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#light farming is the most miserable thing in existence send help
eliza-fustel · 1 year
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so im making a relic weapon right now............
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Vampire Cafes
WARNINGS/TAGS: blood, blood consumption, enslavement, medical torture, unnecessary surgery, normalized human slavery, dehumanization, non-con bloodletting, starvation, wounds, body-horror, needles, gore, abuse, death, kidnapping
PLEASE DO NOT read if ANY of ^these^ triggers could effect you. It isn't worth your mental health and merely for creative purpose. I'd so much rather have you happy and healthy.
All graphic content will always be under a cut.
Anything of my personal vampire lore will be under the tag #vlor
Imagine a world where vampires make up at least half of the population and growing. Society has adapted, for the most part there is peace but things have changed. The new world order is primarily made of the undead and most governmental functions are as well.
Because of this, humans have met their match and are no longer at the top of the food-chain. Naturally, they've lost rights, they've lost a lot of the protection that they had from one another and their rules have been made for them. While the majority of vampires take pity on humans, think of them as children that will never get a chance to learn and many as a vital part of their own existence.
Their lives are not valued as they once were with such severity. Slavery is legal, murder is all but decriminalized between species and while humans are vital, they're easy enough to reproduce and farm. Even if they have no idea that it's being done, their population is kept up by vampire influence and the new 'Law'.
Gory crimes become normal. Loss becomes normal, fear, terror, insecurity becomes normal for human life. And while millions of vampires are kind-hearted citizens like their lesser counterpart, it doesn't take many to send a sense of unease and panic into their 'sister' species as a whole.
But now imagine what 'normal' vampire things would look like, mashed into society and accepted broadly as the new era of life. Fully capable of wiping humans out entirely but smart enough to know that they can't take out their own food supply or over-populate with their kind.
You'd be walking down the street one day and look into a window and see...
...Someone being bitten in public or someone desperately screaming for help as another person drug them off into an alley and drained them dry. People would lose their touch for each other and lose connection with the kindness and concern they'd once share. They would turn silent, uncurious; head down, eyes up.
But surely there's a better way to distribute blood and not have to just randomly terrorize a stranger, right? Something quicker, easier and with a lot less mess.
It only made sense to keep the function of corporate industry alive with some steadfast business. Vampires needed fast food too.
In comes the different versions of vampire cafes or 'blood bins'. Humans are farmed (locally usually) or in shady local businesses, kidnapped to be held for public use. Disease is without worry but what is of good concern is health and how long they can manage to process a human until they're no longer viable.
They want strong, healthy humans that can yield and regenerate fast. So they're fed strict doses of vitamins and mineral packed slop, that stays down no matter what emotional or physical turmoil they suffer. Some keep them high and sedated, making sure that it's as 'humane as possible'. High-end franchises will keep their 'stock' in the back and the bolder venues keep them in aesthetically pleasing tubes.
They'll go as far as dressing them nicely and lighting up their display cases with different décor and neon signs. The only sign of anything slightly off with them is a straw-sized tube jutting from their arm. It isn't inflamed or angry, instead it's not phasing through the skin at all like human phlebotomy. It was surgically installed, implanted in a main artery and capped with a medical grade valve-stem. As if they were tires and pressurized.
This hooked them to the automatic dispensing system. Where an attendant could fill a glass by the customers choosing, pressing it under a nozzle and getting an exact measurement. Digital displays would show them how many more they could get out before entering the 'rest' mode and the system would lower them to the basement to be changed out by another employee.
Not every café was the same, though. Many that operated locally or outside large franchise, were torture chambers for humans. They couldn't afford to buy stock in humans and instead, choose to steal them off the streets. The valve operation is definitely out of the picture so it's down to blunt injury or hack-job intravenous experiments. Age is of no concern, young and old alike but better if no one will interfere with their missing persons.
Imagine the despair of not being able to ever get enough strength gathered to escape? Being drugged constantly and weakened by hunger and blood-loss. Constantly being afraid that they'd take too much because it happened all the time around you. The absolute misery you'd endure watching the others suffer and how many various reactions there can be. Taken down to your absolute limit, just to be force-fed vile concoctions and to feel joy from it because at least the gnawing, aching nausea would go away.
Praying you didn't vomit because it was all you were going to get, no matter how wretched it was. Oh and the infection from all the times they'd try to get blood. Wounds would never heal but they'd keep trying and the amount of struggle to keep finding new places would be unbearable. Botched, at home surgeries and operations galore. The fatigue would be awful and most places never closed, seeing as they were serving all kinds with all habits. Day in, day out, until they got worried they'd kill you and have to go to the trouble of kidnapping more and more people. Then they'd put you in a storage room or off somewhere to rest; which usually meant being locked up in a gutted cooler.
How hopeless, how absolutely hopeless you'd feel. How miserable it would be to be a human and live in the risk of being snatched up and tormented for your blood.
On the flipside... To end on a good note.
Imagine the recovery. The survival. How much it would take to earn that persons trust, (or teach them if they're bred in captivity) and how they would have to readapt to interaction again. Remember how to talk depending on how long they've been held captive. How timid they would be, how much they would accept or deny another persons touch. Every time they see themselves bleed, they fall apart into fits of fear and paranoia. If something pokes them they go irate with sobs and gasps of terror, thinking that they're going back to the darkness to be prodded like a science experiment.
When they're given the chance to sleep, it scares them because the loopy feeling before and after makes them feel like they're drugged or anemic again. How dizzy they would be for the first while that they were saved, how many times they could fall into their saviors arms.
Now what if that savior is a vampire themselves?
The added fear, how hard they would have to work to earn the human's trust and dependency. How they would have to watch themselves carefully to try not to do anything domineering or too roughly by accident. Trying extra hard to not move too quickly or be too over-powering when handing or taking things.
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courtorderedcake · 4 years
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Majestically Too Far Beyond : CSSNS 2020
It’s finally here! Yaaaay! Here’s my @cssns​ for 2020, Majestically Too Far Beyond, title based on the Poem written by Komal Kapoor. You can read my explanation of how this mess all got started Here. Art is by @kmomof4​ and I threw in some too for fun. 
Summary :  Emma Swan has never been that type of girl, you know, the one that cries and sinks into a pint of ice cream after a break-up. She's never ever cared about anyone other than completely out of survival, but then came Neal, and then came the final big break up with someone maybe she sort of kind of loved. So now she is one of those girls who are homeless, living with her adopted brother and his wife at their farm in a long abandoned Victorian keeper's home, desperately trying to save to get her own place while working her difficult government job and as a merc witch on the side.  When a desperate Witch calls on her to do a spell, it's all bad news - but then said Witch revealed a mountain of gold coins, and whimpered that Emma is her only hope. How can she not be a bad ass magic savior for this poor soul? All seems to be well, until the consequences are suddenly very real.  Killian may be a Demon, a fallen Angel that now delights in the practice of revenge, but first and foremost he's a gentleman. Sort of.  Especially when his ruddy Angel brother is focused on bureaucracy and keeping mankind out of chaos, while Killian barely keeps his denizens as safe as he can in a world that wants Demons dead. Witches and Warlocks use them for parts, Werewolves see them as a threat, Angels mostly still hold on to the ancient feud regardless of their treatise, Fae stay chaotic neutral, Vampires don't care for others affairs - it's a perilous world where hate crimes happen without consequence. When Killian goes above to plead for more safety laws in the metropolis of Hyperion Hills, the city that lies over a major portal to hell, he does not expect to meet a council that the elemental five sit on. He especially doesn't expect that the council would ever take him seriously in his campaign for demon safety. Regina, Snow, Ariel, Elsa, and Belle seem dead set on making it their pet project - each for their own very different reasons. Especially when they bring up hiring a tempestuous security consultant, Emma Swan. When they adjourn, he can say that he is optimistically apprehensive. An optimistic Demon never leads to good things, unless by good things you mean throwing back rum while chasing a pretty woman for plundering. He's unsure of what to expect when challenged to do shot for shot by a mysterious blonde Witch, who didn't care who (or what) he is, but he does like a challenge. Too much in fact, the challenge raising the stakes, because from there on it becomes a blur, and yeah, he's bloody well in it now. The idea of a contract sounds fantastic when they stumbled into the strange tower, half naked and wanting. It's the ritual she does instead that he should have been paying attention to. So, maybe now he's missing a hand, and has only the vaguest idea of what happened from the mess of blood he's woken up to, his and someone else's, a mirror's accursed magic the only thing to tell him what took place: he's a prisoner until someone lets him free… And a woman that he’s positive did not exist in his life yesterday, who just happens to not only be a Witch but a complete stranger, is pregnant with his child. 
Rated E, but really falls in at more of a M. Fluffy angst with some adult themes and hinted undertones.  READ ON AO3 HERE.
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Chapter 1 - Long ago, eclipses were feared as well:
To say that the Jones 'Brothers' had been fighting since time began, was not an understatement, but also not exactly truthful. They had actually been fighting before recorded time, and before there was even a concept of the perception of anything besides the aether or eternity.
That's why he'd fallen, actually. Loss was a powerful motivation, enough even to question the utmost Authority - and the Authority despised questioning. Fighting was in the nature of the divine Celestials, as it seemed, and in Her infinite curiosity that She defined as 'Wisdom', God had let Lucifer burn too brightly. Their war was a lover's jealous quarrel turned violent. 
Although Liam was created moments before Killian, they were brothers (as it were) even amongst a host of angels, and they were close regardless of their stubborn spats. They fought over the world and its workings, Liam given a flaming sword while Killian was given books. They fought over knowledge of the divine arts, arguing whether humans were worthy of the Arcane. They fought over Killian's love of a mortal woman, and his questioning of commandments. 
They fought over Killian standing behind Lucifer, and Liam fought Killian right before he fell. In some ways, it was Liam's own hand that pushed Killian, but in his last angelic act, Killian forgave his brother. 
While Earthborne and some remnant Angels believed Demons were not capable of love, they were of course wrong. Demons loved, lost, and forgave just as any others. Even after the schism, even after years of passive aggressive pettiness between both sides, Demons were still seen as wayward, dark, demented creatures. Angels had done little to fight this stereotype, instead reveling in their continued status as goodwill ambassadors. 
Even their name amongst mortals was a cosmic joke, the Creator and her lover-made-antagonist too long gone to bother with proper names. They were Angels or Demons to some cultures as humans grew on God's abandoned project, while others called them by their new names. 
The Angel Diana was called a Goddess alongside Hecate, Freya, Gabriel, Uriel, and many others. The Demons Zeus, Odin, Loki, Hades, and Poseidon happily took on roles that suited their carnal needs. Angels mixed with mortals along with Demons, God's secret seeds of elemental magics taking life along beside them as Druids, Fae, and Elementals.  Some of the Celestials even birthed life as their lost parents had, Demons begetting Demons, Angels begetting Angels, and everything or anything in between. 
Humans gained magical prowess as the world changed, Witches, Druids, Warlocks, Mortismals, and Mesmerels becoming the norm for human bloodlines. 
Still, Demons were given less, all because God had cursed them irrevocably before disappearing with Lucifer into the abyss. They were cellularly different now than any of the Angels they had once been, a yoke around their neck that they could be forced to obey. Like Angels, they could be worshipped, called, trapped, or contracted even as their powers and bodies twisted into the curse stained strangeness God graced them with. They were looked on with disgust, pity, horror, and anger for it despite their best attempts.
Which was why his sodding Ponce of a brother working as an Angel ambassador for a Prince of Hell was so important - and so bloody frustrating. 
It wasn't as if being a Prince of Hell wasn't stressful enough - his people always under siege or afraid of some Witch summoning them to place a brand, then using them as a charcuterie board - no. It was that his brother was a baked potato when it came to convincing the public they were not what millennia of ingrained hatred had established Demons as. 
Bosch had died before Killian could uppercut him, regardless of his depiction of Liam as a trumpeting ferret bird or the even less flattering version of Killian. Dante had been another great PR stunt his brother had botched miserably. The Rings of Hell weren't even used, Lucifer gone before he could put God's plans for punishment into place. Now as a museum and reenactment park, it was a popular attraction that helped generate funds for the denizens that lived in the spacial plane that surrounded it, but Dante's review had been swayed by Liam taking him into The Kingdom right after. How could Hell ever live up to the paradise God herself had planned for humans? Only Cedar Point, Busch Gardens, Disney, or Universal Studios could come close as far as themed parks. It was a complete disaster. 
This newest idea of Killian sitting on the board of Hyperion Heights to work with the world's premier intersectional coven, 'StoryBrooke', was another terrible idea in the making, and Killian had no qualms letting his brother know it.
"This is absolutely ridiculous Liam," Killian gritted out, itching under the glamor that made him look mortal. Being confined in a skin suit had his molecules vibrating so loudly he could hear his canines, starlight and cosmic fire sending pinpricks of goose flesh down the dark hairs of his arms and legs. Wearing this was torture enough without Liam staring at him in disdain, his own heavenly image unblemished. Even his halo was a polished gold around his fat head. "While I am a dashing rapscallion in my original skin, don't you think it's bad form for them to see me like this instead of how I actually look? Isn't the point of this to show that even if we're not as pretty as your lot, we're still beings that deserve respect?"
Liam grunted, rolling his eyes. Blue fire from explosions of stars and galaxies lit in mirrors of Killian's own, but framed by rosy cheeks and tawny curls instead of moving shadow, a ghoulish pallor, and dark hair the color of ink or raven's feather. The Angelic glamor contained the haze of darkness that moved like smoke around him, the length of his fingers and claws, and made his flesh look pale but not tinted the color of the universe's light. It did not hide his horns (remnants of shattered halo) or his twitching tail if someone chose to leave eyes on him too long, but that was another Demonic burden to bear. 
"First impressions, little brother. Even the most progressive Witch is still a Witch. I'd rather them see you like this instead of wondering if you truly need all your giblets."
Killian swallowed hard, nodding once before grumbling, "Younger brother. Younger."
"Go over your notes again. You'll need to be your nauseatingly charming self for this, especially if they bring the males in their midst," Liam asked of him, and Killian looked out the dark windows of the car as his tail moved in agitation. 
"Regina. Head of the Coven, Witch and Mortismal that inherited her throne from her mother. Began the integration method and broke away from the Misthaven Coven to create the StoryBrooke one," Killian intoned. 
"Right. She's a tough nut too, and her ghosts do the most of her dirty work. She's not someone to cross unless you want your chairs stacked to the ceiling every morning by some bloody poltergeist." 
"Aw, well, I'm unfortunately haunted by you already, I doubt a poltergeist could do more damage." Killian slanted a look at his brother, who gave an annoyed huff as his pure white feathers ruffled. Killian was thankful in part that he did not have wings at all times, even if the trade off was painful. "While Regina is the head of the Coven, the head of the Council is Elsa Frost of the Frost twins. She's a direct descendant of the Giant Ice Sorceresses with powerful magic, but her passion is creating legislation for Hyperion Heights. Her sister Anna is the family's public relations face, and runs their fashion empire, Arendelle Designs with her Druid husband."
"Good. Good, tell me about Ariel Poisson."
"Siren and Mermaid, with four years on the council. Made history as the first water Elemental to sit on the council, beating the long seated Witch, Ursula, by a large margin. Opponents argue that her father's position as King of the seas and his dominion over fair weather and fishing made voters nervous to not cast ballots for her. Her campaign slogan was 'Part of your World', which could be beneficial to my campaign." 
"Right. Snow Blanchard?" 
"Would-be heir to the Misthaven Coven who ended its elitist reign by breaking tradition and leaving, sending them into chaos." Killian smirked. "She sounds like someone who I could get along with."
"She gets along with everyone except her family, which is more than normal it would seem," Liam replied back, and Killian snorted out a chuckle. 
"Druid, Elf, and Green Witch. Runs a high profile herbal apothecary chain Enchanted Forest Supplies, focused on holistic medicinals, herbs, and spices. Nolan Farms is a subsidiary that sells produce to the Heights, which is her husband's 'pet' project."
"Watch yourself, brother," Liam warned. "While you might get away with that if it's just the Witches, if David and Ruby sit in today you'll find that will not stand."
"Ah, yes. Ruby Reddings and David 'Charming' Nolan. You only circled that they are Werewolves in red ink everywhere you could. David is Snow's husband, and her lead farm hand. Ruby is Snow's cousin who introduced the two. Ruby is currently in a high profile relationship with your colleague, Inspector Wolfe, and they both are very active in pack politics. Many are betting they will create their own pack if the current Alphas do not abandon some of the more ancient doctrines. Nothing new there."
"Don't forget Livre and Fa."
"Belle Livre, Witch turned Vampire, runs a community literacy foundation and bookstore chain. Known ally to Demon rights. Soft spoken but brutally intelligent. Introduced a synthetic blood that allows for daytime living via plant cells collaborating with Enchanted Forest, which made history 6 years ago," Killian listed. "Mulan Fa, Vampire. Cultural Development head of the Heights, and curator of The Hyperion Heights Museum of Art, History, Science, and Culture. Teaches part time at Hyperion Heights University as an adjunct professor. Fa is married to a Fae Elf, Merida Ursa."
"Good. That's as far as we know besides the whole Swan fiasco, which is not to be brought up."
"What Swan fiasco?" 
"Oh, little brother. If you had done your research outside of the profiles I gave you, you would know all about the criminal history of the black and heartless sheep within the Misthaven and StoryBrooke covens. It's better off that you don't know."
"Er. Well. Alright. I didn't look into them because I don't bloody well care about their lots as long as we get protection. There was another slaying this weekend. A Lower Demon."
"I'm aware. Did you know her?" 
"Not really, but that's not enough either. I owe my people more. The other Lords of Hell are fine telling Demons to stay below and never use their name, which is fine for the new blood. It's the old, the weak, and the abused that are at risk."
"Careful, Killian. Your lust for vengeance will never be welcomed by mortals."
"I'm well aware Liam. They like my kind for an entirely different kind of lust."
"Could you please not." Liam sighed, sitting back against the seat. After a moment, his brother spoke quietly. "There was another attack as well, this time in broad daylight in Camelot Town. The Anti-Integration Movement has claimed responsibility."
"Of bloody course they have!" Killian hissed, clenching his fists. He pinched the bridge of his nose, grimacing. "Brilliant. Just absolutely marvelous -" 
"They were going to run a story in the Times. I managed to block it for now, but we need a sympathetic writer on the inside, or we risk them running another story with their bias."
"I have a guy. I'll reach out, he's an old school Warlock who I've worked with in the past on push back. What's their excuse this time?" 
"They said that the Succubus was, quote, 'asking for it by the way she was dressed'."
Nausea rose in Killian's throat, and he swallowed it down with bitter practice. "I wasn't aware that how someone dressed meant their lives were not only void, but taking pieces of them was fine as well."
"We know they're being funded well, and we will get arrests as soon as possible. This won't be forever, Killian."
"That's easy for you to promise when this has been my - our forever." Killian bit out, glaring at his feet.
The car came to a stop, the driver opening the door to let them out. Killian moved briskly up the steps of the council building, as Liam followed behind. They moved through the lobby with an easy flash of Liam's ID that Killian scoffed at, moving into the elevator. 
"After that display, I'm going drinking after this," Killian gritted through his teeth. 
Liam blinked, straightening his tie in the door's polished reflection. "What display? They were nice."
"Exactly. If I came here alone, I would have been in that security line for an hour." 
Liam rolled his eyes, taking down his halo to polish the golden ring. "You absolutely exaggerate how you're treated. Not everyone is out to get you, especially when you look like this. Give others a break."
"I'll give myself a break after this with as much rum as I can safely consume, instead."
The doors pinged open to reveal a small atrium, dark wood flooring in stark contrast to the birch tree covered walls. A secretary stood behind a rounded desk against the far wall, motioning for them to sit. 
"They'll be with you in a moment," she offered, glancing at them with a thin smile. Killian could practically taste her distrust as he scratched behind his ear. Liam swatted at him lightly in a bid to get him to stop, both of them tense when the doors finally opened to reveal a petite woman dressed in a powder blue skirt and blazer. 
"Come in gentleman. The council will see you now." She smiled icily. His brother stood, his feathers slightly puffed in an indication of his own nervousness. 
Killian followed a second later, walking with them as they made forced, but pleasant conversation all the way into the boardroom. 
Women sat at a long table that curved slightly, facing their own small table similar to a courtroom. He was reminded of the tribunals in the old days when law had begun, but the courtiers were far different than the strange group of women scrutinizing them. 
To his surprise, the majority of them seemed actually curious instead of repulsed or bored. 
"The council recognizes Liam Jones and Killian… Jones. These are your chosen surnames, correct? And you identify as… brothers?" 
"Yes," Liam stated firmly with a curt nod. Killian watched from his peripheral as his shoulder muscles twitched, his wings held stiffly upright to keep them from the floor. 
Killian nodded, careful to keep his tail curled around his legs. The skin suit itched as it clung to him, not abated by his attempt to sit more casually. 
"Interesting," remarked the dark haired witch at the far right. A nameplate sat in front of her, marking her as Regina. He wondered idly if her stare was due to the blood on his hands only an eternal existence could bring. 
"You are here to ask for help in creating safety measures and a potential council commitment to Demon rights, correct?" Ariel, a fiery haired lass with a heart face, asked. 
"Our major point of concern is the influx of hate groups that seem to fall in line with smuggling operations and planned violence," Killian said slowly. Attention snapped to him, and he brought up the slide presentation he had prepared. "We have had some luck stopping shipments and arresting bit players, but we can't find the heads of these operations."
"You can't find them, or you are barred from digging deeper?" Mulan asked, and he chuckled darkly. 
"The latter, I'm afraid. We have consistently come to the same dead end again and again. I'm sure I don't have to explain to you ladies how difficult a foe powerful covens behind corporate entities are." He let a grimace creep onto his face, and saw the majority of the women nod in acknowledgement. 
"This could make many enemies for us, if approached in the wrong way." Belle stated quietly. "Specifically with our good friends in the Storybrooke Coven."
Snow nodded, exchanging a bitter look with her. "We may need a professional from our coven, but she's unable to get clearance without special notation."
"Oh? Who is this?" Liam asked. 
Elsa and the rest of the coven smiled in varying degrees of fondness. "The best in the business, and in my Coven. If you need to find someone, Emma Swan can always find them, and she's good at criminal magical activities. She knows the system, knows how and where to hide, and where to seek."
They'd found what the coven wanted, and their stake in the venture. Killian caught Liam's face falling, his eyes narrowing into slits. 
"You can't be serious. Involving Swan in this after -" 
"That was all a misunderstanding, and was blown completely out of proportion. We have long held up our end of the blame and accountability, while Misthaven has shirked theirs in the name of slandering her." Elsa steepled her fingers. "If you desire the best, which I assume is why you are here, you need to rehab not only Demons’ image, but hers as well. She should be sitting here with us."
Liam tried in vain to tip the scale back in their favor, his face going red. "We'll consider this as part of our negotiations."
"Negotiations? Liam, you are a detective. You should have deduced by now that you have no leverage. You have only decisions to make." Regina closed her planner, regarding them with her dark gaze. "So, make them quickly, before our patience wanes."
Killian bit back a laugh at Liam’s sudden blustered stuttering. These witches were good, and as the meeting ran on for hours he realized just how much liquor he would need to recover. 
 "Well that went well." 
Liam’s sour expression and slumped shoulders were just visible in his peripheral, even as his feathers were still quite literally ruffled. He huffed out a noise of disapproval, too vexed to even reply back. 
"Aye to that, brother." Licking his lips, they stepped into the cool dusk air. "I'm going for that drink, are you…?" Killian glanced at Liam, who shook his head with annoyance. 
"Seriously? You really -" 
"Really shouldn't what Liam?" Killian smiled, venom leaking into his tone. "Go get drunk in a town that would rather pretend I don't exist or sell me in a fine powder to the nearest bidder? I think I'll be okay, although the concern is duly noted."
He turned on his heel, his glamor falling away in a puff of smoke. The air hit his itchy, overheated skin, his tail whipping around in sharp, agitated flicks. 
"Take care of yourself, little brother! No need to be a self destructive bastard. We lost a battle, not the war!" Liam called after him, stepping into his sleek car. Killian snorted. 
Hailing a cab with some difficulty, the driver asked where he was headed with the same slight resignation he was used to for his kind. 
"A bar, Demon friendly please. Some place without swill."
The driver nodded, dropping him at a dimly lit corner of the city. A red neon sign spread crimson light along the sidewalk, soft light also spilling out the doors accompanied by loud guitar. Looking up, the looping, swirled lettering made him smirk. 'The Jealous Flask' was as good a place as any in his neck of the underworld woods. 
The inside was smoky, deep red damask wallpaper paired with dark, pitch stained wood panels, booths, and bartop. The liquor selection was displayed neatly, unlike the few early patrons sitting scattered around. The jukebox played warbly rock music, some punchy chords and an easy to memorize refrain. 
'one two three four, can I have a little more, five six seven eight nine ten, I love you' 
The bar stools were empty, and Killian slung himself onto one, the bartender nodding his head by way of a greeting. 
"Rum, neat," Killian stated, pointing to his preferred vice. The bartender did not stop polishing the glass in his hand, but the bottle floated down gently, pouring itself into a tumbler before the glass set itself down in front of Killian. "Thanks, mate."
The bartender nodded again, continuing his work with the aid of his magic. People began to trickle in as the time ticked forward, a witch or two eyeing him suspiciously, vampires playing pool in the front, a group of young werewolves forcing change into the jukebox to get edgier music playing through the speaker system. The Clash crooned out words against the Fae Queen ruling over greater Eld, the pack jumping around excitedly and thrashing their heads back and forth. By this time Killian had moved to the far curve of the bar, his glass refilled to the point of the bottle sitting next to him like a patient date. There were still no other Demons in his presence. It shouldn't have surprised him, shouldn't have even made him angry with the amount of violence they were privy to, but he burned away the emotions with the alcohol flowing down his throat. 
A soft touch on his shoulder caught his attention, and he turned with a growl. It died in his throat when large eyes met his, blonde curls falling in front of her eyes in loose tendrils. 
"I'm so sorry, I didn't mean to bother you," she stammered, biting her lip. Pointing to a drink that was clearly not his, umbrella and all, she continued. "I was trying to reach my drink. It’s gotten crowded and I thought, I mean, I am sorry I wasn't trying to -" 
"Aye." He nodded, throwing back his drink. "S'alright lass. I'm sorry, I s'pose I'm just a bit out of place here."
She smiled, blushing. "Yeah, I uh, I get that. I haven't seen you around before."
"First time here. I was in the neighborhood for business." He poured himself more, and to his surprise she pushed and elbowed her way to sit next to him. 
"Business?" Her eyes were curious while her fingers toyed with the umbrella in her drink. "Should I be concerned?" 
It was clearly teasing, and Killian felt himself loosening up around her. She seemed to read him well, or at least the alcohol was working. "Not any of the good kind, I'm afraid." He grinned with a wink. 
"Ah, so we're just ships passing in the night?" She leaned in and he could smell the floral and herbal scent of her, her eyelashes batting coquettishly as she sipped her drink in his space. 
"Passing closely, I hope," he murmured. His heart raced; it had been ages since any mortal had shown interest in him that was mutual. 
His head spun as she met him drink for drink, hand unsubtly creeping higher up his hip. 
"Would you be opposed to… Maybe, I don't know… getting out of here?" 
"Are you saying you would fancy a nightcap, lass?" She smiled from under her lashes while biting her lip, and his heated blood grew hotter. 
"Perhaps." She stood with grace as she extended a hand to him. "My place is a quick and easy teleportation spell away from here, and my bed doesn't require any sort of magic outside of what I can do with my tongue." 
Killian hesitated, her golden hair in the glow of the lights making her seem to shimmer. "I don't even know your name -" 
"Eloise. It's Eloise." She pulled him up, letting him stumble into her body. Her lips met his, and soon he was pulling her closer as their mouths slanted across one another's in hunger. She bit his lip and he felt the tightness that had bloomed in his belly spread fire down his spine. 
"Lead the way, love," he whispered huskily, grinding into her. 
She smiled broadly, the world shifting until he was in her dimly lit home. A lone window twinkled starlight, moon huge outside as it hung in the sky. Her tongue slid past his lips, the bitter herbal taste overwhelming while the world shifted again, this time pulling him apart. 
 In a perfect world, Emma Swan would not be doing anything remotely close to what she was currently debating doing. It truly wasn't her fault; it fell on Neal and his stupid family if anyone was to blame, and his stupid coven with their stupid leader. She should have known back then it had been a set up, should have known that Neal was a fucking liar. How many times did the same drawn out plot have to play out? Apparently, too many, considering she had still warmed his bed until a week ago. 
This time it was final. Emma wouldn't accept him back when Neal slithered out from under the rock he had his affair in. She wouldn't be charmed by his smooth talking silver tongue, and if he so much as breathed near her, she would take another five years for breaking his smarmy Fae nose. Final. It had to be final. 
But finality meant certain conditions had to be met, especially if she was to ward him away. For one, the beautiful loft that belonged to Neal in the Heights downtown could definitely not be her base of operations any more. Neither could the various in between places she found where Emma could grieve until he took her back, damaged goods and all. No more hotel rooms, no more abandoned apartments, no more warehouses, vacation rentals, or quiet empty offices. She had to get her own place, and it had to be able to handle her particularly finicky magic. Neal's place wasn't great for her particular practice, but the view had been killer enough to ignore it. Neal's fortune had meant she didn't need to work, and with her record (or, as his coven would sneer, 'notoriety') that was just as well. 
Working added a wrinkle to her life; she would have to find somewhere that allowed her enough space for her magic to keep her employed. That would require a hefty chunk of gold - if she was lucky. The prices in the downtown area were steep, only high profile Witches, Warlocks, Fae, and Celestials could afford accommodation that close to the capitol buildings and Ley Lines. Initially when Emma had glanced through the apartment listings on the bulletin board, she had almost had a panic attack at the amount of gold they demanded. 
Her brother David, blessings be, had been her knight in shining armor. There was a large Victorian home that lay in shambles at the edge of their farm lands, its beautiful scalloped details in need of paint, and the gutters growing weeds as thick as her forearm. But, it was within her budget if she could get the down payment placed before the scheduled demolition. She put what she had down to stall as much as she could, but it was not enough in the least. 
One big job was all she needed. One big job that she could cash out on. A dip of her toes back into the waters of peddling illegal magic, just quickly in and out without a splash. 
She didn't need any more jail time, that was for certain. 
Putting out the word she was available in the whisper market was always dangerous, but listening in was free and without a snag if you were smart. 
Emma heard tell of a desperate woman willing to give a truckload full of gold to the right Witch who could perform delicate, esoteric, deeply Arcane and forbidden magics. Luckily for both of them, that's what Emma excelled at. 
She had always been good at her craft, and her magical workings were beyond powerful. She could do things that other practitioners only dared to dream of, if they could even conceive it. It was why Neal had kept her around, and why his coven's dislike would melt away if she said she would consider joining. 
(If she did that around Yulesmas for better gifts, was it really so bad?) 
The request itself was intriguing, the woman herself a Witch that could not do the spell alone. She wanted an equivalent exchange of unbreakable magical bonds, which while tricky, was not forbidden in most circumstances. The offer was too good to pass up on, but Emma didn't like leaving things to complete chance. 
Cue her sister-in-law, Snow. If anyone could throw runes, read the winds, divine from the mundane, and not keep any of it a fucking secret, it was Snow. 
Emma knocked on their cheery red door in the early morning, which must have been a surprise to Snow considering she was half dressed in business wear. She pulled up her stockings in a one footed hop, motioning for Emma to come in as she balanced the phone receiver against her neck. The coiled cord spun around her, and she groaned loudly. 
"Yes, Regina, I know. I'll be there, I'm literally - it's 2 hours away. I will be there in thirty minutes at latest, but - Well, yes, Emma just walked in." Snow gestured at a chair, and Emma sat, looking at her with an eyebrow raised. "Yes, I know it's early for her. I know. Uh huh. Yes. We will definitely put her on the table; it's absurd not to, considering - yes, I would love to talk to you about this in person as I've said - alright. Yes. Okay then, buh-bye." 
Sighing, Snow twirled, untwisting herself from the phone cord. She smoothed down her pencil skirt and blouse before looking straight at Emma with a curious stare. Her mouth twitched with annoyance as she spoke. 
"Now. To what do I owe the pleasure? I have a meeting with Celestials shortly, so." She waved a hand indicating the clock in the background. Turning to the counter, she opened up a cookie jar and removed a rolled cannabis cigarette, putting it between her lips and lighting it. 
Emma swallowed, watching the petite woman slide the purple lighter back in its space on their counter. "I just need you to divine something for me. A situation, with a woman who wants me to… to uh, do something."
Snow rolled her eyes, narrowing them to glare at Emma. "We are bringing you up as collateral in our meeting today, trying to get you a seat where you belong - on the council," Snow hissed. She pinched the bridge of her nose, taking a breath. 
"Please?" Emma asked innocently, batting her eyelashes for good measure. 
Snow sighed. "Alright. Picture the situation and the woman."
Emma focused on the description, the spellwork requested, the woman's pleas. She could feel Snow's magic engulf her, and the fuzziness that came with it as she wove threads out into the natural universe, time and space sending her back answers. 
A moment passed, and the feeling abruptly stopped as Snow shook her head. 
"This doesn't feel right," Snow said, taking a drag of her blunt. She exhaled, the thick smoke swirling into the shape of birds that dove through the air. Emma coughed, waving a hand in front of her face. "That woman… I don't know. She feels off."
Emma frowned, petulant that the answer was negative. "She's a Witch, and in trouble." 
"Have you rolled your runes?" Snow began to pull on her loafers, gathering her things. 
Emma chewed her lip. She had divined, or tried to, but had not found a concrete result. "Yeah, and they said it's… Questionable, but the end result leaves all parties happy. Tarot said basically the same thing."
Snow let out a little twittering laugh, pulling her purse up on her shoulder. "And how does Neal feel about it?"
"Neal doesn't need to feel any way about it. I… We… I broke it off." Emma looked at her shoes, then idly inspected the counters formica. "Forever this time." 
"Oh. Is that why you're here so early?" Snow's eyes went wide, a hand covering her mouth. "Oh, Emma, honey. I'm so sorry, I've just been under so much stress with Regina and this council. Wait, where are you staying? Oh no - are you homeless!? You mean it, you're never going back to that creep?"
"Never," Emma said firmly, even as her voice caught. "I'll find a place though, Snow. Don't worry." 
"So you are homeless, oh Emma, if I wasn't late - no. No. You know, I'll call Regina and cancel it, you need me more than -" 
"No, well, I mean -" Emma shook her head. "No. I'll stay here tonight if I have to, but you need to get to your meeting. I don't need Regina's wrath on top of everything else."
"You know you can stay here with us as long as you need, oh, Emma, I wish you had told me -" 
"I don't want to stay here. I can't work here, and I love you guys but you both are gross with your lovey dovey hippie -" 
"I get it, I get it." Snow grimaced. 
"So yeah, I need the money. I can't stay here, I need my own place… I put a tiny deposit on that Victorian down the road, but I need the full down payment to keep it." Emma shrugged. 
"The house at the --- Emma, that place is a breeze away from being condemned!" 
"No it's not," Emma groaned, rubbing her temple. "It's got good bones, and character. It just needs some… help."
"Well. I mean…" Snow hesitated, heading towards the door, as Emma followed. "Alright then. I'm just warning you, I get a terrible vibe from that woman and I could cancel this today, we could work out a plan. We have the money from the harvest. You could work for us or with David and help us with the roll outs in exchange for a loan. I'm organized, but the help would be appreciated if you're living so close… especially since I'm making sure that house is safely remodeled for you. I don't want you to end up with the roof falling on you or some gas line exploding." 
"You worry way too much, Snow."
"I hear the future through nature, and it's generally terrifying. Nature is terrifying. Excuse me for being cautious, and wanting to help you out."
Emma laughed as they walked out the door together, Snow rummaging in her bag for lipstick which she quickly applied. "Yeah well, you're also smoking weed so potent it could put an elephant to sleep. I don't want a loan from you."
"I'm not an elephant, Em. I'm an Elf. It'll take more than this to knock me on my ass." She smiled, extending a hand to squeeze Emma's shoulder. "Be careful, okay? No repeats."
"That wasn't -" Emma protested, but Snow cut her off with a sharp look. "Yeah, alright. 
"Good. I'll see you tonight, you're coming for dinner. No buts." Snow grinned, before disappearing with a puff of periwinkle smoke. 
Emma groaned, kicking dirt as she stalked away towards her new potential home. 
 In the final days before moving from the small basement apartment Emma rented, the dingy, unused, bare studio finally found some decoration in chalk outlines, herbs, and a large bubbling cauldron. It hadn't ever been a home or remotely close to one when Neal presented a better option, the bed untouched and unmade. It reminded Emma more of her prison cell than anything else, which offered a strange duality of comfort mixed with dread. It was fitting that she would meet to do this ritual here. 
Gothel arrived promptly for their 10 am arranged meeting in a well worn taupe cloak. She looked as desperate as the correspondences between them indicated, but Emma resolved to get this over with as quickly as possible. They shared a nod in the form of hellos, then Emma pointed to the cauldron.
"Let's begin, shall we?" Emma asked, and Gothel drew back her cloak to reveal her tired and gaunt looking face. 
"Yes. Let's. Your payment, with more upon completion." Gothel dropped a large purse on the counter, Emma immediately grabbing it and checking the contents. It was real, her heart soaring as she shoved it in her bag. 
"So, you are to give me a token of your will, usually blood, an animal you raised, or something that's valuable to you . Something you care about, that you are tied to that a severing will make you -"
"I give you the life of my first child," Gothel interrupted. 
Emma's eyes widened in surprise. "Oh." Biting her lip, she brushed back her braid. "That's… That's super Illegal. I…" 
"You wanted something heavy, you got it. There's a reason why I came to you; you have a reputation for doing things quietly. The reason you chose me is because you need the coin. Now, my terms. I know you provide healing. I want to keep myself young and strong - youthful immortality. Grant me this." The grin on her face unsettled Emma, Snow's warning in her mind. Nevertheless, the satchel of gold meant a secured home.
"Um. Alright. Are you sure, the life of your firstborn? That's a ways off, and the strength won't happen until -" 
"Do it. Do it now, I know the spell will be enacted when payment is due. I'm well studied - Breaking a bond with a child, specifically your first, will grant me the power I need. I know that I can't do this spell myself either, so here I am."
Emma gulped. "Okay. Let me get the texts."
Emma returned with her copper cauldron, pile of books, and spell components. Gothel's grin grew wider, her eyes gleaming at the sight of the tongues, eyes, crushed butterflies, and other more macabre ingredients the spell required. 
Feeling a low tug in her gut that something was wrong, Emma backed away from the altar. The other Witch seemed to shimmer, slightly in alarm, a glamor of some sort possibly covering her skin. Feeling even more unsettled, Emma shook her head. 
"I can't do this, listen -" 
"Please. Please you must, I need this to escape a curse. It's blood magic, almost unbreakable and impossible to escape on my own. Please." Emma heard no lies in her speech. "I admit that I have not been entirely truthful. While I was able to send you the gold easily, I am trapped, held against my will. I can only project myself to you. I was afraid to tell you, because I am desperate to rid myself of this curse." When no lies continued to register, Emma felt a deep sense of pity for the other witch. A blood magic binding was no joke; someone truly must have hated the poor woman. 
"Fine," Emma said, throwing her hands up. Gothel perked up slightly, hope in her eyes. Throwing the ingredients in the cauldron, a shimmering mist roiled over the edge as she spoke ancient words and stirred in the shape of long unused runes. Adding bones that melted in soapy bubbles and stirring with a long Pegasus feather that gradually turned to ash, she looked up at Gothel, who was wringing her hands anxiously.
"Your tokens?" Emma asked. 
Gothel waved a hand over the stained cloth; several of the woman's teeth, a long braid of her hair, and a large chunk of skin fell into the cauldron. The cauldron's contents began to boil, smoke curling in darkened serpentine tangles. 
Emma began the words, Latin, Arameric, the old tongue of the Pagans, Celtic, remnants of Gaul, flowing them together until speaking plainly to her own magic. 
"Blood of one that is two, child, mother, 
Blood of my own, tear them asunder, 
Thicker than wine, thicker than water, 
Ties that bind, bound to another, 
The womb that grows life, 
Kin cared for in kind, 
A payment for power, 
Remake the ties, lift, and unbind."
Scraping her hand against a dagger, Emma let her blood drop slowly into the brew, the words flowing out in the crimson rivulets. As she pulled away the wound closed from her own healing energy. 
"Cradle of moon within flesh, 
Remake that which is to be made, 
Your reflection removed, 
Mine in its stead.
Your burden is mine, 
Carried and held as your first, 
Blood of the two, child, mother, 
As they are born, you are cursed."
She looked at Gothel, who was still wringing her hands, long nails cutting into her palms. This magic was hopefully worth the price the woman had so freely paid. Breaking an infant and mother's bond to give to another was a great sacrifice, the magic comparable to true love, if not greater. The power the Witch would receive would hopefully free her from the curse, but also give her the strength she desired.
"It's done. You must cast your brand over the cauldron, and when you, you know," Emma turned around, holding herself tightly. Caught up in the thought of what she, Emma Swan, would even do with a child, she was unaware of the other Witch behind her scrambling to the cauldron or her deep disregard for anything she was saying. "Get pregnant, let me know. I'll handle that - Wait, what are you -" 
Gothel chuckled lowly, her brand in its arcane circle around the cauldron, neon lines of electricity like power that sparked and crackled. Emma felt her hair stand on end, small pebbles lifting off the stone floor as the cauldron shook. Smoke rose in heavy plumes, purple and a noxious mauve that made the air feel sticky, her lungs not able to fill all the way. Gothel's chuckle had turned into a wild cackle, her braided and matted hair like vines or a visage of Medusa. 
Gothel's voice was crazed, shrill as she pointed a gnarled finger at Emma. "This is it. This is it! I've done it, I'm free! Oh, you silly, stupid girl. Now nothing will ever stop me again!" 
Her laugh grew into a shriek of triumph as magic swirled around them, Emma watching as the woman in front of her disappeared. Gaping at what happened, Emma checked herself for any signs of curses or hexes, unsure of what had just taken place. 
To her surprise, no sign of magic lay on her that she could see. She wasn't cursed, the room wasn't jinxed, and the second payment… Emma quickly checked her purse, finding the large satchel of gold easily. The second sat where Gothel had discarded it without looking twice, and she picked it up hesitantly. It was heavy in her hands as she checked it again and again, realizing that for once in her life, everything was going right. 
 Three hours later, she owned the Victorian home down the road from her brother's farm, the first home she had ever truly called hers. 
 Living near her brother's home had its perks, and disadvantages, as Snow had hinted. For one, Snow was cooking for her every day, and Emma was positive she was going to gain several dress sizes if she didn't stop gorging on various pasta dishes while pouring her magic into restoring the wooden floor. 
A major downside was having her brother constantly fixing her house without her being aware. She'd been woken by him cleaning the gutters, fixing her porch, and of all things, roofing. It had only been a few days, but between his insistence on the outside being presentable and her own work inside, the house was coming along faster than she ever dreamed. It was frightening, and David kept her on edge with his very obvious attempts at snooping around. 
"So, you're done with Neal for good," he said, startling her as she sat out on a newly hung porch swing. She wrinkled her nose at him in protest, and he grinned. "And… You're making doors again."
She froze, panic gripping her. 
"It's alright, I'm not mad. I'm just - just be careful. I trust you, but I know that before -" 
"I made a mistake. I know it, you know it, the Coven knows it, and so does everyone else in the Heights that saw me fall from grace." Emma curled her arms around her knees, bitterly forcing out words. "I won't make the same mistake again. I am on the straight and narrow; these doors are for commuting and hunting skips only." 
David laughed, poking her in the side. "Back to hunting skips, huh? Damn. Don't you ever settle down and enjoy the simple life?" 
Emma laughed, shaking her head. "What the hell is the simple life? Nothing is simple."
"Well, yeah, but… I mean the simple life." He brushed a hand through his hair, looking at her with a gentleness that she instantly felt uneasy with. "House, a pet maybe, hobbies, a partner, kids -" 
"If you are trying to set me up again -" 
"Not me," David raised his hands defensively. "No, I was just -" 
"I don't deserve that life," Emma stated, shrugging. The sun was sinking lower, crickets singing in the cool air. "That life isn't for me. That life is for people like you and Snow, people that are worth something."
"Oh, Emma. You know that's not -" 
"Don't you have somewhere to be?" Emma snapped, standing with a start. David looked at her with a hurt expression, and she felt pure rage. "Goodnight."
She stepped back into the house, letting the screen door slam shut behind her. 
"Emma, come on," David called from the porch, but Emma wasn't listening to him as she fought the immediate urge to be ill. The sudden nausea ripped through her, and despite her attempts, vomit burst from her throat. 
She panted, holding on to the wall with one hand. The other hand gripped her side, fierce cramping making her double over in a scream of agony. She lurched forward, unable to breathe as pressure rose in her stomach. To her terror, her skin grew taut and she seemed to bloat, the pain of it ripping through her. 
David splintered the door, his arms around her as she lost consciousness. 
She woke in an ambulance, David holding her hand like he'd done when they were children. He was always the best big brother she could have asked for, always protective of her, and always pushing her to be better. He had convinced her to trust Ruth, convinced her to take a chance with the older woman who was willing to adopt both of them, and they had found another home together. When she was scared or sick, he was right there to hold her hand. Even now as pain ripped through her, he was there. She tried to understand, but her body burned until the flame became too much to bear. 
She woke again to the beeping of machines and David's yelling, her body aching but no longer in the same searing pain. Lifting herself up to try and hear what David was saying, she struggled to make out more than just fragments. 
"I'm not leaving, that's my sister ---- How did -- she wasn't, she --- I don't know, she never said anything ----- A WHAT? No! I'm --- not leaving!" 
Emma's stomach lurched, and she shifted to get out of bed. The sheets slid from her middle, and she gasped. Her middle was rounded, as if she was pregnant. But that was impossible, that was absolutely and completely impossible. 
A knock sounded, a petite woman entering. 
"I'm Doctor Mullins, Emma. I know that this may take some time to fully process, but… you're pregnant."
Emma hissed out a breath into a hysterical laugh. "What? No. No. This is not how babies work, or pregnancy, or even - I haven't even had sex since - "
"I know, and I understand that you must be frightened." The doctor attempted to console her, but Emma could not stop her rising panic. She touched the rounded skin of her stomach, the firm smoothness lined with stretch marks. Letting out a low wail, the doctor tried to speak over her still. "It's some ancient and dark magic, but it's very real. We have an inspector on the way to take your statement, and we performed a few tests -" 
"No. No, this is a bad dream, this isn't real, this isn't happening to me!" Emma closed her eyes, trying to focus. 
" - most concerning of which is the results on paternity, which indicate that the father has non-human presenting DNA. Normally that's not terribly unusual, but this is clearly not a planned pregnancy considering your… your conception being, well, this, and the genomic markers show that the parentage is half Celestial. I need to ask, have you had any relationships with an Angel?"
Emma shook her head, trying to understand what the doctor was asking. 
"Alright, what about anyone with proximity to dark, Arcane, or Demonic magics? Anyone who associates with Demons? Do you associate with them?" The doctor eyed her curiously, and Emma shook her head again. 
"I don't know any Demons, Angels, or Celestials." Emma bit her lip, frustrated at the question. Rolling it between her teeth, she murmured a thought out loud. "I did recently perform a ritual that was older. It didn't call for this though, I don't know anything about this…" 
"Well, it doesn't just happen." Emma looked at the doctor with enough venom in her stare to curdle milk. The doctor laughed nervously. "I mean, it did but -" 
"This cannot be happening," Emma moaned, throwing her head back against the hospital bed's pillow. "This has to be a bad dream."
"I'm afraid it is all very real. Considering the circumstances, an inspector of magical law will be assigned to question you regarding the situation. Because of the issues of legality, you may not leave or have visitors until then." The doctor stood, brushing her hands on her slacks. "Baby looks healthy despite wanting to grow at an accelerated rate, and we have slowed that as much as we can. Welcome to motherhood Miss Swan, and, er… Congratulations." Giving a last placid smile, she left the room, leaving Emma alone. 
Emma sat stunned, unable to do anything but focus on her steady breathing. 
(Fuck)
The single word came to mind again and again, escaping from her lips as her breath finally began to turn into sobs. 
"Fuck."
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My friend doesn't have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He's Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?""
Can my mom carry me on her car insurance?
My mom lives in GA and has transfered her car insurance over to GA, but I live in SC and am getting my permit in SC. Can she still put me on her insurance even though I live in SC and am getting my permit in SC.""
How much will a no insurance and no registration ticket in California cost you also car is in the impound?
How much will a no insurance and no registration ticket in California cost you also car is in the impound?
How much will my insurance increase if i get a 1994 mustang ?
I'm 18 and right now i have a really crappy 1994 mercury topaz and my parents pay my insurance, which is $110 a month, but they said if i want a better car, i have to pay the insurance increase and was wondering if someone could give me an educated guess of what ill be paying. Thanks""
""Why am I getting quoted 11,000 for 1.0L third party only car insurance?""
I am 17 years old (male) and have just passed my driving test. I was supposed to purchase a 2010 Citroen C1 5 door with a 1.0L engine today but had a look at the insurance first. This tiny, under powered pathetic excuse of a car is probably the most insurance friendly car I could think of yet on all the car insurance sites like go compare and confused the lowest quotes were 11,000. What am I doing wrong? I have been able to choose all the best stuff like locked in a garage at night, the highest excess, low annual mileage etc There is nothing in my details that would be counter productive for a low insurance quote. This is only third party as well, if I was to have a bump my car wouldn't even be covered! I need to be driving by christmas, I don't even care that much about what car I have to drive (hence the C1) as long as it isn't too old. Just anything that I will get a realistic quote on. Any advice? Maybe I am doing something wrong here. Thanks!""
Will my insurance cover Invisalign?
My doctor recommended me using Invisalign cause i have 2 crooked eye teeth (not bad...) and my insurance covers 90 percent of what i get done. But wouldn't Invisalign be under cosmetic?? So my insurance wouldn't cover it... Just wondering if somebody might know the answer to that...
CAR INSURANCE FOR A 16 YEAR OLD?
would it be more expensive for car insurance for a brand new car or a used car.
Why won't anyone published my poems about car insurance coverage?
I have plumbed the depth of my soul writing them. Ode to a Fender Bender and Original Parts? Be Still My Heart. are a few of my favorites.
If the officer did not check my insurance, will the ticket show up on my insurance bill?
Basically what the question says.    I was speeding in Virginia and when the officer pulled me over he only check my license and registration. I paid the ticket almost a month before it was due and have yet to hear if my insurance rates went up. My father pays for my insurance so, maybe he just hasn't said anything but I just wanted to ask the community if since the officer didn't check for my insurance, does that mean my rates won't increase? Preferably, I'd like a cop to answer this, but peer comments are still appreciated. Thanks!!
What kind of insurance would I need for renting out my backyard for parties/events/weddings etc?
is there any company that specializes in this insurance or an agency that deals with event rental properties?
Where to get cheap insurance for 50cc geared moped?
trying to find a insurance broker that does good deals for 16 year old drivers. trying to insure a 2003 DERBI GP 50. cheapest deal iv found so far is 370 pounds. anyone know a good insurance company that can do cheaper. thanks in advance
What is the best car insurance company out there today?
I'm gonna get a car soon and I'm having difficulty picking an exact car insurance company to insure my car so I just wanted to read others opinion on what car insurance they think is the best.....if availabe tell me the pros & cons....
What company has the best auto insurance rates for people with speeding tickets?
What company has the best auto insurance rates for people with speeding tickets?
Car insurance help for a 17 year old first year driver?
I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""
Tell me how it is right that insurance companies charge young adult males more than female for car insurance?
The answer I seem to get is it can be statistically proven that males are more aggressive,speed and get into more accidents. That may be the case, but I am sure you can prove that a particular ethnicitiy gets into more accidents too, or that people with a particular eye color get into more accidents or that people with an IQ below 100 get into more accidents. So why don't they charge them more for car insurance too? You can say insurance companies have the right to charge more if an event is more likely to happen, like Earthquake insurance is more expensive in California than it is in Michigan. The difference there is that when you charge Californians more there, you are basing it on an uncontrollable act of nature that is almost certain to happen, but when you charge that male more for car insurance you are making judgements about a person's character, making assumptions about his future behavior and financially punishing him for it before he has even done anything. Tell me where I am wrong""
""I want to but a new car in the next few months,can I transfer insurance?
It's insured for the next 6 months. When I get the new car can I transfer that insurance on to the new one? What if the quote my insurance company quotes is not competitive and I want to cancel the policy. Do I get a refund on the amount of months left or do I lose it? Thanks.
How much would car insurance cost for a 17 year old girl?
Right, I'm 17. I getting my provisional licence in the next week or so, so I can start my driving lessons. When and if I pass my theory and practical, I would like to get my own car. I have a rough idea of which car I would like to get, but have no idea what I can do to get a rough idea on insurance. I've tried looking at a few websites and they're all useless haha. I'd love to have a Peugeot 106. Not the best car I know, but it would be suitable for me. I live in an area with off road parking, so this could possibly bring the insurance down a little. If someone can give a rough quote themselves, it'd be much appreciated and I can begin to plan ahead.""
Washington state car insurance law for drivers and cars?
I currently dont have insurance and i was forced to move back to my parents house and theyre badgering me to get car insurance but i cant afford it right now. if they put insurance on my car under their name, can i drive my car legally? or do they have to put my name on their policy also? im trying to find the cheapest way of getting basic legal insurance since my car is not worth more than 1000 dollars""
Which Car Insurance is better for a teenager in Texas?
I'm 18 years old and trying to look for a cheap car insurance. I am at College seeking a job and the cheapest is Acceptable Insurance,110/month.""
Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?
I'm looking for a new car and wanted to call them this morning but it's a little late now. Does anyone know if Nationwide insurance will raise your rates if you have a red car/suv?
What is the average cost of sr-22 insurance ??
i need to sr-22 to get my license back after 7 years w/o driving. i lost it in 2001 due to a dui, and haven't driven since. its finally time for me to start my life over, and this is a major step to do it. i learned from the dmv (ca) that i need the sr-22 + insurance, and just a 125.00$ reinstatement cost. i know there are a lot of factors to consider, but just an idea of the cost would be great.""
How much would insurance for a land rover be?
I'm 16 a girl and I have straight a's if that matters. I'm thinking about getting a land rover rl2. How much monthly would everything cost(gas insurance and payment) I live in Southern California btw
Gap insurance on salvaged vehicle?
I recently bought a salvaged 2006 Honda Civic Ex for $10,800. The only damage that this car received was the airbag was blown during an accident. But it was replaced ever since. How will gap insurance work for this salvaged car?""
INSURANCE ON A 1986 MUSTANG GT?
I TRIED TO GET A QUOTE ON ALL STATE BUT the only years i have 2 choose from is 1995 - 2010 so can i get insurance with a regular company or do i need to get classic car insurance
Which Car Insurance Company would be cheaper?
Looks like everything now and days is going up -including car insurance. Does anyone know of any company that has cheap car insurance???? I'm not sure if AAA offers any good deals
Driving without a license and no insurance?
I recently got pulled over in GA im from PA for driving without a license and no insurance on my car and i was sent to jail and i bailed out and i go back to court in April and i was wondering if i should waste my time on actually getting an attorney and what exactly you think they'll do to me. And is there anything i can do to go in there and fix the problem like get my license or will it show up in the DMV that i went to jail for not having one? I figured if i could go get my license and my insurance figured out maybe the charges wouldn't be so harsh. Any ideas?
Is unemployment insurance really an insurance?
1. What other insurance allows people who are guaranteed to be unemployed to be on it (such as actors, waiters, other short term employed workers)? 2. What other insurance is mandatory? Or, specifically, unlike car insurance, who is actually affected by being uninsured if one is unemployed?""
What insurance companies provide non-owner auto insurance in Ohio?
looking to insure myself for car insurance in columbus ohio but I dont own a car.
Cheap car insurance for first time drivers ?
what is the cheapest car insurance company for first time drivers ? Age:23
Will my insurance go up for my speeding ticket?
I just recently got a speeding ticket or doing 46 in a 30. (which wasn't possible) I'm only 16 and it is my first ticket. My parents will kill me when they find out. We have stated arm insurance and only liability on the car but will the insurance go up and/or cause my parents to fin out?
""Health insurance, to see chiropractor help!?""
im trying to find health insurance because i dont qualify for medicare. im currently unemployed and looking for work, and couldnt go to fiu this semester. im 26 years old woman. i hurt my back lifting boxes a few months ago. the pain is horrible some days that i have to stay in bed all day. i need to see a doctor but i dont have money and i am living with my disabled mother. http://consumerdirect.bcbsfl.com my zipcode is 33010 what is the cheapest insurance here that would let me see a chiro and get xrays done? the less i would have to pay the better since my financial situation right now is bad.""
Will State Farm full coverage insurance pay for my car since it was total loss and i still owe the bank?
the guy had full coverage was his fault and im up side down with my bank car loan?
Where can I get free life insurance quotes?
I need a website that gives free life insurance quotes?
How much does a car inspection cost?
I need to get my car inspected (just bought it and I need it for insurance, the car was actually recently inspected by the previous owner). How much does that usually cost? I know a guy who charges $37 is that the going rate?""
If the officer did not check my insurance, will the ticket show up on my insurance bill?
Basically what the question says.    I was speeding in Virginia and when the officer pulled me over he only check my license and registration. I paid the ticket almost a month before it was due and have yet to hear if my insurance rates went up. My father pays for my insurance so, maybe he just hasn't said anything but I just wanted to ask the community if since the officer didn't check for my insurance, does that mean my rates won't increase? Preferably, I'd like a cop to answer this, but peer comments are still appreciated. Thanks!!
What is the price of insurance on a 1990 pontiac firebird?
I am 16 years old and just got my license. I am looking to buy a 1990 pontiac firebird. I was just wondering how much insurance would cost for a new driver.
Is infinit g35 coupe is a good first car?need ur opinion pl :)?
So I'm 18 and thinkin about buyin a g35 coupe .its goin to be my first car is it a good car for a first time buyer?and I also interested buyin a 2010 Mercedes Benz c-300 with really low millage.i can afford both cars but just can't decide which one./: any suggestion guys?:)
Can I get temporary health care coverage inbetween plans?
I'm switching jobs and have about 30 days where I will have no insurance. What can I do to get my prescriptions covered for that amount of time? I'm looking for something affordable and legit.
Where can I buy affordable car insurance?
I know u can do it in the UK...but can't find any insurance agency in the US to do it.
What does auto insurance deductible mean?
I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible?
Where's a good place to go if have cavaties and no dental insurance at the moment?
i'm taking a semester off (enrolled in college but not currently attending) and i just graduated h.s. and my dental insurance cut off my moms plan. They discovered 2 cavities and they i'd like to get them taken care of before i go away to college is there anywhere i could go for cheaper or that would accet paymnet plans at a semi-affordable price?
How much of my 18 yr. old son's paycheck should I take from him?
My son got his first job at McDonalds. He is living at home. I want to take a percentage of his pay and put it aside for his car insurance, etc.. I can't see him just blowing his whole paycheck on junk. What percentage do you think is fair?""
Why is my car insurance so high?
why is my car insurance so high my cheapest quote is 4000 on my own i have a 1.1 peugeot 106 im nearly 20 years old and passed my driving test at the end of november 2010
How can I get health insurance?
Hi! So my situation is a little complicated......I am twenty and a full time college student living at home. Both my parents are older and on medicare which does not cover me. I only work part time so I really cant even afford to pay for insurance and my college offers an insurance plan but it's really crappy. I really need to find some type of health insurance that is affordable. Not being able to go to the doctor or dentist is not fun. Any advice please?
Young Drivers Insurance question?
I'm 18 years old and passed my driving test on the 30th September 2010. I don't have a car because I cant afford the insurance. I'm working full time. I found a nice little car, a 2001 RENAULT CLIO, 1.2 16V 3dr Hatchback. I used a price comparison site to get a basic idea of what the insurance would be on it - and using my real own details and it was 5993. So I messed around a bit and added my mum as a second/extra driver. The price crashed down to 3,153. The option to add another driver was still there so I added my dad too and the price is now 2,617 - much more in my price range. I called them in and was like look at this and what do you think and they both agreed that there was something wrong with it and there would be a catch somewhere but I disagree. They said it would affect their own no claims however when added a extra driver no information about an extra driver is there. Are they right that there would be a catch? And can someone give me some more information about this please! Thanks!""
Can I get a car without insurance if I am 16?
So my mom has statefarm but refuses to pay for my insurance if I get a car, I'm 16 and in Colorado, do I need insurance to get a car. This guy across thr street is selling a really cool car cheap and I want to get, would I need insyrance to buy a car and drive it, or cam I get it and avoid accidents.""
Car insurance?
i'm looking for the name if the company that has that commercial where the lady is telling how to save on car insurance, on the back there is a truck, that i believe said HONK if you want to save or something like that, and as she speaks you also hear the cars going by honking. thanks""
Does being a cyclist affect health insurance rates? How so?
A cyclist might be more at risk to injury in accidents because they're on a bicycle instead of inside a car, but cyclists are probably generally healthier.""
What is an insurance program?
I have heard the term, Programs Division, and Programs Underwriter. What exactly are Programs and how do they differ from the regular products an insurance agency offers?""
How much would i save on insurance by taking the motorcycle safety course?
and is their other beneifits to taking the safety course like, getting a discount at the dealer place or something""
How do Insurance companies pay for medical bills?
I was in an accident last year that led to me being in the ICU for a few days. I incurred a hefty medical bill as a result. The accident was not my fault, and the driver was insured. I am going to a mediation to decide how the money the insurance company can pay will be divided between those of us that were injured. My question is, when we come to an agreement, will the insurance company send me a check or will they send a payment to the hospital where I owe money?""
What is the best but affordable health insurance w/h low deductibles anyone knows about?
What is the best but affordable health insurance w/h low deductibles anyone knows about?
Will the insurance payment be higher if?
Will the car insurance be higher if theres two drivers instead of 1?
Does California state law not allow insurance companies to increase rates for $750 or less claims?
I heard California Sate law prohibits insurance companies from raising your rates if you have a total accident claim of $750 (not to include deductible amount)? Is this true?
Car insurance in massachusetts?
im gonna buy a $700(ive checked it out its a good deal, shutup) 1996 honda civic dx(its a first car, i hate hondas but im not rich like half of the assholes that are gonna make fun of me for getting a honda) anyway i live in massachusetts and i know insurance will be a variable but does anyone know how much itll be when i start driving? thanks""
What would my car insurance be?
I am a 20 year old male in Upstate NY and ive been driving since last september and i just bought a car (2000 Chevy Impala) and im trying to look for a good car insurer and my parents have state farm. what insurer would be the best and how much would it cost in my situation?
Insurance for my hrse?
does any one no any good horse insurance companys
""I was driving my husbands car, I was not on his insurance yet. A car hit us while sitting at a stop sign?""
I was driving my husbands car, I was not on his insurance yet (married two weeks before). A car hit us while sitting at a stop sign. The at fault driver's insurance company is ...show more""
My insurance say I have to pay for the other parties repair costs and hire costs?
Do I have to pay for their car hire costs? I thought their insurance paid for it as you have that option when purchasing insurance whether you want courtesy car or not?? please help
Maternity insurance for self employed?
Hi, I am from ca and I was wondering if there is any affordable insurance for self employed family. I am not pregnant but planning on it in the next few months. any ideas?""
If the officer did not check my insurance, will the ticket show up on my insurance bill?
Basically what the question says.    I was speeding in Virginia and when the officer pulled me over he only check my license and registration. I paid the ticket almost a month before it was due and have yet to hear if my insurance rates went up. My father pays for my insurance so, maybe he just hasn't said anything but I just wanted to ask the community if since the officer didn't check for my insurance, does that mean my rates won't increase? Preferably, I'd like a cop to answer this, but peer comments are still appreciated. Thanks!!
Why did my lawyer tell the car insurance company to pay PIP directly to me when I asked to have my bill paid?
I spoke to my auto insurance company because my lawyer took two months to file my personal injury protection claim. Once, I took action into my own hands then I was assured that the woman handling my case from my car insurance company would see that my PIP paid for my medical expenses because I don't have health insurance. However, another month has passed and I have heard nothing from my lawyer about my case even though I call his office every week. So, today I received a letter in the mail from my lawyer office to my claim insurance person. It has her name on it but my address so I am not sure if it was intentionally sent that way or not. Yet, I read over it and it tells my insurance claim to pay the PIP directly to me and not to the medical company. What do I do about this? Has anyone gone through something similar and can you give me some helpful advice? I don't know if my lawyer is trying to add my PIP with the rest of the money that I will get so he can get a bigger chunk or if he is trying to get my PIP to me instead? I do know that I would like to pay for my medical bills as I am a college student in debt and don't want anymore hassle.""
How much is an oldtimer insurance for a Rolls Royce Silver Shadow II ?
I would like to know how much per month an oldtimer insurance for a Rolls Royce Silver Shadow II or Spirit would cost about per month? I am 21 years old, self employed. Does someone know ?""
Does your car insurance go up if you get a parking ticket?
I was just being dumb today and I parked in a neighborhood where you can't park. I accept the fact that I was in the wrong and all that. The fine is $80. What I'm most concerned with is whether or not it will increase my car insurance rate. My first thought was no, because it was a parking violation, not a driving violation. But considering how crazy car insurance companies are, I just am not sure. Any help? Thanks in advance.""
""Car insurance, from provisional to full uk?""
I have recently bought a car (a 2003 Ford Ka 1.3 Collection) & am on a provisional license taking driving lessons atm. Im looking at different car insurance quotes online & am thinking of going with Admiral as it seems like they offer the cheapest car insurance for my situation. As far as I'm aware, I would have to pay approx 1,100 to insurance my car while still on a provisional license, & approx 1,600 with a full uk. (A lot of ppl have said that insurance will be more expensive while on a provisional license but I know for a FACT that it's the other way around seeing as I would have a fully qualified driver with me at all times, meaning that I'm less likely to have an accident!!) Anyway, Because I'm looking at insuring my car for Nov while I still have a provisional license (I'm going to pay it monthly), when I hopefully pass my test at the start of Dec & obviously notify the insurers that I will have passed my test & therefore gotten a full uk license, HOW ON EARTH will that affect my insurance? Any help will be MUCH MUCH appreciated!!...I'm really CONFUSED atm!!!!! :):)""
What are the best and affordable medical insurance companies in Pennsylvania?
Also available in some other states around.
Why do women get lower car insurance rates?
Is this true? Are women's car insurance rates lower? like here: http://bestquoteus.com/carinsurance/womencarinsurance.html
Looking for health insurance for my parents who were deemed 'high risk' and have been rejected several times.
My dad is self-employed, so no company insurance plan, and my mom does not work. They are both considered 'high risk' because of health problems and having to take several prescription medications. They have been rejected a few times, one was Blue Cross Blue Shield and I don't know the others. I'm very concerned for their health and want to find something to help them. My dad makes enough money to not qualify him for anything for low income families. Does anyone know about any affordable health insurance companies that accept 'high risk' people? Or insurance for the self employed? Thanks!""
Cheap car insurance for me?
Right I'm 22 and at college doing painting and decorating and have A LOT of people wanting things done to there houses but they are too far away and I can't carry a paste tae plus tools on a bus and hawl it everywhere with me all the time so I need to get my *** in gear and get a car. I'm going to be taking lessons in the near future but insurance is obv essential. What would be my best option on cheap... Or cheaper option anyway for my current situation. Keeping in mind would only need a cheap small banger of a car and I'm a student. Any heads up would be great on where to go or best car for me Thanks
Where do you get a semen analysis performed in southern California without insurance? ?
I have looked all over the Internet! !! We live near orange county and la county he has no insurance. Please help! !!
How much is my insurance going to go up?
I messed up, and rear ended a car. The cop said that while it was my fault, and I admitted that, it's largely because of the crazy intersection. Anyways, my car doesn't have a scratch but the other car's bumper completely fell off (It was a cheap car, so I'd estimate the damages at about $500 at the MOST. If that effects anything). No one was hurt either. I'm insured by AAA, but I'm a 17 year old so I know it looks bad. I've never gotten in an accident before, and I've been driving for almost two years. How much can I expect it to go up? ANY general idea would be nice. Thanks!""
Insurance companies will have 32 million new customers because of Obamacare. How is this socialism?
The Affordable Care Act was modeled after a Republican health care plan by the Heritage Foundation and was first implemented by a Republican governor. All this bill does is makes sure that insurance companies have 32 million new customers. I could understand if you called Single Payer socialism (which I highly support), but calling Obamacare socialist is pretty stupid.""
Which is the best insurance company in Kenya?
Which is the best insurance company in Kenya?
Is insurance cheap for a 2007 Honda CBR125?
I live in Vancouver, Canada if that helps. I'm a new motorcycle driver. 17 years old. What could I expect to pay for insurance?""
""Non owner SR22 insurance, a cheap website?""
Non owner SR22 insurance, a cheap website?""
How much money can i get from a car accident?? it was not my fault?
i was in a car accident. the other driver crashed into me & did a hit and run. i was in the car with my g.f . my g.f ended up with back pains & neck pains. i ended up with two broken fingers & a cast in my left hand. in addition i had back pains too. it appears that the driver that hit me was d.u.i and did a hit and run and got caught. after that, the insurance from the driver salvaged my car. just paid me what is was worth 3k. ive been going to therapy for 2 months now with my g.f. i spend about 500-600 in medical bills. i was off work 3 months. im 21 years old and i live in the state of california. i have an attorney working on my case. so how much can i get from the insurance company and my g.f ????""
NCAP rating effect on car insurance.?
I'm looking to buy a car and noticed that some of the models I favour, such as Ford Puma; Vauxhall Tigra, have not been crash tested by NCAP. Does a car which has not been crash tested by NCAP necessarily attract higher insurance premiums?""
""Why is it cheaper to add another person to your car insurance, shouldn't it cost more?""
I am going to add my boyfriend to my car insurance and it is going to be cheaper, (not that I am complaining any) but wouldn't it make sense to charge more? So why is it cheaper to add another person to car insurance.""
Is it true that if some one borrows your car and they don't have their own insurance they are uninsured?
If they don't have their own car and insurance and you just have basic liability are they driving uninsured and could get fined if pulled over. Please advise
Non Owners Auto Insurance?
Hello, I'm 18 and I just got my license and I am buying my first car soon. I wanted to know if it's possible if my grandmother could register my car and have the car in her own name, and I buy Non Owners Auto Insurance to cover me while driving? Is this a bad idea, because it seems as though it would be much cheaper for me? Please let me know thanks!""
Question about my car insurance?
My current insurance is with state farm; just a question; if i got hit by someone without car insurance and is their fault; they dont have any money to pay for my damage; since i dont have the uninsure motor coverage but i have collision with deductible of 500 dollar; would my collision cover me after i pay the 500 dollar? i guess my real question is what is the point of having uninsure motor coverage when i have collision coverage? would i need both? or just collision would be sufficient?
Need help with car insurance. ?
Im 16 and got my first car, i have been looking for a place to get cheap car insurance .... please tell me some good places to get the absolute cheapest car insurance.""
Car Insurance Temporary Additional Driver???
I already have a car insurance policy with Churchill. I am doing a very long journey this weekend and want to Insure my boyfriend for 3 days to help me with the drive. Is it possible to put someone on an existing policy for 3 days?? I take it there would be a cost involved.
""I want to trade my car in. I have no GAP Insurance, where can I get it?
I got a used 2007 Dodge Caliber SXT rom Drivetime (rip off) in March of this year. I knew nothing about financing a car or anything. Now I want to trade the car in at a new lot for a ...show more
Selling a Car in Colorado With Expired Plates and No Insurance?
I have a car that has expired plates and no insurance as I haven't been using it for the past few months. The plates are expired since March of this year. Will either a dealership or private-buyer be able to purchase her? I am afraid to register the plates as I was told that I need proof of insurance. I am afraid to purchase insurance because I was told that the insurance company will report me for expired plates. How can I get around this issue without going to court? The car has been parked on private property for months!
Cheapest saturn sky insurance for a 16 year old?
I am about to turn sixteen and i was wndering how much insurance would cost for a Saturn sky?
If the officer did not check my insurance, will the ticket show up on my insurance bill?
Basically what the question says.    I was speeding in Virginia and when the officer pulled me over he only check my license and registration. I paid the ticket almost a month before it was due and have yet to hear if my insurance rates went up. My father pays for my insurance so, maybe he just hasn't said anything but I just wanted to ask the community if since the officer didn't check for my insurance, does that mean my rates won't increase? Preferably, I'd like a cop to answer this, but peer comments are still appreciated. Thanks!!
https://www.linkedin.com/pulse/esure-car-insurance-quote-phone-number-adelina-burnett/"
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