#moneysaving

[glowettee]

✧ how to actually save money as a student (without giving up your coffee) ✧

hey lovelies! ♡

now, i'm sure you've noticed by the title that this post is super important - saving money while still enjoying life! i know the struggle of wanting to be financially responsible while not completely giving up the things that make us happy.

here are my tried and true money-saving secrets:

smart shopping tricks

use student discounts everywhere (seriously, just ask!)

shop seasonal sales only

join loyalty programs at your fave stores

use cashback apps for everything

meal prep to avoid impulse food buys

little daily saves that add up

make coffee at home 4 days a week

bring cute homemade lunches

use your student gym membership

walk or bike when possible

share subscriptions with friends

money management basics

track spending in a cute budget app

automate savings (even USD 5 weekly helps!)

use the 24-hour rule for purchases

separate wants from needs

keep an emergency fund

being good with money isn't about restriction, it's about making smart choices!

pro tip: create a "treat yourself" fund - save a little each week for guilt-free splurges!

xoxo, mindy 💫

@glowettee

[dailyiiwheelship]

Today's ii wheel ship of the day is...

Silver Spoon x Lifering!

[brokegirlsguidetolife]

Side Hustles That Actually Pay: Broke Girl Edition

Introduction

Finding ways to make money fast is hard. With this guide you can find some methods you never thought of! Here are 10 ways to make money fast online and in person.

1. Reselling Thrift Finds

How It Works: Buy clothes, home decor, or accessories from thrift stores, garage sales, or clearance racks and resell them for a profit on platforms like Poshmark, eBay, or Facebook Marketplace. What You Need: A phone to take pictures, a small starting budget (or start with what you already own), and a little patience. Pro Tip: Look for name brands, vintage items, or trendy pieces that have a high resale value.

2. Pet-Sitting & Dog Walking

How It Works: Offer to watch or walk pets for busy people through apps like Rover or Wag, or just spread the word to friends and neighbors. What You Need: A love for animals and some free time. No upfront costs! Pro Tip: Offer overnight pet-sitting for extra cash, especially for pet owners going on vacation.

3. Freelance Gigs (Even Without a Degree!)

How It Works: Sell your skills online—writing, graphic design, social media management, virtual assisting—on platforms like Fiverr, Upwork, or even Instagram. What You Need: A laptop, internet, and a skill (even basic ones like data entry or admin work). Pro Tip: Don’t undersell yourself! Start at a fair rate and increase as you gain experience and reviews.

4. Selling Handmade or Spiritual Goods

How It Works: If you make jewelry, candles, or spiritual tools (like spell jars or tarot readings), you can sell them on Etsy, Instagram, or at local markets. What You Need: Supplies and creativity! Pro Tip: Take high-quality pictures and market yourself on TikTok or Instagram to get more eyes on your shop.

5. Flipping Furniture or Household Items

How It Works: Pick up free or cheap furniture from Facebook Marketplace, Craigslist, or thrift stores, then clean, paint, or repair them and resell for a profit. What You Need: Basic tools, paint, and a way to transport items. Pro Tip: Mid-century modern and farmhouse styles tend to sell fast!

6. Plasma Donation & Medical Studies

How It Works: Donating plasma can earn you $50-$100 per visit, and some medical studies pay for participation. What You Need: A healthy body and willingness to spend time in a clinic. Pro Tip: Some clinics offer higher pay for first-time donors or referral bonuses!

7. Tutoring or Homework Help

How It Works: If you’re good at a subject, offer tutoring services online through platforms like Wyzant or locally to students who need help. What You Need: Knowledge in a subject and the ability to explain things clearly. Pro Tip: Offer test prep services (SAT, ACT, etc.)—parents are willing to pay extra for this!

8. Delivering Food & Groceries

How It Works: Sign up for apps like DoorDash, UberEats, Instacart, or Shipt to deliver food or groceries in your spare time. What You Need: A car, bike, or scooter, and a phone. Pro Tip: Work during peak hours (lunch/dinner) to maximize earnings and stack multiple apps for more deliveries.

9. Renting Out a Spare Room or Storage Space

How It Works: If you have extra space, rent it out on Airbnb or use apps like Neighbor to rent out storage space. What You Need: A clean, safe space to rent. Pro Tip: Offer short-term stays for travelers or event-goers in your area to keep bookings frequent.

10. Mystery Shopping & Market Research

How It Works: Get paid to shop, eat, or provide feedback on businesses through apps like Field Agent, Secret Shopper, or UserTesting (for online reviews). What You Need: A smartphone and attention to detail. Pro Tip: Combine multiple gigs for a full day of extra earnings!

Conclusion

Being broke doesn’t mean you’re out of options. These side hustles can help you get back on your feet with little to no investment. Pick one (or a few) that work for you, and start making that extra cash today!

What are your go-to broke girl side hustles? Drop them in the comments below!

[suusdot]

THE (google) travel hack

As a broke young adult, I don't like spending money. However, I do like doing fun stuff. Like traveling. Here's how I have saved a bunch of money in the last years: Google flights. Google flights is an incredibly useful tool, it gives a great overview of a bunch of different destinations and compares different airlines and different dates.

Go to: www.google.com/travel/flights

Fill in your starting point, but leave the destination empty.

Click on explore.

For the best results change the date to 'flexible dates'. (this can show the cheapest option in the next 6 months which is ideal if you aren't too tied to a specific date)

The map will show all the best flight options.

For example, I tried this hack today (18th of July 2023) and I found the following deals:

London - Lisbon (roundtrip) -> € 37 London - Barcelona (roundtrip) -> € 40 London - Vienna (roundtrip) -> € 41 London - Copenhagen (roundtrip) -> € 40 London - Venice (roundtrip) -> € 37 London - Athens (roundtrip) -> € 47 London - Rome (roundtrip) -> € 46

Yes, these are roundtrips. That means London to Lisbon and Lisbon to London for 37 euros. The big thing here is that these deals have always been available but they are just hard to find. I very much recommend to just give it a try and hopefully it will help you save some €€€.

[etcpa]

Can You Deduct That?

🎉 More than half of all US taxpayers receive a refund each year! 🎉

Don't leave YOUR money on the table! Discover common (and surprising!) tax deductions for 2025. From those business meals to your favorite subscriptions – learn what you can legally deduct.

Maximize your refund with legitimate tips, including NYC tax saving insights & Queens small business deductions. Get what's rightfully yours and keep more of your hard-earned cash!

[mealsmom1]

How to Cut Your Grocery Bill in Half

Looking to save big on your grocery shopping? This practical guide offers clever tips and tricks to slash your grocery expenses in half without sacrificing quality or meals. Whether you're on a tight budget or just want to save extra cash, these strategies will help you be more frugal and efficient at the grocery store. Save more, spend less, and still enjoy delicious food every day! Want to learn more? Check out the full article 😊

Full recipe here!

⏳ Prep Time: Varies | Cook Time: Varies | Total Time: Varies | Servings: Varies | Cost Savings: Significant

[luxelife2]

Wooden Money Bank – Classic Coin Box for Kids & Adults

📦 Unbox With Me – Wooden Money Bank Edition! 📌 “Look what just arrived – the perfect mix of nostalgia and savings!”

🪵 [Close-up of the wooden texture] ✨ ���Crafted from premium wood, this money bank isn’t just a coin box – it’s a timeless treasure.”

👦👧 [Cut to kids excitedly dropping in coins] 💰 “A fun way to teach your little ones the value of saving – and yes, adults love it too!”

🔒 [Zoom on the secure latch or coin slot] 🔐 “Secure slot design makes it easy to drop coins, tough to peek – keep those savings safe!”

🎁 [Pan over the whole box as gift-wrapped] 🎉 “A thoughtful gift for birthdays, festivals, or just to spark good money habits!”

📣 [Text overlay: Durable. Elegant. Classic.] 🛒 “Grab yours now – because saving money should feel this good!”

Grab it from here- Wooden Money Bank – Classic Coin Savings Box for All Ages – Glamcart

[hk90sstuff]

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Another surprise for you! Click https://temu.to/k/eue94i2wu41 to earn with me together🤝!

[artisticgiftsusa-blog]

Your Personal Tax Assistant – TAXYZ.CO.UK

Imagine having a tax expert in your pocket, available 24/7. That’s what TAXYZ.CO.UK offers – without the expensive accountant fees!

Here’s How We Help You Win at Taxes:

📌 Deduction Decoder: Uncover 37+ commonly missed UK tax breaks 📌 Tax Calendar: Never miss a deadline again with our smart reminders 📌 Case Studies: Real-world examples showing £1,000+ savings 📌 Q&A Hub: Get answers to your trickiest tax questions

Proven Results: ✔ 92% of users find new deductions within 10 minutes ✔ Average first-year savings: £847 (based on user reports) ✔ 24/7 access to constantly updated tax strategies

"I thought I knew taxes until I found TAXYZ – their VAT guide alone saved my small business £2,100 last quarter!" – Emily S., Café Owner

Three Ways to Get Started: 1️⃣ Free Resources: Immediate access to our tax basics toolkit 2️⃣ Premium Guides: Deep-dive strategies for complex situations 3️⃣ Community Access: Join our private tax-smart network

Tax Time Just Got Easier 👉 TAXYZ.CO.UK

[sangsangbim]

⚡Think Your Electric Bill Is Too High? You Might Be Right.

Ever looked at your electricity bill and thought, “Wait, how is it this much?” You're not alone. In Korea, the progressive pricing system can make a big difference depending on how much power you use.

This blog post breaks it all down: ✅ How to use KEPCO’s electric bill calculator ✅ What the “progressive rate system” really means ✅ Easy ways to pay (auto-pay, mobile, card, even convenience stores!) ✅ How to save money through discounts and smart usage ✅ What to do if you're overcharged or moving homes

💡 Manage your electric bills the smart way—before they manage you. 👉 Check out the full post here

[my-traders-arena]

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[joelekm]

10 Creative Ways to Turn Everyday Activities into Income | LEVS LAB

Sick of the same old side hustle ideas? This video reveals 10 surprising ways to earn extra money without leaving your full-time job. Discover unique opportunities like mystery shopping, renting out your home, and even turning your car into a billboard. These unconventional methods could be your next big income stream.

[pureluxylife]

Money-Saving Plan

Discover how to create a personalized money-saving plan with actionable steps, expert tips, and strategies to achieve financial stability. Learn the 50/30/20 rule, cut unnecessary expenses, and build wealth smarter—not harder!

Read More: Money-Saving Plan That Works for You

[investobites]

[mpvchitsfunds]

Best Chit Fund Companies & Financial Services in Coimbatore & Mettupalayam | Expert Finance Consultants

Managing finances wisely is essential for a secure future. Whether you need savings, investments, or financial consultation, Coimbatore and Mettupalayam offer top-notch financial services. Chit funds provide a reliable way to save systematically while accessing funds when required. They are a smart alternative to traditional loans, offering flexibility and lower interest rates.Explore the top 10 chit fund companies in Tamil Nadu, known for transparency and security. Professional finance consultants in Mettupalayam guide you in choosing the right savings plans, mortgage loans, and investment options. From business capital solutions to personal financial planning, these experts help you achieve financial stability.MPV Chit Funds, a trusted name in the industry, offers secure and customized chit fund schemes to help you grow your wealth. Start saving smartly and enjoy financial freedom with MPV Chit Funds – Your Trusted Financial Partner!