#Fees and Rates)
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Welp. Seems to be that time again.
Despite budgeting very carefully for my much-needed counter replacement this past week, there were unexpected costs when we discovered damage to the plumbing under the sink
Unfortunately, getting the plumbing up to snuff put us painfully outside our budget, as seen here:

Leaving my bank accounts looking like this:

I know things are tough all over right now, but if you're reading this and you enjoy my blogs and maybe want to send a tip my way, now would be a super good time to do so. Or maybe share this around if that works for you.
Either way, thank you for reading this, and all the best to you
#thank you all for even considering sharing or tipping#i have a physio appointment on tues and my insurance only covers part of the fee. i can't afford the rest at this rate#or i would not be asking#mod post#financial stuff#ko-fi#tips#the counter replacement is on a payment plan btw. if anyone was wondering how i could afford that#i can't really! but the old counter was severely water damaged#it was rotting and moldering#it was a health risk and we HAD to replace it#and then there had to be plumbing problems too 🙄#anyway. i could babble on forever#but what i should say is#thank you all for reading sharing and/or tipping#all are greatly appreciated
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Have you considered selling merch? Some stickers pins or patches of the boys would go hard
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#I get asked about merch sometimes and yes it's something I think about every now and then#but I'm not sure how that would go#small businesses are a lot of work#I'm forgetful and get overwhelmed really really easily#I'm a socially awkward introvert so I reckon I'd have challenging time on the customer service side of things#but it's not a hard no maybe I manage to get gutsy enough in the future who knows#would honestly love to design some stickers pins or patches#been considering it for a few years already weh#answered#anonymous#I'm worried people would be put off by the Finnish shipping fees. our postage rates are pretty high unfortunately#and not to get too deep into it but I also have some internal ideological rules about what kind of objects I want to put out into the world#it'd have to be good stuff I don't want to sell people anything that would become junk in five years if I can avoid it
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my internal struggle, as a black woman, writing black reader-specific fanfiction: a reflection
sometimes i catch myself feeling bad for having many of my works be specifically geared and shaped around black readers. and this is because the last thing i believe will drive out harmful discrimination and exclusion is more segregation, but then i remember that there are a plethora of other works out there tagged with “white character’s sister!reader” that will simultaneously boast lines such as “you tried to hide the growing redness on your cheeks.”
my first contact with reader-insert fanfiction was when i was around twelve. they were written for various fandoms i’d lightly dabbled in. as i read them, i made myself feel better when i saw white or fair skin-coded lines by psyching myself into believing i just wasn’t the norm; that it was okay for me to not feel seen by others. after all, i could just pretend those lines didn’t exist, right?
but it sucked and, especially as a black girl growing up in one of the most poverty-striken states in the US, i felt weird for liking what i liked. all my peers were watching bad girls club or listening to solely rap and r&b, but i was getting into fairy tail and how to train your dragon and visiting barnes and noble almost twice a week. i liked vocaloid and MMOs and had the radio set to my local pop station for hours a day.
so when i catch myself feeling some type of way because i’m not feeling inclusive enough or like i’m perpetuating centuries-long issues just in reverse, i imagine little v right next to me in her school uniform, relaxed hair in a high pony, and ballet flats. i imagine her on her kindle fire scrolling through silk browser. she finds my—her—black reader fanfiction. she’s so excited that she has to inhale sharply just to catch her breath. she smiles cheek to cheek as she taps the link.
her seeing my work tells her that there are black girls out there who aren’t weird for liking what she likes, and they write too!
so i implore anyone with doubts to undersrand that “x black reader” fanfiction isn’t an act of segregation, but rather, an act of healing.
#ellie x black!reader#ellie x black reader#abby x black!reader#abby x black reader#x black reader#x black!reader#the last fee paragraphs assume that my work and blog isn’t mostly rated m lool#but yeah these are my thoughts#𝐯'𝐬 𝐭𝐡𝐨𝐮𝐠𝐡𝐭𝐬
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Everytime a fanfic insists Phoenix defended Edgeworth for free, in my mind i double the amount of money phoenix charged him for the defense
Phoenix is absolutely *willing* to defend ppl for free bc he has the morality of a shonen protagonist B U T the man's got burgers to pay for and half his clients are Maya, the broke teenage spirit medium, so Edgeworth's "i chartered a transatlantic flight on a moment's notice" ass is just gonna have to split the difference
#realistically he probably charged him like the normal fee#but it'd be funny if he was like sorry u made me do 2 in one day i have to charge u double#*charges him 5x the normal rate*#ace attorney
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Please please please can we get the three of them in more scenes together. Marvel I am in your walls😳
#tbh you could swap around any of them and it would still fit#loki#sylvie#mobius#my art#also confession time: iiiii read an e rated ot3 fic with them#and at first I was kinda like yikes#and then halfway through I was like hrmmm. i kinda like this#i am more of a lokius fan than a sylki fan?#but fee free to interpret this peice however with whatever ship or no ship#romantically familially or platonically with whichever character#i guess I’ll make a tag for art with all three of them tho?#sylkius#I don’t know what to call them but that’ll work hahah
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Wrote to the government agency for entrepreneurs for advice this morning. I think I am doing it. I am going out on my own. Its taking a risk but staying where I am it is also taking a risk in a sense. I calculated it and if I charged my same hourly rate that my boss charges clients for my work I would only have to bill 10 hours a week to make the same thing I am making now.
#I don't plan on charging much hourly rate work though I think the standards are flat fees for what I want to be going#I'd only need like 2 closings a week to make ends meet from what I calculated#seems overly optimistic but lawyers have a reputation for being rich and greedy I heard my boss makes millions from the firm#I also heard she pays support staff very little#I find I don't get paid much either but apparently that's the story with associates#read an article on linkedin that said associates will never get rich only partners do#not that I am looking to be 'rich' but I would like for my bills to get paid more easily#speaking of bills I have some to deal with right now :(
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I am so unbelievably pissed off. FUCK HOAs
Oh, my trash/recycling bin can't be visible except on pickup day? Ok whatever fine I hate you but I can deal with this
Weekly inspections?????? FU FU FU FU FU
SECOND NOTICE ALSO WE'RE CHARGING YOU MONEY TO SEND YOU CERTIFIED MAIL OF THIS TOTALLY LEGIT TOTALLY SECOND NOTICE OF WHAT IS ACTUALLY A VIOLATION cue me: checks notes. Hmm. My recycling bin was. on the curb. on recycling pickup day. You know. The day it has to be out. The day it is motherfucking ALLOWED TO BE FUCKING OUT AND VISIBLE.
so. 1) not a violation
I have sent them the trash AND recycling pickup schedules, which are DIFFERENT, btw
I have disputed the fact of the violation
I have disputed the linking of this "violation" to a previous violation MONTHS AGO--their "first notice" in this case was a "Courtesy Notice" LITERALLY 5 MONTHS AGO and they've done so many inspections since then and my bin CLEARLY WASN'T OUT IN THOSE INTERVENING MONTHS so WTMFH
So I am posting like a crazy person here instead of sending the absolutely deranged email I almost sent (I did send a slightly less deranged version with the disputes, and requesting a hearing)
OMG. It has been. Less than one hour since I learned this fun fun news. My bin was out YESTERDAY, y'all. YESTERDAY. I am going to blow a gasket
#it's a relatively privileged problem to have (omg i have a home truly i am grateful) but it's still a goddamned problem and i'm allowed#to fucking complain about it#in case it needs to be said#*rolling my eyes*#i advocate for free/actually affordable housing for everyone who needs it because we ALL deserve a safe secure stable home#whatever type of home that may be#it is absolutely goddamned ridiculous that megacorps can buy all the housing#rent it out at extortionate rates and evict people willy nilly#and we're talking about a “housing crisis” and not a “STOP LETTING CORPORATIONS AND BILLIONAIRES HOARD ALL THE HOUSING” crisis#goddamn.#ha elect me president (ahaha don't do this i am not a good public speaker) and I'll push congress to pass some really neat legislation#hey be more direct: elect me to congress (ahaha don't do this) and i'll WRITE some goddamn nifty legislation and yell about it as long and#as loud as i can until people start to just fucking say yes to make me shut the fuck up#(i know that's not how it works. again. don't actually elect me to a government position)#exemplia gratis:#No individual person shall own more than 6 homes UNLESS they pay a Housing Market Shrinkage Fee for removing viable housing from the market#why 6 and not 2? 2 is a lot! it's excessive! but having A vacation home shouldn't be a crime. Having 5 vacation homes is ridiculous and#awful and whatever but it's not likely to be the source of all our greatest “housing shortage” problems. no. I'm aiming for the absolutely#monstrously greedy and egregious motherfuckers who---ok#hang on. how many homes does the average min and max homeowner own? I would like to see data on that. but anyway#the next part of the legislation:#Homes owned >6 shall be charged X% Housing Market Shrinkage Fee UNLESS they are rented for affordable (15% or less than renter net income)#housing and are actively occupied by said renters. Rented out and charging more than 15% of renter's net? still gotta pay up.#EMPTY housing >6 shall be subject to an additional Y% Housing Market Shrinkage Fee (tax? should I call it a tax?) which increases with ever#month that the housing goes unoccupied. no one living in it? sell it rent it or pay the fuck up. and still pay the fuck up if you rent it#for way too goddamn much money#but like. less. we only REALLY hate you if you sit on empty houses that you don't even let anyone use#ok that's individuals. now onto BUSINESSES#ok so immediately it gets a little complicated cuz like presumably there's rental management businesses that don't own the rental propertie#that they manage BUT there are also companies that just outright own a shitfuckton of housing and THIS is the truly egregious monstrous sid
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Can I show you my big thick cock to make you even more desperate to have your holes stretched? 😝
erm no
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I need $1,500 in dental work and money for an eye exam/glasses sooo it's time for me to make a fancy post peddling my wares
Hi, I'm Nat
For the past few years I've been making money doing interactive stories on Patreon. Unfortunately this has gotten harder to keep up with now that I've gone back to college, so I'm now in the middle of a self-employed career change.
Enter: zines
Eventually I'd love to have a zine club type thing going, but in the meantime I need to build up a body of work and... people who actually want to receive zines (and maybe other print stuff) in the mail. Right now a lot of stuff I have planned for the immediate future revolves around inspiration from college classes, personal silliness, and storytelling.
I receive: $2/month via Patreon or Ko-Fi
You receive: exclusive discord access and progress posts, plus the emotional satisfaction of supporting the arts
Current WIPs include....
Crimson Beak: re-imagining Crimson Peak as a Muppet movie
Bad Teeth: a zine about the time my teeth tried to kill me
a worldbuilding cheat zine based on real climate classifications
Digital versions of finished zines will be made available for purchase on my Ko-Fi shop, so if you don't want the subscription fees but want to know when zines are available you can also follow me on Ko-Fi for updates
#nat chat#there's no difference between the two sites but i prefer ko-fi because the fees are lower#basically i'm in that phase where i'm just starting so things are still a little experimental#conceptually i'd love to do stickers or whatever at a lower rate and zines at a little higher#but rn i don't have enough ppl to warrant the amount of stickers i'd wind up with leftover
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Some sugar daddy bot tryin get me to fuck em for $2000/month on a post about my infusions lmfaoooooo
#cannot emphasize enough that were i selling sex and companionship it would cost a LOT more than $2000/month#i may not be a supermodel but I'm very aware of the worth of my attention#and if someone wants to be the party I'm accountable to in a financial interaction they'll have to pay adequately for that labor#my on call consultation fees are $500/hr with a minimum invoice of 4 hours per incident with overtime rates that kick in at:#8 billable hrs/day and 40 billable hours per week [aka 2 incidents and 10 incidents respectively]#those overtime rates put me down for $2500/hr with the same mandatory mi imum billables btw#want to hire me for a weekend? you can do that! you have to give me 24 hours notice and $90k#and we will resolve whatever you're looking for a consultant to deal with to your complete satisfaction#a month?#for 2k????#don't make me fucking laugh
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i wish usd to inr conversion rates weren’t so shit bc i would love to get my hands on podcast merch- especially stickers/ posters UGHHH
#midnight burger#welcome to nightvale#tma#the magnus archives#no you don’t understand the pain that is being indian and wanting stuff but it’s so expensive hc conversion rates#PLUS GLOBAL SHIPPING FEES#like at that point i might as well just give up and stare longingly from afar
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also everyone pray for my wallet cause i know these books are gonna be $40 each at least and i will be purchasing every single one
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(btw, FC members come first and that'll take a while, but any mutuals can probably score a discounted gearset (should be same as the IL for the time-gated new raid stuff) off me via like, Oceania trade or something since I feel like most people aren't EU server)
#idk what my rate would be#maybe like.... the cheapest cost of each item on my DC added up and then... 75% or 50% of that maybe#discounted from MB but not necessarily cheap#(cost at the time we check before crafting. that'd be locked in as the fee then)
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Käärijä:
This is not a pornfactory
...or is it?
Jk
Unless... 😳💵
#boy you'll cost me house and home at that rate#not t mention my physical and mental sanity 😭#i would prefer like a weekly post and a smaller subscription fee#then i could commit to anything#käärijä
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U.S. Inflation Stable Ahead of Expected Jump From Tariffs
U.S. inflation held steady in April in what economists warn could be a final lull before a likely surge in consumer prices because of President Trump’s trade war. The Consumer Price Index rose 2.3 percent from a year earlier, slightly below the previous month’s annual increase, data released by the Bureau of Labor Statistics showed on Tuesday. Over the course of the month, prices rose 0.2…
#Bureau of Labor Statistics#consumer price index#Customs (Tariff)#Fees and Rates)#Inflation (Economics)#Interest Rates#International Trade and World Market#Prices (Fares#United States Economy
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There's nothing quite like wanting to leave your job because it sucks but also desperately hoping you don't lose it before you can find something else since the company you work for is going to be directly heavily impacted by the new tariffs and everything else going on with the US
#Tyler Talks#One of my clients got hit with nearly $1500 in extra taxes and fees from the government on a UPS package weighing like 3 pounds#because it was aluminum#I'm starting to get worried that I might actually get laid off because of this stuff#it probably won't happen because my boss likes me and can use me somewhere else but still#I already wanted to find another job but at this rate I may have to just to survive
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