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siampie · 3 months

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Risk and Reward||Chapter 1: When I Met You

Pairing: Matt Murdock x Fem!Reader

Word Count: 4.1k

Summary: You have a hard time settling into your new life but with new acquaintances and newfound friendships. You slowly find your footing.

Warnings/tags: 18+ contains smut (not sure, don’t know how to write it but I’ll try), angst, fluff, mutual pining, idiots in love, childhood trauma

A/N: So, this is a first for me. Please be indulgent. I am no stranger to writing fiction. I’ve done it before just not on this platform. Also, this is my first time writing in 2nd POV and for Matt Murdock. There isn’t much of him in this chapter but I hope the small bits I have is as close as it is to his character. I did what I always do before writing fiction, read other writers' work and see how they capture the character and watched videos or episodes to get a good feel of the character. So, I hope you will like it. Feedback is welcome. And just enjoy! Also English is not my first language.

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Dividers by @cafekitsune

Song the title is referring to:

You gave me a reason for my being

And I love what I’m feelin’

You gave me a meaning to my life

Yes, I’ve gone beyond existing

And it all began when I met you

“Another day, another week.” You whispered to yourself as you stepped in the building where you work. You smiled quickly at the receptionist before making your way to the elevator. After you made the big move across the states, you were lucky to land a job as a proofreader in a publishing house. It wasn’t your dream job but it was the next best thing.

For as far as you can remember, you have always been taking care of your family. Many expectations and responsibilities were put on your shoulders from a very young age. So, when your brother stepped in and decided to move your father in with him, you felt some relief. A load was being taken off of your shoulders. You loved your family. But over the years, you had started to resent them slightly. You resented your father for being sick. You resented him for taking out his bad moods on you. You resented your siblings because they get to live their lives. You resented them for leaving you behind in the dust. You knew you loved them but you resented them. And you didn’t want to hate them. So, you left.

You made the move to Hell’s Kitchen, six months ago and you had big plans. First of which, was to properly kickstart your life. You didn’t think it would be easy. You knew it would have been a challenge but you didn’t think it would be that hard. After six months, you thought you would have made some friends or at least some acquaintances. But shy as you were, and as cautious as you were, making friends did not come easy for you.

You dropped your bag on the ground next to your chair. And dropped your coat on the back of it. Your desk was already stacked with manuscripts that needed to be proofread. You always started your day the same, first you read your emails and answered the most important ones. Then came coffee and then came reading with a red pen. You were to review any typos that may have somehow slipped past the author and the copy editor. You were also to review for issues like kerning and stacking and whether the running head is consistent. Proofreading was the last step before publication. You knew it was an important step, so you did it thoroughly. And you did it well. At least, you thought you did. Your boss had not complained about your work so far. And you took it as a good sign.

One of your coworkers stopped by your desk and softly called your name. You looked up at her. You knew her, you had barely interacted with her a few days before. She had long, red hair, that you loved, and legs for days. Her name was Amelia. A few nights ago, as you were leaving after workhours, she was standing outside of the building. A cigarette between her lips as she was looking for something.

“Excuse me?” She stopped you. You turned to her. “Do you have a lighter?”

“Yeah.” You nodded quickly. Your best friend from high school, had convinced you to buy a pack of lighter once. Telling you that it was the best way to meet people and to make friends. More precisely to meet your future boyfriend. “There you go.” You handed her the lighter.

“Thanks.” She lit her cigarette before giving it back to you. She took a long drag at it. The tension in her shoulders dropped. “I needed that.”

“You’re welcome.” You smiled at her and turned to leave.

“You’re that new proofreader, aren’t you?” She asked you.

“Yeah.” And you gave her your name.

“That’s a pretty name.” She remarked. “I’m Amelia.”

“Nice to meet you.” Amelia was not a proofreader. She was an acquisitions editor. The one, literary agents would come to, to sell a book. The book landed in her hands first, and if they made it past her, they landed in yours last.

You stayed with her long after she finished her cigarette. You walked with her because it was dark out. And Hell’s Kitchen wasn’t the safest place to be after dark. And there was strength in numbers. Coincidentally, your flat and hers weren’t that far apart. So, you walked her home before going to yours.

After that, you had not seen or heard much of Amelia. You thought that was it. But there she was, talking to you.

“So, some of us are going to grab a drink after work and I thought that maybe you would love to join us?” She sat on your desk.

“It’s barely 9 and you’re already thinking about the end of the day.” You scoffed lightly.

“Well, I need something to look forward to.” Amelia laughed. “So, wanna come?”

Your default answer was ready to come out of your mouth. You were already making up excuses to not go. And then you stopped yourself. Why shouldn’t you go tonight? There was no one waiting for you at home. You had no obligations. It could be a fun night out; you could even make a few new friends. Might even start a new friendship with Amelia. After all, she came to seek you out. She wanted to invite you.

“Why?” You had not meant to ask this out loud.

“What?”

“Why invite me? We barely talked to each other? Why ask me?”

“You said you just moved here in Hell’s Kitchen, remember?” Amelia gave you a tight smile. And you nodded at her words. “I figured I do the nice thing and invite you to come with us. Since, you don’t really know anyone here.”

Now, you felt stupid. You could feel your neck and cheeks heat up with your embarrassment. Not everyone was going to hurt you. There were good people in the world, you had to remind yourself of that.

“Sorry.” You apologized quickly. “I—I would love to come.”

“Yeah?”

“Yeah.” You nodded quickly.

“Good, I’ll come and get you when it’s time to go.”

You pressed your hands against your neck. If you could see yourself, you were sure there would be splotches of red all over it. Of course, you had to go and ask why? If “no” was your default answer most of the time, “why?” wasn’t too far behind. When your niece had first told you she loved you, your first answer wasn’t to say it back. It was to ask her why? And she had answered very sweetly: “Because you’re funny and you give the best hugs. And you always play with me.” And after that you never asked again. You only said it back. Because you did, you loved her very much.

You did not know why you did this. It was almost as though you did not believe that good things could happen to you. And if it did, it was not sincere. It was because someone wanted something from you and once, they got it. They’d leave you high and dry.

As the end of your day was nearing. Your anxiety was starting to get the better of you. You dreaded the moment Amelia would come and pick you up. You had agreed to it earlier because you genuinely wanted to. But now, all you wanted, was to go home. Not because you were drained or overstimulated. No, because you simply did not feel like going anymore. You were hoping she would forget about you. Or at least, it would have been cancelled.

It wasn’t cancelled. And you couldn’t just bail on them. It was the first time, since you arrived in Hell’s Kitchen, that you had been invited to hang out. If you bailed on them now, you might not be invited ever again. So, you went. And who knows, you might have some fun.

“Josie’s.” You read out as you stopped in front of the bar with Amelia.

“Yeah, it’s a dive bar, really.” Amelia told you quickly. “But the drinks good enough.”

“Okay.”

She pulled you in after her. You both stopped at the bar to order your drinks and she then took you to their table. It was a small gathering. You recognized a few people, there was the receptionist; Clara. Then, there was another proofreader, you had interacted with. Barely. His name was Sebastian and some other people. You sat next to Amelia.

As soon as you sat down, they resumed their conversations. You were a silent observer. You laughed at their jokes. You listened intently to what they were saying. And you were really brief when they asked you questions about yourself. And redirected the attention on someone else as quickly as possible. You did not want the spotlight to be on you.

While your coworkers were conversing with one another, you couldn’t help but glanced around you. Your eyes travelled over the numerous patrons in the bar. Bikers, blue collar workers and some white-collar workers. They were many. The bar seemed to be quite successful.

And then your eyes landed on him.

Dark haired, with red tinted glasses and a cane. His plump lips were begging to be kissed, his jawline was to die for. His hair looked soft to the touch and you were itching to run your fingers through them. His shirt was so tight that it left nothing to the imagination. You could tell that he was well built underneath it. And his smile—oh, his smile was the most beautiful, you’ve ever laid eyes on. It lit up his whole face. Made him look younger. He looked perfect in every way.

You quickly darted your eyes away. You did not want to be caught staring. However, it was too late. Unbeknownst to you, Amelia had caught you looking.

“So, you look like you’re enjoying yourself.” Amelia said as she pulled you to the bar, to grab another drink.

“I am.” You nodded. “Thank you for inviting me.”

“No problem.” Amelia nudged your shoulder. “Would you want to do it again sometimes?”

“Yes, but can we space them out?”

“Oh, don’t worry about that.” She snorted. “It’s only when the urge strikes.” And she turned away from you. She looked over her shoulder briefly. “So, someone caught your eye.”

“What? No.” You answered quickly.

“That’s not what I saw.” She smirked at you. Josie pushed your beers towards you. “You kept staring at glasses over there.” She waved her hand towards perfect man.

“No, I did not.” You protested while pulling her hand down.

“Oh, come on!” Amelia insisted. “It’s not a crime. He’s pretty and you have eyes. It’s okay to stare a little.”

“Stop.”

“But you know what would be even better?”

“I’m going to regret this.” You rolled your eyes in annoyance. “What?”

“If you spoke to the guy. What’s the worst that could happen?”

“Rejection.” You simply answered.

“Well, rejection is part of the game.” She shrugged. You gave out a deep sigh, and put your chin in the palm of your hand. “You got nothing to lose and everything to gain.”

Nothing to lose? Easy for her to say. After all, she wasn’t the one who had her heart broken, so many times, that there was barely anything left of it. When it came to the matters of the heart, you did not think that the risks were worth it. Even if it was for a Pretty Boy.

Your eyes landed on him again, in spite of yourself. His eyes seemed to be on you and Amelia. Almost as though he was directly looking at you. But he was blind, right? That would be impossible.

“You’re staring again.” She teased you. And you turned back to the bar quickly.

“Drop it.” You told her sternly. “It’s not worth it.” Her eyebrows went into her hairline. “Plus, a guy like him would never go for a girl like me.”

“What? Beautiful and sweet?”

“I’m not beautiful. I’m not ugly but I’m not beautiful. I’m average at best.” You shook your head. “And I’m not sweet.”

Amelia looked at you baffled by your defensiveness over compliments. You acted as though she insulted you. She pushed your beer away from you.

“First, those were compliments and not insults. So, take them.” Amelia said. “And why would he go for someone else when he could go for you?”

“You’re being this nice to me over a lighter?”

“It’s not just about the lighter.” She told you. “You walked me home. You didn’t have to but you did. It was very kind and sweet. Thus, proving my point. You are sweet.”

“It was practical. My flat isn’t too far away from yours. And it was as much for your safety as it was for mine.” You shrugged. “It’s dangerous at night in Hell’s Kitchen.”

Amelia rolled her eyes and groaned in frustration. “You are going to take that compliment. I will beat it into you, if I have to.”

“That would be assault.”

“You thing you’re funny, uh?”

“I think I’m adorable.”

“Bitch, you’re testing my patience.” And that got a laugh out of you. She shook her head and laughed with you. “You really are annoying.”

“That’s more like it.” You grinned at her. “Want me to walk you home again?”

“Yeah,” She nodded and clinked her beer with yours. “We finish our drinks and then, we’re good to go.”

“Okay.”

She waved her finger at you. “But this conversation is not over.”

“What conversation?” You retorted, taking on a faux air of innocence.

Amelia glared at you which elicited a chuckle out of you. “Put a few drinks in you and you turn into a comedian. Who would have thought?”

“I could have mentioned it. Save you some time.”

“Do you need to have an answer to everything?”

“Should I answer that or--?”

“Oh, shut up.” And you snorted.

She raised her beer to her lips and toss it back. She gulped the rest of the bottle down and slammed it back onto the counter. Both of your empty bottles were left on the counter and you walked back to your small group of friends. On your way there, your eyes automatically found Pretty Boy, once again. Again, his gaze seemed to be on you and you dropped your eyes to the ground immediately. Feeling guilty that you were staring again, you let out a long sigh and muttered to yourself. “If he’s ever going for someone, it would be for Amelia.”

“There you go.” Amelia handed you your coat and bag. “What are you muttering to yourself again?”

“What do you mean again?” You asked stunned, blood rushing to your neck and cheeks. “You caught me doing that a lot?”

“You are not really trying to hide it.” Amelia shrugged. “So, what was it?”

“Nothing. It was nothing.” You pouted while you put on your coat.

“Was it about Pretty Boy?” She smirked at you.

“Oh, stop!” You said as sternly as possible with your lips jutted out in a pout. “It wasn’t about Pretty Boy.”

“Hmm,” She nodded smugly. “I’ll pretend I believe that.” She laced her arm with yours as you both exited the bar.

“He is really pretty.” You smiled shyly. Amelia’s shoulder nudged yours, as she giggled along with you.

“Next time, we see him. You’re talking to him.” You groaned at her words.

That night was the first time, you ever laid eyes on him. And you thought it would be the last time.

What were the chances for you to stumble upon him in this city ever again? He could be living outside of the city. Or it was only chance that brought him there tonight. And this was a once in a lifetime chance to meet the love of your life. And you blew it.

“Shut up!” You groaned as you slapped your forehead. “I did not blow my chance because there wasn’t one to begin with.”

“Voices in your head?” Amelia put down the lighter next to you.

“They’re really loud today.” You shook your head. “And you don’t have to bring it back all the time. You can keep it.”

“I won’t have an excuse to come and see you. anymore”

“You don’t really need one.” You sighed.

“True.” She smirked. “Wanna go to Josie’s tonight?”

“What are we celebrating?” You retorted.

“Nothing.” Amelia shrugged. “I thought maybe we could blow off some steam.” She shrugged and sat down on your desk. “Seeing as those last two months were kinda crazy.”

“Yeah, they were.” You agreed. “I mean we are nearing the end of the season.”

As it were in the publishing world, books are published in a three-season cycle: Winter, Summer and Fall. Winter season came to a close by the end of April and the datelines were getting closer. For the last two months, you and your team had been working nonstop. You and the author of the book you were proofreading, were going back and forth about editing issues he had. And his anxieties regarding the matter were also affecting you. Under pressure and anxious, you and your coworkers had no time to go back out.

“I could use the break.” You leaned back in your chair. “And a couple of beers.”

“It’s a date.” Amelia got back on her feet. “Meet you by the reception desk.”

“Yeah, see you.”

Amelia and you were on the sidewalk in front of Josie’s. She was smoking a cigarette before you both get in.

“Doesn’t it bother you?” Amelia asked you.

“I like the smell of it.” You shrugged.

She took another puff before she elbowed your side. You glared at her. Her pointy elbow dug into your side painfully. “What’s that for?”

“It seems you’re in luck tonight.” She looked down at you. And with a jerk of her head, she indicated at something behind you.

You turned around and there he was. Tapping his cane on the sidewalk, holding the arm of a beautiful blonde. There was a man, blonde also, walking on his other side. Pretty Boy’s tie was loose around his neck and slightly crooked. A giant smile was on his face as the beautiful lady on his side threw her head back in laughter. You kept your eyes on their little group as they disappeared into the bar.

“Alright, tonight’s the night.” Amelia took a last puff out of her cigarette.

“What?” You turned to her confused.

“We agreed that next time we see him here, you would talk to him.”

“I did not agree to anything. You agreed with yourself.” You told her as she started to drag you toward the bar. “Amelia, stop!” You pulled your arm away from her.

“What are you so afraid of?” Amelia huffed in annoyance.

“Rejection. Humiliation. Mortification. Embarrassment.” You started to list out.

Sure, he was handsome. He was painfully handsome. And although, you had thought of his lips on yours, of his hands running through your hair as he whispered sweet nothings in your ear. Your hands flew to your ears at the thought. They warmed up as your blood rushed to them. You couldn’t do it. You couldn’t talk to him.

“I’m perfectly fine with watching him from afar.” You said quietly, dropping your hands. “Can we go somewhere else, please?” You crossed your arms over your chest, making yourself as small as possible.

She dropped an arm around your shoulders and pulled you into her side. “We already here, so we might as well go in.” You started pulling away from her. “I won’t make you do anything you don’t want to. Relax.” She pulled you back in and turned you towards the doors.

“Promise?” You put your pinky out.

“Promise.” She hooked her pinky with yours.

In most situations, you weren’t afraid to go after what you wanted. Of course, you had to pass it through a few people first. Just to make sure you were making the right decision. Especially, when it came to your job. But when it came to relationships—romantic ones, you never took the first step. You were always afraid that the people you wanted—you desired—wouldn’t want you back. Which explains your lack of experiences when it came to dating. And the disappointing sexual experiences you had.

You sat at the bar and ordered your beer. Amelia sat beside you but kept looking over her shoulder. You turned briefly to where she was looking. And surely enough, she was looking directly towards Pretty Boy and his friends. You sighed and turned back around.

“You promised, remember?” You told her. “Pinky promised. Those are sacred.”

“Yeah, I know.” She pouted and turned back around. “You’re going to regret it later.”

“Don’t I know it?” You exhaled deeply.

How many times have you let someone go before you were too afraid to speak? How much longer will you stay up at night wondering about what ifs? How much longer will you stand in the way of your own happiness? How much longer will you live in fear?

There was comfort in fear. It kept you on your toes. It told you where the edge was. It helped you survive. There was nothing wrong with fear. There were no broken hearts, no hurt feelings. It was safe.

And yet—you wished you could take that step. You knew you could. You’ve done it before. You left the comfort of your home. Of everything you’ve known to come here in Hell’s Kitchen. What was the worse that could happen in talking to him? Nothing, right? It was just talking. A simple conversation between two people. Or maybe, you would just give him your number. He could call you if he wanted to. If not—well, you would keep wondering why he didn’t call you. The thought of it was torture enough.

You glanced back over your shoulder at Pretty Boy. He was no longer sitting with his friends. His coat was still there on the back of his chair, but he was gone. You turned back to your drink, and sorrowfully starting to play with the condensation on your beer.

“What can I get you, Murdock?”

“Just another beer, Josie, thanks.”

You turned your eyes towards the voice. And there he was. So, much more handsome up close. His voice was nice and deep. Music to your ears. You turned your eyes away from him. Your heartbeat was now racing in your ribcage. You looked up at the ceiling, searching for some sort of answers.

“Hey, I’m gonna go out for a smoke.” Amelia announced slamming her bottle on the counter.

“I’ll come with you.” You squeaked out.

“You should definitely stay and enjoy yourself.” Amelia pulled her hair out of the collar of her coat. “I’ll be back in a moment. You should—you know strike up a conversation or two.” And she pointedly looked at the man by your side.

You gasped as she left. “You promised!” You called after her. “Pinky promised.”

“What did she promise?” Pretty Boy asked you. A grin plastered on his face.

You took a few minutes to answer, your eyes following Amelia’s exit out of the bar. And let out a breath. “To not make me do something I didn’t want to do.”

“And what was it? The thing you didn’t want to do.”

You couldn’t help the small grin that came onto your face before you answered. “Striking up a conversation with someone.”

“Ah.” He nodded. “Why not?”

“It’s kind of terrifying for me to—talk to people.” The blood was rushing to your chest, your heart was slamming against your ribcage.

“You’re talking to me now.” His voice seemed lower as he spoke.

You scoffed. “True. I am.”

“How does it feel?” His lips twitched up at the corners.

“Not as terrifying as I thought.”

He chuckled. And you smiled at the sound. “I’m Matt.” He extended his hand out to you.

You put your hand in his. Your breath hitched in your throat as your skin touched his. You cleared your throat before giving him your name.

“You have a pretty name.” He told you.

“You make it sound prettier.” You quipped back, feeling braver now. His eyebrows flew high on his forehead before he let out a laugh. You laughed along with him. “Nice to meet you, Matt.”

“Pleasure’s all mine.” He nodded, this boyish grin never leaving his face.

That was the night you officially met Matt Murdock. It wasn’t as daunting as you thought it would be. In fact, speaking with Matt came easy to you. His eyes were unseeing and yet, they were always on you. And for once in your life, you did not mind the attention.

You didn’t think anything life altering would come of it. If anything, you thought you were gaining another friend.

Little did you know…

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