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snackhobi · 4 years

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pairing: min yoonji x reader / word count: 9.7k / genre: f x f smut, assassin!au

summary: a fic inspired by this post and that’s pretty much it-

warnings: sexually explicit content (NSFW), talk about death/assassination (nothing graphic dw! but they are assassins, so), mild violence, unnecessarily sexually charged lipstick application, face riding, fingering, multiple orgasms, oral (f giving/receiving), use of restraints, overstimulation, squirting, kind of dom!yoonji?

a/n: this is an entirely self-indulgent fic I wrote as a gift to myself for my bday, it’s a lil rushed bc I wanted it done for today! women are so very beautiful and I am so very weak, thank you ladies for all being so amazing ily. this was meant to be a short pwp and now it’s almost 10k but I have no regrets bye

la petite mort French literal meaning: ‘the little death’; also an expression used to refer to the brief loss or weakening of consciousness, specifically the sensation of orgasm as likened to death; an orgasm.

“It’s just unacceptable.”

The woman in front of you is clearly wealthy. Her dark hair is perfectly styled and her pale nails are perfectly shaped and her subtle makeup is perfectly flattering; she’s starting to get older but rather than shy away from it, she’s leaning into it, and she looks almost imperious in her beauty, eyes sharp and set of her lips severe. Park Dahye was born into wealth and has clearly thrived in the life that she’s been afforded.

“Mmhm.” You try not to yawn.

“He’s flitting around with some young, silly thing on his arm, with no consideration for the family’s reputation— my reputation,” she continues. Her posture is perfect, from the set of her spine to her crossed legs to her folded hands that rest on her knee, somehow demure and yet highlighting all of her beauty and riches; the jewellery on her wrists and fingers, the expensive heels on her feet, the slit of her haute-couture dress, no doubt tailored for her and her alone. “I’ve already spoken to him about his behaviour, but he’s just ignored my warnings. We may have agreed on the divorce but we’re currently still husband and wife— has he no shame?”

“Awful.” You don’t even try to hide how bored you are, but Dahye is so quietly incensed that she doesn’t even notice as she launches into the next part of her queenly diatribe, and you muffle a sigh.

That’s the problem with rich clients. Sure, they’re willing to fork over stupid amounts of money to you, but they also think that their issues are of paramount significance— like they’re the centre of the universe and their problems are the only important ones in the world. Like you’re interested in what they have to say. Like this is the only job you’ll ever do that holds real weight or meaning.

For them, it’s a life-changing (life-ending) decision.

For you? It’s another Tuesday.

“Yes, yes, that’s just so terrible, gosh, I don’t know how you manage it,” you say once she pauses to take a breath, using the opportunity to cut her off before she launches into another part of her articulate rant. “Anyway. Would you prefer if his death was embarrassing or quiet?”

For the first time since you’ve met, she seems unsettled. “Pardon?”

Namjoon is much better with people than you, smooth and charming with his boyish dimples. Normally any discussions would go through your handler, but this woman had demanded to meet you personally and had been willing to pay for the privilege: so here you are, with your relative bluntness instead of Joon’s winsome smile.

“You know,” you say, gesturing with your hands. “When they find the body. Do you want him to be caught with his trousers around his ankles—literally or figuratively, that’s up to you— or would you rather it seemed like something natural and unpredictable? Like a sudden heart attack in his sleep, for example.”

When it comes to rich clients, a lot of it is about reputation. When someone’s shuffled off this mortal coil, it’s not just that they’re removed from the equation, it’s also about the ripples that their death leaves in the high society that they’ve lived in. Does she want her (soon-to-be) ex-husband made a mockery of, or does she just want him out of the picture?

She can’t see your face, behind your mask as it is, but you can see hers in perfect clarity. For all that Dahye seems put together and almost impassive, you see the tiny flicker in her eyes. Ah. She’s not just mad because he’s ruining their reputation. She’s hurt.

Man, that sucks. Honestly you bet it’s easier being an assassin than a rich housewife. At least when it comes to backstabbing you can literally involve a knife to sort your problems out. (Well, knives are messy, but you get the picture.)

“I’d prefer something quiet,” she decides. “I’d worry that it could lead back to me, otherwise.”

You’d be offended at the idea that you’d leave any trace that could implicate anyone or that this man’s sudden death was in any way suspicious, but she’s paying you enough that you find that you don’t care. You take pride in your work, but for the amount of zeroes involved in the fee you’re being paid, you think you can take an unintentional insult or two. Or three. Or ten.

You like money, what can you say.

“Sure thing,” you say, giving her a lazy, two fingered salute. You’ve been reclining against the desk of the hotel suite, flicking the complimentary, heavy metal pen between your fingers, twirling it like the world’s most underwhelming baton. You straighten up and let the pen drop back into the pen pot—wait, no, of course it’s a handmade porcelain jar, an alarmingly well-made Joseon porcelain replica. Everything in here stinks of money. “RM will confirm where the money is to be deposited. Half of it now as collateral, and half upon completion of the job,” you say. “If you change your mind between now and then, we’ll be keeping the original 50%, but if for some reason something goes awry, you’ll receive that money back. Sound good?”

She seems surprised at your directness. “I—”

“Fabulous!” You clap your hands together, although the sound is muffled by your gloves. You’re not about to leave your fingerprints everywhere, geez. “Alright, time for me to skidaddle I suppose! I’ve got work to be doing, people to be watching, men to be killing!”

Dahye flinches imperceptibly, but by this point you’ve already slipped out onto the balcony and into the night.

Being an assassin is hard work.

Technically, everyone has the capacity to kill another human being. But killing as a job involves a lot more than just caving someone’s head in with a rock—that’s why Cain isn’t referred to as an assassin, what with how he’d just bashed his brother Abel with a convenient stone that happened to be lying nearby. He was just a straight up dick.

No, when you kill professionally you need to be familiar with an array of different techniques, each one far more sophisticated than the last. You need to know how to be stealthy, how to blend in as you watch your target, how to set up the scenes of their death in a way that doesn't arouse suspicion. Or, instead, how to set the scene up in a way that lets any onlookers know that this person had been offed by someone who knew what they were doing, and knew it well. There's a difference between being a killer and being an assassin and you are firmly in the latter category.

So, if your client wants her husband to be shuffled off quietly, then that’s what she’ll get.

They really have pulled out all the stops for this charity gala. Everything is shining, glittering and bright: the surroundings, the food, the people. Especially the people. The rich elite have come together for an extravagant and exquisite night of ostentation and luxury, all in the name of raising money for some needy cause. (You try not to think of the irony and/or hypocrisy behind that.)

It’s almost laughable how easy it is to blend in here. Namjoon had secured (forged) invitations for you both, and so you hang off his arm as you make a slow sweep of the room, trailing unnoticed after your target. You’re not planning to make a move right now but you want to feel out exactly what he’s like: the more information you have about the person you’ve been contracted to assassinate, the better.

Plus it’s an excuse to dress up nice and eat free food— though that last part is mainly Namjoon.

“God, these canapés are so good,” Namjoon moans quietly to you, hoovering up the flaky pastry crumbs from his fingers with single-minded intent. You dig your fingers subtly into his arm.

“I thought we agreed on not eating tonight, Joon,” you mutter to him, although you say it with a beatific smile in case anyone is watching; the place is heaving with people but you’re always on guard. (Even if Namjoon is right. The hors d’oeuvres that are on offer do look incredibly tempting.)

“You have a glass of champagne,” he points out.

“And you may have noticed that I haven’t drunk any of it.” You titter, as if he’s just told a funny joke, and lightly slap his arm. Again, you’re fairly certain no one is watching, but you can never be too careful. “It’s all about creating a facade, Joonie. It’s what we in the business call a ruse.”

Even throughout your back and forth, you’ve kept your eyes on your man of the night: Park Minjae, a middle-aged businessman who’s been greeting people and getting swept up in conversation, all while a slip of a blonde clings to his arm, stuck to his side like a pretty limpet. She’s cute, sure, but she lacks the poise that Dahye has, so you frankly don’t get it. Then again, not everyone finds strong women as attractive as you do. Weirdos.

You’ve been focused on Minjae but your eyes have also been flitting around the room, drinking in your surroundings, drawing up a detailed map of your environment (of course you’d scoped out the building before tonight, but with all the banquet tables and chairs around the layout is a little different). The people, too, have been subject to your scrutiny, although so far they all seem summarily unimportant and uninteresting, just as you’d suspected. You lift your glass to your lips and pretend to take a tiny, demure sip, glancing up through your eyelashes to scan the room again, and you freeze.

Holy shit.

You take back what you just said about everyone being unimportant and uninteresting.

The woman who’s just walked in is fucking stunning. Her sleek dark bob is unstyled, but perfectly frames her beautiful face: sharp eyes, soft nose, flushed lips. Her cocktail dress lets you see almost every inch of those perfect legs, the line of her thighs to her calves and— oh, you swear you could shed a tear of joy. She’s already tall and she’s made even taller by the heels she wears, towering above most of the men here, a fucking Amazonian goddess who looks powerful and undeniably elegant at the same time.

(Thank you for your service, tall women.)

You don’t know who she is, but goddamn, do you want to. She’s scanning the room, and for a brief moment, your eyes touch. A tiny thrill shudders up your spine at the darkness of her keen eyes, that quick and astute gaze.

It’s only the tiniest of moments that’s over as soon as it’s started. The dark-haired beauty looks away and is already disappearing into the crowd before you realise, and it’s only then you notice that you’re staring, utterly drawn in by her cool poise and presence. You’ve been frozen in place with the rim of your champagne glass resting against your mouth, and your eyelashes flutter as you blink and glance down.

The imprint of your lower lip has been left on the glass, stark red visible against its edge, and you squeeze Namjoon’s bicep.

“How does my lipstick look?”

He takes one look at you as he swallows down another tiny vol-au-vent. “Like half of it is missing,” he says, and you frown.

“Ugh. I’ll go touch it up in the bathroom. Keep an eye on our guy, I’ll be right back.”

It’s not until you’ve made it to the toilets that you realise that you do not, in fact, have any lipstick in your ridiculously small clutch bag. When it comes to your actual work, you’re meticulous and thorough and well-planned, but for some bizarre reason, a tube of lipstick is never the top of the list when it comes to equipment. Unbelievable. (You knew you should have worn the 24/7 stuff, but it was always such a nightmare to get off.)

You’ve been so busy rummaging through your bag that you’re completely caught off-guard at the sound of a quiet voice from behind you.

“Lost something?”

Oh, fuck. It’s her, your dark haired and dark eyed beauty, meeting your gaze through the mirror when you glance up from where you’re resting your bag against the marble counter (marble, marble, marble, it’s all marble: the floors, the counters, the sinks; why do rich people always love marble?). She looks altogether too amused at your plight and at how your eyes have widened perceptibly upon seeing her again. But can she blame you? Her presence is so graceful and commanding and she’s so dizzyingly attractive it’s insane. Surely she must get this all the time.

You stare for a little longer than is probably polite, and even behind her fringe you can see how one of her eyebrows rises.

“Sorry for staring,” you say once you notice. “You’re just so beautiful.”

She pauses as she takes in the compliment. You see how her eyes flicker over your face and settle on your mouth; your upper lip, tinted burgundy red, while the lower is faint and smudged.

“Lipstick problems?” She cocks her head at you, still staring at your lips in the mirror. God, she’s so hot.

“Can you tell?” You sound rueful as you glance down at the reflection of your mouth, touching your bottom lip lightly with a fingertip. “I forgot to bring any with me so now I’m stuck.”

She finally looks away from you. You hear a small, metallic click as she unclasps her evening bag— marginally larger than your own— and lifts out a small tube of liquid lipstick. “Would you like to use mine?”

Fuck yes you would.

“Oh, would that be alright?” You finally turn around, and you have to tilt your head back to look at her, taller than you in her heels. Jesus Christ. She’s going to be the death of you. Why are women so gorgeous? Who gave them the right? “I’m not sure the shade will match, though?”

You watch her beautiful mouth curve up into a small smirk as she pulls out a tiny pack of makeup remover wipes from her bag, and you swear could propose to her there and then. Beautiful and tall and organised? Holy shit. What a woman.

She’s got her bag in one hand, while the lipstick and wipes are clasped in the other; her hand is held up in such a way that you think she means for you to take them from her, but when you reach out she shakes her head.

“I’ll do it for you,” she says. The quiet note of authority in her tone makes you go weak at the knees.

Thank god the toilets you chose aren’t the main ones, because it means there’s no one around to see how she tilts her head at the marble counter in the universal gesture of get on there. It’s entirely unnecessary, but you, of course, immediately comply. You brace your hands against the cold stone before hitching yourself up, careful with the draping folds of your dress; the cold touch of the stone is noticeable through the material of your dress, but it’s instantly forgotten when your enchantress steps closer.

You spread your knees so she can stand between them. Holy shit, she’s even better up close. Her lashes are wispy but they’re the perfect frame for her gorgeous eyes, which are dark and intent. You suppress a shiver. You hold yourself still as she leans forward and around you so she can put her clutch and lipstick down, trying to ignore how close she is, but there’s no way she can’t realise what she’s doing. Your heart is pounding. You wish you didn’t have a job to do tonight because you would so much rather be getting, ah, acquainted with this woman rather than following some old businessman around.

The only noise in the bathroom is the sound of peeling plastic as she opens the tiny packet of wet wipes before she curls one around her finger, glancing at you through her lashes.

“Open,” she instructs.

Your mouth drops open immediately. She sweeps the wipe over your lips, bottom, then top, touch firm but careful, drawing away the red from your skin; you stare at her as she works, how her eyes are cast down as she stares at your mouth. She’s using her free hand to grip your chin and you feel deliciously powerless in her grasp.

You purse your lips a little to try and help her, watching the way her eyes flicker as she pulls the wipe back over them— somewhat firmer, this time, with more intent. Lingering. The only barrier between her finger and your mouth is soft and flimsy, the texture of the wipe against your lips like cotton as it drags across them, and it would be so easy to pull it out of her hands.

She flicks the dirtied wipe aside, heedless of how it lands on the unsullied marble, before reaching for her lipstick. She twists the tube in her fingers, motions of her hands precise and deft, and you’ve never been so attracted to how someone’s uncapped something before.

You watch her hands. (She watches you.)

Your eyes trail over the wand as she pulls it out, dragging the doe foot against the rim to catch the excess before turning it towards you, putting the tube by your thigh, near where your hand is bracing against the marble. She takes hold of your chin once again. You stay quiet as she starts to sweep the lipstick over your lips, painting them the same flushed pink as her own. Once again she’s staring at her work so you’re free to drink her in, almost drunk from her beauty, eyes catching on the tiny moles on her pale skin, the smallest freckles that are only noticeable because you’re this close.

The squelch of the applicator sliding into the tube is almost lewd in the silence of the bathroom, and this time you can’t suppress a shiver when she pulls your chin down to open your mouth so she can go back in again on your lips, drawing a sharp, crisp line. Tracing the edges of your lips, the flushed swell of them, the peak of your cupid’s bow.

She glances up. For a moment you’re both still, staring at each other, tension in the air palpable, but then she smacks her lips and you copy the motion, evening the application of the makeup on your mouth.

“Perfect,” she murmurs. “One more step.”

A small, confused frown flits over your face. She’s put the lipstick aside but then she lifts a finger and points towards your still parted lips. You take in a small, shuddering breath when she speaks again and you realise what she means.

“You don’t want to get lipstick on your teeth, do you?”

Both of her eyebrows have risen and she’s looking at you like you’re being silly if you disagree with her.

“No,” you say. You’re not about to deny her. “No, I don’t.”

Your eyes remain locked. You lean forwards, taking that perfect, long finger into your mouth, dragging your lips upwards so that any excess lipstick is caught against her pale skin, a ring of deep rose circling her bottom knuckle; you curl your tongue around her, hot and wet, feeling the crease of her knuckles and pad of her fingertip against your taste buds as you slowly, slowly pull away.

It’s undoubtedly indecent and risqué and you can feel the flush of arousal settling in your lower belly, an almost embarrassing flush of wetness leaking out of you at the taste of her skin. She, however, remains unmoved, although she lets her finger linger just for a moment on your bottom lip, almost rough against their softness— but before you can swallow those fingers back down and ruin her meticulous work, she pulls away, lifting the discarded wipe to sweep it around her finger, catching the lipstick you’d left on her skin.

“Done.”

She steps back and you feel like you can finally breathe, a breath so deep you can feel how your lungs fill, oxygen rushing to your brain so fast you feel lightheaded. You watch as she sweeps everything back into her bag, clicking it shut with a note of finality; the sullied wipe is cast carelessly into a tiny, chrome bin with a flick of a wrist, her every motion regal.

You slide off the counter. You still can’t take your eyes off her and you don’t want to. It feels like whatever heaviness was in the air has dissipated, gone in an instant with a turn of her head— normally you’d let it slide, even if you feel disappointed, but she’s just so magnetic.

“Thank you,” you say. You can see yourself in the mirror now and to your complete lack of surprise, your lipstick is perfect. The shade is lighter than one you’d have chosen for yourself but it’s beautiful on her, of course.

“You’re welcome.” She’s in the middle of washing her hands, but she glances over her shoulder at you, and the firm set to her face lightens a little as she smiles. It’s a small, sly thing, and you realise with a start that she knows exactly what effect she has on you.

I’m coming back for you, you think to yourself. You have work to do tonight, but—

“What’s your name?”

She pauses. She shuts off the tap with a quick motion, reaching forward for a rolled hand-towel, a neat stack on a metal tray nearby. You wonder if she’s not going to answer but then she speaks, looking at you instead of the soft cotton she’s rubbing over her skin. “Yoonji,” she says. “I’m Min Yoonji.”

Min Yoonji is the most gorgeous fucking woman you’ve ever seen.

“I love your dress, Yoonji,” you say, and it’s true, you really do— but you’d prefer it if it was off. Not that you’re about to say that, of course.

She lets out a breath of laughter. “I know.” Oh, god, you love confident women. “What’s your name, darling?”

You have that same split second of hesitation, similar to Yoonji’s only moments prior. You use a codename when you work, of course, and you have a plethora of fake identities that you use and are intimately familiar with— but the idea of your real name falling off Yoonji’s flushed, petal lips? Woof.

“Y/n L/n,” you say.

Oh, Joon would be so unimpressed right now, giving some mysterious woman your full, real name just because you think she’s the sexiest thing since sex, but whatever. What he doesn’t know can’t hurt him.

“Well, Y/n,” Yoonji says. You were right, your name sounds so good falling from her mouth, the mouth that’s turned into a small, almost smug smile. “I certainly hope to see you at the charity ball in a few weeks?”

“Of course.” Your schedule has been magically cleared and you’ll definitely be in attendance for whatever ball Yoonji is referring to, even if you have no idea what it is. You only come to these things if you have to for work but for Yoonji you’ll make an exception. You’ll make a hundred thousand exceptions. A hundred thousand quinquagintaquadringentillion exceptions. “I’ll make sure to remember my lipstick next time.”

And there it is, the thing that seals the deal, the final nail in the coffin: Yoonji glancing at you out of the corner of her eyes, a sharp, dark touch that shoots through you as her smile edges into hunger.

“Don’t worry,” she says. “I’m sure it won’t stay on your lips long enough to matter.”

The thing you’ve discovered about Minjae is that, with his divorce due to be finalised soon, he’s apparently lost any sense of routine and is revelling in his new found freedom, which is kind of irritating when you’re trying to tail the guy. Sure, you’re still going to take him out, but you prefer it when targets have some sort of schedule that they adhere to— makes it easier to set up a kill.

“You’re certain that he’s going to be here tonight?” You’d been sceptical considering how the guy’s apparently thrown his schedule out of the window, but Namjoon had been certain.

“Positive.” He’d said. “He’s there every Tuesday night. You’ll have plenty of time.”

The house appears to be deserted. The driveway is empty and all the windows and doors are locked tight. It’s just one of the properties that the Parks own in the city, and for all its size and lushness it appears as though this one is rarely frequented; you imagine that the cleaners and gardeners spend more time here than the owners themselves.

It doesn’t take you long to evade the watchful eyes of security cameras to pick a lock and slip inside. You're grateful for the dying evening light that helps cover your tracks from any onlookers from the street, although you imagine the high walls do good work at preventing people from seeing into the grounds anyway.

There’s still enough light to navigate through the house, the golden tinged sunset casting warm shadows across the spotless furniture and fixtures; you take a moment to let your eyes slide across a huge canvas hanging on a wall that spans two storeys, some impressionist piece that’s surprisingly ugly for all the talent that’s obvious in its brushstrokes. Maybe that’s why the Parks are never here? You’d certainly try to avoid seeing this thing if you could. Eurgh.

Even though the building is empty, you’re careful as you start to make your way forwards. You always place your toes down first whenever you take a step, soundless as you start to map the house out in your mind; there are so many rooms you can hide in, but you’d prefer to be close to wherever Minjae ends up. Saves faffing around later.

You’ll overpower him, inject the toxin into his blood and wait for him to die before setting him up on the toilet— it’s surprisingly common for people to die while on the shitter, the strain leading to an untimely heart attack, especially in older people. The poison you’re using tonight will mimic the symptoms of a heart attack in the case the coroner decides a post-mortem needs to be undertaken.

(Being found on the bog might not be a particularly graceful way to die but when you’re dead it’s kind of hard to be embarrassed.)

You’ve eased the door open into a large bedroom, and you’re just inspecting if it looks like this room sees more use than the others when you pause. It’s deathly silent in this building, the air still minus where you glide through it as you move, but there’s a feeling in your gut, some instinct that makes all the hairs on the back of your neck stand up. You freeze, ears straining to catch any noise to let you know if there’s someone else here, when—

There. In the reflection of a burnished pot, the tiniest shifting movement.

You react almost faster than the eye can see. You spin to parry a hit that was aimed for your head, and the strength behind it shudders through your arms. You only have a second to take in the details of your assailant— dressed in dark clothing, masquerade style mask in place, a professional just like you— before you’re deflecting another flurry of blows, flipping backwards out of reach before spinning into a kick, hooking that burnished pot with your foot and sending it flying towards the other assassin.

They dodge it. You both ignore the sound of clattering metal as you lunge forwards, trying to catch them off guard after their sidestep— your fist makes contact with their palm instead of their face, your hand engulfed in theirs, and you startle at their speed. You might not be the strongest but you’re damn fast.

There’s a pause, and you can only see a slither of their eyes through the sockets of their mask, but you can tell that they’re impressed. And honestly? So are you.

The moment shatters when they use the hand they're holding to twist you, locking an arm around your neck and putting you into a chokehold; they’re strong, stronger than you, cutting off your airflow. You need to get out of this before you fall unconscious, but if they’re trained as well as you then they’ll know how to combat the usual ways you’d use to get out of this.

So, in a demonstration of your flexibility you kick a leg up, using the strength of your thighs and calves to slam it into the arm that’s around your neck. Your assailant lets out a noise of surprise and pain as you slip out of their hold and cartwheel across the room before spinning to face them.

There’s a beat. The air is tense. You get another chance to take in the details of whoever’s just tried to choke you out; you stare at her as she stares at you, the two of you poised and ready to strike, watching and waiting.

Knives might be messy but of course you’re not unarmed. You have multiple sheathed weapons in your clothes, though you don’t make a move to draw any of them. Yet. “I suppose you wouldn’t tell me who your employer is, would you?”

Your opponent tilts her head. “You don’t know?” She sounds amused, even through her mask. “Minjae took out a contract on the assassin who has a contract on him.”

Your lip curls back from your teeth. The only way Minjae would have heard about your contract is if Dahye had told him. Presumably to try and shock him out of his behaviour, or something, who knows. “This is the last time I’m accepting a job from these rich old farts,” you mutter.

“That’s for certain,” she says.

She starts to move and you catch her arm just as she goes to unsheathe a wicked looking blade, knocking it aside before she overpowers you and you start to wrestle. It’s messy and graceless but sometimes you just have to fight dirty.

Whoever this woman is, she still has the upper hand because she was expecting you and you weren’t expecting her; she knocks you onto the bed and pins you down, swooping the knife up from where it had been thrown onto the mattress. You go utterly still as she holds it against your throat, towering over your from where she’s straddling your waist and kneeling on your arms. Any sudden movement from you now could lead to your untimely demise— and, unsurprisingly, you absolutely want to avoid that at all costs.

Namjoon would never let you live it down if you were killed on the job.

You hum. “It seems like we’ve reached an impasse.”

She doesn’t respond. The knife doesn’t dip any lower, though; you’re undoubtedly at her mercy but you notice she’s careful to keep the knife still, hovering above the skin of your neck, but not making contact.

“Well,” you continue. “At least I’m going out the way I’d always hoped to.”

Even in the dying light and with how her face is covered, you notice her face shifting behind her mask— a silent, questioning raise of an eyebrow. You give her a cheeky smile that crinkles your eyes.

“In bed with a beautiful woman, of course.”

At this she huffs out a laugh. “Do you flirt with every person who tries to kill you?”

You’re trying to look as non-threatening as possible to keep that knife away from your jugular. The longer you talk, the longer you live, even if you can’t see a way to get out of this situation right now. “Only the pretty ones.”

The small laugh she lets out this time seems more like a scoff. “You don’t even know what I look like.”

“Please.” You roll your eyes. “Any woman who can fight like you and knows how to handle a knife? Automatically hot. I don’t need to see your face to know that.”

The knife still hasn’t moved. She continues to stare you down and you go tense when her free hand moves. She tugs the cloth of your mask down to reveal your face, the air of the room almost cold against the suddenly bared skin, your breaths free to curl out unhindered.

“Usually I like to be taken out to dinner at least once before we get this intimate, but for you I suppose I’ll make an exception.” You’re still grinning cheekily at her, but your mind continues to race as you try to think of a way to get out of this, especially now that she’s seen what you look like—but you suddenly notice that she’s gone very, very still.

“Y/n?”

The grin freezes on your face. Oh, you’re so boned. You’re so very boned. Like, yeah, you’ve been seconds away from death for the past, hmm, five minutes, but this is somehow worse. How the fuck does she know your name?

You’re given the answer almost immediately. She withdraws the hand from your chin and reaches for her own mask. Your eyes widen and your breath stutters in your throat once you see who it is.

“Holy shit,” you breathe.

Yoonji is staring down at you. She’s every inch as imperious and stunning as the last time you’d seen her— hell, even moreso now that you’ve seen what she’s capable of. No wonder you hadn’t been able to find out anything about her after you’d met at that garish charity gala. Because she’s untraceable, just like you.

“Well.” You stare back at her, not even attempting to keep the surprise off your face. “If anyone has to kill me at least I can die satisfied in the knowledge that it was you. Can I make a request? I’d be eternally grateful if you smothered me to death with your thighs. Just a suggestion, feel free to ignore it if you want.”

Yoonji cocks her head. Her bob is tied back, but there’s a loose lock of hair curled by the side of her face that shifts at the motion. Your fingers twitch. If she wasn’t kneeling on your arms you know you wouldn’t be able to stop yourself from tucking it behind her ear. Any excuse to touch her. “Do you always talk so much?”

“Hey, if it means I get to feel your legs around my face before I die, I’ll give a full fledged TED talk,” you say. “I have to admit, though. When I pictured us in bed together I didn’t think it would be like this.”

The knife still hasn’t moved from your throat. She continues to stare, as if considering what to do next, though her face remains impassive. “What did you think it would be like?”

“Well, you know. Less knives and clothes involved and a lot more making out,” you answer. “You, telling me what to do. Me, entirely at your command. Anything the lady wants, she gets.”

The human body is a fickle and strange beast. Ever since you discovered who’s straddling you, you’ve been growing wetter and wetter, even if you’re trying not to let on that you’re steadily growing more aroused— you’re still distinctly aware of the knife that’s only centimetres away from your skin, but somehow your body is more focused of the fact that the woman you’ve been daydreaming about is finally in front of you again.

(Well, less in front of you and more on top of you, which is an admittedly preferable option, sans the knife involvement.)

You see how Yoonji’s eyes are darting over your face. No doubt taking in how your pupils are dilated, how your breaths are a little shallower, quicker— signs of fear and signs of arousal are surprisingly similar. You wonder if she can identify which it is. Probably. You’re not exactly very subtle in your attraction to her.

“I forgot my lipstick again,” you add, and Yoonji’s passive mask finally breaks when she rolls her eyes.

“Didn’t I say you wouldn’t need it?”

Even the way she throws the knife aside is gorgeous. The sharp undulation of her wrist as she sends the blade skittering across the polished wood floor is careless and fluid. Her hands cup your face as she bends down, and you send up a mental thanks to any god or higher being who might be listening before Yoonji presses her lips to your and your brain goes blank.

Apparently Yoonji likes it messy. One of her hands is grasping your chin in a mockery of the last time you’d met and she’d painted your lips— your mouth is open and she licks past your lips as you shudder beneath her. She’s still got her knees pressed into your arms, pinning you down, but you desperately crane your head towards her, chasing that kiss; you tilt your head to deepen it, and the whine that leaves you when she pulls away is almost embarrassing.

The sun has finally dipped below the horizon and the room is dark, painted in shades of grey and deep blue. You wish you could see Yoonji properly and you can’t help but wriggle a little underneath her, but then you watch her raise her hands and clap three times in rapid succession before the room floods with dim light. Sound activated lights? Damn.

Yoonji’s mouth shines, covered in a sheen of your mixed saliva, her pretty lips flushed rose pink; even without makeup they’re beautiful and their colour is deep, the blooming petals of a flower. Your eyes trail over her face, down her neck, over the fall of her chest and stomach— you’re both far too covered up in these stupid ensembles of yours and you want to strip the clothes off her. You want to see every inch of her beautiful, majestic body, bared for your lips and hands.

Fuck, she’s so gorgeous.

“Not to, um, ruin the moment, but my hands are going numb.” The weight of Yoonji’s body being pressed into your arms has pretty much cut off the blood flow to your fingers and you can feel the telltale sensation of pins and needles spreading through your skin. “Can I have those back, please?”

Yoonji lifts her knees just enough for you to slide your arms out from underneath them. You immediately shed your gloves and go to grab her ass but she gives you a sharp look and you freeze, slowly settling them on her thighs instead, which she allows with only the slightest raise of her eyebrows.

“Watch,” she commands, and who are you to disobey?

She reaches for the tie in her hair, tugging it out and letting her dark locks fall to frame her lovely, beautiful face. You hungrily swallow down each sight that she feeds to you, the skin that’s revealed as she shrugs off her layers of clothing. She unbuckles the weapons hidden underneath her clothes as she sheds them; she’s a veritable arsenal of firearms and knives, all cast carelessly aside until her upper body is finally, blessedly naked. You’ve been staring at her the whole time, the graceful column of her throat, the delicate lines of her collarbones, and your gaze falls to her breasts, small and perfect, nipples dusty pink and hard. You want to put your mouth on them.

“Holy shit, you’re perfect,” you say.

She smirks. You watch as she rolls her body, lifting up from her knees and standing up, towering above you on the bed—your hands fall to the mattress as she pulls her trousers down, tight material dragging against her skin as she slides it over the curve of her hips and down her long legs. There’s a dagger strapped to her thigh, which she unbuckles and lets fall to one side, but god, if she used it to kill you right now, you would die a happy woman. The image of Min Yoonji towering above you in nothing more than some flimsy underwear is one you want to take to the grave.

You can see how the material around her entrance is darkened with her arousal, and you feel your own body react to the sight, pussy throbbing, your own lower lips slick underneath all your layers of clothing. Yoonji hooks her thumbs into her panties and pushes them down, and you’re enraptured as you watch how the wetness clings to them, before that last bit of clothing is cast aside too.

You moan, unable to stop the sound bubbling up in your throat. From how she’s standing above you, legs spread from how her feet are either side of your hips, you can see everything—how her cunt is flushed, how wet she is, her folds shining. You bet she tastes so fucking good.

You let your mouth fall open, tongue lolling out in a way that’s obscene. You see Yoonji’s eyes flicker as she traces the motion, the way she takes in your expression: wide, hungry eyes, parted lips, wet tongue. Your hands skim up the back of her calves as she shifts forwards and returns to her knees, her naked core so, so close to your mouth, and you dig your fingers into her skin.

“Bon appé-fucking-tit,” you murmur, and then you pull her onto your face.

Yoonji gasps.

(You were right. She tastes so, so fucking good.)

You’re utterly shameless as you slurp up her juices, the wetness that continues to leak out of her as you bury your face into her cunt, tongue lapping over her entrance as your nose brushes her clit. Your hands have moved to the flesh of her ass and you encourage her to grind against you, rolling her hips towards your greedy mouth; you’re staring up at her, drinking down her reactions, the way her face twists with pleasure and the shuddering breaths she takes in, perfect little breasts jumping at the motion. There’s a flush spreading down her neck and chest, pale skin blushing pink, and it’s the prettiest thing you’ve ever seen.

You purse your lips against her clit, circling it with your tongue before dipping back down between her folds. Each time you breathe in all you can smell is her scent, heavy and dark, all your senses filled with Yoonji, Yoonji, Yoonji. When you hum against her, Yoonji arches her spine and throws her head back, so when you press your tongue into her you hum again, letting the vibrations shiver through her.

“Yes,” she gasps, rutting against your face. “Yes, yes—”

Her thighs tighten around your head. You redouble your efforts, watching her face as you continue to swipe your tongue up her slit and through her folds; you wish you could swallow each of the noises that are falling from her lips as she reaches the crest of her pleasure, the little gasps and moans each time you move your tongue in a particularly wicked way.

“There,” she says. “There, there, just like that—”

Your jaw aches but you don’t even register it, too intent on keeping your mouth open and hot and wet against her. It only takes a few more swipes and flicks of your tongue before she shudders violently, canting her hips towards your mouth as her legs go tense and she cums. She continues to straddle your face as she rides out the waves of pleasure, and you swallow down the wetness that flushes out of her rippling cunt, ignoring the throbbing between your own legs.

You can’t talk, muffled by her as you are, but your mind is singing. Look at you, you think. Look at how gorgeous you are. God, I could eat you out all day. (What a blessed life that would be.)

You can tell when Yoonji’s edged into oversensitivity, jolting when your tongue sweeps over her swollen clit; she settles back, knees spread as she rests against your heaving chest, legs tensing each time an aftershock shivers through her. Your mouth is open as you pant in air, but she watches as you swipe your tongue over your lips, catching the lingering taste of her on you, your chin opalescent with her arousal.

“Okay,” you say, breathless. “I’ve done everything that’s worth doing. I’ve peaked. Everything is downhill from here. You can kill me now.”

You’re only half joking, but your thighs instinctively go tight to rub against each other when you see how Yoonji’s eyes darken.

“I’m not done with you yet,” she purrs.

Yoonji might be naked while you’re still clothed, and so still armed, but she’s undoubtedly the one who’s in control right now. You are so, so okay with that. You watch with wide eyes as she shifts back, her hands grabbing the material of your jacket to tug you upwards, but before she can strip off your clothes you capture her lips with your own.

The taste of her is still heady and deep in your mouth and you nip at her bottom lip before pressing your tongue forwards. The kiss is already slick from Yoonji’s wetness and when you pull away, there’s a thin string of saliva that connects you for a moment before it breaks, which Yoonji wipes away from your chin with the pad of her thumb.

“Dirty girl,” she says, and you bite back a moan at the unabashed lust in her voice. Her grip on your chin is firm. “Did I say you could kiss me?”

“No,” you answer. “I couldn’t help myself.”

She tuts, as if disappointed, and every one of your nerve endings feels electrified, ready and anticipating whatever Yoonji is going to do next. “Such a shame,” she says. “You just can’t keep your hands or mouth to yourself, can you?”

“Can you blame me?”

Yoonji huffs out a laugh through her nose. She strips your jacket off in one sharp motion and then your shirt is similarly pulled off with single-minded intent, along with every other piece of equipment cinched to your arms and body. When you reach for her, though, she captures your wrists, her face stern.

“If you keep moving without permission, I’m going to take that privilege away from you.”

You don’t have to see your own eyes to know how your pupils will have dilated from that statement, blood thrumming through your veins, and you can tell Yoonji has noticed when her expression shifts.

“Oh.” A small, triumphant smirk appears on her face. “I see.”

You lift your arms up so she can pull your sports bra off (of course if you had known you’d been running into Yoonji again you would have worn something nicer). Rather than touch your heaving chest, however, she pushes you down onto the mattress, a hand around your wrists so they’re held above your head.

“Keep still,” she says.

She reaches for the holster that you’d had around your upper arm, lazily casting the knife aside before looping it around your wrists and pulling it secure.

Yoonji’s fingers ease under the nylon as she checks the fit. It’s tight, but not so much so that it’s painful or dangerous, and there’s a hushed moment when the realisation hits you— Yoonji and yourself are both skilled enough to know that you could easily free yourself if you wanted to. It would only take a little motion of your wrists and hands and you could slip them out of the makeshift cuffs in an instant.

You melt into the mattress. Yoonji’s eyes shift away from your wrists as she takes in the way you’ve gone utterly relaxed and limp below her, staring back at her. You see an expression flit across her face faster than you can see, before she slides down your body so she can push your legs apart.

You lift your hips to help her strip your trousers off. Her hand lingers on the concealed holster around your thigh, eyeing the small pistol nestled inside it, before that too is stripped off and cast aside. Her hands trail over the soft skin of your hips and stomach, eyes skimming over the bared length of your body before settling between your legs, the slickness of your inner thighs.

“You got this wet just from eating me out?” Her pretty mouth is curled into an expression that’s almost mocking, and your legs jolt as she runs her fingers lightly over your lower lips before rubbing her fingertips together to feel the wetness she’s gathered. “I haven’t even touched you yet.”

Your nails dig into your palms as your hands twist against each other and you shift your legs further apart. “Please, Yoonji,” you plead, shameless from desperation and arousal.

She laughs at your obvious hunger. “I suppose I should return the favour, shouldn’t I?”

You watch breathlessly as she lifts her fingers to her lips, swallowing them into her mouth to get them slick and wet. The motions of her tongue are languid as she licks across her fingers. You’re like a livewire, thrumming with electricity, and the sensation of her finally sinking one of those fingers into you sends sparks throughout your body.

Yoonji’s maddeningly slow. Your body takes her readily, her long finger gliding easily in and out of you, but she makes no move to speed up; you let out a small noise and she moves upwards to kiss you, as if indulging you, and you’ve just relaxed against her mouth when she plunges a second finger in.

She swallows your gasp as her fingers speed up, before she starts to kiss across your jaw, your neck, between the valley of your breasts and then closing her mouth over one of your nipples— she times the flick of her tongue with the thrust of her fingers, and then you feel how she takes her thumb to press your clit at the same time and you’re gone, falling over the edge faster than you’d expected. Your orgasm is fast but deep, your walls clenching tight around the fingers that continue to curl in and out of you, but she doesn’t stop.

“Yoonji,” you gasp. “It’s too— oh—”

Those two fingers continue to rub your sweet spot as you edge into oversensitivity but Yoonji doesn’t let up. She continues to lick and bite at the skin of your chest, putting her mouth to your other breast and circling the hardened bud of your nipple with her tongue before kissing down your stomach, your pubic bone, and then pressing her lips to your swollen clit.

You whimper. Her pace of her fingers has quickened, and she curls them each time she almost pulls them out, the squelch of their motions obscene as they slide through the cum of your first orgasm. She stares up at you, lapping at your clit with her tongue, and you can feel the saliva that’s dripping from her mouth and over your flushed core, every inch of you oversensitive but screaming with pleasure.

It’s almost painful, but you can feel an orgasm creeping through that ache; you wring your hands together and sob as Yoonji continues to finger fuck you without mercy, her pace almost bruising, the thrust of her knuckles against you each time she bottoms out just one more layer on top of that overwhelming pleasure.

“Yoonji,” you gasp. “I’m g-gonna cum again.”

She hums against you, and you make an incoherent noise at the feeling of that sound against your clit, almost too much— and then she presses one more finger into you, and that’s it, that slight burn and stretch sending you hurtling over that edge again. When you cum, your hips buck and you gasp, air rushing into your lungs before it escapes you in a moan of ecstasy; the only sensations registering in your mind right now are the ripples of pleasure spreading through your cunt as Yoonji pulls her fingers out of you, pressing down on your clit in a way that’s almost cruel, and you sob as your legs instinctively try to tighten but are prevented from doing so by Yoonji’s unyielding presence.

She’s staring down at you as you start to go lax, and you think she’s finished with you, but you watch with widening eyes as she takes her ring and middle finger to run them through your sodden folds. You sob again when those fingers plunge back into you, palm pressing against your clit each time she curls her fingers, and you squirm underneath her.

“Yoonji, it’s too much,” you cry.

“One more.” Yoonji’s leaning back and staring at you, taking in the sweat that’s beading across your skin, the tears that are gathering in your eyes and threatening to spill down your face and into your hair. “You’re doing so well, darling, you can give me one more, can’t you?”

Your reply is incoherent, a small noise that shudders out of the back of your throat. You’ve never been thrown so thoroughly into pleasure like this, overstimulated and aching, but there’s that flicker of pleasure still between your legs, growing each time Yoonji beckons with her fingers, curling over your abused sweet spot again and again and again.

“Just say the word and I’ll stop,” Yoonji says, the wet plunge of her fingers into your abused pussy so messy and loud but not enough to drown her out. “One word and I’ll stop.”

You don’t say anything. You just let your eyes roll back into your head as you cant your hips towards her, trying to latch onto that thread of pleasure that’s thrumming through you below all your screaming nerves, and the noise Yoonji makes is pleased.

“There we go,” she praises. “Look at you, so good for me. Pretty darling.”

You can feel how your pussy clenches around Yoonji’s fingers, how the coil in you is squeezing tighter and tighter, how another orgasm is somehow creeping up on you— you tilt your hips towards that feeling, towards Yoonji’s hand, and then she’s pulling her fingers out of you in an almost rough motion and you’re cumming harder than you ever have before.

“Oh, fuck!” You sob.

It’s indescribable. The sensation rips through you as your back arches off the bed and you’re cumming and squirting and gasping and you can feel the wetness that slicks out of you, your toes curling as your brain goes blank from the staggering pleasure and static consumes every one of your senses. Your entire body feels like nothing more than a vessel for the ecstasy that’s shooting through your veins, spreading out from your core and to every corner of your insides and limbs.

It takes you a while to come back around, aftershocks wracking through your body. You feel sluggish and slow as your mind slowly clears, focusing on the sensation of warm hands stroking over the skin of your stomach and hips and thighs; your eyes flutter open and when you glance down you can see the shine to Yoonji’s skin, evidence of your pleasure painting her in a thin sheen of liquid.

“Oh my god,” you moan. “Holy shit.”

She smiles. “You were so, so good for me,” she says. She leans down to press a light kiss to collarbones and you shiver. “So beautiful. How are you feeling?”

“Like I’ve died and gone to heaven before coming back again,” you reply. “Oh, that was so good, Yoonji. I’ve never squirted before. I didn’t realise I could. God.”

Yoonji laughs lightly. You can’t help but watch the way it transforms her face, the way her chest jumps at the motion, every inch of her gorgeous and majestic and cute and pretty. “You did so, so well,” she praises, before she kisses you, her mouth so soft; you barely notice the sudden easing of pressure around your wrists as she releases you, more intent on the sensation of her soft petal lips against your own.

You stare up at her as she pulls away. Powerful, amazing Min Yoonji, kneeling between your legs, naked but not helpless. Definitely less vulnerable than you right now. And yet she’s still making no moves to grab one of the many weapons littered around the bed so she can finally finish her contract by completing the kill. It would be so easy for her.

The silence of the room is suddenly broken by a tiny buzzing noise. You both glance over at the sound, one that Yoonji doesn’t recognise but you do— the communicator in one of your wristbands, the one you use to keep in contact with Namjoon.

You watch the twisting of Yoonji’s body as she leans over the bed to hook the band with a finger before proffering it to you. You pause, but then grasp her wrist and lightly pull so she ends up pressed against you, softness of her breasts against your own, and you hold the communicator between your faces as you accept the call.

“Thank god you answered.” Namjoon’s voice is obviously frantic even through the tinniness of the small speaker. “Dahye cancelled the contract because Minjae wants to reconcile with her, but apparently he’s already put a hit out on you— tonight was a ruse, Minjae isn’t going to be there, you have to get out of there—”

“Bit too late for that,” you interrupt. Yoonji’s hair is tickling your cheek. “Don’t worry. I have it in hand. Send some flowers to Minjae for me, will you?”

“Flowers?” Namjoon sounds understandably confused. “Why?”

“As a thank you for taking out a contract on me,” you say. “Now, if you’ll excuse me, I’m a little busy.”

“With what?”

“With me,” Yoonji says, and you hear Namjoon’s surprised intake of breath before you cut the line.

You end up laughing to yourself. “Oh, he’s going to hate me for that,” you giggle. Yoonji’s hand trails up your stomach and you continue to giggle at the ticklish sensation. Her skin is still slick against yours, and you suddenly realise how cold it is in the room, the air touching the cooling liquid that’s rubbed off against your skin, and you shiver. “Mm. I think it’s time to clean up. Want me to scrub your back in the shower? I give very good massages.”

Yoonji’s eyes are dark and warm before she presses her nose to your neck, lips soft as they touch the delicate skin of your throat. “I’ll be the judge of that.”

#yoonji x reader #min yoonji #yoonji smut #cypherwritersnet #bts smut #bts oneshot #one day I'll learn how to efficiently use tags... one day #joy.masterlist

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ehyeh-joshua · 3 years

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Understanding the coming 2021 Economic Crisis.

TL;DR - the banks and hedgefunds have been screwing the US economy over and merely repeating what happened in 2008 is a good outcome at this point, with the worst case scenario being the complete collapse of the United States Dollar, and with it the entire global economy.

It's not an accident that Bank of America and JPMorgan have both issued Bonds totalling $15 billion and $13 billion dollars - both record breaking amounts - at the same time Warren Buffet has sold 100% of his JPMorgan stock.

To explain why goes back into the history of Wall Street greed; for decades they have been targeting companies to short-sell their stock (where a share is borrowed and sold, and replaced later at the lower price, causing a profit of the sale of the original share minus the cost of the replacement share and the interest fees on the borrowed share, which can be more profitable than holding the share for the person being borrowed from) on a massive scale; the goal is to make the victim company into a worthless penny-stock, and then force the company into bankruptcy by not having enough liquidity to pay off things like toxic debt, default on issued bonds.

They will even do it to their own; this behaviour was what truly killed Lehmann Brothers and Bear Sterns - Wall Street made hundreds of millions of dollars shorting those two all the way to the ground. In total, they made well over a trillion dollars shorting businesses that went bankrupt as a result of 2008.

There are hundreds of public companies - especially brick and concrete building based companies - that are affected by this, right now, on the stock exchanges; they've been hit hard during the last year, and Wall Street is betting that they will fail between Covid and the shift to online retail.

Then the second side of the attack comes in - they will replace the old leadership with their own team and blame the previous team for all the problems, ride the short term boost in confidence, then control the collapse of the business.

And knowing that the business will go bankrupt makes it safe to do a much more risky and profitable version of short-selling - counterfeit short-selling.

The difference between the two is that in a normal short sell, there is a share that is actually borrowed from someone else in order to be sold; in a counterfeit short-sale, they get a friendly market-maker - a company with the authority to create counterfeit shares as a normal part of trading (make a million of these IOU shares, and fill them with a million real shares milliseconds later in order to create liquidity in a stock, which is hedged by the sale of calls and puts options) to create these counterfeit IOU shares.

They can do this because in the actual transaction, although the money transfers instantly the actual shares transfer on a T+2 settlement system (day of the trade, plus two days) - it's a relic of the old days when physical share certificates had to be moved around.

The IOU share is treated as a legal share - to all legal purposes, you own the share. This is not a "Contract for difference" arrangement, in which you are just betting on the stock going up; this IOU, this synthetic share, is a legal share that is meant to be replaced by the real share during the T+2 system. When it doesn't deliver, it is called an FTD; a 'Fail to deliver".

But it is a fake share - instead of there only being X shares in existence, there are now X+Y shares in existence. This devalues the stock due to increasing the supply.

This is why the news media is going on about meme-stocks - a bunch of 4Chan and Reddit "retarded apes" figured it out and YOLOed their savings on these stocks, and because they refuse to sell the stocks and have bought as many of these counterfeit shares as they can afford (and a few actual retards have bought more than they can afford) and now Wall Street has been caught counterfeiting at least 140% of the shares (the absolute minimum, based on SEC fillings for institutional ownership of GME stock, which necessarily does not include the retail investors) ever issued by GameStop. If you go through the SEC's published data on FTDs, you see that typically hundreds of thousands of shares have failed to deliver each day in the case of GameStop. Hundreds of thousands of fake shares that have been sold and are now trading on the market, in dark pools or sat in some Ape's account.

Now, GME is not going to crash the economy, and this is from someone who fully believes the hype about a million dollars a share not being a meme; there aren't nearly enough retarded apes to make it so big that the dollar will crash, although I do think that GME will temporarily cause the dollar to halve or drop to a third of present value before it all gets spent as apes pay taxes and buy Lambos and houses and continue to make the badly judged options bets that made r/WallStreetBets famous.

The real big nuke is that Wall Street has been shorting the US Treasury Bonds market. Worst case scenario is seven times more Treasury Bonds - especially the ten year Bond - are trading than were ever issued by the Federal Reserve. Best case scenario they've only managed to double the Bonds in existence.

To explain just how terrifying this is:

Imagine that you are a major bank. You need liquidity - you have customers in so many sectors that you have departments to track what departments you have covering different sectors of finance.

So, you use the Treasury Bond; they are backed by the government so they can't go wrong. You buy them when you have money, sell them when you need cash; these things trade typically in total values of trillions of dollars each day. The whole system works because Bank A borrows from Bank B to pay Bank C who owe a Bond to Bank D who need a Bond for Bank E who owe Bank A a Bond; all the time all the members stay afloat, they can play hot potato with the Bonds.

As soon as one goes down, the dominoes fall.

"But what on earth could take out a Bank?"

The Mother Of All Short Squeezes.

GameStop going boom to a thousand dollars a share might take out a single hedgefund, but the damage stops there. And back in January, $1k per share was a meme amount even to the most dedicated autistic retard ape. These days, the apes realise that the economy is as screwed as it was in 2008, and they are using GME to hedge against another global financial crash, which contributes to why they want millions - it's no longer about Lambos and YOLO options bets, but about making sure their families don't lose their homes when banks go boom and the housing market crashes because the bubble pops. Its about having support systems for people who will be left with nothing.

Back in January, apes thought that it was just Melvin Capital - a single, not particularly big hedgefund only worth ~$20 billion in Assets Under Management. Subsequently, they discovered how deep in this Citadel group are; a group of companies that is ultimately worth a trillion dollars and handles 46% of all trades on the New York Stock Exchange.

Citadel are backed by Goldman Sachs and JPMorgan. Bank of America is involved as part of their own short-selling position on GME.

When GME squeezes, the US stock market will crash as the Depository Trust Clearing Corporation margin call small fry like Melvin Capital, large players like Citadel and eventually major banks like Bank of America and JPMorgan. (Goldman Sachs have hedged their short position and will survive, the other two however...)

How do I know this?

Last week, the Biden administration appointed Gary Gensler - who oversaw the fallout from 2008 - to being the head of the Securities Exchange Commission; the organisation who regulates the US securities markets.

Six months ago, the Trump administration gave the US markets a respite on collateral to be deposited to be held to cover investments on margin.

The SEC has been kept up to date with the situation - once apes figured out that this was going to cause a 2008 style collapse they started sending it all in to the SEC; sure, they want Lambo and tendies, but they also want the economy to survive. They've watched The Big Short, and serveral times a day you'll see the Don't ****ing dance" quote cited because they've realised that they have discovered what Michael Burry found out back in 2005. They are terrified. I've had sleepless nights over the last month, and I'm long GME because I think it is the only hedge against the economic collapse that could be on it's way. I don't want to imagine what someone who knows about this stuff and isn't long GME is thinking.

What gives me hope is that the SEC are rapidly changing the rules - there have been three massive legal developments since I started following the situation - in order to contain the damage that can be done from GME going off. I believe that the SEC is coordinating with long institutional investors - particularly BlackRock and Fidelity - GameStop's leadership (who are pushing to turn the company around and need this dealt with so that they can move forward) crypto-currencies experts and the Federal government to ensure a situation where retail gets paid (roughly a hundred thousand Chinese people and a Chinese investment fund are long GME - the US government cannot afford to give the CCP the propaganda coup of betraying the principle of free markets, the US economy would never recover from the blow) and the system has a systemic crash this year and rebuilds much better now that a decades old criminal practice is gotten rid of and the shares system is converted to blockchain and instant settlement to make sure the factors that led to this disaster aren't repeated. I.e. I become a millionaire and retire at 28, buy the dip knowing that things are going to recover from a massive but temporary crisis.

A "normal" bad situation, where this does not completely worst nightmare wrong? I walk away from GME a billionaire, but a loaf of bread costs a million dollars.

Worst case? Well, the bit before Jesus' return in glorious victory is seven years of hell on earth, under an economy where no one can buy or sell without the beasts involvement. How you get that is you arrange a global financial crisis to bankrupt nations all over the world and make your centralised one world economy look like the saviour.

Whatever you do, don't rush to pull money out the banks - that only screws everything over guaranteed because if everyone has a run on the banks you immediately get a short squeeze on the Treasury Bonds, which nukes everything. If everyone pretends that life goes on as normal and the Fed gets away with giving Treasury Bonds to those who need them to complete their chains then only GME goes boom, and the economy survives, and therefore hundreds of thousands of people will not lose their jobs and houses. But they need GME to go boom so that they can use it as a cover story so that they can get away with covering up the Treasury Bonds problem.

As always, none of this is financial advice, and while I'm not a cat, I'm also not a financial advisor, and this is written by a guy who has 19 tickets on rocket built by self-proclaimed retarded apes knowing he only knows of one actual physicist among them, having YOLOed his savings on hope that his affordable investment won't lose value even in the event of 10,000% inflation.

This is going to be my last post on the subject, because frankly, I'm scared. I've seen the Cthulhuoid monster lurking in the depths, and I hope and pray I'm wrong.

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bondsacrosstime-blog · 5 years

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Remaining Orders Announcement

Hi! My name is Cari, or @Storyofthedoor online, and I will try to explain what is taking so long with the shipping! :D Sorry this announcement is really long, it is quite detailed, I tried to thoroughly explain what has happened with the remaining 60ish orders.

TL;DR version: 60 orders to go! Struggling with getting money transferred from one mod to the other. Still trying though!

Long version:

First I want to apologize that it is taking so long to finish the last orders. When I joined this project, I really wanted to make sure the shipping was fast! I’ve been a part of, and purchased, a lot of zines that take months and months and months …. To the point that I’ve wondered if the zine is actually coming or….? So I didn’t want that to happen to Bonds Across Time. I’m sorry that for some orders, they have had to wait a long long time.

So I’m gonna start at the beginning, and then try to explain the difficulty.

In the beginning there were two mods! They were Nayuun and (x). They worked on Bonds Across Time together throughout the making of the zine. Nayuun organized artists, and (x) organized writers, and the zine came together to the point of being a book ready for preorders. At this time, I was just an artist. My total involvement was to make an art, and occasionally talk to Nayuun. I didn’t attend to anything other than that.

And then the paypal problems started.

Some of you who have been wanting a book since the beginning of January remember the paypal account being frozen with funds in it just a little bit into preorders. There was never a way to get the funds out of paypal. Nayuun tried to talk to paypal several times, and if you’ve ever had a problem with paypal, you can imagine how that went. Their customer service does not particularly deserve applause. At all. There was no resolution, all the preorders were returned to the buyers. Around this time, (x) needed to leave the project. Their work is still in the zine, but they had no other involvement after the initial paypal problems.

This left Nayuun by herself, and this is her first zine. It is most definitely difficult to run a zine, especially as a single mod, and especially if you’ve never done it before.

So I, Story, joined the mod team! C: My duties are getting stuff printed, and shipping out US and further abroad orders. Nayuun will handle Canadian shipping.

I’ve run a few projects, including kickstarters and a tarot deck zine, so I feel comfortable working with printers and doing shipping.

With this new layout of mod tasks, Nayuun and I opened preorders again! This time with payments being directed to Stripe, through the Storenvy shop.

Now begins the second round of financial problems. Remember: Nayuun has not run a zine before, so couldn’t see this coming. I *have* run zines before, but I and my fellow mods have been completely US based while running them. Nayuun and (x) are both Canadian.

Preorders go great through Storenvy with Stripe receiving payment! Honestly thank you for that. C: We are both really grateful that the preorders went well.

Storenvy is set up to receive payment in USD and dish it out to Stripe in CAD. (Because both prior organizers are Canadian this set up makes sense. This right here is where the problem happened. If hindsight was helpful at all, I would use hindsight to make Stripe receive funds in USD.)

No problems so far.

Because I, Story, am handling the printing and most of the shipping, we determine it’d be easiest if I received the payout from Stripe.

Stripe is holding the money as CAD.

My bank accounts are all in USD.

This isn’t really that big of a problem ….? Americans and Canadians transfer money to each other and conduct trade all the time…..?

We deposit the money into Nayuun’s bank, Stripe won’t let anything else happen.

There are plenty of ways to transfer money internationally. Paypal comes to mind, but we’ve just had huge problems with paypal freezing funds. Also they take a percentage instead of a flat fee. So two other methods are more common with large amounts of money. Wire transfers, and money orders. I’ve done both wire transfers and money orders, but only to US and China receivers. I’ve never tried to receive a wire transfer or money order from Canada.

I think a wire transfer is faster than a money order. It only takes a few days. So I tell Nayuun to try it. I provide bank info for me.

For this first wire transfer attempt, I use my local credit union. I go in person and speak to them, they say a wire transfer from Canada is fine? It just needs to land as USD. Sounds fine.

A few days later, Nayuun’s bank receives the money back and claims they can’t send money to my credit union. To be fair, that credit union I use is small, who knows if they even know what they’re doing.

So I use a larger online bank for a second attempt at a wire transfer.

I guess which banks we’re using is not terribly important private information. This is a wire transfer from TD Bank in Canada, to Discover Bank in the US. These are two giant, common banks. They both know how to do wire transfers. I mean they probably both do wire transfers, to each other, dozens of times a day, independent of Nayuun and myself. Is there something I’m missing or not understanding?

We wait for the transfer to work. Nothing. TD Bank says it will take 4 - 5 business days.

I call Discover Bank. They say it will take 14 business days. They also say they cannot look up the wire transfer without a firm USD amount. When we initiated the wire transfer, it was for this large sum of CAD, and I assume a fixed USD amount was not given because it would be based on the exchange rate the day the transfer occurs……………? Discover Bank will not look up the transfer with the firm CAD amount. Who knows why. No amount of asking or calling will change their refusal. If I were to try a wire transfer a third time, I think we should initiate it as a firm USD amount, and whatever CAD is required is what goes. Not exactly convenient there but possibly more traceable by Discover.

TD Bank now claims the wire transfer may take up to 20 business days.

We wait ….

We waited a week for the first wire transfer to fail.

Now we wait four weeks.

The second wire transfer fails.

No explanation is given. None. At. All.

I know it’s hard for you, the preorderers, to count out the time here and understand why things are taking so long.

We closed preorders mid Feb or something like that?

And then had to wait about two weeks for Stripe to release all the funds to Nayuun’s bank.

And then we work on the zine and put it all together and get the printing going. Maybe a week or two for print prep and initiate the printing. I think I paid for printing beginning of March on all the merch and books.

A week to try a wire transfer.

Four weeks to try ANOTHER wire transfer ….

And we arrive now at mid April.

This …. Might? Maybe? Lead you to ask how any merch has been printed at all? Or how any zines have been shipped at present? If the funds have been tied up in multiple failed wire transfer attempts?

I, Story, have been paying for the printing and the shipping so far, just on my credit card. I don’t mind getting it all going. I do really care about the project. C: I love zines, and I love self publishing. I really want people to feel happy preordering an artist produced book, too! The helpfulness of a credit card is it does allow me to get a project going! While I wait for Stripe to make funds available … while I wait for a wire transfer … and a second wire transfer … but of course a credit card payment does come due. I paid for all these things at the beginning of March. That billing cycle closes end of March. That bill becomes due end of April, and I must pay the card bill or pay an additional interest penalty. That is how the credit cards do the do.

So! Here in a week or two I am indeed paying this card bill, for a few thousand dollars of printing and shipping. ^^; I have a bit of money saved, it will be ok.

But I’ve got about 40 orders left to ship, and about 20 orders that are Canadian and need to go to Nayuun for her to ship. And I have no more money to get stuff going until one of these methods of fund transfers works out.

It is pretty tiresome and frustrating that the funds exist, they just can’t be moved from Canada to the United States? None of our banks will tell us why.

Now we are trying a money order. When I last shipped a proof copy of the book to Nayuun, it took about 9 days? She lives in Alberta, I live in Maryland. Maybe in 9 days I’ll have a money order in my mailbox? *But can I just point out here that we have experienced first hand that MAIL DOES INDEED MOVE BETWEEN US …. Ok money order, you have no excuses.*

I’m sure you can imagine, I feel pretty dumb now. I’ve spent a lot of money, and am struggling to be reimbursed, and it is no one’s fault. Not Nayuun’s, not mine, just cosmic bad luck maybe. All we can do is keep trying to find a way to deal with a funds transfer? If not a money order through the post office … then…. Western Union? Or we try paypal again (my hopes are not high.)

I’m sorry again that I’ve got all this stuff printed and I’m unable to get the remaining orders going until we can manage this funds transfer. ;_; I really hope a money order would finally work. That would be really great if this kind of old fashioned method could just go through and be fine. ^^;

Thank you to those who have received your orders so far and loved them! You’ve made all the effort worth while, and I really appreciate it. C: I hope that when the remaining orders go out, they will be worth the wait.

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dookins · 7 years

Link

Hey all. I’m starting a GoFundMe page for Onion’s medical bills. The whole story is posted on the link here, but I’ll also put it under the cut just incase you may miss it some how...

THE STORY:

Hello. My name is Caitlin (Yoshi) Killough. Last week a devestating occurence happened to one of my fuzzy babies.

The victim of this story, is my ferret, Onion.

I have had him and his little sister Marshmellow for two years now. They mean the world to me. And I go out of my way to do/give them the best I can. Feeding them a balanced raw nutritious diet, making sure they have plenty of love, play time, and treats. And I try to have them roam outside of their cage as much as possible while supervising them. In that short amount of time, we've traveled from New Mexico, to New York, and now Oregon. They are my family, and I never will leave them behind.

Last week is when the horrible occurence took place. Onion was having problems going to bathroom that night. It was the first time I had noticed it, but just assumed he was consipated. I gave him some water (which he drank and played in) , and a tablespoon of pumpkin puree (which can be used for constipation in ferrets in small amounts). When I awoke the next morning, I knew something wasn't right. He was still attempting to go to the bathroom every 5 minutes. He was clearly straining from contracting his muscles all night. And he was very, very tired. I picked him up, and noticed how tight his belly seemed. He whimpered.

Immedeatley me and my fiance went to the closest vet...

It was 7:00am, so they had just opened. However they told me that no doctor had arrived yet. And worse yet they only saw cats and dogs. They referred me to another place nearby, but took 20 minutes to get to in traffic. DoveLewis Emergency Animal Hospital. We checked in quickly, but they deemed him stable enough for me to fill out paper work before they saw him. I told DVM Katherine Earl,

"I think there is a blockage of some kind."

The doctor performed a simple examination. She said that ferrets rarely ever become constipated. That the fullness seemed to be in his bladder. She told me they don't usually perform on ferrets, seeing as they were more experienced with cats and dogs, but graciously still offered further examination and possible treatment... with the cost of it being steep, and just as expensive. She was very kind and up front with me, as well as the women at the front desk giving me a large list of places that did specialize in ferrets. But just having that simple emergency examination and giving him some pain medication had cost me $139.69.

From there, my fiance had to leave for work, so I was forced to wait with Onion at the Animal Hospital for a Lyft ride.

We had to go to the next town over at Southwest Animal Hospital. At least there they speacialized in 'exotic' pets and pocket pets. After filling out a very detailed form, they took my Onion and begun the examination. After some X-rays, and my go ahead, the DVM Mark Burgess showed me what the issue was. It was a blockage of sorts, but in his bladder and urethrea. He had bladder stones. Large ones. And male ferrets apparently cannot pass them. His urine was literally being backed up into his bladder and was on the brink of bursting. The cause of these bladder stones?

Peas. After moving to Portland we were very tight on money, so I had decided to temporarily switch my ferrets to Marshall's Premium Ferret Food for awhile.

The doctor expressed to me how deathly they are, and how multiple petitions and customer complaints had gotten other company's to remove peas from their ingredient list. Apparently the largest company in ferret breeding and nutrition SOME HOW didn't get this memo. Thus I had been serving my poor babies a death sentance.

They had to do emergency surgery. The only grace I had received payment wise was that they miraculously had zero surgeries to perfrom that day due to multiple cancelations. Because of this they were able to wave the emergency fee (which apparently was also substantial). I had to pay a deposit before hand of a percentage. It cost $605. $382 of it was thankfully saved to be put towards the final cost of the surgery. After 2 hours of surgery, he was out. This is what they found:

These are the stones they extracted. The size of nerd candies. He had to stay over night for examination, and I got an unfortunate call from the doctor explaining how everything that could go inconvenient in the surgery, had. So... this raised the price.

I went back the next day to pick up my brave boy and bring him back home after paying the final bill. Of $1463.50.

They could not allow me a payment plan due to people lying and ducking out of their bills in the past. And I wasn't eligable for the veterinary payment card I had applied for. So without hesitation, I payed it all and depleted the entirity of my bank account. It has been 5 days since than. And Onion is in recovery mode.

He has 4 different medicines to take, and cannot hang out with his sister until his 18 sutures from the surgery are removed in the next on coming nine days.

He and his sister are needless to say on different ferret food perscribed by the doctor. Natural Gold Ferret Food. But as I've stated, we are completely broke after dropping a total of $2206.19. Not evening costing the amount of money I was not able to make due to missed work for these two days.

I don't want to ask for more money than I need. I just want to be able to live with my fiance and my two wonderful ferrets in pain-free peace. And now with the threat of losing my job, I cannot risk doing nothing.

THE REWARDS:

Like many of you I do my best to make an honest living for myself and my family. So I am prepaired to work to reward those who donate to our cause.

For those who submit $15 or over, they receive a free print of my sweet little Onion as a thank you. It will also be hand signed, and mailed right to your door.

For those willing to spend $50 or over, I will graciously do a thank you digital art commission of a bust of their own pet.

that, is the entirty of our story. I am potentially jobless by the middle of this month and would perfer to be able to support my family until than doing whatever I can. I do have a couple of potential interviews, but I need to cover every base I can think of. Having the funds to atleast recover from these medical bills will give me a chance to look for more work and be able to provide food and shelter for my family.

So please, share this with ferret lovers, pet sympathizers, Marshall haters, or just ANYONE and EVERYONE you can think of. Any support you can offer, even a dollar will go MILES in helping us. One dollar for us, is 30 loads of fresh clean ferret bedding!! So please don't consider even such a tiny amount as insignificant. Even your thoughts, and words are go so far. Just reblogging and sharing. Please, please share this story with those you love.

Thank your so much for listening to our story...

Sincerely, Yoshi

#go fund me #onions the ferrets e-surgery funds #Onion #ferret #Please #donate #reblog #signal boost #help #SaveOnion

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bettydgunter90 · 3 years

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TenantCloud Review: Is this the Best Property Management Software for Landlords?

If you’re a landlord or a property manager, you probably know the importance of having good software in your toolbox.

Today, there are several property management services (most of which are free) that can help you process rental applications, sign lease agreements, screen tenants, collect payments, list your rentals, and more.

Some of these property management services are only designed to do a few key things and they aren’t intended to serve every kind of landlord. Others are designed to handle every conceivable task a landlord needs to think about, and they really can be used for any type of property management operation, regardless of the size.

One of the more robust services I’ve seen to date is called TenantCloud and in this review, I’m going to show you what it can do.

What Can TenantCloud Do?

TenantCloud can handle a lot of different tasks in the day-to-day operations of a property manager. It can be tailored to work for landlords who have a single unit or landlords who have hundreds of units under management.

While there is a lot of ground to cover, in this review, we’re going to cover most of the core functions that will apply to most landlords, which includes things like:

Rental Listings

Application Processing

Tenant Screening (Credit Reports and Background Checks)

Payment Collection

TenantCloud Mobile App

TC Messenger

Maintenance Tracking

Reporting & Owner Interactions

Accounting & Quickbooks Integration

These aren’t all the things TenantCloud can do, but it accounts for most of the critical tasks that most people will use it for.

TenantCloud Pricing

At the time of this writing, there are 3 different pricing tiers:

Free ($0/mo)

Starter ($15/mo)

Growth ($50/mo)

For most intents and purposes, the free plan will be sufficient for most mom-and-pop landlords. Even some larger property management companies can get by without paying anything for the service, but honestly, at a maximum cost of $50/mo (which isn’t much, considering everything that comes with the Growth Plan), it’s not hard to make a case for making a small monthly payment for loads of advanced functionality.

The Nuts and Bolts of TenantCloud

Probably the best way to look at how each of TenantCloud’s functions work is to go through the natural process of how a new landlord-tenant relationship begins, starting with a new rental listing.

Rental Listings

The first step in finding a new tenant is to let the world know that your property is available for rent. The best way to do this is to pull all your property information together (pictures, description, property information, etc) and create a rental listing.

TenantCloud makes this really easy because every user gets a free property listing website (and they actually look pretty good)!

Aside from the beautiful property listings that can be created with this software, perhaps the best thing about these listings is that they will syndicate with several other BIG websites (including Apartments.com, Zillow, and Facebook Marketplace through Rentler), which will get your listings a lot of exposure very quickly.

Rentler is a sister company of TenantCloud. The idea behind this website is for tenants to create a user profile and set up a “wishlist” for the most ideal property they want to rent.

For example, if a tenant wants to live in a certain area, at a certain price point, and wants to move in by a certain date, with X number of bedrooms and X number of bathrooms, they can specify these things in their Rentler profile. When a landlord lists a property that matches these terms, both the tenant and the landlord will be automatically notified of the landlord/tenant that meets their criteria. The landlord can then invite the tenant to see their listing, and then the ball is in the tenant’s court to take the next step.

Note: Access to Rentler is only available with the paid plans with TenantCloud, not the free plan.

Application Processing

This is an extremely important piece of the puzzle of managing rental properties, especially with all the state-by-state variations in the laws, it’s important to have an application that can be tailored to fit the specifics of where your rentals are located.

Again, TenantCloud makes this very easy. When your application is created and ready for action, all you have to do is navigate to Applications and either click the “Invite to Apply” button (this will allow you to select the specific property and enter in the email address of the applicant, so they’ll receive an email invite) or you can click to “Add Application” button (this will allow you to create a new application from scratch and add all the information manually), for instance, if you already have a written application in front of you and you just need to input it into your system.

Also, keep in mind, when you create a new rental listing on your free TenantCloud listing site, you can also include a button directly on your listing where prospective tenants can click and apply from the listing itself.

You’ll also have the option of requiring an application fee from each prospective tenant at the time they apply (just make sure you adhere to your state laws).

Tenant Screening

When you’re requesting credit and background checks from your applicants, TenantCloud will always give you the option of requiring the applicant to pay for this, or you can pay for it yourself.

You’ll also have the option of requesting either a background check, a credit check, or a “full check” (which includes both the background and the credit check).

Once you enter in the information of who will pay for the reports and you submit it, the applicant will receive an email within seconds to complete the request. Once you have the reports, you’ll be able to review everything within your TenantCloud portal. Pretty simple!

RELATED: 7 Easy Ways to Steer Clear of Horrible Tenants

Leases, Document Templates & Digital Signatures

As one might expect from a property management software that encompasses basically everything, you can also use TenantCloud to create leases and get them signed digitally.

Since every state has different lease laws that you’ll need to adhere to, they don’t have any pre-made templates to work with, but similar to any digital signature service (like DocuSign or PandaDoc) you can upload a pdf or paste the text of your lease into their system and insert merge fields that will update with each new lease you create (so once you’ve got your template all set, you never have to mess with it again.

Payment Collection

Once a tenant has applied and the landlord or property manager has approved their application, credit check, and background check, the next step in the onboarding process is for the tenant to enroll in monthly rent payments.

They can use the same credit card for their monthly payments as the card they used to pay their application fee and rent deposit, or they can add a new credit card if they choose.

Note: If you sign up for the Starer or Growth plan, you’ll also have the option of collecting payments via ACH (directly from the tenant’s bank account) which will eliminate any processing fees that get deducted from each rent payment. If you’re on the Free plan, you’ll only be able to accept payments via credit card.

TenantCloud Mobile App

TenantCloud is one of the only property management software options that has a mobile app, and it can be used to do pretty much everything you would normally do in a web browser on your desktop or laptop.

This is a HUGE convenience because payments can be processed, applications can be completed, background checks can be done on the spot. If you’re giving a tenant a walkthrough of a property and they decide they want it, you don’t need to email them a pdf and wait days to get their information back. As long as both the landlord and the tenant have a mobile device, they can do it all right there!

RELATED: Stop Making Life Hard For Your Tenants. Use This App Instead!

TC Messenger

Why is this such an important part of using TenantCloud? Because it allows all parties involved to communicate without relying on email or texting. This is important not only for the sake of keeping your inbox uncluttered but it also allows you to keep your correspondence with your tenants organized.

And perhaps most importantly, all the information sent between parties stays secure. You don’t need to send sensitive information like payment amounts, social security numbers or eviction notices through the mail or email anymore!

TC Messenger works very much like the native texting app on your phone. The only difference is, everything sent through TC Messenger stays on TC Messenger.

You can also use TC Messenger to communicate with your entire team. If you have employees, maintenance technicians, property managers, assistant managers, leasing agents, and the like, you can message everyone through this built-in service that all TenantCloud users have access to.

Maintenance Tracking

Another huge pain point landlords and property managers have to deal with is communicating with contractors, service technicians, and other professionals who regularly need to get into each property to make repairs and maintain the building.

With TenantCloud’s maintenance tracking, you’ll have a Kanban board tracking system (similar to Trello) where you can create cards, add all the pertinent details (including pictures, videos, descriptions, and more), and keep track of whether each request is new, in progress or resolved.

This tracking system is very user-friendly and easy to use.

It can also track all the data and numbers associated with each maintenance request. For example, if you’ve got a piece of equipment that you’ve had to repair five times in the past year, you can actually see all of those requests tied to the same piece of equipment and stay fully aware of how much money you’ve spent fixing it. This can be very useful when deciding whether to continue fixing a problem or simply replacing it altogether.

Normally, it would require A LOT of paper to keep track of this stuff (if you even bothered to do it at all) but with TenantCloud, the entire paper trail will be kept digitally in your TenantCloud account.

Reporting and Owner Interactions (Growth Plan)

One of the biggest pains for any professional property manager is that they are constantly contacted by the property owners (i.e. – their customers) to provide reports on a monthly, quarterly, and yearly basis.

Understandably, owners want to know how their properties are performing, how many maintenance requests are coming in, what types of maintenance requests are coming in, revenue reports, etc.

With TenantCloud, a property manager can very easily share all of this with the owners. All they have to do is pull up the mobile app or log in to their portal online and share whatever information is being requested (because when a PM uses TenantCloud to keep track of all these items, these reports will log all the numbers automatically). Everything from:

Rent Rolls

Tenant Screening

Maintenance Requests

Tax Preparation Documents

Online Payments

Deposit Summaries

Lease Statements

Operating Statements

Property Expenses

There’s a lot of information to keep track of and TenantCloud can do it all for you! If you’re a busy property manager with a lot of properties under management, this will save you a TON of time.

Quickbooks/Accounting Integration (Growth Plan)

For users who subscribe to the Growth Plan, there is yet another time-saving resource that TenantCloud has to offer with their Quickbooks and accounting integration.

When you keep track of all your transactions in TenantCloud (which is easy to do, especially when you’re collecting all of your monthly rent payments through the system), there’s an easy way to save yourself a TON of time each year at tax time.

When your accountant asks you for all the information they need in order to compile your Schedule E, this can potentially be a huge time suck that takes hours to put together.

With TenantCloud, all you need to do is navigate to Reports > Tax Preparation and watch the magic happen.

Once you specify which property you want the report for, the timeframe, whether you want it to report on a cash or accrual basis, and if you want it formatted specifically for your Schedule E – and it will generate a clean-looking pdf you can send to your accountant with all the details they’ll need.

It pulls all the financial data out of the system and gives you exactly what you need to get the job done!

Depending on how many properties you manage, you could even potentially cancel your QuickBooks account and rely only on TenantCloud to keep track of your financials – it’s that powerful!

Other Features From TenantCloud

As I mentioned earlier, it’s not easy to sum up everything TenantCloud can do in a single blog post. There are a lot of other features available (especially for the paid plans). Some of the more notable ones are:

Lease Agreement Templates (get leases signed digitally and modify the terms as needed)

Rent Range Reports

Rent Rolls

Contacts Information

Team Accounts

Financial Statements

Deposits Summary

Amortization Tracker

Depreciation Tracker

Manage Team Members & Permissions

TenantCloud was designed to be your one-stop solution for everything you’ll need to manage your properties, tenants, financials, maintenance requests, and more.

RELATED: How to Manage a Rental Property Yourself

What I Like About TenantCloud

TenantCloud has some pretty remarkable tools that I’ve never seen in any other property management software.

Having so many useful features available in a single property management platform is a big deal because you can minimize the number of windows and apps you have open, keep your inbox clearer and even cut some of the other subscriptions you’re paying for.

As we discussed above, there’s a lot of value on the table here. The fact that you can get started for free is frankly amazing.

What I Don’t Like About TenantCloud

For everything TenantCloud does well, the only drawback I can see it is the slightly elevated level of complexity compared to other software options that simply don’t do as much.

TenantCloud isn’t particularly difficult to learn, but because it’s capable of doing so many things, it takes a little bit more time and thought to figure out where everything is and how to use it.

It’s kind of like comparing a simple video game controller to a more advanced one.

The simple one may be easier to figure out, but you won’t be able to do nearly as much with it.

If you want more power and features, you’ll have to put in a bit more effort to learn how to weird the power and features appropriately (and once you do, it can have a big positive impact on your business).

Is TenantCloud For You?

If you aren’t already using some kind of property management software, I can’t think of a good reason why you wouldn’t sign up for an account and get started (it is free, after all). You have nothing to lose and A LOT to gain.

Get Started With TenantCloud

What kind of property management software are you using for your rental properties? Have you had a good experience with it?

Let us know your thoughts in the forum!

The post TenantCloud Review: Is this the Best Property Management Software for Landlords? appeared first on REtipster.

from Real Estate Tips https://retipster.com/tenantcloud-review/

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evanvanness · 5 years

Text

Week in Ethereum News, Dec 15, 2019 annotated edition

Full Week in Ethereum News for Dec 15. This is the annotated edition:

Eth1

Latest core devs call. Notes. Lots of EIP1559 (fee market change) discussion now that it has been implemented. Decided to go forward with EIP2384 for Muir Glacier, anyone can propose changes afterwards. Also lots of talk about 1962 precompile calls.

Update your clients for the Muir Glacier fork in early January. Geth, Nethermind, Besu all are ready. Parity, Aleth are coming.

Piper Merriam on the 4 steps to an eth1 stateless client network

Background on eth1 very long-term sustainability problems and options

Annotations: EIP1559 is a big deal. It locks ETH in as part of the protocol and eliminates the possibility of economic abstraction [economic abstraction was heavily discussed in 2016 and if I recall correctly was pushed by Gavin] which would destroy ETH’s value. If ETH had no value, then the amount of things that Ethereum can do drops by magnitudes. We’ll have EIP1559 in eth2, and we may be getting it sooner rather than later in eth1. While I have some reservations (ie, really cheap transactions will go away), on balance it is a good idea.

The Muir Glacier fork is also coming. I’ve noticed quite a bit of pushback in the community about how the difficulty increase (sometimes called the “Ice Age” or “The Bomb”) is being pushed back 4 years with no reduction in issuance. Personally I think we are overpaying for security, but any issuance reduction should be mild (in fact, I had a proposal to do so in exchange for progpow and funding public goods!) and based on sound analysis, not “yeah, it’s December (which tends to be a bad month in capital markets) and the price is down so....wah.” 4 years is also too long in my opinion, but the conspiracy theorists seem to forget that the actual pull request came from Eric Conner, known as one of the main proponents of #ETHismoney, among other things. They should do their own pull request if they want a different parameter.

Meanwhile, Piper’s post on what is engineering and what is research on the way to an eth1 network of stateless clients is definitely a mustread. The idea of keeping eth1 around for years is a worthy insurance policy in case there any implementation hiccups in phase 2, though I don’t anticipate we will need to keep eth1 around so long.

Eth2

Lighthouse public testnet, v0.1, the “first with a mainnet configuration”

phase 0 spec v0.9.3

Notes from the last light client call

Undertanding eth2 staking deposits

Aditya Asgaonkar explores cross shard communication

Editorial note: ignore any fake news about launch date changing.

Annotations: The launch date isn’t changing, despite Justin’s love for crypto launch anniversaries. It’s still scheduled for q1, though I don’t expect it until late in q1. Of course, this is a software deadline and we’re still 3.5 months out, so it could slip, but I remain optimistic.

Lighthouse, among others, has done an amazing amount of work, and they launched their Rust client this week. I haven’t run it yet,

Meanwhile, Jim Mcdonald is doing a centralized Eth2 staking service and has had some good content marketing lately - this one on understanding the deposits, as well as the recent one on understanding effective balance. Others should up their game!

Layer2

Celer light client SDK, runs in the browser

Annotations: Celer continues to work. Otherwise a layer2 light week, obviously.

Stuff for developers

Solidity v0.5.14, defaults to Istanbul, SMT/ewasm updates

Remix IDE v0.9.2

Ethcode v0.8, now supports Vyper. available in VScode

Deep dive into eip1167 minimal proxy contract

0age: the more minimal proxy

Automated deploy to ENS and IPFS

Steve Marx: destroying the indestructible registry

Blocknative’s onboard.js to easily support many wallets

Runtime Verification: K vs Coq as language verification frameworks

Annotations: Interesting to see the posts written about minimal proxy contracts lately. Not sure what has prompted that. I probably should have noted in this section that the Remix update included a Quorum plugin, though I noted that below.

Ecosystem

Can Ethereum rollups beat Visa’s 2000 transactions per second? Iden3’s analysis of post-Istanbul Ethereum throughput limits with rollup.

How Infura manages nodes with VIPnode

Parity’s update on grant progress: 75% of grant paid based on milestones

Networking: Waku spec v0.2 and Whiteblock’s no tag back gossiping

Annotations: You like how I faked you out with Betteridge’s Law of Headlines? (Betteridge’s Law: the answer to any question in a title is no.) But the answer is yes. Rollup chains aren’t live yet, but they will be in 2020. And they’re a sort of half layer 1, half layer 2 arrangement, though I often put them in layer 2 in the newsletter. That’s because data goes onchain (ie, on eth1, ie on layer 1) but there’s a rollup chain that does all the transaction execution off chain. ZK rollups provide validity proofs that the transactions are correct. Optimistic rollup provides crypto economic validity that the transactions are correct - that is, if anyone submits an improper transaction, you slash their bond and take their money for cheating.

Parity’s update was apparently the shot before today’s post saying that they’re quitting Ethereum. Disappointing but not surprising, that they are going to work on their in-house Polkadot product instead. If we’re being honest: their client has been in mainenance mode already.

Networking: I'm excited to see Dean and Oskar do great work making Whisper into more than something that is barely a proof of concept, so this should be a good thing for Ethereum.

Enterprise

Nike files a patent application for tokenized shoes on Ethereum and breeding them, a la Cryptokitties

BancoSantander repurchased and cancelled the bond mainnet, of September 10th, 2019 issuance date. “This unequivocally proves that a debt security can be managed through its full lifecycle on a blockchain”

“Seize the day: public blockchain is on the horizon” Forrester/EY enterprise survey says 75% will use public chains (read: Ethereum) in the future

Paul Brody op-ed: If you build a blockchain, will anyone come? “Public blockchains like Ethereum offer a better choice for enterprise users”

Quorum plugin for Remix

Hyperledger Besu v1.3.7 – critical fix for mainnet users, muir glacier compatible

Annotations: Enterprise sure looks like an Ethereum moat, doesn’t it? As I tweeted out today, EY’s Paul Brody said on Reddit something I 100% agree with. “there is much more headroom in 1.x than most people think. I just gave an internal talk this morning about how so many people misunderstand scalability and that most of that talk about Eth is just fear mongering by the private blockchain crowd.”

Nike’s patent application is written to be purposely ambiguous as to whether it is blockchain agnostic (it’s a patent application, the whole point is to reserve the right to sue someone!) but also leaves little doubt that it’s on Ethereum right now.

And of course, BancoSantander continues to drive mainnet use forward. Innovators in this space for years now.

Governance and standards

Extending MolochDAO’s features: TheLAO, Moloch and MetaCartel to standardize for venture-style investments and accommodation of security token standard

Maker’s governance security module puts a 24 hour delay on all governance decisions. This was in response to Micah Zoltu’s “how to turn 20m into 340m in 15 seconds.” The 0 delay was explicitly a tradeoff as MCD launched to ensure that Maker could respond nimbly to any problems.

Vocdoni: an app for anonymous, onchain voting

Annotations: Keep an eye on Vocdoni. It’s built by Catalans, and while they haven’t talked about it much, it seems clear they’re building tools that they wish to use in their own quest for the right to self-determination.

It’ll be interesting to see if the governance security module passes or not. At the moment, it has not, because after Micah’s article, a bunch of people voted their MKR in favor of the status quo (to up the amount needed to execute Micah’s attack). I imagine it will, but I believe there are many within the ranks of Maker holders who believe that the 0 delay is still a good idea.

Application layer

Sablier is live on mainnet, continuous streaming money

Synthetix inflation changed to exponential decay in the inflation rate with a 2.5% terminal rate

Set Protocol integrates Compound’s cTokens so sets earn interest

RealT’s first property sells out

Undercollateralized lending as next DeFi trend?

Kong.cash releases their whitepaper. As seen at Devcon, Kong is physical crypto cash

Annotations: Sablier is such an interesting primitive. Stream money by the second to someone. Imagine paying your rent or payroll or salary that way.

Synthetix keeps moving, you have to admire their pace of execution. They seem to be considering adding ETH as collateral in their system, which makes it much more interesting to me - though all crypto is pretty correlated these days.

Kong is super cool. I am definitely keeping a hold of my KONG from devcon. Just be careful not to fold it, as I hear that can break the circuits.

Set keeps shipping interesting stuff. Love the idea of a trading Strat that either holds ETH or puts it into cDAI/cUSD. And undercollateralized lending seems like something that will happen, whether it be Union or Trustlines or one of the other ideas. I’m also quite pumped about RealT, it just sucks that they can’t offer it more seamlessly. If they could, I think the demand would be high.

Tokens / Business / Regulation

SEC charges fraudulent ICO

Saga goes live on mainnet with an algorithmic version of the IMF’s SDR

ING is planning to get into crypto custody

ConsenSys Activate’s standards for token launches

Annotations: Nobel winner Myron Scholes advises Saga. That’s just such a clickbait title that I refuse to use it. I’m also quite skeptical that anyone wants SDRs. I got much more bullish when they switched from SDRs to USD.

ING getting into crypto custody. Fidelity made some noise about supporting ETH too. Even in cryptowinter, this stuff looks like it is here to stay.

General

Speeding up verification of groth16 batches

Simple explanation of circuits and zero knowledge proofs

A comprehensive primer on recursive SNARKs

“design a circuit construction protocol (such as used in TOR) that is 1) non-interactive, 2) immediate forward-secret, and 3) requires only O(n) message exchanges”

Filecoin launches testnet

Using reinforcement learning to model selfish mining incentives

Will quantum supremacy affect blockchain?

Annotations: Filecoin launches a Testnet. Oddly, I have yet to hear from anyone who has tried it.

Lots of crypto stuff. I’m not a cryptographer, so I sometimes feel a bit lost and should probably spend more time in the crypto books. I like the explanations, it’s great to see that blockchains have really given zero knowledge in particular a boost. ZK stuff is the future of this industry.

0 notes

nicholas-martin · 5 years

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Four Ways to Buy Bitcoin with Cash (Anywhere)

Despite receiving significant attention in the financial and investment world, many people do not know how to buy the cryptocurrency Bitcoin with cash, but doing so is as simple as signing up for a mobile app. There are advantages for buying Bitcoin with cash, if you take the necessary precautions. Unlike using a regular Bitcoin exchange, cash purchases usually don’t require you to unnecessarily reveal information by submitting a ton of documents to verify your identity. This tactic is a lot safer, given the rising risk of identity theft. Another reason is speed, because there’s no waiting for the arrival of bank transfers, or for verification by an exchange. Deposits usually take 1 to 3 business days, while verification can take 1 to 3 weeks. When Bitcoin’s price is skyrocketing, even a few days can equate to a lot of money So how to go about buying Bitcoin with Cash ?

The majority of Bitcoin’s trading volume occurs off-exchange. This is actually a good thing; If cryptocurrency only becomes tradable with state approval, then it’s reduced to little more than a new form of fiat currency. Therefore, all serious Bitcoiners should gain some kind of experience with peer-to-peer trading. If your local government ever cracks down on Bitcoin, it’s good to have a Plan B in place…

If you have trusted friends who own some bitcoin they’re willing to sell, you can obtain Bitcoin by giving them cash in person. To make such trusted friends, consider attending Bitcoin conferences or meetings in your area. To locate these events, search Meetup or Facebook for local Bitcoin groups. Another thing to remember, unless you plan to meet near an ATM, is to make sure you bring the agreed-upon amount of cash. Also make sure to bring your phone or laptop with an installed Bitcoin wallet. If you only bring an address, you won’t be able to verify receipt of your coins.

Another method is to use Bitcoin ATMs (BTMs) that accept cash and in return send you Bitcoins to your Bitcoin address. They are a convenient way to trade 24/7. Although BTMs have become more and more popular since their introduction some years ago, there are still many regions without one. The best way to locate a nearby BTM is to use the CoinATMRadar. When you click on a BTM on this site, you will see a display with its precise location, fees, limits, and ID requirements (if any). The site will also provide contact details for the operator. You should notate these details, in case there are any issues. When you go to the BTM, remember to also take your Bitcoin wallet or address! Also, just like when using a regular ATM, be on the lookout for suspicious characters who are lying in wait.

It's also possible to buy bitcoins by making a cash deposit at the bank. Find a seller in your area who accepts cash. Agree with them on the amount of coins you want. With this method, the seller provides their bank details. You then visit the relevant bank, and fill in a deposit form. Sellers may specify a particular bank. You then make a cash deposit to the seller’s account via the bank teller, and the coins will then arrive in your wallet. This method is more reliable and physically secure than meeting with a stranger. Specifically, the seller has no way of knowing which bank you’ll be using. In the US, there are two more services which specialize in arranging and securing bank deposit purchases: BitQuick and Liberty X (which require smartphones). You can prove to the escrow service that you made a payment by photographing or scanning your bank deposit receipt. In the event of a dispute, with proper proof, they’ll release the seller’s coins to your Bitcoin address.

If I’d have to choose one method out of the four I covered it would definitely be the Bitcoin ATM. BTMs offer a reliable solution for cash purchases and are usually located in central areas which are more secure. There are two main types of Bitcoin machines: cash kiosks and ATMs. Both types are connected to the Internet, allowing for cash or debit card payment in exchange for bitcoins given as a paper receipt or by moving money to a public key on the blockchain. Bitcoin cash kiosks look like traditional ATMs, but do not connect to a bank account and instead connect the user directly to a Bitcoin exchange. Bitcoin-enabled ATMs are traditional ATMs and connect to a bank account to allow for a cashless purchase of bitcoin.

#Cryptocurrency #digital currency #virtual money

0 notes

sethmschroth · 4 years

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The 7 Best Rental Car For Uber Partners

The amount of money you can make as an Uber driver depends on many elements including the city you are driving in and the hours you spend on it. Also, when you own a car, there are many expenses that you need to pay. But still, we see many drivers who use their own vehicles and many others who use a rental car for Uber.

There is no exact answer to the question if it’s better to use a rental car for Uber. The answer is really what is better for your specific situation, however, maybe this example can give you some ideas about your next move towards driving for Uber.

Uber Car Rental Vs Owning A Car

Here is an example so we see how renting or purchasing a New Hyundai Elantra 2020 is going to work for ridesharing purposes.

New Hyundai Elantra 2020 26k Vehicle Purchase or Rent? Two Years Model

Car Payment (dependant on credit) Rental $720 vs Owned $400

Car Maintenance (tires, oil, basics) Rental $0 vs Owned $100 mo.

Car Insurance ($50 variance) Rental $0 vs owned $150 mo.

Vehicle Cost (car payment + maintenance + insurance) Rental $720 vs Owned $650

Yearly Vehicle Cost (car payment + maintenance + insurance) Rental $8640 vs Owned $7800

Gross Driving Earnings 1k Week $48k a year – 40 hours a week or 850 miles a week, whichever comes first. 40800 miles a year.

Minus Vehicle Cost Rental $39360 vs Owned $40200

Gas Cost – Hyundai Elantra 14 gal tank 37 MPG Combined 518 miles per tank of gas Approx. $28 per full tank cost ($2 Gal.)

Miles Driven 170 miles driven per day x 5 days a week = 40,800 miles per year

Approx. Gas Price per year = $2212

Adjusted Earnings Minus Gas Cost – Rental $37148 vs Owned $37988

You will earn slightly more by owning your vehicle based on normal costs… However, there are more considerations.

Important Side Note >>> In 2020 the IRS is giving back + .57.5 cents per mile driven on taxes this applies to both rentals and owned vehicles and we discuss it in the About Rideshare Taxes article.

If you had an owned vehicle for 5 years, you would have a vehicle with 204k miles on it which has devalued to nothing. You will most likely not be able to trade this vehicle in for any new car. Use a Hyundai Elantra 26k new purchase value as an example. How long should you keep your car in order to save money? In 2 years, you will have 80k miles driven on the vehicle.

You probably do not want to go over 100k miles on a vehicle as you will start losing lots of money on trading your car in at a car dealer if you wanted to trade it in for a new vehicle. If you just want to use it until it is used up as a service vehicle and then keep it as a vehicle you will never be able to sell, that is another choice.

Your average depreciation could be somewhere around 21% when driving 40k miles a year as in the example here. Your new 26k Hyundai Elantra would lose somewhere around $10k in value in two years. You would be able to trade the car in for a new one for sure. How much the market value is after two years and what a car dealer will give you is up to you to negotiate.

The market value on it might be 16k considering you lost 10k from depreciation, but a dealer will not give you that much as they need to make money. Therefore they would offer let’s say 12k. Well, now you depreciated 14k, not 10k.

Is it a good idea to rent a vehicle then? It could be as your monthly cost will be slightly higher, but you have very low liability as car rental options include insurance and maintenance. What this means is zero downtime to drive if your rental has an issue. If they have a rental in stock for you of course, but the chance is good you won’t need to wait. In some cases, yes. Let’s say your monthly car payment for a new Elantra is $300 mo. Well, that is way below what it would cost to rent the same vehicle per month.

$300 per month lower in some cases. However, let’s remember you will swallow at least around 10k in depreciation in two years as an owner. Also, pay $150 or more on car insurance per month. and probably pay at least 1k a year in vehicle maintenance on the low side due to things like a set of tires needing replacement, oil changes, etc. So, let’s say in two years your maintenance costs are $2500 (not an unreasonable thought) and 10k in car depreciation for a total of $12,500.

That will cost you an extra $520 a month over two years… so now your total monthly is really $820 a month versus a car rental example of $600 a month.

Is it worth it to own your vehicle? Well, you will be able to trade it in for a new one and your monthly payment may actually go down on the new one since the total vehicle cost is being offset by the trade-in cost. The second vehicle you purchase would incur depreciation as well. Depreciation is less for lower-priced vehicles so the purchase model may make sense. Then there is the question of having a vehicle to use once you retire the vehicle, but if you are renting a vehicle you still get to use it as you normally would for anything you do.

Some vehicle rental options for Uber have limited milage usage per week and/or per day so this might cramp your style too.Rental Car For Uber Partners

Currently, Uber is working with many rental companies such as Getaround, Enterprise, Hertz, Hyrecar, and Zipcar. Renting a car from each of these companies has its own benefits. Here we are going to talk about all of them.

Getaround Uber

You can rent a vehicle from Getaround for a $4/hour starting price to drive for Uber. Right now, Hourly rentals are only available in Atlanta, Boston, Denver, Los Angeles, Philadelphia, Portland, San Diego, San Francisco Bay Area, and Washington, DC.

How Does Getaround Work

It is pretty simple to join Getaround. You don’t have to pay a cent for membership for its totally free. All you need to do is to upload your driver’s license and wait for it to be verified. Then you can select your ride, go to its location, unlock it through Getaround app, and start driving. Please remember you are responsible for refueling the vehicle and bringing it back clean to the same location it was parked.

Getaround Insurance

By renting a car from Getaround as a ridesharing driver, both you and the vehicle will be under Getaround insurance coverage. This insurance includes comprehensive, collision, and liability coverage administered by Broadspire.

Getaround Mileage Limit

Nearly all of the vehicles offered by Getaround have a base mileage limit depending on the type of car which is 100 daily miles for standard and 200 for specialty cars. Any additional requests for more mileage will come with additional charges.

Check Out Getaround Rental Options >>> Here

Uber Enterprise Rental

Enterprise is an Ex-partner with Uber. They ended their partnership with Uber in 2017. So we don’t recommend you to rent a vehicle from them.

Uber Car Rental Hertz

Hertz is currently partnering with Uber and renting cars to drivers. The cost of renting a car from hertz might be different in each city. However, to illustrate an example, you can actually rent a car for a week in Denver for $214. Also, you need to pay a $200 deposit upfront which is refundable right after you return the car.

Check Out Hertz Rental Options >>> Here

AVIS Uber

Uber drivers can rent a car for $214 a week from AVIS which is another car rental company partnering with Uber and it is currently available to drivers in Atlanta, Austin, Boston, Charlotte, Chicago, Cincinnati, Cleveland, Columbus, Dallas, Denver, Houston, Indianapolis, Las Vegas, Los Angeles, Miami, Milwaukee, Minneapolis – St. Paul, Nashville, New Jersey, Philadelphia, Phoenix, Pittsburgh, Portland, Raleigh-Durham, Salt Lake City, San Diego, San Francisco, Seattle, St. Louis, and Washington, DC.

Check Out AVIS Rental Options >>> Here

Hyrecar Uber

Considered one of the best rental companies for ridesharing, HyreCar is renting vehicles especially to Uber drivers with no contracts, no signup fees, and no delay. It has multiple options for filtering the vehicles such as price, model, and even location, making it very easy to find the vehicle an Uber driver is looking for.

Please note that the minimum amount of time for renting a car from HyreCar is 2 days. Also, if you are using a debit card, you need to pay an upfront $200 refundable deposit. Otherwise, if you want to avoid that deposit, you’ll have to use a credit card instead.

In order to avoid any additional late fees, make sure to check “confirm dropoff” on the app or website when you are returning the car. Its also recommended to confirm it with the owner too.

Also, if you are an Uber driver and already own a car, you can rent it out using HyreCar in case you want to take a break from driving for a few days and still make some money.

Hyrecar Insurance

If you’ve wondered, “Do I need rideshare insurance? “. The answer is, yes. You need special coverage that some major insurance companies don’t offer. That’s why HyreCar insurance coverage is included with every rental. That way you’re covered in case of an accident while you’re driving on the job.

Hyrecar Cost

At HyerCar, The prices for cars are decided by owners so there is not any list of prices we can provide.

Check Out Hyrecar Rental Options >>> Here

Uber Zipcar Rental Car For Uber

Another car rental company is partnering with Uber in California, Las Vegas, Georgia, and also the United Kingdom.

What Is Zipcar

Zipcar is a car rental company partnering with Uber eats available for delivery services. It also offers special benefits for Uber Eats drivers who are renting a car form Zipcar for the first time.

Zipcar Insurance

If you comply with Zipcar membership contract, you are covered by Zipcar physical damage insurance while you are driving a vehicle rented from this company. However, the driver is responsible for any damage to the vehicle up to a $1000 fee. Any further damage is covered by Zipcar insurance. The damage fee can be reduced or eliminated with the purchase of an optional damage protection plan.

Zipcar insurance also includes secondary third party liability coverage and, where required, Personal Injury Protection (PIP) or “no-fault” coverage. All third party liability and PIP coverage meet the minimum requirements of the state or jurisdiction in which an accident occurs, and coverage is only available after a member has exhausted any other applicable coverage.

Zipcar Mileage Limit

Zipcar provides 180 free miles for each 24-hour period on every vehicle plus 20 free miles for each additional hour of your reservation until you reach 180 miles.

Zipcar Prices

Zipcar has this option so drivers can choose their driving plans based on the type of car they want, trip duration, and the number of miles they want to travel. So make sure to visit the Zipcar website to calculate your plan cost.

All additional mileage will be billed at $0.45/mile when your reservation ends (up to $0.55/mile for premium vehicles and cargo vans).

Check Out Zipcar Rental Options >>> Here

Turo Uber

Turo is another company for renting cars, mostly with higher quality. This company allows car owners to rent their cars to drivers who are looking for rent under specific demands set by the owner.

How Does Turo Work

If you are an owner, you can simply upload your vehicle information on Turo’s website and earn passive income from renting it without driving. However, as an uber driver, At the time of this writing you can not use any of Turo’s vehicles unless you want to use it for a personal purpose.

Turo Insurance

According to Turo’s website, Turo provides three levels of insurance coverage to hosts (people who own cars and allow others to rent them through the Turo platform): Basic, Standard, and Premium. They also all include coverage for physical damage to the car, up to $125,000. However, selecting the “Basic” level means that you have to pay a deductible: 80% of the first $3,000 to cover repairs. The Standard and Premium options waive the deductible, and Turo will cover the entire cost to repair your vehicle if it is damaged.

Check Out Turo Rental Options >>> Here

You Should Check Out: Rideshare-Rentals

Ridesharing It - Ridesharing Help For Riders & Drivers

The 7 Best Rental Car For Uber Partners published first on https://ridesharingit.blogspot.com

#riders #drivers #ridesharing

0 notes

audreypbeatty · 4 years

Text

The 7 Best Rental Car For Uber Partners

Uber Car Rental Vs Owning A Car

Here is an example so we see how renting or purchasing a New Hyundai Elantra 2020 is going to work for ridesharing purposes.

New Hyundai Elantra 2020 26k Vehicle Purchase or Rent? Two Years Model

Car Payment (dependant on credit) Rental $720 vs Owned $400

Car Maintenance (tires, oil, basics) Rental $0 vs Owned $100 mo.

Car Insurance ($50 variance) Rental $0 vs owned $150 mo.

Vehicle Cost (car payment + maintenance + insurance) Rental $720 vs Owned $650

Yearly Vehicle Cost (car payment + maintenance + insurance) Rental $8640 vs Owned $7800

Gross Driving Earnings 1k Week $48k a year – 40 hours a week or 850 miles a week, whichever comes first. 40800 miles a year.

Minus Vehicle Cost Rental $39360 vs Owned $40200

Gas Cost – Hyundai Elantra 14 gal tank 37 MPG Combined 518 miles per tank of gas Approx. $28 per full tank cost ($2 Gal.)

Miles Driven 170 miles driven per day x 5 days a week = 40,800 miles per year

Approx. Gas Price per year = $2212

Adjusted Earnings Minus Gas Cost – Rental $37148 vs Owned $37988

You will earn slightly more by owning your vehicle based on normal costs… However, there are more considerations.

Important Side Note >>> In 2020 the IRS is giving back + .57.5 cents per mile driven on taxes this applies to both rentals and owned vehicles and we discuss it in the About Rideshare Taxes article.

That will cost you an extra $520 a month over two years… so now your total monthly is really $820 a month versus a car rental example of $600 a month.

Some vehicle rental options for Uber have limited milage usage per week and/or per day so this might cramp your style too.Rental Car For Uber Partners

Getaround Uber

How Does Getaround Work

Getaround Insurance

Getaround Mileage Limit

Check Out Getaround Rental Options >>> Here

Uber Enterprise Rental

Enterprise is an Ex-partner with Uber. They ended their partnership with Uber in 2017. So we don’t recommend you to rent a vehicle from them.

Uber Car Rental Hertz

Check Out Hertz Rental Options >>> Here

AVIS Uber

Check Out AVIS Rental Options >>> Here

Hyrecar Uber

In order to avoid any additional late fees, make sure to check “confirm dropoff” on the app or website when you are returning the car. Its also recommended to confirm it with the owner too.

Also, if you are an Uber driver and already own a car, you can rent it out using HyreCar in case you want to take a break from driving for a few days and still make some money.

Hyrecar Insurance

Hyrecar Cost

At HyerCar, The prices for cars are decided by owners so there is not any list of prices we can provide.

Check Out Hyrecar Rental Options >>> Here

Uber Zipcar Rental Car For Uber

Another car rental company is partnering with Uber in California, Las Vegas, Georgia, and also the United Kingdom.

What Is Zipcar

Zipcar is a car rental company partnering with Uber eats available for delivery services. It also offers special benefits for Uber Eats drivers who are renting a car form Zipcar for the first time.

Zipcar Insurance

Zipcar Mileage Limit

Zipcar provides 180 free miles for each 24-hour period on every vehicle plus 20 free miles for each additional hour of your reservation until you reach 180 miles.

Zipcar Prices

All additional mileage will be billed at $0.45/mile when your reservation ends (up to $0.55/mile for premium vehicles and cargo vans).

Check Out Zipcar Rental Options >>> Here

Turo Uber

Turo is another company for renting cars, mostly with higher quality. This company allows car owners to rent their cars to drivers who are looking for rent under specific demands set by the owner.

How Does Turo Work

Turo Insurance

Check Out Turo Rental Options >>> Here

You Should Check Out: Rideshare-Rentals

Ridesharing It – Ridesharing Help For Riders & Drivers

The 7 Best Rental Car For Uber Partners published first on https://ridesharingit.wordpress.com

#riders #drivers #ridesharing

0 notes

charlesbmoran · 4 years

Text

The 7 Best Rental Car For Uber Partners

Uber Car Rental Vs Owning A Car

Here is an example so we see how renting or purchasing a New Hyundai Elantra 2020 is going to work for ridesharing purposes.

New Hyundai Elantra 2020 26k Vehicle Purchase or Rent? Two Years Model

Car Payment (dependant on credit) Rental $720 vs Owned $400

Car Maintenance (tires, oil, basics) Rental $0 vs Owned $100 mo.

Car Insurance ($50 variance) Rental $0 vs owned $150 mo.

Vehicle Cost (car payment + maintenance + insurance) Rental $720 vs Owned $650

Yearly Vehicle Cost (car payment + maintenance + insurance) Rental $8640 vs Owned $7800

Gross Driving Earnings 1k Week $48k a year – 40 hours a week or 850 miles a week, whichever comes first. 40800 miles a year.

Minus Vehicle Cost Rental $39360 vs Owned $40200

Gas Cost – Hyundai Elantra 14 gal tank 37 MPG Combined 518 miles per tank of gas Approx. $28 per full tank cost ($2 Gal.)

Miles Driven 170 miles driven per day x 5 days a week = 40,800 miles per year

Approx. Gas Price per year = $2212

Adjusted Earnings Minus Gas Cost – Rental $37148 vs Owned $37988

You will earn slightly more by owning your vehicle based on normal costs… However, there are more considerations.

Important Side Note >>> In 2020 the IRS is giving back + .57.5 cents per mile driven on taxes this applies to both rentals and owned vehicles and we discuss it in the About Rideshare Taxes article.

That will cost you an extra $520 a month over two years… so now your total monthly is really $820 a month versus a car rental example of $600 a month.

Some vehicle rental options for Uber have limited milage usage per week and/or per day so this might cramp your style too.Rental Car For Uber Partners

Getaround Uber

How Does Getaround Work

Getaround Insurance

Getaround Mileage Limit

Check Out Getaround Rental Options >>> Here

Uber Enterprise Rental

Enterprise is an Ex-partner with Uber. They ended their partnership with Uber in 2017. So we don’t recommend you to rent a vehicle from them.

Uber Car Rental Hertz

Check Out Hertz Rental Options >>> Here

AVIS Uber

Check Out AVIS Rental Options >>> Here

Hyrecar Uber

In order to avoid any additional late fees, make sure to check “confirm dropoff” on the app or website when you are returning the car. Its also recommended to confirm it with the owner too.

Also, if you are an Uber driver and already own a car, you can rent it out using HyreCar in case you want to take a break from driving for a few days and still make some money.

Hyrecar Insurance

Hyrecar Cost

At HyerCar, The prices for cars are decided by owners so there is not any list of prices we can provide.

Check Out Hyrecar Rental Options >>> Here

Uber Zipcar Rental Car For Uber

Another car rental company is partnering with Uber in California, Las Vegas, Georgia, and also the United Kingdom.

What Is Zipcar

Zipcar is a car rental company partnering with Uber eats available for delivery services. It also offers special benefits for Uber Eats drivers who are renting a car form Zipcar for the first time.

Zipcar Insurance

Zipcar Mileage Limit

Zipcar provides 180 free miles for each 24-hour period on every vehicle plus 20 free miles for each additional hour of your reservation until you reach 180 miles.

Zipcar Prices

All additional mileage will be billed at $0.45/mile when your reservation ends (up to $0.55/mile for premium vehicles and cargo vans).

Check Out Zipcar Rental Options >>> Here

Turo Uber

Turo is another company for renting cars, mostly with higher quality. This company allows car owners to rent their cars to drivers who are looking for rent under specific demands set by the owner.

How Does Turo Work

Turo Insurance

Check Out Turo Rental Options >>> Here

You Should Check Out: Rideshare-Rentals

Ridesharing It - Ridesharing Help For Riders & Drivers

The 7 Best Rental Car For Uber Partners published first on https://ridesharingit.tumblr.com

#riders #drivers #ridesharing

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ridesharingit · 4 years

Text

The 7 Best Rental Car For Uber Partners

Uber Car Rental Vs Owning A Car

Here is an example so we see how renting or purchasing a New Hyundai Elantra 2020 is going to work for ridesharing purposes.

New Hyundai Elantra 2020 26k Vehicle Purchase or Rent? Two Years Model

Car Payment (dependant on credit) Rental $720 vs Owned $400

Car Maintenance (tires, oil, basics) Rental $0 vs Owned $100 mo.

Car Insurance ($50 variance) Rental $0 vs owned $150 mo.

Vehicle Cost (car payment + maintenance + insurance) Rental $720 vs Owned $650

Yearly Vehicle Cost (car payment + maintenance + insurance) Rental $8640 vs Owned $7800

Gross Driving Earnings 1k Week $48k a year – 40 hours a week or 850 miles a week, whichever comes first. 40800 miles a year.

Minus Vehicle Cost Rental $39360 vs Owned $40200

Gas Cost – Hyundai Elantra 14 gal tank 37 MPG Combined 518 miles per tank of gas Approx. $28 per full tank cost ($2 Gal.)

Miles Driven 170 miles driven per day x 5 days a week = 40,800 miles per year

Approx. Gas Price per year = $2212

Adjusted Earnings Minus Gas Cost – Rental $37148 vs Owned $37988

You will earn slightly more by owning your vehicle based on normal costs… However, there are more considerations.

Important Side Note >>> In 2020 the IRS is giving back + .57.5 cents per mile driven on taxes this applies to both rentals and owned vehicles and we discuss it in the About Rideshare Taxes article.

That will cost you an extra $520 a month over two years… so now your total monthly is really $820 a month versus a car rental example of $600 a month.

Some vehicle rental options for Uber have limited milage usage per week and/or per day so this might cramp your style too.Rental Car For Uber Partners

Getaround Uber

How Does Getaround Work

Getaround Insurance

Getaround Mileage Limit

Check Out Getaround Rental Options >>> Here

Uber Enterprise Rental

Enterprise is an Ex-partner with Uber. They ended their partnership with Uber in 2017. So we don’t recommend you to rent a vehicle from them.

Uber Car Rental Hertz

Check Out Hertz Rental Options >>> Here

AVIS Uber

Check Out AVIS Rental Options >>> Here

Hyrecar Uber

In order to avoid any additional late fees, make sure to check “confirm dropoff” on the app or website when you are returning the car. Its also recommended to confirm it with the owner too.

Also, if you are an Uber driver and already own a car, you can rent it out using HyreCar in case you want to take a break from driving for a few days and still make some money.

Hyrecar Insurance

Hyrecar Cost

At HyerCar, The prices for cars are decided by owners so there is not any list of prices we can provide.

Check Out Hyrecar Rental Options >>> Here

Uber Zipcar Rental Car For Uber

Another car rental company is partnering with Uber in California, Las Vegas, Georgia, and also the United Kingdom.

What Is Zipcar

Zipcar is a car rental company partnering with Uber eats available for delivery services. It also offers special benefits for Uber Eats drivers who are renting a car form Zipcar for the first time.

Zipcar Insurance

Zipcar Mileage Limit

Zipcar provides 180 free miles for each 24-hour period on every vehicle plus 20 free miles for each additional hour of your reservation until you reach 180 miles.

Zipcar Prices

All additional mileage will be billed at $0.45/mile when your reservation ends (up to $0.55/mile for premium vehicles and cargo vans).

Check Out Zipcar Rental Options >>> Here

Turo Uber

Turo is another company for renting cars, mostly with higher quality. This company allows car owners to rent their cars to drivers who are looking for rent under specific demands set by the owner.

How Does Turo Work

Turo Insurance

Check Out Turo Rental Options >>> Here

You Should Check Out: Rideshare-Rentals

Ridesharing It - Ridesharing Help For Riders & Drivers

#riders #drivers #ridesharing

0 notes

heatherrdavis1 · 4 years

Text

WATCH OUT! BITCOINS BIG DILEMMA TO PUMP ALTCOINS IN 2020 BTC PRICE TESTING $9400

VIDEO TRANSCRIPT

Today in crypto yea, bitcoin is testing ninety-four hundred dollars again. But Bitcoin has got a massive problem moving into the next bull run, a problem which is likely to send all coins soaring into bringing in another AWALT coin, a season that will indeed make many people sick. Gates the crypto alert. This is where you subscribe for all of the hottest and all of the latest happening out there in the wild, wildland of crypto. So before we jump into all the charts and the reasons for all these different things happening with Bitcoin moving forward, there are two crazy deals going on right now that I want to discuss with you. Now, usually, I try not to shill too referral links in one video, but these are both very limited time offers. And I want you to not miss out on these deals if you do want to get involved. Of course, now you don’t want to hear about these awesome offers and just skip a little forward in the video to get onto the charts section of today’s conversation. So the first deal is that Ledger is having a huge sale on their nano s devices so you can get 50 percent off wowsers. If you have been on the fence about getting yourself a hardware wallet to secure your bitcoin and to control your private keys, now is the time to do it. 50 percent off is a smoking hot deal. This offer is valid until the 17th and is only for the Nano asked. This thing is a workhorse of the Ledger series, not as fancy as the Nano X, but certainly a dependable device and a great place for storing your bitcoins. Now the second offer is from Block PHY. Block PHY is giving away one hundred dollars in free bitcoin. One hundred bucks of free bitcoin. It’s crazy. Here is how it works. Step one, register for an account on block five. Now, this is only valid for new sign-ups. Step two deposit two hundred dollars or more in crypto by May 14th, midnight UTC time. So only a few hours away from now. And step three, maintain that balance until July 30th. If you do these three simple things and you’ll get one hundred dollars in free bitcoin paid out in your August interest payment, plus, of course, you’ll earn six percent APRC on your bitcoin while it is sitting over there in your interest account. Or if you deposit stable coins, will earn eight point six percent APRC on your stable coins. Or if you decide to put in a theorem, you will earn 4.5 percent APRC on your theorem. In the description of this video and on the pinned comment of this video, you’ll find links for both of his offers and the promotional codes. If you are asked for it on the Web site, but act fast because these deals won’t last for long. OK, so let’s take a quick look at the charts to get started off with today. Bitcoin has just put in a very nice green candle on the daily and it is making that bounce off of the 200 days moving average look like it is indeed going to be something very strong. Of course, as a technically bullish move, breaking out, coming back down to retest support and then breaking out again, that could push us up for a retest of ten thousand dollars sooner than a lot of people think. Also, we are seeing some very nice bullish action on these shorter timeframes with a strong Mac D crossover playing out on the 4:00 hour, indicating that there is still lots of room for the price to run higher in the short term. Now, maybe, maybe we’ll finally break out of this downtrend that we’ve been seeing for me up in the Daily for a long time, that having pump gave us a failed break out above that line. But maybe this time we can actually break out for real again, testing. This is a critical move. Kind of crazy, really, right now. We have a lot of lines of support and resistance kind of closing in on each other around these particular price levels or refined Bitcoin out right now. Something big is brewing for the price of Bitcoin. But this regarding for a moment. The daily and the weekly downtrend line’s been talking about a lot here. Ten thousand dollars. It’s really the number to beat for Bitcoin. I think that this is the level where we start to see the herd of institutional and retail investors are starting to come in, turn into a stampede. And that’s, of course, when we get the big bull run happening. You can see that in the last year we’ve only spent a few weeks above the ten thousand dollar mark. So psychologically, it’s very, very important and I remain confident that we will break and hold above this level. The only question is how long it’s going to take to really make that strong move. And the simple fact is that Bitcoin has had such a strong surge since the crash. It really just it underlines how strong the markets are for crypto. But that being said, there are a few big problems. Bitcoin, that will actually be good news for the ultra coin markets. Bitcoin dominance. So the Bitcoin dominance uptrend in particular really broke. Back in January. The short term surge that we’ve seen recently really is only thanks to the having an interest in Bitcoin around the having. So what does a lower Bitcoin dominance actually mean? Well, it means more room for Alte coins to make incredible SIFF gains. Obviously, now, in spite of that short upsurge, due to the having, I think the Bitcoin dominance is probably going to continue to fall throughout 2020 because except price goes up. Bitcoin really has nothing significant on the calendar for another four years. The man just keeps on Bitcoin eating and hey. Yeah, sure. Maybe one day we’re gonna get Schnoor signatures, but that’s not going to be anything revolutionary for Bitcoin. And to be clear, the dominance for Bitcoin can fall in. The price of Bitcoin can rise in January 2018. The dominance of Bitcoin was thirty-five percent, which is almost half what it is now with the price of Bitcoin was fourteen thousand dollars. It just shows that more money will be flowing into all coins. Now, does that mean that Bitcoin will no longer be the king of the markets? No. Bitcoin will be the king of the crypto markets. Bitcoin is the world’s first money with a truly fixed supply. It is a digital pioneer of monetary disruption. It’s insanely secure. It remains highly decentralized and has an incredible infrastructure built around it is very, very deep liquidity. Bitcoin is going to continue wearing that crown for the foreseeable future. But all that being said, the bull market will bring increased attention to Alte coins. Now, partially, this is due for psychological reasons when the market is gripped by fear. What do people do? They go back into Bitcoin or they go into cash and they get out. They’re incredibly speculative Alte Quain positions. But when the markets are booming, what do investors do? They seek out overnight riches and the UPT coin casino. Now, here is something very interesting from Coinbase. A little bit of data. They put out among customers with at least five purchases on Coinbase, 60 percent start with Bitcoin, but just 24 percent stick exclusively to Bitcoin in total, over 75 percent. Eventually buy other assets, meaning that all of these people who just crowded into Bitcoin over the last six weeks, if they haven’t already, they will soon start diversifying into Alte coins. Bitcoin is just the gateway drug man. It’s the top of the funnel bringing people into crypto. But investors, they soon start to seek out more gains and more use cases. Once you start seeing old coins pumped by 50 percent, you think, well, five percent for Bitcoin seems kinda kind of modest. Besides, of course, just the sick gains and the increased utility from all coins. A bull run will also mean higher bitcoin fees, possibly way higher. You see Bitcoin transaction fees, they’re already spiking again. The average fee right now is almost three dollars to get a transaction into the next block. Digital gold, nice digital currency, but shakier on that one. Maybe we just need to give up on the idea of Bitcoin being a day to day peer to peer currency. I mean, you can use it like that, but it’s not gonna be useful for a lot of people. May wishes to look on it as digital. Hard money, digital gold store value kind of stuff. Anyway, we have a way the new investors coming into the markets. The price will rise in the coming months. In the coming years. And Bitcoin has technologically almost done nothing to evolve since the last bull run. It’s not a bad thing. It’s just the reality of what Bitcoin is. It’s the slow golden tank. Sure, we have more mentation of Cygwin, which does lower fees by an extent. But in reality, Segway implementation was painfully slow and it actually did little more than just kick the can down the road. So it’s still a problem, just a delayed problem. But if the average fee is three dollars right now, we haven’t even started seeing the insane price rallies yet. Then you have to keep it real. And there is a very, very high chance that fees will spike super hard in a coming couple of years. In twenty seventeen, we saw fees as high 70 or 80 dollars to send a Bitcoin transaction. But even three dollars is ridiculous. Man, if we want Bitcoin to be the people’s money, then we’re excluding about, I don’t know, half the world’s population. A huge amount of people are going to find it completely impractical. Use Bitcoin, of course, be less. Send a transaction. As of today, there are at least 750 million people living on a dollar ninety a day. If we extend it out to people who might, for example, make ten dollars a day, which is common enough and a lot of the world’s developing countries that we’re talking about, billions of people here who either are going to see a Bitcoin Phoebe worth more than their daily wages, or we’re expecting them to pay, what, 30 percent of their daily salary just to send money to the merchant or whoever else they’re trying to send money to pay for their groceries or something like that. Not going to happen. The harsh truth is that right now, Bitcoin is not well suited to serve billions of people around the world. The transaction fees alone exclude probably half of the world’s population from being able to use Bitcoin. And in a really practical way, yes, of course, we had the lightning network, which will at some point in the future, do something to improve speed and of course, but bring in cheaper fees. Let’s layer two solutions. I’m not saying that you know, the banks are some great alternative either. You guys know my position on banks. Banks are a total mess. International bank transfer fees are obscene. The remittance industry is just disgusting. It preys on the most vulnerable people in society, just rapes them with fees. And even domestically, banks often charge you to withdrawing your cash or having too little money. You’re having too much money is just it’s crazy. Fees are their big innovation. But if the fees for Bitcoin are already three dollars and the Bullrun hasn’t even started yet, then expect Bitcoin fees to surge as the retail Toonami comes in over the next 12 to 24 months. And I’m not bringing this up to bash Bitcoins, so please don’t think that it is what it is, man. It’s Bitcoin. Bitcoin is digital gold. And if it costs me ten or twenty dollars to move a few thousand dollars around to send some Bitcoin to an exchange and bring it off in exchange, not a big deal for me personally, but fees over ten dollars can and will be a big deal for a lot of people. One thing I can tell you is this Bitcoin has nailed down digital scarcity. Bitcoin has nailed down the digital store of value. Hands down. But it has not nailed down the peer to peer currency each. The market remains wide open for this. The success and adoption of the Lightning Network, in my opinion, is very far from certain. Competitors like Dasch in Did You Buy Next Sarpy? They are all able to transfer value peer to peer for fractions of a cent. Fractions of a cent in the transactions confirm in seconds, not minutes, not hours. Again, not to bash Bitcoin, but this is the reality. And for you to realize that when many of these new people start coming into the market, they will increasingly seek non Bitcoin cryptocurrencies. They want cryptos that are fast and cheap to move, to get on and off exchanges for trading and cryptos that offer more potential for monetary gains. You can fight this if you want, but this is the reality of how investors are going to act. It’s not just the peer to peer money niche either. That is open for disruption. Alternative assets and networks are going to divide a whole wide different range of services across a broad spectrum of use cases that Bitcoin will simply never address. Things like decentralized finance, non-fungible tokens, decentralized exchanging security tokens, governance, the data on and on and on down the list. All of these things are gonna be brought to us thanks to Alte coins, not to Bitcoin. Don’t believe the maximalists out there who are telling you that Bitcoin in some distant future, decades away will do everything. So don’t invest in outgoings, right? It’s crazy. Bitcoin won’t. And it doesn’t need to do these things. Bitcoin does what it does very well. It is digital gold, old coins. They’re going to do everything else. And investors are going to see this, especially newer investors coming to space. The lure of bigger gains and increased functionality is going to get a lot of investors in, too. Coins, the data already confirms it. Now, this question of watching it play out, I mean, let’s just see what the traditional asset world here for a minute. Not many people only invest in gold. Most people buy gold and bonds and Tesla and Amazon and Ford, etc., etc. The same applies to crypto investing. Sure, some people only buy Bitcoin. Some people only buy gold, too. But they are not the majority. They are a minority of investors. Now, the bitcoin having has passed. I’m going to work on bringing out some more alt coin-related content for you over the coming months, of course. But the old season is coming. There’s gonna be massive gains in the old coin market for a variety of reasons. Anyway, your question for today. Do you think that new investors are going to start piling into old coins and not Bitcoin as they enter the markets? And if so, is it because any of the reasons I discussed here today, or maybe you have another idea about why investors are going to be getting into all coins or if you disagree, let me know, Downbelow. Thank you so much. Watched today’s episode. Hope you’re having a frickin awesome day, wherever you are, whatever you’re doing out there in the wild, wild world. Thank you for popping in to spend 20 minutes with the crypto lurk talking about cryptocurrencies on the Internet. Long live the blockchain and be out sale next.

Via https://www.cryptosharks.net/watch-out-bitcoins-big-dilemma-pump-altcoins/

source https://cryptosharks.weebly.com/blog/watch-out-bitcoins-big-dilemma-to-pump-altcoins-in-2020-btc-price-testing-9400

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jeffrmayhugh · 4 years

Text

WATCH OUT! BITCOIN’S BIG DILEMMA TO PUMP ALTCOINS IN 2020 – BTC PRICE TESTING $9400

VIDEO TRANSCRIPT

source https://www.cryptosharks.net/watch-out-bitcoins-big-dilemma-pump-altcoins/ source https://cryptosharks1.tumblr.com/post/618337201803116544

0 notes