#What Is Medicare?

[accesshealthcarephysicians]

The Guide to Medicare: Parts (A, B, C & D) - Access Health Care Physicians, LLC

Unlock the complexities of Medicare Parts A, B, C, and D with Access Health Care Physicians, LLC's guide. Navigate healthcare confidently, ensuring informed decisions aligned with individual needs.

[medicare-plans-rochester-ny]

Medicare Made Easy: Navigating Your Path to Health and Financial Security

Navigating the complexities of Medicare can be overwhelming, but you don’t have to face it alone. At assisting you and your Medicare Needs in Rochester NY, Maust and Leone are here to provide you with the information and support you need to make the best decisions regarding your Medicare insurance. With our expertise and commitment to treating you like family, we aim to help you stay healthy and access the medical care you deserve. Here we will break down the different parts of Original Medicare, discuss what they cover, what they don’t cover, and explore additional options available to you.

Part A: Hospital Care and More: Original Medicare Part A is designed to cover essential healthcare services. Here’s what it generally includes:

Hospital care: This encompasses inpatient care, including room charges, nursing services, and meals during your stay.

Skilled nursing facility care: If you require skilled nursing or rehabilitation services after a hospital stay, Part A may cover this.

Hospice care: For individuals with terminal illnesses, hospice care provides comfort and support services.

Home health services: Part A covers medically necessary services received at home, such as skilled nursing care, physical therapy, and medical equipment.

Part B: Medically Necessary and Preventive Services: Original Medicare Part B complements Part A by covering a range of services to diagnose, treat, and prevent medical conditions. Here’s what it includes:

Medically necessary services: This includes doctor visits, outpatient care, medical supplies, and necessary treatments.

Preventive services: Medicare encourages preventive care, covering screenings, vaccinations, and wellness visits to catch potential health issues early.

Exploring Your Options: While Original Medicare provides a solid foundation of coverage, additional options can help fill the gaps and enhance your benefits. These include Medicare Advantage Plans and Medicare Supplement Plans:

Medicare Advantage Plans: Offered by private insurance companies, these plans combine Part A, Part B, and often Part D (prescription drug coverage) into a single package. They may also provide additional benefits such as dental, vision, and hearing coverage.

Medicare Supplement Plans: Also known as Medigap plans, these policies help cover out-of-pocket expenses like deductibles, copayments, and coinsurance that Original Medicare does not pay for. They work alongside your Original Medicare coverage.

We understand that the world of Medicare can be complex, which is why we offer a FREE consultation to help you explore your options and find the plan that best suits your health and financial needs. Remember, we’re here to work for you, just like family, and ensure you receive the care you need. Contact us today at (585) 563–7979 to schedule your consultation and take the first step towards a healthier future.

[girlfriendsofthegalaxy]

helping

[blackh0letempest]

To the kids currently going through abuse from their parents, keep pushing forward. You will get out. You will. It feels huge, it's a lot to think about. You will probably make mistakes. But there is not a single living independent adult that hasn't made mistakes in handling their finances, taking care of themselves, etc. The sooner you get out, the sooner you can start to learn who you are when you aren't being abused, and that self is deeply worth knowing. You are worth the effort.

[contemplatingoutlander]

This is why the GOP’s push to privatize Medicare will always result in more costly healthcare

Here are some excerpts* from the article:

The health system Kaiser Permanente called doctors in during lunch and after work and urged them to add additional illnesses to the medical records of patients they hadn’t seen in weeks. Doctors who found enough new diagnoses could earn bottles of Champagne, or a bonus in their paycheck.

Anthem, a large insurer now called Elevance Health, paid more to doctors who said their patients were sicker. And executives at UnitedHealth Group, the country’s largest insurer, told their workers to mine old medical records for more illnesses — and when they couldn’t find enough, sent them back to try again.

Each of the strategies — which were described by the Justice Department in lawsuits against the companies — led to diagnoses of serious diseases that might have never existed. But the diagnoses had a lucrative side effect: They let the insurers collect more money from the federal government’s Medicare Advantage program.

Medicare Advantage, a private-sector alternative to traditional Medicare, was designed by Congress two decades ago to encourage health insurers to find innovative ways to provide better care at lower cost. If trends hold, by next year, more than half of Medicare recipients will be in a private plan.

But a New York Times review of dozens of fraud lawsuits, inspector general audits and investigations by watchdogs shows how major health insurers exploited the program to inflate their profits by billions of dollars.

[emphasis added]

___________________

*NOTE: I used one of my NY Times “gift” links to create this post, so you should be able to access the article, even if you do not subscribe to the Times. However, I am providing some excerpts in case it doesn’t work.

[andfangs]

Daniel??? you like Daniel???? you really are an old man fucker

people on the supposed “old man fucker” website when I wanna fuck an actual senior citizen and not a 38 year old

[spiralfucker]

If I started a gofundme or something for top surgery would you guys kill me

[likeadevils]

watching the debate and i just involuntarily whispered “joe. cmon man.” out loud

[jessiesjaded]

Feeling like a shill for the system every time I read a political post on here and roll my eyes into the back of my head but also like...... ....... you guys be saying stuff that is so fanciful it is genuinely not even vaguely in the realm of possibility and it's just................ were you born yesterday?

[accesshealthcarephysicians]

Understanding the Basics: A Comprehensive Guide to Medicare

In your quest to understand the fundamentals of healthcare coverage, Access Health Care Physicians, LLC is here to provide you with a comprehensive guide to Medicare. Let's dive into the basics and explore the key aspects of Medicare, including Medicare Part A, Part B, Part C, and Part D.

What Is Medicare? Medicare is a federal health insurance program designed to provide essential medical coverage for eligible individuals. It's divided into several parts, each serving specific purposes to ensure comprehensive healthcare for its beneficiaries.

Medicare Part A Medicare Part A primarily covers hospital care and related services, including:

Inpatient hospital care. Skilled nursing facility care. Hospice care. Some home health care.

Most individuals do not need to pay a premium for Medicare Part A, provided they or their spouse have paid Medicare taxes during their working years.

Medicare Part B Medicare Part B focuses on medical services and outpatient care, offering coverage for:

Doctor's visits. Preventive services like vaccinations and screenings. Durable medical equipment.

Unlike Part A, Part B requires a monthly premium payment, and its cost may vary based on your income.

Medicare Part C (Medicare Advantage) Medicare Part C, also known as Medicare Advantage, is an alternative to Original Medicare offered by private insurance companies. These plans combine the coverage of Part A and Part B and often include prescription drug coverage (Part D). Key features of Medicare Advantage include:

All-in-one coverage, including hospital care, medical services, and potentially prescription drugs. A network of healthcare providers that may need to be utilized for maximum benefits. An additional premium on top of the Part B premium.

Medicare Part D Medicare Part D exclusively addresses prescription drug coverage. It can be added to Original Medicare or a Medicare Advantage plan. Key points about Part D include:

It helps cover the costs of prescription medications. Different Part D plans may offer various lists of covered drugs (formularies). Like Part B, Part D involves a separate monthly premium.

What Is Right for You? Choosing the right Medicare coverage depends on your individual healthcare needs and preferences. Here's a brief overview to help you decide:

Medicare Part A: This is a foundational component of Medicare, and most eligible individuals should enroll in it, especially since it typically comes without a premium.

Medicare Part B: If you want comprehensive medical coverage, including doctor's visits and preventive services, and are willing to pay a monthly premium, this is a crucial part to consider.

Medicare Part C (Medicare Advantage): If you prefer the convenience of an all-in-one plan and are open to using a network of healthcare providers, Medicare Advantage could be an excellent choice.

Medicare Part D: If you have prescription medication needs, adding Part D to your coverage is essential. Different Part D plans may cover specific medications, so choose one that suits your needs.

Access Health Care Physicians, LLC – Your Medicare Resource Access Health Care Physicians, LLC is dedicated to helping you navigate the complexities of Medicare. Our team of experts can provide guidance, answer your questions, and assist you in selecting the most suitable Medicare plan for your health and financial well-being. Your healthcare journey is our top priority.

Conclusion Understanding the basics of Medicare is a crucial step in making informed decisions about your healthcare coverage. Whether you're exploring what Medicare is, considering Medicare Part A, Part B, Part C (Medicare Advantage), or Part D, Access Health Care Physicians, LLC is your trusted partner in this journey. Contact us today for personalized guidance and take control of your healthcare coverage.

[identitty-dickruption]

okay deleting and remaking my account didn't even work 👍

may have screwed myself over in the process so. I guess I am making THREE PHONECALLS TOMORROW to government services that are renowned for making people want to kill themselves. YURFHGHGH

[mabith]

It's really fucked up that so many websites use illustrations for medical things instead of photographs. If anyone knows a good site for actual photos of breast and nipple skin changes associated with breast cancer hit me up.

[purpllehazel]

Medicare part D has this thing where after you pay your deductible there's a portion where they continue to pay things until they stop and demand you pay another $1800 deductible before they cover things again and it's the most disgusting fucking thing ever. Literally feels like daggers through my chest when I have to tell some poor old woman she has to pay almost $200 for only a months worth of medication that's actively keeping her alive

[mischiefmagpie]

I was just told by our government that, as a type 1 diabetic who makes around 12k a year, I am Too Rich for Medicaid and Too Poor to receive any financial assistance for Medicare and should be able to pay $300 monthly premiums...when I get $250 a week as a paycheck. I literally can't find another job. I have been looking for 2.5 years!!!!

[normal-newt]

I love that I’ve gone from “it’s a new year things are gonna be okay” to “right well maybe I can go five minutes without needing to book an urgent GP appointment again” in less time than it takes to get through a medical waiting list here.

[aquitainequeen]

Senator Bernie Sanders is planning an eight-state blitz with at least 19 events over the final two weekends before the midterm elections, looking to rally young voters and progressives as Democrats confront daunting national headwinds.

Mr. Sanders, the Vermont senator who in many ways is the face of the American left, is beginning his push in Oregon on Oct. 27.

“It is about energizing our base and increasing voter turnout up and down the ballot,” Mr. Sanders said in an interview. “I am a little bit concerned that the energy level for young people, working-class people,” is not as high as it should be, he said. “And I want to see what I can do about that.”

The first swing will include stops in Oregon, California, Nevada (with events in both Reno and Las Vegas), Texas (including one in McAllen), and Orlando, Fla. The second weekend will focus on Wisconsin, Michigan and Pennsylvania.

And while Mr. Sanders will appear in battleground states where some of the most hotly contested Senate and governor’s races are playing out — Nevada, Wisconsin, Pennsylvania — it is unclear which if any of the statewide Democratic candidates that Mr. Sanders is rallying voters to support will actually appear alongside him.

Mr. Sanders maintains an impassioned core following and is one of the biggest draws on the stump for Democrats nationwide. But Republicans have used Mr. Sanders as a boogeyman in television ads in many races across the country and even some moderate Democrats have concerns that his campaigning in swing states could backfire.

Mr. Sanders brushed off a question about whether his presence on the trail might be used to attack Democratic candidates.

“They’ve already done it,” Mr. Sanders said. “They’re going to have to respond to why they don’t want to raise the minimum wage, why they want to give tax breaks to billionaires, why they want to cut Social Security. Those are the questions that I think these guys do not want to answer. And those are the questions I’m going to be raising.”

Throughout the tour, he plans to hold events with a mix of House candidates, a mayoral contender and liberal organizations in an effort to turn out core Democratic constituencies.

He plans to appear with the congressional candidates Val Hoyle of Oregon, Greg Casar and Michelle Vallejo of Texas, Maxwell Alejandro Frost of Florida and Summer Lee of Pennsylvania. He is also expected to appear with Representative Karen Bass of California, who is running for mayor of Los Angeles, according to a Sanders aide.

As part of the tour, Mr. Sanders will headline rallies organized by the progressive groups NextGen and MoveOn. He is an invited speaker at the events and it’s not clear if Democrats who are running this year will also appear.

Mr. Sanders said he planned to focus on an economic message in pitching Democrats in 2022. Asked to assess how his party was doing in selling itself to working-class voters, he replied, “I think they’re doing rather poorly.”

“It is rather amazing to me that we are in a situation right now, which I hope to change, where according to poll after poll, the American people look more favorably upon the Republicans in terms of economic issues than they do Democrats,” he said. “That is absurd.”

A top priority for Mr. Sanders this year has been electing Mandela Barnes, the Democratic Senate nominee in Wisconsin. Mr. Sanders has allowed the Barnes campaign to use his name to send out fund-raising emails, reaping at least $500,000, according to a Sanders adviser.

It is not clear if Mr. Barnes will appear alongside Mr. Sanders, who is planning at least three events in the state the weekend before the election, in Eau Claire, LaCrosse and Madison, the state capital and heart of Wisconsin’s progressive movement. A spokeswoman for Mr. Barnes declined to comment on his plans.

But when Politico reported this month that Wisconsin Democrats were planning possible events with Mr. Sanders, Matt Bennett, the co-founder of Third Way, a centrist group, wrote on Twitter: “I desperately want Barnes to win, so I ask again of his campaign: Why would you do this? Why????”

Despite the political challenges facing Democrats this year, Mr. Sanders said he was buoyed by the next generation of liberal leaders poised to come to Capitol Hill.

“When Congress convenes in January,” he said in the interview, “there are going to be more strong progressives in the Democratic caucus than in the modern history of this country.”