending so big because it looks cool. It’s fun to watch people do that. I certainly watched plenty of videos of people making crazy a** concoctions but I also, and again, crotchety old man or not, I also looked at a lot of those things and thought I would never, ever, ever want to drink that. I left those drinks behind 15 years ago. And so if you’re 21 and 22 and especially if you’re in a place where you can go out to bars safer than another part of the world or whatever, f*** it, have fun with it. Enjoy these crazy a** drop shots that people are coming up with where the drink changes color. But I don’t know, that’s not compelling content to me, personally. I’m still kind of at a loss to figure out how that translates into a platform that I’m going to rely on regularly.
A: I’m not seeing much flair bartending, so that’s interesting that the two of you are. And that’s what I think is actually interesting about TikTok. So, TikTok isn’t just about copying. There’s a little bit of that in the pure form of it, but it’s a lot about having fun and being creative and being your own person. What I think is very interesting about TikTok is some of the largest influencers on the platform I’ve never seen before. I don’t know if when you guys were watching you ever saw the Sway Boys, or you saw Hype House, saw some of these massive celebrities that have tens of millions of followers, I certainly haven’t. The only exposure I’ve ever had is reading Taylor Lorenz, the very well known New York Times style report. I saw a little bit of flair bartending in the beginning but now I’m seeing a lot of very serious mixology. And I’m seeing a lot of those personalities. And I think what’s interesting about it is it really is allowing those that are more entertaining, those that are providing a service for people are getting more views. But what’s cool about TikTok is it’s not just about who you follow, unlike Instagram. So it’s not about creating this profile where you’re pushing people over and over “Follow me, follow me, follow me, follow me. I’ll follow you. You follow me,” that kind of thing. That’s not how TikTok works. TikTok just rewards good content. And I think that that’s what makes the platform so exciting to so many people, and I think it is really exciting, especially for the spirit space. If you are a bartender who is engaging, and that is really great at making drinks, and that can tell a story while you make those drinks, and can show you a beautiful cocktail at the end, it doesn’t matter if you are a bartender who owns a really well known bar in Manhattan or you’re a bartender that is making drinks somewhere else in the middle of the country and you’re not the bar owner but you just know how to make a great cocktail, you can have a platform on TikTok and really build a name for yourself. And I think in that regard, the platform is very exciting and very different from anything else that’s existed before it. I mean, look, you saw Vine tried to create this and they weren’t able to because the algorithm was s***. Instagram has tried to mimic it, they can’t. So it says a lot about what the technology is. Also why China is never going to allow it to be sold to the United States, because the algorithm is so valuable. But it’s really actually, I think, a very fascinating place to learn how to make drinks, if you can find those right people. And then yes, you could start following them. But what I think is cool is that there are little niches in everything. You are both right, there doesn’t really seem to be any wine TikTok. But I think that’s because it’s very hard to make engaging wine content. In general, like you said, Zach, it’s very difficult. The stuff I’ve seen on Instagram is pretty bad. I think we do a very good job with Keith’s 15 second wine reviews. We’ve brought them over to TikTok, some of them are doing well, some of them not as much. Our explainer videos are doing incredibly well, people looking for knowledge on what to do and how to understand the platform. But wine content as a whole on social media is pretty difficult. If you post a bottle shot on Instagram, I don’t know necessarily that that moves mountains for that winery and will cause that winery to sell out. Same with beer Instagram, I’m not really sure. But cocktails, there’s a real opportunity to make those cocktails and also be entertaining at the same time, and that is why I do think flair bartending has taken off in these certain circles, but why there’s a lot of other kinds of bartending that are also finding a moment, as well as just people who are being silly. People who are just saying, “Oh, here’s how I’m mixing my Truly today.” But I think that alcohol does have this really interesting space there and people are being playful with it. And I like it because it embodies what we’ve always said at VinePair that there’s all these ways to experience drinks and there’s all these different ways to learn about drinks and people are being really open and honest with the drinks they like and are showing. It’s a great place to understand what people are interested in right now, regardless of age, I think.
E: From my perspective, I think what is interesting about TikTok right now is that if you do have really good content, you can rack up a ton of views. You can have far more reach on that platform than you can on many others, if the content resonates, and there’s a variety of ways to do that. But I think that brands, if they are looking to get into the space, there’s a couple things to consider. First, as the platform develops here in the States, I do think that they probably will allow some sort of age gating. And I think that day is probably coming soon. So the Chinese version, Douyin, has links in the videos to purchase products and to tip creators like they do on the Twitch platform. And that functionality is expected to come out on the U.S. version sometime soon. So when the monetization becomes a reality on TikTok, which could be six months, who knows, then I think they’re going to see that that’s the way to make money for the platform as well, and start age gating so that we can have more regulated products that are able to be shown to viewers who are the right age. But in the meantime, I’d say for brands that are looking to get into the platform and start to build an audience, I’d say any of that portrait view, Instagram stories — repurpose them, just repost them, reuse that content, and then you’ll start to build an audience. And then, at some point, there’s going to be the tools for brands to monetize. You might as well start now with the type of content that is engaging but definitely doesn’t show young people, any young people imbibing at all. I was reading that TikTok in the past six months removed 49 million videos for content that depicted regulated goods with minors. And, for context, the number of video views per day on the platform is over a billion, so that’s a small percentage, but the ability for brands to use this platform more effectively is going to change and it’s going to change soon.
A: All you have to do is look at Walmart getting a piece, or potentially getting a piece, of this deal and realize that they’re going to start using that algorithm to make sure that, “Oh, all of a sudden Zach’s been looking at a lot of cocktail videos and a lot of those videos also included really nice aged rums, only he lives in a state, let’s say L.A., where we actually can sell alcohol through Walmart. And he has a Walmart account, why don’t we have one of those show up at his house and he can return it if he wants, or if he keeps it and he likes it then we’re going to charge him.” I think there’s a huge opportunity of that coming very fast with how powerful this algorithm is. I think, for me, it’s really interesting because — I’m obviously the TikTok fan here, I’ve spent a lot of time on the platform — of the ways people can create personalities for themselves. There’s this woman I’ve been following, she’s ThirstyLA, and all of her cocktail videos she’s dressed up in sort of ’50s attire, ’50s music in the background, it’s all very atmospheric. And then you have a guy like Thirsty Whale, and he’s in his apartment with a very ridiculous bar, let’s be clear a way more ridiculous bar than you can think of. The only person, I think, who has a bigger bar is probably Aaron Goldfarb. Very heavily stocked, making drinks, and it looks like he’s in a professional bar. And I think people have figured things out and they’re creating their own personas, and I just think it’s awesome.
Z: Here’s my question that I have that comes out of this, which is, I think one thing that you guys have both talked about that really intrigues me is at some point is TikTok more an entertainment platform or a commerce platform? And it isn’t to say that you can’t necessarily be both, but I think about a lot of the examples that you’ve given and I think the person who might watch some guy with an elaborate home bar make really fancy elaborate cocktails, that might be entertaining for you, and for lots of people. It might be entertaining for me, but I don’t know that it’s going to then cause me to go out and spend any money. I might go, “Wow, that guy has a bunch of cool bottles,” but I’m not going to buy some obscure black walnut liqueur just because I saw this guy make a drink with it. I’m going to go, “Huh. Interesting. Cool.” And if I went out to a bar maybe I’d see if they have it and maybe I’d ask them to make it.
A: Zach, you clearly don’t understand influencers because, with all due respect, there’s a ton of people that already are buying what these people are pushing. One of the biggest gins that I’ve seen a lot, and clearly this must be a campaign, I don’t know if you both are familiar with Empress Gin?
Z: Oh yeah, but they’ve been doing this all over platforms.
A: I guarantee you, people are buying it because that’s what these people are using.
Z: That’s a great question. Let’s pull the Nielsen data. I don’t know. You could be right.
A: They wouldn’t do it if it didn’t.
Z: Adam, I read a lot of stories about Instagram influencers who people gave lots of money to and it turned out that they didn’t do s*** for brands.
A: From what I’ve looked at, for the brands that do it a lot, it works or they wouldn’t keep doing it, for brands that actually aren’t just dipping their toe in it. Haus, whose co-founders I interviewed, is a perfect example. They figured out the influencer model and they’re 10x sales right now on platforms. A brand like that who is doing it has figured it out and also knows who to go to. If the influencer has a very loyal following. That’s going to be the issue: How many people are actually following the person? You’re right, I don’t think an influencer that has 3,000 followers is moving something for anyone. But I think certain influencers with very loyal communities absolutely do move products. Look, I’m the first person to pooh-pooh influencers. I’d think, “Oh, why are we paying attention to all these different influencers?” But at the end of the day, a lot of them who are good and who have really engaging content and who are shouting out this one product over and over and over again, especially when it’s not really clear that it’s being paid for, do move products. They just do. And, again, you can argue it all you want for some of the small people, but there would not be a lot of these brands who do it over and over and over again if it didn’t work. These marketing people are paid way too much money to get it wrong.
E: Yeah, I agree with that. I think that if you look at the brands right now that are on Instagram spending a lot of money for influencer marketing, those are the brands that are soon going to be transitioning over to TikTok. Those are the ones that have realized if these campaigns are working for them, and I know a lot of these campaigns do work, that TikTok is going to be the next platform, and they’re probably already experimenting.
A: I think the problem why we don’t have a really clear answer is because a lot of the brands that are big, like the Hendricks of the world or anything owned by, let’s say, the Pernos, the Camparia, the Diageos, they’re not going to take the risk because they are very, very, very, very, very strict about having to make sure that at least 70 percent viewability, 90 percent of any platform — whether it’s Instagram, our site, whatever — is 21-plus. And TikTok can’t guarantee that yet. Whereas a company like Empress Gin, I don’t know who owns them, may not care yet. So you’re going to have some of these smaller craft brands take the risks and they’re going to play much more than someone else would because they’re not as worried. Aviation was the same way. There’s a lot of ads that they got away with because they were a smaller brand, even though they were owned by Ryan Reynolds, to some extent that a Diageo never would have done. Now that Diageos bought them, Ryan will not be allowed to do an ad making fun of Peloton and encouraging you to drink after an exercise. But at the time, they could get away with it because they were smaller, and it’s all self-policing anyways. So that I think it’s going to be really interesting to see. But as a whole, I think the platform is really interesting. I think that people who play with it and figure it out are going to be pretty successful. Again, I don’t know if that’s going to translate to success in other things, but I think you might see some bartenders build profiles, get book deals, whatever off of TikTok, for sure.
Z: I think the one point you made, which I think is the best one, is that a platform, especially a relatively new one, at least to American audiences, always affords opportunities for new people to make a name for themselves. It was true on Instagram. It’s true on Twitch, not so much for our industry but for lots of other ones, and so I agree. You know, if you are able to create a presence, if you’re able to be engaging in the forum TikTok promotes, then yeah, you can have real success and you can have lots of views. And we know that in our culture views translate into influence and influence translates into product moved, according to Adam, and so I think there’s the possibility there. I was a little late to Instagram. I’m cool with that, too, but I look forward to seeing what comes out of it. I think you’re right, there’s some really interesting ways to convey drinks to people and convey drinks culture, and I look forward to my life two years from now.
A: I think what makes the platform so interesting — I realize I’ve talked on a large majority of this podcast — I’ve never made a single TikTok. I just like going on and seeing what’s going on. And there’s different platforms for different people. We talked about this before we jumped on to record: Erica is back on Twitter tweeting a lot more. Zach, you’re on Twitter a lot. I’m not the biggest Twitter fan, and I don’t really go on ever. I don’t even go on to view. Twitter is not my platform. And that was an older platform. I’m into commerce and pushing things, I’ve never seen anything get pushed through Twitter. I’ve seen massive people tweet out stories, and no one clicks. That’s not what Twitter is. Twitter is all about the feed. Earlier on, when I was really interested in building VinePair, we weren’t interested in people just knowing about the article. I’m interested in people actually reading them. And so we were finding much more success on platforms like Pinterest and Facebook, so I was drawn to them. And now really Instagram. What I think is cool about TikTok, in terms of cocktails, too, is I think Instagram has really rewarded a different kind of cocktail maker. It’s someone who’s really good at making cocktails and also photographing them, and TikTok actually rewards, a little bit, the opposite. It rewards someone with a really good personality. There’s a lot of drinkstagramers who I think could never translate to TikTok, and probably vice versa. There’s a lot of people who are becoming really big in the drink space on TikTok that probably don’t take the best photo. Or don’t take as good a photo as some of the other people. And it would take them a very long time to build that same audience, but they are really engaging, and they seem like a really fun person that you’d love to grab a drink with, and they seem super accessible when they make the cocktail and they tell you a story. And so they grow pretty quickly. I think that’s what makes each interesting for different people, and why everyone has to play around with whatever platforms they’re on to figure out what they like.
E: My takeaway from it is there are now social platforms for all personality types. Some of them are more monetizable than others. Brands will wait to see which ones are going to end up being the most monetizable. They’re changing all the time. But then again, you’ve got to watch the Social Dilemma, if you haven’t watched already, and you’re going to delete them all.
A: It’s Social Network’s 10th anniversary.
E: If you have not watched Social Dilemma already, that’s something that everyone should watch, especially you, Zach, with kids. You’ll never let your kids download any social platform ever. I promise.
A: With that said, let us know what you think of the podcast. If you’re on TikTok I’d love to hear what you think, and what you think about the platform. Email us at [email protected]. If you’re a marketer that plays around with working with employers, we’d also love to have your perspective and proof that I’m right. That would also be something that you could send an email to [email protected]. One more word from Goslings Family Reserve Old Rum. Goslings Family Reserve Old Rum is crafted from the same incomparable Bermuda blend and as the renowned Black Seal Rum. But it’s barrel aged even longer, until it acquires an extra luscious nuance, complexity, much like a rare Scotch or Cognac. Each bottle is hand-numbered, hand-labeled, and dipped in black sealing wax, the same way Goslings first bottled rum in the early 1900s. Consider it the ultimate sipping rum, because we do. So does the Caribbean Journal, who named it the No. 1 aged rum in the world. Find this rare rum on reservebar.com where, for a limited time, you’ll save $15 off your order with the code VinePair. Again, that’s reservebar.com, use the code “VinePair,” and buy a bottle of Family Reserve from Goslings. Zach, Erica, I’ll talk to you next week.
E: See you then.
Z: Sounds great.
A: Thanks so much for listening to the VinePair Podcast. If you enjoy listening to us every week, please leave us a review or rating on iTunes, Stitcher, Spotify, or wherever it is that you get your podcasts. It really helps everyone else discover the show. Now, for the credits. VinePair is produced and hosted by Zach Geballe, Erica Duecy, and me, Adam Teeter. Our engineer is Nick Patri and Keith Beavers. I’d also like to give a special shout-out to my VinePair co-founder Josh Malin and the rest of the VinePair team for their support. Thanks so much for listening and we’ll see you again right here next week.
Ed. note: This episode has been edited for length and clarity.
The article VinePair Podcast: What Happens When Cocktails and TikTok Collide? appeared first on VinePair.
source https://vinepair.com/articles/podcast-cocktails-tiktok/
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Sense7 || Pt. 5
Author: Ivegot7scenarios
Genre: Drama/ Humor
Rating: PG-13
Word Count: 1,293
Summary: Jaebum meets the woman who started it all and is given an important task.
[Masterlist]
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Jaebum is slowly beginning to think he was going insane. As if his still constant headache wasn’t enough he’s been starting to hallucinate. He catches glimpses of people, in places he’d only dreamed of seeing. Once he even found himself inside of a car driving, faster than must have been legal, through a range of mountains he’d never seen before. He’d look out the window to see rain pattering against the pane only to blink and have the sun shining in his eyes. More than anything he just wanted an answer as to why this was happening to him.
Stress. That’s what the doctors he’s gone to had told him. Too much stress. He needed a vacation. He needed to rest and relax. It was easy for them to say that when they didn’t have a world of responsibilities on their shoulders. The thought of a vacation is a pipe dream, something unattainable and distant. No matter how much he wants it he knows it’ll be a long time before he has a chance to rest.
Jaebum can certainly feel the weight of his troubles when he walks through the front door of his home. His hand rubs the back of his neck, trying to soothe the constant pounding that has taken up residence there. The lights are off but given the time of day, he knows that his younger sisters are in their bedroom doing school work.
It doesn’t take long for his eyes to find the form of his mother. Her permanent place is on the couch, in front of the television. Empty food containers and bottles were strewn about on the carpet form a barrier around her. Jaebum tries his best to keep it clean, but no matter how hard he tries the clutter remains, an ever constant presence that follows her like a shadow.
From a glance, he can tell that she’s asleep, huddled in on herself, under the blanket that he covered her with the night before, one that once upon a time was used for picnics. When he sees it a memory comes to mind unbidden, one of their entire family, together and whole. His father and mother sitting together on a hillside atop the same blanket while he and his sisters are playing further down. It’s enough to bring tears to his eyes but he pushes them back, willing his mind to go blank, throwing up walls to keep the memories back before they have a chance to come rushing forward. It still amazes him how so much changed in a manner of years, but those are thoughts for another time.
Jaebum settles on the edge of the couch, the cushions shifting with his weight. He reaches out brushing the hair back from her face. “Mom,” he whispers, leaning forward slightly to see if she responds.
She groans softly, a scowl contorting her features. It takes her a minute but she finally opens her eyes. They are glazed over, she smiles when they focus on him but a second later she’s doubled over. Jaebum moves practiced quickness and ease and is soon rubbing his mother’s back in soothing circles while she vomits into a waste bin. When she’s finished she falls back onto the couch, wiping her mouth with the back of her hand weakly.
“I’m sorry,” her voice is small, and she looks so fragile but he can’t help the flare of irritation that arises in him. He smothers it, just as he smothered the memory before.
“Don’t apologize. It’s okay.” Do apologize. It’s not okay! He wants to scream it at her, but he doesn’t instead he gives her a wan smile. “You get some more rest okay? I’ll bring you some water.”
He rises from the couch to get a glass of water and by the time he’s come back she’s already asleep. He can’t bring himself to see his sisters, not after what he just went through with their mother. They’d be able to tell what happened and he wants to spare them that. Instead, he heads to his bedroom shutting the door behind him.
His bedroom looks just like it had when he left. Every last surface is clean, not a speck of dust present. This is the only environment around him that he’s able to control. Maintaining that is important to him, in a lot of ways it’s the only thing that’s still keeping him sane. Jaebum slips off his jacket, hanging it on the hook on the back of the door before collapsing onto his bed, shielding his eyes with his arm. Finally, maybe he can get some sleep.
“Jaebum.” The voice comes out of nowhere, so quiet and soft that he’s not even sure he heard it but he moves his arm anyway. Standing right above him is a woman. The very same woman he saw in the garage a month ago.
He sits up quickly heart pounding. “Who are you?”
“Hello Jaebum,” Her gentle smile somehow instantly soothes him. “It’s nice to finally meet you.”
He repeats his question. “Who are you?”
“My name is Jude. I’m your mother.” She says it with such finality that for a moment he believes her.
“Yeah right. My mother is passed out on the couch. You are not my mother.”
She laughs, tucking a strand of hair behind her ear. “I didn’t mean it in a biological sense. More in the...universal sense.”
“None of this is making any sense.”
She reaches out to touch his arm but he jerks away before she can. For a split second hurt flashes in her eyes but she hides it quickly sighing and shaking her head with a wry smile. “Somehow I knew you were going to be difficult to convince. Where to begin though….”
“How about you start with what you’re doing in my house?”
“I’m not in your house. You’re in mine.” Jaebum blinks and suddenly he’s sitting in a kitchen at a breakfast bar while children run around him. The woman smiles from over a breakfast bar, watching him process. “Are you ready to listen now?’
He nods slowly, completely speechless and when he blinks again they’re back in in his bedroom thousands of miles away from where they were before. “Where were we just now?”
“Oregon, in the states but that’s not important. What is important is that you get in touch with the others as soon as possible.”
“Yes. There are seven of you. You’re all connected through your minds. Think of it’s like a Professor X telepathic kind of thing.”
“So you did something to me? I’m a mutant?”
“Oh no, no. You’re sensate.”
He raises a brow at her. That sounded like a vague way of calling him a mutant. “Right…”
“I’m really bad at explaining things so stick with me. You were born with a genetic enhancement, a little bit like a web and that web connects you with others. Six other people who share this ability with you. You can tap into their memories and their skills and you can be where they are should you so choose. Your mind widens allowing you to let them in. It’s wonderful and scary and exhilarating all at the same time!”
She falls silent waiting for him to have some sort of reaction. “I’m not following.”
“You’ve been seeing stuff lately right? Rain when it’s not there, you’ve been in places you’ve never been before?” He nods slowly in answer. “Those are what the others are experiencing, you slip into their minds at during those moments, catching glimpses of their lives.”
“Why are you telling me all this?”
“Because Jaebum, if you don’t connect with the others and if you don’t help each other then...you’re all going to die.”
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thebeckychronicles · 7 years
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Post 22- 7 day countdown, infections, biopsies, PTSD, and CHAD IS OUT
Warning: lots of cursing because I was annoyed with half of what went down this past week so I think you’ll be able to tell which parts hehe
It’s been a while since I’ve posted an actual update that wasn’t written while I was all up in my feels.
The date of my last chemo infusion is August 9th, with me getting fluids for the last time on August 10th. I’ve been counting down the days since I hit 60. Right now it’s 7 days til the 9th. To say I’m ECSTATIC is to say the least. This past Tuesday was my 11th chemotherapy session, so the first part of my 6th cycle. 6 seems like such a small number but when I think about it but then I think how those 6 cycles translated to 6 months of treatment and I’m kind of left in awe at how far I’ve come. It’s both shocking and heartening.
It’s funny because my oncologist had said in the beginning that after the second or third treatment Hodgkin’s Lymphoma patients typically feel better, or that the chemotherapy side effects tend to bottom out instead of getting worse. She, as well as other specialists, had said that the port would be super easy to have, I wouldn’t even notice it and that it’d make getting treatment a lot easier. Seems like I hit the jackpot on experiencing all the unlikely scenarios when it came to my port and to chemo. So let me give you a rundown on life in general and how treatment is going.
I can’t remember whether I mentioned it or not but last month I started an internship at a non-profit immigration legal services organization. I’ve been LOVING IT. The woman I’m interning for is WONDERFUL (Hi T) and is as excited to teach me as I am to learn. It feels really good to be getting out of the house more often and doing something that isn’t just productive but actually meaningful and helping others. Plus, they’re so flexible with my treatment schedule and take into consideration my needs especially considering my health.
I also enrolled at Cascadia for the fall quarter to finish up my AA since I didn’t get to last year. Tuition is a little stressful considering financial aid sucks and I haven’t really been working much but I’ll cross that bridge when I get there. I’m just excited to have some sort of routine and normalcy back in my life. Before my diagnosis I felt burned out and kind of rudderless. Now, as clichéd as it is, I’m feeling more motivated to finish school, to figure out what I want for myself and what I want my life to look like.
Two of my best friends moved to different states. One from California to Colorado, and I’m super excited to see her thrive in her new place since she’s been talking about it non-stop. She drove up from California and I met her in Oregon and we saw her favorite band the Avett Brothers in Bend, Oregon which was amazing. That small town in kind of in the middle of nowhere and on the edge of the Willamette national forest and the stars there are ridiculous. It’s funny we always half-way plan these spontaneous little trips so we didn’t really thinking about where we were gonna spend the night so we ended up sleeping in her car in the national forest at some random campground. The view of the sky was worth the slightly uncomfortable sleeping arrangement. My other best friend moved to New Mexico. I’m also super excited to see her grow where she’s at now.
So last week Tuesday was my 11th chemo session. And it was an eventful one. In the days leading up to my last infusion my port had swelled up and actually blistered. At this point my port acting up isn’t anything new so I didn’t bother to go the clinic about it since I was going to soon anyway. Whatever, I’m a bad patient. Morning of the infusion comes and I tell my nurse that my port looks funny and that it’s hurting a bit more than usual. She peels back the sticky paper stuff (can you tell chemo brain is taking its toll on my vocab?) and wipes off the numbing cream.
“Oh kittens.”
Did I mention how much Chad (my port) sucks?
As endearing as her exclamation was, it was also kind of concerning since she’d never seemed really thrown by how messed up my port looked. Apparently my port was so concerning she went to get one of the other oncologists I was meant to see today (my oncologist was out of town) and see whether they should access it or not. He came in, looked at my port and then proceeded to look just as confused and alarmed as my nurse. He then went outside to talk to another oncologist who came to see my port and they decided to go ahead and access my port (which fucking hurt despite the stupid numbing cream). My nurse accessed my port but it was decided that I needed to go down to Radia Diagnostic Imaging where they put my port in because while they successfully accessed my port they weren’t sure if it was leaking (ew) and that’s what was causing so many issues.
At this point a 15 minute appointment before treatment turned into an hour long one that was making me late for chemo. I went down to RDI where they injected dye into my port and then used an x-ray to see if it was working properly. Which it was. I will say that the whole team in RDI seemed perplexed by Chad too. One of them even said, “In my ten years of doing ports I’ve never seen this.” Thank you for that reassuring comment dude. They deemed Chad well enough to get treatment so they sent me to infusion with instructions to come back once I was done so a specialist could look at it. Infusion was infusion, nothing new except I had an awesome visitor. Hi Shauna! :D
Once infusion was done, I went back down to RDI. The specialist looked at it, again seeming very confused by Chad and said the dreaded B word. Biopsy. I swear I didn’t used to have an issue with needles until I got cancer. THANK YOU BECKY. So they brought me into a different room and had me take off my shirt and lay down under a blanket while they set up their torture tools (Again, I NEVER had issue with needles and getting blood drawn or anything until that first awful biopsy. Shit’s traumatizing.) Luckily at that point my mom got to the hospital and was able to be in the room with me while the biopsy was done. They got me all cleaned up. 1, 2, 3, a “quick pinch, quick pinch,” from the specialist and a huge fucking sting later, I was numb and they were digging out tissue and whatever fluid was in that blister. A few minutes later they had me cleaned up and on my way home, with a reminder that they’d let me know if anything suspect popped up in the culture and a prescription for major antibiotics just in case.
The next day I went back to infusion for fluids. Honestly, I was feeling pretty good. Having one more down just one more infusion to go, in addition to the fact that I hadn’t started to feel awful, I felt like I was sprinting towards the finish line.
Then Thursday came. If I was sprinting towards the finish line, feeling good Tuesday and Wednesday, I ate it hard on Thursday. (Insert appropriate meme here.) I woke up and my body was in total rebellion to the things I was putting it through. I woke up and my teeth hurt, my muscles were cramping, my bones felt like they were on fire and everything hurt. I couldn’t even really name the pain. To top it off, Friday morning I woke up with an awful rash that burned and stung, in addition to Chad being his usual pain in the ass self. I figured I should call the clinic and they had me come in immediately. Usually I’m pretty lowkey at my appointments, I’m not really demanding and I’m pretty patient during mix ups and stuff. But at this point, I’m annoyed that they’ve insisted I keep Chad even though he’s been more trouble than he’s worth, a lot of my issues that have come with treatment have stemmed from Chad, and three NO ONE LISTENS WHEN I SAY I DON’T WANT THE PORT. I’m pissy, I feel terrible and I’m done being an easygoing patient.
So after my RN took my vitals and went to consult with another oncologist, two nurses came in to do blood cultures from BOTH my arms. They had already done 2 blood cultures that both gave negative results to an infection, so I with, some attitude I’ll admit, asked why they were doing another blood culture when they’d recently done two others. One of the nurses had been the same one to do the blood cultures the last two times. And apparently, nurses don’t really get to do them too often so they hit the jackpot with me and she got to teach two other nurses how to do it with me as their guinea pig. Apparently, I was to be the guinea pig again. Right then, I was super frustrated and wanting to cry because one, everything hurts and two, I actually wanted to rip that damn port out myself if they weren’t going to do it. Whatever, the nurse explained to me that this time they were just gonna focus on blood infections on both sides of my body rather than whatever else it was that they were testing last time (I guess the blood cultures last time weren’t to test… for… blood… infections?). They did the blood cultures (I think at this point I can do them myself considering I know the procedure now ha) and my RN came back. She told me to get some type of cream for the rash and that if develop a fever to call back and that they’d let me know about the blood infection. Also, side note, that biopsy they did Tuesday also yielded negative results so no infection. Which is good but WHAT THE FUCK IS UP WITH MY PORT THEN???? She also tried to give me a bit of a pep talk, saying that they only had to use the port one more time for one more chemo session. To which my response was, hell no. You are taking this thing out of me. The next time someone touches my port it’s to take the damn thing out. So I insisted on her writing up the order so that when my oncologist got back Monday, she could just sign it, send it to RDI and get me scheduled to have Chad taken out that week. So she did and now here we are.   The rest of the weekend was physically painful in ways I can’t really describe but still pretty enjoyable. I went to my sister’s best friend’s wedding which was sweet. Although I went sporting that awful rash (that I still have today- Wednesday.) And then Sunday was spent with the family celebrating my uncle’s birthday and yesterday we celebrated my cousin’s birthday too.
But let’s talk about today (8/1). CHAD HAS VACATED MY BODY THANK YOU GOD. But let me also just say that removing him was a terrible process that I was awake for and do not recommend that AT ALL. Seriously. Maybe because my port and the area around it is just generally super tender and painful and that made the process of removing it more painful than usual but whatever- point is the port removal was just as bad and traumatizing- if not more- than my first biopsy. My first biopsy which I start crying about when asked to talk about it.
I guess what doesn’t kill you make you stronger. Or it just gives you really unhealthy coping mechanisms, a morbid sense of humor and some PTSD. I really think the biopsies and the port removal and being awake for those procedures really fucked me up in the head. Someone will ask about those procedures and I kid you not I have to try not to cry or get emotional when I do. Even writing this now I’m tearing up which sucks because again things like needles and surgeries didn’t bother me before. Now I’m THAT patient. The one that although doesn’t flail and make your job harder as the person performing the procedure, they do panic and quietly cry and loudly curse a lot and probably make your job slightly entertaining but at the same time you want to roll your eyes at because you think they’re being dramatic.
Yeah, that’s now me.
First I had to check in at clinic and get my blood drawn by my nurse. After confirming that my white blood cell count was well enough to go on with the procedure I went down to RDI and waited an hour for to be called back. A nurse came to get me and led me to the room where they were gonna perform the procedure, the specialist saw my port and said, “Oh yeah, that needs to come out.” THAT’S WHAT I’VE BEEN TRYING TO TELL YOU FOR 6 MONTHS. So I walked into this procedure thinking it’ll be as easy as when they put the port in. They’d knock me out and I’d wake up sans Chad.
Nope.
They explained the procedure to me and right before I signed the consent forms they mentioned that I’d be awake during this and that they’d be using local anesthetic. Keep in mind, the memory of the last biopsy from last week and the anesthetic is still fresh in my mind, so my first thought was WTF. Rude. I went ahead and signed the forms because I was getting this thing out of me one way or another and I was trying not to panic about that and not be a baby about the whole thing.
They got me all set up on the same x-ray table they had used on me last week. They covered my whole body with this tent-type thing that gives them access to the area but covers the rest of my body. I started to panic a little bit more because it was weird that I wouldn’t be able to see what they’re doing. There were two nurses helping the specialist during this procedure.
The whole experience was not fun. The anesthetic hurt. A lot. I think they injected me a total of 8 times. The last 3 being because when they started cutting me open I felt something sharp rather than the pressure and pulling/tugging you’re supposed to feel when you’ve been numbed for a procedure. So apparently, I didn’t take to well to the anesthetic and honestly I could still feel sharp sensations during the procedure even after the 8 shots of anesthetic. But at that point I figured just suck it up because I didn’t want to get unnecessarily poked if the anesthetic wasn’t gonna work anyway. Either way I was going to feel pain. Pretty sure I was having a panic attack during the whole thing. I just was laying there silently crying out of pain and frustration and just being overwhelmed by everything I’m putting my body through in the name of regaining my health and wellbeing. It was like that first biopsy and feeling overwhelmed and so foreign in my own body all over again. During this procedure they took some skin samples and blood samples to see if they could figure out what kind of infection caused me to have so many issues with Chad.
After that whole ordeal, they stitched and glued me up. Trying to make myself feel better I sarcastically said, “Well that was pleasant.” To which one of the nurses responded saying, “See, it’s not so bad! Most patients end up saying it wasn’t too bad.” To which I thought, BITCH WHERE???
So then they sent me off with another batch of major antibiotics to take for the next five days, three times a day.  
So here I am, the next day FREE OF CHAD.
Next week Tuesday I’m going in for another procedure to get a PICC line put it. A PICC line is like a really long IV that stays in your arm and is threaded into one of the major veins there. Since Chad got the boot they need another way for me to receive my last chemo which they’re going to administer using the PICC line. I hear they use local anesthetic to place it too. So we’ll see how that goes. Thanks for keeping up with me everyone, I really appreciate it. 7 MORE DAYS :D
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ecotone99 · 5 years
Text
[TH] Burning
The room was bare and cold. The air smelled of old sweet, fear and coffee. The small metal table and the three chairs had seen better times and the overhead lamp, which was the only source of light in the room, barely chased the shadows away.
The young girl was sitting on one side of the table, opposite of the large mirror that nearly covered the complete wall. She had a worn-out look on her otherwise beautiful, alabaster white face and her long fingers were playing unconsciously with the handcuffs, which she had worn not too long ago. The only door opened with a squeak, but she did not even look up.
Two men entered the room. The younger one was wearing the brown uniform of the local Sheriff’s department, the older a clean, black suit. He was carrying in one hand a laptop and in the other, a yet unopened can of coke. Both men approached the desk, pulled back the chairs and sat down. The older placed the coke in front of the Girl. Without looking, she reached for it, opened it and took a long sip. Then she placed it carefully on the desk, raised her head and looked at her captors.
“Thank you”, she said with a pleasant, slightly girlish voice.
“Don’t mention it”, was the rumbling answer of the older. “Can we continue now with the interview?” he asked.
She sighed, looked down on her hands for a moment and collected herself.
“OK”, she said.
The man in the black suit opened his laptop, took the small microphone and placed it in the middle of the table.
“Interview continues at 5:37pm. Present are: the accused Miss Forester, Deputy Sherriff Felix Tallis and FBI Agents Mikel Shoehorn. The accused has waved the right of an attorney and has agreed to a preliminary interview without her legal guardians. Is this correct, Miss Forester?”
“Yes, yes, yes”, the young girl answered impatient. “I am innocent, so why should I need a lawyer and my parents… they would be of no help anyway, even if you could find them.”
“Miss Forester, in our last interview we covered the time that led up to Monday’s events. You have told us, that you and your brother were forced to run away from your abusive parents and that your plan was to seek shelter and help from your aunt who lives in Eugene. You also told your brother convinced you to take a shortcut through Wilmerton forest and that, due to the dawning night, you got lost in the woods. Is that an accurate summary of your statement so far?”
She nodded.
“The accused has confirmed this by nodding”, the FBI agent stated for the records. “Pease continue with what happened next…”
*
“I don’t like it”, Hank whispered to his younger sister Grace.
“Don’t be such a baby”, she scolded him.
He was tall and had broad shoulders for his 16 years. He looked more like an adult, than like a teen and he was strong. She knew only too well how strong he was and she had made good use of his strength in the past but when it came to decisiveness, then she was the one who took the lead. That has always been the case even when they had been little kids and especially now that they were on their own.
She had been the one to convince him to leave their home. To run away from their mediocre parents who lived their mediocre lives. She had been the one to suggest “to use” her Lolita charm and blooming body to lure older man into her honey-trap only for them to discover just how strong Hank could be.
She remembered the first time they did it. She had caught the eye of a middle age man in a shopping center and it had turned out to be very easy to lure him away. She had played her role with perfection. Projected the right mix of unaware sexuality and innocence.
He had swallowed hook line and sinkers and had followed her without suspecting anything into the dark alley next to the shopping center. Hank had already waited there for them. The Man had no chance - he never saw it coming - but Hank had been too eager, too nervous and hit him a tiny bit too hard. She was sure that he was still alive when she left him lying in the mud and rubbish in the old, dark alley. Robbed of everything slightly valuable he had on him. She was sure he was still alive then, but to be honest, she did not really care. All she cared for was the feeling she had when she saw that creep lying at her feet in the dirt, where he belonged. That feeling of superiority, of power – like she had never felt in her life before and she loved it.
Since that first time, they had done it repeatedly. Sometimes with, sometimes without success but always able to at least get away. But here in the rural area of Oregon, their luck has run out. The small communities were to close. Everyone knew everyone else and so it turned out impossible to spot any new marks for their scheme. And so they ended up here, in this forest, at this night, looking at the lonely mansion in the middle of the clearing with hungry eyes.
“I still don’t like it”, Hank repeated. “What if someone is at home? We should walk to the next city and do our usual thing there… or stop a car and take their stuff.”
“No”, her voice sounded decisive. “Look at it”, she continued. “The owners must be rich. I bet they have all sort of things that we can take and sell in the next city. Good money. And I am sure they have food and warm cloth. Don’t you want that?”
His eyes started to gleam at the thought of warm cloth and good food, while he starred at the mansion. Totally missing the little satisfied smile on his sister’s face. She knew how to handle him.
“And I am sure no one is at home”, she said using her best enticing voice.
“Hmm?” he asked. “Why do you think that?”
“Look at it, Dummy. It is getting dark, but no lights have been lit. So either the owner is a night owl or a Bat of some kind, or no one is home. What do you think is more likely?”
*
“So, Miss Forester, in essence you are telling us that you and your brother lost your way in the woods, stumbled by good luck on the mansion of Mrs. Bianchi and decided to ask for help?”, the agent asked
“Yes that is correct”, the girl answered, looked directly in his eyes and smiled her best innocent smile. “We only wanted to ask for some directions and maybe some food or shelter, nothing more.”
“So what happened next?”
“The old lady…”
“Mrs. Bianchi, the owner of the house and the Chocolate-Witch company”, provided the agent.
“Yes, thank you…Mrs. Bianchi opened the door and after listening to our story invited us in. She was such a nice Lady.” Grace looked as if lost in memory for a moment, before she continued: “She gave us some food and a place to sleep. The next morning we woke up but she was not around. We did not want to disturb her and decided to move on. I first heard what had happened from the officer how arrested us today. I was shocked, I tell you. She was such a nice person. Who could do something like this to her?”
The tears were rolling down her perfect cheeks now and she reached for the hankie the deputy handed her thanking him with a quick sweet smile and taking notice of the slight coloration of his cheeks.
*
BÄMM
“Where is your money hidden, you old witch”, Grace snarled at the old woman before her who was tied to a large kitchen chair. The eyes red from unshed tears and her face covered with bruises from her brothers merciless hits.
“I have no more money”, she whispered without any hope in her voice. “Please, please believe me. I gave you everything I have in the house. Everything else is on my Bank account.”
Grace looked her in the Face, and then nodded to her brother.
BÄMM
He hit her again, this time so hard, that she went flying with the chair to the ground hitting it hard. Hank reached down and pulled her and the chair effortless upright again. She was unconscious. Blood running from her nose.
“Fuck it” Grace cursed.
“Maybe she is telling the truth?” Hand suggested quietly, looking at the beaten woman in front of him.
He did not like it. He had told Grace that he did not like it but she had insisted and finally convinced him to break into this lonely mansion. And the chance of finding something valuable, maybe some good food and not having to spend another night in the dark and wet forest had won him over.
At the start, everything went well … even perfect. No alarm system of any kind, hell even the main door was unlocked. The house was quiet and dark when they entered it. For a moment, they stood silently in the dark entrance hall, listening to the noises of the house. Nothing … oh of course there were some sounds: the squeaking sound of old wood compressing in the cold, the wind howling around the corners of the building and the light sound of their own breathing but nothing else. It seemed they were alone.
Carefully they explored the ground floor. The furniture was exquisite and obviously very expensive. Real paintings covered the walls. The old books in the living room were bound in real leather and the glasses in the drinks cabinet were made out of real crystal.
And then they found the well-stocked kitchen and suddenly all carefulness went out of the window. It looked like a child’s wonderland: Chocolate, cookies, cakes, pastries everywhere. Hanks eyes went wide – he was a real sweet tooth and he knew it. He grabbed a chocolate chip cookie and took a bite – it tasted heavenly.
Grace resisted a moment longer and then reached for a slice of Chocolate and Maple Syrup Cheesecake. She was also the one who spotted the whine cabinet and grabbed a bottle. The etiquette said that it was a “1961 Haut-Brion” from a country called “France” but she did neither care nor knew anything about France other than it was a country in Europe.
She looked for a bottle opener but could not find one, so she smashed the bottleneck against the large wooden kitchen island. She poured some wine into a cup that was standing around and took a big gulp only to directly spit it out on the floor. The wine was extremely dry.
“What a shitty stuff”, she complained to her brother. “I cannot understand why people drink this”, and with this words she threw the bottle into the sink where it shattered with a laud clank.
“What the hell is going on here?” an angry female voice demanded to know from the door. “Who the hell are you and what are you doing in my home?”
Grace whirled around and faced an old, grey-haired woman dressed in a black, expensive looking cocktail dress. It seemed the owner of the house had come home.
“I will call the police…” she said now and reached for her purse.
Hank, who has stood slightly behind her and whom she had not spotted so far due to the open kitchen door blocking her direct view, sprang into action when he heard her words. Smashing his huge fists into her neck from behind and so knocking her out with one blow. She did not even groan or screamed while she fell to the ground where she lay unconscious.
Panic was the first thing Grace felt and she could see the same feeling in the wide open eyes of her brother.
“Let’s get out of here”, he nearly screamed.
By pure force of will, she pulled herself together and pushed the panic away.
“No”, she said with an ice-cold voice. “We cannot go. Not now. She has seen us and she will tell the police.”
“But… but what shall we do” her brother asked anxiously.
“Pick her up and put her on this chair,” she instructed him, and while he did as she commanded, she ripped of the strings from the curtains.
“Bind her” she told him and handed him the strings.
Again, he followed her command and while doing so asked without looking: “What is your plan?”
“We need to get far away from here,” she explained “and to do so, we need money. So we will force her to tell us where she has hidden all her money.”
*
“So, Miss Forester, you said…”
A loud knock at the door interrupted him. For a moment, the old agent did look a bit annoyed by the interruption but then got up and opened the door. On the other side, another person in uniform was standing and the two whispered for a moment. Then he turned around to Grace and said: “I am back in a minute,” and left the room.
For a few seconds she sat there motionless on her chair. Then she looked at the deputy estimating her chances.
“It is very hot here”, she told him while at the same time opening the uppermost bottom of her deep purple dress. She had bought it on purpose one size too small and now she took a deep breath in, so that the velvet cloth stretched dangerously over her growing bosom. “Very hot”, she nearly whispered seductively and reached for another button. “Can I maybe get another cold coke?” she asked the deputy looking direct into his eyes.
She could see how hard it was for him to concentrate on her face. His gaze tend to wander off… wander to the neckline of her dress. To her hands who opened up yet another button, revealing just a little bit more of her alabaster skin and of her beautiful, white bosom.
She smiled. The deputy might be still fighting but she had seen this in too many men already. She knew that she could seduce him in an instant.
The door opened again and the old FBI agent entered the room, carrying in his hand some files. He looked at her, then at the deputy and raised an eyebrow. Instantly his face turned to a deep red. The agent shook his head and sat down at the table again.
“Sorry for the interruption, Miss Forester, but my colleague has just finished interviewing your brother,” he said without mentioning the incident he clearly was aware off.
“And,” Grace asked?
“It might be interesting for you to know that he told us exactly the same story you did,” the agent stated while looking at the papers in one of the files.
“Of course he did,” Grace said, “what did you expect. We are innocent and telling you the truth!”
“You did not understand me correctly, Miss Forester. You see he used nearly exactly the same words, the same phrases, the same description you did… and that is something that in my long experience never happens”
*
For a while, Grace roamed restless across the room, every occasionally looking at the unconscious woman in the chair. Suddenly she stopped and turned to her brother: “Come,” she said, “we need to find something. Let’s check the rest of the house while the old bitch is out.”
The checked the ground floor again but without success. A set of silver cutlery was all they could find. It was frustrating to see all the expensive high quality furniture, the paintings that –she was sure of it – were worth a fortune and the other valuable objects behind. But she was cleaver enough to know that she would never been able to sell them, less carry them and so they keep on looking.
The first major hit came in the form of a jewelry box in the master bedroom. It was full of golden rings, necklaces and bracelets. They grabbed one of the pillowcases from the bed and filled it with the treasure.
Then Hank pulled out one of the big books from one of the bookshelf’s and groaned, surprised by its weight. When he opened it, his eyes went wide. It was full of gold coins. Jackpot!
They kept on looking for a while longer but could not find anything else, so they returned to the kitchen… and there they discovered it: The old Lady was dead! She must have chocked on her own blood while they were away.
“Fuck – Fuck –Fuck – Fuck – FUCK!” she screamed loud, while Hank sat down on one of the chairs and looked hopelessly at the dead woman in front of him.
“They will catch us,” he said with a sobering voice. “They will catch us, put us in prison or… do they have the death penalty here?” He asked his sister eyes wide open.
“Stop it!” she screamed at him and stomped angrily with her food on the ground – for a moment resembling a little girl with a temper tantrum that she actually was supposed to be.
Hank buried his face in his hands and cried silently. She looked at him with repugnance. Then started walking around in the room like a caged tiger. Every now and then picking something up just to throw it at the nearest wall.
What to do? How to get out of this? She had no idea. That was not what she had wanted and this idiot brother of hers was of no help … no help at all. She wanted to burn all bridges behind her… burn…
Her eyes went to the old big stove at the other side of the kitchen. She had seen one just like this before… some years ago while watching a movie about a family from Italy. They had used it to make their own Pizza.
She rushed over, opened the huge cast-iron doors, and looked inside. Assessing the space in the stove and looking at the dead woman. It would not fit … at least not in one piece.
*
Another knock interrupted the interview.
Again the agent stood up and went to the door but this time he did not even try to prevent her from hearing what was said: “Did you transfer it to my Laptop?” he asked the other person.
“Yes, Sir”
“Good, thank you,” the agent answered and then closed the door.
He sat down in front of her and for a moment worked concentrated on his computer.
“You know, Miss Forester there is something you might not be aware off,” he said in a nearly casual manner.
“Really,” she answered: “and what might that be?”
“Mrs. Bianchi was not only the owner of her own chocolate manufacture. She was also a sort of celebrity. She had her own YouTube channel, producing well-liked videos on how to make chocolate and pastries. For this, she had her kitchen outfitted with some high-resolution cameras. Would you like to watch one of them?”
She did not react. Did not answer. Instead, she tried hard to show no reaction, but it was obvious that she was not prepared for this.
“Hmm so silent,” the agent said. Then he turned around the Laptop and she could see a still picture of the kitchen in the old house. He pressed a button and the video started…
*
Deputy Felix Tallis took another sip from the water cup. Rinsed his mouth to get rid of the taste of vomit and spat it into a nearby trashcan.
“Don’t be too hard on yourself”, Agent Shoehorn told him. “It is always hard to see something this cruel being done by someone so young.”
Deputy Felix Tallis nodded: “I still can’t believe it. She looks like my little sister but… what I saw in this video…. How they tortured the old Lady. And then how she cut her into pieces…”
He swallowed hard again, trying to suppress the urge to vomit again.
“Yes”, the agent said with a hard tone in his voice: “Beneath a pretty face sometimes lurks an evil mind.”
submitted by /u/Thalisien [link] [comments] via Blogger http://bit.ly/2L56b6T
0 notes
centuryassociates · 6 years
Text
Oregon Cannabis: 2019 Legislative Forecast and Report
The Oregon legislature has been grappling with cannabis for five consecutive years. Talking with those in Salem trenches, one senses some fatigue. At this point, over a month into the 2019 session, a preponderance of legislators appear vaguely inclined to “let it ride” and drop the big ideas when it comes to cannabis. This means we are unlikely to see a full-scale merger of the medical and recreational cannabis programs in 2019 (too bad), and that most of the legislation will be maintenance oriented and reactive.
How did we get here? When Oregon representatives first met in 2015 to codify Measure 91, there was tremendous buzz. The Joint Committee on Marijuana Regulation was convened, and for three consecutive sessions (two long ones and a shorty) Oregon passed bill after bill (after bill) to stage and shepherd its cannabis programs. Following the 2017 session, however, the Joint Committee was dissolved, on the inclination that Salem would start treating cannabis more like a standard policy issue. The 2018 short session therefore saw comparatively limited action, consisting principally of a non-emergency gut-and-stuff marijuana bill, and an omnibus hemp bill to build out that program.
Today, we are aware of just two marijuana lobbyists in Salem, down from 25 or so in 2015, and a dozen or more just two years ago. Some of the trade groups have gone quiet or faded away entirely. Fortunately, legislators like Floyd Prozanski, Ken Helm and Julie Fahey remain with their extensive experience on cannabis policy, and Governor Kate Brown is still here to sign all the bills (she has never vetoed a cannabis bill). All in all, though, there is less energy and probably less expertise for this stuff than before.
Still, industry watchers should still expect a few noteworthy developments in the coming months, after committee work is done. Some of these laws will arise out of necessity, such as to accommodate the 2018 Farm Bill. Some may be out of near necessity, such as addressing oversupply in the OLCC system. And anything else would be either housekeeping or progressive new laws, like social consumption framework, or protecting employees for off-work consumption.
Today, there are 22 or so early-session bills on any number of cannabis issues, kicking around committee. It’s probably not worth getting too granular or even excited about the bills before crossover day, which is the date at which bills die if they haven’t moved out of their respective committees of origin to the floor (or to another procedural or joint committee). Legislation that crosses over and passes into law will likely look different—perhaps drastically so—than currently drafted. Crossover day happens in a couple of weeks.
Given the foregoing, this blog post is not going to examine the draft bills in detail (if you’re interested in doing that yourself, they are available here). Instead, I’m going to outline a few topics getting some discussion, and a few others with a shot at clearing committee and becoming actual laws.
Hemp. There’s almost nothing filed on hemp right now. The sole, skinny bill is HB 2740, a placeholder establishing an Oregon Industrial Hemp Commission and not much more. Rest assured, though: there will be more. Oregon must shape its hemp program for certification to the federal Department of Agriculture as per the 2018 Farm Bill, which will take some preparation by the legislature to ensure that Congressional guidelines for hemp economy states are met. Drafting is happening as we speak, and we expect a fuller hemp bill to pass this session.
Limits on Marijuana Production.  There is too much marijuana in Oregon, inside and outside of the state-sanctioned systems. This was the finding of the Oregon State Police Report, the HIDTA Report, the recent Secretary of State Audit, the recent OLCC Report to the Legislature and probably anyone who has spent a little time on the back roads of Jackson or Josephine County.
In a recent blog post, I mentioned that Governor Brown recently weighed in on this vexing issue, requesting a pre-session filing of Senate Bill 218, which would allow the OLCC to refuse to issue marijuana production licenses “based on market demand and other relevant factors.” This would give legislative backing to the slow-walk OLCC already has commenced on license curtailment. Will the Governor’s skeletal proposal stick as written? It seems unlikely. The big consideration here is how (and not “if”) the legislature will protect those who have already invested resources into an application. OLCC may also push back on the Governor’s approach, and request that the legislature take care of any moratorium itself, rather than delegate this problematic task. All in all, though, the smart money says a cap on production is coming. The theory is that processors, wholesalers and retailers are already self-sorting in the free market, but production needs guardrails. Cut off the head of the snake.
Interstate Compact and Sales.  This relates to oversupply, and kudos to Adam Smith and the Craft Cannabis Alliance for pushing the exchange idea so hard for so long. But are we going to see licensed marijuana export anytime soon? Probably not. The legislature could start down the path, though, by adopting suggestions and language from this issue’s work group, which seems to have traction. If we get legislation, it will likely be a gut and stuff of Prozanski’s pre-session filed SB 582. There are two big questions here. The first is the scope of whom is allowed to export and import, with possible consensus consolidating around “almost everyone”– licensed producers, processors, wholesalers and retailers. Another big question is: what will the “trigger” look like, allowing these sales to commence. For example, will sales be allowed if and when Congress re- or deschedules? Or when we get another federal tolerance memo? Technically, Governor Brown could enter into an interstate compact at any time, but if sales commenced before the federal door opened significantly, Billy Williams has pledged to shut it down. This means that any bill we get on export will be to tee things up and nothing more.
Social Consumption.  Every year, we see social consumption bills. Every year they fail. Typically, these bills are overbroad in that they seek to legalize cannabis cafes and indoor smoking lounges, which would require an exemption to the Oregon Clean Indoor Air Act (that law is slowly phasing out a few grandfathered cigar bars and smoke shops). Do Oregonians want to return to the days where employees and others sit in rooms filled with haze and smoke? Although there are compelling arguments to be made in support of populations who live in Section 8 housing, tourists, etc. (some of which were made in yesterday morning’s hearing), we don’t see it happening. This means the two bills on tap, SB 639 and HB 2233, probably need excision of the lounge licensing concept if they are to advance. Permits for temporary (outdoor) events, on the other hand, might have legs as long as alcohol isn’t present. The public tours for cannabis businesses contained in both bills could definitely work. All in all, chances are probably 50-50 that some version of one of these bills passes.
Local Grow Tax.  You can find this concept enshrined in HB 2382, which would allow for county taxation on both recreational and medical production, based on canopy size. This bill is a natural extension of the Southern Oregon Marijuana Initiative, a logic model produced by the estimable Rob Bovett at the Association of Oregon Counties. It is probably dead as written: industry will step on this hard. This means that additional tax revenues to counties would need need to come through reallocation, which means that the Joint Committee on Ways and Means must be convinced to move $30 million or so from the General Fund to various localities. Not happening.
Off-Work Use.  This should have happened already. Let’s hope Oregon gets it right in 2019, so that cannabis consumers are treated like alcohol consumers, and patients have access to medicine without fear of job loss. The hope is that HB 2655 crosses over and the legislature looks at reasonable carve-outs for safety and employers reliant on federal grants. It needs to get done.
We will keep you posted with insights and developments on the current session as things move ahead. Until then, if you’re interested in learning how we got here, below is an archive of “round up” posts on the Oregon marijuana legislation going back to 2015.
Oregon’s New Marijuana Laws: The Last Word on the 2015 Legislative Session
Oregon Opens Its Cannabis Industry to Non-Residents (2016)
Oregon Marijuana: The Banking Bill (2016)
Oregon Cannabis: The Merger of Recreational and Medical Has Begun (2016)
Oregon Marijuana: Many More Changes with the Christmas Tree Bill (2016)
Oregon’s 2017 Cannabis Laws: The Definitive List
Oregon’s New 2018 Cannabis Laws
Oregon Cannabis: 2019 Legislative Forecast and Report posted first on https://centuryassociates.blogspot.com/
0 notes
forensiceyes · 6 years
Text
Oregon Cannabis: 2019 Legislative Forecast and Report
The Oregon legislature has been grappling with cannabis for five consecutive years. Talking with those in Salem trenches, one senses some fatigue. At this point, over a month into the 2019 session, a preponderance of legislators appear vaguely inclined to “let it ride” and drop the big ideas when it comes to cannabis. This means we are unlikely to see a full-scale merger of the medical and recreational cannabis programs in 2019 (too bad), and that most of the legislation will be maintenance oriented and reactive.
How did we get here? When Oregon representatives first met in 2015 to codify Measure 91, there was tremendous buzz. The Joint Committee on Marijuana Regulation was convened, and for three consecutive sessions (two long ones and a shorty) Oregon passed bill after bill (after bill) to stage and shepherd its cannabis programs. Following the 2017 session, however, the Joint Committee was dissolved, on the inclination that Salem would start treating cannabis more like a standard policy issue. The 2018 short session therefore saw comparatively limited action, consisting principally of a non-emergency gut-and-stuff marijuana bill, and an omnibus hemp bill to build out that program.
Today, we are aware of just two marijuana lobbyists in Salem, down from 25 or so in 2015, and a dozen or more just two years ago. Some of the trade groups have gone quiet or faded away entirely. Fortunately, legislators like Floyd Prozanski, Ken Helm and Julie Fahey remain with their extensive experience on cannabis policy, and Governor Kate Brown is still here to sign all the bills (she has never vetoed a cannabis bill). All in all, though, there is less energy and probably less expertise for this stuff than before.
Still, industry watchers should still expect a few noteworthy developments in the coming months, after committee work is done. Some of these laws will arise out of necessity, such as to accommodate the 2018 Farm Bill. Some may be out of near necessity, such as addressing oversupply in the OLCC system. And anything else would be either housekeeping or progressive new laws, like social consumption framework, or protecting employees for off-work consumption.
Today, there are 22 or so early-session bills on any number of cannabis issues, kicking around committee. It’s probably not worth getting too granular or even excited about the bills before crossover day, which is the date at which bills die if they haven’t moved out of their respective committees of origin to the floor (or to another procedural or joint committee). Legislation that crosses over and passes into law will likely look different—perhaps drastically so—than currently drafted. Crossover day happens in a couple of weeks.
Given the foregoing, this blog post is not going to examine the draft bills in detail (if you’re interested in doing that yourself, they are available here). Instead, I’m going to outline a few topics getting some discussion, and a few others with a shot at clearing committee and becoming actual laws.
Hemp. There’s almost nothing filed on hemp right now. The sole, skinny bill is HB 2740, a placeholder establishing an Oregon Industrial Hemp Commission and not much more. Rest assured, though: there will be more. Oregon must shape its hemp program for certification to the federal Department of Agriculture as per the 2018 Farm Bill, which will take some preparation by the legislature to ensure that Congressional guidelines for hemp economy states are met. Drafting is happening as we speak, and we expect a fuller hemp bill to pass this session.
Limits on Marijuana Production.  There is too much marijuana in Oregon, inside and outside of the state-sanctioned systems. This was the finding of the Oregon State Police Report, the HIDTA Report, the recent Secretary of State Audit, the recent OLCC Report to the Legislature and probably anyone who has spent a little time on the back roads of Jackson or Josephine County.
In a recent blog post, I mentioned that Governor Brown recently weighed in on this vexing issue, requesting a pre-session filing of Senate Bill 218, which would allow the OLCC to refuse to issue marijuana production licenses “based on market demand and other relevant factors.” This would give legislative backing to the slow-walk OLCC already has commenced on license curtailment. Will the Governor’s skeletal proposal stick as written? It seems unlikely. The big consideration here is how (and not “if”) the legislature will protect those who have already invested resources into an application. OLCC may also push back on the Governor’s approach, and request that the legislature take care of any moratorium itself, rather than delegate this problematic task. All in all, though, the smart money says a cap on production is coming. The theory is that processors, wholesalers and retailers are already self-sorting in the free market, but production needs guardrails. Cut off the head of the snake.
Interstate Compact and Sales.  This relates to oversupply, and kudos to Adam Smith and the Craft Cannabis Alliance for pushing the exchange idea so hard for so long. But are we going to see licensed marijuana export anytime soon? Probably not. The legislature could start down the path, though, by adopting suggestions and language from this issue’s work group, which seems to have traction. If we get legislation, it will likely be a gut and stuff of Prozanski’s pre-session filed SB 582. There are two big questions here. The first is the scope of whom is allowed to export and import, with possible consensus consolidating around “almost everyone”– licensed producers, processors, wholesalers and retailers. Another big question is: what will the “trigger” look like, allowing these sales to commence. For example, will sales be allowed if and when Congress re- or deschedules? Or if we get another federal tolerance memo? Technically, Governor Brown could enter into an interstate compact at any time, but if sales commence before the federal door opens significantly, Billy Williams has pledged to shut it down. This means that any bill we get on export will be to tee things up and nothing more.
Social Consumption.  Every year, we see social consumption bills. Every year they fail. Typically, these bills are overbroad in that they seek to legalize cannabis cafes and indoor smoking lounges, which would require an exemption to the Oregon Clean Indoor Air Act (that law is slowly phasing out a few grandfathered cigar bars and smoke shops). Do Oregonians want to return to the days where employees and others sit in rooms filled with haze and smoke? Although there are compelling arguments to be made in support of populations who live in Section 8 housing, tourists, etc. (some of which were made in yesterday morning’s hearing), we don’t see it happening. This means the two bills on tap, SB 639 and HB 2233, probably need excision of the lounge licensing concept if they are to advance. Permits for temporary (outdoor) events, on the other hand, might have legs as long as alcohol isn’t present. The public tours for cannabis businesses contained in both bills could definitely work. All in all, chances are probably 50-50 that some version of one of these bills passes.
Local Grow Tax.  You can find this concept enshrined in HB 2382, which would allow for county taxation on both recreational and medical production, based on canopy size. This bill is a natural extension of the Southern Oregon Marijuana Initiative, a logic model produced by the estimable Rob Bovett at the Association of Oregon Counties. It is probably dead as written: industry will step on this hard. This means that additional tax revenues to counties would need need to come through reallocation, which means that the Joint Committee on Ways and Means must be convinced to move $30 million or so from the General Fund to various localities. Not happening.
Off-Work Use.  This should have happened already. Let’s hope Oregon gets it right in 2019, so that cannabis consumers are treated like alcohol consumers, and patients have access to medicine without fear of job loss. The hope is that HB 2655 crosses over and the legislature looks at reasonable carve-outs for safety and employers reliant on federal grants. It needs to get done.
We will keep you posted with insights and developments on the current session as things move ahead. Until then, if you’re interested in learning how we got here, below is an archive of “round up” posts on the Oregon marijuana legislation going back to 2015.
Oregon’s New Marijuana Laws: The Last Word on the 2015 Legislative Session
Oregon Opens Its Cannabis Industry to Non-Residents (2016)
Oregon Marijuana: The Banking Bill (2016)
Oregon Cannabis: The Merger of Recreational and Medical Has Begun (2016)
Oregon Marijuana: Many More Changes with the Christmas Tree Bill (2016)
Oregon’s 2017 Cannabis Laws: The Definitive List
Oregon’s New 2018 Cannabis Laws
Oregon Cannabis: 2019 Legislative Forecast and Report posted first on http://ronenkurzfeld.blogspot.com
0 notes
jodieshazel · 6 years
Text
Oregon Cannabis: 2019 Legislative Forecast and Report
The Oregon legislature has been grappling with cannabis for five consecutive years. Talking with those in Salem trenches, one senses some fatigue. At this point, over a month into the 2019 session, a preponderance of legislators appear vaguely inclined to “let it ride” and drop the big ideas when it comes to cannabis. This means we are unlikely to see a full-scale merger of the medical and recreational cannabis programs in 2019 (too bad), and that most of the legislation will be maintenance oriented and reactive.
How did we get here? When Oregon representatives first met in 2015 to codify Measure 91, there was tremendous buzz. The Joint Committee on Marijuana Regulation was convened, and for three consecutive sessions (two long ones and a shorty) Oregon passed bill after bill (after bill) to stage and shepherd its cannabis programs. Following the 2017 session, however, the Joint Committee was dissolved, on the inclination that Salem would start treating cannabis more like a standard policy issue. The 2018 short session therefore saw comparatively limited action, consisting principally of a non-emergency gut-and-stuff marijuana bill, and an omnibus hemp bill to build out that program.
Today, we are aware of just two marijuana lobbyists in Salem, down from 25 or so in 2015, and a dozen or more just two years ago. Some of the trade groups have gone quiet or faded away entirely. Fortunately, legislators like Floyd Prozanski, Ken Helm and Julie Fahey remain with their extensive experience on cannabis policy, and Governor Kate Brown is still here to sign all the bills (she has never vetoed a cannabis bill). All in all, though, there is less energy and probably less expertise for this stuff than before.
Still, industry watchers should still expect a few noteworthy developments in the coming months, after committee work is done. Some of these laws will arise out of necessity (such as to accommodate the 2018 Farm Bill). Some may be out of near necessity (such as addressing oversupply in the OLCC system). And anything else would be either housekeeping or progressive new laws, like a social consumption framework, or protecting employees for off-work consumption.
Today, there is are 22 or so early-session bills on any number of cannabis issues, kicking around committee. It’s probably not worth getting too granular or even excited about the bills before crossover day, which is the date at which bills die if they haven’t moved out of their respective committees of origin to the floor (or to another procedural or joint committee). Legislation that crosses over and passes into law will likely look different—perhaps drastically so—than currently drafted. Crossover day happens in a couple of weeks.
Given the foregoing, this blog post is not going to examine the draft bills in detail (if you’re interested in doing that yourself, they are available here). Instead, I’m going to outline a few topics getting some discussion, and a few others with a shot at clearing committee and becoming actual laws.
Hemp. There’s almost nothing filed on hemp right now. The sole, skinny bill is HB 2740, a placeholder establishing an Oregon Industrial Hemp Commission and not much more. Rest assured, though: there will be more. Oregon must shape its hemp program for certification to the federal Department of Agriculture as per the 2018 Farm Bill, which will take some preparation by the legislature to ensure that Congressional guidelines for hemp economy states are met. Drafting is happening as we speak, and we expect a fuller hemp bill to pass this session.
Limits on Marijuana Production.  There is too much marijuana in Oregon, inside and outside of the state-sanctioned systems. This was the finding of the Oregon State Police Report, the HIDTA Report, the recent Secretary of State Audit, the recent OLCC Report to the Legislature and probably anyone who has spent a little time on the back roads of Jackson or Josephine County.
In a recent blog post, I mentioned that Governor Brown recently weighed in on this vexing issue, requesting a pre-session filing of Senate Bill 218, which would allow the OLCC to refuse to issue marijuana production licenses “based on market demand and other relevant factors.” This would give legislative backing to the slow-walk OLCC already has commenced on license curtailment. Will the Governor’s skeletal proposal stick as written? It seems unlikely. The big consideration here is how (and not “if”) the legislature will protect those who have already invested resources into an application. OLCC may also push back on the Governor’s approach, and request that the legislature take care of any moratorium itself, rather than delegate this problematic task. All in all, though, the smart money says a cap on production is coming. The theory is that processors, wholesalers and retailers are already self-sorting in the free market, but production needs guardrails. Cut off the head of the snake.
Social Consumption.  Every year, we see social consumption bills. Every year they fail. Typically, these bills are overbroad in that they seek to legalize cannabis cafes and indoor smoking lounges, which would require an exemption to the Oregon Clean Indoor Air Act (that law is slowly phasing out a few grandfathered cigar bars and smoke shops). Do Oregonians want to return to the days where employees and others sit in rooms filled with haze and smoke? Although there are compelling arguments to be made in support of populations who live in Section 8 housing, tourists, etc. (some of which were made in yesterday morning’s hearing), we don’t see it happening. This means the two bills on tap, SB 639 and HB 2233, probably need excision of the lounge licensing concept if they are to advance. Permits for temporary (outdoor) events, on the other hand, might have legs as long as alcohol isn’t present. The public tours for cannabis businesses contained in both bills could definitely work. All in all, chances are probably 50-50 that some version of one of these bills passes.
Local Grow Tax.  You can find this concept enshrined in HB 2382, which would allow for county taxation on both recreational and medical production, based on canopy size. This bill is a natural extension of the Southern Oregon Marijuana Initiative, a logic model produced by the estimable Rob Bovett at the Association of Oregon Counties. It is probably dead as written: industry will step on this hard. This means that additional tax revenues to counties would need need to come through reallocation, which means that the Joint Committee on Ways and Means must be convinced to move $30 million or so from the General Fund to various localities. Not happening.
Interstate Compact.  Kudos to Adam Smith and the Craft Cannabis Alliance for pushing the exchange idea so hard for so long. But are we going to see licensed marijuana export anytime soon? Probably not. The legislature could start down the path, though, by adopting suggestions and language from this issue’s work group, which seems to have traction. If we get legislation, it will likely be a gut and stuff of Prozanski’s pre-session filed SB 582. There are two big questions here. The first is the scope of whom is allowed to export and import, with possible consensus consolidating around “almost everyone”– licensed producers, processors, wholesalers and retailers. Another big question is: what will the “trigger” look like, allowing these sales to commence. For example, will sales be allowed if and when Congress re- or deschedules? Or when we get another federal tolerance memo? Technically, Governor Brown could enter into an interstate compact at any time, but if sales commenced before the federal door opened significantly, Billy Williams has pledged to shut it down. This means that any bill we get on export will be to tee things up and nothing more
Off-Work Use.  This should have happened already. Let’s hope Oregon gets it right in 2019, so that cannabis consumers are treated like alcohol consumers, and patients have access to medicine without fear of job loss. The hope is that HB 2655 crosses over and the legislature looks at reasonable carve-outs for safety and employers reliant on federal grants. It needs to get done.
We will keep you posted with insights and developments on the current session as things move ahead. Until then, if you’re interested in learning how we got here, below is an archive of “round up” posts on the Oregon marijuana legislation going back to 2015.
Oregon’s New Marijuana Laws: The Last Word on the 2015 Legislative Session
Oregon Opens Its Cannabis Industry to Non-Residents (2016)
Oregon Marijuana: The Banking Bill (2016)
Oregon Cannabis: The Merger of Recreational and Medical Has Begun (2016)
Oregon Marijuana: Many More Changes with the Christmas Tree Bill (2016)
Oregon’s 2017 Cannabis Laws: The Definitive List
Oregon’s New 2018 Cannabis Laws
from Canna Law Blog™ https://www.cannalawblog.com/oregon-cannabis-2019-legislative-report-and-forecast/
0 notes
kennethherrerablog · 6 years
Text
Don’t Lose Your Home. Fight Eviction With These 4 Strategies
A few months before the housing market began to implode, 22-year-old Alisa Daly and her boyfriend — now husband — were expecting their first child.
Working at a small trucking company in Arizona, she was close friends with the office manager, and her mother worked for the same firm. So Daly was shocked when her mom called and told Daly she was about to be laid off. Then, a few months after that, the couple’s car broke down and her boyfriend was fired when he didn’t show up for work.
“It made us feel miserable, overwhelmed, depressed and angry,” Daly says.  “We couldn't get a job anywhere, doing anything. And no one would hire someone that was pregnant.”
As a renter in 2007, she was able to avoid eviction, unlike the 958,000 tenants who were evicted during the housing crisis. But she was on the precipice of a life-changing, community-altering tragedy, according to recent data compiled by the Eviction Lab, a project spearheaded by Princeton University professor Matthew Desmond with millions of dollars in support from the Gates, JPB and Ford Foundations and the Chan Zuckerberg Initiative.
Luckily, Daly, now a homeowner, negotiated a week-to-week payment plan to avoid falling behind in rent — demonstrating what experts say is your best bet if you’re facing eviction. She said dividing the rent into weekly amounts made it easier to budget for.
But when she moved to break her lease after an attempted burglary at her apartment, she also avoided any additional fees by hiring a lawyer and arguing that the landlord had violated the lease by not maintaining the apartment adequately — another option to fight an eviction proceeding.
Even as foreclosures have fallen 67% since the Great Recession, rental evictions declined only 9.6% to 898,479 in 2016, the latest year that statistics are available. And with experts growing concerned about housing affordability, particularly for renters, and wages remaining mostly stagnant, the eviction epidemic is likely to continue.
“If you live in a community that is plagued by eviction, then it is absolutely an epidemic, but it’s an epidemic that’s always been occurring,” said David Dworkin, president and CEO of the National Housing Conference and former housing policy adviser at the U.S. Treasury Department. “And if you don’t live in one of those communities, it’s an epidemic that’s been easy to ignore.”
Here’s Some General Advice on How to Stop an Eviction
Since the Eviction Lab had difficulty compiling all eviction records from some states, including New York and California, the real numbers of people evicted are likely in the millions each year. It could be your neighbor. A family member. It might even be you.
As Alisa Daly’s story shows, you could end up facing eviction through no fault of your own.
Maricopa County, Arizona, Judge Pro Tem Jeremy Rovinsky can see 100 eviction proceedings during a busy day as he does temporary time behind the bench in civil court.
“It’s very difficult for me I have to look people in the eye, people who are struggling, people who are suffering, and tell them they have to leave their home,” he says. “The worst part of my job is having go look them in the eye and say this is the law.”
So how does an eviction work?
First, it’s illegal for landlords to try to evict you by themselves by changing the locks, turning off utilities or through any other method. They must go through the court system.
In most cases, you’ll be served with a notice to vacate, after which you will go before a judge. Be aware that it’s rare for a tenant to win an eviction case for nonpayment. If the judge rules in favor of the landlord, a law enforcement officer will show up and you’ll be forced out of your home.
Although specific eviction laws vary state-by-state, there are some general things you can do if you are facing eviction due to nonpayment of rent. Below, you can see the specific time frames landlords must follow during eviction proceedings, depending on your state.
Negotiate Any Way You Can With Your Landlord or Leasing Company
Usually, it’s in your landlord’s best interest to work out a payment plan so you don’t fall too far behind on rent. For Daly, that meant a week-to-week plan, but it could even be a grace period until you get back on your feet.
But be certain you get whatever agreement you come to in writing.
“[The landlord] neither wants the headache of going to court [n]or that apartment empty,” Rovinsky says.
Documents, Documents, Documents
Depending on your state, or county, there are technicalities that could force your landlord to halt eviction proceedings. These include failure to keep up the property or any sort of retaliation for demanding the landlord follow local tenant laws.
But you’ll need plenty of evidence. Hang on to your lease and read it thoroughly — or if you lost it, pick up a copy from your local Clerk of the Court. Save emails, memos and letters from your landlord and take photos of the property.
“Pictures really are worth 1,000 words in these situations,” said Alan Mills, executive director of the Uptown People’s Law Center in Chicago. “Judges have to figure out who’s telling the truth, and the more documentation, the better chance you have.”
Find a Legal-Aid Service or Church Group Near You
With all of the fine print in each state’s landlord-tenant laws, it was difficult enough just researching this article. If you lose a job, and especially if you have a family to look after, it can be head-spinning to figure out your legal options in an eviction process.
For one, know that a landlord can never lock you out or turn off the utilities — so stay calm and figure out your next move with the help of a local legal-aid office. Most are low-cost or free, and because they focus on working with marginalized folks, they’ll likely have an expert on tenants’ rights.
Rovinsky, the Arizona judge, recently had an eviction case in which a church congregation stepped in with $500 so a tenant could afford to avoid eviction for at least that month. Sometimes it can take just a month for you to get back on your feet.
Have a Backup Plan if You Can’t Fight the Eviction
“Make a contingency plan,” Mills says. “The worst thing that can happen to anyone is having the sheriff come put your stuff out on the street.”
That means using what savings you may have to rent a cheap storage unit for a month. And make sure you have a plan to keep your kids and family in place — whether that be with relatives or a homeless shelter.
Your first step should be to call the nationwide resource assistance hotline 211.
Once you are stabilized, know that an eviction will remain on your record. So before you pay for a background check when you are looking for a new apartment or home to rent, be up front with the landlord. You could spend half a month’s rent on background checks alone if you get denied a few times, Mills said.
But don’t lose hope; nonpayment of rent is the least harmful type of eviction to have on your record.
“If landlords only rented to people who have never been evicted, there would be a lot of open property,” Rovinsky said. “It doesn’t mean you’ll never rent again or that your life is over.”
Here Are State-By-State Eviction Guidelines
These brief guidelines will help you understand the timeline and some rights you have as a tenant if you can’t pay rent on time. There are many legal variations in each jurisdiction and even by housing type — and we are not authorized to give legal advice — so we have provided contact numbers for legal-aid services and tenants’-rights groups.
These organizations should help you understand your rights better and may help fight a potential eviction.
The Penny Hoarder also analyzed eviction rates — the percentage of rental properties where tenants faced an eviction in 2016 — to show the cities with the most evictions. For context, the national eviction rate is around 2.3%.
Alabama Arizona Arkansas California Colorado Connecticut Delaware Washington DC Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming
Alabama
In Alabama, the landlord must give the tenant notice and seven days to vacate unless the rental agreement is met. During that week, the tenant can pay the rent and the landlord is legally not allowed to pursue an eviction.
Legal Services Alabama, Statewide, 866-456-4995
Montgomery — 5.82%
Gadsden — 5.53%
Hueytown — 3.76%
Tillman’s Corner — 3.76%
Mobile — 3.66%
Arizona
In Arizona, where Rovinsky hears cases, tenants have five days’ notice ahead of being evicted. But there are three ways to fight an eviction in this state: Pay the rent in full within the five days; pay the rent in full and cover any applicable late fees after five days; or, before a final judgment, pay the rent, late fees and any court costs.
Drexel Heights — 6.15%
Tucson — 6.03%
Casas Adobes — 2.91%
Marana — 2.53%
Catalina Foothills — 1.99%
Arkansas
In Arkansas, landlords have two ways to evict you from your rental: a civil lawsuit or a criminal charge. If they pursue the former, they have to give you a three-day written notice that they will be suing you for “unlawful detainer” if you don’t vacate the property. After you receive a court summons, you have five days to object to the eviction.
In the case of a criminal charge, they will give you a 10-day notice of failure to vacate. If you don’t leave in 10 days, you’ll be charged with a misdemeanor and could be fined up to $25 for each additional day you stay.
Legal Aid of Arkansas, Jonesboro, 800-967-9224
Center for Arkansas Legal Services, Little Rock, 501-376-3423
Legal Aid of Arkansas, Statewide, 800-952-9243
Jacksonville — 1.99%
Marion — 1.96%
West Memphis — 1.85%
Little Rock — 1.76%
North Little Rock — 1.68%*
*These are eviction filings as opposed to actual evictions.
California
California law requires landlords to provide a three-day notice to vacate. If a tenant doesn’t pay rent within those three days, the landlord can file an eviction.
Bay Area Legal Aid, Oakland, 510-663-4755
Legal Aid Foundation of Los Angeles, 323-801-7991
Hemet — 5.08%
Moreno Valley — 4.81%
Perris — 3.31%
Arden-Arcade — 2.97%
Rancho Cordova — 2.86%
Colorado
Like California, Colorado also provides a three-day window before landlords can move to evict a tenant. But in this state, if you pay rent within that three-day period, the landlord can’t proceed with the eviction. If the tenants move out within three days, they are still liable for rent, and if the security deposit doesn’t cover the amount owed, the landlord may sue the tenant for the difference.
Colorado Affordable Legal Services, Denver, 303-996-0010
Northglenn — 6.24%
Aurora — 5.52%
Welby — 5.4%
Sherrelwood — 5.16%
Thornton — 4.64%
Connecticut
Connecticut has one of the more lenient nonpayment-of-rent laws, with the tenant given a nine-day period before the landlord can begin pursuing an eviction. But after that time frame, the landlord can give a three-day notification to move out of the rental.
Then, as in other states, a judge will weigh both sides during an eviction hearing if the tenant wants to challenge the eviction.
Connecticut Fair Housing Center, Hartford, 860-247-4400
Connecticut Legal Services, Middletown, 860-344-0447
Waterbury — 6.1%
Hartford — 5.73%
Bridgeport — 5.03%
New Britain — 4.68%
Meriden — 4.45%
Delaware
Tenants in Delaware have five days after the missed rent period to pay their landlord (once served with a notice to pay). If they don’t pay in that time frame, they will have to either fight the eviction in court or vacate the premises.
Legal Services Corporation of Delaware, Wilmington, 302-734-8820; 302-575-0408
Delaware Legal Help Link, Statewide, 302-478-8850
Wilmington — 7.62%
Glasgow — 7.05%
Dover — 6.94%
Bear — 6.04%
Brookside — 4.29%
Washington DC
In Washington, D.C., a landlord has to provide a 30-day window for the renter to pay rent in full with an official notice. But this is sometimes waived in rental agreements.
If a judge rules in favor of the landlord, the tenant has three days before removal from the property. D.C. is also a “pay-and-stay” jurisdiction, where tenants have until U.S. Marshals remove them from the rental to pay the rent and associated late fees.
D.C. Tenants' Rights Center, Washington, 202-681-6871
Howard University School of Law Fair Housing Clinic, Washington, 202-806-8082
Districtwide — 2.59%
Florida
In the Sunshine State, a landlord must send an official three-day notice for the tenant to pay rent. If the tenant pays within three business days of receiving the notice, the landlord cannot legally proceed with an eviction. But, if you fail to pay rent within those three days, you will be served with a summons and have five days to respond to the eviction lawsuit
Florida Housing Coalition, Tallahassee, 850-878-4219
Jacksonville Area Legal Aid, 904-356-8371
Lauderhill — 7%
Pine Hills — 5.88%
Jacksonville — 5.34%
University (Tampa area)  — 5.26%
Miramar — 4.65%
Georgia
Landlords in Georgia do not have to wait between notifying tenants about missing rent and filing an eviction notice. So once tenants receive a notice, they may end up in eviction court right away.
Also, Georgia law doesn’t require a written eviction notice, so a landlord can verbally serve an eviction notice. But Georgia law does allow the tenant to pay without penalty the owed rent within seven days after receiving a court summons.
Atlanta Volunteer Lawyers Foundation, 404-521-0790
Georgia Legal Services Program, Atlanta, 404-206-5175
Redan — 13.99%
Union City — 11.67%
East Point — 11.3%
Candler-McAfee — 11.17%
Warner Robins — 10.69%
Hawaii
Landlords in Hawaii must provide tenants with a written five-day notice before pursuing an eviction.
Hawaii Fair Housing Enforcement Program at Legal Aid Society of Hawaii, Honolulu, 808-536-4302
Hilo — 0.51%
Kihei — 0.41%
Kahului — 0.26%
Idaho
Idaho law also requires a written three-day notice be provided to the tenant before proceeding with the eviction process. A tenant can pay rent within that window to stop the eviction proceedings.
Also, Idaho law allows tenants to withhold rent to request repairs..
Idaho Legal Aid Services, Boise, 208-336-8980
Nampa — 1.31%
Post Falls — 1.29%
Burley — 1.2%
Caldwell — 1.18%
Twin Falls — 1.16%
Illinois
Illinois law calls for a five-day notice before a tenant can be sued for eviction. If the tenant pays rent in that time frame, the landlord can’t pursue an eviction.
Illinois Tenants Union, Chicago, 773-478-1133
Legal Aid Society of Metropolitan Family Services, Chicago, 312-986-4000
Matteson — 5.92%
Crest Hill — 5.5%
Kankakee — 5.35%
East St. Louis — 5.27%
Bolingbrook — 4.67%
Indiana
Indiana may have a high eviction rate compared with the rest of the country, but it does have a more lenient landlord-tenant law, at least when it comes to the notice. Landlords are required to provide a 10-day written notice before filing suit, during which time the tenant can pay back rent.
Indiana Legal Services, Statewide, 844-243-8570; Bloomington office, 812-339-7668 or 800-822-4774
Indiana University Bloomington Tenant Assistant Project
Griffith — 11.27%
Marion — 8.52%
Elkhart — 8.50%
Auburn — 8.06%
Kokomo — 7.95%
Iowa
Iowa landlords are required to give tenants a three-day window to pay the owed rent before filing an eviction lawsuit. If the tenant pays rent during that time frame, the landlord can’t sue for eviction.
Iowa Legal Aid, Statewide, 800-532-1275
Waterloo — 5.73%
Davenport — 4.72%
Clinton — 4.02%
Ottumwa — 3.72%
Council Bluffs — 3.49%
Kansas
In Kansas, landlords must provide a three-day notice for tenancies that have lasted less than three months and a 10-day notice for those that have been in place longer.
Kansas Legal Services, Topeka, 800-723-6953
Edwardsville — 7.68%
Park City — 6.88%
Kansas City  — 5.60%
Bonner Springs — 4.86%
Wichita — 4.44%
Kentucky
In Kentucky, tenants are given a seven-day window to pay rent before a landlord can pursue eviction. But like most states, a tenant can fight the eviction in court if the landlord did not hold up his or her end of the lease agreement.
Legal Aid of the Bluegrass, Lexington, 859-431-8200
Kentucky Legal Aid, Western Kentucky, 866-452-9243
Legal Aid Society, Louisville, 502-584-1254
Shively — 5.45%
Franklin — 4.84%
Louisville — 4.82%
Lexington-Fayette — 4.59%
Campbellsville — 4.48%
Louisiana
Louisiana law calls for a five-day notice before a landlord can file an eviction lawsuit. However, that five days is only a grace period to vacate; the state does not allow the tenant to pay rent and avoid eviction.
Legal Services of North Louisiana, Shreveport, 318-222-7186
Southeast Louisiana Legal Services, Baton Rouge, 225-448-0331; Hammond, 985-345-2130; Covington, 985-893-0076
Woodmere — 7.23%
Baton Rouge — 6.45%
Slidell — 5.49%
Baker — 5.13%
Marrero — 4.30%
Maine
In Maine, a tenant must fall seven days behind in rent before a landlord can issue a notice of eviction. After that, a tenant has seven days to pay rent to stop the eviction proceedings.
Pine Tree Legal Assistance, Portland, 207-774-8211
Waterville — 5.25%
Lewiston — 4.79%
Sanford — 4.68%
Augusta — 4.28%
Biddeford — 4.25%
Maryland
Maryland is one state that has no notification period for landlords who want to evict a tenant. Technically, they can sue a tenant for eviction the day after they serve the resident with a notice.
Still, if tenants pay rent, late fees and court costs on or before the day of the hearing, they can avoid eviction.
Public Justice Center, Baltimore, 410-625-9409
Maryland Legal Aid, Baltimore, 410-951-7777
South Laurel — 7.14%
Chillum — 3.37%
Bowie — 1.93%
Laurel — 1.88%
College Park — 1.50%
Massachusetts
To avoid being sued for eviction, tenants in Massachusetts have a 14-day period to pay rent or vacate their rental after a landlord serves legal papers.
Alliance of Cambridge Tenants, 617-499-7031
Quincy Community Action Programs, 617-479-818, ext. 4
Haverhill — 2.93%
Lynn — 2.75%
Weymouth — 2.71%
Brockton — 2.69%
Framingham — 2.53%
Michigan
Michigan-based landlords must serve a written seven-day notice before they can file to evict a tenant. The tenant can pay the owed rent within that window to remain in the rental, however.
Lakeshore Legal Aid, Statewide, 888-783-8190
Michigan Poverty Law Program, Ann Arbor, 734-998-6100
Muskegon — 10.91%
Saginaw — 10.54%
Battle Creek — 9.98%
Dearborn Heights — 9.82%
Jackson — 9.71%
Minnesota
In Minnesota, landlords aren’t required to give any notice before pursuing an eviction unless the tenant is “at will” — meaning under an informal, usually month-to-month lease. In that case, a landlord must provide a 14-day notice to vacate before suing for eviction.
Home Line, Minneapolis, 866-866-3546
Southern Minnesota Regional Legal Services, St. Paul, 888-575-2954
East Bethel — 2.59%
Brooklyn Park — 1.86%
Brooklyn Center — 1.44%
Moorhead — 1.38%
Ramsey — 1.23%
Mississippi
Mississippi law requires a three-day notice to pay rent before a landlord can file an eviction lawsuit against a tenant for nonpayment.
Mission First Legal Aid, Jackson, 601-608-0050, ext. 2
Mississippi Center for Legal Services, Statewide, 800-498-1804
Horn Lake — 11.90%
Gulfport — 9.68%
Pascagoula — 9.38%
Jackson — 8.75%
Southaven — 7.86%
Missouri
Unlike most states, Missouri doesn’t have a specific time requirement for a landlord to demand rent before filing an eviction. However, most legal sites do recommend that landlords give at least three days’ notice.
Arch City Defenders, St. Louis, 855-724-2489
Legal Services of Eastern Missouri, St. Louis, 314-534-4200 or 800-444-0514
Spanish Lake — 14.33%
Old Jamestown — 12.76%
Bellefontaine Neighbors — 11.51%
Berkeley — 9.13%
Murphy — 8.75%
Montana
In Montana, a a tenant has three days to pay rent upon being served with a notice of late payment by the landlord.
Montana Legal Services Association, Statewide, 800-666-6899
Evergreen — 3.69%
Lockwood  — 2.02%
Hardin — 1.92%
Butte-Silver Bow — 1.86%
Great Falls — 1.81%
Nebraska
In Nebraska, a landlord must serve a three-day notice to a tenant who is late on rent. The renter can avoid eviction by paying within that three-day window.
Legal Aid of Nebraska, Statewide, 877-250-2016
Plattsmouth — 4.79%
Omaha — 3.87%
Waverly — 3.24%
Chalco — 2.68%
Bellevue — 2.63%
Nevada
Nevada state statutes require landlords to serve a tenant with a five-day notice to pay rent before proceeding with an eviction. If the tenant pays rent in that window, the landlord can’t pursue the eviction.
Legal Aid Center of Southern Nevada, Las Vegas, 702-386-1070
Nevada Legal Services, Las Vegas, 702-386-0404; Reno, 775-284-3491 or 800-323-8666
Whitney — 6.82%
North Las Vegas — 5.82%
Sunrise Manor — 5.31%
Winchester — 5.15%
Paradise — 4.33%
New Hampshire
New Hampshire law provides a one-week time frame for a tenant to pay rent to avoid eviction. This seven-day period begins when the landlord serves the tenant with a written notice, and tenants can pay rent in full plus $15 during that period.
New Hampshire Legal Aid, Statewide, 800-639-5290
(No data on percentage of evictions available.)
New Jersey
New Jersey law doesn’t require a landlord to give a tenant a window to pay rent that is owed, so a tenant may face an eviction lawsuit immediately after failing to pay rent.
New Jersey Tenants Organization, Fort Lee, 201-342-3775
Fair Share Housing Center, Cherry Hill, 856-665-5444
South Plainfield — 0.07%
Newark — 0.05%
Westfield — 0.04%
Clifton — 0.03%
East Orange — 0.03%
New Mexico
New Mexico law requires landlords to serve tenants with a three-day notice to pay rent before pursuing an eviction.
New Mexico Legal Aid, Statewide, 833-545-4357
Albuquerque — 4.72%
Clovis — 3.58%
Roswell — 3.53%
South Valley — 3.10%
Grants — 2.93%
New York
New York landlords must give tenants three days to pay rent before pursuing an eviction. If the renter pays within that window, the landlord can’t sue for eviction.
Legal Services NYC, New York, 917-661-4500
Legal Services of Central New York, Syracuse, 877-777-6152
Poughkeepsie — 2.76%
Auburn — 1.74%
New York — 1.615 (Bronx, 6.23%, Brooklyn, 1.28%, Staten Island, 3.42%)
Watertown — 1.45%
Middletown — 0.95%
North Carolina
If a tenant is late paying rent in North Carolina, the landlord must serve a written notice that gives the renter 10 days to pay before filing an eviction. If the tenant pays within that window, the landlord can’t proceed with the eviction.
Pisgah Legal Services, Statewide, 828-253-0406, 800-489-6144
Graham — 11.14%
Kinston — 10.24%
Shelby — 9.10%
Henderson — 9.08%
Wilson — 8.60%
North Dakota
In North Dakota, a landlord must provide the tenant a three-day notice of eviction, and it must be served by a process server or deputy.
Ohio
In Ohio, the landlord must give a tenant a three-day notice before suing for eviction. However, unlike in other states, the landlord is not obligated to accept a rent payment during that period or halt the eviction process.
Legal Aid Society of Greater Cincinnati, 513-241-9400, 800-582-2682
Legal Aid Society of Cleveland Tenant Information Line, Cleveland, 216-861-5955. (For legal help, dial 216-687-1900 or 888-817-3777.)
Legal Aid Society of Columbus, 614-241-2001
East Cleveland — 8.87%
Middletown — 8.41%
Canton — 8.34%
Euclid — 7.93%
Trotwood — 7.72%
Oklahoma
Oklahoma law requires a landlord to serve the tenant with a five-day notice to pay rent before pursuing an eviction.
Legal Aid Services of Oklahoma, Oklahoma City, 405-521-1302
Neighbor for Neighbor, Tulsa, 918-425-5578
Tulsa — 7.77%
Del City — 7.32%
Midwest City — 6.63%
Durant ��� 6.46%
Oklahoma City — 6.19%
Oregon
Oregon has a more lenient law for nonpayment of rent, with a landlord required to wait eight days before serving the tenant with a notice of eviction. Then, the tenant has three days to pay rent or face an eviction lawsuit.
But the landlord has another option: Serve a six-day notice to pay rent on the fifth day after rent is due. Both give 11 days for a tenant to catch up on rent.
Legal Aid Services of Oregon, Portland, 503-224-4086
Portland Tenants United, 503-836-7881
Gresham — 2%
Springfield — 1.86%
Hayesville — 1.65%
Medford — 1.62%
Salem — 1.62%
Pennsylvania
Pennsylvania law requires a landlord to give a 10-day notice of eviction to the tenant, who can pay during that period and avoid eviction.
Regional Housing Legal Services, Glenside, 215-572-7300
Community Legal Services of Philadelphia, 215-981-3700
Glenolden — 10.03%
Folcroft — 6.99%
Brookhaven — 6.91%
Reading — 6.22%
Uniontown — 4.29%
Rhode Island
In Rhode Island, tenants have 15 days to pay rent after the due date before a landlord can serve them with a five-day notice to pay. If the renters don’t pay in those five days, the owner can pursue an eviction.
Rhode Island Legal Services, Providence, 401-274-2652
Providence — 3.82%
Cranston — 2.63%
Warwick — 2.44%
South Carolina
South Carolina law requires the landlord to serve a five-day written notice when the tenant is late with rent before filing an eviction lawsuit. However, the landlord can file suit without notice if the following language is in the lease agreement:
“IF YOU DO NOT PAY YOUR RENT ON TIME. This is your notice. If you do not pay your rent within five days of the due date, the landlord can start to have you evicted. You will get no other notice as long as you live in this rental unit.”
South Carolina Legal Services, Statewide, 888-346-5592
Ladson — 24.00%
St. Andrews — 20.66%
Dentsville — 19.01%
Hanahan — 17.84%
Florence — 16.65%
South Dakota
South Dakota law gives tenants three days to pay rent after it is due. The landlord can serve a three-day notice and file an eviction lawsuit if the rent isn’t paid in that window.
Dakota Plains Legal Services, Mission, 605-856-4444, 800-658-2297
East River Legal Services, Sioux Falls, 800-952-3015
Summerset — 1.9%
Brandon — 1.28%
Box Elder — 1.26%
Harrisburg — 1.09%
Rapid Valley — 1.09%*
* These are eviction filings as opposed to actual evictions.
Tennessee
In Tennessee, landlords must serve a 14-day notice to pay rent once the tenant is late. If the rent remains unpaid, then the owner can sue for eviction.
Memphis Area Legal Services, 901-523-8822
West Tennessee Legal Services, 17 counties, 731-423-0616 or 800-372-8346
Memphis — 4.89%
Athens — 4.13%
Clarksville — 3.90%
Cleveland — 3.51%
Nashville-Davidson — 3.42%
Texas
Texas is another state that requires a three-day notices before the landlord can file for eviction.
Austin Tenants Council, 512-474-1961
Lone Star Legal Aid, Houston, 800-733-8394
Killeen — 7.67%
White Settlement — 6.39%
Dickinson — 6.23%
Texas City — 5.98%
Fresno — 5.62%
Utah
Utah law requires a landlord to give the tenant a three-day notice before suing for eviction.
Utah Legal Services, Salt Lake City, 801-328-8891 (in Salt Lake County), 800-662-4245 (outside Salt Lake County)
Murray — 2.31%
West Valley City — 2.26%
Taylorsville — 1.97%
Midvale — 1.82%
Magna — 1.79%
Vermont
Vermont is another state with lenient laws regarding nonpayment of rent. When a tenant is overdue on rent, the landlord must issue a 14-day notice to pay before filing an eviction lawsuit.
Vermont Legal Aid, Statewide, 800-889-2047
Barre — 0.23
Montpelier — 0.11
St. Johnsbury — 0.08
St. Albans — 0.06
Virginia
In Virginia, landlords must issue a five-day notice to pay rent before starting eviction proceedings against a tenant.
Northern Virginia Affordable Housing Alliance, Northern Virginia, 571-572-2238
Legal Aid Justice Center, Charlottesville, 434-529-1849
Central Virginia Legal Aid Society, 21 counties and municipalities, 800-868-1012
Petersburg — 17.56%
Hopewell — 15.69%
Portsmouth — 15.07%
Richmond — 11.44%
Hampton — 10.49%
Washington
Washington requires a  landlord to issue a three-day notice to pay rent before suing a tenant for eviction.
Fair Housing Center of Washington, Tacoma, 253-274-9523
Everett — 2.06%
Parkland — 1.99%
Lakewood — 1.89%
Longview — 1.74%
Spokane — 1.66%
West Virginia
West Virginia laws allow landlords to immediately terminate a lease and file an eviction lawsuit as soon as the tenant fails to pay rent on time.
Legal Aid of West Virginia, Statewide, 866-255-4370
Martinsburg — 10.22%
Ranson — 8.09%
Westover — 7.83%
Elkins — 7.14%
Beckley — 5.75%
Wisconsin
A landlord has two options for evicting a tenant for failure to pay rent. The owner can issue a five-day notice, in which time the tenant can pay up to avoid eviction. Or the owner can issue a 14-day notice to vacate, in which the tenant has no choice but to move out or face eviction.
Legal Action of Wisconsin, Milwaukee, 414-278-7722
Tenant Resource Center, Madison, 608-257-0006 ext. 5
Racine — 5.56%
Beloit — 4.34%
Milwaukee — 4.25%
Kenosha — 3.89%
Janesville — 3.39%
Wyoming
Wyoming-based landlords must provide a three-day notice to tenants before pursuing an eviction lawsuit.
Legal Aid of Wyoming, Statewide, 877-432-9955
Casper — 1.76%
Riverton — 0.91%
Lander — 0.85%
Rock Springs — 0.80%
Evanston — 0.78%
Alex Mahadevan is a data journalist at The Penny Hoarder.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
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Don’t Lose Your Home. Fight Eviction With These 4 Strategies published first on https://justinbetreviews.tumblr.com/
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hi, i live in city center Mississauga, ontario, Canada. (Hurantario and Eglington) I am 16 years old and i can get my G2 next month if i am a second owner and second driver (my dad is the first driver) of a MAzda Rx8 2003. also receieved driving lessons. how much will my insurace will be per month, both my parents insurance is 300 per month""
Can a lender file a claim against your insurance company after repossession?
My car was repossessed on 9/11. I attempted to get my car back..but Wells Fargo played games..such as saying the car is on its way to the auction...no, its still there and we can't place a hold on it..it leaves for the auction in a couple of days. So, I went and got me another car. Now, today..I find out that they are filing a claim for the very day that they took the car. The claim was filed at 1:06 today. However, the car was not insured on that very date. Also, I had to sign some papers to reinstate the policy to the effect that no claims would be filed because NO accident occurred. Will the lender be able to file against my insurance policy under these circumstances?""
What's the cheapest van insurance for a new driver aged 27?
just passed my test and will be looking for a little berlingo van or kangoo. something of the sort. im a builder. just like to know peoples experiences getting the best insurance.
Just turned 50 - can you get cheaper insurance if you are over 50?
It was my 50th bday last week and I'm trying to cut down on my car insurance costs. Can anyone recommend any insurers that offer cheaper prices for drivers over 50?
How much is insurance for a 16 year old?
So Im looking to buy a car when I turn 16 in a few months.. preferably the 2012 beetle which comes out to be around $25,000 and about $400 a month for 72 months. And I am also looking to get a job and work as many hours as I can, including the summer AND when school is back in session. I live in Southern California so minimum wage is $8.00... I am just hoping I can afford the car even with the cost of insurance... and after taxes as well! Im having trouble figuring it out so PLEASE help! Thanks :)""
What are some good car with cheap insurance and good mpg for a 16. I wanna tune it up?
I want a car that has low insurance and good mpg i wanna tune it up to like 400hp to 500hp
Why is my car insurance so high?
why is my car insurance so high my cheapest quote is 4000 on my own i have a 1.1 peugeot 106 im nearly 20 years old and passed my driving test at the end of november 2010
Pagani Zonda - how much to insure?
My hubby and I were watching Top Gear the other night and James May was testing the Pagani Zonda. Does anyone know, out of interest (or to be honest to settle an argument!) roughly how much the insurance premium would be on this type of car? Thanks!""
Price on car insurance for student?
Sorry my last question wasn't clear enough. I'm wondering how much money I would spend on a car insurance for my son who is a junior (16 y.o) and is getting his permit in th next week. If this helps, a car is a ford 2006 please help?""
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Where is the best place to get affordable dental care in portland oregon without insurance? Thank-you! ?
Tip cheap car insurance for 21 year old female
Tip cheap car insurance for 21 year old female
Car insurance question?
right now I'm driving a 2008 saturn aura xe, I'm 17 and my insurance is around 200$ a month. I'm looking into buying a new car. i recent ran into money on the stock market. I'm looking into buying a 2008 c-300 mercedes they go for around 15,000-17,000. will my insurance go up a lot? thanks""
Can I put my partner on my health insurance?
Hi there, My girlfriend and I are going to be moving to New Jersey in May of next year. We are going to get a civil union. At this point will I be able to include her on my health insurance through work? I work in Philadelphia. Wasn't sure of this since PA doesn't recognize civil unions, but didn't know if there is a loop hole since we will be living in New Jersey?? Any help would be great. Thanks!""
How much does a ticket cost for no proof insurance in ca?
I got a ticket for no proof of insurance at the time. But I have insurance. Does anyone know how much the ticket costs. Or what I can do to get it written off??
How much will my insurance be?
I found a 1999 Mitsubishi Eclipse and im concerned about the insurance since im 16. sport cars= more expensive. Lets say if a Crown Vic was $130 a month, how much would a sports car be? I will also be on my parents insurance witch there is three cars already on there insurance so the cost will go down some i believe. If i maintain a B- or higher grade for school my insurance will go down an additional 10%.""
""What is classic car insurance, what cars are eligable and how much would it cost?""
basically i was told that classic car insurance is dead cheap and im a first time driver at the age of 18 and was wounderung how mcuh it would cost?, what cars are eligable ? and is this a cheaper option also my favorite car is vw golf mk 2 gti would this car be eligable for this insurance seen as tho it is quite an old car""
Cheapest car insurance?
Does anyone know the best deals around for third party fire and theft? The quotes I have been given are ridiculous compared to last year, I'm sick of shopping around having to keep repeating the details then to find that the quote is as bad as the first! Thanks Guys if you can recommend....""
Insurance information for young drivers?
Im 22 years old. I currently on my mom's insurance so that it's cheaper and I recently traded in my other car and got a new one. How much do You think insurnace would cost if I got it on my own. I pay 130.00 now for full coverage? I don't get along with her and I wold perfer not to have her on my title. I was told I needed to have her on my title in order to be under her insurnace?
How much do you pay for insurance?
what car do u have and how much do you pay, also what insurance sompany do u have ? just want to know""
Is there a dental insurance college students can go on?
I am a college student without insurance. My college doesn't offer any type of insurance for their students, and my parents do not have dental insurance either, but I was wondering if there is a low cost dental insurance I could go on.""
Does any insurance company offer insurance for a classic/antique car that is not parked in a garage?
I'm looking to insure an old Ford pickup that I just restored. I don't plan on parking it in the garage every night and therefor wanted to find a classic car insurance policy that doesn't require a locked garage storage. The truck will only be used one or twice a week for pleasure so I don't want to get a typical insurance policy if I can get a classic policy for much less. I tried Hagerty and JC Taylor but have had no luck. Thanks
Has anybody else got a days car insurance on another person's car?
Hi all I'm just wondering if I could get 1 day car insurance on my grandmas car because my car has broke down its just I have got tickets booked and paid for a theme park this weekend even thow I'm fully comp and my grandma is I can't drive any other car because off my age I'm 22 she said I can borrow it to get there and back but I'm gonna be really gutted if I can't go and do you think I could get a days insurance for my grandmas car thanks guys I'm insures with the AA
Commercial Vehicle Insurance in the UK?
A business starts a delivery service and employs several drivers. Now each driver has their own personal insurance policy, but this will not cover them for business purposes. What would be the options for the business owner? Would the business buy a policy to cover the employees and their individual vehicles? or would they have to buy a vehicle solely for business purposes for the drivers to use? In addition, what companies are there that offer such commercial vehicle insurance for delivering purposes and what would be a ballpark figure for such a policy? extra credit for in depth answers. Thank you!!""
Car insurance help?
I've just brought my own car.. I'm 18 years old and have been learning to drive for around 5 months and have my test in 2 months. I have some questions about car insurance.. As I want to be learning to drive for the next 2 months in my own car, I'll need provisional insurance cover, I was quoted around 600 ish for this, including my mum being named second driver. Then when I pass my test, and I update my insurance to full licence, the quotes are around 1500, so will I have to pay the 900 difference? Also, are black boxes ok? The quotes I've got are so much cheaper with black boxes so I'm tempted to get one, but I'd like to know about others experience with them.. What's the positives/negitive and are they worth saving around 500 a year on insurance costs (for the first year anyway) Thanks :)""
Which auto insurance company is better? Geico or Mercury? Please share your personal experience.?
Which auto insurance company is better? Geico or Mercury? Please share your personal experience.?
How much to insure a 2003 BMW 325i in GA?
Iam Canadian living in the States for 6 month out of a year in ATL. I wonder how much will my ins would cost like basic insurance coverage.
Short-term car insurance in the US?
In the following year I'm going to have several visitors coming for just a few days and I want them to be able to use my car. I'd like to know if there are companies that offer short-term car insurance.
Car insurance?
When you buy your car insurance online, there is a question in the application as to what motoring convictions you have had in the last five years? now if you have a DR10 ...show more""
What is the best and cheapest insurance when renting a car in America?
I have heard that when renting a car in America the insurance can be as much as the rental cost itself when organizing insurance through the rental car agency. I am traveling to the US and will be renting a car and am trying to figure out a batter way to get the collision damage waiver insurance other than paying the high insurance prices offered by car rental companies.
Car insurance cover note?
Hello. Could anybody please help me to sort out? The thing is that at last I have just registered my European left-hand drive car in the UK. Before that not too many insurers could insure such a car,but I've found AJ Car Insurance company. They sent me a monthly Cover Note until my installments have payed in full, but the last Cover Note has been sent 5 days later then expected,because the insurer just forgot to send it on time and sent it after I reminded them...In fact they left my car without insurance for 5 days ... So can they do so and what can I do in such situation? Can I charge this company for that and how? Thanks anybody who answers my question.""
Is this a good insurance quote ?? from quinn direct!!!?
ive just got a renault clio 1.3 1993 automatic k reg, very clean an just had new cam belt an sumthing else lol an new tyres lol so just passed all the mot, !!!yeah!!! lol so ive been quoted 318.56 no claim bonus im going on as provisinal driver an my partner as a full clean license. do u think that is a good one ? or can it get any cheaper lol""
Allstate Insurance? Pricing?
I have a question, If there's 2 people registered under one car, does Allstate bump up the insurance price? Thanks""
I'm trying to get rental insurance?
I'm getting rental insurance well trying to but I had a doubt my Heath insurance is in my mothers name and not mine so she pays it so say I get rental insurance under my name would it mess up or even kick me off her insurance plan if I did get the insurance in my name
""Wawanesa Car Insurance, ways to discount Premium?""
I am in the process of applying for new Car Insurance. Why does it matter how many years you have lived at your residence? Does the amount of years lower your Car Insurance payment? If you have a child that you have not seen or who does not live within 1,500 miles of you matter & why should their information be provided on the Insurance? If you are Divorced does that lessen your Premium? What are other ways to go about lowering your yearly Premium? Is Wawanesa the best Insurance Company out there? Thank you.""
Car insurance company gave me money why?
I got into a car accident and filed a injury claim the person behind me rear ended me as has progressive insurance. I met up with their adjuster to discuss feb injury claim. I have insurance so they are refunding my insurance company for my physical therapy. They also gave me a personal check for 750 as a sorry gesture. I have never heard of this? Why would they give me a personal amount of money ??
Is it true people cannot afford health care insurance?
Is it true people cannot afford health care insurance? Or would many rather spend their money on weed, crack, strippers, whores, booze, cigarettes, gambling, body piercings, tattoos, cell phones, internet, cable, eating out, fast-food and other luxuries? People can afford health care; they chose to spend their money on other things.""
Tip cheap car insurance for 21 year old female
Tip cheap car insurance for 21 year old female
Why is car insurance so high for young people?
Why is car insurance so high for young people?
An insurance question.?
I have been with Farmers insurance Co. for over 20 years. I did some shopping around with Geico (only). They quoted me there identical coverage cost. It was almost $1,100. savings to me. Other than this great advantage...and my question(s) is/are... What would be my disadvantage (if any) if I go ahead now and switch to Geico? Are there hidden agendas that might hurt me by switching to them that I or most of the public do not know?""
Insurance coverage after my car was totaled?
In 2005 I was in an accident, not my fault. My 1997car was totaled, due to a small area of body damage. I kept the car. Comparing notes with my friend, he said I should not have been paying for collision these past 4 years. When I called to tell my insurance company I bought a new car, I asked why my rates didn't go down after the accident. They said only I could have made a change. Question: what would have happened had I been in another accident that would have totaled my car a second time. Would they deny me. Are they obliged to counsel customers about keeping collision insurance on an already totaled car. Do I have any recourse. Could I get a refund. (My question mark key is gone on my keyboard.)""
Does car insurance cover for shattered side window?
My car got vandalized this morning and someone broke my backside window. (Not the big one but the small triangular window that does not slide down. Will my insurance company cover for the damage or do I have to pay out of my pocket? How much will it cost for that tiny window?
I was in a car accident. My car was deem a total lost. The insurance towed my car away. I waited 1 year?
trying to get my claim paid. Today I received a letter from some car auction center, stating that I had to go get my car or they will charge me storage per day. now my car was a honda 05 I originally finaced the car and still owe money on the car. like 13000. The insurance company is not paying my claim. The finance company gave me a charge off on my credit. Now If I go pick up this car. is the car now mines? I do not have the title. How do I get the title.""
What's a good health insurance option for a 22 yr. old male?
My boyfriend just lost his coverage under his parents policy and needs insurance that's pretty affordable but still covers things such as: -emergencies (of course!) -vaccinations -yearly doctor visits/sport physicals Any recommendations are welcome! Thanks!
17 Year Old Insurance Question..?
What would be the average cost to insure any type of vehicle to a 17 year old foreign male (has no SSN, on a special permit VISA to live in the states)? I have around 12k to spend on the car, so i was looking at a few cars and the 2002 Audi TT (225hp, 6 speed M/T, 2-door sports coupe) seems to be the best car i can get with that money. Now ofcourse, i don't know what the fees are going to be like and it doesn't help that im a foreign student living here because my dad moved here, don't have a SSN/greencard etc (i have a special permit VISA for residence). will this impact my insurance a lot since im not a citizen of the U.S.? and so..how much would it really cost to insure an Audi TT as a 17 year old, honor role student who will complete the driver safety course, have same insurance as family policy, most likely be accident free (for state farm insurance) and have completed the steer clear driver's discount program? and some other general questions, what would be the difference in insurance premiums if instead i chose a 4-door sedan like a Honda Civic (2005)? I tried getting quotes from State Farm (said i was 18 instead), they got me at hte basic plan for $350/month for 2002 Audi TT and $375/month for a Civic 2005. Anyways to reduce that (those prices were with most discounts except the family plan)?""
Insurance question?
what is the average price of insurance of a 18 year old male with a sports car in the zip code area of 72601
SR-22 Insurance Company risks?
We recently got jacked by Geico regarding SR22 insurance. We are going with a smaller company now and an inexpensive rate. What are the risks? What are things I should look out for? Arent the requirements of the SR22 insurance fairly good coverage due to the type of insurance you need?
Low income health insurance in Missouri?
hi, I'm a 25 year old, male, non-smoker, full time student. I don't make a lot of money therefore I can't afford to pay for health insurance. what should i do? Is there anyway I can apply for low income benefit for health insurance? is there anything You can recommend for me to get health insurance cover? Thanks so much if you can answer me.""
Would my health insurance cover for vision?
I currently have Aetna Health Insurance. On their insurance plan, they say they cover vision for free. However, when I was filling out my insurance plan, I forgot to check the box that said I wanted vision covered because it said it was free. Now when I went to get a prescription for glasses, the insurance company said they wouldn't cover it because I did not check the vision box. Would the company still have to cover it, because they said vision would be covered for free.""
Which family/individual health insurance policy covers OPD expenses also in India?
Which health insurance companies are best, is it wise to buy policy from any of the companies which are listed there or registered with IRDA or we should keep certain things or criteria in mind? So that we should not feel sorry or guilty after buying or dealing with these in the need hour. THANKS""
17 Year Old Insurance Question..?
What would be the average cost to insure any type of vehicle to a 17 year old foreign male (has no SSN, on a special permit VISA to live in the states)? I have around 12k to spend on the car, so i was looking at a few cars and the 2002 Audi TT (225hp, 6 speed M/T, 2-door sports coupe) seems to be the best car i can get with that money. Now ofcourse, i don't know what the fees are going to be like and it doesn't help that im a foreign student living here because my dad moved here, don't have a SSN/greencard etc (i have a special permit VISA for residence). will this impact my insurance a lot since im not a citizen of the U.S.? and so..how much would it really cost to insure an Audi TT as a 17 year old, honor role student who will complete the driver safety course, have same insurance as family policy, most likely be accident free (for state farm insurance) and have completed the steer clear driver's discount program? and some other general questions, what would be the difference in insurance premiums if instead i chose a 4-door sedan like a Honda Civic (2005)? I tried getting quotes from State Farm (said i was 18 instead), they got me at hte basic plan for $350/month for 2002 Audi TT and $375/month for a Civic 2005. Anyways to reduce that (those prices were with most discounts except the family plan)?""
What dental insurance is affordable for individuals in Western New York?
I'm 24 and my job does not offer dental insurance. I m in a wedding in two months and need a cap put on a front tooth so I'm looking for insurance now. I'm having trouble finding a good insurance company for individuals that fits my needs and doesn't have a waiting period. Anyone have any suggestions as which way to go and what is ideal for a single woman my age? Thanks so much!
Young Drivers Car Insurance!!!?
I've been shopping around for car insurance and for a car on my own I cant get it below 4,000 so to get this lower I was going to add my dad as the main driver and put me as an additional driver which got it down to 1,600, that was the plan until my mum told me it was illegal and called 'fronting' so that's out the window but then I was told when I buy my car to get my dad to buy it in his name, and then do the whole main driver and additional driver thing and it should be okay, is this true? If not can someone please give me some advice on how to get cheap car insurance, I'm going to be 18, it will be my first car and anything below a 1.4 engine size. Thanks""
Auto insurance on new car?
I am getting a new car under my name. Is it ok to put the car under my sisters insurance?? Its too expensive if im on the insurance.
How much is car insurance per month for a 19 yr old? estimated?
How much is car insurance per month for a 19 yr old? estimated?
CAR INSURANCE?!?!?!?!?!?!?
well my older brother is going to go on my dads insurance on his own car. It comes to 100 a month. i was wondering if i can also go on the insurance, and if it would cost any more for me to do so. And please say if there is any other policy i an go o where me and my brother can go onto my fathers insruance.""
Hiring an employee / health insurance?
If I hire an employee in California do I have to pay for their health insurance? Is there some threshold like 40hrs/week where I have to start paying or what?
Young driver car sports car question? (insurance)?
Im 17 years old. Im on a budget of 15k for a new car. Im looking at 2003 350z's, a 2003 Mitsubishi lancer evo, or a subaru wrx (non sti). All of these are ridiculous on insurance, i know, but thats the sacrifice that must be made because i refuse to drive an economy sedan and be like every other kid my age. Im not a wanna be fast-and-furious driver, i have loved cars all my life. What do you guys think would be the most practical sports car for me, either listed above or in your own eyes. Dont suggest anything with less than 230 to the wheels or more than 6 seconds to 60. Thanks.""
Best Insurance Rate/Company after DUI/DWI?
I got a DUI about a year and a half ago (Yes, I know very stupid) I switched insurance companies after it happened to get a better rate. I am with Progressive now and paying about $190/month. I live in NC and drive a 10 year old Jeep Wrangler, I have an excellent driving record with no tickets or accidents, the only thing on my record is the DUI. Does anyone have any advice on which insurance company might offer the best rates or if there is anything I can do to lower my rate? Is there any way to get coverage without them checking my driving record and seeing my DUI??? Thanks""
Car crash and no insurance?
My partner bought a car he was driving it home but had no insurance. He was driving about 5 mph due to a Traffic jam, he hit the car in front there was little damage to his car. He told the driver he had just bought the car and had no insurance, he said don't worry we will do it between us. My partner told him he will pay for the damage to his car. We received a letter from the drivers insurance to ask to put it in writing that we are willing to pay for the car. A few days later they rang and told us he has put in for whiplash there is no way he could of got whiplash as i was going to slow, no sure what to do please help""
Motorcycle insurance in Ontario?
Hi I will be turning 17 in a few months and plan on getting a sports bike such as the ninja 250r or the gs500f. I am just curious if someone could leave me a rough estimate on how much insurance would cost me if I were to insure one of those 2 bikes in the province of Ontario. Thank you in advance.
What are the pros & cons of employer-sponsored health insurance?
In almost every other country health insurance is provided through the government or through private industry directly to the policyholder. America is unique in that health insurance is most often provided through your employer. What are the pros & cons of this system.
""Why chevrolet insurance is cheap in alberta, canada?""
Why chevrolet insurance is cheap in alberta, canada?""
Tip cheap car insurance for 21 year old female
Tip cheap car insurance for 21 year old female
Would my insurance policy rate go up?
If I report a hit and run to my insurance company would my policy rate go up?
Car insurance help needed?
How do I get insurance for every 6 months? Like do I pay a small amount every month? Is it better to call local insurances from yellow pages or the other like State Farm, progressive etc""
Where do I buy car insurance online india?
I want to buy car insurance online.Where do i buy?
How much would Insurance be on this car?
I'm thinking about buying a 1974 Chevy Nova 4 Door sedan and I was wondering how much insurance would be on USAA? I'm a teenager so i'm expecting to be paying around $150 to $175 a month. Anyone who can give me a quote, I would appreciate it.""
Sued by insurance company?
i'm 25 and get health insurance through my work. But just recently, they've upped the fee for it: from $4/paycheck to $8/paycheck (that's weekly, not biweekly). I'm technically still able to use my dad's insurance till i'm 26 and i figure, if i can save $8 a week, then why bother using it through my work at all? But my supervisor is trying to tell me that if my dad's insurance company finds out that i'm eligible to get insurance through my work and don't use it, then they could sue me. Is this true? It shouldn't be up to them which insurance i use. I shouldn't have to pay for something i can get free somewhere else.""
How much does it cost to get a $1 Million Insurance policy for a film?
Approximately how much would it cost to obtain a $1 Million Dollar Insurance Policy for a feature film shoot? No fancy stunts or explosions, a few car scenes with car mounts, shooting on the RED camera with a 5-ton grip truck. Any ideas? All the websites that give quotes make you fill out a lot of information to obtain a quote from a representative. I just need an estimate.""
Have lots of car insurance questions ?
hello had a car accident i am not in fault my medical bill are almost $100K the other party insurance accept its fault in the accident and it appears that they have full coverage if the insurance i have is the basic that covers $25K in medical bills so the other insurance tells me that there limit is $25K-$50K how can it be possible that it only covers $25K same as mine if she has full coverage and i don't?? Next question. How can i make the insurance or the lady that hit me to show me the policy??? is there anyway i can force them?? i have an attorney working on the case and he said that the insurance did not let them see the policy but i want to know and see the policy so i know that neither the insurance or my attorney is lying. next question from the accident i was really damage after 6 months I am still going to therapy I have proof of all my bills and doctors reports from all my illnesses in which I have deafness caused from the accident I had a head injury and was hospitalized for 5 days the docs had said that it was really a serious accident including my attorney. How much is fair to fight for pain and suffering, medical bills, compensation for hearing loss including seance of smell and taste, everything I have paid like taxis, pills and more. don't want to take advantage from the accident but how much can I fight for?? thank you for answering but please only answer if you know. this is very important for me.""
""Changed bike on my insurance, new letter says premium : -63.40?""
Hi, i change the motorbike on my insurance, i changed it from a 125 cc ybr to a 660cc mto3!! and well they told me it would not cost anything to change the insurance! how good is ...show more""
Is there an individual health insurance plan that has bariatric coverage? ?
I need to find insurance that has the following: 1. Bariatric Coverage 2. Out of Network Coverage 3. 60-100% Out of Network Coverage per day Does anyone out there know of one that has all of these features?
What is the best way to get an insurance company to pay you what a car is worth?
My son was rear ended at a high rate of speed. He was pushed 6 feet into the car in front of him. The guy had to really be moving when he hit my son. He was driving a 1999 Chevy Lumina LS. The blue book value according to NADA is $5000. It only had 78,000 miles on the car. No rust on the body and overall in excellent shape. The insurance company offered me $3600 for the car. I can NOT find a replacement car in that shape for that price...""
How long will i be considered a high risk driver from an insurance policy lapse?
I was laid off due to my factory closing so I sold my car and was forced to use public transportation for a while. Will I be considered a high risk driver when I buy another vehicle and insure it and how long will I be considered high risk?
I live in PA...I never had car insurance but I'm buying my first car. I can't get a car insurance quote so...
how can I drive the car off the lot if I don't have insurance? I'm lost...can somebody help me solve this problem? Thank you.
""Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car??""
Why is my car insurance for my 1st car, 2500 and my friends insurance is only 1500 for his 1st car?? This is confusing me, both our annual milage is estimated to be 5000 miles, they are both in group one insurance groupes, they are both a 1.1L etc, everything is the same apart from the make of the vehicles. I have treid other vehicle qoutes, but yet my insurance qoute is still 2500, and my friend qoutes is only 1500.""
Insurance for my pregnant wife?
Hi all, My wife is 8 month pregnant now and i would like to know if i can apply for any insurance now were i can reimburse/claim the maternity charges if possible Location: India""
How much would the car insurance cost for a 2006 ferrari f430?
for a 25 year old
What is the process of renting a car through your insurance?
Im calling about it tomorrow but I just dont want to sound completely clueless. So how does the process go for this? Does the insurance just tell you where to go and when to pick up the car and you just go get it or is there more??? This is assuming insurance pays for it completely.
""Buying private health insurance, broker or direct?""
I need to purchase a private individual health insurance plan. I am a little confused if I should use a broker or just go direct. There seems to be so many plans out there. I live in Las Vegas, NV. I have received quote both ways and there price seems to be around the same thing so I don't know if there are added benefits from using a broker as to going direct, anyone have any experiences?""
Will my mom's car insurance go up because of my speeding ticket?
Ok...I was driving my mom's suburban truck...I was doing 45 in a 35. I am not on my mom's insurance but the ticket is in my name in my mom's truck. The ticket is 81.50...I only had my license for a year...my mom never had a ticket...ever...so her insurance is like cheap...she gas state farm...will her insurance go up? I don't want to tell her.
Where can i find the cheapest car insurance?
Where can i find the cheapest car insurance?
""Please tell me the difference between insure , assure , and ensure . Thank you""
Please tell me the difference between insure , assure , and ensure . Thank you""
Can I get secondary insurance if i have primary insurance in my moms name?
I have primary insurance and the policy is in my moms name. I have cronic epilepsy and i cannot have a gap in my insurance because of all of the medications I'm on and all the dr. aptments i have with my neurologist. I am getting married in May of 2013. I need to get secondary insurance for right now and then when i get married drop off my moms insurance and make my secondary insurance my primary insurance and put my (at that point my husband) on. My mom basically trying to make it extremely difficult for my fiance and I to get married because she tries to keep me under my thumb. Im 25 years old and Im trying to get myself more independent and be able to get married and get my bachelors in business. Please someone help me.
Why does my car insurance provider ask for other people in household?
Does it matter who I live with if they aren't going to be driving my car? How will it affect my rates? When I first got my insurance I lived with roommates - they had good driving records but still they never drove my car (they had their own!), now I live with my fiance who has a DUI - will my rates go up because of it? He has his own truck and SUV so we rarely ride my car and when we do I ALWAYS drive... so why do I need to tell my insurance company (Mercury) who else resides in my home?!""
How much does sr-22 insurance cost for a DUI conviction in the state of TN?
just wanted to know if anyone knew what i'm looking at to pay for this to get a restricted lisence because i couldnt find it on the interet
How much is insurance on a Lamborghini aventador?
I'm not looking to buy one now, but I'm determined to hopefully one day own a Lamborghini aventador roadster. How much would insurance cost through Allstate.? Just curious and it's always helpful to know.""
How can i get cheap auto insurance in texas being 20 years old?
im 20 years old and im finally getting my own truck but I don't really have a whole lot of money so I cant pay an outrageous price for auto insurance. liability is fine with me but what is the cheapest I can get.
Tip cheap car insurance for 21 year old female
Tip cheap car insurance for 21 year old female
https://www.linkedin.com/pulse/insurance-settlement-payout-less-than-repair-quote-william-sampson/"
0 notes
What are average prices for small business insurance?
"What are average prices for small business insurance?
This is for my high school project. Please answer!
BEST ANSWER:  Try this site where you can compare quotes: : http://averageinsurancecost.xyz/index.html?src=tumblr 
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Could a part time employee afford to pay for car insurance on his own ?
Here's a sinario for you, I'm 17 with my g2. I took drivers Ed and defenseless driving courses. I own a car that is a mazda 3 2008 hatchback. I park my car in my driveway, it has an alarm system. i have a part time job that pays approx 1,000$ a month. Could I afford the car and insurance? Should I buy another sort of car ? Please help with full out detail on what I should do with this sinario""
Where can i find affordable life insurance for my 81 yr old granmother?
I live in Illinois, and I work for the UI, but im not sure if I can add my grandmother on my insurance...So Im trying to find somewhere that will take senior citizens, but something i ...show more""
How far in advance can you buy your car insurance?
I'm trying to avoid the increase that's happening in December but my premium runs out 2 weeks after the increase
What would the full coverage insurance be for a 2008 eclipse gs?
I'm 15 years old with a permit. I'm doing this for a driver's ed. project at school so it doesn't have to be very accerate.
Cancelling Car Insurance?
Is it possible to cancel a car insurance policy within the first month (UK). My friend has written their car off within days of taking out an insurance policy (third party!). Bad luck or what? Can they cancel the car ins or do they have to pay all year?
How much would my Motorcycle Insurance be?
Basically I'm getting my A1 licence (so I can only drive 125cc and 11kW max). I'd be a new driver. I'm just really looking for ballpark figures as to what the monthly insurance costs would be of (for example) an Aprilia RS125 or a Honda CBR125R that's 5 years old??
Car insurance websites and Brokers? What's your suggestion?
About to hit that time of the year where the dreaded Car insurance renewal occurs. Just wanting your opinions on what would your best websites, brokers, advice will be for insurance. Who? Where? Pricecomaprison websites? discuss and help me in the process : ) Many thanks Incidently im 23 and have a 1.6vetec Honda Civic""
Where can I get a cheap-ish car insurance quote online?
Where can I get a cheap-ish car insurance quote online?
Do you have to buy insurance before you get a car?
I would like to buy an used car (from a private owner). But I was told before I do that I must have a license, tag and insurance on the car. But another person told me that its best for me to get the car first and then get the other stuff... I am so confused.. which way is the best way for me to do? please help.""
""Insurance- Cabin, not sure which insurance?""
We live ouside of Canada, but own property with a cabin on it. My dad and aunt own it. According to the insurance if one of the owners (ppl on the insurance) are not on the property (say, 500 miles away) if something happens (like someone falls breaks there leg) to someone we take there, we are not covered and could sue us. If my dad put me on the insurance would our aunt have the right to sell the property without us having any say? He thinks that if I am put on the insurance I will be on his half and my aunt will still have her half therefore giving her more power. Is there any way around this insurance and suing thing if I want to go up there with some friends without them?""
What do Republicans think President Obama health insurance is really about?
Do you think hes trying to give Insurance to poor people on welfare? Because they already have insurance, it's called medicaid. Do you think he's trying to give insurance to lazy people? Because MANY people have jobs that either dont offer insurance or they don't qualify. Perhaps they have preconditions. Also for college students who work part time jobs who don't get enough hours for insurance. Do you know that medical bills are the leading cause of bankruptcy and debt in America?""
I bought a car week ago and i get insurance from AIG it costs me $850 for 6 months(full coverage)?
does anybody know cheaper one i am first time driver and my car new toyota scion XA 2006 thanks i really need cheaper one
Insurance plan for emancipated teens?
So I'm leaving for Texas/Mississippi this summer and if I enjoy it down there I would be able to live with my sister and be able to go to school . . . but the thing is my parents don't know if I would be able to go to school down there without them signing the forms and what not since they live up here in Oregon . . . I'm 17 I'll be 18 in about 8 months but till then my mom was considering giving up legal rights to me (not because of family issues) so that i would be able to sign the forms myself yada yada yada now the thing is if there rights are terminated I will no longer be on there health plan or any insurance I honestly know for a fact that I'm not able to provide myself with insurance and any other adult type amenities I'm wanting to get my HS diploma and go to collage and become a Elementary Teacher for underprivileged children in Mississippi and or Texas so is there any insurance plans that help with kids who no longer have legal guardians but can't afford it? or is it possible for me to enroll into a high school that isn't in my own state and if so how!?
Car Insurance and And Accident?
I was hit from behind on Tuesday morning, called my insurance right after, the next day got my police report (like I was told) and gave me insurance the information, I also called the persons who hit me insurance and gave them the information, it turns out that on Wednesday this woman hadn't even filed a claim yet, nor picked up the police report (by law in NY state any accident that has damage reaching over $1,000 has to be sent to Albany by the people) I sent mine Tuesday morning. I was told within 24 hours a rep would call and send someone out to see my car, I figured that being it was late Wednesday already by Thursday or Friday I'd hear something. Turns out nothing yet, and when calling again this woman STILL hasn't filed a claim or picked up her police report. I plan on calling my insurance again but what is going on? How long must I wait for this, my car is damaged badly and needs to be fixed and I feel this woman should pay for this, and all she has caused me? What should be my next move here?""
""Car has MOT, Tax but no Insurance?
Getting a new car today but still have the old one. I'm waiting for it to be collected by a car scrap collection company which could be up a few days. I want to swap my insurance from my old car to my new. My old car would still be taxed and mot but then will have no insurance. Is that legal? Just to keep it parked up for a few days without insurance?
""If your under 30yrs old and you drive a car, how much is your car insurance each month, and who are you with..?""
i want to get a car, but don't know where to start, ive tried the insurance website, but not sure what some things mean, as ive never had a car before, i just want some kind of idea of what range of money i will be paying out each month..thank you for your time.""
How has the highly competitive and free market capitalism of Health Insurance Co worked for the last?
How has the highly competitive and free market capitalism of Health Insurance Co worked for the last? 70 years for Americans? I can only speak for Kanucks... the #1 most popular service the gov't provides for is Universal Health Care coverage, I think the #2 is a Timmies LgDD and a Maple Dipped..""
Why is car insurance so high?
I am just at a loss as a new driver. Passed my test recently and just cannot find affordable car insurance it's madness. The cheapest quotes that I am getting are 4000 and I think it's disgusting. And its annoying because they add all this criteria which just shouldn't matter. The system is ageist as well as sexist as young male, new driver just seems to be impossible to get insured for. I only have an old Renault Clio P reg and I paid a very small amount for it and I'm just disgusted at the cost of it. I wanted to know if theres anything that can be done about it? I find it annoying as you can't change your age or your postcode or all this stuff that doesn't matter. I've got home insurance that I pay waaaay less for a month is madness.""
Average medical cost of baby first year?
We have a $600 deductable with an 80/20 co-pay for our health insurance. Supposing the baby gets sick one time in the first year & goes to regular checkups, what would the medical expenses be? How much is birth at a hospital with an epidural & 2 day stay? Of course, this is all assuming we have a healthy baby.""
Why not lower heath care insurance than universal health care?
I pay $450 a month for my health insurance, why dont they just cut the cost in half? Then people could afford it. Its alot for me but worth it, i had spinal meningitis at 18 and without id be dead.""
What is the cheapest/reliable car insurance company in Miami Florida ?
I have clean record, 34 years old.""
If you want to buy health insurance instead of using the health reform health insurance from obama?
will you be allowed to do this, and are these insurance companies going to provide very good coverage so that people will get good medical care compared to now? what do you think the trend with private insurance that you can buy for yourself will be ? Better or worse than the obama health insurance?""
National insurance number
I know you can get your national insurance number before your 16 , does this mean you can apply for a job as soon as you get you national insurance number , even if you are still 15 ?""
How much will my liability insurance be a month?
I'm buying a 1996 Mitsubishi eclipse gs and I'm a 16 year old girl. I'm completely paying it off. So roughly how much will my insurance be a month? Any tips for a first time car owner?
What are average prices for small business insurance?
This is for my high school project. Please answer!
""If I get a pull-behind trailer for my car, will I need to insure it?""
Probably a stupid question, but I'm clueless.:) If insurance is required, what happens when I want to loan it out to friends and neighbors? Thanks!!""
""How much would the cost of a 2003 lincoln ls front bumper be, and where can I find a bumper?
2003 silver Lincoln LS. Only reliability insurance on the car.
Do cons understand the difference between free insurance and affordable health care?
Do you understand that we dont want free insurance, we want affordable health care? Future health care reforms must make health care more affordable. The remaining challenge is to define a truly level playing field and make health care affordable for all Americans.""
About how much will basic insurance cost for a 30 year old male once the new Insurance system is in place?
right now I can't afford insurance but will be required to buy it anyway starting in 2014, I am curious as to how much it will be. As I understand it, it will be basically figured at three different levels of service and three different rates depending on your age and the coverage you want. so for a 30 year old male who wants basic coverage how much would I expect to pay? just ball park. like $200 to $300 per month? more then that less then that? this question has been deleted over and over again I don't understand why.""
Life insurance for seniors?
does anybody know any good life insurance for seniors? i need to try and help my parents some life insurance
Business Liability Insurance?
Does anyone know of a company that offers business liabilty insurance for about $8-12 a month?
What is the average cost for martial arts insurance?
What is the average cost for martial arts insurance?
I involved in a car accident and that car insurance just expired few days ago?
I borrowed my brother in law car and unfortunately, i collided with another car. Then I realized that my brother's car insurance with GMAC has just expired few days ago. I don't have the same address with him, just borrow his car occasionally because i just moved here. I have my own car insurance in another state with AAA. What can I do in this situation?""
How to pick a life insurance?
Im not even sure how to pick what should i look for in life insurance? pros cons? Any suggestions in life insurance companies? Im looking at nationwide right now just cos i seen it on tv.
Can you help me figure out how much car insurance I'd be paying?
I'd like to get a cheap used car for personal use. I'd spend less than $2000 on it, so it'll be at least 10 years old, I imagine. I'm a 22-year old female. I have my Driver's Ed certificate. I live in Alberta, Canada. I have never owned a vehicle before so I have no history of accidents or tickets or anything. I've had my license for about a year now. If you know anything about insurance, can you please tell me approximately what my monthly insurance payment would be? Any help is much appreciated! Thanks in advance!""
What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?
What's the best car insurance company 2 get the lowest price rates on a 74 caprice classic?
Why is car insurance mandatory but human insurance isn't?
Why is car insurance mandatory but human insurance isn't?
How much does the insurance usually go up on a 2door car?
How much does the insurance usually go up on a 2door car?
How much of my 18 yr. old son's paycheck should I take from him?
My son got his first job at McDonalds. He is living at home. I want to take a percentage of his pay and put it aside for his car insurance, etc.. I can't see him just blowing his whole paycheck on junk. What percentage do you think is fair?""
Will my car insurance premiums increase?
I just got pulled over for the second time in a 7 month period and was given a citation for turning right on no turn on red . Will my car insurance payments go up? How long does it usually take for the insurance company to find out about the citation?
Got a fine for no car insurance.?
I got a fine for no car insurance in nj, but I do have insurance i just left it at home what will possibly happen to me? do you know how much is gonna cost me""
Do I need public liability Insurance ?
We are starting a service that matches companies to website designers. Its an online service. Theoretically there could be issue between the companies meeting through our service. Would we require some sort of public liability insurance to cover us for such issues ? or maybe some other sort of insurance.? regards Ashley
Insurance question?
When you move in with your boyfriend could you be put on his insurance, or would that only work if you are married?""
Which is the cheaper car insurance in uk.?
i m 29 new driver looking for cheap car insurance can any one helps me for it please
Car insurance 1st driver uk cheapest & best one to go with.. thanks?
thats all i want to know cheers :)
How much would insurance cost an 18 year old for a car and a motorcycle under his parents insurance?
car is a honda accord 2005 motorcycle is a honda cbr600rr
Insurance Rate comparison Between G37S Coupe 2009 and a 370z 2009 Both black for a 17 year old?
don't give me the He shouldn't have a car like that at such a young age. We have our reasons, just got back Iraq. But anyways, would the insurance be basically the same for both cars since they're both fast, expensive, and two doors?""
Should I open a whole life insurance policy or a 401k first?
I met with a financial consultant who told me that the 401k is the last thing I should start. She says it makes more sense to open the whole life which compounds 8% return on my money yearly and pays a yearly dividend. Which is smarter to do first?
What is the cheapest home insurance in southern california?
I have heard that there is a california state home insurance program that you can get the cheapest property insurance, Does anybody know what it is called and how can i get a quote?""
Estimated Cost per. monthly Payments on this car....?
I dont really have time to call my bank & ask.. seeing how my job hr's suck... nor can i go there cause i just sold my car. BUT does anyone know how much i would be looking at for monthly payments of a $7600 dollar Fairlady. If you dont know what this is ..its a 300zx Twinn Turbo but its a RHD ( right hand drive). I make a lousy 8.50/hr but i work 56 hrs a week. ... theres insurance. gas.. tuneups.. etc etc i know i know. just wanna rough estimate on it. thanks. Will choose Best Awnser -Kyrstie
What are average prices for small business insurance?
This is for my high school project. Please answer!
What is the most affordable health insurance for children for a family who's income is $60k?
What is the most affordable health insurance for children for a family who's income is $60k?
Cheap auto insurance for 18 year old?
Cheap auto insurance for 18 year old?
Car Insurance.?
Should car insurance still be payed if the car has been taken off the road eg. S.O.R.N was declared. I say it shouldn't but my neighbour said it should be (he's a man!)
""Fast, fwd or awd, reliable, manual car that's cheap on insurance?
I already thought of a few possibilities. RSX Base 5 speed 05-06 Mazdaspeed Protege Scion TC Legacy GT Celica GT (possibly gts) EXPENSIVE INSURANCE (I live in NJ) RSX type s WRX EVO Just looking for ideas. Preferably cars that are cheap on insurance and easy to mod.
Best car insurance for college students?
I need to know what the cheapeast car insurance is... ....
I want to by a nissan s-cargo does anyone know anything about them or what the insurance cost is?
http://www.carfolio.com/specifications/models/car/?car=131516&Nissan-quote Nissan s-cargo this is the site for my car and I love it just curious what the insurance will before I make a offer and would like to hear opinions and stories about them.
Affordable Health Insurance?
I am a 19 year old college student. I have always been on soonercare but I stopped being covered when I turned 18. I take over 20 hours in college and live with my fiance so I am unemployed. I need health inaurance so I can go to the dentist and eye doctor but everything is way expensive. My fiance is covered by his work but they dont offer family coverage so even when we get married a year from now I will still need my own health insurance. Ive tried getting some quotes but I cant pay $200-$300 a month. Is there somewhere to get afordable coverage that I am over looking?
""How can I find affordable health insurance that covers chiropractic adjustments, acupuncture, or both?""
I live in Colorado. I only make slightly above minimum wage. I am not eligible for health care benefits through work. I have a chronic issue and am in pain if I do not go. I spend $250 on chiropractic and $250 on acupuncture for a grand total of $500 a month. Is there a health insurance plan that could cover either one or both kinds of treatments for less than $500 a month? If not, I will just continue to pay out of pocket although it is very expensive.""
Car & Insurance ??? Help me please?
Im 15 and im looking at cars so i know what im saving for. i know its abit early but im looking to star driving straight away. I am looking for a nice powerful car with nice boot space, and i know that the cost will be around 10k but im worried about the insurance ... what would be a good car to buy ?? thanks for all your answers""
What cars get low insurance rates?
I am a 16 year old and just planning ahead for when i'm 17 and get my G2. I want to buy my own car...obviously a used one...a very cheap one. I am looking to spend as little money as possible on GAS and INSURANCE. I understand there are possible discounts for good students, or if you take a driving course...but in general, what cars get low insurance?""
Does a parking ticket raise insurance?
I got a 35$ ticket. (my first ticket). will this go through to my insurance and my record? or do i just gotta pay the fine?
How much would my insurance cost? Or about how much. (Info listed in detail)?
Age: 17 Gender: Female Car type: 1984 chevy silverado side steps. Sitting on 35s. Jacked up. I HAVE taken Drivers Ed I will be added onto my dads insurance Any more info needed just ask.
Is the insurance for a Mazda 6 expensive?
i want to know
Car insurance gets cheaper at 21?
Okay so this may sound stupid but I have heard that car insurance gets cheaper at the age of 21, I mean it is still alot for new young drivers compared to the 25+ year olds but apparently cheaper. For example a corsa would cost approximately 3,000+ for a 17,18,19 or 20 year old third party fire and theft...but when he/she hits 21, its goes down quite abit, probably to around 1,200 - 1,500....this is what I have heard but not too sure so wanted to see what you guys think!...thanks!:D""
How do you fight with the other party's insurance company?
Hi, my car insurance covers for liability only and now I have an accident with a big truck. The big truck hit my car from the side. We were driving from 2 lanes next to each other and at one point the two lanes combine into one. While I was alittle pass over the truck, it hit me from the side. Their side has no damage since it is a big truck and our side has damaged from the driver side. The police report didn't explain clearly about whose fault it is except it mentions what the two drivers said. I think it is not my fault and the other driver denied it is his fault either. My insurance company didn't help much because we only have liability. Now, the other party insurance company called me and said they can't pay for the damanges since it is both parties fault. Therefore, pay for damanges on our own. Like I said, the other party didn't have any damages. If we have to fix it by ourselves, it will cost over $1500. :-( How should I fight with the insurance company to get my claims?""
""My adult brother is living with my family, do I need to put him on my car insurance policy?""
My 29 year old brother has been living at my place for a few months. He's still covered by my parents car insurance in another state, but I wonder if I have to put him on my policy since he practically lives with me. He only drives one of my cars occasionally. His living with us should be temporary (hopefully no more than few more months)""
Can my car insurance be in a different name than the title of my car?
Can I put my car insurance in my dads name, if the title is in my boyfriend's name? I've heard that it doesn't matter as long as both people live with you, but is this true? I don't know!""
""By looking at these charts, can you understand why the U.S. needed health insurance reform?
http://www.huffingtonpost.com/2013/10/03/health-care-costs-_n_3998425.html
Does anyone know where I can get cheap short-term car insurance?
I'm due to go away travelling in January, so just want to insure my car (previously declared off the road) for a month or two before I go. Thanks in advance for your help! :) Sarah""
Why do people keep comparing health insurance mandates to car insurance mandates?
Car insurance mandates are done at the STATE level, in accordance with the Tenth Amendment of the U.S. constitution. Yet people (the president included) continue to claim that a FEDERAL mandate to buy insurance is no different than being required to cover your car. (Completely ignoring that you have to BUY a car before you must get insurance...the govt's basically saying they own your body...insure it or be taxed) So isn't a FEDERAL mandate unconstitutional unless you plan on writing an amendment to the Constitution so that such a mandate is in accordance with the Tenth Amendment?? http://www.politico.com/news/stories/0909/27384.html The questions from ABCs George Stephanopoulos highlighted a politically dangerous new aspect of the health reform debate for Obama  as critics from Republican leaders to the U.S. Chamber of Commerce say his reform proposals amount to a middle-class tax increase. Obama promised during the campaign that Americans earning less than $250,000 a year would not see any tax increases from an Obama administration. Obama strongly denied that the mandate amounts to a tax increase  saying it was no different than requiring people to have auto insurance and charging a penalty if they dont. He also said it was important for everyone to have insurance so that people who do carry insurance dont have to shoulder the load for people who dont. The excise tax is designed as an enforcement mechanism to ensure people will carry insurance.""
Can I change my auto insurance without extra cost.?
I just purchased a vehicle and had to get full coverage insurance. I have been with Safe Auto for over 6months. I changed coverage on 6-24. I have a bill due on July 11. I want to change to a cheaper insurance company would i be able to do this without more charges? Also would I have to pay the bill due on the 11th.
Do landlords usually have homeowner insurance?
Do landlord usually have homeowner insurance? Also is it true that most homeowner insurance have liability coverage? And if they took out a mortgage does the mortgage company require them to have some kind of homeowner insurance?
What are the costs of an older used car?
I'm not talking too old here, but something about five for six years old used for around $9000 i am looking into. There seem to be quite a few used cars in this price range around here. Now from someone with no experience in buying a vehicle from a dealership, and having average credit, what kind of costs am i looking at if i were to go ahead with this? Is it common for the dealership to provide financing, and what would be my options? I know i'd need a down payment and that there are other fees included, but i was interested in more of my monthly payment options. I could afford roughly 200 a month plus insurance, but is something like this possible? Or would a dealer just laugh at me and tell me to get lost?""
Anybody could give me a estimated how much money do a 18 years olds would pay for a car insurance a full cover?
Anybody could give me a estimated how much money do a 18 years olds would pay for a car insurance a full cover? He is going to buy a 2007 Dodge Durango SLT He will fianced the car on his name! The car is for my son. We live in the states of Florida ! If you guys can give me some information about a cheaper insurance Thanks!
Why is my car insurance quotes so high?
Hello, I'm 17 years old and have just pasted my ful uk license and am looking for a car and insurance. The car i want is a vaxuhuall corsa 1.0 litre 3door. My friend has a 1.1 litre and his insurance is 1,200 with his dad on it. But when i look with exactly the same details (locked garage, mileage, etc) with my dad on it (i also entered my friends post code to see if there is a difference) but the cheapest quote has been 4400. Help?""
What are average prices for small business insurance?
This is for my high school project. Please answer!
Auto insurance for drivers with little/no credit history?
While shopping for car insurance, I usually use a fake name/address with all my real information (DOB, driving record, etc) just so I don't get a bunch of annoying calls/emails from every company I get a quote from. The fake email address I always use got an email the other day, which basically said that when they ran a credit check they consumer reporting agency couldn't provide a full credit history (not surprising seeing as they were checking on a name that doesn't exist). The thing that concerns me is that being only 19, I also don't have much of a credit history (the only credit I do currently have is a card I got a month ago). I couldn't really tell from the email (since I didn't read it too closely, I was really just clearing out the fake inbox) but I'm not sure if they were saying We couldn't get a credit history on you, if we had been able to, the rate you were quoted could have been lower or something more drastic like because we couldn't find a credit history, the quote we gave is no longer valid and either they won't cover me or will charge way more. I'm concerned because the email came several days after I got the quote. When I decide which company to use, and I get a quote with my real name/contact info and buy it right way online, am I going to get an email in a few days saying the because of my lack of credit they either want more money or are cancelling my policy?""
Will I lose my life insurance with AIG?
I have a life insurance policy with AIG. With the recent news about the AIG financial troubles, what happens if this company folds or goes bankrupt? Will I lose my life insurance policy with them?""
How much is an Audi A4 to Insure?
I don't want a quote, and I don't want an american insurance bracket or whatever they're called, just, if you could, name a car that would be about the same as an Audi A4 to insure. 1.8 litre, say, 2000-2002, I hear they're cheap to insure but, if anyone could confirm or deny I'd appreciate it.""
Car and car insurance for a 16 year old?
What is the best company for a 16 year old to get car insurance from? (needs to be fairly cheap but also, very reliable) Also, what would be the best car to get? (also needs to be fairly cheap and very reliable) Thank you for your time and give as much advice as you can!""
Can I tax my car without insurance?
My car is Sorn at the moment and I wanted to he it taxed and mot so that I can drive it if I need to. I was going to just buy one day or weekend insurance when I need it. Is this possible or will I need proper insurance in place?
Can you collect on a life insurance policy after suicide?
A friend just killed himself and I'm wondering if his wife will be able to collect o his poicy. I've heard the insurance copmpany can void a policy in the first 2 years. But he has had his policy longer than that.
Farm Bureau Car Insurance question?
Hi, I am wanting to go and get my full license, I'm suppose to be added to my dad's car insurance before hand though, if he has to pay $70.00 more a month, will he have to pay 70 at the exact moment that im added ? Or is that charged when I am on the insurance a complete month.""
Cavities before getting health insurance?
What are the rules with getting dental insurance. I am willing to pay monthly for it because I really need my teeth fixed. I heard you can't get any teeth fixed you had before the insurance and also you had to have the insurance for a certain amount of time before getting your teeth fixed. Who knows what the rules are about this?
Aircraft insurance rates with DUI/DWI?
If one is a partner in a small airplane, what effect would a potential DUI/DWI have on current insurance rates?""
""I have taken out car insurance last month,i have found a cheaper insurance,i want to find out if i can cancel ?""
my previous insurance,i took it out on installments""
Is a tree house covered under insurance?
We are thinking of creating a tree house to use as a office and need to know if it is covered under the home owner insurance or will new insurance and coverage be required. Bonus: Will property tax go up?
Can you pay car insurance with a credit card?
in a few months I'm going to be moving, but due to certain circumstances, I won't have enough during the time period for Car insurance, So I was wondering if I could charge it to my credit card. I'd like to know from someone that knows for sure, rather than a guess. -Thanks""
What could i expect to pay for insurance being a first time driver?
Hi, im looking to buy my first car with some money im getting from school; it will be used of course but i would like to know if anyone can give me insight on insurance costs. I will soon be 21 years old, have had a license for about a year and a half, and i have one accident on my record (possibly) that happened almost a year ago while driving my sister's car; and i was not listed on thier insurance as a driver does that make a difference? With all that being said how much could i expect to pay for insurance? Oh and i live in Philadelphia,PA if that helps with answers. Also what additional fees should i expect to encounter outside of insurance? Thanks!""
On average how much more would the cost be for insurance for a house with a pool?
We are thinking about buying a home in So Cal that is a 4 +2 house on a 10,000 sq ft lot. The house has a pool though, and our concern would be what the cost of insurance would be. The pool is deep, and there is no diving board, and at the present time there is no fence. What do you all think? We have small children, so once we purchase the home, we will put a fence up, but we're just trying to guesstimate at this point. If anyone has any thoughts, by all means share them! I really appreciate any direction I can get with this. *I would rather not call 50 Insurance agencies to get quotes and have someone selling something I don't need yet!* Thanks a bunch.""
""Cheap sports car, and to insure and run ?""
does anyone know a sports car in the uk thats cheap, maximum 1000 pounds, cheap to insure and fuel consumption is good ? thanks""
""If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""
If you had an extra car that was paid off and cheap on insurance, would you sell it or keep it for a back up?""
Average insurance for a 500 cc motorbike?
hi, im 18 and soon will have passed my driving test, im hoping to get a restricted Honda cbf500. but it all depends on how much the insurance is. can anyone guess the average third party insurance for an 18 year old on a restricted cbf500. o and i have a 2 year no clams bonus on my 50cc scooter. don't no if that makes any difference""
How much does a married couple spend on monthly bills?
house, insurance car..etc... Im trying to plan ahead and want to know what I'm in for and if I can manage it with two teachers salaries. oh, it would be great if you can tell me a round number of each thing. and yes, i know everyone varies, but I'd like to see what everyone else has. thanks!""
Will my car insurance be able to transfer over to another car without extra fees?
My mother-n-law has an extra car that she doesn't have insurance on because she doesn't drive it shes letting me use it for a month. If i get my own policy and pay the 6 month premium in full and add that car to it when I take that car off after i give it back to her will i have a credit that I can transfer over to my car when i get one in a couple months without paying anything extra?
Car insurance in America for non citizens on holiday?
I have a few questions about car insurance in America for non citizens. I am going to the USA this summer and will be driving alot.I have car insurance on my own car and have a full license and an international driving permit.Do i have to get insurance on the car in america or will my own insurance in ireland cover it or will i have to start another policy with an american company?Will this cost alot?My insurance here is not expensive and ive never been in an accident or made any claims.Is it possible to be put on my friends insurance as a driver and if so how much would this be cheaper then buying my own insurance?Any information would be great, i am very confused on the matter.""
How much would it cost a year to own a car like a Ferrari in INDIA? pleeeeeeeeeeeeeeeeeeeeeeeeeeee... answer?
a car like a porsche 911 or ferrari f430. how much would it cost a year to own. dont include the buying cost. include everything else. like insurance, tax, fuel cost, everything, etc.""
Which company provides the cheapest car insurance in the UK?
I recently passed my driving test, so for a first time driver its going to be high but what if i am an additional driver""
Will my car insurance rates increase? Please help?
I have a lease with the full mandated insurance in FL and I have Geico. There is construction on my building and while my car was parked in it's space apparently a rock or some piece of concrete from my building must have hit my moonroof and shattered it completely. I must have this fixed ASAP and am still working out who between my condo association and the construction company are going to pay for this. In the meantime I need to know if I call Geico about this incident will I be in jeopardy of having my rates increased? The car was parked in it's space, I was not driving, and it was not my fault. Thank you for answering.""
Health insurance after you've turned 18?
My mother receives Social Security checks and insurance (She had cancer, and can't work due to other conditions brought on by the chemotherapy) and because of this, I had medicaid. I turned 18 last month and I'm wondering if I automatically get cut off from her insurance, or if I stay on the plan because I'll be a student in the fall. I know the system for this changed recently, so I have no idea if I still have insurance or not.""
Insurance quote changes?
hi recently i have been looking for insurance for my car that i have purchased. i have recived a quote of 2500 on a 22/01/10 last week, 4 days later the quote has changed to 3000? i have been using go compare.com, y the sudden change? i havent changed nothing since my first quote so i do not understand this change ps i am 17yr old who has purchased a mk golf 1.4s hence high insurance price thanks in advance""
What are average prices for small business insurance?
This is for my high school project. Please answer!
https://www.linkedin.com/pulse/20-yrs-old-im-wondering-how-much-insurance-would-600cc-thompson/"
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