#OCBC

[cheaphousespending]

Review of Money Lock - OCBC vs. DBS vs. UOB

If you have money in any of the local 3 bank accounts, congratulations, you can now activate a “money lock” feature to lock up a portion of your funds so that it cannot be transferred or withdrawn. The new security move was formalized in December 2023 as part of enhanced banking security measures in Singapore, but the bad news is, if you’re on DBS / UOB, you’ll have to think about whether you’re…

[centrepiecefurnishing]

We can replicate any of these styles and add to them too.

A luxury Bedhead can transform a room into something magnificent. All our Bespoke Bedhead’s present high quality with unique style. Please see below a selection of Bedhead Styles that we love! We can replicate all these styles and are also opened to creating a unique style designed by yourself. All Bedheads are available with matching fitted bed base covers. Your Piece will be upholstered with…

[soumyapanda28]

The Most excellent Banks in Singapore: Driving the Way in Budgetary Brilliance

Singapore, a worldwide budgetary center eminent for its flourishing economy, gloats a vigorous managing an account segment that caters to both locals and international clients. In this article, we are going investigate a few of the leading banks in Singapore, known for their remarkable administrations, inventive items, and commitment to client fulfillment.

DBS Bank DBS Bank, set up in 1968, has developed as one of the driving banks in Singapore. It has reliably illustrated its commitment to advancement, digitalization, and maintainability. DBS offers a wide run of administrations, counting individual keeping money, riches administration, and corporate keeping money. The bank has been at the cutting edge of computerized keeping money, contributing intensely in innovation and giving helpful and user-friendly computerized stages. DBS’s activities, such as DBS Digibank and DBS PayLah!, have changed the way clients conduct their managing an account exchanges. The bank’s center on supportability is obvious through its financing of renewable vitality ventures and its endeavors to coordinated natural, social, and administration (ESG) contemplations into its operations.

United Overseas Bank (UOB) Joined together Abroad Bank (UOB), set up in 1935, has set up itself as a trusted keeping money accomplice in Singapore. UOB offers a comprehensive suite of monetary administrations, including personal keeping money, corporate managing an account, and riches administration. The bank’s solid territorial nearness over Southeast Asia advance upgrades its offer to businesses and people working within the locale. UOB stands out for its commitment to advancement and customer-centricity. The bank has propelled a few advanced activities, such as UOB Forceful and UOB Limitlessness, which give consistent and secure keeping money encounters. UOB’s commitment to maintainable hones is exemplified by its green financing arrangements and back for social endeavors through its UOB Pulse program.

OCBC Bank Oversea-Chinese Managing an account Enterprise (OCBC) Bank, set up in 1932, is another beat player in Singapore’s managing an account scene. The bank offers a comprehensive run of keeping money administrations, counting shopper managing an account, commerce keeping money, and riches administration. OCBC is known for its solid hazard administration hones and budgetary soundness, gaining the believe of both person and corporate clients. OCBC has embraced digital change, apparent through its OCBC Versatile Managing an account app and its computerized riches administration stage, OCBC RoboInvest. The bank’s commitment to economical back is reflected in its endeavors to supply green financing arrangements and its consolidation of ESG variables into its venture choices.

Conclusion Singapore’s keeping money segment is characterized by its excellence in benefit conveyance, advancement, and commitment to maintainability. The banks said over, DBS Bank, UOB, and OCBC Bank, have reliably illustrated their administration in these zones, winning them a put among the finest banks in Singapore. These banks have utilized innovation to supply consistent computerized encounters, advertised a differing run of budgetary items and administrations, and effectively bolstered feasible hones. As Singapore proceeds to flourish as a worldwide budgetary center, these banks will play a vital part in forming thecountry’s financial landscape for a long time to come.

[a5bar24]

نظرة سلبية من خبراء بنك OCBC لزوج اليورو دولار

زوج اليورو دولار رأى خبراء الاقتصاد لدى بنك OCBC بأنه من المتوقع أن يواجه زوج اليورو دولار ضغوطا هبوطية خلال الفترة المقبلة وبخاصة وأن الأسواق بدأت في تسعير رفع الفابئدة الأوروبية بشكل أقل، كما تم خفض معدل ذرورة الفائدة الأوروبية النهائي. وأشار الخبراء لدى المصرف السنغافوري إلى أن التراجع في وتيرة رفع الفائدة الأوروبية لا يمثل تحولا هبوطيا في الخطاب المتشدد للبنك المركزي الأوروبي حيث لا يزال…

[bedokhomes]

Yesterday, OCBC announced that they would calculate TDSR using a medium-term interest rate of 4.5% for all new applications from today onwards ▶️ And their fixed interest rate packages for 1-year and 2-year will be at 4.3%, and TDSR will be computed at 4.5% 📈 Their new fixed interest rate will apply to all completed residential #properties HDB, private purchases 🏠 and refinancing I was asked by customers since the cooling measures have increased the medium-term interest rate to 4%, but why is it now above 4%? And is it not announced by MAS? The reason is that in the TDSR calculation, it was indicated to use the higher of a 4% floor or the thereafter interest rate. The thereafter interest rate is the highest interest rate offered by a bank at any given point in time ⏲️ The thereafter rate is pegged to a floating reference rate, and the bank will use the floating reference rate plus spread at the time of the loan application. Currently the market is rising above 4% interest rate, thus the revision. However, the #bank will let you know before you accept the #loan According to what I know, not all banks 🏦 will be using the 4% floor rate right now. DBS uses 4.25% thereafter rate, while UOB still uses 4% floor rate to calculate TDSR. Hence, from now on, we are entering into a new phase in which banks using varying medium-term interest rates to assess your loan from time to time 🙏 𝐷𝑖𝑠𝑐𝑙𝑎𝑖𝑚𝑒𝑟: 𝑇ℎ𝑒 𝑖𝑛𝑓𝑜𝑟𝑚𝑎𝑡𝑖𝑜𝑛 𝑠𝑒𝑟𝑣𝑒 𝑎𝑠 𝑎 𝑟𝑒𝑠𝑜𝑢𝑟𝑐𝑒 𝑓𝑜𝑟 𝑒𝑑𝑢𝑐𝑎𝑡𝑖𝑜𝑛𝑎𝑙 𝑝𝑢𝑟𝑝𝑜𝑠𝑒𝑠 𝑜𝑛𝑙𝑦 𝑎𝑛𝑑 𝑖𝑡 𝑤𝑎𝑠 𝑏𝑎𝑠𝑒𝑑 𝑜𝑛 𝑚𝑦 𝑟𝑒𝑠𝑒𝑎𝑟𝑐ℎ 𝑎𝑠 𝑜𝑓 15-𝑁𝑜𝑣-2022, 𝑖𝑡 𝑖𝑠 𝑠𝑢𝑏𝑗𝑒𝑐𝑡 𝑡𝑜 𝑐ℎ𝑎𝑛𝑔𝑒 𝑤𝑖𝑡ℎ𝑜𝑢𝑡 𝑛𝑜𝑡𝑖𝑐𝑒. 𝑅𝑒𝑎𝑑𝑒𝑟𝑠 𝑠ℎ𝑜𝑢𝑙𝑑 𝑑𝑜 𝑡ℎ𝑒𝑖𝑟 𝑜𝑤𝑛 𝑑𝑢𝑒 𝑑𝑖𝑙𝑖𝑔𝑒𝑛𝑐𝑒 𝑎𝑛𝑑 𝑐𝑜𝑛𝑠𝑢𝑙𝑡 𝑡ℎ𝑒𝑖𝑟 𝑜𝑤𝑛 𝑓𝑖𝑛𝑎𝑛𝑐𝑖𝑎𝑙 𝑖𝑛𝑠𝑡𝑖𝑡𝑢𝑡𝑖𝑜𝑛 𝑏𝑒𝑓𝑜𝑟𝑒 𝑖𝑛𝑣𝑒𝑠𝑡𝑖𝑛𝑔. #mas #tdsr #interestrate #ocbc #dbs #uob #finance #homeloan #housingloan #mortgage #mortgageloan #homeequityloan #propertyloan #mynicehome #singaporeproperty #sgproperty #ronloh #bedokhomes (at Singapore 新加坡) https://www.instagram.com/p/Ck-WluvpnKL/?igshid=NGJjMDIxMWI=

[river-pos-23]

Petite fanfic l'art du crime. Toujours et toujours du fluf. ☺️

I just published "Une belle surprise " of my story "Antoine et Florence - L'art du crime". https://www.wattpad.com/1277170614?utm_source=android&utm_medium=com.tumblr&utm_content=share_published&wp_page=create_on_publish&wp_uname=pospuf&wp_originator=rMkRPVaE1ZhWCDVgME6bGByFNvzoDgucnRkwRfsoqECmSlN3DyFeEKTQ1yjYG6Hee8vavhm7zuo1Gx77KCWo1BvP2PJy%2FTFkzMLRyTRSfcxcGGO%2BNLiT4OMPs0M1R0IS

[bigmacsg]

OCBC Sportive 40km 2024

A 3.15 alarm clock is obscene in any world. The race kicks off at 5am but the organiser necessitates that riders are at the start by 4. Thankfully I have a Champions Wave ticket (earned at the Speedway) so I’m in front of the 8000 other riders but I still follow the rules and get up at stupid-o-clock.

The champions wave feels a bit light with many choosing not to get up so early. We have 10 Quantum racing, the overseas national teams and a few of the corporate teams - but very few of the usual Matadors or Mavs.

The race kicks off at full gas with Quantum pushing the pace. By the time we get to Swissotel, I think 20% are gone including most of my OCBC colleagues. With a lot of bridge climbs and tight uturns, there’s a lot of hard efforts required to hang on.

We head out and back on the West Coast Highway and the rolling speed is close to 50. I’m hanging on but absolutely not able to contribute in any way. Attacks keep pinging off the front and I need to close a gap out of the MCE tunnel which puts me close to the limit. When the race goes again on Sheares Bridge, I can’t recover and get gapped. 6 of us (Keiichi,IR, National riders) get together to minimise the losses but we end up losing close to 45s in the last 5km to the stadium sprint.

Great ride & really enjoyed it . At 54 mins for the distance, it was a hard 43km pace.

Ate some breakfast in the OCBC lounge and waited for the other OCBC boys to finish. Was sad to hear that Wai Mun had gone down & was in hospital with a fractured shoulder.

The rest of us snuck onto the 20km loop and enjoyed open roads for the first 10km. We then took pictures with the masses on Sheares Bridge. A truly great experience and weird to see the route in daylight. A lovely morning out!

[bradsbackpack]

Flower Dome

Boasting the record for being the world’s largest greenhouse, the Flower Dome towers over the Gardens by the Bay. At 1.2 hectares, it’s the perfect place to visit year-round. Regardless of the weather outside, you can explore comfortably as you walk amongst the vouchers. My friend had been in Singapore a few weeks before I flew-in, and he made me promise I would make it a priority.  I don’t…

[ronnneria-ronningham]

Silver!!!

[financialhorse]

OCBC Online Equities Account Review - Buy shares from OCBC's Digital Banking App! 0.05% commissions for SG, US and HK Markets!

Good news for OCBC customers! You can now buy shares directly with your OCBC Digital Banking App via OCBC’s Online Equities Account (OEA). This means you can bank and trade all on one app, so you don’t need to go through the hassle of accessing different accounts or apps. Even better? You can fund your trades directly from your OCBC account, which is especially useful if you have a lot of foreign…

[cheaphousespending]

Manage all your finances in one place with OCBC Financial OneView

Good news for Singapore: SGFinDex now officially includes insurance data, which means that you and I are finally able to manage our bank accounts, CPF, HDB, IRAS, CDP investments and insurance policies all within one place. To do so, you’ll need an application, and the one I personally use the most is OCBC Financial OneView. Here’s how you can make the most out of it, like I do. It is no secret…

[krypteiagroup]

330,000 S'pore Starbucks customers' data leaked, info sold online for $3,500

330,000 S’pore Starbucks customers’ data leaked, info sold online for $3,500

https://www.straitstimes.com/singapore/330000-starbucks-customers-data-leaked-sold-online-for-3500 SINGAPORE – Some 330,000 Singaporean Starbucks customers’ data were found by The Straits Times to have been breached and put up for sale on an online forum since Sept 10. The affected customers received an e-mail from the coffee chain on Friday notifying them of a data breach that compromised…

[carmen-art]

Sunset View from OCBC Skyway - Singapore 2024

[bigmacsg]

OCBC Corporate Speedway 2023

OCBC Cycle time again with their first full size event since pre-COVID.

As usual, I was asked to organise the OCBC Speedway squad & I was blessed with an abundance of riches this year - with 6 solid riders being available. I went in with some confidence that we could go well & potentially have a chance at the top step of the podium.

Round 1 saw us up against our long term rivals SCDF and newcomers Dyson. A Dyson rider got dropped early so the race turned into an easy spin. We agreed with Civil Defence to save our energy and rode it easy. Dream start!

Semi finals saw us up against SCDF A and B, Baden bank and AMD. Victor was able to get in a break with SCDF A and so came in 5 seconds ahead which gave Collin a good head start. I managed to catch him quite quickly with Michael Naert behind chasing for Baden. Naert eventually caught us but couldn’t really get a gap. SCDF B got gapped and we worked together to keep them off for last 3 laps - another relatively comfortable round!

Finals drew us with SCDF A, Baden and AMD again. It stayed completely together during the first pair of riders with everyone in together. At the changeover, Collin & myself got a gap with one AMD & the SCDF boys. Naert was 5 seconds back with the other AMD and Baden. He eventually bridged over but his partner couldn’t make it. With 2 laps to go, Naert attacked as he clearly needed more time to balance his lagging partner. The AMD guy managed to hang on but one SCDF blew up & the other looked troubled. Collin and myself managed to keep the leaders within 10 metres as we could see we were going to win if we kept going. AMD won the sprint and I took 3rd. The team won for the first time ever which was amazing.

AWQR had 2 teams in the final of the club championship. Sadly Poon had a mechanical at the changeover which scuppered his chances. However the team dominated the race with Dan & Bedard taking the 1-2 in the sprint - resulting in us retaining the overall crown for 2nd year in a row!

It was a long day but a great laugh and very rewarding! We did a ton of media and huge amounts of complaining about the team jersey quality! Hopefully next year, we get something better!

Sunday started with a 3:15 alarm call for Champions Wave. It was hammering down outside and the rain radar showed no respite till around 7am. I went back to bed along with half of the peleton. They eventually ran a shorter race at 6am in the rain but I was happy to miss it.

A great event from OCBC.

[bradsbackpack]

OCBC Skyway: Elevated Adventure and Panoramic Views

Immerse yourself in nature at Gardens by the Bay's OCBC Skyway. Take a stroll amidst the iconic Supertrees and enjoy panoramic views of Singapore.

The sun was starting to set when I arrived at the queue for the Skywalk. After the heat of the day it was a relief. It had been a humid day, so I had sweated through my second t-shirt of the day, having only changed an hour before after a can exploded all over me. The OCBC Skyway was my second activity at Gardens by the Bay, with the first being the Flower Dome. I had been waiting months to visit…