#and be the sole proprietor if i have to be i dont care
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The Great Heineman: Palm Cards || Team PR || 03/03/19
#listen....#he needs content as much as zack does#and i am more than happy and willing to provide it#and be the sole proprietor if i have to be i dont care#im basically doing that with zack#whats doing it with tyler too?#i just love myself an obscure dude huh?#hooray for that LOL#anyways#enjoy these#there will be more gifs of the rest of the tricks from the video#just decided to post each trick separately because i felt that made the most sense idk#tyler heineman#luke weaver#archie bradley#arizona diamondbacks#baseball#mlb#major league baseball#r.t. makes gifs#r.t. posts gifs#babygirl jr king#this boy is r.t.s type#r.t. talks#card magic#magic tricks
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I guess what I mean is that I don’t see how transness can be a matter of just an individual identity like that. Gender is social, and a gender is something other people have to give you, for better or for worse. What does it really mean to say “I identify as x” if that’s not linked to a social or physical transition?
my friend im not sure the purpose of this series of asks, unless youre just trying to flesh out your own opinions and feelings about modern-day transness with me, in which case i welcome it! however if thats not the case, and youre assuming i have opinions that i may not necessarily have, then this is a little misguided.
but anyways! i agree that transness is dependently originated, especially social and societally so. but also, how we navigate the social world and how we internalize it is a personal journey! i for one would not say that my gender is independent of anything around me, but how i approach it, engage with it, etc, is a me thing, in the same way that problems that i inherited from my mom are something that i have to deal with in therapy; yeah, someone gave it to me, or yeah it was a cooperative effort in its production, but when push comes to shove im still dealing with it on my own, even if i have help.
i do take slight issue with the phrase “something other people have to give to you”, but mostly in a qualifying way rather than a disputing way. we are neither helpless against the gendering of others nor are we sole proprietors of our gender. we have the autonomy to do what we want about how we express ourselves to others, but the codes we use only have so much impact on the relative mutability of our position within the gendered societal matrix. if this wasnt your intention with those words, thats ok, but i just wanted to clear that up in case someone interpreted them that way and assumed i co-signed them.
and finally, im generally on the fence about a transness without intentional change. i dont really care to rate the reality of someones relationship with their gender, so the post i made recently was mostly just stating stuff ive observed. a lot of trans people dont seek out social or medical transition or dont desire to change anything about themselves other than self-referential language, and thats just how it is for them. this is especially the case for nonbinary people. i think its mostly fun, because although i dont “consider” myself a post-modernist anymore because i literally dont care, i still like to do the classic lewis carroll “imagine seven impossible things before breakfast” but with de-essentializing phenomena, nondualistically and with tetralemma logical sequences. how can we hold any characteristic essential to a phenomenons definition when all phenomena are empty of any innate, independent value anyway? yeah, we can argue that as long were operating under the ubiquity of conventional reality then we can debate the actuality of conventional denotative characteristics, but i think thats disingenuous so long as i invoke the ultimate reality of emptiness as a, well, better way of living life, or not-life, whatever.
and then i think about lesbianism and im like yeah i dont give a fuck im defending these pillars of lesbian bahahahahaha its my biggest attachment! what can i say!
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How Many Republicans Voted For Affordable Care Act
New Post has been published on https://www.patriotsnet.com/how-many-republicans-voted-for-affordable-care-act/
How Many Republicans Voted For Affordable Care Act
Regulatory Action To Destabilize The Aca
House votes to repeal Affordable Care Act
When GOP lawmakers failed to repeal the ACA in 2017 , the Trump administration started looking for ways to chip away at the law via regulations instead. As mentioned above, the administration has opted to significantly reduce the federal funding that was being used to help people enroll in plans offered through the exchanges. But there have also been some regulations that have further undermined the ACA-compliant markets, mainly by making it easier for people to enroll in plans that dont meet the ACAs requirements for individual and small group coverage.
In June 2018, the Trump Administration finalized regulations that allowed self-employed people and small businesses to join association health plans without having a commonality of interest or a purpose for the association other than obtaining health insurance. This regulation has been struck down by a federal judge and although the case is being appealed, the Department of Labor has confirmed that association health plans based on the 2018 regulations cannot currently be marketed to sole proprietors and small businesses.
The Trump administration has issued regulations that allow employers to reimburse employees for the cost of individual market coverage. In addition, employers have the option of reimbursing employees for excepted benefits via an excepted benefits health reimbursement arrangement.
Eliminating Health Care Penalties
The Affordable care Act, required most Americans to be enrolled in Health Insurance since it was made affordable, otherwise a penalty would be induced. Effective 2017, congress attempted to eliminate financial penalties that were related to complying with the mandated law that every individual needs to be enrolled in Health insurance, this law however did not become effective until 2019. This policy is still valid, the penalty for having no health insurance was reduced to 0$. Individual mandates effects the decisions made by individuals regarding healthcare in that some people will not enroll since health insurance plans are no longer mandatory.
On March of 2020, the nation has undergone a global pandemic, however, several Republican-led states and the Justice Department are making the case for invalidating the ACA. This will cause at least 60 million people to not be able to afford being hospitalized, or treated which increased the number of COVID-19 cases nationwide.
A Final Vote Isn’t The Whole Story It’s Like Researching Your Ancestry And Going No Further Back Than Your Mother And Father
The day after she was one of three;Republican;senators to vote against;her party’s proposal to repeal chunks of the Affordable Care Act, Susan Collins of Maine posted a press release that said:;”Democrats made a big mistake when they passed the ACA without a single Republican vote. I don’t want to see Republicans make the same mistake.”
It was a nice nod in the direction of bipartisanship. But it also perpetuates a deceptive narrative, repeated often by Republicans,;that they were completely excluded from the process that resulted in Obamacare. While it is true that no Republican voted for the final bill, it is blatantly untrue that it contains no GOP;DNA. In fact, to make such an assertion is like researching your ancestry and going no further back than your mother and father.;
Not only were Republican senators deeply involved in the process up until its conclusion, but it’s a cinch that the ACA;might have become law months earlier if;the Democrats, hoping for a bipartisan bill, hadn’t spent enormous time and effort wooing GOP senators only to find themselves gulled by false promises of cooperation. And unlike Majority Leader Mitch McConnell’s semi-secret proceedings that involved only a handful of trusted colleagues, Obamacare, until the very end of the process, was open to public scrutiny.
More:Spare America a do-over on health care. Seize the bipartisan moment.
POLICING THE USA: A look at;race, justice, media
Don’t Miss: Did Trump Call Republicans Stupid In 1998
Republicans Win Fewer Votes But More Seats Than Democrats
Republicans controlled the post2010 redistricting process in the four states, and drew new lines that helped the GOP win the bulk of the House delegation in each. Republicans captured 13 of 18 seats in Pennsylvania, 12 of 16 in Ohio, nine of 14 in Michigan, and five of eight in Wisconsin. Added together, that was 39 seats for the Republicans and 17 seats for the Democrats in the four proObama states.
The key to GOP congressional success was to cluster the Democratic vote into a handful of districts, while spreading out the Republican vote elsewhere. In Pennsylvania, for example, Republicans won nine of their 13 House seats with less than 60% of the vote, while Democrats carried three of their five with more than 75%.
One of the latter was the Philadelphiabased 2nd District, where 356,386 votes for Congress were tallied. Not only was it the highest number of ballots cast in any district in the state, but Democratic Rep. Chaka Fattah won 318,176 of the votes. It was the largest number received by any House candidate in the country in 2012, Democrat or Republican. If some of these Democratic votes had been unclustered and distributed to other districts nearby, the party might have won a couple more seats in the Philadelphia area alone.
The Closest House Races of 2012
NARROW DEMOCRATIC WINNERS
Vulnerable Gop Senators Vote To Protect Affordable Care Act From Trump Lawsuit
Six Republican senators, five of whom are up for re-election in 2020, sided with Democrats on Thursday in a procedural vote to block the Trump administration from supporting a lawsuit that would dismantle the Affordable Care Act.
Why it matters: The final vote on the motion was 51-43, failing to reach the necessary 60-vote threshold to pass. But the move by Senate Minority Leader Chuck Schumer forced several vulnerable GOP senators to go on the record on whether they support the lawsuit, which could strip protections from pre-existing conditions for millions of Americans.
The state of play: Sens. Susan Collins , Joni Ernst , Cory Gardner , Martha McSally and Dan Sullivan all voted with Democrats and are facing close re-election fights. Sen. Lisa Murkowski also voted in favor.
Sens. Steve Daines , Thom Tillis and David Perdue are facing tough re-election races, but voted against the motion.
Flashback: All six GOP senators who supported Thursday’s bill voted for the 2017 tax bill that set the latest Supreme Court challenge to the Affordable Care Act in motion.
Of note: Four of the Republicans to break rank were women nearly half of the nine female GOP senators in Congress.
While Murkowski is not up for re-election until 2022, she opposed President Trump on quickly confirming a Supreme Court judge to replace the late Justice Ruth Bader Ginsburg and has publicly opposed the Trump administration on several occasions.
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Changes Required By The Affordable Care Act In 2011
A provision goes into effect to protect patients choice of doctors. Specifics include allowing plan members to pick any participating primary care provider, prohibiting insurers from requiring prior authorization before a woman sees an obstetrician/gynecologist , and ensuring access to emergency care.
Young adults can stay on their parents insurance until age 26, even if they are not full-time students. This extension applies to all new plans.
All new health insurance policies must cover preventive care and pay a portion of all preventive care visits.
A provision goes into effect that eliminates lifetime limits on coverage for members.
Annual limits or maximum payouts by a health insurance company are now restricted by the ACA.
The ACA prohibits rescission when a claim is filed, except in the case of fraud or misrepresentation by the consumer.
Insurance companies must now provide a process for customers to make an appeal if there is a problem with their coverage. ;
NOTE: In January,;2011:;eHealth publishes 11 guides on the top;child-only health insurance coverage;that examined differences in implementation in numerous states.
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Poll Finds Startling Difference In Vaccinations Among Us Republicans And Democrats
A Washington Post-ABC News poll has found a startling difference between Democrats and Republicans as it relates to COVID-19;vaccination.;The poll found that while 86% of Democrats have received at least one COVID-19 vaccine shot, only 45% of Republicans;have.
In addition, the survey found;that while;only;6% of Democrats said they would;probably;decline;the vaccine, 47% of Republicans;said they;would;probably not;be inoculated.;
The poll also found that;60% of unvaccinated Americans believe the U.S. is;exaggerating;the dangers of;the;COVID-19;delta variant,;while;18% of the unvaccinated say the government is accurately describing the variants risks.
However, 64% of vaccinated Americans believe the government is accurately describing the dangers of the;delta variant.
Iran fighting COVID 5th wave The variant is having a;global impact.;Irans;President;Hassan Rouhani;has warned that the country is on the brink of a fifth wave of;a COVID-19 outbreak.;The;delta variant of the virus, first;identified;in India, is;largely;responsible;for the;rising number of hospitalizations and deaths in Iran, officials say.
All;non-essential businesses have been ordered;closed;in 275 cities, including Tehran, the capital.;Travel has also been restricted between cities that are;experiencing;high infection rates.
Reports say only about 5% of Iranians have been vaccinated.;
The Number Of Times Every Senate Republican Voted To Attack Preexisting Condition Protectionstheir Rushed Supreme Court Confirmation Will Be The Latest
How Senate Republicans’ ‘skinny repeal’ bill failed
The coronavirus has underscored how important it is that the American people have comprehensive, high-quality, and affordable health coverage.;More Americans than ever are;relying;on the Affordable Care Act for coverage; and yet, President Donald Trump and Republican attorneys general are suing to take away this critical lifeline in the middle of the pandemic. If the ACA is repealed, more than 20 million Americans could lose health coverage and 135 million could lose critical protections that prevent insurers from denying people coverage or charging them more for having preexisting conditions such as diabetes, cancer, and even COVID-19.
This case will be heard by the U.S. Supreme Court just one week after the election, which is why the president and Senate Republicans are rushing to install another rubber stamp for their political agenda following the passing of Justice Ruth Bader Ginsburgdespite just four years ago having opposed filling a Supreme Court vacancy during an election. This rushed confirmation push is;opposed;by the American people and comes while voting in the election is already underway.
This analysis provides a comprehensive look at how many times Senate Republican incumbents have voted to weaken the ACAs protections for preexisting conditions and makes clear why voters do not trust their efforts to push through a lifetime appointment that would put Americans health care at risk.
Table 1
Recommended Reading: How Many Republicans In The Us Senate
Opposition To Obamacare Becomes Political Liability For Gop Incumbents
In the 2014 elections, Republicans rode a wave of anti-Affordable Care Act sentiment to pick up nine Senate seats, the largest gain for either party since 1980. Newly elected Republicans such as Cory Gardner in Colorado and Steve Daines in Montana had hammered their Democratic opponents over the health care law during the campaign and promised to repeal it.
Six years later, those senators are up for reelection. Not only is the law still around, but its gaining in popularity. What was once a winning strategy has become a political liability.
Public sentiment about the ACA, also known as Obamacare, has shifted considerably during the Trump administration after Republicans tried but failed to repeal it. Now, in the midst of the COVID-19 pandemic and the ensuing economic crisis, which has led to the loss of jobs and health insurance for millions of people, health care again looks poised to be a key issue for voters this election.
Reminder: Obamacare Passed Without A Single Republican Vote
Back in 2009 and 2010, Democrats controlled the White House and the U.S. House and U.S. Senate. President Obama, Senate Majority Leader Harry Reid and then House Speaker Nancy Pelosi rammed Obamacare through without a single Republican vote.
The Washington Post said of the Obamacare fight at the time It has inflamed the partisanship that Obama pledged to tame when he campaigned for the White House and has limited Congresss ability to pass any other major legislation.
In December 2009, the U.S. Senate voted 60 to 39 for Obamacare. The Washington Post reported The Senate bill passed without a single GOP vote.
In March 2010, the U.S. House voted 219 to 212 for Obamacare. 34 House Democrats and all of the House Republicans voted against Obamacare. The NO votes were the only bipartisan votes.
President Obama signed the Patient Protection and Affordable Care Act on March 23, 2010.
President Obama embraces HHS Sec Kathleen Sebelius and House Speaker Nancy Pelosi after signing the health insurance reform bill, March 23, 2010.
Democrats ignored the plans offered by Republicans at the time including the House GOP plan drafted by Rep. Tom Price and The Patients Choice Act of 2009introduced by U.S. Senators Tom Coburn, M.D. and Richard Burr and U.S. Representatives Paul Ryan and Devin Nunes .
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Isans Are Split On The Supreme Court Overturning The Aca
In June 2020, the Trump administration issued a brief asking the U.S. Supreme Court to overturn the ACA. The brief was filed in support of an ongoing challenge to the ACA by a group of Republican attorneys general in California v. Texas, a case that challenges the legality of the ACA in light of the zeroing out of the individual mandate penalty in the 2017 Tax Cuts and Job Acts. The death of Supreme Court Justice Ruth Bader Ginsburg on September 18 and the possibility of the Senate confirming a new Justice appointed by President Trump before the presidential election has brought heightened attention to the potential outcome of this case and the future of the ACA. In October 2020, a majority of the public said they do not want to see the Supreme Court overturn the 2010 health care law, and eight in ten said they do not want to see the ACAs protections for people with pre-existing conditions overturned. There are partisan differences on both questions, with the majority of Democrats and independents saying they dont want the Court to overturn the ACA or pre-existing condition protections. However, among Republicans, three-fourths say they want to see the ACA overturned, but two-thirds say they do not want to see pre-existing condition protections overturned.
Figure 2: Majorities Do Not Want Court To Overturn ACAs Pre-Existing Condition Protections, Republicans Want Entire Law Overturned
Russia Sanctions Headed To Trumps Desk Will He Sign
Some GOP senators worried the measure would go back to the House, where leaders would put it on the floor, pass it and send it to Trump who has said he would sign whatever lands on his desk when it comes to Republican-passed health care legislation.
Before the vote, at 10:43 p.m. ET, Trump was rooting them on in a tweet: Go Republican Senators. Go!
Afterward, it was a different story, with the president tweeting at 2:25 a.m. ET that those who voted no had let the American people down.
Its somewhat ironic that McCain was the one to derail what seemed like a sure Trump victory . After all, Trumps comments about the former prisoner of war were among the earliest to land the then-candidate in controversy.
Hes not a war hero, Trump said in 2015 of McCain. He was a war hero, because he was captured. I like people who werent captured. Hes been losing so long he doesnt know how to win anymore.
That was likely never lost on McCain.
Read Also: When Did The Parties Switch Platforms
Recommended Reading: Donald Trump Republican Or Democrat
Actions To Hinder Implementation
Under both ACA and the AHCA, CBO reported that the health exchange marketplaces would remain stable. However, Republican politicians took a variety of steps to undermine it, creating uncertainty that adversely impacted enrollment and insurer participation while increasing premiums. Concern of the exchanges became another argument for reforms. Past and ongoing Republican attempts to weaken the law have included:
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Requirements For Health Plans And Insurers
See also: Health insurance policy cancellations since Obamacare
Coverage
The Affordable Care Act prohibited individual market insurers from denying coverage to people with pre-existing conditions. This policy is known as guaranteed issue. Guaranteed issue regulations had already existed for insurers selling employer-sponsored health plans, and the ACA extended this rule to the individual market as well.
The law also required insurers to allow young adults to stay on their parents’ health insurance plans until age 26. Insurers were also required to allow people in the individual market to renew their health plans each year unless they did not pay their premiums.
Benefits
The ACA required individual and small group health plans that were offered both on and off the exchanges to cover services that fall into 10 broad benefits categories, called essential health benefits:
Ambulatory patient services
Rehabilitative and habilitative services and devices
Prescription drugs
Mental health and substance use disorder services, including behavioral health treatment
Laboratory services
Preventive and wellness services and chronic disease management
Pediatric services, including oral and vision care
Premiums
The ACA placed restrictions on the way individual and small group insurers set a plan’s premiumThe amount a consumer is required to pay for a health insurance plan. Premiums are usually paid monthly, quarterly or annually.:
Medical loss ratio
Stabilization programs
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How will this traffic ticket affect my insurance premium?
How will this traffic ticket affect my insurance premium?
I m a secondary driver on both my parents cars and on my dads motorcycle. Today, I was given a ticket for doing 117 in a 100kmh zone while trying to pass slow moving vehicles. Anyway, i m 19 years old and this is my first ticket; how will this ticket from an ******* officer effect my insurance rates upon renewal?
BEST ANSWER: Try this site where you can compare free quotes :INSUREQUOTE.US
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I need to find out what company offers affordable....PRIVATE INSURANCE...?
I need to find out what company offers affordable....PRIVATE INSURANCE...?
I am looking to buy private insurance for a short term. Does anyone know of insurance companies in Utah that offer affordable, decent health insurance for families?
BEST ANSWER: Try this site where you can compare free quotes :HELP-INSURE.NET
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Canadian Lady, 84, Finds Lengthy-misplaced Diamond Ring Wrapped Around Carrot
Because the 2 diamonds is not going to be the identical grade - Regardless that the 2 studies say they are. On a larger diamond, changing the coloration or the readability just one grade can change the value dramatically. How does the minimize impact the sparkle and the price? For instance, lets say you're shopping for a 1.50ct round diamond, G colour, SI1 clarity, Wonderful reduce. As you most likely are conscious, the colour, readability, minimize grade and carat weight have an effect on the worth of a diamond. Determine that the colour grade shall be about 2 grades lower and clarity one grade lower than what GIA would grade it. What measurement of diamond, what shade and clarity ought to I buy? It is typical for GIA to grade this H shade diamond one or two coloration grades decrease - it will most likely get a J shade. Think about buying a H coloration, VS2 clarity diamond after which a few years later attempting to sell it and discovering out its a J color, SI2 clarity. In case you wish to be sure that you purchase Native American jewelry, it can be a good suggestion to ask the seller just a few attention-grabbing questions.
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So its crucial that you get a diamond that has been graded by an unbiased diamond grading laboratory - not the jewelry retailer selling it. To guard your diamond funding it's best to rule out any lab not named GIA (Gemological Institute of America), EGL USA (European Gemological Laboratory) and AGS (American Gem Society). There arent many AGS graded diamonds in the marketplace, so we will simply consider GIA and EGL USA in this dialog. Some of them produce diamond grading studies that arent well worth the paper they are printed on. That's due to the fact that certain sellers try to trick their customers into paying extra for merchandise that are worth a lot less. Because, the diamond market knows that the grading requirements for GIA are a lot stricter than these of EGL USA. A diamond with a GIA diamond report will command extra money than a diamond graded by EGL USA. When you were to take that EGL USA 1.50ct talked about above and submit it to GIA for a diamond report you'll then understand the price difference.
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After 11 years of error free driving and on-time insurance payments, I managed to back into someone in a parking lot going about 1 mph. My car was NOT damaged, except for a scraped bumper sticker. The other driver had cosmetic damage only, and being the good guy that I am I gladly helped her navigate the insurance claim. I figured that if it was my car that was dented, I would want it taken care of. Do onto others, right? Anyway, the total payout of the claim was $556. That's roughly seven months of my premium payment. So, how much can I expect to see added to my yearly premium? 10%? 20%? more? Also, how long will it take to recover back to my previous rate? Finally, considering that I've paid this company much more than $556 over the years, how much of an increase should I accept before I start looking for a new carrier? This is technically my second insurance company - I was on my parents policy until I was 22 (I'm 27 now). So I haven't been with them forever, but I am not ready to jump ship unless they really screw me. Thanks!""
Which is better full coverage or liability auto insurance?
I live in wisconsin where it is not mandatory to have car insurance. I'm 26 and been driving since i was 16 without insurance and i'm planning on getting a policy started soon and i have no idea as to which type of insurance to get. I drive a 1997 chevy lumina with around 222,000 miles on it. If i get full coverage will it cover my car damages as well as the other persons damages or will liability do that and will i be required to pay a deductible? I am thinking about getting up to $100,000 in coverage.""
Cancelling car insurance?
if i decided to cancel my car insurance and go elsewhere would i have to pay a cancellation fee? if so how much is this likely to be? im with m&s (underwritten by bisl). also will my previous ncd be void because i wont have completed this current year due to cancelling early?
Insurance on car group 3?
I'm 17 and only just started driving, i'm looking into buying cars and I can't afford a high insurance price i'd say my top price would be 1800 pounds, i'm looking for buying a car with insurance group 3. Is this to high? will the insurance be through the roof? i'm not very experienced with this so all help would be welcome.""
Provisional Car Insurance?
I am currently looking for car insurance on a car I own, The car is an 04 punto. Basically I need provisional insurance for a month and I own the car so I need a policy that covers both of these, I am 18, Any suggestions? Thanks""
Car insurance: Proof of no claims?
I just got a letter through today from my car insurance provider asking me they want proof of my no claims. I renewed earlier in the month however i didn't change providers so seems a bit pointless them wanting proof when they hold the no claims information themselves. I didn't renew in the straight forward way as i planned to sell my car but ended up changing my mind but wanted to make some changes to my policy so just created a new policy using my online account i have with the insurance company, it turned out to be cheaper doing it that way but obviously because of the changes i made, could this be why i have received this letter? Should i just notify them of the situation in a letter and attach my original renewal letter which has the no claims information on it? Or will i need to get a so called proof of no claims certificate to get this sorted?""
Can you get 1 month insurance for an under 21 year old?
If you live in the UK? if not any ideas on how i can i get insured on a car for a month?
What car can i get as a 18 year old which wont kill me on insurance?
please help all the quotes i been getting are well above 5 grand , also if you got any tips or ideas on how to lower my insurance quotes that would be greatful""
Will I be covered under my parents car insurance or do I have to take a new plan?
My parents have insurance on their car and I am going to get my license in a few days. So if I drive their car and if I am involved in an auto accident will I be included in their ...show more
How much does it cost for insurance on a scooter in europe?
I don't need an exact number, just give me a range.""
What car should I get for cheap insurance?
Im 18, i just got my license a week ago. I live in a small Louisiana town. I catch buses and taxis to and from college and work. I really need a car. I have 2000 down for one but insurance is like 600 dollars on my own policy. I can't get on any ones policy because I live on my own. I'm beginning to get discouraged because the longer I take to get a car the less money I'll have for a car paying 10 to 20 dollars on taxis a day takes all my money. What can I do? What cars will have the cheapest insurance for a new driver?""
How long until you need to get car insurance?
We are buying a car tomorrow, how long do we have until we have to get insurance..is there a time frame.? we live in California if that helps out any..""
How much would Insurance be on this car?
I'm thinking about buying a 1974 Chevy Nova 4 Door sedan and I was wondering how much insurance would be on USAA? I'm a teenager so i'm expecting to be paying around $150 to $175 a month. Anyone who can give me a quote, I would appreciate it.""
""Delivering fast food, wrong car insurance?""
Hi, i got pulled by the police earlier and they gave me a producer for no insurance. I was delivering fast food for a local takeaway in there car, my car broke last week and my policy covers me for SD&P only, im fully comp and can drive other vehicles, the car i was driving tonight is covered on a personal and business policy with anyone to drive. I didn't know i had to have a different policy to deliver fast food, I only work for them for about 5 hours on the weekend, I am going to take out business cover tomorrow. Will the courts still treat this as driving without insurance (penalty 6-8 points), or would they take in to consideration my situation?""
Will I get my parent's insurance after age 18?
I plan on taking a year off of school when I graduate high school. When I turn 18 during that year, because I am not a full time student, will I get taken off my parents health care?""
How do you calculate the prices of car insurance?
where do all these companies get their prices for car insurance from?
Can I Get Temporary Car Insurance If I Dont Own The Car?
I have just got a new job, however, I need temporary car insurance for 1 month. My stepdad's friend is allowing me to use his car he has up for sale for this period. Can I get insurance if the car owners name is not on the policy? Any help would be apprechiated. Thanks.""
I want to buy a car insurance on my own and i am 18 years old.?
I want to buy a car insurance on my own and i am 18 years old. and i am going buy an used car (130,000miles). I get just have my driving license. i am a no experience driver. I live in EDISON NJ 08837, is it possible my car insurance is high than $2000/ year?""
Where can i check to see if my medical insurance is active?
I have Medicaid. Someone I know checked online before to see if my medical was still active, I didn't get to ask where she went to look that up.. does anybody know""
michigan insurance institute
michigan insurance institute
Should we have whole life insurance?
My husband is 26 yrs old and he bought whole life insurance. I tried to tell him to get term sicne we are so young, but he wouldn't listen. Can anyone help me?""
""Car insurance,if im fully?""
If im fully comp on my own insurance, could i buy another car and not pay any more premiums.""
Car Insurance On A 2005 Mustang For A Young Driver?
Hi, Does anyone know what the average car insurance for a 2005 mustang is. I am 19 and a new driver, been driving for 3 months""
Help with insurance for 17 year old first fresh driver?
my quote was 4,200 :( that's too much it more then a car LOL but like i heard something about this policy between two drivers can anyone explain how it works and if i crash on this policy will the other drivers no claim bonus be effected?""
Where can I get cheap auto insurance?
I am looking for good and low cost auto insurance.
Motorcycle insurance?
I received my scooter insurance in the post but is there a cert like a car as i did not receive one and if there's not what do i bring with me to prove to the police i have insurance?
Which car insurances?
OK 21 years old and looking for a car insurance that cheapest in Washington state, and I am thinking between these three, progressive state farm and Geico, which one is the cheapest of these and tell me the cheapest auto insurance any body know for my age and I am a male thank you""
I got a police report...will my insurance get a hold of it???
My bf was driving and he doesnt have a license :( will my insurance get the police report...causing the rates to go up????
How much would car insurance on a 2006 convertible mini cooper cost for a 16 year old boy?
in the state of texas
Insurance for my 1986 chevy Silverado ?
I have a totally restored 1986 Chevy 4x4 Silverado 1/2-ton pk-up extended bed 350 cu inch engine - it was appraised at $13,500.00 and we had a storm come through and a tree crushed the front of the truck, The cost was $3,000.00 in parts and paint. I only have liability insurance for protection but I would like to have full coverage insurance for future accidents etc. Can I get full coverage insurance on a 1986 Truck ?""
Which cars have the cheapest insurance rates?
Which cars have the cheapest insurance rates?
Any insurance professionals? from UK or USA?
have you heard about Chartered Insurance Institute? and what do you think of its various diplomas? are they highly valued in your field? and can they advance your careers in insurance! thx
Should I be paying for car insurance? I don't have a car because I was in an accident.?
I was in an accident back in November and my car was totaled. The claim just closed a few days ago because they finally paid our medical bills and everything. Should we have to pay for car insurance right now? We still haven't purchased a vehicle because we didn't get much for our car. How do we handle this?
Why do we need health insurance?
People complain about not being able to afford health insurance, and people aslo complain that the health insurance they do have doesn't cover what they need it to cover. Doesn't it seem more like health insurance is the middle man that keeps the price of health related goods and services at such a rate that is unattainable by the majority of US citizens? Wouldn't the tens of thousands of doctors be forced to lower their rates to an affordible rate if health insurance, as a standard practice, was abolished?""
Do they let you take insurance?
hi does insurance companies in US,let you take life term insurance if you have HIV..""
Insurance costs between 1.0 and 1.4?
i just got my driving licence and im trying to buy used car.. im looking at insurance prices and was wondering how much difference i would have between 1.4 engine and 1.0. im in my mid 20's and was wondering if u could get a car with bigger engine then 1.0 and still pay reasonable price im looking for only few years old small car.. nothing flashy.
If you buy life insurance in the US why is it illegal for companies/brokers to give rebates(legal in Ireland)?
I'm thinking of getting a life assurance policy for say 10 or 20 years cover, just incase I kick it my spouse will have a little nestegg. Found a broker who offers ok prices, cheapest I could find, and the broker offers a 75% cash rebate by cheque in year one once you pay in full for the year or in the 13th month if you pay monthly. Some companies - aside from brokers - also offer rebates, although not as generous. Now how can this broker afford to do that? Does he get a commision from the company we get our policy through, like an affiliate bonus for signing up new clients and is he then using part or all of this bonus to cover the rebate to us? Works out well for us regardless but wondering why it's illegal in the US? Thanks.""
I'm 17 years old and do I have to buy car insurance if my parents sit next to me?
I rarely drive so i don't want to get car insurance yet, but sometimes I want to drive around with my family. So do I have to buy car insurance if my parents sit next to me in the car?""
""Will my insurance rates go up if I got a ticket for driving in the HOV lane on I-95 in Broward County, FL?""
I was just pulled over for driving in the HOV lane on I-95 and got a ticket for $165 (kinda steep in my opinion, but the cop said he wasn't giving me a ticket for speeding). The cop said that I won't get points on my record and I verified that with the Florida Department of Motor Vehicle's web-site. I know I'm guilty so I'll just pay the ticket. Will my insurance rates go up if I do that? Should I plead no contest and go to traffic school? I'd still have to pay for my traffic ticket if I did that, but if going that route would stop my insurance rates from going up then it will financially worth it in the long run.""
Do you get health insurance as a Burger King crew member?
do you get health insurance as a BK team member if so, what type? Also what is covered and what is the monthly cost? Thanks""
How can i finance a car and pay insurance? help?
hi, im an 18 year old student, i work part-time and make around 400-500 a month after tax. im looking to buy a car (doesnt have to be brand new) for less than 4k and insurance is ...show more""
Any reason for a sudden hike in insurance quote prices?
Hello i've been looking through insurance quotes as i have my renewal coming up, i was possibly thinking of getting a different car so been fishing around, especially on my current insurers website for quotes. A couple of days ago i was getting nice quotes i was happy with for all the cars i was searching including my own. However tonight the majority of the quotes i am getting have increased by 600-700? All my details are exactly the same, its actually made me quite depressed as i have no idea how this has happened. Would anyone know why this may be?""
Why do we need basic health insurance?
Health insurance should be for serious issues that require surgery or hospitalization. Why do I pay insurance to get a checkup or for routine visits? The problem with health insurance is it is too broad; therefore, it is too big. The idiots who say that car insurance is mandatory as an argument for mandatory health insurance leave out that it is only LIABILITY insurance that is mandatory. You are not required to insure fixing your own car if you choose not to. Think about how much more expensive it would be to take care of routine things like car maintenance, appliance replacement, etc., if they were handled through an insurance company. The answer seems to be to eliminate most of the unnecessary insurance and shrink it to only what is required. That along with serious tort reform would eliminate much of the red tape and cost. The person who abuses their things pays more to replace and fix them. Same thing with the fat people, who suck up most of the insurance money the rest of us pay.. If you choose to be fat, then you will pay more to repair your health. It seems pretty simple, but then again the current proposal is not really about health care is it???""
Adding a new driver to insurance.?
In Ontario, if a new driver was added to insurance on a 03 dodge caravan how much would it be about?""
Where can I find cheap roofing insurance?
I am looking to start a roofing repair company (residential only at this time) . What I am going to do is secure the jobs, draw the contracts, purchase material and collect payment. I have 3 crews that will do the labor and they each provide liability as well as worker comp on their crews. What I looking for is a company that will insure me with liability (1 million) for my protection. What I am running into is that every company that I talk to says that you have to be in business for 2 years or greater or they are quoting me 7 to 9k a year. I have over 10 years experience in quoting, selling and installing, can anyone help out in finding affordable liability insurance? Thanks""
michigan insurance institute
michigan insurance institute
Would you get heath insurance and if so who through?
Me and my husband married young, when we married I had insurance through my job which was great but now, since I went back to school we are without insurance. I am in school ft and he also works but is two hours under what he has to be working to get insurance a week. We are 21 now and are wondering if you view health insurance as something someone our age needs and if so how to shop for it, what type to get and where to get a quote. We are both EMTS and have ran rescue before and we have seen lots of people without insurance but we want to make a well informed decision regarding this health insurance. Might I add that we are generally healthy, have a general practitioner at the moment that we rarely use, and during our marriage of two years have never been to an ER for any reason... Any insite that you have into this situation would be great! Thanks and God Bless""
How much is car insurance?
How much can I expect car insurance to cost? I am taking drivers ed soon (which I have heard lowers the insurance price) and I also get pretty good grades (which I also hear lowers the insurance price). I would be driving a used car. Any ideas on how much insurance would cost me?
What insurance license allows you to sell insurance to businesses?
What insurance license allows you to sell insurance to businesses?
What decreases vehicle insurance rates?
What decreases vehicle insurance rates?
18 in TX and need health insurance?
I live with my dad but he just qualified for his own insurance for seniors or something im not sure. Ignore this fact, but long story short I am a full time community college freshman and make around 700 a month at my job. I am very healthy and workout at the gym routinely and I notice i am having wisdom teeth probs. what health care can I buy thats affordable for me? I turn 19 in 3 months.""
Ive had my plates for a year with no insurance how can i get my license back?
i had a lapse and just never turned in my plates i never been stopped by police but i just got a nice car that i want to get registred
Am I screwed? Two years ago I was approached by my auto insurance company.?
I was told that if I added my home owners insurance to their company that I would save a bundle on both the auto and the homeowner policy. At the time, I had the same homeowner company for over 25 years and was happy with my policy but they looked at the policy and said they could offer me the same coverage at the same price. So, of course, I switched and admittedly never looked at the policy until I had a recent claim. Now, I find that the policy that I was switched to was NOT the same coverage I had at...not even close. I now have a 1% deductible instead of $500 and I also now have actual value instead of replacement cost coverage. Needless to say, I'm angry and feel I have no recourse since I admit I didn't read over the policy...I trusted the agent , since I had my car insurance with them for over 30 years. Has anyone ever had this happen to them and what, if anything, can be done about this?""
Will my car insurance premium go down in price when i pay off my car?
I'm not sure if it's even a factor in the price of auto insurance premium but I'm getting close to paying off my car and would like to know. Thanks!
Driver license test without insurance?
Im 18 and have not taken drivers ed I was wondering if I could take the drivers test without insurance and then if I pass get insurance then recive my driver license once I get insurance.
How much is a low rate car insurance cost? how much would it be ??? ?
How much is a low rate car insurance cost? how much would it be ??? ?
Are there any programs for college kids to get cheap dental insurance?
In college, not covered by my parent's insurance and can't get it at my job. Is there any sort of programs where College age students can get a relatively cheap dental insurance, or dental work done on the cheap? If it helps, I'm in Oklahoma.""
Car insurance for 2 people in 2 places...?
My father is going to add me to his auto insurance. He lives in the the Bronx, NY and currently I go to school in upstate New York and is where I will be using the car and I know car insurance is cheaper upstate New York. With that being said is it possible for his part of the insurance to be filed in New York City and my part to be filed through the upstate location? While still having him receive the bill for both... Thanks in advance!""
Best insurance company to work for?
I live in Southern California, I have been looking for work since I moved here from France. I posted a general sales resume on careerbuilder.com and have since been spammed by insurance agencies. Some have been good companies like State Farm and Farmers. Some have been less, like Colonial Life and Axa advisers. I believe Axa wanted me for a commissioned investment broker position. I didn't pass the personality test for State Farm, but I can try again in a year. I will have a strategy and research next time. State Farm has 9 month paid training, a huge signing bonus at the end and would be an excellent opportunity but it isn't for right now. What I did learn through all of this, especially from Colonial Life is that the insurance licenses aren't that hard or expensive to get. I'm thinking of getting life, health and auto. Does any one know of companies that have non-independent, salaried agents? I would like a commission, but not the 100% commission based model of Colonial or Axa. I also don't want to cold-call or drop off 180 envelops a week like Colonial demands. I don't want to be independent for the moment, although that is possible in the future with a good company like Farmers or State Farm. Right now I could work as a salaried sales person through an independent agent or direct hire. What is the best way to get on-board?""
If 15 minutes can save you 15% or more on car insurance..can 20 minutes save you 20% or more on car insurance?
i know stupid question but i've always been curious
Insurance for a car your selling?
I just bought a lemon, I am 19 years old and I have never owned a car and only had my liscense for a few months. I want to sell it but do I need insurance to have it transferred to my name. I am just going to sell it to a mechanic.""
Blue Cross/Shield health insurance?
Is this Insurance corporation a good one or a bad one to have as a health care plan?
Does anyone know any affordable health insurance for a college student?
Does anyone know any affordable health insurance for a college student?
How much does getting insurance on a car cost?
im 17 and me and my mom are trying to get the CHEAPEST car insurance possible !! how much does it cost? what company?? thanks for your help
21st Auto Insurance Company?
Any complaints regarding the 21st Auto Insurance Company? I am thinking about switching to them.
Insurance settlement in Arizona?
I hit rear-ended a guy at about 5MPH back in July. He was in a pickup, I was in my civic. About $800 worth of damage to both vehicles. He complained of no injuries at the scene. I find out he got an attorney and filed a claim against my insurance. My insurance says they are still waiting to get a demand letter. Question: I only have $100,000 in coverage. Is there any chance he could get more than this?""
In California what is traffic school for? Will my insurance still increase?
I am 19 and got a speeding ticket 85 in a 65 this is my FIRST ticket. I take full responsibility and am ready to accept my consequences. I am not one to drive like that but I was late that day. I know there is no excuse. Soon I am getting my own insurance under my own name. If I take traffic school besides not getting a point on my license will this also prevent insurance increases. If I go to get my insurance will this ticket affect me even though I took traffic school? I live in California and this is my first ticket I am 19 and male.
So is this whole car dealerships thing going to affect insurance?
If the prices of the cars are going to drop, is this going to do anything to the amount of money I will have to pay for my car insurance once I turn 16? Will it go up, go down, or stay the same""
Why can you 16 years old own cars in America?
Hello, So when I'm watching MTV or whatever television program here in the Netherlands I'm noticing that so many 16 year old drive a car. But where do you guys get the money from? Because a really crappy cheap car cost about 1000 euro's and than you need to pay a 390 euro (507 dollars) a month. I'm 16 too and with my 40 hours of work in a month I make 200 euro (260 dollars), so I can't afford a car now. (at least not paying every single month 390 euros) Nevertheless in the Netherlands you must be 18 years old to drive a car, but even when I'm 18 I think I won't make a 390 euro a month (only for my car). So do your parents pay? Don't you have to pay taxes or whatever? Thanks. David Calculation: Cheap car = 1000 euro Good cheap car = 3000 euro Average insurance 18 year old = 100 euro a month Can't find translation but road taxes = 80 euro a month cost of maintance = 80 euro a month Average driving 1000km a month with 7/100L = 70 * 1,80= 126 euro We pay 1.80 euro a liter (benzine) = 1 gallon = 3,8L = 6,84 euro's = 8,9 dollar per gallon so: 390 euro = 507 dollars a month""
Think of buying a catagory D car which is an insurance write off?
I have just been to view a 2005 Nissan Micra with 13100 on the clock the car had a crush which damage the tail gate and the bumper both have been replaced to a high standard. The car would be worth 5000 but is selling for 2200. Everything seems good at 1st glance but i am concerned about insurance and weather or not it's a good ideal to take the gamble. The seller showd me the before and after pictures of the car and it seemed to fit wot he was saying. He also has a valied MOT which is a month old I don't plan on selling the car if i buy it. How much damage can a knock do to the front of the vehicle or any of the important parts? Please can someone advise wot the best thing would be to do?
Affordable health insurance?
Whats a good site for getting lots of quotes at once? thanks
michigan insurance institute
michigan insurance institute
""When getting car insurance in Georgia, should I lie about dui's or be honest?""
I have 2 dui's from Georgia within 10 years. I just reinstated my license and need liablity coverage. Should I lie about my driving record just to get insurance, or be upfront right away? Do insurance companies check your driving record right away?""
How much are you paying for motorcycle insurance?
I'm trying to get a quote for insurance on a 2008 Ducati 848. I tried Geico, State Farm, All State abd Progressive but they all are quoting me around the same which is around 4k a year for full coverage and 1k a year for just liability. This seems crazy to me as im only paying $350 a year right now for full coverage on my ninja 250. I know the Duc has a much larger engine but the price difference is drastic. Im a 23 year old male with 2-3 years riding experience. Clean record and i did the MSF course when i started riding. The 848 im trying to buy is used and i would be paying in full. How much are you guys paying?""
How does auto insurance works?
is the cost of auto insurance determined based on car model, year, or the the car price sold at?""
What is the cost of the insurance for the car i want ?
I want a Suzuki Ignis 1.5 sport im just about to start driving wants the insurance going to cost ?
I need help on a car insurance question....?
so i got in a car crash and got the guys information; aside from his house address.... so my question is there any way that i can get a copy of that information or something with his name and adress included??
Can you get your own insurance when renting a car?
When going to a rental car agency such as Hertz or Avis they strongly 'encourage' you to purchase insurance. Can you get your own insurance that covers you in their cars rather than having to pay the insanely expensive insurance they offer?
""How much would it cost me if i got my car towed in Trenton, NJ for driving w/o insurance?""
How much would it cost me if i got my car towed in Trenton, NJ for driving w/o insurance?""
Need Medical Insurance?
My husband has a great job but the sorry part is it doesn't come with insurance which sucks. He makes too much money to qualify for Medicaid or Chips. I need an affordable health insurance for our family. Insurance is so expensive, please help me.""
How long does it take a car insurance company to fix your car?
I was in an accident dec 27 2013 the ladys insurance called me that same day of the accident and told me they would have full liability of the car damages to my parents car so i told them ok and she gave me the the claim number and then she said she would call my mom because the iinsurance isunder her name im 17 by the way...and then they nevr called my mom That day.they have usaa insurance and we have all insurance
Insurance costs?
How much do you pay for your medical/life insurance each month? Mine is about RM200.
Possible cancer without insurance?
My fiance has a visible tumor (it's visible--it was benign and removed before but came back). He lost his health insurance a couple years ago, and he seems to only be progressively be getting sicker (we don't know if it's because it's a cancerous tumor or his stress levels are insanely high). Either way, he obviously needs to see a doctor--but we have no insurance and we don't make enough to afford insurance (we might make little enough to qualify for medicaid--for this question, assume we do). My question is, what options does he have? We can't afford treatment. He doesn't want to go to a doctor w/o insurance because they won't help him since he can't pay and he will lose the job he has and what little he does make. Please, are there special programs? I know his condition does not qualify for the fast SSI claims as I looked into that already. Would medicaid be enough? Are there special cancer programs? Is there anything? Or is he really going to be left to die? He's only 26. Also, we live in Colorado (since that might make a difference).""
Looking For Auto Insurance?
Im needing help looking for auto insurance. I just got dropped from my fathers insurance company due to the fact that ive had 2 accidents and three speeding tickets in the last three years time. Yes i know thats bad and im not looking for the smart comments i just really need help with any insurance companies that anyone knows of that will consider covering me. Thanks so much for your time.
Does Obama really believe his comparison between auto insurance and health insurance is legitimate?
Even W sees the holes in that argument. Is Obama trying to fool the least of us ?
""If someone wrecks another person's car, whose insurance pays for it, the owner of the car or the driver?""
If someone borrowed another person's car and they wrecked it, who would end up paying for the damage? Would it be the owner of the car or the person driving the car? This is knowing that the driver is over 18 and has a license. Thanks, 10 points best answer!!""
Need supplemental insurance!?
I had a CAT scan done a few years ago and owe a good amount of money still because my insurance only covered a portion of it. Im a college student and make 8$ an hour and diagnosed with mental illness. Can i expect supplemental insurance to cover the rest of it? its about 1600. And can someone explain it for me? Do i pay for supplemental insurance to? My sister told me i can get emergency medicare or medical **** or something to pay for it.. Is this true...so confused. Thanks
""Why is Unitrin car insurance so cheap? Are they really a good, reliable insurance company?
I got a quote for about half of what I'm paying with another company with the same coverage.
Where are gender therapist in Michigan that's affordable or that take medicaid?
trying to seek help but my funds are kind of low and I have medicaid insurance and I live in Clinton, Michigan can anyone help I really need help please""
50cc motorcycle insurance?
I have a 1982 honda mb5 street bike. Its 50cc and has a 5 speed gearbox. I live in indiana and i want to get my motorcycles endorsment but it requires that i have insurance for the bike. How much would that be?
What is the best insurance to have?
im just wondering which is the best car insurance to have and why? also, what is a quote? dont judge pls and thank you""
How much does car insurance cost for a 19 year old girl?
Living in South Jersey. 2 years with a license. No accidents/ tickets. GPA 3.0+. Good credit score. For a used car newer than 2003. I just need a rough estimate. I don't want some insurance agent to call me for an quote or get random e-mails from insurance companies, right now before I buy a car.""
I want to buy a car i am 15 and i want to know which car should i get and how much is the insurance gna b??
I LiVE IN FLORIDA!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!1
How much are you paying for your kids car insurance?
Recently, I brought my daughter a 2002 Camaro v6 for 7,800 with taxes included. I pay 127 dollars a month for insurance. She is about to be 16 and able to drive on her own. She is very responsible, gets great grades and has very few friends. How much do you pay for your child's insurance? I heard that buying them a sports car would make the insurance go very high but that hasn't been the case.""
Cheapest auto insurance?
Cheapest auto insurance?
Will the cost of my car insurance decrease if I have a provisonal license?
My friend told me this but I think it's rubbish.. I am 17 next week and he told me that if I get a provisional license now and get all my lessons done/pass my tests and get my full drivers license, then wait until I'm 20 to buy a car, the insurance would be cheaper than if I passed my tests when I am 20 and buy a car straight away. (assuming I use the same company/ deals) Is this true or is he charting ****?""
How to get cheaper car insurance for a new young driver?
I passed my test the other day but ive been looking for hours trying to find some cheap car insurance on a 1.2 ford ka but all the quotes im getting are minimum 3-4 thousand pound and some are even quoting up to 8 thousand ! Im 17 and male does anyone know where to get relatively cheap insurance something between 1000-2000 pound? or any methods that are used to get cheaper car insurance?
michigan insurance institute
michigan insurance institute
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Can i get non-owners insurance without a drivers license?
"Can i get non-owners insurance without a drivers license?
looking for a insurance company in houston texas that can help me with non-owners insurance
BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr
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""Brother got speeding ticket in my car, does my insurance for my car go up?""
so i let my brother drive my car, and he's a pretty safe driver, however he got caught doing 69 mph on a 55 mph in north carolina. i understand that he will have to pay a fine/get points on his license. will the insurance on my car be affected? my brother is actually not listed as one of the drivers in the insurance (my mom and i are listed as the main drivers- both of which have never gotten a ticket/motor offense).""
How much more would my car insurance cost if I went from having a 96 honda civic to a 2000 BMW 328i?
I'm getting a 2000 bmw 328i... I have a honda civic already. My insurance was like 1200 for the whole year I think... already paid it in full. I'm 19, with no accident history, no speeding tickets, never arrested; I don't really have anything that would make my insurance go up to my name. I live in MA, so i guess I can't get gieco or allstate or whatever..""
Kit car insurance for new driver?
how insurance companies are looking at new drivers that are thinking of getting a kit car, is it based on value of the car or just what engine it has or what it was made from? what it be higher then standard insurance? thank you""
How much is insurance for a Porsche Boxster?
I'm 16 and getting a Boxster. I would like to know how much insurance is for it. We have state farm insurance. And I DO NOT want to hear Parents shouldn't give their teenager an expensive car! Just because I am a teenager, doesn't mean I will crash. I don't drink, speed, do drugs, or text and drive. So keep your opinions to yourself, thanks :)""
What is the age in Florida for males when car insurance gets cheaper and the prefered minimum age...?
for renting a car?
Short term car insurance?
i need UK car insurance for just one day, ive looked at various companies such as more than and the AA but they will only do it for people over 21 and i am 20. does anyone know any companies that can do this?""
Georgia Car Insurance?
If i'm moving to Georgia it states that I have 30 days to register my car and I need to get car insurance within those 30 days. If i'm looking around for insurance am I allowed to drive with an out of state insurance during those 30 days? Please give a absolute answer not something that you are guessing.
NCAP rating effect on car insurance.?
I'm looking to buy a car and noticed that some of the models I favour, such as Ford Puma; Vauxhall Tigra, have not been crash tested by NCAP. Does a car which has not been crash tested by NCAP necessarily attract higher insurance premiums?""
About how much will my car insurance increase...?
I recently received a speeding ticket for going 81/60. 4 points and 185$ fine...the officer said he would knock it down to 2 points and 80$ fine if i showed up to court. I'm 19, I live in S. Carolina, and I pay 195$ a month for a 2004 mazda6. Does anyone have an estimate on how much 2 points will raise my rates? Note: This is my second ticket; my first was an Improper start from start, no points 155$ fine. Thanks so much!""
Flyers insurance suggested?
This I my first time buying my own ticket and flying alone. Is it typical to get the insurance they offer for like $20 when you buy your ticket online? Would you recommend it? I think most cover your ticket and luggage?
Car Insurance. I've been in a car accident and need advice. Please helppp!!!!?
I got into a car accident, and am dealing with both of our car insurance companies. I was not at fault or ticketed. I need advice. They are telling me I must pay my deductable, and receive it back later. Same with the rental car! But I don't have the cash to do all this? Please, offer advice!!!""
""What would a $50,000 cadillac cost per month? + insurance?""
im looking into the cadillac sts (sp=47,000 - 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also... would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates""
Does anyone have health insurance anymore?
Anyone? *chirp chirp chirp... I don't think many people do.
Is it possible to get an SR22 Insurance on a scooter ?
I received a DUI in California - now I'm required to get a SR22 in order to get my drivers license back. Why not get a scooter and get that insured for cheap? Is my idea.... is it possible??????? Thanks
""Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""
Has anyone ever called AIS (auto insurance), and do they really find the cheapest insurance?""
How much should I expect to pay monthly for motorcycle insurance?
20 year old male, about 600cc bike Probably through USAA if that makes a difference""
Should I drop my comprehensive insurance to liability only on my car?
My van is from 1999 and it is paid off. The only thing is I am not confident in my driving skills. I have enough money to buy another car though. I have 130,000 miles on the van. I was going to drive it until it falls apart or starts costing me too much money in repairs.""
Question about motorcycle insurance in the UK?
I just got a quote for the motorcycle I intend buying when I pass my test. Seemed a bit excessive at almost 900. I'm 23 and have ridden a 125 for a year with no claims. The bike is insurance group 13. My question: Does the fact I don't have a full license yet and haven't bought the bike affect insurance quotes?
Turning 17 thinking of buying a car (Insurance Cover) [UK]?
Im going to turn 17 soon and thinking of buying a car and really want a BMW. I know I cannot get it because the insurance will be ridiculously high or simply will not insure me so I was wondering if I get a really rubbish car (1 litre or something) and get it Fully Comprehensive this should give me cheap insurance and the privilege to drive another car (so I heard) like my dads BMW and I want to know if this is possible for me and any background information about this will be appreciated!
Car Insurance Help!!!!?
Im 18 years old and for graduation present my father said i could pick a car I was thinking a 2007 mustang shelby gt500 i was wondering what is the insurance rate on a 18 year old with no previous accidents and i was thinking also a 2011 mustang gt and what is the insurance rate on that as well and for the last car a 2004 cadillac xlr what is the insurance rate on these 3 cars Thank You
On average how much would it cost for an independent living 15 year old girl to get good health insurance.?
On average how much would it cost for an independent living 15 year old girl to get good health insurance.?
How much can be motorcycle insurance premium?
Current auto premium - $120 (25 years, 2door car).""
Does anyone know about ecar insurance?
I found it is cheap, but Is it good? http://www.ecarinsurance.co.uk""
Insurance quote for first car?
Hey guys I've been saving up for a while and have come to a conclusion of what i want for my first car 2006 Porsche cayman s iam16 at the moment and am making just a smudge under $900 a month and from my calculations i should have enough money by the time I am 20-21 so i was wondering how much my insurance would cost. I have my g1 and am getting my g2 in November and will be a occasional driver and would be driving my brothers car an Acura rl and would be getting a cayman as soon as i have enough money. My family is insured by TD and BMO so a quote from them would be preferred but if i can get a quote from another place that is cheaper but still provides full coverage it would be nice plus i will be going to uni and working so it will be daily driven and garage parked 50% of the time (other fifty will be my brothers/dads/moms car) and will NOT be winter driven I live in Brampton On thanks
Can i get non-owners insurance without a drivers license?
looking for a insurance company in houston texas that can help me with non-owners insurance
https://www.linkedin.com/pulse/which-cheaper-restoring-vehicle-buying-used-peter-cook/"
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Loretto Minnesota Cheap car insurance quotes zip 55599
"Loretto Minnesota Cheap car insurance quotes zip 55599
Loretto Minnesota Cheap car insurance quotes zip 55599
BEST ANSWER: Try this site where you can compare quotes: : http://saleinsurancequotes.xyz/index.html?src=tumblr
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Loretto Minnesota Cheap car insurance quotes zip 55599
Loretto Minnesota Cheap car insurance quotes zip 55599
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Loretto Minnesota Cheap car insurance quotes zip 55599
Loretto Minnesota Cheap car insurance quotes zip 55599
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Does anyone have term life insurance with primerica? Are rates with another company better?
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What is the cheapest insurance around for a 20 year old with 2001 bonneville?
I live in CA and want to know How much $$$ to pay for insurance if i get a sports car?
I am getting my permit in 2 months and i am getting the Toyota MR2 Spyder. How much do i have to pay for the insurance? i heard that it costs more because its a sports car.
Is it true that 2-door-car more expensive to insure than 4-door-car?
For an example, civic coupe (2 doors) and civic sedan (4 doors). I heard that all 2-door-cars will be considered as a sport car. However, some people say that it is not always that way. I personally won't consider civic coupe as a sport car because I think it isn't. Can someone please clarify this matter to me? Also, which insurance company do you think is the best to insure your car? thank you!""
How much does AAA car insurance cost?
okay im 15 years old and will be able to start driving next year. My parents promised to get me a car and pay for the first years insurance but only if i have enough for the second years insurance in my savings. The auto insurance my family has is AAA so if anyone has it and knows how much it would cost a new driver please lemme know thanks:)
How much would my insurance be?
I am a 17 year old male and I'm looking a getting a ford mustang. I am trying to get a 2008 v6 4.0 L convertible is my car insurance going to be rediculously high?
What kind of car insurance......?
do u have and how much do u pay a month
How long can a Insurance company in the state of Tennessee look back on your driving record?
I had a wreck two years ago this October, I was wondering how long an insurance company can look back on my record? Its been two years since I have had any wrecks or tickets but my rates are still high, I was thinking if I switch companies and didnt tell them about the wreck I would have a clean record?""
Range of Insurance rates for a 25yo Canadian (New Driver)?
I am a 25 year old Canadian, buying my first car. It will probably be 6+ years old, valued at less then 5,000. I'm wondering about insurance. I spoke with a broker telling me prices range from 4,000 - 4,500 a year (~$333/mo). This sounds excessive. She also said with third-party coverage the type of car I drive shouldn't matter, which left me with doubts. What should I expect to pay?""
Insurance for 16/17 yr old?
I finally convinced my parents to allow me to get a bike, only catch is i have to pay for everything. And full coverage is a must. I know I'm probably going to get raped by the cost of it all but I'm willing to do it. So for a 16 going on 17 yr old rider needing full coverage Mostly liability and collision Everything pertaining to others... not me. or the bike. what would be a ball-park guess at the cost each month to insure these bikes.. Ninja 250r Gsxr 600 R6""
Is there an insurance company who will insure a Dutch car?
I have just moved back to England after spending 11 years in Holland and i have a very nice car which i dont want to sell. I have changed my Dutch driving license to english and would like to know if there is an insurance company who will insure my dutch registered car. If so i can then make an appointment to have the headlights changed. Thanks for your time. Sue.
The minimum amount your auto insurance must cover per accident is:?
In California is? A. $15,000; 30,000; 5,000 B. $10,000; $25,000; $5,000 C. $20,000; $25,000; $15,000 D. $5,000; $15,000; $10,000 Thanks!""
Do you need the VIN to purchase insurance?
my husband bought a car at an auction today with his friend, we will have the car tomorrow by 1pm but were hoping to get insurance bought in the morning, do we need the VIN to purchase insurance so he can drive it tomorrow?""
Am I paying too much for car insurance?
IM 19 years old, I pay $100 per month with geico, I have not had any speeding tickets, I have not been in any accidents, I had my license for about a 3 - 6 months now, I own a 1997 ford Taurus. Am I paying too much for car insurance?""
Can I get a dealer service department to cash out a check that was written from my insurance company?
I know I can get a repair done cheaper elsewhere. But my insurance company has already left a check at the dealer that is made out to me and the dealer so I have to sign it over to them. The dealer will not have the part in until Tuesday. So can I go to the dealer and just take the part and ask them to cash out the labor to me and I will go elsewhere for the actual repair?
Good site for buy SR22 Insurance Texas?
I had my first Dwi... :(
Insurance for a ten+ year old car?
I am looking to get a 2000ish LS1 Fbody (camaro or trans am for those who dont know) and I was talking to my dad about the insurance rates. Since I am a male under 25 my rates would go up a lot with a sports car like those. However he told me that since the cars are over ten years old, the insurance company probably wouldn't rate it very high just because of the age of the car, even though its a sports car. Does anyone know if thats the way it works? or is he mistaken? Please answer the question without getting into lecturing about young men having sports cars and how its a bad idea. the question could pertain to any older car, I'm not even sure if thats the car that i want. I'm just doing my research. Thanks!!!""
Loretto Minnesota Cheap car insurance quotes zip 55599
Loretto Minnesota Cheap car insurance quotes zip 55599
If I am 16 can I get a rental car if my insurance company covers it?
We went to the rental car company and they said that being under the age of 18 I can not get a rental car, but I do have full rental coverage on my insurance. Would I be covered to get one since I have full rental coverage? I am going to call my insurer tomorrow to see. But I'd like to know now.""
How does life insurance work?
How does life insurance work?
Any recommendations for health insurance for international travel?
I will be traveling around the world for 4 months and need health insurance as I'm currently unemployed
What car insurance would one recommend that's good and not too expensive?
I currently have geico but paying too much and looking for something more of low cost,any ideas?""
Car Insurance?
My fiance does not have his license because he was caught driving without insurance (forgot to pay it!). He has to pay the state a fine (done) and then get an SR-22 and insurance before he can get his license back. How can you get insurance if you do not have a car to get insurance on? (He would be driving vehicles at his job, which is why he needs his license). He can't get insurance on my car with me, because my car is registered in my mother's name and is insured by her, I'm just on her policy.""
My teeth are breaking.ineed to find a dentist that will help me with no insurance?
roots are in my gums.bad breath
POLL: How much do you pay for car insurance?
i asked about how much car insurance costs but didn't get any great answers, so i'm just going to do a little survey""
Sell Life insurance in Georgia from Florida?
What do I need to do for me to sell Life insurance in Georgia if I have a Florida License and I live in Florida? Plus, How much will it cost?""
Insurance for first car?
Im thinking about buying a 00-04 S2000 or and 99-04 Mustang GT. I live in georgia..17 almost 18 with a flawless driving record. My parents and i use geico insurance. I am a car enthusiast and i love performance.
What is the average collision deductible on insurance for a 2005 leased vehicle?
i'm trying to determine whether i need a big deductible or not, this determines whether i stick with geico or move to the cheaper esurance""
Insurance company wants to total my car/not insure it.?
So my dad rear ended someone really softly, but it was a truck that he rear ended with a hitch or something that damaged the grill and the bumper. Problem is, I put a total of $2700 to have transmission replaced and the engine repaired after the timing belt broke and caused damage over the last 2-3 months. It is a 2004 dodge neon and the body to these things are flimsy to begin with. I'm taking it in Monday to get it looked at better, but they said from what they could see it might be a total loss. Which means its only gonna be worth $2000. they said they have to replace the hood, the grill, and the bumper and other stuff which is **** because I know people who could fix these problems for less than $500. they aren't even visibly bad, a few dents in the places i mentioned but when i took it in they reacted like i had been in a head on collision going 50 mph. It runs perfectly, we wouldn't have even reported it except we were worried the guy might claim injury after the fact (which he did). What can I do? This is my only car, and I am already in debt from student loans. $2000 isn't gonna buy me a new car. How can I convince them not to total it when I take it in?""
How much is for car insurance for first time drivers?
How much is for car insurance for first time drivers?
How much would my insurance be?
I am 16 and I want to get a car. My parents said they would buy me this car I want but I have ot pay for the insurance. We have allstate. The car is a 1999 ford mustang. Yellow Color V-6 Engine Automatic Transmission 141,207 miles on it 2 drive coup""
Car insurance for learner driver UK?
I am considering to buy a car before I pass my test. Without buying the car first I can't get a quote online. I understand insurance is not much differenet for a learner driver and someone that just passed their test. Anyone knows how much roughly insurance cost for a learner driver? Thinking of getting a 2002-2003 ford focus, and I am a female 27 years of age if that makes any difference.""
""If I do not have health insurance in Fremont, California, and I want to deliver a baby?""
how do I deliver it with low income, also, if you are going to suggest Tri City, is that good, what are your experiences with that place? I think it is Tri Shitty. Also, what else do you suggest besides Tri City? Please help me I am one month pregnant and need to figure out where to deliver a baby Also, I just wanted to mention if you are pregnant and applying for health insurance do not tell them that you are, they refuse you flat, just tell your doctor the truth about your missed period date at your first appointment, fight with this backwards health insurance country""
Can someone please tell me why used Audi's or so cheap?? Can someone help me pick which used car to buy!?
2003 BMW 325I 84K Miles $10,900 2002 Audi S4 64K Miles $10,900 2005 Audi A4 1.8T AWD 79K Miles $10,900 2006 Honda Civic EX 1.8 75K Miles $10,900 2003 Infiniti G35 sedan 64K Miles $10,900 insurance is no problem, all these are clean car fax, clean title, all under KBB value, the infiniti is $3,000 under value, the rest are about $1000 under value. Any ideas why Audi are so cheap? im just looking for about a 10-11,000 car with low miles. Which should i pick?""
What is the average cost of hormone replacement therapy with and without insurance?
I've fianally decided to begin my transition (male-to-female) and i wanted to know what it would cost to begin HRT. I ask for both with and without insurance because i have a college based insurance plan (SHIP) and i am not sure if it will cover HRT (it covers gender identity counseling so IDK) Thank you all in advance ~<3 P.S. i live in Moscow, Idaho.""
Do I need to pay insurance on a SORN car?
Hi if i declare my car SORN (UK) do i need to pay insurance or MOT?
Would it be better for our government to give everyone health insurance or?
Produce more health care resources by increasing funding for medical schools and work to flood the market in health care services thus making it more affordable for everyone?
Why is my insurance quote so high?
I got a quote that 480$!! Why is it so high I have a mustang gt 2011 and I'm 18 iv never had a accedent am I just going to the wrong company? I went to gieco all state and esurance there all over 400$
I need cheap dental insurance not a discount plan?
I have to get a good cheap dental plan not a discount plan. Where can I get one or what can I do??? I have something that really needs to be taken care of fast.
Will making two collision claims (one major/ one minor ) within a 6 month period raise my auto insurance rates
I've never made a claim before this first one, a deer ran in front of my car and caused severe damage. Now five months later someone hit my car in parking lot (I think) nothing major just a 6 black mark that pushed the body in a bit. Will they raise my rates? If so then I would just go a get it fixed and pay for it all out of pocket.""
Sporty cars with low insurance group?
Hi, ive just turned 15 and im planning on getting a job if i can in January, my aim is to save up to buy a car, my dream car is a subaru impreza wrx sti, but although the used cars are resonably cheap and after a while i can afford it, the insurance is incredibly high!, so im looking for a good looking, resonably fast good looking car that can hold 4 people or 5, this is obviously a tricky task but if you could help id appriciate it!, I was also looking at the 350z but althogh insurance is cheaper its only 2 seats, and as i turn 17 at the start of sixth form, i will be 1 of the first to hopefully get a car, meaning, transporting friends to town at lunch is a key thing :D, Thanks alot Mike PS:, please let it be sporty, i dont want to moddify anything, maybe a nice spoiler and scurts, thank you!!!! :)""
Insurance company took me to supreme court?
Ok. I had a car accident a year ago the insurance company claims that it was fraud because the story didn't match up in the euo so now they taking me to the supreme court this is the third time they didn't pay anything and infact I was hit from behind. It been a year since we are going to court. Now they send another summons saying that settle of the case if they didn't pay me anything y r they still bothering me. And acuse me of all these things
Am I already covered under my parents car insurance?
I just bought a car and my parents said they would take care of the insurance so they put my car under there names when I explained I needed to be under it my mom said its too expensive and it fine as long as u have insurance she's wrong right?
Loretto Minnesota Cheap car insurance quotes zip 55599
Loretto Minnesota Cheap car insurance quotes zip 55599
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I intend on driving a rental car for a couple of months. I don't own a car and never held any auto insurance in the past. Will Geico's nonowner auto insurance be right for me? Any ...show more
600cc sports bike good for a beginner? gsxr600 or zx6r?
ive never ridin a motorrcycle before and im looking at getting a gsx-r600 or zx6r. Im taking the safety course which is 10 hours of riding and 5 of classes which i realize isnt a lot. I drive stick shift cars so i get the point of shifting the bike. Ive ridin a dirtbike once and quads once but i seem to be a natural on anything with a motor so im not nervous at all about getting a racing bike starting. A lot of people say a 600 is to big for a first bike but i know people that have them and say they arent that bad as long as you dont drive it like an asshole. I plan on really taking it veryyyyy easy the first summer out and not pushing anything untill i feel extremly comfortable with it. My question is should i get this for a first bike? Im not getting a 250 dont even bother with that. Ive seen the 650's which are more begginer friendly but i just feel ill outgrow that within the first year and ill lose my money by selling it and buying a 600 instead of getting the 600 in the first place
""Okay, Passed my driving test last week and just about to get insured. One problem though, when I was taking?""
lessons with my instructor I accidently hit the curb and my instructor had to make a claim. She told me it was all sorted it out although she had to say write my name down to her insurance company saying it was my fault. The question im asking is will this have any effect on my license or make my insurance cost more. p.s I took my test in England. Desperate to get an answer, cant find one anywhere else xxx""
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explain various types of car insurance and what they cover.
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If I didn't live with my parents, had my learner permit and had my own car, would I be able to drive it if in the presence of a licensed insured driver? Like say my friend came over and I drove him in my car, would his insurance cover me?""
How much will car insurance be for me if I am under 18 and I live in California?
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""Im a new G2 driver, and im thinking on getting second driver insurance on my moms car.?""
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pronto insurance
pronto insurance
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Why did Democrats call their health insurance scheme the Affordable Care Act?
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im trying to find health insurance because i dont qualify for medicare. im currently unemployed and looking for work, and couldnt go to fiu this semester. im 26 years old woman. i hurt my back lifting boxes a few months ago. the pain is horrible some days that i have to stay in bed all day. i need to see a doctor but i dont have money and i am living with my disabled mother. http://consumerdirect.bcbsfl.com my zipcode is 33010 what is the cheapest insurance here that would let me see a chiro and get xrays done? the less i would have to pay the better since my financial situation right now is bad.""
Car insurance uk?
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If I get my speeding ticket dismissed will my insurance rates still increase?
I got a speeding ticket in TX, but I'm taking a course to get it dismissed. Will my insurance company even find out about my points if they're taken off my license? And if they do, will my insurance rates go up or is that completely dependent on points?""
How much will my car insurance be if i was in two accidents?
For my first car accident i had only had liability, the car was counted as a total loss!! I got no money back for it!! &&My second car i had full coverage on it because it was a brand new car. But i had recently got a DUI, but when i went to court they didnt count it as a DUI, just a car crash. It was also a total lost but my insurance company had given me all the money back! ...So im just wondering how much my insurance is going to be when i am able to start driving again in september!!""
Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none
If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket for driving without insurance? Would you be an uninsured motorist even if the car you drove was covered by someone elses insurance?
""Regarding NJ Law. If I suspend Auto Insurance on my car, do I have to surrender the plates to the MVC?""
I have a car that I seldom use now, can I keep the plates on the car with no insurance policy. And if I need to use this car, reactivate my auto policy for those specific days. Is ...show more""
With a driving permit in California ? Insurance ?
Can I drive my dad's car but with somebody else teaching me to drive. Do I need to be in the insurance policy ? How does that work?
pronto insurance
pronto insurance
How can i get a copy of my old insurance card from state farm?
How can i get a copy of my old insurance card from state farm?
What insurance company will give me the cheapest full coverage policy on a sportbike?
I'm 23, I have one year of riding experience, and i have no traffic convictions. I'm looking to go no higher than a 600. I live in an apartment, and I will have a lojack installed. I can't seem to find a policy for less than 3,000 bucks a year.""
Car insurance Help for a 17 year old?
OK i'm not a troll to start off with i'm just have good bit of money, anyways i i'm 17 and i live in Ireland i have 7.500 euros to spent on my first car and car insurance anyways this is the car i want http://www.carzone.ie/search/Toyota/Celica/1.8-VVTI/201203206625052/advert?channel=CARS so do u know a car insurance that would insure me and i can go up to 15.000 euros if need to""
What is the most affordable personal medical insurance carrier you have found?
I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!""
Kawasaki Ninja 500R insurance?
Dose any one know how much the insurance would be on a Kawasaki Ninja 500R for someone that is about 18 with no accidents, or speeding tickets and good-ish grades?""
What information do I need when I call insurance for a Quote?
I'm planning on purchasing a car in around 2 weeks time, what information do I need to give insurance so I can be added onto my parents policy? I do have the VIN of the car, is there any other information needed besides my parent's account information? Thanks. :)""
How does AD&D Insurance differ from Life Insurance?
I understand a little about how AD&D works (for example, if you lose a leg you get x% of your benefit), but who is it for? If I have Life and Medical Insurance, am a white collar worker, and do not engage in dangerous hobbies, why would I need it? By the same token, why not get AD&D instead of Life insurance (since the AD&D plan I looked at had a death benefit)? AD&D seems like a waste of money (of course I've just jinxed myself). Can someone please enlighten me?...""
Can i have two car insurance one with no car on it?
i bought a car and my old insurance wouldnt let me add because i dont live with my parents anymore. now i live with my husband's family and they added my car and me to their insurance. now i have two insurance. one with no car and the other with the car.
How do I find the best car insurance rates?
How do I find the best car insurance rates?
Need advice on good dental insurance plan in California.?
Hello, I am looking for good dental isurance policy for one person. I currently work as a temp, and dont have insurance. I was looking to spend around $30 a month, is this too low? I need something that is rather comprehensive. Thanks""
Best Choice for Car/Insurance Price?
I am 21 and will be going shopping for a car under my own name where I will actually be making the payments and insurance for once I was wondering what kind of car would be a good choice I prefer nothing older than a 2007 and preferably like a Honda civic, Scion TC, maybe a mustang, jetta, nothing too horrible on gas and something I won't look lame in lol. Keep in mind I dont want something that is going to make my insurance too high I want a good rate on my insurance. Factors to know is that I am 21 year old MALE in Houston, TX. I really want to know what would be a good combo, like what car should I get to get the best deal on my insurance. oh and my deductible on collision/comprehensive i dont want to have more than $500 each.""
What's the average insurance cost going to be for me? (motorcycle)?
18-19 year old Air Force female riding a low power motorbike in Texas. No previous driving accidents or tickets. What else can affect my cost?
Does full coverage insurance replace your car if totaled?
How much do insurance companies pay you on a vehicle if it is totaled? how much it is worth or how much you paid for it
General Liability insurance?
How much will General liability insurance cost for my company? We have been incorporated for 2 years, with no claims against us. We are a parking revenue and security company. I have called dozens of brokers. i just need a ball park so I can tell if i am being ripped off. We have insurance now but feel it may be to high. Please advise""
Homeowner's insurance and lawsuit?
If I was physically assaulted on someones's property by their family member, can I sue homeowner's insurance? The grandson of the homeowner had been drinking and during a discussion he punched me and broke my jaw.""
What is the cheapest car insurance for 25 year old female in Florida?
What is the cheapest car insurance for 25 year old female in Florida?
BMW 1991 318is Insurance/Gas/Parts?
I'm looking into getting a car. This would officially be my first. I want it to be a car that is of good quality for at least the next 2 to 3 years. Meaning not too much to spend on gas, parts and insurance. Which are where my questions lie for a 1991 bmw 318is; Does a 1991 bmw 318is take up more gas than the average car of it's time? Also, I understand maintaining a BMW is expensive but is the 1991 bmw 318is pricey to insure? I've heard after a certain year, BMW are a little less expensive to have. I'm absolutely in love with this model and year, I'd love for it to be my first actual car but I'm skeptical. Please answer my questions and thank you for your time!""
Insurance on a 2003 Ford Mustang Mach 1?
How much would insurance be on this car? I'm 16, almost 17, in Arizona, by the way. The car has a V8 engine.""
Cheap car insurance for first time drivers ?
what is the cheapest car insurance company for first time drivers ? Age:23
Car insurance for you drivers?
i am a 18 year old male and looking for car insurance on something like a micra, punto, clio or something small like that but the cheapest i can find is 3000 with tesco and thats as a named driver on my dads insurnace. Is there anywere cheaper that anyone knows of ? how much do other people pay? also it is a full uk licence i have and i have had it less than a year""
How much cost an insurance car in North Carolina?
How much cost an insurance car in North Carolina?
What should I do about this car insurance?
I have a car that is worth no more than $1500. I bought it off someone in my family and I should transfer ownership (as it is from a different state). At the moment they have selected me as a secondary drive for insurance, as I am a P plater it will cost a lot of money to put it under me. To reregister it and insure it under me would cost a lot. (including getting another roadworthy certificate). I took it in for a check and they said repairs would cost nearly $2,000 which is more than the car. Plus the insurance, totaling about $3500 in total when the car is only worth $1500 max. So this is the situation I need help with, the car runs great and I may have just gotten ripped off by the mechanics (I didn't bring it in, someone else did and they can seem like an easy person to rip off) - also we have a friend who is a retired mechanic and he said the car is in great shape and roadworthy should be no problem, so that conflicts with what these guys said.. Any tips? I have no clue what to do. What do you do when it costs more to put a car on the road than the car is worth?""
Will adding factory bodykits affect your insurance costs?
Ok so i was just curious to know that if i buy the new Seat Ibizia 1.4 (09-onwards) in the SE trim level, with an insurance group of 3, if i was then to add a factory fitted bodykit from SEAT to replicate the Cupra model would this rise the insurance group and costs? This is what i was thinking of getting for it: http://seatepac.gedas.co.uk/productdetail.aspx?p_no=ZGB6J3071670""
Whats the cheapest auto insurance for someone in Texas?
Whats the cheapest auto insurance for someone in Texas?
Arnold Clark Insurance?
Whats the minimum age to be a policy holder for arnold clark insurance? Ive been told It's either 18 or 19, Do they still base the risk like everyone else as I've also been told that it's a fixed price regardless of risk, the only rating factor is the drivers age?""
pronto insurance
pronto insurance
What is an approximate cost for life insurance?
What is an approximate cost for life insurance?
Will a minor speeding ticket cause your insurance to rise.?
i read that speeding tickets can be a traffic offense and have you lose points from your lisence and pay a fine, it did not see it mentioned that your insurance rates would rise. i am intrested to know if this is true or what situations it applies to?""
Can you drive someone else's car without your own insurance but their car is covered?
For example, if I drive my friend's insured car and she's in the passenger seat while I'm driving (without my own insurance), is it legal? Also, can I drive my parents' car occasionally without my own insurance but the car is insured? I'm 17 with a California driver's license. Thank you!""
""After one month, auto insurance gets cancelled?
I changed auto insurance after my other policy lapsed due to direct deposit mix up. I went with State Farm for both vehicles and paid about 20 dollars more per month for a better policy. I got a letter 2 weeks into coverage stating my policies are being cancelled due to not showing 30 days of coverage at the time of purchase. So I guess they can cover me for a month and ditch me? This don't sound right. I have zero tickets and zero wrecks and the same goes for my wife. My agent says the rate will go up from 138.00 per month to 245.00 per month! ! ! ! ! WTF?
Polk County Auto Insurance?
Hi, is it true that come this October no auto insurance will be required or is it just another rumor?""
Car insurance..please answer?
Basically my dad is paying 1600ish pound for an insurance policy, with me as a named driver on his car, that was a few months ago he got that, however now, if we was to do the same policy because we have had the car for a few months it would be 1100 ish, if my dad got a new car which he is thinking of doing, and transfered the insurance onto that (substituted it) but the car was a bit nicer and slightly more expensive to insure, would the price inrease because of the car, or decrease because im slightly older and insurance is getting cheaper for me""
Insurance on 1965 Ford Mustang?
What would it cost annually in Texas for a 16 year old? Any info on other years (66-68)?
What are different basic insurance certification programs?
Am looking for an insurance career. Am a mom thinking of starting my career after a 6 yrs break. I want to know the basic insurance courses available. are thereany govt recognized exams and certifications available am totally new to this am newto USA so dont know much abt the programs. pls help with some info.
B Average for Car insurance?
I'm a 16 year old male who just got my license. I'm looking for car insurance, and was read about student discounts that said you need a B average. I have As and Bs, but I have a C in German, will this make me unable to get the discount?""
Where can I get affordable insurance as a new Driver?
I'm 24 years old (almost 25) and I JUST got my driver's license. I'm trying to buy a car and came across some options that I can afford but I'm super concerned about insurance costs. I live in Springfield MA (A high insurance city) and I'm in between an 09 Honda Accord and an 07 Toyota Camry. Ideally, I would like to have my own policy for personal reason's of not wanting to be entwined with my mother. My father lives out of state. I don't have friends close enough and with better driving history that could go on with me so I'm likely on my own. I'm going to want full coverage (or at least mostly full) What are some good insurance options for new drivers who aren't 16 year old kids? I tried to get one of those free quotes online and came up with a number like $706.00 a month which is just ridiculous. I know I'm not going to come away with a $150 a month plan but is there anyway I can get at least $250 - $300? ANY help would be appreciated.""
Can a step parents add a child on his health insurance?
We live in california, and i have heard that if they investigate and there is a claim and they look into it, because he has no legal coustody, then there is a possibility they would not cover the claim?? Please help, and if you reference from a website, if you could include the url that would be great.""
Car insurance for a 16 year old in miami?
how much do you have to pay monthly??year??
Why are my home insurance premiums so high?
When we bought our house we were paying 350 a year, we have not had any claims at all and insurance kept going up. so we swiched companies and now paying 720 a year, and when im quoted from every other company its anywhere from 700-1000 a year. our house is only worth 70000, my mom pays 350 a year and her house is worth 250000 with outbuildings. Why are my prices so much higher when i have not had any claims? we are in illinois""
Can u use your parents health insurance without them knowing?
i wanna go to the doctors without my parents knowing using there insurance. is it possible? and i live in california and im 19 years old. help:(
Insurance on a jeep wrangler.?
im buying a jeep for my first car (jeep wrangler). i want to know if the insurance is going to be high, im 16 year old male. my insurance would be geico. if you can compare it to a sports car would it be cheaper?""
Damaged rental car. How much should I pay?
Hi. I was involved in an at-fault car accident while driving a rental. Here is the rental situation: The rental car was not insured through the independent rental company. My insurance won't cover it either. I was never offered rental insurance and there was no contract signed regarding the car in question. The owner of the rental company has a rent-to-own business as well, and priced the car at $6,000, but is letting me pay just $4,550. According to Blue Book, the car is worth anywhere from $2,100 to $2,900. I'm willing to pay for the car. My question is, do I pay what he is asking or pay what the car is worth according to Kelly Blue Book? If I would have bought the car before the accident I would have never paid $6,000. It was only in fair condition when I got it. Thoughts? Thanks""
Can you take out a life insurance policy on a family member?
I have an ailing father who's woefully under insured and he refuses to upgrade his policy, He'll likely not be able to settle his final affairs in the event of his passing. What recourse do I have as his son? Can I setup and pay for my own policy to fill in the gap? I would mean the difference between my Mother living in her own home, and possibly leaving her destitute. (I'm kind of hoping to be the knight in shining armor on this one)""
Which type of Insurance help more in tax deduction?
I am earning more than 3 lacs per annual, now i have to pay tax but i have heard from my colleagues if i do invest in some insurance policy tax deduction will be less.So in which type of insurance should i invest?.""
How do i use my insurance ?
i get insurance through my job but i dont know how to use it. Feel dumb asking but i've never had to go to the doctors before and now i do. Can someone tell me a a little bit about it. Do i call the doctors office first and tell them what insurance i have and they figure it out. or do i call my insurance first and tell them i need to make an appointment? i did call and they sent me a list of all the doctors my insurance cover.
Under parents car insurance in another state?
im going to another state for college, can i stay under my parents car insurance?""
Car insurance first time owner?
Hi, I'm an international student with USA drivings license in Fl. I'm covered by my boyfriends car insurance company in order to drive his car but that's everything what I have as insurance. I'm on my way on buying a new car and I don't know what to do. Because I have my driving's license for an less than year the rates are pretty high. Almost 500$ for a month. Does anybody know any cheap insurance company that will help me to overcome this obstacle and moreover is there any other trick that I can use in order to reduce the rates. Thank you in advance.""
""Where can I get the best, most comprehensive earthquake coverage for a condo in san francisco, california?""
i have already seen what the california earthquake authority (CEA) offers, which is not a whole lot. what are my other options for greater coverage?""
Can you get life insurance on a non-relative?
I am legally still considered a minor child, although I am 16. My parents are divorced and I live with my Mom in Georgia. My natural father is dying of cancer, and lives in Illinois. Is it possible to get a life insurance policy with me as the benefactor even if me and my father live in 2 different states? Technically my Mom & Dad are divorced and she would not be able to get a life insurance on him on her own, as she is a non-relative. But I am his only son, so couldn't I get one on him? Even though by law children cannot legally engage in any sort of contract.""
Do you have to have car insurance to drive a motorbike or a car?
hi there i was wondering do i have to have car insurance to drive a motorbike or a car ? oh and how much do you think they would charch a 19 year old guy oh and do i pay weekly or monthly or yearly ?
What's the average insurance premium for first drivers these days?
I'm 18, and im going to buy a car. It's a 2002/2003 car, so not too recent. Im looking for quotes online and the cheapest im getting is about 4500. This is me being the policy holder and not any other family members. Does this sound right? Personally i think it's outrageous... Thanks.""
pronto insurance
pronto insurance
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Are Republicans Or Democrats Better For Small Business
New Post has been published on https://www.patriotsnet.com/are-republicans-or-democrats-better-for-small-business/
Are Republicans Or Democrats Better For Small Business
Small Business And Government Regulations
AOC Blasts Republicans Who Blame Democrats for Holding Up Small Business Aid
Democratic views on small business revolve around the theory that, while government cannot guarantee the success of a small business, it can implement the conditions that support hiring of new workers through providing tax relief and increasing the availability of Small Business Administration resources.
During the Obama administration, President Obama cut taxes for small businesses no less than eighteen times. Also at President Obamas direction, the Small Business Administration administered more than 70,000 loans for businesses, offering those businesses with the much needed capital to invest and grow.
The American Recovery and Reinvestment Act that was signed into law by President Obama states that business that hire previously unemployed workers are eligible for tax cuts and can write off the purchase of new equipment. Most of the small businesses are eligible under the Affordable Care Act for tax credits to offset the insurance costs for their employees. Democrats are fighting to defend the progress made and ensure that the new president Donald Trump cannot disrespect the American small businesses.
Virginia Republicans Have Been Warning Democratic Control Was Bad For Business Cnbc Disagrees
By: Graham Moomaw and Ned Oliver– July 13, 2021 6:33 pm
The sun rises over the Virginia Capitol.
After Democrats took control of the General Assembly in 2020, a common refrain emerged among Republicans who opposed legislation that raised the minimum wage and added new anti-discrimination protections for employees.
The Democrat majority has done much to diminish Virginias reputation for being Americas best state for business, said Senate Minority Leader Tommy Norment, R-James City, as Democrats first legislative session in power in more than two decades came to a close, invoking a ranking bestowed annually by the cable news network CNBC.
Two years later, it looks like at least some of those Democratic priorities actually helped the states business reputation.
For the second time in a row, Virginia was named the best state for business , which this year began factoring things like anti-discrimination laws and voting rights protections into its rankings under the heading of inclusivity.
Our economy in the Commonwealth of Virginia is roaring, Gov. Ralph Northam said during a victory-lap news conference in Norfolk on Tuesday. Its why companies of all sizes are choosing to call our commonwealth home. Virginia is proving that when you treat people right, its good for everyone and its also good for business.
Youngkins campaign downplayed the CNBC ranking Tuesday, arguing the state is underperforming in key metrics like cost of living and cost of doing business.
Committee Republicans Send Letter To Biden Pelosi Slamming Democrats’ Tax Hike Proposals On Small Businesses
WASHINGTON, D.C. Today, all House Small Business Committee Republicans – led by Ranking Member Luetkemeyer – sent a letter to President Biden and Speaker Pelosi highlighting the negative impacts the Democrats’ tax hike proposals would have on small businesses. As Democrats prepare to take historic steps to recklessly push forward trillions of dollars in spending paid for by small businesses across the country, Committee Republicans are standing up for Main Street USA. Small businesses are focused on recovering from the economic effects of the…
Also Check: Why Do Republicans Hate John Mccain
Small Business And Taxes
Trump has supported significant cut on the income tax on all companies to 15 percent. Business groups also want to see partners, sole proprietors and corporate shareholders whose business income is reported on their personal returns benefit from these changes.
While the party has gotten a great deal of pushback because these policies would benefit big business, what many fail to realize is how essential these policies are to the survival of small businesses.
Staying Afloat During Covid
Brianna Knight, a 31-year-old Fresno resident with clients across the state, was one of the fortunate ones. Her holistic skincare business has done well during the pandemic.
The state grants helped, but so did her overplanning six months ahead at some points. Before the pandemic, Knight also launched a clinical skincare line, enabling her to package at-home facial kits for her clients once COVID-19 hit.;
Despite staying afloat, Knight said she is undecided how she will vote on the recall. She said she needs to research the candidates more, and wants to see how the next phase of the pandemic goes.
I definitely think that we need new leadership, but I dont know if right now is the time, she said. And I only say that because right now California is in the purple and we do foresee a possible shutdown again. So transitioning leadership right now sometimes it gets worse.;
Knight said she wantsnew leadership because of the way the pandemic was handled, including shutting down businesses that state leaders deemed non-essential.
I do corrective skincare, so acne, so even in a pandemic, those clients are still dealing with an issue, she said. I think that what they considered wasnt as important was important to a lot of people, and we werent recognized.
I definitely think that we need new leadership, but I dont know if right now is the time.
Brianna Knight, business owner from fresno
Also Check: Are There Any Republicans Running For President Other Than Trump
History Of The Republican Party
The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.
Regulating The Economy Democratic Style
The Democratic Party is generally considered more willing to intervene in the economy, subscribing to the belief that government power is needed to regulate businesses that ignore social interests in the pursuit of earning a return for shareholders. This intervention can come in the form of regulation or taxation to support social programs. Opponents often describe the Democratic approach to governing as “tax and spend.”
Recommended Reading: Who Raises More Money Democrats Or Republicans
Left Wing And Right Wing Politics
Politics is said to be split in half and you either have left or right political views. Left-wing politics is typically associated with progressive ideas and equality. Democrats are viewed as left-wingers. Right-wing politics values tradition, equity, and survival of the fittest. Republicans are viewed as right-wingers.;
Left-Wing
Left-wing beliefs are liberal in that they believe society is best served with an expanded role of the government. Examples of an expanded role for the government include entitlement programs such as social security and Medicare, Medicaid, universal healthcare, food stamps, free public education, unemployment benefits, strong environmental laws, and other regulations on industries.
Right Wing
Right-wingers believe that the best outcome for society is achieved when individual rights and civil liberties are paramount and the role and especially the power of the government is minimized. Right-wing ideology would favor market-based solutions to the issues that these government programs aim to tackle. For example, encouraging a freer marketplace for healthcare, driven by consumer choice to drive down costs. Or privately held retirement accounts like 401 plans instead of government-guaranteed Social Security.
Study: Republicans Are 24 Percent More Likely Than Democrats To Be Business Owners
Lou Dobbs: NYC is a very difficult environment for any small business owner
According to the Small Business Administration, there are about 28 million small business owners in this country and approximately 22 million of them are self-employed or non-employer firms. The rest of these small firms are employing more than 120 million people. Thats a pretty big voting bloc of small business owners and their employees.
Thats probably good news for Republicans.
According to;a survey;recently released by data research firm Infogroup, most small business owners vote Republican.
The company merged voter registration data from critical swing states with its proprietary database to come up with a combined pool of 5;million businesses and consumers that were asked questions about their party affiliation and other topics.
Of those surveyed, 24 percent of business owners were more likely to be Republican than Democrat. Republicans are way more likely to be presidents, vice-presidents and finance executives than Democrats and the hot industries for Republicans appear to be real estate, financial services and wholesale trade.
The study also found that Republicans tend to have stronger financial indicators than Democrats, such as higher household income, home value, net worth and likelihood to invest. They are also much more likely than Democrats to have a home office, purchase small business insurance, fly more frequently and invest more often in real estate.
For someone in marketing, sure. But what if youre a presidential candidate?
Read Also: Who Controls The House Of Representatives Republicans Or Democrats
Politics And Small Business
“The immediate shift in forward-looking sentiment that small business owners reported following the election reveals how deeply politics has become embedded in the public’s assessment of the economy, and in particular how divided the country is,” said Laura Wronski, research science manager at SurveyMonkey. “We’ve seen evidence of that every quarter, with Republican small business owners consistently reporting a higher degree of confidence than Democrats, but the election of Joe Biden is the first opportunity we’ve had to see whether that would flip if presidential power changed parties and it did dramatically.”
Among Republican respondents, the small business confidence index score fell from 57 in the third quarter to 42; among Democrats, confidence jumped from 46 to 58. The lowest previous confidence reading from Republican business owners was in Q2 2020, at 54.
We’ve seen evidence of that every quarter, with Republican small business owners consistently reporting a higher degree of confidence than Democrats, but the election of Joe Biden is the first opportunity we’ve had to see whether that would flip if presidential power changed parties and it did dramatically.Laura Wronski, SurveyMonkey research science manager
Histories Of The Parties
The Democratic party started in 1828 as anti-federalist sentiments began to form. The Republican party formed a few decades later, in 1854, with the formation of the party to stopping slavery, which they viewed to be unconstitutional.
The difference between a democrat and a republican has changed many, many times throughout history. Democrats used to be considered more conservative, while the republican party fought for more progressive ideas. These ideals have switched over time.
Recommended Reading: Where Are Republicans On The Political Spectrum
How Republicans And Democrats Compare As Small Business Owners
COSTA MESA, Calif.A new analysis shows that Republicans make up the largest percentage of U.S. small business owners, and that they have the highest average business loan balances and lowest delinquency rates.
With the presidential election less than a year away, Experian looked at the financial and demographic characteristics of small business owners by political affiliation. The report found that approximately 35% of all small business owners identify as Republican, while 29.4% identify as Democrat and 15.8% identify as Independent.
Small businesses are a major area of interest for a number of political campaigns and justifiably so, given their positive impact on employment rates and importance to local economies, said Pete Bolin, director of consulting and analytics for Experian business information services. Gaining insight into the characteristics of specific segments of the small business owner population enables government officials, lenders and business professionals to better understand them and take appropriate action to help these small firms grow.
Section:
Crisis On Top Of Crisis
Thousands of small business owners across California are still trying to survive a pandemic now in its fourth surge. Even with the reopening, some restaurants and other service establishments are having trouble hiring workers or are having to pay more and offer perks.;
Then, there are businesses that also have to deal with wildfires and drought.
Data from San Francisco-based software company Womply showed that the deadly 2018 Camp Fire resulted in 13% of local businesses near the fire shutting down permanently, while in 2019, 6.6% of businesses closed after the Kincade Fire in Sonoma County.;
In 2020, California experienced its most destructive fire season in history, with 4.2 million acres burned. In 2021 so far, it isnt much better. The still-burning Dixie Fire is already the second largest in state history, having blackened more than 600,000 acres in Butte, Plumas, Lassen and Tehama counties.;;;;;
Meanwhile, California is in the grip of its worst drought since 2015. This week, Newsom raised the prospect of mandatory water conservation statewide.
John Kabateck, California director of the National Federation of Independent Businesses, said;opinions on the recall vary among its members, but many are too busy dealing with bigger concerns. Among them: finding qualified employees, meeting payroll and readying for a huge spike in their unemployment insurance taxes.
So hes willing to give Newsom the benefit of the doubt.
Recommended Reading: What Republicans Are Running For Governor In Nevada
Obamacares Impact On Small Business
Opponents of the Affordable Care Act argue that the ACA has forced small business owners to pay a lot of money they dont have, that the rising cost of medical insurance and the associated fees has forced companies to lay off workers or to halt expansion plans, and that the tax incentives offered to small businesses isnt guaranteed and its too complicated.
Proponents of the ACA argue that the tax incentives are a great help, and assist them in the added costs of the health insurance premiums. They state that the majority of the expense falls with big businesses, not small businesses. They also argue that many small businesses will fall into the category of under 50 employees, and therefore will not be impacted by the act anyways, aside from the supposed lowering of healthcare costs that it offers.
What Is At Stake For Small Businesses In The 2020 Election
This combination of pictures created on October 22, 2020 shows US President Donald Trump … and Democratic Presidential candidate and former US Vice President Joe Biden during the final presidential debate at Belmont University in Nashville, Tennessee, on October 22, 2020.
Tomorrow, voting concludes in one of the most contentious elections of our lives, but its just another chapter in the wild story that has been 2020. Weve had a pandemic, heightened racial tensions and a faltering economy.;A client told me last week that he feels like the world around him is on fire. And with Covid-19 infections coming back with a vengeance, stimulus talks at a standstill and an unpredictable election, things are set to only get more tumultuous.
You may be election-exhausted by now. You may be one of the 92 million Americans who have already voted.;But no matter who wins on Tuesday , its important ;to understand whats at stake for small business owners tomorrow and in weeks and months to come.
More Stimulus
But now, as CARES impact fades, we are still far from full recovery. The recent rise in coronavirus cases, new lockdown orders looming, 12.6 million workers on unemployment and eight million American pushed into poverty all jeopardize continued recovery in the fourth quarter. ;;
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Clinton Vs Trump: Who’s Better For Your Small Business
AP 1-/10/2016
At 7 a.m. local time on Nov. 8, 2016, polls will open for the 58th quadrennial U.S. presidential election to determine the 45th president. Regardless of your political party or if youre voting for Clinton or Trump, its one of the most important elections in the countrys history.
Thefirst of four presidential debates took place on Sept. 26, and both candidates expressed that this election is about getting the economy working for average Americans again and that means small business owners. According to the Small Business Administration , small businesses provide 55 percent of all jobs and 66 percent of all net jobs since the 1970s. The problem is that recent data from the National Federation of Independent Business found that political uncertainty is at an all-time high because neither candidate is speaking in detail to issues that small business owners care about.
This post will take a look at what Clinton and Trump have said about small businesses, whether their proposed plans help or hurt and what they could do differently. The best way to remedy political uncertainty is to know what the candidates stand for and what proposed policies and beliefs mean in the long run.
Hillary Clinton Wants to Be theSmall Business President
Sounds Great, But is it Too Good to be True?
Where Does Trump Stand With Small Businesses?
His Real Stance Is Still Up For Debate
Have a Voice and Vote
Democrats Raise Red Flags On Gop Small Business Plan As Biden Weighs In
Republicans join Democrats to advance $1tn infrastructure bill
When it comes to some of the broad strokes in the small business plan, Republicans and Democrats appear to be close to agreement.
07/28/2020 04:56 PM EDT
Link Copied
Democrats are gearing up to push for changes to a small business aid plan pitched by Republicans as part of the latest economic relief package, as former Vice President Joe Biden called for major new investments in firms owned by people of color.
While the small business rescue plan released by Senate Republicans Monday included bipartisan priorities including a second round of forgivable government loans Democrats are targeting what they say are key omissions.
Among them, according to sources familiar with the matter, is the absence of new funding for the Small Business Administration’s Economic Injury Disaster Loan program, which offers direct aid to employers. Democrats also say there is insufficient support for Community Development Financial Institutions and Minority Depository Institutions, which focus lending on populations lacking access to traditional banks.
Democrats may also try to bar executive branch officials and members of Congress from obtaining government-backed business loans. The bill proposed by Republicans only requires the officials to disclose their status when applying.
CORONAVIRUS: WHAT YOU NEED TO KNOW
President Donald Trump and Melania Trump have tested positive for Covid-19.
The latest news in employment, labor and immigration politics and policy.
Recommended Reading: Which Presidents Were Democrats And Republicans
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Hey guys, I have some questions for you. I am 17 years old, and want to buy my first motorcycle (supermoto). I think I have a good idea on what it costs, but i'm just unsure. First off, i'll need to get my license. What'll that cost me? (California). I do have a car license, so getting the motorcycle license should be short and sweet, but i dont know. secondly, i'm going to get some motorcycle gear. I figure I'll be in 500$ with both license and gear (nice used leathers probably). Then i am going to get the bike which costs $4000. Being a supermoto, the insurance should be cheaper right? DRZ400sm if that helps. So between monthly payments and insurance, I should be in... 200$ a month? then gas, social life, blah blah. What do you think I need to be making monthly to make this happen. I bring in 500$ a month, and have 600$ in the bank as of now.""
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on my report card for my final grade pint average i had received an 85 would that get me the good student discount for state farm
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Ok, well I'm 17 (male) and have passed my driving test. I have compared many quotes for all the worst and lowest engine cars, like corsa 1.0, peugeot 106 1.1 etc I just can't seem to get a quote under 4000! Does anyone know if there is anything I can do to get affordable insurance? I heard that insurance for 17 year olds has doubled in the past year but didn't reckon it would be this much! Any help you can give would be greatly appreciated :)""
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Right, i'm 18 and i'm going to get a car.. but the insurance for me is just mental. I need to know what cars have REALLY cheap insurance, and the name of the insurance company(s)!?""
How much will insurance cost for a kawasaki ninja 250r monthly for a 20 year old beginner?
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What are the best car insurance comparison sites you have used in London?
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Insurance for a car. I'm going to buy a used car for no more than $3000, for getting to and fro school. How much would insurance be? Is insurance where you take out a loan and pay back on it month by month, forever? Or can you cease it at anytime?""
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Hi... Just wondering if anyone knows which cars are cheaper to insure for a 17 year old girl. Any suggestions please.....................
Can I be put under my dads car insurance?
I am an independent full time student. I live in my own apartment and I work full time. Currently I pay for my own car insurance and being that I am 19 years old, it is through the roof($170 a month). I have a perfect driving record. I live in Virginia and my dad lives in Alabama. Is it possible that I can be put on his car insurance to save money? I am buying a new car soon and I need to upgrade to full coverage, which is around $230 a month, which is higher then the car payment itself.""
Cheapest Car insurance?
what's a good starter car insurance for someone who is just getting their license and dosnt want to spend alot. What is the cheapist insurance that you can get. All the comercials for car insurance say that their insurance is the best but i dont know which one accually is the best...
Cheap car for a 18 year old in the UK?
Hi, I'm turning 18 in few months and I wanted to buy a car. What is the best car with the cheapest insurance? (the only thing that is important to me is for me to fit in the car, I'm 6ft 9!) What should I look at when choosing a car if I want to have affordable insurance? My first choice was a old, old Mini but the insurance on that was over 5000 pounds, any suggestions? (I was using confused.com) Many Thanks Barboro37""
Car accident and they got old insurance.?
I got in a car accident last November and they tried to hit me with 6 duis with no evidence. We got the FDLC results 6 MONTHS LATER, and it came up with nothing. I have no idea what they had to charge me with 6 DUIs, however... It was reduced to reckless driving. Anyways, when I got in the accident, I left in an ambulance. The police gave out the wrong car insurance (I had just got statefarm the day before.) They gave like esurance to everyone, which was the WRONG insurance. So, I ended up having to tell the hospitals etc that they gave out the wrong insurance. Then I got a call from one of the people I hit's insurance, and they queried about what insurance I had (They said the policy they were given expired in like 08.)... Part of the deal of reckless driving is that I pay restitution. My lawyer is unaware that the police gave out the wrong insurance, but he told me that there should be like nothing (insurance should cover all of it.) I just got a letter in the mail yesterday saying that I owe 2500 to some person. Is it possible that he was given the wrong insurance as well, thus me getting charged for this?""
""For each car you own, you need car insurance for each one, right? How much do they usually charge?""
I don't own a car, so I don't know.""
Cheap car insurance in ontario?
I am thinking of getting my own vehicle this summer... Does anyone know of any plqce where there is cheap or reasonably priced insurqnce for teens?
Are there any car insurance companies that only look back 2 years instead of 3?
Are there any car insurance companies that only look back 2 years instead of 3?
Can I drive a car without teenage insurance?
My uncle said I can borrow his car for new years, but he doesn't have teenage insurance. Would he need it if I'm only borrowing it for one day and night? Can I still drive it? If something happens will regular insurance cover? I've been driving for a while I'm good at it. Plus a few of my friends riding are also licensed, the oldest 23. I'm 18.""
Can a 20 yr old college student get medicaid for health insurance?
Her dad is on disability and her mother has left and is living in another state. She gets financial aid and grants. Right now she has no health insurance at all.
Insurance companies taking advantage?
is there a chance that insurance companies are taking advantage of obama-care and increasing costs more than they really needed? looks like a % of insured are getting hit but what is the % of uninsured or insurance denials that are now covered? any good stories?
How much is insurance on a genesis coupe?
im doing thiss on my phone im at work so i cant call an insurance company. please help
What would happen if Americans didn't rely on their employers for affordable health insurance?
My policy with my pre-existing condition would be $1,300 per month. Thank God I have a real job that provides benefits. What would happen if Americans didn't get their health insurance through their employer? Would we end up like Australia?""
What's the most affordable auto insurance when you have drivers under 25?
I have two sons: ages 21 and 16. Need to know the cheapest option someone has found. The 16 year old took the defensive driving course, that it helps to lower his monthly insurance payment? What else, if anything, helps to lower the cost when there is under 25 years old drivers? Appreciate your answers""
What is the best motorcycle insurance to purchase?
I have a motorcycle, and I'm looking to find insurance. I took the basic riders course that offers insurance discounts. What is the best and most affordable motorcycle insurance to get? P.S. My car insurance company doesn't offer motorcycle insurance""
In Florida what is the charge ($) for driving without car insurance?
I recently found out that my car insurance was cancelled through my ins. company. I know I need to get a new policy asap. I have been told that the state charges the driver a certain amount for everyday that they are driving a registered car without any car insurance. Is this true and does anyone know how much it is in the state of Florida?
Motorcycle insurance?
how much would it cost for a new motorcyclist to pay for his insurance if he got a used bike.
What would the insurance be on a 2010 Camaro SS?
I know there are a lot of things that factor into the cost of insurance but if anyone could give me a ballpark estimate that would be great.
What is a good life insurance company for the price?
I want to purchace some life insurance just in case.
Guess our car insurance?
Primary driver: 24, perfect driving record, female, some college completed but no degree The car: Something mediocre from the late 80s to late 90s The insurance: Minnesota, metro area, daily 10-20 mile commute each way, we want all the proper liability and personal injury coverage but don't care about collision Seriously, just guess. We'll take any ideas. We completely know it varies by each of those factors and many more, and we already know the national average. If you know the state average, that's one step up on us. I'd get a quote, but my roommate is the one seriously thinking about cars right now, and I don't want to do anything in someone else's name. She'll be getting quotes soon, but right now I'm a little concerned about the insurance companies possibly running credit checks, as I'm under the impression a slew of them at a time can lower your score, and we don't know what car we're getting yet. So once that's settled, we'll check into it for real. We just want to TRY to budget before we seriously car hunt.""
Looking for some dental insurance in California. Any suggestions?
I'm right now looking for some dental insurance in California, but after looking for a while, I'm getting quite confused. My aim is to get an affordable plan that covers things like root canals, cleanings, x-rays. Adult braces and braces are of a lower priority right now. Does anyone have any suggestions for an affordable plan? My current location in in the Bay Area.""
How much will car insurance cost me per month?
I'm 18, just passed my test in April and want to get insured on my mums car. I want to only get insured for the summer so lets say i want to be insured for one month on my mum's VW Golf 1.8. I know its a big engine but its an ancient car...i think its 18 years old and my mums insurance is quite cheap atm she has over 6 years NCB i think. So how much will it cost me to be insured for one month on my mums insurance?""
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RELATED QUESTIONS:
Cheap insurance for a 95 reg 4.6 litre Range Rover as a young driver.?
I am aged 18, have had my license for over a year & have one years no claims discount. I have recently purchased a Range Rover with cost nothing to transfer over from the car already on my policy, however upon renewal it will cost me a whopping 4K to insure! Does anybody know of any companies which either specialise in this department or will be able to get me a cheaper quote? Currently I have tried both confused.com & comparethemarket.com but was wondering if there are some other cheaper companies which are a little more unknown. Would be really grateful if someone helps me find a cheaper quote as that is just daylight robbery.""
""Car Insurance claims, time limit to file claim?""
I got in a auto accident a few days ago it was a three car pile up. The guy who caused the accident was cited and his car was towed away from the scence. Out of all three cars his brand new lexus was the least damaged, my car on the other hand is a total. His insurance company progressive is telling me and the other victim there is nothing they can do as far as a rental car for us or payments for our medical bills or to fix or total out our cars until they speak with there client who is avoiding them. Is there not a time limit? Because I have to go to work, I have childern and I am pregnant so this is a bad situation for me, my insurance company is not going to pay for all the damages just a few so it would be pointless for me to file thru them. What can I do and expect?""
Whats the insurance of a maserati granturismo?
i wanna buy a maserati granturismo, what would the insurance be ?""
Why is my car insurance so much higher than my female counter part?
This is such bullsh*t. I am 24 have had 0 accidents and 0 tickets. I am moving to another state and my Fing insurance is like $150 month. Then I talked to a female coworker my age with the same type of car and she has 2 speeding tickets her insurance is $137 a month. WTF? It is a known fact that almost all women are horrible drivers. Sure I guess males my age may do more reckless things but at least we have some Fing common sense. Women in todays society seem to lack this. Because they are never held accountable for any of their actions. O sweety you drank a fifth last night and banged some fat nasty guy well its not your fault its the guys fault. Sorry for the rant I just feel that my car insurance should be lower than hers because I have no tickets not higher anyone else agree?
How do I find out who insures a store?
I know its private and you can't find this out and the owner doesn't have to tell you. Although there is a safety hazard when I go into this store and I don't want to get hurt and have to sue...I don't want it to get down to that...I want to let they're insurance company know. This really concerns me how you can contact somebody's insurance company... Is there anybody else I can report to?
I need auto insurance in massachusetts with a low down payment. does anyone know of any?
I need auto insurance in massachusetts with a low down payment. does anyone know of any?
Is insurance cheaper for a stick shift or automatic car?
Or it doesn't matter?
""Insurance paid out too much, Am I obliged to give it back?""
After a solicitors firm managed to draw out a car insurance claim for 18 months I finally settled 50/50 on the incident, instead of refunding me 50% (400) of my excess the solicitors paid me 100% (800). I verbally informed them of the error before they issued the cheque and they still proceeded, now they have noticed the error they are asking for me to return the money. Am I legally obliged to do so and how far are they likely to pursue this if I do not?""
When is it too late to make a car insurance claim?
About 3-4 months ago I was parked in a supermarket car park. My mum, opened the passenger door where the wind blew and hit the car next to us. Upon packing the car, the passenger in the alleged 'chip' car stated that their car was damaged- the damage was barely even visible- something you would expect as a driver to occur. I even questioned whether that 'damage' was the fault of ours because the car was that battered. Anyway, 3 months later I received a letter stating that I was involved in an accident on the 21st of June. This date is also incorrect where this 'accident' actually happened on the 1st May (my car insurance renewal date). My insurance know this happened in this time as I called them to ask what may occur. Could anyone provide me with details of when it is the latest time to make a claim. Also, what would usually happen for the 'chip' in question since I know this day that it allegedly happened was a lie. (UK answers only please)""
How much would insurance cost for a 2011 mustang v6?
I am 18 years old, I currently have an 03 Tacoma 4 door Prerunner and my current insurance rate is around $210 a month. I live in Louisiana, I average around a 3.0 GPA and I have saved up and I am really close to owning a 2011 mustang and I was curious if someone could give me an estimate on around how much the insurance might cost. Thanks""
Where can an 18 yr old get insurance?
I'm an 18 year old male (19 next month) I need major dental work: root canal, filling, crowns, possible extraction Question: Where can I get good dental insurance that covers the above procedures without a waiting period. I need these procedures fast. I need a high annual maximum which I assume comes with a high premium. P.S - I've looked at Aetna, Humana and Delta Dental; they only pay a miniscule fraction of the procedure.""
What's a good homeowners insurance in California?
A friend of mine just bought a home for the first time. She wants to know if there's any recommended insurance for homes in California.. particularly Fresno, CA if anybody is familiar with any. Thanks in advance. Any suggestions or direction will do.""
Motorcycle insurance for a 16 year old?
I was wondering what an average motorcycle insurance rate is for a 16 year old male in VA, good grades, no tickets, i plan on taking the MSF course, no accidents, would drive a substantial amount, play sports (i don't know what really factors into insurance costs, so i just listed some stuff i figured or have heard affects motorcycle insurance)""
How can i get insurance for my bike ?
I am planning to purchase mahindra bike hopefully. how to get insurance for that ?
Health Insurance for Small Business Owner?
Wanting to know how to find out two things: 1) the best health insurance coverage and 2) for the best and most affordable price. My husband is the sole proprietor of a small business he runs. He'd like to get good health insurance for the two of us but what I've looked into has been incredibly expensive for good coverage or cheaper for not-so-good coverage. Someone recently told us to look into becoming incorporated as that may help (I don't know how though). Any ideas? Thanks in advance.
How much would insurance for a Lamborghini cost?
I'm most curious about the Sesto Elemento which I believe is being ordered for $900,000. Also license plates if anyone knows how much those would cost. I'm just curious, I'm mot rich.""
Will private insurance companies still exist after Obama care is implemented?
will govt be the health insurer once Obama care is implemented
What coverage to get for car insurance for my son with ' L'?
what coverage to get for my car insurance , my son jest got his L. so what insurance coverage do i need to add to my car if i want him to drive it whit me , because I'm afraid if a crash happen. I live in british consulate vancouver ( ICBC ) this is the web site of the company (http://icbc.com/) so please help me .""
Does a citation go on your insurance?
Does a citation go on your insurance?
Does insurance cover a newly purchased vehicle?
I'm looking at buying a pickup truck, it's value is less than $1000. I heard that if you buy a new vehicle you have 6 - 24 Hours of coverage and in that time you would have liabality coverage is this true? As in just bought a vehicle, and am driving it back to my house from sellers house. Thanks""
Can i get cheaper car insurance with historical license plates?
can i get cheaper car insurance with historical license plates
3 car crash.. I am the insurance companies hunt !!?
Hello .. I would like to listen to your opinios regarding this situation that has turned into a nightmare for me !!! I spent few months in Australia.. I have a full driving license.. I was driving on the M4.. I had 2 cars in front of me .. I was in the last car in the row ( third car ) .. the car in the front ( First car ) has braked suddenly .. The car in the middle ( second car ) hit it causing it much damage .. I could not stop at the right time and i hit the middle car afterwards .. Now .. The man in the middle car has lied to his insurance company and said that he stopped at the right time but when i hit him i made his car jump to the front and hit the front car .. I have now 2 insurance companies chasing me for money and treat me as a hunt because i had no third party property damage at the time of the accident .. My understanding was that the greenslip covers these things but actually they dont .. I have received bills from both companies.. 7000 AUD for the front car and 2000 for the middle car .. The details of repairs in the middle car ( that i hit on a very low speed) shows that damage at the rear of the car cost only 427 AUD and i offered them to pay it .. They refused and threatened me to go to court.. The police did not come at the place of the accident .. What do you think i should do?! How strong will be my situation at the court ?!
Why did the Affordable Care Act make my insurance unaffordable?
I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I'm young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I'll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I'm going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?""
How much would bike insurance cost me per year?
I'm 22, looking to get a Ninja 250, am going to complete a Motorcycle Safety Foundation course, and have a clean record. What would be a reasonable, average price I'd be looking at for either basic or full coverage?""
Questions about insurance in NJ?
I just got my probationary license in NJ, and have a couple of questions about insurance. My parents have put me on their insurance plan and today i was given two POI cards-- one for each of their cars. Now, the problem is that I mostly plan to drive my grandmother's car. She lives with us and is getting to the point where she does not drive much anymore. She was told by her insurance company that i do not have to be put on her plan because we live in the same house, but i'm just curious how i would go about proving that i am insured if i ever got into an accident in her car. Can i just hold on to a copy of my POI from one of my parent's two card (in my wallet) to show a police officer, or do I need something specifically for that car? Thank you for the help :)""
volvo insurance quote
volvo insurance quote
""Car Insurance for young drivers, first car. Helpppp!!!?""
I passed my driving test 3 months ago, my sister passed hers last week, we're both 19. We are now looking for a small, cheap car to share, with one of us being the main driver and an additional named driver. We've looked at a KA 1.3 ltr engine 2003 W reg 3 door hatchback. After getting quotes from a few companies it's clearly going to be expensive to get insured. Could anybody please point me in the right direction for affordable insurance for young drivers?! Thankyou!""
Does Florida auto insurance have some sort of new windshield coverage?
I need an arguement solved. i was on interstate and some rocks/debris flew off truck in front of me and damaged my windshield. everyone keeps telling me that my insurance will cover the windshield to be replaced but I do not see this in my policy at all. I only carry the basic minimum needed to insure car. Is there something I am missing or does anyone what these other people are talking about? I do not carry comp or collision.
My teenager (17) just got her permit. Would she be covered under my insurance?
I have not added her specifically to my insurance policy. I only have PLPD on the vehicle. Would she be covered if she hit anything... anyone , yikes! Or do I have to call to add her? It will raise my policy a LOT but she's almost 18 and when she gets her license she will have to pay for her own insurance. So for now I am trying to fly under the radar but legally. Is that possible?""
Where Can I Find Really Cheap Car Insurance?
I Am A Newly Qualified 20 Year Old Male Driver!!
Is the insurance company notified when you get a speeding ticket?
I got a speeding ticket for going 55 in a 45 and was just going to pay it so my parents wouldn't find out because I'm on there insurance. I no we are with USAA and i don't want them to find out about the ticket. Will they some how find out?
What is car insurance quotes online policy ?
what is car insurance quotes online policy ?
""My car was damage in Hurricane Ike, will home insurance fix it?""
My car was on my drive way, and the fence smashed into it. in a since, if a car hit my car they have to pay, is the same concept done with a house insurance?""
18 year old car insurance? ?
Im looking at a Chevrolet cobalt coupe 07. Where can i.get the cheapest car insurance.?
""Looking to buy a car, what kind of cars will raise my insurance?""
Ok, so I'm getting ready to buy a different car and I'm wondering what kind of things will make my insurance go up. I'm 20 years old and right now I'm paying $100 a month, and that is cheap. Any advice?""
Where do I look for health insurance for my family?
Can i call insurance agents and get quotes from them for free? my husband is self employed do they have any health insurance specifically for that?
Is insurance cheaper on a 4 door car than a two door car?
Is insurance cheaper on a 4 door car than a two door car?
Does Home Owners Insurance Decrease with Property Value?
As we all know the property values continue to plummet. If my property value has depreciated a significant amount will my Home Owners Insurance be less due to the decreased value? Logically I say yes but I am a new homeowner and am unsure.
What happens if you get caught driving without insurance?
In Florida I'm just wondering :o
Which is the cheapest & best car insurance co for skoda fabia car in India?
Which is the cheapest & best car insurance co for skoda fabia car in India?
How does the new 1-50 insurance group rating work?
Ive read that most cars insurance group will more or less double But what I want to know is if 2 cars are group 5 under the old rating and one goes up to 11 and the other only to 7 does that mean the 7 will cost less to insure than the original or will 7 be about the same and 11 be more? sorry if this didnt make sense. 10 points to anybody who can answer?
""Need cheap auto insurance, Arizona?""
only drive 2 miles a couple times a week, never had a accident or ticket; 63yrs old,Mesa,AZ""
Car insurance for 17 year olds?
I am interested in getting my own car insurance separate from my parents but I have NO IDEA what to do or what I actually need. Keep in mind I am a 17 year old high school/college student so I really can't pay more than $100/month. Can you explain car insurance to me and what is required and what is optional? I really do need the cheapest car insurance possible but I do not know anything about insurance.
Is insurance for a car replica cheaper?
Is it true that kit cars, example toyota mr2 to murcialago insurance cheaper??""
Is car insurance in any way fair?
I know there is not much that I can do about it on my own but I am thoroughly annoyed by paying for car insurance. You pay for it in the hopes that you don't get into an accident and it increases. Once you've gotten into an accident, depending on the company, they try to figure out a way not to pay for it. If your car is totally destroyed, you're stuck with the blue book value and the remainder of your car note in some cases (if your insurance is really bad). While all of this is going on, the car is depreciating at an almost exponential rate and the top it all off, it is a requirement by our government to pay for it. Now I do undestand its place but there needs to be some type of adjustment in the way that this system works. I mean, while they're collecting money on your insurance, they are reinvesting it and making money off of your money that you will never get back and ultimately never use....I'm annoyed. I feel like I am just throwing money away. What do you think?""
Does alaska have state insurance like Tenn.Care?
Does Alaska have state insurance?
Health insurance?
I was involved in a boat accident, that caused my ligaments to be torn. Now, on crutches and some pain.. i wonder, I don't have health insurance... can you guys give me any suggestions as to what i can do to pay for this? i live in california... if that matters.... thanks""
Health insurance in CA?
I'm a college student thinking of getting health insurance that is affordable. What health insurance should I get? And what's the cost of the insurance per month? Thank you
""My car was stolen and now I'm being investigated for insurance fraud. I'm only 18, help!!?""
My car was stolen on Saturday. I was driving in the car with someone I thought I could trust and when I went inside a subway terminal to meet another friend I left the keys in the car and the person who was in the car with me took off with the car, my phone, my purse, and about $1500 worth of shopping bags and boxed furniture that I had just bought from Ikea. I called the police and they aren't doing much help. I've had to investigate a lot of this myself. The person who took my car doesn't have permanent housing so its been hard to track him down. I found out from the cops he has 4 other warrants out for his arrest for crimes relating to cars. Obviously, I didn't know that when I left him alone with mine. After my dad filed a claim to our insurance company, they said they were going to begin an investigation and sent us a letter saying it was within their rights not to give us any money for the car. They think me and the person who stole the car are working together to get money off of them. Their going to interview me and I'm really scared. The last time I broke the law was when I was five and tried to steal a barbie from Walgreens. I'm only 18 now and I don't even know how insurance or fraud work, never mind insurance fraud. They're going to accuse me. They only thing I'm really guilty of is being stupid/ naive/ gullible. I trusted a person who I should not have trusted. My questions are: 1) How can I track down this person? I sent a messege on Facebook to all of our mutual friends telling them to keep an eye out. 2) How can I move the investigation from the police (who are on my side) along, when they aren't really doing anything? 3) What am I supposed to tell the insurance guy? What should I say? I just want my car back. I feel so helpless, please help.""
Why did geico increase my auto insurance rate for no reason?
My renewed 6-month policy has increased by $120 for seemingly no reason. Haven't had any wrecks or tickets. I called geico to inquire, and was told that all rates in Texas have increased. Have other insurance companies rates increased as well?""
How can i lower my car insurance quotes?
hi im 16 and am soon going to be able to drive so i have started to look at what my inurance quotes will be for a newly qualified driver, and there to high at 3000+ for a renault clio with a 1.2 engine. Just wondering how i might be able to lower this figure with some kind of higher qualififed driving licence, if there are any compaies that insurance new drivers for quite low amonts or if i am just going to have to wait until i am older?? thanks""
volvo insurance quote
volvo insurance quote
Any suggestions on affordable utah health insurance?
Well, im working on moving back to Utah, after a near 9 year stay in PA, and i don't remember what insurance i had when i lived in Utah so i cant go back to that, and when i move away from PA, my current Health Insurance will be deactivated and shut down, so i need to find some new affordable health insurance in Utah. Anyone got in any suggestions? For now my budget is $669.00 a month if that helps at all, but it may change after i move.""
""How is mortgage hazard insurance calculated? Rate in Houston, TX?""
How is mortgage hazard insurance (I don't mean PMI.) calculated? Does the rate depend on what insurance company I go with? I am buying a house in Houston, Texas.""
Will My Car Insurance Go Up?
I was Driving down a road going about 35-40 mph. ( Speed Limit was 45 mph ) I was going straight, and this woman coming the opposite direction decides to turn into a cut out, that goes into a shopping center, and as she turns in to the cut out she just keeps going, out into the street I slam as hard as I could, on my brakes but I still hit her, I hit her on the passengers side in between the 2 doors. There were 2 witnesses that I have never seen before in my life that witnessed it. I have back, and neck problems had someone call an ambulance because the pain was a lot worse. They took a CT SCAN and said nothing was wrong. My Neck and back is still hurting me a lot more, from the accident, I have too wear a sling on my left arm / shoulder because of the force of the seat belt. My nose is swollen do to the impact of the air bags, also affected my neck, and head pain. I have marks on my right arm, and stomach from this. Now the air bag deployed in my truck, and all of the air bags deployed in her car. My Truck looks like it will probably be totaled the bumper is ruined, the hood is ruined, the headlight is broken, The door I had to practically pry open because it was stuck, Smoke started coming out of the truck headlight broken Paint, I think the radiator broke, etc.... etc... Both Vehicles had to be towed away. I have good insurance on our cars, but since this isn't my fault the other woman's insurance will have to pay my medical bills, and to fix my truck, or give me blue book value on it right? I am 20 years old, I live in Las Vegas, Nevada. My insurance is Allstate, and the Other Woman's insurance is allstate also. I will be getting a lawyer.""
Is there an insurance company who will insure a Dutch car?
I have just moved back to England after spending 11 years in Holland and i have a very nice car which i dont want to sell. I have changed my Dutch driving license to english and would like to know if there is an insurance company who will insure my dutch registered car. If so i can then make an appointment to have the headlights changed. Thanks for your time. Sue.
Are annuities good for young people?
Does anyone know if annuiites are good for young people, like in their late 20's. Starting a family and reading about many investment options. It seems like we've only heard about annuities for older or almost retired people, but with new prods that guarantee 7% yearly if your investments don't make that much...seems it's not a bad thing to add to a portfolio.""
How much a month for loan and insurance for a 350z?
Ok so I'm gonna be 20 in a couple months and I'm tired of driving my crappy integra. I've been saving up and I'm set on getting a 350z. My price range is about 12,000 tops. If I put a down payment of about 5 or 6 grand how much would I pay per month for the loan. And how much would I pay a month for the loan along with the insurance. I'm on my parents plan. I don't know much about interest rates. Can you give me estimates on different lengths of loans and interest rates Thanks ily""
How does progressive auto insurance work?
i have never bought insurance for myself, i am on my moms insurance. i want to get my own insurance and when i did a qoute in the progressive site it said like 56.02 for a 6 month policy but then i see it says 178.54 a month....sooo....i dont get how that works....so if you have progressive do you like it? and this is a stupid question but are you able to buy it online and it just automaticaly starts covering your car? because i see they have a buy online button and then im assuming they can take monthly payments from your card or something. basically all information you can give me please.""
Does production company need insurance?
One of my biggest concerns when starting a production company that would specialize in small time video making for buisnesses and there services for marketing and commercials possibly who knows would be INSURANCE would I need liability insurance or is it illegal to just not have that or is it for piece of mind.So say if my production business shoots a restaurant and there services and then shoot some motor cross business where they advertise there atvs and vehicles etc.If the answer is yes then what if I use my own stunt riders? is liability insurance a law to have? I'm in the TEXAS
Can you be denied insurance coverage because of a PJC on your driving record thats more than 3 years old.?
My wife just got selected for a job in NC with our local paid EMS. They selected her but said there insurance company wouldn't cover her because of a PJC from 2003. PJC's go away every 3 years its been 4. Insurace companys cant use PJC's to raise rates and PJC are off your driving record at the DMV and insurance aftrer 3 years. So can they legally deny her coverage for that? Its on her permanent record like any one else with a PJC but its not a moving violation! Its just there for records thats it. The company driving policy she meets whats up with the insurance. I think this is illegal after 3 years. Does any one know?
What's a good sports car for a 16 year old that would have cheap insurance?
What's a good sports car for a 16 year old that would have cheap insurance?
How much is motorcycle insurance?
im about to turn 18 and im planing to get a sport bike but i want to know how much the insurance will cost me
Can my dad by a motorcycle and put it under his insurance for me to drive?
ok im conused about this whole thing i know for a 16 year old motorcycle insurance is crazy. So how would this work my dads been driving all his life(Harley-Davidson) and his insurance is cheap, now for me its gonna be alot of money so can he buy the bike and put it under his name then i just drive it so then it wont be so much $ on me? can this work or is that illegal for me to be driving someone elses bike? is there anyway like i stated above to make my insurance cheaper if this doesnt work?""
Where to find cheap car insurances and allows for monthly payment?
Where to find cheap car insurances and allows for monthly payment? I'm seeking for a real cheap car insurances that allows me to go for monthly payment. any one out there who has any answer, pls reoky to me asap, its really Urgent. thanks, guys...""
Which car is the most reliable? and insurance wise.?
03 Infiniti g35 coupe. 05 mazda rx8. 05 Audi a4. 05 Acura tl. Nissan 350z. 05 cadillac sts. 03 bmw 3 series. 05 nissan maxima. 06 subaru wrx impreza and legacy. 05 ford mustang. Also add which one is insurance wise cheaper if you can.
Best car with cheapest car insurance?
I have passed my driving test in the uk. I am 17 year old male. I wanted to find out what is the best car to get that offers low car insurabce. Thank you
Dodge Neon SRT-4 Insurance Help?
How much would insurance cost a month for a 16 year old to have a 2003 dodge neon srt-4? Would it cost more or less than a 1999-2004 v6 mustang or 1998-2002 v6 camaro?
Who is covered with car insurance?
if I let my friend use my car is she covered under my car insurance? I've heard that it is the car that is covered, not the specific person... is that true?""
What is the best and cheapest car insurance for a 17yr old in London?
I'm not 17 yet, but I am next year. I was wondering, what are the best sites or companies for cheap insurance for cars?""
Why refused car insurance because of one criminal offence?
Can someone explain why this is happening, and since when? How does this affect your driving? I have one assault offence and have been refused car insurance, what nonsense is this country coming to?""
""Poll: Hey, can I borrow your car?""
Poll: Hey, can I borrow your car?""
Where can I get auto insurance at an affordable rate?
I sold my car and did not need auto insurance for more than a year. Now, I've purchased another car & the insurance co. won't insure me because I had a lapse in coverage even though I did not have a car to cover?? I have a clean driving record & a valid license. What am I supposed to do? The car is paid for, but I want collision insurance. One co. offered me liability at the rate for collision!! Ridiculous!""
Need help with Car Insurance?
I am a 17 year old male in california, who just bought a 92 Buick Skylark and I need to no what would be my best bet when it comes to getting insurance, I would like cheap insurance, as cheap as I can get. I have shopped around and its not helping. PLEASE DONT SAY LOOK IT UP YOURSELF CAUSE I HAVE AND I AM ASKING FOR SOME HELP!!!""
""In health insurance, is a low deductible, or a high deductible better?
There is a $1500 deductible... And then there is a $5000 deductible. I'm thinking of the $1500 dollar deductible. Which one would you get?
""Insurance rates in California to rise 147% under Obamacare,was obama lying or does he just not know?
http://www.forbes.com/sites/theapothecary/2013/05/30/rate-shock-in-california-obamacare-to-increase-individual-insurance-premiums-by-64-146/
A good place 2 get cheap car insurance?
A good place 2 get cheap car insurance?
volvo insurance quote
volvo insurance quote
Any 17 year olds just got car insurance? (UK)?
Hi, I was wondering if anybody aged 17 has got car insurance recently and would be able to tell me how much they paid. I've been told 3k-4k but when I look on the internet most people are saying 800-2k even if you haven't just got insurance which of the two price ranges is more likely for me? I live in an area where car theft is low and I can keep the car in a garage. I'm a 17 year old male.""
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hi on my car insurance it says 450 total excess what does that mean ? thanks
Good site for buy SR22 Insurance Texas?
I had my first Dwi... :(
Does a classic muscle car cost more to drive?
Would a 67 mustang cost more to own? Like does it burn more gas? And is it harder to drive than normal cars? I don't want to get a modern cars, I feel like they're faceless boring machines that all look the same. I want a car that will be fun to actually drive and be seen in. Would it also cost a lot of drive around a mustang for like the whole day, every day?""
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I'm 18 almost 19 and I am looking for an auto insurance policy away from my parents because I am about to have my own car in my name. How do I figure the rates for my own auto insurance policy because I am confused when I try to figure it out on the insurance websites.
Will filing a claim for broken car window raise my insurance payments?
I woke up to a broken driver side window this morning and the first thing i do is call my insurance to ask if its covered. My insurance said it would cost 350 bucks to fix it and i have a 500 deductable so i gta pay out of pocket anyway. He scheduled an appointment for me to get it fixed at a local shop. Is this claim going to affect my rates?
How much does insurance cost for a gas station in NH?
If I was to open up a gas station in NH how much would the insurance cost per month or year? Assuming I had an average amount of coverage and was running it as an LLC.
Car insurance premium went up because of the state?
I noticed that my monthly car insurance bill increased by about $40. When I called my insurance company to ask why my premium went up (since there were no accidents, changes in cars or policy/discount changes), the rep told me that it was because of the state. I knew he meant government and he said it's been happening all across the country but the increases are highest in California, New York, New Jersey and Florida. I live in California. Has anyone else experienced this? Can someone explain to me in specifics what the government may have done that lead to the increase?""
Should we use our own motorcycle insurance company or the other guy's ?
My husband's motorcycle was recently backed into. What do we do, use our own insurance company. I'm not even sure if we used our own company would our rates increase? I'm hesitant to go through their company because it seems that they would be shadier to people that aren't under them. What do we do?""
Does auto insurance.... ?
if lets say i hit a car with my car and the other guy claims the accident does the my auto insurance investigate the accident at all or do they just fix the car without asking questions??? im comfused
What is a good health insurance for a college student?
I am a college student looking for good health insurance. I understand insurance is not cheap but i was wondering if someone could help point me in the right direction!
Do i need insurance?
If my mom has geico insurance and im 15 and just got my permit do i need to be on her insurance. Insurance is requiered in oregon but i dont know if teens need it?
How much does the sr22 insurance in California???
any websites or cheap places to get it?? how much it cost?
What kind of car insurance can i obtain?
I am 20 years old and i live in California. I have a driver's license but no car. I have heard that there is a type of insurance policy that can cover any car that I drive that is not of my own. Does anyone know which policy that is and from which agency is it from. Also if its an expensive one.
How much does it cost to buy and insure a car (17 year old)?
Just passed my test, looking for a car to use Which is the best car to insure and run, and what is the best insurance quote I live in a bad post code area which is one if the highest rates and i dont want a black box and i need to do alot of driving after 11 o clock""
How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?
How much do you pay for:car insurance? Home insurance? Furnishing your first apartment?
17 YEAR OLD MOTERCYCLE INSURANCE?
I am 17 and am going to buy a 2013 kawasaki ninja 300 abs. What will my insurance costs be?
Which Is the best car insurance?
Hi everyone!! I am a 20 year old single mother. At the moment, I am studying and also about to get back into work. I have just passed my driving test and looking to buy a car....realistically, I think at this point a used one is ok even though I saw a site that sells cars and you can pay on installments. If I wanted a Ford KA, or a Mini Cooper, or a Renault (the one from the I see you baby shaking that asss advert few years ago), which insurance company is best and can give me a good cheaper deal. Thank you!!!! p.s manual cars are my focal point.""
How much is anual car insurance aprox.?
car type walksvagen polo for young drivers around 25 who has not passed the test yet
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Does forced place insurance cover slip and falls, should someone file a claim that they fell on your property?""
Car Insurance On An Accident?
Yesterday I got in a car accident and it was my fault. It was a very little crash and no damage was done to either vehicle, but I gave her my insurance information anyway. If no damage was done to her vehicle will my insurance provider find out? My insurance provider is State Farm.""
Health Insurance for the self-employed?
After 13 years with my husband, he is leaving me. I have always been on his health plan because I am self-employed. Can anyone offer me any advice on where to find providers? I have no idea where to start.""
Gap insurance on new auto?
what is the cost for gap insurance for honda acord 4 door sedan 06 year
I am looking for an affordable DENTAL insurance...?
Okay.. so I am an 18 yr old college students.. who just so happens wants braces. My teeth aren't too bad but I just want braces so make my teeth look better. Since braces are very expensive I was thinking about maybe getting a dental insurance that will help me pay for my braces. Also, I want those braces that are either clear or that go inside your teeth and not outside (Not sure if its possible, but I've heard about em). What is the best plan and/or what type of insurance will work for me best. Anything helps..""
Cheap Cars to Insure for 17 year olds?
Hi, I am 17 was was wondering if anyone knows of any cheap cars to insure that they could recommend. Cheers Kieran.. (P.s., if that's OK maybe you could roughly say how much your insurance was or approx how much it would be?)""
volvo insurance quote
volvo insurance quote
https://www.linkedin.com/pulse/i-have-full-ncd-spain-now-live-england-looking-cheep-car-roger-wade"
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what car should i get for cheap insurance
"what car should i get for cheap insurance
what car should i get for cheap insurance
BEST ANSWER: Try this site where you can compare quotes: : http://freecarinsurance.xyz/index.html?src=tumblr
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what car should i get for cheap insurance
what car should i get for cheap insurance
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what car should i get for cheap insurance
what car should i get for cheap insurance
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Can My brother and I go under the same car insurance?
Can I get my name in his car too? In other words, could we both have our name under the insurance? Would this raise insurance? What would happen if one of us wrecks it?""
Insurance and rental cars.?
If you are involved in an accident and it was not your fault, who is responsible for the insurance on the rental car? If your own auto insurance does not transfer to a rental and the rental car place is requiring you to pay out of pocket for the insurance, is it your responsibility to pay this or the person who was at faults responsibility to pay this?""
what car should i get for cheap insurance
what car should i get for cheap insurance
Will my insrance increase?
I have a VW polo at the moment, and insured with ''Quinn Direct.'' If i put Allows on my car, will the insurance cost go up?""
Proof of insurance for a road test?
i have a road test and the dmv requires a proof of insurance i don't have insurance so does the person im supposed to go with, only my dad has an insurance on the car but he will be away on that day. Can i just go to the dmv and show them my dad's insurance without him being there?""
16 year old insurance for a moped UK?
Hey, i'm thinking of buying a moped but before i buy one, i need to make sure that the insurance won't be too expensive otherwise i won't be able to afford it. I will basically be using the moped to get to college and back home. Any ideas as to how much insurance will cost on average? I am currently 16 years of age and will be turning 17 in December 2013. I live out of london if that helps. Thanks in advance :)""
How are forced health insurance and auto insurance the same?
Many on here say that forced health insurance i sthe same as auto insurance, but how is that? I do not need auto insurance if I do not own a car. I make that choice whether to drive or not. I do not get fined if I don't have a car for not having auto insurance. So in what way are these in any way the same?""
Insurance question (=?
Do people in the UK lie about their age to get a low premium on their car insurance? have you lied or know someone who have? I know a lot of people who said they lie about their age (19 say say're older) and get a lower insurance price, is that possible? PS - quotes for young people are utterly ludicrious due to daft drivers, yeah, but still, roundabout 3000 if below 21 for lads. Cheers for any answers.""
How much should I expect my homeowners insurance to cover?
Last month, my car was broken into. A laptop and and navigation system were taken, all together costs about $1700 to replace. How much should I expect a check for? I'm looking for new laptops at the moment and I'm thinking of purchasing a replacement before the check comes in.""
How much would insurances cost on a 88 corvette?
im am going to be 16 and going to get a red corvette i was wondering how much would insurance cost for it and i live in CA in LA i well be under my moms insurance pollicy so what would u think it would cost i drive the car a lot and all the car is for looks it not for racing and pick a up all the girls and go to party lol
Would this be legal ? start own car insurance company and insure self.?
We were talking about the price of car insurance at work today about how the cost is becoming ridiculous. I came up with this idea its entirely hypothetical but it got me wondering if it was possible. Just say i started and registered a insurance business. I offered 3rd party only insurance to my close friends and family people that i know personally are careful drivers.Say 50 people get a years cover for just 100 and i insure my self for free. Now i know what you might be thinking what happens if some one has a bump? Well i have 5000 in the business account so it should cover minor repairs however and hear comes the is it legal part if someone puts in a large claim that i cannot cover.Say my grandma writes off some rich mans Bentley. I just declare the company bankrupt ! Thinking about it its not to different to what the bankers have been doing .
Where do I look for health insurance after Heart Surgery? Dropped by current provider..?
After having a valve replaced last fall my insurance opted not to renew my policy. I am 63 and currently have a short term policy that only can be renewed once and then I am out of luck. Where can I look for coverage? I'd take something even if it excluded my prior condition even though I am now much healtier than I was before the surgery.
Gta V - How do i get car insurance?
I got myself a nice Bugati Veyron, how do i get car insurance on it?""
How much is Auto Insurance in Italy?
Hi, im going to be moving to italy with my wife and child to stay there for four years so i will be purchasing a vehicle to get around with, im planning on a car but i want to find out a little more of how much it can cost for insurance on autos over there, both for cars and motorcycles, if its cheaper for motorcycle i will probably just get one car for my wife and get a motorcycle for myself. Any information will be helpful and thanks ahead of time""
""CHEAPER for car insurance, a Acura rsx 2006 or a Honda Civic coupe 2010?
im just trying to save up the extra money
What kind of insurance coverage should I get for my motorcycle?
I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get.""
Can a employer make you get health insurance?
My boss told me that if i do not prove that i have my own health insurance, i have to get the health insurance the job offers, i would like to know if it is legal for them to do that? force me to get health insurance? now i know that with President Obamas Health law, in 2014 all people over 26 who do not have insurance will be subject to tax. but it is not 2014... its 2012 and i do not want any of my money being taken out of my check for something i do not want at this time.""
Do insurance companies have insurance?
Do insurance companies have insurance from a higher up company or resources? eg Government
Need advice on car insurance excess cost?
I had a bad accident yesterday morning and I payed to bring my car home but I didn't inform my insurance company yet because I haven't got the excess fee at the moment. The car seems to be a write off according to the police and the locals who helped me while I was in shock but will there be a problem if I waited a few days until I have the excess cost ready then I'll tell the insurance company what happened? It wasnt my fault and also the traffic lights were out of order at that junction as this person came at high speed hitting my car at the left corner sending me flying towards the road to the right and onto the pavement. I've gathered pictures of everything for evidence. But the problem is at the moment I cant afford the excess fee, If i let the insurance company know will they ask me to pay right away?""
Does your car insurance premium change?
Hi, Im 16 turning 17 and im getting my license in 9 days. Someone told my family that if we take a crap car like my 2002 honda accord to my test and use that to get our insurance, then the price of insurance on that car will be what we will pay for any other car for the rest of my teenage life. If i were to take the honda to the test, get the insurance, and say lease a newer car, will my insuracne cost stay the same as what we were charged for the honda? Sorry its long and confusing""
How much might my car insurance be?
I want to know how much would my car insurance be if im sixteen and im driving a 94 dodge stealth. I am also a guy. I know sports cars cost more to insure so could you please include the price of insurance for a normal car as well??? Located in Tampa, Florida Thanks for any help you can offer, -Kyle""
What do I need to apply for a motorcycle license in California?
I am wondering if it is worth getting a 2 wheeler license given the high price of gas. How much does the insurance typically cost for a new driver? I need to commute 8 miles each way to work and back.
What do you like most about tying health insurance to employment?
Isn't it a good way to keep employees in line? I mean, well, if you're not happy here, you can always quit and do something you like, but your COBRA insurance will eventually run out and you'll either need to find another job with benefits, not necessarily the job you want, so it looks like you're sticking around for some time.....no freelancing or working two part-time jobs you like for you! I like this system because it keeps my employees from quitting, particularly the ones with pre-existing conditions or family members with pre-existing conditions. I can get what I want out of them by using the health-care lasso ( go ahead and quit, but try seeing how much a private policy will cost you if you're lucky enough to get accepted with what you've got! ), plus there is no need to worry about competition from freelancers or small businesses. I like tying benefits to employment because as an employer I have a way of keeping my employees in line. If they act up or talk about branching out into something else, I just have to remind them of where they get their affordable benefits and how they would lose this corporate pool if they were to go out on their own, work for a small business without benefits, work freelance or go back to school full time. Keeps my workforce dedicated.""
Why are the local prices for auto insurance lower than online prices ?
Why are the local prices for auto insurance lower than online prices ?
Car insurance and the state you live in and registration?
I just moved from Richmond VA to Greensboro NC. My car insurance is in Richmond VA and and my car is registered up there. I'm only going to stay in North Carolina for about 8 months. I want to know if I can switch my car insurance to North Carolina with out having to register my car and switching my license plates over to North Carolina. Car insurance is a hell of alot high up in Richmond than here and I want to save some much needed money. Anyone know if I can make the insurance switch with out having to register my car and switching my tags over to North Carolina? Please respond with only legit answers.
""OMG, Men and car insurance!?""
Teenage boys have to pay more for car insurance, If it was the other way around and women had to pay more Feminist would throw a fit, This is a freaken double standard. How do you feel about this. p.s. I know that the rates for male teenage is higher then female teenagers but if this was switched the feminist would be pist.""
How much does it cost to add a 16 year old female driver to an auto insurance policy?
How much does it cost to add a 16 year old female driver to an auto insurance policy?
How much will cost to remove two wisdom teeth without insurance?
I,m male 21 years old and i'm wishing to remove both bottom wisdom teeth since it cause me feel bubbles on my ears and headaches, i don't know how much will cost me to remove them without insurance, but what is the average price on most states? i live in Oklahoma.""
what car should i get for cheap insurance
what car should i get for cheap insurance
https://www.linkedin.com/pulse/burns-insurance-matthew-jackson/"
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Chpt 13
How does private savings impact investment? Why is it important for individuals to save in an economy? How do public policies such as tax policies affect savings rates? How do government budget deficits affect interest rates?
How does private savings impact investment?
Private savings is directly related to investments. Private savings is the amount of income that remains after households pay taxes and consumption that is deposited into a savings account. Banks can lend out this amount to borrowers to invest in assets; property, plant, equipment, stocks. Savings is the source of supply of loan-able funds. When households have extra income that can be lent out directly by purchasing bonds or saving in a bank. Investment is the source of the demand of loanable funds. Loans to households and firms who wish to borrow to make investments such as mortgages.
According to The Atlantic's article Why Don't Americans Save More Money, the U.S., Canada, Germany and Japan had personal saving rates fall in the last three decades. Middle-class saving fell as households spent more of their income to keep up with rising expenses, like housing and health care, and with their own expectations that earnings would eventually start growing. Add to that real income growth occurred in the 1990's and the economy saw increase in home ownership. (Thompson, D. 2016)
I purchased a home in 2003 which netted a profit on its sale ten years later. During that same time I lived in NYC which was post 9/11. Housing prices were at an all time low as many moved out of the city so we were able to purchase a condo in the hip and upcoming west village. The city council voted in several public works projects such as parks, bike lanes and a new subway line which increased traffic in that area. After owning a home I would again invest in that asset as it appreciated at a higher rate than any of my investments over that same time period.
References:
Thompson, D. (2016, April 19) Why Don't Americans Save More Money. The Atlantic. Retrieved July 24, 2017 from https://www.theatlantic.com/business/archive/2016/04/why-dont-americans-save-money/478929/
Why is it important for individuals to save in an economy? How do public policies such as tax policies affect savings rates?
The Gross Domestic Production is consumption plus investment plus government spending plus net exports. For investments to happen there must be savings for a bank to loan and a company to borrow. A stable supply of savings enables banks to create loans and offer an good interest rate. U.S. policies on taxes discourage savings as our high rate of taxes on income, capital gains, interest and dividends. If taxes on saving, interest and dividends were taxed less more people would have more money and savings are likely to go up as deposited in a bank, thus increasing supply of loan-able funds. Tax credits to firms does not change the supply of savings from households so the supply from households remains unchanged.
Firms that were not in the market for a loan or were waiting to invest in a capital expense project would take out that loan to benefit from the tax credit not to be mistaken for a tax deduction. As cited in the I.R.S. Article of tax credits, a credit provides a dollar for dollar reduction of your income tax liability. (Tax credit vs. tax deductions, 2017)
There was a tax credit given to individuals or businesses that were affected by 9/11. The NYC government implemented the World Trade Center /Liberty Zone, consists of (i) the site bounded by West, Vesey, Church and Liberty and (ii) the adjacent “Southern Site” which consists of two city blocks, one bound by Liberty, Washington, Albany, and Greenwich Streets and the other bound by Liberty, West, Cedar, and Washington Streets. Allowing such firms to file for a credit, reduction or tax incentives that were in that area when 9/11 occurred. This was an attempt to keep businesses in that area and maintain a presence in the wall street district. (World Trade/Libery Zone).
This allowed sole proprietors of investment firms to operate under a lower tax base thus allowing them to still maintain competitive while saving in their personal accounts. If this was not offered the result could have been that a firms savings would be utilized to reconstruct its business or pay the liability from an insurance premium or pay its own unemployment, thus reducing the savings of a firm and its owners that are in the market place.
References:
World Trade/Libery Zone. (n.d.) New York City Government. Retrieved July 24, 2017 from https://www1.nyc.gov/nycbusiness/description/world-trade-center--liberty-zone-benefits
Tax credit vs. tax deductions. (n.d.) I.R.S. Retrieved July 19, 2017 from https://www.irs.com/articles/tax-credits-vs-tax-deductions
How do government budget deficits affect interest rates?
A government deficit occurs when spending exceeds tax revenues amounting the accumulation of government debt. The government is spending money in the economy it is facilitating what banks would do with private savings. Obama road projects decrease interest rates as banks cannot be the investor. According to ABC News Sue Kirchhoff and USA Today, “Bernanke early on threw his support behind congressional efforts to pass a significant economic stimulus package that could include public works spending on roads and schools.” Obama's fiscal policy did not hurt the average guy it helped the average guy. As the Feds at the same time cut interest rates to about 0 to stimulate the economy. ( Fed cuts interest rates to near zero to combat economic recession)
To reduce the deficit governments borrow funds to pay down debt which decreases the supply of loanable funds that are available for households and firms that result in a decline in investments.
References:
Kirchhoff, S. & USA Today. (n.d.) Fed cuts interest rates to near zero to combat economic recession. New York, NY: American Broadcasting Company News. Retrieved July 24, 2017 from http://abcnews.go.com/Business/story?id=6474821&page=1
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Are Republicans Or Democrats Better For Small Business
New Post has been published on https://www.patriotsnet.com/are-republicans-or-democrats-better-for-small-business/
Are Republicans Or Democrats Better For Small Business
Small Business And Government Regulations
AOC Blasts Republicans Who Blame Democrats for Holding Up Small Business Aid
Democratic views on small business revolve around the theory that, while government cannot guarantee the success of a small business, it can implement the conditions that support hiring of new workers through providing tax relief and increasing the availability of Small Business Administration resources.
During the Obama administration, President Obama cut taxes for small businesses no less than eighteen times. Also at President Obamas direction, the Small Business Administration administered more than 70,000 loans for businesses, offering those businesses with the much needed capital to invest and grow.
The American Recovery and Reinvestment Act that was signed into law by President Obama states that business that hire previously unemployed workers are eligible for tax cuts and can write off the purchase of new equipment. Most of the small businesses are eligible under the Affordable Care Act for tax credits to offset the insurance costs for their employees. Democrats are fighting to defend the progress made and ensure that the new president Donald Trump cannot disrespect the American small businesses.
Virginia Republicans Have Been Warning Democratic Control Was Bad For Business Cnbc Disagrees
By: Graham Moomaw and Ned Oliver– July 13, 2021 6:33 pm
The sun rises over the Virginia Capitol.
After Democrats took control of the General Assembly in 2020, a common refrain emerged among Republicans who opposed legislation that raised the minimum wage and added new anti-discrimination protections for employees.
The Democrat majority has done much to diminish Virginias reputation for being Americas best state for business, said Senate Minority Leader Tommy Norment, R-James City, as Democrats first legislative session in power in more than two decades came to a close, invoking a ranking bestowed annually by the cable news network CNBC.
Two years later, it looks like at least some of those Democratic priorities actually helped the states business reputation.
For the second time in a row, Virginia was named the best state for business , which this year began factoring things like anti-discrimination laws and voting rights protections into its rankings under the heading of inclusivity.
Our economy in the Commonwealth of Virginia is roaring, Gov. Ralph Northam said during a victory-lap news conference in Norfolk on Tuesday. Its why companies of all sizes are choosing to call our commonwealth home. Virginia is proving that when you treat people right, its good for everyone and its also good for business.
Youngkins campaign downplayed the CNBC ranking Tuesday, arguing the state is underperforming in key metrics like cost of living and cost of doing business.
Committee Republicans Send Letter To Biden Pelosi Slamming Democrats’ Tax Hike Proposals On Small Businesses
WASHINGTON, D.C. Today, all House Small Business Committee Republicans – led by Ranking Member Luetkemeyer – sent a letter to President Biden and Speaker Pelosi highlighting the negative impacts the Democrats’ tax hike proposals would have on small businesses. As Democrats prepare to take historic steps to recklessly push forward trillions of dollars in spending paid for by small businesses across the country, Committee Republicans are standing up for Main Street USA. Small businesses are focused on recovering from the economic effects of the…
Also Check: Why Do Republicans Hate John Mccain
Small Business And Taxes
Trump has supported significant cut on the income tax on all companies to 15 percent. Business groups also want to see partners, sole proprietors and corporate shareholders whose business income is reported on their personal returns benefit from these changes.
While the party has gotten a great deal of pushback because these policies would benefit big business, what many fail to realize is how essential these policies are to the survival of small businesses.
Staying Afloat During Covid
Brianna Knight, a 31-year-old Fresno resident with clients across the state, was one of the fortunate ones. Her holistic skincare business has done well during the pandemic.
The state grants helped, but so did her overplanning six months ahead at some points. Before the pandemic, Knight also launched a clinical skincare line, enabling her to package at-home facial kits for her clients once COVID-19 hit.;
Despite staying afloat, Knight said she is undecided how she will vote on the recall. She said she needs to research the candidates more, and wants to see how the next phase of the pandemic goes.
I definitely think that we need new leadership, but I dont know if right now is the time, she said. And I only say that because right now California is in the purple and we do foresee a possible shutdown again. So transitioning leadership right now sometimes it gets worse.;
Knight said she wantsnew leadership because of the way the pandemic was handled, including shutting down businesses that state leaders deemed non-essential.
I do corrective skincare, so acne, so even in a pandemic, those clients are still dealing with an issue, she said. I think that what they considered wasnt as important was important to a lot of people, and we werent recognized.
I definitely think that we need new leadership, but I dont know if right now is the time.
Brianna Knight, business owner from fresno
Also Check: Are There Any Republicans Running For President Other Than Trump
History Of The Republican Party
The Republican Party came into existence just prior to the Civil War due to their long-time stance in favor of abolition of slavery. They were a small third-party who nominated John C. Freemont for President in 1856. In 1860 they became an established political party when their nominee Abraham Lincoln was elected as President of the United States. Lincolns Presidency throughout the war, including his policies to end slavery for good helped solidify the Republican Party as a major force in American politics. The elephant was chosen as their symbol in 1874 based on a cartoon in Harpers Weekly that depicted the new party as an elephant.
Regulating The Economy Democratic Style
The Democratic Party is generally considered more willing to intervene in the economy, subscribing to the belief that government power is needed to regulate businesses that ignore social interests in the pursuit of earning a return for shareholders. This intervention can come in the form of regulation or taxation to support social programs. Opponents often describe the Democratic approach to governing as “tax and spend.”
Recommended Reading: Who Raises More Money Democrats Or Republicans
Left Wing And Right Wing Politics
Politics is said to be split in half and you either have left or right political views. Left-wing politics is typically associated with progressive ideas and equality. Democrats are viewed as left-wingers. Right-wing politics values tradition, equity, and survival of the fittest. Republicans are viewed as right-wingers.;
Left-Wing
Left-wing beliefs are liberal in that they believe society is best served with an expanded role of the government. Examples of an expanded role for the government include entitlement programs such as social security and Medicare, Medicaid, universal healthcare, food stamps, free public education, unemployment benefits, strong environmental laws, and other regulations on industries.
Right Wing
Right-wingers believe that the best outcome for society is achieved when individual rights and civil liberties are paramount and the role and especially the power of the government is minimized. Right-wing ideology would favor market-based solutions to the issues that these government programs aim to tackle. For example, encouraging a freer marketplace for healthcare, driven by consumer choice to drive down costs. Or privately held retirement accounts like 401 plans instead of government-guaranteed Social Security.
Study: Republicans Are 24 Percent More Likely Than Democrats To Be Business Owners
Lou Dobbs: NYC is a very difficult environment for any small business owner
According to the Small Business Administration, there are about 28 million small business owners in this country and approximately 22 million of them are self-employed or non-employer firms. The rest of these small firms are employing more than 120 million people. Thats a pretty big voting bloc of small business owners and their employees.
Thats probably good news for Republicans.
According to;a survey;recently released by data research firm Infogroup, most small business owners vote Republican.
The company merged voter registration data from critical swing states with its proprietary database to come up with a combined pool of 5;million businesses and consumers that were asked questions about their party affiliation and other topics.
Of those surveyed, 24 percent of business owners were more likely to be Republican than Democrat. Republicans are way more likely to be presidents, vice-presidents and finance executives than Democrats and the hot industries for Republicans appear to be real estate, financial services and wholesale trade.
The study also found that Republicans tend to have stronger financial indicators than Democrats, such as higher household income, home value, net worth and likelihood to invest. They are also much more likely than Democrats to have a home office, purchase small business insurance, fly more frequently and invest more often in real estate.
For someone in marketing, sure. But what if youre a presidential candidate?
Read Also: Who Controls The House Of Representatives Republicans Or Democrats
Politics And Small Business
“The immediate shift in forward-looking sentiment that small business owners reported following the election reveals how deeply politics has become embedded in the public’s assessment of the economy, and in particular how divided the country is,” said Laura Wronski, research science manager at SurveyMonkey. “We’ve seen evidence of that every quarter, with Republican small business owners consistently reporting a higher degree of confidence than Democrats, but the election of Joe Biden is the first opportunity we’ve had to see whether that would flip if presidential power changed parties and it did dramatically.”
Among Republican respondents, the small business confidence index score fell from 57 in the third quarter to 42; among Democrats, confidence jumped from 46 to 58. The lowest previous confidence reading from Republican business owners was in Q2 2020, at 54.
We’ve seen evidence of that every quarter, with Republican small business owners consistently reporting a higher degree of confidence than Democrats, but the election of Joe Biden is the first opportunity we’ve had to see whether that would flip if presidential power changed parties and it did dramatically.Laura Wronski, SurveyMonkey research science manager
Histories Of The Parties
The Democratic party started in 1828 as anti-federalist sentiments began to form. The Republican party formed a few decades later, in 1854, with the formation of the party to stopping slavery, which they viewed to be unconstitutional.
The difference between a democrat and a republican has changed many, many times throughout history. Democrats used to be considered more conservative, while the republican party fought for more progressive ideas. These ideals have switched over time.
Recommended Reading: Where Are Republicans On The Political Spectrum
How Republicans And Democrats Compare As Small Business Owners
COSTA MESA, Calif.A new analysis shows that Republicans make up the largest percentage of U.S. small business owners, and that they have the highest average business loan balances and lowest delinquency rates.
With the presidential election less than a year away, Experian looked at the financial and demographic characteristics of small business owners by political affiliation. The report found that approximately 35% of all small business owners identify as Republican, while 29.4% identify as Democrat and 15.8% identify as Independent.
Small businesses are a major area of interest for a number of political campaigns and justifiably so, given their positive impact on employment rates and importance to local economies, said Pete Bolin, director of consulting and analytics for Experian business information services. Gaining insight into the characteristics of specific segments of the small business owner population enables government officials, lenders and business professionals to better understand them and take appropriate action to help these small firms grow.
Section:
Crisis On Top Of Crisis
Thousands of small business owners across California are still trying to survive a pandemic now in its fourth surge. Even with the reopening, some restaurants and other service establishments are having trouble hiring workers or are having to pay more and offer perks.;
Then, there are businesses that also have to deal with wildfires and drought.
Data from San Francisco-based software company Womply showed that the deadly 2018 Camp Fire resulted in 13% of local businesses near the fire shutting down permanently, while in 2019, 6.6% of businesses closed after the Kincade Fire in Sonoma County.;
In 2020, California experienced its most destructive fire season in history, with 4.2 million acres burned. In 2021 so far, it isnt much better. The still-burning Dixie Fire is already the second largest in state history, having blackened more than 600,000 acres in Butte, Plumas, Lassen and Tehama counties.;;;;;
Meanwhile, California is in the grip of its worst drought since 2015. This week, Newsom raised the prospect of mandatory water conservation statewide.
John Kabateck, California director of the National Federation of Independent Businesses, said;opinions on the recall vary among its members, but many are too busy dealing with bigger concerns. Among them: finding qualified employees, meeting payroll and readying for a huge spike in their unemployment insurance taxes.
So hes willing to give Newsom the benefit of the doubt.
Recommended Reading: What Republicans Are Running For Governor In Nevada
Obamacares Impact On Small Business
Opponents of the Affordable Care Act argue that the ACA has forced small business owners to pay a lot of money they dont have, that the rising cost of medical insurance and the associated fees has forced companies to lay off workers or to halt expansion plans, and that the tax incentives offered to small businesses isnt guaranteed and its too complicated.
Proponents of the ACA argue that the tax incentives are a great help, and assist them in the added costs of the health insurance premiums. They state that the majority of the expense falls with big businesses, not small businesses. They also argue that many small businesses will fall into the category of under 50 employees, and therefore will not be impacted by the act anyways, aside from the supposed lowering of healthcare costs that it offers.
What Is At Stake For Small Businesses In The 2020 Election
This combination of pictures created on October 22, 2020 shows US President Donald Trump … and Democratic Presidential candidate and former US Vice President Joe Biden during the final presidential debate at Belmont University in Nashville, Tennessee, on October 22, 2020.
Tomorrow, voting concludes in one of the most contentious elections of our lives, but its just another chapter in the wild story that has been 2020. Weve had a pandemic, heightened racial tensions and a faltering economy.;A client told me last week that he feels like the world around him is on fire. And with Covid-19 infections coming back with a vengeance, stimulus talks at a standstill and an unpredictable election, things are set to only get more tumultuous.
You may be election-exhausted by now. You may be one of the 92 million Americans who have already voted.;But no matter who wins on Tuesday , its important ;to understand whats at stake for small business owners tomorrow and in weeks and months to come.
More Stimulus
But now, as CARES impact fades, we are still far from full recovery. The recent rise in coronavirus cases, new lockdown orders looming, 12.6 million workers on unemployment and eight million American pushed into poverty all jeopardize continued recovery in the fourth quarter. ;;
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Clinton Vs Trump: Who’s Better For Your Small Business
AP 1-/10/2016
At 7 a.m. local time on Nov. 8, 2016, polls will open for the 58th quadrennial U.S. presidential election to determine the 45th president. Regardless of your political party or if youre voting for Clinton or Trump, its one of the most important elections in the countrys history.
Thefirst of four presidential debates took place on Sept. 26, and both candidates expressed that this election is about getting the economy working for average Americans again and that means small business owners. According to the Small Business Administration , small businesses provide 55 percent of all jobs and 66 percent of all net jobs since the 1970s. The problem is that recent data from the National Federation of Independent Business found that political uncertainty is at an all-time high because neither candidate is speaking in detail to issues that small business owners care about.
This post will take a look at what Clinton and Trump have said about small businesses, whether their proposed plans help or hurt and what they could do differently. The best way to remedy political uncertainty is to know what the candidates stand for and what proposed policies and beliefs mean in the long run.
Hillary Clinton Wants to Be theSmall Business President
Sounds Great, But is it Too Good to be True?
Where Does Trump Stand With Small Businesses?
His Real Stance Is Still Up For Debate
Have a Voice and Vote
Democrats Raise Red Flags On Gop Small Business Plan As Biden Weighs In
Republicans join Democrats to advance $1tn infrastructure bill
When it comes to some of the broad strokes in the small business plan, Republicans and Democrats appear to be close to agreement.
07/28/2020 04:56 PM EDT
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Democrats are gearing up to push for changes to a small business aid plan pitched by Republicans as part of the latest economic relief package, as former Vice President Joe Biden called for major new investments in firms owned by people of color.
While the small business rescue plan released by Senate Republicans Monday included bipartisan priorities including a second round of forgivable government loans Democrats are targeting what they say are key omissions.
Among them, according to sources familiar with the matter, is the absence of new funding for the Small Business Administration’s Economic Injury Disaster Loan program, which offers direct aid to employers. Democrats also say there is insufficient support for Community Development Financial Institutions and Minority Depository Institutions, which focus lending on populations lacking access to traditional banks.
Democrats may also try to bar executive branch officials and members of Congress from obtaining government-backed business loans. The bill proposed by Republicans only requires the officials to disclose their status when applying.
CORONAVIRUS: WHAT YOU NEED TO KNOW
President Donald Trump and Melania Trump have tested positive for Covid-19.
The latest news in employment, labor and immigration politics and policy.
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