#northern ontario golf courses

[tradetobest]

finding out hockey players like golf as a golf course employee has made for the worst (best) part of the now week ive been into hockey

[dan6085]

To 100 golf courses in the world, according to the most recent rankings by Golf Digest and their approximate locations:

1. Pine Valley Golf Club - Pine Valley, New Jersey, USA

2. Augusta National Golf Club - Augusta, Georgia, USA

3. Royal County Down Golf Club - Newcastle, Northern Ireland

4. Cypress Point Club - Pebble Beach, California, USA

5. Shinnecock Hills Golf Club - Southampton, New York, USA

6. St. Andrews Links (Old Course) - St. Andrews, Scotland

7. Muirfield - Gullane, Scotland

8. Merion Golf Club (East Course) - Ardmore, Pennsylvania, USA

9. Oakmont Country Club - Oakmont, Pennsylvania, USA

10. Royal Melbourne Golf Club (West Course) - Melbourne, Australia

11. Pebble Beach Golf Links - Pebble Beach, California, USA

12. Winged Foot Golf Club (West Course) - Mamaroneck, New York, USA

13. Sand Hills Golf Club - Mullen, Nebraska, USA

14. Pinehurst Resort (No. 2) - Pinehurst, North Carolina, USA

15. Royal Dornoch Golf Club - Dornoch, Scotland

16. Barnbougle Dunes - Bridport, Tasmania, Australia

17. Ballybunion Golf Club (Old Course) - Ballybunion, Ireland

18. Riviera Country Club - Pacific Palisades, California, USA

19. Seminole Golf Club - Juno Beach, Florida, USA

20. Cabot Cliffs - Inverness, Nova Scotia, Canada

21. St. Andrews Links (New Course) - St. Andrews, Scotland

22. National Golf Links of America - Southampton, New York, USA

23. Royal Portrush Golf Club (Dunluce Course) - Portrush, Northern Ireland

24. Crystal Downs Country Club - Frankfort, Michigan, USA

25. Los Angeles Country Club (North Course) - Los Angeles, California, USA

26. Barnbougle Lost Farm - Bridport, Tasmania, Australia

27. Kingston Heath Golf Club - Melbourne, Australia

28. Morfontaine Golf Club (La Grand Parcours) - Senlis, France

29. San Francisco Golf Club - San Francisco, California, USA

30. The Country Club (Composite Course) - Brookline, Massachusetts, USA

31. Royal Birkdale Golf Club - Southport, England

32. The Golf Club - New Albany, Ohio, USA

33. Cape Kidnappers Golf Course - Hawke's Bay, New Zealand

34. Prairie Dunes Country Club - Hutchinson, Kansas, USA

35. The Old Course at Half Moon Bay - Half Moon Bay, California, USA

36. Valderrama Golf Club - Sotogrande, Spain

37. Sunningdale Golf Club (Old Course) - Sunningdale, England

38. The Links at Fancourt - George, South Africa

39. Trump Turnberry Resort (Ailsa Course) - Turnberry, Scotland

40. Cruden Bay Golf Club - Cruden Bay, Scotland

41. The Honors Course - Ooltewah, Tennessee, USA

42. Royal St. George's Golf Club - Sandwich, England

43. Casa de Campo (Teeth of the Dog) - La Romana, Dominican Republic

44. The European Club - Brittas Bay, Ireland

45. Kiawah Island Golf Resort (Ocean Course) - Kiawah Island, South Carolina, USA

46. Portmarnock Golf Club - Portmarnock, Ireland

47. Royal Lytham & St. Annes Golf Club - Lytham St. Annes, England

48. Bandon Dunes Golf Resort (Pacific Dunes) - Bandon, Oregon, USA

49. Carnoustie Golf Links (Championship Course) - Carnoustie, Scotland

50. The Olympic Club (Lake Course) - San Francisco, California, USA

51. The Royal and Ancient Golf Club of St. Andrews - St. Andrews, Scotland

52. The National Golf Club of Canada - Woodbridge, Ontario, Canada

53. Muirfield Village Golf Club - Dublin, Ohio, USA

54. Hirono Golf Club - Kobe, Japan

55. The Club at Nine Bridges - Jeju Island, South Korea

56. Royal Aberdeen Golf Club (Balgownie Course) - Aberdeen, Scotland

57. Cape Wickham Links - King Island, Australia

58. Winged Foot Golf Club (East Course) - Mamaroneck, New York, USA

59. The Golf Club at Dove Mountain - Marana, Arizona, USA

60. OaklandHills Country Club - Bloomfield Hills, Michigan, USA

61. Royal Troon Golf Club (Old Course) - Troon, Scotland

62. The Broadmoor (East Course) - Colorado Springs, Colorado, USA

63. The Renaissance Club - North Berwick, Scotland

64. The Quarry at La Quinta - La Quinta, California, USA

65. The Club at Las Campanas (Sunrise Course) - Santa Fe, New Mexico, USA

66. The Links at Spanish Bay - Pebble Beach, California, USA

67. Yas Links Abu Dhabi - Abu Dhabi, United Arab Emirates

68. Whistling Straits (Straits Course) - Kohler, Wisconsin, USA

69. Muang Kaew Golf Course - Bangkok, Thailand

70. The Golf Club at Equinox - Manchester Village, Vermont, USA

71. Royal Porthcawl Golf Club - Bridgend, Wales

72. Shanqin Bay Golf Club - Boao, China

73. Club de Golf Chapultepec - Mexico City, Mexico

74. The Club at Hokuli'a - Kailua-Kona, Hawaii, USA

75. The Bluffs Ho Tram Strip - Ho Tram, Vietnam

76. Royal Zoute Golf Club - Knokke-Heist, Belgium

77. Chantilly Golf Club - Vineuil-Saint-Firmin, France

78. The Creek Course at Fiddler's Creek - Naples, Florida, USA

79. Ristorante Golf Club - Rome, Italy

80. Royal Canberra Golf Club - Canberra, Australia

81. The Creek Course at Hammock Dunes - Palm Coast, Florida, USA

82. St. George's Golf and Country Club - Etobicoke, Ontario, Canada

83. The Golf Course at Adare Manor - Adare, Ireland

84. Trump International Golf Links & Hotel - Doonbeg, Ireland

85. Banyan Golf Club - Hua Hin, Thailand

86. The Club at Porto Cima - Sunrise Beach, Missouri, USA

87. The Links at Crowbush Cove - Morell, Prince Edward Island, Canada

88. The Ailsa Course at Trump Turnberry Resort - Turnberry, Scotland

89. The Links at Lighthouse Sound - Bishopville, Maryland, USA

90. TPC Sawgrass (Stadium Course) - Ponte Vedra Beach, Florida, USA

91. The Montgomerie Maxx Royal - Belek, Turkey

92. The Ocean Course at Kiawah Island Golf Resort - Kiawah Island, South Carolina, USA

93. The Bridges at Rancho Santa Fe - Rancho Santa Fe, California, USA

94. The Hills Golf Club - Arrowtown, New Zealand

95. The Medalist Golf Club - Hobe Sound, Florida, USA

96. The Kinloch Club - Taupo, New Zealand

97. The Legend at Brandybrook - Wales, Wisconsin, USA

98. The Dunes Golf & Beach Club - Myrtle Beach, South Carolina, USA

99. The Links at Terranea - Rancho Palos Verdes, California, USA

100. The Royal Montreal Golf Club - Ile-Bizard, Quebec, Canada

[myconsultantcanda]

The Rural and Northern Immigration Pilot (RNIP) Program

ECONOMIC CLASS•

FEB 07, 2020

•

BY: DONALD CURRY [CICC ID: R535613]

(RNIP) continues the federal government’s strategy of granting more control over immigration to provinces and municipalities, inspired by the success of the Atlantic Immigration Pilot.

The Atlantic Immigration Pilot, which includes Nova Scotia, New Brunswick, Prince Edward Island, and Newfoundland and Labrador launched in March 2017 as a three-year pilot. It has since been extended to December 2021.

The Pilot spurred the federal government to hear out MPs and advocates like myself who argued that what is good for Atlantic Canada should also be good for Northern Ontario. The two regions have much in common: the cities are smaller, spread out and are not attracting newcomers in large numbers; employers complain they can’t find people with the skills they need. Based on this feedback, Ahmed Hussen, the Minister of Immigration at the time, helped move RNIP forward.

RNIP started with a call for communities to express their interest in participating. In June 2019, Minister Hussen announced that 11 communities had been accepted. The communities included Sudbury, Thunder Bay, Sault Ste. Marie, North Bay and Timmins in northern Ontario; Brandon and Altona/Rhineland in Manitoba; Moose Jaw in Saskatchewan; Claresholm in Alberta; Vernon and West Kootenay (Trail, Castlegar, Rossland and Nelson) in British Columbia.

What do these communities have to offer?

• A lower stress lifestyle without lengthy commutes

• Much more affordable real estate

• Well-paying jobs for those with the right skills

• Good schools

• Quick access to nature

• Friendly and welcoming residents

Everything is a five to ten-minute drive away—work, lakes or rivers, downtown, shopping malls, colleges, universities, immigrant settlement agencies, golf courses, soccer fields, libraries and so on.

Speaking for myself, I have lived in Canada’s large cities—Toronto, Vancouver and Ottawa. They are great. However, life is better in smaller cities in my opinion. I moved to North Bay in 1978 and I don’t want to leave. In fact, not all immigrants come from large cities in their native countries. These people may enjoy living in Canada’s smaller centres.

Who can apply?

To be eligible for the pilot, candidates must intend to settle in the community and meet all relevant requirements such as work experience, language, education and so on.

They must have at least one year of continuous work experience in the past three years or have graduated from a publicly funded post-secondary institution in the recommending community. Volunteer work, unpaid internships and self-employment hours do not count. Work experience claimed by the candidates must include most of the main duties and all the essential duties in the occupation in the National Occupation Classification (NOC).

International students are exempt from the work experience criterion if they have a two-year or greater credential from a post-secondary institution. Other requirements include having studied full-time, graduated in the past 18 months or fewer and lived in the community for at least 16 of the last 24 months during their study. Candidates are not eligible to apply as an international student if over half their program was spent studying English or French, half of their program was through distant learning or they were recipients of a scholarship or fellowship that required their return to the home country.

The minimum language requirements are Canadian Language Benchmark (CLB) 6 for NOC 0 and A; CLB 5 for NOC B; and CLB 4 for NOC C and D.

It is mandatory for candidates to have a Canadian high school diploma or an Educational Credential Assessment report less than five years old showing the equivalent education.

Other than those who are already working legally in Canada when applying, Candidates must demonstrate they have enough funds to support themselves and their family members while they get settled. Candidates must obtain a job offer from the participating community, which is permanent, full-time and non-seasonal with a wage meeting or exceeding the Job Bank’s minimum wage for the NOC. The candidates' experience must show they have the qualifications for the job.

Each community will detail their additional requirements on their websites.

Which communities are ready?

At the time of writing, Sault Ste. Marie, Thunder Bay, Brandon and Altona/Rhineland are accepting applications on their websites. The others will be coming soon, and each will have its own methodology.

North Bay, for instance, is coordinated by the North Bay & District Chamber of Commerce with community partners. Coordinator Patricia Carr, announced on January 3, 2020 that the Chamber would begin by inviting only candidates already working in the area who meet all IRCC and community requirements. She said there was a potential of 20 applicants in that category and she didn’t not know how many meet the requirements. By March or April, applications will be opened to those residing outside the North Bay area, or outside Canada, and move toward the maximum target of 100 by posting jobs and matching NOC codes. The original first-year target was 250 principal applicants and their families, but the IRCC lowered this number.

How to apply

To apply, foreign nationals should read the Instruction Guide (https://www.canada.ca/en/immigration-refugees-citizenship/services/application/application-forms-guides/guide-0118-rural-northern-immigration.html) to first determine their eligibility and then follow the instructions step by step if they are eligible. There are forms to complete for the applicant, the employer and the designated economic development organization in the participating municipality.

Two things for the applicants to note. First, as IRCC staff said in their North Bay training session, this program will not likely be a faster route to permanent residence than existing economic immigration programs. Second, if a foreign national doesn't qualify for the pilot, they still have an opportunity to move to these communities under existing federal and provincial immigration programs.

As for the communities, note that the federal government describes the pilot as a “community-driven program designed to spread the benefits of economic immigration to smaller communities by creating a path to permanent residence for skilled foreign workers who want to work and live in one of the participating communities.” That means the program will not be evaluated on the number of people who come to the community, but by the number of people who stay. Therefore, creating a welcoming community with settlement agencies and other community partners will be a key to success for the communities.

[ontarionewsnorth]

Aguasabon Golf Course Opening

AguasabonGolfCourse Opening @YourTerraceBay @golf_nga @BrettR_Marathon @CJGA @LakeSuperiorHS @pklce @kfilane @terracebaypl @TerraceBay_P_S @thegolfontario @pgaofcanada @TownofSchreiber @avterracebay @nedderb

TERRACE BAY, ON – Good news for families or loved ones of golfing-moms looking for an exciting Mother’s Day gift this year as one of the Northshore’s most popular golf courses is opening this Monday. The Township of Terrace Bay has shared on it’s website that the Aguasabon Golf Course is opening for the season Monday, May 15th, full kitchen and clubhouse services will be available from 11am to…

[garryspolicememories]

                Policing Memories of           Garry Crawford Circa 1962                          Part XII It was on June 14, 1971. I had just reported to the Superintendent at Sault Ste Marie D.H.Q., dropped off Sergeant Major Orville Waito and headed north on Highway #17 towards Wawa. If anyone has not travelled this section of Highway #17, it is one of the most beautiful scenic highways in Ontario. I remember my excitement growing as I travelled up past the Goulais River and when I first seen the majesty of Lake Superior. The immensity of the lake along with rugged shoreline and background of the mountains was breath taking. I drove by miles of beaches and I was amazed that I did not see a soul on them. The road constantly dips inland for a mile or two then you pop back out to another explosion of scenery at the Lake. Little did I realize that this beautiful country would be our home for the next nine wonderful years! I travelled by Harmony Bay, Batchewana Bay, Pancake Bay, Mamanse Harbour, Alona Bay and finally the Montreal River the half waypoint to Wawa. This was where I later learned the division point was between Sault Ste Marie and Wawa Detachments. At Montreal River the road goes up a steep incline for a mile and a quarter as you travel through an area of hill tops and lakes to Kenny Lake then the road drops down again to the Agawa Bay area where you follow along the great lake again, running inland past Doc Greig Lake, Red Rock until it finally pops back out again at Old Woman Bay. On reaching this point I had already crossed many large rivers. I would later memorize all the rivers and tick them off; in my mind, as I travelled north or south between Wawa and Sault Ste Marie. On crossing the Old Woman River the road took another steep incline and left the lake for a distance passing Baby and Fenton Lake, then over the Michipicoten River and finally the Wawa Detachment on the top of the hill It is on the service road just to the south of the town of Wawa. On reaching Wawa Detachment which is approximately two and a half hours north of Sault Ste Marie. I was greeted by the then Detachment Commander Patty Bingham. I became the third Corporal serving under Patty. The other two Corporals were Bill Duncan and Bill Freeth. Constables that immediately come to mind were Ray Negus, Ed Zelionis, Walter Purdy, Jeff Lamb, Joe Poderys, Spence Coutu, Tim Jones, Don Lewko, Carmen Foster, Tex Luoma, Tom Richber and Ray Rose. There were many others that I remember, however I believe they came later. I took a room at the Beaver Motel the first night and proceeded to orient myself to the Town of Wawa itself. The town of Wawa had their own municipal police force at that time. It was called the Michipicoten Township Police Force and the Chief was Scott McCrae. The Town is situated on a height of land between the Magpie River Valley and Wawa Lake, which lays east of the town for a distance of seven miles. Highway #101 runs from Highway #17 to the Town of Wawa, then east along the south shore of Wawa Lake to Chapleau and Timmins. The Wawa Golf Coarse lies in the Magpie River Valley to the West of the town and at elevation perhaps 200 feet lower. I remember that first night, driving out to the William Teddy Park; about a mile east of Wawa and just off Highway #101. The park was named after a native man who had first discovered gold in the creek that borders the park. I got out of my car and walked over to the shore where the picnic table had been that we used some three years earlier, where I had made a wish to be posted there. I don’t remember expressing that wish to anyone else other than my wife and sister and brother-in-law. However I was so thrilled that luck had brought me there. I looked back westerly at the town of Wawa itself and marveled at is beauty. Almost the whole length of the town has a sand beach at its edge. On reporting for duty the following day I learned, that the Detachment while not policing the town of Wawa at that time, had a very large area. To the east we covered out Highway #101 to the Sudbury Algoma district line, then into the town of Missanabie on the CNR. This patrol also included the mining hamlet of Renabie. This was a distance of approximately 85 miles from Wawa. We were required by agreement to patrol that area on each shift. The town of Hawk Junction is located about 12 miles out Highway #101 on the Algoma Central Railway. There seem to be a large number of occurrences that required our attendance in that area. Our area also went south on Hwy #17 to the Montreal River a distance of approximately 70 miles. To the North of Wawa we were responsible for 30 miles of Highway #17. Michipicoten Township police covered the land area that was included in their Municipal area for a distance of ten miles north of Wawa, our Detachment was responsible for all that other land area. We also initially had the town of Dubreuville. This was later made a one man Detachment. I should mention that following the appointment of the one man Detachment at Dubreuville, I was lucky again and assigned to supervise and monitor it. For the majority of my years at Wawa I had the pleasure of having Bob Pilon as the Constable posted there. Bob required very little supervising and at each visit I made, it was like visiting old friends, it was always a joy. On some occasions my wife made the trip with me and would visit Bob’s wife. One thing that stands out in my memory was the first week I was in Wawa, there were 11 moose motor vehicle collisions on our 30 mile stretch of the North Highway #17 alone. That was not counting those on Highway #101 and many more on the southern stretch of Highway #17. This I learned was quite normal for the area. I also learned that the dead moose provided a ready meat supply for many of the Constables and some of the Corporals. My boys use to tell me: You raised us on steak and weaned us on hamburger. They were not referring to beef steak. These types of accidents would continue all year but were especially bad in the spring of the year. There is some who say the moose congregate at the Highway because of salt used in the previous winter, and also that the flies chase the moose out of the bush to open areas. The fact is they sure like the highways. While the main work at Wawa was traffic enforcement and motor vehicle accidents, there was always a large number of break and enter and theft investigations, as the large wilderness area had very many tourist resorts and camps. We also had many lost person searches, drowning’s and accidental deaths to investigate. Wawa had three air services flying out of Wawa Lake. They were Airedale, White River Air and Watson’s. George Theriault flew out of Hawk Lake at Hawk Junction. I and many of the members of Wawa Detchment flew at one time or another with these services. Sometimes on investigations and sometimes for pleasure. The first month or two at Wawa I was busy obtaining accommodation, for my family and I, plus arranging for the necessary move from Warren to Wawa. We owned our house in Warren and at that time the force only paid for real estate fees. We were able to obtain the services of a real estate company from Sudbury, however they never did bring a customer or help with the sale. We finally succeeded in selling our home by advertising in the Sudbury Star. We found a home at 20 Superior Ave., in Wawa that had been moved down from the Renabie Mine town site, placed on a new basement and completely refinished. The only problem was the home would not be completed for another month. With the home in Warren sold, we arranged with a mover to move our furniture then store it until our new home was available. At that time we owned a Starcraft hardtop pop up trailer, so we moved it to the William Teddy Park on Highway #101. We moved into our trailer in July 1971, with our two boys age 8 and 10 years. My wife was just not quite sure of what I was getting her into. The house was still not completed when the mover finally came, but the builder agreed to let us use the two bedrooms to store all of our furniture while he completed the house. Looking back, it was a really good experience for us camping at William Teddy Park. As I write this article my wife and I have enjoyed a happy marriage for 60 years, however I must admit it takes a very special person to endure some of the things that happen to the spouse of an OPP member, especially during a northern posting. The first year or so at Wawa much of my time was taken up attending further training courses both in Brampton and Aylmer. The first being a Corporal Development Course, followed by a Criminal Investigation Course. During these courses my wife was left in Wawa adjusting to her new home. It was she who made our home a home and kept our family stong. The first winter in Wawa there was very heavy snowfall, if I remember correctly there was a total of 17 feet of snowfall. Highway #17 was closed many times. It was over a hundred and fifty miles to Sault Ste Marie, many of those miles ran close to the lake. Snow effect snow combined with the strong winds would cause complete whiteout conditions. So often when the roads were closed I would get a phone call, the person on the phone would inquire about the road conditions to the Soo. When I advised they were closed, they would argue with me as they wished to take the chance and go. I remember one day taking the family out for a snowmobile run. We stopped in a cleared area and I jumped off my machine, I sunk in the snow to a point where it was above my waist. I was happy the machine I was riding was close enough to me to assist my crawling back up and onto the snowmobile. I will continue this adventure in my next submission. If you wish to read my previous submissions, they are all stored at the following URL: <garryspolicememories.tumblr.com>

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[esgeog4390-19-blog]

Demographic Shifts of Rural Canada

Many Canadian rural communities are experiencing a major demographic shift. However, each town is experiencing these changes in a unique way. Some populations are getting smaller and older, while others are getting larger and younger. The main determining factor is location. For the past several decades towns around the GTA have been growing to accommodate for the growing urban populations. Towns that were once rural and now completely overcome by subdivisions and commuters. 

The opposite has held true for the town of Terrace Bay in Northern Ontario. This town was established as a result of the forestry industry and it all started with a pulp and paper mill. The industry flourished and many people moved there for work, causing a massive population boom. Unfortunately, after many financial struggles, the pulp and paper industry is not as dominant as it once was, and citizens of Terrace Bay have decided to move to new places. The population in 1991 was 2,477 and 20 years later the population had dropped to 1,471. This decrease can often be quite detrimental to a community. 

https://www12.statcan.gc.ca/census-recensement/2016/dp-pd/prof/details/page.cfm?Lang=E&Geo1=CSD&Code1=3558054&Geo2=PR&Code2=35&Data=Count&SearchText=Terrace%20Bay&SearchType=Begins&SearchPR=01&B1=All&GeoLevel=PR&GeoCode=3558054&TABID=1

https://www.google.ca/maps/place/Terrace+Bay,+ON/@48.7691178,-87.0863085,12.31z/data=!4m5!3m4!1s0x4d4353d4424ee84d:0xcdd649ede015c15a!8m2!3d48.783999!4d-87.0966258

Since Terrace Bay is no longer being supported by the pulp and paper industry, it must look for new ways to boost their economy and bring in new residents. The first step, however, is showcasing the town to whoever is interested to prove that it is a quality place to live. This is mainly being done through tourism. 

Terrace Bay is home to many beautiful features including waterfalls, hiking trails, and beaches. These images have now become the promotional tools to advertise this town to the rest of the country with the hopes of attracting tourists. It also offers many recreational opportunities such as a golf course, canoe rentals, and Slate Islands Provincial Park. 

http://www.terracebay.ca/visiting/attractions/aguasabonfalls/

Even their website seems to be more directed to visitors than to the residents. “Visiting” is the second heading at the top of the page, and I find this unusual compared to other town websites that I have seen in the past. The website also highlights their most popular features and attractions in a very obvious way, which proves their reliance on tourism. 

http://www.terracebay.ca/visiting/attractions/

I believe that Terrace Bay will be successful as a tourist destination because it is a very beautiful part of Northern Ontario and offers a lot of recreation activities. However, I find it disappointing that this town, along with many other Canadian rural towns, has suffered from urbanization leading to their ultimate reliance on tourism. This shift away from primary industries has been very detrimental to rural towns across the country and many have not been able to recover. Fortunately, I do believe that Terrace Bay will be able to attract new residents through the current use of tourism, however that might not be for many years. 

[askelliott-realtor]

There aren’t too many around today that will remember my Mom. If you do remember her, you probably remember a woman who became a severe rheumatoid arthritic at the age of 48. It is a terrible disease that defined her life for the next 18 years. But the Mom I remember best, is the Mom before those years. She was an incredible athlete! Runner up in the Northern Ontario Amateur Golf Championship, Mom had trophies for Tennis, Badminton, Golf, Bowling and Curling and was an avid Fastball player, skier and even did some ski jumping in her time. I never got to golf with Mom. By the time I took up Golf, she could no longer hold the club to play, but she would coach me in the back field. She played with persimmon woods, with 7 clubs in her canvas bag and balata golf balls that split if they were hit badly. She had a 3 handicap! I play with 14 clubs in my bag. I own 20 and change them up depending on the course. I play with the newest technology golf ball and stilI only dream of being a 3 handicap! Mostly I remember Mom as loving , caring and nurturing. She never held me back, and encouraged me to be myself and pursue my dreams. She adored my wife Krys, for the short time she knew her! She loved to hold my hand, and I hers. Krys and I miss her every day. She left a lasting impact@on my life. Happy Mother’s Day Mom! We love and miss you! (at St. Catharines) https://www.instagram.com/p/B__ca_Vj8su/?igshid=ajvkguu0kh82

[gduncan969]

“Brown Paper Packages Tied Up With String”

2 Corinthians 4:16 - 18 “Therefore we do not lose heart. Even though our outward man is perishing, yet the inward man is being renewed day by day.  For our light affliction, which is but for a moment, is working for us a far more exceeding and eternal weight of glory, while we do not look at the things which are seen, but at the things which are not seen. For the things which are seen are temporary, but the things which are not seen are eternal.,”

It’s been somewhat of a tough haul this past week.  I am still behaving as a (relatively) law-abiding citizen staying at home in the middle of this pandemic and going to church on Sunday by sitting with my ipad on my lap as we listen to our pastor encourage us with songs and scriptures and a good gospel message but I must confess it’s just not the same as the real thing and I long to get back to normalcy where we can visit each other, hug each other, laugh together, sing together, pray together and eat together.  Still, I’m amazed in these days of quarantine, how  inventive people have become with all kinds of new ideas on how to socialise without actually being together.  Zoomer meetings, podcasts, Twitter tweets, video calls and a host of other means of staying in touch are being used to the full and all are helping to keep us sane in the comfy prison cells we call home but it’s just not the same as the real thing.  Also, there’s an added danger that these new ways of communicating become the new normal, a new way of living together with our friends and neighbours!  Social distancing may be good science but it’s a bad lifestyle in a world already in the grip of another pandemic—loneliness!  My daughter, Susan Tucker, now has a regular Facebook livestream on Sunday evenings at 7.00 where she plays her guitar and sings the old favourite hymns and songs of the church while we all tune in to join her and make requests for our own favourites.  Amazingly, she now has friends from USA, England, Central America, Africa and who knows where else joining in.  That’s wonderful but I miss hugging my kids and grandkids who won’t let me within six feet of them because they are afraid they might infect us with the dreaded Covid-19 virus.  

I have now run out of projects to complete around the house and having walked for miles and miles around the golf course behind our house, I find myself on the edge of what John Bunyan in his book Pilgrim’s Progress called “the Slough of Despond” which I call the mud-hole of self pity.  So, it’s time for me to start counting my blessings and quit feeling sorry for myself.  A song popped into my head as I sat down to write this blog, a familiar song everyone knows from The Sound of Music—“My Favourite Things”:  

       Raindrops on roses and whiskers on kittens        Bright copper kettles and warm woolen mittens        Brown paper packages tied up with strings       These are a few of my favourite things...        I simply remember my favourite things and then I don’t feel so bad.

That’s actually good advice whenever we begin to lose track of how blessed we are, especially in the midst of a world pandemic.  My opening sentence above mentions it has been a tough week.  On Monday, we got word that a dear saint and friend from Northern Ontario had died in hospital at age 93.  Dying in hospital is a lonely experience these days since visits are not allowed but thankfully, her daughter and granddaughter were allowed to be with her singing her favourite choruses as she passed into the presence of her Saviour.  On Tuesday, we got word that another dear friend, ill with cancer, had been given only hours to live and his son was appealing for prayer for his dad who is 72. On Wednesday and Thursday Eleanor spent sleepless nights battling pain in her ear, probably from exposure to the frigid temperatures these last few days as we try to maintain our daily exercise routine.  So, with the “Sound of Music” ringing in my ears I got to thinking about “some of my favourite things” like the good times we’ve had with Betty and her family over many decades; about Al, one of the most gentle men I have ever met and 54 years of marriage to the only woman who can put up with me.  As these memories come flooding back, I don’t feel so bad.  Betty’s daughter just related the story of her mom’s first date with her dad, how she told him she had never seen a bear before despite being raised on a farm near Englehart, Ontario.  Steve, her new boyfriend drove her to the local garbage dump, got out of the car and grabbed the first bear cub he saw and brought it up to the window so she could get a good look at her first bear.  I wouldn’t have believed that story if I didn’t know how typical that was of the man I had known for 30 years. They are now together again with the Lord and I’ve no doubt he’s showing her around Heaven.  Also, after much prayer by many these past two days, the doctors are now hopeful that Al may survive for several more weeks so we will continue to pray that those weeks become months and even years.

In 2 Corinthians 4:16 - 18, Paul tells us not to lose heart as we take on life’s challenges.  The restrictions forced upon us by this dreadful virus and the restrictions placed upon us by the ravages of time (for all us senior citizens) are a “light affliction which is but for a moment, working for us a far more exceeding and eternal weight of glory” and so we do not focus our attention on “the things which are seen, but at the things which are not seen”.   A pastor friend who was somewhat overweight used to say of himself, “Inside this fat body there lives a thin man”.  Now that I’m well into my seventies, I tell others “Inside this old body there lives a young man”. The outward appearance that others see is not who we really are.  The real question is how do we see ourselves and with what eyes?  To be able to see the “things not seen” we need a different set of eyes and these are given to us by the Holy Spirit.  In our younger days following the Lord, these eyes, yet undeveloped, see the unseeable “through a glass darkly” (1 Corinthians 13:12) and so we find it easier to put more trust in our physical eyes but as age takes its toll on our bodies our focus turns more and more sharply to the things that are unseen and eternal.   As the world struggles to find its footing in the midst of this great upheaval, one which is yet to reveal the true enormity of its impact to our natural eyes, we must take to heart that God is at work in our midst turning the eyes of the world on Him.  Let’s begin to get excited rather than worried “For all the promises of God in Him are Yes, and in Him Amen, to the glory of God through us.” (2 Corinthians 1:20)

[profbruce]

Smooth Rock Falls Ontario entices residents with 90 percent off land

Offering 90% off cheap land is only a partial solution to Smooth Rock Falls’ desperate condition.

Why?

Because it’s not how much something costs, it’s how much something makes. 

I once did a calculation for the city of Ottawa—even if someone gave you a free house, with the expense of a lot, development charges, building permit fees, drilled well and septic system (it was for a rural development) etc, it sill meant that it would cost you over $150,000 for your “free” house. It would be even more today (this was 15 years ago). 

The point is—there is no such thing as an “affordable” home in Ottawa. Not really.

What matters is what can you make with it? By renting it out. By starting your own business in it. By getting a great job in the area...

A focus on just the cost side of things will lead Smooth Rock Falls down the wrong path.

What they need to do instead is to attract a few entrepreneurs to live, work and play there, and to develop new enterprises in that town… like what American expatriate Joe Kowalski did for Beachburg, ON with Wilderness Tours, http://www.wildernesstours.com/. 

Wilderness Tours attracts 3,500 well-to-do, white water rafting, kayaking, bungee-jumping guests on a single weekend during the summer. Imagine what that does for a nearby village of just 900 souls in terms of employment and real estate values?

So this cheap land idea won’t work without an accompanying economic development strategy focused on bringing entrepreneurs to live in the community to go along with it. 

Bruce M Firestone, B Eng (civil), M Eng-Sci, PhD, Ottawa Senators founder, Real Estate Investment and Business coach, Century 21 Explorer Realty Inc broker,  1-613-762-8884 bruce.firestone@century21.ca twitter.com/ProfBruce profbruce.tumblr.com/archive brucemfirestone.com

MAKING IMPOSSIBLE POSSIBLE

More on the Smooth Rock Falls program: 

By Michelle McQuigge, The Canadian Press 

[September 30, 2017]

A northern Ontario town nearly ruined by the collapse of its local paper industry is offering generous incentives to those who want to move there and help rebuild the community.

Smooth Rock Falls, Ont., saw its population cut nearly in half and its revenues tumble 40 per cent since the 2006 closure of the pulp and paper mill that was the town's sole major employer.

Now, after a major rebranding campaign that's dubbed the town "near north, near perfect," Smooth Rock Falls says it wants to roll out the welcome mat for new residents and investors.

Doing so involves offering striking financial incentives to purchase land and establish companies in the town about 100 kilometres north of Timmins, Ont., right on the Mattagami River.

Would-be residents, for instance, can purchase parcels of land overlooking a nine-hole golf course for as low as $500, 90 per cent off its market value.

Smooth Rock Falls is also offering tax breaks for new home- and business owners, up to $2,500 off building permits, and financial loans from the city for those who might need it.

The moves are already starting to attract new people to town and reopen the sorts of businesses that are prevalent in thriving communities but had been shuttered in Smooth Rock Falls for years.

The town went without a grocery store for two years before a would-be entrepreneur signed on to take it over. And as of last month, a 38-year-old father of three has agreed to run a motel in the community.

[READ MORE AT http://www.ctvnews.ca/mobile/canada/ontario-town-entices-new-residents-with-90-per-cent-off-land-1.3613729#_gus&_gucid=&_gup=Facebook&_gsc=gk0ltHD]

[melissawalker01]

Foreclosure Lawyer Park City Utah

Park City is a city in Summit County, Utah, United States. It is considered to be part of the Wasatch Back. The city is 32 miles (51 km) southeast of downtown Salt Lake City and 20 miles (32 km) from Salt Lake City’s east edge of Sugar House along Interstate 80. The population was 7,558 at the 2010 census. On average, the tourist population greatly exceeds the number of permanent residents. After a population decline following the shutdown of the area’s mining industry, the city rebounded during the 1980s and 1990s through an expansion of its tourism business. The city currently brings in a yearly average of $529.8 million to the Utah Economy as a tourist hot spot, $80 million of which is attributed to the Sundance Film Festival. The city has two major ski resorts: Deer Valley Resort and Park City Mountain Resort. Both ski resorts were the major locations for ski and snowboarding events at the 2002 Winter Olympics. Although they receive less snow and have a shorter ski season than do their counterparts in Salt Lake County, such as Snowbird resort, they are much easier to access. In 2015, Park City Ski Resort and Canyons resorts merged creating the largest ski area in the U.S. In all, the resort boasts 17 slopes, 14 bowls, 300 trails and 22 miles of lifts. Additionally the city is the main location of the United States’ largest independent film festival, the Sundance Film Festival, home of the United States Ski Team, training center for members of the Australian Freestyle Ski Team, the largest collection of factory outlet stores in northern Utah, the 2002 Olympic bobsled/skeleton/luge track at the Utah Olympic Park, and golf courses. Some scenes from the 1994 film Dumb and Dumber were shot in the city. Outdoor-oriented businesses such as backcountry.com, Rossignol USA, and Skullcandy have their headquarters in Park City. The city has many retailers, clubs, bars, and restaurants, and has nearby reservoirs, hot springs, forests, and hiking and biking trails. In the summertime many valley residents of the Wasatch Front visit the town to escape high temperatures. Park City is usually cooler than Salt Lake City as it lies mostly higher than 7,000 feet (2,100 m) above sea level, while Salt Lake City is situated at an elevation of about 4,300 feet (1,300 m). In 2008, Park City was named by Forbes Traveler Magazine as one of the “20 prettiest towns” in the United States.] In 2011, the town was awarded a Gold-level Ride Center designation from the International Mountain Bicycling Association for its mountain bike trails, amenities and community.

Nestled in the Wasatch Mountains, Park City, Utah offers all the benefits of resort living, with the conveniences and opportunities that can only be provided by a major metropolis. At 7,000 feet above sea level, Park City (Pop. 7,500) is a short 35 mile drive from the Salt Lake International Airport, enabling it to remain one of only a handful of resort destinations, worldwide, that can provide such accessibility advantages. As some locals like to point out, “it is possible to leave New York City in the morning and ski the fresh powder of Park City by noon!” The convenience, accessibility and most importantly the lifestyle of Park City living are the reasons people live here, but I will get to that in a minute. Park City was originally a mining town. In an effort to bring non-Mormons into the Utah Territory, Colonel Patrick E. Connor of Fort Douglas commissioned a search to explore the mountains surrounding Salt Lake City for mining opportunities. As records indicate, the first mining deed recorded within the Park City Mining District was the “Young American Lode” in December 1869. By the mid-1870s, production within Park City had begun in earnest, fueled by the discovery of a large vein of silver ore in what would later become the Ontario Mine. At its peak, the mine was considered the largest and most productive silver mine in the world. In May of 1872, an early settler, George Snyder, brought his family to the mountainous area that is now Park City. Inspired by the beautiful wildflowers, lush vegetation and picturesque setting, he appropriately named the area, “…Park City, for it is a veritable park.” In 1884, Park City was incorporated. By the late 20th century Park City had changed into a resort community. The Park City Ski Area had opened and the old mines had begun to operate as museums for tourists, school children, and locals. As a tourist hot spot, the city currently contributes an average of $529,800,000 annually to the Utah Economy. Since the rise of the skiing and tourist trade, Park City houses more tourists than residents. It has become a place of fame through the 2002 Winter Olympics. The Sundance Film Festival is another drawing card and affords more recreational and employment opportunities than ever before. Park City is small with a population of 7,500. The average number of tourists in Park City is 600,000 per year. Park City is located in Summit County, Utah and is considered to be part of the Wasatch Back. The Wasatch Mountain Range, with its towering 12,000 ft. peaks is widely considered to have the “Greatest Snow on Earth”. Its light fluffy texture is a result of the areas low humidity, its ideal temperatures, and its geographic location relative to the mountains. This unique marriage of weather conditions truly provide for an unparalleled skiing and snowboarding experience that is known the world over. So what’s it really like to live in Park City? Read on to learn how locals adapt to this unique area.

Owning a Home

Park City consistently ranks as one of the wealthiest areas of the country and continues to attract people from every corner of the United States. It naturally follows, that real estate is reflective of this, not only in the type of homes that are built, but in their cost as well. Homes within the Park City area range in price from the low $300’s to well in excess of $20M, and the average price of a home falls in the mid $700’s. Park City has not been immune to the recession of 2008 – 2009, and has experience a 10%-15% overall decrease in home values during that period. Home prices stabilized by the second quarter of 2010 and have remained stable ever since, according to Sheila Hall, an Associate Broker and Realtor with Equity Real Estate Luxury Group. “Overall sales volume has been up 24% during that same period of 2010, as compared with the second quarter of 2011. Sales of distressed properties remain a significant part of our market, but have dropped to 27% of all sales, down from 35% at the end of the first quarter 2011. It is interesting to note, that our second quarter sales are the highest we have seen since the fourth quarter of 2007.”

What Factors Cause Foreclosure Costs to Vary?

How much a lawyer charges will certainly be a factor in the cost of a foreclosure. However, there are many other considerations ultimately determine how expensive the process will be. Below is a general lay out of the costs typically associated with home foreclosure: • Type of Foreclosure – The cost of a foreclosure can vary largely on whether the mortgage loan has just recently fallen into default and the homeowners are willing to surrender the property, or if they are going to attempt to reinstate the home loan or otherwise defend against the foreclosure process. • Costs – It is not uncommon for a loan servicer to assess additional charges against a borrower in default. Default-related fees include: • Property inspection and preservation costs • Foreclosure costs and fees, including: Filing fees, notice and certified mailing costs, where a loan is reinstated, and potentially the lender’s attorney’s fees. • Corporate advances • Attorney’s Fees – Generally, each party will be responsible for their own costs. However, there are some instances where the lender may seek to have the borrower pay for a portion or all of their foreclosure fees. Moreover, these fees may vary depending on how complicated the defense will be and how long the foreclosure will take.

The primary reasons for the large disparity in the cost of a foreclosure are: • The type of foreclosure defense strategy • The lawyer’s fee structure Generally, foreclosure lawyers either bill through a flat fee or by the hour. If a lawyer charges a flat fee, expect to pay $1,000-$4,000. There is a common misconception that a lower fee may indicate a low quality legal representation; however nothing could be further from the truth. A lower fee is simply an assessment of what work the lawyer expects to do with respect to the difficulty of the case. Thus, if a foreclosure is going to be quick and relatively straight forward, a lawyer will likely charge a lower flat fee. By contrast, if the borrower is adamant about continuing to live in the house, or is otherwise putting forth difficult foreclosure defenses, the fee will likely be higher.

Hourly rates typically vary depending on the skills and time restraints of the lawyer. Expect to pay $300-$500 an hour for a lawyer’s time. Remember, similar to a lower flat rate, a lower hourly rate is in no way indicative of the quality of representation. In fact, the opposite may be true; a lower hourly rate may reflect the lawyer’s analysis that a case will be long, and with several complicated defenses, meaning many, many hours will be required to reach result that is favorable to their client. Thus, charging a “lower” hourly fee is simply taking into account how costly the overall case may be, and a lower fee may be the only way to ensure a case remains affordable for a client. A lawyer who works on an hourly rate may also require the payment of a retainer. A retainer covers a set amount of a lawyer’s time, and after the retainer is expended, a standard hourly rate will apply. For example, if the lawyer requires a retainer of $3,000, and bills at a rate of $150 an hour, then that retainer will cover 20 hours of the lawyer’s time. With an hourly fee structure, it is not uncommon for legal bills to get into the $10,000 – $15,000 range quickly. Thus, this type of billing system is most common where a complicated foreclosure defense will be employed, or where a home is quite valuable and the owners do not want to lose it.

The best fee structure is the one that best suit your needs, and real estate lawyers understand that. It is always a good practice to learn more about what you are paying for, and having a better idea of what a foreclosure will cost you when you go in for an initial consultation will better situate you to start a dialogue with your lawyer about their fee structure and why they use the one they do.

the foreclosure lawyer you want

When you buy a pair of shoes, you know exactly what you are getting. When you buy an attorney’s services, you start out with only a few vague assurances. The person, who hires a lawyer he does not trust, or is suspicious of, is certainly not making the best use of his money.

How can you know you are getting your money’s worth?

To begin, it is up to the client to establish his or her comfort level of trust and confidence in the lawyer to be hired for the task. How long has he or she been representing clients in foreclosure? What percentage of their practice is dedicated to defending foreclosures, or helping clients successfully reach alternatives to foreclosure such as mortgage modification or loan workouts, short sales or deeds in lieu, or renegotiation of a second mortgage?

Is the lawyer sophisticated in assisting clients with serious debt problems? Do they work diligently with clients to find debt relief solutions so they can really manage their debt and get on a secure financial track once more? After the trust factor is settled, the other sure way to get your money’s worth out of your attorney is to tell him honestly and completely all the facts of your case. Hold nothing back. A seemingly trivial detail may be pivotal to your case. Reasonable legal fees paid to a good foreclosure lawyer will substantially benefit you. For clients who succeed in defending the foreclosure or avoiding foreclosure via alternative measures, the benefit of retaining a highly experienced foreclosure law firm is clear. Sometimes the client is not able to keep the home. Even in this situation, proficient legal counsel will protect your rights with solutions much more favorable that foreclosure, as well as protecting you from the liability associated with foreclosure, and keeping you clear of risks and scams.

Foreclosure Attorney

When you need a Park City Utah Lawyer for Foreclosure, please call Ascent Law LLC for your free consultation (801) 676-5506. We want to help you.

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

Ascent Law LLC

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