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dalekofchaos · 5 years

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My problems with LIS:BTS

I love Before the Storm, but I do have some problems with the game in relation to the first game. Here I will explain the problems i had with BTS and why I think Deck Nine did not understand the characters. This is very long, if anyone has the time to read it all, I’d like you to finish to the end!

1. Continuity issues

Rachel’s parents. I always got the feeling Rachel’s parents were neglectful, which REALLY showed when Chloe said they are in denial that Rachel is missing. Rachel having neglectful parents and Chloe having an abusive stepfather and abuse enabling mother, would show just why Rachel and Chloe wants to leave Arcadia Bay. What happens in BTS? Rachel has kind and loving parents and a bio mom that is a horrible representation of drug addiction(everything about how D9 wrote Sera sends a horrible message, wtf D9?) and all of sudden James just pretends that Rachel isn’t missing? The fuck? Also, Rachel’s parents are not called James or Rose. Rachel’s student information we see in Episode 3 about her parents is not readable, but he Initial letters of the names written within the Parent(s) field on Rachel’s file do not appear to match the names James or Rose (or even Sera)

Rachel’s address. Rachel’s Blackwell Student Information Sheet shows Rachel’s home address. Rachel Amber has an address of “6 Sa(?)u/n(?)tle Road, Arcadia Bay, Oregon”. There is a piece of paper covering the Home Address field, but we can make out a “gon” from the end of “Oregon”, so we know it is within the state. As her address in the top-right corner is different to what appears to be the dormitory address on the other student files, we can assume that “6 Sa(?)u/n(?)tle Road” is implying her home address (just like on Chloe’s file). However, in Before the Storm, her home address is 2420 Blackfriars Road, Arcadia Bay, Oregon.

My friend/one of my Amberprice favs @thelittle-scribbler‘s idea of Rachel’s parents makes more sense. “the idea I had of Rachel is that she was a relocated student from Cali from a very problematic absent family who didn’t give a fuck about her, coz well they gave up looking for her! And if her dad was the city da, he would have never gave up on the search and also, he would have known about her being involved with drug dealers. Unless he got his ass fired after hiring those guys to kill his ex wife lol”

Chloe’s blue hair. In Episode 3 of Before the Storm, Chloe is shown dyeing her hair blue for the very first time. However, we know that in Life is Strange, Chloe had been dyeing her hair with a blue streak on or before her 16th birthday (two months before Before the Storm takes place). indicating that Chloe had already been using blue dye in her hair by the time of her 16th birthday. It would have made more sense if we had seen Chloe with a blue streak in Before the Storm Episode 1.

Max’s contact of Chloe. "You were happy to wait five years without a call, or even a text.“ In Before the Storm’s Episode 1, "Awake,” Chloe’s phone clearly shows that Max has been texting her during her time in Seattle and had even initiated text messaging after admitting to being “bad about emailing”. Max has texted Chloe on the following dates in November 2009: 2nd, 13th, and 28th. Max was supposed to have not emailed, called or text Chloe ever since she left for Seattle, it should end in 9/28/2008, but it began again a year later.

Joyce and David’s relationship. In Before the Storm, David and Joyce are currently unmarried and had started dating not that long before the game’s events that are set in May 2010 (Chloe is 16 years old at this time). David is also about to move in to the Price household, which is seen happening by Episode 3. But in Life is Strange, a chronological timestreammontage shows that Joyce and David were already married before Chloe’s 16th birthday. A picture of a married Joyce and David appears prior to an image of Chloe on her 16th birthday in this timestream montage

The Blackwell problem. Victoria Chase’s sole reason for being at Blackwell is Mark Jefferson. Jeffershit is not in BTS. Victoria is introduced as a sophomore at Blackwell Academy in Before the Storm and wants to be in theater for…reasons, but the age for Victoria in the first game suggests she should be a freshman in BTS. Warren is a Blackwell student at age 13. Max is said to be a sophmore with Chloe in her own school in Seattle at the time, but problem there is Max turned 14 in 2009 after the September 1st cutoff date. This means that she wouldn’t be starting high school until September the following year (fall 2010). The normal age requirement to start high school as a freshman is age 14 (i.e. turning 14 before the September 1st cutoff). It is currently unknown why Max has advanced two grades in 2010. She has a 2.8 GPA on her 2013 student information sheet, which suggests she is a low B / C / high D student (not an exemplary student). Her GPA is also said to fluctuate and she acknowledged in 2013 that she should be doing better. and there’s the fact that Chloe is in Blackwell with some of the characters in the first game and dialogue (or text messages) between these characters seems to suggest that she did not know them as fellow students or even classmates prior to the original game’s events. For example, Stella is in Chloe’s class photo, problem with that is that Stella doesn’t even know who Chloe is, she just refers to her as “some girl” Warren. Warren does not know who Chloe is at the beginning of Episode 2, yet in BTS class photo he is seen with Chloe. Other dialogue gives the impression that Warren does not know Chloe beforehand. For example, the text messages Max receives from Warren in Episode 4 if she kissed Chloe/but declined Warren’s invitation to the drive-in or didn’t kiss Chloe/ but accepted Warren’s invitation. There is no mention of the fact he knows Chloe from when she was going to Blackwell, her complete change of appearance, or that he’s surprised that Max knows her too! There are also a couple of points in Life is Strange where, if Warren knew Chloe from the past, he would have likely opened a dialogue with her about that it’s good to see her again or even asking how life is outside Blackwell. Not even Chloe seems to recognize Warren, as she refers to him simply as “your friend” to Max. Justin. When Max encounters Justin at the Blackwell Campus in the first episode of Life is Strange, “Chrysalis”, she has the option to talk with him about Rachel and “her punk friend”, as Max does not yet know the identity of the blue-haired punk girl that she had saved in the bathroom earlier. "I can’t remember her name… But she was hot. Tats. Blue hair. Hardcore. She stopped hanging out with us after Rachel disappeared… or ran away.“ As we see in Life is Strange, Justin refers to Chloe in a very vague way as Rachel’s "punk friend” and as though he only knows her second-hand through Rachel. Yet the Before the Storm prequel game puts Justin in the same Blackwell student photograph as Chloe (standing directly in front of her), furthermore implying they are in the same classes. He would have had frequent contact with Chloe as a classmate of just that handful of students. Also in Before the Storm, Chloe interacts with Justin at Blackwell and they seem very familiar with each other. Justin refers to her as both “Chlo-ee” and “Price”, so he definitely knows both her first name and surname. They also are texting with each other in Before the Storm. Then again, they ARE friendly with each other in episode 4, Justin not remembering who she is in episode 1 might be the case of him being blazed and just narratively teasing Max of the girl she saved. Nathan. In Life is Strange Episode 1’s Cliff chapter, Max will ask Chloe about Nathan. Chloe will tell Max:“I met him in some shithole bar that didn’t card me. He was too rich for the place and too wasted. And he kept flashing bills…” in Before The Storm, Chloe knows Nathan from Blackwell. but the way she describes her predicament to Max sounds like she is describing her first impressions from the first time she ever met or had one-to-one dealings with him (i.e. no previous encounters before that).

Chloe is left handed in the first game and right handed in BTS. Yes she does use her left in some points, but Chloe’s dominant hand in the first game is her left hand. Throughout BTS, Chloe smokes and drinks with her right hand, lights the Amber House candles with her right hand and even writes graffiti with her right hand. In the first game Chloe smokes and drinks with her left hand and lockpicks with her left hand. DONTNOD confirmed she was left handed. I am just baffled by this decision. The only time I remember Chloe using her left hand as her dominant hand in BTS is when she burns evidence for Damon.

Chloe is expelled in 2011 in the first game. Chloe is expelled in 2010 for BTS. Max looks at a report card in Chloe’s bedroom which shows that Chloe was still attending Blackwell Academy up until the end of her junior year, which was in May 2011. BTS gives us the choice to defend Rachel and get expelled or suspended if you don’t. There is also no mention by the Principal of a recent suspension for “spray-painting graffiti in the parking lot” as was clearly mentioned on her school file in his office in Life is Strange, nor any mention of the “police reports.” Although the suspension is temporary and she is to be hopefully reinstated in the fall to start her junior year on condition of her good behavior, the suspension was not over graffiti. Being expelled in 2010 completely contradicts the circumstances of the original game, and the suspension (although being the least non-canon consequence) is over the wrong reasons. Even if Chloe was suspended, it is not unreasonable to believe that she would be expelled anyway over the extensive graffiti she left in the bathroom.

Chloe being good at chemistry. It is never stated in her report card in the first game if she were ever good at chemistry. Chloe comes off as someone who doesn’t care about getting grades, hell Chloe seems only interested in the Arts class as shown in her report card. A friend pointed out to me it kind of feels like “BtS took away a lot from Warren, as if it were a "competition" "Warren is good at chemistry" and so the BtS crew thought "Let's make Chloe good at chemistry too!" Another point is also that Warren has green as his personal color, and in Farewell Chloe he wears a green shirt. Chloe in episode 1 uses Warren's phrase "Power". I don't know, I felt like they took things from Warren to give to Chloe, and that really pissed me off.”

Chloe knows about Pompidou’s name despite not knowing the pupper’s name in the first game. Also "The only way you know my dog’s name is if you broke into my RV.“ Why would he say that if he told Chloe Pompidou’s name?

Frank was just a drug dealer to Chloe and who she and Rachel hung out with in the past. Now Frank kills someone to protect Chloe. Chloe and Frank are not friends.

2. The first LIS game told a different story for Chloe and Rachel’s relationship

Chloe’s “Rachel was my angel” comment showed a lot to how Chloe loved Rachel and how much she meant to her. Chloe tells Max that Rachel entered her life when was at her absolute lowest and that it was she who helped her deal with the grief of having lost her father but the entire game is centered around Chloe being the one who is supporting Rachel as she deals with a serious family drama of her own. What Before The Storm should have been. Rachel helping lift Chloe through the worse point of her life. If Rachel had stopped Chloe from committing suicide… as was the commonly believed interpretation to what happened between Chloe and Rachel up until BtS, then Chloe’s ”“she was my angel” would have meant it was truly special and real. But instead they bump into each other at an illegal concert and Rachel distracted some thug who works for Damon and we spend the game finding out who Sera is in a reveal we all saw it coming and only to have Rachel taken out of the third episode where Rachel never talks to her and makes the whole thing feel pointless. What the game should have been was Chloe and Rachel together having fun rocking out, becoming girlfriends and Chloe starting to live again and show that Chloe Price loves Rachel Amber and Rachel loves Chloe.

3. Deck Nine did not understand Chloe.

I don’t feel that Deck Nine did Chloe justice. The writers attempt to evoke empathy with Chloe feeling grief which is done via exactly one emotion- which is a very childish understanding of how loss and coping works. She had no character arc, considering she was the exact same character that we already knew in LiS Episode 1 (A bitter disaffected teenage youth with no regard for authority) so we didn’t get to see Chloe evolve into the character we loved in the first game. She just already was it. The gameplay undid the narrative we were given about Chloe being a loner in that you can talk to and make friends with pretty much anybody and they all acted like they liked and were genuinely happy to see Chloe. Very rarely were there interactions with Blackwell students that ended with Chloe’s presence not being welcomed, only Wells, Victoria and Nathan showed contempt for Chloe(even with Nathan that goes away when he claps for her at the play) The reason this is done is because the game wouldn’t be fun if Chloe actually was a loner. The core mechanic of Life is Strange is being able to talk to people and experiment with your surroundings. A game where nobody wanted to talk to Chloe works against the core mechanic. But in making her the main character it undoes the weight of the narrative of Chloe being alone until Rachel/Max. I just strongly feel that Deck Nine did not understand Chloe as a character and did not do her justice. We should’ve gotten Chloe at her lowest, evolving from Max’s best friend to the character we know in the first game and Rachel helping lift Chloe through the worse point of her life. Chloe and Rachel together having fun rocking out and Chloe starting to live again and show that Chloe Price loves Rachel Amber and Rachel loves Chloe. Chloe losing Rachel and showing how Chloe has to deal with Rachel missing, how she became in debt to Frank and how she got involved with Nathan and how Chloe ends up in the bathroom.

4. There is no plot...until the last minute

The biggest problem I have with BTS is there is absolutely no plot. In the first game we absolutely KNEW what the plot was. There was a storm, a missing person/serial killer and all of our friends have problems that Max has to help them with. In Before The Storm....there really is nothing. We go to a concert and because we ruined an asshole’s shirt, we were threatened and saved because Rachel was there. Then the rest of episode 1 spends on spending time with Rachel. Same with episode 2. They only gave the plot at the last minute cause Deck Nine probably went “oh shit, we just realized we don’t have a fucking plot” then we spend the majority of the game trying to get the identity of the woman Rachel’s scumbag father was seen kissing. Turns out the girl is Rachel’s biological mother! James and Sera's story doesn’t make any sense. He still loves her, gives her a final goodbye kiss and then orders some drug dealer to kill her because she was a drug addict?! Damon was hired to kill Sera and protect Rachel, but stabs her instead?! He wants Sera to die because she was a former addict....despite Sera wanting to be clean and Sera doesn’t want her to ruin Rachel’s life???? What kind of fucking message is that to send to people struggling with addiction??? They dropped the fact that Sera was supposed to have powers and it was passed down to Rachel and that Rachel is the storm. Hell, Rachel was taken out of the final episode 90% of the fucking episode. Damon was a lazy thrown at the last minute villain. The first game shows you what’s at stake right away, with Before The Storm there’s no clear danger, conflict or mystery. We only get it halfway through the second episode and even then it’s a bad mystery and conflict and if it takes that long to add conflict or mystery, then I really think they failed the game. The best parts about the game are Amberprice, episode 2, Steph, Mikey & Drew and Samantha. But that’s kind of it. Before The Storm was kind of a disappointment.

5. Forced to give David a chance

Deck Nine doesn’t understand that Chloe does not have a good relationship with David, or even Joyce. Deck Nine forces us to be nice to David and every time we choose to pick the most Chloe like choice we are punished. The game outright makes us look like jerks for being true to Chloe’s character regarding David. Deck Nine screwed up everything when it came to Chloe and David. Before even meeting David in episode 1, Chloe’s only complaint is he calls her “girly” that...that’s it? The only thing I felt they got right was his comment about “vacation from not having a father figure” and saying he’ll show what a stable home is like. The way he said that he can FINALLY show Chloe what a stabilized home looks like…..like she didn’t have a stable home when her father was alive. That really got under my skin. But let me explain, Deck Nine did not understand Chloe’s relationship with David and did their best to villainize Chloe for not giving him a chance. I do not want to feel bad for David. Stop trying to make us feel bad for this abusive piece of shit and make Chloe out to be the villain for not giving this asshole a chance. He emotionally, mentally and physically abuses her and joyce normalizes it, violates her privacy, installs cameras in the house without her or Joyce’s knowledge cause he will not trust her and Rachel, David makes Chloe feel like a prisoner in her own home. David getting a job at Blackwell makes her want to get expelled, whenever he is around she does not feel safe. He makes her so afraid that she feels like she’s living with a Nazi. They are not meant to have a good relationship. As for Joyce. The fandom likes to paint Joyce as this great mother to Chloe, and she was when William was alive but she chose her own happiness and interests over the safety and well being of her own daughter. Joyce enabled an abusive stepfather and ignored her daughter being hit and verbally abused (and there is a word for that: culpability. Joyce is guilty of child abuse. If we do not back up Chloe in episode 1 and we tell Joyce David hit Chloe, Joyce just brushes it off like it’s not a big deal…and this is who the fandom perceives as a good mother? What Deck Nine should have done is have it open with it stated that Joyce and David are married. Chloe’s life is a living hell. David does not understand nor does he care about Chloe’s depression and grief for losing William and Max moving away. Show that David physically, mentally and emotionally abuses her. Joyce normalizes it like saying “you keep pushing him, what did you think was gonna happen” you might think that’s out of character for Joyce, but she put her own interests over the safety and stability of her own child. Joyce didn’t want to be alone anymore, so she settled down with the first guy that came her way. The abuse is normalized in their household and Chloe’s definitely internalized it. Keep in David’s comment about “vacation from not having a father figure” David violates her trust and feelings and boundaries and bosses her around and calling her a loser who has no friends and burdens her mother. Show why Chloe is terrified of him to the point where she labels him a Nazi and to the point she feels like he will kill her if he finds Max in her room, so make a hint that David starts to put surveillance around the house because of his unwillingness to trust Chloe and Rachel. Chloe and David do not have a good relationship and fuck Deck Nine for making us feel bad and look bad for not giving David a chance. Fuck you.

6. The choices D9 made with Nathan make no sense.

I already explained why Nathan being in Blackwell with Chloe doesn’t make any sense, but the choices Deck 9 did with Nathan doesn’t explain anything about the character he would become in the first LIS. If Nathan had to be in the game, I don’t think Samantha should’ve been in the game. Nathan’s social circle is Rachel, Victoria and Hayden. There is no missing persons posters in Arcadia Bay aside from Rachel. Samantha being the first Dark Room victim does not hold up. And that’s the problem, we don’t get to see Nathan being friendly with Rachel, Victoria or Hayden. We see him being bullied by Drew North. Wouldn’t it make much more sense for Nathan and Victoria to be bullying Drew and Mikey and Chloe and Steph defending them and Nathan and Victoria trying to get Chloe expelled for that? Okay if what they were trying to do was a timid Nathan who slowly gets to become the king of Blackwell who was being mentally and emotionally abused by Sean and Jefferson, it did not work. We never see Nathan with his friends. We never see Nathan with Rachel aside from one picture. We do not get to see Nathan and Hayden. Nathan and Victoria are as close as brother and sister, we never get to see that and I think that’s where BTS failed Nathan. Hell, if they were to keep Nathan’s character as it were in BTS, I think Chloe and Nathan should have been friends. I cannot find the video because the person who made it deleted their YouTube account, but a few years ago when BTS was first out, someone made a video suggesting that Chloe and Nathan could’ve been friends in Blackwell. The video was SO convincing that I was so on board with the idea and Samantha pointing out how similar they are. If Hell Is Empty wasn’t a bad episode, maybe they could’ve gave Chloe and Nathan a chance to talk. depending on our choices it could go good or bad. If it goes bad, then they remain on bad terms. But if they are on good terms depending on our choices, you are given a choice to choose to become friends with Nathan. They bond over their similar music taste, their mutual love for Rachel and find common ground with everyone expecting the worst out of them and their abusive father/stepfather. And Nathan could thank Chloe for stepping up for him. And they share a smoke together. I think Chloe and Nathan being friends before their lives goes on a downward spiral and hits rockbottom would’ve been nice and sure as hell would’ve been better than giving Chloe, Stalky McFuckboy as a “friend” instead

7. Deck Nine does not understand Rachel Amber

I don’t feel that Deck Nine understands Rachel Amber as a character or understands what made the fanbase love her from the first game. Rachel is a character shrouded in mystery. The vibe I got from Chloe indicates that Rachel Amber saved her at her lowest and made her feel like she could live again. I also got the vibe that Rachel had neglectful parents who cared very little of her and Rachel was tired of the pressures of being little ms perfect and the bullying she suffers at Blackwell. So Chloe and Rachel wanted to be free from Arcadia Bay. Chloe wanted to be free of an abusive step-father and her mother who allows the abuse to go on and Rachel wanted to be free from everything at Arcadia Bay. Started a knew life as a model in LA. It was their Santa Monica Dream. The characterization of Rachel Amber in BTS just feels like D9 does not understand Rachel. Rachel Amber is meant to be a morally grey character. There are hints that she wasn’t this perfect angel Chloe thought she was and then backed away from that perspective out of fear fans would be angry at their depiction of Rachel. Rachel Amber who I knew in the first game was just not there. She had no interesting perspective or enlightenment to offer to Chloe or be the positive force to Chloe or even showed why she was this mysterious chameleon who fit in so perfectly with everyone who was adored by everyone. She was just a pretty looking character model with a great voice actress that would sometimes say very wistful, wide-eyed things. She would also quote boring poetry. Rachel in BTS has no aspiration to be a model and instead of Rachel helping Chloe deal with her grief, the game makes it about Chloe helping Rachel with her family drama. We never get to see Rachel meet Joyce(Joyce in LIS makes it seem like her and Rachel got along) we never get to see Rachel defending Chloe from David or Rachel as this ambiguous character. She’s portrayed as this character that must be protected at all costs, like she’s neither ambiguous nor does she have any agency. It is perfectly okay to show her drift away from Chloe. Yes they were in love and had this great relationship and they loved each other. It’s important to see and know the people we romanticize are not who we thought they were. Rachel was looking for a way out of Arcadia Bay. She first thought both her and Chloe can escape to LA together. But over time she did not think that was possible anymore. Chloe dodges her car payments and her family is in debt and Chloe is in debt to Frank. She still wants to leave with Chloe, but Rachel needed an alternative way so she and Chloe can escape. So Rachel turned to Frank, she used him for her drugs because as time goes on, Rachel turns to drugs to numb the pain. She parties with The Vortex Club and as Nathan said “Rachel partied like a fiend on her own.” Hell, she was so desperate to leave Arcadia Bay she even asked the trucker to take her to LA. Then, Rachel meets Mark Jefferson. Rachel saw him as her way to LA. She wanted to have her pictures modeled by a professional, which he was, but Rachel never saw him for what he was. A sheep in wolf’s clothing, a monster. He saw her as the perfect subject. A human chameleon with many visual possibilities and he felt they had a connection. Manipulating her into believing that he is the father figure that James never was for her. Rachel wrote a letter to Chloe in the shack but discarded it. She feels that he changed her life but the discarded letter shows that she felt ashamed about the whole relationship. Her shame indicates that she was apart of the Dark Room. At first she just saw it as a big photography project outside of school, but then Rachel started to look into Jefferson’s past models and figured out something was wrong. In Jefferson’s own words “Not like Rachel, who was always looking in the wrong places. Poor Rachel.” Jefferson of course finds out because The Dark Room is under 24 hours surveillance. So out of fear of Rachel telling everyone, Jefferson kills Rachel, doses Nathan and poses Nathan’s unconscious body with Rachel’s lifeless body. The vibe I got from the first game is that Rachel and Chloe have this very important and special bond. But Rachel just wanted to be free of Arcadia Bay by any means necessary. Rachel would go far to get what she wanted. Someone who is willing to lie to the people she cared about to satisfy her own needs and goals. Personally, I see Rachel as being okay with manipulating everybody BUT Chloe, which gives everybody a foothold to try and gaslight Chloe and Max about her, trying to get them to doubt that Rachel genuinely cared about Chloe. Rachel wanted a way out and she thought she had her way out, but in the end she played with fire and got burned.

8. The last episode

It was lazily thrown together. The actual GOOD aspects were cut altogether. Rachel does not dye Chloe’s hair. Chloe and Rachel do not work on the truck together. Rachel does not stand up for Chloe against David. Rachel and Chloe do not kick Eliot’s fuckboy ass. Rachel has to be taken care of instead of Chloe and Rachel working together to save Sera. All the good Amberprice stuff is in the montages. Hell Is Empty was a huge disappointment.

9. Unlike Max, Chloe has no agency in defeating the villain of the game.

The difference between LIS and BTS is the player has a hand in defeating their villains, while in BTS, we do not. Max Caulfield who was tied up and was about to be killed, guides David in defeating and capturing her abuser and villain of her story Mark Jefferson. Max is instrumental in defeating the villain of her story. Chloe Price is knocked unconscious and saved for doing nothing while Frank kills Damon Merrick off screen. Chloe is not instrumental or has any agency in leading to the defeat of the villain(the rushed villain at the last second) of her story

10. Farewell.

While Farewell is cute and tragic to play, it ultimately does not make any sense. If this is the same day as Max’s last moment with William and before Joyce comes home to tell Chloe the news of William, WHY are Max and Chloe in different outfits? Wouldn’t it make more sense for this to be Max’s last day in Arcadia Bay instead of the last day of William? I feel this especially cause in the BTS Graffiti side of the notebook, it is shown that there is one final episode under episode 3, I kind of feel like this was meant for Farewell and it was meant to be Max’s Farewell, but something changed. It also kind of comes off as wanting the player to hate Max for not staying to say goodbye. What I would prefer is this takes place on Max’s last day in Arcadia Bay and despite William’s accident, Chloe wants to do her best to make sure her best friend gets the best damn send off before her farewell. And Max and Chloe part on good terms instead of Max’s asshole father preventing Max from saying goodbye lol

#Life Is Strange #Amberprice #Life Is Strange Before The Storm #Chloe Price #Rachel Amber #Max Caulfield #Victoria Chase #Nathan Prescott

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magictaverntranscripts · 6 years

Text

Episode 4 - The FML

[static]

Mysterious Man: The following podcast is not real. But it is really sponsored by Base Camp. When you use Base Camp to run projects, people know what to do, people know where things are, and you stay on top of everything all the time.

[static]

[theme music]

Arnie: Hello From the Magic Tavern!

[trill]

Arnie: I'm your host, Arnie Niekamp. I'm from Chicago, which is on the planet Earth. And about four weeks ago, I fell through a magical rift behind a Burger King into Foon, which is kind of a Narnia-esque magical land. Luckily, I'm getting a slight WiFi signal through that magical rift, and I'm able to host a podcast in the Vermilion Minotaur, a tavern in the land of Foon. As always, I'm joined by my two sidekicks, why don't you guys introduce yourselves?

Usidore: I am, of course...

Arnie: [groans]

Usidore: ...Eh...no, I'm going to do as you asked...

Chunt: [chuckles]

Arnie: [muttering] Okay.

Usidore: As we spoke about before - I am of course...

Arnie: I know this is tough, you can do it.

Usidore: Y- yeah. U...Usidore...[rushing] Wizard of the Twelfth Realm of Ephysyis-

Arnie: [groans]

Usidore: -Grand Master of Light and Shadow, Manipulator of Magical Delights, Devourer of Chaos, Champion of the Great Halls of Terr'akkas. The Elves know me as Fi’ang Yalok. The Dwarves know me as Zoenen Hoogastangs. I am known in the Northeast as Gaismunēnas Meistar, and [whispers] there may be other secret names you do not know yet.

Arnie: I d-, I hope it does not get longer.

Chunt: You should see his business cards!

Usidore: That of course-

Chunt: Front and back! Front and back.

Usidore: [laughs] That of course is our jovial friend Chunt! Making fun of the length of my name! [laughs] Delightful.

Arnie: And Chunt, introduce yourself.

Chunt: Chunt here.

Arnie: ...[laughs] Yeah, I feel like there's a middle ground between the two of you in how much you introduce yourselves, like-

Usidore: I don't understand-

Chunt: I try and compensate for Usidore's, uhhh...length of introduction.

Arnie: Okay, so it's Usidore the Wizard, and Chunt the Talking Badger. So, um-

Chunt: Badger, I mean-

Arnie: We don't need-

Chunt: It's a given and- [snorts] You don't have to say everything's talking, it's just, I'm a badger.

Usidore: Yes...

Arnie: Do all badgers speak in Foon?

Chunt: In their own way.

Arnie: But not English.

Chunt: ...Well...some.

Arnie: We have another guest, and before we get to him though, uh, last week I mentioned that I have an email address, uh, there must be some kind of firewall issue with the Burger King that I'm getting the WiFi signal from, so I-

Chunt: Didn't Spintax dissolve the Wall of Fire?

Usidore: Uh, he may have, Spintax the Green, my great rival...

Arnie: Yeah, it's not a magical thing, it's-

Usidore: I too could create a wall of fire, if you want it. I SHALL PUT A WALL OF FIRE AROUND THIS TAVERN RIGHT NOW!!

Arnie: It's- Basically what I'm saying is, I can't get access to my regular email, so I had to set up a special email for this podcast, so if you-

Usidore: [off-mic] BUUUUURN!!! BUUUUUUUUUURN!!!

Arnie: So if you want to email me, or us, here, you can email us at [email protected]. I know it's an unusual sounding email, it doesn't sound real, but it absolutely is, so email us at [email protected]

Usidore: [whispering] Fffiiiire deepash [incomprehensible, continues under the other dialogue]

Chunt: Is that- Is that talking puppies.supplies?

Arnie: It's just puppies-

Chunt: Just puppies. Oh, Usidore's in the wizard state.

Arnie: Oh.

Usidore: [still whispering] Gdummah una burrning umabahein chai emara burn burn burn buttern buttern buurrrrnnn...

Chunt: And he's out.

Arnie: Okay. So we did get an email, uh, someone emailed us from after last week, uh, with some questions about Foon. So I'm gonna' quick-

Chunt: Oh, great.

Arnie: Read a little bit of this. This is from, uh, Matt DeMarco, he emails to ask, "Can Chunt only turn into whole other animals by sexing them, or is constantly under threat of turning himself into, say, a badger paw, by sexing himself?"

Chunt: [tsks] Uh, it does have to be, um, with another creature.

Arnie: Okay.

Chunt: Is he referencing when I masturbate?

Arnie: Yes.

Chunt: Yeah. You've- you've walked in on me masturbating.

Arnie: Yeah, I-

Chunt: And there's no...

Arnie: Nn-, yeah, it's-

Chunt: I don't turn into a hand or I don't turn into-

Arnie: No, y- not..

Chunt: When I wear- if I wear protection I don't turn into protection just because it's...

Arnie: Yeah.

Chunt: The laws of magic are pretty cut and dry.

Usidore: I-

Arnie: It's pretty-

Usidore: I think they're clear on this matter.

Arnie: Okay. All right, uh, uh, terrible question, Matt DiMarco, uh, next-

Chunt: [giggling] I think it was a good question, for sure.

Arnie: I-

Usidore: I lit four candles.

[silence]

Arnie: ...What?

Usidore: I lit four candles with my magical incantation, I did not make a whole wall of fire, but I did manage to LIGHT FOUR CANDLES!!!!

Arnie: That's true, we're a little more lit here in the Vermillion Minataur. Uh, another question, "Please tell Usidore that Manipulator of Magical Delights is better than Persuader. Manipulator sounds more powerful. Also, what's up with that wizard state? Is that something he learned in wizard school, or is it something you're born with?"

Usidore: I have stuck with Manipulator, I think you for your thoughts on this matter. It does seem to have a little more power and strength behind it, so I prefer it to Persuader of Magical Delights. The wizard state...This was a gift given to me, by those who created me. It is an innate ability, I did not learn it in a wizarding school, I was fully formed as a wizard from the day I set foot in Foon. Aye, the very birds of the sky and the fire and the wind and the water did conspire to create me out of the very elements that exist in the air and the earth.

Arnie: So you came-

Usidore: And the hearts of men.

Arnie: So you came into Foon fully formed, like just a, an adult wizard?

Usidore: Of course, I'm a wizard.

Arnie: That's how wiz-, wizards aren't born?

Usidore: Uh, yes, but perhaps not as a mewling babe as you would expect! [laughs]

Arnie: So when, when you just pop into existence, what's the first- like, do you remember your first thought? Like, "Whoa!"

Usidore: I have- Uh, w-, my first thought was, "I ha-, I have to find a staff."

Arnie: [wheezing/laughing]

Usidore: I need a staff, and I thought well, I'll find a large tree and break off a branch to start with until I can afford a better staff, and uh, and of course my second thought was, "I must defeat the Dark Lord." And I must convince one of you to join me on this great quest!

Arnie: He has- Usidore has a quest to defeat the Dark Lord, which-

Usidore: Think of the glory that could be earned by all the people here, and the safety of Foon and all the children and women and men who do live here! And all the animals and beasts of the forest, they are all in danger right now! But let's get to our guest.

Arnie: Yeah. Uh, thank you for your email, Matt DeMarco, but let's get to our guest. Uh, Your name is Larry Birdman?

Larry: Yeah, that's right, Larry Birdman.

Arnie: And, uh, who are you?

Usidore: I'm very excited about this, everyone knows-

Larry: Who am I?

Usidore: -who Larry Birdman is.

Arnie: SO everyone here knows who Larry Birdman is?

Chunt: Oh, absolutely!

Usidore: Yes, of course!

Larry: I'm the Commissioner of the FML.

Arnie: ...And what is the FML?

Usidore: [chortles]

Chunt: [laughs]

Larry: Uh...

Arnie: I'm sorry, I'm new to Foon, I don't really know much ab-

Larry: Well, when did you get here, after February 1st? After January 15th?

Usidore: [laughs]

Arnie: Uh...y..es? I mean-

Larry: Okay, well I'm- the Foon Mittens League, is the FML, Mittens is the biggest sport in Foon, everyone knows this, and I'm the Commissioner of the League. And we just had the Super Mittens Cavalcade, and then the Super Mittens Cavalcade, Part II. On February 1st was the Part II, and on January 15th was the first, and uh, it was a pretty good game! Uh, setting apart the fact that a lot of the rules, in my opinion, still don't make any sense. But a great game, and we had uh, we had a great, great turnout, I think over 74 percent of all of Foon were tuned in one way or another. Through telepathy, or through the Magic Box, or through-

Arnie: The Magic Box?

Usidore: Mm-hmm.

Larry: Attending in person, or through uh, trans-soul deliverance, or through uh, Walk N' Pop. So, between all of those we had, uh my understanding, 74 percent of Foon. We still trend heavily f- heavily male, we had about 91 percent of all the males of Foon, uh tuned in, about 90...90...no, sorry, 80, 82 percent of the females, and about 38 percent of the creatures.

Usidore: I murdered a horse and watched through the horse's blood.

Larry: Yes!

Arnie: Wow.

Larry: Yes, good, good. Well we had only, uh, only, of course, a wizard can do that, so we had about, 20, 25 horse blood murder viewers this year, and we're trying to raise that next year.

Chunt: Can I just say, Larry Birdman, and it's an honor to meet you, that I usually tune in to watch the Cavalcade mostly for commercials?

Larry: Mmm.

Chunt: I mean, 'cause the g-, as you mentioned the game has its flaws.

Larry: Yes, sure.

Chunt: Phenomenal game.

Larry: Mm-hmm, it's an okay game.

Chunt: But mostly watch for the commercials.

Larry: Yeah, well this year the commercials were great. Uh, I- which was your favorite? I'll tell you my favorite and then you tell me if you agree. But my favorite was probably where they trotted out, uh, 300 of the, uh, of the greatest Mittens players of all time and had them all, uh, re-create some of the greatest theatrical moments in the history of Foon, in about a 38 minute commercial, I thought that was great.

Arnie: [whispers] Wow.

Chunt: Amazing. Amazing.

Arnie: That's a long commercial.

Larry: That's right, and it doesn't sell anything.

Arnie: [laughs]

Chunt: [laughs]

Larry: It's just, it was just for fun-

Usidore: It was a won-, wonderful celebration of the sport.

Larry: It was a celebration of the sport of Mittens, and of the theater community of Foon.

Arnie: And Chunt, what was your favorite commercial?

Chunt: There was one, I can't remember what it was for, but there was like, these pincers? And they were holding a Dwarf, and you j-, they just slowly lowered him into boiling tar-

Arnie: Oh god!

Chunt: And you just see him, you see the life escape him from the feet up, and it was just, just great, I mean, just really, really spoke to me.

Larry: Yeah, that was for life insurance.

Chunt: Oh! That makes total sense.

Arnie: So you said, I don't really know, how does the sport work, Mittens?

Larry: What's that?

Arnie: How does Mittens work?

Larry: Oh god, well, uh, so you've never seen any Mittens?

Arnie: I haven't seen-

Larry: All right, uh- [sighs]

Usidore: Lawrence, you must forgive him, Arnold is a new-

Larry: Yeah.

Arnie: It's Arnie.

Usidore: He's a new person here-

Larry: Yeah, it's Larry, it's Larry Birdman. Uh, you know, [sigh] So put it this way, all right? You're on a field, all right? About 2000 yards long, uh, between 2000 and 2007, depending on which field you play on. Uh, it's about nine yards wide, so very narrow field.

Arnie: Wow!

Larry: Uh, each team is comprised of 31 individuals. You have a Baskin, you have what we call a Quarter-Back, which you won't understand, there's a Baskin, there's nineteen Hillsmens, and then there's ten, what we call Misselineus. And the Misselineus, they can do all sorts-

Arnie: Wait, Misselinius?

Larry: Yes, Missel-linius. There's 10 of them, there's 19 Hillsmen, okay? You have, you have a Baskin, 19 Hillsmen, okay, 10 Misselineus and and then a Quarterback.

Arnie: Do the Misselineus just do assorted things?

Larry: No, all of the other people do. The Misselinius have one specific task, that's very specific.

Arnie: [chuckles]

Larry: The Misselineus are there to basically distract and try to assist the Baskin in performing the Baskin task.

Arnie: And what is the Baskin task?

Larry: Now, the goal of the Baskin is to get the potted flower from one end of the f-, the Pitch, we call it the Pitch, to the other end of the Pitch, and if the Baskin takes a potted flower across 2000 yards, and gets it to the other end, that is one point. Now, my principle problem with the game, is if a bird comes near the field and you catch it, that's 700 points.

Arnie: [laughing] That's a lot of, that seems like a lot of points.

Larry: Didn't invent the rules, don't like that rule, seems like the team that catches a bird always wins.

Usidore: But it is exciting.

Larry: Well, it's...

Usidore: It's exciting when a bird finally flies onto the field-

Arnie: How often does this happen?

Larry: It's f-

Usidore: Pandemonium breaks out

Chunt: Very often, very often.

Larry: Pretty regularly. In fact, the last game, so, okay, so the last Cavalcade Part II, the score was, uh 2103 to 8.

Arnie: [laughing] Oh no!

Larry: So, it was, in my opinion, and this is what I've been pushing for, for reform for years, I thought it was unfair because one team got a Baskin 2000 yards across 31 opponents 8 different times, the other team only did it 3 times, and yet because the other team caught three birds, they won by thousands of points.

Usidore: Yes.

Chunt: It's a bird-heavy game. And you should know that Hogsface has its own Mittens team.

Larry: Oh yes! [laughs] If, that's "team" in quotes, Hogsface went, I believe, 0 and 1 last year?

Chunt: Yeah.

Larry: Yeah, they did not win their game.

Chunt: Yeah, our potted flower is not a fan of being carried around.

Usidore: Yes.

Arnie: Wait, so is your potted flower, Flower?

Chunt: It's Flower, yeah.

Arnie: The Flower that I threw off of a cliff last week?

Chunt: Yep, so we don't have a team anymore.

Arnie: [laughs] Oh no-

Usidore: Thank you for that.

Arnie: I'm sorry.

Larry: Ugh.

Chunt: The Hogsface Poisoned Blades are no longer a team.

Usidore: Now Larry, I, I wanted to ask you while you were here, burrh, I know you aren't a fan of the bird catching rule-

Larry: No, I'm not.

Usidore: But I do find it exciting when they catch a bird. My issue is more that fans are allowed to bring bags full of birds to release into the pitch.

Larry: Yes.

Usidore: I, if the fans were, were restricted in their ability to bring birds and birds simply flew into the field naturally, I think that would make for a much more exciting game!

Larry: Well it's an interesting point, and, and, you know, Usidore-

Usidore: Yes.

Larry: I don't know if you've ever tried out to be a Wizard, as I said earlier, there's one Wizard per team, usually, sometimes more than one Wizard, but usually you b-, you want at least one of your Hillsmen to be a Wizard.

Usidore: Eh, yes.

Larry: And often that Wizard will be tasked with, you know, disintegrating birds that are released. So you constantly have birds being released by the fans, which I'm against, but you know, the rules are the rules and I just enforce them. And you will see, uh, hundreds, if not thousands of birds, released and then disintegrated repeatedly by one of the Hillsmen. That's just one of, I would say, 100-200 tasks a Hillsmen is-

Arnie: 100-200 tasks?

Larry: Yes. A game lasts, uh, well the first Cavalcade, as I said, began on January 15th, and ended, maybe, 20 minutes before the Final. So it's about a two-week game.

Usidore: It was a short game.

Larry: It was a short game, I'm glad we were able to get the Cavalcade finished this year before March.

Usidore: Yes.

Arnie: Does it frequenl-, Does one of the Cav- Does part I frequently go so long that part II starts before part I is done?

Larry: No, you couldn't do that, that's [laughs] that doesn't make any sense. No, the Cavalcade Part I is the second and third place team from the regular season. They play off, and then the winner of that plays the worst team from the regular season from the title.

Arnie: [laughs]

Larry: Another rule which I am against and trying to reform, it's one of my main points, is why not let the best team from the year play in the Cavalcade Part II?

Chunt: And Hogsface was in because we were the worst team. I should let you know, when I was in the form of an eagle, I was a Baskin, which was a huge problem, because, as per the rules-

Usidore: Your'e also a bird!

Larry: Yes.

Chunt: I'm a bird! So-

Larry: And the Baskin's feet cannot leave the ground.

Chunt: So, by being on the team in the state of an eagle, I was just draining points from my team.

Larry: Yes.

Arnie: What if you had been, like, another kind of bird, like a sparrow or a robin?

Usidore: A what?

Arnie: A sparrow or a robin.

Larry: Not familiar with either of those types-

Usidore: What's a robin?

Larry: What's a sparrow?

Arnie: I was just saying that maybe if you were a Baskin...robin...

Usidore: ...A robin?

Arnie: Never mind. That's- You know what, that's just something that-

Larry: Baskin robin...

Chunt: You seem...really pleased with yourself for some reason...

Larry: Yes.

Arnie: [chuckling] The people, I'm, the-, that was more for the people on my world, they're going to go crazy over that.

Chunt: A Baskin...robin...

Arnie: It's just a little joke, but the people on my world are gonna' go crazy.

Larry: I don't understand.

Chunt: I don't understand, but I hate it.

Larry: Anyway, thirty-one per team, uh...and I-

Arnie: Like 31 Flavors?

Larry: -don't know what else you need to know about Mittens. But, um, the-

Arnie: What are some of the teams besides the Hogface Poison Blades?

Chunt: Mm-Hmm?

Larry: Well, the best team in the league this year, which, you know, unfortunately they're not eligible for the playoffs, by virtue of wining the regular season. And then what they do is they wait there- If you win the regular season, you an't play again for ten years. And then in the 10th year you play in the 10th Anniversary, Round Table, Roundrobin, Uh, Circular...uh...

Chunt: And by the way, Roundrobin means something...we don't have robins. Robin means something else in Foon.

Larry: Yes.

Arnie: What does robin mean in Foon?

Usidore: Roundrobin.

Larry: I don't know what, uh, robin means, a Roundrobin is a specific type of game in which one opponent plays another one.

Arnie: ...okay...

Larry: Um...I forgot your question.

Arnie: What are some of the teams?

Larry: Oh.

Chunt: The Festering Wounds have been...dominating for a while.

Arnie: Uh-huh?

Larry: Yes. Well, in the sense that the best you can do, a lot of people think, is to finish second every year. So what happens in the game, and it's, again, it's frustrating, is, you have uh, teams play, and they try to all get up near the front, and then they all intentionally try to lose towards the end of the year to finish second, so that they can be in the Cavalcade and then hopefully Cavalcade Part II, and not have to be retired for ten years. So the Festering Wounds have finished second or third, which is both good, what 11? 11 or 12 years in a row.

Usidore: Yes, and of course there's uh, the Scrr...uh... Buzzards.

Larry: Yes.

Arnie: Oh, from Scrr?

Usidore: From Scrr, yes.

Larry: Now you, Usidore, who do you support? I notice that you are in Scrr Buzzards colors.

Usidore: Ahhh, yes, I am a fan of the Buzzards, I must admit. [grumbles]

Chunt: And the wizard that plays on the Buzzards is, uh, Spintax.

Larry: Spintax the Green?

Usidore: Yes.

Larry: Do you know him?

Usidore: Yeah...[grumbles] Uh, yes, yeah I do know him.

Chunt: Yeah?

Larry: I had dinner with him about a week ago, and he's really a wonderful, wonderful man.

Usidore: Yes, he's very, very talented.

Chunt: Great, great wizard.

Larry: For his age, too. He really can create a lot of things and dismantle a lot of things.

Usidore: Well, we each have our own journey. Speaking of which, I have a journey, that I would like you to accompany me on-

Arnie: We're gonna' have to-

Usidore: Aye, for the Dark Lord-

Arnie: Go to a quick break, actually, I'm sorry, you can mumble about the Dark Lord if you want-

Usidore: He s-

Arnie: But we're gonna' take-

Usidore: -smirched the land with his evil...

Arnie: We're just gonna' take a quick break, uh, so that we can refresh our drinks-

Usidore: [in the wizard's state] i shhuuupulflon i uwaveawave

Arnie: and we'll be back in just a moment.

[static]

[ad music]

Burger King Worker: Hello, welcome to Burger King, would you like to try a free Whopper today?

Usidore: [still in the wizard's state] hy k kuuu onminggg.[inaudible]

Burger King Worker: Seriously? Hello? Is that...? I swear I hear someone whispering. [yelling] Hey Linda, I think something's wrong with my headset.

[ad music fades]

Arnie: All right, uh, we're back. Uh, Usidore, are you done with your wizard's trance?

Usidore: Yes, I'm out of the wizard state now. Uh, but I had a question for you, Larry.

Larry: Oh, sure.

Usidore: You know, I always did want to be a Hillsman, myself.

Larry: Yes.

Usidore: I am a wizard, and I do live on top of a hill.

Larry: Oh, nice.

Usidore: So I, it's always occurred to me that perhaps I could do it. Do you think I-?

Larry: Well, uh-

Usidore: Do you think I have the strength, the upper body strenth?

Larry: Did you play Mittens in College, or Wizard School?

Usidore: Well, ee- a little bit, I uh, you know, played with friends, you know, just fun-

Larry: Like the varsity, or the JV?

Usidore: Ah, you know, I [blusters] I went out for varsity, and you know, I didn't make it then, but you know, I've, I've grown as a wizard in the interim, you know...

Larry: Well, you know, one thing that I value as Commissioner of the Mittens League-

Usidore: Mm-hmm?

Larry: -is just brutal, honest truth. And I'll tell you it's unlikely. It's unlikely that you could do it.

Usidore: Mmm.

Larry: And the reason I say that is, our league is composed of the greatest Mittens players in the world. And as you know, as ev- Chunt, as you know, everyone who grows up in Foon - I would say fifty percent of the uh, the young, the young men and women of Foon play Mittens as children. And of course, that's getting lower and lower due to the Post-Concussive Syndrome problem that we're having, but-

Usidore: Right.

Larry: I will say, one-

Arnie: Are lots of people getting hurt playing Mittens?

Larry: Yes.

Usidore: Yes.

Larry: Yes.

Usidore: Oh yes.

Larry: It's a big issue, and we're taking it very seriously at the Foon Mittens League, and don't think that we're not. But, I will say, Usidore-

Usidore: Mmm, yes?

Larry: That I had an occasion to have brunch, maybe a month or two ago, with a man that of course you know, named Sam Stout.

Usidore: Ah yes, oh!

Larry: Okay? Now, Sam Stout is one of probably the 10, 15 best Hillsmen in the world. Sam Stout, when he was in college, tried out for the Mittens team. Not only did he not make the Mittens team, he was not allowed to be the manager of the Mittens team.

Usidore: Oooh.

Larry: And Sam Stout went, and he trained, and he trained, and he became - his name was not Sam Stout at the time, his name was Sam...I think it was uh...Stotlanberg?

Usidore: Ah.

Larry: Something Jewish.

Arnie: [chuckles]

Larry: But uh, my- what I remember is, he came back, and he was, he trained for years, I'm not sure exactly w-

Usidore: This is an inspiring story, please continue.

Larry: Yes, so, today-

Chunt: [chuckles]

Arnie: [laughing] I have so many questions, but keep going, keep going, keep going.

Larry: Well today, Sam Stout is one of the greatest players, and he, the man did not play in a professional mittens league match until he was 33 years old.

Usidore: Amazing.

Larry: Today he's, I think he's a 7 time All-Star, wonderful brunch companion-

Chunt: His cloak was retired, right?

Larry: Yes, his cloak was retired.

Chunt: Number 4500?

Larry: 4500, by the Daggerdale Blazehounds. And so uh, he's never allowed- I don't know if you know how jersey retirements work, do you know?

Arnie: Uh, in my world, yeah, basically you just cannot use someone's number again? Or-

Larry: No.

Arnie: Maybe I'm wrong.

Larry: N- well, maybe, I'm not sure. If you retire a jersey here, what it means is: you take a jersey, okay? You write a number on the back of it that's different from a regular number, this one had 4500 I believe, and you run, and everyone chases you. And if anyone gets you for an hour, they're allowed to just pummel the heck out of you.

Usidore: Yes.

Larry: Just beat you as hard as you can. If, however, you run and no one is able to catch you for a full hour, then you are put into what is called the Circle of Fame. And there's only about 100 people, it's 93 people, that have ever been in the Circle of Fame. And Sam Stout had his jersey retirement celebration run, I guess, a year ago? Yeah. Yes.

Usidore: Yes.

Larry: About a year ago.

Usidore: Yes, about a year ago

Arnie: How many people have had failed jersey retirement runs?

Larry: Well, thousands.

Arnie: [astonished] Thousands!

Larry: Most people don't get more than, I'd say, twenty seconds. I mean, anyone can catch you.

Usidore: Yes.

Larry: Anyone!

Arnie: Anyone, anywhere?

Larry: Anyone!

Usidore: And just- And just-

Larry: I mean, a creature, a beast, anyone, they can-

Usidore: And just think of the revenge the birds want to enact.

Larry: Ugh.

Usidore: Yes.

Larry: Yes.

Arnie: So, I have a question for you, Larry Birdman. You-

Larry: Yes?

Arnie: You seem to have a lot of unhappiness with the sport of Mittens-

Larry: Well, the rules are terrible.

Arnie: What, what lead you to, to become the commissioner?

Larry: Well, you know, I [sighs] I see myself as a visionary. I was myself, I guess you don't know this, it's kind-of embarrassing and I don't mean to brag, but I'm probably the greatest mittens player. Uh, well...I dunno. Top, top 5.

Arnie: Mm-hmm.

Larry: Uh...well, top, top 20 is non-controversial, I'll do that, top 20. And I myself was a Baskin, and uh, I really hated, uh, the amount of abuse that I took, and I thought it was unnecessary, because, y'know, there I was, once, y'know, being carried across, holding a plant, fighting, y'know, eyes gouged, all sorts of spells cast against me, and in my defense, uh, hand-to-hand combat, eating unbelievably, disgustingly hot items, as you're required to-

Arnie: [laughing] Wha?

Larry: All sorts of, uh, you know, uh...immersion therapy, foreign language skills learned...All these things that I had to do, month after month after month after month, to try to get that plant across that line 2000 yards away, and then, y'know, someone would catch a bird, and we'd lose. And so, imagine the frustration.

Arnie: [laughing] Sure!

Larry: Imagine the frustration! And so, uh, when I-

Arnie: Did you ever consider just...focusing on catching birds yourself?

Larry: Well that's what, probably, 29 of our 31 players are doing at any given time, is focused up on the birds. We've got wizards disintegrating birds, we've got other people trying to catch birds, it's-

Chunt: And you better believe, the commentators would just be like, "Look at the one person not catching birds, Birdman!" Like it's-

Arnie: Yeah.

Larry: [laughs] Yeah.

Chunt: It was a big, uh, it was a big joke.

Larry: That's right, it's really frustrating.

Usidore: But your technique was, may I say, perhaps the greatest that ever existed. For instead of holding the plant-

Larry: Yes.

Usidore: -in a single hand, [whispers] he grasped it with both!

Larry: Yes. We called it the two h-, we called it the two, 'Two In The Hand Is Worth One In The Bird'.

Arnie: [snickers]

Usidore: [normally] It was incredible, it...it transformed the entire game!

Larry: Yes. Now everyone's holding the plant with two hands. Before I carried it with- and I will tell you, this is a story I- you've probably heard this. The first time I carried the plant with two hands? Was a mistake.

Usidore: Ah yes, yes!

Arnie: Didn't mean to!

Larry: Didn't mean to carry it with two hands.

Usidore: Amazing, amazing.

Larry: Had it in one hand, had my other hand out there doing, the things you would normally do, you know, blocking spells, shaking hands of elites, you know, a lot of high-fiving, um-

Usidore: Foreign language flashcards.

Larry: Foreign language flashcards, of course, cooking fritatas, all the things a Baskin used to do with his off-hand, just doing anything he could to distract, or delay, or push forward. And wouldn't you know it, but I saw a friend of mine in the crowd. And I looked over, and I raised the potted plant, and it started to fall, and I reached up and grabbed it with the other hand, and, just silence. Silence immersed, you know, the pitch, everyone was shocked, no one had every seen it. And I found that it is easier to hold an item in two hands...than to hold it in one!

Chunt: [lets out a held breath]

Usidore: Incredible, incredible! Before that, you know, a Hillsman could come along and just bat the flower right out of your hand.

Larry: Yes.

Usidore: Or cast a spell at it.

Arnie: So, we're running out of time-

Larry: Oh.

Arnie: But before we go, I was wondering like, so now that the Cavalcade is done-

Larry: Yes.

Arnie: What will you do during the off-season?

Larry: Oh, well in April we have the Reap, where people will be conscripted to play for their Mittens teams. Used to be a Draft-

Arnie: Uh-huh.

Larry: -now it has to be a Reap because people are very worried about the Post-Concussive Syndrome problem. So the Reap will be-

Usidore: And only- And only about 30% of the people in the Reap live through that process, correct?

Larry: Uh, er yeah, I think that's a little generous, I think it's around 25-30%, but uh-

Usidore: Ahh.

Arnie: Phew!

Larry: -people are excited to be Reaped.

Arnie: [scoffs]

Larry: So, yeah, we'll have the Reap in April, new season will start back up, first game will start May 1st, hopefully that'll be done by May 15th, and uh, the next game starts as soon as the last one finishes, and then you go 'til Cavalcade Part II.

Arnie: Wow! Well, if I'm still here when the season starts again, and if Hogsface gets a team going again, I would absolutely love to see a game of mittens.

Larry: Well, terrific. Tickets are available at any given time, the field is huge, you can watch a lot of different ways, as I said earlier. If you want to do a Watch N' Pop let me know. But I uh, will hope to have a new fan!

[trill]

Arnie: All right, thank you so much, and thanks again Chunt and Usidore for being here. And thank you for listening, as always, please subscribe on iTunes and give us a positive review, give us a lot of stars. And email us with your questions at [email protected].

Chunt: But I don't turn into the genitals of whatever I'm...why would Matt DeMarco...?

Arnie: I don't know, that was a question that he- I mean, to be fair, from my world, we don't really understand how sexual skin changing works.

Chunt: Okay.

Larry: Oh Chunt, you're a shapeshifter?

Chunt: Yes.

Arnie: So-

Larry: Oh, I didn't get that earlier. You know, they're looking for a new Misselineus.

Chunt: Ooo!

Larry: On Hogface.

Chunt: Well, I-

Larry: And a shapeshifter would be pretty good!

Chunt: Lemme talk to you after the uh-

Larry: Absolutely.

Chunt: Yeah?

Arnie: All right, well uh, thanks so much for listening everybody, and we'll see you next week!

Usidore: Do they, do they need any Hillsman?

Chunt: Do you have Jews in your world?

Arnie: [quiet, helpless laughter]

[theme music]

[static]

Mysterious Man: And once again, we find that the takeaway lesson is that none of these things really happened. Usidore the Wizard was played by Matt Young. Chunt the Badger was played by Adal Rafai. Special guest Larry Birdman was played by Rush Howell, who performs regularly with the show 3033. And the mysterious Burger King drive-thru operator was Max Temkin. Produced by Evan Jacover and Ryan DiGiorgi, edited by Ryan DiGiorgi. Last week was actually edited by Evan Jacover, and not Ryan DiGiorgi, but whatever, let's not linger in the past. Music by Andy Poland. Hello From the Magic Tavern logo designed by Allard Leban. Learn more about the show and learn about how it's not real, because it's fake, at hellofromthemagictavern.com. Or follow us on Twitter @magictavern. All of these fanciful imaginings were brought to you by Base Camp, with the help of the Chicago Podcast Cooperative. Learn more about Base Camp at basecamp.com, and the Chicago Podcast Cooperative at chicagopodcastcooperative.com. Sometimes, I can concentrate on an object and make it burst into flames.

[static]

[theme music end]

#Arnie #Chunt #Usidore #Larry Birdman #s1e4 #Episode 4 - The FML #first mention: Mittens #hftmt

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berwicktimelines · 7 years

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The Elizabethan Townhouse

I was recently sent an email asking what was on the site of the Elizabethan Town House at the north of Marygate. This goes around the houses a bit but it’s a fascinating story taking in so many unrelated subplots! The Elizabethan Town House, formerly the Avenue Hotel was built in 1899 by Joseph Weatherston (1836–1910). However, to answer the question of what was there before the Avenue, we have to delve further back in time.

The Elizabethan Town House

It is now hard to believe, but the Scotsgate was once the same size as the Cowport. A single-carriageway wooden bridge (later replaced by a stone causeway) spanned the 200 feet of the ditch in front of the walls. (This is why the road widens out to the north of the car park entrance: that is the point at which “land” was reached again.)

English Heritage impression of the bridge across the moat at Cow Port based on a drawing dated 1719. The bridge outside the Scotsgate would have been very similar.

Dr John Fuller, in his 1799 History of Berwick complains bitterly about the Scotsgate and its narrow bridge, and the dangers it posed. And with good reason: remember—pedestrians were vying for space with traffic in both directions, and those on foot were coming off worse. It was probably as a result of Fuller’s remonstrations that in 1806, the Council gained permission from the Board of Ordnance “for taking down and widening the Scots Gate and the Draw Bridge leading thereto, so as to render the northern entrance into the town more accessible”. In the end, probably due to cost, just the east pedestrian archway was added. Note, there was a gate inside: the town was being locked down every night until about 1815!

Detail from OS 1st edition map, 1852.

The gate hinges can still be seen in the East gateway.

If you look at the pedestrian archway on the east side and the archway over the Cockle Steps” leading to Greenside Avenue, we can gain some insight as to what happened. Originally, where the pedestrian archway is, there was a flight of stairs leading to the rampart. We also know that there was a guard house at this side of the Scotsgate. One can see the stonework of the Cockle Steps arch has been roughly dismantled and there has been no attempt to “finish” it in any neat way. This is lucky for the building detective, as it shows the arch must have projected over what is now pavement, under the rampart steps, forming a barrel vaulted roof to the guard house.

Detail of 1792 plan showing Scotsgate.

The rampart steps were taken down in order to create the new pedestrian archway. We can see in the Cockle Steps arch how only just enough has been removed to allow this. What happened to the guard house is unknown. It may have been downsized, rebuilt (unlikely) or abandoned. Whatever its fate, we know that 80 years later, Joseph Weatherston unblocked what was there to create Greenside Avenue.

Left: the east pedestrian gateway. Right: the Cockle Steps archway. Note how the stonework projects from the wall and has been removed just enough to build the new arch (circled).

In 1857 the thorny question of the Scotsgate raised its head once more. The problem was now that since the arrival of the railway in 1844, the majority of people walking up and down Castlegate favoured the west side, closest to the station. A square building, known then simply as “Miss Gardiner’s house” had occupied the site since the late 17th century at least (see 1792 plan above). It projected awkwardly beyond the natural street frontage. This meant that anyone walking up the west pavement on Marygate had to either use the original vehicular road, or cross to use the east footpath, neither deemed desirable. Alderman Bogue believed the best solution was to demolish the projecting wing of the house and build a second vehicular carriageway and in its place. Later that month, however, it was resolved to leave the house alone, widen the existing vehicular arch and add a west pedestrian archway. In February 1858 the Berwick Journal took the Board of Health (who were in charge of the project) to task declaring the alterations to be a “Waste of Money!”, and that “[the public] do expect to see some benefit commensurate to the outlay [of public money]; this, however, we regret to say, they are rarely privileged to see, and in the case of the improvements at the Scotchgate they never will.” In May the Board decided on a plan of action; to widen the existing gate to the east by 6 feet to 18 feet 3 inches, raising the arch by 1 foot, and to add a west pedestrian footpath at an estimated cost of £40–£45. Work commenced demolishing the arch in September that year. The Berwick Journal, like many a modern day tabloid, without any sense of contrition, pronounced its U-turned opinion once more: “Now that it is down, and everybody can see what a great advantage its absence is, in every respect, we trust that they will by every means in their power endeavour to be released from the obligation of building it up again, in any form whatever.” The paper went on to suggest all that was needed was a ramp from the east side of the opening up to the ramparts. Thankfully, the Board of Ordnance stuck by its insistence that the rampart was rebuilt! But what of Miss Gardiner’s house? The Journal had a point when it demanded that the house should be purchased, “at any price and pulled down”, so that people could actually see the new west pedestrian archway ahead, instead of missing it and using the road. While they were at it, “the Corporation might buy that old, rickety, squinting thatched house […] which disfigures the East side of the entrance to the town.” (Situated near the B&M supermarket entrance by the Castlegate car park, it seems to have been used as a toll house.) The paper went on to suggest it being replaced by a new building “in the Edinburgh fashion”, the money being recouped by selling or letting the flats and offices therein.

Marygate, in the 1860s, after the Scotgate had been widened but before “Miss Gardiner’s House” (inset) had been demolished.

“Miss Gardiner’s house” had been occupied by a now elderly Guy Gardiner (1768–1855). He had been the Master at the first Grammar School between 1806 and 1848; only the third since 1691! The house had come as part pay with a salary of £80 a year. The original grammar school was nearby and now may form part of His two spinster daughters, Mary JS Gardiner (1804–?) a retired teacher, and her younger sister, Jane S Gardiner (1808–?) another teacher, were obviously looking after their father. The 1861 census shows that, following the death of their father, they were joined by a “cousin” the 14-year-old Jane JS Gardiner who had been born in Malta. Twenty years later, we find that young Jane was married to Thomas Fair Robertson Carr, an agricultural merchant. It is not clear whether the house sale was by mutual consent or by compulsory purchase, but by October 1881, it was to be offered to the Urban Sanitary Authority for £1625 and the projecting wing finally demolished.

Advert for Carr’s business in the Berwick Advertiser, 1878. Note the name of the premises—”Scotch Gates”.

But what was happening across the road at the site of the Elizabethan Townhouse? Examination of the OS 1852 map shows a very similar building layout with an archway leading through to Sidey Court, then a stonemason’s yard. Inside the arch is a blocked doorway that no doubt led into a pub called the White Hart. (Prior to this it was called the Sir Francis Burdett after the very popular reformist MP (1777–1844) elected to Middlesex, and Westminster.)

Detail from OS 1st edition map, 1852. Note that Greenside Avenue does not yet exist.

A plaque on the blocked up door to the White Hart commemorates Councillor Thomas Sidey after whom the courtyard is named.

The date at the eaves states 1899 which is probably the date the Avenue was built as the first mention of it I can find is 1901 when the landlord was a Mr Elliott. Before Eliot or, indeed, Weatherston, the property belonged to George Back (1801–1879). Living in Church Street (1851 census) he and his sons George (c.1827–1874) and James (1835–?) were the stonemasons to whom the yard and buildings belonged. George Jnr must have had an excellent education as by 1855 he was advertising himself as an “Architect, Land and Engineering Surveyor”.

Advert for George Back in the Illustrated Berwick Journal, 1855.

In 1856 he fortuitously bought the lease of the Tweedmouth quarry. Fortuitous as in 1858, the King’s Quarry became the location of Tweedmouth Cemetery. Newspaper adverts from March 1857 now describe him as an “Architect and Sculptor” supplying gravestones at “The Studio, Scotchgate”, the salesroom of the family business.

Advert for George Back in the Illustrated Berwick Journal, 1857.

By the time the 1861 census was taken, it would appear that George Snr and James had left Berwick. What had happened? We will probably never know but in July 1860 George and James had applied for passports. A mere two months later, gone is any mention of his being an architect and sculptor; gone are the cemetery monuments. Instead, George is reduced to selling flagstones and other building materials. This would explain why his occupation in the 1861 census is listed merely as “merchant”. The change of business must have been due to the departure of George Snr and James; with nobody to make the gravestones, there were none to sell. It suggests that business had taken a downturn, possibly because, or as a result of George Snr and James’s departure to Ottawa, Canada. By now George would have been about 60: he died at James’s house there in 1878.

Back in Berwick, in 1871, George Back Jnr was facing bankruptcy. Three years earlier, he had attempted to diversify selling ironmongery but to no avail. After three years of pitiful adverts attempting to offload a quantity of roof ridge tiles, George died in 1874.

It may have been then that Joseph Wheatherston acquired the property. He was a slater and plasterer from a family who had been in that trade for some years, starting (at least) with his grandfather Thomas Weatherston. Thomas had two sons, Joseph and William, who entered the family business. William (1799–before 1861) appears to have been working with his father from Chapel Street (1837) and then Woolmarket (1855). William was also the landlord of The Globe on Chapel Street. His brother Joseph was working in West Street. Joseph became a Councillor is 1859 and died in 1870. That year, Joseph Weatherston—son of William—took over the running of his uncle’s operation. He now lived at 1 College Place. In 1876 he was elected to Berwick Council and by 1885 become an Alderman. He later represented Berwick on Northumberland County Council.

An article in the Berwickshire News and General Advertiser, 19th Feb 1889.

Weatherston continued as a slater/plasterer for some time. Among the buildings he worked on were the Masonic Hall in 1862 (built on the site of a storage yard he owned) and the Literary and Scientific Institute (Library and Museum, now Costa Coffee) in 1871. In 1885, he had the remains of the old guard house by Scotsgate demolished and created Greenside Avenue and later, the Avenue Hotel.

The date of the building of Greenside Avenue.

#Berwick-upon-Tweed #Scotsgate #Scotchgate #Grammar School #stonemasons #Greenside Avenue

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jumukus · 8 years

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Ensemble Stars Event: Sweet & Bitter Chapter 4 Translation

Sorry for the delay, I was down with cold and just barely recovered. As my apologize, today I will post double chapters!

Nazuna and Tomoya are off to search for Mitsuru

Nazuna: U~n...

It takes time if we were to check each room one by one, not to mention there's a possibility we may run across Mitsuru-chin along the way. It will be more efficient if we split up and search for him.

Tomo-chin, you said that you've already chosen the places where Mitsuru-chin would likely to go. Can you tell us where is it?

Tomoya: Ah, yes. Rooftop, school yard, school store.... and somewhere around that.

Nazuna: H~mm hmm. It's completely scattered, huh. Even if you can look around the school yard from the rooftop, it's not like Mitsuru-chan will stay there forever, right?

Searching and catching a moving object are very difficult. Moreover, it's Mitsuru-chin we're talking about.

Then, I will be in charge of the rooftop and Tomo-chin will be in charge of the school yard. I will entrust the school store to Hajime-chin. If any of us find

Mitsuru-chin, let's contact each other through smartphone.

Hajime: I understand! Since I am slow, if I find Mitsuru-kun, I will send an email as soon as possible.

If three people pursue him all at once, I think Mitsuru-kun will be caught.

However, Wouldn't Mitsuru-kun be surprised?

If Mitsuru-kun know that we, who suppose to continue our lesson, are chasing him, he will wonder about that, right?

We also have to consider that Mitsuru-kun may come back here, I think it's best for one person to stay here and wait.

Nazuna: What Hajime-chin said is certainly right.

I may run across Mitsuru-chin if I head to rooftop from the school store. Then,

Hajime-chin, can you stay here and continue your lesson?

I already taught you the choreography for "Chocolat Fest", but if there's something you don't understand or you can't do, tell me.

I can dance to one song for you.

Hajime: Umm, it's okay. I will practice Nii-chan's movement that I've remembered.... so do your best in finding Mitsuru-kun♪

Nazuna: Okay. We will come back as soon as possible~ C'mon, Tomo-chin. Let's go.

Location Change: 1st Floor Passage

Tomoya: I have to change my footwear, so we have to part way here.

Nazuna: It's not like we will separate for good, you know~ Well, whatever, I wish the best for Tomo-chin♪

Tomoya: Ahaha. Even if we happen to find Mitsuru-kun who is running at full power, I think we won't have time to talk or else he will pass by us.

Since the school yard is so wide, it will be a big deal even if you try to trap him.

I will succes~fully guide him to me, you see. Therefore, I'd like Nii-chan to not push himself too hard, okay?

Nazuna: Okay. I once got out of breath while chasing Mitsuru-chin, so I will not push myself.

I am not as young as you guys, I will pass out if I try to match my pace with Mitsuru-chin.

I can't even perform if I get muscle pain right before a big event like "Chocolat Fest". I can't even cry even when I want to.

Anyway, Tomo-chin, do your best and don't push yourself too hard either. Even if you try to chase him seriously, you're no match to Mitsuru-chin.

Tomoya: Okay, Nii-chan. See you later.

(Okay. From this point forward, this will be a competition between Nii-chan and I to see who is going to find Mitsuru first.)

(Ah no, this is not a competition, so I don't have to be so eager about it.)

(It seems like he is s~o on fire today. What is it that he is more looking forward to rather than lesson?)

(He has something more fun rather than being with us, and he looks so boastful about that, it makes my heart prickling.)

(Was our relationship that shallow? My feelings are now mix up of painfulness and loneliness....)

(Even just recently, I have a feeling similar to this one.)

(No good, no good. The more I think about it, the more I will be stuck in the depth... Now, without thinking of anything else, I have to focus in searching Mitsuru.)

(Even though I didn't get to talk about it during the day, it seems like he finally solved his problem all thanks to Anzu-san figuring out Mitsuru's situation.)

(Is the thing that Mitsuru looking forward to related to Anzu-san?)

(No, I don't think it is up to that extend....)

(Even if she's not the person in charge for managing and planning the "Chocolat Fest", she should be busy teaching how to make chocolate and creating goods, right?)

Tsukasa: Leader....!

Tomoya: Whoa, what a surprise!? ....oh, Suou? What are you doing in a place like this?

Tsukasa: Oya, if it isn't Mashiro-kun. I am sorry, you must have been surprised.

Tomoya: It's alright.... but, is Suou also looking for someone? Me too, you see. I am looking for Mitsuru, do you happen to see him?

Tsukasa: No, I don't see him. Does Tenma-kun sabotage his lesson?

Tomoya: No, it's not like that. He has something on his mind, so he can't focus on today's lesson, you see.

He said he may regain his concentration if he goes on a run, so he jumped out of practice room and went somewhere.

What about you, Suou? By Leader, you mean Tsukinaga-senpai, right? If I happen to find him while searching for Mitsuru, I will contact Suou, how?

Tsukasa: Is that alright? It's a great help.

I've already told him to come to the studio after school, you see.

I don't know whether he forgets about it or he just gets lost again, but no matter how much time has passed, Leader is still the only one who has yet to appear.

I don't mind being the one who has to search for Leader, though.

Once Leader appears in the studio, all "Knights" members may have gone to somewhere.

Searching for Leader is my job, even if I don't want to believe it, it has been like that for sometime.

If I leave my senpai by themselves, I can't even relax in the studio.

Good grief, looking for Leader is only wasting our after school time....

"Chocolat Fest" is not only about singing and dancing, the main point of it is giving the guests our handmade chocolate, see.

Even if his composition skill is outstanding, I am concerned about his hospitality.

....I am sorry, I keep babbling on to Mashiro-kun.

Mashiro-kun's unit is also going to pariticipate in "Chocolat Fest", right? I heard you guys asked Narukami-senpai to teach you how to make chocolate.

Tomoya: Right, right. Narukami-senpai... and also Anzu-san.

The recipe is easy to understand, but with Narukami-senpai's teaching, it tastes even more good. It seems like we don't have to worry about chocolate making again.

But still, I feel bad for being late.....

Nii-chan already sent an email saying that we may be late, but we don't have a chance to apologize.

Okay. I am going to properly apologize when I meet Narukami-senpai.

#ensemble stars #enstars #ensemble stars translation #ra*bits #knights #hajime shino #tomoya mashiro #nazuna nito #tsukasa suou

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dy1kjxxa-blog · 5 years

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BEST ANSWER: Try this site where you can compare free quotes :4insurequotes.xyz

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neptunecreek · 6 years

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Sextortion Scam: What to Do If You Get the Latest Phishing Spam Demanding Bitcoin

You may have arrived at this post because you received an email from a purported hacker who is demanding payment or else they will send compromising information—such as pictures sexual in nature—to all you friends and family. You’re searching for what to do in this frightening situation.

Don’t panic. Contrary to the claims in your email, you haven't been hacked (or at least, that's not what prompted that email). This is merely a new variation on an old scam which is popularly being called "sextortion." This is a type of online phishing that is targeting people around the world and preying off digital-age fears.

We’ll talk about a few steps to take to protect yourself, but the first and foremost piece of advice we have: do not pay the ransom.

We have pasted a few examples of these emails at the bottom of this post. The general gist is that a hacker claims to have compromised your computer and says they will release embarrassing information—such as images of you captured through your web camera or your pornographic browsing history—to your friends, family, and co-workers. The hacker promises to go away if you send them thousands of dollars, usually with bitcoin.

What makes the email especially alarming is that, to prove their authenticity, they begin the emails showing you a password you once used or currently use.

Again, this still doesn't mean you've been hacked. The scammers in this case likely matched up a database of emails and stolen passwords and sent this scam out to potentially millions of people, hoping that enough of them would be worried enough and pay out that the scam would become profitable.

EFF researched some of the bitcoin wallets being used by the scammers. Of the five wallets we looked at only one had received any bitcoin, in total about 0.5 bitcoin or $4,000 at the time of this writing. It’s hard to say how much the scammers have received in total at this point since they appear to be using different bitcoin addresses for each attack, but it’s clear that at least some people are already falling for this scam.

Here are some quick answers to the questions many people ask after receiving these emails.

They have my password! How did they get my password?

Unfortunately, in the modern age, data breaches are common and massive sets of passwords make their way to the criminal corners of the Internet. Scammers likely obtained such a list for the express purpose of including a kernel of truth in an otherwise boilerplate mass email.

If the password emailed to you is one that you still use, in any context whatsoever, STOP USING IT and change it NOW! And regardless of whether or not you still use that password it's always a good idea to use a password manager.

And of course, you should always change your password when you’re alerted that your information has been leaked in a breach. You can also use a service like Have I Been Pwned to check whether you have been part of one of the more well-known password dumps.

Should I respond to the email?

Absolutely not. With this type of scam, the perpetrator relies on the likelihood that a small number of people will respond out of a batch of potentially millions. Fundamentally this isn't that much different from the old Nigerian prince scam, just with a different hook. By default they expect most people will not even open the email, let alone read it. But once they get a response—and a conversation is initiated—they will likely move into a more advanced stage of the scam. It’s better to not respond at all.

So, I shouldn’t pay the ransom?

You should not pay the ransom. If you pay the ransom, you’re not only losing money but you’re encouraging the scammers to continue phishing other people. If you do pay, then the scammers may also use that as a pressure point to continue to blackmail you, knowing that you’re are susceptible.

What should I do instead?

As we said before, for sure stop using the password that the scammer used in the phishing email, and consider employing a password manager to keep your passwords strong and unique. Moving forward, you should make sure to enable two-factor authentication whenever that is an option on your online accounts. You can also check out our Surveillance Self-Defense guide for more tips on how to protect your security and privacy online.

One other thing to do to protect yourself is apply a cover over your computer’s camera. We offer some through our store, but a small strip of electrical tape will do.

We know this experience isn't fun, but it's also not the end of the world. Just ignore the scammers' empty threats and practice good password hygiene going forward!

Example 1

I am aware one of your passphrase: password. Lets get directly to point. Not a single person has compensated me to investigate about you. You do not know me and you are probably wondering why you're getting this e mail?actually, I actually installed a software on the adult vids (sex sites) site and you know what, you visited this web site to have fun (you know what I mean). When you were viewing videos, your internet browser initiated working as a Remote control Desktop that has a key logger which provided me access to your display screen and also web cam. Right after that, my software program collected your complete contacts from your Messenger, FB, and email . After that I created a double-screen video. 1st part shows the video you were viewing (you've got a good taste haha . . .), and 2nd part shows the view of your webcam, and its u. You do have only 2 alternatives. We are going to understand these types of choices in aspects: 1st solution is to disregard this message. In this case, I am going to send your actual video clip to just about all of your contacts and thus you can easily imagine about the disgrace you feel. Not to mention should you be in a relationship, just how it will eventually affect? Number two choice will be to pay me $3000. We will think of it as a donation. As a consequence, I most certainly will without delay eliminate your videotape. You will keep going on your daily life like this never happened and you will not hear back again from me. You'll make the payment through Bitcoin (if you do not know this, search for "how to buy bitcoin" in Google).

Example 2

Hi, victim.I write yоu becаusе I put а mаlware оn the wеb раge with porn whiсh yоu hаve visitеd.My virus grаbbed all your рersonal infо аnd turnеd on yоur сamеrа which сaрtured the рroсеss оf your onаnism. Just aftеr that the soft savеd yоur соntaсt list.I will dеlеte thе сompromising video and infо if you pаy me 999 USD in bitcoin. This is address fоr рaymеnt : 1K2jNTLdbHEwaALQWKMeGoKLWD67Cb6q8BI give yоu 30 hоurs aftеr you ореn my mеssаge for making the trаnsactiоn.As sоon аs yоu reаd the mеssаgе I'll see it right awаy.It is nоt necessary tо tell mе thаt you hаve sеnt money to me. This address is соnneсtеd tо yоu, my systеm will dеlete еverything automаtically aftеr trаnsfer соnfirmаtiоn.If yоu nееd 48 h just reрly оn this letter with +.Yоu сan visit thе pоlicе stаtion but nobоdy cаn hеlp yоu.If you try to dеceive mе , I'll sеe it right аway !I dont live in yоur соuntry. So they саn nоt track my lосаtiоn evеn for 9 months.Goodbyе. Dоnt fоrget аbоut thе shame and tо ignore, Yоur life can be ruined.

Example 3

𝕨hat's up. If you were more vigilant while playing with yourself, I wouldn't worry you. I don't think that playing with yourself is very bad, but when all colleagues, relatives and friends get video record of it- it is obviously for u. I adjusted virus on a porn web-site which you have visited. When the victim press on a play button, device begins recording the screen and all cameras on your device starts working. мoreover, my program makes a dedicated desktop supplied with key logger function from your device , so I could get all contacts from ya e-mail, messengers and other social networks. I've chosen this e-mail cuz It's your working address, so u should read it. Ì think that 730 usd is pretty enough for this little false. I made a split screen vid(records from screen (u have interesting tastes ) and camera ooooooh... its awful ᾷF) Ŝo its your choice, if u want me to erase this сompromising evidence use my ƅitсȯin wᾷllеt aďdrеss- 1JEjgJzaWAYYXsyVvU2kTTgvR9ENCAGJ35 Ƴou have one day after opening my message, I put the special tracking pixel in it, so when you will open it I will know.If ya want me to share proofs with ya, reply on this message and I will send my creation to five contacts that I've got from ur contacts. P.S... You can try to complain to cops, but I don't think that they can solve ur problem, the investigation will last for several months- I'm from Estonia - so I dgf LOL

Example 4

I know, password, is your pass word. You may not know me and you're most likely wondering why you are getting this e mail, correct? In fact, I placed a malware on the adult vids (porn material) web-site and you know what, you visited this website to have fun (you know what I mean). While you were watching video clips, your internet browser initiated operating as a RDP (Remote Desktop) that has a keylogger which provided me access to your screen and also webcam. Immediately after that, my software program gathered your entire contacts from your Messenger, social networks, as well as email. What did I do? I made a double-screen video. 1st part shows the video you were watching (you have a good taste lmao), and 2nd part shows the recording of your webcam. exactly what should you do?

Well, I believe, $2900 is a fair price for our little secret. You'll make the payment by Bitcoin (if you don't know this, search "how to buy bitcoin" in Google). BTC Address: 1MQNUSnquwPM9eQgs7KtjDcQZBfaW7iVge (It is cAsE sensitive, so copy and paste it) Note: You have one day in order to make the payment. (I have a specific pixel in this email message, and at this moment I know that you have read through this email message). If I do not get the BitCoins, I will definitely send out your video recording to all of your contacts including family members, coworkers, etc. However, if I do get paid, I'll destroy the video immidiately. If you want to have evidence, reply with "Yes!" and I will certainly send out your video to your 14 contacts. This is the non-negotiable offer, so please don't waste my personal time and yours by responding to this email message.

from Deeplinks https://ift.tt/2M9Z2xS

#Deeplinks

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yourcertainstudentlight-blog · 6 years

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health insurance for veterans that is affordable

"health insurance for veterans that is affordable

health insurance for veterans that is affordable

BEST ANSWER: Try this site where you can compare quotes: : http://insureinfo.xyz/index.html?src=tumblr

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Where can I find the best and most affordable Health Insurance?

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How much dwelling coverage is sufficient for a home owner's insurance.?

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Is insurance affordable under the Affordable Care Act?

health insurance for veterans that is affordable

I do not have auto insurance and my license is suspended (child support). I live in California?

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Getting Car Insurance?

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State California

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dalekofchaos · 6 years

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Why I wish DONTNOD made Before The Storm

I love Before The Storm, but apart of me wishes DONTNOD made BTS. Mainly because there are a lot of things BTS contradicts about Life Is Strange.

Rachel’s parents. I always got the feeling Rachel’s parents were neglectful, which REALLY showed when Chloe said they are in denial that Rachel is missing. Rachel having neglectful parents and Chloe having an abusive stepfather and abuse enabling mother, would show just why Rachel and Chloe wants to leave Arcadia Bay. What happens in BTS? Rachel has kind and loving parents and a bio mom that is a horrible representation of drug addiction(everything about how D9 wrote Sera sends a horrible message, wtf D9?) and all of sudden James just pretends that Rachel isn’t missing? The fuck? Also, Rachel’s parents are not called James or Rose. Rachel’s student information we see in Episode 3 about her parents is not readable, but he Initial letters of the names written within the Parent(s) field on Rachel's file do not appear to match the names James or Rose (or even Sera)

Rachel’s address. Rachel’s Blackwell Student Information Sheet shows Rachel’s home address. Rachel Amber has an address of "6 Sa(?)u/n(?)tle Road, Arcadia Bay, Oregon". There is a piece of paper covering the Home Address field, but we can make out a "gon" from the end of "Oregon", so we know it is within the state. As her address in the top-right corner is different to what appears to be the dormitory address on the other student files, we can assume that "6 Sa(?)u/n(?)tle Road" is implying her home address (just like on Chloe's file). However, in Before the Storm, her home address is 2420 Blackfriars Road, Arcadia Bay, Oregon.

Max’s contact of Chloe. "You were happy to wait five years without a call, or even a text." In Before the Storm's Episode 1, "Awake," Chloe's phone clearly shows that Max has been texting her during her time in Seattle and had even initiated text messaging after admitting to being "bad about emailing". Max has texted Chloe on the following dates in November 2009: 2nd, 13th, and 28th. Max was supposed to have not emailed, called or text Chloe ever since she left for Seattle, it should end in 9/28/2008, but it began again a year later.

Joyce and David’s relationship. In Before the Storm, David and Joyce are currently unmarried and had started dating not that long before the game's events that are set in May 2010 (Chloe is 16 years old at this time). David is also about to move in to the Price household, which is seen happening by Episode 3. But in Life is Strange, a chronological timestreammontage shows that Joyce and David were already married before Chloe's 16th birthday. A picture of a married Joyce and David appears prior to an image of Chloe on her 16th birthday in this timestream montage

Blackwell problem. Victoria Chase’s sole reason for being at Blackwell is Mark Jefferson. Jeffershit is not in BTS. Victoria is introduced as a sophomore at Blackwell Academy in Before the Storm and wants to be in theater for...reasons, but the age for Victoria in the first game suggests she should be a freshman in BTS. Warren is a Blackwell student at age 13. Max is said to be a sophmore with Chloe in her own school in Seattle at the time, but problem there is Max turned 14 in 2009 after the September 1st cutoff date. This means that she wouldn't be starting high school until September the following year (fall 2010). The normal age requirement to start high school as a freshman is age 14 (i.e. turning 14 before the September 1st cutoff). It is currently unknown why Max has advanced two grades in 2010. She has a 2.8 GPA on her 2013 student information sheet, which suggests she is a low B / C / high D student (not an exemplary student). Her GPA is also said to fluctuate and she acknowledged in 2013 that she should be doing better. and there’s the fact that Chloe is in Blackwell with some of the characters in the first game and dialogue (or text messages) between these characters seems to suggest that she did not know them as fellow students or even classmates prior to the original game's events. For example, Stella is in Chloe’s class photo, problem with that is that Stella doesn’t even know who Chloe is, she just refers to her as “some girl” Warren. Warren does not know who Chloe is at the beginning of Episode 2, yet in BTS class photo he is seen with Chloe. Other dialogue gives the impression that Warren does not know Chloe beforehand. For example, the text messages Max receives from Warren in Episode 4 if she kissed Chloe but declined Warren's invitation to the drive-in. There is no mention of the fact he knows Chloe from when she was going to Blackwell, her complete change of appearance, or that he's surprised that Max knows her too! There are also a couple of points in Life is Strange where, if Warren knew Chloe from the past, he would have likely opened a dialogue with her about that it's good to see her again or even asking how life is outside Blackwell. Not even Chloe seems to recognize Warren, as she refers to him simply as "your friend" to Max. Justin. When Max encounters Justin at the Blackwell Campus in the first episode of Life is Strange, "Chrysalis", she has the option to talk with him about Rachel and "her punk friend", as Max does not yet know the identity of the blue-haired punk girl that she had saved in the bathroom earlier. "I can't remember her name... But she was hot. Tats. Blue hair. Hardcore. She stopped hanging out with us after Rachel disappeared... or ran away." As we see in Life is Strange, Justin refers to Chloe in a very vague way as Rachel's "punk friend" and as though he only knows her second-hand through Rachel. Yet the Before the Storm prequel game puts Justin in the same Blackwell student photograph as Chloe (standing directly in front of her), furthermore implying they are in the same classes. He would have had frequent contact with Chloe as a classmate of just that handful of students. Also in Before the Storm, Chloe interacts with Justin at Blackwell and they seem very familiar with each other. Justin refers to her as both "Chlo-ee" and "Price", so he definitely knows both her first name and surname. They also are texting with each other in Before the Storm. Nathan. In Life is Strange Episode 1’s Cliff chapter, Max will ask Chloe about Nathan. Chloe will tell Max:"I met him in some shithole bar that didn't card me. He was too rich for the place and too wasted. And he kept flashing bills..." in Before The Storm, Chloe knows Nathan from Blackwell. but the way she describes her predicament to Max sounds like she is describing her first impressions from the first time she ever met or had one-to-one dealings with him (i.e. no previous encounters before that).

Chloe is expelled in 2011 in the first game. Chloe is expelled in 2010 for BTS. Max looks at a report card in Chloe's bedroom which shows that Chloe was still attending Blackwell Academy up until the end of her junior year, which was in May 2011. BTS gives us the choice to defend Rachel and get expelled or suspended if you don’t. There is also no mention by the Principal of a recent suspension for "spray-painting graffiti in the parking lot" as was clearly mentioned on her school file in his office in Life is Strange, nor any mention of the "police reports." Although the suspension is temporary and she is to be hopefully reinstated in the fall to start her junior year on condition of her good behavior, the suspension was not over graffiti. Being expelled in 2010 completely contradicts the circumstances of the original game, and the suspension (although being the least non-canon consequence) is over the wrong reasons. Even if Chloe was suspended, it is not unreasonable to believe that she would be expelled anyway over the extensive graffiti she left in the bathroom.

Chloe knows about Pompidou’s name despite not knowing the pupper’s name in the first game. Also "The only way you know my dog's name is if you broke into my RV." Why would he say that if he told Chloe Pompidou’s name?

How Frank got Pompidou. Frank used to bet on dog fights before having a revelation and saving a bunch of dogs, keeping one for himself. in BTS Damon gave Pompidou as a gift to Frank.

Chloe and David do not and should not have a good relationship. Deck 9 forces us to choose to be nice to David and if we choose the most Chloe choice, Chloe is demonized for being who she is.

Frank was just a drug dealer to Chloe and who she and Rachel hung out with in the past. Now Frank kills someone to protect Chloe. Chloe and Frank are not friends.

Chloe’s “Rachel was my angel” comment showed a lot to how Chloe loved Rachel and how much she meant to her. Chloe tells Max that Rachel entered her life when was at her absolute lowest and that it was she who helped her deal with the grief of having lost her father but the entire game is centered around Chloe being the one who is supporting Rachel as she deals with a serious family drama of her own. What Before The Storm should have been. Rachel helping lift Chloe through the worse point of her life. If Rachel had stopped Chloe from committing suicide… as was the commonly believed interpretation to what happened between Chloe and Rachel up until BtS, then Chloe's ""she was my angel" would have meant it was truly special and real. But instead they bump into each other at an illegal concert and Rachel distracted some thug who works for Damon and we spend the game finding out who Sera is in a reveal we all saw it coming and only to have Rachel taken out of the third episode where Rachel never talks to her and makes the whole thing feel pointless. What the game should have been was Chloe and Rachel together having fun rocking out and Chloe starting to live again and show that Chloe Price loves Rachel Amber and Rachel loves Chloe.

But mainly I wanted DONTNOD to make BTS because they know how to make a good story. In the first game we get this great mystery and a coming of age story. The first game shows you what’s at stake right away, with Before The Storm there’s no clear danger, conflict or mystery. We only get it halfway through the second episode and even then it’s a bad mystery and conflict and if it takes that long to add conflict or mystery, then I really think they failed the game. The best parts about the game are Amberprice, episode 2, Steph, Mikey & Drew and Samantha. But that’s kind of it. Before The Storm was kind of a disappointment.

I do feel that if DONTNOD had done Amberprice, then it would have been respectable about it. Not Deck 9′s “haha yeah sure Amberprice *one episode later* hahha we’re just gonna take this back, not reference it and cut all the content we planned, no it was all about how toxic Rachel was” fuck Deck Nine we would’ve been shown just how much Chloe and Rachel loved each other and no take backs. Ideally we could’ve gotten 4 episodes or seasons to explore the years that evolve Chloe and Rachel’s relationship and just show how much they loved each other.

I don’t feel that Deck Nine did Chloe justice. The writers attempt to evoke empathy with Chloe feeling grief which is done via exactly one emotion- which is a very childish understanding of how loss and coping works. She had no character arc, considering she was the exact same character that we already knew in LiS Episode 1 (A bitter disaffected teenage youth with no regard for authority) so we didn't get to see Chloe evolve into the character we loved in the first game. She just already was it. The gameplay undid the narrative we were given about Chloe being a loner in that you can talk to and make friends with pretty much anybody and they all acted like they liked and were genuinely happy to see Chloe. Very rarely were there interactions with Blackwell students that ended with Chloe's presence not being welcomed, only Wells, Victoria and Nathan showed contempt for Chloe(even with Nathan that goes away when he claps for her at the play) The reason this is done is because the game wouldn't be fun if Chloe actually was a loner. The core mechanic of Life is Strange is being able to talk to people and experiment with your surroundings. A game where nobody wanted to talk to Chloe works against the core mechanic. But in making her the main character it undoes the weight of the narrative of Chloe being alone until Rachel/Max. I just strongly feel that Deck Nine did not understand Chloe as a character and did not do her justice.

We should’ve gotten Chloe at her lowest, evolving from Max’s best friend to the character we know in the first game and Rachel helping lift Chloe through the worse point of her life. Chloe and Rachel together having fun rocking out and Chloe starting to live again and show that Chloe Price loves Rachel Amber and Rachel loves Chloe. Chloe losing Rachel and showing how Chloe has to deal with Rachel missing, how she became in debt to Frank and how she got involved with Nathan and how Chloe ends up in the bathroom.

#Life Is Strange #Life Is Strange Before The Storm #Chloe Price #Rachel Amber #Amberprice #DONTNOD

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iannoyinglysweetstudent-blog · 6 years

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My insurance company totaled my 2002 audi a4 after I hit a puddle and hydro locked my engine After investigating and taking over 3 weeks to finally give me a figure they offerd me 12500 including the taxes the Kelly Blue book rates it at 14000 and the Nada Value is 15,700 I dont know what the process is but i dont understand how they can do this and its very frusterating as well as hard being without a car for over a month now the car was in great condition and had low miles for the year any advice???""

If you are in the military does your car insurance rate go down?

What's the Cheapest Car insurance for First Time Driver?

I just wanna have the cheapest car insurance. I dont need the insurance cover anything. just the cheapest! which company would be the best except geico, progressive or Liberty Matual? Something else?""

Will Car Insurance Fees Go Up?

So recently i was pulled over for speeding. 50 in a 45. Will my fines go up for just being 5+ the limit? If so how much do you think? Also I'm 16 -Thanks

How much would insurance cost for a 16 Y/O Girl with a 1997 Nissan Maxima GLE?

I'm buying a Maxima and I'm turning 17 in February. I plan on getting the car on the road next month and I have a 10% discount from my driving school for taking drivers ed. How much would insurance cost (roughly) per month for a 16 year old girl with a 1997 Nissan Maxima GLE?

I am a resident of California and a permit driver. Do i need to be insured or my parents' insurance will cover

me? will their insurance cover me in case of an accident or not? simply, while a permit bearer, do i still need to have an insurance?""

What kind of car for cheapest insurance?

I'm 23

How much is motorcycle insurance?

I'm only 14 right now but when I hit 16 i'm planning on buying a motorcycle. Planning on buying a Kawasaki Ninja 300r 2013 around my birthday and I remembered a rough factor. How much would insurance be for a 16 year old on a sport bike like that? Don't refer me to a Quote site just a rough estimate I live in Illionois

Do i need to list the second driver on my insurance policy?

If they aren't registerd to the vehicle but drive it often do they need to be on the policy at all? Im paying way too much with two currently...

Pregnant with no health insurance?

I just moved from Washington to Massachusetts. I don't have Massachusetts health insurance and I'm now 4 weeks pregnant. I don't have a job right now since I just moved, but I'm trying to get one I can do throughout my pregnancy. I'm 17 and all of my family is in Washington. My first priority right now is getting health insurance so I can make sure my baby is healthy. I've been trying to do some research but have no idea where to begin. I want to know if anyone knows how a pregnant teenager can get affordable health insurance in Massachusetts. Or if it would be possible to get on my boyfriend's health insurance plan.""

How Much is this Emergency Room Visit without Insurance?

My aunt got really loopy yesterday after hearing bad news and i took her to the emergency room. They took her blood pressure, pricked her finger to test her blood sugar, the nurses/doctor asked her questions, and they gave her an anti-anxiety pill. That was it. No xrays or anything else. it took about 3 hours all together with the waiting. would this still be about 500 - 1000 bucks?""

How much does insurance cost for acura rsx?

im gonna buy a used car soon and i was thinking of buying the rsx. I am 16 so i would join the insurance plan with my mom. I have good grades and my mom has a clean driving record. I just need a rough estimate

Where is the best website to compare pco insurance prices?

fully comprehensive i would like a quote straight away. some websites you give all the details and it says that the company will contact the person regarding the quote. i want to compare mini cab insurance not taxi insurance. thank you so much in advance. :)

What can I do about this insurance/car accident?

Recently, my husband was hit in my car while going through a green light. The girl didn't see him as he was going through and turned and hit him. Now we are fighting with her crappy insurance. They are trying to say we are 25% liable and they will only pay 75% to fix our car. They are trying to say my husband should have been more cautious going through the light. It was a green light! So, what, we are supposed to treat stoplights like stop signs now? How ridiculous. My question is, what can I do to get my car 100% paid for and do they even have the right to claim who is liable or not? Isn't that the cops job? My husband decided to be nice and not have the cop issue her a ticket. Was that a bad idea? I mean, she turned into him. How much more cautious could my husband have been? He hit his brakes but by that time it was too late. This insurance company is saying he should have tried harder to avoid the accident. What else could one possibly do!?""

What is some cheap health insurance?

""Car payments, insurance and registration fees?""

I want to buy a car soon, but besides the car payment I was wondering how much it costs to register the car. Also I dont know if I have to register a car if Im buying a used car (itll be a newer year, but used). Im only 18 (female) and I just received my license a little while ago. Also how do I see how much insurance will cost me? Im on a budget because Im also attending college (graduated high school) and Im paying for everything myself. I do not have people to rely on for any financial aid. Though, I may ask for a car loan if I can get one. I live in the sate of Oregon (If laws vary in different states).""

""Car insurance costs, is this right?""

Im currently 19 years old and have been with Esurance for a year now. I have a 1998 honda civic and my payments are at $65 a month, im currently looking in to buying a new car and called them up tonight to get a quote for it and they said my monthly payments would increase to $360 a month (car i called about was a 2012 chevy sonic hatchback). Does this large of an increas seem correct? I have never gotten in to an accident nor needed to call upon my insurance for anything, so why does the price jump so much higher?""

Concerning GPA for good student discount for car insurance !?

on my report card for my final grade pint average i had received an 85 would that get me the good student discount for state farm

Insurance costs on 350z & g35?

Prices just on average? In Texas. 16 year old girl. How much does color matter? What are the different prices for blue, black, silver, & white? How much does the z and Infiniti coupe differ? Please don't tell me to choose different cars..I'm asking for insurance price, not your opinion""

Insurance under 4000 for 17 year old?

Ok, well I'm 17 (male) and have passed my driving test. I have compared many quotes for all the worst and lowest engine cars, like corsa 1.0, peugeot 106 1.1 etc I just can't seem to get a quote under 4000! Does anyone know if there is anything I can do to get affordable insurance? I heard that insurance for 17 year olds has doubled in the past year but didn't reckon it would be this much! Any help you can give would be greatly appreciated :)""

Cars that have cheap insurance!!!!?

Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""

How much will insurance cost for a kawasaki ninja 250r monthly for a 20 year old beginner?

i think i might go with state farm.

What is the least expensive car insurance money can buy?

So i REALLY need a car, but i CANNOT afford insurance. Honestly, if it was legal to not have insurance on a car, i would do that. So the only reason i'm getting insurance is so that i'm legal on the road. I don't care if the insurance covers only the tires of the car, what is the least expensive company and quote i can get?""

Term or Whole life insurance which is best for 18 yr old female and what is the difference?

Is $12 per month a good premium for a 30k term life policy for the 18 yr old female?

What are the best car insurance comparison sites you have used in London?

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Do additional safety features pay for themselves via cheaper insurance rates?

Specifically anti-lock brakes and side curtain airbags, on a small sedan. I'm planning on buying a new or less used vehicle soon. The only things that matter are: gas efficiency, reliability, and a low total price to own.""

How much is insurance per month?

Insurance for a car. I'm going to buy a used car for no more than $3000, for getting to and fro school. How much would insurance be? Is insurance where you take out a loan and pay back on it month by month, forever? Or can you cease it at anytime?""

How much is car insurance for a 19yr old N driv er in BC?

I am nearly 19 about to buy a cheap car and insure it for the bare legal minimum how much approx will that cost me

Does anyone know what would be a cheap first car for a 17 year old girl??

Hi... Just wondering if anyone knows which cars are cheaper to insure for a 17 year old girl. Any suggestions please.....................

Can I be put under my dads car insurance?

I am an independent full time student. I live in my own apartment and I work full time. Currently I pay for my own car insurance and being that I am 19 years old, it is through the roof($170 a month). I have a perfect driving record. I live in Virginia and my dad lives in Alabama. Is it possible that I can be put on his car insurance to save money? I am buying a new car soon and I need to upgrade to full coverage, which is around $230 a month, which is higher then the car payment itself.""

Cheapest Car insurance?

what's a good starter car insurance for someone who is just getting their license and dosnt want to spend alot. What is the cheapist insurance that you can get. All the comercials for car insurance say that their insurance is the best but i dont know which one accually is the best...

Cheap car for a 18 year old in the UK?

Hi, I'm turning 18 in few months and I wanted to buy a car. What is the best car with the cheapest insurance? (the only thing that is important to me is for me to fit in the car, I'm 6ft 9!) What should I look at when choosing a car if I want to have affordable insurance? My first choice was a old, old Mini but the insurance on that was over 5000 pounds, any suggestions? (I was using confused.com) Many Thanks Barboro37""

Car accident and they got old insurance.?

I got in a car accident last November and they tried to hit me with 6 duis with no evidence. We got the FDLC results 6 MONTHS LATER, and it came up with nothing. I have no idea what they had to charge me with 6 DUIs, however... It was reduced to reckless driving. Anyways, when I got in the accident, I left in an ambulance. The police gave out the wrong car insurance (I had just got statefarm the day before.) They gave like esurance to everyone, which was the WRONG insurance. So, I ended up having to tell the hospitals etc that they gave out the wrong insurance. Then I got a call from one of the people I hit's insurance, and they queried about what insurance I had (They said the policy they were given expired in like 08.)... Part of the deal of reckless driving is that I pay restitution. My lawyer is unaware that the police gave out the wrong insurance, but he told me that there should be like nothing (insurance should cover all of it.) I just got a letter in the mail yesterday saying that I owe 2500 to some person. Is it possible that he was given the wrong insurance as well, thus me getting charged for this?""

""For each car you own, you need car insurance for each one, right? How much do they usually charge?""

I don't own a car, so I don't know.""

Cheap car insurance in ontario?

I am thinking of getting my own vehicle this summer... Does anyone know of any plqce where there is cheap or reasonably priced insurqnce for teens?

Are there any car insurance companies that only look back 2 years instead of 3?

Can I drive a car without teenage insurance?

My uncle said I can borrow his car for new years, but he doesn't have teenage insurance. Would he need it if I'm only borrowing it for one day and night? Can I still drive it? If something happens will regular insurance cover? I've been driving for a while I'm good at it. Plus a few of my friends riding are also licensed, the oldest 23. I'm 18.""

Can a 20 yr old college student get medicaid for health insurance?

Her dad is on disability and her mother has left and is living in another state. She gets financial aid and grants. Right now she has no health insurance at all.

Insurance companies taking advantage?

is there a chance that insurance companies are taking advantage of obama-care and increasing costs more than they really needed? looks like a % of insured are getting hit but what is the % of uninsured or insurance denials that are now covered? any good stories?

How much is insurance on a genesis coupe?

im doing thiss on my phone im at work so i cant call an insurance company. please help

What would happen if Americans didn't rely on their employers for affordable health insurance?

My policy with my pre-existing condition would be $1,300 per month. Thank God I have a real job that provides benefits. What would happen if Americans didn't get their health insurance through their employer? Would we end up like Australia?""

What's the most affordable auto insurance when you have drivers under 25?

I have two sons: ages 21 and 16. Need to know the cheapest option someone has found. The 16 year old took the defensive driving course, that it helps to lower his monthly insurance payment? What else, if anything, helps to lower the cost when there is under 25 years old drivers? Appreciate your answers""

What is the best motorcycle insurance to purchase?

I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""

In Florida what is the charge ($) for driving without car insurance?

I recently found out that my car insurance was cancelled through my ins. company. I know I need to get a new policy asap. I have been told that the state charges the driver a certain amount for everyday that they are driving a registered car without any car insurance. Is this true and does anyone know how much it is in the state of Florida?

Motorcycle insurance?

how much would it cost for a new motorcyclist to pay for his insurance if he got a used bike.

What would the insurance be on a 2010 Camaro SS?

I know there are a lot of things that factor into the cost of insurance but if anyone could give me a ballpark estimate that would be great.

What is a good life insurance company for the price?

I want to purchace some life insurance just in case.

Guess our car insurance?

Primary driver: 24, perfect driving record, female, some college completed but no degree The car: Something mediocre from the late 80s to late 90s The insurance: Minnesota, metro area, daily 10-20 mile commute each way, we want all the proper liability and personal injury coverage but don't care about collision Seriously, just guess. We'll take any ideas. We completely know it varies by each of those factors and many more, and we already know the national average. If you know the state average, that's one step up on us. I'd get a quote, but my roommate is the one seriously thinking about cars right now, and I don't want to do anything in someone else's name. She'll be getting quotes soon, but right now I'm a little concerned about the insurance companies possibly running credit checks, as I'm under the impression a slew of them at a time can lower your score, and we don't know what car we're getting yet. So once that's settled, we'll check into it for real. We just want to TRY to budget before we seriously car hunt.""

Looking for some dental insurance in California. Any suggestions?

I'm right now looking for some dental insurance in California, but after looking for a while, I'm getting quite confused. My aim is to get an affordable plan that covers things like root canals, cleanings, x-rays. Adult braces and braces are of a lower priority right now. Does anyone have any suggestions for an affordable plan? My current location in in the Bay Area.""

How much will car insurance cost me per month?

I'm 18, just passed my test in April and want to get insured on my mums car. I want to only get insured for the summer so lets say i want to be insured for one month on my mum's VW Golf 1.8. I know its a big engine but its an ancient car...i think its 18 years old and my mums insurance is quite cheap atm she has over 6 years NCB i think. So how much will it cost me to be insured for one month on my mums insurance?""

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Tornado in my area, home insurance problems?

"Tornado in my area, home insurance problems?

A tornado ripped through my neighborhoos augst 19th. I called to report a claim. The main thing was a tree toppled lines that pulled the power mast from my house. I spoke to the adjuster a day later, then he was at my house another day later, but didnt bother to knock on my door, so I didnt eget to meet him. I had to make multiple phone calls a week later to see if he came or not. Then another 3 weeks and more multiple phone calls, and he said he did have a 'report', but didnt email it to me for a week. He suggested a contractor estimate since the siding was damaged. I have old asbestos siding in a weird wood grain/vertical stripe pattern I had multiple contractors out who said this pattern is nowhere to be found. Then didnt heaar from them again for a month and the contractor i chose couldnt get ahold of anyone. Turns out my adjustor was out of town. I was very upset, they assigned a new adjustor, and one day when I was coming home from work, she and my contracotr were at my house (without bothering to tell me) to get a sample of the siding she could mail in for analysis and a match up. Now they are saying there is a match (reasonable)

BEST ANSWER: Try this site where you can compare quotes: : http://financeandcreditsolutions.xyz/index.html?src=tumblr

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Can my brother use my bank account to pay for his car insurance.?

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What does a full coverage car insurance policy cover?

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i really need a car to get around, i have full time job, n part-time student. It's getting to my nerves that whenever i need to go somewhere, i have to ask my brother or sister to take me. Yes i am a student 18 yo, i don't have much money, and my parents refuse to buy me a car, reason because my mom said insurance is too expensive, and she doesn't give a shitt about me. Do you think i could get it anywhere? i was thinking about buying the car 1st then insurance later on because i can't afford it. idk what should i do?""

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So, my brother got into a car accident about 3 years ago. He was driving his car and a motorcyclist ran into him doing around 90 mph, causing the bike to flip and the guy on the bike to dismount and skid across the freeway. The motorcyclist was lucky he didn't get run over or killed. It was deemed by both the insurance companies that it was the motorcyclists fault and when the motorcyclist tried to sue our insurance company, we got a letter from our attorney that the case had been dismissed and no further action was needed. Today, we got a call out of the blue from Mercury saying my brother couldn't be on the insurance anymore because they had settled with the motorcyclist for $100,000 and basically, if we didn't get him off the insurance, my whole family would be removed. We didn't receive any notification that Mercury was planning on paying this guy out or that our rates would be altered. We called the attorney's office but he wasn't in and we explained the situation and the receptionist said they might of just settled anyway without letting us know even though this whole thing wasn't even my brother's fault. My question is, if the accident was the fault of the motorcyclist and when the motorcyclist initially sued and was denied a settlement (there was no mention of a settlement on the attorney's letter; it just said that it was dismissed), how and why would Mercury give this jacka$$ $100,000 and deny my brother coverage? It's all very confusing and any insight would be greatly appreciated. Thanks!""

WILL MY CAR INSURANCE BE HIGH?!?

I am 16 male, and I have a 2006 Honda Civic Sedan 4 door black currently living in NYC Long Island and I want to know what is my Insurance rate. How much would I have to pay every month please tell me every month not year !! Thanks ALSO FOR POINTS PLEASE TELL ME HOW MUCH FOR A 2002-2006 Honda accord !!""

Is geico a reliable car insurance in CA? Thanks?

Insurance companies (health insurance)....need help?

hello, anyone know anything about insurance companies? meaning how do they make their money? to to setup? for example a health insurance company.... what does it exactly do? how hard is it to setup? tried searching the net on how to setup a health insurance company, no help...thanks""

List the 5 conditions that must be met by populations to insure stability (no evolution).?

Do I need insurance to drive anothers' car?

Someone is telling me that I cannot drive another persons car unless I have insurance. I do not own a car, but I do have a driver's license so what insurance am I suppose to have? or are they just pulling my leg?. And yes I am waaay over 21.""

How much more does motorcycle insurance cost than car insurance?

Don't give me links or tell me to visit websites please!

I need health insurance?

I am a 21 year old women, healthy.. And I am in need of health insurance that wont cost me an arm and a leg. Does anyone have any suggestions.. I looked online, and every site suggested that united health one.. Does anyone have,or has had this insurance. Thanks""

How is 18yr old meant to get car insurance?

I live in London and passed my test in February. I own Renault Clio 1.2 And the cheapest quote i got so far is 305 pounds per month, which is way too much for me. What companies are cheap? What can i do to start driving legally, searching for insurance is frustrating Dont say price comparison websites they suck cheapest quote there was 8k per year""

Can you have two insurance policies on one car?

My Dad has a classis car, I would like to use this car for a weekend, but as i am only 19 I cannot have classic car insurance so I cant go on as a named driver. Is there anyway I can insure this car for a weekend?""

How much will my insurance cost?

I know this is going to be different by state, and maybe even by zip code, but all I want is a average, or rough estimate what my insurance will cost. I'm 18 years old,(male)and have had my license for two years, and I have a clean history, and have never had an accident or ticket. My car is a 2000 Ford Focus ZX3, with a 2.0 Zetec engine, and 5 speed manual transmission. I also live in the state of Virginia. So how much would my insurance cost me monthly? I'll be on my fathers insurance aloso by the way. As I said, I know this will not be accurate, but I just want a guess to start with to have an idea on what I'll be paying monthly.""

Car insurance car location?

Hi, im looking to buy a car that i would occassionally use. i work in birmingham and live in the city centre but need a car for oncall. when im not oncall i get the train. when i dont need the car i would leave it in nottingham with my parents where my dad would occassionally use it. the car would be kept more at the nottingham address than my birmingham one. insurance is cheaper at nottingham so can i put that as the car location even though it would sometimes be in birmingham. it sounds obvious but an insurance company has really confused me saying it must be in birmingham which makes no sense as the car would be kept more in nottz. ive been told insurance companies will try there hardness to avoid paying out say for example if the car was stolen. please help!""

Insurance for second car?

hello i ma a taxi driver with psv insurance my son has recently bought a car and wants me to put me down as the main driver to keep the premium as low as possible. what i want to know is can i have two policies one private and one psv???

Tornado in my area, home insurance problems?

Insurance not paying a claim!?

Boy this is a good one & I don't know what to do Next! I went with the Lizard insurance even though they are Snakes and don't want to pay for any Claims! It started in 2010 with my truck, I took it to where they told me and they only paid for cosmetic damage even though there was a lot more including my steering was so bad I had to stop driving it. I wanted to take it to a shop that I had my truck lowered which because of we're I lived and the shop was I couldn't drive it, 65 miles. I had AAA tow it to my new house and from there after 2 years of not driving my truck they agreed to have it towed 7 miles to the shop. Well I told the claims adjuster what was wrong, he told me I needed to write a list and drop it off at the shop so I just got my Chopper back from the shop and went down to where my truck was a wrote a list of what I thought was wrong. Here is where the first of my troubles started, on the way home I am riding on the freeway and a truck to the right of me had a blow out and a Giant tire flew right in front of me, I couldn't do anything other than to run it over. It happened so fast, I hit it and made a brown spot in my shorts, jk. I then noticed smoke coming from my Chopper, it was Bad so I pulled over and noticed that my tail light was knocked off and caused some damage and the bold that holds my tail light on came off and rubbed on my new Avon 250 tire and Melted the side wall. I was able to ride home and once I saw all the damage I knew it was a problem. I called the Lizard and made a claim. The claims adjuster called me and said he will be out that Saturday, so saturday came and I never heard from him, I had his number and left a message, so this went on until Thursday and I called the lizard again and they transferred me to the AH boss and I left him a voicemail. Well I didn't hear from him as a few more days went by so Called back and got his boss's boss. The next day I got a nasty voicemail from the claims adjuster bitching at me. I called customer service and told them he went off on me and they can hear my voicemail too but no one listened to me. So I was told to call his boss, I said then I don't want this claims adjuster to come out, I don't want to speak to him or have anything to do with him. They were so sorry and said they totally understand and later that day the big boss called and I told him I hadn't heard from the adjuster other than a nasty voicemail and I want someone else to come out and not him. The boss said I understand and he will take care of it. So two days later the rude claims adjuster showed up at my house to take care of the claim, I was shocked it was the AHole I didn't want to come out but his bosses boss told him he better get out there and take care of this. Well once he was there, he wasn't as nice as he had been and couldn't be more rude than he was. I told him what had happened and the Damage, all he said was Prove it, Prove it, Over and over with everything I showed him. It caused major damage to my shocks and front forks, he laughed and said they are designed to roll over things and that it couldn't happen from hitting a tire in the road, well it can because that's exactly what happened. He was such a AHole I said, why did you even come out, did you just come here to be a @ss Hole or what!! He didn't say a word and just left. They paid out just a little for damages to the paint, tail light and the tire. The tired was new and cost 500 but they paid me 100 bucks for it. Mean while my truck is at the shop still to get looked over for the damage and they didn't pay a dime and the worst part was when I got the truck back from being towed, I started after the tow truck drive let it down and it sounded funny, then I smelt burning plastic so I opened the hood and my entire air intake system was gone!!! The burning was th vacuum hoses laying on the headers. I called the shop where my truck was and they said they are not sure what's going on but to call back. Well they are no longer in business and I lost all that so I called and opened a claim, now they are investigating me over this. So I have damage from 2010 that has never been fixed, my bike isn't right and someone had stolen my Volant cold air intake that's not being taken care of. What do I do? This is BS, I don't deserve this from my insurance Company and for them to treat me like they have, not pay out the claims. I needed my truck smoged Dec 31st so because all the parts to have it smogged weren't there I couldn't have it down and I have a ton of late fees with the DMV in California. My Volant is smog legal, I have the Ca numbers for it but it doesn't matter, I am getting the run around like no tomorrow. I will Drop GIECO and go with Farmers but not until my truck and bike are fixed. I have called everyone I could at Geico and no help!""

How do i open a car insurance company?

my husband and i were thinking ofdoing this .We would sell insurance for geico or any other insurance company basically we would be the middle man. But we dont know who to talk to ? how to begin ?

Is there such a thing as mental heath insurance or at least a carrier that is better than others...?

i'm self employed and considering blue cross/shield and kaiser but can't really find a cost difference between them. i'm in california, physically very healthy but feeling the need for therapy, but can hardly afford it. i have no health insurance at all so a plan that covered everything, but was especially generous on mental health would be great.""

I just got into a car accident and whats going to happen if i dont have insurance for that car?

Okay so on Monday, I was parked on one side of the street and because of street cleaning I uturned across the street into two other cars that were parked and some lady backed up trying to park in thee space that i was in. she did not look back i guess. It's clearly her fault but the thing is that that car does not have insurance. My other 3 cars are insured just that one is not because my brother gave it to me to sell. I am wondering what is going to happen because she reported to insurance. Wiill i get in trouble? ( I'm under 18) Do i get money from her insurance company? Will I have to pay for her damages even though it was 100% her fault? and what do i do now? Her insurance agent called me but i called back and cannot get a hold of her. Thanks for the help""

Auto insurance quotes?

What website you recommend to get instant multiple quotes for multiple cars, without agent or a representative involvement?""

How does a car qualify to be eligble for classic car insurance in the UK?

Are there specific companies that deal in this? Is it generally cheaper due to restrictions on the use of the car?

What are some cheap diesel cars to insure?

This is for my first car. I would prefer a diesel but the engine sizes are usually larger so what are some diesel cars with a small engine? Don't really care about the engine as long as its cheap to insure.

I need help with car insurance?

My parents are divorced and i live with them each 50% of the time. I just turned 16 and was put under my dads insurance. When im at my moms house am i allowed to drive her cars even though i am not listed under her insurance and live in her house part time???

Where can i get a quote for a bugatti?

i want to get an insurance quote for a bugatti veyron but i cant seem to find a company that insures them. does anyone know a company that will?

Car insurance am I covered?

My 5yr old son got in driver seat and mashed my gas and held it and it blew up my engine.I have full coverage and wondered would this be covered.I know it sounds dumb but its gonna cost me over 3k to fix.

Do I need to purchase additional insurance for a rental car?

I have my own insurance with good coverages. I am going on vacation and renting a car. Do I need to purchase the additional rental car insurance that they always offer you? Will my car insurance cover me at all in the event of an accident?

If I buy a new used car will my liability insurance cover this one automatically?

I'm thinking about replacing my current car on which I currently have liability insurance through Progressive. There are two things I'd like to know that I've have trouble figuring out on their website. First, if I replace the car and now only have one car will the old insurance still be applicable to it? If so, for how long and is it equal in liability coverages? Second, if I keep the car I have now so when I buy the new one I have two cars then would the liability cover both?""

How can i get cheaper car insurance?

Is there a website where I can use a calculator to get an estimated insurance quote for a car I may buy?

I want to figure in the insurance as part of my outlay in this purchase without a bunch of insurance agents harassing me, calling me, emailing me and so forth. It would help me make the final decision on which vehicle I purchase.""

Name of insurance company department?

I'm looking for a department that response to check the credit, background, health and others of customers making sure customers are able to get this insurance. What is the name of this department? May be the description is not very clear, any related department is ok. Thx""

What is the best car for cheap insurance?

im 17 and i was wondering what will be the best car for cheap car insurance and around how much will it be.

Insurance estimate help?

I'm 17 years old, currently in high school, upcoming Senior, I have had my license for about 6 months with no accident, I usually have a A/B grade average in school. I want to purchase a 2006 Honda Civic Si, it's a 2 door coupe, with 197 horsepower. As of right now I am currently using a 2002 Honda Civic Coupe EX, I have someone that's going to buy my car for around $5,000, I'm going to use that as a down payment, the Si will be around $15,000 used, at a dealer, around $8,000 after I put $5,000 down, and the additional $2,000 I already have in my bank account. How much do you think I would be paying for insurance on this car? Additional questions: - Do I have to have full coverage? - How do I quote full coverage on a insurance site? - Which insurance company would be better for me? Additional information: I live in California. 17 years old. Held license for a little more then 6 months. Better than B average. I have a part time job outside of school, my parents will provide the loan, and I will be put under my parent's name, we own 3 cars in all (mom, dad, and me)""

How do you beat the under 25 y/o car insurance scam?

We're bought a toyota corolla for $9,500 and its going to cost $1700 just to insure it, we've heard of putting it in the parents name but if you name an under 25 year old as a driver the price goes up so i was wondering if anyone knows a way to beat it""

""I want to purchase a nice USED car, but I want insurance from out of state? How can I get that?

I want to buy a car directly from the seller and a good running car and I want to be insured out of state. I have a few questions: 1. What is the best and cheapest insurance I can go for? 2. How can I get out of state insurance? 3. What type of used car that you highly recommend me to by?

What's the most affordable auto insurance when you have drivers under 25?

How much would the insurance cost on a 2002 Lamborghini Murcielago VT ?

full coverage

""Where can I find affordable dental insurance, that I can use immediatleywith no waiting period?

Im in the state of VIRGINIA :)

Whats a good price for auto insurance?

I'm a part-time employee that makes about 210-250$ a week. I drive about 50 mi. 4-5 days a week. I am trying to pay for tuition (3000 a quarter) and a cell phone bill as well (100 a month). I just want a rough estimate on what I should need. When I talk to a representative I feel like he wants to get the most out of me. When I try to pick out a quote myself, I tend to think of the worst cast scenario and opt for the better plans. My plans always come-out to be 220 a month. Is that high or just right? I just need a little guidance by my peers or by older folks that have been down this road before. Thank you very much.""

Breakdown Insurance less than 12 months?

Hi, does anyone know if it's possible to get car breakdown cover for less than 12 months? All i ever see on advertisements and online is quotes for 12 months cover but i am planning on leaving the UK for a bit after 6 months so that's all i require. Before i contact insurance companies can someone tell me if this is normal or an irregular request? Cheers!""

I own a car and am selling it to a guy. He is the only driver. He refuses to get insurance.?

I have given him 3 months to get insurance, but he hasnt gotten it yet. I have kept the vehicle on my insurance until he gets it, but he still hasnt gotten it. And now he is complaining that I should stop insuring it so that he doesnt have to reimburse me for it. My questions are: What would happen if i dropped the insurance and he got pulled over or in a wreck? Who would be responsible, me or him? Could my rates be raised? Could I personally get into trouble with the law for allowing an uninsured driver drive an uninsured car that I own? We're in the process of getting a temporary title for him so that I won't be responsible, but in the meantime I need to know the consequences. I live in Ohio.""

Tornado in my area, home insurance problems?

How to get cheap car insurance ?

I have just passed my driving test 2 weeks ago and im 18 ive been searching forever to get a cheap quote but its not working anyone know what to do and who to go with

Do you need your own insurance to share your parents car?

How much would it be to share my mums ford focus, I'm turning 17 soon (posted a Q earlier and realized I don't have nearly enough money.. What else would I have to pay for if I shared with her? I have no idea about cars. THanks""

Where to get a cheap auto insurance quote?

I just got a car and really need to get it insured so that I may drive it, I am in California btw. thanks.""

Mobile Insurance?

I have a nokia n95 on vodsphone it suddenly started playing up sending messages and makeing phone calls by its self,i have only had it a month if i took it to a vodaphone shop would they fix it??? I have no insurance""

How to get into a new Car Insurance?

About 1.5 yrs back my wife scratched another car while parking. The claim was settled using insurance. The expense was about $1500. Ever since that the insurance company, AAA, has been increasing our premiums by abt $35 on every renewal. Now I cannot switch or shop with other insurance company since they give quotes much higher than this company. But apart from this one incident we do not have anything else on our record. Also I get discount for Home+Auto insurance. The company increased prices on our Home Insurance too. I am badly stuck with this company now. I would like to buy Auto+home from one company itself. But I really cannot move my Auto Insurance. Please give suggestions.""

Applying for insurance?

if i have a title to a vehicle that has just been signed over to me can I purchase insurance or can i just give the vehicles description & get insurance that way. thanks for any help.

Motorcycle insurance... Tell me everything.?

What can you tell me about cycle insurance as far as coverages I should get and dont need, and what I need and who do you think is the best company to get it from.. Me; 25, sportbike""

Teen car insurance!!!?

I live in Missouri and I'm 15, going on 16. I need a good car insurance and it has to be cheap! Please tell me some good, but cheap car insurance companies!""

Registered my private car reg with DVLA but insurance companies can't find it?

I bought a private plate for my car and have registered it with DVLA and received my new tax disc. My new V5 arrived today but when going to change my car reg online with my insurance company .. they dont find my car reg and basically put a new quote through for my car and it increases my insurance premium. The company i am with is Quote Me Happy and is an online company i tried to run a new insurance quote through Go Compare and it doesnt find my car reg? What's going on and what can i do? I want to put my new private plate on as soon as possible ... :(

18 year-old female in Florida (Manatee/Sarasota area) looking for car insurance.?

I am looking for inexpensive car insurance for a 2007 Scion tC. I have had no tickets nor accidents in the two years that I have had my license. Oh and I will be 19 in two months. Any help will be appreciated.

Car insurance costs more than car!?

So i got a 2001 Acura EL premium with 148k a week ago and i was quoted for $387 a month/4644 a year for a car that i got for $4100. I live in Toronto and i know it costs more for insurance but its ridiculous when it costs more than actual worth of the car. Should i try sell the car or keep it as i need it for school and work?

What's the average insurance cost going to be for me? (motorcycle)?

18-19 year old Air Force female riding a low power motorbike in Texas. No previous driving accidents or tickets. What else can affect my cost?

""When buying car, do i look at the fuel efficient or the insurance price of the car?

should i buy a car that will save me money on gas or buy a car that is cheap on insurance???

Would you say my insurance is going to right my car off......?

i had a crash the other day where i got hit in the passanger side door and the car then bounced up an fell down on a high curb aon the drivers side. so after everything was sorted out i drove it home. the insurance have said it was my fault anyway. so i have got a fiat punto evo 60 plate, 4500 miles on clock 3 door. it cost me in april 10,995 to buy. So its been in a body shop got an estimate of 5300 to fix it and i have an excess of 1150. The body shop thinks its going to be a right off?? i am just wondering what your veiws are? thanks""

""How much do you think will be the house insurance with 11,000 sqf land and 1,700 sq ft 3 bed 2b in California?

I need answer with resource. Thanks

How much does it cost to insure a 17 year old before he has passed his test?

I am a 17 year old boy who is about to book his driving test. However I want to buy my car now and insure it so that my dad can get in the car with me and I can get some extra practice in. I just want to know roughly how much something like this would cost? As I cannot find any details online, only details on how much insurance is for a person who has passed their driving test. I am going to be buying a Peugeot 107 (1 litre)""

How much would the insurance for the 16 year old with a 07 impala?

I am 16 years old and have been working for awhile, i have been working for a new car. i have found this 07 impala that is in GREAT condition. I need a rough estimate of what my insurance might be if I get this car.""

Want an awd turbo car with low insurance?

Im looking for an awd turboed car that has low insurance. Evos and sti insurance is 400 a month. I don't want an audi. I want something fast tho. What do you think. Thanks

""Does paying in full for car insurance cover 6 months, one year, or what?

Progressive has the option of paying in full for car insurance instead of paying monthly. The total is about $1500. Does this only cover 6 months? Or one year?

New Car Insurance?

I just bought a new car. I put down $7,000 and am paying $197/month for five years. I purchased car insurance, and the monthly premium is $358. Is this too much? I'm 18 years old, and I live in Colorado. I know it's going to be high because I'm a teenager and it's a new car, but does this seem like it is too high?""

Is there affordable health insurance available for fertility: tubal reversal?

Me and my fiancee' are wanting to have another baby. The only problem is that my tubes are tied. I wanna know is there afforable health insurance that covers fertility? Is there ...show more

Is Progressive Auto Insurance legit?

got a quote and it was so cheap!! is it legit?? anyone have progressive for there insure?? is it really that cheap??? its like 1/2 than wat i pay now!!

What happens if you dont pay the insurance company?

i got in a car accident with no insurance. (I ALREADY KNOW. PLEASE DONT TELL ME IT WAS IRRESPONSIBLE/DUMB) and i hit two cars. total damages for btoh cars comes to about 6 grand. im 19 and working part time, making probably 400-500 bucks a month. one insurance company wants like 500 down and 200 dollar pamynets a month. i dont know about the other company. one of my friends mothers just says to not do anything. to just call them and say pretty much that im young, and dont have any possible way to pay this so there isnt anyway i can make payments. and she said that they wont really do anythign about it, because if they tried suing me, it would just cost even more money for them and stuff like that. what would happen if i just dont really pay it? any alternatives at all? because like i said, i only called one company. if the other company is anything like this one, thats 1000-1500 dollars down payment, and 300-600 bucks a month to pay these guys off!!!""

""How to save more money as a teen, for a car and motorcycle?""

I'm about to turn 16, and would like to save up for a reliable, cheap (2k-4.5k), good-looking, car. It has to be American, or anything other than Honda, Subaru, Toyota, Lexus, Hyundai, etc. cause dad works for GM. I am paying for the car on my own, most likely, but maybe I can convince parents to pay 1k or so. Money is tight right now in my family. Dad got demoted last year during GM's bankruptcy, and may get a promotion in spring. My Mom is opening a restaurant this year, which is going to cost a lot. I got a job in November at a brand new Kroger grocery store, where I get minimum wage and cannot work over 16 hours per week because I'm only 15. I have saved a little over 1.2k in the bank. I also have invested $500 of my own money this year into stocks, which are up a little. This might sound dumb to some, but I have dreamed of buying a motorcycle. I want a Kawasaki Ninja 650R. AND YES, I KNOW INSURANCE COSTS MONEY, (FOR CAR AND MOTORCYCLE) I'M NOT AN IDIOT. I also need to plan on how to save for that. Any tips, help, and info would be great! Thanks so much.""

Bankrupcy increasing auto insurance premiums???

Someone told me if a person files bankrupcy, their auto insurance premiums increase. Is this true and how do insurance companies justify the rate increase?""

Tornado in my area, home insurance problems?

https://www.linkedin.com/pulse/volkswagen-polo-deals-insurance-jose-silva/"

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Apollo Pennsylvania Cheap car insurance quotes zip 15613

"Apollo Pennsylvania Cheap car insurance quotes zip 15613

Apollo Pennsylvania Cheap car insurance quotes zip 15613

BEST ANSWER: Try this site where you can compare quotes: : http://averageinsurancecosts.xyz/index.html?src=tumblr

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How much can Insurer charge me to SALVAGE my OWN CAR?!?!?!?

Some background first, i was hit from behind whilst stationary in traffic the other week by a works van. the damage was not too sever that i couldn't limp back home (sore and car bashed but still alive) got the other drivers details at the scene and reported the incident to my insurance company. As the accident was not my fault my insurer passed this to their dedicated Non-Fault (NF) accident claim company (i'll not name them at the moment) who in turn provided me with a hire car and collected my car to have it assessed for REPAIR. At no point was writing off the car mentioned. Then i got a call from the garage dealing with my car (NF appointed) a week later telling me of the damage and repair value and that the engineers working for the NF, different company again, were going to deem the car a write off, CAT D as i later found out. Now the fun part - the engineers have made an offer for settlement and to write off of my car, which is a good 500 below what is would cost to replace it with a like-for-like car in my local area (replace cost circa 2.8k-3k) they are adamant they will not repair my car even though the repairs would cost LESS than the write off - because the repair is too close to the market value and they can make a killing on salvage apparently. so fighting this out at the moment. NOW FOR THE QUESTION: They have advised me that should i wish to keep the car after they write it off (which i want to avoid if at all possible) i can accept the settlement and pay them a salvage fee to retain my car. This i understand as technically they buy my car when they write it off and then i have to buy it back. The problem is that they have a flat 30% !!! salvage fee which on their offer would almost negate me being able to get the repairs covered. What i really need to know is if anyone else has been in this position and if there is a maximum salvage fee they can charge - bearing in mind that this is my car to start with - and if there is any way i can make them drop this percentage. Forcing them to drop the percentage might not only let me repair the car after retaining but might also swing in favour of repair instead of write off if they cannot justify such a big payout for themselves. Any help here would be appreciated fast as i'm still bouncing between the parties here to get this resolved. In case your wondering the damage constitutes a bumper rear panel and a kink in the boot floor - VERY repairable.""

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Ok so im almost 18. I wanna get a motorcycle when I can afford it. How much would u say I'd be looking at for good insurance and the bike. I want a decent bike but nothing to fancy because of my price range. I wanna also know the process to getting a motorcycle licence

Why is car insurance so high?

I am just at a loss as a new driver. Passed my test recently and just cannot find affordable car insurance it's madness. The cheapest quotes that I am getting are 4000 and I think it's disgusting. And its annoying because they add all this criteria which just shouldn't matter. The system is ageist as well as sexist as young male, new driver just seems to be impossible to get insured for. I only have an old Renault Clio P reg and I paid a very small amount for it and I'm just disgusted at the cost of it. I wanted to know if theres anything that can be done about it? I find it annoying as you can't change your age or your postcode or all this stuff that doesn't matter. I've got home insurance that I pay waaaay less for a month is madness.""

How long will my car insurance company take to pay out and how much will I get?

On Saturday my car caught fire while I was driving it (apparently the fuel line came out). It's a Peugeot 206 1999 and has done 87,000 miles. It wasn't in bad condition either. It's blatently a write-off, the engine looks like one big bit of plastic. My question basically is 1) how long do insurance companies usually take to pay out on this kind of thing, and 2) what will I get? I've looked on parkers and stuff, but you have to pay to find out... so I thought I'd see if any of you lovely people know first! :)""

Where to go for car insurance?

I live in Missouri and plan on getting a new car soon. I need car insurance and would like to know what a good car insurance company would be. I'm single and live on my own and ...show more

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I want to get the cheapest insurance, How much is no fault insurance in Michigan""

Car insurance that covers young people driving other cars?

I'm looking to buy car insurance as my renewal is due on the 30th of Nov, Does anyone know of any insurance companies that will let you drive other people's cars with the owners permission? I'm 20 at the moment and I'm aware that most insurers will only cover 25+ for this benefit but I want to know if there are any companies that offer this to younger people under 21, also if anyone knows of any companies that cover over 21 year olds this will also be helpful as I'm turning 21 during the course of the policy can anyone help me with this?""

Car insurance price comparison?

I'm 17 and possibly getting my own car, but my parents are concerned about the price difference between getting added on as a driver to one of their cars and being a sole driver on my own. We use geico, and i would be getting a used 1998 honda civic. message me if more information will help""

How can I find out the legality of an auto insurance advertised online?

I''m shopping around for my car insurance online and I don't know how to find out which one is good legally. Please help.

What is the right affordable car insurance to purchase in NEW JERSEY?

Hi, I was looking to buy a car insurance policy. I currently have a company but wanted to drop them due to being overpriced. The only problem is that i don't have a driver license nor have i ever had one. I was able to finance a car off the lot but it wasn't for me. I brought it for my grandson. He has a driver license and is the only primary driver of the car. Being as though I never had a license most companies won't accept it and limits me from getting a cheaper policy. He is about to turn 18 next week. So is there any car insurance companies that will accept that i don't have a license and let me get a policy with him being the primary driver of the car. Thanks!!""

Do insurance companies rate based on points or violations??

I am 23 and have no points on my licence. I live in maryland and i was pulled over in virginia for speeding and recived a 'failure to obey a highway sign' violation. The officer said he gave me that cause it was a lesser fine, i think it was B.S. cause he didnt have me on radar (i asked to see the radar becase he said i was going 75 in a 65, i felt i was going 70 max.. he said they arent supposed to lock in the speed int he radar but that is a different issue) I contacted a rep from the MVA and he said no points would transfer to my driving record, but the violation would go on my record carrying no points. My question is, do the insurance companies look at just the points on your licence, or do they look at the violation even if there are no points. Also, about 2 years ago I got a ticket for speeding and i went to court and they dropped the points and declinded the fine a little. Im assuming this is on my record as well, but carried no points, would this effect rates as well""

How to get lower car insurance ?

I'm 23 and car insurance companies want between $300 - $800 for car insurance because I'm not 25 yet. I refuse to pay that much. Is there anything else I can do .

Is it true that in PA if you don't own a car you don't need car insurance but could still drive someone's car?

I have my own car now and insurance, but I want to get rid of it and just drive my bf's extra car around. Is that legal because he has insurance on his cars? This is in Pennsylvania. Thanks.""

Car insurance for under 3k?

Hi, im 18 and im trying to find car insurance for under 3k and pay it off monthly. Im getting quotes like 5-6 grand, the comparison sites are a load of rubbish as their saying way ...show more""

What would insurance roughly cost for a 17 year old as a second driver to some one who has no tickets/fines?

im looking to buy a 1994 nissan skyline gts-t for my 1st car and am wondering roughly it would cost im also looking a 1992 dodge stealth

""Who are the best car rental company, insurance wise and cost etc London?""

there are so many to choose from, terms conditions insurance etc anyone use them a lot and know the best to use""

New Insurance?

Hey. I'm 16 and male and I am getting my license in about a week. I know that I have to have insurance to drive alone in the family car. I just would like an estimate on how much insurance would cost. I am being added to my mom's insurance through Allstate, with a family car. Just until I have enough money to get my own. I know it isn't the same price as hers but I know its up there. If anyone can help me out on anything that would be great.""

Medical insurance?

does medical insuance cover eye exams and eye doco visits for glasses too

How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?

in the state of texas

Insurance for a 2010 Ford Fiesta Edge?

Hi, Im saving up to buy my first car and as it may be used for some fairly long commuting i was wondering what the insurance would cost, i will be shortly taking a driving test and so this would be useful information, as to help me save up the funds in order to buy the car and insure it, the car costs on average 8.995, but there have been cheaper models that are 08,09 etc so what would be a reasonable price for a new shape fiesta edge or style. Thanks 10- points today for the best answer....""

Will I be covered under my moms car insurance?

Alright I am 18 and I live with my mom. My car recently stalled out and there is something wrong with the engine. So my mom has AAA auto insurance, and I am covered by state farm which is my dads insurance. We are in California, and I wanted to know if I would be covered if I were to drive my moms car until mine is fixed. I know that if you live in the same household that you wouldnt be covered, but my insurance has my dads address under it. So do you think I would be covered?""

I am 16 and just got my license and I am wondering how much insurance would cost for a 1994 Mitsubishi 3000GT?

I live in Illinois and I already own the car. My parents are saying that the insurance is going to be to much to pay for. How much do you think it will cost per month?

Apollo Pennsylvania Cheap car insurance quotes zip 15613

Does your car insurance go up if you had an accident falling asleep at the wheel?

I just had an accident where I fell asleep at the wheel and ran into a cement barrier, thank god no one was hurt and there was no destruction to public property, the cement barrier was just dandy. But I wanted to know if your insurance rate goes up if something like this happens. Aside from this I'm a good driver and the only other accident I had involved a drunk driver hitting my car.""

Why did my homeowner's insurance double?

I have made no claims on the insurance and absolutely nothing has changed with the house (no pool, no trampoline, no dog, nothing.) Everything is identical to when I renewed last. Why would the insurance double when nothing has changed whatsoever?""

How much would it cost to have insurance on your license?

I live in Washington state. I was wondering how much insurance would cost if it covered my licenance so i can drive any vehicle.

Who is the cheapest auto insurance company?

i live in CT and all the big name companies i.e. geico, progressive, esurance that say they are the cheapest are expensive. anyone know of any actually cheap ones?""

""What happens to a person who passes away and has no life insurance, money or family that can help?""

I know a lady in extremely poor health. She has no insurance, no savings, house, etc. She has 1 son who is 28 but can't hold a job longer than 2 to 3 weeks at best and expects mom to help him with everything. She has 1 living brother who lives far away from here and doesn't talk to her because he doesn't agree with the way she allows her son to drain her of everything. My question is--if she would pass away, who would be responsible for her burial? How would it be paid for? Her son doesn't even own a car. He drives hers and it isn't paid for yet. This lady rents a room and only owns a bed, chair and lamp. Not much to sell!!!! Does anyone know what happens in a case like this? This is in the state of Iowa.""

Which car would be cheaper on insurance? PLEASE help!!!!!!!!?

im 16 and am wondering wich one would be cheaper for car insurance and by how much a white 93 civic hb or a red 94 integra gs

""Im 16 and i want to get a R6, i want to know how much it would cost for insurance?""

I live in the U.S, Florida and i am taking the MSF course.""

Car insurance help for a 17 year old first year driver?

I'm looking to spend 3000/4000 pounds on either a Golf 2006 model, ford focus, audi a3 2006 model or a bmw 1 series. How much am i looking at for the annual insurance for anyway of these cars being a first year driver?""

Can I get health insurance for $60 a month?

I am a 23 year old female, full time student. I have no health problems, but need health insurance. I need office visits for a small copay ($30 or so). I can't find anything.""

Cheapest method for car insurance for 17 year old male?

Best auto insurance company for young adults?

So after working hard in college and multiple internships, I am going to graduate college in three years and best of all, managed to score an incredible job with Boeing aerospace division in this toilet of an economy. I even managed to use most of my savings to buy an apartment. However, after all this, I realized I was missing a crucial thing. A car(i live far from work). I only drove in my highschool years, so I am completely oblivious when it comes to insurance rates and what not. So my questions are as follow: 1.Is it better to have an older car or newer car as far as premium amounts go? I used to fix cars with another mechanic, so im not worried about an older car breaking down. 2. I am 20 years old, in your experience, what company is the best for young adults? I have no criminal records and no accidents from my highschool years. 3. How much insurance should I buy? In other words, should i just buy coverage for the other person if i hit someone, or should I buy coverage for my own car as well? 4. Just generally, in what range should I expect to pay? Just curious, I have to get it whether I like it or not. 5. Finally, any good tips on bartering with the insurance company to get a lower premium? You dont have to answer all the questions, feel free to just answer one, any help is appreciated!""

Can i collect disability insurance?

Can i collect disability insurance? i was shot when i was 18 in the ankle and the bullit is stuck between the bone in my ankle. i have worked for a company for 10 years and quit my job two years ago to start my own business. but now as im getting older i can't stand on my leg without experiencing pain or climb up and down things like i used too can i collect disability insurance?

Estimated Insurance Costs for Pest Control Business?

Hello, I have been considering starting a Pest Control business. I'd mainly like to focus on the removal of animals, however from a business stand point it would be much wiser to handle pest insects as well. Our state breaks down the minimum insurance you need which I will list below. I was hoping someone could give me just some reasonable estimes of what these types of insurances would cost based on the information I provide? If needed, I live in Rhode Island and based on looking at similar local businessed and their NAICS codes, the industry would be #325320. RULE 21. FINANCIAL RESPONSIBILITY (A) Each applicant for commercial applicator licensing shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $20,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $20,000 each occurrence - $40,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $25,000 (B) Each applicant for commercial applicator certification shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $50,000 per job, or (2) The following minimum insurance coverage: Comprehensive General Liability (ground application): Bodily Injury Liability - $50,000 each occurrence - $100,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $50,000 (C) Each applicant for commercial applicator certification in Category 7(c) Fumigation shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000 or (2) The following minimum insurance coverage: Comprehensive General Liability: Bodily Injury Liability - $100,000 each occurrence - $300,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (D) Each applicant for commercial applicator licensing or certification, who applies pesticides aerially, shall show proof of financial responsibility to consist of either: (1) A performance bond drawn payable to the State of Rhode Island in the amount of $100,000, or (2) The following minimum insurance coverage: General Liability: Bodily Injury Liability - $100,000 each occurrence - $200,000 Aggregate Property Damage Liability (Including completed operations and chemical or pollution liability) - $100,000 (E) Financial responsibility required by paragraphs (A) (D), where appropriate, shall not be required of persons whose pesticide application activities are part of their duties as governmental employees.""

Average cost of utilities in a 2 bedroom house in southern indiana?

I am moving into my first home and have no idea how much its going to cost. Its a 2 bedroom with a basement. There are 2 and a half of us moving in (2 year old son). I know for a fact the cost of my cell phone bill and my car insurance and gas but don't know how much to budget for anything else. Please help?

How much does your teen's (19 y.o.) car insurance cost?

My dad's been footing the bill for my car insurance the past few years. Now that I've been driving for a while and got an internship, he wants me to pay. I'm not complaining, but I'm just want to compare how much you pay for your insurance (if you're a teen) or how much you pay for your teen. Also, I've not been involved in any accidents at all.. and no tickets as well, including parking tickets. For three vehicles and a travel trailer, my portion of the insurance is about 55% of the entire bill with a brand new car on the list.""

Does online auto insurance quote comparison sites work?

Is it possible to cancel my car insurance?

I am a new driver and I have to pay around $135 a month. I am a guy by the way so this may be why it is so high. I have a job, but it's part time and doesn't pay well. I don't plan on driving the car often, just to school and work only 2-3 days a week and taking the bus the other days. I also do not plan on driving in the winter months. Is it possible to cancel my insurance while keeping my license from Dec. to March? My policy is under my parents and we have an extra car that just sits in the garage and it's the one I drive. Also, the insurance people said I could wait until January to lower my insurance rate to $110. I like the idea, but I don't want to wait hehe. Can I cancel my insurance then return to it a couple months later?""

Where can I go for the best and cheapest classic car insurance?

We have a 1965 classic mustang and want to insure it for it's restored value.

Health Insurance for 18 going to 19 year old?

My boyfriend is currently 18 years old. In January he will turn 19. He has no health insurance.We live in Texas. He's currently working/has his own income but still lives in his grandma's home. He started working making roughly about 250-300 every week, this has however only been for half the year before he was only making minimum wage. Should he get insurance from where he works? Or can he qualify for Medicaid or something of that sort? How does insurance work when you move out also?? Who qualifies for Medicaid? How? We're honestly clueless about all this, and no one has given us information. I've tried doing online research but it's all confusing.. I was hoping someone would help me out. Anything will help. Thank you.""

Does it matter if you tell the insurance company?

that you are keeping your vehicle at 'X' address instead of your real address which is 'Y' address. Reason being that X is a way cheaper premuim than my Y premium. And its only for TPO insurance. Thanks

Car insurance for my daughter?

my 17 year old daughter wants to learn to drive in my car (citroen c3 2059plate) would anybody have an idea of how much it may cost me ! or does it pay to make her wait untill she has passed ? and any ideas on how much if she does pass.. ty .....

How much would insurance be for a 17 year old girl driving a 2003 350z?

how much would insurance be for a 17 year old female driver...for a 2003 nissan 350z.

Pulled over and had no car insurance?

I'm in the state of IL and I just moved here so I don't know their laws too well. I got pulled over a few days ago which really pissed me off because I make sure to do absolutely nothing wrong so I don't have to deal with cops. Well I got pulled over because my front license plate was in my front window instead of screwed to the front of my car (it won't fit there on my vehicle and where I come from you don't even need a front one). Pretty much the cop just wanted to waste time because he was bored....this is why i really dislike cops because I did nothing wrong and someone ran a stop sign right in front of me! lol Well anyway I had no insurance on the car unfortunately. I don't need a lecture because I know I have to have insurance. So he kept my drivers license and set up a court date for me. I'm getting car insurance this Friday. I've heard 2 different things. One is that as long as I get insurance before my court date nothing at all will probably happen. Another person and the cop said that I had to prove I had insurance the day I got pulled over or I could be fined or whatever. Does anyone know what penalties I face if I have insurance when I show up to court? Can my license be taken away? The car isn't even in my name if that matters.

Moped/Scooter insurance???

Hi everyone. How much would it cost for me to be insured on this bike? http://cgi.ebay.co.uk/125cc-125-cc-Scooter-Moped-Sport-Learner-Legal_W0QQitemZ200232549719QQcmdZViewItem?hash=item200232549719&_trkparms=39%3A1|65%3A7&_trksid=p3286.c0.m14.l1308 I am 19 years old and have a provisional driving licence. (I'm just using that bike as an example but that is the size engine I want as I'm going to be traveling quite far to work and is working out a fortune for bus fair). I'm new to this so if you need more information about me or anything else please say. Thanks xx

Double Health Insurance Coverage?

I was recently laid off and offered a severance package that included continuation of full health insurance coverage for 6 months for me and my spouse; I will begin another job which offers health insurance; can I be enrolled in both plans under my name? and What happens with pre-existing conditions?

Apollo Pennsylvania Cheap car insurance quotes zip 15613

How much will my Car insurance go up?

I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver's side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?""

How much will I have to for car insurance?

I'm 19 and I just got my permit. So in 6 months I will have my license. By then, I will have car. Which insurance will be cheapest and how much would I have to pay a month? I know nobody can put an exact price on it, but maybe an estimation?""

Insurance for teen when borrowing parents car?

My parents and i are very confused on whether I need to put on my parents insurance policy since i am technically borrowing their car. All of the people my parents have talked to have said that i don't and that they never did for their kids and it was fine. When my mom called about my sister they told her that she HAD to be put on their policy and that I could not receive my license until I was put on the policy. I am 16 and my sister is 18 and it would cost around $750 per month more to insure us. Do we need it if we are borrowing my parents car? Thanks:)

As of next year will all cars older than 7 years have their tax and insurance costs doubled?

A friend of mine told me today that as of next year all cars over seven years old will incur a sharp rise in their tax and insurance costs. he said that they would double. I understand this may happen with tax but it doesnt ring true for insurance. could anybody tell me if he is right or whether he has his wires crossed.

Cheap car to insure?

Let's work on a budget for a car of 10,000. I'd like a car newer than 2004, so I'm more than happy to have a second hand /used car. I'm looking for something a little bit more on the luxurious side of things, rather than the stereotypical first car (Clio, Corsa, Fiesta etc). UK models only! What cars are fitting my brief, and have cheap insurance for a 17 year old male. I know insurance is far from cheap nowadays, but I'm asking for the cheapest.""

Insured car but driver not on insurance?

I have liability insurance on my car but the person driving my car was not on the insurance and they rearended someone .... what can happen and will the insurance company pay or am I responsible?

Which is better for insurance?

Allstate the general progressive the reason why i say the general is because i know you can pay low for insurance. An Im 19 going on 20 my dad will put me on his insurance . But i Im just Curious of which is better. Also i got another question. Some @ss scratch the side of my moms car but i don't know who since i was sleeping. The scratch isn't really that deep just kinda like a smug. It was a white car cause i can see the paint on the gold car she has. How much would it cost to get the fix? Its on the left side of the car back door from the driver side. any tips on getting it out? Please leave the best proof that would help get the scratch out the car. Cause my mom said she going to sell it to get a new car but i think its unnecessary if you ask me.

Which state does someone have to live in for cheap car insurance?

Does my teenager need to be added to my insurance policy BEFORE he receives his driver's license?

Three of my friends didn't add their kids until they actually had their licenses, and the driving school said that technically they are covered by the parent's insurance while driving with just a permit. When I called AAA, they said I needed to add him. If I don't have to add him to the policy until he's actually a licensed driver and save the enormous $$$ it'll cost, I'd prefer to wait.""

Cheap motorcycle insurance for 18 year old?

Im 18 an looking to get a street bike this year but the insurance company my parents have(some local small insurance company) saids they cant even give insurance until ive had lisense for 5 years which is bullshit. Even after 5 years they said it would most likely be around 4 thousand a year which is rediculous! All i want to do is own a motorcycle an ride but damn insurance is too high! Any cheap insurance that gives full coverage to 18 year olds. Btw my driving record is clean with no accidents or tickets

HOW does indemnity insurance affect Home insurance?

How does having indemnity insurance on a home for buiding work carried out with out building regs affect the cost of Home building insurance?

I'm pregnant. Can I use my boyfriends insurance?

I am only 6 weeks pregnant and we aren't married yet. I was wondering if there was a way I can use my boyfriends insurance (Kaiser) for doctor visits and child birth. I have heard that we may have to add me on his as a domestic partner, is this right? And does Kaiser add domestic partners on a members plan? Any advice would help.""

Insurance help please?

I'm currently looking for insurance and I can't get it cheaper than 6 grand I've got a vw polo 1L 1999 how an I get that down do you know any cheap insurers

Do you know if there is an insurance company that insures cars that travels in both Mexico and Texas?

I am temporarily living in Mexico and will be crossing the border to Texas. I don't know if anyone knows if there is auto insurance that takes care of insurance for crossing the ...show more

Why is car insurance mandatory but human insurance isn't?

How do pilot insure themselves in the USA?

Is that covered by the owner of the airplane or do they need to have their own personal insurance?

Which auto insurance company covers him this time?

My husband got sued in 2006 for a car accident he caused. His insurance at that time settled in court. He has since switched insurance company. Now he's being sued again by the same people. So, which insurance company covers him now? His old insurance company or his new one?""

Which insurance company is better.. AllState or MetLife?

My husband and I want to get a 20-year term life insurance next week and will meet with some reps./brokers. Down the road we will probably add auto and home insurance. If you are a customer of either company do you recommend them in regards to their required premiums and quality of service? Your imput is greatly appreciated. Thanks.

""Caught speeding, 17 years old, Ohio, effect on insurance rates?""

I just got my first ticket after driving for about 8 months, was in my new car and acted like a complete idiot, was going 84 in a 65 mph zone, what's a good estimate on how much my insurance rates will go up? Percentages or actual amounts would both be helpful.""

Where can I find low cost insurance plans?

I am 19 years old and I want to sign up for health, dental, and vision insurance. What are some insurance plans that I can look into, that are low cost?""

The cheapest auto insurance in southern california?

What is an average cost of IUI without insurance?

What is an average cost of IUI without insurance and what is the success rate?

What is the best car insurance for someone in their 20s?

Wanting cheap car insurance?

wanting cheap car insurance that dont want a deposit hepl peeps xx

How much a month for loan and insurance for a 350z.?

Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""

Apollo Pennsylvania Cheap car insurance quotes zip 15613

Online insurance - how to?

Hi.. im looking for information regarding online insurance and how one goes about it??

How much will my insurance go up?

My car slid out of control and I hit a light pole and it fell down. I only have liability. My insurance company is Country Financial, I live in wisconsin, and I pay about 100 dollars a month already.""

Does an unattended parked vehicle that was hit affect insurance rates when claimed?

I came to my parked car this evening and discovered it was hit from the back bumper up along the side half way through the back seat door. It is dented and scraped pretty badly. If I claim this with my insurance will it affect my rates being that I wasn't there?

I live in Austin. The business I work for is closing down. I will probably be offered a job in San Antonio.?

For several reasons I can't move there. Will I be eligible for Unemployement Insurance if I turn it down?

How much for insurance on a Scion Tc? Does it get good MPG?

I am looking into getting a Scion Tc, I went to the dealer to look at the car and the sales man said that insurance will be a lot for a new scion. But he didn't know how much. I am 18, female, I will have my license for almost 2 years(by the time I get a new car), I have no tickets and have never been pulled over by a cop. And I live in California (if that makes a difference) Instead of getting a brand new Scion I am looking into a used one. A 2006 or 2007. I have Wawanesa car insurance. So does anyone know how much it would be a month? Oh, and from someone who has a Scion Tc, does it get good gas millage? It will be a deal breaker for me if it doesn't.""

Car insurance help :(?

would your insurance go up after you graduate high school?

What do I do if The person who hit my car doesn't have insurance?

My car was hit today while parked. Smashed in my driver door pretty bad. A Honda ran a stop sign, hit a Celica that was going straight and the impact from the hit caused my parked car to hit by the Celica. The Honda that caused the accident doesn't have insurance, and didn't have his drivers license on him either. The cops cited him, but The Celica is totaled & my door is completely smashed in. I don't know how to go about this. He ****** my car, and he doesn't have to pay? I live in California. I do have insurance, so do I take care of it myself? I just don't think that sounds right.""

Does anyone know who is the cheapest for insurance for piaggio zip 50cc scooter?

Cars And Insurance?

OK im turning 18 in a month and im getting a car but what is a good cheap car and a good cheap insurance

150cc Scooter Insurance in California...?

I bought a 150cc scooter for $950 brand new in California. Do I need to get it insured. I am only going to use it for 6 months till I got to school. I live abroad. I am not worried about the scooter getting damaged, I need only 3rd party insurance in case I knock someone and they decide to sue me or whatever... What are your suggestion, and the cost to register one and the cost for insurance. Im 20 years old btw. Thanks alot if you can help me out!! Thanks...""

Does Pass Plus reduce the insurance rate if the young driver with it is the second driver?

I'm 17 and want to get a second hand car but the insurance is too high. I plan to get the car, put it in my dad's name and then drive it myself. Will that reduce insurance premiums?""

Help me with my car insurance question!?

i am currently insured on my grandfathers insurance as a secondary driver because they gave me their car when they paid it off. well now im selling that car and we are wondering how the insurance will work? will i just be able to switch it over to my new car though it will be in my name now instead of his? should i just put the name of the car in my grandfathers name to make things easier? or can it still be done with a reasonable increase on my car insurance? right now i pay 500 every 6 months because of my good driving record and i get the student discount, how much more will it go up if i have a car under my name?""

Car Insurance Help!!!?

I have a Toyota Corolla 2007. About 6 wks ago I got rear ended, the impact sent me over the medium unto uncoming traffic. After all was said and done the car had $6,300 on repairs done. It came out okay but know I have trouble closing the trunk, I really have to slam it and the right side back lights don't really align. I am trying to figure out how much they will give me for devaluation value on the car, I have never done this before I want to make sure I don't get ripped off. Also I am still experiencing back pain from the accident, my primary doctor wants to send me to a chiropractor which my insurance doesn't cover, should the other insurance pay for it? They are not returning my calls, and they just want to offer me $500 for pain and suffering as long as I sing some papers that release the other driver and the insurance from any further responsibility. By the way it was the other drivers fault, she was in her cell phone hit mt at 45 mph from behind and this was her 10th accident in the last 3 mos. Any suggestions?""

""Good, cheap auto insurance?

Need good cheap auto insurance. Can someone recommend me to one and/or some? Im talking cheap as in $30 per month or lower cheap. Thanks!

What is the average insurance for motorcycles vs cars in the US?

I need an average insurance price for a cheap bike and the average insurance for a cheap car.

Hey im 16 and i want my licence but insurence is pretty expensive?

hey im 16 and i want my licence but insurence is pretty expensive which company do you think i can get the cheapest insurance on and how much do you think it will cost thank you

Why is insurance so high for me?

Me and my friend are the same age (17) and we were looking at quotes for motorcycle insurance and his was less than 1000 and mine was about 1000- 2000 why is that and what sort of things bring insurance costs up?

What is the cheapest auto insurance company?

looking for a very affordable auto insurance quote/payment per month. Anyone knows? please and thank you.

Hawaii: Which Car insurance company do you like in Hawaii?

I plan moving to Hawaii. Which car insurance company do you like? Why? Also, which company don't you like? Why?""

Can getting on-line auto insurance quotes adversely affect one's credit history?

Since insurance companies do pull one's credit history. Thanks. GG_007

Car Insurance in Texas?

I know that TX law required you to have insurance however what about an insurance card? Usually your insurance gives you a paper or card to keep with you on hands like, say whenever you get in an accident However, if you get into an accident and the other person does not have her insurance card with her on hand and just gives you a business card saying her insurance is under Enterprise (the car rental company). Is she at fault for not having a insurance card on her and could she get fined?""

1993 camaro car insurance?

I'm looking to buy a 1993 used camaro with a v8 engine and 145k miles on it off craigslist. I just need to know how much the car insurance will cost me. I'm 16 turning 17 in a month. I get A's and B's in school (someone once told me grades help lower car insurance) and havnt gotten into any accidents yet. i know you guys can't give me and accurate price but i just want a general price range from any company. i'm trying to find a really cheap car insurance. so can someone please tell me a general price range i might end up paying for the car?

Insurance change? Nissan 350z to Pontiac GTO?

Alright, Well I have a 2005 Nissan 350z 35TH Anniversary edition, And I am going to trade it in on an 05 Pontiac GTO. What would the changes in my insurance be you think?""

Nissan 370z insurance cost?

Hi, im 16, and im looking into getting a 2009 370z next year. I already have the financing calculated and I can afford the monthly payments with the job i currently have. But I know the insurance would rock my wallet. And that's if they even DO insure me. So my question is, will insurance even take me? If they do, roughly how much yearly? Do you think its too expensive? Should i look into a used 350z? Thanks in advance.""

""If I get in a car crash and my car is considered totaled, how much would insurance give me?""

Well I have a mustang but the blue book value on it is only like 4K, but I already have like 3k in mods added to it. How do they determine how much they give you? only by the top value of your car? I've heard of people getting more money then there cars were worth, and then they go and buy nicer cars.""

Apollo Pennsylvania Cheap car insurance quotes zip 15613

https://www.linkedin.com/pulse/allied-car-insurance-logan-russell/"

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