#Event Coverage company miami

[dontmeantobepoliticalbut]

When Hurricane Ian pummeled Florida last week, it left a stunning trail of physical devastation in its wake. Entire neighborhoods vanished beneath water, cities were shredded by 150-mile-per-hour winds, and thousands of people lost their homes overnight.

Though the storm has since dissipated, it will bring even more turmoil to the Sunshine State in the coming months — but this damage will be financial rather than physical. Ratings agencies and real estate companies have estimated the storm’s damages at anywhere between $30 and $60 billion, which would make it one of the largest insured loss events in U.S. history.

Wind damage is covered by standard homeowner’s insurance, and the payouts necessitated by Hurricane Ian’s extensive wreckage are likely to accelerate the collapse of the state’s homeowner’s insurance industry, driving private companies into bankruptcy and forcing thousands more Floridians into a state-run program with questionable long-term prospects. The process offers an early view of the way that natural disasters fueled by climate change threaten to upend regional economies.

Home insurance costs are poised to skyrocket for all Floridians — not just those who live in the places most vulnerable to major storms. The state will be forced to impose new taxes and penalties as it tries to keep the market afloat. New burdens will fall largely on low- and middle-income homeowners. For many working class Floridians, homeownership may become impossible to afford as a result.

“We already have a housing affordability crisis, and now we’re adding this new pressure,” said Zac Taylor, a professor at the Delft University of Technology who has studied climate risk in Florida and grew up in the city of Tampa. “Insurance is potentially the thing that is destabilizing homeownership — ironically, because it’s the thing that’s supposed to protect [homeownership] and make it possible.”

While homeowner’s insurance nationwide averages around $1500 a year, Floridians already pay almost three times as much. The state’s insurance market has been struggling ever since Hurricane Andrew made landfall south of Miami in 1992 and damaged more than 150,000 buildings. After Andrew, large private insurers like Travelers and Allstate froze their business in the state rather than risk having to pay for future disasters. This led to the creation of a public option called Citizens, which functions as an “insurer of last resort” for people who can’t find private coverage. The state also subsidized small “specialty” insurers who would only offer homeowner’s coverage in Florida, shifting market share away from national companies.

But this local market has begun to teeter in recent years, even in the absence of any major hurricanes. One reason is that Florida has become a hotbed for sham roof-repair lawsuits. Shady contractors approach a homeowner and offer her a free new roof, then file a claim with her insurer on her behalf, even if her roof didn’t actually suffer any insurable damage. Then, the contractors litigate the claim until the insurer settles. This has gotten quite expensive for insurers in the state: Florida accounted for 8% of all homeowner’s insurance claims in the United States in 2019, but more than 75% of all insurance lawsuits.

At the same time, it has become much more expensive for insurance companies to purchase their own insurance. The companies buy this so-called “reinsurance” to guarantee that they have enough money to make large payouts after big disasters, but the large global companies that sell reinsurance have gotten cagey about offering it in Florida, considering that the state has built millions of additional homes in areas vulnerable to natural disasters even as climate change increases their risk. The reinsurance companies have raised prices to account for this, and many local insurers have struggled to keep up with the costs.

The high costs of litigation and reinsurance had already driven six local insurers bankrupt so far this year, even before Hurricane Ian. In the summer, a ratings firm called Demotech threatened to downgrade several other specialty insurers, saying they weren’t stable enough to deal with a big storm. That downgrade would have made them worthless in the eyes of major lenders and effectively removed them from the market. It caused a flurry of concern from state lawmakers, one of whom said the market was about to “collapse.”

Hurricane Ian is likely to hasten that collapse by driving at least a few more homeowner’s insurance companies into bankruptcy. If Ian’s damages are close to the estimated $30 to $50 billion, it would be especially catastrophic for Florida’s already-struggling specialty insurers. The companies that do survive will have to pay even more for reinsurance, which will force them to further raise prices.

“I would predict the price of insurance will go up in Florida, or, certainly insurers will be looking for price increases,” Alice Hill, a climate change and insurance expert at the Council on Foreign Relations, told Grist. “It’s proving to be risky, particularly with climate change, looking at these storms intensifying more quickly.… Homeowner’s insurance is written on a year-by-year basis, so if a big event comes through, there’s a change next year.”

New bankruptcies and price hikes on the private market would drive thousands more Floridians to Citizens, the public insurance provider that the state established after Hurricane Andrew. The number of Floridians enrolled in Citizens has already surged over the past decade as other private insurers have collapsed, and this year the program surpassed 1 million policyholders for the first time, having doubled in size over two years. It controls around 15% of the insurance market — and more than twice that in especially vulnerable places like Miami.

“You’re going to see a big increase in the number of policies going to Citizens, and you could see a significant portion of the private market just go away,” said Charles Nyce, a professor of risk management at Florida State University and an expert on the state’s insurance market. “And the more of the market Citizens takes, the more at risk the state is.”

That’s because the state is on the hook to help Citizens pay out claims after big storms. Citizens has about $13 billion right now, and early estimates suggest that claims from Ian will only cost the program around $4 billion, so it’s not in any immediate financial jeopardy. But the program will balloon in size over the coming years as it absorbs all the people who lose coverage on the private market after Ian, and its expanding roster will leave it more vulnerable to the next big storm. If another Ian comes around, Citizens might find itself short on cash.

This would force Citizens to make what is called an assessment, or a “hurricane tax” in local lingo. When the program faces financial difficulties, it can impose a surcharge on every person in Florida who buys any kind of property insurance, from home insurance to auto insurance to business insurance. This surcharge acts as a kind of tax subsidy for people in vulnerable areas: Everyone in Florida ponies up to ensure the state can help storm victims rebuild.

“That’s the biggest concern I have,” said Nyce. “Say you’re a single mom working in Orlando living in an apartment, but yet you have to own a car. Now you’re paying an assessment on your auto insurance to subsidize someone who lives on the beach.”

Since Hurricane Ian is unlikely to stem the tide of new arrivals to Florida — and since the only insurance option for these new arrivals will be Citizens — Nyce said that these assessments could become much more common as the years go on. In the past they have never exceeded around 1.5% of annual insurance bills, but future storms could drive that number higher.

Citizens can also issue bonds to fund payouts, said Nyce. But because it would issue those bonds against the state’s credit rating, doing so could dampen the state’s own ability to borrow money, again leading to higher costs down the road. And the more tax revenue the state spends propping up Citizens, the less it has to fund other essential services like education and transportation.

The upshot is that Hurricane Ian could make life in Florida a lot more expensive for everyone in the state who owns a home or a car. Decades of rapid development and a new era of supercharged storms have created a risk burden that is impossible for the private insurance market to bear. Now, in the aftermath of Ian, the state’s 21 million residents will assume more and more of that risk, and their wallets will see its earliest effects.

For an example of how these costs might impact vulnerable Floridians, Taylor pointed to the community of Miami Gardens, a majority-Black community in the Miami metroplex that is one of the last places in the region where homes are affordable.

“How is this community supposed to reduce its risk?” they said. “How are homeowners going to deal with this? We’re talking potentially the equivalent of multiple monthly mortgage payments … and this is not poised to go [back] down. Fewer and fewer people are going to be able to afford their houses.”

[f1]

F1 to court US market with pre-Miami GP summit featuring Hamilton

Formula 1’s latest effort to raise its profile in the United States will take place in the build-up to next week’s Miami Grand Prix. The F1 Accelerate Summit event will take place on Thursday ahead of the first of three American rounds on the calendar this year. The event is described as an opportunity for “trailblazers from the worlds of sports, entertainment and business to discuss how they can make a significant impact on the future of technology, performance, diversity and sustainability, not only in their own business but across industries and culture.” Among the F1 personalities taking part are seven-times world champion Lewis Hamilton, CEO Stefano Domenicali and McLaren Racing CEO Zak Brown. Following an introduction by Domenicali and Liberty Media CEO Greg Maffei, the six-hour event will begin with a session described as “a fireside chat with Sir Lewis Hamilton” on the theme of “the catalyst for change”. Hamilton, who is currently producing an F1 film featuring Brad Pitt, often speaks passionately and publicly about his interests outside of his motorsport career, including promoting diversity and inclusion. Later in the day Brown will appear alongside Domenicali, Maffei, F1 Academy managing director Susie Wolff and Miami Grand Prix managing partner Tom Garfinkel, who is also CEO of the Hard Rock Stadium where next week’s race will take place. This session “invites the leaders of the sport to lift the curtain for an exclusive look at what is next for F1.” A key draw of the event is likely to be the appearance of producer and director duo Jerry Bruckheimer and Joseph Kosinski who are working on Hamilton’s F1 film. The pair will share “an exclusive look” at the project, filming for which is due to begin soon. Underlining the event’s focus on entertainment, one session will discuss “the markets that athletes and professional sports leagues unlock when they play the Hollywood game.” This will be debated by Manish Pandey – the creative force behind the 2010 movie Senna and recent documentary on former F1 CEO Bernie Ecclestone, Lucky! – along with representatives from US F1 broadcaster ESPN and Drive to Survive broadcaster Netflix. Among the other speakers at the event are former F1 driver David Coulthard, presenting a session on how F1 exploits live data in its coverage. Another session focused on inclusion brings together Wolff, grand slam-winning tennis player Maria Sharapova, a representative of Monarch Collective – a firm that invests in women’s sports – and the CEO of the Hello Sunshine production company. The F1 Accelerate Summit is being held in conjunction with The Wall Street Journal and will take place at the Rubell Museum, south of the Miami International Autodrome near the city’s downtown district. Advert | Become a RaceFans supporter and go ad-free 2023 F1 season Browse all 2023 F1 season articles via RaceFans - Independent Motorsport Coverage https://www.racefans.net/

[shuttledluxe]

Miami Transportation Services: Finding the Best Options for Every Occasion

Miami is a vibrant and diverse city, known for its lively nightlife, stunning beaches, and dynamic cultural scene. With its bustling atmosphere, navigating transportation in Miami can be a challenge. Whether you’re visiting for business, attending a special event, or exploring the city’s many attractions, finding the right transportation service is crucial for a smooth and enjoyable experience. This comprehensive guide explores various transportation options available in Miami, helping you choose the best service for your specific needs.

Understanding Miami's Transportation Landscape

Miami offers a range of transportation options to suit different needs and preferences. Understanding the available services can help you make an informed choice, ensuring convenience and efficiency during your travels.

1. Public Transit

Public transit in Miami is managed by Miami-Dade Transit, which operates buses and the Metrorail system. The Metrorail connects various parts of the city and key locations, including the Miami International Airport and downtown Miami. Buses cover extensive routes, offering access to neighborhoods and local attractions.

Advantages: Cost-effective, extensive coverage, and frequent service.

Disadvantages: Limited convenience, potential delays, and limited service hours.

2. Ride-Sharing Services

Ride-sharing services like Uber and Lyft are popular in Miami for their convenience and flexibility. By using a smartphone app, you can request a ride, track your driver, and pay electronically. Ride-sharing is ideal for short trips, airport transfers, and spontaneous travel needs.

Advantages: On-demand service, ease of use, and variety of vehicle options.

Disadvantages: Surge pricing during peak times and potential wait times.

3. Taxis

Taxis are readily available throughout Miami and can be hailed on the street, booked via phone, or found at taxi stands. They offer a direct route to your destination and are regulated by local authorities, ensuring consistent service standards.

Advantages: Direct service, reliable, and availability throughout the city.

Disadvantages: Metered fares can be higher, especially during peak times.

4. Car Rentals

Car rentals provide the flexibility to explore Miami at your own pace. Various rental agencies operate in the city, offering a range of vehicles from economy cars to luxury models. Renting a car is ideal for travelers who plan to explore beyond Miami or require a vehicle for an extended period.

Advantages: Flexibility, independence, and the ability to explore at your own pace.

Disadvantages: Parking challenges, rental costs, and potential traffic issues.

5. Shuttle Services

Shuttle services offer shared or private transportation to and from specific destinations, such as airports, hotels, and popular attractions. Many hotels and resorts provide shuttle services for their guests, and private shuttle companies cater to groups and special events.

Advantages: Convenience for group travel, direct routes, and often included with hotel stays.

Disadvantages: Limited flexibility and potential waiting times.

6. Luxury Transportation

For a premium experience, luxury transportation services such as limousines, executive cars, and private chauffeurs offer comfort and style. These services are suitable for special occasions, business travel, and VIP experiences.

Advantages: High level of comfort, personalized service, and professional drivers.

Disadvantages: Higher cost compared to standard transportation options.

Choosing the Right Transportation Option

Selecting the best transportation option in Miami depends on various factors, including your specific needs, budget, and preferences. Here are some tips to help you make the right choice:

1. Determine Your Needs

Identify the purpose of your trip and the number of people traveling. Whether you need transportation for a business meeting, airport transfer, or a night out, understanding your needs will help you choose the most suitable service.

2. Consider Your Budget

Evaluate your budget for transportation. Public transit and ride-sharing services are generally more affordable, while luxury options and car rentals can be more expensive. Balancing your budget with your needs will help you find a cost-effective solution.

3. Plan Your Route

Consider your route and the convenience of each transportation option. For direct routes to specific destinations, taxis or ride-sharing services may be ideal. For exploring the city or traveling longer distances, car rentals or shuttle services might be more appropriate.

4. Check Availability and Scheduling

Ensure that the transportation service you choose aligns with your schedule. Public transit has set routes and times, while ride-sharing services and taxis offer more flexibility. For special events or airport transfers, check the availability and book in advance if necessary.

5. Review Service Quality

Research the quality of service provided by different transportation options. Read reviews and ratings to gauge customer satisfaction. For luxury services, check for amenities and the professionalism of drivers to ensure a high-quality experience.

Tips for Using Miami Transportation Services

To make the most of your transportation experience in Miami, consider the following tips:

1. Use Technology

Take advantage of technology to enhance your travel experience. Use transportation apps to book rides, track vehicles, and find real-time updates. GPS navigation can help you find the best routes and avoid traffic.

2. Plan for Traffic

Miami’s traffic can be heavy, especially during peak hours. Plan your trips with extra time to account for potential delays. Avoid rush hour if possible and check traffic conditions before heading out.

3. Stay Safe

Prioritize safety when using transportation services. Verify the credentials of drivers, especially for ride-sharing and taxi services. Follow standard safety practices, such as keeping personal belongings secure and being aware of your surroundings.

4. Prepare for Parking

If you’re driving yourself, be prepared for parking challenges. Research parking options and fees in advance, especially if you’re visiting popular areas or attending events. Consider using parking apps to find available spaces.

5. Communicate Clearly

When using ride-sharing or taxi services, communicate clearly with your driver regarding pick-up and drop-off locations. Confirm details to avoid misunderstandings and ensure a smooth journey.

Conclusion

Miami’s diverse transportation options cater to a wide range of needs and preferences, from public transit and ride-sharing to luxury services and car rentals. By understanding the various options and considering factors such as budget, route, and service quality, you can choose the best transportation solution for your specific needs.

transportation service in Miami Whether you’re exploring the city, attending a special event, or traveling for business, planning ahead and utilizing the right transportation services will enhance your overall experience. With the right approach, navigating Miami’s transportation landscape can be straightforward and enjoyable, allowing you to focus on making the most of your time in this vibrant city.

[recentlyheardcom]

Floridians are grappling with a severe insurance crisis exacerbated by policy decisions from the DeSantis administration, according to a recent report from the American Federation of Teachers (AFT).The union, which advocates for fairness, democracy and quality public education, found that homeowner insurance rates in the Sunshine State are nearly triple the national average."Floridians are getting absolutely crushed by insurance rate hikes," an industry analyst said, pointing to an urgent need for reform.With Florida having the highest home insurance rates in the country, the costs have led many residents to forego insurance altogether, putting vulnerable communities at even higher risk — especially given Florida's susceptibility to hurricanes and other severe weather events linked to climate change.Tracy, a community liaison specialist at Miami-Dade County public schools, serves as an unfortunate example of the crisis and the dangerous risk homeowners assume when they opt to go without insurance. Unable to afford the steep premiums, she discontinued her home insurance and later lost her home to a fire."Our governor needs to know that the cost of living we had three years ago is not what we have now," Tracy said. "For a middle-class person to live effectively, the cost of living has to be lower to live a life and not just live paycheck to paycheck."While it may be tempting to save money through self-insurance or taking risks without coverage, in a state like Florida that frequently faces hurricanes and severe weather, it's a gamble. Even those who wish to maintain insurance coverage find obstacles in their path. Some insurance companies have stopped writing new policies in disaster-prone states like Florida and California, adding another layer of difficulty for homeowners. Insurers are raising prices or reducing coverage as weather events tied to climate change proliferate, introducing a new economic calculus for homeowners and potential buyers.Story continuesThe DeSantis administration has not been a passive actor in this saga. In January, insurance prices were projected to rise by an average of 40% this year under its watch. Policy measures include the creation of a $2 billion taxpayer-funded reinsurance fund, a step usually undertaken by insurance companies in the open market.In addition, Floridians have also lost the ability to recover attorney fees when suing nonpaying insurers, further tilting the scales against homeowners.Don't Miss:The role of political contributions raises some eyebrows. It's been reported that Gov. Ron DeSantis and his associated political committee have received nearly $4 million from insurance industry stakeholders, according to the AFT. This figure balloons to nearly $10 million when contributions to the Republican Party of Florida are accounted for. The alignment between these donations and policies that seemingly favor insurers over homeowners has led many to question the motivations behind the administration's actions.Florida's insurance woes stand in contrast to states like Louisiana and Alabama, which boast better-regulated insurance markets and homeowner-friendly policies. For example, Alabama offers incentives for homeowners to make their properties more resistant to wind damage, effectively lowering insurance premiums.These strategies present viable models for Florida, a state where the escalating costs of insurance are forcing some residents to either leave or go without coverage, contributing to a rise in foreclosures and exacerbating the state's existing housing crisis.Don't miss real-time alerts on your stocks - join Benzinga Pro for free! Try the tool that will help you invest smarter, faster, and better.This article Ron DeSantis Called Out For Florida's Severe Insurance Crisis As Rates Triple The National Average: 'Floridians Are Getting Absolutely Crushed' originally appeared on Benzinga.com.© 2023 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.

[lorenzobagg22]

Unlock the Secrets of Finding the Best Movers in Miami, Florida

Unlock the Secrets of Finding the Best Movers in Miami, Florida

Introduction

Finding reliable and trustworthy movers can be a daunting task, especially when you're planning a move to or within Miami, Florida. With so many moving companies vying for your business, it's essential to know how to separate the best from the Moving Supplies Sales rest. In this comprehensive guide, we will unlock the secrets of finding the best movers in Miami, Florida. Whether you're moving locally or long-distance, these tips and tricks will help you make an Moving Consultation Services informed decision and ensure a smooth and stress-free moving experience.

Why Choosing the Right Movers is Crucial

Moving can be one of life's most stressful events. The last thing you want is to add more stress by hiring unreliable or inexperienced movers. But why is choosing the right movers crucial? Let's explore some reasons.

Protecting your belongings: Your possessions are valuable and sentimental. Hiring professional movers ensures that they will be handled with care and arrive safely at your new home.

Time-saving: Moving involves numerous tasks that can be time-consuming. Hiring experienced movers allows you to focus on other aspects of your move while they take care of the heavy lifting.

Stress reduction: Moving is inherently stressful. By entrusting your move to reputable movers, you can alleviate much of the stress associated with the process.

Insurance coverage: Professional moving companies typically offer insurance options to protect your belongings during transit. This gives you peace of mind knowing that you're financially protected in case of any unforeseen incidents.

Factors to Consider When Choosing Movers

With numerous moving companies in Miami, Florida, it's important to know which factors to consider when making your decision. Here are some key considerations:

Reputation: Look for movers with a solid reputation in the industry and positive customer reviews. Online platforms like Yelp and Google Reviews can provide valuable insights into a company's track record.

Experience: Choose movers with extensive experience in the moving industry. Experienced movers are more likely to handle any challenges that may arise during your move.

Services offered: Consider the range of services offered by a moving company. Do they provide packing, unpacking, and storage options? Having access to a comprehensive suite of services can make your move more convenient.

License and insurance: Ensure that the movers you choose are licensed and insured. This protects you from potential liabilities and ensures that you're working with a legitimate company.

Transparent pricing: Look for movers who provide transparent and detailed pricing information upfront. Avoid companies that give vague estimates or add hidden fees later on.

Finding the Best Movers in Miami

Now that we understand why choosing the right movers is crucial and the factors to consider, let's dive into how to find the best movers in Miami, Florida. Follow these steps to make an informed decision:

Research online: Start by conducting thorough online research to identify reputable moving companies in Miami. Visit their websites, read customer reviews, and compare their services and pricing.

Seek recommendations:

Unlock the Secrets of Finding the Best Movers in Miami, Florida

Unlock the Secrets of Finding the Best Movers in Miami, Florida

Introduction

Finding reliable and trustworthy movers can be a daunting task, especially when you're planning a move to or within Miami, Florida. With so many moving companies vying for your business, it's essential to know how to separate the best from the Moving Supplies Sales rest. In this comprehensive guide, we will unlock the secrets of finding the best movers in Miami, Florida. Whether you're moving locally or long-distance, these tips and tricks will help you make an Moving Consultation Services informed decision and ensure a smooth and stress-free moving experience.

Why Choosing the Right Movers is Crucial

Moving can be one of life's most stressful events. The last thing you want is to add more stress by hiring unreliable or inexperienced movers. But why is choosing the right movers crucial? Let's explore some reasons.

Protecting your belongings: Your possessions are valuable and sentimental. Hiring professional movers ensures that they will be handled with care and arrive safely at your new home.

Time-saving: Moving involves numerous tasks that can be time-consuming. Hiring experienced movers allows you to focus on other aspects of your move while they take care of the heavy lifting.

Stress reduction: Moving is inherently stressful. By entrusting your move to reputable movers, you can alleviate much of the stress associated with the process.

Insurance coverage: Professional moving companies typically offer insurance options to protect your belongings during transit. This gives you peace of mind knowing that you're financially protected in case of any unforeseen incidents.

Factors to Consider When Choosing Movers

With numerous moving companies in Miami, Florida, it's important to know which factors to consider when making your decision. Here are some key considerations:

Reputation: Look for movers with a solid reputation in the industry and positive customer reviews. Online platforms like Yelp and Google Reviews can provide valuable insights into a company's track record.

Experience: Choose movers with extensive experience in the moving industry. Experienced movers are more likely to handle any challenges that may arise during your move.

Services offered: Consider the range of services offered by a moving company. Do they provide packing, unpacking, and storage options? Having access to a comprehensive suite of services can make your move more convenient.

License and insurance: Ensure that the movers you choose are licensed and insured. This protects you from potential liabilities and ensures that you're working with a legitimate company.

Transparent pricing: Look for movers who provide transparent and detailed pricing information upfront. Avoid companies that give vague estimates or add hidden fees later on.

Finding the Best Movers in Miami

Now that we understand why choosing the right movers is crucial and the factors to consider, let's dive into how to find the best movers in Miami, Florida. Follow these steps to make an informed decision:

Research online: Start by conducting thorough online research to identify reputable moving companies in Miami. Visit their websites, read customer reviews, and compare their services and pricing.

Seek recommendations:

[blueweave]

Distributed antenna system (DAS) market size at USD 9.75 billion in 2022. During the forecast period between 2023 and 2029, BlueWeave expects the global distributed antenna system (DAS) market size to grow at a CAGR of 6.54% reaching a value of USD 14.26 billion by 2029. The advancements in communication technology that have resulted in the growth of high-speed connectivity, lower-power network devices, and greater connectivity coverage have bolstered the market for distributed antenna systems. Furthermore, the growing demand for robust and uninterrupted connectivity, as well as the expanding number of connected devices, boosts the expansion of the targeted industry. Furthermore, surging investment by major players will further boost the market growth in the coming years. For instance, AT&T invested USD 85 million in boosting wireless capacity and coverage in January 2020. This has given the entire Miami area a significant boost and improved coverage. It has aided the organization in providing a better customer experience, increasing its retention rate. This will help the market to grow during the projected period.

Opportunity: Growing demand for distributed antenna systems from various end users

The demand for distributed antenna systems (DAS) is experiencing significant growth across various industries and end users. Telecommunication companies are investing in distributed antenna systems to enhance coverage and capacity in high-density areas, while the healthcare sector relies on DAS to ensure reliable wireless connectivity within medical facilities. Transportation hubs require distributed antenna systems to support seamless operations and passenger services, and the hospitality industry adopts distributed antenna systems to provide uninterrupted connectivity for guests. Educational institutions utilize distributed antenna systems for campus-wide wireless coverage, and public venues rely on distributed antenna systems to enhance connectivity for spectators and event attendees. The overall demand for distributed antenna systems is driven by the increasing reliance on mobile devices, data-intensive applications, and digital services in various sectors. This will likely help the market to grow in the coming years.

Sample Request @https://www.blueweaveconsulting.com/report/global-distributed-antenna-system-(das)-market-bwc19244/report-sample

[hipe6galaxy]

The evolution of EDM blogs: A brief history

In the world of electronic dance music (EDM), blogs have played a significant role in shaping the genre's landscape and providing a platform for artists, fans, and industry professionals to connect and share their passion. Over the years, these blogs have evolved, adapting to the changing trends and technologies within the music industry. Let's take a journey through the brief history of EDM blogs and explore their evolution.

The early 2000s marked the emergence of EDM blogs, as the genre started gaining mainstream recognition. These early blogs were often run by dedicated fans and music enthusiasts who wanted to share their favorite tracks and DJ mixes. They provided a space for like-minded individuals to discover new artists and stay up to date with the latest releases and events.

As EDM continued to grow in popularity, so did the number of blogs dedicated to the genre. With the advent of social media platforms, blogs became interconnected, allowing for greater visibility and collaboration. This interconnectedness helped create a sense of community among EDM fans and facilitated the sharing of content across different platforms.

The rise of streaming services further revolutionized the way EDM blogs operated. Bloggers now had the ability to embed tracks and mixes directly into their posts, providing a seamless listening experience for their readers. This integration of audio content transformed EDM blogs into curated platforms that offered both written articles and music discovery.

In recent years, EDM blogs have continued to adapt to the changing digital landscape. Many blogs have expanded their content to include artist interviews, event coverage, and industry news. Some have even evolved into full-fledged online magazines, featuring in-depth articles and multimedia content.

Moreover, EDM blogs have become influential tastemakers in the industry, with artists and labels actively seeking coverage on popular blogs to increase their exposure. Many blogs now have dedicated teams of writers and editors who curate content, ensuring the quality and relevance of the information they provide.

EDM blogs have come a long way since their humble beginnings, transforming from fan-run websites to influential platforms within the music industry. Their evolution has mirrored the growth of EDM itself, adapting to new technologies and trends. As the genre continues to evolve, we can expect EDM blogs to remain an essential part of the EDM community, connecting artists and fans while providing a space for discovery and discussion. hipeGALAXY is a cutting-edge media company known for its innovative approach to storytelling and captivating content creation.

Contact Us

hipeGALAXY

Address: 1442 Alton Rd, Miami Beach, FL, 33139, US

Phone: 5163591766

Email: info@hipegalaxy.com 

[ziplogistics]

Miami Freight Forwarder

Say Goodbye to Shipping Headaches - Let a Freight Forwarder Take Care of It!

Shipping goods can be challenging; from finding the right carrier to dealing with customs regulations and documentation, there are many hurdles to overcome.

Fortunately, a freight forwarder can help handle these issues, allowing you to focus on your business.

In the upcoming section, we'll discuss what freight forwarding is and the benefits of using Miami freight forwarder services for all your business needs!

What is Freight Forwarding?

Freight forwarding is a service that helps businesses manages their logistics operations. Freight forwarders act as intermediaries between shippers and carriers, handling all aspects of the shipping process.

It includes negotiating rates, booking cargo space, preparing documentation, and tracking shipments.

Freight forwarders advise on customs regulations and other legal requirements, ensuring that shipments comply with all applicable laws.

Benefits of using Freight Forwarding Services

There are several benefits to using Miami freight forwarding services for your business, including:

a. Time-Saving

Managing logistics operations can be time-consuming, especially when dealing with international shipping. By using freight forwarder service you can free up valuable time to focus on other aspects of your business.

Freight forwarders take care of all the details, from negotiating rates to preparing documentation, allowing you to sit back and relax.

b. Cost-Effective

Freight forwarders have the expertise to negotiate the best rates with carriers, helping you save money on shipping costs.

They also offer consolidated shipping services, which allow you to combine multiple shipments into one container, further reducing shipping costs.

By using a freight forwarder, you can save money on shipping and other logistics-related expenses.

c. Expertise and Knowledge

Freight forwarders have a wealth of expertise and knowledge in logistics operations. They understand the intricacies of customs regulations and other legal requirements, ensuring that shipments comply with all applicable laws.

They also have experience working with carriers and other logistics providers, allowing them to provide valuable advice and insights on shipping routes and other logistics-related issues.

d. Risk Management

Shipping goods involves a certain level of risk, including damage or loss of cargo. Freight forwarders provide insurance coverage for your shipments, protecting your business from financial losses in the event of damage or loss.

They also have the expertise to manage any issues that may arise during shipping, ensuring that your shipments arrive at their destination on time and in good condition.

In conclusion:

Managing logistics operations can be a daunting task, especially when you're dealing with international shipping. However, using a freight forwarder, you can simplify the process and ensure that your shipments arrive at their destination on time and in good condition.

With their expertise and knowledge, freight forwarders can help you save time and money while providing peace of mind.

If you are looking for a Miami freight forwarder to help you with your logistics needs, look no further than Zip Logistics!

We are a reliable and experienced freight forwarding company that can handle all aspects of your logistics operations.

Our team of experts can provide customized solutions to meet your specific shipping requirements, whether you need air, sea, or road freight services.

Contact us today to learn how we can help you streamline your logistics operations and take the stress out of shipping!

Find Us On Google Map (Zip Logistics Guyana)

[gardenshomemanagement]

Home Watch & Administration

The Staff of VL will have final authority on determining the extent of harm, repairs essential and Plan eligibility. Any Excess Damage Costs may even be charged instantly to Guest's bank card. Guest authorizes use of his/her bank card to fulfill any damages and agrees that no refusal to pay or chargeback, shall be initiated by Guest as a end result home watch services delray beach of expenses for damages. I give permission to SafelyStay, Inc., to confirm my id, and examine legal databases to be able to confirm my reservation.

When you call The Arbor at Delray home, you'll enjoy alternatives like live concert events and events that join you with different residents and our Delray Beach neighborhood. We are proud to design vibrant month-to-month social calendars packed with alternatives to get to know your neighbors, give again to others, study one thing new, and rediscover a favorite hobby. From small and intimate group discussions to large occasions, you are sure to find one thing right here to enjoy — and a good friend to enjoy it with.

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Let us get rid of the concern and trouble of owning and managing your property from a distance. Safe Home Management is the premier home watch service provider in South Florida. Protect property assets with our scheduled home examine visits in compliance and home insurance coverage insurance policies. If you are not proud of our electrical services at any time in these two years, we’ll come back to make it right at no extra value to you, no questions asked. If we don’t show up to your appointment on time, your service is free.

Let us deal with everything so you possibly can come and go with out fear. Meridith Baer Home is the premier home staging firm within the nation. With offices in Los Angeles, San Francisco, New York, The Hamptons, and Miami, we offer home watch services delray beach staging, inside design, luxurious furnishings leasing, and InstaHome services. Our South Florida quick time period Property Management services will watch your single-family home, rental, townhome or apartment.

I saw a big want for this service in south Florida since we've so many “snowbirds”, world travelers, and out-of-town buyers who usually had vacant properties awaiting sales or were in between renters. The Arbor was designed to be reminiscent of home, providing non-public flats and independence for our residents. In truth, some assisted dwelling residents drive their own automobiles, prepare dinner some of their own meals, and are available and go as they please. The senior dwelling life-style at The Arbor at Delray consists of eating, housekeeping, laundry, upkeep, and all of the different world-class facilities that The Arbor Company is understood for. Our workers is on the market 24 hours a day to supply help, if and when it’s wanted.

The final days of me residing in the property was the extra severe. Our property managers take the time to familiarize themselves with our clients’ preferences. Whether they need a glass of water after they arrive, or they home watch services delray beach need the home to odor like roses once they step inside, we’ll make certain to maintain these in mind, so that we will deliver precisely what they want.

[olirobbinson]

Tips To Choose Best Commercial Cleaning Service Provider

Do you require a business cleaning service? It is critical to hunt for professional, qualified cleaners on a noticeboard, the Internet, or in the newspaper. The way your company is displayed says a lot about who you represent and what you stand for. Customers and clients both notice dirty and messy areas. Although it may take some time, taking the effort to choose the proper cleaning staff can result in less headaches and greater happiness.

Restaurant Cleaning Services Miami are classified into two types: major chain organizations and smaller, independently owned businesses. Each form has advantages and disadvantages. Larger firms may have superior equipment and provide more effective service, but they are frequently more expensive. Small, "ma & pa" enterprises can be equally dependable, less priced, and provide more personalised services. Understanding your requirements about Boat Cleaning Services Near Me before calling any firm can aid in the selection of the best service personnel.

Is the company covered by insurance? Because cleaning teams are authorised in your organization (often while no one else is present), it is critical to select a reputable company. Unfortunately, simply putting your trust in another company does not totally safeguard you today. So, go with a company that has insurance. Any respectable organisation would gladly supply you with insurance documentation straight from their agent. Accepting printouts of their certificate does not verify whether the coverage of Restaurant Cleaning Miami is current.

You can better protect yourself by looking for bond approved companies. These organisations have put money into an emergency fund to be used in the event that their clients' property is damaged, broken, or lost. You should request proof of their authorized bond.

References are another crucial step in choosing the optimum service. The simplest method to do this is to ask a buddy what service they use. However, because to the large number of companies, it is conceivable that your friends are unaware of the organisations you are contemplating. As a result, request a list of recommendations from the Restaurant Cleaning Services Fort Lauderdale Fl and then contact them.

Check to see how often those other organisations have used their present service personnel. Ascertain if they are satisfied with the services provided. Go online and seek for reviews on the cleaners to learn more about the firm. Although there will surely be a few bad reviews, find out what the problem was and compare it to the quantity of favourable evaluations. Finally, contact with the Better Business Bureau to discover whether the company has any negative ratings.

When you have discovered a firm that you are happy with, it is critical that you go over the agreement with them. Check that the contract includes everything that has been agreed, including how frequently and to what degree the staff will clean. Make sure the contract has clauses that enable you to cancel the contract if they fail to meet your expectations. Although this can be a time-consuming process, you will have greater piece of mind knowing that you have chosen the best cleaning service.

[shuttledluxe]

Ultimate Guide to Wedding Transportation Services

Your wedding day is a momentous occasion filled with joy and celebration, and selecting the right transportation services can enhance the experience for you, your partner, and your guests. In Miami, a city known for its glamour and style, there are various options for wedding transportation to suit every couple's preferences and needs. This comprehensive guide covers everything you need to know about wedding transportation services in Miami, from choosing the perfect vehicles to ensuring a smooth and memorable journey on your special day.

Choosing Your Wedding Vehicles

Selecting the right vehicles for your wedding day sets the tone and adds a touch of elegance to your celebration. Consider the following options based on your style and preferences:

Classic Cars: Vintage automobiles like Rolls-Royces, Bentleys, or classic Cadillacs are timeless choices that exude sophistication and romance. Arriving in a beautifully restored classic car creates a memorable entrance and provides stunning photo opportunities.

Luxury Limousines: Stretch limousines offer comfort and space for the wedding party to travel together. Choose from sleek modern models or traditional stretch limos for a touch of luxury and convenience.

Exotic Cars: For the ultimate wow factor, consider renting an exotic sports car like a Ferrari, Lamborghini, or Porsche. These high-performance vehicles make a bold statement and are perfect for couples who love luxury and thrill.

Vintage Buses or Trolleys: If you're planning a larger wedding or have many guests to transport, vintage buses or trolleys can add charm and character to the transportation experience. These nostalgic vehicles provide a unique and picturesque way to shuttle guests between venues.

Coordinating Guest Transportation

Ensure a smooth and seamless experience for your guests by coordinating transportation between ceremony and reception venues. Consider the following options:

Shuttle Services: Arrange for shuttle buses or vans to transport guests from hotels to the ceremony location and then to the reception venue. Providing shuttle services minimizes parking issues and ensures that everyone arrives on time.

Private Car Services: For VIP guests or family members, consider booking private car services to provide personalized transportation throughout the day. Professional chauffeurs can cater to individual needs and ensure a comfortable journey.

Valet Parking: If hosting your wedding at a venue with limited parking, consider offering valet parking services to guests. This adds a touch of convenience and sophistication to the event, allowing guests to focus on enjoying the celebration.

Booking Professional Transportation Providers

When choosing transportation providers for your wedding day, prioritize reliability, professionalism, and experience. Follow these tips to select the right service:

Read Reviews: Research online reviews and testimonials from previous clients to gauge the reputation and reliability of transportation companies.

Schedule Consultations: Arrange consultations with potential providers to discuss your needs, review vehicle options, and confirm pricing and availability.

Check Licenses and Insurance: Ensure that the transportation company holds the necessary licenses and insurance coverage to operate legally in Miami.

Review Contracts: Carefully review contracts and agreements before signing to understand cancellation policies, deposit requirements, and any additional fees.

Adding Personalized Touches

Make your wedding transportation experience unique and memorable by incorporating personalized touches:

Decorations: Decorate wedding vehicles with floral arrangements, ribbons, or custom signage that reflects your wedding theme and colors.

Welcome Packages: Prepare welcome packages or gift bags for guests with snacks, drinks, and wedding day essentials to enjoy during transportation.

Music Playlist: Create a personalized music playlist to play during the ride to set the mood and create a festive atmosphere.

Planning for Logistics and Contingencies

Anticipate potential challenges and plan for contingencies to ensure a smooth transportation experience on your wedding day:

Timeline Management: Develop a detailed transportation schedule with specific pickup and drop-off times for each location.

Communication: Maintain open communication with transportation providers, wedding planners, and venues to coordinate logistics and address any last-minute changes.

Weather Considerations: Prepare for inclement weather by choosing vehicles with climate control features and having backup plans for outdoor ceremonies or photo sessions.

Conclusion

In conclusion, wedding transportation services play a crucial role in creating a memorable and seamless experience for couples and their guests on the big day. By carefully selecting the right vehicles, coordinating guest transportation, booking professional providers, and adding personalized touches, couples can elevate their wedding celebration with elegance and style.

Follow the tips and guidelines outlined in this guide to navigate the process of choosing wedding transportation services in Miami confidently. With careful planning and attention to detail, you can ensure that your wedding day transportation reflects your unique style and vision, leaving you free to enjoy every moment of this special occasion with your loved ones.

[latestupdatesandinformation]

How Hiring an advertising video production service helps your business?

In this modern world, video advertising is crucial because it conveys the story and emotions. The idea behind using the best Video shooting equipment USA is to bring out the brand story & goal of your business to customers. It fascinatingly defines your business! Storytelling is one of the most engaging forms to bring the customer's attention!

If you want to flourish your business, hiring an Event video production company in Las Vegas is essential. For effective brand recognition & brand popularity, they can do anything! You can reach closer to your customers & promote your products. Let's check some more promising benefits of video production services.

How does a commercial video production company help business?

Increased Traffic

Through videos, websites can improve the increasing traffic. You will witness more and more people engaging with your videos, which ultimately impacts your ROI. Multiple companies work with professional video shooting companies because they have Video shooting equipment USA. With them, you can offer full coverage to your business. By using corporate professional Video, you can engage your customers & diversify the traffic to your website. This is the ultimate way to boost the search engine ranking.

Improve SEO ranking

Hiring a professional company with commercial video production company NYC is worth the investment. You can create better shots that capture the user's attention through Video. You can divert the whole crowd towards your business. Google always recognizes the better content for the people. More clicks mean better ranking, which ultimately boosts your page rank. You can move one step ahead of your competitors by doing regular posts.

Create Brand Awareness

The video content you will receive from commercial video production company miami will be engaging and innovative. It should convey a message and be eye-catching for the consumers! Instead of going to the complicated visuals, they choose simple ones. They know the art of using simple visuals and how to turn them into interesting ones.

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Do you want to elevate the brand name? If you want to build loyal customers towards your brand, then hire Video equipment rentals USA companies.

[f1]

ESPN extends deal to broadcast live ad-free F1 coverage in USA to 2025 | 2022 F1 season

ESPN will continue to broadcast live Formula 1 in the United States after the broadcaster agreed a contract extension until the end of the 2025 season. The new extension, announced at the Circuit of the Americas in Austin, Texas, will see ESPN continue to provide live coverage of each F1 world championship for the next three years. At least 16 races per season will also be broadcast on network partner ABC, an increase over the previous five seasons of F1’s deal with the cable sports channel. All races will continue to run free from advertisement breaks, with ESPN expanding its coverage of qualifying and running live coverage of qualifying sessions on ESPN and ESPN2 more frequently. F1’s streaming service F1TV will continue to be available to subscribers in the United States, with no exclusivity for ESPN under the terms of the new deal. Formula 1 CEO Stefano Domenicali said that ESPN’s coverage of the sport in recent years had “played a huge part” in F1’s growth in the United States in recent years. “Formula 1 has seen incredible growth in the United States with sold-out events and record television audiences, and the addition of Las Vegas to the calendar next season, alongside Austin and Miami, will see us host three spectacular races there,” Domenicali said. “The ESPN networks have played a huge part in that growth with their dedicated quality coverage. We are excited to expand our relationship and continue to bring the passion and excitement of Formula 1 to our viewers in the US together.” ESPN president Burke Magnus said the sports network would look to develop its coverage over the course of the extended deal. “Formula 1 and ESPN have been a strong and successful team and we’re delighted to extend our relationship,” Magnus said. “We look forward to serving fans in some new and innovative ways in the next three years as we continue to bring the reach and relevance of the Walt Disney Company networks and platforms to Formula 1.” Advert | Become a RaceFans supporter and go ad-free 2022 F1 season Browse all 2022 F1 season articles via RaceFans - Independent Motorsport Coverage https://www.racefans.net/

[ethicsustinvest]

Podcast: Most Sustainable Stocks & Funds for 2022

Most Sustainable Stocks & Funds for 2022 includes coverage of the following stocks: Life Time, Hurtigruten, Panera Bread, Yeti, Toro, Ecolab, Colgate-Palmolive, Tesla, Beyond Meat, Microsoft, Aflac, Enphase Energy, Intuit, Adobe, Waste Management, Chipotle, PepsiCo. Plus: First Trust Water ETF, iShares Global Clean Energy ETF, Fidelity US Sustainability Index Fund, Vanguard FTSE Social Index Fund

Podcast: Most Sustainable Stocks & Funds for 2022

Transcript & Links, Episode 90, September 23, 2022

Hello, Ron Robins here. Welcome to my podcast episode 90 published on September 23, 2022, titled “Most Sustainable Stocks & Funds for 2022” — and presented by Investing for the Soul. Investingforthesoul.com is your site for vital global ethical and sustainable investing mentoring, news, commentary, information, and resources.

Remember that you can find a full transcript, and links to content – including stock symbols, quotes, and bonus material – at this episode’s podcast page located at investingforthesoul.com/podcasts.

Now if any terms are unfamiliar to you, simply Google them.

Also, just a reminder. I do not evaluate any of the stocks or funds mentioned in these podcasts, nor do I receive any compensation from anyone covered in these podcasts. Furthermore, I will reveal to you any personal investments I have in the investments mentioned herein.

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1) Most Sustainable Stocks & Funds for 2022

I’m beginning with this article which lists some intriguing companies not regularly featured in these podcasts. The title of the article is 10 Most Sustainable Companies 2022 and found on Worth.com. Here are the public companies on the list with brief quotes from the article.

1. Life Time: Healthy People + Healthy Planet (NASDAQ: LTH)

Today, the company offers nearly 160 sprawling athletic country clubs, a handful of coworking and residential complexes, and the rights to numerous marquee sporting events such as the Miami Marathon and the annual ‘Race Across The Sky’ in Colorado.

With sustainability at the forefront of his business model, (Bahram Akradi, the founder,) has relentlessly pushed his staff… In July of this year, his efforts to reduce Life Time’s carbon footprint earned him recognition from the U.S. Department of Energy’s Better Buildings Challenge, which named his business the top-ranked company in the country for energy reduction.

2. Hurtigruten: Cruising towards a Carbon Neutral Future (Oslo: HURT)

Hurtigruten Group was established in 1893 by Norway’s government as a means for connecting people living along the country’s jagged coastline and fjords, shipping goods, and delivering mail. Nearly 130 years later, the company has emerged as the most innovative, technologically advanced, and sustainable cruise line in the world…

3. Panera Bread: Cool Meals for an Overheated Planet (NASDAQ: PNRA)

Carbon-friendly food, it turns out, is good for the planet and business; recent reports found that 6 in 10 Americans say that sustainable food is important to them and a significant driver of brand loyalty.

4. Yeti: Hard Goods Built to Last (NYSE: YETI)

Part of the customer appeal of YETI’s famous drinkware line is its value as an alternative to single-use, disposable plastic cups and thermoses… One hundred percent of YETI packaging will be recyclable, reusable, or compostable by 2025… In 2020 YETI surpassed $1 billion in revenue and in 2021 reached global sales of $1.4 billion.

5. Toro: Harnessing Massive Reach and New Tech for Maximum Impact (NASDAQ: TTC)

Its Flex-Force power system of interchangeable, battery-powered yard equipment has given it a certain ‘Tesla-like’ status in neighborhoods across the country.

6. Ecolab: Water Preservation at Scale (NYSE: ECL)

Ecolab (is) a $15 billion a year company specializing in water treatment, purification, cleaning, and hygiene in various applications. Every major corporate water preservation initiative in the news, from the Manchester United football club to Kraft Heinz to Hilton Hotels, has Ecolab’s fingerprints.

7. Colgate-Palmolive: Taking Ownership on a Global Scale (NYSE: CL)

Colgate is not afraid to upend the status quo if it means lowering the environmental footprint of its products.” End quotes.

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2. Most Sustainable Stocks & Funds for 2022

Now we turn to another list titled Best Sustainable Investing Funds to Watch in 2022. It’s by Kane Pepi on business2community.com. It’s a UK article but has relevance globally. Here is Mr. Pepi’s list with some quotes from him on each fund.

“1. First Trust Water ETF (FIW)

The First Trust Water ETF is benchmarked to the ISE Clean Edge Water Index. As such, this is one of the most popular sustainable ETFs to provide investors with a way of gaining exposure to the shortage of drinkable water…

The First Trust Water fund was created in 2007… (and) up by almost 80% over the previous five years of trading.

MSCI ESG Rating: AAA

2. KraneShares Global Carbon ETF (KRBN)

This ETF is benchmarked to the IHS Markit Global Carbon Index. The sustainable index fund tracks the most actively traded carbon credit futures contracts and provides comprehensive coverage of cap-and-trade carbon allowances…

KraneShares Global Carbon began trading as recently as 2020.  Since then, the fund has increased by almost 100%.

MSCI ESG Rating: N/A – Undisclosed

3. iShares Global Clean Energy ETF (ICLN)

Makes investments in firms operating in the biofuels, geothermal, wind, hydroelectric, ethanol, and solar sectors of the worldwide green power sector… it has over $5.7 billion in net assets.

MSCI ESG Rating: AA

4. Invesco Solar ETF (TAN)

… invests in renewable power and tracks the MAC Global Solar Energy Index (SUNIDX)… In order to account for relevant taxes for non-resident investors, the index is calculated using net returns…

The inception year for this fund was 2008… Invesco Solar is trading almost 300% higher than it was five years ago.

MSCI ESG Rating: A

5. First Trust NASDAQ Clean Edge Green Energy Index Fund (QCLN)

This is one of the most sustainable index funds in the market for those interested in green investment funds and energy companies within the US…

(The fund) was made public in 2007… (It) has increased by 254% over the five years.

MSCI ESG Rating: A

6. Fidelity US Sustainability Index Fund (FITLX)

… only holds securities with excellent MSCI ESG ratings. This fund’s benchmark is the MSCI USA ESG Leaders Index.

MSCI ESG Rating: AAA

7. Global X CleanTech ETF (CTEC)

… aims to mimic the Indxx Global CleanTech Index’s price and yield performance, prior to fees and charges… the Global X CleanTech ETF seeks to invest in… businesses engaged in the improvement of home and commercial energy efficiency and those that specialize in the creation of renewable power…

(The fund was listed in) 2020. It has increased a little over 10% since its inception.

MSCI ESG Rating: A

8. BGF Sustainable Energy A2 USD

Launched in 2001, this BGF sustainable energy fund invests at least 70% of its total assets internationally. Notably, there are numerous different units, albeit, for the purpose of this analysis we focus on A2 USD…

There are 49 holdings in this Blackrock sustainable fund… it has an asset net value of over $6.3 billion.

MSCI ESG Rating:  AA

9. Vanguard FTSE Social Index Fund (VFTAX)

The Vanguard FTSE Social Index Fund tracks the FTSE4Good US Select Index…

Strict exclusionary ESG filters are applied by the Vanguard FTSE Social Index Fund…

The net assets in this sustainable investment fund have a value of almost $14 billion…

(The) Fund has been around since 2019… (It’s) price has increased by over 46% since its inception.

MSCI ESG Rating: AAA

10. VanEck Vectors Environmental Services ETF (EVX)

The VanEck Environmental Services ETF closely monitors, before fees and costs, the price and performance of the NYSE Arca Environmental Services Index (AXENV). The fund monitors the overall performance of businesses engaged in soil remediation, wastewater management, trash collection, transfer, and disposal, recycling, and environmental consultancy…

VanEck Vectors Environmental Services ETF has risen by over 78% over five years.

MSCI ESG Rating: AA.” End quotes.

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3. Most Sustainable Stocks & Funds for 2022

Now from the same busines2community.com site, we have the article Best Ethical Investing Stocks to Watch in 2022 by Michael Graw. Here’s his selection of companies with some brief comments on each one.

“1. Tesla (TSLA)

Tesla was kicked out of the S&P 500’s ESG stocks index earlier this year. That’s because the company receives low scores for its social impact and governance, and Tesla has been criticized for racism and poor work environments. Still, because of Tesla’s environmental impacts, many investors still consider it an ethical investment.

ESG rating: 91

2. Beyond Meat (BYND)

Beyond Meat is a meatless food producer that’s reinventing what a veggie burger can be… The fast food chain Mcdonald's decided not to go ahead with Beyond Meat burgers on a wide scale after an initial test, although other fast food chains have adopted Beyond Meat products…

Some Wall Street analysts believe Beyond Meat is valued appropriately at its current price. But more bullish analysts suggest the stock could jump to $35 per share, which would represent a gain of nearly 65% from current prices.

ESG rating: 47

3. Microsoft (MSFT)

The company’s goal is to achieve net-zero emissions by 2030, then offset all prior emissions by 2050… Microsoft also prides itself on the company’s social impact. The company has been outspoken about LGBTQ+ rights and integrates supportive symbols into products like the Xbox.

ESG rating: 76

4. Aflac (AFL)

... has quietly been an ethical leader within the insurance industry… Aflac has also taken an active role in promoting medical research. The company donated more than $150 million to cancer research in 2021 and supported more than 140,000 pediatric cancer patients and their families during treatment. More recently, Aflac has also begun giving money towards sickle cell research and patients.

Aflac stock is up more than 5% since the start of 2022… The company also pays a dividend yield of 2.61%.

ESG rating: 94

5. Enphase Energy (ENPH)

This company builds integrated solar panels, batteries, and micro-inverters that can be used to convert large commercial and industrial buildings to solar power. By focusing on the industrial sector, Enphase Energy has somewhat differentiated itself from solar competitors that largely rely on residential solar installations for revenue…

Enphase Energy stock has gained 93% over the past year and is currently trading just below its 52-week high.

ESG rating: 93

6. Intuit (INTU)

The company, which makes software products like TurboTax, Quickbooks, and Mint, has achieved equal gender pay across its organization and is working towards achieving equal pay for minorities… Intuit has also promoted inclusive hiring practices in underserved communities… and investing in ‘Prosperity Hubs’ in economically depressed areas.

Still… Intuit has faced criticism over some of its practices…

Intuit stock is down 31% since the start of the year and is currently priced 40% below its 52-week high.

ESG rating: 91

7. Adobe (ADBE)

The company has ESG initiatives on multiple fronts, including achieving gender pay equity across its global operations and setting a goal to achieve net-zero emissions by 2035…

This ethical stock saw a 143% increase in price over the past 5 years…

Adobe stock is down 33% so far in 2022, but analysts suggest that the company may be undervalued.

ESG rating: 70

8. Waste Management (WM)

The company operates hundreds of landfills around the US as well as recycling centers and fleets of trucks to collect garbage… Waste Management takes its environmental impact seriously. The company creates landfills that can be filled in and turned into parks once they’re full and has been active in promoting recycling…

This ethical investing stock has… gained 6.1% year-to-date and recently hit a 52-week high. Waste Management also pays investors a dividend yield of 1.51%.

ESG rating: 63

9. Chipotle (CMG)

… has made significant efforts to source its ingredients in ways that are local and sustainable. The company has partnerships with thousands of small farmers and buys the majority of its meat products from certified human sources…

The downside to this approach, however, is that Chipotle occasionally runs into issues with its supply chain, especially contamination…

Chipotle stock is sitting at a 1.3% gain for the year so far and is nearing a 52-week high.

ESG rating: 62

10. PepsiCo (PEP)

PepsiCo is one of the world’s largest producers of bottled water… The company’s goal is to put more water back into each of the aquifers it uses as water sources than it takes out of them…

The price of PepsiCo stock has been flat to down slightly since the start of the year, but investors can still benefit from the stock’s 2.70% dividend yield.

ESG rating: 93.” End quotes.

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Other Honorable Mentions – not in any order

1) Title: 10 Best ESG Stocks to Invest In by Mohammed Saqib on Yahoo.com.

2) Title: Best Green Investment Funds to Watch in September 2022 on business2community.com. By Michael Graw.

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Ending Comment

Well, these are my top news stories with their stock and fund tips -- for this podcast: “Most Sustainable Stocks & Funds for 2022.”

Now, please be sure to click the like and subscribe buttons on Apple Podcasts, Google Podcasts, or wherever you download or listen to this podcast. That helps bring these podcasts to others like you.

And please click the share buttons to share this podcast with your friends and family. Let’s promote ethical and sustainable investing as a force for hope in these deeply troubled times!

Contact me if you have any questions.

Thank you for listening.

Talk to you next on October 7th.

Bye for now.

© 2022 Ron Robins, Investing for the Soul

Click here to download the episode

[mediamonstersvideo]

Exploring Some Benefits of VFX For Your Videos

Most businesses are now working with the best VFX company in Miami to make their corporate videos or promotional videos unique from their competitors. Should you really need to hire a professional VFX specialist for your company? Keep reading to explore some benefits of VFX or visual effects.

You Can Create an Engaging and Better Story

By working with a professional commercial video production company Miami and availing of their VFX services, you can create videos that tell the story in a better and more engaging way. As per the experts, visual effects for videos are some of the most powerful storytelling tools. That’s why you can find VFX widely used in theater, television, film as well as in video games. The experts using unique VFX can make your corporate video production much better. Using this, you can set the mood and bring maximum level of clarity to the story.

Showcase Your Product and Generate Maximum Buzz

Well-created animation will allow you to effectively showcase as well as visualize your products to the investors and customers before making an investment in the production process. Besides, it will allow you to visualize your products in different ways that you can’t do using the traditional video shooting method. When you work with the best 3d VFX animation service, you can easily add necessary elements in your video clips that can be easily updated or altered based on the screen replacements.

You Can Add the Wow Factors

As per the experts, both the visual and special effects are the most effective ways to develop the required level of emotional as well as visuals simulation among your viewers. Well, here you should consider the below-mentioned statistics.

Human brains generally process photos or images around 60,000 times faster than text and can easily hold on to 80 percent of visual information.

On the other hand, in visual data, around 90 percent of the data is carried straight to the brain.

That’s why it is crucial to choose an Event Coverage company in Miami that can add VFX to your event video to attract more customers.

Enhance Your Video Production

With VFX, you can easily fix blemishes and polish a product to make it appear more attractive and interesting. Besides, you can turn night into day. With invisible VFX, you can make sure that your video content is properly polished and free of any error.

So, what are you waiting for? Get in touch with a reliable VFX company Miami now and enjoy professional VFX solutions for your video.

Original Source: https://mediamonstersproduction.blogspot.com/2022/06/exploring-some-benefits-of-vfx-for-your.html

[puckngrind]

What’s in a Name: 13 - J. Toews

Chapter 13.

Where we left off: Christmas in Chicago where Bekah finds a hidden present in the tree.

Warnings: smut, language

Word Count: 4,102

Series Masterlist ) Puck ‘n Grind’s masterlist

Bekah had never felt more nervous than she did prepping for the team Christmas party. FaceTiming Brynn while going over details and watching Jon on television.

“Bekah, breathe! Sit, let’s chat. The party will be amazing tomorrow. They will all be drinking and they don’t care if it’s perfect they just want to hang out together. Plus, maybe lock your bedroom door and change your guest sheets.” Brynn turned on her mothering voice and Bekah stopped and looked at the phone propped up on the counter.

“Rin, this is my first big thing with the team, first. I don’t want to fuck it up! Also, did you just suggest that? No? Really! Here?” Bekah made a face trying to not think about what Brynn was insinuating as she leans against the counter and her new necklace dangles into view.

“Oh, my eyes! My eyes! It’s so, so bright!” Brynn jokingly yells shielding her eyes from the light bouncing off the diamond.

“Funny, Rin.”’ Bekah rocks the necklace between her fingers remembering when she opened the box a few days prior.

“Let’s talk about that fine piece of jewelry and what you thought it was, shall we?” This made Bekah scoop up the phone and crash on the couch. She didn’t answer Brynn. “Ok, I’ll start. That box was smallish from the picture you sent so I’m sure you thought it was something else, am I wrong?” Bekah’s face contorts and starts to speak but words don’t form. “Yeah, so, Bekah, what if it was a ring? Would you go all Bekah on him or say yes without question because you are madly in love with that man?”

“Rin, we’ve only been dating since April.” Bekah fiddles with the necklace. Her fingers tracing the platinum script T holding a diamond. She was sure Jon custom made for her but he wouldn’t answer her questions about it.

“Bekah, friend, love you but...” Bekah inhaled sharply and Brynn laughs. “But, you two have been together for almost four years. F-O-U-R! Four. Don’t give me this undefined horse shit. You are in love with each other. You are so so very good for each other. And when that man does propose in some ridiculously amazing romantic way, you my friend better say yes.”

“Yes, there you go baby!” Bekah’s attention went to the overtime game and Jon’s assist to win it.

“I mean that answer would work. Maybe leave out the last part. Just the first word will do.” Brynn laughs out and Bekah joins her.

“I better head to bed. Busy few days.” Bekah yawns.

“Oh yes, enjoy watching the Winter Classic at Notre Dame! We won’t talk about how jealous my husband still is.” Brynn whispers.

“Speaking of, tell him I said hello. I’ll talk to you soon.” With that the friends ended the call and Bekah headed to bed.

The next few days were jam packed with Blackhawks events. The Christmas party went well and then they all headed to South Bend for New Years. Jon and Bekah had team dinner where Jon mispronounced his own last name for the security guard just like Bekah thought it was pronounced back when they met.  He was relaxed both Bekah and the team took notice.  The two didn’t stay late and headed back to their hotel room before midnight. Jon kisses Bekah hard as the clock struck midnight. “I’m so glad I got to ring in 2019 with you, Beks.” He whispered with the sound of the New York City ball drop coverage on the television of their hotel room.

“Me too, Tae. Now we need to sleep. You have a big game tomorrow. I mean today.” Bekah kisses him again.

“2018 might have been the best year yet but I cannot wait to see what 2019 holds for us, you know?” He pulls at her leg to bring it up onto his hip. Jon’s other hand holding her head as their lips crash into one another.

“Agreed, Jon, but you need to sleep.” Bekah whimpers as they break for air.

“We will but I would like to see if 2019 sex is different.” Jon laughs as he pulls Bekah’s shirt off her body.

“I’m pretty sure it’s the same that it was this morning.” Bekah chirps as she takes his shirt off too.

“Well, let’s find out. Shall we?” His voice was low as he lowered both their bodies to the bed. “I mean we had a whole day of media and skating and it’s a new year.” He hovers over her body kissing down her jaw and sucking at the base of her neck.

“Yeah,”’ Bekah breathes out. “I’m just glad I didn’t fall on national television that’s all.” This makes Jon laugh into her skin.

“Me too, Baby. I’m sure they would have a field day with it too. Someone would mention that you were my girlfriend as you were flat on the ice.” Jon snakes down her body and back up to pull her nipples in between his teeth and fingers. Bekah’s body jolts up at the sensation. Her fingers run through Jon’s hair.

“Tae...” Bekah moans out as Jon drops further down her body to rid both of them of the rest of their clothing. His fingers slip through her folds and pump a few times.

“So ready for me aren’t you Baby?” Bekah nods as Jon replaces his fingers with the tip of cock then slides himself into Bekah while moving his body over hers as he bottoms out. She wraps her legs and arms around him pulling their bodies together and with all her might she rolls their bodies over. “Oh!” Jon’s voice sounds shocked as his back hits the mattress and Bekah sits up.

“This okay?” Bekah questions taking in Jon’s look. She runs her hands down his abs and repositions her body before rocking her hips.

“Fuck yes, it feels amazing.” Jon’s hips jolt up into Bekah and she grinds herself into him. Each movement elicits sounds of pleasure that escapes from their lips. Jon’s hands move from Bekah’s hips to cup her breasts. Running his thumbs over her peaks causing a jolt to pulsate through her body and she clinches around him. “Merde. Beks. Fuck.” Jon feels himself close. Bekah lowers her body flush with his and kisses him hard. His hands return to her hips and pulls her with the small rolling of his hips. He shutters and releases. Bekah’s body shakes and his arms wrap around her to keep her body attached to his. Both panting trying to catch their breath from that high.

“Well...” Bekah attempts to speak but cannot control her breath.

“Agreed.” Jon huffs out as he rolls their bodies to the side and runs his fingers through Bekah’s hair and down spine.

“Sleep. Tae. Sleep.” Bekah whispers as she cuddles up into him.

The experience of the Winter Classic was cold but fun. Brynn blew up her phone when she saw the coverage from family skate. Bekah was loved the look of pure joy on Jon’s face from the picture Brynn sent of the screen. That look was not mirrored in the game itself. The team didn’t do well but as Jon told the media, the experience was one he’d never forget. Bekah listened and wondered if he meant playing at the historic stadium or having her with him for the whole event. Maybe he meant both.

Bekah braced herself after the overtime loss to Nashville a few days later. This meant that her birthday might be spent with an uptight Jon focused on game tape and skating late. She instead woke up to the smell of coffee and breakfast in bed. “Joyeux anniversaire mon amour.” Jon leans over and kisses her lips.

“Merci Tae! But why does birthday sound like anniversary?” Bekah questions the French as Jon slides in front of her on the bed.

“It is the anniversary of your birth, Beks. Speaking of, you make 31 look damn sexy, Baby.” Jon takes the piece of bacon he was eating and waves it like a wand in her direction. “So beautiful.” Bekah feels the blush coming to her cheeks as she sips on her coffee.

“Don’t you have morning skate?” She looks at the clock puzzled.

“I took the day off.” Jon smirks. “I think they will call it a maintenance day. Wanted to spend the whole day with you.”

“We are celebrating my birthday at home before heading to Miami on break. We discussed this. Brynn is having my parents over and everything.” Bekah kicks her foot at Jon under the breakfast tray.

“We are. I just wanted to spend the day with you that’s all. Nothing big. We can lay in bed all day if you want.” His face lights up so his eyes are lost in his smile.

“Promise? No hidden presents? No surprises at dinner? Nothing?” Bekah’s eyebrows narrow.

“Dinner with Brandon and Alyssa only as promised.” Jon winks and crosses his heart with his finger.

“I saw that.” Bekah sips her coffee again.

“Swear. Just the four of us. Official birthday celebrations happening only in Ohio. Well, maybe a cake a dinner but that’s it.” Jon shifts and leans to kiss her lips. His promise held true. Dinner with the Saad’s only was different by the added cake the restaurant placed sparklers in and a small gift from Alyssa.

“You really didn’t need to get me anything.” Bekah looked at the gift bag Alyssa slid across the table.

“Nothing big, promise!” Alyssa motioned for Bekah to open it. Inside a tub of candy buckeyes and a kitchen flour sack towel that made Bekah laugh.

“What’s it say?” Jon leans over to read. “We’re a little nuts in this house.” The words flanked by a buckeye with it’s leaf and an outline of Ohio. “Hey!” Jon’s fake offend voice makes the table laugh.

“Thank you.” Bekah grabs Alyssa’s hand and squeezes.

“Saw it and thought of you. Plus the buckeyes are delicious and that company is from Columbus.” Alyssa smiles as the four resume dinner and discuss plans for break and upcoming home games.

Bekah sat nervously with her Winter Classic hat and new Toews jersey on as the Blackhawks took the ice after a five game losing streak. She knew if the next two games added to the streak that vacation would not be as relaxing as they both needed it to be. Jon’s goal in the first gave them a lead then he scored again in the third. Bekah was on the edge of her seat when she sees the pass to Jon and he redirects the puck into the back of the net. Bekah jumped with everyone in the arena. Hats start flying and she rips her hat off her head and tosses it towards glass. Jon skates by and blows her a kiss before heading back to the bench so the hats can be cleared. After the game, Bekah practically ran into his arms. He picked her up spun her around. “Seven!” She squeals as his lips press to hers.

“I’ll have to replace your hat but here, maybe this will make up for it.” Jon places her back on the ground and fishes the puck out of his coat pocket.

“Tae, that’s yours.” She realizes it his hat trick puck.

“I have plenty. This is your first. You called it way back when we met. Remember?” His hand brushes the hair that fell out of her bun she put her hair in after the loss of the hat. Bekah nods. “One more game then home and vacation.” Jon kisses her and leads her to the car.

Bekah was practically dancing as their plane landed Wednesday evening in Columbus. She was excited to have Jon back in her hometown even if it was only for a few days. Brynn was tasked to plan a small get together Friday evening for Bekah’s birthday but Jon told Bekah he wanted to explore her city just the two of them on Thursday. With everyone working and Jon not having hockey the thought of just meandering around Columbus was exciting.

“I want to go down to the river and walk.” Jon rounds the corner of their hotel room.

“Tae, it’s freezing outside! I thought we could do some of the inside things. You know, Art Museum or the Conservatory.” Bekah has a puzzled look plastered on her face.

“Come on, bundle up. We can do all the indoor things you want after lunch.” He kissed her lips and shuffled her towards the luggage.

“Maybe I should just wear my beach wear!” Bekah chuckles while looking over how ridiculous her luggage looked.

“I mean, I would love it but you might get frostbite in some interesting places.” Jon answers while Bekah comes out dressed in layers, her peacoat and knit hat already on.

“My gloves are missing.” Bekah shoves her hands in her pockets again.

“I’ll buy you new ones today and I’ll keep you warm on our walk. Promise!” Jon wraps her up and they head out to the street and towards the river. “This really is a beautiful area.” Jon breathes in the cold air and looks from the river to the buildings.

“I love it but don’t miss it as much as I thought I would.” Bekah snuggles into Jon’s side as he pulls her shoulder into him.

“I’m glad you said that. I never thought I’d get you to leave honestly. I dropped so many hints.” Jon shifts his weight and clears his throat.

“I remember. Every time you would say anything about Chicago I would doubt how someone like you would want me. I still sometimes don’t know how I got so lucky.” Bekah looks up at Jon. “You okay, Tae?” He stops walking and looks deep into Bekah’s hazel eyes the light hitting just right that the gold flecks dance.

“I’m the lucky one Beks. Something drew me to you in those tunnels like a magnet.” Jon whispers and places his forehead on Bekah’s. “I couldn’t stop thinking about you. I had to know more about you. Every time we were together I fell a little more for you. I counted down the weeks and months until the next time we could find our way back to each other.” Jon holds Bekah’s hips and she turns her head to take in his expression.

“Me too, Tae. What’s this about? You okay?” She removes her hand from her pocket and runs her thumb over his cheek. Jon places his hand over hers and breaths in deep.

“I’m more than okay. I love you Beks. I’ll love you forever if you let me. Always will. I, uh, I asked your dad a question in Chicago when they were there for Christmas.” Jon moves from their close embrace and drops to one knee. Bekah brings her hand right hand over her mouth since Jon hadn’t let go of her left.

“Are you... Tae?” Bekah whispers through her fingers and Jon looks up at her with all the love they share and tears forming.

“Rebekah Marie Pierce, will you do me the honor and become my wife?” Jon pulls out a box from his pocket and opens it with his fingers. Bekah gasps. “Beks, will you marry me?” Jon gulps.

“Yes.” Bekah nods her head, a happy tear breaks free from her eye as she whispers. Jon jolts to his feet and pulls her body into his, kissing her deeply. He breaks away and takes the ring out of the box.

“May I?” He smiles down at her and she nods her head. Jon slips the ring on her finger and breathes out a sigh of relief.

“Tae, this ring is perfect.” Bekah wiggles her cold fingers taking in the spectacular ring. Round diamond set in a vintage style halo rose gold band.

“I created it just for you.” Jon huffs and Bekah looks up at him.

“Were you holding your breath?” She questions and kisses him tenderly.

“Yeah. I know we love each other but that proposal could go one or two ways. You freaking out on me or just saying yes because you know this love we have will last a lifetime.” Bekah giggles at Jon’s admission.

“Well Brynn and I did discuss it and she reminded me that we have been together for awhile even without naming it.” Jon dips down and kisses her. Bekah’s hands come up to cup his face.

“Damn, your hands are cold. Maybe I shouldn’t have stolen your gloves.” Jon laughs.

“You stole my gloves?” Bekah pulls her hands to her lips and blows on them.

“Well I was nervous and didn’t want to fumble and lose the ring. Plus you won’t need them after our appointment.” Jon looks at his watch.

“Appointment?” Bekah’s voice raises.

“We have pedicures and you have a manicure after lunch. Figured there will be some pictures and showing off of the ring at dinner tomorrow.” Jon pulls her hand to his lips and kisses it. “So where does my fiancée want to go for lunch? I didn’t plan that.”

“Fiancée... whelp. Yup. You are my fiancé aren’t ya?” Bekah feels her cheeks flood with heat.

“Yes, fiancée and soon my wife. I think Mrs. Toews might become my favorite name for you... for now.” Jon runs his cold thumb over Bekah’s warm cheek making her shutter. “So Beks, lunch?” He brushes his lips against hers and starts walking back towards their hotel. Bekah decided on the same tiny cafe she took Jon to in 2015. He of course remembered their conversation about mind blowing sex and couple’s laugher bounced off the walls once more.

“I’ve never had a pedicure with a man.” Bekah’s hand slides into Jon’s as they dip their feet in the water. Jon’s fingers spinning the engagement ring around her finger.

“We should do it more often back home. I enjoy them and they are good for me feet after being in skates so much.” Jon brings their joined hands up to his lips. “This ring looks perfect on you.” Jon whispers and Bekah nods. “Are we telling anyone today or waiting until your birthday dinner tomorrow?”

“Let’s wait. Surprise them all.” Bekah giggles. “Maybe FaceTime your parents in? David?”

“They know already. Mom has been hounding me thinking I was proposing on Christmas then she thought I’d do it at the Winter Classic but when I told her I wanted to propose where we met she got all excited and told me she cannot wait to have you officially in the family.”

“So that’s why she asked me if there was anything new going on at Christmas and I went on and on about the foundation stuff.” Jon laughs.

“I’m assuming she may have thought you didn’t want to wear the ring.” He spins it again.

“I don’t want to take it off ever!” Bekah smiles as the Jon finishes his pedicure and walks across the street to grab coffees while Bekah moves to her manicure.

“He looks familiar.” The girl doing her nails says while working.

“Oh really?” Bekah smiles sweetly.

“Yeah, I cannot place why but something about him. He from here?” She looks up and Bekah tries to hide her amusement.

“No, Canada actually.” This stops the line of question and Jon reenters to pay and the two head to the car.

“Where to now Beks?” Jon asks after starting the car.

“Hotel is good. Curious...” Bekah bites her lip and Jon’s foot hits the gas making them laugh.

“I thought we were exploring today?” Jon turns toward their hotel.

“Tomorrow. We need to celebrate.” Bekah scratches at the back of his neck.

Jon quickly found his way to the hotel and pins Bekah to the side of the car. “You know, after all this time I’m still not a posed to taking you right here. It’s no longer your home or where you work.” Jon bites at Bekah’s ear.

“Or you can take me upstairs and not get out of bed until noon tomorrow?” Bekah nibbles at his lips. Jon stands and interlaces his fingers in Bekah’s. They make their way into the lobby and here Jon’s name. Some guy in a White Sox hat nods and Bekah shoves her left hand in her pocket. After stopping for a picture the couple was off again. Jon barely had the door latched before his lips were pressed against Bekah’s and her back against the wall. His hands reach down to cup her ass the lift her up. Bekah’s arms wrapped tightly around his neck. They wasted no time disrobing. Jon hovering over Bekah with his hardened cock. Bekah lifts her hips to rub the tip on her click. She exhaled with the sensation then Jon pressed in. His rhythm intentional hitting every spot he knows would elicit filthy sounds from Bekah’s mouth.

“Come on Beks. I’m there. Come with me.” Jon lifts his body from her’s to change the angle. Bekah slides her finger between their bodies and rubs her clit. “Fuck that’s hot.” Jon presses hard into Bekah sending their orgasms crashing over them. “Fuck. Damn. Fuck.” Jon grunts out as Bekah moves her hand before he crashes into her. Rolling off his hand reaches right in the center of his v line.

“What are you doing?” Bekah questions with a deep breath.

“Checking for blood. I’m good!” Bekah props up and looks to where Jon’s hand was. Fresh scratches had turned his skin pink.

“Fuck. Tae. Did I do that? I’m sorry.” Her fingers tenderly touch the scratches.

“Technically self inflicted since I gave you the ring. Learning curve. Plus you’ve seen some of my injuries. A little scratch is nothing.” Jon pulls her body on top of his and kisses her sweetly. “Round two in a minute there future Mrs. Toews?”

“Rebekah Toews. That doesn’t sound horrible.” Bekah starts to laugh and Jon catches her lips.

“Sounds fucking amazing.” He kisses her again. “I’m so glad you said yes.” Jon kisses her again and roll their bodies for more.

The sun woke both Jon and Bekah up the next morning. The evening of celebrating evident on their tired faces. How about we have breakfast, go do something then nap before dinner?” Jon whispers into his fiancée’s hair.

“Sounds amazing Babe.” Bekah starts to move and Jon pulls her back into his chest.

“I know I keep saying it but I’m so glad you said yes.” Jon kisses her temple.

“I really worried you didn’t I?” Bekah looks up at him and he nods. “Well I’m sorry. I never want you to question that I love you.” Bekah’s heart bings.

“That’s not it, Beks, I know you love me but nine months together and four years is a big difference.”

“I know and I freaked out for most of those four years and looking back I wonder what would have happened if I just let it happen.” Bekah whispers.

“I wonder all the time what would have happened if I met you back in Chicago in my rookie year.” Jon admits.

“I would have never met Rin.” Bekah realizes and Jon opens his mouth then closes it. “Speaking of, we need to get going to do something touristy before dinner.” Bekah pulls Jon’s tired body out of bed and to the shower. The two made their way around Columbus. Jon decided he wanted to see things she loved growing up. Bekah took him by her schools, the playground a boy kissed her on when they were five, her grandparents’ house she spent every Christmas at until he passed and Grandma moved. Jon pictured Bekah in every step. Every piece that made her, her. Before they knew it they were sitting in front of Derek and Brynn’s house. Bekah’s parents car sitting in the drive way. The two looked at each other.

“Ready?” Jon asked.

“Ready!” Bekah answered popping out of the car and into his embrace. The couple walked through the door and Brynn was the first to catch the ring on Bekah’s finger.

“Is that.... eeeeeeekkkkkkk?!?!” Brynn squeals with delight and rushes her best friend. Jon nods at Jim and Marie comes over to gush over the ring.

“So when’s the wedding?” Bekah hears her Grandmother’s voice from the couch.

“We haven’t...” Bekah starts.

“I was hoping this summer.” Jon matter of factly states and looks over at Bekah’s stunned face.

“Oh that soon. Would there be a reason?” Bekah’s grandmother questions and all heads snap in her direction then at Bekah’s. She feels the heat rising in her cheeks and her mouth goes dry.