#Apple gets into the credit card business to sell more Iphones

[repaireex]

How to Save Money on iPhone Repairs

When your iPhone breaks, the cost of repairs can be daunting. However, there are several ways to save money while still ensuring your device gets the care it needs. Here are some tips to help you reduce iPhone repair costs:

1. Diagnose the Problem Yourself

Before rushing to a repair shop, try to diagnose the issue yourself. Many minor problems, like software glitches, can often be resolved with simple solutions such as restarting your phone, updating iOS, or performing a factory reset. iPhone Repair Franchise in India Online forums and troubleshooting guides can be extremely helpful in identifying and fixing common problems.

2. Use DIY Repair Kits

For hardware issues, consider using a DIY repair kit. There are numerous kits available online that come with the necessary tools and parts to fix common issues like cracked screens, battery replacements, or camera repairs. Websites like iFixit offer detailed guides and videos that can walk you through the repair process step-by-step.

3. Buy Parts Online

If you’re comfortable doing repairs yourself, buying parts online can save you a significant amount of money. Many third-party retailers sell iPhone parts at a fraction of the cost charged by Apple or authorized repair centers. Mobile and Laptop Repair Franchise Just make sure to buy from reputable sellers to ensure the quality of the parts.

4. Seek Out Local Repair Shops

Instead of going to an Apple Store or an authorized service provider, look for local repair shops. Repaireex, India’s No. 1 repair shop, often charges much less and can offer faster turnaround times. Read reviews and ask for recommendations to find a low-investment mobile repair franchise shop in your area.

5. Consider Refurbished Parts

Using refurbished parts is another cost-effective option. Refurbished parts are typically cheaper than new ones but can still be of high quality. Many repair shops and online retailers offer refurbished parts that come with warranties, giving you peace of mind while saving money.

6. Check for Warranty or Insurance Coverage

Before paying out of pocket for repairs, check if your iPhone is still under warranty or if you have insurance coverage. AppleCare+ or third-party insurance plans often cover repairs or replacements at reduced costs. Authorized Mobile Service Center Franchise Even if your device is out of warranty, it’s worth checking if any consumer protection laws apply, especially for issues like manufacturing defects.

7. Perform Regular Maintenance

Preventive maintenance can help avoid costly repairs in the first place. Use a sturdy case and screen protector to minimize the risk of physical damage. Keep your phone clean and avoid exposure to extreme temperatures or moisture. Regularly updating your iOS and apps can also prevent software-related issues. The Best Mobile Franchise Business in India.

8. Utilize Credit Card Benefits

Some credit cards offer extended warranties or purchase protection for electronics. Check with your credit card company to see if you have these benefits. They can sometimes cover the cost of repairs or offer a refund if your device is damaged within a certain period after purchase.

9. Learn Basic Repair Skills

Learning basic repair skills can be a valuable investment. Even if you only tackle minor repairs, the savings can add up over time. There are many online courses and tutorials available that can teach you how to handle common repairs safely and effectively.

10. Avoid Unnecessary Repairs

Finally, not all issues require immediate repair. For instance, a small crack on your screen or a slightly degraded battery might not significantly affect your phone’s performance. Assess the severity of the problem and consider whether it’s something you can live with until you’re ready to invest in a new phone.

By following these tips, you can save money on iPhone repairs and keep your device in good working condition without breaking the bank. For more information, contact Repaireex. We are India’s No. 1 Repair Company, which deals in smartphone repair, laptop repair, and refurbishing laptops with over 45+ locations across India and now also deals in franchises at a worldwide level.

[projectcubicle1]

Apple Recycling Program: Is Apple Trade-In Really Worth The Hype?

Apple Recycling Program: Is Apple Trade-In Really Worth The Hype?

Apple's recycling program is one of the most popular trade-in programs available, but is it really worth the hype? In this blog post, we'll take a closer look at Apple's recycling program and see if it's worth your time and effort to participate.

The Apple Recycling Program and its benefits.

Apple's recycling program, Trade-In, is an innovative and eco-friendly way to get rid of old Apple products while also being able to receive rewards in return. This program allows customers to trade in devices, such as phones, tablets, computers, and even wearables, for recycling or a credit towards their new purchase. Not only does this help the environment by not disposing of potentially hazardous materials from these devices, but it also lets customers benefit from their discarded products by offering rewards ranging from a cash discount on their purchase or even allowing them to donate the proceeds instead. Furthermore, the program provides free shipping for those who have used this service in the past and have access to the prepaid label. Overall, Apple Trade In is one of many great examples of how technology can be used in innovative ways to help people responsibly dispose of e-waste and put money back into their wallets. Know more about recycling or cashing in your used Apple device today!

How easy is it to trade in your old Apple products?

The Apple Trade-In program makes it incredibly simple to trade in your old Apple products. All you need to do is identify your device and select a condition-based value. Depending on what you are trading in, you may even be able to upload information regarding its serial number, size, and current condition. After completing the required steps, print out a mailer that usually arrives at your home within 1-2 business days so you can send in your item and receive payment via an electronic gift card or other form taken by Apple. With Apple Recycling Program's straightforward option for trading devices in for credit or money, it's no wonder why so many people have taken advantage of this great opportunity!

The pros and cons of trading in your old Apple product

The Apple Trade-In program offers an attractive option for users looking to trade in an old device for a discounted price on a new one. However, there are both pros and cons to consider before making a decision. On the plus side, it's an easy way to get rid of your existing device without having to advertise or worrying about meeting strangers – and it also comes with up to a 15% reduction on a new Apple product. Additionally, traded-in devices are kept from going to landfill; instead, they are recycled responsibly with parts repurposed and reused where possible. On the downside, you won't get as much money for your trade-in as selling the item yourself – especially when considering recent events such as Apple no longer accepting iPhones with cracked screens as part of their recycling program. Ultimately, trading in an old Apple product is easy, eco-friendly, and potentially cost-effective – but taking the time to research all available options could save more money in the long run.

Whether or not the Apple Recycling Program is worth the hype

After careful consideration, the verdict on the Apple Recycling Program is that it is absolutely worth the hype. There are numerous benefits to utilizing these programs, such as not having to worry about adequately disposing of an older device and getting credit for trading in an old device. These two advantages alone make this program worthwhile, but there are more advantages such as cost savings and a straightforward enrollment process that add to the program's quality. All in all, if you are looking for a safe and convenient way to dispose of and/or trade in an older device, the Apple Recycling Program is definitely worth your time.   Concluding thoughts   Overall, the Apple Recycling Program is a great way to trade in your old Apple products and receive a discount on a new one. It's easy to do, and you're guaranteed to get at least $100 for your old device. While there are some cons to consider, such as potentially not getting a fair market value for your device or paying extra if it's not in good condition, the pros outweigh the cons. If you're looking to upgrade to a new Apple product, trading in your old one through the Apple Recycling Program is definitely worth the hype. Read the full article

[businesspassionates]

How a 22 years old created Lyrical Lemonade, the biggest RAP video production company

How a 22 years old created Lyrical Lemonade, the biggest RAP video production company

Lyrical Lemonade logo

Lyrical Lemonade began in Bennet’s hometwon of Plano, Illinois close to Chicago.

Him and his friends would drive an hour to Chicago to watch the emergence of the Chicago rap scene lead by Chance the Rapper and Cheif Keef. Bennett found his love by videoing live shows. 

Bennett started up his YouTube Channel, Lyrical Lemonade, and shot for local, more underground…

[nickgerlich]

Take My Money, Please

It must be nice being the biggest player in the field, because it means you can come to the party late and still get a good seat. You can dine at the same table as everyone else, yet stick your hand right into the middle and grab all that’s left. You can bring your stein or goblet and fill up with the finest beer and wine, after everyone else has migrated to the cheap stuff.

That’s the story of Apple, who just raised the bar a few notches on everyone else today with its marathon livestream announcement of new services. And by marathon I mean that I walked away after 85 minutes because I had to go teach class.

A lot went down today, but here’s the gist: 1. Apple News+ will pick up where Apple News left off, adding 300 magazines, the Wall Street Journal, and the LA Times. Family sharing for everyone on your account is available so that everyone has the same access. The cost (effective today) is $9.99 a month.

2. Apple Pay will get enhancements, as well as a rollout to mass transit in Portland OR, Chicago, and New York City. The goal is to improve on the 70% acceptance rate of retailers in the US, mimicking Australia with its 99% acceptance.

3. The Apple Card is a new credit card, your name etched on titanium no less, that comes with a ton of safety features, like no numbers printed, nor signature. By way of the Apple Pay app, users can get complete purchase history on their new card, broken down even by categories, and with easy-to-read billing statements that show exactly where you spent your money. A 1% cash back on regular purchases is compounded to 2% for Apple Pay purchases, and 3% on Apple Music and Apple News purchases.

4. A commitment to consumer privacy is also a big part of today’s announcement. Apple will not be tracking nor selling information about what you read, will not follow you across the web, and keeps secret what, where, and how much you spent. This is certainly a hot button benefit that many will love.

5. The Apple Arcade will be coming to the App Store this fall, at an undetermined price. It will include 100 or more new and exclusive games that are not available on any other platform or subscription service, and can be played online or offline. It is the first mobile and home subscription gaming service.

6. Apple TV will get a small enhancement this Spring, and a much bigger one in fall. Apple TV Channels will be added, allowing a la carte selection from a plethora of popular channels. Better yet, this service will allow users to watch their subscriptions on iPhones, iPads, MacBooks, through Apple TV, and also new smart TVs coming in summer from third-party manufacturers. Apple TV will even aggregate, among many stations, services like Amazon Prime Video and Hulu. Sorry, Netflix. You weren’t invited.

7. Finally, Apple TV+ will come this fall with all-original programming that includes A-listers like Jennifer Aniston, Reese Witherspoon, Steve Carell, Steven Spielberg, Oprah Winfrey, and others.

Of course, critics are concerned about Apple’s fashionably late arrival to the party. Will people buy one or more of the new services? Will they ditch one to buy one? Or will they yawn and walk away?

Time will tell, but I think the major take away from all of this is that Apple understands the modern media consumer. It knows that we want...we crave...having our content viewable across all of our devices. It knows that we want security and privacy. And it knows that we want to variety as well as quality. Those are big items to deliver singly, much less all at the same time.

But if anyone can turn this party around, it is Apple, for it now has demonstrated that, while it is primarily a hardware company, it also recognizes that it is in the services business. In a world where content is king, it makes sense for someone to make access to that king a thing.

It’s a lot like those newfangled Coke machines we see in fast food restaurants these days. There’s one dispenser, but consumers can pick and choose from base sodas and dozens of flavor additives. It call comes through one pipe, yet there are more than 100 possibilities.

I’m betting that Apple CEO Tim Cook saw one of those Coke machines not long ago and realized the future was there. That’s a party I want to attend. Take my money, please, Apple. I have room for at least one more service in my budget. Keep on selling to me, because I like what I am seeing.

Dr “FanBoy+“ Gerlich

Listen: https://soundcloud.com/nickgerlich/take-my-money-please

[survivingart]

FLOURISHING, NOT JUST SURVIVING

The free market is booming (for now) and there are countless books on economy, monetary policy and running a business, to be read and understood by the curious people who wish to know how value is created.

This is thanks to the wonderful economists and fiduciaries and other skilled individuals and groups, all trying to explain and help society make the best out of its resources (well, the good guys at least). But, looking at how the world of business, even smaller business today, isn’t that bad — why is the world of emerging art so horribly underpriced?

No sane business owner has ever said: “Let’s sell this doohickey here at a 10% loss and make absolutely no calculations as to how much we need to make to stay afloat with our rent payment and other expenses.”

But artists on the web debate whether or not to charge 2€ or 3€ an hour in places where the minimal hourly rate is about 10€. And before we start blaming the “unappreciative consumers”, imagine if the iPhone, since it’s unveiling, had been selling for 50€. Would you really blame people for shouting “ripoff”, if Apple suddenly decided to price it high enough to be able to actually make some money?

Instead of fair pricing, we buy our iPhones for a little under 1000€ now, so that we can play with AR monkey animojis, and all is well in consumer land. And I am not being cynical — Apple probably has at least one more price rise in them before the whole company slowly starts to falter, and even that would take a long time!

No, people pay a lot for many things; from useful but outrageously expensive survival kits on Kickstarter to ultra thin military-grade, self-charging, automated wallets with 5 credit card compartments. They are not lacking  the adequate space for all the plastic cards we use, they are being praised for their minimalist approach in design. Like the new Mac. And they cost a premium because of giving us less.

This isn’t just a phenomenon of today — around the turn of the new millennium, someone sold origami boulders, which were in essence crumpled-up pieces of shiny silver paper in nice bamboo boxes. And they made about a million dollars doing it via their online store! 

Dear fellow artists,

Let’s all just stop whining about how people don’t have money for our art, because people nowadays have a lot of capital to spend and there are a lot of people doing so every day. More than there ever were, actually.

And let us rather address the real elephant in the room. 

We should stop undercharging for our work. All of us. And pick up a book about how to run a business or ask a friend, that has some experience. 

Because as soon as ten out of a hundred people start making quality portraits for 50% less than the average price, well, the average price just dropped significantly. And if the other 90 want to stay in business, they might even lower it some more, to stay competitive.

I mean, would you pay 50€ for your internet connection if you could get more or less the same service for half of that?

In the end such price drops only end up with outraged customers, when telling them that your 72 hours spent painting and 20 years spent honing your skill to even be able to do it in the first place cost 100€ plus shipping.

Art is a business like any other, even the priests have accountants, because believe or not, even the work of god has an income and expense statement and cashflow attached to it.

P.S.:

Today’s the first official day the Surviving Art project is live. Apart from slowly building up a platform with as much useful information as I can (still a lot more to come), I have decided to document my process of trying to go full-time with my art. 

I will be expanding my blog and podcast with a video series in both Slovene and English (I’m slowly becoming schizophrenic) and invite anyone interested to stay tuned: videos will come to IGTV, Facebook Video and YouTube and you can find all of them by searching Surviving Art.

from Surviving Art http://bit.ly/2BDghVf via IFTTT

[fintech-news]

Why Should Banks Partner With Fintechs?

What Should Banks Know About Collaborating with Fintech Firms?

The gap between FinTech firms and Big Tech platforms has never been less, and there have never been more opportunities to achieve global financial emancipation.

The network effect, cross-channel digital customer acquisition, upsell and cross-sell strategies tied to behavioral models are the new benchmarks in economic and digital performance, and they are inexorably being led by FinTechs, Challenger Banks, and Big Tech players who have altered the (banking) game's rules.

Delivery mechanisms for financial services are separated from monopoly banks for the first time in history. For FinTechs and internet platforms, that sparks a revolution.

Large tech corporations, like Apple or Amazon, have remarkable insight into the financial habits and gaps of their customers.

For clients with weak or restricted credit histories, take into account Apple's secured credit card. This card, which is issued by a partner bank, provides interest-free instalments and cash back rewards ranging from 1% to 3% on purchases.

Customers have the ability to raise their credit scores and ultimately become eligible for additional goods while benefiting from cash-back rewards and utilizing an iPhone with a PFM-integrated digital wallet.

These titans are now able to penetrate a hitherto untouched market sector, which strengthens client connections. Additionally, they know what kinds of communications to utilize and have earned the confidence of their user base.

These platforms may provide tailored banking experiences, fostering growth in profitability and financial empowerment, by fusing this intelligence with key technological advancements like Alexa or Siri.

Strategies For Taking On Challenger Business Models While many banks' stock prices have been declining since the 2008 financial crisis with little indications of recovery, the stock valuations of these Big Tech firms never seem to reach their pinnacle.

This reflects both the necessity for business model changes and market worries about the stability and profitability of banks.

Current measures of the value of existing banks include:

How quickly they can get rid of their old branch networks

How they cut expenses

How they increase acquisition speed and what proportion of their acquisition is entirely digital

How they utilize AI to monetize data and how they adopt it

Thus, these retail banks will be under pressure to resemble challenger banks more and more. Before, all the consumers belonged to banks, but today millions of people also belong to digital banks.

For instance, bigger challenger banks have a return on equity that is more than twice as high as larger conventional banks.

Lower legacy IT expenses and a more condensed product offering are important contributing reasons, giving challengers a cost-to-income ratio slightly around 50% compared to incumbents' 80% cost-to-income ratio.

Additionally, new digital banks have their own client hooks even while established banks still provide the broadest variety of services.

Because they are still primarily concerned with consumers rather than income, digital banks are fierce rivals because of their propensity for aggressive pricing.

Branching acquisition tactics are just too costly and sluggish for scalability when compared to more complex digital acquisition strategies.

The majority of challenger banks have up to 18 months to make their case and then acquire additional capital to support future growth. Every competitor and FinTech company is vying for consumers in real time, so they do away with the necessity for physical signatures or in-person interactions throughout the onboarding process.

The in-branch customer acquisition cost (CAC) is five to ten times more than utilizing digital channels, which slows down revenue and growth.

Examining what alternative banks are doing and predicting what they could launch next is a typical activity in the banking sector. The businesses that are closest to consumers' lives provide the best chance to attain financial empowerment.

In order to increase value for them and their clients, collaborations are naturally forming between consumer-facing marketplaces, banks, and back-end FinTechs.

In contrast to established banks, fintechs have effectively redefined what customers expect from banks and raised the bar for UX and UI.

In the end, banks won't have many options for how to react to the fundamental shifts in financial services brought on by the surge in FinTech-led innovation.

Contrary to Big Tech and challengers, the majority of FinTechs do not compete with established financial institutions. FinTech companies, rather than acting as competitors, have evolved into tech partners and facilitators.

While both banks and FinTechs are dedicated to giving customers the greatest banking experience possible, their collaborations may create an even better one by working together rather than competing against one another.

The following are the top 6 justifications for banks working with fintech companies:

Opportunity cost:

Banks invest a lot of time attempting to internally justify whether to purchase or create technology, and it goes without saying that this will become more and more difficult over the next years.

Many banks spend years thinking about concepts for FinTechs and technology, but they never produce anything that benefits the consumer.

These incumbents might have adopted the technology considerably quicker and more affordably by working with a FinTech partner in the time they spent attempting to learn as much as they could about technology.

Additionally, leasing technology rather than developing it in-house allows the bank greater flexibility and the freedom to reject a course of action if it turns out to be incorrect.

2. Technology Divide:

Most of the time, there will be technological gaps, which is why banks first work with FinTechs. The biggest constraints on new digital advancements at conventional financial institutions are outdated technology systems and regulations, which are not an issue for fintech companies.

FinTech businesses may provide customer-focused services or products more quickly as a consequence, which puts the status quo of banks in jeopardy. FinTechs also possess more recent technological expertise regarding the essential elements they use in their solutions.

In the end, it is up to banks and FinTechs to set clear expectations for how the gaps in technology will be addressed. In order to interface with a bank's current architecture, banks may thus be necessary to establish an API, or a FinTech partner may be required to adapt or expand its stack.

3. A Risk-Averse Culture Of Caution:

A FinTech company could unnerve the majority of chief risk officers with its rapid movement, lack of concern for regulation, and risk-acceptance mentality.

Banks must take care to prevent their legal, risk, and compliance departments from sapping the benefits and zeal of a collaboration with a fintech company.

To allow the partnership lots of leeway when it comes to solution design, integration, and other aspects, they should try to learn from the cultures of the FinTechs they collaborate with and get all the required backing from significant internal stakeholders.

4. Workload In Procurement:

In order to ensure that new scopes or technologies will need significantly less time for partners to approve than new contracts, bank procurement departments often choose contracts that have already been created or authorized internally inside the bank. Additionally, the technological stack that a FinTech brings to a bank is often on the cloud.

That implies that the partner will be responsible for all aspects of cybersecurity, uptime performance, data storage, and residency.

The procurement effort for adding new scopes or technologies may be limited to work orders and technical assessments only by obtaining a master agreement, an IT contract with appropriate service level agreements with technology partners.

5. Long-term Perspective:

For banks, the typical ROI (Return on Investment) time frame for technological investments is 18 to 24 months, with a payback period in between.

When implementing new partner technology, this short horizon is often a point of friction. Collaborations may be derailed before they even begin if a short-term ROI emphasis is used to support an internal business case.

This does not imply that banks must write off investments in cutting-edge technology; rather, ROI must be assessed using distinct key criteria that are softer than those used to evaluate more conventional IT projects.

These measures may include brand equity through affiliation with the FinTech, the learning of new skills on a developing platform, the capacity for creative problem-solving, or the capacity to test the viability of new technologies.

6. Modular Regulation:

Banking institutions may conduct contextual cross-sell offers and suggestions through mobile devices with real-time integrations by partnering with FinTech firms that provide cloud-based AI services.

But how can this business adhere to legal standards in every nation where its prospective clients conduct business?

Depending on the nation the bank is in and the regulator it has a licence from, there can have been a violation of the rules in effect.

Examples include the partner's inability to deploy in the cloud, a problem with data residency, or the regulator's continued need for actual signatures from clients accepting goods from the bank.

However, unlike when banks were in the business, regulatory compliance shouldn't be a deal-breaker.

In order to prototype new technical strategies that circumvent existing restrictions, an increasing number of FinTech businesses are now collaborating with central banks and regulators and setting up regulatory sandboxes to test their new products.

~ Jay Ponapan

[bestrenew728]

Best Personal Finance Software For Mac 2017, Software

The best personal finance software is easy to use and helps you improve your money management. But with so many options out there, no single app or website is best for everyone. As a result, it’s important for you to research these and other options and pick one that best serves your needs. When it comes to finding a Top Rated Personal Accounting Software comparing quotes is the key to getting the best product for the lowest price. We’ve gathered information on the top personal bookkeeping solutions, user reviews, buying tips, and made it easy to get the best price.

Best Personal Finance Software For Mac 2017 Software Update

Personal Finance For Mac

Personal budget software apps can't help much with the self-deprivation, because your income is what it is and it's up to you to work within it or change it. But these best software choices can take the tedium and the challenge out of the budgeting process. CountAbout® is an easy-to-use online personal finance application that imports data from Quicken and Mint and automatically downloads data from banking, credit card, and retirement accounts. With no software to install, we’re anywhere you have an Internet connection.

Personal finance software can help you to manage your money flow in a better way. Money management is the most critical task in both personal and business life. For helping the business owners and personal finance management, there are many finance software is available for Mac.

Best Accounting Software for Mac: Xero Mac users often grapple with the issue of software that is stripped down or is less intuitive than its Windows counterpart. Banktivity 7, the leading Mac personal finance app. Banktivity connects all of your bank accounts in one place so you can make smarter financial decisions. A great personal finance app can help you save more money and give you an instant snapshot of your financial situation in seconds. A lot of the problems we face when dealing A roundup of the best in class for money management, budgeting (free and premium), investing, and microsaving apps for 2018.

The budgeting apps are smart enough to send notifications to any unusual bank and credit card activity in real time. In addition to this, these finance managing software tools can notify you of any interest charged on credit cards and bank accounts. There are free personal finance software apps and premium budget software for finance management. Free budgeting software is also good enough to record and summarize your cash flow and help to manage your personal or business budget in every month.

Here is a list of best personal finance software for Mac to get the centralization and overview of spending habits.

Banktivity 5

Banktivity formerly known as iBank 5, is one of the best personal finance software for mac in Apple Store. YBanktivity finance management software is the best choice for those who want to track transactions and manage the personal finance, that is better than simple accounting software.

This Mac budget software can connect more banks and credit card accounts than other free software. The Banktivity Mac app can get enhanced investment support for bonds and offers dismissal of similar transactions from the bank data downloads. You can acknowledge your mistakes by comparing the past, current or projected projects.

Related: These iPhone Apps will Earn Money back While You Shopping.

Through Banktivity cloud sync, you can sync your banktivity files on more than one device for free to get access to them whenever you want to. The app effortless manages your transactions, allowing control over the budgets, stock portfolios, etc.

Download: Mac $64.99 | iPad $19.99

2. MoneyWiz 2 – Personal Finance

MoneyWiz 2 allows you to efficiently control all your financial transactions, making this budget software a top choice among all the personal finance software for Mac. This finance software allows you to import the data from other apps and ensures a smooth run due to its sleek and sturdy interface.

MoneyWiz automatically monitors your financial transactions and assigns them in the needed budgets and build custom reports based what you acknowledge regarding your money. MoneyWiz 2 budget software is there to assist in online banking, downloading all your transactions and you can use any file on it from CSV, QIF, OFX, QFX to MT940 file.

Related: A Complete Guide to Transfer Money Online with Email for Free

Make your transaction entry to be fast with the software. The finance software is helpful in budget tracking and protects your data with a PIN which can be set for a particular time period. The PIN will auto-erase on 10 wrong attempts for maximum security and comfort.

Download: Mac $24.99 | iPad $4.99

3. Debit & Credit – Personal Finance Manager

Looking for a personal finance software, that offers convenience and at the same time has the needed features, then Debit & Credit software is the right choice for you. With this budget software, you can easily reconcile your accounts with the bank statements for eliminating any disparities and getting the extra help to keep the accounts in shape.

Create a new transaction in a matter of seconds and save the locations of the places where you go often, helping you to record the expenses easily. Get clean and crisp reports along with Split categories, pending transactions, transaction export, file attachments (with sync), transaction tags. Debit & Credit Mac software comes in eight color themes available for selection in the settings of the software allowing you to customize your experience.

Related: 3 Free Smartphone Budgeting Apps to Monitor Finance Transactions & Alert

Download: Mac Free | iPad Free

4. Moneydance 2015

Moneydance is one of the best personal finance software for Mac handling multiple currencies and doing any financial task virtually with ease. This Mac Budget Software has more reporting options than the majority of other software inherits; giving you centralized access to all the data related to your financial transactions.

Follow your investments and focus more on your portfolio through the software. Never miss a payment by scheduling for single or recurring transactions. Send online payments quickly and attach images, PDFs, and other such files to transactions. It learns how to categorize the downloaded transactions automatically. Create and control your budget like a breeze also ensures the inflow as well as the outflow of money through Moneydance.

So, if you are looking for a Photoshop alternative that’s easier to use or a free Photoshop alternative for your Windows PC, Mac, Linux machine or even your Android. To help you select the best software, we tested six popular photo-editing programs, all either free or under $100: Apple Photos, Corel PaintShop Pro, GIMP, Google Photos, Adobe Photoshop Elements. Best photoshop software for windows 10. The Mac is still the best device for serious photo editing, so you need some serious photo editing apps to make an impact. The built-in Photos app on Mac offers several useful photo editing tools. You can crop, adjust lighting and color, set the white balance, add filters, remove unwanted blemishes, and a.

Download: Mac $49.99

Affinity Photo is the next best software tool for photo editing on Mac OS. It is not connected to Photoshop and other Adobe products in any way, but it may look a bit similar. It is not connected to Photoshop and other Adobe products in any way, but it may look a bit similar. 11 rows  As far as Mac photo editing software goes, you should be able to find a basic editing. The Mac is still the best device for serious photo editing, so you need some serious photo editing apps to make an impact. The built-in Photos app on Mac offers several useful photo editing tools. You can crop, adjust lighting and color, set the white balance, add filters, remove unwanted blemishes, and a. Finding the Best Photo Editing App for You The key decision behind using any imaging application lies with what the requirements are for the task at hand. You need to closely research the product and get really clear on both the product's strengths and its weaknesses. https://bestrenew728.tumblr.com/post/653978337133346816/best-photo-editing-tools-for-mac. How can the answer be improved?

5. Ms Finance

Standing out from the crowd, Ms Finance is there to solve all the troubles encountered with the previous personal finance software. The app makes the tracking and paying off bills convenient by bringing them at a single place.

It handles multiple accounts with the support for the transfers between same currency accounts. Create custom reports to show any financial data virtually through the report assistant. Forecast your financial requirements for the future through Ms Finance. Get accurate statements regarding the balances of your account to get the needed help. The developers of the software have tried to make the design and user interface to be intrusive and simple as possible to allow the user to access the features easily.

Download: Mac $14.99

6. Quicken 2

Best mac laptop for coding. Quicken is well known for financial management and offer iPad and Mac software. This Finance Management Software can import all your bank transactions safely & automatically. This excellent software can automatically categorize your spending. The additional features like portfolio performance, make informed buy/sell decisions and find funds that fit your goals are nice features to make this one of the best finance software.

Quicken automatically generates bill reminders and pay your bills with Quicken Bill Pay and offer investment tracking, offline use & enhanced search

Download: Mac $74.99 | iPad Free

7. iFinance 4

iFinance is a personal finance software inheriting some great features, making it worth a try. You can easily compare your investments to the rest of the market. It is a good program that can easily handle the transactions of varying forms.

The Mac finance software analyzes your finances and maintains its records through Cloud Sync or Wi-Fi. It gives the users easy to customize charts as well as reports; iFinance 4 clearly arranges the transaction lists of all your financial resources, group different types of expenses.

Best Personal Finance Software For Mac 2017 Software Update

Download: Mac $29.99

Know how the assets perform with the reports made by the tool. iFinance offers the user a broad range of easy to customize charts and reports giving you the precise reports on the source of money and the spending without any trouble.

Best financial software must have the capability to securely connect all your bank accounts and credit cards in one place. This software can track your income and expense in real-time and advice to manage the budget and invest the money in diverse ways in the coming future. In addition to this, these financial software tools summarize all your monthly expenses and automatically set budget for each category to limit your spending.

Related: This is How You Can Convert Your TV to Smart TV Under $99 Budget

Personal Finance For Mac

Through with these personal finance software for Mac, you can track your expenses and the balances of your account for the best management of money and credit cards. With efficient management of money, you can get early warnings regarding the upcoming financial fines, interest payments, and bills.

[businesspassionates]

Apple gets into the credit card business to sell more Iphones

Apple gets into the credit card business to sell more Iphones

Apple Card

The Apple Card is Apple’s latest product. It’s a Goldman Sachs-backed credit card. that’s issued by Mastercard.

Apple decided to get into the credit card business. What makes. this move bold and brilliant has nothing to do with the service itself, and. everything to do with drawing you deeper into the Apple ecosystem.

The Apple Card is essentially an extension of the Apple…

[underlinewhatsapp]

How Will Facebook Change WhatsApp?

The procurement of WhatsApp by Facebook for $19 billion caused a serious uproar in the tech business. Since the arrangement has gone through - in the wake of getting endorsement from the European Commission and the FTC - everybody is expecting the progressions that Facebook may make to the WhatsApp administration.

While security delicate clients might be uneasy about any imminent changes, it is inescapable that Facebook will have a few plans as a main priority to create income from the procurement. Albeit the organization declared that VoIP highlights would dispatch in the second quarter of 2014, it missed the cutoff time. Despite the fact that Apple and Google have gotten the best of it with VoIP, there is no question that WhatsApp will in any case dispatch VoIP calling soon.

As of now, messages on the WhatsApp stage are restricted to enrolled clients as it were. When VoIP calling is presented, the organization may offer heaps of messages or minutes to empower discussions with non-WhatsApp clients also. With a great many clients sending billions of messages, such a move would support portion of the overall industry and unite WhatsApp's situation as the most famous informing application across different business sectors.

Also Read | FaceTime And WhatsApp - Communicate For Free With Your iPhone 4S

Despite the fact that WhatsApp has consistently kept up with that it will stay a correspondence stage and not a substance appropriation one, Facebook may expect to incorporate installments inside the assistance. Contenders like Kakao Talk and WeChat create income by selling stickers and other miniature exchange installment models. Facebook may before long offer this element for WhatsApp clients too.

Past such customary plans of action, Facebook may have plans to situate WhatsApp as a MVNO. What might that involve? WhatsApp has effectively explored different avenues regarding this option in Germany by cooperating with E-Plus, a cell administrator. E-Plus and WhatsApp have dispatched a paid ahead of time Sim card with WhatsApp marking which incorporates limitless messages through the assistance. Clients don't need to pay for WhatsApp information utilization and can send messages regardless of whether they have no calling credit left. Consequently, E-Plus would profit by drawing in clients from rival transporters.

Despite the fact that edges are razor dainty for MVNOs, WhatsApp can use such associations to join new clients and become quicker than the opposition. This could be particularly useful for Facebook in business sectors where it has seen moderate development, for example, in Germany or among more youthful and more security cognizant customers. Essentially until further notice, WhatsApp clients seem to believe the assistance definitely more than they do Facebook. In the event that it takes the right actions, WhatsApp could end up being an enormous key securing for Facebook.

[vthunter956]

Best Value Macbook

Sell your used MacBook Pro, MacBook, Mac Pro, iMac, iPhone and iPad.. Mac os mojave dmg download.

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Jun 17, 2013. In today's video I'll be going over what I think is the best value MacBook Pro for shoppers on a budget. A MacBook like this, at around $700 is not cheap, bu. Consider the following price ranges when budgeting for a new MacBook. In the $1,000 to $1,500 range, you’ll find entry-level and mid-range MacBooks in their base configurations. Keep in mind that crucial upgrades can drive prices up quickly, so when you’re window-shopping, be sure to mentally tack on the cost of upgrades like additional RAM.

We strive to help individuals, families, students and businesses upgrade their Apple laptops, iOS devices, or desktop computers by offering to pay competitive prices for their used Apple products -- including Mac Pros, iMacs, iMac Pros, Mac Minis, MacBooks, MacBook Pros, MacBook Airs, iPhones, iPads, iPad Pros, iPods, Cinema Displays, Thunderbolt Displays & Apple TV's.

Since 2006, our company has served over 100,000 customers — and we're proud to have delivered the highest level of customer service possible. We provide free Live Chat and phone support for all purchases and take pride in following up with each customer after the sale has been made.

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Which Macbook Should I Buy 2019

Free shipping is included for all purchases & we accept all major credit cards and PayPal. Looking for a custom configuration? Download android apps on chromebook. Feel free to email us the specs and we can find one for you.

[its-shopify]

Pre-order sales give an opportunity to shoppers to bag a product that’s yet to be launched before it’s available to the public. It gives online shoppers a sense of exclusivity and a sense of excitement that is beyond measure.

We’ve all seen and experienced it before. Think about the latest iPhone launch or when a new game on the PlayStation is about to hit the market. Or for that matter, when Tesla announces an upcoming launch.

But for customers, placing a pre-order means spending money on a product that they’re unsure of and won’t get their hands on right away. They obviously have doubts, fears, and concerns.

And that pre-purchase anxiety can take away your sales. But there’s a way around it!

Things to include on your pre-order sales page

1. Add as much information about the product

Your pre-order campaign has one key purpose – to make visitors buy a product that’s not even there yet. And that’s no easy feat!

35% of visitors don’t buy products because they didn’t find what they wanted. 10% said there was too little information. But half of these visitors are those that couldn’t even find the basic product information on the pre-order sales page.

Source

To be able to address these inquisitive shoppers, your pre-order sales page needs to have the following information about the upcoming product/ collection:

Product features

Tell customers the product’s unique features and the benefits – how it’ll change the customers’ life. Make sure you list it all down in an easy-to-understand manner to make the information consumable.

Product visuals

The expression, ‘Seeing is believing’ is true when it comes to pre-ordering products. The human brain transmits visual information faster than text. Images can help you showcase the key features that make your product worth buying. It can also reinforce branding. Hence, make sure you include plenty of visuals on the page.

Here’s how Apple does it:

Behind the scenes

Don’t we all just love the behind the scene footage at the end of movies? We barely move from our seats to the exit doors in the theatre halls. How about you applied the same engagement tactic to your pre-order sales page?

The product is new. Customers know nothing about it. But you can make the shopping experience more engaging by sharing some behind the scenes. A Stanford research shows stories are 2200% easier to remember than facts and figures.

You can make your pre-order sales page product story exciting by telling customers:

Why you developed the product

The challenges you faced when developing it

The changes it will make to customers’ lives

The making of the product

Product videos

73% of shoppers watch product videos to make purchase decisions. Why? Because product videos can help answer many questions that customers might have, can show the product in motion/action or in use, and show information in an easy-to-understand manner.

Customers are too busy to read information. Facts and figures might bore them and they might lose interest in the product. But videos capture attention differently.

97% of marketers say video helps their customers understand their products better.

What’s more? Product videos can also help you hold the pre-order sales page visitors longer, reducing the bounce rate.

Product in use

Showing products in context can give shoppers a better idea about the product. For example, if you’re selling an underwater torch, show an image or a video of the torch being used underwater.

This will also give a sense of the potential uses of the product and what owning the product can do for the customer.

Dimensions

Mention the dimensions of the product clearly and prominently. If there are multiple dimensions, it’s all the more important to have the size options displayed clearly so that the customer doesn’t end up ordering a wrong size.

You can do this in two ways. One, you can include information similar to size guides. Two, you can actually place the product next to a person to show the comparison.

Of course, this entirely depends on the products you’re selling on your pre-order sales page.

Product price

The price of the product is one of the first things that shoppers look at before proceeding to make a purchase. Make sure you share the product price clearly.

Consider factors such as taxes, shipping costs, packaging costs, and any other added costs. Mention all related costs clearly so that the customer isn’t in for a surprise when they’re completing checkout.

If you’re offering discounts as part of your pre-order sales marketing strategy, you can creatively mention it alongside the price. Here’s an example of the same:

We understand sharing a lot of information and yet making the page look uncluttered is challenging.

But the more you share, the more confident the visitor feels about making the purchase of a product they wouldn’t instantly get in their hands.

2. Clearly state your product exchange policy

As the pre-order product could be completely new, you might not have any reviews and ratings to share. This might be a huge drawback. When buying new products, customers always have a doubt, ‘What if I don’t like the product after purchasing it?’

They’ll want to know the exchange policy.

Matter of fact, 68% of customers check exchange policies before making a purchase. But if the exchange policy is not clearly thought through, managing exchanges could eat up a lot of your time and resources, and also compromise the shopping experience you want to offer.

To communicate the exchange policy clearly, you must include the following:

Clearly mention whether the product can or cannot be exchanged

Against what can the product be exchanged? Eg. same product, similar product, etc

Mention the number of days post purchase within which it can be exchanged

The condition of the product in which it can be exchanged. Eg. intact packaging, price tag, etc

Whether the exchange will cost an extra amount to the customer. Eg., shipping cost

How an exchange can be initiated

3. Include a crystal clear return policy

It’s possible that some customers are not happy with the product and want to return the product altogether, in exchange for nothing. Similar to the exchange policy, you should have your return policy in place and clearly mentioned on your pre-order sales page.

Include the following information to avoid any kind of ambiguity:

Can the product be returned and the cases in which it can be returned

The number of days within which it can be returned

Will there be any costs cut if the product is returned

The condition in which a product can be returned. Eg., damage, broken, etc

How a return can be initiated

The time the return would take to complete

The exact process. Eg., will the customer have to repack and ship it back

Remember, the simpler your return policy is, the more faith a shopper has in your brand for future purchases.

Let’s understand how important a well-though return policy is with the case of JOLYN, a swimwear brand. The brand used to take a week to two weeks to complete a product return. This caused a huge amount of load and stress on the customer service team flooded with emails and calls from customers. It caused frustration to both the customer service teams and customers.

The brand then reduced its returns processing time. The result: an increased number of customers chose store credit and didn’t ask for refunds!

Return of products isn’t always a loss to the brand. If done well, it’s an opportunity for more sales.

4. Make sure you have a refund policy

Depending on the refund policy you create for your Shopify store, you should clearly share the details. Customers, especially those paying for pre-order products will always be apprehensive – ‘Will I get a refund if I don’t like the product and don’t want it to be exchanged?’

The efficiency of your refund policy is also a key aspect of your customer service. If you process and manage refunds quickly and seamlessly, your customers will have a good experience and will feel more confident to order again.

Here’s an example of the PlayStation store’s refund policy page to give you a little direction:

Either link to a dedicated refund policy page from your pre-order sales page or simply mention it on the page itself.

5. Give customers multiple payment options

Pre-orders can have two to three different types of payment categories:

Pay full amount now

Pay part amount now

Pay full amount later

The three different types of payment options are self-explanatory. However, they each have their own pros and cons.

If you ask for full payment during pre-ordering, new customers might not trust you enough to pay in advance before seeing the product.

Similarly, if you allow customers to pay the full amount later, they might change their minds and end up not making the payment.

So make sure you know who your target audience is and offer what is feasible, and trusting to the both of you.

The next step is to enable the actual payment. You must offer customers as many possible payment options, eg., credit card, net banking, Apple Pay, etc. You could authorize the details of your customers’ credit or debit card that can be automatically charged once the product is shipped.

Cash on delivery (COD) and pay full later might not be ideal in the case of pre-orders because it would mean the sale isn’t confirmed.

Another important factor to consider when setting up the payment options is the return and exchange policies. If you’re going to have to refund a part or the full amount paid by the customer, you should have the necessary systems in place.

6. Don’t forget the ‘Notify Me’ option

So far so good. Shoppers are convinced about products and are placing orders. What next?

Well, now for the shoppers who don’t want to place a pre-order, but want to be notified when the product is available for purchase.

Adding a “notify me” button is important to turn these pre-order sales page visitors into subscribers, who have a high intent of making a purchase. But this button needs to let the shopper subscribe via a channel of their preference – email, SMS, web push notifications or even Facebook Messenger messages.

But the game doesn’t end there. Once the visitor does subscribe to a pre-order notification, you need to ensure they’re notified at the right time. This is where automation comes in!

Appikon’s Pre-Order Today Shopify app enables you to automatically add a ‘notify me’ button on your pre-order sales page, alongside the pre-order button. It also takes care of sending out the multi-channel notifications when the stocks come in.

7. Implement a Shopify live chat

Customers may have many questions before placing an order for a product available on pre-order. And they expect brands to help them with their queries before they make a purchase decision.

A study shows that more than two-thirds of customers expect brands to be proactive with their customer service. In this case, your availability to answer their concerns and queries when they’re considering buying from you.

You can do this by implementing a Shopify live chat app on your pre-order sales page. With a live chat solution like TextChat, you can set up a welcome pop-up message as well to initiate the conversation with the visitors, helping them understand the upcoming product better. The app notifies you of customer live chat queries on SMS, with a quick join link that you can use to reply to them from your mobile browser, delivering a quick turnaround time.

By doing so, you can help shoppers make an informed purchase decision. So much so that you can actually increase your sales up to 45% through prompt conversations.

Getting visitors to convert into pre-order sales

These seven key points wrap things up for this article on how you could address your customers’ concerns regarding pre-orders.

However, these are not exhaustive. You may want to include more information relevant to your product as well as look at Shopify apps that can help ease or automate a part of your pre-order sales strategy.

Learn how visitors interact with your pre-order sales page and optimize accordingly to drive results!

[anettrolikova]

the iOS ecosystem is now so popular and lucrative that entire markets and technologies (e.g. cloud gaming, 5G, AR) have only made it once they’re embraced by Apple, which means the company also defines how they’re deployed.

the iPhone UX is intentionally designed around apps and not websites. Note, for example, how much easier it is to navigate, manage and sort apps than browser tabs (and even if you bookmark a site or progressive web app to the homescreen, they open into your browser and then get lost or duplicated in tabs).

Many of these policies decisions are intended to protect users. Allowing browsers unlimited access to device drivers and folders poses a security risk, for example. However many seem specifically designed to protect Apple’s App Store and billing - especially for games, which drive 75% of App Store revenues.

Apple cannot reasonably argue developers and users can freely leverage the open web when Apple distributes the browsers used to access it, determines which standards and capabilities these browsers afford, and how a web app can interact with the user. Especially given the ways in which it unnecessarily limits the “open web”.

since 2020, Apple has required every iOS app that uses cross-platform accounts log-ins such as Facebook, Twitter, or Google, to use Apple IDs. Users don’t need to use their Apple IDs, of course, but many will - which means as a result, app makers such as the New York Times will need to support Apple ID on all devices and endpoints, including the PC web and Android. And it’s much harder to leave a hardware and services ecosystem when one of these services (i.e. identity) is your passport to the web.

It’s wrong to call the iPhone a product. The iPhone is a platform. It’s also a bundle of hardware + an operating system + distribution system + payment solution + services.

the very decisions that have made Apple so successful today also limit the number of creators that participate in the virtual economy, handicap the creativity of their products and business models, and make every transaction more expensive. Most important, it is blocking the organic evolution of the overall Internet.

Apple’s store fees are a clear example. We need businesses to be rewarded for the creation of value and able to invest accordingly. However, average profit margins in the US are between 10-15%. Apple’s 15-30% cut of revenue therefore means Apple collects more profit from the creation of a new digital business or digital sale than those who invested and took risk to build it. As Apple is the most valuable company in history, generates more operating cash flow than any company in history, and operates the most successful product in history, Apple’s uncontested toll system is probably not an ideal outcome.

Apple’s “current organizing principle is digital versus analog; anything that is digital has to have in-app purchase, while anything that is analog — i.e. connected to the real world — can monetize however it pleases. That is why Amazon or Uber can ask for your credit card, and Airbnb can do the same for rooms but not for digital experiences (according to Apple).

the Roblox situation is a feature, not a bug. Apple's default position is that all the products created in and on platforms that are distributed by iOS should be instead individual 'apps' that can be purchased on its App Store. As a result, Apple is always the platform a consumer uses to access an app and that a developer uses to build, distribute and monetize their apps.

Everyone wins — we sell more devices because we have the best apps, developers reach a wider and wider audience and customer base, and users are continually delighted by the best and broadest selection of apps on any platform.

Jobs is very clear: developers should not use cross-platform development tools, but instead iOS tools. They should make the best iOS apps, not the best apps. And this will be better for users, and thus better for the developers. This logic doesn’t just apply to Flash, Unreal or Unity, but also Roblox Studio, Fortnite Creative Mode, and Minecraft.

Apple believes the next iteration of the web should just be a “virtual app store”, with your avatar just a virtual version of your Apple ID, your bank that of Apple Pay, and your experiences based on what Apple envisions and enables, when, and how.

[cotebrasserie]

About Smartphone Apps

The iPhone and Android are two prominent leaders in the smartphone market. While the iPhone is a basic mobile phone, it has many extra applications and features. As compared to the iPhone, the Android smartphone has a customized mobile operating system that runs directly on the cell phone chip. This is what makes the Android phones different from the iPhone's iPhones and iPod Touch.

The Android operating system has been compared to Windows mobile operating system in terms of multitasking and features. However, the difference between these two mobile operating systems is that, while Windows Mobile is mainly designed for business use and corporate communication, Android is designed for consumer use. Now, as you can observe, both the phones run on the same operating system, but the iPhone and Android smartphones differ in their appearance and user interface. The iPhone's look is more like a brick, while Android looks like a phone. They are both manufactured by Apple.

The iPhone and Android run on different operating systems. Apple has made a compromise between iPhone and Android users. As they cannot have both, the companies have designed such a phone that can run on both, ios software development and Android software development. But, the hardware configuration is the same for both phones.

Now, let us discuss the different types of smartphone apps available for smartphone users. The apps belong to various categories: games, business, travel, health and beauty, education, finance, and messaging. Every type of app has a distinct purpose. Games play an important role for smartphone users, especially for youngsters. You will get thousands of game apps, which are developed by hundreds of developers.

Business apps help people do business transactions. For example, if you want to buy or sell stocks, commodities or currencies, you can find the best platforms on the Android and iPhone mobile devices. These apps make your life easier by integrating your bank details, credit cards, and social security numbers on to your phone. This will enable you to do your financial business even while you are on the move.

Health and beauty apps help you manage your health. You will get an option to manage your blood pressure, pulse, sugar level and sleep patterns. Education apps teach children how to use their smartphone smart phones. Since Android phones have larger screens, they are also excellent learning tools for the young children. Travel apps enable travelers to book flights, find hotels and plan itineraries using their mobile phones.

The smartphone's growing market share is due to a variety of factors including its features and the cost of ownership. Today, there are smartphones with high-end features available at affordable prices. However, the biggest challenge will be to find the most relevant app for your individual usage. The apps for smart cell phones allow individuals to access their bank account, store their photos and download songs to their cell phones. The increasing popularity of smartphone operating systems and applications is expected to further boost smartphone sales in the near future.

The increasing web browsing habits of people mean that smartphone users can access the Internet anywhere they are. There are several web browsing apps that enable one to get access to the Internet at any point of time. In fact, internet browsing has become so common that almost everyone has access to it. Some of the best smartphone apps include Google Maps, Yelp, Foursquare and Inst blur, which let you take advantage of the multi-tasking capabilities of your cell phone by accessing the web through the phone.

Android and iPhone smartphones run on the open source OS X operating systems, which is similar to the Linux operating system. These mobile phones have large touchscreens and allow you to browse the web using a tap on the screen. Android phones are equipped with Kit Kat OS, which is like Android 2.3, providing users with an easy-to-use, customized user interface. iPhone users can choose from the iPhone applications store to download apps. In case you need some other feature that cannot be found in the iPhone or in the Android phones, you can download apps for iPhone and Android smartphones and use them to enrich your lifestyle.

The Linux-based smartphones that run on the aforementioned open source operating systems are capable of running some of the most cutting-edge software available. In case you want to use the camera, music player or the Bluetooth feature in your smartphone, the software used by these handsets are capable of doing so. To find out more about Android phones and other gadgets, visit my mobile blog. Download free software from my blog and enhance your life!

[beatricetate89-blog]

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amica auto insurance address, you will be sure to receive the quote right then and there. This is to confirm if the company will offer you the exact policy that is currently required. The company may only allow up to a date as required, but you might just find it better value for the coverage. Most auto insurers will provide insurance coverage to you within a certain time period. This is usually around 30 days after you find the best value in your area. Usually, you will receive the quotes online or by phone. Some companies only allow up two or three weeks. If you are looking for a high-quality customer service experience, you may find yourself left scratching your own itch. Even if you don’t find yourself with such a lengthy time frame, insurance is worth it. At C.E. Wilson, LLC, we believe in putting your insurance to work. We want to make sure that your insurance needs are always aligned with the things it cares about. And, we want to make sure that you. amica auto insurance address. Car Insurance Rates per Month Compare loading Fetching your data... 5 26 38 25 100 270 . amica auto insurance address and the driver is named, and a sample car insurance quote for $1,600/month is at $1,853/month. If you get towed, the penalty is not big, not to mention the fine. Your driving record means someone you have tried to have a tow truck on your property. If you don’t have a vehicle, you could be facing a citation because you didn’t have insurance at all. Most of the time, people file citations for minor , even if they had insurance! Even if the DMV thinks you have failed to maintain an insurance policy against the risk, your insurance records are still showing up for a tow truck. The first offense is not too bad, as long as it doesn’t lead to a fine from the DMV. The second incident’s your driving record indicates you still have your driver’s license. While driving under the.

Amica helps you find more ways to save on insurance.

Amica helps you find more ways to save on insurance. Our insurance agents can help you find a provider in your area and will find a provider that is more competitive for you. Find out more about auto insurance. Compare quotes from the top insurance companies. Life insurance from Covered CA is affordable. We work with a variety of top insurance carriers to bring you the most competitive rates. The CoveredCA program comes with a low auto fee, no waiting period, as well as a no health exam option. Life insurance plans are underwritten and issued by Independent Agencies: is a life insurance provider that uses online tools to find a policy or apply. Find a CoveredA CA insurance quotes comparison tool and start saving on life insurance right now. Compare life insurance quotes online. You could save hundreds on your life insurance policy. The.

Other Insurance Products Offered by Amica Insurance

Other Insurance Products Offered by Amica Insurance Co.  By Using Our Mobile App or Discover, you create an account on our website for non-commission services when using the Apple or Android smartphone. You are also able to access your iPhone or Samsung phone or other mobile device with iOS or Android. It is important that you do not have an insurance card in order to access this account. However, you should do some backup copy, you should not assume your insurance company will make you a promise to have your insurance information and your claim documents with you at all times. If your carrier allows such backup copies, you cannot request them from your insurance company. Once you are in the iTunes App store, you should make sure to have your card lying on the front of your device. Do not assume that your insurance carrier might even refuse to let you show proof the time your notice is due. If you choose to have your insurance info posted on the Apple Watch, you can easily transfer the current insurance information to a third party.

Amica Car Insurance Ratings

Amica Car Insurance Ratings). It earned a BBB rating in the National Conference of Insurance Commissioners panel for financial stability. If you’re new to the industry, you may want to first understand the basic structure of car insurance. Car insurance coverage protects you from financial consequences if you cause a crash, damages property, and injuries to others, and is required by law. Car insurance in New York State is fairly new to the industry. The is only in force for a few years while the is ongoing. The state’s law of lien-hold and lease-hold liability insurance is considered an industry standard. The state only permits auto insurance policies with a minimum liability of $30,000 per person and $60,000 per accident. As you read further in this article, Liability insurance is just one of many types of car insurance that the state will prohibit. This is why there may be different rules for drivers who are deemed high-risk, with certain restrictions on when and how.

How can I cancel my Amica car insurance policy?

How can I cancel my Amica car insurance policy? If you get car insurance with Amica, it’s still a great decision to not get it. The best decision that you make when it comes to your car insurance is to look at Amica’s options as a source of financial protection. Their top quote is $1,874. The lowest price it was was is about $200 per year. It’s great to have a company with as good ratings and reputation as Amica. The car insurance rates of Amica depend on several factors you can’t control. To calculate those rates, we looked at prices with and without Amica policies. This policy is available in the following states: You can get car insurance with Amica from other companies, either through its private marketplace or by direct mail. To see your quote, simply call the Amica phone number, complete the dash before asking for Amica quote, and select the option to add an agent to your quote. The number displayed before the dash.

Auto Insurance Quotes Comparison: Amica vs. Competitors

Auto Insurance Quotes Comparison: Amica vs. Competitors.com. In response to its recent acquisition, competitor.com. Amica had been owned by the incumbent company, State Farm, since 1935. The company made all its money by buying and selling insurance and credit cards with a profit based on these policies, and they could not pay for a policy because they failed to pay out in an attempt to recover the profits associated with them. Their credit cards are limited and limited to the value of the policy, and they make most coverage possible by paying for all out of pocket expenses that they may not have gotten. Amica’s policyholders are customers of other insurance providers because they have a broad range of options for them. So if you want the best coverage for the lowest payment possible, then the name you need is other insurance. Amica’s customers are customers of two other provider, Progressive and Amica Life Insurance Company. Progressive’s policyholders are customers of Progressive Life Insurance Company. Amica Life Insurance Company also provides.

States Where Amica Offers Car Insurance

States Where Amica Offers Car Insurance Coverage Rates in NJ: In December of 2019, Amica’s car insurance rates increased by 10% from 2019-2020. The reason for the increase comes in line with its low rates for many other car insurers. For 2019, Amica was among the highest-rated insurers with an average annual premium of $0.91 in NJ. The lowest AMC car insurance rate was $11, while the highest AMC car insurance rate was $15, in NJ. The higher insurance payment rates combined with the higher insurance risk are why it’s a better choice for NJ drivers to look into better car insurance options. See below how your auto insurance quote will vary based on whether you’re buying car insurance directly from Amica, another insurer that offers excellent coverage and services. Amica’s insurance coverage options include: As of 2016, there were in the United Kingdom, meaning people pay insurance premiums directly from their insurers. Because of this dynamic, car insurance with.

How Can I Buy Auto Insurance from Amica?

How Can I Buy Auto Insurance from Amica? All of Amica’s auto insurance policies include additional optional coverages that most other insurers have failed – like identity theft and lien collection coverage. How Many Policies Are in the Wall? A large number of Amica policies include an extensive online listing of the car insurance coverages as standard coverages – not just the cheapest. Amica also offers customers the option for the option of filing a claim within just 30 minutes of receiving the damage. This is helpful in a number of situations where it is difficult to contact Amica over the phone. Amica is one of the most famous and reliable insurance companies around. The company’s motto is: “You need to be honest, trustworthy and have a good driver who is willing to offer you a good rate when you buy a policy.” You also get coverage for lost receipts to protect against damage to your vehicle when you are driving it for business purposes.  .

Frequently Asked Questions: Amica Car Insurance

Frequently Asked Questions: Amica Car Insurance and Life Insurance is a very different type of insurance company. It does not have a rating from any national rating organization. The company has been in the life insurance industry for a long time. You can call an Amica representative. They specialize in commercial and personal insurance. For some of the most popular car insurance companies in the country, Amica has a significant market share, with market share over 30 percent in 2018 according to TRUKE magazine. Amica has strong ratings with industry professionals, including industry professionals and industry professionals. The company provides high-quality insurance policies for high-risk drivers as well as drivers who have a bad driving record or are under the influence. Some companies also offer discounts to consumers who switch from the company to the new company because Amica is considered a safer company. You should always compare rates and policies with numerous other high-risk car insurance companies when you shop for car insurance. Make sure you get multiple quotes. The website has many insurance tips and advice.

The first and only insurer to win 50 J.D. Power awards.2

The first and only insurer to win 50 J.D. Power awards.2 has been the country’s most recognized chain of insurance in all 50 states.3 The US is home to the nation’s leading public school and the nation’s fourth-highest college athletics.4 The US has won five national and regional titles.5 The J.D. Power ranking is based on factors such as affordability, customer reliability and economic competitiveness. Power goes beyond economics, and the need for customer service. Consumers can.

Amica Auto Insurance Coverages

Amica Auto Insurance Coverages is a local family of  offering good insurance for  and  who don t have their own insurance policies. There are some similarities, but it is by no means a one size fits all company. We are an independent company, but we do have the ability to offer you the best auto insurance, regardless of any individual driving profile that you may have. When doing a quote for A, we work with several insurance companies in many different states. This is why we have local agents who are in the local market to serve on the call and make sure that you have the correct coverage at the right price to protect yourself in the event of an on-time payment to you and your vehicle. There is an insurance solution on top of all this, and that solution is good as heck. Our job is to apply all of that information to help us find coverage for you properly, no questions asked. A lot of auto insurance companies are already using what information we do, so.

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Where To Buy A Mac Computer

Where Is The Best Place To Buy A Mac Computer

Where To Buy Mac Computer Case

Where To Buy A Mac Computer Near Me

Best Buy Mac Trade In

Jun 29, 2020. Find the best Mac Computer Repair near you on Yelp - see all Mac Computer Repair open now. Explore other popular Local Services near you from over 7 million businesses with over 142 million reviews and opinions from Yelpers. 15' MacBook Pro (Core i5 processor, 16GB of RAM, 256GB SSD), $2,049, available at Best Buy 21.5' iMac (Core i5 processor, 8GB of RAM, 1TB hard drive ) $1,099, available at Best Buy. Jan 09, 2019.

There are a few essential components that make up any computer. You need a screen, a keyboard and a mouse or trackpad for sure. But what else? If you have a laptop like a MacBook Pro, it’s going to run on battery power when it’s not plugged in. And how do you charge this battery? You need a charging cord and adapter, obviously. It’s one of the most critical aspects of your computer and is an essential accessory.

Over the course of owning your MacBook Pro, you might need to get a new charger. Since these are external accessories to your computer, you might accidentally lose it or someone might steal it or it’s not charging the battery. These charging cables can also wear out over time or become damaged in which case, you’ll need to find a replacement. Luckily, finding a new charger for your MacBook Pro is easy so here is a look at where to buy a new one.

Why Buy a MacBook Pro Charger

As I touched on above, there are a few different reasons you might need to get a new charger for your MacBook Pro. The fact of the matter is that you absolutely need a charger to use your computer. Without it, once your battery dies you will have no way of recharging and using the computer.

If you accidentally lose your charging cable or if it gets stolen, you’ll obviously need a new one. You might be able to borrow a friend or something for a while but without a cord to yourself, you won’t be able to use your computer as often as you’d like.

If you are experiencing issues with your current charging cable, it might also be time to consider purchasing a new one. If you see any signs of significant damage on your charger such as exposed wiring or a broken wire cover, it’s only a matter of time before the charger breaks completely. A damaged cable may work for a while, but it will eventually stop leaving you in need of a new one.

MacBook Pro Chargers – Different Types

If you do need to buy a new charger for your MacBook, you need to know what type of charger you’re looking for as different models require different chargers. If you still have your old charger and need a new one because it is broken or damaged, bring it into the store when you purchase a new one so you can reference the type and buy the correct charger.

Where Is The Best Place To Buy A Mac Computer

Power adapters for MacBooks come in 3 different connections and a wide variety of wattages. You need to know the required adapter for your specific model. You can find out which model MacBook you have here. Wattage is an important consideration because if you get an adapter that has less wattage than intended for your computer, it will not charge. A higher wattage adapter will work but it won’t charge your computer any faster.

The three main types of adapter connects are:

USB-C

MagSafe (Which comes in L and T shapes)

MagSafe 2

Where to Buy a MacBook Pro Charger

MacBook Pro chargers are easy to find and replace. They are not the cheapest accessory for your computer but because they are so important if you need one you will have to buy it. Once you have figured out which charging adapter you need based on your MacBook model, you can either purchase a new one online or from a physical store that sells these products. Here’s a look at some good options for either.

Online Retailers that Supply MacBook Pro Chargers

With any of these online retailers, simply type in the type of charger you are looking for and your results will be listed. I always shop around at a few different online locations to try and find the best price for any product. If you want to get a power adapter created by Apple, that’s fine but sometimes there are cheaper options made by other companies on Amazon or New Egg.

Physical Retailers that Supply MacBook Pro Chargers

The Apple Store

Best Buy

Target

Walmart

Staples

Almost every physical store that sells these chargers has an online store so it’s really up to you how you go about buying a new MacBook Pro charger. If you don’t know exactly what charger you need, sometimes it’s nice to go talk to a customer service person at one of these store locations. To find a location near you, Google the name of the store and the city you are in and you should see a list of nearby stores that sell the chargers.

Final Thoughts

If you don’t have a charger for your MacBook Pro, you basically don’t have a computer at all. It’s like having a car without gas – it might look good, but you won’t be able to operate it. Luckily, it’s easy to find a new charger either online or in-store for a replacement. A simple search of MacBook Pro chargers will point you in the right direction but visit any of the online or physical locations mentioned here and you’ll be able to find the correct charger for your MacBook.

Have you ever needed a new charger? Where did you buy it?

There’s nothing special about a Mac purchased from the Apple Store. The ghost of Steve Jobs doesn’t sprinkle magic iDust on it, and the Geniuses haven’t loaded it up with bonus software.

It’s exactly the same computer as one purchased at any otherauthorized* source. The difference is the price. On any given Mac laptop or desktop computer, you’ll always find the highest price at the Apple Store. With very few exceptions, the price for a Mac at the Apple Store will remain consistent from the day it is released to the day it is discontinued.

Shopping for an Apple Mac

Apple’s done a great job catering to Mac fans with stores that are monuments to aesthetically pleasing design and staff that are as Apple-focused as the shoppers. By all means, go, check out the newest models, and take care of your repairs. But you should never buy a computer in the Apple Store, no matter how cool the hipster Genius makes you feel. So where is the best place to buy a Mac? You’ll always find a better deal by getting online and checking out the alternatives in the form of Apple Authorized Resellers and Apple’s own special pricing departments.

Look for an Authorized Apple Reseller

Apple Authorized Resellers frequently have the best deals on Mac computers and laptops. The big names in the game include: MacMall, Mac Connection, B&H, Best Buy and Abt Electronics.

Where To Buy Mac Computer Case

There are a number of advantages to shopping at these stores. First off, they provide discounts on the retail price.

The next big advantage to buying from online retailers is free software and rebate offers such as free trials of software and rebate offers for free or discounted printers or accessories.

Best Buy even has started offering exclusive weekly discounts on select Apple products to members of its free My Best Buy loyalty program, kicking its special deals off with up to $200 off select Mac Book Pro models. If you’re in the market, it’s worth signing up.

A quick note: if the website you are looking at has a shoddy design and the prices are too low to be believed, it probably isn’t an Apple Authorized site and may not be a trustworthy business. Any site you see on Brad’s Deals is safe.

Purchase Through the Apple Education Store

Students, teachers, and education staff can save up to $200 on Macs by purchasing through the Apple Education Store. With these price reductions, buying through Apple can be a good deal, even though you will pay sales tax. Ground shipping is always free with a Mac purchase (from any of the Apple Stores). The best time for a student to purchase is in the summer months when Apple usually runs a back-to-school promotion. For a few years now, Apple’s been offering students a $100 Apple Store Gift Card with the purchase of a Mac, and a $50 Apple Store Gift Card with the purchase of a qualifying iPad or iPhone.

Consider Purchasing Through Apple-Certified Refurbished Mac Department

The Apple-Certified Refurbished Mac Department is the other big way to buy from Apple and save. Getting a great deal on a refurb can have a lot to do with timing. Apple refurbs are current or previous generation models that have been tested, refurbished, and re-certified. They carry the same one-year, extendable warranty as regular Macs. These purchases also often qualify for printer rebates, and students can purchase refurbs through the education store to get the gift card.

Wait for Apple’s Black Friday

This is the exception to the rule. The one time of year you can find variations in pricing at the Apple Store is on Black Friday. Sadly, these sales usually consist of the same 5 percent off deals year after year, so if you’re looking to score a good deal on a Mac on Black Friday, we recommend shopping anywhere but the Apple Store. Resist the siren’s call of the Apple Store’s shining halls and come to us for the best online deals.

Additional Tip: No matter where you buy your Mac, you can save even more if you use a cash back credit card. For instance, the Chase Freedom Flex℠ Card currently offers 5% cash back on quarterly rotating categories and 1% cash back on everything else. Plus, new cardholders can earn a bonus of $200 when you spend $500 within your first three months. Additionally, when buying any type of electronics, using a credit card is especially important because of card benefits such as purchase protection, price protection, and extended warranty.

* David in the comments section pointed out that if you want to participate in Apple’s paid One-to-One training program, you must purchase your Mac from the Apple Store, or the Apple Store online (including Education and Refurbs). You cannot take part in the program if you purchase from an Authorized Reseller.

Where To Buy A Mac Computer Near Me

Related Apple Deals:

Straight Talk Prepaid iPhone 7 $199Apple TV 4K 32GB $169 ShippedRefurb Bose Home Speaker 500 $250Refurbished iPhone X from $549 ShippedApple iPad Air 64GB $559 Shipped

Best Buy Mac Trade In

Related coupons:

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New York: 14, September, 2019: Apple Inc struck out at a Goldman Sachs Group Inc analyst in a relatively rare public dust-up between a blue chip Wall Street firm and its client.  The disagreement came after Goldman Sachs analyst Rod Hall criticized Apple’s accounting methods for the tech giant’s new TV+ product, saying in a research note that it may result in lower gross margins and profits. In response, Apple said it does “not expect the introduction of Apple TV+, including the accounting treatment for the service, to have a material impact on our financial results.”  A Goldman spokeswoman declined to comment or to make the analyst available for interview. Apple also declined to comment on the Goldman relationship beyond its comment on the note.  While research departments at large Wall Street banks have Chinese walls separating them from other functions, the rare public dispute is an awkward moment between the two companies.  Goldman Sachs has underwritten more bond issuances for Apple in the last decade than any other investment bank, worth some $44 billion, according to financial data provider Refinitiv. Goldman Sachs also advised Apple on mergers and acquisitions as recently as two months ago, guiding it through its $1 billion deal to acquire the majority of Intel’s smartphone modem business, according to Refinitiv.  And just last month, the two worked together to launch both companies’ first credit card — the Apple Card.  Every bank formally separates its equity research and investment bank divisions because of laws passed in the early 2000s that aimed to protect the independence of the equity analysts from investment bankers, who are often covering the same companies with different agendas.  Corporate clients usually respect the independence of the research division. When they don’t, it gets a lot of attention. In May last year, Tesla Chief Executive Elon Musk refused to answer questions from analysts about the company’s capital requirements, calling the questions “boring” and “not cool” during a conference call to discuss Tesla’s performance. He later criticized several analysts directly for negative calls.  At the beginning of its fiscal year, Apple changed where it accounts for the value and costs of free services - like Apple Maps - and moved it into its services segment. Previously this was accounted for under the individual products.  In his note, Goldman’s Hall said Apple was likely to treat TV+ subscriptions in a similar way, by accounting for it as a discounted bundle of a free service paired with a hardware purchase. Hall said that would result in Apple investors seeing lower average selling prices for iPhones and other Apple devices but faster growth in the company’s services segment.  Many Apple investors have come to focus on growth in the services segment as the global smart phone market has stagnated, with Apple shares rising this year despite year over year declines in iPhone sales for its most recent two quarters.  002