#Top 10 Work From Home Jobs You Can Do to Make Extra Money

[biggestdev]

Converting a battery backup to Lithium because I hate myself

I've got a whole bunch of battery backups in my home, one on each computer, and a big one in my server rack in the basement. I've also got a few out "in the wild" at some of my family's places. They're great, where I live in the northeast US, the power grid is stable enough that most outages are only minutes long, and these backups (technically called a UPS - Uninterrupted Power Supply) do a great job keeping computers running through them.

My issue is the batteries. They all run on lead acid batteries, aka the same kind that's in your car, and they dont last long in this kind of environment, I'm lucky if I get 3 years out of one. On top of that, their battery life detection is terrible, It's about a 50/50 shot whether I get a warning about a dead battery pack before the next power outage takes it down without warning. Keeping track of that with just one or two is annoying, let alone 10 of them!

Lithium UPS's exist, and theoretically last many years longer, but they are many times more expensive than a normal backup. I'd like to not spend new-car money replacing a dozen UPS units, so I did some math instead.

I have a husk of a ups (no battery), and I tested it out: the open circuit voltage on the battery cable is 27.6 volts, which just happens to be almost the exact voltage needed to float charge a series of 8 Lithium-iron-phosphate (LiFePo4) batteries!

Why is that exciting? Usually when you think of lithium batteries, you think of lithium-ion (also can be called lithium-polymer) batteries. These are the batteries in your laptop and phone... And also Tesla cars. They hold more energy than a LiFePo4 battery, but are very sensitive to temperature, over and under-voltage, over-charging, and over-current conditions. Abuse them too hard, and they swell up and pop! That's why Teslas seem to catch fire more often than other cars: most other companies gave up range for a battery chemistry that isn't a ticking time bomb, like LiFePo4.

These LiFePo4 batteries can take a beating compared to Li-ion ones. Most importantly, they can be "float" charged, that is, left on the charger 24/7, without worrying about overcharging it and blowing caustic smoke everywhere. This is critical, because I'm attempting a direct drop-in swap for the old lead battery in this UPS, because float charging a lead battery is basically a requirement, and doing that to a Li-ion battery is asking for a fire!

Using a Li-ion pack would require a custom charging circuit, as the UPS's 27.6V is not correct for any configuration of Li-ion, and would either under charge the pack, losing me 50% of my capacity, or overcharge it, and make it explode. It would also have to stop the batteries from being float charged, again to keep the battery from exploding, while fooling the UPS into thinking a battery is still attached so it doesn't beep at me all the time, and my head is spinning just thinking about how that would work. Much easier to give up capacity for a simpler, and more robust battery.

This UPS can deliver 900 watts of power on battery, that equates to roughly 30 amps of current from the 27.6V battery pack. Adding a safety factor, I bought a BMS (Battery Management System) rated to 50 amps. A BMS is essential, as it offers extra protection against short circuits, over and under-charging and temperature cutoff. Also cell balancing, which keeps all the cells at the same level of charge during use (if they go out of sync-that's bad, is all I'll say for now). The batteries are rated for 120 amps continuous draw, so I am well under the limit where the cells would self-immolate.

With all that said, here's the guts:

Looking close, you might see that I had to cut some plastic out to make it all fit. That's an error on my part-I didn't measure right. If I make more, I'll definately be using a smaller cell, so it will be a proper "drop in" mod. Lots of drilling, cutting, and filing to make this all fit!

It took several hours to link up the cells, terminate the balancing wires (the small red spindly ones), and and stuff them in the battery box. That's a LOT longer than I was hoping it would take, but the on-the fly mods took a lot of time. but eventually, it all fit in, and I was able to test it:

It works! I unplugged it from the wall, and it stayed on! For now, I am in full helicopter parent mode, since I don't want to deal with a lithium fire, even though my math checks out and the UPS should never get the the point that these cells are ever "abused". I only leave it on when I'm in the room, and when I leave, I unplug from the wall, and remove the red lead from the battery, so no charge enters or leaves while I'm not there to watch it.

In theory, the only issue with this retrofit will be a useless runtime meter. The "minutes of runtime" meter is measuring the voltage of the battery as it discharges to estimate how much longer it will last, and the voltage drop over time is different for lithium and lead, so the meter won't be measuring accurately. Once I'm confident it won't explode randomly, I will likely install it permanently somewhere in one of my compters.

Wish me luck!

[clarkes-and-god]

"Hey honey, do you think you could give me $200? I need to buy a crib and high chair for the baby."

"And where the hell am I meant to get this money? I have $97 in my bank account, we can't afford that."

"Only $97? But I thought you were taking extra shifts?"

"Yeah, but I needed $10 for cigarettes, $20 for a new game I wanted, and $10 to get my truck washed, so I guess that was my extra 5 hours gone."

"Tobias, you can't keep doing this. I need to get somewhere for the baby to sleep, at least, and we have bills due soon. We really need to stay on top of this stuff if we ever want to move-"

"Unfortunately for you, you're not the man of this house, I am. If you really think I'm not making enough money to support us, then get off your lazy ass and get a fucking job."

"But honey, that's not right, it's not Godly for a married woman to work outside the home.

"I'm your headship and I'm telling you to, so do what I say. I'll manage the money from it anyways, so I'll still be protecting you and providing and shit. I guess for right now you should probably go ask the church for old baby stuff. You can go organise that in the morning, while I try out that new game I bought."

"Fine, thanks for sorting it out."

[purplesurveys]

1600

Are you going to be busy tomorrow? Not at all. I don’t have to report to work until January 4th, so the next week and a half is just gonna be filled with naps and maybe binge-watching sessions here and there. And 5x the coffee I would normally drink, hehe.

What was the last topic you read about on Wikipedia? The plot to Good Will Hunting. I was watching it earlier with my parents but it’s been a while since I last saw it, so I looked up the plot just so I knew what scenes are coming. Such a good fucking movie.

Have you ever donated money to Wikipedia? I haven’t.

Is your country part of the Commonwealth? It is not.

Around what time of the year do you start your Christmas shopping? I start in mid-November, then I kinda just work in weekly batches from there. For online orders I make sure all my orders are in a week before Christmas to give enough breathing room for shipping; but in the case of presents I can buy at the mall I usually save them for last and just brave the Dec 22-24 crowds lol.

Do you have blinds or curtains on your windows? I have these pull-down blinds that I want to replace with blackout curtains. But for now, they do the job.

What are the most common birds you'd see around your home? Just the maya. Sometimes I’ll spot crows and doves.

Did you sleep well last night? Very well. I passed out as soon as we got home; I got so little sleep in the last two days. But since yesterday was the last family gathering we had to go to, sleep felt so much sweeter knowing we didn’t have to go anywhere else and socialize for 8-12 hours anymore lol.

Did you live within walking distance of school when you were a kid? Not at all. My grade school/high school was in the upper part of the city, i.e. on top of a mountain; there was no way I could’ve walked to it. The Philippines also isn’t a very walkable city in general – you need cars to get to anywhere.

What board games did you play when you were growing up? Nothing too varied. Scrabble was a favorite.

Do you know any sign language? Just certain words here and there. I definitely can’t communicate fluently.

When was the last time you bought new clothes? What did you get? Last week. I was buying clothes for Hans when I ended up spotting this oversized fit t-shirt that I really liked, so I got that for myself too lol. What, other than books, do you have on your bookshelves? My room is in the middle of a renovation so I currently do not have a bookshelf, but the shelves on my TV stand (closest thing I’ve got to a bookshelf) are home to most of my K-pop merch. Do you ever watch streamers on Twitch? Nah. I tried getting into it a few times but the platform is just not for me. How close are your nearest neighbours? It’s just the house right next to ours. Healthy distance and we don’t have to worry about them overhearing our convos or being creeps, but it’s right next to ours nonetheless.

Has your house ever been broken into? How did you find out? No. That is one of my biggest fears.

What do you usually eat for breakfast? Iced coffee.

What's the first thing your hand touches if you reach to the left? My chair. Describe your favourite mug or cup. It’s just a bronze Starbucks cup. Nothing too special.

If you could teleport to any country right now for a holiday, what would it be? South Korea.

Are you overwhelmed right now? Naw, I’m as relaxed as relaxed can be. I’ve really needed this break.

Did you share a bedroom with someone when you were growing up? I shared a room with my entire family - parents, two siblings - until I was 10, which was when we moved out of our extended family’s duplex. My parents also attempted to have me and my sister share a room since our new house only had three rooms; eventually they just had the balcony rebuilt as an extra bedroom for my brother, while my sister and I got our own rooms.

Have you ever had anything dry cleaned? I don’t think so.

How many group chats are you in? Do you participate in them much? Must be anywhere in the 30-50 range. Filipinos love their group chats; we make one for pretty much anything that involves >2 people.

What's the best concert you ever went to? Paramore, 2018.

Do you like to watch subtitled movies? Yes. Everything I watch has to have subtitles, even if it’s in English. I fucking hate it when actors mumble and I end up missing sentences lol.

Are you still in touch with any of your exes? Gross. No.

How old were you when the first American Pie movie came out? 1.

Do you know how to change the oil in a car? What about a flat tyre? I don’t know how to do either. Which is why when we were hit with a flat tire on our way back to Manila last weekend, I only did what any Gen Z would do - post and smile with the said tire LOL What do you do for work? I work in public relations and work with several high-profile clients.

[glngrbred]

To my brother who doesn't get the property/land ownership hate. Bro, we literally didnt even do that shit until feudal england and some other shit happenned. Like, for the longest time (since humans existed until then) people lived on land generationally because

- that's where their shit were. -

And now we have this turbo capitalist efficience culture built off of the idea that certain people with alot of money deserve to own land, and if you don't have enough money you don't deserve shelter. (I feel the same way about water and food not being comunal recources.) Wich i think is kinda bad and dumb, Actually. Like, maybe if someone needs food they should get food? and if they need to shower they should get to shower? anyways.

is the historic method of land ownership/comunity recourses comunism? no! why? because communism is the fucking government. Not like "Huh, me and the 8 people i really like colectively have enough money to buy a quadplex, even if our 1 friend is disabled and can't find an accomidating job we still like them so they can live with us" that's not communism, that's a relatively pragmatic and practical living situation, (so long as everyone understands that there are extra contributions needed on top of just being kind to everyone.) would that living situation only last like 10 years max? totally, but like, outside of the USA renter culture is much more akin to """"Comunal Living"""" than it is in the US. Like, if you are renting a space in a building it is understood that you and the other tennets share a responsibility to the space. What also helps is that there might not even be An INDIVIDUAL OWNER OF THE BUILDING!!! like, living in a house owned by a corporation sounds bad untill you realise all of the people you share the space with have the same responsibilities to you. and also there isn't some asshat who owns the entire building and doesn't want you to put up pictures cuz it would mean they have to spackle the holes in the wall for 10 minutes in 20 years when you aren't living there anymore.

Basically, what I'm saying is that I don't think that private property, like a familly house, is a productive or fair or efficient way of distrubuting land and living spaces. Also, the fixation (in america) on creating Single family homes creates reall unsafe, unhealthy, and isolating suburban areas that make it possible for a child to literally never go outside because

A. the roads are dangerouse and you can't play there

B. literally why would you go outside? it's a 20 minute walk to the nearest child since you're on the edge of a 50 and up zone.

C. You cannot walk to any locations, the only way to escape the suburb is with a car, so therefore the only way for a child to interact with humans outside of their family is go to school or get driven to an event, because no parent is driving their kids to go hang out at a basketball court. (D. suburbs are also manufactures food deserts because restaurants and supermarkets are BANNED IN SUBURBS ACROSS THE COUNTRY.)

So in addition to the environmental damage forcing houses to be 10 meters apart, it doesnt actually make Living in a suburb enjoyable at all.

sincerely an autistic child who grew up in the suburb, and now has severe depression and anxiety as a symptom of life long isolation <3<3<3<3

Also suburbs force couples to rely on their spouses for virtually everything outside of work relationships because it takes so long to get between suburbs workplaces and 3rd spaces. Unironically, if you are struggling in your mairage now that you own a home, its probably because you are living in the suburbs and now realise that you don't actually get everything you need from your husband. he was always emotionally unavailable, you just realised it now because you don't hang out with anyone else. like being able to walk to your friends college dorm was really helpful and healthy for you, actually. shocker.

[hprofational9]

Making $3000 a Month Online (Here’s What It Takes) - Money Earn Info

Going through Medium or even places like YouTube, I see many people who talk about making a full-time income on the internet…

Get Over 2,500 Online Jobs. You may have already tried to make money online. Here is Some Information about Easy Job you can do from home. 👉 Offers for you

The problem is, that most of those people don’t tell YOU how difficult it is to get to this milestone.

With that people start a business with the wrong expectations and end up quitting when it doesn’t work.

That is why within this article, I want to tell you the truth about making a full-time income of $3k on the Internet and all of the numbers behind the income.

I will show you how you can do this as well with examples from popular business models. Let’s begin:

1. Faceless YouTube Channels

One of the most popular ways to make money online nowadays is a faceless YouTube channel. This is a brand channel about a specific niche.

You might have watched channels like this before when viewing top 10 videos or explainer videos on how to build a website.

People create these channels to get views in a specific niche and make money from YouTube ad revenue and affiliate sales. Here are realistic numbers to get to $3k a month:

Which Niche Is Best?

First, you have to consider the niche… business and money-related niches usually play around $15 per thousand views on average.

In addition to that, if you promote affiliate products you usually make 1 sale every 15,000 views with products that range around $80… these products can usually be found on DigiStore24.

The Views You Need:

With that, you’d need 200,000 views a month to make $3k only with ad revenue… and make an extra ~ 13 affiliate sales so $1060.

Giving you around $4k a month. Depending on where in the world you live and expenses for video editing software or freelancers you take home $3k a month with this.

[collabactearningplatform]

The Power of Commission: Your Path to Earning with CollabAct

Imagine being rewarded for your hard work – that's what commission is all about! In this simple and easy-to-understand guide, we'll explore the world of commission, how it works, and how CollabAct Private Limited can help you make the most of it.

What is a Commission?

Commission is like a bonus you get when you make a sale or complete a task. It's a way for people to say, "Great job, here's something extra for your effort." Imagine you sell a painting for $100, and you get a commission of 10%. That means you earn $10 on top of the $100 you already made.

How Does Commission Work?

Let's break it down. Suppose you're helping a friend sell lemonade, and they say, "For every glass you sell, I'll give you 50 cents." If you sell 10 glasses of lemonade, you earn $5 as a commission. It's like a little prize for your hard work.

In the business world, commission works similarly. Instead of lemonade, you might be selling a product or service, and for every sale, you get a percentage of the money as your commission.

Why Choose Commission?

Here's the thing about commission: the more you work, the more you earn. It's not like a regular job where you get the same amount every month. With commission, your earnings can go up and up, like a staircase to success.

Commission in Everyday Life

Ever seen a real estate agent helping people buy houses? They often work on commission. When they help someone find their dream home, they get a percentage of the home's price as their reward.

And have you ever been to a car dealership? The salespeople there often earn a commission for every car they sell. It's an extra incentive for them to help you find the perfect vehicle.

CollabAct: Your Partner in Commission Earning

Now, let's introduce CollabAct, your friendly neighborhood commission guide. They're like the coach who helps you score goals in a soccer game. CollabAct is all about making sure you earn the most from your hard work.

How CollabAct Can Assist You:

Opportunities: CollabAct connects you with exciting commission-based opportunities in different industries. They help you find the right fit for your skills and interests.

Support: CollabAct provides you with the tools and knowledge to excel in commission-based roles. It's like having a superpower at your disposal.

Training: If you're new to commission earning, CollabAct can be your mentor, guiding you through the process step by step.

Network: CollabAct's network of professionals and experts can help you expand your reach and learn from the best in the business.

FAQs about Commission and CollabAct

What is the commission?

Commission is a bonus you earn for making a sale or completing a task, usually a percentage of the money involved.

How does commission work in sales?

In sales, commission is a reward for selling products or services, often calculated as a percentage of the sale price.

Can I earn commission in other fields besides sales?

Yes, commission can be earned in various fields, including real estate, insurance, and even art.

How do I calculate my commission?

To calculate your commission, multiply the percentage (your commission rate) by the total sale amount.

Is commission similar to a salary?

No, the commission is different from a salary. A salary is a fixed amount, while commission depends on your performance.

Is commission a reliable source of income?

Commission income can fluctuate, so it's not as stable as a fixed salary. However, it can be very rewarding with hard work.

Can I earn a high income through commission?

Yes, commission earnings can be substantial, especially in fields with high-value products or services.

Is commission-based earning suitable for everyone?

Commission-based earning is suitable for those who are motivated, hardworking, and eager to earn based on their efforts.

Can I switch from a salary-based job to a commission-based one?

Yes, many people make this switch to enjoy the benefits of commission-based earning.

Can CollabAct help me find commission-based opportunities?

Yes, CollabAct can connect you with commission-based roles that align with your skills and interests.

What industries can I explore with CollabAct for commission-based earning?

CollabAct offers opportunities in various sectors, including real estate, e-commerce, and more.

Can I earn a commission by working from home?

Yes, many commission-based roles allow you to work from home, providing flexibility.

Does CollabAct provide support for remote commission-based work?

Yes, CollabAct offers solutions for remote commission-based work, helping you earn from anywhere.

Can I earn passive income through commission?

Yes, passive income can be earned through commission, especially when you receive commissions on recurring sales.

How do I contact CollabAct for more information?

You can reach out to CollabAct through their website or contact their customer support for inquiries and assistance.

Conclusion

Commission is like a special reward for your hard work – the more effort you put in, the more you can earn. CollabAct Private Limited is your partner in this commission-earning adventure. They provide you with the opportunities, training, and support you need to make the most of your efforts. So, go out there and start earning your way to success, because with CollabAct, your commission dreams can become a reality!

[spartamoverscalgary]

CALGARY MOVERS TIPPING GUIDE: HOW MUCH SHOULD YOU REWARD?

Tipping the Unsung Heroes: Your Calgary Movers

We've all been there, haven't we? Boxes piled up, the excitement of a new home, and the simultaneous dread of the actual move. Moving is one of life's top stressors, right up there with weddings and job interviews. But what happens after the last box is unpacked? The real heroes of our tale - the movers - have played their part, and now there's that awkward dance: to tip or not to tip?

Why Tip Your Movers in Calgary?

The thing about tipping is, it's like giving someone a pat on the back. An acknowledgment of the blood, sweat, and occasional tears they've invested in your move.

Lisa Orr, an etiquette authority based in Toronto, asserts that tipping is customary in places where one avails of enhanced services. However, she points out that one wouldn't typically gratify professionals like doctors, accountants, or dentists, highlighting the distinction between personal and specialized services.

Recognizing the Extra Mile

We've all had experiences where service was so above and beyond that it made our day, right? And we've had those experiences where, well, it was just okay. Tipping becomes that barometer of our satisfaction.

• Above and beyond: Did they handle that fragile box marked "Grandma's china" like it was their own?

• On-time efficiency: Were they punctual, ensuring no added stress to your moving day?

• Professionalism: Was there a respect and courtesy that made the move smoother?

Acknowledging the Challenges

Moving isn't a walk in the park. Picture this: a giant piano, a 10th-floor apartment, and—oh, the horror—no elevator! Some moves are like climbing Mount Everest, and tipping becomes our way of saying, "Hey, I see you. And I appreciate that Herculean effort."

How Much Should You Part With?

There's no one-size-fits-all answer, but we've got some guiding principles to help you out.

The Standard Guidelines

• 10%-20% of the move cost: It's the commonly accepted range. Like at a restaurant, think of it as a reflection of your satisfaction.

• Tipping each mover individually: Consider their unique contributions. Was one particularly attentive or did another have a sense of humor that lightened the mood?

Other Ways to Show Appreciation

Money is great, but let's get creative!

• Refreshments: Imagine offering a cold drink on a scorching day or a hot coffee when the wind chills. Simple, but speaks volumes.

• Positive Reviews: Words can be as valuable as dollars. If they nailed it, shout it from the (digital) rooftops!

Some General Percentages to Consider

For the Basics

If the move was standard, no frills, and you're satisfied: 10%.

For the Superstars

Were you blown away? Did they make moving seem like a breeze? 20% is your number.

For the Mount Everest Moves

For those particularly grueling moves where you wouldn't blame them for wanting to throw in the towel: More than 20%.

When Things Go South

Poor service? Unprofessional behavior? Remember, tipping is a choice. And sometimes, the most powerful statement is withholding it.

Wrapping It Up

Movers are the unsung heroes of our moving saga. They lift, they haul, and they help turn our new house into a home. Tipping becomes our little token of gratitude. Remember, it's not about the money; it's about the message.

FAQs

1. Is tipping movers customary in Calgary? Yes, while not obligatory, it's a kind gesture acknowledging their hard work.

2. What if I can't afford to tip 10-20%? Offering refreshments or writing a glowing review can be an alternate way to show appreciation.

3. Do I tip based on the difficulty of the move or the service quality? Both! Consider the challenges of the move and your satisfaction with the service.

4. Should I tip each mover individually? Yes, recognizing each mover’s unique contributions is a thoughtful gesture.

5. What if I'm not satisfied with the service? You’re not obligated to tip. Consider giving feedback so they can improve.

{finish}

1. Focus Keywords: " Small Movers Calgary tipping guide"

2. SEO Title: "Calgary Movers Tipping Guide: How Much Should You Reward?"

3.            Slug: "Calgary-tip-guide"

4.            Meta Description: "Unpacking the dilemma of tipping your Calgary movers? Dive into our detailed guide on how much to tip, when, and why. Your moving day heroes deserve it!"

5.            Alt text image: "A satisfied customer handing a tip to a smiling best mover in Calgary."

[calgarymover]

CALGARY MOVERS TIPPING GUIDE: HOW MUCH SHOULD YOU REWARD?

Tipping the Unsung Heroes: Your Calgary Movers

We've all been there, haven't we? Boxes piled up, the excitement of a new home, and the simultaneous dread of the actual move. Moving is one of life's top stressors, right up there with weddings and job interviews. But what happens after the last box is unpacked? The real heroes of our tale - the movers - have played their part, and now there's that awkward dance: to tip or not to tip?

Why Tip Your Movers in Calgary?

The thing about tipping is, it's like giving someone a pat on the back. An acknowledgment of the blood, sweat, and occasional tears they've invested in your move.

Lisa Orr, an etiquette authority based in Toronto, asserts that tipping is customary in places where one avails of enhanced services. However, she points out that one wouldn't typically gratify professionals like doctors, accountants, or dentists, highlighting the distinction between personal and specialized services.

Recognizing the Extra Mile

We've all had experiences where service was so above and beyond that it made our day, right? And we've had those experiences where, well, it was just okay. Tipping becomes that barometer of our satisfaction.

• Above and beyond: Did they handle that fragile box marked "Grandma's china" like it was their own?

• On-time efficiency: Were they punctual, ensuring no added stress to your moving day?

• Professionalism: Was there a respect and courtesy that made the move smoother?

Acknowledging the Challenges

Moving isn't a walk in the park. Picture this: a giant piano, a 10th-floor apartment, and—oh, the horror—no elevator! Some moves are like climbing Mount Everest, and tipping becomes our way of saying, "Hey, I see you. And I appreciate that Herculean effort."

How Much Should You Part With?

There's no one-size-fits-all answer, but we've got some guiding principles to help you out.

The Standard Guidelines

• 10%-20% of the move cost: It's the commonly accepted range. Like at a restaurant, think of it as a reflection of your satisfaction.

• Tipping each mover individually: Consider their unique contributions. Was one particularly attentive or did another have a sense of humor that lightened the mood?

Other Ways to Show Appreciation

Money is great, but let's get creative!

• Refreshments: Imagine offering a cold drink on a scorching day or a hot coffee when the wind chills. Simple, but speaks volumes.

• Positive Reviews: Words can be as valuable as dollars. If they nailed it, shout it from the (digital) rooftops!

Some General Percentages to Consider

For the Basics

If the move was standard, no frills, and you're satisfied: 10%.

For the Superstars

Were you blown away? Did they make moving seem like a breeze? 20% is your number.

For the Mount Everest Moves

For those particularly grueling moves where you wouldn't blame them for wanting to throw in the towel: More than 20%.

When Things Go South

Poor service? Unprofessional behavior? Remember, tipping is a choice. And sometimes, the most powerful statement is withholding it.

Wrapping It Up

Movers are the unsung heroes of our moving saga. They lift, they haul, and they help turn our new house into a home. Tipping becomes our little token of gratitude. Remember, it's not about the money; it's about the message.

FAQs

1. Is tipping movers customary in Calgary? Yes, while not obligatory, it's a kind gesture acknowledging their hard work.

2. What if I can't afford to tip 10-20%? Offering refreshments or writing a glowing review can be an alternate way to show appreciation.

3. Do I tip based on the difficulty of the move or the service quality? Both! Consider the challenges of the move and your satisfaction with the service.

4. Should I tip each mover individually? Yes, recognizing each mover’s unique contributions is a thoughtful gesture.

5. What if I'm not satisfied with the service? You’re not obligated to tip. Consider giving feedback so they can improve.

{finish}

1. Focus Keywords: " Small Movers Calgary tipping guide"

2. SEO Title: "Calgary Movers Tipping Guide: How Much Should You Reward?"

3.            Slug: "Calgary-tip-guide"

4.            Meta Description: "Unpacking the dilemma of tipping your Calgary movers? Dive into our detailed guide on how much to tip, when, and why. Your moving day heroes deserve it!"

5.            Alt text image: "A satisfied customer handing a tip to a smiling best mover in Calgary."

[calgarymoverssparta]

CALGARY MOVERS TIPPING GUIDE: HOW MUCH SHOULD YOU REWARD?

Tipping the Unsung Heroes: Your Calgary Movers

We've all been there, haven't we? Boxes piled up, the excitement of a new home, and the simultaneous dread of the actual move. Moving is one of life's top stressors, right up there with weddings and job interviews. But what happens after the last box is unpacked? The real heroes of our tale - the movers - have played their part, and now there's that awkward dance: to tip or not to tip?

Why Tip Your Movers in Calgary?

The thing about tipping is, it's like giving someone a pat on the back. An acknowledgment of the blood, sweat, and occasional tears they've invested in your move.

Lisa Orr, an etiquette authority based in Toronto, asserts that tipping is customary in places where one avails of enhanced services. However, she points out that one wouldn't typically gratify professionals like doctors, accountants, or dentists, highlighting the distinction between personal and specialized services.

Recognizing the Extra Mile

We've all had experiences where service was so above and beyond that it made our day, right? And we've had those experiences where, well, it was just okay. Tipping becomes that barometer of our satisfaction.

• Above and beyond: Did they handle that fragile box marked "Grandma's china" like it was their own?

• On-time efficiency: Were they punctual, ensuring no added stress to your moving day?

• Professionalism: Was there a respect and courtesy that made the move smoother?

Acknowledging the Challenges

Moving isn't a walk in the park. Picture this: a giant piano, a 10th-floor apartment, and—oh, the horror—no elevator! Some moves are like climbing Mount Everest, and tipping becomes our way of saying, "Hey, I see you. And I appreciate that Herculean effort."

How Much Should You Part With?

There's no one-size-fits-all answer, but we've got some guiding principles to help you out.

The Standard Guidelines

• 10%-20% of the move cost: It's the commonly accepted range. Like at a restaurant, think of it as a reflection of your satisfaction.

• Tipping each mover individually: Consider their unique contributions. Was one particularly attentive or did another have a sense of humor that lightened the mood?

Other Ways to Show Appreciation

Money is great, but let's get creative!

• Refreshments: Imagine offering a cold drink on a scorching day or a hot coffee when the wind chills. Simple, but speaks volumes.

• Positive Reviews: Words can be as valuable as dollars. If they nailed it, shout it from the (digital) rooftops!

Some General Percentages to Consider

For the Basics

If the move was standard, no frills, and you're satisfied: 10%.

For the Superstars

Were you blown away? Did they make moving seem like a breeze? 20% is your number.

For the Mount Everest Moves

For those particularly grueling moves where you wouldn't blame them for wanting to throw in the towel: More than 20%.

When Things Go South

Poor service? Unprofessional behavior? Remember, tipping is a choice. And sometimes, the most powerful statement is withholding it.

Wrapping It Up

Movers are the unsung heroes of our moving saga. They lift, they haul, and they help turn our new house into a home. Tipping becomes our little token of gratitude. Remember, it's not about the money; it's about the message.

FAQs

1. Is tipping movers customary in Calgary? Yes, while not obligatory, it's a kind gesture acknowledging their hard work.

2. What if I can't afford to tip 10-20%? Offering refreshments or writing a glowing review can be an alternate way to show appreciation.

3. Do I tip based on the difficulty of the move or the service quality? Both! Consider the challenges of the move and your satisfaction with the service.

4. Should I tip each mover individually? Yes, recognizing each mover’s unique contributions is a thoughtful gesture.

5. What if I'm not satisfied with the service? You’re not obligated to tip. Consider giving feedback so they can improve.

{finish}

1. Focus Keywords: " Small Movers Calgary tipping guide"

2. SEO Title: "Calgary Movers Tipping Guide: How Much Should You Reward?"

3.            Slug: "Calgary-tip-guide"

4.            Meta Description: "Unpacking the dilemma of tipping your Calgary movers? Dive into our detailed guide on how much to tip, when, and why. Your moving day heroes deserve it!"

5.            Alt text image: "A satisfied customer handing a tip to a smiling best mover in Calgary."

[spartamover]

CALGARY MOVERS TIPPING GUIDE: HOW MUCH SHOULD YOU REWARD?

Tipping the Unsung Heroes: Your Calgary Movers

We've all been there, haven't we? Boxes piled up, the excitement of a new home, and the simultaneous dread of the actual move. Moving is one of life's top stressors, right up there with weddings and job interviews. But what happens after the last box is unpacked? The real heroes of our tale - the movers - have played their part, and now there's that awkward dance: to tip or not to tip?

Why Tip Your Movers in Calgary?

The thing about tipping is, it's like giving someone a pat on the back. An acknowledgment of the blood, sweat, and occasional tears they've invested in your move.

Lisa Orr, an etiquette authority based in Toronto, asserts that tipping is customary in places where one avails of enhanced services. However, she points out that one wouldn't typically gratify professionals like doctors, accountants, or dentists, highlighting the distinction between personal and specialized services.

Recognizing the Extra Mile

We've all had experiences where service was so above and beyond that it made our day, right? And we've had those experiences where, well, it was just okay. Tipping becomes that barometer of our satisfaction.

• Above and beyond: Did they handle that fragile box marked "Grandma's china" like it was their own?

• On-time efficiency: Were they punctual, ensuring no added stress to your moving day?

• Professionalism: Was there a respect and courtesy that made the move smoother?

Acknowledging the Challenges

Moving isn't a walk in the park. Picture this: a giant piano, a 10th-floor apartment, and—oh, the horror—no elevator! Some moves are like climbing Mount Everest, and tipping becomes our way of saying, "Hey, I see you. And I appreciate that Herculean effort."

How Much Should You Part With?

There's no one-size-fits-all answer, but we've got some guiding principles to help you out.

The Standard Guidelines

• 10%-20% of the move cost: It's the commonly accepted range. Like at a restaurant, think of it as a reflection of your satisfaction.

• Tipping each mover individually: Consider their unique contributions. Was one particularly attentive or did another have a sense of humor that lightened the mood?

Other Ways to Show Appreciation

Money is great, but let's get creative!

• Refreshments: Imagine offering a cold drink on a scorching day or a hot coffee when the wind chills. Simple, but speaks volumes.

• Positive Reviews: Words can be as valuable as dollars. If they nailed it, shout it from the (digital) rooftops!

Some General Percentages to Consider

For the Basics

If the move was standard, no frills, and you're satisfied: 10%.

For the Superstars

Were you blown away? Did they make moving seem like a breeze? 20% is your number.

For the Mount Everest Moves

For those particularly grueling moves where you wouldn't blame them for wanting to throw in the towel: More than 20%.

When Things Go South

Poor service? Unprofessional behavior? Remember, tipping is a choice. And sometimes, the most powerful statement is withholding it.

Wrapping It Up

Movers are the unsung heroes of our moving saga. They lift, they haul, and they help turn our new house into a home. Tipping becomes our little token of gratitude. Remember, it's not about the money; it's about the message.

FAQs

1. Is tipping movers customary in Calgary? Yes, while not obligatory, it's a kind gesture acknowledging their hard work.

2. What if I can't afford to tip 10-20%? Offering refreshments or writing a glowing review can be an alternate way to show appreciation.

3. Do I tip based on the difficulty of the move or the service quality? Both! Consider the challenges of the move and your satisfaction with the service.

4. Should I tip each mover individually? Yes, recognizing each mover’s unique contributions is a thoughtful gesture.

5. What if I'm not satisfied with the service? You’re not obligated to tip. Consider giving feedback so they can improve.

{finish}

1. Focus Keywords: " Small Movers Calgary tipping guide"

2. SEO Title: "Calgary Movers Tipping Guide: How Much Should You Reward?"

3.            Slug: "Calgary-tip-guide"

4.            Meta Description: "Unpacking the dilemma of tipping your Calgary movers? Dive into our detailed guide on how much to tip, when, and why. Your moving day heroes deserve it!"

5.            Alt text image: "A satisfied customer handing a tip to a smiling best mover in Calgary."

[racalphoebe15]

AN IDEAL WORK-FROM-HOME SETUP THAT BOOSTS YOUR PRODUCTIVITY

Work From Home Setup

You need to invest in an ideal work-from-home setup when you work from home. This affects how comfortable and efficient you are in doing your job. On top of that, it is the key to productive work, stress management, and saving money.

So, what is the best set up for your work-from-home? Here are tips to help you be more productive and effective in your work.

What Equipment Do I Need?

1. Laptop or desktop computer

You'll need a device compatible with your chosen software. If you're unsure what to buy, talk to the sales representative at the store. It is where you purchase it and ask for advice on selecting a good laptop for running remote support sessions or tech consulting in general. Additionally, keep in mind that some apps require more power than others. Upgrade your processor and memory before installing any new software packages on top of it.

2. Printer

Invest in an all-in-one printer/scanner/fas machine. It will save space and reduce clutter around your workspace when not in use. However, ensure that whatever model comes with wireless functionality. Or purchase one separately, as this will allow clients access without having to connect via a USB cable physically. It can be every time they want something printed out from their computer screen onto the paper itself!

3. Scanner

A scanner in your home office is a must for any business owner. Whether you're working from home or in an office. Scanners are great for saving time and money. It allows you to convert paper files into digital ones, where they can be stored securely and accessed anytime.

4. Internet

A high-speed internet connection is essential for working from home. You'll need a minimum of 3 Mbps for basic web browsing and 10 Mbps for streaming video. You'll want more than that if you work with large files like videos or pictures.

Ideal Work-from-Home Setup Tips

1. Pick the Right Type of Workspace

The next step in your work-from-home setup is to set up your office. Ensure that you choose a quiet and private space. You will want to be able to concentrate on the task at hand. It's best if you can find an area where there are no distractions.

Many options are available if you don't already have a designated workspace. You can use your bedroom or home office, rent a shared office space, or turn part of your garage into an extra room to work.

The next thing that we'll address here is choosing the right type of workspace for what kind of job you do. If this varies from day to day, then perhaps renting a shared office would be better than buying furniture for yourself. Or possibly using headphones would help block out some distracting noises around you!

2. Setting Up your Workspace

Before you get started, it's essential to set up your workspace so that you can be as comfortable as possible. You can be able to stay focused and productive throughout the day.

Make sure there is enough space for your equipment

Make sure the room you are working in is well-lit

Check that there are no distractions near your workspace

For instance, if someone else needs access to a specific part of the house during the day, try not to have it right next door! It's also a good idea not to place yourself in an open space like a living room where people may walk while they work or just hang out.

Finally, ensure that all internet connections are strong. The last thing any work-from-home professional wants is poor connectivity, cutting into their productivity!

Ideal Work-from-Home Setup that Boosts Productivity

If you have a home office and want to make it easier to work from home, try these tips:

1. Get Organized

Ensure your workspace is set up, so everything you need is within reach. And if you don't have a dedicated office or desk area yet, try setting up a place where you can do work while sitting on the couch or relaxing before bedtime.

2. Use Voice Commands to Use Intelligent Devices

Use intelligent devices like speaker, lights, thermostats, and more. It can be through Alexa or Google Assistant. It makes it simple for anyone who needs assistance with day-to-day tasks. Like turning off light without having anyone else nearby during daytime hour when most people are awake anyway!

When setting up your workspace, hopefully, you'll have a better idea of what to expect.

You'll need to consider the type of work you do, the equipment you need, and how much space you have available at home. Luckily, not all of these factors need to be perfect. Ensure they're reasonable enough so that they won't affect your productivity!

I hope the work-from-home setup tips will help boost your productivity in working from home.

Source: https://courses.thesurgemarketplace.com/an-ideal-work-from-home-setup-that-boosts-your-productivity/

[allenspearman]

Where can you get the best salary as an electrician?

Electricians are in high demand across a wide range of sectors. They are in charge of a variety of critical procedures that we rely on every day.

There are several things you can do to boost your compensation as an electrician. First, think about moving your location.

Becoming a gold-card electrician is one of the best ways to make more money.

Electricians are in high demand as the world's reliance on energy grows. Those who work in the field frequently have bright prospects because they are critical to maintaining power.

However, as with other vocations, electricians' earnings vary depending on where they live and the state in which they work. Construction Coverage ranked the top 10 states and metros for electrician pay using wage and employment data from the Bureau of Labor Statistics and cost-of-living estimates from the United States Census Bureau.

For example, electricians in the top-ranked city of Seattle earn an average of $68,800 a year, while electricians in the bottom-10 city of Little Rock, Arkansas, earn an average of $56,900. One of the primary causes of this gap is the higher cost of living in cities with the highest electrician earnings. Another consideration is the availability of work.

Electricians are employed in a range of businesses. Some focus on home projects, while others are more interested in commercial or industrial equipment and systems. An electrician's salary may be significantly affected by the industry in which they work.

An electrician working on oil rigs, for example, can earn more due to their knowledge of safety standards and the specialized skills required for the job. The scale of the industry and the strength of unions are two more factors that influence an electrician's income.

The number of electrician positions in the United States is predicted to expand faster than average through 2024, according to the Bureau of Labor Statistics. This is due to a booming construction industry, which will necessitate the hiring of more electricians. However, the average wage for electricians is also affected by other factors such as state and municipal data as well as the cost of living. As a result, before committing to a job, aspiring electricians should examine the exact wages for their chosen field.

The degree of experience is the most essential aspect in determining an electrician's remuneration. Because they are more knowledgeable about many sorts of electrical systems and equipment, most experienced electricians can command a higher salary.

It is also beneficial for electricians to obtain as many different sorts of certifications as they can. This will allow them to work on a wide range of projects while also increasing their value to their company.

Another possibility for an electrician's compensation to rise is to create their own business. While this takes a significant amount of time and money, it can pay off handsomely in the long term. This is because it eliminates the middleman, who typically takes a large portion of an employee's income. Furthermore, it permits electricians to choose their own rates and prices, which can result in significantly better pay.

While experience is important, electricians can earn more money by remaining in the profession and furthering their education. Those who have extra certificates are able to work on a variety of electrical components and hence earn a better income.

A good work ethic is another technique to raise a person's compensation. If an electrician arrives at work each day prepared to give it their all, their manager will most likely notice and thank them.

In an industry like electrical services, where mistakes can have major implications, having the correct work ethic is especially vital. An uncaring electrician, for example, may fail to leave an additional wire in a box, resulting in taught wires and pigtails when another electrician returns to that box years later to undertake repairs. This can result in a fire in a commercial structure, which can cost the owner a lot of money. A strong work ethic can also help an electrician receive a pension and other benefits, like a company cell phone.

[influencermagazineuk]

Five Ways To Make Money From Walking Each Day To Starting A Side-Hustle  

As the cost-of-living rises, it's no wonder that many are turning to innovative ways to earn extra income. From walking apps to weight loss challenges, these five apps offer opportunities to make money while incorporating simple tasks into your daily routine. Not only can they help boost your bank balance, but they also offer the potential for creating content and building a following.   1.     WeWard. With this free app, which isn't just another fitness app, it's a fun and interactive way to get rewarded for doing what you already do - walking! With WeWard, every step you take earns you 'Wards' that you can redeem for cash, gifts or even charity donations. Plus, you get access to amazing deals and offers from top sports, beauty and nutrition brands, and earn more Wards for each pound you spend. Not only does WeWard help you earn extra cash, but it also helps you make a positive impact on the environment by reducing carbon emissions and promoting a healthier lifestyle. With over 10 million users already on board and a 24% increase in daily walking, it's clear that WeWard is the way to go for anyone looking to make a difference and earn money while they're at it.  2.     Airtasker. This platform is for those looking for a side-hustle. It connects people who need to outsource tasks and find local services, with those who are looking to earn money. From simple to complicated tasks, Airtasker can help with home cleaning, handyman jobs, admin work, photography, graphic design or even build a website. To date, there are more than 2.1 million people using this app and more than $382 million worth of jobs have been created. Users start by posting their task with details of where and when and suggest a fair budget, they get to review the profiles of those who have answered the task. Some users have talked about having generated more than £2,000 a month and using the money to buy their first home.  3.     Checkout Smart. Earn cashback with every trip to the supermarket. Users buy a selection of eligible products featured by the app, then simply upload a photo of their receipt to get credited with the cashback. Users say it’s great for alcohol purchases and has a lot of seasonal offers, and coupons. The company agrees on offers with the big retailers such as Sainsbury’s and Tesco and passes these on to the consumer. Current offers include specified Kellogg’s cereals, Yorkshire Tea, Starbucks coffee and Bistro Gravy Granules.    4.     Shoppix. This app offers tokens in exchange for answering short surveys on shopping experiences and taking pictures of receipts in the app. Users can upload 30 receipts a week and gain 30 tokens per receipt. These can be converted into vouchers for retailers such as Amazon, ITunes or Love2Shop. Alternatively, they can be exchanged for cash. Shoppix users are also awarded electronic scratch cards in the Shoppix app to win bonus tokens. These are given for completing surveys and snapping or forwarding receipts in consecutive weeks. The data gathered from each receipt is used to provide insights into consumer behaviours.   5.     Healthywage.  A weight loss app with a difference! Leading academic research shows that dieters are up to five times more likely to lose weight if they have the chance to win money for shedding the pounds. Called HealthyWage, this app uses cash-based weight-loss challenges designed to encourage perseverance. The prize amount depends on several factors that users decide, including their weight loss goal. They only receive their prize if they achieve their goal by the end of their specified weight-loss competition. The average prize for winners is $1,331 but prizes go up to $10,000.   Read the full article

[divorcelawyergunnisonutah]

Bankruptcy Attorney Utah

Bankruptcy Attorney Utah

Bankruptcy is a last resort for many people in debt. It effectively wipes what you owe in just 12 months but has a huge lasting impact on your credit rating and living situation. You may be at risk of losing your home if you own it and any other assets you may have. It can also affect your employment too. This is why it’s a good idea to look into how you can reduce the likelihood of needing to take it on.

Debt can be damaging in many ways, and it affects more people than you might think. At the end of March 2021, household debt in the U.S. including mortgages, auto and student loans, and credit cards reached a total of $14.64 trillion. That’s a lot of money, and it’s not all because of just overspending. Often, circumstances outside your control can cause you to fall into debt. This may include job loss, long-term disability, or medical bills. If you’re faced with a large amount of debt, you may feel like bankruptcy is the only way to go. But bankruptcy may not be necessary, depending on your situation. Bankruptcy can have a devastating effect on your credit score. It can stay on your credit report for up to 10 years.

Here are some ways you can avoid bankruptcy to keep your credit score intact.

Increase Your Income

Increasing your monthly income could give you extra money to put toward your debt. If you can, pick up extra hours at work, apply for a part-time job, or start a side hustle to bring in extra cash. Alternatively, you can sell any spare items, such as furniture or jewelry, and use the money to pay down your debt balances. The sooner you take action, the better. If you wait until you’re behind on payments, it may be too late to catch up and avoid further action from your creditors.

Reduce Your Spending

Spending less money may allow you to dedicate more of it to paying down your debt. You may be able to free up money in your budget by cutting cable, canceling your gym membership, or skipping takeout for dinner. This could help you pay off your debts over time to avoid filing bankruptcy. Review your budget and consider switching to a new one to find areas where you can spend less and pay more money toward your debt.

Negotiate With Creditors

Many creditors are willing to work with you, but you have to communicate with them proactively. Let your creditors know you are having financial difficulty and want to avoid bankruptcy. Express willingness to pay off the debt, and ask if they can help make it easier by lowering your monthly payment or interest rate or even both. Many credit card companies and banks have hardship or payment assistance programs intended for this type of situation.

Seek Consumer Credit Counseling

If you’re feeling overwhelmed, getting help from a professional consumer credit counseling agency may bring some clarity to your finances. A credit counselor can review your finances to help you figure out a budget, and may potentially work out a debt management plan with your creditors. Under a debt management plan, you work to repay your debts in three to five years.5 First, the credit counselor negotiates with your creditors to get you a lower monthly payment. Then, each month, you send a single lump-sum payment to the credit counseling agency, which then distributes your payments to your creditors.

Settle Your Debt

Debt settlement isn’t the ideal solution, but you may consider it if you’re on the brink of bankruptcy.

Settling a debt means you pay the creditor a percentage of the total amount due to satisfy the debt. Once you reach a settlement agreement, be prepared to pay the settlement amount in a lump-sum payment. While there are debt-relief companies that can settle debts for you—for a fee—you can do this on your own. Start by focusing on debts that already are charged-off or in collections. On top of that, your credit score could be impacted if the debt-relief company encourages you to intentionally fall behind on payments so it can negotiate a settlement.

Before Doing Anything Else, Decide If Filing Bankruptcy Is Right for You

Before jumping in, you need to determine whether filing bankruptcy will help you. Bankruptcy is a powerful debt relief tool, but only if it makes sense for your financial situation. A bankruptcy discharge does not wipe out certain non-dischargeable debts like most student loans, child support obligations, alimony, and recent tax debts. If you have any cosigners, they will not be protected by your personal bankruptcy.

If you have great credit when your Chapter 7 bankruptcy is first filed, your credit score will likely drop a bit at first. Most people are able to rebuild their credit and have a better score within a year of getting their bankruptcy discharge. Anyone can file Chapter 7 bankruptcy without a lawyer. Here is an overview of the steps you’ll need to take to obtain your fresh start.

How to File Chapter 7 Bankruptcy

• Collect Your Documents • Take Credit Counseling • Complete the Bankruptcy Forms • Get Your Filing Fee • Print Your Bankruptcy Forms • Go to Court to File Your Bankruptcy Forms • Mail Documents to Your Trustee • Take Bankruptcy Course • Attend Your 341 Meeting • Dealing with Your Car Loan

Collect Your Documents

Your first step is to collect all your financial documents so you understand the current state of your finances. Start by getting a free copy of your credit report. You are entitled to one free report from each one of the three credit bureaus per year. Some of your debts may not be listed on your credit report. Common examples include medical bills, personal loans, payday loans, and tax debts. Make a list of all debts not on your credit report so you don’t have to look for the information when you’re filling out your bankruptcy forms.

In addition to your credit report, you will need the following documents: • Tax returns for the past 2 years • Pay stubs or other proof of your income for the last 6 months • Recent bank account statements • Recent retirement account or brokerage account statements • Valuations or appraisals of any real estate you own • Copies of vehicle registration • Any other documents relating to your assets, debts, or income.

Having these documents next to you will help you get an accurate picture of your financial situation.

Take Credit Counseling

Every person who files for bankruptcy has to take a credit counseling course in the 6 months before their bankruptcy petition is filed with the court. This is a requirement in both Chapter 7 and Chapter 13 cases. The course has to be taken through a credit counseling agency that is approved by the Department of Justice.

Credit counseling courses like this one give you an idea of whether you really need to file for bankruptcy or whether you could get back on your feet through some type of informal repayment plan. The course takes at least one hour and can be completed online or by telephone. The course fee ranges from $10 to $50, depending on the provider. If your household income is under 150% of the federal poverty line, you should be able to get this fee waived. Once you complete the course, you will receive a certificate of completion. Keep it.

Bankruptcy laws require that you provide a copy of this certificate to the court when you file your bankruptcy forms in Step 5.

Complete the Bankruptcy Forms

The bankruptcy forms include at least 23 separate forms, totaling roughly 70 pages. The bankruptcy forms ask you about everything you make, spend, own, and owe. You’ll also include some bankruptcy basics, like what type of bankruptcy you’re filing under and whether a bankruptcy lawyer is helping you. If you hire a lawyer, they will complete the forms for you based on the information you submit to their office. If you can’t afford to hire a lawyer but don’t feel comfortable completing the forms on your own.

Get Your Filing Fee

The federal court charges a filing fee of $338 for a Chapter 7 bankruptcy. This amount is typically due when the bankruptcy petition is filed with the court. If you don’t have the funds to pay the filing fee now, you apply to pay your fee in installments, after your case has been filed. You can ask to make up to 4 monthly payments. If paying in installments isn’t even possible, you can submit another form to apply for a fee waiver. To qualify, your total household income must be under 150% of the federal poverty line. The court will decide whether bankruptcy laws support granting you a waiver. This happens after your bankruptcy petition. If your application is denied, the court will typically order you to pay the fee in installments.

Print Your Bankruptcy Forms

Once you have prepared your bankruptcy forms, you will need to print them out for the court. You must print them single-sided. The court won’t accept double-sided pages. You will also need to sign the forms once they are printed.

You will need: • The petition forms including any required local forms • Your credit counseling certificate • Your paycheck stubs • If needed, your application for a fee waiver or installment plan

Most bankruptcy courts require just one signed original of the petition, but some courts require additional copies. So, before you head out to submit your forms, call your local bankruptcy court to find out how many copies you will need to bring and confirm you have all the required local forms.

Go to Court to File Your Bankruptcy Forms

Once you enter the doors of your local courthouse, you will be greeted by security guards, who will ask you to pass through a metal detector. Once you pass security, you will go to the clerk’s office and tell the clerk that you’re there to file for bankruptcy. They will take your bankruptcy forms and your filing fee (or application for a waiver or to pay the fee in installments). Do not submit your bank statements or tax returns to the court. These documents go to the trustee after the case is filed. for more.

While you wait, the clerk will process your case by scanning your forms and uploading them to the court’s online filing system. This usually takes no more than 15 minutes.

Once done, the clerk will call you back to the front desk and give you: • Your bankruptcy case number • The name of your bankruptcy trustee • The date, time, and location of your meeting with your trustee (this is called the “Meeting of Creditors” or “341 meeting”)

Mail Documents to Your Trustee

The Chapter 7 trustee is an official appointed by the court to oversee your case and liquidate, or sell, nonexempt property for the benefit of your creditors. Not all types of bankruptcy require the involvement of a bankruptcy trustee, but both Chapter 7 and Chapter 13 cases have one. Pay attention to mail you receive from the trustee after filing your case. The trustee will send you a letter asking you to mail them certain financial documents, like tax returns, pay stubs, and bank statements. If you don’t send the trustee the requested documents following the instructions provided in their letter, you may not get a discharge of your debts.

Take Bankruptcy Course 2

After filing your bankruptcy forms, you will need to complete a Debtor Education Course from an approved credit counseling agency. It can be completed online or by phone and typically takes at least 2 hours and costs between $10 – $50, unless you’re eligible for a waiver. The purpose of the course is to educate you on making smart financial decisions going forward but does not provide legal advice about the bankruptcy process. You’ll learn how to prepare a budget and avoid incurring debt with high interest rates. You’re not eligible to receive your bankruptcy discharge and obtain a fresh start if you don’t complete the course and file your certificate of completion from the credit counseling agency with the court.

Attend Your 341 Meeting

Your 341 meeting, or meeting of creditors, will take place about a month after your bankruptcy case is filed. You’ll find the date, time, and location of your 341 meeting on the notice you’ll get from the court a few days after filing bankruptcy. The main purpose of the 341 meeting is for the case trustee to verify your identity and ask you certain standard questions and most last only about 5 minutes. Your creditors are allowed to attend and ask you questions about your financial situation, but they almost never do.

Dealing with Your Car Loan

If you own a car that you still owe on, you’ll have to let the bank and the court know what you want to do with it one of your bankruptcy forms. If you want to surrender the car to the lender and discharge the debt, you don’t have to do anything other than stop making your payments. The bank will either file request with the bankruptcy court to ask permission to retake the car, or wait until your discharge is granted before picking it up. If you want to keep the car, you can either reaffirm the loan or redeem the car. If you’re reaffirming your loan, the bank will send you a reaffirmation agreement after your case is filed. You have to complete and sign the agreement and return it to the bank within 45 days from your 341 meeting. The bank files the signed agreement with the court for approval. To redeem the vehicle you have to file a motion with the court and, once granted, buy the car from the bank for its current value. This gets you out of having to pay the amount left on the loan, but payment has to be made in one lump sum.

Free Initial Consultation with Lawyer

It’s not a matter of if, it’s a matter of when. Legal problems come to everyone. Whether it’s your son who gets in a car wreck, your uncle who loses his job and needs to file for bankruptcy, your sister’s brother who’s getting divorced, or a grandparent that passes away without a will -all of us have legal issues and questions that arise. So when you have a law question, call Ascent Law for your free consultation (801) 676-5506. We want to help you!

Ascent Law LLC 8833 S. Redwood Road, Suite C West Jordan, Utah 84088 United States Telephone: (801) 676-5506

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[collabactearningplatform]

Discover Part-Time Jobs for Students from Home

Hey, if you're a student looking to make some extra cash while studying from the comfort of your home, you're in the right place! In this easy-to-follow guide, we're diving into part-time jobs you can do without leaving your house. Whether you're saving up or just want some spending money, we're here at Collabact Private Limited to help you find the perfect gig.

What Are Home-Based Part-Time Jobs?

Home-based part-time jobs are like little tasks or gigs you can do to earn some money while you're dealing with school. They're usually pretty flexible, so you can decide when and how much you want to work. There are different kinds of these jobs, and you can choose the one that suits you best.

Top 10 Home-Based Part-Time Jobs for Students

Writing: If you're good with words, you can write articles, blog posts, or stuff for websites. There are lots of businesses and blogs looking for writers.

Online Tutoring: Share your knowledge in subjects you're good at by tutoring other students online. Collabact Private Limited can help you find tutoring opportunities.

Graphic Design: If you're creative and handy with design software, try graphic design. You can make logos, posters, or social media graphics for clients.

Data Entry: Data entry jobs are about typing information into databases or spreadsheets. It's a simple way to make money from home.

Virtual Assistant: Help businesses with tasks like managing emails, setting up appointments, and taking care of customers.

Content Creation: Start a YouTube channel or a blog. With time and dedication, you can earn money through ads and sponsorships.

Online Surveys: Some companies pay for your opinions by having you fill out online surveys. It won't make you rich, but it's an easy way to earn a bit.

Social Media Management: If you're good with social media, you can manage social media accounts for businesses, posting stuff and responding to comments.

Transcription Services: If you can type fast and pay attention to details, you can do transcription work.

E-commerce: Start an online store on places like Etsy or eBay. You can sell handmade crafts or old stuff you don't need anymore.

Got Questions About Home-Based Part-Time Jobs for Students?

If you have questions about these jobs, we've got answers for you:

Are these jobs for real? 

Yes, many students earn money from these jobs. Just be careful of scams and do some research.

How can I find these jobs?

You can look on job websites, use platforms like Collabact Private Limited, or ask for recommendations.

Can I balance these jobs with school?

Yes, but it takes good time management. Set a schedule and make your schoolwork a priority.

Do I need special stuff for these jobs?

It depends on the job, but most need a computer and internet. Graphic design might need special software.

How much can I make?

Earnings depend on the job and how much time you put in. Some earn a little extra, while others make quite a bit.

Is it safe to share info online for these jobs?

Be careful and only share your info with trustworthy employers. Don't share personal stuff.

Do I need experience?

Not always. Some jobs need skills, but you can learn as you go for others.

Can I turn these part-time jobs into a career?

Yes, lots of people start part-time and later make it a full-time job.

What if I don't like the job I pick?

No problem, you can try something else. Home-based part-time jobs are flexible, so you can explore different options.

Is Collabact Private Limited good for finding jobs? 

Yes, Collabact is a trusted place to find various job opportunities.

In Conclusion

Part-time jobs for students that you can do from home are a great way to earn money while you're studying. Collabact Private Limited is here to help you find real opportunities and guide you to a successful part-time job journey. Whether you want to write, tutor, design, or try something else, remember that dedication and time management are key to making the most of these opportunities. So, start exploring your options today, and you'll be well on your way to reaching your financial goals while studying from home. Best of luck!