#Metropolitan Life Insurance Co

[rabbitcruiser]

The Metropolitan Life Insurance Co was formed on March 24, 1868.

[visit-new-york]

Why is the MetLife Building famous? MetLife Building It was advertised as the world's largest commercial office space by square footage at its opening, with 2.4 million square feet (220,000 m2) of usable office space. As of November 2022, the MetLife Building remains one of the 100 tallest buildings in the United States.

Can you enter the MetLife Building? You can enter The MetLife Building from anywhere in Grand Central Station but the entrance closest to The Metlife Building entrance is on 45th Street between Lexington and Vanderbilt.

What offices are in the MetLife Building? In addition to being the official headquarters of the Metropolitan Life Insurance Company, the MetLife Building houses a number of other major firms, including the headquarters of Dreyfus Corporation, Knight Vinke, the wealth and investment management division of Barclays, the largest office of Greenberg Traurig, DNB, CB Richard Ellis, Gibson, Dunn & Crutcher, Hunton & Williams, Computer Sciences Corporation, Winston & Strawn, Paul Hastings, and Lend Lease Corporation on Level 9. In addition the building serves as the U.S. Headquarters for Mitsui & Co. (USA) Inc, the American subsidiary of Japan’s largest trading company, BNP Paribas Investment Partners and its American subsidiary Fischer, Francis, Trees and Watts.

NOAA Weather Radio Station KWO35, a NOAA transmitter station, is located atop the building.

Impressive tenant roster includes: There are about 400 tenants throughout Graybar’s 31 floors Bank of America Barclays Bovis Lend Lease CB Richard Ellis CSC (Computer Software Corp) DNB Nord Bank Fischer Francis Trees & Watts Hunton & Williams IgnitionOne Korn Ferry International Magnitude Capital CBRE Global Investors Merrill Lynch Dreyfus Corporation MetLife Met Life Gibson Dunn Novus Partners Mitsui & Co. Gibson Dunn & Crutcher Swarovski BNY Mellon Paul Hastings Winston & Strawn Federal Home Loan Mortgage Corporation UBS J. Fitzgibbons Metropolitan Life Insurance Company Preferred Office Properties Freddie Mac Oppenheimer & Co. Nor Bank ASA Mitsui Carr Workplaces Medical Properties Trust

[wolfliving]

Old people in big cities

*This effort is very unlikely to cause Tokyo's sinking urban birth rate to rise.

To promote marriage and address the chronically low birthrate, the Tokyo metropolitan government is releasing its own dating app with an emphasis on strictness to prevent problems associated with other match-making services.

The new fee-based app, operated by a private contractor, is expected to become available this summer. It is rare for a local government to develop a match-making app, Tokyo officials said.

The Tokyo metropolitan government has allocated 200 million yen ($1.28 million) in its budget for fiscal 2023 and 300 million yen for fiscal 2024 for the dating app and other marriage promotion projects.

The app’s registration process will be thorough.

In addition to a photo ID, users will have to provide an income certificate and show they are single through their family register or other official document.

Users will also be required to enter 15 items of personal information, including height, educational background and occupation, which will be disclosed to potential matches.

An interview with the app’s operators will be mandatory for registration.

On top of that, users will be required to sign a pledge stating that they are using the app to find a marriage partner, rather than seeking a casual relationship.

Tokyo officials said the demanding requirements are needed to prevent credibility problems that have plagued existing dating apps run by private operators.

“If there are many individuals interested in marriage but unable to find a partner, we want to provide support,” a Tokyo official said. “We hope that this app, with its association with the government, will provide a sense of security and encourage those who have been hesitant to use traditional apps to take the first step in their search for a partner.”

A 2021 survey by Mitsubishi UFJ Research and Consulting Co. found that 60 percent of dating app users reported misrepresentation of marital status, false profiles and other issues with potential matches.

Nevertheless, dating apps remain increasingly popular.

According to a survey by Meiji Yasuda Life Insurance Co. last fall, dating apps and workplace encounters were the most common way for couples to meet. The apps account for 25 percent of couples who married within a year.

Tokyo’s unmarried rates for 50-year-old people are the highest in the country, at 32 percent for men and 24 percent for women.

However, 67.4 percent of Tokyo residents who want to get married are not actively looking for a partner, according to a 2021 survey by the metropolitan government.

About 90,000 babies were born in Tokyo in 2022, a 15.2-percent drop from a decade earlier.

Tokyo Governor Yuriko Koike said the low marriage rate is a major factor contributing to the decline in births....

[quintessbrit]

The Prince of Wales' Patronages, Charities and Affiliations

(Page 1 of 2, showing 1-20)

Automobile Association - Honorary Life Member

Club for drivers, providing insurance and other motoring services.

British Trust for Ornithology - Patron

Promotes bird conservation through volunteer-based surveys of national bird life.

Centrepoint - Patron

National charity providing accommodation and support for socially excluded, homeless young people.

Child Bereavement UK - Royal Patron

Offer support to children and families who have been bereaved.

English Schools Swimming Association - Patron

Encourage school children to learn to swim and compete at several levels - for their school, their district, and their country.

Fauna & Flora International - Patron

International conservation body promoting sustainable conservation and biodiversity.

Fields in Trust - Patron

Organisation seeking to protect and improve playing fields and other recreational spaces in the UK.

Gloucestershire County Cricket Club - Honorary Member

Henry van Straubenzee Memorial Fund - Joint Patron

Aims to lift children out of poverty through education. Funds are directed to projects in south-east region of Uganda.

The Honourable Society of the Middle Temple - Royal Master of the Bench

Middle Temple is one of the four Inns of Court which have the exclusive right to Call students to the Bar. The education and training of advocates lie at the heart of the Inn, but we are also a professional society for our membership worldwide; and we maintain a heritage estate in central London housing chambers from which barristers practise.

Irish Guards - Colonel

Infantry regiment of the Foot Guards of the British Army.

London's Air Ambulance Charity - Patron

London’s Air Ambulance is the charity that delivers an advanced trauma team to London’s most seriously injured patients. Using a helicopter from 08:00 to sunset, and rapid response cars at night or in adverse weather situations, London’s Air Ambulance brings the hospital to the patient when time is critical. The Duke of Cambridge is Patron of London's Air Ambulance during 2019 for its 30th Anniversary year.

Metropolitan & City Police Orphans Fund - Patron

The Orphans Fund began in 1870 as an Orphanage, which makes it the oldest police charity in the world. In 2020 we will be celebrating our 150th anniversary. The Orphanage closed in 1937 and the modern charity began, which makes 2017 our 80th anniversary.

Mountain Rescue Council England & Wales - Patron

The national co-ordinating body for volunteer search and rescue teams in England and Wales.

National Emergencies Trust (NET) - Patron

In the event of a domestic disaster the National Emergencies Trust will launch a public appeal and then work with charitable bodies to distribute funds to support survivors.

NHS Charities Together - Patron

NHS Charities Together is the membership organisation for more than 240 of the NHS charities across the U.K. It provides a forum for nationwide campaigns; specialist advice and guidance; bespoke events and training opportunities.

Royal African Society - Patron

Aims to strengthen links between Africa and Britain and encourage understanding of Africa.

Royal Air Force Coningsby - Honorary Air Commandant

Royal College of Physicians and Surgeons of Glasgow - Honorary Fellow

Aims to advance good medical practice among doctors, surgeons and dentists.

[Information from royal.uk - websites linked when possible]

[if-you-fan-a-fire]

"MAN HELD FOR HOLDUP GIVEN DAY'S REMAND," Winnipeg Tribune. November 18, 1932. Page 3. ---- LA. Feeley, Drug Addict, Pitiful Object in Dock ---- PLEADED WITH POLICE FOR "SHOT" OF DOPE ---- Faces Charge of Robbery With Violence for Daylight Attack ---- John Alexander Feeley, robber suspect, presented a pitiful picture when he appeared in city police sourt this morning. A drug addict, he had been pleading all night for "just a little shot," and had been forced to go with his craving Ansatisfied. With his face pallid and twitching he stepped weakly mto the dock and heard himself remanded until Saturday. Bail was set at $20,000.

Meanwhile he will be charged with robbery with violence in connection with the hold-up which occurred at the intersection of Notre Dame ave. and Albert st., Thursday morning, when two men seized more than $1,000 from a woman cashier as she was walking along he street, but failed to get with their loot. The amount specified in the robbery charge will be $1,057, with a number of cheques.

Seek Second Man City detectives are working hard round up the man who was with Feeley at the time of the robbery but escaped after firing four shots in the air to keep off citizens who attempted to catch him. It is likely a third man was involved in the hold-up by acting as driver of the car in which Feeley's companion made his get-away. No trace has been found of the car.

A woman with whom Feeley had been living was closely questioned by detectives, Thursday, but failed to throw any light on the identity of the second suspect.

$200 Still Missing Of the money which was seized from Miss Kathleen Carroll, cashier of the Metropolitan Life Insurance Co., Lindsay building, all but about $200 was recovered immediately after the robbery. Conscientious citizens later turned in more than $150 which they found lying around near the scene. One man turned in $110, another recovered $45, and a third brought $6.

Feeley came to Winnipeg recently from Toronto, where his mother is living, according to police information, and it is his car, equipped with Ontario license plates, which is alleged to have been used for the hold-up.

The suspect, who is still at large, described as about 28 years of age, five feet eight inches tall, medium build, dressed in a light grey overcoat and cap.

[norwestobstetrics]

Preparing for Labor and Delivery: A Comprehensive Guide

Bringing a new life into the world is a miraculous journey, but it comes with uncertainties, especially regarding the financial aspect of hiring an obstetrician. In this comprehensive guide, we'll delve into the key considerations for preparing for labor and delivery, shedding light on the costs of hiring an obstetrician in Australia.

Understanding Obstetrician Costs:

Navigating the Landscape of Obstetrician Fees

Pregnancy is a time of joy and anticipation, but it's crucial to be prepared for the financial commitments that come with it. Obstetrician costs in Australia can vary, and it's essential to understand the factors influencing these fees.

Factors Influencing Obstetrician Costs 

Location Matters:

The geographical location of your obstetrician's practice plays a significant role in determining costs. In metropolitan areas, where the cost of living is higher, you might find obstetrician fees on the higher end. Regional areas may offer more affordable options.

Experience and Reputation:

An obstetrician's experience and reputation within the medical community can influence their fees. Highly experienced and well-regarded professionals may charge more for their services, providing a sense of assurance and expertise during this critical period.

Type of Delivery:

The complexity of your delivery can impact costs. Complicated pregnancies or deliveries may require additional expertise and time, leading to higher fees. Discussing potential scenarios with your obstetrician beforehand can help you understand the potential costs involved.

Budgeting for Obstetrician Costs

Once you grasp the factors influencing obstetrician costs, the next step is to create a budget that accommodates these expenses.

Creating a Comprehensive Budget 

Health Insurance Coverage:

Review your health insurance policy to understand what obstetrician costs are covered. Some policies may cover a portion or the entirety of these expenses, making it essential to clarify the extent of your coverage.

Out-of-Pocket Expenses:

Even with insurance, there may be out-of-pocket expenses. Factor in co-payments, deductibles, and any additional costs associated with your obstetrician's services.

Payment Plans and Options:

Some obstetricians offer payment plans to ease the financial burden. Inquire about available options and discuss a feasible payment plan that aligns with your budget.

Prenatal Care Expenses:

Prenatal care is an integral part of a healthy pregnancy. Investigate the costs associated with routine check-ups, ultrasounds, and other prenatal services to ensure your budget covers all aspects of care.

Maternity Ward Charges:

Beyond the obstetrician's fees, consider potential charges associated with the maternity ward. Hospital stays, delivery room fees and postnatal care expenses may contribute to the overall cost of bringing your baby into the world.

Antenatal Classes:

Education is key during pregnancy. Explore the costs of antenatal classes, which can prepare you for labour, delivery, and the early stages of parenthood.

Preparing for labour and delivery involves carefully considering obstetrician costs and related expenses. You can confidently embark on this journey by understanding the factors influencing fees, creating a comprehensive budget, and exploring associated keywords. Remember to communicate openly with your obstetrician, inquire about available payment options, and make informed decisions that prioritise both your health and financial well-being. As you anticipate the arrival of your little one, being well-prepared ensures a smoother transition into parenthood.

[honeyleesblog]

Providing In-Depth Insights into Reverse Mortgages and Their Application by Seniors

After retirement, without standard compensation, you may to a great extent fight with reserves. Assuming that you're a property holder, a house buyback is one decision that may be valuable to you manage your financial challenges.

Providing In-Depth Insights into Reverse Mortgages and Their Application by Seniors 

 A house buyback is a home credit that grants contract holders 62 and more settled to take out a part of their home estimation and convert it into cash. You don't have to pay charges on the profits or make month-to-month contract portions. How do people use home buybacks? You can use the modified agreement proceeds in any case you like. They're habitually held for costs, for instance, Commitment association Regular expenses Home redesigns Helping youths with school Buying another home that could all the more promptly address your issues as you age Advantages and downsides of graduated house buybacks Benefits Your essential recipients won't have to repay the credit The credit offers you financial room A certified persevering through life accomplice can stay in the home Disadvantages The charges cost an enormous number of dollars The development reduces the worth of your home You could lose your home in the event that you don't cover nearby charges and security. How do graduated house buybacks work? A house buyback is in opposition to a standard home credit; instead of paying a moneylender a routinely booked portion consistently, the credit expert pays you. It might be ideal assuming you covered neighborhood charges, property holders' insurance, and other related costs, or you could bet with relinquishment. The complete you get in a graduated house buyback relies upon the sliding size representing things to come. The more settled you are, the more home estimation you can pull out. How to get a graduated home buyback? Two kinds of house buybacks The Government Lodging Organization safeguards two graduated home buyback types: adaptable and fixed-rate. Fixed-rate house buybacks involve a one-time single sum portion. Adjustables have five portion decisions: Residency: Set routinely booked portions since you or your certified sidekick stay in the home Term: Set consistently planned portions for a legitimate period Credit expansion: Vague portions when you need them until you've drained your resources Changed residency: A credit expansion and set consistently booked portions however lengthy you or your certified daily routine accomplice experience in the home Changed term: A credit expansion and set consistently planned portions for a good time frame accommodating your own inclination Am I qualified for a graduated home buyback? To apply for a home buyback, you ought to meet the going with FHA requirements: You're at least 62 You and a certified mate — who ought to be named as such using a credit card whether or not the individual isn't a co-borrower — live in the home as your chief residing place. You have no delinquent government commitments You own your home completely or have a great deal of significant worth in it You go to the required coordinating gathering with a home estimation change contracts (HECM) guide upheld by the Division of Lodging and Metropolitan Turn of events Your home fulfills all FHA property rules and flood essentials You continue to settle every single nearby charge, property holders security, and other family support costs as long as you live in the home What else would you like to know Prior to giving a house buyback, a credit expert will take a gander at your record, affirm your month-to-month pay versus your month-to-month money related responsibilities, and solicitation an assessment of your home. The Customer Monetary Insurance Department recommends hanging on until you're more settled to get a house buyback so you don't arrive at an impasse monetarily too early into retirement. Basically totally graduated house buybacks are given as home estimation change contracts (HECMs), surefire by the Government Lodging Organization. HECMs go with inflexible getting rules and a credit limit. In the event that you figure a graduated home buyback might be great for you, track down a HECM educator or call 800-569-4287 correlative to get more to know this supporting decision. In the event that you decide to apply for a house buyback, you can contact a FHA-embraced credit subject matter expert.

[hakesbros]

Las Cruces, Nm Business Real Property For Sale

"the crosses") is the second-largest metropolis in the us state of New Mexico and the seat of Doña Ana County. Las Cruces is the most important city in both Doña Ana County and southern New Mexico. The Las Cruces metropolitan space homes for sale in las cruces nm had an estimated inhabitants of 213,849 in 2017. It is the principal city of a metropolitan statistical space which encompasses all of Doña Ana County and is part of the bigger El Paso–Las Cruces combined statistical area.

With minimal snowfall, Las Cruces is a good place to avoid harsh climates. However, if you’re looking for snow, Ruidoso is only an hour and a half drive and has a ski resort that many locals take pleasure in as a pastime during the winter months. HomeLight is committed to making our web site accessible and person pleasant to all. While we're continually working to enhance, we welcome your feedback and accommodation requests. If you might homes for sale in las cruces new mexico be having problem accessing or navigating our website, or in case you have any suggestions to enhance accessibility, please e-mail our staff. "My husband and I sold our home in Colorado and purchased another in New Mexico. The agents we selected were really helpful by HomeLight. We could not be happier in what was a really tense state of affairs."

Do you like to work with somebody who's committed and invested in representing you? We have over four,500 certified and skilled real estate and mortgage specialists in all 50 states hand-selected to serve American heroes like you. A home is certainly one of the largest investment selections you may make and our local specialists perceive how important their function homes for sale las cruces is in making it happen for you. Residents in Doña Ana County could also be eligible to receive rent and utility assist. Funds may be obtainable for county residents who are renters, together with those throughout the municipalities of the cities of Las Cruces, Sunland Park and Anthony, the Village of Hatch and the Town of Mesilla. This program is administered individually by Doña Ana County.

We’ve crunched the numbers and gone through hundreds of actual estate agent profiles to bring you only the most effective as you start your journey. Search, evaluate, and rent easily from this record of top Las Cruces actual property agents of 2023. Monthly payment quantity does not include property taxes, householders insurance or monthly mortgage insurance coverage and due to this fact shall be higher. The principal and curiosity fee is based on an rate of interest of 6.5% and APR of 3.94%, 30-YR Fixed FHA mortgage with three.5% down cost. Credit terms are based on credit rating and present market, charges could vary. Income and/or geographic restrictions could apply to totally different mortgage choices including $0 down financing.

We additionally supply Click-and-collect where you can buy online and pick-up in store for even quicker and simpler shopping. Coming from everywhere in the world, our IKEA co-workers share a particular set of values and a vision to allow people to stay a better, extra sustainable on a daily basis life. They come together inside numerous, inclusive, open IKEA work environments, the place every of them offers home builders in las cruces one thing distinctive. The metropolis of Las Cruces provides water, sewer, pure fuel, and stable waste services, including recycling facilities. El Paso Electric is the electrical energy supplier, CenturyLink is the telephone land line supplier, and Comcast is the cable TV provider. The space options trails via restored wetlands and serves as a major refuge for migratory birds and a key leisure area for the city.

Real estate listings held by brokerage companies aside from , are indicated by detailed details about them such because the name of the itemizing firms. Las Cruces is a part of the El Paso – Las Cruces Designated Market Area as outlined by Nielsen Media Research. The City of Las Cruces operates CLC-TV cable channel 20, an Emmy award-winning 24-hour Government-access television and Educational-access tv channel on Comcast cable TV in Las Cruces. CLC-TV televises stay and recorded Las Cruces city council conferences, Doña Ana County commission new homes las cruces conferences and Las Cruces School board conferences. The channel additionally televises City Beat, a monthly information journal, hosted by Jennifer Martinez, with information immediately related to the City of Las Cruces. Also out there for viewing is health information and other government/education related programming, in addition to present climate reports and street and site visitors data.

[trans-advice]

WINDY CITY MEDIA GROUP

NATIONAL Biden tracker, Task Force, trans journalist, Cuomo, West Virginia

by Windy City Times staff

2021-03-14

GLAAD announced the launch of its Biden Equality Accountability Tracker—a real-time record of the Biden administration's executive orders, announcements, legislative support and speeches that impact LGBTQ people and rights, a press release noted. GLAAD has tracked at least 24 pro-equality moves in the first 50 days, as well as noted LGBTQ Cabinet and staff appointments in the first days of the administration. GLAAD President and CEO Sarah Kate Ellis introduced the tracker in her op-ed in Reuters, and in the statement. See https:// Article Link Here .

The National LGBTQ Task Force announced the addition of two new staff members and the consolidation of two departments as part of the organization's growth and restructure under the leadership of recently named Executive Director Kierra Johnson, a press release noted. Former Creating Change Conference Director Andy Garcia will now head a combined department of conference, policy and advocacy staff as director of the Advocacy and Action Department. Also, Ashawnda Fleming joins the Task Force Development Department and Leadership Team as the new chief development officer and Desiree Luckey has been appointed senior policy counsel, focusing on the organization's democracy work.

Trans sports journalist Christina Kahrl—a longtime ESPN senior editor and co-founder of both the Baseball Prospectus think tank and the Baseball Writers' Association of America—announced on Twitter that she will be the next sports editor of the legendary San Francisco Chronicle newspaper, Outsports noted. She will become the first out transgender editor of a major, metropolitan mainstream media outlet in the country when she takes the reins of sports coverage of the largest newspaper in Northern California. The Chronicle is the state's second major newspaper after the Los Angeles Times. In a message to Outsports, Kahrl said she recognizes the importance of her platform.

Many of New York's LGBTQ lawmakers are echoing growing calls for Gov. Andrew Cuomo to resign in response to numerous disturbing allegations of inappropriate behavior and sexual harassment, Gay City News reported. U.S. Rep. Sean Patrick Maloney, chair of the Democratic Congressional Campaign Committee, became the highest-ranking LGBTQ elected official in the state to call on Cuomo to step down when he issued a statement on March 12—the same day that new allegations surfaced. Congressmen Mondaire Jones and Ritchie Torres have also asked for the governor to step down.

Researchers at UCLA partnered with a researcher at West Virginia University (WVU) to publish a report addressing discrimination against the LGBT community in West Virginia, WDTV.com reported. Some of the key findings were that LGBT people in West Virginia experience discrimination in employment, housing and public accommodations. For example, data show 39% of LGBT adults in West Virginia reported having a household income below $24,000, compared to 26% of non-LGBT adults.

A Houston bakery is facing two separate lawsuits from former employees alleging they were fired due to anti-LGBTQ+ discrimination, out.com noted. Gilbert Johnson and Katherine Phillips told OutSmart the Dessert Gallery Bakery & Cafe fired them because Johnson is gay and Phillips is a lesbian. Johnson further alleged he was fired in part for hiring a transgender employee. "We take seriously any allegations like those outlined in these complaints but stand firm that these allegations are simply not true," Dessert Gallery said in a statement. "We believe the proper place to disclose the facts of this case is in the courtroom and look forward to that opportunity."

A bill to strengthen the sexually transmitted disease public-health infrastructure of California is better than a similar effort that had initially been introduced last year, a principal co-author of the legislation told the Bay Area Reporter. Gay state Sen. Scott Wiener (D-San Francisco) co-authored Senate Bill 306 with Sen. Dr. Richard Pan (D-Sacramento), who introduced it Feb. 4. According to a news release from Wiener's office, the legislation will "permit the Family [Planning Access Care Treatment] program to offer covered benefits to income-eligible patients, even if contraception is not discussed during the patient encounter; update California's [Expedited Partner Therapy] statute to include provider liability protections used in other states; permit HIV counselors to administer rapid STD tests; update state law to require congenital syphilis testing during the third trimester of pregnancy; [and] require coverage of home STD tests by public and private insurers."

Former First Lady Michelle Obama spoke candidly in a People Magazine interview about her struggles with low-grade depression during the COVID-19 pandemic and the challenges of 2020, encouraging people to speak more openly about their mental health, CNN.com noted. Obama told People magazine that she "needed to acknowledge what I was going through, because a lot of times we feel like we have to cover that part of ourselves up, that we always have to rise above and look as if we're not paddling hard underneath the water." She added, "We had the continued killing of Black men at the hands of police. Just seeing the video of George Floyd, experiencing that eight minutes. That's a lot to take on, not to mention being in the middle of a quarantine."

Thousands of Texans are slated to lose their healthcare provider after Travis County Civil District Court Judge Lora Livingston allowed the state to remove Planned Parenthood from its Medicaid program, CNN.com reported. Texas has long sought to ban Planned Parenthood, which provides abortions in Texas, from Medicaid. Medicaid funding does not cover abortions except in cases of rape or incest or when the woman's life is at risk, due to the Hyde Amendment, dating back to 1976. In 2019, Planned Parenthood provided health care to more than 8,000 Medicaid recipients in Texas.

South Dakota Gov. Kristi Noem signed Senate Bill 124, a religious refusal bill that could grant a license to discriminate against LGBTQ people across a wide range of goods and services in the state, a Human Rights Campaign (HRC) statement noted. HRC President Alphonso David said, "While she may see discrimination as a path to the national far right spotlight, she should understand the damage she is doing to the state of South Dakota and LGBTQ people who are simply looking to live their lives free of fear and exclusion." Noem also signed legislation that would bar transgender girls and women from participating in female sports leagues.

Over objections from Democrats, Georgia House Republicans passed a sweeping elections bill that would enact more restrictions on absentee voting and cut back on weekend early voting hours favored by larger counties, among other changes, NPR reported. The bill's sponsor—GOP Rep. Barry Fleming, who chairs the House Special Committee on Election Integrity—said the 66-page measure "is designed to begin to bring back the confidence of our voters back into our election system" after Republicans lost confidence in the GOP-backed voting system following Democrats' victories in the November presidential contest and both of Georgia's U.S. Senate races.

The National AIDS Memorial announced Isabel Fatima (Ima) Diawara, of Los Angeles, as the first recipient of the Mary Bowman Arts in Activism Award, a press release noted. The newly created and inspiring program, funded through a multi-year grant from ViiV Healthcare, offers support to artist-activists who are working and committed to making a difference in the fight against HIV/AIDS. The Mary Bowman Arts in Activism Award honors the life of Mary Bowman—a poet, advocate, author, singer and young person living with AIDS who passed away in early 2019 at age 30.

A statue of late Justice Ruth Bader Ginsburg was erected in her hometown of Brooklyn on March 12—three days before her 88th birthday, USA Today noted. The unveiling also comes in the middle of Women's History Month as another way to honor Ginsburg's legacy and her fight for women's rights. The statue is part of a larger series called Statues for Equality, which has worked to increase the representation of women in public sculptures around New York City and beyond.

LGBTQ-rights advocates are uniting to support Noel Koenke, a former employee at St. Joseph's University who's appealing the dismissal of her LGBT-related anti-bias case against the university before it could reach a jury, Philadelphia Gay News reported. Koenke worked as an assistant director of music and worship at the university; however, pressure to stay in the closet eventually caused her to attempt suicide and resulted in the dissolution of her marriage�and she resigned in November 2017. Koenke filed suit in October 2019, claiming the university violated Title IX, which prohibits sex discrimination in educational programs receiving federal funds.

New York-based fashion designer Alexander Wang responded, again, to a growing number of sexual assault and harassment allegations, out.com reported. Wang had previously called the initial allegations "baseless," and said they were "fabricated"—but now, his tenor has changed starkly. On Instagram, he posted, "It was not easy for [the alleged victims] to share their stories, and I regret acting in a way that caused them pain. While we disagree with some of the details of these personal interactions, I will set a better example and use my visibility and influence to encourage others to recognize harmful behaviors. Life is about learning and growth, and now that I know better, I will do better." Attorney Lisa Bloom—who reportedly is representing 11 of those who have allegations against Wang—responded on Twitter, "We have met with Alexander Wang and his team. My clients had the opportunity to speak their truth to him and expressed their pain and hurt. We acknowledge Mr. Wang's apology and we are moving forward. We have no further comment on this matter."

Fox personality Geraldo Rivera posted a tweet announcing that he was pondering running for the seat that will be left vacant by retiring Republican Senator Rob Portman of Ohio, who will not be seeking re-election in 2022, Yahoo! noted. Rivera—who regularly butts heads with Sean Hannity and Fox News contributor Dan Bongino for his moderate stances on things like immigration—said he would have run as a moderate Republican. But his political ambitions didn't last long as he posted another tweet less than 24 hours after the first one, saying that the run is not going to happen.

Lawyers for former U.S. Rep. Katie Hill and her ex-husband, Kenneth Heslep, told a Los Angeles judge that they remain hopeful of settling her allegations of harassment and years of abuse—but they still asked that the groundwork be laid for a possible trial of whether Hill's stay-away order should be extended, the Los Angeles Daily News reported. Los Angeles Superior Court Judge Lawrence Riff ordered both sides to prepare lists of witnesses and exhibits they would use during the trial and submit them a week in advance of April 8, when a trial-setting hearing is scheduled. The judge said he was extending the temporary restraining order Judge Anne Richardson granted Hill on Dec. 8 until April 30. Heslep has denied allegations of abusing Hill, who resigned her seat in 2019 after nude photos of her were published and news emerged that she had a three-way relationship with her husband and a female campaign staffer.

On March 8, the Cambridge (Massachusetts) City Council passed a historic domestic partnership ordinance aimed at recognizing and protecting polyamorous and other multi-partner families and relationships, according to an item from the Polyamory Legal Advocacy Coalition (PLAC). The ordinance was developed with detailed input from the PLAC, and is the first of what advocates hope will be a wave of legal recognition for polyamorous families and relationships in 2021. Last year, Somerville (also in Massachusetts) became the first U.S. city to allow domestic partnerships of three or more partners.

In California, the second annual "Pride Ride" returns to Homewood Mountain Resort March 25-28, The Bay Area Reporter noted. Along with skiing and riding, there will be a variety of mini-events on and off the mountain, including a dual slalom drag race, ski parade down Rainbow Ridge, virtual scavenger hunt and more. See https:// Article Link Here .

[rabbitcruiser]

The Metropolitan Life Insurance Co was formed on March 24, 1868.

[decoarchitecture]

Northern Life Tower, Seattle, Washington Source: University of Washington

Another cache of source documents for what’s now Seattle Tower.

Great info on the architect, provided with these scans of ink and graphic drawings on drafting cloth:

Handwritten in title block:

Date: Nov. 25, '27. Drwg. No. 11R. Northern Life Tower S.E. corner, University St. & Third Ave., Seattle Northern Life Insurance Co.,Owners A.H. Albertson, Architect Jos. Wilson, Paul Richardson, Associates Feb. 4, '28; Apr. 9, '28; May 1, 1928; May 12, '28

A. H. Albertson, born in New Jersey on April 14, 1872, graduated from Columbia University (Ph. B. in architecture, 1895) and initially sought work as a draftsman with the firm of Clinton & Russell in New York. Albertson came to Seattle in 1907 as a representative of Howells & Stokes to help prepare a plan for the redevelopment of the downtown Metropolitan Tract. He later formed a separate partnership with Howells around 1917 and then an independent practice with Joseph W. Wilson and Paul D. Richardson, whom by 1924 were generally identified as Albertson's associates on all the firm's drawings and published works. His firm produced a number of buildings, using a mix of styles that help generate the development of regional design through the use of appropriate architectural metaphors. The Northern Life Tower completed in 1929 is now known as the Seattle Tower.

This is seriously one of the coolest things I’ve ever come across in all my archive-diving! 

More drawings below the cut!

[handymanremodeling8151]

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LANDSCAPING SERVICES Best Albuquerque Handyman & Remodeling Company began as a residential landscape company in 2000. Through 10+ years of service Best Albuquerque Handyman & Remodeling has earned the reputation as Nebraska’s premiere landscape company. At Best Albuquerque Handyman & Remodeling Landscape Company cultivating the environment is our life and livelihood. It is our number one goal to help our clients create and maintain beautiful landscapes while reducing the impact on the environment. Whether you are interested in landscape design and installation, maintenance services, seasonal color, or landscape services, our staff of award winning landscape architects and horticulturalist can help you create anything you desire.

Best Albuquerque Handyman & Remodeling Company offers a proven track record of creative, quality landscape design. Our fabulous designs have enabled us to win awards and have paved the way to establishing Best Albuquerque Handyman & Remodeling Landscape Company as the premier design/build company in Albuquerque NM. Homeowners who have followed our design/build approach find it not only produces a better landscape environment, but often saves them money.

Our landscape architects are constantly challenged to find something wonderful, new and different in their designs. Based on the rave reviews (and awards) that Best Albuquerque Handyman & Remodeling designs receive, we are convinced they are more than meeting the challenge. Our emphasis is on constant quality, but we also appreciate the colorful twist and turns that go along with creating a beautiful environment. Our landscape architects work with our clients from start to finish. This means our designers will work with you from the initial design to the completion of the project. They are on site to insure your landscape is completed properly. Definition is sometimes clearer or easier when describing what something is not rather than what it is. Landscape construction or hardscapes, as some refer to it, is everything in the landscape that is NOT planting. It is not alive. It does not grow. With minor exception it does not change its form after the job's completion. What you see is usually what you get - as opposed to the diversely fluid life span of the planted garden.

Landscape construction certainly defines outdoor space in the same way that planting beautifies outdoor space. Successful construction design and implementation has the ability to delineate space in a way that brings continuity and flow between the house and garden. It fortifies the functionality of the garden, pulling the user out as a participant rather than a mere observer. Its results are usually very immediate and in most cases permanent. It allows landscape to become architecture.

Outdoor rooms are created by intermingling and manipulating floors, ceilings, walls, and doors. Different media for each of those elements are chosen and integrated to bring about contrasting garden experiences. Garden walls might be fencing, wooden screening, solid panels of brick and stone, short retaining walls, or taller, free-standing enclosure walls. Floors can be segments of suspended decking, all types of paving, or visually can even be horizontal planes of water. Ceilings are normally partial ceiling such as awning, arbors, or trellises, but will sometimes become a fully functional ceiling as with the summerhouse, pavilion, or pool house.

We specialize in designing and installing outdoor spaces, utilizing materials such as pavers, natural stone, and modular block. Most of our retaining walls, outdoor fireplaces, fire pits, and patios are built using some or all of these materials. The seasonal program offers a solution for our clients who do not have a need for our weekly lawn care maintenance program. A specially trained crew will perform all the seasonal service functions which are as follows: • Deep Hand Pruning Albuquerque NM • Ground Cover Control Albuquerque NM • Hand Weeding Albuquerque NM • General Landscape Cleanup

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[elijahjacobs1994]

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[mobilemechanicsabq]

Tow Truck Service in Las Vegas NV | Mobile Mechanics of Albuquerque

More information is at: http://mobilemechanicalbuquerque.org/tow-truck-service-near-me/

Are you looking for Tow Truck Service in Las Vegas NV? Mobile Mechanics of Albuquerque Service provides the best tow truck services in Las Vegas NV. With the best of the team members and reasonable cost and the best skills, they provide you the best of services. The services that you have never get before. As we understand that the car can be out of service any time, the tire can get punctured, the battery can be dead and then in that period, you just need someone to start your car. Taking help from a stranger is not a good idea at all. So, Mobile Mechanics of Albuquerque provides the best tow truck services to the customers. If you want the best services, call us or book an appointment now. For free estimates, contact us now.

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TOW TRUCK SERVICES

 We service distressed motorists, businesses,  and fleets, in need of towing or special equipment assistance.  Our immediate assistance services include: flatbed towing, jumpstart, tire change and winch outs.  HELP!! If you find yourself having vehicle troubles while on the road, remain calm and call us. Mobile Mechanics of Albuquerque offers rollback towing and transport services for your car, truck, trailer, motorcycle, heavy equipment, and other cargo. .  Our towing services are the safest and most efficient way to transport your auto or equipment.  For more information on our towing rates contact us for a free quote.   There’s probably a million other things that you would rather be doing right now instead of looking for a tow truck company in Las Vegas NV. We get it. You’re stuck and need help. But you can’t stop stressing a little now. You have found the best car towing service in Las Vegas NV – and it’s not even close. So just give is a call and we’ll be there right away! Even though your car or truck let you down, we’ve got your back. We also realize that there’s a good chance that you’re going to have to fork over some dough to get your car fixed. But car towing in Sarasota or motorcycle towing doesn’t have to cost you an arm-and-a-leg. In fact, we’ll make sure it doesn’t. While we wish we could provide a cheap towing service (we have to eat you know), we are committed to providing affordable towing services here in Las Vegas NV, FL. It’s simply the right thing to do. We’re not going to take advantage of you being in this forgettable situation. In fact, you’ll be glad you called Mobile Mechanics of Albuquerque.

MOBILE MECHANICS OF ALBUQUERQUE PROVIDES THE BEST TOW TRUCK SERVICES TO THEIR VALUED CUSTOMERS:   We are available 24 hours a day, 7 days a week. If you call, we’ll answer. •    Our drivers are licensed & insured for your protection and peace of mind. •    Our trucks are up-to-date and fully-equipped to meet your needs •    We have lightning fast response times, with tow trucks in your area. •    Our drivers are friendly, courteous and professional at all times. •    Our rates are super-reasonable, whether you need a tow around the corner or across the city. •    It is our goal to get you back on the road, and back to your life, as quickly as possible.

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CONTACT US: Mobile Mechanics of Albuquerque 24-hour Mobile Mechanic Roadside Assistance Services in Albuquerque, NM! CALL (505) 485-1736 MOBILE MECHANIC - 1 CALL (505) 485-1618 MOBILE MECHANIC - 2 CALL (505) 346-2682 TOWING TOW TRUCK CALL (505) 346-2463 ROADSIDE ASSISTANCE WEBSITE: www.mobilemechanicalbuquerque.org http://mobileautotruckrepairalbuquerque.com/ http://towingalbuquerque.org/ http://roadsideassistancealbuquerque.org/

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[thedemisongwriter]

The Pros And Cons Of Working From Home

Although working from home can be bliss, just like any job it can have its downsides. I’ve been working from home for almost two years. It’s been great, but there are a few things I do miss when it comes to working in an office with people. In this post I’m going to share the pros of and cons of working from home. If you always wondered what it would be like to work from home, keep reading. This blog is for you.

I’ll start with pros.

1. You Can Save A Lot Of Money.

When you work from home, you’re less likely to eat out because you can eat the food you buy at home. If you’re single, this also prevents your groceries from going bad because you’ll be able to eat them. 

You also save money on gas or public transportation. When you work from home you need your car less. Depending on where you live, you might not even need your car at all! So if you’re tired of paying for high premium car insurance, sell your car! You also don’t need to take a bus or train unless you need to run errands. If you need to get somewhere quickly, there is always Lyft and Uber. 

2. You Can Prioritize Your Time Better.

Commuting to work does more than cost money and depreciate your car. It also costs time. According to an article from the NY Post, the average American spends 35 minutes on the road commuting to work.That would be about 70 minutes a day. Since I come from a major metropolitan city, commuting to and from work for me was an average of 95 minutes a day. 

Once I started working from home I was able to use that time for something else, like getting extra sleep or investing my time in hobbies or learning new skills to build my portfolio. 

3. There Is Less Stress

This depends on what you did before you started working from home and also what you do at your work from home job. Before I started working from home, I worked in retail real estate and in print centers. These two industries are so stressful because you have tight deadlines and many report lines to report to. If you have an autocratic boss it can be overwhelming most of the time. Before I started working from home, I was miserable. Add commuting to a job with reporting to an autocratic boss and tight deadlines every week felt like hell. 

Now, my job is simple. I know what to expect. The deadlines are short (when I have to grade students), but at least I know what to expect and there are no surprises.

Now I will state the drawbacks.

1. It Can Be Tiring

Depending on what you do, you may have to work odd hours in order to make money. I have a cousin who does IT work but his shift is a graveyard shift. By the time everyone is sleeping, he gets ready for work. When everyone is at work, he’s asleep while the sun shines. If I did a job like that from home, I’d be miserable. However, my cousin loves it and he makes more than $60k a year!

On the other hand, I teach English. Although I don’t work graveyard shifts, my days can feel long because I have to work during the hours that my students have the free time to attend classes. On one day I can start teaching at 7 AM and will be done at 12 PM. Then, I have a 5 hour break and return to teaching at 5 PM and won’t be done until sometimes 9 PM. I have to do this sometimes because if I set my availability as a traditional work setting (9-5) I might not get fully booked classes. By the time I’m done teaching, I am exhausted and ready to go to bed. Then I have to wake up at 6 am and start teaching all over again.

2. It Can Get Boring.

This drawback also depends on what you do in your work from home job. I teach English online. My classes are in real time. I have to be in front of a computer for hours. I teach for a school that has its own curriculum. Although they give me the freedom to expand on the lessons or even make a custom lesson plan depending on the student’s request, it can get very mundane. I don’t have any co workers to talk to who relate to this kind of life. However, there are ways to find people to talk to who relate to what you do. There are plenty of Facebook groups and my school allows online teachers to meet online and have free talk once a month. Those two things makes it nice.

Sometimes I get tempted to get a job outside but every time I think about the time spent commuting and the amount of money it will cost, it helps me to get some perspective and not complain so much on how mundane my job can be. 

3. Most Good Paying Work From Home Jobs Are For Very Specialized Skills

A lot of the good paying work from home jobs requires very high technical skills. Becoming a TEFL teacher may be the only easy way to jump-start into a remote job. However, please be advised that a lot of the online English schools do exploit teachers and give them little pay. There are ways to avoid this but it will take time to build income. You can read my other blog by clicking this link to learn how I turned my TEFL job into a lucrative career. 

With the amount of time you save working from home, you can also build your skills so that you will be more qualified to getting better paying jobs in the same field or somewhere else. 

Although there are some drawbacks to working from home, the pros outweigh them all. All it takes is patience and a positive perspective.  

I hope this info was helpful. If you’d like more content, please follow my blog and/or share with friends who may find this info useful.  

[berniesrevolution]

IN THESE TIMES

Dr. James Peter Warbasse opined in the journal Co-operation, “Once the people of New York City lived in their own houses, but those days have gone. … The houses are owned by landlords who conduct them, not for the purpose of domiciling the people in health and comfort, but for the single purpose of making money out of tenants.” That was in 1919.

A century later, things have gone from bad to worse. A quarter of U.S. households pay more than half their income in rent. In New York City, homelessness has hit record levels.

Most activists can reel off a list of demands to address the housing crisis: rent control, community land trusts, affordable housing development. But one of the most effective strategies has been forgotten. A century ago, the labor movement in New York City planned and executed a bluntly practical solution to the problem of housing: Build it.

Today, more than 100,000 New Yorkers live in apartments built by the labor movement between 1926 and 1974, mostly through an organization called the United Housing Foundation. Roughly 40,000 still-affordable cooperative housing units—Amalgamated Houses, Concourse Village and Co-op City in the Bronx; Penn South in the heart of Manhattan; 1199 Plaza in East Harlem; Rochdale Village and Electchester in Queens; Amalgamated Warbasse in Brooklyn—stand as monuments to what an organized working class can achieve. This housing provides a bulwark against gentrification and a blueprint for ending the housing crisis. Let’s look at how it all got started, how it came to an end and what it would take for labor to build again.

RADICAL BEGINNINGS

The story begins in 1916 in Brooklyn’s Sunset Park, where immigrant workers from Finland found themselves overcharged for subpar housing. Members of the Brooklyn Finnish Socialist Club figured out they could build higher quality housing for less than it would cost to rent from a landlord. Sixteen families came together to form the Finnish Home Building Association. Their first construction project was financed by equity contributions of $500 each from six families, “comrade loans” totaling $12,000 from neighborhood residents and a $25,000 bank loan.

The first building, named Alku (Finnish for “beginning”), was completed that year. Within a decade, there were almost 30 Finnish-owned co-op buildings in Sunset Park, with carrying costs (a monthly maintenance fee paid by each household) around half the rent of similar apartments in privately owned buildings. Members were forbidden from selling their units at a profit to ensure lasting affordability. In a pattern that would be repeated for decades to come, the housing co-ops became part of a local co-op ecosystem that included a restaurant, bakery and grocery store.

This model of affordable housing cooperative was so new that state law had no legal classification for it until the 1920s. Alku soon inspired a wave of limited-equity cooperative development by other radical worker organizations.

In 1925, a Yiddish Communist group called United Workers began planning a housing cooperative in the Bronx. They raised money through bond sales advertised in the radical Yiddish daily Morgen Freiheit (“Freedom Tomorrow”) and were able to buy an empty tract of land next to Bronx Park. Tenants were recruited from the general public. The United Workers Cooperative Colony, known as “The Coops” (rhymes with “soups”), opened in 1927 and rapidly added a second building for a total of 2,000 residents. The neo-Tudor garden apartment building, encircling a central courtyard, was an escape from the suffocating windowlessness of Lower East Side tenements—and it was affordable. It was as much a political project as an economic one, with a 20,000-volume library, regular cultural and political programming, and involvement in the broader community through a network of co-op businesses, political support for local tenants and workers, and attempts at racial integration.

The Coops inspired other Jewish left organizations to launch similar projects, turning the Bronx into a hub for experiments in working class cooperative housing. The Arbeiter Ring (Workmen’s Circle) launched Shalom Aleichem houses across the park, followed by the Farband Houses, built by the Yidisher Natsyonaler Arbeter Farband (Jewish National Workers Alliance). And soon, a more powerful backer would help the co-op movement scale up across the city: labor unions.

HOUSE OF LABOR

The bulk of the 40,000+ units of limited-equity cooperative housing sponsored by the labor movement in New York City originated with an immigrant garment worker-turned-union organizer named Abraham Kazan.

Kazan was a true believer. In the 1960s, after he had completed tens of thousands of units of housing, Gov. Nelson Rockefeller told him in passing he would have done well if he had gone into business. Kazan replied, “I am a cooperator, interested only in building the cooperative commonwealth.”

Kazan immigrated to the United States in 1904 at age 15 to escape anti-Semitism in the Ukraine, and was influenced by anarchist ideas and a stint on a proto-Kibbutz in New Jersey. After helping organize a small strike at his job as a garment worker, he eventually went on staff with the International Ladies’ Garment Workers’ Union (ILGWU) and later the Amalgamated Clothing Workers of America. As a union staffer, he began promoting cooperatives. His first successful project was a consumer co-op business that provided 7,000 union members with sugar and matzo during World War I. He soon began dreaming of building housing.

Gathering rank-and-file garment workers and a handful of low-level union staffers, Kazan incorporated the group as “ACW Corporation,” using the union’s initials “to give the impression we had a Big Brother behind us in this effort”—though they lacked the union’s formal backing.

(A 1957 diagram shows how Amalgamated Houses and other cooperatives govern themselves: one member, one vote.)

It took the possibility of government support for Amalgamated to throw its weight behind co-operative housing. In 1926 New York state passed the Limited Dividend Housing Companies Law, granting condemnation rights and local tax abatements to housing companies that limited profits and restricted rents to affordable levels.

The ACW Corporation drew up plans to develop a 303-unit cooperative in the Bronx. It sold shares to future residents at $500 each (about three months’ pay for a union worker). The union-owned Amalgamated Bank agreed to loan each resident up to 50 percent of the cost of their equity stake, and the Metropolitan Life Insurance Company provided a $1.2 million mortgage. The Jewish Daily Forward also helped secure financing and provided short-term loans to cover cost overruns.

Ground was broken Thanksgiving Day 1926, and the first residents moved in the following November. By early 1928, the Amalgamated Houses were fully occupied. The cooperators (as co-op residents were called) soon launched a cooperative grocery store, milk delivery service and even a bus service to bring workers to the subway. In the decades that followed, the housing cooperative grew to around 1,500 units. The Great Depression wiped out many New York City cooperatives, but Amalgamated cooperators’ willingness to help support their neighbors—combined with cagey negotiations with creditors—helped them survive the Great Depression. Kazan’s model worked.

Soon more unions followed.In 1949, IBEW Local 3 President Harry Van Arsdale Jr. began planning a cooperative housing development called Electchester in Queens. Union members provided the labor, some paid and some volunteer. Over 17 years, Electchester expanded to 38 buildings with around 2,500 units of housing. Van Arsdale himself lived there. It became a social and cultural hub for the Local, with a bowling alley, auditorium, movie theater, cocktail bar, coffee shop, shopping center, library and a host of clubs and social organizations.

To popularize cooperative development with other unions and carry out projects on a larger scale, Kazan created the United Housing Foundation (UHF) in 1951, a coalition of organizations and individuals that included 19 unions. UHF was to be funded by a modest 1 percent fee on the cost of building each development. To carry out the actual construction work, Kazan created a second organization to act as general contractor, Community Services Inc., which built the housing and provided technical assistance.

The housing units were open to any worker, union or not, so long as they were below a limit on income. Applicants had to show up and wait in line on the day applications were accepted.

As the postwar era progressed, the stars would align for an unprecedented expansion of labor’s cooperatives, boosted by mainstream political support. But the patronage of New York City’s political class came with strings attached.

HOME FRONT

“We have wiped out the sweatshop; we return to wipe out the slum,” intoned ILGWU President David Dubinsky at the groundbreaking ceremony of the East River Houses in 1953, funded in part by his union. The brand-new red- brick towers loomed above the dilapidated low-rise tenements of the Lower East Side. This was where the parents and grandparents of so many New York City unionists had toiled doing garment work. Dubinsky’s generation saw it as their duty to eradicate exploitation from the blocks where they grew up.

In returning to wipe out the slum, these prodigal sons found unlikely allies in New York’s ruling class. Slum clearance policies made land available, and in 1955, labor helped pass the Limited-Profit Housing Companies Act, better known as the Mitchell-Lama program. It provided low-interest mortgages and tax abatements for limited- equity cooperatives and affordable rentals. Over 100,000 units of housing would be built under the program. More than half were cooperatives, the majority of which were built by Kazan’s UHF.

Political support was forthcoming in part because labor’s cooperatives fit within the “urban renewal” paradigm charted out by men like Parks Commissioner Robert Moses. In the postwar era, political elites across the U.S. reconfigured cities to force new patterns of mass consumption (car and home ownership) and racial segregation. The federal government provided guarantees for home loans to whites, facilitating white flight. Awash with federal subsidies and tax breaks, Moses and others used their powers under “slum clearance” laws to bulldoze neighborhoods to build highways and high-rise housing. They created a racialized hierarchy of urban housing: public housing for the poor (mostly people of color), cooperative housing for middle-income workers (mostly white), and private-market luxury for the white ruling class.

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