#Banking and credit

[articlesminer]

US not yet in recession and 4 other takeaways from the Fed

US not yet in recession and 4 other takeaways from the Fed

WASHINGTON — Jerome Powell delivered a tough message at the start of a news conference Wednesday: Inflation is way too high, and the Federal Reserve is laser-focused on taming it with higher borrowing costs. Yet despite his resolute words, the Fed chair also said for the first time that the central bank’s actions are already having an effect on the economy in ways that could slow the worst…

[suncaptor]

Been trying to not bother anyone, but I am wondering if anyone could send donations. I can't pay rent today (even if I pay the half I will on credit) and more fees are adding on, and outside of some help I've barely been eating for a long time here. I'm just struggling to afford rising costs of living with constant new crises happening, and I haven't been able to get someone to take over my lease, so I can't just couchsurf. Not at all asking anyone to over extend or send me more if they've had, but if anyone could help I'd appreciate it.

(I have seen as many case managers and financial aid advisors as I can and am using every resource I can too! There's just not much where I am now.)

Paypal suncaptor

Revolut remsun

[kiekiecarrera]

Kiara Carrera and JJ Maybank OBX 3x01 ‘Poguelandia’

We’re having skate tonight!

[ratellini]

happy necrom release everyone 📚🧾

[jjxkiaraxpopexcleoxjohnbxsarah]

Jiara in Outer Banks S3 EP 9

[patrothestupid]

a trustable fellow if you ask me

[bitchesgetriches]

Hiiii!!! I keep getting invites to create money manager accounts from my bank & various credit cards, and i was wondering if y'all could explain what they are? I've tried to research them but can't make heads or tails if starting one is a good idea or not. Any advice??? TIA!!

First off, here's what you do with those "invites":

They aren't invitations. They're advertisements. You can safely ignore them. We explain all about it here:

Here’s What to Do With Those Credit Card Pre-approval Offers You Get in the Mail 

Now, a "money manager account" is probably just some kind of investment account. When you're ready, you can do some research on both investment accounts and credit cards on your own, and choose accounts based on YOUR needs, not what your bank wants to sell you. For more on that, read this:

Cheat on Your Bank—It's Not Your Girlfriend 

Hope that helps!

If this helped you out, tip us!

[don-lichterman]

Stocks closed mixed; investors brace for Fed meeting | Business News

Stocks closed mixed; investors brace for Fed meeting | Business News

If you know of local business openings or closings, please notify us here. PREVIOUS OPENINGS AND CLOSINGS · Jimmy’s Barbershop in Allentown has moved to 822 N. 19th Street · Air Products and Chemicals Inc.’s chosen warehouse developer, Prologis Inc., will have to wait until July 13 for a final decision by Upper Macungie Township’s zoning hearing board on 2.61 million square feet of warehouses.  ·…

[vro0m]

Trying to think of the worst possible sponsor that could make it into a team name

[the-autumn-apple-artworks]

Doing the most irresponsible thing and using my scholarship to buy Kinito because if I don't I will explode <3

[kiekiecarrera]

THAT jiara scene + all the small details that we barely got to see because of the shit lighting make me feral

1. Kie visible behind JJ and the girls starting to realize he’s looking for her

2. JJ’s smile of anticipation right before Kie is in his arms

3. Kie’s hands on JJ’s arms

4. JJ’s fingers tangling in Kie’s hair

5. JJ’s relieved smile when he finally tells her he loves her

6. Kie holding her breath right before they kiss and JJ exhaling in relief once they do (the curl moving!!!!!!)

7. JJ’s hands sliding up Kie’s waist

8. Kie’s hand sliding down from JJ’s face to his shoulder and down his arm

9. JJ reaching out for Kie on the side of the road

10. JJ leading Kie with his hand on her back

[cupiidzbow]

i had to get a new debit card and it’s supposed to be delivered today and I’m staring at the informed delivery page like a mad man so I can run to the mailbox literally i have no access to my money HURRY 😭😭😭 PLEASE 😭😭😭😭

[jjxkiaraxpopexcleoxjohnbxsarah]

The Pogues in Poguelandia S3 EP1

[odinsblog]

For all the time Republicans spend complaining about the economic struggles faced by everyday Americans, they remain steadfast in their commitment to ensuring major corporations can continue squeezing their customers.

Late Wednesday afternoon, the GOP-controlled House Financial Services Committee voted to advance a bill that would repeal a new Consumer Financial Protection Bureau (CFPB) rule that drastically reduces the caps on credit card late fees - from $30-$41 to $8.

The legislation would also repeal the CFPB's ban on automatic adjustment of late fees due to inflation. In the Democratic-controlled Senate, where the bill is expected to fail, a similar repeal measure was introduced by Banking, Housing, and Urban Affairs Committee Ranking Member Tim Scott (R-S.C.) — who has recently devoted most of his energy to fawning over Donald Trump — and co-sponsored by 12 other Republicans.

“Credit card companies penalize consumers with exorbitant late fees that far exceed their actual costs, raking in billions of dollars in profits on the backs of those who can least afford it,” said Chuck Bell, advocacy program director for Consumer Reports, in a statement urging Congress to reject the repeal.

According to Republicans on the committee, however, lowering late fees will “harm consumers by shifting costs to responsible consumers who pay on time in the form of higher annual fees and higher interest rates,” while removing incentives for timely payments.”

An analysis published this week by the watchdog group Accountable.US found that Republicans on the committee have “received over $7.9 million from industry groups against this rule and the largest credit issuers.”

(continue reading)

[9w1ft]

Don't you find the strict rules of society in Japan overwhelming for you and the kids?

not one bit

[bitchesgetriches]

Cheat on Your Bank—It’s Not Your Girlfriend

With apologies to those in consensually open or polyamorous relationships… I couldn’t help the central analogy of this article. It sprang fully formed from my brain when I was outlining this article—like Athena from the head of Zeus! Know that we still support you and your relationships are valid.

But I digress. The fact is you will face no punishment as a bank customer by cheating on your bank… or banks. They don’t get to dump you for being unfaithful. They don’t get to issue ultimatums (“Stop seeing Wells Fargo or I’m throwing your checking account out on the lawn and changing the locks!”) or threaten you.

The worst they can do is try to coax you to consolidate under one roof by advertising all the sweet deals they offer. And if these “sweet deals” can’t compete with the other banks you use, you can safely ignore them.

Keep reading.

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